<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
BALANCE SHEET AND CONSOLIDATED INCOME STATEMENT AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<S> <C> <C>
<PERIOD-TYPE> YEAR 3-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-END> SEP-30-2000 SEP-30-2000
<CASH> 12,534 12,534
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 10,512 10,512
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 78,615 78,615
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 290,758 290,758
<ALLOWANCE> 4,353 4,353
<TOTAL-ASSETS> 398,712 398,712
<DEPOSITS> 344,561 344,561
<SHORT-TERM> 0 0
<LIABILITIES-OTHER> 3,440 3,440
<LONG-TERM> 7,000 7,000
0 0
0 0
<COMMON> 9,894 9,894
<OTHER-SE> 33,817 33,817
<TOTAL-LIABILITIES-AND-EQUITY> 398,712 398,712
<INTEREST-LOAN> 18,892 6,465
<INTEREST-INVEST> 3,570 1,128
<INTEREST-OTHER> 173 269
<INTEREST-TOTAL> 22,731 7,766
<INTEREST-DEPOSIT> 10,104 3,671
<INTEREST-EXPENSE> 10,594 3,769
<INTEREST-INCOME-NET> 12,137 3,997
<LOAN-LOSSES> 398 127
<SECURITIES-GAINS> (10) 0
<EXPENSE-OTHER> 7,499 2,551
<INCOME-PRETAX> 5,811 1,852
<INCOME-PRE-EXTRAORDINARY> 5,811 1,852
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 4,280 1,381
<EPS-BASIC> 0.87 0.28
<EPS-DILUTED> 0.87 0.28
<YIELD-ACTUAL> 4.31 4.23
<LOANS-NON> 1,746 1,746
<LOANS-PAST> 818 818
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 1,121 1,121
<ALLOWANCE-OPEN> 4,154 4,154
<CHARGE-OFFS> 444 190
<RECOVERIES> 245 74
<ALLOWANCE-CLOSE> 4,353 4,353
<ALLOWANCE-DOMESTIC> 4,353 4,353
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>