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Previous: CITIZENS EFFINGHAM BANCSHARES INC, 10QSB, 2000-11-13 |
Next: MKS INSTRUMENTS INC, S-4, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,987,724
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 2,670,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 3,629,580
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 46,271,022
<ALLOWANCE> 576,792
<TOTAL-ASSETS> 56,869,510
<DEPOSITS> 50,820,784
<SHORT-TERM> 0
<LIABILITIES-OTHER> 679,843
<LONG-TERM> 0
0
0
<COMMON> 512,000
<OTHER-SE> 4,856,883
<TOTAL-LIABILITIES-AND-EQUITY> 56,869,510
<INTEREST-LOAN> 3,163,662
<INTEREST-INVEST> 137,410
<INTEREST-OTHER> 146,657
<INTEREST-TOTAL> 3,447,729
<INTEREST-DEPOSIT> 1,520,491
<INTEREST-EXPENSE> 1,520,491
<INTEREST-INCOME-NET> 1,927,238
<LOAN-LOSSES> 213,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,055,615
<INCOME-PRETAX> 889,879
<INCOME-PRE-EXTRAORDINARY> 591,721
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 591,721
<EPS-BASIC> 1.16
<EPS-DILUTED> 1.16
<YIELD-ACTUAL> 5.1
<LOANS-NON> 0
<LOANS-PAST> 29,824
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 481,035
<CHARGE-OFFS> 124,234
<RECOVERIES> 6,991
<ALLOWANCE-CLOSE> 576,792
<ALLOWANCE-DOMESTIC> 576,792
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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