<TABLE> <S> <C>
<ARTICLE> 9
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 371,009 809,023
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 15,825,485 17,807,579
<INVESTMENTS-CARRYING> 15,825,485 17,807,579
<INVESTMENTS-MARKET> 15,825,485 17,807,579
<LOANS> 25,747,424 23,206,663
<ALLOWANCE> (12,000) (12,000)
<TOTAL-ASSETS> 42,281,226 42,183,009
<DEPOSITS> 0 0
<SHORT-TERM> 0 0
<LIABILITIES-OTHER> 78,971 300,497
<LONG-TERM> 0 0
0 0
20,700,000 20,700,000
<COMMON> 6,623,100 6,623,100
<OTHER-SE> 14,879,155 14,559,412
<TOTAL-LIABILITIES-AND-EQUITY> 42,281,226 42,183,009
<INTEREST-LOAN> 1,496,327 1,428,397
<INTEREST-INVEST> 777,912 580,901
<INTEREST-OTHER> 35,458 9,664
<INTEREST-TOTAL> 2,309697 2,018,962
<INTEREST-DEPOSIT> 0 0
<INTEREST-EXPENSE> 0 0
<INTEREST-INCOME-NET> 2,309,697 2,018,962
<LOAN-LOSSES> 0 0
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 210,356 228,286
<INCOME-PRETAX> 2,099,341 1,790,676
<INCOME-PRE-EXTRAORDINARY> 2,099,341 1,790,676
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 2,099,341 1,790,676
<EPS-BASIC> 33.91 19.93
<EPS-DILUTED> 33.91 19.93
<YIELD-ACTUAL> 8.45 7.70
<LOANS-NON> 0 0
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 0 0
<CHARGE-OFFS> 0 0
<RECOVERIES> 0 0
<ALLOWANCE-CLOSE> 0 0
<ALLOWANCE-DOMESTIC> 0 0
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>