<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,415
<INT-BEARING-DEPOSITS> 19,232
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 72,485
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 453,443
<ALLOWANCE> 1,810
<TOTAL-ASSETS> 568,188
<DEPOSITS> 362,941
<SHORT-TERM> 25,000
<LIABILITIES-OTHER> 6,025
<LONG-TERM> 108,200
0
0
<COMMON> 75
<OTHER-SE> 65,947
<TOTAL-LIABILITIES-AND-EQUITY> 568,188
<INTEREST-LOAN> 24,280
<INTEREST-INVEST> 4,811
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 29,091
<INTEREST-DEPOSIT> 11,842
<INTEREST-EXPENSE> 16,817
<INTEREST-INCOME-NET> 12,274
<LOAN-LOSSES> 267
<SECURITIES-GAINS> 150
<EXPENSE-OTHER> 8,483
<INCOME-PRETAX> 4,535
<INCOME-PRE-EXTRAORDINARY> 4,535
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,920
<EPS-BASIC> .66
<EPS-DILUTED> .66
<YIELD-ACTUAL> 7.40
<LOANS-NON> 4,994
<LOANS-PAST> 4,994
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,545
<CHARGE-OFFS> 3
<RECOVERIES> 1
<ALLOWANCE-CLOSE> 1,810
<ALLOWANCE-DOMESTIC> 1,810
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 15
</TABLE>