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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 9,046
<INT-BEARING-DEPOSITS> 2,429
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 58,522
<INVESTMENTS-CARRYING> 8,558
<INVESTMENTS-MARKET> 8,340
<LOANS> 153,078
<ALLOWANCE> 1,286
<TOTAL-ASSETS> 242,306
<DEPOSITS> 195,924
<SHORT-TERM> 19,554
<LIABILITIES-OTHER> 554
<LONG-TERM> 0
0
0
<COMMON> 20,085
<OTHER-SE> 6,688
<TOTAL-LIABILITIES-AND-EQUITY> 242,306
<INTEREST-LOAN> 6,851
<INTEREST-INVEST> 1,932
<INTEREST-OTHER> 114
<INTEREST-TOTAL> 8,897
<INTEREST-DEPOSIT> 2,649
<INTEREST-EXPENSE> 2,982
<INTEREST-INCOME-NET> 5,915
<LOAN-LOSSES> 25
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,161
<INCOME-PRETAX> 2,851
<INCOME-PRE-EXTRAORDINARY> 2,851
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,838
<EPS-BASIC> .44
<EPS-DILUTED> .44
<YIELD-ACTUAL> 0<F1>
<LOANS-NON> 552
<LOANS-PAST> 1,734
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,071
<CHARGE-OFFS> 25
<RECOVERIES> 62
<ALLOWANCE-CLOSE> 1,286
<ALLOWANCE-DOMESTIC> 1,286
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1>Information not calculated for interim reports.
</FN>
</TABLE>
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