LAKE SHORE FAMILY OF FUNDS
497J, 2000-05-04
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                                   LAKE SHORE
                                   ----------
                                 Family of Funds

- --------------------------------------------------------------------------------
       Investment Adviser                                Shareholder Services
  Lake Shore Fund Group, LLC                         Lake Shore Family of Funds
        an affiliate of                                     P.O. Box 5354
Cambridge Financial Group, Inc.                      Cincinnati, Ohio 45201-5354
 8280 Montgomery Rd, Suite 302                              1.800.266.9532
      Cincinnati, OH 45236

May 4, 2000

Securities and Exchange Commission
Public Filing Desk
Judiciary Plaza
450 Fifth Street, NW
Washington, D.C.  20549

Re:  Lake Shore Family of Funds
     File No. 333-37541 and 811-8431

Ladies and Gentlemen:

Pursuant  to Rule  497(j)  under the  Securities  Act of 1933,  the  undersigned
certifies   that  (i)  the  form  of  Prospectus  and  Statement  of  Additional
Information that would have been filed under paragraph (c) of Rule 497 would not
have differed from that  contained in the most recent  amendment to the Schwartz
Investment Trust's registration  statement on Form N-1A and (ii) the text of the
most  recent  amendment   (Post-Effective   Amendment  No.  3)  has  been  filed
electronically.

Very truly yours,

/s/ Wade Bridge

Wade Bridge
Assistant Secretary



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