<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
BALANCE SHEET AND CONSOLIDATED INCOME STATEMENT AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<S> <C> <C>
<PERIOD-TYPE> YEAR 3-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-END> JUN-30-2000 JUN-30-2000
<CASH> 13,916 13,916
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 3,499 3,499
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 78,970 78,970
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 290,115 290,115
<ALLOWANCE> 4,342 4,342
<TOTAL-ASSETS> 392,784 392,784
<DEPOSITS> 338,481 338,481
<SHORT-TERM> 2,000 2,000
<LIABILITIES-OTHER> 3,060 3,060
<LONG-TERM> 7,000 7,000
0 0
0 0
<COMMON> 9,885 9,885
<OTHER-SE> 32,358 32,358
<TOTAL-LIABILITIES-AND-EQUITY> 392,784 392,784
<INTEREST-LOAN> 12,427 6,353
<INTEREST-INVEST> 2,408 1,194
<INTEREST-OTHER> 96 63
<INTEREST-TOTAL> 14,965 7,610
<INTEREST-DEPOSIT> 6,433 3,321
<INTEREST-EXPENSE> 6,825 3,523
<INTEREST-INCOME-NET> 8,140 4,087
<LOAN-LOSSES> 271 139
<SECURITIES-GAINS> (10) (5)
<EXPENSE-OTHER> 4,948 2,508
<INCOME-PRETAX> 3,959 1,988
<INCOME-PRE-EXTRAORDINARY> 3,959 1,988
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 2,899 1,412
<EPS-BASIC> 0.59 0.29
<EPS-DILUTED> 0.59 0.29
<YIELD-ACTUAL> 4.39 4.35
<LOANS-NON> 1,596 1,596
<LOANS-PAST> 793 793
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 1,306 1,306
<ALLOWANCE-OPEN> 4,154 4,154
<CHARGE-OFFS> 254 108
<RECOVERIES> 171 46
<ALLOWANCE-CLOSE> 4,342 4,342
<ALLOWANCE-DOMESTIC> 4,342 4,342
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>