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Previous: EFC BANCORP INC, 10-Q, EX-1.10, 2000-08-11 |
Next: MILLER EXPLORATION CO, PRES14A, 2000-08-11 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,512
<INT-BEARING-DEPOSITS> 13,171
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 79,937
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 436,069
<ALLOWANCE> 1,699
<TOTAL-ASSETS> 551,816
<DEPOSITS> 350,538
<SHORT-TERM> 8,000
<LIABILITIES-OTHER> 8,210
<LONG-TERM> 120,200
0
0
<COMMON> 75
<OTHER-SE> 64,793
<TOTAL-LIABILITIES-AND-EQUITY> 551,816
<INTEREST-LOAN> 15,733
<INTEREST-INVEST> 3,193
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 18,926
<INTEREST-DEPOSIT> 7,341
<INTEREST-EXPENSE> 10,686
<INTEREST-INCOME-NET> 8,240
<LOAN-LOSSES> 156
<SECURITIES-GAINS> 69
<EXPENSE-OTHER> 5,655
<INCOME-PRETAX> 3,054
<INCOME-PRE-EXTRAORDINARY> 3,054
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,962
<EPS-BASIC> .44
<EPS-DILUTED> .44
<YIELD-ACTUAL> 7.37
<LOANS-NON> 911
<LOANS-PAST> 911
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,545
<CHARGE-OFFS> 3
<RECOVERIES> 1
<ALLOWANCE-CLOSE> 1,699
<ALLOWANCE-DOMESTIC> 1,699
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 95
</TABLE>
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