<TABLE> <S> <C>
<PAGE>
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<S> <C> <C>
<PERIOD-TYPE> 3-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<CASH> 16,197 14,320
<INT-BEARING-DEPOSITS> 1,618 5,376
<FED-FUNDS-SOLD> 0 1,900
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 35,850 36,612
<INVESTMENTS-CARRYING> 5,582 8,948
<INVESTMENTS-MARKET> 5,607 9,068
<LOANS> 448,639 361,516
<ALLOWANCE> 4,694 4,199
<TOTAL-ASSETS> 538,121 458,321
<DEPOSITS> 430,794 351,412
<SHORT-TERM> 14,102 10
<LIABILITIES-OTHER> 5,692 6,100
<LONG-TERM> 0 330
0 0
0 0
<COMMON> 59,498 75,497
<OTHER-SE> 28,035 24,972
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<INTEREST-LOAN> 19,763 15,282
<INTEREST-INVEST> 1,303 1,472
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<INTEREST-TOTAL> 21,167 17,426
<INTEREST-DEPOSIT> 8,322 6,236
<INTEREST-EXPENSE> 8,663 6,255
<INTEREST-INCOME-NET> 12,504 11,171
<LOAN-LOSSES> 390 204
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<EXPENSE-OTHER> 9,722 9,548
<INCOME-PRETAX> 4,346 3,521
<INCOME-PRE-EXTRAORDINARY> 4,346 3,521
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 2,932 2,238
<EPS-BASIC> 0.307 0.207
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<YIELD-ACTUAL> 9.21 9.18
<LOANS-NON> 1,554 657
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<ALLOWANCE-CLOSE> 4,694 4,199
<ALLOWANCE-DOMESTIC> 4,694 4,199
<ALLOWANCE-FOREIGN> 0 0
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</TABLE>