RICHMOND COUNTY FINANCIAL CORP
10-K, EX-27, 2000-09-28
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM 10-
Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                              JUN-30-2000
<PERIOD-START>                                 JUL-01-1999
<PERIOD-END>                                   JUN-30-2000
<CASH>                                              40,101
<INT-BEARING-DEPOSITS>                               7,583
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                        964,931
<INVESTMENTS-CARRYING>                              57,161
<INVESTMENTS-MARKET>                                54,068
<LOANS>                                          1,588,506
<ALLOWANCE>                                         14,698
<TOTAL-ASSETS>                                   2,881,221
<DEPOSITS>                                       1,789,876
<SHORT-TERM>                                       265,500
<LIABILITIES-OTHER>                                 11,245
<LONG-TERM>                                        508,190
                                    0
                                              0
<COMMON>                                               327
<OTHER-SE>                                         306,083
<TOTAL-LIABILITIES-AND-EQUITY>                   2,881,221
<INTEREST-LOAN>                                    113,454
<INTEREST-INVEST>                                   80,571
<INTEREST-OTHER>                                       512
<INTEREST-TOTAL>                                   194,537
<INTEREST-DEPOSIT>                                  54,710
<INTEREST-EXPENSE>                                  98,269
<INTEREST-INCOME-NET>                               96,268
<LOAN-LOSSES>                                        1,200
<SECURITIES-GAINS>                                  (6,015)
<EXPENSE-OTHER>                                     52,303
<INCOME-PRETAX>                                     49,941
<INCOME-PRE-EXTRAORDINARY>                          49,941
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        36,269
<EPS-BASIC>                                           1.36
<EPS-DILUTED>                                         1.35
<YIELD-ACTUAL>                                        7.22
<LOANS-NON>                                          4,718
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                    13,885
<CHARGE-OFFS>                                          491
<RECOVERIES>                                           104
<ALLOWANCE-CLOSE>                                   14,698
<ALLOWANCE-DOMESTIC>                                 8,622
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                              6,076


</TABLE>


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