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Exhibit 23
CONSENT TO INDEPENDENT AUDITORS
We consent to the incorporation by reference in the Form 11-K pertaining to the
Heritage Financial Corporation 401(k) Employee Stock Ownership Plan and Trust of
our report dated May 31, 2000, with respect to the financial statements and
supplemental schedule of the Heritage Financial Corporation 401(k) Employee
Stock Ownership Plan and Trust included in this Annual Report (Form 11-K) for
the year ended December 31, 1999.
/s/ Dodd Wing & Co., P.C.
Dodd Wing & Co., P.C.
Kirkland, Washington
June 23, 2000
