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<TABLE> <S> <C>
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<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 20,045
<INT-BEARING-DEPOSITS> 23
<FED-FUNDS-SOLD> 4,919
<TRADING-ASSETS> 0
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<ALLOWANCE> (6,816)
<TOTAL-ASSETS> 1,279,788
<DEPOSITS> 971,118
<SHORT-TERM> 40,326
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<LONG-TERM> 172,117
<COMMON> 4,561
0
0
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<INTEREST-LOAN> 24,354
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<INTEREST-DEPOSIT> 17,308
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<LOAN-LOSSES> 75
<SECURITIES-GAINS> (74)
<EXPENSE-OTHER> 9,858
<INCOME-PRETAX> 10,760
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<CHANGES> 0
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<ALLOWANCE-OPEN> 6,779
<CHARGE-OFFS> 50
<RECOVERIES> 12
<ALLOWANCE-CLOSE> 6,816
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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