THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Lincoln Life Variable Annuity Account N
ChoicePlus Access and ChoicePlus Bonus
Supplement Dated January 11, 2001 to the Prospectus Dated July 31, 2000
This supplement describes certain changes to the Prospectus for Lincoln
Life Variable Annuity Account N.
Please review this supplement carefully and keep it with your Prospectus
for reference.
The Expense Table on page 4 of the Prospectus is amended, as follows:
The entry in the Table for the Delaware Premium High Yield Series (formerly
Delchester) Service Class is deleted, and replaced with the following:
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C>
Management Fees 12(b)1 Fees Other Expenses Total Expenses
(after any waivers/ (after any waivers/ (after any waivers/
reimbursements) reimbursements) reimbursements)
Delaware Premium High Yield 0.65% 0.15% 0.09% 0.89%
Series (formerly
Delchester) Service Class2
2The Service Class shares are subject to an annual 12b-1 fee of not more
that 0.30% (currently set at 0.15%).
</TABLE>
