<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
     FINANCIAL STATEMENTS OF BAYSTATE BANCORP, INC. AT AND FOR THE YEAR ENDED
     MARCH 31, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
     FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                              MAR-31-2000
<PERIOD-START>                                 APR-01-1999
<PERIOD-END>                                   MAR-31-2000
<CASH>                                           5,392
<INT-BEARING-DEPOSITS>                         241,044
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     31,812
<INVESTMENTS-CARRYING>                             527
<INVESTMENTS-MARKET>                               535
<LOANS>                                        393,093
<ALLOWANCE>                                      3,915
<TOTAL-ASSETS>                                 460,137
<DEPOSITS>                                     247,344
<SHORT-TERM>                                   147,527
<LIABILITIES-OTHER>                              8,137
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                            25
<OTHER-SE>                                      52,605
<TOTAL-LIABILITIES-AND-EQUITY>                 460,137
<INTEREST-LOAN>                                 28,214
<INTEREST-INVEST>                                2,662
<INTEREST-OTHER>                                    97
<INTEREST-TOTAL>                                30,973
<INTEREST-DEPOSIT>                               8,884
<INTEREST-EXPENSE>                               7,471
<INTEREST-INCOME-NET>                           16,355
<LOAN-LOSSES>                                      875
<SECURITIES-GAINS>                                 240
<EXPENSE-OTHER>                                 10,612
<INCOME-PRETAX>                                  4,237
<INCOME-PRE-EXTRAORDINARY>                       1,482
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,755
<EPS-BASIC>                                       1.34
<EPS-DILUTED>                                     1.34
<YIELD-ACTUAL>                                    7.70
<LOANS-NON>                                      1,224
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,027
<CHARGE-OFFS>                                        1
<RECOVERIES>                                        14
<ALLOWANCE-CLOSE>                                3,915
<ALLOWANCE-DOMESTIC>                             3,915
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>



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