[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/1999
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: TRUST COMPANY OF KENTUCKY
Address: 100 EAST VINE STREET
LEXINGTON, KY 40507
13F File Number: 28-06540
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: SANDY PAYNE
Title: VICE PRESIDENT
Phone: 6063895308
Signature, Place, and Date of Signing:
SANDY PAYNE LEXINGTON, KY 11/12/1999
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 140
Form 13F Information Table Value Total: $ 116,236
List of Other Included Managers:
NONE
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<C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/
SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN
AMOUNT PRN CALL
SECURITY NAME SUBCLASS
AT&T CORP COMMON STOCK 001957109 2914
66992 SH
AT&T CORP COMMON STOCK 001957109 199
4577 SH
ABBOTT LABS COMMON STOCK 002824100 824
22470 SH
ABBOTT LABS COMMON STOCK 002824100 156
4250 SH
AEGON N V FOREIGN STOCK 007924103 30
346 SH
AEGON N V FOREIGN STOCK 007924103 238
2748 SH
ALLSTATE CORP COMMON STOCK 020002101 1304
52306 SH
ALLSTATE CORP COMMON STOCK 020002101 95
3800 SH
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 662
6365 SH
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 255
2450 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 274
2030 SH
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 2241
53995 SH
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 591
14243 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 2876
33080 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 75
858 SH
AMERITECH CORP NEW COMMON STOCK 030954101 288
4315 SH
AMERITECH CORP NEW COMMON STOCK 030954101 334
5000 SH
ASHLAND INC COMMON STOCK 044204105 404
12013 SH
ASHLAND INC COMMON STOCK 044204105 322
9570 SH
BP AMOCO PLC FOREIGN STOCK 055622104 173
1561 SH
BP AMOCO PLC FOREIGN STOCK 055622104 475
4285 SH
BANK ONE CORP COMMON STOCK 06423A103 587
16850 SH
BANK ONE CORP COMMON STOCK 06423A103 60
1736 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 2487
36949 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 365
5428 SH
BELLSOUTH CORP COMMON STOCK 079860102 439
9756 SH
BELLSOUTH CORP COMMON STOCK 079860102 400
8897 SH
BESTFOODS INC COMMON STOCK 08658U101 639
13163 SH
BESTFOODS INC COMMON STOCK 08658U101 22
450 SH
BOEING CO COMMON STOCK 097023105 252
5909 SH
BOEING CO COMMON STOCK 097023105 72
1681 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 402
5950 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 2049
30352 SH
CBS CORP COMMON STOCK 12490K107 331
7156 SH
COCA COLA CO COMMON STOCK 191216100 957
19830 SH
COCA COLA CO COMMON STOCK 191216100 224
4640 SH
COMMUNITY TRUST BANCORP INC COMMON STOCK 204149108 22846
1053412 SH
COMMUNITY TRUST BANCORP INC COMMON STOCK 204149108 1952
90027 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 1660
72558 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 59
2575 SH
DAYTON HUDSON CORP COMMON STOCK 239753106 2461
40975 SH
DAYTON HUDSON CORP COMMON STOCK 239753106 51
850 SH
DISNEY WALT CO COMMON STOCK 254687106 874
33620 SH
DISNEY WALT CO COMMON STOCK 254687106 119
4575 SH
DOW CHEM CO COMMON STOCK 260543103 678
5971 SH
DOW CHEM CO COMMON STOCK 260543103 308
2713 SH
DU PONT EI DE NEMOURS & CO COMMON STOCK 263534109 76
1250 SH
DU PONT EI DE NEMOURS & CO COMMON STOCK 263534109 140
2320 SH
ELECTRONICS DATA SYS CORP NEW COMMON STOCK 285661104 1567
29595 SH
ELECTRONICS DATA SYS CORP NEW COMMON STOCK 285661104 17
325 SH
EMERSON ELEC CO COMMON STOCK 291011104 214
3386 SH
EMERSON ELEC CO COMMON STOCK 291011104 101
1600 SH
EXXON CORP COMMON STOCK 302290101 2460
32362 SH
EXXON CORP COMMON STOCK 302290101 462
6080 SH
FPL GROUP INC COMMON STOCK 302571104 752
14935 SH
FPL GROUP INC COMMON STOCK 302571104 38
750 SH
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 1115
17789 SH
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 119
1900 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 141
2311 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 332
5452 SH
FIRST UN CORP COMMON STOCK 337358105 827
23200 SH
FIRST VA BKS INC COMMON STOCK 337477103 327
7500 SH
FORD MTR CO DEL COMMON STOCK 345370100 2294
45644 SH
FORD MTR CO DEL COMMON STOCK 345370100 53
1050 SH
GENERAL ELEC CO COMMON STOCK 369604103 5078
42830 SH
GENERAL ELEC CO COMMON STOCK 369604103 1507
12707 SH
GEORGIA PAC CORP COMMON STOCK 373298108 12
300 SH
GEORGIA PAC CORP COMMON STOCK 373298108 315
7792 SH
GILLETTE CO COMMON STOCK 375766102 476
14025 SH
GILLETTE CO COMMON STOCK 375766102 156
4600 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 1496
16485 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 318
3500 SH
HOME DEPOT INC COMMON STOCK 437076102 1215
17705 SH
HOME DEPOT INC COMMON STOCK 437076102 358
5224 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 487
6535 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 71
950 SH
INTEL CORP COMMON STOCK 458140100 1560
20998 SH
INTEL CORP COMMON STOCK 458140100 321
4320 SH
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 105
870 SH
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 293
2420 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 321
6680 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 10
200 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 186
2020 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 657
7150 SH
KIMBERLY CLARK CORP COMMON STOCK 494368103 1690
32047 SH
KIMBERLY CLARK CORP COMMON STOCK 494368103 11
200 SH
KINDER MORGAN COMMON STOCK 494550106 211
4865 SH
LILLY ELI & CO COMMON STOCK 532457108 308
4800 SH
LILLY ELI & CO COMMON STOCK 532457108 51
800 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 3407
52511 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 241
3712 SH
MCDONALDS CORP COMMON STOCK 580135101 727
16807 SH
MCDONALDS CORP COMMON STOCK 580135101 199
4600 SH
MEDTRONIC INC COMMON STOCK 585055106 442
12430 SH
MEDTRONIC INC COMMON STOCK 585055106 155
4360 SH
MELLON BK CORP COMMON STOCK 585509102 1824
54235 SH
MELLON BK CORP COMMON STOCK 585509102 61
1800 SH
MERCK & CO INC COMMON STOCK 589331107 1452
22409 SH
MERCK & CO INC COMMON STOCK 589331107 392
6050 SH
MICROSOFT CORP COMMON STOCK 594918104 3667
40495 SH
MICROSOFT CORP COMMON STOCK 594918104 525
5800 SH
MOBIL CORP COMMON STOCK 607059102 958
9510 SH
MOBIL CORP COMMON STOCK 607059102 562
5575 SH
MORGAN J P & CO INC PREFERRED STOCK 616880209 201
2500 SH
NATIONAL CITY CORP COMMON STOCK 635405103 178
6672 SH
NATIONAL CITY CORP COMMON STOCK 635405103 48
1800 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 353
14410 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 170
6925 SH
PNC BK CORP COMMON STOCK 693475105 123
2330 SH
PNC BK CORP COMMON STOCK 693475105 189
3578 SH
PFIZER INC COMMON STOCK 717081103 783
21834 SH
PFIZER INC COMMON STOCK 717081103 628
17495 SH
PLUM CREEK TIMBER CO COMMON STOCK 729251108 251
8000 SH
PROCTOR & GAMBLE COMMON STOCK 742718109 1411
15052 SH
PROCTOR & GAMBLE COMMON STOCK 742718109 965
10290 SH
PROVIDIAN FINL CORP COMMON STOCK 74406A102 69
870 SH
PROVIDIAN FINL CORP COMMON STOCK 74406A102 376
4746 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 1311
25676 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 504
9863 SH
SARA LEE CORP COMMON STOCK 803111103 200
8560 SH
SARA LEE CORP COMMON STOCK 803111103 188
8064 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 131
3000 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 196
4500 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 1911
30660 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 160
2572 SH
STUDENT LN MARKETING ASSN PREFERRED STOCK 863871208 474
10000 SH
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 107
15000 SH
TIME WARNER INC COMMON STOCK 887315109 1630
26825 SH
TIME WARNER INC COMMON STOCK 887315109 18
300 SH
UNITED BANKSHARES INC W VA COMMON STOCK 909907107 336
13800 SH
U S WEST INC COMMON STOCK 91273H101 79
1384 SH
U S WEST INC COMMON STOCK 91273H101 173
3026 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 51
650 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 432
5500 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 888
22400 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 40
1000 SH
XEROX CORP COMMON STOCK 984121103 1388
33090 SH
XEROX CORP COMMON STOCK 984121103 10
250 SH
GRUNDY FUELS, INC. COMMON STOCK 993096569 1630
500 SH
CITIZINS NATIONAL COMMON STOCK 993096585 750
750 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED
NONE
AT&T CORP SOLE 62517
AT&T CORP SOLE
4475
AT&T CORP OTHER 4577
ABBOTT LABS SOLE 21370
ABBOTT LABS SOLE
1100
ABBOTT LABS OTHER 4250
AEGON N V SOLE 346
AEGON N V OTHER 2748
ALLSTATE CORP SOLE 48356
ALLSTATE CORP SOLE
3950
ALLSTATE CORP OTHER 3800
AMERICA ONLINE INC DEL SOLE 5890
AMERICA ONLINE INC DEL SOLE
475
AMERICA ONLINE INC DEL OTHER 2450
AMERICAN EXPRESS CO SOLE 2030
AMERICAN HOME PRODS CORP SOLE 50270
AMERICAN HOME PRODS CORP SOLE
3725
AMERICAN HOME PRODS CORP OTHER 14243
AMERICAN INTL GROUP INC SOLE 30430
AMERICAN INTL GROUP INC SOLE
2650
AMERICAN INTL GROUP INC OTHER 858
AMERITECH CORP NEW SOLE 4315
AMERITECH CORP NEW OTHER 5000
ASHLAND INC SOLE 12013
ASHLAND INC OTHER 9570
BP AMOCO PLC SOLE 1561
BP AMOCO PLC OTHER 4285
BANK ONE CORP SOLE 15555
BANK ONE CORP SOLE
1295
BANK ONE CORP OTHER 1736
BELL ATLANTIC CORP SOLE 34949
BELL ATLANTIC CORP SOLE
2000
BELL ATLANTIC CORP OTHER 5428
BELLSOUTH CORP SOLE 9756
BELLSOUTH CORP OTHER 8897
BESTFOODS INC SOLE 12513
BESTFOODS INC SOLE
650
BESTFOODS INC OTHER 450
BOEING CO SOLE 5159
BOEING CO SOLE
750
BOEING CO OTHER 1681
BRISTOL-MYERS SQUIBB CO SOLE 5950
BRISTOL-MYERS SQUIBB CO OTHER 30352
CBS CORP SOLE 7156
COCA COLA CO SOLE 18455
COCA COLA CO SOLE
1375
COCA COLA CO OTHER 4640
COMMUNITY TRUST BANCORP INC SOLE 330520
COMMUNITY TRUST BANCORP INC SOLE
722892
COMMUNITY TRUST BANCORP INC OTHER 32326
COMMUNITY TRUST BANCORP INC OTHER
57701
COMPAQ COMPUTER CORP SOLE 66533
COMPAQ COMPUTER CORP SOLE
6025
COMPAQ COMPUTER CORP OTHER 2575
DAYTON HUDSON CORP SOLE 37800
DAYTON HUDSON CORP SOLE
3175
DAYTON HUDSON CORP OTHER 850
DISNEY WALT CO SOLE 31220
DISNEY WALT CO SOLE
2400
DISNEY WALT CO OTHER 4575
DOW CHEM CO SOLE 5596
DOW CHEM CO SOLE
375
DOW CHEM CO OTHER 2713
DU PONT EI DE NEMOURS & CO SOLE 1250
DU PONT EI DE NEMOURS & CO OTHER 2320
ELECTRONICS DATA SYS CORP NEW SOLE 27420
ELECTRONICS DATA SYS CORP NEW SOLE
2175
ELECTRONICS DATA SYS CORP NEW OTHER 325
EMERSON ELEC CO SOLE 3386
EMERSON ELEC CO OTHER 1600
EXXON CORP SOLE 31162
EXXON CORP SOLE
1200
EXXON CORP OTHER 6080
FPL GROUP INC SOLE 13785
FPL GROUP INC SOLE
1150
FPL GROUP INC OTHER 750
FEDERAL NATL MTG ASSN SOLE 16614
FEDERAL NATL MTG ASSN SOLE
1175
FEDERAL NATL MTG ASSN OTHER 1900
FIFTH THIRD BANCORP SOLE 2311
FIFTH THIRD BANCORP OTHER 5452
FIRST UN CORP OTHER 23200
FIRST VA BKS INC OTHER 7500
FORD MTR CO DEL SOLE 41844
FORD MTR CO DEL SOLE
3800
FORD MTR CO DEL OTHER 1050
GENERAL ELEC CO SOLE 41605
GENERAL ELEC CO SOLE
1225
GENERAL ELEC CO OTHER 12707
GEORGIA PAC CORP SOLE 300
GEORGIA PAC CORP OTHER 7792
GILLETTE CO SOLE 13525
GILLETTE CO SOLE
500
GILLETTE CO OTHER 4600
HEWLETT PACKARD CO SOLE 15510
HEWLETT PACKARD CO SOLE
975
HEWLETT PACKARD CO OTHER 3500
HOME DEPOT INC SOLE 16705
HOME DEPOT INC SOLE
1000
HOME DEPOT INC OTHER 5224
ILLINOIS TOOL WKS INC SOLE 6110
ILLINOIS TOOL WKS INC SOLE
425
ILLINOIS TOOL WKS INC OTHER 950
INTEL CORP SOLE 19748
INTEL CORP SOLE
1250
INTEL CORP OTHER 4320
INTERNATIONAL BUSINESS MACHS SOLE 870
INTERNATIONAL BUSINESS MACHS OTHER 2348
INTERNATIONAL BUSINESS MACHS OTHER
72
INTERNATIONAL PAPER CO SOLE 6130
INTERNATIONAL PAPER CO SOLE
550
INTERNATIONAL PAPER CO OTHER 200
JOHNSON & JOHNSON SOLE 2020
JOHNSON & JOHNSON OTHER 7150
KIMBERLY CLARK CORP SOLE 29572
KIMBERLY CLARK CORP SOLE
2475
KIMBERLY CLARK CORP OTHER 200
KINDER MORGAN SOLE 4865
LILLY ELI & CO SOLE 4800
LILLY ELI & CO OTHER 800
LUCENT TECHNOLOGIES SOLE 48886
LUCENT TECHNOLOGIES SOLE
3625
LUCENT TECHNOLOGIES OTHER 3712
MCDONALDS CORP SOLE 16032
MCDONALDS CORP SOLE
775
MCDONALDS CORP OTHER 4600
MEDTRONIC INC SOLE 11430
MEDTRONIC INC SOLE
1000
MEDTRONIC INC OTHER 4360
MELLON BK CORP SOLE 50535
MELLON BK CORP SOLE
3700
MELLON BK CORP OTHER 1800
MERCK & CO INC SOLE 20959
MERCK & CO INC SOLE
1450
MERCK & CO INC OTHER 6050
MICROSOFT CORP SOLE 37445
MICROSOFT CORP SOLE
3050
MICROSOFT CORP OTHER 5800
MOBIL CORP SOLE 9160
MOBIL CORP SOLE
350
MOBIL CORP OTHER 5575
MORGAN J P & CO INC DEFINED
2500
NATIONAL CITY CORP SOLE 6672
NATIONAL CITY CORP OTHER 1800
NORFOLK SOUTHERN CORP SOLE 13760
NORFOLK SOUTHERN CORP SOLE
650
NORFOLK SOUTHERN CORP OTHER 6925
PNC BK CORP SOLE 2330
PNC BK CORP OTHER 3578
PFIZER INC SOLE 21834
PFIZER INC OTHER 17495
PLUM CREEK TIMBER CO SOLE 8000
PROCTOR & GAMBLE SOLE 14327
PROCTOR & GAMBLE SOLE
725
PROCTOR & GAMBLE OTHER 10290
PROVIDIAN FINL CORP SOLE 870
PROVIDIAN FINL CORP OTHER 4746
SBC COMMUNICATIONS INC SOLE 24151
SBC COMMUNICATIONS INC SOLE
1525
SBC COMMUNICATIONS INC OTHER 9863
SARA LEE CORP SOLE 8560
SARA LEE CORP OTHER 8064
SCHERING PLOUGH CORP SOLE 3000
SCHERING PLOUGH CORP OTHER 4500
SCHLUMBERGER LTD SOLE 28260
SCHLUMBERGER LTD SOLE
2400
SCHLUMBERGER LTD OTHER 2572
STUDENT LN MARKETING ASSN DEFINED
10000
THERMO CARDIOSYSTEMS INC SOLE 15000
TIME WARNER INC SOLE 24800
TIME WARNER INC SOLE
2025
TIME WARNER INC OTHER 300
UNITED BANKSHARES INC W VA SOLE 13800
U S WEST INC SOLE 1384
U S WEST INC OTHER 3026
WACHOVIA CORP NEW SOLE 650
WACHOVIA CORP NEW OTHER 5500
WELLS FARGO & CO NEW SOLE 20525
WELLS FARGO & CO NEW SOLE
1875
WELLS FARGO & CO NEW OTHER 1000
XEROX CORP SOLE 30740
XEROX CORP SOLE
2350
XEROX CORP OTHER 250
GRUNDY FUELS, INC. SOLE 500
CITIZINS NATIONAL DEFINED
750
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