RICHMOND COUNTY FINANCIAL CORP
8-K/A, 1999-06-08
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                  FORM 8-K/A
                                CURRENT REPORT

    Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported) March 22, 1999
                                                        --------------

                        RICHMOND COUNTY FINANCIAL CORP.
                        -------------------------------
            (Exact name of registrant as specified in its charter)


         Delaware                      0-23271                  06-1498455
         --------                      -------                  ----------
(State or other Jurisdiction of      (Commission               (IRS Employer
incorporation or organization)       File Number)            Identification No.)


1214 Castleton Avenue, Staten Island, New York                     10310
- ----------------------------------------------                     -----
(Address of principal executive offices)                         (Zip Code)


Registrant's telephone number, including area code             (718) 448-2800
                                                               --------------


                                Not Applicable
                                --------------
        (Former name or former address, if changed since last report.)






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ITEM 7. Financial Statements,  Pro Forma Financial Information and Exhibits
        -------------------------------------------------------------------

      On March 22, 1999, Richmond County Financial Corp. ("Richmond County")
consummated its merger with Bayonne Bancshares, Inc. ("Bayonne").  The following
information supplements the information contained in the Form 8-K filed by
Richmond County on March 24, 1999 relating to the acquisition of Bayonne.

(a)   Financial Statements of Business Acquired:
      -----------------------------------------

      The consolidated financial statements of Bayonne contained in Bayonne's
Annual Report to Stockholders for the Year Ended March 31, 1998 are incorporated
from Bayonne's Annual Report on Form 10-K for the Year Ended  March 31,  1998
filed with the Securities and Exchange Commission on June 29, 1998,  and any
amendments thereto.  The consolidated financial statements of Bayonne contained
in Bayonne's Quarterly Report for the quarter ended December 31, 1998 are
incorporated from Bayonne's Quarterly Report on Form 10-Q for the quarter ended
December 31, 1998 filed with the Securities and Exchange Commission on February
12, 1999, and any amendments thereto.

(b)   Pro Forma Financial Information:
      -------------------------------

      Richmond County has determined that the pro forma financial information as
of December 31, 1999 and for the six months ended December  31, 1999 would be
substantially the same  as the pro forma financial  information  previously
reported by Richmond County.  Accordingly, the unaudited pro forma condensed
combined consolidated statement of financial condition as of September 30, 1998
and the unaudited pro forma condensed combined consolidated statements of income
for the three months ended September 30, 1998 and the year ended June 30, 1998
contained in the Richmond County's Registration Statement on Form S-4 (File No.
333-66749) are incorporated herein by reference.



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                                  SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                         RICHMOND COUNTY FINANCIAL CORP.


Dated:   June 7, 1999             By: /s/ Michael F. Manzulli
                                      -----------------------
                                  Michael F. Manzulli,
                                  Chairman and Chief Executive Officer





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