HIGHLAND BANCORP INC
15-12G, 2000-10-04
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549

                                    FORM 15

CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF
THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                          Commission File Number   0-29668
                                                                 -----------

                            Highland Bancorp, Inc.
                            ----------------------
            (Exact name of registrant as specified in its charter)

601 S. Glenoaks Boulevard, Second Floor, Burbank, CA 91502  Phone: (909)383-2200
--------------------------------------------------------------------------------
      (Address, including zip code, and telephone number, including area
              code, of registrant's principal executive offices)

                                 Common Stock
                                 ------------
           (Title of each class of securities covered by this Form)

                                     None
                                     ----
 (Titles of all other classes of securities for which a duty to file reports
                     under section 13(a) or 15(d) remains)

     Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

          Rule 12g-4(a)(1)(i)    / /       Rule 12h-3(b)(1)(i)      / /
          Rule 12g-4(a)(1)(ii)   / /       Rule 12h-3(b)(1)(ii)     / /
          Rule 12g-4(a)(2)(i)    / /       Rule 12h-3(b)(2)(i)      / /
          Rule 12g-4(a)(2)(ii)   / /       Rule 12h-3(b)(2)(ii)     / /
                                           Rule 15d-6               /x/

     Approximate number of holders of record as of the certification or notice
date: 180
      ---

     Pursuant to the requirements of the Securities Exchange Act of 1934
Highland Bancorp, Inc. has caused this certification/notice to be signed on its
behalf by the undersigned duly authorized person.

Date: October 2, 2000         By: /s/ D. Tad Lowrey
      ---------------             ---------------------------------------
                                  D. Tad Lowrey, Chief Executive Officer

Instruction:  This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities Exchange Act of 1934.  The
registrant shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant, by
counsel or by any other duly authorized person.  The name and title of the
person signing the form shall be typed or printed under the signature.

                    Potential persons who are to respond to the collection of
SEC 2069(3-99)      information contained in this form are not required to
                    respond unless the
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