<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF BAY STATE BANCORP, INC. AT AND FOR THE QUARTER ENDED
JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-START> APR-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 6,152
<INT-BEARING-DEPOSITS> 101
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 29,761
<INVESTMENTS-CARRYING> 475
<INVESTMENTS-MARKET> 483
<LOANS> 405,431
<ALLOWANCE> 4,080
<TOTAL-ASSETS> 470,949
<DEPOSITS> 258,356
<SHORT-TERM> 154,246
<LIABILITIES-OTHER> 4,707
<LONG-TERM> 0
0
0
<COMMON> 25
<OTHER-SE> 53,615
<TOTAL-LIABILITIES-AND-EQUITY> 470,949
<INTEREST-LOAN> 8,065
<INTEREST-INVEST> 696
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 8,761
<INTEREST-DEPOSIT> 2,655
<INTEREST-EXPENSE> 2,277
<INTEREST-INCOME-NET> 4,932
<LOAN-LOSSES> 165
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,626
<INCOME-PRETAX> 1,230
<INCOME-PRE-EXTRAORDINARY> 1,230
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 807
<EPS-BASIC> 0.45
<EPS-DILUTED> 0.45
<YIELD-ACTUAL> 8.00
<LOANS-NON> 1,530
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,915
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 4,080
<ALLOWANCE-DOMESTIC> 4,080
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>