[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/1999
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: TRUST COMPANY OF KENTUCKY
Address: 100 EAST VINE STREET
LEXINGTON, KY 40507
13F File Number: 28-06540
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: SANDY PAYNE
Title: VICE PRESIDENT
Phone: 606-389-5308
Signature, Place, and Date of Signing:
SANDY PAYNE LEXINGTON, KY 01/19/2000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 142
Form 13F Information Table Value Total: $ 121,538
List of Other Included Managers:
NONE
<TABLE> <C>
<C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/
SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN
AMOUNT PRN CALL
SECURITY NAME SUBCLASS
AT&T CORP COMMON STOCK 001957109 3537
69617 SH
AT&T CORP COMMON STOCK 001957109 221
4352 SH
ABBOTT LABS COMMON STOCK 002824100 820
22570 SH
ABBOTT LABS COMMON STOCK 002824100 116
3200 SH
AEGON N V FOREIGN STOCK 007924103 33
346 SH
AEGON N V FOREIGN STOCK 007924103 262
2748 SH
ALLSTATE CORP COMMON STOCK 020002101 1377
57221 SH
ALLSTATE CORP COMMON STOCK 020002101 90
3725 SH
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 1057
13925 SH
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 247
3250 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 266
1600 SH
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 2042
52020 SH
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 538
13718 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 3408
31517 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 87
808 SH
ASHLAND INC COMMON STOCK 044204105 386
11713 SH
ASHLAND INC COMMON STOCK 044204105 282
8570 SH
BP AMOCO PLC FOREIGN STOCK 055622104 185
3122 SH
BP AMOCO PLC FOREIGN STOCK 055622104 508
8570 SH
BANK ONE CORP COMMON STOCK 06423A103 535
16725 SH
BANK ONE CORP COMMON STOCK 06423A103 62
1936 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 2287
37148 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 322
5228 SH
BELLSOUTH CORP COMMON STOCK 079860102 495
10576 SH
BELLSOUTH CORP COMMON STOCK 079860102 416
8897 SH
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108 337
6 SH
BESTFOODS INC COMMON STOCK 08658U101 612
11645 SH
BESTFOODS INC COMMON STOCK 08658U101 24
450 SH
BOEING CO COMMON STOCK 097023105 231
5574 SH
BOEING CO COMMON STOCK 097023105 62
1506 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 389
6065 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 1948
30352 SH
CBS CORP COMMON STOCK 12490K107 458
7171 SH
COCA COLA CO COMMON STOCK 191216100 1123
19280 SH
COCA COLA CO COMMON STOCK 191216100 230
3940 SH
COMMUNITY TRUST BANCORP INC COMMON STOCK 204149108 21258
1062880 SH
COMMUNITY TRUST BANCORP INC COMMON STOCK 204149108 1791
89527 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 2080
76873 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 60
2200 SH
DAYTON HUDSON CORP COMMON STOCK 239753106 2923
39805 SH
DAYTON HUDSON CORP COMMON STOCK 239753106 88
1200 SH
DISNEY WALT CO COMMON STOCK 254687106 999
34145 SH
DISNEY WALT CO COMMON STOCK 254687106 107
3650 SH
DOW CHEM CO COMMON STOCK 260543103 786
5881 SH
DOW CHEM CO COMMON STOCK 260543103 316
2363 SH
DU PONT EI DE NEMOURS & CO COMMON STOCK 263534109 70
1064 SH
DU PONT EI DE NEMOURS & CO COMMON STOCK 263534109 153
2320 SH
ELECTRONICS DATA SYS CORP NEW COMMON STOCK 285661104 2041
30485 SH
ELECTRONICS DATA SYS CORP NEW COMMON STOCK 285661104 45
675 SH
EMERSON ELEC CO COMMON STOCK 291011104 185
3226 SH
EMERSON ELEC CO COMMON STOCK 291011104 75
1300 SH
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 3516
43642 SH
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 985
12225 SH
FPL GROUP INC COMMON STOCK 302571104 628
14670 SH
FPL GROUP INC COMMON STOCK 302571104 28
650 SH
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 1108
17744 SH
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 92
1475 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 155
2111 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 385
5252 SH
FIRST UN CORP COMMON STOCK 337358105 6
181 SH
FIRST UN CORP COMMON STOCK 337358105 764
23200 SH
FIRST VA BKS INC COMMON STOCK 337477103 323
7500 SH
FORD MTR CO DEL COMMON STOCK 345370100 2432
45622 SH
FORD MTR CO DEL COMMON STOCK 345370100 77
1450 SH
GENERAL ELEC CO COMMON STOCK 369604103 6360
41100 SH
GENERAL ELEC CO COMMON STOCK 369604103 1719
11107 SH
GEORGIA PAC CORP COMMON STOCK 373298108 15
300 SH
GEORGIA PAC CORP COMMON STOCK 373298108 395
7792 SH
GILLETTE CO COMMON STOCK 375766102 617
14986 SH
GILLETTE CO COMMON STOCK 375766102 172
4175 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 1883
16555 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 353
3100 SH
HOME DEPOT INC COMMON STOCK 437076102 1768
25722 SH
HOME DEPOT INC COMMON STOCK 437076102 446
6486 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 460
6810 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 64
950 SH
INTEL CORP COMMON STOCK 458140100 1728
20988 SH
INTEL CORP COMMON STOCK 458140100 224
2720 SH
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 44
406 SH
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 272
2520 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 359
6365 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 11
200 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 195
2095 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 629
6750 SH
KIMBERLY CLARK CORP COMMON STOCK 494368103 2023
30912 SH
KIMBERLY CLARK CORP COMMON STOCK 494368103 33
500 SH
KINDER MORGAN COMMON STOCK 494550106 202
4865 SH
LILLY ELI & CO COMMON STOCK 532457108 325
4885 SH
LILLY ELI & CO COMMON STOCK 532457108 27
400 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 4055
54070 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 201
2686 SH
MCDONALDS CORP COMMON STOCK 580135101 649
16107 SH
MCDONALDS CORP COMMON STOCK 580135101 158
3925 SH
MEDTRONIC INC COMMON STOCK 585055106 435
11930 SH
MEDTRONIC INC COMMON STOCK 585055106 101
2760 SH
MELLON FINANCIAL CORP COMMON STOCK 58551A108 1784
52370 SH
MELLON FINANCIAL CORP COMMON STOCK 58551A108 62
1825 SH
MERCK & CO INC COMMON STOCK 589331107 1459
21709 SH
MERCK & CO INC COMMON STOCK 589331107 353
5250 SH
MICROSOFT CORP COMMON STOCK 594918104 4608
39465 SH
MICROSOFT CORP COMMON STOCK 594918104 593
5075 SH
MOTOROLA INC COMMON STOCK 620076109 37
251 SH
MOTOROLA INC COMMON STOCK 620076109 272
1844 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 300
14655 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 142
6925 SH
PNC BK CORP COMMON STOCK 693475105 104
2330 SH
PNC BK CORP COMMON STOCK 693475105 128
2878 SH
PPG INDS INC COMMON STOCK 693506107 125
2000 SH
PPG INDS INC COMMON STOCK 693506107 75
1200 SH
PFIZER INC COMMON STOCK 717081103 701
21609 SH
PFIZER INC COMMON STOCK 717081103 545
16795 SH
PLUM CREEK TIMBER CO COMMON STOCK 729251108 200
8000 SH
PROCTOR & GAMBLE COMMON STOCK 742718109 1585
14468 SH
PROCTOR & GAMBLE COMMON STOCK 742718109 1070
9765 SH
PROVIDIAN FINL CORP COMMON STOCK 74406A102 55
600 SH
PROVIDIAN FINL CORP COMMON STOCK 74406A102 432
4746 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 1652
33886 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 796
16338 SH
SARA LEE CORP COMMON STOCK 803111103 183
8300 SH
SARA LEE CORP COMMON STOCK 803111103 143
6464 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 127
3000 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 191
4500 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 1658
29550 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 132
2347 SH
STUDENT LN MARKETING ASSN PREFERRED STOCK 863871208 430
10000 SH
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 79
12000 SH
TIME WARNER INC COMMON STOCK 887315109 2005
27723 SH
TIME WARNER INC COMMON STOCK 887315109 45
625 SH
UNITED BANKSHARES INC W VA COMMON STOCK 909907107 329
13800 SH
U S WEST INC COMMON STOCK 91273H101 126
1753 SH
U S WEST INC COMMON STOCK 91273H101 218
3026 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 44
650 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 272
4000 SH
WAL-MART STORES INC COMMON STOCK 931142103 138
1995 SH
WAL-MART STORES INC COMMON STOCK 931142103 114
1650 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 904
22350 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 40
1000 SH
XEROX CORP COMMON STOCK 984121103 1031
45455 SH
XEROX CORP COMMON STOCK 984121103 18
800 SH
GRUNDY FUELS, INC. COMMON STOCK 993096569 1630
500 SH
TRANSOCEAN COMMON STOCK G90078109 196
5822 SH
TRANSOCEAN COMMON STOCK G90078109 15
454 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED
NONE
AT&T CORP SOLE 65217
AT&T CORP SOLE
4400
AT&T CORP OTHER 4352
ABBOTT LABS SOLE 21620
ABBOTT LABS SOLE
950
ABBOTT LABS OTHER 3200
AEGON N V SOLE 346
AEGON N V OTHER 2748
ALLSTATE CORP SOLE 52921
ALLSTATE CORP SOLE
4300
ALLSTATE CORP OTHER 3725
AMERICA ONLINE INC DEL SOLE 12975
AMERICA ONLINE INC DEL SOLE
950
AMERICA ONLINE INC DEL OTHER 3250
AMERICAN EXPRESS CO SOLE 1600
AMERICAN HOME PRODS CORP SOLE 48745
AMERICAN HOME PRODS CORP SOLE
3275
AMERICAN HOME PRODS CORP OTHER 13718
AMERICAN INTL GROUP INC SOLE 29292
AMERICAN INTL GROUP INC SOLE
2225
AMERICAN INTL GROUP INC OTHER 808
ASHLAND INC SOLE 11713
ASHLAND INC OTHER 8570
BP AMOCO PLC SOLE 3122
BP AMOCO PLC OTHER 8570
BANK ONE CORP SOLE 15551
BANK ONE CORP SOLE
1174
BANK ONE CORP OTHER 1936
BELL ATLANTIC CORP SOLE 35148
BELL ATLANTIC CORP SOLE
2000
BELL ATLANTIC CORP OTHER 5228
BELLSOUTH CORP SOLE 10576
BELLSOUTH CORP OTHER 8897
BERKSHIRE HATHAWAY INC SOLE 6
BESTFOODS INC SOLE 11095
BESTFOODS INC SOLE
550
BESTFOODS INC OTHER 450
BOEING CO SOLE 5249
BOEING CO SOLE
325
BOEING CO OTHER 1506
BRISTOL-MYERS SQUIBB CO SOLE 6065
BRISTOL-MYERS SQUIBB CO OTHER 30352
CBS CORP SOLE 7171
COCA COLA CO SOLE 18230
COCA COLA CO SOLE
1050
COCA COLA CO OTHER 3940
COMMUNITY TRUST BANCORP INC SOLE 336334
COMMUNITY TRUST BANCORP INC SOLE
726546
COMMUNITY TRUST BANCORP INC OTHER 31826
COMMUNITY TRUST BANCORP INC OTHER
57701
COMPAQ COMPUTER CORP SOLE 70398
COMPAQ COMPUTER CORP SOLE
6475
COMPAQ COMPUTER CORP OTHER 2200
DAYTON HUDSON CORP SOLE 37130
DAYTON HUDSON CORP SOLE
2675
DAYTON HUDSON CORP OTHER 1200
DISNEY WALT CO SOLE 31970
DISNEY WALT CO SOLE
2175
DISNEY WALT CO OTHER 3650
DOW CHEM CO SOLE 5581
DOW CHEM CO SOLE
300
DOW CHEM CO OTHER 2363
DU PONT EI DE NEMOURS & CO SOLE 1064
DU PONT EI DE NEMOURS & CO OTHER 2320
ELECTRONICS DATA SYS CORP NEW SOLE 28310
ELECTRONICS DATA SYS CORP NEW SOLE
2175
ELECTRONICS DATA SYS CORP NEW OTHER 675
EMERSON ELEC CO SOLE 3226
EMERSON ELEC CO OTHER 1300
EXXON MOBIL CORPORATION SOLE 42221
EXXON MOBIL CORPORATION SOLE
1421
EXXON MOBIL CORPORATION OTHER 12225
FPL GROUP INC SOLE 13645
FPL GROUP INC SOLE
1025
FPL GROUP INC OTHER 650
FEDERAL NATL MTG ASSN SOLE 16719
FEDERAL NATL MTG ASSN SOLE
1025
FEDERAL NATL MTG ASSN OTHER 1475
FIFTH THIRD BANCORP SOLE 2111
FIFTH THIRD BANCORP OTHER 5252
FIRST UN CORP SOLE 181
FIRST UN CORP OTHER 23200
FIRST VA BKS INC OTHER 7500
FORD MTR CO DEL SOLE 42572
FORD MTR CO DEL SOLE
3050
FORD MTR CO DEL OTHER 1450
GENERAL ELEC CO SOLE 40225
GENERAL ELEC CO SOLE
875
GENERAL ELEC CO OTHER 11107
GEORGIA PAC CORP SOLE 300
GEORGIA PAC CORP OTHER 7792
GILLETTE CO SOLE 14536
GILLETTE CO SOLE
450
GILLETTE CO OTHER 4175
HEWLETT PACKARD CO SOLE 15630
HEWLETT PACKARD CO SOLE
925
HEWLETT PACKARD CO OTHER 3100
HOME DEPOT INC SOLE 24447
HOME DEPOT INC SOLE
1275
HOME DEPOT INC OTHER 6486
ILLINOIS TOOL WKS INC SOLE 6285
ILLINOIS TOOL WKS INC SOLE
525
ILLINOIS TOOL WKS INC OTHER 950
INTEL CORP SOLE 19863
INTEL CORP SOLE
1125
INTEL CORP OTHER 2720
INTERNATIONAL BUSINESS MACHS SOLE 406
INTERNATIONAL BUSINESS MACHS OTHER 2448
INTERNATIONAL BUSINESS MACHS OTHER
72
INTERNATIONAL PAPER CO SOLE 5890
INTERNATIONAL PAPER CO SOLE
475
INTERNATIONAL PAPER CO OTHER 200
JOHNSON & JOHNSON SOLE 2095
JOHNSON & JOHNSON OTHER 6750
KIMBERLY CLARK CORP SOLE 28812
KIMBERLY CLARK CORP SOLE
2100
KIMBERLY CLARK CORP OTHER 500
KINDER MORGAN SOLE 4865
LILLY ELI & CO SOLE 4885
LILLY ELI & CO OTHER 400
LUCENT TECHNOLOGIES SOLE 50495
LUCENT TECHNOLOGIES SOLE
3575
LUCENT TECHNOLOGIES OTHER 2686
MCDONALDS CORP SOLE 15382
MCDONALDS CORP SOLE
725
MCDONALDS CORP OTHER 3925
MEDTRONIC INC SOLE 11280
MEDTRONIC INC SOLE
650
MEDTRONIC INC OTHER 2760
MELLON FINANCIAL CORP SOLE 48670
MELLON FINANCIAL CORP SOLE
3700
MELLON FINANCIAL CORP OTHER 1825
MERCK & CO INC SOLE 20384
MERCK & CO INC SOLE
1325
MERCK & CO INC OTHER 5250
MICROSOFT CORP SOLE 36690
MICROSOFT CORP SOLE
2775
MICROSOFT CORP OTHER 5075
MOTOROLA INC SOLE 251
MOTOROLA INC OTHER 1844
NORFOLK SOUTHERN CORP SOLE 14080
NORFOLK SOUTHERN CORP SOLE
575
NORFOLK SOUTHERN CORP OTHER 6925
PNC BK CORP SOLE 2330
PNC BK CORP OTHER 2878
PPG INDS INC SOLE 2000
PPG INDS INC OTHER 1200
PFIZER INC SOLE 21609
PFIZER INC OTHER 16795
PLUM CREEK TIMBER CO SOLE 8000
PROCTOR & GAMBLE SOLE 13918
PROCTOR & GAMBLE SOLE
550
PROCTOR & GAMBLE OTHER 9765
PROVIDIAN FINL CORP SOLE 600
PROVIDIAN FINL CORP OTHER 4746
SBC COMMUNICATIONS INC SOLE 32211
SBC COMMUNICATIONS INC SOLE
1675
SBC COMMUNICATIONS INC OTHER 16338
SARA LEE CORP SOLE 8300
SARA LEE CORP OTHER 6464
SCHERING PLOUGH CORP SOLE 3000
SCHERING PLOUGH CORP OTHER 4500
SCHLUMBERGER LTD SOLE 27215
SCHLUMBERGER LTD SOLE
2335
SCHLUMBERGER LTD OTHER 2347
STUDENT LN MARKETING ASSN DEFINED
10000
THERMO CARDIOSYSTEMS INC SOLE 12000
TIME WARNER INC SOLE 25848
TIME WARNER INC SOLE
1875
TIME WARNER INC OTHER 625
UNITED BANKSHARES INC W VA SOLE 13800
U S WEST INC SOLE 1753
U S WEST INC OTHER 3026
WACHOVIA CORP NEW SOLE 650
WACHOVIA CORP NEW OTHER 4000
WAL-MART STORES INC SOLE 1995
WAL-MART STORES INC OTHER 1650
WELLS FARGO & CO NEW SOLE 20750
WELLS FARGO & CO NEW SOLE
1600
WELLS FARGO & CO NEW OTHER 1000
XEROX CORP SOLE 42255
XEROX CORP SOLE
3200
XEROX CORP OTHER 800
GRUNDY FUELS, INC. SOLE 500
TRANSOCEAN SOLE 5370
TRANSOCEAN SOLE
452
TRANSOCEAN OTHER 454
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