RICHMOND COUNTY FINANCIAL CORP
10-Q, EX-27, 2000-11-14
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                  3-MOS
<FISCAL-YEAR-END>                              JUN-30-2001
<PERIOD-START>                                 JUL-01-2000
<PERIOD-END>                                   SEP-30-2000
<CASH>                                              48,004
<INT-BEARING-DEPOSITS>                               7,210
<FED-FUNDS-SOLD>                                       150
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                      1,077,994
<INVESTMENTS-CARRYING>                              56,490
<INVESTMENTS-MARKET>                                54,437
<LOANS>                                          1,764,470
<ALLOWANCE>                                         18,484
<TOTAL-ASSETS>                                   3,208,856
<DEPOSITS>                                       2,059,738
<SHORT-TERM>                                       327,232
<LIABILITIES-OTHER>                                 12,921
<LONG-TERM>                                        502,360
                                    0
                                              0
<COMMON>                                               327
<OTHER-SE>                                         306,278
<TOTAL-LIABILITIES-AND-EQUITY>                   3,208,856
<INTEREST-LOAN>                                     33,489
<INTEREST-INVEST>                                   20,326
<INTEREST-OTHER>                                       228
<INTEREST-TOTAL>                                    54,043
<INTEREST-DEPOSIT>                                  17,719
<INTEREST-EXPENSE>                                  28,430
<INTEREST-INCOME-NET>                               25,613
<LOAN-LOSSES>                                          300
<SECURITIES-GAINS>                                    (415)
<EXPENSE-OTHER>                                     14,091
<INCOME-PRETAX>                                     14,634
<INCOME-PRE-EXTRAORDINARY>                          14,634
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         9,364
<EPS-BASIC>                                           0.38
<EPS-DILUTED>                                         0.38
<YIELD-ACTUAL>                                        7.48
<LOANS-NON>                                          6,840
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                    14,698
<CHARGE-OFFS>                                          108
<RECOVERIES>                                            55
<ALLOWANCE-CLOSE>                                   18,484
<ALLOWANCE-DOMESTIC>                                 9,025
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                              9,459


</TABLE>


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