WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 101
<NAME> NEW JERSEY MUNICIPAL BOND FUND CLASS A
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-2000
<PERIOD-START> APR-01-1999
<PERIOD-END> SEP-30-2000
<INVESTMENTS-AT-COST> "203,558,452 "
<INVESTMENTS-AT-VALUE> "207,304,447 "
<RECEIVABLES> "3,270,447 "
<ASSETS-OTHER> "1,407 "
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> "210,576,301 "
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> "800,714 "
<TOTAL-LIABILITIES> "800,714 "
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> "27,612,973 "
<SHARES-COMMON-STOCK> "2,624,911 "
<SHARES-COMMON-PRIOR> "2,684,163 "
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> "(4,827)"
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> "(953,841)"
<ACCUM-APPREC-OR-DEPREC> "1,129,049 "
<NET-ASSETS> "27,783,354 "
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> "753,904 "
<OTHER-INCOME> 0
<EXPENSES-NET> "(94,935)"
<NET-INVESTMENT-INCOME> "658,969 "
<REALIZED-GAINS-CURRENT> "(193,772)"
<APPREC-INCREASE-CURRENT> "2,621,918 "
<NET-CHANGE-FROM-OPS> "3,087,115 "
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> "(666,366)"
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> "160,870 "
<NUMBER-OF-SHARES-REDEEMED> "(258,957)"
<SHARES-REINVESTED> "38,836 "
<NET-CHANGE-IN-ASSETS> "1,799,645 "
<ACCUMULATED-NII-PRIOR> "2,570 "
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> "(760,069)"
<GROSS-ADVISORY-FEES> "(57,871)"
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> "(59,637)"
<AVERAGE-NET-ASSETS> "27,611,704 "
<PER-SHARE-NAV-BEGIN> 10.48
<PER-SHARE-NII> 0.25
<PER-SHARE-GAIN-APPREC> 0.10
<PER-SHARE-DIVIDEND> (0.25)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.58
<EXPENSE-RATIO> 0.69
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
