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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 13,385
<INT-BEARING-DEPOSITS> 11,970
<FED-FUNDS-SOLD> 2,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 8,517
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 189,696
<ALLOWANCE> 2,752
<TOTAL-ASSETS> 230,296
<DEPOSITS> 191,884
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,301
<LONG-TERM> 16,975
0
0
<COMMON> 13,834
<OTHER-SE> 6,302
<TOTAL-LIABILITIES-AND-EQUITY> 230,296
<INTEREST-LOAN> 8,065
<INTEREST-INVEST> 273
<INTEREST-OTHER> 352
<INTEREST-TOTAL> 8,690
<INTEREST-DEPOSIT> 3,791
<INTEREST-EXPENSE> 4,196
<INTEREST-INCOME-NET> 4,495
<LOAN-LOSSES> 202
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,347
<INCOME-PRETAX> 2,159
<INCOME-PRE-EXTRAORDINARY> 1,411
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,411
<EPS-BASIC> 1.06
<EPS-DILUTED> 0.99
<YIELD-ACTUAL> 4.38
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 711
<ALLOWANCE-OPEN> 2,550
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 2,752
<ALLOWANCE-DOMESTIC> 2,095
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 657
</TABLE>
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