<TABLE> <S> <C>
<PAGE>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONDENSED CONSOLIDATED BALANCE SHEET AT SEPTEMBER 30, 2000 AND CONDENSED
CONSOLIDATED STATEMENT OF OPERATIONS FOR THE QUARTER ENDED SEPTEMBER 30, 2000,
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<DEBT-HELD-FOR-SALE> 171,729
<DEBT-CARRYING-VALUE> 7,000
<DEBT-MARKET-VALUE> 0
<EQUITIES> 14,242
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 192,971
<CASH> 19,589
<RECOVER-REINSURE> 12,569
<DEFERRED-ACQUISITION> 55,248
<TOTAL-ASSETS> 568,594
<POLICY-LOSSES> 153,732
<UNEARNED-PREMIUMS> 165,205
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 0
0
0
<COMMON> 11,787
<OTHER-SE> 209,665
<TOTAL-LIABILITY-AND-EQUITY> 568,594
174,013
<INVESTMENT-INCOME> 9,691
<INVESTMENT-GAINS> (599)
<OTHER-INCOME> 1,489
<BENEFITS> 144,395
<UNDERWRITING-AMORTIZATION> 56,387
<UNDERWRITING-OTHER> 0
<INCOME-PRETAX> (48,667)
<INCOME-TAX> 0
<INCOME-CONTINUING> (48,667)
<DISCONTINUED> (5,178)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (53,845)
<EPS-BASIC> (4.14)
<EPS-DILUTED> (4.14)
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>