[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: TRUST COMPANY OF KENTUCKY
Address: 1544 WINCHESTER AVENUE
ASHLAND, KY 41101
13F File Number: 28-06540
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: SANDRA PAYNE
Title: VICE PRESIDENT
Phone: 859-389-5311
Signature, Place, and Date of Signing:
SANDRA PAYNE LEXINGTON, KY 10/10/2000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 149
Form 13F Information Table Value Total: $ 114,790
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
AT&T CORP COMMON STOCK 001957109 2492 84850 SH
AT&T CORP COMMON STOCK 001957109 160 5460 SH
ABBOTT LABS COMMON STOCK 002824100 1076 22620 SH
ABBOTT LABS COMMON STOCK 002824100 181 3800 SH
AEGON N V FOREIGN STOCK 007924103 26 692 SH
AEGON N V FOREIGN STOCK 007924103 204 5496 SH
ALLSTATE CORP COMMON STOCK 020002101 1951 56140 SH
ALLSTATE CORP COMMON STOCK 020002101 101 2900 SH
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 679 12640 SH
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 208 3875 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 264 4350 SH
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 2813 49740 SH
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 630 11143 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 1471 15368 SH
AMERICAN INTL GROUP INC COMMON STOCK 026874107 26 275 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 345 5819 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 20 345 SH
ASHLAND INC COMMON STOCK 044204105 381 11321 SH
ASHLAND INC COMMON STOCK 044204105 202 5992 SH
BP AMOCO PLC FOREIGN STOCK 055622104 159 3002 SH
BP AMOCO PLC FOREIGN STOCK 055622104 440 8306 SH
BANK OF NEW YORK COMMON STOCK 064057102 224 4000 SH
BANK ONE CORP COMMON STOCK 06423A103 537 13914 SH
BANK ONE CORP COMMON STOCK 06423A103 12 300 SH
BELLSOUTH CORP COMMON STOCK 079860102 523 12986 SH
BELLSOUTH CORP COMMON STOCK 079860102 257 6392 SH
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108 386 6 SH
BESTFOODS INC COMMON STOCK 08658U101 723 9940 SH
BESTFOODS INC COMMON STOCK 08658U101 22 300 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 496 8674 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 1592 27877 SH
COMMUNITY TRUST BANCORP PREFERRED STOCK 12641H201 515 20585 SH
CISCO SYS INC COMMON STOCK 17275R102 1623 29375 SH
CISCO SYS INC COMMON STOCK 17275R102 90 1625 SH
CITIGROUP INC COMMON STOCK 172967101 1132 20933 SH
COCA COLA CO COMMON STOCK 191216100 1108 20095 SH
COCA COLA CO COMMON STOCK 191216100 208 3765 SH
COMMUNITY TRUST BANCORP INC COMMON STOCK 204149108 20233 1300087 SH
COMMUNITY TRUST BANCORP INC COMMON STOCK 204149108 988 63471 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 1504 54520 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 35 1275 SH
CONOCO INC COMMON STOCK 208251405 1714 63630 SH
CONOCO INC COMMON STOCK 208251405 11 425 SH
CORNING INC COMMON STOCK 219350105 12 40 SH
CORNING INC COMMON STOCK 219350105 238 800 SH
DISNEY WALT CO COMMON STOCK 254687106 1227 32075 SH
DISNEY WALT CO COMMON STOCK 254687106 109 2850 SH
DOW CHEM CO COMMON STOCK 260543103 403 16152 SH
DOW CHEM CO COMMON STOCK 260543103 153 6150 SH
DUKE ENERGY CORP COMMON STOCK 264399106 216 2516 SH
EMC CORP MASS COMMON STOCK 268648102 1446 14585 SH
EMC CORP MASS COMMON STOCK 268648102 59 600 SH
ELECTRONICS DATA SYS CORP NEW COMMON STOCK 285661104 1397 33665 SH
ELECTRONICS DATA SYS CORP NEW COMMON STOCK 285661104 13 325 SH
EMERSON ELEC CO COMMON STOCK 291011104 236 3526 SH
EMERSON ELEC CO COMMON STOCK 291011104 67 1000 SH
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 4020 45101 SH
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 946 10617 SH
FPL GROUP INC COMMON STOCK 302571104 1336 20315 SH
FPL GROUP INC COMMON STOCK 302571104 7 100 SH
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 794 11104 SH
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 77 1075 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 140 2594 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 379 7027 SH
FIRST UN CORP COMMON STOCK 337358105 6 181 SH
FIRST UN CORP COMMON STOCK 337358105 747 23200 SH
FIRST VA BKS INC COMMON STOCK 337477103 320 7500 SH
FIRSTAR CORPORATION COMMON STOCK 33763V109 201 9000 SH
FORD MTR CO DEL COMMON STOCK 345370860 2064 81531 SH
FORD MTR CO DEL COMMON STOCK 345370860 36 1408 SH
GENERAL ELEC CO COMMON STOCK 369604103 6590 114243 SH
GENERAL ELEC CO COMMON STOCK 369604103 1764 30576 SH
GILLETTE CO COMMON STOCK 375766102 398 12881 SH
GILLETTE CO COMMON STOCK 375766102 127 4100 SH
HFB FINANCIAL CORP COMMON STOCK 40417C106 294 22719 SH
HALLIBURTON CO COMMON STOCK 406216101 217 4434 SH
HALLIBURTON CO COMMON STOCK 406216101 11 228 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 1126 11610 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 222 2285 SH
HOME DEPOT INC COMMON STOCK 437076102 1308 24659 SH
HOME DEPOT INC COMMON STOCK 437076102 347 6536 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 660 11810 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 54 975 SH
INTEL CORP COMMON STOCK 458140100 1711 41176 SH
INTEL CORP COMMON STOCK 458140100 187 4490 SH
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 89 794 SH
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 217 1932 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 259 9025 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 3 100 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 192 2045 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 634 6750 SH
KIMBERLY CLARK CORP COMMON STOCK 494368103 1679 30077 SH
KIMBERLY CLARK CORP COMMON STOCK 494368103 11 200 SH
KINDER MORGAN COMMON STOCK 494550106 230 4865 SH
LILLY ELI & CO COMMON STOCK 532457108 378 4660 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 2345 76725 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 101 3311 SH
MCDONALDS CORP COMMON STOCK 580135101 509 16852 SH
MCDONALDS CORP COMMON STOCK 580135101 116 3850 SH
MEDTRONIC INC COMMON STOCK 585055106 657 12685 SH
MEDTRONIC INC COMMON STOCK 585055106 133 2560 SH
MERCK & CO INC COMMON STOCK 589331107 1822 24474 SH
MERCK & CO INC COMMON STOCK 589331107 365 4900 SH
MICROSOFT CORP COMMON STOCK 594918104 2920 48415 SH
MICROSOFT CORP COMMON STOCK 594918104 235 3900 SH
MORGAN STANLEY, DEAN WITTER COMMON STOCK 617446448 580 6340 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 53 3625 SH
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 99 6750 SH
ORACLE SYS CORP COMMON STOCK 68389X105 1078 13685 SH
ORACLE SYS CORP COMMON STOCK 68389X105 18 225 SH
PNC BK CORP COMMON STOCK 693475105 468 7198 SH
PNC BK CORP COMMON STOCK 693475105 36 548 SH
PFIZER INC COMMON STOCK 717081103 941 20949 SH
PFIZER INC COMMON STOCK 717081103 750 16695 SH
PROCTOR & GAMBLE COMMON STOCK 742718109 1194 17823 SH
PROCTOR & GAMBLE COMMON STOCK 742718109 567 8470 SH
PROVIDIAN FINL CORP COMMON STOCK 74406A102 76 600 SH
PROVIDIAN FINL CORP COMMON STOCK 74406A102 330 2596 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 175 3646 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 184 3837 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 2094 41888 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 682 13649 SH
SARA LEE CORP COMMON STOCK 803111103 161 7936 SH
SARA LEE CORP COMMON STOCK 803111103 104 5138 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 251 5400 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 60 1300 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 126 1535 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 156 1897 SH
STUDENT LN MARKETING ASSN PREFERRED STOCK 863871208 461 10000 SH
TARGET CORP COMMON STOCK 87612E106 2317 90415 SH
TARGET CORP COMMON STOCK 87612E106 44 1700 SH
TERADYNE INC COMMON STOCK 880770102 1123 32095 SH
TERADYNE INC COMMON STOCK 880770102 7 200 SH
TEXAS INSTRS INC COMMON STOCK 882508104 417 8835 SH
TEXAS INSTRS INC COMMON STOCK 882508104 104 2200 SH
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 106 12000 SH
TIME WARNER INC COMMON STOCK 887315109 1644 21013 SH
TIME WARNER INC COMMON STOCK 887315109 23 300 SH
UNITED BANKSHARES INC W VA COMMON STOCK 909907107 259 13200 SH
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2143 44238 SH
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 224 4628 SH
VIACOM INC COMMON STOCK 925524308 454 7764 SH
WAL-MART STORES INC COMMON STOCK 931142103 128 2670 SH
WAL-MART STORES INC COMMON STOCK 931142103 75 1550 SH
WALGREEN INC COMMON STOCK 931422109 30 800 SH
WALGREEN INC COMMON STOCK 931422109 186 4900 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 901 19615 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 9 200 SH
GRUNDY FUELS, INC. COMMON STOCK 993096569 1630 500 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED NONE
AT&T CORP SOLE 78875
AT&T CORP SOLE 5975
AT&T CORP OTHER 5460
ABBOTT LABS SOLE 21670
ABBOTT LABS SOLE 950
ABBOTT LABS OTHER 3800
AEGON N V SOLE 692
AEGON N V OTHER 5496
ALLSTATE CORP SOLE 51765
ALLSTATE CORP SOLE 4375
ALLSTATE CORP OTHER 2900
AMERICA ONLINE INC DEL SOLE 12040
AMERICA ONLINE INC DEL SOLE 600
AMERICA ONLINE INC DEL OTHER 3875
AMERICAN EXPRESS CO SOLE 4350
AMERICAN HOME PRODS CORP SOLE 46590
AMERICAN HOME PRODS CORP SOLE 3150
AMERICAN HOME PRODS CORP OTHER 11143
AMERICAN INTL GROUP INC SOLE 14543
AMERICAN INTL GROUP INC SOLE 825
AMERICAN INTL GROUP INC OTHER 275
APPLIED MATERIALS INC SOLE 5544
APPLIED MATERIALS INC SOLE 275
APPLIED MATERIALS INC OTHER 345
ASHLAND INC SOLE 11321
ASHLAND INC OTHER 5992
BP AMOCO PLC SOLE 3002
BP AMOCO PLC OTHER 8306
BANK OF NEW YORK SOLE 4000
BANK ONE CORP SOLE 13140
BANK ONE CORP SOLE 774
BANK ONE CORP OTHER 300
BELLSOUTH CORP SOLE 12986
BELLSOUTH CORP OTHER 6392
BERKSHIRE HATHAWAY INC SOLE 6
BESTFOODS INC SOLE 9490
BESTFOODS INC SOLE 450
BESTFOODS INC OTHER 300
BRISTOL-MYERS SQUIBB CO SOLE 8674
BRISTOL-MYERS SQUIBB CO OTHER 27877
COMMUNITY TRUST BANCORP SOLE 20585
CISCO SYS INC SOLE 27775
CISCO SYS INC SOLE 1600
CISCO SYS INC OTHER 1625
CITIGROUP INC SOLE 19433
CITIGROUP INC SOLE 1500
COCA COLA CO SOLE 18870
COCA COLA CO SOLE 1225
COCA COLA CO OTHER 3765
COMMUNITY TRUST BANCORP INC SOLE 435292
COMMUNITY TRUST BANCORP INC SOLE 864795
COMMUNITY TRUST BANCORP INC OTHER 63471
COMPAQ COMPUTER CORP SOLE 50495
COMPAQ COMPUTER CORP SOLE 4025
COMPAQ COMPUTER CORP OTHER 1275
CONOCO INC SOLE 58830
CONOCO INC SOLE 4800
CONOCO INC OTHER 425
CORNING INC SOLE 40
CORNING INC OTHER 800
DISNEY WALT CO SOLE 30375
DISNEY WALT CO SOLE 1700
DISNEY WALT CO OTHER 2850
DOW CHEM CO SOLE 15477
DOW CHEM CO SOLE 675
DOW CHEM CO OTHER 6150
DUKE ENERGY CORP SOLE 2516
EMC CORP MASS SOLE 13735
EMC CORP MASS SOLE 850
EMC CORP MASS OTHER 600
ELECTRONICS DATA SYS CORP NEW SOLE 31015
ELECTRONICS DATA SYS CORP NEW SOLE 2650
ELECTRONICS DATA SYS CORP NEW OTHER 325
EMERSON ELEC CO SOLE 3526
EMERSON ELEC CO OTHER 1000
EXXON MOBIL CORPORATION SOLE 43680
EXXON MOBIL CORPORATION SOLE 1421
EXXON MOBIL CORPORATION OTHER 10617
FPL GROUP INC SOLE 19290
FPL GROUP INC SOLE 1025
FPL GROUP INC OTHER 100
FEDERAL NATL MTG ASSN SOLE 10679
FEDERAL NATL MTG ASSN SOLE 425
FEDERAL NATL MTG ASSN OTHER 1075
FIFTH THIRD BANCORP SOLE 2594
FIFTH THIRD BANCORP OTHER 7027
FIRST UN CORP SOLE 181
FIRST UN CORP OTHER 23200
FIRST VA BKS INC OTHER 7500
FIRSTAR CORPORATION SOLE 9000
FORD MTR CO DEL SOLE 75376
FORD MTR CO DEL SOLE 6155
FORD MTR CO DEL OTHER 1408
GENERAL ELEC CO SOLE 112043
GENERAL ELEC CO SOLE 2200
GENERAL ELEC CO OTHER 30576
GILLETTE CO SOLE 12306
GILLETTE CO SOLE 575
GILLETTE CO OTHER 4100
HFB FINANCIAL CORP SOLE 22719
HALLIBURTON CO SOLE 4434
HALLIBURTON CO OTHER 228
HEWLETT PACKARD CO SOLE 11185
HEWLETT PACKARD CO SOLE 425
HEWLETT PACKARD CO OTHER 2285
HOME DEPOT INC SOLE 23384
HOME DEPOT INC SOLE 1275
HOME DEPOT INC OTHER 6536
ILLINOIS TOOL WKS INC SOLE 11135
ILLINOIS TOOL WKS INC SOLE 675
ILLINOIS TOOL WKS INC OTHER 975
INTEL CORP SOLE 39451
INTEL CORP SOLE 1725
INTEL CORP OTHER 4490
INTERNATIONAL BUSINESS MACHS SOLE 794
INTERNATIONAL BUSINESS MACHS OTHER 1860
INTERNATIONAL BUSINESS MACHS OTHER 72
INTERNATIONAL PAPER CO SOLE 8550
INTERNATIONAL PAPER CO SOLE 475
INTERNATIONAL PAPER CO OTHER 100
JOHNSON & JOHNSON SOLE 2045
JOHNSON & JOHNSON OTHER 6750
KIMBERLY CLARK CORP SOLE 27977
KIMBERLY CLARK CORP SOLE 2100
KIMBERLY CLARK CORP OTHER 200
KINDER MORGAN SOLE 4865
LILLY ELI & CO SOLE 4660
LUCENT TECHNOLOGIES SOLE 71775
LUCENT TECHNOLOGIES SOLE 4950
LUCENT TECHNOLOGIES OTHER 3311
MCDONALDS CORP SOLE 16127
MCDONALDS CORP SOLE 725
MCDONALDS CORP OTHER 3850
MEDTRONIC INC SOLE 12035
MEDTRONIC INC SOLE 650
MEDTRONIC INC OTHER 2560
MERCK & CO INC SOLE 23149
MERCK & CO INC SOLE 1325
MERCK & CO INC OTHER 4900
MICROSOFT CORP SOLE 45040
MICROSOFT CORP SOLE 3375
MICROSOFT CORP OTHER 3900
MORGAN STANLEY, DEAN WITTER SOLE 5915
MORGAN STANLEY, DEAN WITTER SOLE 425
NORFOLK SOUTHERN CORP SOLE 3625
NORFOLK SOUTHERN CORP OTHER 6750
ORACLE SYS CORP SOLE 12935
ORACLE SYS CORP SOLE 750
ORACLE SYS CORP OTHER 225
PNC BK CORP SOLE 7198
PNC BK CORP OTHER 548
PFIZER INC SOLE 20949
PFIZER INC OTHER 16695
PROCTOR & GAMBLE SOLE 17273
PROCTOR & GAMBLE SOLE 550
PROCTOR & GAMBLE OTHER 8470
PROVIDIAN FINL CORP SOLE 600
PROVIDIAN FINL CORP OTHER 2596
QWEST COMMUNICATIONS INTL SOLE 3646
QWEST COMMUNICATIONS INTL OTHER 3837
SBC COMMUNICATIONS INC SOLE 40213
SBC COMMUNICATIONS INC SOLE 1675
SBC COMMUNICATIONS INC OTHER 13649
SARA LEE CORP SOLE 7936
SARA LEE CORP OTHER 5138
SCHERING PLOUGH CORP SOLE 5400
SCHERING PLOUGH CORP OTHER 1300
SCHLUMBERGER LTD SOLE 1535
SCHLUMBERGER LTD OTHER 1897
STUDENT LN MARKETING ASSN DEFINED 10000
TARGET CORP SOLE 83465
TARGET CORP SOLE 6950
TARGET CORP OTHER 1700
TERADYNE INC SOLE 29670
TERADYNE INC SOLE 2425
TERADYNE INC OTHER 200
TEXAS INSTRS INC SOLE 8235
TEXAS INSTRS INC SOLE 600
TEXAS INSTRS INC OTHER 2200
THERMO CARDIOSYSTEMS INC SOLE 12000
TIME WARNER INC SOLE 19413
TIME WARNER INC SOLE 1600
TIME WARNER INC OTHER 300
UNITED BANKSHARES INC W VA SOLE 13200
VERIZON COMMUNICATIONS SOLE 41263
VERIZON COMMUNICATIONS SOLE 2975
VERIZON COMMUNICATIONS OTHER 4628
VIACOM INC SOLE 7764
WAL-MART STORES INC SOLE 2670
WAL-MART STORES INC OTHER 1550
WALGREEN INC SOLE 800
WALGREEN INC OTHER 4900
WELLS FARGO & CO NEW SOLE 18540
WELLS FARGO & CO NEW SOLE 1075
WELLS FARGO & CO NEW OTHER 200
GRUNDY FUELS, INC. SOLE 500
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