NATIONS ANNUITY TRUST
Registration Nos. 333-40265; 811-8481
CERTIFICATE PURSUANT TO
17 C.F.R. 230.497(j)
The undersigned hereby certifies on behalf of Nations Annuity Trust
(the "Trust") that the form of Prospectus for the Trust that would have been
filed pursuant to 17 C.F.R. 230.497(c) do not differ from the Prospectus
contained in Post-Effective Amendment No. 5, the most recent amendment to the
Trust's Registration Statement on Form N-1A, the text of which was filed
electronically on April 28, 2000.
IN WITNESS WHEREOF, the Trust has caused this certificate to be
executed and witnessed in its name and on its behalf by the undersigned on the
10th day of May, 2000.
Witness: NATIONS ANNUITY TRUST
/s/ Tammy Fletcher /s/ Richard H. Blank, Jr.
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Richard H. Blank, Jr.
Secretary