<PAGE>
- --------------------------------------------------------------------------------
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) June 5, 1998
WMC SECURED ASSETS CORP. (as company under the Pooling and Servicing Agreement,
dated as of June 1, 1998, providing for the issuance of WMC Mortgage Pass-
Through Certificates, Series 1998-A)
WMC Secured Assets Corp.
- --------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
United States 333-41173 95-4683489
- ------------------------------ ------------ ----------------------
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification Number)
6320 Canoga Avenue
Woodland Hills, California 91367
- ------------------------------ --------------
(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code (818) 592-2610
----- --------
- --------------------------------------------------------------------------------
<PAGE>
Item 2. Acquisition or Disposition of Assets
------------------------------------
Description of the Certificates
On June 5, 1998 a single series of certificates, entitled WMC Mortgage
Pass-Through Certificates, Series 1998-A (the "Certificates") were issued
pursuant to a pooling and servicing agreement (the "Agreement") attached hereto
as Exhibit 4.1, dated as of June 1, 1998, among the Registrant, as company, WMC
Mortgage Corp., as seller and master servicer and The First National Bank of
Chicago, as trustee. The Certificates consist of seven classes identified as
Class A, Class M-1, Class M-2 (collectively, the "Class M Certificates"), Class
B, Class C, Class R-I and Class R-II. The Certificates evidence in the
aggregate the entire beneficial ownership interest in a trust fund comprised of
a pool of mortgage loans (the "Mortgage Loans") with an aggregate principal
balance of $707,072,014.99 as of June 1, 1998 (the "Cut-off Date").
The Class A, Class M and Class B Certificates (collectively, the "Offered
Certificates") were sold by the Registrant to NationsBanc Montgomery Securities
LLC ("NationsBanc"), Bear, Stearns & Co. Inc., Lehman Brothers Inc., Credit
Suisse First Boston Corporation and First Union Capital Markets, a Division of
Wheat First Securities, Inc. (collectively, the "Underwriters"), pursuant to an
underwriting agreement dated May 20, 1998 between the Registrant and NationsBanc
as Representative of the Underwriters.
The Offered Certificates evidence, in the aggregate, $796,000,000 initial
principal amount as of the Cut-off Date. The Class A Certificates will be
entitled to payments of interest accrued on the outstanding Class A Principal
Balance at a variable pass-through rate. The Class M-1 Certificates will be
entitled to payments of interest accrued on the outstanding Class M-1 Principal
Balance at a variable pass-through rate. The Class M-2 Certificates will be
entitled to payments of interest accrued on the outstanding Class M-2 Principal
Balance at a variable pass-through rate. The Class B Certificates will be
entitled to payments of interest accrued on the outstanding Class B Principal
Balance at a variable pass-through rate. In addition, on each Distribution
Date, the Offered Certificates will be entitled to distributions with respect to
the Mortgage Loans in the following priority: first, to the Class A
Certificates, second to the Class M-1 Certificates, third, to the Class M-2
Certificates and fourth, to the Class B Certificates until the Certificate
Principal Balances thereof have been reduced to zero, as more fully described in
the Agreement. Distributions allocable to principal will include the principal
portion of all scheduled monthly payments received on the Mortgage Loans and
certain unscheduled collections allocable to principal received or deemed
received during the related Due Period.
Credit enhancement for the Offered Certificates will consist of (i) the
initial overcollateralization (as described in the Agreement), (ii) the
subordination of the Class M and Class B Certificates with respect to the rights
of the holders thereof to receive distributions with respect to the Mortgage
Loans (as described above) and (iii) the allocation of Realized Losses. As more
particularly described in the Agreement, Realized Losses will be allocated first
to the Class
2
<PAGE>
B Certificates, until the Certificate Principal Balance thereof has been reduced
to zero, second to the Class M-2 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero and third, to the Class M-1
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero. Capitalized terms used herein and not otherwise defined shall have the
meanings assigned to them in the Agreement.
Items 3 through 6 and Item 8 are not included because they are not
applicable.
Item 7. Financial Statements and Exhibits
(a) Not applicable
(b) Not applicable
(c) Exhibits
4.1 Pooling and Servicing Agreement, dated as of June 1, 1998, by and
among WMC Secured Assets Corp., as company, WMC Mortgage Corp., as seller and
master servicer and The First National Bank of Chicago, as trustee.
3
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
WMC SECURED ASSETS CORP.
By: /s/ Todd Wallace
--------------------------------
Name: Todd Wallace
Title: Vice President
Dated: June 5, 1998
<PAGE>
EXHIBITS TABLE
4.1 Pooling and Servicing Agreement, dated as of June 1, 1998, by and
among WMC Secured Assets Corp., as company, WMC Mortgage Corp., as seller and
master servicer and The First National Bank of Chicago, as trustee.
<PAGE>
Ex4.1 COV
================================================================================
WMC SECURED ASSETS CORP.,
Company,
WMC MORTGAGE CORP.,
Master Servicer and Seller,
and
THE FIRST NATIONAL BANK OF CHICAGO,
Trustee
--------------------------------------------
POOLING AND SERVICING AGREEMENT
Dated as of June 1, 1998
--------------------------------------------
Mortgage Pass-Through Certificates
Series 1998-A
================================================================================
<PAGE>
Ex4.1 TOC
TABLE OF CONTENTS
<TABLE>
<CAPTION>
Page
ARTICLE I
DEFINITIONS
<S> <C> <C>
Section 1.01. Definitions............................................................................3
-----------
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans..........................................................35
----------------------------
Section 2.02. Acceptance by Trustee.................................................................38
---------------------
Section 2.03. Representations, Warranties and Covenants of the Master Servicer and the
------------------------------------------------------------------------
Company...............................................................................39
-------
Section 2.04. Enforcement of Representations and Warranties.........................................41
---------------------------------------------
Section 2.05. Reserved..............................................................................42
--------
Section 2.06. Issuance of Certificates Evidencing Interests in REMIC I..............................42
--------------------------------------------------------
Section 2.07. Conveyance of Uncertificated REMIC I Regular Interests; Acceptance by
---------------------------------------------------------------------
the Trustee...........................................................................43
-----------
Section 2.08. Issuance of Certificates Evidencing Interests in REMIC II.............................43
---------------------------------------------------------
Section 2.09 Conveyance of the Subsequent Mortgage Loans...........................................43
-------------------------------------------
ARTICLE III
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 3.01. Master Servicer to Assure Servicing...................................................45
-----------------------------------
Section 3.02. Subservicing Agreements Between Master Servicer and Subservicer.......................46
---------------------------------------------------------------
Section 3.03. Successor Subservicers................................................................46
----------------------
Section 3.04. Liability of the Master Servicer......................................................47
--------------------------------
Section 3.05. Assumption or Termination of Subservicing Agreements by Trustee.......................47
---------------------------------------------------------------
Section 3.06. Collection of Mortgage Loan Payments..................................................48
------------------------------------
Section 3.07 Withdrawals from the Certificate Account..............................................50
----------------------------------------
Section 3.08. Collection of Taxes, Assessments and Similar Items; Servicing Accounts................51
----------------------------------------------------------------------
Section 3.09 Reserved..............................................................................52
--------
Section 3.10 Mortgage Impairment Insurance.........................................................52
-----------------------------
Section 3.11 Maintenance of Hazard Insurance and Fidelity Coverage.................................52
-----------------------------------------------------
Section 3.12 Due-on-Sale Clauses; Assumption Agreements............................................53
------------------------------------------
Section 3.13 Realization Upon Defaulted Mortgage Loans.............................................54
-----------------------------------------
Section 3.14 Trustee to Cooperate; Release of Mortgage Files.......................................55
-----------------------------------------------
Section 3.15 Servicing Compensation................................................................56
----------------------
Section 3.16 Annual Statements of Compliance.......................................................56
-------------------------------
</TABLE>
i
<PAGE>
<TABLE>
<S> <C> <C>
Section 3.17 Annual Independent Public Accountants' Servicing Report...............................56
-------------------------------------------------------
Section 3.18. Optional Purchase of Defaulted Mortgage Loans.........................................57
---------------------------------------------
Section 3.19. Information Required by the Internal Revenue Service Generally and
------------------------------------------------------------------
Reports of Foreclosures and Abandonments of Mortgaged Property........................57
--------------------------------------------------------------
Section 3.20. Title, Management and Disposition of REO Property.....................................57
-------------------------------------------------
ARTICLE IV
PAYMENTS TO CERTIFICATEHOLDERS
Section 4.01. Distribution Account; Investment of Accounts..........................................61
--------------------------------------------
Section 4.02. Distributions.........................................................................61
-------------
Section 4.03. Statements to Certificateholders......................................................66
--------------------------------
Section 4.04. Reserved..............................................................................68
--------
Section 4.05. Allocation of Realized Losses.........................................................68
-----------------------------
Section 4.06. 1934 Act Reports......................................................................69
----------------
Section 4.07. Reserved..............................................................................70
--------
Section 4.08. Distributions on the Uncertificated REMIC I Regular Interests.........................70
-------------------------------------------------------------
Section 4.09 Monthly Advances......................................................................71
----------------
Section 4.10 Compensating Interest Payments........................................................71
------------------------------
Section 4.11 Pre-Funding Account...................................................................72
-------------------
Section 4.12 Capitalized Interest Account..........................................................72
----------------------------
Section 4.13 Available Funds Cap Carryover Reserve Account.........................................73
---------------------------------------------
Section 4.14. Compliance with Withholding...........................................................74
---------------------------
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates......................................................................75
----------------
Section 5.02. Registration of Transfer and Exchange of Certificates.................................76
-----------------------------------------------------
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.....................................81
-------------------------------------------------
Section 5.04. Persons Deemed Owners.................................................................82
---------------------
Section 5.05. Appointment of Paying Agent...........................................................82
---------------------------
Section 5.06. ERISA Deemed Representation...........................................................82
---------------------------
ARTICLE VI
THE COMPANY AND THE MASTER SERVICER
Section 6.01. Respective Liabilities of the Company and the Master Servicer.........................84
-------------------------------------------------------------
Section 6.02. Merger or Consolidation of the Company or the Master Servicer.........................84
-------------------------------------------------------------
Section 6.03. Limitation on Liability of the Company, the Master Servicer and Others................84
----------------------------------------------------------------------
Section 6.04. Company and Master Servicer Not to Resign.............................................85
-----------------------------------------
</TABLE>
ii
<PAGE>
<TABLE>
ARTICLE VII
<S> <C> <C>
DEFAULT
Section 7.01. Events of Default.....................................................................87
-----------------
Section 7.02 Trustee to Act; Appointment of Successor..............................................89
----------------------------------------
Section 7.03 Waiver of Events of Default...........................................................90
---------------------------
ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01. Duties of Trustee.....................................................................91
-----------------
Section 8.02. Certain Matters Affecting the Trustee.................................................93
-------------------------------------
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans.................................95
-----------------------------------------------------
Section 8.04. Trustee May Own Certificates..........................................................95
----------------------------
Section 8.05. Trustee's Fees and Expenses; Indemnification..........................................95
--------------------------------------------
Section 8.06. Eligibility Requirements for Trustee..................................................96
------------------------------------
Section 8.07. Resignation and Removal of the Trustee................................................96
--------------------------------------
Section 8.08. Successor Trustee.....................................................................97
-----------------
Section 8.09. Merger or Consolidation of Trustee....................................................98
----------------------------------
Section 8.10. Appointment of Co-Trustee or Separate Trustee.........................................98
---------------------------------------------
Section 8.11. Appointment of Custodians.............................................................99
-------------------------
Section 8.12. Appointment of Office or Agency.......................................................99
-------------------------------
ARTICLE IX
TERMINATION
Section 9.01. Termination Upon Purchase by the Master Servicer or the Company or
------------------------------------------------------------------
Liquidation of All Mortgage Loans....................................................100
---------------------------------
Section 9.02. Termination of REMIC II..............................................................103
-----------------------
Section 9.03. Additional Termination Requirements..................................................103
-----------------------------------
ARTICLE X
REMIC PROVISIONS
Section 10.01. REMIC Administration.................................................................105
--------------------
Section 10.02. Master Servicer, REMIC Administrator and Trustee Indemnification.....................108
----------------------------------------------------------------
ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01. Amendment............................................................................110
---------
Section 11.02. Recordation of Agreement; Counterparts...............................................112
--------------------------------------
Section 11.03. Limitation on Rights of Certificateholders...........................................113
------------------------------------------
</TABLE>
iii
<PAGE>
<TABLE>
<S> <C> <C>
Section 11.04. Governing Law........................................................................113
-------------
Section 11.05. Notices..............................................................................114
-------
Section 11.06. Notices to Rating Agency.............................................................114
------------------------
Section 11.07. Severability of Provisions...........................................................115
--------------------------
Section 11.08. Supplemental Provisions for Resecuritization.........................................115
--------------------------------------------
Section 11.09. Third Party Beneficiaries............................................................116
-------------------------
</TABLE>
EXHIBITS
Exhibit A-1 Form of Class A Certificates
Exhibit A-2 Form of Subordinate Certificate
Exhibit A-3 Form of Class C Certificate
Exhibit B Form of Class R Certificates
Exhibit C Mortgage Loan Schedule
Exhibit D Form of Request for Release
Exhibit E-1 Form of Initial Certification
Exhibit E-2 Form of Interim Certification
Exhibit E-3 Form of Final Certification
Exhibit F-1 Form of Transfer Affidavit and Agreement
Exhibit F-2 Form of Transferor Certificate
Exhibit G-1 Form of Investor Representation Letter
Exhibit G-2 Form of ERISA Representation Letter
Exhibit H Form of Transferor Representation Letter
Exhibit I Form of Rule 144A Investment Representation Letter
Exhibit J Form of Subsequent Transfer Agreement
Exhibit K Form of Addition Notice
Exhibit L Form of Lost Note Affidavit
iv
<PAGE>
This is a Pooling and Servicing Agreement, dated as of June 1, 1998, among
WMC SECURED ASSETS CORP., as the company (together with its permitted successors
and assigns, the "Company"), WMC MORTGAGE CORP., as master servicer and seller
(together with its permitted successors and assigns, the "Master Servicer" and
the "Seller"), and THE FIRST NATIONAL BANK OF CHICAGO, as trustee (together with
its permitted successors and assigns, the "Trustee").
PRELIMINARY STATEMENT:
The Company intends to sell Mortgage Pass-Through Certificates
(collectively, the "Certificates"), to be issued hereunder in multiple classes,
which in the aggregate will evidence the entire beneficial ownership interest in
the Trust Fund (as defined herein) created hereunder, consisting primarily of
the Mortgage Loans, the Pre-Funding Account, the Capitalized Interest Account
and the Available Funds Cap Carryover Reserve Account (each, as defined herein).
As provided herein, the REMIC Administrator will make an election to treat the
segregated pool of assets described in the definition of REMIC I (as defined
herein), as a real estate mortgage investment conduit (a "REMIC") for federal
income tax purposes and such segregated pool of assets will be designated as
"REMIC I." The Uncertificated REMIC I Regular Interests (as defined herein) will
evidence the "regular interests" in REMIC I and the Class R-I Certificates will
evidence the sole class of "residual interests" in REMIC I for purposes of the
REMIC Provisions (as defined herein). The following table irrevocably sets forth
the designation, the REMIC I Remittance Rate, the initial Uncertificated Balance
and, solely for purposes of satisfying Treasury regulation section
1.860G-1(a)(4)(iii), the "latest possible maturity date" for each of the
Uncertificated REMIC I Regular Interests (as defined herein). None of the
Uncertificated REMIC I Regular Interests will be certificated.
<TABLE>
<CAPTION>
REMIC I Initial Latest Possible
Designation Remittance Rate Uncertificated Balance Maturity Date(1)
<S> <C> <C> <C>
LT-A Variable/(2)/ $624,000,000.00 August 20, 2029
LT-M-1 Variable/(2)/ $72,000,000.00 August 20, 2029
LT-M-2 Variable/(2)/ $56,000,000.00 August 20, 2029
LT-B Variable/(2)/ $44,000,000.00 August 20, 2029
LT-OC Variable/(2)/ $4,000,000.00 August 20, 2029
</TABLE>
/(1)/ Solely for purposes of Section 1.860G-1(a)(4)(iii) of the Treasury
regulations, the thirteenth Distribution Date following the maturity date
for the Mortgage Loan with the latest maturity date has been designated
as the "latest possible maturity date" for each REMIC I Regular Interest.
/(2)/ Calculated in accordance with the definition of "REMIC I Remittance Rate"
herein.
As provided herein, a segregated pool of assets consisting of the
Uncertificated REMIC I Regular Interests will be designated as "REMIC II," and
the REMIC Administrator will make a separate REMIC election with respect
thereto. The Class A, Class M-1, Class M-2, Class B and Class C Certificates
will evidence "regular interests" in REMIC II, and the Class R-II
<PAGE>
Certificates will evidence the sole class of "residual interests" therein within
the meaning of the REMIC Provisions (as defined herein). The following table
irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate
Principal Balance, and solely for purposes of satisfying Treasury regulation
section 1.860G-1(a)(4)(iii), the "latest possible maturity date" for each Class
of Certificates or Components representing "regular interests" in REMIC II.
<TABLE>
<CAPTION>
Aggregate Initial
Certificate or
Component
Pass-Through Principal Latest Possible
Designation Rate Balance Maturity Date(4)
----------- ---- ------- ----------------
<S> <C> <C> <C>
Class A Variable/(2)/ $624,000,000 August 20, 2029
Class M-1 Variable/(2)/ 72,000,000 August 20, 2029
Class M-2 Variable/(2)/ 56,000,000 August 20, 2029
Class B Variable/(2)/ 44,000,000 August 20, 2029
Component C-A/(1)/ Variable/(2)/ N/A/(3)/ August 20, 2029
Component C-M-1/(1)/ Variable/(2)/ N/A/(3)/ August 20, 2029
Component C-M-2/(1)/ Variable/(2)/ N/A/(3)/ August 20, 2029
Component C-B/(1)/ Variable/(2)/ N/A/(3)/ August 20, 2029
Component C-OC/(1)/ Variable/(2)/ 4,000,000 August 20, 2029
Class R-II N/A N/A N/A
</TABLE>
/(1)/ Each Component constitutes a separate "regular interest" in REMIC II
represented by the Class C Certificates.
/(2)/ Calculated in accordance with the definition of "Pass-Through Rate"
herein.
/(3)/ Component C-A, Component C-M-1, Component C-M-2 and Component C-B will
not have a stated Component Principal Balance. Rather each will accrue
interest as provided herein on a Component Notional Amount equal to: (i)
in the case of Component C-A, the Uncertificated Principal Balance of
REMIC I Regular Interest LT-A; (ii) in the case of Component C-M-1, the
Uncertificated Principal Balance of REMIC I Regular Interest LT-M-1;
(iii) in the case of Component C-M-2, the Uncertificated Principal
Balance of REMIC I Regular Interest LT-M-2; and (iv) in the case of
Component C-B, the Uncertificated Principal Balance of REMIC I Regular
Interest LT-B.
/(4)/ Solely for purposes of Section 1.860G-1(a)(4)(iii) of the Treasury
regulations, the thirteenth Distribution Date following the maturity date
for the Mortgage Loan with the latest maturity date has been designated
as the "latest possible maturity date" for each REMIC II Regular
Interest.
As of the Initial Cut-off Date, the Mortgage Loans have an aggregate
Cut-off Date Principal Balance equal to approximately $707,072,014.99. The
Mortgage Loans are adjustable rate, closed-end, sub-prime mortgage loans secured
by first lien mortgages on residential one- to four- family properties.
In consideration of the mutual agreements herein contained, the Company,
the Master Servicer and the Trustee agree as follows:
2
<PAGE>
ARTICLE I
DEFINITIONS
Section 1.01. Definitions. Whenever used in this Agreement, the following
-----------
words and phrases, unless the context otherwise requires, shall have the
meanings specified in this Article.
Accounts: Collectively, the Certificate Account, the Distribution Account,
--------
the Pre-Funding Account, the Capitalized Interest Account and the Available
Funds Cap Carryover Reserve Account.
Accrued Certificate Interest: With respect to each Distribution Date, as to
----------------------------
the Class A Certificates and Subordinate Certificates, interest accrued during
the related Interest Accrual Period at the related Pass-Through Rate on the
Certificate Principal Balance thereof immediately prior to such Distribution
Date. With respect to each Distribution Date, as to the Class C Certificates,
the aggregate of the following amounts: (i) interest accrued during the related
Interest Accrual Period at the Pass-Through Rate applicable to Component C-A for
such Distribution Date on the Component Notional Amount for such Component for
such Distribution Date, (ii) interest accrued during the related Interest
Accrual Period at the Pass-Through Rate applicable to Component C-M-1 for such
Distribution Date on the Component Notional Amount for such Component for such
Distribution Date, (iii) interest accrued during the related Interest Accrual
Period at the Pass-Through Rate applicable to Component C-M-2 for such
Distribution Date on the Component Notional Amount for such Component for such
Distribution Date, (iv) interest accrued during the related Interest Accrual
Period at the Pass-Through Rate applicable to Component C-B for such
Distribution Date on the Component Notional Amount for such Component for such
Distribution Date and (v) interest accrued during the related Interest Accrual
Period at the Pass-Through Rate applicable to Component C-OC for such
Distribution Date on the Component Principal Balance for such Component for such
Distribution Date. Accrued Certificate Interest will be calculated on the basis
of a 360-day year and the actual number of days elapsed. In each case Accrued
Certificate Interest on any Class of Class A Certificates, Subordinate
Certificates or Class C Certificates will be reduced by any interest that is not
collectible from the Mortgagor for the related Due Period pursuant to the Relief
Act or similar legislation or regulations as in effect from time to time, with
all such reductions allocated among all of the Class A Certificates, Subordinate
Certificates and Class C Certificates in proportion to their respective amounts
of Accrued Certificate Interest which would have resulted absent such
reductions, to the extent of a fraction of such shortfalls, the numerator of
which is equal to (x) the aggregate Certificate Principal Balance of the Class A
Certificates, Subordinate Certificates and Class C Certificates, and the
denominator of which is equal to (y) the Pool Principal Balance.
Adjustment Date: As to each Mortgage Loan, each date set forth in the
---------------
related Mortgage Note on which an adjustment to the interest rate on such
Mortgage Loan becomes effective.
3
<PAGE>
Affiliate: With respect to any Person, any other Person controlling,
---------
controlled by or under common control with such first Person. For the purposes
of this definition, "control" means the power to direct the management and
policies of such Person, directly or indirectly, whether through the ownership
of voting securities, by contract or otherwise; and the terms "controlling" and
"controlled" have meanings correlative to the foregoing.
Agreement: This Pooling and Servicing Agreement and all amendments hereof
---------
and supplements hereto.
Aggregate Certificate Principal Balance: As of any date of determination
---------------------------------------
thereof, the sum of the then outstanding Certificate Principal Balance of the
Class A, Class M-1, Class M-2 and Class B Certificates.
Appraised Value: As to any Mortgaged Property, the lowest of (i) the
---------------
appraised value of such Mortgaged Property based upon the appraisal made at the
time of the origination of the related Mortgage Loan, (ii) a review appraisal
and (iii) the purchase price of the Mortgaged Property at the time of
origination.
Assignment: An assignment of the Mortgage, notice of transfer or equivalent
----------
instrument, in recordable form, sufficient under the laws of the jurisdiction
wherein the related Mortgaged Property is located to reflect of record the sale
of the Mortgage, which assignment, notice of transfer or equivalent instrument
may be in the form of one or more blanket assignments covering Mortgages secured
by Mortgaged Properties located in the same county.
Available Funds Cap Carryover Amount: With respect to any Class of Offered
------------------------------------
Certificates and any Distribution Date up to and including (but not after) the
Distribution Date on which the Certificate Principal Balance of such Class is
reduced to zero, the sum of (i) if on such Distribution Date the Pass-Through
Rate on such Class is based on the Available Funds Cap Rate, the excess, if any,
of (A) interest accrued during the Interest Accrual Period for the preceding
Distribution Date on the Certificate Principal Balance of such Class immediately
prior to such preceding Distribution Date at the lesser of the LIBOR Certificate
Rate and the Lifetime Certificate Cap Rate for such Class for such preceding
Distribution Date over (B) the interest accrued during such Interest Accrual
Period on the Certificate Principal Balance of such Class immediately prior to
such preceding Distribution Date at the Available Funds Cap Rate for such Class
for such preceding Distribution Date, (ii) the amount of any Available Funds Cap
Carryover Amount for such Class for any previous Distribution Date to the extent
not distributed on such Class from amounts on deposit in the Available Funds Cap
Carryover Reserve Account on such previous Distribution Dates and (iii) interest
accrued on the amounts described in clauses (i) and (ii) above during the
Interest Accrual Period for the current Distribution Date at the lesser of the
LIBOR Certificate Rate and the Lifetime Certificate Cap Rate for such Class for
such current Distribution Date.
Available Funds Cap Carryover Reserve Account: The Eligible Account
---------------------------------------------
established and maintained by the Trustee pursuant to Section 4.13 hereunder.
4
<PAGE>
Available Funds Cap Rate: For any Distribution Date, the per annum rate
------------------------
equal to the weighted average Mortgage Rate of the Mortgage Loans as of the
second day of the month preceding the month of such Distribution Date, weighted
on the basis of the related Stated Principal Balances as of such date, minus the
sum of the Servicing Fee Rate and the Trustee Fee Rate.
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
---------------
Book-Entry Certificate: Any Certificate registered in the name of the
----------------------
Depository or its nominee.
Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a day
------------
on which banking institutions in the State of New York, the State of California
or the State of Illinois (and such other state or states in which the
Certificate Account, the Distribution Account, the Pre- Funding Account, the
Capitalized Interest Account or the Available Funds Cap Carryover Reserve
Account are at the time located) are required or authorized by law or executive
order to be closed.
Capitalized Interest Account: The Eligible Account established and
----------------------------
maintained by the Trustee pursuant to Section 4.12 hereunder.
Capitalized Interest Amount: The amount deposited by the Company in the
---------------------------
Capitalized Interest Account on the Closing Date, which amount is $210,860.05.
Cash Liquidation: As to any defaulted Mortgage Loan other than a Mortgage
----------------
Loan as to which an REO Acquisition occurred, a determination by the Master
Servicer that it has received all Insurance Proceeds, Liquidation Proceeds and
other payments or cash recoveries which the Master Servicer reasonably and in
good faith expects to be finally recoverable with respect to such Mortgage Loan.
Certificate: Any Class A Certificate, Subordinate Certificate, Class C
-----------
Certificate or Class R Certificate.
Certificate Account: The custodial account or accounts created and
-------------------
maintained pursuant to Section 3.06 in the name of a depository institution, as
custodian for the Holders of the Certificates, into which the amounts set forth
in Section 3.06 shall be deposited directly. Any such account or accounts shall
be an Eligible Account.
Certificateholder or Holder: The Person in whose name a Certificate is
---------------------------
registered in the Certificate Register, except that no Disqualified
Organization, Non-United States Person or "electing large partnership" within
the meaning of Section 775(a) of the Code shall be a holder of a Class R
Certificate and, solely for the purpose of giving any consent or direction
pursuant to this Agreement (other than any consent required pursuant to Section
11.01), any Certificate registered in the name of the Company, the Master
Servicer or any Subservicer or any Affiliate thereof, shall be deemed not to be
outstanding and the Percentage Interest or Voting Rights
5
<PAGE>
evidenced thereby shall not be taken into account in determining whether the
requisite amount of Percentage Interests or Voting Rights necessary to effect
any such consent or direction has been obtained. All references herein to
"Holders" or "Certificateholders" shall reflect the rights of Certificate Owners
as they may indirectly exercise such rights through the Depository and
participating members thereof, except as otherwise specified herein; provided,
however, that the Trustee shall be required to recognize as a "Holder" or
"Certificateholder" only the Person in whose name a Certificate is registered in
the Certificate Register.
Certificate Margin: With respect to each class of Offered Certificates is
------------------
as follows:
Class Certificate Margin
----- ------------------
Class A 0.17%/(1)/ 0.34%/(2)/
Class M-1 0.42%/(1)/ 0.63%/(2)/
Class M-2 0.63%/(1)/ 0.945%/(2)/
Class B 1.25%/(1)/ 1.875%/(2)/
- ----------------
(1) For Interest Accrual Periods beginning on or prior to the Optional
Termination Date.
(2) For Interest Accrual Periods beginning after the Optional Termination Date.
Certificate Owner: With respect to a Book-Entry Certificate, the Person who
-----------------
is the beneficial owner of such Certificate, as reflected on the books of an
indirect participating brokerage firm for which a Depository Participant acts as
agent, if any, and otherwise on the books of a Depository Participant, if any,
and otherwise on the books of the Depository.
Certificate Principal Balance: With respect to each Class A Certificate, on
-----------------------------
any date of determination, an amount equal to (i) the initial Certificate
Principal Balance of such Certificate as specified in the Preliminary Statement
hereto, minus the aggregate of all amounts previously distributed with respect
to such Certificate (or any predecessor Certificate) and applied to reduce the
Certificate Principal Balance thereof pursuant to Section 4.02(c) and 4.02(d).
With respect to each Subordinate Certificate, on any date of determination, an
amount equal to (i) the initial Certificate Principal Balance of such
Certificate as specified in the Preliminary Statement hereto, minus (ii) the sum
of (x) the aggregate of all amounts previously distributed with respect to such
Certificate (or any predecessor Certificate) and applied to reduce the
Certificate Principal Balance thereof pursuant to Section 4.02(c) or 4.02(d) and
(y) the aggregate of all reductions in Certificate Principal Balance deemed to
have occurred in connection with Realized Losses which were previously allocated
to such Certificate (or any predecessor Certificate) pursuant to Section 4.05.
With respect to each Class C Certificate, on any date of determination, an
amount equal to (i) the initial Component Principal Balance of the Component
C-OC as specified in the Preliminary Statement hereto, minus (ii) the sum of (x)
the aggregate of all amounts previously distributed with respect to such
Certificate (or any predecessor Certificate) and applied to reduce the
Certificate Principal Balance thereof pursuant to Section 4.02(e)(xii) and (y)
the aggregate of all reductions
6
<PAGE>
in such Certificate Principal Balance deemed to have occurred in connection with
Realized Losses which were previously allocated to such Certificate (or any
predecessor Certificate) pursuant to Section 4.05. The Residual Certificates do
not have Certificate Principal Balances.
Certificate Register and Certificate Registrar: The register maintained and
----------------------------------------------
the registrar appointed pursuant to Section 5.02.
Class: Collectively, all of the Certificates bearing the same designation.
-----
Class A Certificate: Any one of the Class A Certificates executed by the
-------------------
Trustee and authenticated by the Certificate Registrar substantially in the form
annexed hereto as Exhibit A-1, senior to the Subordinate Certificates, the Class
C Certificates and Class R Certificates with respect to distributions and the
allocation of Realized Losses as set forth in Section 4.05, and evidencing an
interest designated as a "regular interest" in REMIC II within the meaning of
the REMIC Provisions.
Class B Certificate: Any one of the Class B Certificates executed by the
-------------------
Trustee and authenticated by the Certificate Registrar substantially in the form
annexed hereto as Exhibit A-2, senior to the Class C Certificates and the Class
R Certificates with respect to distributions and the allocation of Realized
Losses as set forth in Section 4.05, and evidencing an interest designated as a
"regular interest" in REMIC II within the meaning of the REMIC Provisions.
Class C Certificate: Any one of the Class C Certificates executed by the
-------------------
Trustee and authenticated by the Certificate Registrar substantially in the form
annexed hereto as Exhibit A-3, senior to the Class R Certificates with respect
to distributions, and evidencing five separate "regular interests" in REMIC II
for purposes of the REMIC Provisions. The Class C Certificates shall be entitled
to distributions as set forth herein.
Class C Interest Carry Forward Amount: With respect to the Class C
-------------------------------------
Certificates and any Distribution Date subsequent to the first Distribution
Date, the excess, if any, of the Class C Interest Distribution Amount for the
immediately preceding Distribution Date, over the aggregate distributions of
interest made in respect of the Class C Certificates pursuant to Section 4.02(e)
on such immediately preceding Distribution Date. Class C Interest Carry Forward
Amounts shall not themselves bear interest.
Class C Interest Distribution Amount: With respect to the Class C
------------------------------------
Certificates and any Distribution Date, the sum of (i) Accrued Certificate
Interest for such Class and such Distribution Date and (ii) the Class C Interest
Carry Forward Amount for such Distribution Date.
Class C Principal Distribution Amount: For any Distribution Date, if the
-------------------------------------
Certificate Principal Balance of the Class C Certificates exceeds the Required
Overcollateralization Amount, the amount of such excess.
7
<PAGE>
Class M Certificate: Any one of the Class M-1 Certificates and Class M-2
-------------------
Certificates.
Class M-1 Certificate: Any one of the Class M-1 Certificates executed by
---------------------
the Trustee and authenticated by the Certificate Registrar substantially in the
form annexed hereto as Exhibit A-2, senior to the Class M-2 Certificates, the
Class B Certificates, the Class C Certificates and the Class R Certificates with
respect to distributions and the allocation of Realized Losses as set forth in
Section 4.05, and evidencing an interest designated as a "regular interest" in
REMIC II within the meaning of the REMIC Provisions.
Class M-2 Certificate: Any one of the Class M-2 Certificates executed by
---------------------
the Trustee and authenticated by the Certificate Registrar substantially in the
form annexed hereto as Exhibit A-2, senior to the Class B Certificates, the
Class C Certificates and the Class R Certificates with respect to distributions
and the allocation of Realized Losses as set forth in Section 4.05, and
evidencing an interest designated as a "regular interest" in REMIC II within the
meaning of the REMIC Provisions.
Class R Certificate: Any one of the Class R-I Certificates or Class R-II
-------------------
Certificates.
Class R-I Certificate: Any one of the Class R-I Certificates executed by
---------------------
the Trustee and authenticated by the Certificate Registrar substantially in the
form annexed hereto as Exhibit B and evidencing an interest designated as a
"residual interest" in REMIC I within the meaning of the REMIC Provisions.
Class R-II Certificate: Any one of the Class R-II Certificates executed by
----------------------
the Trustee and authenticated by the Certificate Registrar substantially in the
form annexed hereto as Exhibit B and evidencing an interest designated as a
"residual interest" in REMIC II within the meaning of the REMIC Provisions.
Closing Date: June 5, 1998.
------------
Code: The Internal Revenue Code of 1986, as amended.
----
Compensating Interest: With respect to any Mortgage Loan for which a
---------------------
Principal Prepayment in Full has been received by the Master Servicer during a
Due Period, an amount equal to the lesser of (a) the difference between (x) 30
days' interest at the Mortgage Rate (or at such lower rate as may be in effect
for such Mortgage Loan because of application of the Relief Act, or as a result
of any Debt Service Reduction, and net of the Servicing Fee Rate) on the Stated
Principal Balance of such Mortgage Loan as of the first day of the related Due
Period and (y) to the extent not previously advanced, the interest paid by the
related Mortgagor with respect to the Mortgage Loan during such Due Period, and
(b) the aggregate Servicing Fee received by the Master Servicer for such Due
Period.
8
<PAGE>
Component: Any of the five components of the partial beneficial ownership
---------
interest in the Trust Fund evidenced by the Class C Certificates, designated as
"Component C-A, "Component C-M-1," "Component C-M-2," "Component C-B," and
"Component C-OC," respectively, each such component constituting a separate
"regular interest" in REMIC II.
Component Notional Amount: The hypothetical or notional principal amount on
-------------------------
which any of the following Components accrues interest equal to: (1) in the case
of Component C-A, the Uncertificated Principal Balance of REMIC I Regular
Interest LT-A; (2) in the case of Component C-M-1, the Uncertificated Principal
Balance of REMIC I Regular Interest LT-M-1; (3) in the case of Component C-M-2,
the Uncertificated Principal Balance of REMIC I Regular Interest LT-M-2; and (4)
in the case of Component C-B, the Uncertificated Principal Balance of REMIC I
Regular Interest LT-B outstanding from time to time.
Component Principal Balance: With respect to Component C-OC, on any date of
---------------------------
determination, an amount equal to (i) the initial Component Principal Balance of
such Component as specified in the Preliminary Statement hereto, minus the
aggregate of all amounts previously distributed (or deemed distributed) with
respect to such Component (or any predecessor Component) and applied to reduce
the Component Principal Balance thereof pursuant to Section 4.08.
Corporate Trust Office: The principal office of the Trustee at which at any
----------------------
particular time its corporate trust business with respect to this Agreement
shall be administered, which office at the date of the execution of this
instrument is located at One First National Plaza, Suite 0126, Chicago, Illinois
60670-0126, Attention: WMC Mortgage Corp. Series 1998-A.
CPR: The Constant Prepayment Rate, which represents an assumed constant
---
rate of prepayment each month, expressed as a per annum percentage principal
balance of the pool of Mortgage Loans for that month.
Cumulative Net Losses: As of any date of determination, the aggregate of
---------------------
the Liquidation Loan Losses incurred from the Cut-Off Date through the end of
the calendar month preceding such date of determination.
Curtailment: Any Principal Prepayment made by a Mortgagor which is not a
-----------
Principal Prepayment in Full.
Custodial Agreement: An agreement that may be entered into among the
-------------------
Company, the Master Servicer, the Trustee and a Custodian providing for the
retention of the Mortgage Files by such Custodian on behalf of the Trustee.
Custodian: A custodian appointed pursuant to a Custodial Agreement.
---------
9
<PAGE>
Cut-off Date: With respect to (i) each Initial Mortgage Loan, the
------------
Initial Cut-off Date, (ii) each Subsequent Mortgage Loan, the related Subsequent
Cut-off Date and (iii) any Qualified Substitute Mortgage Loan, the Replacement
Cut-off Date.
Cut-off Date Principal Balance: As to any Mortgage Loan, the original
------------------------------
principal balance thereof minus the principal portion of all payments due on
such Mortgage Loan on or before the related Cut-off Date and minus all other
payments applied to reduce such original principal amount on or before to the
Cut-off Date.
Debt Service Reduction: With respect to any Mortgage Loan, a reduction
----------------------
in the scheduled Monthly Payment for such Mortgage Loan by a court of competent
jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction
constituting a Deficient Valuation or any reduction that results in a permanent
forgiveness of principal.
Deficient Valuation: With respect to any Mortgage Loan, a valuation by
-------------------
a court of competent jurisdiction of the Mortgaged Property in an amount less
than the then outstanding indebtedness under the Mortgage Loan, or any reduction
in the amount of principal to be paid in connection with any scheduled Monthly
Payment that constitutes a permanent forgiveness of principal, which valuation
or reduction results from a proceeding under the Bankruptcy Code.
Definitive Certificate: Any definitive, fully registered Certificate.
----------------------
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced with
---------------------
a Qualified Substitute Mortgage Loan.
Delinquent: A Mortgage Loan is "Delinquent" if any payment due thereon
----------
is not made by the close of business on the day such payment is scheduled. A
Mortgage Loan is "30 days Delinquent" if such payment has not been received by
the close of business on the corresponding day of the month immediately
succeeding the month in which such payment was due. Similarly for "60 days
Delinquent," "90 days or more Delinquent" and so on.
Depository: The Depository Trust Company, or any successor Depository
----------
hereafter named. The nominee of the initial Depository for purposes of
registering those Certificates that are to be Book-Entry Certificates is Cede &
Co. The Depository shall at all times be a "clearing corporation" as defined in
Section 8-102(3) of the Uniform Commercial Code of the State of New York and a
"clearing agency" registered pursuant to the provisions of Section 17A of the
Securities Exchange Act of 1934, as amended.
Depository Participant: A broker, dealer, bank or other financial
----------------------
institution or other Person for whom from time to time a Depository effects
book-entry transfers and pledges of securities deposited with the Depository.
Determination Date: The second Business Day prior to the related
------------------
Distribution Date.
10
<PAGE>
Directly Operate: With respect to any REO Property, the furnishing or
----------------
rendering of services to the tenants thereof, the management or operation of
such REO Property, the holding of such REO Property primarily for sale to
customers, the performance of any construction work thereon or any use of such
REO Property in a trade or business conducted by REMIC I other than through an
Independent Contractor; provided, however, that the Trustee (or the Master
Servicer on behalf of the Trustee) shall not be considered to Directly Operate
an REO Property solely because the Trustee (or the Master Servicer on behalf of
the Trustee) establishes rental terms, chooses tenants, enters into or renews
leases, deals with taxes and insurance, or makes decisions as to repairs or
capital expenditures with respect to such REO Property.
Disqualified Organization: Any organization defined as a "disqualified
-------------------------
organization" under Section 860E(e)(5) of the Code, which includes any of the
following: (i) the United States, any State or political subdivision thereof,
any possession of the United States, or any agency or instrumentality of any of
the foregoing (other than an instrumentality which is a corporation if all of
its activities are subject to tax and, except for the FHLMC, a majority of its
board of directors is not selected by such governmental unit), (ii) a foreign
government, any international organization, or any agency or instrumentality of
any of the foregoing, (iii) any organization (other than certain farmers'
cooperatives described in Section 521 of the Code) which is exempt from the tax
imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of
the Code on unrelated business taxable income), (iv) rural electric and
telephone cooperatives described in Section 1381(a)(2)(C) of the Code and (v)
any other Person so designated by the Trustee based upon an Opinion of Counsel
that the holding of an Ownership Interest in a Class R Certificate by such
Person may cause REMIC I or REMIC II or any Person having an Ownership Interest
in any Class of Certificates (other than such Person) to incur a liability for
any federal tax imposed under the Code that would not otherwise be imposed but
for the Transfer of an Ownership Interest in a Class R Certificate to such
Person. The terms "United States", "State" and "international organization"
shall have the meanings set forth in Section 7701 of the Code or successor
provisions.
Distribution Account: The separate account or accounts created and
--------------------
maintained pursuant to Section 4.01, which shall be entitled "The First National
Bank of Chicago, as trustee, in trust for the registered holders of WMC Secured
Assets Corp., Mortgage Pass-Through Certificates, Series 1998-A" which account
shall be held for the benefit of the Certificateholders and which must be an
Eligible Account.
Distribution Date: The 20th day of any month, beginning in July 1998,
-----------------
or, if such 20th day is not a Business Day, the Business Day immediately
following such 20th day.
Due Date: With respect to any Mortgage Loan, the day of the month the
--------
Monthly Payment is due as set forth in the related Mortgage Note and which date
is during the Due Period related to such Distribution Date.
11
<PAGE>
Due Period: With respect to any Distribution Date, the period
----------
commencing on and including the second day of the month preceding the month of
such Distribution Date to and including the first day of the month of such
Distribution Date.
Eligible Account: An account that is any of the following: (i)
----------------
maintained with a depository institution the debt obligations of which have been
rated by each Rating Agency in its highest rating available, or (ii) an account
or accounts in a depository institution in which such accounts are fully insured
to the limits established by the FDIC, provided that any deposits not so insured
shall, to the extent acceptable to each Rating Agency, as evidenced in writing,
be maintained such that (as evidenced by an Opinion of Counsel delivered to the
Trustee and each Rating Agency) the registered Holders of Certificates have a
claim with respect to the funds in such account or a perfected first security
interest against any collateral (which shall be limited to Eligible Investments)
securing such funds that is superior to claims of any other depositors or
creditors of the depository institution with which such account is maintained,
or (iii) a trust account or accounts maintained in the corporate trust
department of The First National Bank of Chicago, or (iv) an account or accounts
of a depository institution acceptable to each Rating Agency (as evidenced in
writing by each Rating Agency that use of any such account as the Certificate
Account or the Distribution Account will not reduce the rating assigned to any
Class of Certificates by such Rating Agency below the lower of the then-current
rating or the rating assigned to such Certificates as of the Closing Date by
such Rating Agency).
Eligible Investments: One or more of the following:
--------------------
(i) obligations of or guaranteed as to principal and interest by
the United States or any agency or instrumentality thereof when such
obligations are backed by the full faith and credit of the United States;
(ii) repurchase agreements on obligations specified in clause (i)
maturing not more than one month from the date of acquisition thereof,
provided that the unsecured obligations of the party agreeing to repurchase
such obligations are at the time rated by each Rating Agency in its highest
short-term rating available;
(iii) federal funds, certificates of deposit, demand deposits, time
deposits and bankers' acceptances (which shall each have an original
maturity of not more than 90 days and, in the case of bankers' acceptances,
shall in no event have an original maturity of more than 365 days or a
remaining maturity of more than 30 days) denominated in United States
dollars of any U.S. depository institution or trust company incorporated
under the laws of the United States or any state thereof or of any domestic
branch of a foreign depository institution or trust company; provided that
the debt obligations of such depository institution or trust company at the
date of acquisition thereof have been rated by each Rating Agency in its
highest short-term rating available;
(iv) commercial paper (having original maturities of not more than
365 days) of any corporation incorporated under the laws of the United
States or any state thereof which
12
<PAGE>
on the date of acquisition has been rated by each Rating Agency in its
highest short-term rating available; provided that such commercial paper
shall have a remaining maturity of not more than 30 days;
(v) a money market fund or a qualified investment fund rated by
each Rating Agency in its highest long-term rating available; and
(vi) other obligations or securities that are acceptable to each
Rating Agency as am Eligible Investment hereunder and will not reduce the
rating assigned to any Class of Certificates by such Rating Agency below
the lower of the then-current rating or the rating assigned to such
Certificates as of the Closing Date by such Rating Agency, as evidenced in
writing;
provided, however, that no instrument shall be an Eligible Investment if it
represents, either (1) the right to receive only interest payments with respect
to the underlying debt instrument or (2) the right to receive both principal and
interest payments derived from obligations underlying such instrument and the
principal and interest payments with respect to such instrument provide a yield
to maturity greater than 120% of the yield to maturity at par of such underlying
obligations.
ERISA: Employee Retirement Income Security Act of 1974, as amended.
-----
Event of Default: As defined in Section 7.01.
----------------
Extra Principal Distribution Amount: As of any Distribution Date, the
-----------------------------------
lesser of (x) the Net Monthly Excess Interest Amount for such Distribution Date
and (y) the excess, if any, of (i) the Required Overcollateralization Amount for
such Distribution Date over (ii) the Overcollateralization Amount (calculated
for this purpose after taking into account the reduction on such Distribution
Date of the Certificate Principal Balances of all Classes of Certificates
resulting from the distribution of the Principal Remittance Amount and the
Pre-Funded Amount, but prior to taking into account any allocation of Realized
Losses on such Distribution Date) for such Distribution Date.
FASIT: A "financial asset securitization investment trust" within the
-----
meaning of Section 860L of the Code.
FDIC: Federal Deposit Insurance Corporation or any successor thereto.
----
FHLMC: Federal Home Loan Mortgage Corporation, a corporate
-----
instrumentality of the United States created and existing under Title III of the
Emergency Home Finance Act of 1970, as amended, or any successor thereto.
Final Certification: As defined in Section 2.02.
-------------------
13
<PAGE>
Final Distribution Date: The Distribution Date on which the final
-----------------------
distribution in respect of the Certificates will be made pursuant to Section
9.01, which Final Distribution Date shall in no event be later than the end of
the 90-day liquidation period described in Section 9.03.
FNMA: Fannie Mae, a federally chartered and privately owned
----
corporation organized and existing under the Federal National Mortgage
Association Charter Act, or any successor thereto.
Foreclosure Profits: As to any Distribution Date or related
-------------------
Determination Date and any Mortgage Loan, the excess, if any, of Liquidation
Proceeds, Insurance Proceeds and REO Proceeds (net of all amounts reimbursable
therefrom pursuant to Section 3.07)) in respect of each Mortgage Loan or REO
Property for which a Cash Liquidation or REO Disposition occurred in the related
Due Period over the sum of the unpaid principal balance of such Mortgage Loan or
REO Property (determined, in the case of an REO Disposition, in accordance with
Section 3.13) plus accrued and unpaid interest at the Mortgage Rate on such
unpaid principal balance from the Due Date to which interest was last paid by
the Mortgagor to the first day of the month following the month in which such
Cash Liquidation or REO Disposition occurred.
Gross Margin: With respect to each Mortgage Loan, the fixed percentage
------------
amount set forth in the related Mortgage Note to be added to the Index to
determine the Mortgage Rate on each Adjustment Date, and which is set forth in
the Mortgage Loan Schedule.
Independent: When used with respect to any specified Person, means
-----------
such a Person who (i) is in fact independent of the Company, the Master
Servicer, the Seller and the Trustee, or any Affiliate thereof, (ii) does not
have any direct financial interest or any material indirect financial interest
in the Company, the Master Servicer, the Seller or the Trustee or in an
Affiliate thereof, and (iii) is not connected with the Company, the Master
Servicer, the Seller or the Trustee as an officer, employee, promoter,
underwriter, trustee, partner, director or person performing similar functions.
Index: With respect to any Mortgage Loan, the index for the adjustment
-----
of the Mortgage Rate set forth as such on the related Mortgage Note.
Indirect Depository Participant: An institution that is not a
-------------------------------
Depository Participant but clears through or maintains a custodial relationship
with Depository Participants and has access to the Depository's clearing system.
Independent Contractor: Either (i) any Person (other than the Master
----------------------
Servicer) that would be an "independent contractor" with respect to REMIC I
within the meaning of Section 856(d)(3) of the Code if REMIC I were a real
estate investment trust (except that the ownership tests set forth in that
section shall be considered to be met by any Person that owns, directly or
indirectly, 35 percent or more of any Class of Certificates), so long as REMIC I
does not receive or derive any income from such Person and provided that the
relationship between such Person and REMIC I is at arm's length, all within the
meaning of Treasury Regulation Section 1.856-
14
<PAGE>
4(b)(5), or (ii) any other Person (including the Master Servicer) if the Trustee
has received an Opinion of Counsel, which Opinion of Counsel shall not be at the
expense of the Trust Fund or the Trustee, to the effect that the taking of any
action in respect of any REO Property by such Person, subject to any conditions
therein specified, that is otherwise herein contemplated to be taken by an
Independent Contractor will not cause such REO Property to cease to qualify as
"foreclosure property" within the meaning of Section 860G(a)(8) of the Code
(determined without regard to the exception applicable for purposes of Section
860D(a) of the Code), or cause any income realized in respect of such REO
Property to fail to qualify as Rents from Real Property.
Initial Certificate Principal Balance: With respect to each Class of
-------------------------------------
Offered Certificates and the Class C Certificates, the Certificate Principal
Balance of such Class of Certificates as of the Closing Date as set forth in the
Preliminary Statement hereto.
Initial Certification: As defined in Section 2.02.
---------------------
Initial Component Principal Balance: With respect to Component C-OC,
-----------------------------------
the Component Principal Balance of such Component as of the Closing Date as set
forth in the Preliminary Statement hereto.
Initial Cut-off Date: June 1, 1998.
--------------------
Initial Mortgage Loan: A Mortgage Loan assigned and transferred to the
---------------------
Trust Fund by the Company on the Closing Date, as listed on the Initial Mortgage
Loan Schedule.
Initial Mortgage Loan Schedule: The schedule of Mortgage Loans
------------------------------
attached hereto as Exhibit C.
Initial Reserve Account Deposit: The amount deposited by the Company
-------------------------------
in the Available Funds Cap Carryover Reserve Account, which amount is $10,000.
Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans
------------------
pursuant to any related insurance policy covering a Mortgage Loan, to the extent
such proceeds are payable to the mortgagee under the Mortgage, any Subservicer,
the Master Servicer or the Trustee and are not applied to the restoration of the
related Mortgaged Property or released to the Mortgagor in accordance with the
procedures that the Master Servicer would follow in servicing mortgage loans
held for its own account.
Interest Accrual Period: With respect to any Distribution Date, the
-----------------------
period from the Distribution Date in the month preceding the month of such
Distribution Date (or, in the case of the initial Distribution Date, from the
Closing Date) through the day before such Distribution Date.
15
<PAGE>
Interest Distribution Amount: With respect to any Distribution Date,
----------------------------
the sum of (i) the Interest Remittance Amount and (ii) the amount to pay
interest withdrawn by the Trustee from the Capitalized Interest Account pursuant
to Section 4.12 hereof.
Interest Remittance Amount: With respect to any Determination Date,
--------------------------
the sum, without duplication, of the following:
(i) the interest portion of each Monthly Payment received
during the related Due Period (other than Monthly Payments due after
the related Due Period, which shall be treated as if received during
the Due Period in which they are due) on each Outstanding Mortgage
Loan (less the related Servicing Fees);
(ii) Monthly Advances and Compensating Interest paid by
the Master Servicer with respect to such Due Period;
(iii) the interest portion of all other unscheduled
collections (including, without limitation, Insurance Proceeds,
Liquidation Proceeds and REO Proceeds) received during the related Due
Period to the extent applied by the Master Servicer as recoveries of
interest on the related Mortgage Loan at the Net Mortgage Rate;
(iv) the interest portion of any Substitution Adjustment
Amount or Repurchase Price received with respect to the related Due
Period.
Late Collections: With respect to any Mortgage Loan, all amounts
----------------
received during any Due Period, whether as late payments of Monthly Payments or
as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late
payments or collections of Monthly Payments due but delinquent for a previous
Due Period and not previously recovered.
LIBOR: With respect to any Distribution Date, will equal the interbank
-----
offered rate for one-month United States dollar deposits in the London market as
quoted on Telerate Page 3750 as of 11:00 A.M., London time, on the second LIBOR
Business Day prior to the first day of the related Interest Accrual Period or,
in the case of the first Distribution Date, the second LIBOR Business Day prior
to the Closing Date. "Telerate Page 3750" means the display designated as page
3750 on the Telerate Service (or such other page as may replace page 3750 on
that service for the purpose of displaying London interbank offered rates of
major banks). If such rate does not appear on such page (or such other page as
may replace that page on that service, or if such service is no longer offered,
such other service for displaying LIBOR or comparable rates as may be selected
by the Trustee after consultation with the Master Servicer), the rate will be
the Reference Bank Rate. The "Reference Bank Rate" will be determined on the
basis of the rates at which deposits in U.S. dollars are offered by the
reference banks (which shall be three major banks that are engaged in
transactions in the London interbank market, selected by the Trustee after
consultation with the Master Servicer) as of 11:00 A.M., London time, on the day
that is two LIBOR Business Days prior to the immediately preceding Interest
Accrual Period to prime banks in the London interbank market for a period of one
month in amounts approximately equal to the
16
<PAGE>
Aggregate Certificate Principal Balance of the Offered Certificates. The Trustee
will request the principal London office of each of the reference banks to
provide a quotation of its rate. If at least two such quotations are provided,
the rate will be the arithmetic mean of the quotations. If on such date fewer
than two quotations are provided, the rate will be the arithmetic mean of the
rates quoted by one or more major banks in New York City, selected by the
Trustee after consultation with the Master Servicer, as of 11:00 A.M., New York
City time, on such date for loans in U.S. dollars to leading European banks for
a period of one month in amounts approximately equal to the Aggregate
Certificate Principal Balance of the Offered Certificates. If no such quotations
can be obtained, the rate will be equal to LIBOR for the prior Distribution
Date; provided that if LIBOR for an Interest Accrual Period would be based on
LIBOR for the previous Interest Accrual Period for three consecutive Interest
Accrual Periods, then the Trustee shall select a comparable alternative index
(over which the Trustee has no control) used for determining one-month
Eurodollar lending rates that is calculated and published (or otherwise made
available) by an independent third party.
LIBOR Business Day: Any day other than (i) a Saturday or a Sunday, or
------------------
(ii) a day on which banking institutions in the State of New York or in the City
of London, England are required or authorized by law to be closed.
LIBOR Certificate Rate: With respect to any Class of Offered
----------------------
Certificates, for any Distribution Date, LIBOR plus the related Certificate
Margin.
Lifetime Certificate Cap Rate: For any Distribution Date and with
-----------------------------
respect to any Class of Offered Certificates, the weighted average of the
Maximum Mortgage Rates of the Mortgage Loans as of the second day of the month
preceding the month of such Distribution Date, weighted on the basis of the
related Stated Principal Balances as of such date, minus the sum of the
Servicing Fee Rate and the Trustee Fee Rate.
Liquidated Mortgage Loan: With respect to any Distribution Date, any
------------------------
Mortgage Loan in respect of which the Master Servicer has determined, in
accordance with the servicing procedures specified in this Agreement, as of the
end of the related Due Period that substantially all Liquidation Proceeds which
it reasonably expects to recover with respect to the disposition of the related
Mortgaged Property or REO Property have been recovered.
Liquidation Expenses: Out-of-pocket expenses (exclusive of overhead)
--------------------
which are incurred by or on behalf of the Master Servicer in connection with the
liquidation of any Mortgage Loan and not recovered under any insurance policy,
such expenses including, without limitation, legal fees and expenses, any
unreimbursed amount expended (including, without limitation, amounts advanced to
correct defaults on any mortgage loan which is senior to such Mortgage Loan and
amounts advanced to keep current or pay off a mortgage loan that is senior to
such Mortgage Loan) respecting the related Mortgage Loan and any related and
unreimbursed expenditures for real estate property taxes or for property
restoration, preservation or insurance against casualty loss or damage.
17
<PAGE>
Liquidation Loan Losses: For each Liquidated Mortgage Loan, the
-----------------------
amount, if any, by which the sum of the Stated Principal Balance thereof plus
accrued and unpaid interest thereon plus unreimbursed Servicing Advances is in
excess of the Net Liquidation Proceeds realized thereon.
Liquidation Proceeds: Proceeds (including Insurance Proceeds) received
--------------------
in connection with the liquidation of any Mortgage Loan or related REO Property,
whether through trustee's sale, foreclosure sale or otherwise.
Loan-to-Value Ratio: As of any date, the fraction, expressed as a
-------------------
percentage, the numerator of which is the original principal balance of the
related Mortgage Loan as of the date of the origination of such Mortgage Loan
and the denominator of which is the Appraised Value of the related Mortgaged
Property.
Maximum Mortgage Rate: With respect to each Mortgage Loan, the maximum
---------------------
Mortgage Rate permitted over the life of such Mortgage Loan under the related
Mortgage Note.
Minimum Mortgage Rate: With respect to each Mortgage Loan, the minimum
---------------------
Mortgage Rate permitted over the life of such Mortgage Loan under the related
Mortgage Note.
Monthly Advance: With respect to any Determination Date, an advance of
---------------
delinquent interest made by the Master Servicer pursuant to Section 4.09.
Monthly Payment: With respect to any Mortgage Loan (including any REO
---------------
Property) and any Due Date, the payment of principal and interest due thereon in
accordance with the amortization schedule at the time applicable thereto (after
adjustment, if any, for Curtailments and for Deficient Valuations occurring
prior to such Due Date but before any adjustment to such amortization schedule
by reason of any bankruptcy, other than a Deficient Valuation, or similar
proceeding or any moratorium or similar waiver or grace period).
Moody's: Moody's Investors Service, Inc., or its successor in
-------
interest.
Mortgage: With respect to each Mortgage Note related to a Mortgage
--------
Loan, the mortgage, deed of trust or other comparable instrument creating a
first lien on an estate in fee simple interest in real property securing a
Mortgage Note.
Mortgage File: The mortgage documents listed in Section 2.01
-------------
pertaining to a particular Mortgage Loan and any additional documents required
to be added to the Mortgage File pursuant to this Agreement.
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase
--------------------------------
Agreement, dated as of June 1, 1988, by and between the Company, as purchaser
and the Seller, as seller.
18
<PAGE>
Mortgage Loans: Such of the mortgage loans transferred and assigned to
--------------
the Trustee pursuant to Section 2.01 hereof, together with any Qualified
Substitute Mortgage Loans, as from time to time are held as a part of the Trust
Fund, the Mortgage Loans originally so held being identified in the Initial
Mortgage Loan Schedule, and including without limitation, each related Mortgage
Note, Mortgage and Mortgage File and all rights appertaining thereto.
Mortgage Loan Schedule: As of any date, the schedule(s) of Mortgage
----------------------
Loans included in the Trust Fund as of such date, including the Initial Mortgage
Loan Schedule, any Subsequent Mortgage Loan Schedule and any amended Mortgage
Loan Schedule with respect to the addition of Qualified Substitute Mortgage
Loans, if any. The Mortgage Loan Schedule shall set forth at a minimum the
following information as to each Mortgage Loan:
(i) the Mortgage Loan identifying number;
(ii) the street address of the Mortgaged Property including state
and zip code;
(iii) the maturity date of the Mortgage Note;
(iv) the Mortgage Rate as of the related Cut-off Date;
(v) the original principal balance;
(vi) the first payment date;
(vii) the scheduled monthly payment of principal and interest as
of the related Cut-off Date;
(viii) the Cut-off Date Principal Balance;
(ix) the Maximum Mortgage Rate;
(x) the Minimum Mortgage Rate;
(xi) the Index and Gross Margin;
(xii) the Appraised Value of the Mortgaged Property;
(xiii) the original term to maturity;
(xiv) the remaining number of months to maturity;
(xv) the property type and occupancy status; and
(xvi) the next Adjustment Date after the related Cut-off Date.
19
<PAGE>
Such schedule may consist of multiple reports that collectively set forth all of
the information required.
Mortgage Note: The originally executed note or other evidence of
-------------
indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan,
together with any modifications thereto.
Mortgage Rate: As to any Mortgage Loan, the interest rate borne by the
-------------
related Mortgage Note.
Mortgaged Property: The underlying real property securing a Mortgage
------------------
Loan.
Mortgagor: The obligor on a Mortgage Note.
---------
Net Liquidation Proceeds: With respect to any Liquidated Mortgage
------------------------
Loan, Liquidation Proceeds net of Liquidation Expenses.
Net Monthly Excess Cash Flow: For any Distribution Date, the sum of
----------------------------
(i) the Net Monthly Excess Interest Amount as determined pursuant to Section
4.02(b)(vi), (ii) the Net Monthly Excess Principal Amount for such Distribution
Date as determined pursuant to Section 4.02(c)(v) or 4.02(d)(v) and (iii) the
Overcollateralization Reduction Amount for such Distribution Date. Net Monthly
Excess Cash Flow shall be allocated on each Distribution Date in accordance with
the priorities set forth in Section 4.02(e).
Net Monthly Excess Interest Amount: For any Distribution Date, the
----------------------------------
amount as defined in Section 4.02(b)(vi).
Net Monthly Excess Principal Amount: With respect to any Distribution
-----------------------------------
Date prior to the Stepdown Date or for which a Trigger Event is in effect, the
amount as defined in Section 4.02(c)(v). With respect to any Distribution Date
on or after the Stepdown Date for which a Trigger Event is not in effect, the
amount as defined in Section 4.02(d)(v).
Net Mortgage Rate: As to each Mortgage Loan, a per annum rate of
-----------------
interest equal to the Mortgage Rate less the per annum rate at which the
Servicing Fee is calculated.
New Lease: Any lease of REO Property entered into on behalf of the
---------
Trust Fund, including any lease renewed or extended on behalf of the Trust Fund
if the Trust Fund has the right to renegotiate the terms of such lease.
Non-Offered Certificate: Any Class C, Class R-I or Class R-II
-----------------------
Certificate.
Nonrecoverable Advances: With respect to any Mortgage Loan, (i) any
-----------------------
Servicing Advance or Monthly Advance previously made and not reimbursed pursuant
to Section 3.07(a)(iv), or (ii) a Servicing Advance or Monthly Advance proposed
to be made in respect of a Mortgage
20
<PAGE>
Loan or REO Property which, in the good faith business judgment of the Master
Servicer would not be ultimately recoverable from Late Collections, Insurance
Proceeds or Liquidation Proceeds on such Mortgage Loan or REO Property.
Non-United States Person: Any Person other than a United States
------------------------
Person.
Offered Certificates: Collectively, the Class A Certificates, the
--------------------
Class M Certificates and the Class B Certificates.
Officer's Certificate: A certificate signed by the Chairman of the
---------------------
Board, the President, a Vice President or Assistant Vice President, a Managing
Director or Director, the Treasurer, the Secretary, or one of the Assistant
Treasurers or Assistant Secretaries of the Company or the Master Servicer, as
the case may be, and delivered to the Trustee, as required by this Agreement.
Opinion of Counsel: A written opinion of counsel acceptable to the
------------------
Trustee and the Master Servicer, who may be in-house counsel for the Company or
the Master Servicer, provided that any opinion of counsel (i) referred to in the
definition of "Permitted Transferee", (ii) relating to the qualification of the
Trust Fund as a REMIC or compliance with the REMIC Provisions or (iii) pursuant
to Section 6.04 must, unless otherwise specified, be an opinion of Independent
counsel.
Optional Termination Date: As defined in Section 9.01 hereof.
-------------------------
Original Pre-Funded Amount: The amount deposited by the Company in the
--------------------------
Pre- Funding Account on the Closing Date, which amount is $92,927,985.01.
Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan
-------------------------
(including an REO Property) which was not the subject of a Principal Prepayment
in Full, Cash Liquidation or REO Disposition and which was not purchased,
deleted or substituted for prior to such Due Date pursuant to Section 2.02, 2.04
or 3.18.
Overcollateralization Amount: As of any Distribution Date, the excess,
----------------------------
if any, of (a) the sum of the aggregate Stated Principal Balances of the
Mortgage Loans immediately following such Distribution Date and the Pre-Funded
Amount, if any, over (b) the Aggregate Certificate Principal Balance as of such
Distribution Date (after taking into account the payment to the Offered
Certificates of the Principal Distribution Amount on such Distribution Date).
Overcollateralization Reduction Amount: As of any Distribution Date,
--------------------------------------
the excess, if any, of (a) the Overcollateralization Amount for such
Distribution Date, calculated for this purpose after taking into account the
reduction on such Distribution Date of the Aggregate Certificate Principal
Balance resulting from the distribution of the Principal Remittance Amount and
the Pre-Funded Amount on such Distribution Date, but prior to taking into
account any
21
<PAGE>
application of Realized Losses on such Distribution Date over (y) the Required
Overcollateralization Amount for such Distribution Date.
Ownership Interest: As to any Certificate, any ownership or security
------------------
interest in such Certificate, including any interest in such Certificate as the
Holder thereof and any other interest therein, whether direct or indirect, legal
or beneficial, as owner or as pledgee.
Pass-Through Rate: For any Distribution Date and with respect to:
-----------------
(i) Component C-A, the excess, if any, of the Uncertificated
REMIC I Pass- Through Rate for REMIC I Regular Interest LT-A for such
Distribution Date, over the Pass-Through Rate for the Class A
Certificates;
(ii) Component C-M-1, the excess, if any, of the
Uncertificated REMIC I Pass- Through Rate for REMIC I Regular Interest
LT-M-1 for such Distribution Date, over the Pass-Through Rate for the
Class M-1 Certificates;
(iii) Component C-M-2, the excess, if any, of the
Uncertificated REMIC I Pass- Through Rate for REMIC I Regular Interest
LT-M-2 for such Distribution Date, over the Pass-Through Rate for the
Class M-2 Certificates;
(iv) Component C-B, the excess, if any, of the
Uncertificated REMIC I Pass- Through Rate for REMIC I Regular Interest
LT-B for such Distribution Date, over the Pass-Through Rate for the
Class B Certificates;
(v) Component C-OC, the Uncertificated REMIC I Pass-Through
Rate for REMIC I Regular Interest LT-OC.
(vi) the Class A, Class M-1, Class M-2 and Class B
Certificates, the lesser of (x) the related LIBOR Certificate Rate,
(y) the Available Funds Cap Rate and (z) the Lifetime Certificate Cap
Rate.
Paying Agent: The First National Bank of Chicago or any successor
------------
Paying Agent appointed by the Trustee.
Percentage Interest: With respect to any Class A Certificate and
-------------------
Subordinate Certificate, the undivided percentage ownership interest in the
related Class evidenced by such Certificate, which percentage ownership interest
shall be equal to the Initial Certificate Principal Balance thereof divided by
the aggregate Initial Certificate Principal Balance of all of the Certificates
of the same Class. The Percentage Interest with respect to a Class C or Class R
Certificate shall be stated on the face thereof.
22
<PAGE>
Periodic Rate Cap: With respect to any Mortgage Loan, the maximum
-----------------
rate, if any, by which the Mortgage Rate on such Mortgage Loan can adjust on any
Adjustment Date, as stated in the related Mortgage Note or Mortgage.
Permitted Transferee: Any Transferee of a Class R Certificate, other
--------------------
than a Disqualified Organization, any "electing large partnership" within the
meaning of Section 775(a) of the Code, or Non-United States Person.
Person: Any individual, corporation, limited liability company,
------
partnership, joint venture, association, joint-stock company, trust,
unincorporated organization or government or any agency or political subdivision
thereof.
Plan: Any employee benefit plan within the meaning of section 3(3) of
----
ERISA or a plan within the meaning of section 4975(e)(1) of the Code.
Pool Principal Balance: As to any date of determination, the aggregate
----------------------
of the Stated Principal Balances of each Mortgage Loan that was an Outstanding
Mortgage Loan on such date of determination.
Pre-Funding Account: The Pre-Funding Account established pursuant to
-------------------
Section 4.11 of this Agreement. The Pre-Funding Account shall be an Eligible
Account.
Pre-Funding Period: The period commencing on the Closing Date and
------------------
ending on the earliest to occur of (i) the date on which the amount on deposit
in the Pre-Funding Account (exclusive of any investment earnings) is less than
$50,000, (ii) the date on which an Event of Default occurs under this Agreement
and (iii) June 30, 1998.
Pre-Funded Amount: With respect to any Distribution Date, the amount
-----------------
remaining on deposit in the Pre-Funding Account.
Principal Distribution Amount: With respect to any Distribution Date,
-----------------------------
the sum of (i) the Principal Remittance Amount for such Distribution Date,
minus, on any Distribution Date occurring on or after the Stepdown Date, the
Overcollateralization Reduction Amount for such Distribution Date, (ii) the
Extra Principal Distribution Amount for such Distribution Date and (iii) the
Pre-Funded Amount with respect to the Distribution Date following the
termination of the Pre- Funding Period, that amount, if any, remaining on
deposit in the Pre-Funding Account.
Principal Prepayment: Any payment of principal or other recovery on a
--------------------
Mortgage Loan, including Liquidation Proceeds, which is received in advance of
its scheduled Due Date and is not accompanied by an amount as to interest
representing scheduled interest on such payment due on any date or dates in any
month or months subsequent to the month of prepayment.
Principal Prepayment in Full: Any Principal Prepayment made by a
----------------------------
Mortgagor of the entire principal balance of a Mortgage Loan.
23
<PAGE>
Principal Remittance Amount: With respect to any Distribution Date,
---------------------------
the sum of the following:
(i) the principal portion of each Monthly Payment received
by the Master Servicer during the related Due Period (other than
Monthly Payments due after the related Due Period, which shall be
treated as if received during the Due Period in which they are due) on
each Outstanding Mortgage Loan;
(ii) the principal portion of the Repurchase Price of any
Mortgage Loan repurchased during the related Due Period pursuant to
Section 2.02, 2.04 or 3.18 and any Substitution Adjustment Amounts
deposited into the Certificate Account on or prior to such
Determination Date; and
(iii) the principal portion of all other unscheduled
collections (including, without limitation, Principal Prepayments in
Full, Curtailments, Insurance Proceeds, Liquidation Proceeds and REO
Proceeds) received during the related Due Period (or deemed to have
been so received) to the extent applied by the Master Servicer as
recoveries of principal of the related Mortgage Loan.
minus
-----
(iv) expenses incurred by and reimbursable to the Master
Servicer or the Company pursuant to Sections 3.07, 3.13, 6.03, 10.02
or otherwise under this Agreement.
Purchase Price: As defined in Section 2.09.
--------------
Qualified Substitute Mortgage Loan: A Mortgage Loan substituted by the
----------------------------------
Seller or the Company for a Deleted Mortgage Loan which must, on the date of
such substitution, as confirmed in an Officer's Certificate delivered to the
Trustee, (i) have an outstanding principal balance, after deduction of the
principal portion of the Monthly Payment received in the month of substitution
(or in the case of a substitution of more than one Mortgage Loan for a Deleted
Mortgage Loan, an aggregate outstanding principal balance, after such
deduction), not in excess of the Stated Principal Balance of the Deleted
Mortgage Loan (the amount of any Substitution Adjustment Amount to be deposited
by the Seller in the Certificate Account in the month of substitution); (ii)
have a Mortgage Rate, Net Mortgage Rate, Gross Margin and Maximum Mortgage Rate
no lower than the Mortgage Rate, Net Mortgage Rate, Gross Margin and Maximum
Mortgage Rate, respectively, of the Deleted Mortgage Loan as of the date of
substitution; (iii) have a Loan-to-Value Ratio at the time of substitution no
higher than that of the Deleted Mortgage Loan at the time of substitution; (iv)
have a remaining term to stated maturity not greater than (and not more than one
year less than) that of the Deleted Mortgage Loan; (v) shall be of the same or
higher credit quality classification (determined in accordance with the Seller's
underwriting guidelines) as the Deleted Mortgage Loan; (vi) be a first lien
adjustable rate Mortgage Loan having the same Index as the Deleted Mortgage Loan
and (vii) satisfy the criteria
24
<PAGE>
set forth from time to time in the definition of "qualified mortgage" as defined
in Section 860G(a)(3) of the Code (or any successor statute thereto and
applicable to the Trust Fund).
Rating Agency: With respect to the Offered Certificates, Standard &
-------------
Poor's and Moody's. If either agency or a successor is no longer in existence,
"Rating Agency" shall be such statistical credit rating agency, or other
comparable Person, designated by the Company, notice of which designation shall
be given to the Trustee and the Master Servicer.
Realized Loss: With respect to each Mortgage Loan (or REO Property) as
-------------
to which a Cash Liquidation or REO Disposition has occurred, an amount (not less
than zero) equal to (i) the Stated Principal Balance of the Mortgage Loan (or
REO Property) as of the date of Cash Liquidation or REO Disposition, plus (ii)
interest (and REO Imputed Interest, if any) at the Net Mortgage Rate from the
Due Date as to which interest was last paid to Certificateholders up to the last
day of the month in which the Cash Liquidation (or REO Disposition) occurred on
the Stated Principal Balance of such Mortgage Loan (or REO Property) outstanding
during each Due Period that such interest was not paid, minus (iii) the
proceeds, if any, received during the month in which such Cash Liquidation (or
REO Disposition) occurred, to the extent applied as recoveries of interest at
the Net Mortgage Rate and to principal of the Mortgage Loan, net of the portion
thereof reimbursable to the Master Servicer with respect to related expenses as
to which the Master Servicer is entitled to reimbursement thereunder but which
have not been previously reimbursed. With respect to each Mortgage Loan which
has become the subject of a Deficient Valuation, the difference between the
principal balance of the Mortgage Loan outstanding immediately prior to such
Deficient Valuation and the principal balance of the Mortgage Loan as reduced by
the Deficient Valuation. With respect to each Mortgage Loan which has become the
object of a Debt Service Reduction, the amount of such Debt Service Reduction.
Notwithstanding the above, neither a Deficient Valuation nor a Debt Service
Reduction shall be deemed a Realized Loss hereunder so long as the Master
Servicer has delivered to the Trustee an Officer's Certificate stating that the
Master Servicer is diligently pursuing any remedies that may exist in connection
with the representations and warranties made regarding the related Mortgage Loan
and the related Mortgage Loan is not in default with regard to payments due
thereunder.
Record Date: With respect to each Distribution Date, the close of
-----------
business on the last Business Day of the month next preceding the month in which
the related Distribution Date occurs.
Regular Certificate: Any Class A Certificate, Subordinate Certificate
-------------------
or Class C Certificate.
Relief Act: The Soldiers' and Sailors' Civil Relief Act of 1940, as
----------
amended.
REMIC: A "real estate mortgage investment conduit" within the meaning
-----
of Section 860D of the Code.
25
<PAGE>
REMIC Administrator: The Master Servicer. If the Master Servicer is
-------------------
found by a court of competent jurisdiction to no longer be able to fulfill its
obligations as REMIC Administrator under this Agreement, the Master Servicer or
Trustee acting as Master Servicer shall appoint a successor REMIC Administrator,
subject to assumption of the REMIC Administrator obligations under this
Agreement.
REMIC I: The segregated pool of assets, with respect to which a REMIC
-------
election is to be made, consisting of:
(i) the Mortgage Loans and the related Mortgage Files;
(ii) all payments and collections in respect of the Mortgage
Loans of interest due and principal received after the
related Cut-off Date as shall be on deposit in the
Certificate Account or in the Distribution Account and
identified as belonging to the Trust Fund;
(iii) property which secured a Mortgage Loan and which has been
acquired for the benefit of the Certificateholders by
foreclosure or deed in lieu of foreclosure;
(iv) any insurance policies relating to the Mortgage Loans;
(v) the Company's rights under the Mortgage Loan Purchase
Agreement; and
(vi) all proceeds of clauses (i) through (v) above.
The Pre-Funding Account, Capitalized Interest Account and Available Funds Cap
Carryover Reserve Account shall not be assets of REMIC I.
REMIC I Certificates: The Class R-I Certificates.
--------------------
REMIC II: The segregated pool of assets consisting of the
--------
Uncertificated REMIC I Regular Interests conveyed in trust to the Trustee for
the benefit of the holders of the REMIC II Certificates, with respect to which a
separate REMIC election is to be made. The Pre-Funding Account, Capitalized
Interest Account and Available Funds Cap Carryover Reserve Account shall not be
assets of REMIC II.
REMIC II Certificates: Any one of the Class A, Class M-1, Class M-2,
---------------------
Class B, Class C and Class R-II Certificates.
REMIC Provisions: Provisions of the federal income tax law relating to
----------------
real estate mortgage investment conduits, which appear at Sections 860A through
860G of Subchapter M of Chapter 1 of the Code, and related provisions, and
temporary and final regulations (or, to the extent not inconsistent with such
temporary or final regulations, proposed regulations) and
26
<PAGE>
published rulings, notices and announcements promulgated thereunder, as the
foregoing may be in effect from time to time.
Rents from Real Property: With respect to any REO Property, gross
------------------------
income of the character described in Section 856(d) of the Code as being
included in the term "rents from real property."
REO Account: The account or accounts maintained by the Master Servicer
-----------
in respect of an REO Property pursuant to Section 3.20.
REO Acquisition: The acquisition by the Master Servicer on behalf of
---------------
the Trustee for the benefit of the Certificateholders of any REO Property
pursuant to Section 3.13.
REO Disposition: As to any REO Property, a determination by the Master
---------------
Servicer that it has received substantially all Insurance Proceeds, Liquidation
Proceeds, REO Proceeds and other payments and recoveries (including proceeds of
a final sale) which the Master Servicer expects to be finally recoverable from
the sale or other disposition of the REO Property.
REO Imputed Interest: As to any REO Property, for any period, an
--------------------
amount equivalent to interest (at the Net Mortgage Rate that would have been
applicable to the related Mortgage Loan had it been outstanding) on the unpaid
principal balance of the Mortgage Loan as of the date of acquisition thereof for
such period.
REO Proceeds: Proceeds, net of expenses, received in respect of any
------------
REO Property (including, without limitation, proceeds from the rental of the
related Mortgaged Property) which proceeds are required to be deposited into the
Certificate Account pursuant to Section 3.20(d).
REO Property: A Mortgaged Property acquired by the Master Servicer
------------
through foreclosure or deed in lieu of foreclosure in connection with a
defaulted Mortgage Loan.
Replacement Cut-off Date: With respect to any Qualified Substitute
------------------------
Mortgage Loan, the later of (i) the first day of the calendar month in which
such Qualified Substitute Mortgage Loan is conveyed to the Trust Fund and (ii)
the date of origination, if any such Qualified Substitute Mortgage Loan is
originated in the month in which such Qualified Substitute Mortgage Loan is
conveyed to the Trust Fund.
Repurchase Price: With respect to any Mortgage Loan (or REO Property)
----------------
required to be or otherwise purchased on any date pursuant to Section 2.02, 2.04
or 3.18, an amount equal to the sum, with duplication, of (i) 100% of the
principal balance thereof (without reduction for any amounts charged off) and
(ii) unpaid accrued interest at the Mortgage Rate (or at the Net Mortgage Rate
in case of a purchase by the Master Servicer) on the principal balance thereof
from the Due Date to which interest was last paid by the Mortgagor to the first
day of the month following the month of purchase plus (iii) the amount of any
unreimbursed Servicing Advances
27
<PAGE>
made with respect to such Mortgage Loan plus (iv) any other amounts owed to the
Master Servicer pursuant to Section 3.07 and not included in clause (iii) of
this definition.
Request for Release: A request for release, the form of which is
-------------------
attached as Exhibit D hereto.
Required Overcollateralization Amount: With respect to any
-------------------------------------
Distribution Date (i) on or prior to the Stepdown Date, $30,800,000, and (ii)
after the Stepdown Date, so long as no Trigger Event is in effect, the greater
of (x) the lesser of (a) $30,800,000 and (b) 7.70% of the then current Pool
Principal Balance as of the end of the related Due Period and (y) $4,000,000;
provided, however, that if a Trigger Event has occurred and is continuing, the
Required Overcollateralization Amount with respect to such Distribution Date
will remain equal to the amount required as of the Distribution Date immediately
preceding the date on which such Trigger Event occurred; and provided, further,
that if the Certificate Principal Balance of each Class of Offered Certificates
has been reduced to zero, the Required Overcollateralization Amount shall be
zero.
Responsible Officer: When used with respect to the Trustee, any
-------------------
officer of the Corporate Trust Department of the Trustee, including any Senior
Vice President, any Vice President, any Assistant Vice President, any Assistant
Secretary, any Trust Officer or Assistant Trust Officer, or any other officer of
the Trustee to whom, with respect to a particular matter, such matter is
referred.
Senior Enhancement Percentage: For any Distribution Date, the
-----------------------------
percentage obtained by dividing (x) the sum of (i) the aggregate Certificate
Principal Balance of the Subordinate Certificates immediately prior to such
Distribution Date and (ii) the Overcollateralization Amount (after any payment
of the Principal Distribution Amount to the Offered Certificates on such
Distribution Date), by (y) the Pool Principal Balance as of the last day of the
related Due Period.
Senior Specified Enhancement Percentage: On any date of determination
---------------------------------------
thereof, 50.70%.
Servicer Termination Event: With respect to any Distribution Date, the
--------------------------
Servicer Termination Event has occurred (i) with respect to a Distribution Date
occurring between the Cutoff Date and the fifth anniversary of the Cut-off Date
if on such Distribution Date (X) the sum of (a) the product of (1) the
percentage obtained by dividing the balance of 30 day Delinquent Mortgage Loans
by the Cut-off Date Pool Principal Balance and (2) 12.21%; plus (b) the product
of (1) the percentage obtained by dividing the balance of 60 day Delinquent
Mortgage Loans by the Cut-off Date Pool Principal Balance and (2) 24.42%; plus
(c) the product of (1) the percentage obtained by dividing the balance of 90
days or more Delinquent Mortgage Loans by the Cut-off Date Pool Principal
Balance and (2) 48.85%; plus (d) the percentage obtained by dividing Cumulative
Net Losses by the Cut-off Date Pool Principal Balance, in each case as of the
last day of the calendar month preceding such Distribution Date, exceeds (Y)
14.50% and (ii) with respect to a Distribution Date occurring after the fifth
anniversary of the Cut-off Date if on such
28
<PAGE>
Distribution Date the sum set forth in (X) above, in each case as of the last
day of the calendar month preceding such Distribution Date, exceeds 21.75%.
Servicing Accounts: The account or accounts created and maintained
------------------
pursuant to Section 3.08.
Servicing Advances: All customary, reasonable and necessary "out of
------------------
pocket" costs and expenses incurred in connection with a default, delinquency or
other unanticipated event by the Master Servicer in the performance of its
servicing obligations, including, but not limited to, the cost of (i) the
preservation, restoration and protection of a Mortgaged Property, (ii) any
enforcement or judicial proceedings, including foreclosures, (iii) the
management and liquidation of any REO Property and (iv) compliance with the
obligations under Sections 3.01, 3.08, 3.11(c), 3.20 and 3.13, including, if the
Master Servicer or any Affiliate of the Master Servicer provides services such
as appraisals and brokerage services that are customarily provided by Persons
other than servicers of mortgage loans, reasonable compensation for such
services.
Servicing Fee: With respect to any Mortgage Loan and Distribution
-------------
Date, the fee payable monthly to the Master Servicer in respect of master
servicing compensation that accrues at an annual rate of 0.50% on the principal
balance on which interest accrues on the Mortgage Loan as of the first day of
each Due Period.
Servicing Officer: Any employee of the Master Servicer involved in, or
-----------------
responsible for, the administration and servicing of the Mortgage Loans whose
name and specimen signature appear on a list of servicing officers furnished to
the Trustee by the Master Servicer, as such list may from time to time be
amended.
Standard & Poor's: Standard & Poor's Ratings Services, a division of
-----------------
the McGraw-Hill Companies, or its successor in interest.
Stated Principal Balance: With respect to any Mortgage Loan or related
------------------------
REO Property, at any given time, the unpaid principal balance thereof at the
close of business on the related Cut-off Date, reduced by all amounts allocable
to principal that have been distributed to Certificateholders with respect to
such Mortgage Loan, and as further reduced to the extent of any Realized Loss
incurred with respect to such Mortgage Loan on or before the last day of the
most recently ended Due Period.
Stepdown Date: The later to occur of (x) the Distribution Date in July
-------------
2001 and (y) the first Distribution Date on which the Senior Enhancement
Percentage (after taking into account distributions of principal on such
Distribution Date) is greater than or equal to the Senior Specified Enhancement
Percentage.
Subordinate Certificates: Any one of the Class M Certificates or Class
------------------------
B Certificates.
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<PAGE>
Subsequent Cut-off Date: With respect to any Subsequent Mortgage Loan,
-----------------------
the later of (x) the close of business of the first day of the month in which
such Subsequent Mortgage Loan is transferred by the Seller to the Company and
from the Company to the Trust Fund and (y) the date of origination, if any such
Subsequent Mortgage Loan is originated in the month of the related Subsequent
Transfer Date.
Subsequent Mortgage Loan: Each Mortgage Loan sold and assigned by the
------------------------
Seller to the Company and from the Company to the Trust Fund pursuant to a
Subsequent Transfer Agreement.
Subsequent Mortgage Loan Schedule: The schedule(s) listing the
---------------------------------
Subsequent Mortgage Loans sold and conveyed to the Trust Fund on any Subsequent
Transfer Date pursuant to the related Subsequent Transfer Agreement.
Subsequent Transfer Agreement: Each Subsequent Transfer Agreement
-----------------------------
dated as of a Subsequent Transfer Date executed and delivered pursuant to the
Mortgage Loan Purchase Agreement by which Subsequent Mortgage Loans are sold and
assigned to the Trust Fund, in the form of Exhibit J hereto.
Subsequent Transfer Date: The date specified in each Subsequent
------------------------
Transfer Agreement as the date on which Subsequent Mortgage Loans described
therein are to be sold, transferred and assigned to the Trust Fund.
Subservicer: Any Person with whom the Master Servicer has entered into
-----------
a Subservicing Agreement.
Subservicing Agreement: The written contract between the Master
----------------------
Servicer and any Subservicer relating to servicing and administration of certain
Mortgage Loans as permitted in Section 3.02 hereof.
Substitution Adjustment Amount: As defined in Section 2.04 hereof.
------------------------------
Tax Returns: The federal income tax return on Internal Revenue Service
-----------
Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return,
including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of
REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed
on behalf of REMIC I and REMIC II due to their classification as REMICs under
the REMIC Provisions, together with any and all other information, reports or
returns that may be required to be furnished to the Certificateholders or filed
with the Internal Revenue Service or any other governmental taxing authority
under any applicable provisions of federal, state or local tax laws.
Transfer: Any direct or indirect transfer, sale, pledge, hypothecation
--------
or other form of assignment of any Ownership Interest in a Certificate.
30
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Transferee: Any Person who is acquiring by Transfer any Ownership
----------
Interest in a Certificate.
Transferor: Any Person who is disposing by Transfer of any Ownership
----------
Interest in a Certificate.
Trigger Event: A Trigger Event has occurred with respect to a
-------------
Distribution Date if, on such Distribution Date, the percentage obtained by
dividing (x) the aggregate Stated Principal Balance of the Mortgage Loans that
are 60 or more days delinquent in payment of principal and interest as of the
last day of the preceding calendar month (including Mortgage Loans in
foreclosure and REO Mortgage Loans), by (y) the Pool Principal Balance as of the
last day of the preceding calendar month, equals or exceeds 40.00% of the Senior
Enhancement Percentage.
Trustee Fee: On each Distribution Date, an amount equal to one twelfth
-----------
of the product of the Trustee Fee Rate and the sum of the principal balances on
which interest accrued on the Mortgage Loans plus the Pre-Funded Amount, if any,
as of the first day of each Due Period.
Trustee Fee Rate: 0.0075% per annum.
----------------
Trust Fund: REMIC I, REMIC II, the Pre-Funding Account, the
----------
Capitalized Interest Account and the Available Funds Cap Carryover Reserve
Account.
Uncertificated Principal Balance: With respect to each Uncertificated
--------------------------------
REMIC I Regular Interest on any date of determination, an amount equal to (i)
$624,000,000 with respect to Uncertificated REMIC I Regular Interest LT-A,
$72,000,000 with respect to Uncertificated REMIC I Regular Interest
LT-M-1,$56,000,000 with respect to Uncertificated REMIC I Regular Interest
LT-M-2, $44,000,000 with respect to Uncertificated REMIC I Regular Interest
LT-B, and $4,000,000 with respect to Uncertificated REMIC I Regular Interest
LT-OC minus (ii) the sum of (x) the aggregate of all amounts previously deemed
distributed with respect to such interest and applied to reduce the
Uncertificated Principal Balance thereof pursuant to Section 4.08(a)(ii) and (y)
the aggregate of all reductions in Certificate Principal Balance deemed to have
occurred in connection with Realized Losses that were previously deemed
allocated to the Uncertificated Principal Balance of such Uncertificated REMIC I
Regular Interest pursuant to Section 4.08(d).
Uncertificated REMIC I Accrued Interest: With respect to each
---------------------------------------
Uncertificated REMIC I Regular Interest on each Distribution Date, an amount
equal to interest accrued during the related Interest Accrual Period at the
Uncertificated REMIC I Pass-Through Rate on the Uncertificated Principal Balance
of such Uncertificated REMIC I Regular Interest immediately prior to such
Distribution Date. Uncertificated REMIC I Accrued Interest will be calculated on
the basis of a 360-day year and the actual number of days elapsed. In each case,
Uncertificated REMIC I Accrued Interest will be reduced by the amount of all
shortfalls in respect of interest deemed allocated to the related Uncertificated
REMIC I Regular Interest pursuant to Section 4.08.
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<PAGE>
Uncertificated REMIC I Pass-Through Rate: With respect to each of the
----------------------------------------
Uncertificated REMIC I Regular Interests and any Distribution Date, the weighted
average of the Mortgage Rates as of the second day of the month preceding the
month of such Distribution Date, weighted on the basis of the related Stated
Principal Balances as of such date, minus the sum of the Servicing Fee Rate and
the Trustee Fee Rate.
Uncertificated REMIC I Regular Interest: Any of the five separate
---------------------------------------
non-certificated beneficial ownership interests in REMIC I issued hereunder and
designated as a "regular interest" in REMIC I. Each REMIC I Regular Interest
shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in
effect from time to time, and shall be entitled to distributions of principal,
subject to the terms and conditions hereof, in an aggregate amount equal to its
initial Uncertificated Principal Balance as set forth in the Preliminary
Statement hereto. The designations for the respective REMIC I Regular Interests
are set forth in the Preliminary Statement hereto.
Uncertificated REMIC I Regular Interest LT-A: One of the separate
--------------------------------------------
non-certificated beneficial ownership interests in REMIC I issued hereunder and
designated as a Regular Interest in REMIC I which shall accrue interest at the
Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall
be entitled to distributions of principal, subject to the terms and conditions
hereof, in an aggregate amount equal to its initial Uncertificated Principal
Balance as set forth in the Preliminary statement hereto.
Uncertificated REMIC I Regular Interest LT-M-1: One of the separate
----------------------------------------------
non-certificated beneficial ownership interests in REMIC I issued hereunder and
designated as a Regular Interest in REMIC I which shall accrue interest at the
Uncertificated REMIC I Pass- Through Rate in effect from time to time, and shall
be entitled to distributions of principal, subject to the terms and conditions
hereof, in an aggregate amount equal to its initial Uncertificated Principal
Balance as set forth in the Preliminary statement hereto.
Uncertificated REMIC I Regular Interest LT-M-2: One of the separate
----------------------------------------------
non-certificated beneficial ownership interests in REMIC I issued hereunder and
designated as a Regular Interest in REMIC I which shall accrue interest at the
REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary statement hereto.
Uncertificated REMIC I Regular Interest LT-B: One of the separate
--------------------------------------------
non-certificated beneficial ownership interests in REMIC I issued hereunder and
designated as a Regular Interest in REMIC I which shall accrue interest at the
Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall
be entitled to distributions of principal, subject to the terms and conditions
hereof, in an aggregate amount equal to its initial Uncertificated Principal
Balance as set forth in the Preliminary statement hereto.
Uncertificated REMIC I Regular Interest LT-OC: One of the separate
---------------------------------------------
non-certificated beneficial ownership interests in REMIC I issued hereunder and
designated as a
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Regular Interest in REMIC I which shall accrue interest at the Uncertificated
REMIC I Pass- Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary statement hereto.
Uncertificated REMIC I Regular Interest LT-A Distribution Amount: With
----------------------------------------------------------------
respect to any Distribution Date, the sum of the amounts deemed to be
distributed on the Uncertificated REMIC I Regular Interest LT-A for such
Distribution Date pursuant to Section 4.08(a).
Uncertificated REMIC I Regular Interest LT-M-1 Distribution Amount:
------------------------------------------------------------------
With respect to any Distribution Date, the sum of the amounts deemed to be
distributed on the Uncertificated REMIC I Regular Interest LT-M-1 for such
Distribution Date pursuant to Section 4.08(a).
Uncertificated REMIC I Regular Interest LT-M-2 Distribution Amount:
------------------------------------------------------------------
With respect to any Distribution Date, the sum of the amounts deemed to be
distributed on the Uncertificated REMIC I Regular Interest LT-M-2 for such
Distribution Date pursuant to Section 4.08(a).
Uncertificated REMIC I Regular Interest LT-B Distribution Amount: With
----------------------------------------------------------------
respect to any Distribution Date, the sum of the amounts deemed to be
distributed on the Uncertificated REMIC I Regular Interest LT-B for such
Distribution Date pursuant to Section 4.08(a).
Uncertificated REMIC I Regular Interest LT-OC Distribution Amount:
-----------------------------------------------------------------
With respect to any Distribution Date, the sum of the amounts deemed to be
distributed on the Uncertificated REMIC I Regular Interest LT-OC for such
Distribution Date pursuant to Section 4.08(a).
Uncertificated REMIC I Regular Interest Distribution Amounts: The
------------------------------------------------------------
Uncertificated REMIC I Regular Interest LT-A Distribution Amount, Uncertificated
REMIC I Regular Interest LT-M-1 Distribution Amount, Uncertificated REMIC I
Regular Interest LT-M-2 Distribution Amount, Uncertificated REMIC I Regular
Interest LT-B Distribution Amount and Uncertificated REMIC I Regular Interests
LT-OC Distribution Amount.
Uniform Single Attestation Program for Mortgage Bankers: The Uniform
-------------------------------------------------------
Single Attestation Program for Mortgage Bankers, as published by the Mortgage
Bankers Association of America and effective with respect to fiscal periods
ending on or after December 15, 1995.
United States Person: A citizen or resident of the United States, a
--------------------
corporation, partnership or other entity created or organized in, or under the
laws of, the United States or any political subdivision thereof (except, in the
case of a partnership, to the extent provided in regulations) or an estate whose
income is subject to United States federal income tax regardless of its source,
or a trust if a court within the United States is able to exercise primary
supervision over the administration of the trust and one or more such United
States Persons have the authority
33
<PAGE>
to control all substantial decisions of the trust. To the extent prescribed in
regulations by the Secretary of the Treasury, which have not yet been issued, a
trust which was in existence on August 20, 1996 (other than a trust treated as
owned by the grantor under subpart E of part I of subchapter J of chapter 1 of
the Code), and which was treated as a United States person on August 20, 1996
may elect to continue to be treated as a United States person notwithstanding
the previous sentence.
Unpaid Interest Shortfall: With respect to each class of Offered
-------------------------
Certificates and each Distribution Date, any Accrued Certificate Interest
remaining unpaid as to such class of Offered Certificates as a result of the
insufficiency of the Interest Distribution Amount to pay Accrued Certificate
Interest to such Certificates pursuant to the priority of payment provisions of
Section 4.02(b) for such Distribution Date (other than shortfalls caused in
connection with the application of the Relief Act), plus any such shortfall for
all prior Distribution Dates, and plus interest thereon at the related
Pass-Through Rate immediately prior to such Distribution Date.
Voting Rights: The portion of the voting rights of all of the
-------------
Certificates which is allocated to any Certificate. The Voting Rights will be
allocated among the holders of the Offered Certificates in proportion to the
Initial Certificate Principal Balances of the respective Classes. The Holders of
the Class C Certificates and the Residual Certificates will have no Voting
Rights.
34
<PAGE>
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans.
----------------------------
(a) The Company, concurrently with the execution and delivery of this
Agreement, does hereby assign to the Trustee, for the benefit of the
Certificateholders, without recourse all the right, title and interest of the
Company in, to and under (i) the Initial Mortgage Loans, including all interest
due and principal received, with respect to the Initial Mortgage Loans, after
the Initial Cut-off Date, and (ii) the Subsequent Mortgage Loans, including all
interest due and principal received, with respect to each Subsequent Mortgage
Loan, after the related Subsequent Cut-off Date and (iii) all other assets
constituting the Trust Fund.
The Company, concurrently with the execution and delivery of this
Agreement, does hereby assign to the Trustee all of its rights and interest
under the Mortgage Loan Purchase Agreement, including without limitation, the
rights of the Company to enforce the obligations of the Seller under the
representations and warranties set forth therein. The Seller hereby reaffirms
the representations and warranties set forth in the Mortgage Loan Purchase
Agreement.
(b) In connection with such assignment the Company does hereby deliver
to, and deposit with, the Trustee the following documents or instruments (or
copies thereof as permitted by this Section):
(i) The original Mortgage Note, endorsed "Pay to the order of
The First National Bank of Chicago, as Trustee under the Pooling and
Servicing Agreement, dated June 1, 1998, WMC Series 1998-A without
recourse" and showing an unbroken chain of endorsements from the
originator thereof to the Person endorsing it to the Trustee, or with
respect to any Mortgage Loan as to which the original Mortgage Note
has been lost, misplaced or destroyed, a lost note affidavit in the
form attached hereto as Exhibit L;
(ii) the original Mortgage with evidence of recording thereon,
or, if the original Mortgage has not yet been returned from the public
recording office, a copy of the original Mortgage certified by the
Seller, Seller's agent or the public recording office in which such
original Mortgage has been submitted for recording;
(iii) an Assignment of the Mortgage from the Seller to "The
First National Bank of Chicago, as Trustee under the Pooling and
Servicing Agreement, dated June 1, 1998, WMC Series 1998-A, without
recourse" which shall be in form and substance acceptable for
recording other than recording information not yet returned from the
recorder's office, which shall be provided promptly upon receipt
thereof by the Seller;
35
<PAGE>
(iv) originals of any intervening assignments of the Mortgage,
with evidence of recording thereon, or, if the original of any such
intervening assignment has not yet been returned from the public
recording office, a copy of such original intervening assignment
certified by the Seller, Seller's agent or the public recording office
in which such original intervening assignment has been submitted for
recording;
(v) the original policy of title insurance (or a commitment
for title insurance, if the policy is being held by the title
insurance company pending recordation of the Mortgage or has otherwise
not yet been received by the title company); and
(vi) a true and correct copy of each assumption, modification,
consolidation or substitution agreement, if any, relating to the
Mortgage Loan.
Promptly after the Closing Date (or after the date of transfer of any
Qualified Substitute Mortgage Loan or Subsequent Mortgage Loan), the Seller at
its own expense shall complete in the name of the Trustee and submit for
recording in the appropriate public recording office for real property records
each of the Assignments referred to in clause (iii) above except in states
where, in the opinion of counsel acceptable to the Trustee and the Master
Servicer, such recording is not required to protect the Trustee's interest in
the Mortgage Loan against the claim of any subsequent transferee or any
successor to or creditor of the Seller or the originator of such Mortgage Loan,
and the Trustee shall retain a photocopy of each such Assignment. If any
Assignment is lost or returned unrecorded to the Trustee because of any defect
therein, the Seller shall prepare a substitute Assignment or cure such defect,
as the case may be, and the Seller shall cause such substitute Assignment to be
recorded in accordance with this paragraph.
In instances where an original Mortgage or any original intervening
assignment of the Mortgage was not, in accordance with clause (iii) or (iv)
above, delivered by the Seller to the Trustee on or prior to the Closing Date
(or the date of transfer of any Qualified Substitute Mortgage Loan or Subsequent
Mortgage Loan), the Seller shall deliver or cause to be delivered the originals
of such documents to the Trustee promptly upon receipt thereof.
The Trustee hereby acknowledges its acceptance of all right, title and
interest to the Mortgage Loans and other property, now existing and hereafter
created, conveyed to the Trust Fund pursuant to this Section 2.01.
(c) It is intended that the conveyances by the Company to the Trustee
of the Mortgage Loans as provided for in this Section 2.01 and the Uncertified
REMIC I Regular Interests provided for in Section 2.07 be construed as a sale by
the Company to the Trustee of the Mortgage Loans and the Uncertificated REMIC I
Regular Interests for the benefit of the Certificateholders. Further, it is not
intended that any such conveyance be deemed to be a pledge of the Mortgage Loans
and the Uncertificated REMIC I Regular Interests by the Company to the Trustee
to secure a debt or other obligation of the Company. However, in the event that
the
36
<PAGE>
Mortgage Loans and the Uncertificated REMIC I Regular Interests are held to be
property of the Company, or if for any reason this Agreement is held or deemed
to create a security interest in the Mortgage Loans and the Uncertificated REMIC
I Regular Interests, then it is intended that (a) this Agreement shall also be
deemed to be a security agreement within the meaning of Articles 8 and 9 of the
New York Uniform Commercial Code and the Uniform Commercial Code of any other
applicable jurisdiction; (b) the conveyances provided for in this Section 2.01
shall be deemed to be (1) a grant by the Company to the Trustee of a security
interest in all of the Company's right (including the power to convey title
thereto), title and interest, whether now owned or hereafter acquired, in and to
(A) the Mortgage Loans, including the related Mortgage Note, the Mortgage, any
insurance policies and all other documents in the related Mortgage File, (B) all
amounts payable pursuant to the Mortgage Loans in accordance with the terms
thereof, (C) the Uncertificated REMIC I Regular Interests and (D) any and all
general intangibles consisting of, arising from or relating to any of the
foregoing, and all proceeds of the conversion, voluntary or involuntary, of the
foregoing into cash, instruments, securities or other property, including
without limitation all amounts from time to time held or invested in the
Certificate Account, the Distribution Account, the Pre-Funding Account, the
Capitalized Interest Account and the Available Funds Cap Carryover Reserve
Account whether in the form of cash, instruments, securities or other property
and (2) an assignment by the Company to the Trustee of any security interest in
any and all of the Seller's right (including the power to convey title thereto),
title and interest, whether now owned or hereafter acquired, in and to the
property described in the foregoing clauses (1)(A), (B), (C) and (D) granted by
the Seller to the Company pursuant to the Mortgage Loan Purchase Agreement; (c)
the possession by the Trustee, or any agent of the Trustee of Mortgage Notes or
such other items of property constituting instruments, money, negotiable
documents or chattel paper shall be deemed to be "possession by the secured
party," or possession by a purchaser or a person designated by such secured
party, for purposes of perfecting the security interest pursuant to the
California Uniform Commercial Code and the Uniform Commercial Code of any other
applicable jurisdiction (including, without limitation, Section 9-305, 8-313 or
8-321 thereof); and (d) notifications to persons holding such property, and
acknowledgments, receipts or confirmations from persons holding such property,
shall be deemed notifications to, or acknowledgments, receipts or confirmations
from, financial intermediaries, bailees or agents (as applicable) of the Trustee
for the purpose of perfecting such security interest under applicable law.
The Company and, at the Company's direction, the Seller and the
Trustee shall, to the extent consistent with this Agreement, take such
reasonable actions as may be necessary to ensure that, if this Agreement were
deemed to create a security interest in the Mortgage Loans, the Uncertificated
REMIC I Regular Interests and the other property described above, such security
interest would be deemed to be a perfected security interest of first priority
under applicable law and will be maintained as such throughout the term of this
Agreement. Without limiting the generality of the foregoing, the Company shall
prepare and deliver to the Trustee not less than 15 days prior to any filing
date, and the Trustee shall forward for filing, or shall cause to be forwarded
for filing, at the expense of the Company, all filings necessary to maintain the
effectiveness of any original filings necessary under the Uniform Commercial
Code as in effect in any jurisdiction to perfect the Trustee's security interest
in or lien on the Mortgage Loans and
37
<PAGE>
the Uncertificated REMIC I Regular Interests, including without limitation (x)
continuation statements, and (y) such other statements as may be occasioned by
(1) any change of name of the Seller, the Company or the Trustee (such
preparation and filing shall be at the expense of the Trustee, if occasioned by
a change in the Trustee's name), or (2) any change of location of the place of
business or the chief executive office of the Seller or the Company.
Section 2.02. Acceptance by Trustee.
---------------------
The Trustee acknowledges receipt of the documents referred to in
Section 2.01(b)(i) through (vi) above, declares that it, or its agent, holds and
will hold such documents and the other documents constituting a part of the
Mortgage Files delivered to it and all such other assets included in the
definition of Trust Fund in trust for the use and benefit of all present and
future Certificateholders and agrees to execute and deliver on the Closing Date
an acknowledgement of receipt in the form of Exhibit E-1 hereto (the "Initial
Certification"). The Trustee agrees, for the benefit of Certificateholders, to
review each Mortgage File delivered to it pursuant to Section 2.01(b) within 45
days after the Closing Date (or, with respect to any Subsequent Mortgage Loan or
Qualified Substitute Mortgage Loan, within 45 days after the conveyance and
assignment thereof) to ascertain that all required documents (specifically as
set forth in Section 2.01(b)), have been executed and received, and that such
documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule,
as supplemented, that have been conveyed to it and shall deliver to the Company,
the Seller and the Master Servicer a certification in the form of Exhibit E-2
hereto (the "Interim Certification").
If within such 45 day period the Trustee finds any document or
documents constituting a part of a Mortgage File not to have been executed or
received or to be unrelated to the Mortgage Loans identified in the Mortgage
Loan Schedule, or if in the course of its review the Trustee determines that
such Mortgage File is otherwise defective in any material respect, the Trustee
shall promptly so notify the Master Servicer, the Seller and the Company. The
Seller shall correct or cure such omission or defect within 90 days from the
date the Seller was notified of such omission or defect and, if it does not
correct or cure such omission or defect within such period, the Seller shall
purchase such Mortgage Loan from REMIC I at its Repurchase Price, in either case
within 90 days from the date it was notified of such omission or defect;
provided that if the omission or defect would cause the Mortgage Loan to be
other than a "qualified mortgage" as defined in Section 860G(a)(3) of the Code,
any such cure or repurchase must occur within 90 days from the date such breach
was discovered. The Repurchase Price for any such Mortgage Loan purchased by the
Seller shall be deposited or caused to be deposited by the Master Servicer in
the Certificate Account maintained by it pursuant to Section 3.06 and, upon
receipt by the Trustee of written notification of such deposit signed by a
Servicing Officer, the Trustee or any Custodian, as the case may be, shall
release to the Master Servicer the related Mortgage File and the Trustee shall
execute and deliver such instruments of transfer or assignment prepared by the
Master Servicer, in each case without recourse, as shall be necessary to vest in
the Seller or its designee, as the case may be, ownership of any Mortgage Loan
released pursuant hereto and thereafter such Mortgage Loan shall not be part of
the Trust Fund. It is understood and agreed that the obligation of the Seller to
so cure or purchase any Mortgage Loan as to which a material
38
<PAGE>
defect in or omission of a constituent document exists shall constitute the sole
remedy respecting such defect or omission available to the Certificateholders or
the Trustee on behalf of Certificateholders.
In addition to the foregoing, the Trustee also agrees to conduct a
review during the 18 months after the Closing Date indicating the current status
of the exceptions previously indicated on the Initial Certification and deliver
a certification with respect thereto in the form attached hereto as Exhibit E-3
(the "Final Certification"). After delivery of the Final Certification, the
Trustee and the Master Servicer shall monitor no less frequently than monthly
the status of the exceptions, if any, and deliver updated certifications
indicating the then current status of exceptions, until all such exceptions have
been eliminated.
Section 2.03. Representations, Warranties and Covenants of the Master
-------------------------------------------------------
Servicer and the Company.
------------------------
(a) The Master Servicer hereby represents and warrants to the Trustee
for the benefit of Certificateholders, as of the Closing Date and each
Subsequent Cut-off Date, that:
(i) The Master Servicer is a corporation duly organized,
validly existing and in good standing under the laws of the State of
California and has the corporate power to own its assets and to
transact the business in which it is currently engaged. The Master
Servicer is duly qualified to do business as a foreign corporation and
is in good standing in each jurisdiction in which the character of the
business transacted by it or properties owned or leased by it requires
such qualification and in which the failure to so qualify would have a
material adverse effect on the business, properties, assets, or
condition (financial or other) of the Master Servicer or the validity
or enforceability of the Mortgage Loans;
(ii) The Master Servicer has the power and authority to
execute, deliver and perform this Agreement and all of the
transactions contemplated under this Agreement, and has taken all
necessary corporate action to authorize the execution, delivery and
performance of this Agreement. When executed and delivered, this
Agreement will constitute the legal, valid and binding obligation of
the Master Servicer enforceable in accordance with its terms, except
as enforcement of such terms may be limited by bankruptcy, insolvency
or similar laws affecting the enforcement of creditors' rights
generally and by the availability of equitable remedies;
(iii) The Master Servicer is not required to obtain the
consent of any other Person or any consent, license, approval or
authorization from, or registration or declaration with, any
governmental authority, bureau or agency in connection with the
execution, delivery, performance, validity or enforceability of this
Agreement, except for such consent, license, approval or
authorization, or registration or declaration, as shall have been
obtained or filed, as the case may be;
39
<PAGE>
(iv) The execution and delivery of this Agreement and the
performance of the transactions contemplated hereby by the Master
Servicer will not violate any provision of any existing law or
regulation or any order or decree of any court applicable to the
Master Servicer or any provision of the certificate of incorporation
or bylaws of the Master Servicer, or constitute a material breach of
any mortgage, indenture, contract or other agreement to which the
Master Servicer is a party or by which the Master Servicer may be
bound; and
(v) No litigation or administrative proceeding of or
before any court, tribunal or governmental body is currently pending,
or to the knowledge of the Master Servicer threatened, against the
Master Servicer or any of its properties or with respect to this
Agreement which, to the knowledge of the Master Servicer, has a
reasonable likelihood of resulting in a material adverse effect on the
transactions contemplated by this Agreement.
The foregoing representations and warranties shall survive any
termination of the Master Servicer hereunder.
(b) The Company hereby represents and warrants to the Trustee
for the benefit of Certificateholders, as of the Closing Date and each
Subsequent Cut-off Date, that:
(i) The Company is a corporation duly organized,
validly existing and in good standing under the laws of the State of
Delaware and has the corporate power to own its assets and to transact
the business in which it is currently engaged. The Company is duly
qualified to do business as a foreign corporation and is in good
standing in each jurisdiction in which the character of the business
transacted by it or properties owned or leased by it requires such
qualification and in which the failure to so qualify would have a
material adverse effect on the business, properties, assets, or
condition (financial or other) of the Company or the validity or
enforceability of the Mortgage Loans;
(ii) The Company has the power and authority to execute,
deliver and perform this Agreement and all of the transactions
contemplated under this Agreement, and has taken all necessary
corporate action to authorize the execution, delivery and performance
of this Agreement. When executed and delivered, this Agreement will
constitute the legal, valid and binding obligation of the Company
enforceable in accordance with its terms, except as enforcement of
such terms may be limited by bankruptcy, insolvency or similar laws
affecting the enforcement of creditors' rights generally and by the
availability of equitable remedies;
(iii) The Company is not required to obtain the consent
of any other Person or any consent, license, approval or authorization
from, or registration or declaration with, any governmental authority,
bureau or agency in connection with the execution, delivery,
performance, validity or enforceability of this Agreement, except for
40
<PAGE>
such consent, license, approval or authorization, or registration or
declaration, as shall have been obtained or filed, as the case may be;
(iv) The execution and delivery of this Agreement and
the performance of the transactions contemplated hereby by the Company
will not violate any provision of any existing law or regulation or
any order or decree of any court applicable to the Company or any
provision of the certificate of incorporation or bylaws of the
Company, or constitute a material breach of any mortgage, indenture,
contract or other agreement to which the Company is a party or by
which the Company may be bound; and
(v) No litigation or administrative proceeding of or
before any court, tribunal or governmental body is currently pending,
or to the knowledge of the Company threatened, against the Company or
any of its properties or with respect to this Agreement which, to the
knowledge of the Company, has a reasonable likelihood of resulting in
a material adverse effect on the transactions contemplated by this
Agreement.
Section 2.04. Enforcement of Representations and Warranties. The
---------------------------------------------
Master Servicer, on behalf of and subject to the direction of the Trustee, shall
enforce the representations and warranties and related obligations for breaches
thereof of the Seller pursuant to the Mortgage Loan Purchase Agreement. Upon the
discovery by the Seller, the Master Servicer, the Trustee or the Company of a
breach of any of the representations and warranties made in the Mortgage Loan
Purchase Agreement in respect of any Mortgage Loan, which materially and
adversely affects the interests of the Certificateholders in such Mortgage Loan,
the party discovering such breach shall give prompt written notice to the other
parties. The Master Servicer shall promptly notify the Seller of such breach and
request that, pursuant to the terms of the Mortgage Loan Purchase Agreement, the
Seller either cure such breach in all material respects or purchase such
Mortgage Loan within 90 days from the date the Seller was notified of such
breach, in each instance in accordance with the Mortgage Loan Purchase
Agreement; provided that the Seller shall, subject to the conditions set forth
in the Mortgage Loan Purchase Agreement, have the option to substitute a
Qualified Substitute Mortgage Loan or Qualified Substitute Mortgage Loans for
such Mortgage Loan if such substitution occurs within two years following the
Closing Date; provided that if the omission or defect would cause the Mortgage
Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3) of
the Code, any such cure or repurchase must occur within 90 days from the date
such breach was discovered. Monthly Payments due with respect to Qualified
Substitute Mortgage Loans in the month of substitution shall not be part of the
Trust Fund and will be retained by the Master Servicer and remitted by the
Master Servicer to the Seller on the next succeeding Distribution Date. For the
month of substitution, remittance to the Distribution Account pursuant to this
Agreement will include the Monthly Payment received on a Deleted Mortgage Loan
for such month, and thereafter the Seller shall be entitled to retain all
amounts received in respect of such Deleted Mortgage Loan. The Master Servicer
shall amend or cause to be amended the Mortgage Loan Schedule to reflect the
removal of such Deleted Mortgage Loan and the substitution of the Qualified
Substitute Mortgage Loans, and the Master Servicer shall promptly deliver the
amended Mortgage Loan Schedule to the Trustee.
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In connection with the substitution of one or more Qualified
Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Master
Servicer will determine the amount (such amount, a "Substitution Adjustment
Amount"), if any, by which the aggregate principal balance of all such Qualified
Substitute Mortgage Loans as of the date of substitution is less than the
aggregate principal balance of all such Deleted Mortgage Loans together with
accrued and unpaid interest thereon at the Mortgage Rate (after application of
the principal portion of the Monthly Payments due in the month of substitution
that are to be remitted to the Distribution Account in the month of
substitution). The Seller shall pay the Substitution Adjustment Amount to the
Master Servicer and the Master Servicer shall deposit such Substitution
Adjustment Amount into the Certificate Account upon receipt.
Upon receipt by the Trustee of written notification, signed by a
Servicing Officer, of the deposit of such Repurchase Price or of such
substitution of a Qualified Substitute Mortgage Loan and deposit of any
applicable Substitution Adjustment Amount as provided above, the Trustee on
behalf of the Trust Fund shall release to the Seller the related Mortgage File
for the Mortgage Loan being repurchased or substituted for and the Trustee shall
execute and deliver such instruments of transfer or assignment prepared by the
Master Servicer, in each case without recourse, as shall be necessary to vest in
the Seller or its designee ownership of such Mortgage Loan released pursuant
hereto, and thereafter such Mortgage Loan shall not be an asset of the Trust
Fund.
It is understood and agreed that the obligation of the Seller to cure
any breach with respect to or to repurchase or substitute for, any Mortgage Loan
as to which such a breach has occurred and is continuing shall constitute the
sole remedy respecting such breach available to the Company, the Trust Fund or
the Certificateholders (or the Trustee on behalf of the Certificateholders)
against the Seller.
Section 2.05. Reserved.
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Section 2.06. Issuance of Certificates Evidencing Interests in
------------------------------------------------
REMIC I.
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The Trustee acknowledges the assignment to it of the Mortgage Loans
and the delivery of the Mortgage Files to it, or any Custodian on its behalf,
subject to any exceptions noted in the Initial Certification, together with the
assignment to it of all other assets included in REMIC I, receipt of which is
hereby acknowledged. Concurrently with such assignment and delivery and in
exchange therefor, the Trustee, pursuant to the written request of the Company
executed by an officer of the Company has executed and caused to be
authenticated and delivered to or upon the order of the Company the Class R-I
Certificates in authorized denominations which, together with the Uncertificated
REMIC I Regular Interests, evidence ownership of REMIC I. The rights of the
Class R-I Certificateholders and REMIC II (as holder of the Uncertificated REMIC
I Regular Interests) to receive distributions from the proceeds of REMIC I in
respect of the Class R-I Certificates and the Uncertificated REMIC I Regular
Interests, and all ownership interests of the Class R-I Certificateholders and
REMIC II (as holder of the Uncertificated REMIC I Regular Interests) in such
distributions, are as set forth in this Agreement.
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Section 2.07. Conveyance of Uncertificated REMIC I Regular
--------------------------------------------
Interests; Acceptance by the Trustee.
------------------------------------
The Company, as of the Closing Date, and concurrently with the
execution and delivery hereof, does hereby assign, transfer, set over and
otherwise convey to the Trustee without recourse all the right, title and
interest of the Company in and to the Uncertificated REMIC I Regular Interests
for the benefit of the Class A, Class M-1, Class M-2, Class B, Class C and Class
R-II Certificateholders. The Trustee acknowledges receipt of the Uncertificated
REMIC I Regular Interests and declares that it holds and will hold the same in
trust for the exclusive use and benefit of all present and future Class A, Class
M-1, Class M-2, Class B, Class C and Class R-II Certificateholders. The rights
of the Class A, Class M-1, Class M-2, Class B, Class C and Class R-II
Certificateholders to receive distributions from the proceeds of REMIC II in
respect of the Class A, Class M-1, Class M-2, Class B, Class C and Class R-II
Certificateholders in such distributions, are as set forth in this Agreement.
Section 2.08. Issuance of Certificates Evidencing Interests in
------------------------------------------------
REMIC II.
--------
The Trustee acknowledges the assignment to it of the Uncertificated
REMIC I Regular Interests and, concurrently therewith and in exchange therefor,
pursuant to the written request of the Company executed by an officer of the
Company, the Trustee has executed and caused to be authenticated and delivered
to or upon the order of the Company, the Class A, Class M-1, Class M-2, Class B,
Class C and Class R-II Certificates in authorized denominations which evidence
ownership of the entire REMIC II.
Section 2.09 Conveyance of the Subsequent Mortgage Loans.
-------------------------------------------
(a) Subject to the conditions set forth in Section 2.1(c) of the
Mortgage Loan Purchase Agreement, in consideration of the Trustee's delivery on
the related Subsequent Transfer Dates, in accordance with the terms of the
related Subsequent Transfer Agreement, of all or a portion of the balance of
funds in the Pre-Funding Account equal to the Purchase Price of each Subsequent
Mortgage Loan, the Company shall on any Subsequent Transfer Date sell, transfer,
assign, set over and convey without recourse to the Trustee but subject to the
terms and provisions of this Agreement all of the right, title and interest of
the Company in and to (i) the Subsequent Mortgage Loans identified on the
related Mortgage Loan Schedule attached to the related Subsequent Transfer
Agreement, delivered by the Company on such Subsequent Transfer Date, (ii)
principal received and interest due on the Subsequent Mortgage Loans after the
related Subsequent Cut-off Date and (iii) all items with respect to such
Subsequent Mortgage Loans to be delivered pursuant to Section 2.01 above;
provided, however, that the Company reserves and retains all right, title and
interest in and to principal (including Principal Prepayments) received and
interest due on the Subsequent Mortgage Loans on or prior to the related
Subsequent Cut-off Date. The transfer to the Trustee by the Company of the
Subsequent Mortgage Loans identified on the related Mortgage Loan Schedule shall
be absolute and is intended by the Company, the Master Servicer, the Trustee and
the Certificateholders to constitute and to be treated as a sale of the
Subsequent Mortgage Loans by the Company to the Trust Fund.
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The "Purchase Price" to be paid by the Trustee from amounts released
from the Pre-Funding Account shall be one-hundred percent (100%) of the
aggregate unpaid principal balances of the Subsequent Mortgage Loans so
transferred as of the close of business on the related Subsequent Transfer
Dates. This Agreement shall constitute a fixed-price purchase contract in
accordance with Section 860G(a)(3)(A)(ii) of the Code.
(b) Following the transfer to the Trust Fund of the Subsequent
Mortgage Loans and other property and rights related thereto described in
Section 2.09(a) above, all Mortgage Loans and obligations in the Trust Fund, as
a whole, will have a weighted average annual percentage interest rate not more
than 100 basis points lower than the average annual percentage interest rate for
the obligations which were transferred to the Trust Fund as of the Closing Date.
No transfer of the Subsequent Mortgage Loans and property and rights related
thereto described in Section 2.09(a) above shall be made to the Trust Fund
during the Pre-Funding Period if it would result in the Certificates receiving a
lower credit rating from the Rating Agencies upon termination of the Pre-Funding
Period than the rating that was obtained as of the Closing Date. All Subsequent
Mortgage Loans shall meet the same terms and conditions for eligibility as those
Mortgage Loans transferred to the Trust Fund as of the Closing Date, which terms
and conditions shall have been approved by the Rating Agencies and which terms
and conditions may be changed if such changes receive prior approval either by a
vote of the Certificateholders of at least a majority of the Offered
Certificates or by the Rating Agencies. In order to ensure that the
characteristics of the Subsequent Mortgage Loans are substantially similar to
Mortgage Loans which were acquired as of the Closing Date, the characteristics
of the Subsequent Mortgage Loans will either be monitored by a credit support
provider or other insurance provider which is independent of the Seller and the
Company or an independent accountant retained by the sponsor will provide the
Seller and the Company with a letter (with copies provided to the Rating
Agencies, the underwriters of the Certificates and the Trustee) stating whether
or not the characteristics of the Subsequent Mortgage Loans conform to the
characteristics of such obligations described in the Prospectus and the
Prospectus Supplement relating to the Offered Certificate and this Agreement,
and, in preparing such letter, the independent accountant will use the same type
of procedures as were applicable to the Mortgages which were transferred to the
Trust as of the Closing Date.
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ARTICLE III
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 3.01. Master Servicer to Assure Servicing. (a) The Master
-----------------------------------
Servicer shall take such actions as are necessary to ensure the servicing and
administration of the Mortgage Loans and any REO Property in accordance with
this Agreement and its normal servicing practices, which generally shall conform
to the standards of an institution prudently servicing mortgage loans similar to
the Mortgage Loans for its own account and shall have full authority to do
anything it reasonably deems appropriate or desirable in connection with such
servicing and administration. The Master Servicer may perform its
responsibilities relating to servicing through other agents or independent
contractors, but shall not thereby be released from any of its responsibilities
as hereinafter set forth. The authority of the Master Servicer, in its capacity
as Master Servicer, and any Subservicer acting on its behalf, shall include,
without limitation, the power to (i) consult with and advise any Subservicer
regarding administration of a related Mortgage Loan, (ii) approve any
recommendation by a Subservicer to foreclose on a related Mortgage Loan, (iii)
supervise the filing and collection of insurance claims and take or cause to be
taken such actions on behalf of the insured Person thereunder as shall be
reasonably necessary to prevent the denial of coverage thereunder, and (iv)
effectuate foreclosure or other conversion of the ownership of the Mortgaged
Property securing a related Mortgage Loan, including the employment of
attorneys, the institution of legal proceedings, the collection of deficiency
judgments, the acceptance of compromise proposals, the filing of claims under
any insurance policy and any other matter pertaining to a delinquent Mortgage
Loan. The authority of the Master Servicer shall include, in addition, the power
on behalf of the Certificateholders, the Trustee or either of them to (i)
execute and deliver customary consents or waivers and other instruments and
documents, (ii) consent to transfer of any related Mortgaged Property and
assumptions of the related Mortgage Loans (in the manner provided in this
Agreement) and (iii) collect any Insurance Proceeds and Liquidation Proceeds.
Without limiting the generality of the foregoing, the Master Servicer and any
Subservicer acting on its behalf may, and is hereby authorized and empowered by
the Trustee to, execute and deliver, on behalf of itself, the
Certificateholders, the Trustee or either of them, any instruments of
satisfaction, cancellation, partial or full release, discharge and all other
comparable instruments, with respect to the Mortgage Loans, any related
insurance policies and the accounts related thereto, and the Mortgaged
Properties. The Master Servicer may exercise this power in its own name or in
the name of a Subservicer.
(b) Notwithstanding the provisions of Subsection 3.01(a), the Master
Servicer shall not take any action adverse to the rights and interests of the
Trustee or the Certificateholders under this Agreement.
(c) The Trustee shall furnish the Master Servicer with any powers of
attorney and other documents in the form provided by it which are necessary or
appropriate to enable the Master Servicer to service and administer the related
Mortgage Loans and REO Property.
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(d) Notwithstanding anything in this Agreement to the contrary,
subject to Section 3.06(a), the Master Servicer shall not permit any
modification with respect to any Mortgage Loan that would both constitute a sale
or exchange of such Mortgage Loan within the meaning of Section 1001 of the Code
(and any proposed, temporary or final regulations promulgated thereunder) and
cause either REMIC I or REMIC II to fail to qualify as a REMIC under the Code.
Section 3.02. Subservicing Agreements Between Master Servicer and
---------------------------------------------------
Subservicer.
-----------
(a) The Master Servicer may enter into Subservicing Agreements with
Subservicers for the servicing and administration of the Mortgage Loans and for
the performance of any and all other activities of the Master Servicer
hereunder. Each Subservicer shall be either (i) an institution the accounts of
which are insured by the FDIC or (ii) another entity that engages in the
business of originating or servicing mortgage loans comparable to the Mortgage
Loans, and in either case shall be authorized to transact business in the state
or states in which the related Mortgaged Properties it is to service are
situated, if and to the extent required by applicable law to enable the
Subservicer to perform its obligations hereunder and under the Subservicing
Agreement. Any Subservicing Agreement entered into by the Master Servicer shall
include the provision that such Agreement may be immediately terminated (x) with
cause and without any termination fee by any Master Servicer hereunder or (y)
without cause in which case the Master Servicer shall be responsible for any
termination fee or penalty resulting therefrom. In addition, each Subservicing
Agreement shall provide for servicing of the Mortgage Loans consistent with the
terms of this Agreement.
(b) As part of its servicing activities hereunder, the Master
Servicer, for the benefit of the Trustee and the Certificateholders, shall
enforce the obligations of each Subservicer under the related Subservicing
Agreement. Such enforcement, including, without limitation, the legal
prosecution of claims, termination of Subservicing Agreements and the pursuit of
other appropriate remedies, shall be in such form and carried out to such an
extent and at such time as the Master Servicer, in its good faith business
judgment, would require were it the owner of the related Mortgage Loan. The
Master Servicer shall pay the costs of such enforcement at its own expense, and
shall be reimbursed therefor only (i) from a general recovery resulting from
such enforcement to the extent, if any, that such recovery exceeds all amounts
due in respect of the related Mortgage Loan or (ii) from a specific recovery of
costs, expenses or attorneys' fees from the party against whom such enforcement
is directed.
Section 3.03. Successor Subservicers. The Master Servicer shall be
----------------------
entitled to terminate any Subservicing Agreement that may exist in accordance
with the terms and conditions of such Subservicing Agreement and without any
limitation by virtue of this Agreement; provided, however, that upon
termination, the Master Servicer shall either assume the duties of the
Subservicer in respect of the related Mortgage Loans or enter into a contract
with a successor Subservicer meeting the requirements of Section 3.02(a),
pursuant to which such successor Subservicer will be bound by all relevant terms
of the related Subservicing Agreement pertaining to the servicing of such
Mortgage Loans.
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Section 3.04. Liability of the Master Servicer. (a) Notwithstanding
--------------------------------
any Subservicing Agreement, any of the provisions of this Agreement relating to
agreements or arrangements between the Master Servicer and a Subservicer or any
other agent or independent contractor or reference to actions taken through a
Subservicer or otherwise, the Master Servicer shall under all circumstances
remain obligated and primarily liable to the Trustee and the Certificateholders
for the servicing and administering of the Mortgage Loans and any REO Property
in accordance with this Agreement. The obligations and liability of the Master
Servicer shall not be diminished by virtue of Subservicing Agreements or by
virtue of indemnification of the Master Servicer by any Subservicer, or any
other Person. The obligations and liability of the Master Servicer shall remain
of the same nature and under the same terms and conditions as if the Master
Servicer alone were servicing and administering the related Mortgage Loans. The
Master Servicer shall, however, be entitled to enter into indemnification
agreements with any Subservicer or other Person and nothing in this Agreement
shall be deemed to limit or modify such indemnification. For the purposes of
this Agreement, the Master Servicer shall be deemed to have received any payment
on a Mortgage Loan on the date the Subservicer received such payment; provided,
--------
however, that this sentence shall not apply to the Trustee acting as the Master
- -------
Servicer; provided, further, however, that the foregoing provision shall not
-------- -------
affect the obligation of the Master Servicer if it is also the Trustee to
advance amounts which are not Nonrecoverable Advances.
(b) Any Subservicing Agreement that may be entered into and any
transactions or services relating to the Mortgage Loans involving a Subservicer
in its capacity as such shall be deemed to be between the Subservicer and the
Master Servicer alone, and the Trustee and the Certificateholders shall not be
deemed parties thereto and shall have no claims, rights, obligations, duties or
liabilities with respect to the Subservicer except as set forth in Section 3.05.
Section 3.05. Assumption or Termination of Subservicing Agreements by
-------------------------------------------------------
Trustee.
-------
(a) If the Trustee or its designee shall assume the servicing obligations of the
Master Servicer in accordance with Section 7.02 below, the Trustee, to the
extent necessary to permit the Trustee to carry out the provisions of Section
7.02 with respect to the Mortgage Loans, shall succeed to all of the rights and
obligations of the Master Servicer under each of the Subservicing Agreements. In
such event, the Trustee or its designee as the successor Master Servicer shall
be deemed to have assumed all of the Master Servicer's rights and obligations
therein and to have replaced the Master Servicer as a party to such Subservicing
Agreements to the same extent as if such Subservicing Agreements had been
assigned to the Trustee or its designee as a successor Master Servicer, except
that the Trustee or its designee as a successor Master Servicer shall not be
deemed to have assumed any obligations or liabilities of the Master Servicer
arising prior to such assumption (other than the obligation to make any Monthly
Advances) and the Master Servicer shall not thereby be relieved of any liability
or obligations under such Subservicing Agreements arising prior to such
assumption. The Trustee shall be entitled as successor Master Servicer to
receive the servicing compensation provided under Section 3.15, accruing after
its assumption of the servicing, as the Master Servicer would be entitled to
receive.
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(b) In the event that the Trustee or its designee as successor
Master Servicer for the Trustee assumes the servicing obligations of the Master
Servicer under Section 7.02, upon the reasonable request of the Trustee or such
designee as successor Master Servicer, the Master Servicer shall at its own
expense deliver to the Trustee, or at its written request to such designee,
photocopies of all documents, files and records, electronic or otherwise,
relating to the Subservicing Agreements and the related Mortgage Loans or REO
Property then being serviced and an accounting of amounts collected and held by
the Master Servicer, if any, and will otherwise cooperate and use its reasonable
efforts to effect the orderly and efficient transfer of the Subservicing
Agreements and responsibilities hereunder to the Trustee, or at its written
request to such designee as successor Master Servicer.
Section 3.06. Collection of Mortgage Loan Payments. (a) The Master
------------------------------------
Servicer shall use reasonable efforts to collect or cause to be collected all
payments required under the terms and provisions of the Mortgage Loans and shall
follow collection procedures generally comparable to the collection procedures
of prudent mortgage lenders servicing mortgage loans similar to the Mortgage
Loans for their own account to the extent such procedures shall be consistent
with this Agreement. Consistent with the foregoing, the Master Servicer may in
its discretion (i) waive or permit to be waived any late payment charge,
prepayment charge, assumption fee, or any penalty interest or similar charge or
fee in connection with the prepayment of a Mortgage Loan and (ii) suspend or
reduce or permit to be suspended or reduced regular monthly payments for a
period of up to six months, or arrange or permit an arrangement with a Mortgagor
for a scheduled liquidation of delinquencies; provided, however, that the Master
-------- -------
Servicer may permit the foregoing only if it believes, in good faith, that such
action or actions will be in the best interest of the Certificateholders. In the
event the Master Servicer shall consent to the deferment of the Due Dates for
payments due on a Mortgage Note, the Master Servicer shall nonetheless make a
Monthly Advance to the same extent as if such installment were due, owing and
delinquent and had not been deferred; provided, however, that the obligation of
-------- -------
the Master Servicer to make a Monthly Advance shall apply only to the extent
that the Master Servicer believes that such Monthly Advance is not a
Nonrecoverable Advance. Consistent with the terms of this Agreement, the Master
Servicer may also waive, modify or vary any term of any Mortgage Loan or consent
to the postponement of strict compliance with any such term or in any manner
grant indulgence to any Mortgagor if in the Master Servicer's determination such
waiver, modification, postponement or indulgence is not materially adverse to
the interests of the Certificateholders; provided, however, that the Master
-------- -------
Servicer may not modify materially or permit any Subservicer to modify any
Mortgage Loan, including without limitation any modification that would change
the Mortgage Rate, forgive the payment of any principal or interest (other than
in connection with the liquidation of the related Mortgage Loan or with
prepayments to the extent any related reamortization is not inconsistent with
the terms of the Mortgage Loan), or extend the final maturity date of such
Mortgage Loan, unless such Mortgage Loan is in default or, in the judgment of
the Master Servicer, such default is reasonably foreseeable; and provided,
further, that no such modification shall reduce the interest rate on a Mortgage
Loan below the sum of the weighted average Pass-Through Rate as of the preceding
Distribution Date and the rates at which the Trustee Fee and the Servicing Fee
with respect to such Mortgage Loan accrue.
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(b) The Master Servicer shall establish a segregated account in the
name of the Trustee (the "Certificate Account"), which shall be an Eligible
Account, in which the Master Servicer shall deposit or cause to be deposited any
amounts representing interest payments due and principal collections received by
it subsequent to the Cut-off Date, with respect to the Initial Mortgage Loans,
or the Subsequent Cut-off Date, with respect to the Subsequent Mortgage Loans
(other than in respect of the payments referred to in the following paragraph),
within one Business Day of receipt of good funds in respect thereof, including
the following payments and collections received or made by it (without
duplication):
(i) the aggregate Repurchase Price of the Mortgage Loans
purchased pursuant to Sections 2.02, 2.04 and 3.18;
(ii) Insurance Proceeds and Net Liquidation Proceeds;
(iii) the aggregate Repurchase Price of any Mortgage Loans
repurchased by the Seller pursuant to the Mortgage Loan Purchase Agreement, and
all Substitution Adjustment Amounts required to be deposited in connection with
the substitution of a Qualified Substitute Mortgage Loan pursuant to the
Mortgage Loan Purchase Agreement;
(iv) amounts required to be paid pursuant to Section 3.10 in
respect of a blanket insurance policy deductible, Section 10.02 in respect of
indemnification of the Trust Fund or Section 9.01 in respect of the Termination
Price;
(v) any Monthly Advances and any Compensating Interest
payments; and
(vi) any amounts required to be deposited pursuant to Section
3.20 in connection with any REO Property.
provided, however, that with respect to each Due Period, the Master Servicer
- -------- -------
shall be permitted to retain from payments in respect of interest on the
Mortgage Loans the Servicing Fee for such Due Period. The foregoing requirements
respecting deposits into the Certificate Account are exclusive, it being
understood that, without limiting the generality of the foregoing, the Master
Servicer need not deposit in the Certificate Account assumption and modification
fees, late charges or prepayment penalties payable by Mortgagors, or Foreclosure
Profits, each as further described in Section 3.15, or amounts received by the
Master Servicer for the accounts of Mortgagors for application towards the
payment of taxes, insurance premiums, assessments and similar items. In the
event any amount not required to be deposited in the Certificate Account is so
deposited, the Master Servicer may at any time (prior to being terminated under
this Agreement) withdraw such amount from the Certificate Account, any provision
herein to the contrary notwithstanding. The Master Servicer shall keep records
that accurately reflect the funds on deposit in the Certificate Account that
have been identified by it as being attributable to the Mortgage Loans and shall
hold all collections in the Certificate Account for the benefit of the Trustee
and the Certificateholders, as their interests may appear.
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Any interest or investment earnings on funds held in the Certificate
Account shall be for the account of the Master Servicer and may only be
withdrawn from the Certificate Account by the Master Servicer immediately
following its monthly remittance of the amount required to be remitted pursuant
to Section 4.01 to the Trustee. Any reference herein to amounts on deposit in
the Certificate Account shall refer to amounts net of such interest or
investment earnings.
Section 3.07 Withdrawals from the Certificate Account. (a) The Master
----------------------------------------
Servicer shall, from time to time as provided herein, make withdrawals from the
Certificate Account of amounts on deposit therein pursuant to Section 3.06 for
the following purposes (without duplication):
(i) to deposit in the Distribution Account, by the
Determination Date prior to each Distribution Date, the amount
required to be distributed pursuant to Section 4.01 for such
Distribution Date;
(ii) to pay to itself out of each payment received on
account of interest on a Mortgage Loan as contemplated by Section
3.15, an amount equal to the related Servicing Fee (to the extent not
retained pursuant to Section 3.06);
(iii) to pay to itself, the Seller or other entity entitled
thereto, with respect to any Mortgage Loan or REO Property that has
been purchased or otherwise transferred to the Seller, the Master
Servicer or such other entity, all amounts received thereon and not
required to be distributed to Certificateholders as of the date on
which the related Repurchase Price is determined;
(iv) to reimburse the Master Servicer for any Monthly
Advance or Servicing Advance of its own funds, the right of the Master
Servicer to reimbursement pursuant to this subclause (iv) being
limited to amounts received on a particular Mortgage Loan (including,
for this purpose, the Repurchase Price therefor and Liquidation
Proceeds) which represent late payments or recoveries of the principal
of or interest on such Mortgage Loan respecting which such Monthly
Advance or Servicing Advance was made;
(v) to reimburse the Master Servicer for any
Nonrecoverable Advance previously made, and not reimbursed pursuant to
Subsection 3.07(a)(iv);
(vi) to pay to itself interest or investment earnings in
respect of Eligible Investments or on funds deposited in the
Certificate Account;
(vii) to pay to the Person entitled thereto any amounts
reimbursable from the Trust Fund pursuant to Section 6.03 or 8.05;
(viii) to withdraw any other amount deposited in the
Certificate Account that was not required to be deposited therein
pursuant to Section 3.06; and
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(ix) to clear and terminate the Certificate Account
pursuant to Section 9.01.
In connection with withdrawals pursuant to clauses (ii), (iii) and (iv), the
Master Servicer's entitlement thereto is limited to collections or other
recoveries on the related Mortgage Loan, and the Master Servicer shall keep and
maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the
purpose of justifying any withdrawal from the Certificate Account pursuant to
such clauses.
(b) So long as no Event of Default shall have occurred and be
continuing, and consistent with any requirements of the Code, the funds held in
the Certificate Account may be invested by the Master Servicer (to the extent
practicable) in Eligible Investments, as directed in writing to the Trustee by
the Master Servicer. Funds in the Certificate Account must be available for
withdrawal without penalty, and any Eligible Investments must mature not later
than the Business Day immediately preceding the Determination Date next
following the date of such investment (except that if any of such Eligible
Investments is an obligation of the institution that maintains the related
Certificate Account, then such Eligible Investments shall mature not later than
such Determination Date) and shall not be sold or disposed of prior to its
maturity. All Eligible Investments in which funds in the related Certificate
Account are invested must be held by or registered in the name of the Trustee in
trust for the Certificateholders. All interest or other earnings from funds on
deposit in the related Certificate Account (or any Eligible Investments thereof)
shall be the exclusive property of the Master Servicer, and may be withdrawn
from the related Certificate Account pursuant to clause (vi) above and the last
sentence of Section 3.06(b) above. The amount of any net losses incurred in
connection with the investment of funds in the Certificate Account in Eligible
Investments shall be deposited in the related Certificate Account by the Master
Servicer from its own funds immediately as realized without reimbursement
therefor.
Section 3.08. Collection of Taxes, Assessments and Similar Items;
---------------------------------------------------
Servicing Accounts.
- ------------------
(a) The Master Servicer shall establish and maintain one or more
Servicing Accounts. The Master Servicer will deposit and retain therein all
collections from the Mortgagors for the payment of taxes, assessments, insurance
premiums or comparable items.
(b) The deposits in the Servicing Accounts shall be held in trust by
the Master Servicer (and its successors and assigns) in the name of the Trustee.
Such Servicing Accounts shall be Eligible Accounts and if permitted by
applicable law, invested in Eligible Investments held in trust by the Master
Servicer as described above and maturing, or subject to redemption or
withdrawal, no later than the date on which such funds are required to be
withdrawn, and in no event later than 45 days after the date of investment.
Withdrawals of amounts from the Servicing Accounts may be made only to effect
timely payment of taxes, assessments, insurance premiums or comparable items, to
reimburse the Master Servicer for any Servicing Advances made with respect to
such items, to refund to any Mortgagors any sums as may be determined to be
overages,
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to pay interest, if required, to Mortgagors on balances in the Servicing
Accounts or to clear and terminate the Servicing Accounts at or any time after
the termination of this Agreement. Any advances of such payments shall
constitute Servicing Advances.
Section 3.09 Reserved.
--------
Section 3.10 Mortgage Impairment Insurance. In the event that the
-----------------------------
Master Servicer shall obtain and maintain a blanket policy insuring against fire
and hazards of extended coverage on all of the Mortgage Loans, then, to the
extent such policy names the Master Servicer as loss payee and provides coverage
in an amount equal to the aggregate unpaid principal balance on the related
Mortgage Loans without co-insurance, and otherwise complies with the
requirements of Section 3.11 below, the Master Servicer shall be deemed
conclusively to have satisfied its obligations with respect to fire and hazard
insurance coverage under Section 3.11 below, it being understood and agreed that
such blanket policy may contain a deductible clause, in which case the Master
Servicer shall, in the event that there shall not have been maintained on the
related Mortgaged Property a policy complying with Section 3.11 below, and there
shall have been a loss which would have been covered by such policy, deposit in
the Certificate Account the difference, if any, between the amount that would
have been payable under a policy complying with Section 3.11 below and the
amount paid under such blanket policy.
Section 3.11 Maintenance of Hazard Insurance and Fidelity Coverage.
-----------------------------------------------------
(a) The Master Servicer shall maintain, or cause each Subservicer to
maintain, with respect to each Mortgage Loan and each REO Property, in full
force and effect hazard insurance (fire insurance with extended coverage) equal
to the least of the principal balance of the Mortgage Loan, the current
replacement cost of the Mortgaged Property and the full insurable value of the
Mortgaged Property, and containing a standard mortgagee clause, provided,
--------
however, that the amount of hazard insurance may not be less than the amount
- -------
necessary to prevent loss due to the application of any co-insurance provision
of the related policy.
(b) All policies required hereunder shall be endorsed with standard
mortgagee clauses with losses payable to the Master Servicer. Any amounts
collected by the Master Servicer or a Subservicer under any such hazard
insurance policy (other than amounts to be applied to the restoration or repair
of the Mortgaged Property or amounts released to the Mortgagor in accordance
with the Master Servicer's or a Subservicer's normal servicing procedures, the
Mortgage Note, the Mortgage or applicable law) shall be deposited into the
Certificate Account, for transmittal to the Distribution Account, subject to
withdrawal pursuant to Section 3.07.
(c) Any cost incurred by a Master Servicer in maintaining any such
hazard insurance policy shall not be added to the amount owing under the
Mortgage Loan for the purpose of calculating monthly distributions to
Certificateholders, notwithstanding that the terms of the Mortgage Loan so
permit. Such costs shall constitute Servicing Advances and shall be recoverable
by the Master Servicer in accordance with Section 3.07.
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(d) No earthquake or other additional insurance shall be required of
any Mortgagor or maintained on REO Property other than pursuant to such
applicable laws and regulations as shall at any time be in force and require
such additional insurance. If, at the time of origination of the Mortgage Loan
or at any subsequent time, the Mortgaged Property or REO Property is located in
a federally designated special flood hazard area, the Master Servicer shall use
reasonable efforts to cause flood insurance (to the extent available and in
accordance with mortgage servicing industry practice) to be maintained thereon.
Such flood insurance shall be in an amount equal to the lesser of (i) the
principal balance of the related Mortgage Loan and (ii) the minimum amount
required under the terms of coverage to compensate for any damage or loss on a
replacement cost basis, but not more than the maximum amount of such insurance
available for the related Mortgaged Property or REO Property under either the
regular or emergency programs of the National Flood Insurance Program (assuming
that the area in which such Mortgaged Property or REO Property is located is
participating in such program).
(e) If insurance has not been maintained and should have been
maintained in accordance with the limitations set forth in Subsections 3.11 (a)
and (d), and there shall have been a loss which would have been covered by such
insurance had it been maintained, the Master Servicer shall pay for any
resulting loss.
(f) The Master Servicer shall present, or cause the related
Subservicer to present, claims under any related hazard insurance or flood
insurance policy.
(g) The Master Servicer shall obtain and maintain at its own expense
and for the duration of this Agreement a blanket fidelity bond and errors and
omissions insurance policy acceptable to FNMA or FHLMC covering such Master
Servicer's officers, employees and other persons acting on its behalf in
connection with its activities under this Agreement. The Master Servicer shall
promptly notify the Trustee of any material change in the terms of such bond or
policy. Upon the request of the Trustee, the Master Servicer shall provide to
the Trustee a certified true copy of such fidelity bond and insurance policy. If
any such bond or policy ceases to be in effect, the Master Servicer shall, to
the extent possible, give the Trustee ten days' notice prior to any such
cessation and shall use reasonable efforts to obtain a comparable replacement
bond or policy, as the case may be.
Section 3.12 Due-on-Sale Clauses; Assumption Agreements. (a) If the
------------------------------------------
Master Servicer is notified by any Mortgagor that a Mortgaged Property relating
to a Mortgage Loan has been or is about to be conveyed by the Mortgagor, the
Master Servicer shall enforce any due-on-sale clause contained in the related
Mortgage to the extent permitted under the terms of the related Mortgage Note
and by applicable law. If the Master Servicer reasonably believes that such
due-on-sale clause cannot be enforced under applicable law or if the Mortgage
Loan does not contain a due-on-sale clause, the Master Servicer is authorized to
consent to a conveyance subject to the lien of the Mortgage, and to take or
enter into an assumption agreement from or with the Person to whom such property
has been or is about to be conveyed, pursuant to which such Person becomes
liable under the related Mortgage Note and unless prohibited by applicable law,
such Mortgagor remains liable thereon. In connection with any such assumption,
no material term of
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the related Mortgage Note may be changed. The Master Servicer shall notify the
Trustee, whenever practicable, before the completion of such assumption
agreement, and shall forward to the Trustee the original of such assumption
agreement, which shall be added by the Trustee to the related Mortgage File and
which shall, for all purposes, be considered a part of such Mortgage File to the
same extent as all other documents and instruments constituting a part thereof.
Any fee or additional interest collected by the Master Servicer for consenting
to any such conveyance or entering into any such assumption agreement may be
retained by the Master Servicer as additional servicing compensation.
(b) Notwithstanding the foregoing paragraph or any other provision of
this Agreement, the Master Servicer shall not be deemed to be in default, breach
or any other violation of its obligations hereunder by reason of any assumption
of a Mortgage Loan by operation of law or any conveyance by the Mortgagor of the
related Mortgaged Property or assumption of a Mortgage Loan which the Master
Servicer reasonably believes it may be restricted by law from preventing, for
any reason whatsoever or if the exercise of such right would impair or threaten
to impair any recovery under any applicable insurance policy.
Section 3.13 Realization Upon Defaulted Mortgage Loans. (a) The Master
-----------------------------------------
Servicer shall foreclose upon or otherwise comparably convert the ownership of
properties securing any Mortgage Loans that come into and continue in default
and as to which the Master Servicer has decided in its good faith judgment that
such action is in the best interest of the Trust Fund, except that the Master
Servicer shall not foreclose upon or otherwise comparably convert a Mortgaged
Property if there is evidence of toxic waste or other environmental hazards
thereon, unless the Master Servicer follows the procedures in Subsection 3.13(c)
below. In connection with such foreclosure or other conversion, the Master
Servicer shall use reasonable efforts to preserve REO Property and to realize
upon defaulted Mortgage Loans in such a manner as to maximize the receipt of
principal and interest by the Certificateholders, taking into account, among
other things, the timing of foreclosure and the considerations set forth in
Subsection 3.13(b). The foregoing is subject to the proviso that the Master
Servicer shall not be required to expend its own funds in connection with any
foreclosure or towards the restoration of any property unless it determines in
good faith (i) that such restoration or foreclosure will increase Net
Liquidation Proceeds, and (ii) that such expenses will constitute Servicing
Advances and will be recoverable to it pursuant to Section 3.07. The Master
Servicer shall be responsible for all other costs and expenses incurred by it in
any such proceedings; provided, however, that it shall be entitled to receive
-------- -------
Foreclosure Profits as additional servicing compensation.
(b) The Trust Fund shall not acquire any real property (or any
personal property incident to such real property) except in connection with a
default or imminent default of a Mortgage Loan. In the event that the Trust Fund
acquires any real property (or personal property incident to such real property)
in connection with a default or imminent default of a Mortgage Loan, such
property shall be disposed of by the Trustee on behalf of the Trust Fund in
accordance with Section 3.20.
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(c) With respect to any Mortgage Loan as to which the Master Servicer
has received notice of, or has actual knowledge of, the presence of any toxic or
hazardous substance on the Mortgaged Property, the Master Servicer shall
promptly notify the Trustee and shall act in accordance with any directions
provided by the Trustee. Notwithstanding the preceding sentence of this Section
3.13(c), with respect to any Mortgage Loan described by such sentence, the
Master Servicer shall, if requested by the Trustee, obtain and deliver to the
Trustee an environmental audit report prepared by a Person who regularly
conducts environmental audits using customary industry standards. The Master
Servicer shall be entitled to reimbursement for such report pursuant to Section
3.07. If the Trustee has not provided directions to the Master Servicer in
connection with any such Mortgage Loan within 30 days of a request by the Master
Servicer for such directions and instructions, then the Master Servicer shall
take such action as it deems to be in the best economic interest of the Trust
Fund, including the release of such Mortgaged Property from the lien of the
related Mortgage. The parties hereto acknowledge that the Master Servicer shall
not acquire possession of or title to, or commence any proceedings to acquire
possession of or title to, or take any other action with respect to, any
Mortgaged Property, if the Trustee could reasonably be considered to be a
responsible party for any liability arising from the presence of any toxic or
hazardous substance on the Mortgaged Property, unless the Trustee has been
indemnified to its reasonable satisfaction against such liability.
Section 3.14 Trustee to Cooperate; Release of Mortgage Files. (a) Upon
-----------------------------------------------
payment in full of any Mortgage Loan or the receipt by the Master Servicer of a
notification that payment in full will be escrowed in a manner customary for
such purposes, the Master Servicer will immediately notify the Trustee by a
certification signed by a Servicing Officer (which certification shall include a
statement to the effect that all amounts received or to be received in
connection with such payment which are required to be deposited in the
Certificate Account have been or will be so deposited) and shall request
delivery to the Master Servicer of the Mortgage File. Upon receipt of such
certification and request, the Trustee shall promptly release the related
Mortgage File to the Master Servicer and execute and deliver to the Master
Servicer, without recourse, the request for reconveyance, deed of reconveyance
or release or satisfaction of mortgage or such instrument releasing the lien of
the Mortgage (furnished by the Master Servicer), together with the Mortgage Note
with written evidence of cancellation thereon.
(b) From time to time as is appropriate for the servicing or
foreclosure of any Mortgage Loan or collection under an insurance policy, the
Master Servicer may deliver to the Trustee a Request for Release signed by a
Servicing Officer on behalf of the Master Servicer in substantially the form
attached as Exhibit D hereto. Upon receipt of the Request for Release, the
Trustee shall deliver the Mortgage File or any document therein to the Master
Servicer as bailee for the Trustee.
(c) The Master Servicer shall cause each Mortgage File or any document
therein released pursuant to Subsection 3.14(b) to be returned to the Trustee
when the need therefor no longer exists, unless the Mortgage Loan has become a
Liquidated Mortgage Loan and the Net Liquidation Proceeds relating to the
Mortgage Loan have been deposited in the Certificate Account. Prior to return of
a Mortgage File or any document to the Trustee, the Master Servicer
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shall retain such file or document in its constructive control as bailee for the
Trustee. If a Mortgage Loan becomes a Liquidated Mortgage Loan, the Trustee
shall deliver the Request for Release with respect thereto to the Master
Servicer upon deposit of the related Net Liquidation Proceeds in the Certificate
Account.
(d) The Trustee shall execute and deliver to the Master Servicer any
court pleadings, requests for trustee's sale or other documents presented to it
by the Master Servicer necessary to (i) the foreclosure or trustee's sale with
respect to a Mortgaged Property; (ii) any legal action brought to obtain
judgment against any Mortgagor on the Mortgage Note or Mortgage; (iii) obtain a
deficiency judgment against the Mortgagor; or (iv) enforce any other rights or
remedies provided by the Mortgage Note or Mortgage or otherwise available at law
or equity. Together with such documents or pleadings, the Master Servicer shall
deliver to the Trustee a certificate of a Servicing Officer in which it requests
the Trustee to execute the pleadings or documents.
Section 3.15 Servicing Compensation. (a) As compensation for its
----------------------
activities hereunder, the Master Servicer shall be entitled to receive the
Servicing Fee with respect to each Mortgage Loan.
(b) The Master Servicer may retain additional servicing compensation
in the form of prepayment charges, if any, tax service fees, fees for statement
of account or payoff, late payment charges, bad check charges, assumption fees,
modification fees or any other servicing- related fees, to the extent such fees
are collected from the related Mortgagors, and Foreclosure Profits. The Master
Servicer shall be required to pay all expenses it incurs in connection with its
servicing activities under this Agreement and shall not be entitled in
connection with its servicing activities under this Agreement to reimbursement
except as provided in this Agreement.
Section 3.16 Annual Statements of Compliance. Within 120 days after
-------------------------------
December 31 of each year, commencing in December 1998, the Master Servicer at
its own expense shall deliver to the Trustee, with a copy to the Rating
Agencies, an Officer's Certificate stating, as to the signer thereof, that (i) a
review of the activities of the Master Servicer during the preceding calendar
year and of its performance under this Agreement has been made under such
officer's supervision, (ii) to the best of such officer's knowledge, based on
such review, the Master Servicer has fulfilled all of its obligations under this
Agreement for such year, or, if there has been a default in the fulfillment of
any such obligation, specifying each such default known to such officer and the
nature and status thereof including the steps being taken by the Master Servicer
to remedy such default.
Section 3.17 Annual Independent Public Accountants' Servicing Report.
-------------------------------------------------------
(a) Within 120 days after December 31 of each year, commencing in December 1998,
the Master Servicer, at its expense, shall cause a nationally recognized firm of
independent certified public accountants to furnish to the Master Servicer a
report stating that (i) it has obtained a letter of representation regarding
certain matters from the management of the Master Servicer which includes an
assertion that the Master Servicer has complied with certain minimum mortgage
loan
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servicing standards identified in the Uniform Single Attestation Program for
Mortgage Bankers established by the Mortgage Bankers Association of America with
respect to the servicing of residential mortgage loans during the most recently
completed calendar year and (ii) on the basis of an examination conducted by
such firm in accordance with standards established by the American Institute of
Certified Public Accountants, such representation is fairly stated in all
material respects, subject to such exceptions and other qualifications that may
be appropriate. In rendering its report such firm may rely, as to matters
relating to the direct servicing of residential mortgage loans by a Subservicer,
upon comparable reports of firms of independent certified public accountants
rendered on the basis of examinations conducted in accordance with the same
standards (rendered within one year of such report) with respect to such
Subservicer. Immediately upon receipt of such report, the Master Servicer shall
furnish a copy of such report to the Trustee and the Rating Agencies.
Section 3.18. Optional Purchase of Defaulted Mortgage Loans. The
---------------------------------------------
Master Servicer may repurchase any Mortgage Loan delinquent in payment for a
period of 90 days or longer for a price equal to the Repurchase Price. The
Repurchase Price for any Mortgage Loan purchased hereunder shall be deposited by
the Master Servicer in the Certificate Account and the Trustee, upon receipt of
a Request for Release and confirmation of such deposit from the Master Servicer
in the form of Exhibit D, shall release or cause to be released to the Master
Servicer or its designee, the related Mortgage File and shall execute and
deliver such instruments of transfer or assignment prepared by the Master
Servicer or its designee, in each case without recourse, representation or
warranty, as shall be necessary to vest in the Master Servicer or its designee
ownership of such Mortgage Loan released pursuant hereto.
Section 3.19. Information Required by the Internal Revenue Service
----------------------------------------------------
Generally and Reports of Foreclosures and Abandonments of Mortgaged Property.
- ----------------------------------------------------------------------------
The Master Servicer shall prepare and deliver all federal and state information
reports when and as required by Section 6050J (reports of foreclosures and
abandonments), Section 6050H (reports relating to mortgage interest received)
and Section 6050P of the Code (reports relating to cancellation of
indebtedness).
Section 3.20. Title, Management and Disposition of REO Property.
-------------------------------------------------
(a) The deed or certificate of sale of any REO Property shall be taken
in the name of the Trustee, or its nominee, on behalf of the Certificateholders.
The Master Servicer, on behalf of the Trust Fund, shall either sell any REO
Property before the close of the third taxable year following the year the Trust
Fund acquires ownership of such REO Property for purposes of Section 860G(a)(8)
of the Code or request from the Internal Revenue Service, more than 60 days
before the day on which the three-year grace period would otherwise expire an
extension of the grace period, unless the Master Servicer shall have delivered
to the Trustee an Opinion of Counsel, addressed to the Trustee and the Company,
which Opinion of Counsel shall not be at the expense of the Trust Fund or the
Trustee, to the effect that the holding by REMIC I of such REO Property
subsequent to such period after its acquisition will not result in the
imposition on REMIC I or REMIC II of taxes on "prohibited transactions" thereof,
as defined in Section 860F of the Code, or cause REMIC I or REMIC II to fail to
qualify as a REMIC under
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federal tax law at any time that any Certificates are outstanding. The Master
Servicer shall manage, conserve, protect and operate each REO Property for the
Certificateholders solely for the purpose of its prompt disposition and sale in
a manner which does not cause such REO Property to fail to qualify as
"foreclosure property" within the meaning of Section 860G(a)(8) of the Code or
result in the receipt by REMIC I or REMIC II of any "income from non-permitted
assets" within the meaning of Section 860F(a)(2)(B) of the Code, or any "net
income from foreclosure property" which is subject to taxation under the REMIC
Provisions.
(b) The Master Servicer shall segregate and hold all funds collected
and received in connection with the operation of any REO Property separate and
apart from its own funds and general assets and shall establish and maintain
with respect to REO Properties an account held in trust for the Trustee for the
benefit of the Certificateholders (the "REO Account"), which shall be an
Eligible Account. The Master Servicer shall be permitted to allow the
Certificate Account to serve as the REO Account, subject to separate ledgers or
subaccounts for each REO Property. The Master Servicer shall be entitled to
retain or withdraw any interest income paid on funds deposited or Eligible
Investments in the REO Account.
(c) The Master Servicer shall have full power and authority, subject
only to the specific requirements and prohibitions of this Agreement, to do any
and all things in connection with any REO Property as are consistent with the
manner in which the Master Servicer manages and operates similar property owned
by the Master Servicer or any of its Affiliates, all on such terms and for such
period as the Master Servicer deems to be in the best interests of
Certificateholders. In connection therewith, the Master Servicer shall deposit,
or cause to be deposited, on a daily basis in the REO Account all revenues
received by it with respect to an REO Property and shall withdraw therefrom
funds necessary for the proper operation, management and maintenance of such REO
Property including, without limitation:
(i) all insurance premiums due and payable in respect of
such REO Property;
(ii) all real estate taxes and assessments in respect of
such REO Property that may result in the imposition of a lien thereon;
and
(iii) all costs and expenses necessary to maintain such REO
Property.
To the extent that amounts on deposit in the REO Account with respect to an REO
Property are insufficient for the purposes set forth in clauses (i) through
(iii) above with respect to such REO Property, the Master Servicer shall advance
from its own funds such amount as is necessary for such purposes, but only if
the Master Servicer would make such advances if the Master Servicer owned the
REO Property and if in the Master Servicer's reasonable good faith judgment, the
payment of such amounts will be recoverable from the rental or sale of the REO
Property.
Notwithstanding the foregoing, the Master Servicer shall not:
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(i) permit the Trust Fund to enter into, renew or extend any New
Lease with respect to any REO Property, if the New Lease by its terms will give
rise to any income that does not constitute Rents from Real Property;
(ii) permit any amount to be received or accrued under any New Lease
other than amounts that will constitute Rents from Real Property;
(iii) authorize or permit any construction on any REO Property, other
than the completion of a building or other improvement thereon, and then only if
more than ten percent of the construction of such building or other improvement
was completed before default on the related Mortgage Loan became imminent, all
within the meaning of Section 856(e)(4)(B) of the Code; or
(iv) allow any Person to Directly Operate any REO Property on any
date more than 90 days after its date of acquisition by the Trust Fund; unless,
in any such case, the Master Servicer has obtained an Opinion of Counsel, which
Opinion of Counsel shall not be at the expense of the Trust Fund or Trustee,
provided to the Trustee, to the effect that such action will not cause such REO
Property to fail to qualify as "foreclosure property" within the meaning of
Section 860G(a)(8) of the Code at any time that it is held by REMIC I, in which
case the Master Servicer may take such actions as are specified in such Opinion
of Counsel.
The Master Servicer may contract with any Independent Contractor for
the operation and management of any REO Property, provided that:
(i) the terms and conditions of any such contract shall
not be inconsistent herewith;
(ii) any such contract shall require, or shall be
administered to require, that the Independent Contractor pay all costs
and expenses incurred in connection with the operation and management
of such REO Property, including those listed above and remit all
related revenues (net of such costs and expenses) to the Master
Servicer as soon as practicable, but in no event later than thirty
days following the receipt thereof by such Independent Contractor;
(iii) none of the provisions of this Section 3.20(c)
relating to any such contract or to actions taken through any such
Independent Contractor shall be deemed to relieve the Master Servicer
of any of its duties and obligations to the Trustee on behalf of the
Certificateholders with respect to the operation and management of any
such REO Property; and
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(iv) the Master Servicer shall be obligated with respect
thereto to the same extent as if it alone were performing all duties
and obligations in connection with the operation and management of
such REO Property.
The Master Servicer shall be entitled to enter into any agreement with any
Independent Contractor performing services for it related to its duties and
obligations hereunder for indemnification of the Master Servicer by such
Independent Contractor, and nothing in this Agreement shall be deemed to limit
or modify such indemnification.
(d) In addition to the withdrawals permitted under Section 3.20(c),
the Master Servicer may from time to time make withdrawals from the REO Account
for any REO Property: (i) to pay itself unpaid Servicing Fees in respect of the
related Mortgage Loan; and (ii) to reimburse itself for unreimbursed Servicing
Advances and Monthly Advances made in respect of such REO Property or the
related Mortgage Loan. On the Determination Date, the Master Servicer shall
withdraw from each REO Account maintained by it and deposit into the Certificate
Account in accordance with Section 3.06(b)(vi), for distribution on the related
Distribution Date in accordance with Section 4.01, the income from the related
REO Property received during the prior calendar month, net of any withdrawals
made pursuant to Section 3.20(c) or this Section 3.20(d).
(e) Subject to the time constraints set forth in Section 3.20(a), each
REO Disposition shall be carried out by the Master Servicer at such price and
upon such terms and conditions as the Master Servicer shall deem necessary or
advisable, as shall be normal and usual in its general servicing activities. Any
REO Disposition shall be for cash only (unless changes in the REMIC Provisions
made subsequent to the Closing Date allow a sale for other consideration).
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ARTICLE IV
PAYMENTS TO CERTIFICATEHOLDERS
Section 4.01. Distribution Account; Investment of Accounts.
--------------------------------------------
(a) The Trustee shall establish and maintain a segregated account in
its name (the "Distribution Account"), which shall be an Eligible Account, into
which the Master Servicer shall cause to be deposited on or before each
Determination Date by wire transfer of immediately available funds an amount
equal to the sum of the Interest Remittance Amount and Principal Remittance
Amount for the immediately succeeding Distribution Date.
(b) The Trustee shall, upon written request from the Master Servicer,
invest or cause the institution maintaining the Certificate Account,
Distribution Account, Pre-Funding Account, Capitalized Interest Account and
Available Funds Cap Carryover Reserve Account (the "Accounts") in Eligible
Investments designated in the name of the Trustee, which shall mature not later
than the Business Day next preceding the Distribution Date next following the
date of such investment (except that (i) any investment in the institution with
which the Distribution Account is maintained may mature on such Distribution
Date and (ii) any other investment may mature on such Distribution Date if the
Trustee shall advance funds on such Distribution Date to the Accounts in the
amount payable on such investment on such Distribution Date, pending receipt
thereof to the extent necessary to make distributions on the Certificates) and
shall not be sold or disposed of prior to maturity. All income and gain realized
from any such investment shall be for the benefit of the Master Servicer. The
amount of any net losses incurred in respect of any such investments shall be
deposited in the related Account by the Master Servicer.
Section 4.02. Distributions.
-------------
(a) On each Distribution Date, the Trustee shall make, subject to
available funds, the distributions described below, to each Certificateholder of
record on the next preceding Record Date (other than as provided in Section 9.01
respecting the final distribution) either in immediately available funds (by
wire transfer or otherwise) to the account of such Certificateholder at a bank
or other entity having appropriate facilities therefor, if such
Certificateholder has so notified the Master Servicer or the Trustee, as the
case may be, or, if such Certificateholder has not so notified the Master
Servicer or the Trustee by the Record Date, by check mailed to such
Certificateholder at the address of such Holder appearing in the Certificate
Register. Each Certificateholder's share of the distributions described below
shall be based on the aggregate of the Percentage Interests represented by
Certificates of the applicable Class held by such Holder.
(b) On each Distribution Date, the Trustee shall withdraw from the
Distribution Account and, if necessary, in the case of the first Distribution
Date, the Capitalized Interest Account, the Interest Distribution Amount for
such Distribution Date and distribute such amount as follows, in each case to
the extent of the Interest Distribution Amount:
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(i) to the Trustee, the Trustee Fee for such Distribution
Date;
(ii) to the Class A Certificateholders, Accrued Certificate
Interest thereon for such Distribution Date, plus any Unpaid Interest
Shortfalls thereon remaining unpaid from any previous Distribution
Date;
(iii) to the Class M-1 Certificateholders, Accrued
Certificate Interest thereon for such Distribution Date;
(iv) to the Class M-2 Certificateholders, Accrued
Certificate Interest thereon for such Distribution Date;
(v) to the Class B Certificateholders, Accrued Certificate
Interest thereon for such Distribution Date; and
(vi) any amount remaining (such amount, the "Net Monthly
Excess Interest Amount") for such Distribution Date shall be included
in the Net Monthly Excess Cash Flow and distributed as described in
4.02(e).
(c) On each Distribution Date prior to the Stepdown Date and on or
after the Stepdown Date if a Trigger Event is in effect, the Trustee shall
withdraw from the Distribution Account the Principal Distribution Amount for
such Distribution Date pursuant to Section 4.11(b)(iv) as follows, in each case
to the extent of the sum of the Principal Distribution Amount:
(i) first, to the Class A Certificateholders, until the
aggregate Certificate Principal Balance of the Class A Certificates
has been reduced to zero;
(ii) second, to the Class M-1 Certificates, until the
Certificate Principal Balance of the Class M-1 Certificates has been
reduced to zero;
(iii) third, to the Class M-2 Certificates, until the
Certificate Principal Balance of the Class M-2 Certificates has been
reduced to zero;
(iv) fourth, to the Class B Certificates, until the
Certificate Principal Balance of the Class B Certificates has been
reduced to zero;
(v) any remaining amount (such amount, the "Net Monthly
Excess Principal Amount") shall be included in the Net Monthly Excess
Cash Flow and distributed as described in Section 4.02(e).
(d) On each Distribution Date after the Stepdown Date, so long as no
Trigger Event is in effect, the Trustee shall withdraw from the Distribution
Account the Principal Distribution Amount for such Distribution Date and shall
distribute such amount pursuant to
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Section 4.11(b)(iv) as follows, in each case to the extent of the sum of the
Principal Distribution Amount:
(i) first, to the Class A Certificates, until the
Certificate Principal Balance of the Class A Certificates has been
reduced to zero, an amount equal to the excess, if any, of (x) the
aggregate Certificate Principal Balance of the Class A Certificates
immediately prior to such Distribution Date over (y) the lesser of (a)
the product of (1) 49.30% and (2) the Pool Principal Balance as of the
last day of the related Due Period and (b) the Pool Principal Balance
as of the last day of the related Due Period minus $4,000,000;
(ii) second, from the balance, if any, remaining of the
Principal Distribution Amount after the distribution described in
clause (i) above, to the Class M-1 Certificates, until the Certificate
Principal Balance of the Class M-1 Certificates has been reduced to
zero, the excess, if any, of (x) the sum of (a) the aggregate
Certificate Principal Balance of the Class A Certificates (after
taking into account distributions pursuant to clause (i) above on such
Distribution Date) and (b) the aggregate Certificate Principal Balance
of the Class M-1 Certificates immediately prior to such Distribution
Date over (y) the lesser of (a) the product of (1) 67.30% and (2) the
Pool Principal Balance as of the last day of the related Due Period
and (b) the Pool Principal Balance as of the last day of the related
Due Period minus $4,000,000.
(iii) third, from the balance, if any, remaining of the
Principal Distribution Amount after the distributions described in
clauses (i) and (ii) above, to the Class M-2 Certificates, until the
Certificate Principal Balance of the Class M-2 Certificates has been
reduced to zero, the excess, if any, of (x) the sum of (a) the
aggregate Certificate Principal Balance of the Class A Certificates
and Class M-1 Certificates (after taking into account distributions
pursuant to clauses (i) and (ii) above on such Distribution Date) and
(b) the aggregate Certificate Principal Balance of the Class M-2
Certificates immediately prior to such Distribution Date over (y) the
lesser of (a) the product of (1) 81.30% and (2) the Pool Principal
Balance as of the last day of the related Due Period and (b) the Pool
Principal Balance as of the last day of the related Due Period minus
$4,000,000;
(iv) fourth, from the balance, if any, remaining of the
Principal Distribution Amount after the distributions described in
clauses (i) through (iii) above, to the Class B Certificates, until
the Certificate Principal Balance of the Class B Certificates has been
reduced to zero, the excess, if any, of (x) the sum of (a) the
aggregate Certificate Principal Balance of the Class A Certificates
and Class M Certificates (after taking into account distributions
pursuant to clauses (i) though (iii) above on such Distribution Date)
and (b) the aggregate Certificate Principal Balance of the Class B
Certificates immediately prior to such Distribution Date over (y) the
lesser of (a) the product of (1) 92.30% and (2) the Pool Principal
Balance as of the last day of the related Due Period and (b) the Pool
Principal Balance as of the last day of the related Due Period minus
$4,000,000; and
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(v) fifth, any amount remaining (such amount, the "Net
Monthly Excess Principal Amount") shall be included in the Net Monthly
Excess Cash Flow as described in Section 4.02(e) and applied as
described therein.
(e) On each Distribution Date, the Net Monthly Excess Cash Flow will
be distributed by the Trustee as follows, in each case to the extent of the Net
Monthly Excess Cash Flow:
(i) first, to pay any Unpaid Interest Shortfall on the Class
A Certificates;
(ii) second, to fund the Extra Principal Distribution Amount
for such Distribution Date to be distributed to the Offered
Certificateholders in the manner and priority set forth in Section
4.02(c) or 4.02(d) above;
(iii) third, to pay any Unpaid Interest Shortfall on the
Class M-1 Certificates until reduced to zero;
(iv) fourth, to reimburse the Class M-1 Certificates for
Realized Losses previously allocated thereto pursuant to Section 4.05
until fully reimbursed;
(v) fifth, to pay any Unpaid Interest Shortfall on the Class
M-2 Certificates until reduced to zero;
(vi) sixth, to reimburse the Class M-2 Certificates for
Realized Losses previously allocated thereto pursuant to Section 4.05
until fully reimbursed;
(vii) seventh, to pay any Unpaid Interest Shortfall on the
Class B Certificates until reduced to zero;
(viii) eighth, to reimburse the Class B Certificates for
Realized Losses previously allocated thereto pursuant to Section 4.05
until fully reimbursed;
(ix) ninth, to the Available Funds Cap Carryover Reserve
Account, the amount necessary to bring the amount on deposit therein
up to the Available Funds Cap Carryover Amount for each of the Class
A, Class M-1, Class M-2 and Class B Certificates;
(x) tenth, to the Class C Certificateholders, an amount
equal to (A) the Class C Interest Distribution Amount for such
Distribution Date reduced, but not below zero, by (B) the amount, if
any, distributed pursuant to clause (ix) hereof on such Distribution
Date;
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(xi) eleventh, to the holders of the Class C Certificates,
an amount (A) sufficient to reimburse the Class C Certificates for
Realized Losses previously allocated thereto pursuant to Section 4.05
until fully reimbursed reduced, but not below zero, by (B) the amount,
if any, distributed pursuant to clause (ix) hereof on such
Distribution Date and not taken into account in subclause (x)(B)
hereof;
(xii) twelfth, to the holders of the Class C Certificates,
an amount equal to (A) the Class C Principal Distribution Amount
reduced, but not below zero, by (B) the amount, if any, distributed
pursuant to clause (ix) hereof on such Distribution Date and not taken
into account in clause (x)(B) or clause (xi)(B) hereof; provided,
however, that the amount described in subclause (A) hereof without
reduction for subclause (B) hereof shall reduce the Certificate
Principal Balance of the Class C Certificates, until the Certificate
Principal Balance of the Class C Certificates equals zero; and
(xiii) thirteenth, any remaining amounts will be distributed
to the Class R- II Certificates.
(f) Reserved.
(g) Each distribution with respect to a Book-Entry Certificate shall
be paid to the Depository, as Holder thereof, and the Depository shall be
responsible for crediting the amount of such distribution to the accounts of its
Depository Participants in accordance with its normal procedures. Each
Depository Participant shall be responsible for disbursing such distribution to
the Certificate Owners that it represents and to each indirect participating
brokerage firm (a "brokerage firm" or "indirect participating firm") for which
it acts as agent. Each brokerage firm shall be responsible for disbursing funds
to the Certificate Owners that it represents. None of the Trustee, the
Certificate Registrar, the Company or the Master Servicer shall have any
responsibility therefor except as otherwise provided by this Agreement or
applicable law.
(h) Except as otherwise provided in Section 9.01, if the Master
Servicer anticipates that a final distribution with respect to any Class of
Certificates will be made on the next Distribution Date, the Master Servicer
shall, no later than the Determination Date in the month of such final
distribution, notify the Trustee and the Trustee shall, no later than two (2)
Business Days after such Determination Date, mail on such date to each Holder of
such Class of Certificates a notice to the effect that: (i) the Trustee
anticipates that the final distribution with respect to such Class of
Certificates will be made on such Distribution Date but only upon presentation
and surrender of such Certificates at the office of the Trustee or as otherwise
specified therein, and (ii) no interest shall accrue on such Certificates from
and after the end of the prior calendar month. In the event that
Certificateholders required to surrender their Certificates pursuant to Section
9.01(c) do not surrender their Certificates for final cancellation, the Trustee
shall cause funds distributable with respect to such Certificates to be
withdrawn from the
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Distribution Account and credited to a separate escrow account for the benefit
of such Certificateholders as provided in Section 9.01(d).
Section 4.03. Statements to Certificateholders.
--------------------------------
(a) No later than 12:00 noon (Illinois time) on each Determination
Date, the Master Servicer shall deliver to the Trustee a computer tape (or such
other report in a form and format mutually agreeable to the Master Servicer and
the Trustee) containing the information set forth in Exhibit C hereto as to each
Mortgage Loan as of the end of the preceding Due Period and such other
information as the Trustee shall reasonably require. On each Distribution Date,
the Trustee shall forward by telecopy to the Master Servicer and the Company and
mail to each Holder, a statement setting forth the following information (based
on the information contained on the computer tape) as to each Class of
Certificates to the extent applicable:
(i) (a) the amount of such distribution to the
Certificateholders of such Class applied to reduce the Certificate
Principal Balance thereof, and (b) the aggregate amount included
therein representing Principal Prepayments;
(ii) the amount of such distribution to Holders of such
Class of Certificates allocable to interest;
(iii) if the distribution to the Holders of such Class of
Certificates is less than the full amount that would be distributable
to such Holders if there were sufficient funds available therefor, the
amount of the shortfall;
(iv) the number and Pool Principal Balance of the Mortgage
Loans after giving effect to the distribution of principal on such
Distribution Date;
(v) the aggregate Certificate Principal Balance of each
Class of the Certificates, after giving effect to the amounts
distributed on such Distribution Date, separately identifying any
reduction thereof due to Realized Losses other than pursuant to an
actual distribution of principal;
(vi) the number and aggregate principal balances of Mortgage
Loans that are, as of the last day of the preceding calendar month,
delinquent (A) one month, (B) two months and (C) three or more months
and the number and aggregate principal balance of Mortgage Loans that
are in foreclosure;
(vii) the number and aggregate principal balance of any REO
Properties;
(viii) the aggregate Unpaid Interest Shortfall remaining
unpaid, if any, for each Class of Certificates, after giving effect to
the distribution made on such Distribution Date;
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(ix) the Required Overcollateralization Amount and
Overcollateralization Amount, after giving effect to distributions
made on such Distribution Date;
(x) the aggregate amount of Realized Losses for such
Distribution Date and the aggregate amount of Realized Losses on the
Mortgage Loans incurred since the Cut-off Date;
(xi) the weighted average remaining term to maturity of the
Mortgage Loans after giving effect to the amounts distributed on such
Distribution Date;
(xii) the weighted average Net Mortgage Rates of the
Mortgage Loans after giving effect to the amounts distributed on such
Distribution Date;
(xiii) the Pass-Through Rate on the Class A Certificates,
the Subordinate Certificates and each Component for such Distribution
Date;
(xiv) the Senior Enhancement Percentage for such
Distribution Date;
(xv) the Servicing Fee payable to the Master Servicer; and
(xvi) the Available Funds Cap Carryover Amount for each
Class of Offered Certificates for such Distribution Date.
In the case of information furnished pursuant to clauses (i) and (ii) above, the
amounts shall be expressed as a dollar amount per Certificate with a $1,000
denomination.
The determination by the Master Servicer of the amounts set forth in
the Master Servicer's computer tape shall, in the absence of obvious error, be
presumptively deemed to be correct for all purposes hereunder and the Trustee
shall be protected in relying upon the same without any independent
verification.
(b) Within a reasonable period of time after the end of each calendar
year, the Trustee shall furnish to each Person who at any time during the
calendar year was the Holder of a Certificate, other than a Class R Certificate,
a statement containing the information set forth in clauses (i) and (ii) of
subsection (a) above aggregated for such calendar year or applicable portion
thereof during which such Person was a Certificateholder. Such obligation of the
Trustee shall be deemed to have been satisfied to the extent that substantially
comparable information shall be prepared and furnished by the Trustee pursuant
to any requirements of the Code as are in force from time to time.
(c) Within a reasonable period of time after the end of each calendar
year, the Trustee shall furnish to each Person who at any time during the
calendar year was the Holder of a Class R Certificate, a statement containing
the applicable distribution information provided pursuant to this Section 4.03
aggregated for such calendar year or applicable portion thereof
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during which such Person was the Holder of a Class R Certificate. Such
obligation of the Trustee shall be deemed to have been satisfied to the extent
that substantially comparable information shall be prepared and furnished by the
Trustee pursuant to any requirements of the Code as are in force from time to
time.
(d) The Trustee shall furnish to each Certificateholder during the
term of this Agreement, such periodic, special or other reports or information,
whether or not provided for herein, as shall be necessary, reasonable or
appropriate with respect to the Certificateholder, or otherwise with respect to
the purposes of this Agreement, all such reports or information to be provided
by and in accordance with such applicable instructions and directions (if
requested in writing) as the Certificateholder, may reasonably require; provided
that the Master Servicer (to the extent that the Trustee in connection with the
foregoing has requested from the Master Servicer information not generally
produced) and the Trustee shall be entitled to be reimbursed by such
Certificateholder, for their respective fees and actual expenses associated with
providing such reports, if such reports are not generally produced in the
ordinary course of their respective businesses or readily obtainable.
(e) Reports and computer tapes furnished by the Master Servicer
pursuant to this Agreement shall be deemed confidential and of a proprietary
nature, and shall not be copied or distributed except to the extent provided in
this Agreement and to the extent required by law or to the Rating Agencies, the
Company, and to the extent the Seller instructs the Trustee in writing to
furnish information regarding the Trust Fund or the Mortgage Loans to
third-party information providers. No Person entitled to receive copies of such
reports or tapes or lists of Certificateholders shall use the information
therein for the purpose of soliciting the customers of the Seller or for any
other purpose except as set forth in this Agreement.
Section 4.04. Reserved.
--------
Section 4.05. Allocation of Realized Losses.
-----------------------------
Prior to each Distribution Date, the Master Servicer shall determine
the total amount of Realized Losses, if any, that resulted from any Cash
Liquidation, Debt Service Reduction, Deficient Valuation or REO Disposition that
occurred during the related Due Period. The amount of each Realized Loss shall
be included in the report to the Trustee provided pursuant to Section 4.03(a).
On each Distribution Date following the application of all amounts
distributable on such date, to the extent the Pool Principal Balance is less
than the aggregate Certificate Principal Balances of the Regular Certificates
due to Realized Losses on the Mortgage Loans, the Certificate Principal Balances
of the Certificates shall be reduced as follows, until such deficiency is fully
allocated: first, the Certificate Principal Balance of the Class C Certificates
shall be reduced until the Certificate Principal Balance thereof has been
reduced to zero; second, the Certificate Principal Balance of the Class B
Certificates shall be reduced, until the Certificate Principal Balance thereof
has been reduced to zero; third, the Certificate Principal Balance of the Class
M-2 Certificates
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shall be reduced, until the Certificate Principal Balance thereof has been
reduced to zero; and fourth, the Certificate Principal Balance of the Class M-1
Certificates shall be reduced, until the Certificate Principal Balance thereof
has been reduced to zero. The Certificate Principal Balances of the Class A
Certificates will not be so reduced and will continue to receive Accrued
Certificate Interest thereon in accordance with Section 4.02(b).
Any allocation of the principal portion of Realized Losses (other than
Debt Service Reductions) to a Class of Certificates shall be made by reducing
the Certificate Principal Balance thereof by the amount so allocated, which
allocation shall be deemed to have occurred on such Distribution Date.
Allocations of the interest portions of Realized Losses shall be made by
operation of the definition of "Accrued Certificate Interest" and by operation
of the provisions of Section 4.02(b). Allocations of the principal portion of
Debt Service Reductions shall be made by operation of the provisions of Sections
4.02(c) and (d). All Realized Losses and all other losses allocated to a Class
of Certificates hereunder will be allocated among the Certificates of such Class
in proportion to the Percentage Interests evidenced thereby.
Section 4.06. 1934 Act Reports. The Trustee shall prepare or cause to
----------------
be prepared for filing with the Securities and Exchange Commission (the
"Commission") any and all reports, statements and information respecting the
Trust Fund and/or the Certificates required to be filed (other than the current
information on Form 8-K to be filed in connection with computational materials
and the initial Current Report on Form 8-K to be filed by the Company in
connection with the issuance of the Certificates). Such reports shall include,
but are not necessarily limited to, the following (which are subject to any
changes in procedures required by the Commission): (i) within 15 days after each
Distribution Date, the Trustee shall file with the Commission a Form 8-K with a
copy of the statement to Certificateholders for such Distribution Date as an
exhibit thereto, (ii) within 15 days of each Subsequent Transfer Date, the
Trustee shall file with the Commission a Form 8-K with a copy of the Subsequent
Transfer Agreement, (iii) not later than March 30 of the first year commencing
after the date of the initial issuance of the Certificates, and each March 30
thereafter if such reporting obligation has not been suspended, the Trustee
shall file a Form 10-K in substance conforming to industry standard reporting
protocols permitted by the Commission for similar securities (or otherwise in
accordance with instructions provided by the Company), and (iv) not later than
January 30 of the first year for which the Company's reporting obligations have
been automatically suspended (which shall not be earlier than the first year
commencing after the date of the initial issuance of the Certificates) the
Trustee shall file a Form 15D, notifying the Commission of such suspension with
respect to the Trust Fund. The Company hereby grants to the Trustee a limited
power of attorney to execute and file each such report on behalf of the Company.
Such power of attorney shall continue until the earlier of (i) receipt by the
Trustee from the Company of written termination of such power of attorney and
(ii) the termination of the Trust Fund. Fees and expenses incurred by the
Trustee in connection with the foregoing shall be paid by the Trustee in
connection with the foregoing from the Trustee's fees and shall not be paid by
the Trust Fund. The Company, the Master Servicer and the Seller hereby agree to
promptly furnish to the Trustee, from time to time upon request, such further
information, reports and financial statements within their possession related to
this Agreement and the Mortgage
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Loans as the Trustee reasonably requires to prepare and file all necessary
reports with the Commission.
Section 4.07. Reserved.
--------
Section 4.08. Distributions on the Uncertificated REMIC I Regular
---------------------------------------------------
Interests.
- ---------
(a) On each Distribution Date the Trustee shall be deemed to
distribute to itself, as the holder of the Uncertificated REMIC I Regular
Interests, the Uncertificated REMIC I Regular Interest Distribution Amounts in
the following order of priority, in each case to the extent of available funds
reduced by distributions made to the Class R-I Certificates pursuant to Section
4.02:
(i) Uncertificated REMIC I Accrued Interest on the
Uncertificated REMIC I Regular Interests for such Distribution Date, plus
any Uncertificated REMIC I Accrued Interest thereon remaining unpaid from
any previous Distribution Date; and
(ii) In accordance with the priority set forth in Section
4.08(b), an amount equal to the sum of (x) the amounts in respect of the
Principal Distribution Amount (exclusive of the Extra Principal
Distribution Amount) distributable on the Class A, Class M-1, Class M-2 and
Class B Certificates under Section 4.02(c) or 4.02(d), as allocated thereto
pursuant to Section 4.02(c) or 4.02(d) and (y) the amount in respect of Net
Monthly Excess Cash Flow distributable to the Class C Certificates under
Section 4.02(e)(xii).
(b) The amount described in Section 4.08(a)(ii) shall be deemed
distributed to (i) Uncertificated REMIC I Regular Interest LT-A, (ii)
Uncertificated REMIC I Regular Interest LT-M-1, (iii) Uncertificated REMIC I
Regular Interest LT-M-2, (iv) Uncertificated REMIC I Regular Interest LT-B and
(v) Uncertificated REMIC I Regular Interest LT-OC, respectively, with the amount
to be distributed allocated among such interests in accordance with the amounts
allocated to the (i) Class A Certificates, (ii) Class M-1 Certificates, (iii)
Class M-2 Certificates, (iv) Class B Certificates and (v) Class C Certificates,
respectively, under Sections 4.02(c), 4.02(d) and 4.02(e)(xii) until the
Uncertificated Principal Balance of each such interest is reduced to zero.
(c) The portion of the Uncertificated REMIC I Regular Interest
Distribution Amounts described in Section 4.08(a)(ii) shall be deemed
distributed by REMIC I to REMIC II in accordance with the priority assigned to
the REMIC II Certificates relative to that assigned to the REMIC I Certificates
under Section 4.02(b).
(d) In determining from time to time the Uncertificated REMIC I
Regular Interest LT-A Distribution Amount, Uncertificated REMIC I Regular
Interest LT-M-1 Distribution Amount, Uncertificated REMIC I Regular Interest
LT-M-2 Distribution Amount, Uncertificated REMIC I Regular Interest LT-B
Distribution Amount and Uncertificated REMIC I Regular Interest LT-OC
Distribution Amount, Realized Losses allocated to the Class M-1, Class M-2,
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Class B and Class C Certificates under Section 4.05 shall be deemed allocated to
Uncertificated REMIC I Regular Interest LT-M-1, LT-M-2, LT-B and LT-OC,
respectively.
(e) On each Distribution Date the Trustee shall be deemed to
distribute from REMIC II, in the priority set forth in Sections 4.02(a) and (b),
to the Class A, Class M-1, Class M-2, Class B, Class C and Class R-II
Certificates the amounts distributable thereon, from the Uncertificated REMIC I
Regular Interest Distribution Amounts deemed to have been received by REMIC II
from REMIC I under this Section 4.08.
(f) Notwithstanding the deemed distributions on the Uncertificated
REMIC I Regular Interests described in this Section 4.08, distributions of funds
from the Certificate Account shall be made only in accordance with Section 4.02.
Section 4.09 Monthly Advances.
----------------
If any Monthly Payment on a Mortgage Loan that was due on the
immediately preceding Due Date and delinquent on the Determination Date is
delinquent other than as a result of application of the Relief Act or Debt
Service Reduction, the Master Servicer on such Determination Date will deposit
in the Certificate Account an amount equal to the interest portion (net of the
Servicing Fee) of the scheduled Monthly Payment for such Mortgage Loan, except
to the extent the Master Servicer determines any such advance to be a
Nonrecoverable Advance. Subject to the foregoing and in the absence of such a
determination, the Master Servicer shall continue to make such advances through
the date that the related Mortgage Loan has, in the judgment of the Master
Servicer, become a Liquidated Mortgage Loan. If applicable, prior to each
Determination Date, the Master Servicer shall deliver an Officer's Certificate
to the Trustee stating that the Master Servicer elects not to make a Monthly
Advance in a stated amount or that a Monthly Advance previously made has become
a Nonrecoverable Advance. In lieu of making all or a portion of such Monthly
Advance from its own funds, the Master Servicer may (i) cause to be made an
appropriate entry in its records relating to the Certificate Account that any
amount held in the Certificate Account and not required for distribution on the
immediately succeeding Distribution Date has been used by the Master Servicer in
discharge of its obligation to make any such Monthly Advance and (ii) transfer
such funds from the Certificate Account to the Distribution Account. Any funds
so applied and transferred shall be replaced by the Master Servicer by deposit
in the Certificate Account no later than the close of business on the
Determination Date immediately preceding the Distribution Date on which such
funds are required to be distributed pursuant to Section 4.01.
Section 4.10 Compensating Interest Payments.
------------------------------
The Master Servicer shall deposit in the Certificate Account not later
than the Determination Date an amount equal to the Compensating Interest related
to such Determination Date. The Master Servicer shall not be entitled to any
reimbursement of any Compensating Interest payment.
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Section 4.11 Pre-Funding Account.
-------------------
(a) No later than the Closing Date, the Trustee shall establish a
segregated trust account that is an Eligible Account, which shall be titled,
"Pre-Funding Account, The First National Bank of Chicago, as trustee for the
registered holders of Mortgage Pass-Through Certificates, Series 1998-A". The
Trustee shall, promptly upon receipt, deposit in the Pre-Funding Account and
retain therein the Original Pre-Funded Amount remitted on the Closing Date to
the Trustee by the Company. Prior to end of the Pre-Funding Period, the
Pre-Funding Account will be part of the Trust Fund.
(b) Amounts on deposit in the Pre-Funding Account shall be withdrawn
by the Trustee as follows:
(i) On any Subsequent Transfer Date, the Trustee, pursuant
to the related Subsequent Transfer Agreement, shall withdraw from the
Pre-Funding Account an amount equal to the Purchase Price for each
Subsequent Mortgage Loan transferred and assigned to the Trustee on
such Subsequent Transfer Date and pay such amount to the Seller upon
satisfaction of the conditions with respect to such transfer and
assignment set forth in Section 2.09 above;
(ii) Prior to each Distribution Date, the Trustee shall
withdraw the amount of any reinvestment income on funds in the
Pre-Funding Account and deposit such amount in the Capitalized
Interest Account;
(iii) The Trustee shall withdraw any amount not required to
be deposited in the Pre-Funding Account or deposited therein in error;
and
(iv) The Trustee shall clear and terminate the Pre-Funding
Account upon the earliest to occur of (A) the July 20, 1998
Distribution Date, (B) the termination of this Agreement and (C) the
termination of the Trust Fund, with any amounts remaining on deposit
therein being paid to the Class A Certificateholders on the July 20,
1998 Distribution Date pursuant to Section 4.02(c) or 4.02(d).
Amounts on deposit in the Pre-Funding Account will be invested in
Eligible Investments. All interest and any other investment earnings on amounts
on deposit in the Pre- Funding Account will be deposited in the Capitalized
Interest Account prior to each Distribution Date. The Pre-Funding Account will
not be an asset of either REMIC and, solely for Federal income tax purposes,
will be treated as owned by the Seller.
Section 4.12 Capitalized Interest Account.
----------------------------
No later than the Closing Date, the Trustee shall establish and
maintain with itself a separate, segregated trust account, which shall be an
Eligible Account, titled "Capitalized
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Interest Account, The First National Bank of Chicago, as trustee for the
registered holders of Mortgage Pass-Through Certificates, Series 1998-A". The
Trustee shall, promptly upon receipt, deposit in the Capitalized Interest
Account and retain therein the Capitalized Interest Amount remitted on the
Closing Date to the Trustee by the Company. Funds deposited in the Capitalized
Interest Account shall be held in trust by the Trustee for the
Certificateholders for the uses and purposes set forth herein. On the July 20,
1998 Distribution Date, the Trustee shall withdraw from the Capitalized Interest
Account an amount equal to the excess, if any, of (i) the sum of the amount of
interest accruing at the weighted average applicable Pass-Through Rates on the
amount by which the Aggregate Certificate Principal Balance exceeds the Pool
Principal Balance, plus the Trustee Fee accruing on such excess balance, over
(ii) the amount of any reinvestment income on deposited in the Capitalized
Interest Account from the Pre-Funding Account and distribute such amount
pursuant to Section 4.02(b) as a component of the Interest Distribution Amount
for such Distribution Date. Any amounts remaining in the Capitalized Interest
Account following the July 20, 1998 Distribution Date will be paid to the Seller
and will not thereafter be available for distribution pursuant to Section 4.02.
Amounts on deposit in the Capitalized Interest Account will be invested in
Eligible Investments. The Capitalized Interest Account will not be an asset of
either REMIC and, solely for Federal income tax purposes, will be treated as
owned by the Seller.
Section 4.13 Available Funds Cap Carryover Reserve Account.
---------------------------------------------
(a) No later than the Closing Date, the Trustee shall establish and
maintain a segregated trust account that is an Eligible Account, which shall be
titled, "Available Funds Cap Carryover Reserve Account, The First National Bank
of Chicago, as trustee for the registered holders of Mortgage Pass-Through
Certificates, Series 1998-A". The Trustee shall, promptly upon receipt, deposit
in the Available Funds Cap Carryover Reserve Account and retain therein the
Initial Reserve Account Deposit remitted on the Closing Date to the Trustee by
the Company. The Available Funds Cap Carryover Reserve Account shall not be an
asset of either REMIC. The Available Funds Cap Carryover Reserve Account
(including any investment earnings thereon) will be treated as owned by the
Seller and any earnings on such account shall be taxable to the Seller. The
Trustee shall, promptly upon receipt, deposit into the Available Funds Cap
Carryover Reserve Account on each Distribution Date, that portion of the Net
Monthly Excess Cash Flow described in Section 4.02(e)(xi).
On each Distribution Date, the Trustee shall withdraw, to the extent
of available funds, the aggregated Available Funds Cap Carryover Amount for all
Class A, Class M-1, Class M-2 and Class B Certificates and distribute such
amount in the following order of priority:
(i) to the Class A, Class M-1, Class M-2 and Class B
Certificateholders, in that order, the related Available Funds Cap
Carryover Amount outstanding on such Distribution Date; and
(ii) to invest amounts on deposit in the Available Funds Cap
Carryover Reserve Account in Eligible Investments as directed by the
Seller.
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On the Distribution Date in which all amounts due have been paid to
the Class A, Class M-1, Class M-2 and Class B Certificateholders, the Trustee,
after making any withdrawals from the Available Funds Cap Carryover Reserve
Account required pursuant to the preceding paragraph, shall clear and terminate
the Available Funds Cap Carryover Reserve Account, liquidate any investments
therein and pay any uninvested funds therein or the proceeds of such liquidation
to the Seller.
Section 4.14. Compliance with Withholding.
---------------------------
Notwithstanding any other provision of this Agreement, the Trustee
shall comply with all federal withholding requirements respecting payments to
Certificateholders of interest or original issue discount that the Trustee
reasonably believes are applicable under the Code. The consent of
Certificateholders shall not be required for such withholding. In the event the
Trustee does withhold any amount from interest or original issue discount
payments or advances thereof to any Certificateholder pursuant to federal
withholding requirements, the Trustee shall indicate the amount withheld to such
Certificateholders.
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ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates.
----------------
(a) The Class A Certificates, the Subordinate Certificates, the
Class C Certificates and Class R Certificates shall be substantially in the
forms set forth in Exhibits A-1, A-2, A-3 and B and shall, on original issue, be
executed and delivered by the Trustee to the Certificate Registrar for
authentication and delivery to or upon the order of the Company upon receipt by
the Trustee of the documents specified in Section 2.01. The Class A, Class M-1,
Class M-2, Class B and Class C Certificates shall be initially evidenced by one
or more certificates representing a fraction of the initial Class Certificate
Principal Balance and shall be issuable in minimum dollar denominations of
$25,000 and integral multiples of $1 in excess thereof. The Class R Certificates
shall be issuable in minimum percentage interests of 20.0% and integral
multiples of 0.01% in excess thereof; provided, however, that one Class R-I
-------- -------
Certificate and one Class R-II Certificate may be issued to the Trustee as "tax
matters person" pursuant to Section 10.01(c) in a minimum denomination
representing a Percentage Interest of not less than 0.01%.
The Certificates shall be executed by manual or facsimile signature on
behalf of an authorized officer of the Trustee. Certificates bearing the manual
or facsimile signatures of individuals who were at any time the proper officers
of the Trustee shall bind the Trustee, notwithstanding that such individuals or
any of them have ceased to hold such offices prior to the authentication and
delivery of such Certificate or did not hold such offices at the date of such
Certificates. No Certificate shall be entitled to any benefit under this
Agreement, or be valid for any purpose, unless there appears on such Certificate
a certificate of authentication substantially in the form provided for herein
executed by the Certificate Registrar by manual signature, and such certificate
upon any Certificate shall be conclusive evidence, and the only evidence, that
such Certificate has been duly authenticated and delivered hereunder. All
Certificates shall be dated the date of their authentication.
(b) The Class A, Class M-1, Class M-2 and Class B Certificates shall
initially be issued as one or more Certificates registered in the name of the
Depository or its nominee and, except as provided below, registration of such
Certificates may not be transferred by the Trustee except to another Depository
that agrees to hold such Certificates for the respective Certificate Owners with
Ownership Interests therein. The Certificate Owners shall hold their respective
Ownership Interests in and to each of such Certificates, through the book-entry
facilities of the Depository and, except as provided below, shall not be
entitled to Definitive Certificates in respect of such Ownership Interests. All
transfers by Certificate Owners of their respective Ownership Interests in the
Book-Entry Certificates shall be made in accordance with the procedures
established by the Depository Participant or brokerage firm representing such
Certificate Owner. Each Depository Participant shall transfer the Ownership
Interests only in the Book-Entry Certificates of Certificate Owners it
represents or of brokerage firms for which it acts as agent in accordance with
the Depository's normal procedures.
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The Trustee, the Master Servicer and the Company may for all purposes
(including the making of payments due on the respective Classes of Book-Entry
Certificates) deal with the Depository as the authorized representative of the
Certificate Owners with respect to the respective Classes of Book-Entry
Certificates for the purposes of exercising the rights of Certificateholders
hereunder. The rights of Certificate Owners with respect to the respective
Classes of Book-Entry Certificates shall be limited to those established by law
and agreements between such Certificate Owners and the Depository Participants
and brokerage firms representing such Certificate Owners. Multiple requests and
directions from, and votes of, the Depository as Holder of any Class of
Book-Entry Certificates with respect to any particular matter shall not be
deemed inconsistent if they are made with respect to different Certificate
Owners. The Trustee may establish a reasonable record date in connection with
solicitations of consents from or voting by Certificateholders and shall give
notice to the Depository of such record date.
If (i)(A) the Trustee determines that the Depository is no longer
willing or able to properly discharge its responsibilities as Depository and (B)
the Trustee is unable to locate a qualified successor or (ii) the Trustee elects
to terminate the book-entry system through the Depository, or (iii) after the
occurrence of an Event of Default the Holders of the Book-Entry Certificates
having Percentage Interests aggregating at least a majority of the Certificate
Principal Balance of such Book-Entry Certificates advise the Depository in
writing that the continuation of a book-entry system through the Depository (or
a successor thereto) is no longer in the best interests of the Holders of the
Book-Entry Certificates, the Trustee shall notify all Certificate Owners,
through the Depository, of the occurrence of any such event and of the
availability of Definitive Certificates to Certificate Owners requesting the
same. Upon surrender to the Trustee of the Book-Entry Certificates by the
Depository, accompanied by registration instructions from the Depository for
registration of transfer, the Trustee shall issue the Definitive Certificates.
Neither the Company, the Master Servicer nor the Trustee shall be liable for any
actions taken by the Depository or its nominee, including, without limitation,
any delay in delivery of such instructions and may conclusively rely on, and
shall be protected in relying on, such instructions. Upon the issuance of
Definitive Certificates all references herein to obligations imposed upon or to
be performed by the Company in connection with the issuance of the Definitive
Certificates pursuant to this Section 5.01 shall be deemed to be imposed upon
and performed by the Trustee, and the Trustee and the Master Servicer shall
recognize the Holders of the Definitive Certificates as Certificateholders
hereunder.
Section 5.02. Registration of Transfer and Exchange of Certificates.
-----------------------------------------------------
(a) The Trustee shall cause to be kept at one of the offices or
agencies to be appointed by the Trustee in accordance with the provisions of
Section 8.12 a Certificate Register in which, subject to such reasonable
regulations as it may prescribe, the Trustee shall provide for the registration
of Certificates and of transfers and exchanges of Certificates as herein
provided. The Trustee is initially appointed Certificate Registrar for the
purpose of registering Certificates and transfers and exchanges of Certificates
as herein provided. The Certificate Registrar, or the Trustee, shall provide the
Master Servicer with a certified list of Certificateholders as of each Record
Date prior to the related Determination Date.
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(b) Upon surrender for registration of transfer of any Certificate at
any office or agency of the Trustee maintained for such purpose pursuant to
Section 8.12 and, in the case of any Class R Certificate, upon satisfaction of
the conditions set forth below, the Trustee shall execute and the Certificate
Registrar shall authenticate and deliver, in the name of the designated
transferee or transferees, one or more new Certificates of a like Class and
aggregate Percentage Interest.
(c) At the option of the Certificateholders, Certificates may be
exchanged for other Certificates of authorized denominations of a like Class and
aggregate Percentage Interest, upon surrender of the Certificates to be
exchanged at any such office or agency. Whenever any Certificates are so
surrendered for exchange the Trustee shall execute and the Certificate Registrar
shall authenticate and deliver the Certificates of such Class which the
Certificateholder making the exchange is entitled to receive. Every Certificate
presented or surrendered for transfer or exchange shall (if so required by the
Trustee or the Certificate Registrar) be duly endorsed by, or be accompanied by
a written instrument of transfer in form satisfactory to the Trustee and the
Certificate Registrar duly executed by, the Holder thereof or his attorney duly
authorized in writing.
(d) No transfer, sale, pledge or other disposition of a Class C or
Class R Certificate shall be made unless such transfer, sale, pledge or other
disposition is exempt from the registration requirements of the Securities Act
of 1933, as amended (the "1933 Act"), and any applicable state securities laws
or is made in accordance with said Act and laws. Except as otherwise provided in
this Section 5.02(d), in the event that a transfer of a Class C or Class R
Certificate is to be made either (i)(A) the Trustee shall require a written
Opinion of Counsel acceptable to and in form and substance satisfactory to the
Trustee and the Company that such transfer may be made pursuant to an exemption,
describing the applicable exemption and the basis therefor, from said Act and
laws or is being made pursuant to said Act and laws, which Opinion of Counsel
shall not be an expense of the Trustee, the Company or the Master Servicer;
provided that such Opinion of Counsel will not be required in connection with
the initial transfer of any such Certificate by the Company or any Affiliate
thereof to an Affiliate of the Company and (B) the Trustee shall require the
transferee to execute a representation letter, substantially in the form of
Exhibit G-1 hereto, and the Trustee shall require the transferor to execute a
representation letter, substantially in the form of Exhibit H hereto, each
acceptable to and in form and substance satisfactory to the Company and the
Trustee certifying to the Company and the Trustee the facts surrounding such
transfer, which representation letters shall not be an expense of the Trustee,
the Company or the Master Servicer; provided, however, that such representation
letters will not be required in connection with any transfer of any such
Certificate by the Company or any Affiliate thereof to an Affiliate of the
Company, and the Trustee shall be entitled to conclusively rely upon a
representation (which, upon the request of the Trustee, shall be written
representation) from the Company of the status, of such transferee as an
Affiliate of the Company or (ii) the prospective transferee of such a
Certificate shall be required to provide the Trustee, the Company and the Master
Servicer with an investment letter substantially in the form of Exhibit G-1
attached hereto, which investment letter shall not be an expense of the Trustee,
the Company, or the Master Servicer, and which investment letter states that,
among other things, such transferee (A) is a
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"qualified institutional buyer" as defined under Rule 144A, acting for its own
account or the accounts of other "qualified institutional buyers" as defined
under Rule 144A, and (B) is aware that the proposed transferor intends to rely
on the exemption from registration requirements under the 1933 Act provided by
Rule 144A. The Holder of any such Class C or Class R Certificate desiring to
effect any such transfer, sale, pledge or other disposition shall, and does
hereby agree to, indemnify the Trustee, the Company, the Master Servicer and the
Certificate Registrar against any liability that may result if the transfer,
sale, pledge or other disposition is not so exempt or is not made in accordance
with such federal and state laws and this Agreement.
(e) Notwithstanding the provisions of Section 5.06, transfers of
Subordinate Certificates in the form of Definitive Certificates, as well as
transfers of Class C or Class R Certificates to a Plan, to a trustee or other
person acting on behalf of any Plan, or to any other person using the assets of
any Plan will not be registered by the Trustee unless the transferee provides
the Company, the Trustee and the Master Servicer with an opinion of counsel
satisfactory to the Company, the Trustee and the Master Servicer, which opinion
will not be at the expense of the Company, the Trustee or the Master Servicer,
that the purchase of such Certificates by or on behalf of such Plan is
permissible under applicable law, will not constitute or result in a non-exempt
prohibited transaction under ERISA or Section 4975 of the Code and will not
subject the Company, the Trustee or the Master Servicer to any obligation in
addition to those undertaken in this Agreement. In lieu of such opinion of
counsel, the transferee may provide a certification substantially to the effect
that the purchase of Subordinate Certificates or Class C or Class R Certificates
by or on behalf of such Plan is permissible under applicable law will not
subject the Company, the Trustee or the Master Servicer to any obligation in
addition to those undertaken in this Agreement, and the following statements are
correct: (i) the transferee is an insurance company and the source of funds used
to purchase such Subordinate Certificates or Class C or Class R Certificates is
an "insurance company general account" (as such term is defined in PTCE 95-60),
(ii) the conditions set forth in Sections I and III of PTCE 95-60 have been
satisfied and (iii) there is no Plan with respect to which the amount of such
general accounts reserves and liabilities for contracts held by or on behalf of
such Plan and all other Plans maintained by the same employer (or any
"affiliate" thereof, as defined in PTCE 95-60) or by the same employee
organization exceed 10% of the total of all reserves and liabilities of such
general account (as determined under PTCE 95-60) as of the date of the
acquisition of such Subordinate Certificates or Class C or Class R Certificates.
(f) (i) Each Person who has or who acquires any Ownership Interest in
a Class R Certificate shall be deemed by the acceptance or acquisition of such
Ownership Interest to have agreed to be bound by the following provisions and to
have irrevocably authorized the Trustee or its designee under clause (iii)(A)
below to deliver payments to a Person other than such Person and to negotiate
the terms of any mandatory sale under clause (iii)(B) below and to execute all
instruments of transfer and to do all other things necessary in connection with
any such sale. The rights of each Person acquiring any Ownership Interest in a
Class R Certificate are expressly subject to the following provisions:
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(A) Each Person holding or acquiring any Ownership Interest
in a Class R Certificate shall be a Permitted Transferee and shall
promptly notify the Trustee of any change or impending change in its
status as a Permitted Transferee.
(B) In connection with any proposed Transfer of any
Ownership Interest in a Class R Certificate, the Trustee shall require
delivery to it, and shall not register the Transfer of any Class R
Certificate until its receipt of, (I) an affidavit and agreement (a
"Transfer Affidavit and Agreement," in the form attached hereto as
Exhibit F-1) from the proposed Transferee, in form and substance
satisfactory to the Master Servicer, representing and warranting,
among other things, that it is a Permitted Transferee, that it is not
acquiring its Ownership Interest in the Class R Certificate that is
the subject of the proposed Transfer as a nominee, trustee or agent
for any Person who is not a Permitted Transferee, that for so long as
it retains its Ownership Interest in a Class R Certificate, it will
endeavor to remain a Permitted Transferee, and that it has reviewed
the provisions of this Section 5.02(f) and agrees to be bound by them,
and (II) a certificate, in the form attached hereto as Exhibit F-2,
from the Holder wishing to transfer the Class R Certificate, in form
and substance satisfactory to the Master Servicer, representing and
warranting, among other things, that no purpose of the proposed
Transfer is to impede the assessment or collection of tax.
(C) Notwithstanding the delivery of a Transfer Affidavit and
Agreement by a proposed Transferee under clause (B) above, if a
Responsible Officer of the Trustee who is assigned to this Agreement
has actual knowledge that the proposed Transferee is not a Permitted
Transferee, no Transfer of an Ownership Interest in a Class R
Certificate to such proposed Transferee shall be effected.
(D) Each Person holding or acquiring any Ownership Interest
in a Class R Certificate shall agree (x) to require a Transfer
Affidavit and Agreement from any other Person to whom such Person
attempts to transfer its Ownership Interest in a Class R Certificate
and (y) not to transfer its Ownership Interest unless it provides a
certificate to the Trustee in the form attached hereto as Exhibit F-2.
(E) Each Person holding or acquiring an Ownership Interest
in a Class R Certificate, by purchasing an Ownership Interest in such
Certificate, agrees to give the Trustee written notice that it is a
"pass-through interest holder" within the meaning of Temporary
Treasury Regulation Section 1.67-3T(a)(2)(i)(A) immediately upon
acquiring an Ownership Interest in a Class R Certificate, if it is, or
is holding an Ownership Interest in a Class R Certificate on behalf
of, a "pass-through interest holder."
(ii) The Trustee will register the Transfer of any Class R
Certificate only if it shall have received the Transfer Affidavit and Agreement,
a certificate of the Holder
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requesting such transfer in the form attached hereto as Exhibit F-2 and all of
such other documents as shall have been reasonably required by the Trustee as a
condition to such registration. Transfers of the Class R Certificates to
Non-United States Persons and Disqualified Organizations (as defined in Section
860E(e)(5) of the Code) are prohibited.
(iii) (A) If any Disqualified Organization shall become a holder of a
Class R Certificate, then the last preceding Permitted Transferee shall be
restored, to the extent permitted by law, to all rights and obligations as
Holder thereof retroactive to the date of registration of such Transfer of such
Class R Certificate. If a Non-United States Person shall become a holder of a
Class R Certificate, then the last preceding United States Person shall be
restored, to the extent permitted by law, to all rights and obligations as
Holder thereof retroactive to the date of registration of such Transfer of such
Class R Certificate. If a transfer of a Class R Certificate is disregarded
pursuant to the provisions of Treasury Regulation Section 1.860E-1 or Section
1.860G-3, then the last preceding Permitted Transferee shall be restored, to the
extent permitted by law, to all rights and obligations as Holder thereof
retroactive to the date of registration of such Transfer of such Class R
Certificate. The Trustee shall be under no liability to any Person for any
registration of Transfer of a Class R Certificate that is in fact not permitted
by this Section 5.02(f) or for making any payments due on such Certificate to
the holder thereof or for taking any other action with respect to such holder
under the provisions of this Agreement.
(B) If any purported Transferee shall become a Holder of a
Class R Certificate in violation of the restrictions in this Section
5.02(f) and to the extent that the retroactive restoration of the
rights of the Holder of such Class R Certificate as described in
clause (iii)(A) above shall be invalid, illegal or unenforceable, then
the Master Servicer shall have the right, without notice to the holder
or any prior holder of such Class R Certificate, to sell such Class R
Certificate to a purchaser selected by the Master Servicer on such
terms as the Master Servicer may choose. Such purported Transferee
shall promptly endorse and deliver each Class R Certificate in
accordance with the instructions of the Master Servicer. Such
purchaser may be the Master Servicer itself or any Affiliate of the
Master Servicer. The proceeds of such sale, net of the commissions
(which may include commissions payable to the Master Servicer or its
Affiliates), expenses and taxes due, if any, will be remitted by the
Master Servicer to such purported Transferee. The terms and conditions
of any sale under this clause (iii)(B) shall be determined in the sole
discretion of the Master Servicer, and the Master Servicer shall not
be liable to any Person having an Ownership Interest in a Class R
Certificate as a result of its exercise of such discretion.
(iv) The Master Servicer, on behalf of the Trustee, shall make
available, upon written request from the Trustee, all information necessary to
compute any tax imposed (A) as a result of the Transfer of an Ownership Interest
in a Class R Certificate to any Person who is a Disqualified Organization,
including the information regarding "excess inclusions" of such Class R
Certificates required to be provided to the Internal
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Revenue Service and certain Persons as described in Treasury Regulations
Sections 1.860D-1(b)(5) and 1.860E-2(a)(5), and (B) as a result of any
regulated investment company, real estate investment trust, common trust
fund, partnership, trust, estate or organization described in Section 1381
of the Code that holds an Ownership Interest in a Class R Certificate
having as among its record holders at any time any Person who is a
Disqualified Organization. Reasonable compensation for providing such
information may be required by the Master Servicer from such Person.
(v) The provisions of this Section 5.02(f) set forth prior to this
clause (v) may be modified, added to or eliminated, provided that there
shall have been delivered to the Trustee the following:
(A) written notification from each Rating Agency to the effect
that the modification, addition to or elimination of such provisions
will not cause such Rating Agency to downgrade its then-current
ratings, if any, of any Class of the Class A Certificates or
Subordinate Certificates below the lower of the then-current rating or
the rating assigned to such Certificates as of the Closing Date by
such Rating Agency; and
(B) subject to Section 10.01(f), a certificate of the Master
Servicer stating that the Master Servicer has received an Opinion of
Counsel, in form and substance satisfactory to the Master Servicer, to
the effect that such modification, addition to or absence of such
provisions will not cause REMIC I or REMIC II to cease to qualify as a
REMIC and will not cause (x) the Trust Fund to be subject to an
entity-level tax caused by the Transfer of any Class R Certificate to
a Person that is a Disqualified Organization or (y) a
Certificateholder or another Person to be subject to a REMIC-related
tax caused by the Transfer of a Class R Certificate to a Person that
is not a Permitted Transferee.
(g) No service charge shall be made for any transfer or exchange of
Certificates of any Class, but the Trustee may require payment of a sum
sufficient to cover any tax or governmental charge that may be imposed in
connection with any transfer or exchange of Certificates.
(h) All Certificates surrendered for transfer and exchange shall be
destroyed by the Certificate Registrar.
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.
-------------------------------------------------
If (i) any mutilated Certificate is surrendered to the Certificate
Registrar, or the Trustee and the Certificate Registrar receive evidence to
their satisfaction of the destruction, loss or theft of any Certificate, and
(ii) there is delivered to the Trustee and the Certificate Registrar such
security or indemnity as may be required by them to save each of them harmless,
then, in the absence of notice to the Trustee or the Certificate Registrar that
such Certificate has been acquired
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by a bona fide purchaser, the Trustee shall execute and the Certificate
Registrar shall authenticate and deliver, in exchange for or in lieu of any such
mutilated, destroyed, lost or stolen Certificate, a new Certificate of like
tenor, Class and Percentage Interest but bearing a number not contemporaneously
outstanding. Upon the issuance of any new Certificate under this Section, the
Trustee may require the payment of a sum sufficient to cover any tax or other
governmental charge that may be imposed in relation thereto and any other
expenses (including the fees and expenses of the Trustee and the Certificate
Registrar) connected therewith. Any duplicate Certificate issued pursuant to
this Section shall constitute complete and indefeasible evidence of ownership in
the Trust Fund, as if originally issued, whether or not the lost, stolen or
destroyed Certificate shall be found at any time.
Section 5.04. Persons Deemed Owners.
---------------------
Prior to due presentation of a Certificate for registration of
transfer, the Company, the Master Servicer, the Trustee, the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name any Certificate is
registered as the owner of such Certificate for the purpose of receiving
distributions pursuant to Section 4.02 and for all other purposes whatsoever,
and neither the Company, the Master Servicer, the Trustee, the Certificate
Registrar nor any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar shall be affected by notice to the contrary except as
provided in Section 5.02(f).
Section 5.05. Appointment of Paying Agent.
---------------------------
The Trustee may appoint a Paying Agent for the purpose of making
distributions to the Certificateholders pursuant to Section 4.02. In the event
of any such appointment, on or prior to each Distribution Date the Master
Servicer on behalf of the Trustee shall deposit or cause to be deposited with
the Paying Agent a sum sufficient to make the payments to the Certificateholders
in the amounts and in the manner provided for in Section 4.02, such sum to be
held in trust for the benefit of the Certificateholders.
The Trustee shall cause each Paying Agent to execute and deliver to
the Trustee an instrument in which such Paying Agent shall agree with the
Trustee that such Paying Agent will hold all sums held by it for the payment to
the Certificateholders in trust for the benefit of the Certificateholders
entitled thereto until such sums shall be paid to such Certificateholders. Any
sums so held by such Paying Agent shall be held only in Eligible Accounts to the
extent such sums are not distributed to the Certificateholders on the date of
receipt by such Paying Agent.
Section 5.06. ERISA Deemed Representation.
---------------------------
Any purchaser of a Subordinate Certificate or a Class C or Class R
Certificate (or interest therein) not issued or transferred as a Definitive
Certificate will be deemed to have represented by such purchase that either (a)
such purchaser is not a Plan and is not purchasing such Certificate (or interest
therein) on behalf of, or with assets of, any Plan or (b) the purchase of any
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such Certificate (or interest therein) by or on behalf of, or with Plan assets
of, any Plan is permissible under applicable law, will not result in any
non-exempt prohibited transaction under ERISA or Section 4975 of the Code and
will not subject the Company, the Trustee or the Master Servicer to any
obligation in addition to those undertaken in this Agreement.
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ARTICLE VI
THE COMPANY AND THE MASTER SERVICER
Section 6.01. Respective Liabilities of the Company and the Master
----------------------------------------------------
Servicer.
--------
The Company and the Master Servicer shall each be liable in accordance
herewith only to the extent of the obligations specifically and respectively
imposed upon and undertaken by the Company and the Master Servicer herein. By
way of illustration and not limitation, the Company is not liable for the
servicing and administration of the Mortgage Loans, nor is it obligated by
Sections 7.01 or 10.01 to assume any obligations of the Master Servicer or to
appoint a designee to assume such obligations, nor is it liable for any other
obligation hereunder that it may, but is not obligated to, assume unless it
elects to assume such obligation in accordance herewith.
Section 6.02. Merger or Consolidation of the Company or the Master
----------------------------------------------------
Servicer.
--------
(a) The Company and the Master Servicer will each keep in full effect
its existence, rights and franchises as a corporation under the laws of the
state of its incorporation, and will each obtain and preserve its qualification
to do business as a foreign corporation in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans
and to perform its respective duties under this Agreement.
(b) Any Person into which the Company or the Master Servicer may be
merged or consolidated, or any corporation resulting from any merger or
consolidation to which the Company or the Master Servicer shall be a party, or
any Person succeeding to the business of the Company or the Master Servicer,
shall be the successor of the Company or the Master Servicer, as the case may
be, hereunder, without the execution or filing of any paper or any further act
on the part of any of the parties hereto, anything herein to the contrary
notwithstanding.
Section 6.03. Limitation on Liability of the Company, the Master
--------------------------------------------------
Servicer and Others.
-------------------
Neither the Company, the Master Servicer nor any of the directors,
officers, employees or agents of the Company or the Master Servicer shall be
under any liability to the Trust Fund, the Trustee or the Certificateholders for
any action taken or for refraining from the taking of any action in good faith
pursuant to this Agreement; provided, however, that this provision shall not
-------- -------
protect the Company, the Master Servicer or any such Person against any
liability which would otherwise be imposed by reason of willful misfeasance, bad
faith or gross negligence in the performance of duties hereunder or by reason of
reckless disregard of obligations and duties hereunder. The Company, the Master
Servicer and any director, officer, employee or agent of the Company or the
Master Servicer may rely in good faith on any document of any kind prima facie
properly executed and submitted by any Person respecting any matters arising
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hereunder. The Company, the Master Servicer and any director, officer, employee
or agent of the Company or the Master Servicer shall be indemnified by the Trust
Fund and held harmless against any loss, liability or expense incurred in
connection with any legal action relating to this Agreement or the Certificates,
including any amount paid to the Trustee pursuant to Section 8.05, other than
any loss, liability or expense related to any specific Mortgage Loan or Mortgage
Loans (except as any such loss, liability or expense shall be otherwise
reimbursable pursuant to this Agreement) and any loss, liability or expense
incurred by reason of willful misfeasance, bad faith or gross negligence in the
performance of duties hereunder or by reason of reckless disregard of
obligations and duties hereunder.
Neither the Company nor the Master Servicer shall be under any
obligation to appear in, prosecute or defend any legal which is not incidental
to its respective duties under this Agreement and which in its opinion may
involve it in any expense or liability; provided, however, that the Company or
-------- -------
the Master Servicer may in its discretion undertake any such action, proceeding,
hearing or examination that it may deem necessary or desirable in respect to
this Agreement, and the rights and duties of the parties hereto and the
interests of the Certificateholders hereunder. In such event, the reasonable
legal expenses and costs of such action and any liability resulting therefrom
shall be expenses, costs and liabilities of the Trust Fund, and the Company and
the Master Servicer shall be entitled to be reimbursed therefor. The Master
Servicer's and the Company's right to indemnity or reimbursement pursuant to
this Section 6.03 shall survive any resignation or termination of the Master
Servicer or the Company pursuant to Section 6.04 or 7.01 with respect to any
losses, expenses, costs or liabilities arising prior to such resignation or
termination (or arising from events that occurred prior to such resignation or
termination) out of amounts attributable to the Mortgage Loans on deposit in the
Certificate Account as provided by Section 3.07.
Section 6.04. Company and Master Servicer Not to Resign.
-----------------------------------------
Subject to the provisions of Section 3.02 and Section 6.02, neither
the Master Servicer nor the Company shall resign from its respective obligations
and duties hereby imposed on it except (i) upon determination that the
performance of its obligations or duties hereunder are no longer permissible
under applicable law which cannot be cured without unreasonable cost, as
evidenced by an Opinion of Counsel to such effect delivered to the Trustee or
(ii) with respect to the Master Servicer, upon satisfaction of the following
conditions: (a) the Master Servicer has proposed a successor servicer to the
Trustee in writing and such proposed successor servicer is, in the reasonable
judgment of the Trustee, acceptable; and (b) each Rating Agency shall have
confirmed in writing that the proposed appointment of such successor servicer as
Master Servicer hereunder will not result in the qualification, reduction or
withdrawal of the then current rating of the Certificates; provided, however,
-------- -------
that no such resignation by the Master Servicer shall become effective until
such successor servicer or, in the case of (i) above, the Trustee, shall have
assumed the Master Servicer's responsibilities and obligations hereunder or the
Trustee shall have designated a successor servicer in accordance with Section
7.02. Any such resignation shall not relieve the Master Servicer of
responsibility for any of the obligations specified in Sections 7.01 and 7.02 as
obligations that survive the resignation or termination of the Master Servicer.
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ARTICLE VII
DEFAULT
Section 7.01. Events of Default.
-----------------
Event of Default, wherever used herein, means the occurrence and
continuance of any one of the following events:
(i) any failure by the Master Servicer to deposit in the
Certificate Account or Distribution Account any deposit required to be
made under the terms of this Agreement, including any Monthly Advances
and Compensating Interest, which failure continues un remedied for a
period of five Business Days after the date upon which written notice
of such failure shall have been given to the Master Servicer by the
Trustee, or to the Master Servicer and the Trustee by
Certificateholders holding Certificates evidencing at least 25% of the
aggregate Voting Rights; or
(ii) any failure on the part of the Master Servicer duly to
observe or perform in any material respect any other of its covenants
or agreements of the Master Servicer set forth in this Agreement,
which failure, in each case, materially and adversely affects the
interests of Certificateholders and which continues unremedied for a
period of 30 days after the date on which written notice of such
failure, requiring the same to be remedied and stating that such
notice is a notice of default, shall have been given to the Master
Servicer by the Trustee, or to the Master Servicer and the Trustee by
Certificateholders holding Certificates evidencing at least 25% of the
aggregate Voting Rights; or
(iii) the entry against the Master Servicer of a decree or
order of a court or agency or supervisory authority having
jurisdiction in the premises for the appointment of a trustee,
conservator, receiver or liquidator in any insolvency,
conservatorship, receivorship, readjustment of debt, marshalling of
assets and liabilities or similar proceedings, or for the winding-up
or liquidation of its affairs and the continuance of any such decree
or order unstayed for a period of 90 consecutive days; or
(iv) the Master Servicer shall commence a voluntary case in
bankruptcy, consent to the appointment of a conservator, receiver,
liquidator or similar person in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings of or
relating to the Master Servicer or of or relating to all or
substantially all of its property; or the Master Servicer shall admit
in writing its inability to pay its debts generally as they become
due, file a petition to take advantage of any applicable insolvency or
reorganization statute, make an assignment for the benefit of its
creditors or voluntarily suspend payment of its obligations; or
(v) so long as the Seller is the Master Servicer and subject
to the limitations set forth in the Mortgage Loan Purchase Agreement,
any failure of the Seller to repurchase
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or substitute Qualified Substitute Mortgage Loans for Deleted Mortgage
Loans as required pursuant to the Mortgage Loan Purchase Agreement and
this Agreement; or
(vi) a Servicer Termination Event has occurred and is
continuing.
So long as an Event of Default shall not have been remedied by the Master
Servicer, either the Trustee or the holders of at least 51% of the aggregate
Voting Rights, by notice then given in writing to the Master Servicer (and to
the Trustee, as applicable) may, by notice to the Master Servicer, terminate all
of the rights and obligations of the Master Servicer as servicer under this
Agreement other than its right to receive servicing compensation and
reimbursement for expenses for servicing the Mortgage Loans hereunder during any
period prior to the date of such termination and the Trustee may exercise any
and all other remedies available at law or equity. Any such notice to the Master
Servicer shall also be given to each Rating Agency. On or after the receipt by
the Master Servicer of such written notice, all authority and power of the
Master Servicer under this Agreement shall pass to and be vested in the Trustee,
and, without limitation, the Trustee is hereby authorized and empowered to
execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or
otherwise, any and all documents and other instruments, and to do or accomplish
all other acts or things necessary or appropriate to effect the purposes of such
notice of termination, whether to complete the transfer and endorsement of each
Mortgage Loan and related documents, or otherwise. The Master Servicer agrees to
cooperate with the Trustee in effecting the termination of the responsibilities
and rights of the Master Servicer hereunder, including, without limitation, the
transfer to the Trustee for the administration by it of all cash amounts
relating to the Mortgage Loans that shall at the time be held by the Master
Servicer and required to be deposited by it in the Certificate Account, or that
have been deposited by the Master Servicer in the Certificate Account or
thereafter received by the Master Servicer with respect to the Mortgage Loans.
Notwithstanding any termination of the activities of the Master
Servicer hereunder, the Master Servicer shall be entitled to receive all amounts
payable to the Master Servicer hereunder the entitlement to which arose prior to
the termination of its activities hereunder. No termination of the Master
Servicer shall affect any obligation of the Seller.
Notwithstanding the foregoing, a delay in or failure of performance
under Section 7.01(i) or Section 7.01(ii) after the applicable grace periods
specified in such Sections shall not constitute an Event of Default if such
delay or failure could not be prevented by the exercise of reasonable diligence
by the Master Servicer and such delay or failure was caused by an act of God,
acts of declared or undeclared war, public disorder, rebellion or sabotage,
epidemics, landslides, lightning, fire, hurricanes, earthquakes, floods or
similar causes. The preceding sentence shall not relieve the Master Servicer
from using reasonable efforts to perform its respective obligations in a timely
manner in accordance with the terms of this Agreement and the Master Servicer
shall provide the Trustee and the Certificateholders with notice of such failure
or delay by it, together with a description of its efforts to so perform its
obligations. The Master Servicer shall immediately notify the Trustee in
writing of any Event of Default.
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Section 7.02 Trustee to Act; Appointment of Successor. (a) On and
----------------------------------------
after the time the Master Servicer receives a notice of termination pursuant to
Section 7.01 or sends a notice pursuant to Section 6.04, the Trustee shall be
the successor in all respects to the Master Servicer in its capacity as servicer
under this Agreement and shall be subject to all the responsibilities, duties
and liabilities relating thereto placed on the Master Servicer by the terms and
provisions hereof, including but not limited to the provisions of Article III.
Nothing in this Agreement shall be construed to permit or require the Trustee to
(i) succeed to the responsibilities, duties and liabilities of the Master
Servicer in its capacity as the Seller under the Mortgage Loan Purchase
Agreement or under this Agreement, (ii) be responsible or accountable for any
act or omission of the Master Servicer prior to the issuance of a notice of
termination hereunder, (iii) require or obligate the Trustee, in its capacity
as successor Master Servicer, to purchase, repurchase or substitute any Mortgage
Loan, (iv) fund any losses on any Eligible Investment directed by any other
Master Servicer, or (v) be responsible for the representations and warranties of
the Master Servicer; provided, however, that the Trustee, as successor Master
-------- -------
Servicer, shall be required to make any Monthly Advances to the extent that the
Master Servicer failed to make such Monthly Advances. As compensation therefor,
the Trustee shall be entitled to such compensation as the Master Servicer would
have been entitled to hereunder if no such notice of termination had been given
(other than compensation accruing prior to the notice of termination).
Notwithstanding the above, (i) if the Trustee is unwilling to act as successor
Master Servicer, or (ii) if the Trustee is legally unable so to act, the Trustee
on behalf of the Certificateholders may (in the situation described in clause
(i)) or shall (in the situation described in clause (ii)) appoint or petition a
court of competent jurisdiction to appoint any established housing and home
finance institution, bank or other mortgage loan servicer having a net worth of
not less than $15,000,000 as the successor to the Master Servicer hereunder in
the assumption of all or any part of the responsibilities, duties or liabilities
of the Master Servicer hereunder; provided, that each Rating Agency shall have
--------
confirmed in writing that the appointment of any such successor Master Servicer
will not result in the qualification, reduction or withdrawal of the ratings
assigned to the Certificates by the Rating Agencies. Pending appointment of a
successor to the Master Servicer hereunder, unless the Trustee is prohibited by
law from so acting, the Trustee shall act in such capacity as herein above
provided. In connection with such appointment and assumption, the successor
shall be entitled to receive compensation in an amount equal to the compensation
which the Master Servicer would otherwise have received pursuant to Section 3.15
(or such lesser compensation as the Trustee and such successor shall agree). The
appointment of a successor Master Servicer shall not affect any liability of the
predecessor Master Servicer which may have arisen under this Agreement prior to
its termination as Master Servicer, nor shall any successor Master Servicer be
liable for any acts or omissions of the predecessor Master Servicer or for any
breach by such Master Servicer of any of its representations or warranties
contained herein. The Trustee and such successor shall take such action,
consistent with this Agreement, as shall be necessary to effectuate any such
succession.
(b) Any successor Master Servicer, including the Trustee on behalf of
the Certificateholders, shall not be deemed to be in default or to have breached
its duties hereunder if the predecessor Master Servicer shall fail to deliver
any required deposit to the Certificate Account or otherwise cooperate with any
required servicing transfer or succession hereunder.
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Section 7.03 Waiver of Events of Default. The Trustee shall transmit
---------------------------
by mail to all Certificateholders, promptly after the occurrence of any Event of
Default known to the Trustee, unless such Event of Default shall have been
cured, notice of each such Event of Default hereunder known to the Trustee. The
Holders of at least 66% of the aggregate Voting Rights may waive any default by
the Master Servicer in the performance of its obligations hereunder and the
consequences thereof, except a default under Section 7.01(i), which shall
require the waiver of all Certificateholders affected by such Event of Default;
provided, that no waiver shall reduce in any manner the amount of, or delay the
timing of, payments received on Mortgage Loans which are required to be
distributed to, or otherwise materially adversely affect, any non-consenting
Certificateholder. Upon any such waiver of a past default, such default shall be
deemed to cease to exist, and any Event of Default arising therefrom shall be
deemed to have been timely remedied for every purpose of this Agreement. No such
waiver shall extend to any subsequent or other default or impair any right
consequent thereon except to the extent expressly so waived. The Master Servicer
shall give notice of any such waiver to the Rating Agencies.
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ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01. Duties of Trustee.
-----------------
(a) The Trustee, prior to the occurrence of an Event of Default and
after the curing or waiver of all Events of Default which may have occurred,
undertakes to perform such duties and only such duties as are specifically set
forth in this Agreement. In case an Event of Default has occurred (which has not
been cured or waived), the Trustee shall exercise such of the rights and powers
vested in it by this Agreement, and use the same degree of care and skill in
their exercise as a prudent investor would exercise or use under the
circumstances in the conduct of such investor's own affairs, unless the Trustee
is acting as Master Servicer pursuant to Section 7.02, in which case it shall
use the same degree of care and skill as is required of the Master Servicer
under this Agreement.
(b) The Trustee, upon receipt of all resolutions, certificates,
statements, opinions, reports, documents, orders or other instruments furnished
to the Trustee which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they
conform to the requirements of this Agreement.
The Trustee shall forward or cause to be forwarded in a timely fashion
the notices, reports and statements required to be forwarded by the Trustee
pursuant to Sections 4.03, 4.06, 7.03 and 10.01. The Trustee shall furnish in a
timely fashion to the Master Servicer such information as the Master Servicer
may reasonably request from time to time for the Master Servicer to fulfill its
duties as set forth in this Agreement. The Trustee covenants and agrees that it
shall perform its obligations hereunder in a manner so as to maintain the status
of both REMIC I and REMIC II as REMICs under the REMIC Provisions and (subject
to Section 10.01(f)) to prevent the imposition of any federal, state or local
income, prohibited transaction, contribution or other tax on either REMIC I or
REMIC II to the extent that maintaining such status and avoiding such taxes are
reasonably within the control of the Trustee and are reasonably within the scope
of its duties under this Agreement.
(c) No provision of this Agreement shall be construed to relieve the
Trustee from liability for its own negligent action, its own negligent failure
to act or its own willful misconduct; provided, however, that:
-------- -------
(i) Prior to the occurrence of an Event of Default, and
after the curing or waiver of all such Events of Default which may
have occurred, the duties and obligations of the Trustee shall be
determined solely by the express provisions of this Agreement, the
Trustee shall not be liable except for the performance of such duties
and obligations as are specifically set forth in this Agreement, no
implied covenants or obligations shall be read into this Agreement
against the Trustee and, in the absence of bad faith on the part of
the Trustee, the Trustee may conclusively rely, as to the truth of the
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statements and the correctness of the opinions expressed therein, upon
any certificates or opinions furnished to the Trustee by the Company or
the Master Servicer and which on their face, do not contradict the
requirements of this Agreement;
(ii) The Trustee shall not be personally liable for an
error of judgment made in good faith by a Responsible Officer or
Responsible Officers of the Trustee, unless it shall be proved that
the Trustee was negligent in ascertaining the pertinent facts;
(iii) The Trustee shall not be personally liable with
respect to any action taken, suffered or omitted to be taken by it in
good faith in accordance with the direction of the Certificateholders
holding Certificates of any Class affected thereby which evidence, as
to such Class, Percentage Interests aggregating not less than 51% as
to the time, method and place of conducting any proceeding for any
remedy available to the Trustee, or exercising any trust or power
conferred upon the Trustee, under this Agreement;
(iv) The Trustee shall not be charged with knowledge of any
default (other than a default in payment to the Trustee) specified in
clauses (i) and (ii) of Section 7.01 or an Event of Default under
clauses (iii), (iv), (v) and (vi) of Section 7.01 unless a Responsible
Officer of the Trustee assigned to and working in the Corporate Trust
Office obtains actual knowledge of such failure or event or the
Trustee receives written notice of such failure or event at its
Corporate Trust Office from the Master Servicer, the Company or any
Certificateholder; and
(v) Except to the extent provided in Section 7.02, no
provision in this Agreement shall require the Trustee to expend or
risk its own funds or otherwise incur any personal financial liability
in the performance of any of its duties as Trustee hereunder, or in
the exercise of any of its rights or powers, if the Trustee shall have
reasonable grounds for believing that repayment of funds or adequate
indemnity against such risk or liability is not reasonably assured to
it.
The Trustee shall not be required to expend or risk its own funds or
otherwise incur financial liability in the performance of any of its duties
hereunder, or in the exercise of any of its rights or powers (other than
expenses, disbursements and advances incurred or made by the Trustee, including
the compensation and the expenses of its employees, agents and counsel, in the
ordinary course of the Trustee's performance in accordance with the provisions
of this Agreement), if there is reasonable ground for believing that the
repayment of such funds or adequate indemnity against such risk or liability is
not reasonably assured to it, and none of the provisions contained in this
Agreement shall in any event require the Trustee to perform, or be responsible
for the manner of performance of, any of the obligations of the Master Servicer
under this Agreement, except during such time, if any, as the Trustee shall be
the successor to, and be vested with the rights, duties, powers and privileges
of, the Master Servicer in accordance with the terms of this Agreement.
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Subject to the other provisions of this Agreement and without limiting
the generality of this Section, the Trustee shall have no duty (A) to see to the
payment or discharge of any tax, assessment, or other governmental charge or any
lien or encumbrance of any kind owing with respect to, assessed or levied
against, any part of the Trust Fund from funds available in the Certificate
Account or (B) to confirm or verify the contents of any reports or certificates
of the Master Servicer delivered to the Trustee pursuant to this Agreement
believed by the Trustee to be genuine and to have been signed or presented by
the proper party or parties.
Section 8.02. Certain Matters Affecting the Trustee.
-------------------------------------
(a) Except as otherwise provided in Section 8.01:
(i) The Trustee may rely and shall be protected in acting or
refraining from acting upon any resolution, Officer's Certificate,
certificate of auditors or any other certificate, statement, instrument,
opinion, report, notice, request, consent, order, appraisal, bond or other
paper or document believed by it to be genuine and to have been signed or
presented by the proper party or parties;
(ii) The Trustee may consult with counsel and any advice of such
counsel or any Opinion of Counsel shall be full and complete authorization
and protection in respect of any action taken or suffered or omitted by it
hereunder in good faith and in accordance with such advice or Opinion of
Counsel;
(iii) The Trustee shall be under no obligation to exercise any of
the trusts or powers vested in it by this Agreement or to institute,
conduct or defend any litigation hereunder or in relation hereto at the
request, order or direction of any of the Certificateholders pursuant to
the provisions of this Agreement, unless such Certificateholders shall have
offered to the Trustee reasonable security or indemnity against the costs,
expenses and liabilities which may be incurred therein or thereby has given
its consent; nothing contained herein shall, however, relieve the Trustee
of the obligation, upon the occurrence of an Event of Default (which has
not been cured or waived), to exercise such of the rights and powers vested
in it by this Agreement, and to use the same degree of care and skill in
their exercise as a prudent investor would exercise or use under the
circumstances in the conduct of such investor's own affairs;
(iv) The Trustee shall not be personally liable for any action
taken, suffered or omitted by it in good faith and believed by it to be
authorized or within the discretion or rights or powers conferred upon it
by this Agreement;
(v) Prior to the occurrence of an Event of Default hereunder and
after the curing or waiver of all Events of Default which may have
occurred, the Trustee shall not be bound to make any investigation into the
facts or matters stated in any resolution, certificate, statement,
instrument, opinion, report, notice, request, consent, order, approval,
bond or other paper or document, unless requested in writing so to do by
the
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Holders of Certificates of any Class evidencing, as to such Class,
Percentage Interests, aggregating not less than 51%; provided, however,
-------- -------
that if the payment within a reasonable time to the Trustee of the costs,
expenses or liabilities likely to be incurred by it in the making of such
investigation is, in the opinion of the Trustee, not reasonably assured to
the Trustee by the security afforded to it by the terms of this Agreement,
the Trustee may require reasonable indemnity against such expense or
liability as a condition to so proceeding. The reasonable expense of every
such examination shall be paid by the Master Servicer, if an Event of
Default shall have occurred and is continuing, and otherwise by the
Certificateholder requesting the investigation;
(vi) The Trustee may execute any of the trusts or powers
hereunder or perform any duties hereunder either directly or by or through
Affiliates, agents or attorneys provided that the Trustee shall remain
liable for any acts of such Affiliates, agents or attorneys; and
(vii) The right of the Trustee to perform any discretionary act
enumerated in this Agreement shall not be construed as a duty, and the
Trustee shall not be answerable for other than its negligence or willful
misconduct in the performance of such act.
(b) It is intended that the Trust Fund formed hereunder shall
constitute, and that the affairs of the Trust Fund shall be conducted so as to
qualify the Trust Fund as two REMICs as defined in and in accordance with the
REMIC Provisions. In furtherance of such intention:
(i) to the extent that the affairs of the Trust are within its
control, conduct such affairs of the Trust at all times that any
Certificates are outstanding so as to maintain the status of the Trust as
two REMICs under the REMIC Provisions and any other applicable federal,
state and local laws;
(ii) not knowingly or intentionally take any action or omit to take
any action that would cause the termination of the REMIC status of REMIC I
and REMIC II;
(iii) pay the amount of any and all federal, state and local taxes,
prohibited transaction taxes as defined in Section 860F of the Code, other
than any amount due as a result of a transfer or attempted or purported
transfer in violation of Section 5.02(f), imposed on REMIC I or REMIC II
when and as the same shall be due and payable (but such obligation shall
not prevent the Trustee or any other appropriate Person from contesting any
such tax in appropriate proceedings and shall not prevent the Trustee from
withholding payment of such tax, if permitted by law, pending the outcome
of such proceedings). The Trustee shall be entitled to reimbursement in
accordance with Section 8.05; and
(iv) Following the Closing Date, and except as otherwise provided in
this Agreement, the Trustee shall not knowingly accept any contribution of
assets to the Trust unless it shall have been provided with an Opinion of
Counsel at the expense of the party
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delivering such assets acceptable to it to the effect that the inclusion of
such assets in the Trust will not cause the Trust to fail to qualify as two
REMICs at any time that any Certificates are outstanding or subject the
Trust to any tax under the REMIC Provisions or other applicable provisions
of federal, state and local law or ordinances.
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans.
-----------------------------------------------------
The recitals contained herein and in the Certificates (other than the
execution of the Certificates and relating to the acceptance and receipt of the
Mortgage Loans) shall be taken as the statements of the Company or the Master
Servicer, as the case may be, and the Trustee assumes no responsibility for
their correctness. The Trustee makes no representations as to the validity or
sufficiency of this Agreement or of the Certificates (except that the
Certificates shall be duly and validly executed and authenticated by it as
Certificate Registrar) or of any Mortgage Loan or related document. Except as
otherwise provided herein, the Trustee shall not be accountable for the use or
application by the Company or the Master Servicer of any of the Certificates or
of the proceeds of such Certificates, or for the use or application of any funds
paid to the Company or the Master Servicer in respect of the Mortgage Loans or
deposited in or withdrawn from any of the Accounts by the Company or the Master
Servicer.
Section 8.04. Trustee May Own Certificates.
----------------------------
The Trustee in its individual or any other capacity may become the
owner or pledgee of Certificates and may otherwise transact business with the
Company, Master Servicer and Seller with the same rights it would have if it
were not Trustee.
Section 8.05. Trustee's Fees and Expenses; Indemnification.
--------------------------------------------
(a) The Trustee shall be entitled to receive the Trustee Fee in the
manner and priority set forth in Section 4.02(b)(i). The Master Servicer will
reimburse the Trustee's expenses as separately agreed. When the Trustee incurs
expenses or renders services in connection with an Event of Default described in
Sections 7.01(iii) or 7.01(iv) such expenses (including the fees and expenses of
its counsel) and the compensation for such services are intended to constitute
expenses of administration under any bankruptcy law or law relating to
creditors' rights generally. In addition, the Master Servicer covenants and
agrees to indemnify the Trustee and its officers, directors, employees and
agents from, and hold it harmless against, any loss, liability or expense (not
including expenses, disbursements and advances incurred or made by the Trustee,
including the compensation and the expenses and disbursements of its agents and
counsel, in the ordinary course of the Trustee's performance in accordance with
the provisions of this Agreement) incurred by the Trustee (including without
limitation any loss, liability or expense relating to environmental law) in
connection with any claim or legal action or any pending or threatened claim or
legal action arising out of or in connection with the acceptance or
administration of its obligations and duties under this Agreement, other than
any loss, liability or expense (i) that constitutes a specific liability of the
Trustee pursuant to this Agreement or (ii) incurred by reason of the Trustee's
negligent action, negligent failure to act or willful misconduct in the
performance of duties or by
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reason of the Trustee's reckless disregard of obligations and duties hereunder.
Notwithstanding the foregoing, except in the event that any such loss, liability
or expense of the Trustee is incurred by reason of the Master Servicer's willful
misfeasance, bad faith or gross negligence in the performance of duties or by
reason of the Master Servicer's reckless disregard of its obligations and duties
hereunder, the Master Servicer shall be liable for any such loss, liability or
expense of the Trustee only upon and to the extent of the reimbursement to the
Master Servicer therefor pursuant to Section 3.07 hereof. This Section shall
survive termination of this Agreement or the resignation or removal of any
Trustee hereunder.
Section 8.06. Eligibility Requirements for Trustee.
------------------------------------
The Trustee hereunder shall at all times be a corporation or a
national banking association having its principal office in a state and city
acceptable to the Company and organized and doing business under the laws of
such state or the United States of America, authorized under such laws to
exercise corporate trust powers, having a combined capital and surplus of at
least $50,000,000 and subject to supervision or examination by federal or state
authority. If such corporation or national banking association publishes reports
of condition at least annually, pursuant to law or to the requirements of the
aforesaid supervising or examining authority, then for the purposes of this
Section the combined capital and surplus of such corporation shall be deemed to
be its combined capital and surplus as set forth in its most recent report of
condition so published. In case at any time the Trustee shall cease to be
eligible in accordance with the provisions of this Section, the Trustee shall
resign immediately in the manner and with the effect specified in Section 8.07.
Section 8.07. Resignation and Removal of the Trustee.
--------------------------------------
(a) The Trustee may at any time resign and be discharged from the
trusts hereby created by giving written notice thereof to the Company. Upon
receiving such notice of resignation, the Company shall promptly appoint a
successor trustee by written instrument, in duplicate, one copy of which
instrument shall be delivered to the resigning Trustee and one copy to the
successor trustee. If no successor trustee shall have been so appointed and have
accepted appointment within 30 days after the giving of such notice of
resignation, the resigning Trustee may petition any court of competent
jurisdiction for the appointment of a successor trustee.
(b) If at any time the Trustee shall cease to be eligible in
accordance with the provisions of Section 8.06 and shall fail to resign after
written request therefor by the Company, or if at any time the Trustee shall
become incapable of acting, or shall be adjudged bankrupt or insolvent, or a
receiver of the Trustee or of its property shall be appointed, or any public
officer shall take charge or control of the Trustee or of its property or
affairs for the purpose of rehabilitation, conservation or liquidation, then the
Company may remove the Trustee and appoint a successor trustee by written
instrument, in duplicate, one copy of which instrument shall be delivered to the
Trustee so removed and one copy to the successor trustee. In addition, in the
event that the Company determines that the Trustee has failed (i) to distribute
or cause to be distributed to the Certificateholders any amount required to be
distributed hereunder, if such
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amount is held by the Trustee or its Paying Agent (other than the Master
Servicer or the Company) for distribution or (ii) to otherwise observe or
perform in any material respect any of its covenants, agreements or obligations
hereunder, and such failure shall continue unremedied for a period of 5 days (in
respect of clause (i) above) or 30 days (in respect of clause (ii) above) after
the date on which written notice of such failure, requiring that the same be
remedied, shall have been given to the Trustee by the Company, then the Company
may remove the Trustee and appoint a successor trustee by written instrument
delivered as provided in the preceding sentence. In connection with the
appointment of a successor trustee pursuant to the preceding sentence, the
Company shall, on or before the date on which any such appointment becomes
effective, obtain from each Rating Agency written confirmation that the
appointment of any such successor trustee will not result in the reduction of
the ratings on any class of the Certificates below the lesser of the then
current or original ratings on such Certificates.
(c) The Holders of Certificates entitled to at least 51% of the Voting
Rights may at any time remove the Trustee and appoint a successor trustee by
written instrument or instruments, in triplicate, signed by such Holders or
their attorneys-in-fact duly authorized, one complete set of which instruments
shall be delivered to the Company, one complete set to the Trustee so removed
and one complete set to the successor so appointed.
(d) Any resignation or removal of the Trustee and appointment of a
successor trustee pursuant to any of the provisions of this Section shall become
effective upon acceptance of appointment by the successor trustee as provided in
Section 8.08.
Section 8.08. Successor Trustee.
(a) Any successor trustee appointed as provided in Section 8.07 shall
execute, acknowledge and deliver to the Company and to its predecessor trustee
an instrument accepting such appointment hereunder, and thereupon the
resignation or removal of the predecessor trustee shall become effective and
such successor trustee shall become effective and such successor trustee,
without any further act, deed or conveyance, shall become fully vested with all
the rights, powers, duties and obligations of its predecessor hereunder, with
the like effect as if originally named as trustee herein. The predecessor
trustee shall deliver to the successor trustee all Mortgage Files and related
documents and statements held by it hereunder (other than any Mortgage Files at
the time held by a Custodian, which shall become the agent of any successor
trustee hereunder), and the Company, the Master Servicer and the predecessor
trustee shall execute and deliver such instruments and do such other things as
may reasonably be required for more fully and certainly vesting and confirming
in the successor trustee all such rights, powers, duties and obligations.
(b) No successor trustee shall accept appointment as provided in this
Section unless at the time of such acceptance such successor trustee shall be
eligible under the provisions of Section 8.06.
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(c) Upon acceptance of appointment by a successor trustee as provided
in this Section, the Company shall mail notice of the succession of such trustee
hereunder to all Holders of Certificates at their addresses as shown in the
Certificate Register. If the Company fails to mail such notice within 10 days
after acceptance of appointment by the successor trustee, the successor trustee
shall cause such notice to be mailed at the expense of the Company.
Section 8.09. Merger or Consolidation of Trustee.
----------------------------------
Any corporation or national banking association into which the Trustee
may be merged or converted or with which it may be consolidated or any
corporation or national banking association resulting from any merger,
conversion or consolidation to which the Trustee shall be a party, or any
corporation or national banking association succeeding to the business of the
Trustee, shall be the successor of the Trustee hereunder, provided such
corporation or national banking association shall be eligible under the
provisions of Section 8.06, without the execution or filing of any paper or any
further act on the part of any of the parties hereto, anything herein to the
contrary notwithstanding. The Trustee shall mail notice of any such merger or
consolidation to the Certificateholders at their address as shown in the
Certificate Register.
Section 8.10. Appointment of Co-Trustee or Separate Trustee.
---------------------------------------------
(a) Notwithstanding any other provisions hereof, at any time, for the
purpose of meeting any legal requirements of any jurisdiction in which any part
of the Trust Fund or property securing the same may at the time be located, the
Master Servicer and the Trustee acting jointly shall have the power and shall
execute and deliver all instruments to appoint one or more Persons approved by
the Trustee to act as co-trustee or co-trustees, jointly with the Trustee, or
separate trustee or separate trustees, of all or any part of the Trust Fund, and
to vest in such Person or Persons, in such capacity, such title to the Trust
Fund, or any part thereof, and, subject to the other provisions of this Section
8.10, such powers, duties, obligations, rights and trusts as the Master Servicer
and the Trustee may consider necessary or desirable. All fees and expenses of
any co-trustee so appointed shall be paid by the Trustee out of its own funds.
If the Master Servicer shall not have joined in such appointment within 15 days
after the receipt by it of a request so to do, or in case an Event of Default
shall have occurred and be continuing, the Trustee alone shall have the power to
make such appointment. No co-trustee or separate trustee hereunder shall be
required to meet the terms of eligibility as a successor trustee under Section
8.06 hereunder and no notice to Holders of Certificates of the appointment of
co-trustee(s) or separate trustee(s) shall be required under Section 8.08
hereof.
(b) In the case of any appointment of a co-trustee or separate trustee
pursuant to this Section 8.10 all rights, powers, duties and obligations
conferred or imposed upon the Trustee shall be conferred or imposed upon and
exercised or performed by the Trustee, and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in which
any particular act or acts are to be performed (whether as Trustee hereunder or
as successor to the Master Servicer hereunder), the Trustee shall be incompetent
or unqualified to perform such act or acts, in which event such rights, powers,
duties and obligations (including the
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holding of title to the Trust Fund or any portion thereof in any such
jurisdiction) shall be exercised and performed by such separate trustee or
co-trustee at the direction of the Trustee.
(c) Any notice, request or other writing given to the Trustee shall be
deemed to have been given to each of the then separate trustees and co-trustees,
as effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Agreement and the conditions
of this Article VIII. Each separate trustee and co-trustee, upon its acceptance
of the trusts conferred, shall be vested with the estates or property specified
in its instrument of appointment, either jointly with the Trustee or separately,
as may be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee.
(d) Any separate trustee or co-trustee may, at any time, constitute
the Trustee, its agent or attorney-in-fact, with full power and authority, to
the extent not prohibited by law, to do any lawful act under or in respect of
this Agreement on its behalf and in its name. If any separate trustee or
co-trustee shall die, become incapable of acting, resign or be removed, all of
its estates, properties, rights, remedies and trusts shall vest in and be
exercised by the Trustee, to the extent permitted by law, without the
appointment of a new or successor trustee.
Section 8.11. Appointment of Custodians.
-------------------------
The Trustee may, with the consent of the Master Servicer and the
Company, appoint one or more Custodians who are not Affiliates of the Company,
the Master Servicer or any Seller to hold all or a portion of the Mortgage Files
as agent for the Trustee, by entering into a Custodial Agreement. Subject to
Article VIII, the Trustee agrees to comply with the terms of each Custodial
Agreement and to enforce the terms and provisions thereof against the Custodian
for the benefit of the Certificateholders. Each Custodian shall be a depository
institution subject to supervision by federal or state authority, shall have a
combined capital and surplus of at least $15,000,000 and shall be qualified to
do business in the jurisdiction in which it holds any Mortgage File. Each
Custodial Agreement may be amended only as provided in Section 11.01. The
Trustee shall notify the Certificateholders of the appointment of any Custodian
(other than the Custodian appointed as of the Closing Date) pursuant to this
Section 8.11.
Section 8.12. Appointment of Office or Agency.
-------------------------------
The Trustee will maintain an office or agency in the City of New York
where Certificates may be surrendered for registration of transfer or exchange.
The Trustee initially designates its offices located at 14 Wall Street, 8th
Floor, New York, New York 10005 for the purpose of keeping the Certificate
Register. The Trustee will maintain an office at the address stated in Section
11.05(c) hereof where notices and demands to or upon the Trustee in respect of
this Agreement may be served.
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ARTICLE IX
TERMINATION
Section 9.01. Termination Upon Purchase by the Master Servicer or
---------------------------------------------------
the Company or Liquidation of All Mortgage Loans.
------------------------------------------------
(a) Subject to Sections 9.02 and 9.03 hereof, the respective
obligations and responsibilities of the Company, the Master Servicer and the
Trustee created hereby in respect of the Certificates (other than the obligation
of the Trustee to make certain payments after the Final Distribution Date to
Certificateholders and the obligation of the Company to send certain notices as
hereinafter set forth) shall terminate upon the last action required to be taken
by the Trustee on the Final Distribution Date pursuant to this Article IX
following the earlier of:
(i) the Distribution Date on which the Aggregate
Certificate Principal Balance has been reduced to zero;
(ii) the later of the final payment or other liquidation of
the last Mortgage Loan remaining in the Trust Fund or the disposition
of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan, or
(iii) the optional purchase by the Master Servicer or the
Class C or Class R Certificateholders of all Mortgage Loans and all
property acquired in respect of any Mortgage Loan remaining in the
Trust Fund as described below; provided, however, that in no event
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shall the trust created hereby continue beyond the expiration of 21
years from the death of the last survivor of the descendants of Joseph
P. Kennedy, the late ambassador of the United States to the Court of
St. James, living on the date hereof; and provided further that the
purchase price set forth below shall be increased as is necessary, as
determined by the Master Servicer, to avoid disqualification of either
REMIC I or REMIC II as a REMIC.
The Master Servicer may, at its option, terminate this Agreement by
purchasing all of the assets of the Trust Fund pursuant to clause (ii) above on
any Distribution Date when the Pool Principal Balance is less than ten percent
of the sum of the Pool Principal Balance of the Initial Mortgage Loans as of the
Cut-off Date and the Original Pre-Funded Amount (the "Optional Termination
Date") at a price equal to the sum of the outstanding Pool Principal Balance
(or, with respect to any REO Property, if the fair market value of such property
is less than the Stated Principal Balance of the related Mortgage Loan, the fair
market value of such property) and accrued and unpaid interest thereon at the
weighted average of the Mortgage Rates through the end of the Due Period
preceding the Final Distribution Date (the "Termination Price"). In addition, if
the Master Servicer does not exercise its option to terminate this Agreement
within two Distribution Dates after which such option vests, the Holders of the
Class C or Class R Certificates may at their option, terminate this Agreement in
the same manner as provided for the Master Servicer in the previous sentence.
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(b) The Master Servicer or, in the case of a final distribution as a
result of the exercise by the Holders of the Class C or Class R Certificates of
their right to purchase the assets of the Trust Fund, the Holders of the Class C
or Class R Certificates, shall give the Trustee not less than 60 days' prior
notice of the Distribution Date on which the Master Servicer anticipates that
the final distribution will be made to Certificateholders (whether as a result
of the exercise by the Master Servicer of its right to purchase the assets of
the Trust Fund or otherwise). Notice of any termination, specifying the
anticipated Final Distribution Date (which shall be a date that would otherwise
be a Distribution Date) upon which the Certificateholders may surrender their
Certificates to the Trustee (if so required by the terms hereof) for payment of
the final distribution and cancellation, shall be given promptly by the Trustee
by letter to the Certificateholders mailed not earlier than the 10th day and not
later than the 15th day of the month next preceding the month of such final
distribution specifying:
(i) the anticipated Final Distribution Date upon which final
payment of the Certificates is anticipated to be made upon
presentation and surrender of Certificates at the office or agency of
the Trustee therein designated,
(ii) the amount of any such final payment, if known, and
(iii) that the Record Date otherwise applicable to such
Distribution Date is not applicable, and that payment will be made
only upon presentation and surrender of the Certificates at the office
or agency of the Trustee therein specified.
In the event such notice is given by the Master Servicer, the Class C or Class R
Certificateholders, the Master Servicer or the Class C or Class R
Certificateholders, as the case may be, shall deposit in the Distribution
Account before the Final Distribution Date in immediately available funds the
Termination Price.
(c) Upon presentation and surrender of the Certificates by the
Certificateholders, (i) if not in connection with the Master Servicer's or the
Class C or Class R Certificateholders, as the case may be, election to
repurchase, the Trustee shall distribute to the Certificateholders the amount
otherwise distributable on such Distribution Date, or (ii) if the Master
Servicer or the Class C or Class R Certificateholders elected to so repurchase,
the Trustee shall distribute to the Certificateholders the Termination Price as
follows:
(i) first, to the Class A Certificates, one month's Accrued
Certificate Interest thereon,
(ii) second, the balance, if any, of the Termination Price
remaining after the distribution pursuant to clause (i) above, to the
Class A Certificates, in respect of any Unpaid Interest Shortfalls
thereon;
(iii) third, the balance, if any, of the Termination Price
remaining after the distributions pursuant to clauses (i) and (ii)
above, to the Class A Certificates,
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in reduction of the Certificate Principal Balance thereof, until the
Certificate Principal Balance thereof has been reduced to zero;
(iv) fourth, the balance, if any, of the Termination Price
remaining after the distributions pursuant to clauses (i) through
(iii) above, to the Subordinate Certificates, in order of priority,
first in respect of one month's Accrued Certificate Interest thereon,
and second, in reduction of the Certificate Principal Balance thereof,
until such Certificate Principal Balance has been reduced to zero;
(v) fifth, the balance, if any, of the Termination Price
remaining after the distributions pursuant to clauses (i) through (iv)
above, to the Subordinate Certificates, in order of priority, first in
respect of Unpaid Interest Shortfalls thereon and second, in respect
of unreimbursed Realized Losses thereon;
(vi) sixth, the balance, if any, of the Termination Price
remaining after distributions pursuant to clauses (i) through (v)
above to the Class C Certificates first in respect of the Class C
Interest Distribution Amount and second, in reduction of the
Certificate Principal Balance thereof, until such Certificate
Principal Balance has been reduced to zero;
(vii) seventh, the balance, if any, of the Termination Price
remaining after the distributions pursuant to clauses (i) through (vi)
above, to the Class C Certificates in respect of unreimbursed Realized
Losses thereon; and
(viii) eighth, the amount remaining shall be distributed to
the Class R-II Certificates.
(d) In the event that any Certificateholders shall not surrender their
Certificates for final payment and cancellation on or before the Final
Distribution Date (if so required by the terms hereof), the Trustee shall on
such date cause all funds in the Distribution Account not distributed in final
distribution to Certificateholders to be withdrawn therefrom and credited to the
remaining Certificateholders by depositing such funds in a separate escrow
account for the benefit of such Certificateholders, and the Master Servicer (if
it exercised its right to purchase the assets of the Trust Fund), or the Trustee
(in any other case) shall give a second written notice to the remaining
Certificateholders to surrender their Certificates for cancellation and receive
the final distribution with respect thereto. If within six months after the
second notice any Certificate shall not have been surrendered for cancellation,
the Trustee shall take appropriate steps as directed by the Master Servicer to
contact the remaining Certificateholders concerning surrender of their
Certificates. The costs and expenses of maintaining the escrow account and of
contacting Certificateholders shall be paid out of the assets which remain in
the escrow account. If within nine months after the second notice any
Certificates shall not have been surrendered for cancellation, the Trustee shall
pay to the Master Servicer all amounts distributable to the holders thereof and
the Master Servicer shall thereafter hold such amounts until distributed to such
holders. No interest shall accrue or be payable to any Certificateholder on any
amount held in the
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escrow account or by the Master Servicer as a result of such Certificateholder's
failure to surrender its Certificate(s) for final payment thereof in accordance
with this Section 9.01 and the Certificateholders shall look only to the Master
Servicer for such payment.
Section 9.02. Termination of REMIC II.
-----------------------
REMIC II shall be terminated on the earlier of the Final Distribution
Date and the date on which it is deemed to receive the last deemed distributions
on the Uncertificated REMIC I Regular Interests and the last distribution due on
the Offered, Class C and Class R-II Certificates is made.
Section 9.03. Additional Termination Requirements.
-----------------------------------
(a) REMIC I or REMIC II, as the case may be, shall be terminated in
accordance with the following additional requirements, unless (subject to
Section 10.01(f)) the Trustee and the Master Servicer have received an Opinion
of Counsel (which Opinion of Counsel shall not be an expense of the Trustee) to
the effect that the failure of REMIC I or REMIC II, as the case may be, to
comply with the requirements of this Section 9.03 will not (i) result in the
imposition on the Trust Fund of taxes on "prohibited transactions," as described
in Section 860F of the Code, or (ii) cause either REMIC I or REMIC II to fail to
qualify as a REMIC at any time that any Certificate is outstanding:
(i) The Master Servicer shall establish a 90-day liquidation
period for REMIC I and REMIC II and specify the first day of such
period in a statement attached to the Trust Fund's final Tax Return
pursuant to Treasury regulations Section 1.860F-1. The Master Servicer
also shall satisfy all of the requirements of a qualified liquidation
for the Trust Fund under Section 860F of the Code and the regulations
thereunder;
(ii) The Master Servicer shall notify the Trustee at the
commencement of such 90-day liquidation period and, at or prior to the
time of making of the final payment on the Certificates, the Trustee
shall sell or otherwise dispose of all of the remaining assets of the
Trust Fund in accordance with the terms hereof; and
(iii) If the Master Servicer or the Class C or Class R
Certificateholders is exercising its right to purchase the assets of
the Trust Fund, the Master Servicer, Class C or Class R
Certificateholders shall, during the 90-day liquidation period and at
or prior to the Final Distribution Date, purchase all of the assets of
the Trust Fund for cash; provided, however, that in the event that a
-------- -------
calendar quarter ends after the commencement of the 90-day liquidation
period but prior to the Final Distribution Date, neither the Master
Servicer nor the Class C or Class R Certificateholders shall purchase
any of the assets of the Trust Fund prior to the close of that
calendar quarter.
(b) Each Holder of a Certificate and the Trustee hereby irrevocably
approves and appoints the Master Servicer as its attorney-in-fact to adopt a
plan of complete liquidation for
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REMIC I and REMIC II at the expense of the Trust Fund in accordance with the
terms and conditions of this Agreement.
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ARTICLE X
REMIC PROVISIONS
Section 10.01. REMIC Administration.
--------------------
(a) The REMIC Administrator shall make elections to treat each of
REMIC I and REMIC II as a REMIC under the Code and, if necessary, under
applicable state law. Each such election will be made on Form 1066 or other
appropriate federal tax or information return (including Form 8811) or any
appropriate state return for the taxable year ending on the last day of the
calendar year in which the Certificates are issued. For the purposes of the
REMIC I election in respect of the Trust Fund, the Uncertificated REMIC I
Regular Interests shall be designated as the "regular interests" and the Class
R-I Certificates shall be designated as the sole class of "residual interest" in
REMIC I. For the purposes of the REMIC II election in respect of the Trust Fund,
each of the Offered Certificates shall be designated as the "regular interests"
and the Class R-II Certificates shall be designated as the sole class of
"residual interests" in REMIC II. The REMIC Administrator and the Trustee shall
not permit the creation of any "interests" (within the meaning of Section 860G
of the Code) in REMIC I or REMIC II other than the Uncertificated REMIC I
Regular Interests and the Class R-I Certificates and the REMIC II Certificates
and the Class R-II Certificates, respectively.
(b) The Closing Date is hereby designated as the "startup day" of the
Trust Fund within the meaning of Section 860G(a)(9) of the Code.
(c) The REMIC Administrator shall hold a Class R-I Certificate and a
Class R-II Certificate representing a 0.01% Percentage Interest of the Class R-I
Certificates and 0.01% of the Class R-II Certificates respectively, and shall be
designated as "the tax matters person" with respect to REMIC I and REMIC II in
the manner provided under Treasury regulations section 1.860F-4(d) and temporary
Treasury regulations section 301.6231(a)(7)-1T. The REMIC Administrator, as tax
matters person, shall (i) act on behalf of REMIC I and REMIC II in relation to
any tax matter or controversy involving the Trust Fund and (ii) represent the
Trust Fund in any administrative or judicial proceeding relating to an
examination or audit by any governmental taxing authority with respect thereto.
The legal expenses, including without limitation attorneys' or accountants'
fees, and costs of any such proceeding and any liability resulting therefrom
shall be expenses of the Trust Fund and the REMIC Administrator shall be
entitled to reimbursement therefor out of amounts attributable to the Mortgage
Loans on deposit in the Certificate Account as provided by Section 3.07 unless
such legal expenses and costs are incurred by reason of the REMIC
Administrator's willful misfeasance, bad faith or gross negligence. If the REMIC
Administrator is no longer the Master Servicer hereunder, at its option the
REMIC Administrator may continue its duties as REMIC Administrator and shall be
paid reasonable compensation not to exceed $3,000 per year by any successor
Master Servicer hereunder for so acting as the REMIC Administrator.
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(d) The REMIC Administrator shall prepare or cause to be prepared all
of the Tax Returns that it determines are required with respect to either REMIC
I or REMIC II created hereunder and deliver such Tax Returns in a timely manner
to the Trustee and the Trustee shall sign and file such Tax Returns in a timely
manner. The expenses of preparing such returns shall be borne by the REMIC
Administrator without any right of reimbursement therefor. The REMIC
Administrator agrees to indemnify and hold harmless the Trustee with respect to
any tax or liability arising from the Trustee's signing of Tax Returns that
contain errors or omissions. The Trustee and Master Servicer shall promptly
provide the REMIC Administrator with such information, within their respective
control, as the REMIC Administrator may from time to time request for the
purpose of enabling the REMIC Administrator to prepare Tax Returns.
(e) The REMIC Administrator shall provide (i) to any Transferor of a
Class R Certificate such information as is necessary for the application of any
tax relating to the transfer of a Class R Certificate to any Person who is not a
Permitted Transferee, (ii) to the Trustee and the Trustee shall forward to the
Certificateholders such information or reports as are required by the Code or
the REMIC Provisions including reports relating to interest, original issue
discount and market discount or premium based upon 25% CPR and (iii) to the
Internal Revenue Service the name, title, address and telephone number of the
person who will serve as the representative of each of REMIC I and REMIC II.
(f) The Master Servicer and the REMIC Administrator shall take such
actions and shall cause each of REMIC I and REMIC II created hereunder to take
such actions as are reasonably within the Master Servicer's or the REMIC
Administrator's control and the scope of its duties more specifically set forth
herein as shall be necessary or desirable to maintain the status thereof as
REMICs under the REMIC Provisions (and the Trustee shall assist the Master
Servicer and the REMIC Administrator, to the extent reasonably requested by the
Master Servicer and the REMIC Administrator to do so). The Master Servicer and
the REMIC Administrator shall not knowingly or intentionally take any action,
cause each of REMIC I or REMIC II to take any action or fail to take (or fail to
cause to be taken) any action reasonably within their respective control, that,
under the REMIC Provisions, if taken or not taken, as the case may be, could (i)
endanger the status of either REMIC I or REMIC II as a REMIC or (ii) result in
the imposition of a tax upon each of REMIC I or REMIC II (including but not
limited to the tax on prohibited transactions as defined in Section 860F(a)(2)
of the Code and the tax on contributions to a REMIC set forth in Section 860G(d)
of the Code) (either such event, in the absence of an Opinion of Counsel or the
indemnification referred to in this sentence, an "Adverse REMIC Event") unless
the Master Servicer or the REMIC Administrator, as applicable, has received an
Opinion of Counsel (at the expense of the party seeking to take such action or,
if such party fails to pay such expense, and the Master Servicer or the REMIC
Administrator, as applicable, determines that taking such action is in the best
interest of the Trust Fund and the Certificateholders, at the expense of the
Trust Fund, but in no event at the expense of the Master Servicer, the REMIC
Administrator or the Trustee) to the effect that the contemplated action will
not, with respect to each of REMIC I or REMIC II created hereunder, endanger
such status or, unless the Master Servicer, the REMIC Administrator or both, as
applicable, determine in its or their sole discretion to indemnify the Trust
Fund against the imposition of such a tax, result in the imposition of such a
tax. Wherever
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in this Agreement a contemplated action may not be taken because the timing of
such action might result in the imposition of a tax on the Trust Fund, or may
only be taken pursuant to an Opinion of Counsel that such action would not
impose a tax on the Trust Fund, such action may nonetheless be taken provided
that the indemnity given in the preceding sentence with respect to any taxes
that might be imposed on the Trust Fund has been given and that all other
preconditions to the taking of such action have been satisfied. The Trustee
shall not take or fail to take any action (whether or not authorized hereunder)
as to which the Master Servicer or the REMIC Administrator, as applicable, has
advised it in writing that it has received an Opinion of Counsel to the effect
that an Adverse REMIC Event could occur with respect to such action. In
addition, prior to taking any action with respect to REMIC I or REMIC II or
their assets, or causing REMIC I or REMIC II to take any action, which is not
expressly permitted under the terms of this Agreement, the Trustee will consult
with the Master Servicer or the REMIC Administrator, as applicable, or its
designee, in writing, with respect to whether such action could cause an Adverse
REMIC Event to occur with respect to REMIC I or REMIC II, and the Trustee shall
not take any such action or cause REMIC I or REMIC II to take any such action as
to which the Master Servicer or the REMIC Administrator, as applicable, has
advised it in writing that an Adverse REMIC Event could occur. The Master
Servicer or the REMIC Administrator, as applicable, may consult with counsel to
make such written advice, and the cost of same shall be borne by the party
seeking to take the action not expressly permitted by this Agreement, but in no
event at the expense of the Master Servicer or the REMIC Administrator. At all
times as may be required by the Code, the Master Servicer will to the extent
within its control and the scope of its duties more specifically set forth
herein, maintain substantially all of the assets of REMIC I and REMIC II as
"qualified mortgages" as defined in Section 860G(a)(3) of the Code and
"permitted investments" as defined in Section 860G(a)(5) of the Code.
(g) In the event that any tax is imposed on "prohibited transactions"
of REMIC I or REMIC II created hereunder as defined in Section 860F(a)(2) of the
Code, on "net income from foreclosure property" of REMIC I or REMIC II as
defined in Section 860G(c) of the Code, on any contributions to REMIC I or REMIC
II after the Startup Day therefor pursuant to Section 860G(d) of the Code, or
any other tax is imposed by the Code or any applicable provisions of state or
local tax laws, such tax shall be charged (i) to the Master Servicer, if such
tax arises out of or results from a breach by the Master Servicer of any of its
obligations under this Agreement or the Master Servicer has in its sole
discretion determined to indemnify the Trust Fund against such tax, (ii) to the
Trustee, if such tax arises out of or results from a breach by the Trustee of
any of its obligations under Article VIII or this Article X, or (iii) otherwise
against amounts on deposit in the Certificate Account as provided by Section
3.07.
(h) The Trustee and the Master Servicer shall, for federal income tax
purposes, maintain books and records with respect to REMIC I and REMIC II on a
calendar year and on an accrual basis or as otherwise may be required by the
REMIC Provisions.
(i) Following the Startup Day, neither the Master Servicer nor the
Trustee shall accept any contributions of assets to REMIC I or REMIC II unless
(subject to 10.01(f)) the Master Servicer and the Trustee shall have received an
Opinion of Counsel (at the expense of the party
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seeking to make such contribution) to the effect that the inclusion of such
assets in REMIC I or REMIC II will not cause REMIC I or REMIC II to fail to
qualify as REMICs at any time that any Certificates are outstanding or subject
REMIC I or REMIC II to any tax under the REMIC Provisions or other applicable
provisions of federal, state and local law or ordinances.
(j) Neither the Master Servicer nor the Trustee shall (subject to
Section 10.01(f)) enter into any arrangement by which REMIC I or REMIC II will
receive a fee or other compensation for services nor permit either such REMIC to
receive any income from assets other than "qualified mortgages" as defined in
Section 860G(a)(3) of the Code or "permitted investments" as defined in Section
860G(a)(5) of the Code.
(k) Solely for the purposes of Section 1.860G-1(a)(4)(iii) of the
Treasury Regulations, the "latest possible maturity date" by which the
Certificate Principal Balance of each Class of Certificates representing a
regular interest in REMIC II and the Uncertificated Principal Balance of each
Uncertificated REMIC I Regular Interest would be reduced to zero is August 20,
2029, which is the thirteenth Distribution Date following the latest scheduled
maturity of any Mortgage Loan.
(l) Within 30 days after the Closing Date, the REMIC Administrator
shall prepare and file with the Internal Revenue Service Form 8811, "Information
Return for Real Estate Mortgage Investment Conduits (REMIC) and Issuers of
Collateralized Debt Obligations" for REMIC I and REMIC II.
(m) Neither the Trustee nor the Master Servicer shall sell, dispose of
or substitute for any of the Mortgage Loans (except in connection with (i) the
default, imminent default or foreclosure of a Mortgage Loan, including but not
limited to, the acquisition or sale of a Mortgaged Property acquired by deed in
lieu of foreclosure, (ii) the bankruptcy of Trust Fund, (iii) the termination of
REMIC I and REMIC II pursuant to Article IX of this Agreement or (iv) a purchase
of Mortgage Loans pursuant to Article II or III of this Agreement) nor acquire
any assets for REMIC I or REMIC II, nor sell or dispose of any investments in
the Certificate Account or the Certificate Account for gain nor accept any
contributions to REMIC I or REMIC II after the Closing Date unless it has
received an Opinion of Counsel that such sale, disposition, substitution or
acquisition will not (a) affect adversely the status of REMIC I and REMIC II as
REMICs or (b) unless the Master Servicer has determined in its sole discretion
to indemnify the Trust Fund against such tax, cause REMIC I or REMIC II to be
subject to a tax on "prohibited transactions" or "contributions" pursuant to the
REMIC Provisions.
Section 10.02. Master Servicer, REMIC Administrator and Trustee
------------------------------------------------
Indemnification.
---------------
(a) The Trustee agrees to indemnify the Trust Fund, the Company, the
REMIC Administrator and the Master Servicer for any taxes and costs including,
without limitation, any reasonable attorneys fees imposed on or incurred by the
Trust Fund, the Company or the Master Servicer, as a result of a breach of the
Trustee's covenants set forth in Article VIII or this Article
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X. In the event that WMC Mortgage Corp. is no longer the Master Servicer, the
Trustee shall indemnify WMC Mortgage Corp. for any taxes and costs including,
without limitation, any reasonable attorneys fees imposed on or incurred by WMC
Mortgage Corp. as a result of a breach of the Trustee's covenants set forth in
Article VIII or this Article X.
(b) The REMIC Administrator agrees to indemnify the Trust Fund, the
Company, the Master Servicer and the Trustee for any taxes and costs (including,
without limitation, any reasonable attorneys' fees) imposed on or incurred by
the Trust Fund, the Company, the Master Servicer or the Trustee, as a result of
a breach of the REMIC Administrator's covenants set forth in this Article X with
respect to compliance with the REMIC Provisions, including without limitation,
any penalties arising from the Trustee's execution of Tax Returns prepared by
the REMIC Administrator that contain errors or omissions; provided, however,
that such liability will not be imposed to the extent such breach is a result of
an error or omission in information provided to the REMIC Administrator by the
Master Servicer in which case Section 10.02(c) will apply.
(c) The Master Servicer agrees to indemnify the Trust Fund, the
Company, the REMIC Administrator and the Trustee for any taxes and costs
(including, without limitation, any reasonable attorneys' fees) imposed on or
incurred by the Trust Fund, the Company or the Trustee, as a result of a breach
of the Master Servicer's covenants set forth in this Article X or in Article III
with respect to compliance with the REMIC Provisions, including without
limitation, any penalties arising from the Trustee's execution of Tax Returns
prepared by the Master Servicer that contain errors or omissions.
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ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01. Amendment.
---------
(a) This Agreement may be amended from time to time by the Company,
the Master Servicer and the Trustee, without the consent of any of the
Certificateholders:
(i) to cure any ambiguity,
(ii) to correct or supplement any provisions herein or
therein, which may be inconsistent with any other provisions herein or
therein or to correct any error,
(iii) to modify, eliminate or add to any of its provisions
to such extent as shall be necessary or desirable to maintain the
qualification of REMIC I and REMIC II as a REMIC at all times that any
Certificate is outstanding or to avoid or minimize the risk of the
imposition of any tax on the Trust Fund pursuant to the Code that
would be a claim against the Trust Fund, provided that the Trustee has
received an Opinion of Counsel to the effect that (A) such action is
necessary or desirable to maintain such qualification or to avoid or
minimize the risk of the imposition of any such tax and (B) such
action will not adversely affect in any material respect the interests
of any Certificateholder,
(iv) to change the timing and/or nature of deposits into the
Certificate Account or the Distribution Account or to change the name
in which the Distribution Account is maintained, provided that (A) the
Determination Date shall in no event be later than the related
Distribution Date, (B) such change shall not, as evidenced by an
Opinion of Counsel, adversely affect in any material respect the
interests of any Certificateholder and (C) such change shall not
result in a reduction of the rating assigned to any Class of
Certificates below the lower of the then-current rating or the rating
assigned to such Certificates as of the Closing Date, as evidenced by
a letter from each Rating Agency to such effect,
(v) to modify, eliminate or add to the provisions of Section
5.02(f) or any other provision hereof restricting transfer of the
Class R-I and Class R-II Certificates by virtue of their being the
"residual interests" in REMIC I and REMIC II, respectively; provided
that (A) such change shall not result in reduction of the rating
assigned to any such Class of Certificates below the lower of the
then-current rating or the rating assigned to such Certificates as of
the Closing Date, as evidenced by a letter from each Rating Agency to
such effect, and (B) such change shall not (subject to Section
10.01(f)), as evidenced by an Opinion of Counsel (at the expense of
the party seeking so to modify, eliminate or add such provisions),
cause either REMIC I or REMIC II or any of the Certificateholders
(other than the transferor) to be subject to a federal tax caused by a
transfer to a Person that is not a Permitted Transferee, or
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<PAGE>
(vi) to make any other provisions with respect to matters or
questions arising under this Agreement which shall not be materially
inconsistent with the provisions of this Agreement, provided that such
action shall not, as evidenced by an Opinion of Counsel, adversely
affect in any material respect the interests of any Certificateholder
and is authorized or permitted under the terms of this Agreement.
(b) This Agreement may also be amended from time to time by
the Company, the Master Servicer and the Trustee with the consent of the Holders
of Certificates evidencing in the aggregate not less than 66% of the Percentage
Interests of each Class of Certificates affected thereby, for the purpose of
adding any provisions to or changing in any manner or eliminating any of the
provisions of this Agreement or of modifying in any manner the rights of the
Holders of Certificates of such Class; provided, however, that no such amendment
-------- -------
shall:
(i) reduce in any manner the amount of, or delay the
timing of, payments which are required to be distributed on any
Certificate without the consent of the Holder of such Certificate, or
(ii) adversely affect in any material respect the
interest of the Holders of Certificates of any Class in a manner other
than as described in clause (i) hereof without the consent of Holders
of Certificates of such Class evidencing, as to such Class, Percentage
Interests aggregating not less than 66%, or
(iii) reduce the aforesaid percentage of Certificates
of any Class the Holders of which are required to consent to any such
amendment, in any such case without the consent of the Holders of all
Certificates of such Class then outstanding.
(c) Notwithstanding any contrary provision of this
Agreement, the Trustee shall not consent to any amendment to this Agreement
unless it shall have first received an Opinion of Counsel (subject to Section
10.01(f) and at the expense of the party seeking such amendment) to the effect
that such amendment or the exercise of any power granted to the Master Servicer,
the Company or the Trustee in accordance with such amendment will not result in
the imposition of a federal tax on the Trust Fund or cause either REMIC I or
REMIC II to fail to qualify as a REMIC at any time that any Certificate is
outstanding. The Trustee may but shall not be obligated to enter into any
amendment pursuant to this Section that affects its rights, duties and
immunities under this Agreement or otherwise; provided however, such consent
shall not be unreasonably withheld.
(d) Promptly after the execution of any such amendment the
Trustee shall furnish written notification of the substance of such amendment to
each Certificateholder. It shall not be necessary for the consent of
Certificateholders under this Section 11.01 to approve the particular form of
any proposed amendment, but it shall be sufficient if such consent shall approve
the substance thereof. The manner of obtaining such consents and of evidencing
the authorization of the execution thereof by Certificateholders shall be
subject to such reasonable regulations as the Trustee may prescribe.
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(e) The Company shall have the option, in its sole discretion, to
obtain and deliver to the Trustee any corporate guaranty, payment obligation,
irrevocable letter of credit, surety bond, insurance policy or similar
instrument or a reserve fund, or any combination of the foregoing, for the
purpose of protecting the Holders of the Class R Certificates against any or all
Realized Losses or other shortfalls. Any such instrument or fund shall be held
by the Trustee for the benefit of the Class R Certificateholders, but shall not
be and shall not be deemed to be under any circumstances included in the Trust
Fund. To the extent that any such instrument or fund constitutes a reserve fund
for federal income tax purposes, (i) any reserve fund so established shall be an
outside reserve fund and not an asset of the Trust Fund, (ii) any such reserve
fund shall be owned by the Company, and (iii) amounts transferred by the Trust
Fund to any such reserve fund shall be treated as amounts distributed by the
Trust Fund to the Company or any successor, all within the meaning of Treasury
regulations Section 1.860G-2(h) in effect as of the Cut-off Date. In connection
with the provision of any such instrument or fund, this Agreement and any
provision hereof may be modified, added to, deleted or otherwise amended in any
manner that is related or incidental to such instrument or fund or the
establishment or administration thereof, such amendment to be made by written
instrument executed or consented to by the Company and such related insurer but
without the consent of any Certificateholder and without the consent of the
Master Servicer or the Trustee being required unless any such amendment would
impose any additional obligation on, or otherwise adversely affect the interests
of the Certificateholders, the Master Servicer or the Trustee, as applicable;
provided that the Company obtains (subject to Section 10.01(f)) an Opinion of
Counsel (which need not be an opinion of Independent counsel) to the effect that
any such amendment will not cause (a) any federal tax to be imposed on the Trust
Fund, including without limitation, any federal tax imposed on "prohibited
transactions" under Section 860F(a)(1) of the Code or on "contributions after
the startup date" under Section 860G(d)(1) of the Code and (b) either REMIC I or
REMIC II to fail to qualify as a REMIC at any time that any Certificate is
outstanding.
Section 11.02. Recordation of Agreement; Counterparts.
--------------------------------------
(a) To the extent permitted by applicable law, this Agreement is
subject to recordation in all appropriate public offices for real property
records in all the counties or other comparable jurisdictions in which any or
all of the properties subject to the Mortgages are situated, and in any other
appropriate public recording office or elsewhere, such recordation to be
effected by the Master Servicer and at its expense on direction by the Trustee
(pursuant to the request of Holders of Certificates entitled to at least 25% of
the Voting Rights), but only upon direction accompanied by an Opinion of Counsel
to the effect that such recordation materially and beneficially affects the
interests of the Certificateholders.
(b) For the purpose of facilitating the recordation of this Agreement
as herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
111
<PAGE>
Section 11.03. Limitation on Rights of Certificateholders.
------------------------------------------
(a) The death or incapacity of any Certificateholder shall not operate
to terminate this Agreement or the Trust Fund, nor entitle such
Certificateholder's legal representatives or heirs to claim an accounting or to
take any action or proceeding in any court for a partition or winding up of the
Trust Fund, nor otherwise affect the rights, obligations and liabilities of any
of the parties hereto.
(b) No Certificateholder shall have any right to vote (except as
expressly provided herein) or in any manner otherwise control the operation and
management of the Trust Fund, or the obligations of the parties hereto, nor
shall anything herein set forth, or contained in the terms of the Certificates,
be construed so as to constitute the Certificateholders from time to time as
partners or members of an association; nor shall any Certificateholder be under
any liability to any third person by reason of any action taken by the parties
to this Agreement pursuant to any provision hereof.
(c) No Certificateholder shall have any right by virtue of any
provision of this Agreement to institute any suit, action or proceeding in
equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of default
and of the continuance thereof, as hereinbefore provided, and unless also the
Holders of Certificates of any Class evidencing in the aggregate not less than
25% of the related Percentage Interests of such Class, shall have made written
request upon the Trustee to institute such action, suit or proceeding in its own
name as Trustee hereunder and shall have offered to the Trustee such reasonable
indemnity as it may require against the costs, expenses and liabilities to be
incurred therein or thereby shall have given its written consent, and the
Trustee, for 60 days after its receipt of such notice, request and offer of
indemnity, shall have neglected or refused to institute any such action, suit or
proceeding it being understood and intended, and being expressly covenanted by
each Certificateholder with every other Certificateholder and the Trustee, that
no one or more Holders of Certificates of any Class shall have any right in any
manner whatever by virtue of any provision of this Agreement to affect, disturb
or prejudice the rights of the Holders of any other of such Certificates of such
Class or any other Class, or to obtain or seek to obtain priority over or
preference to any other such Holder, or to enforce any right under this
Agreement, except in the manner herein provided and for the common benefit of
Certificateholders of such Class or all Classes, as the case may be. For the
protection and enforcement of the provisions of this Section 11.03, each and
every Certificateholder and the Trustee shall be entitled to such relief as can
be given either at law or in equity.
Section 11.04. Governing Law.
-------------
This agreement and the Certificates shall be governed by and construed
in accordance with the laws of the State of New York and the obligations, rights
and remedies of the parties hereunder shall be determined in accordance with
such laws.
112
<PAGE>
Section 11.05. Notices.
-------
All demands and notices hereunder shall be in writing and shall be
deemed to have been duly given if personally delivered at or mailed by
registered mail, postage prepaid (except for notices to the Trustee which shall
be deemed to have been duly given only when received), to (a) in the case of the
Company, 6320 Canoga Avenue, Woodland Hills, California 91367, Attention:
President, with a copy to the same address, Attention: Jules Vogel, Esq., Legal
Department or such other address as may hereafter be furnished to the Master
Servicer and the Trustee in writing by the Company, (b) in the case of the
Master Servicer and Seller, Servicing Department, 6320 Canoga Avenue, Woodland
Hills, California 91367, Attention: Terry Wright, Senior Vice President, Loan
Servicing with a copy to the same address, Attention: Jules Vogel, Esq., Legal
Department or such other address as may be hereafter furnished to the Company
and the Trustee by the Master Servicer in writing, (c) in the case of the
Trustee, One First National Plaza, Suite 0126, Chicago, Illinois 60670-0126,
Attention: WMC Secured Assets Corp. Series 1998-A or such other address as may
hereafter be furnished to the Company and the Master Servicer in writing by the
Trustee, (d) in the case of Standard & Poor's, 25 Broadway, New York, New York
10004 Attention: Mortgage Surveillance or such other address as may be hereafter
furnished to the Company, the Trustee and the Master Servicer by Standard &
Poor's and (e) in the case of Moody's, 99 Church Street, New York, New York
10007. Any notice required or permitted to be mailed to a Certificateholder
shall be given by first class mail, postage prepaid, at the address of such
holder as shown in the Certificate Register. Any notice so mailed within the
time prescribed in this Agreement shall be conclusively presumed to have been
duly given, whether or not the Certificateholder receives such notice.
Section 11.06. Notices to Rating Agency.
------------------------
The Company, the Master Servicer or the Trustee, as applicable, shall
notify each Rating Agency and each Subservicer at such time as it is otherwise
required pursuant to this Agreement to give notice of the occurrence of, any of
the events described in clause (a), (b), (c), (d), (g), (h), (i) or (j) below or
provide a copy to each Rating Agency at such time as otherwise required to be
delivered pursuant to this Agreement of any of the statements described in
clauses (e) and (f) below:
(a) a material change or amendment to this Agreement,
(b) the occurrence of an Event of Default,
(c) the termination or appointment of a successor Master Servicer or
Trustee or a change in the majority ownership of the Trustee,
(d) the filing of any claim under the Master Servicer's blanket
fidelity bond and the errors and omissions insurance policy required by Section
3.11 or the cancellation or modification of coverage under any such instrument,
113
<PAGE>
(e) the statement required to be delivered to the Holders of each
Class of Certificates pursuant to Section 4.03,
(f) the statements required to be delivered pursuant to Sections 3.18
and 3.19,
(g) a change in the location of the Certificate Account or the
Distribution Account,
(h) the occurrence of the Final Distribution Date, and
(i) the repurchase of or substitution for any Mortgage Loan,
provided, however, that with respect to notice of the occurrence of the events
- -------- -------
described in clause (d) above, the Master Servicer shall provide prompt written
notice to each Rating Agency and the Subservicer of any such event known to the
Master Servicer.
Section 11.07. Severability of Provisions.
--------------------------
If any one or more of the covenants, agreements, provisions or terms
of this Agreement shall be for any reason whatsoever held invalid, then such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.
Section 11.08. Supplemental Provisions for Resecuritization.
--------------------------------------------
(a) This Agreement may be supplemented by means of the addition of a
separate Article hereto (a "Supplemental Article") for the purpose of
resecuritizing any of the Certificates issued hereunder, under the following
circumstances. With respect to any Class or Classes of Certificates issued
hereunder, or any portion of any such Class, as to which the Company or any of
its Affiliates (or any designee thereof) is the registered Holder (the
"Resecuritized Certificates"), the Company may deposit such Resecuritized
Certificates into a new REMIC, grantor trust, FASIT or custodial arrangement (a
"Restructuring Vehicle") to be held by the Trustee pursuant to a Supplemental
Article. The instrument adopting such Supplemental Article shall be executed by
the Company, the Master Servicer and the Trustee; provided, that neither the
Master Servicer nor the Trustee shall withhold their consent thereto if their
respective interests would not be materially adversely affected thereby. To the
extent that the terms of the Supplemental Article do not in any way affect any
provisions of this Agreement as to any of the Certificates initially issued
hereunder, the adoption of the Supplemental Article shall not constitute an
"amendment" of this Agreement.
Each Supplemental Article shall set forth all necessary provisions
relating to the holding of the Resecuritized Certificates by the Trustee, the
establishment of the Restructuring Vehicle, the issuing of various classes of
new certificates by the Restructuring Vehicle and the
114
<PAGE>
distributions to be made thereon, and any other provisions necessary to the
purposes thereof. In connection with each Supplemental Article, the Company
shall deliver to the Trustee an Opinion of Counsel to the effect that (i) the
Restructuring Vehicle will qualify as a REMIC, grantor trust, FASIT or other
entity not subject to taxation for federal income tax purposes and (ii) the
adoption of the Supplemental Article will not endanger the status of REMIC I or
REMIC II as a REMIC or (subject to Section 10.01(f)) result in the imposition of
a tax upon the Trust Fund (including but not limited to the tax on prohibited
transactions as defined in Section 860F(a)(2) of the Code and the tax on
contributions to a REMIC as set forth in Section 860G(d) of the Code).
Section 11.09. Third Party Beneficiaries.
-------------------------
This Agreement will inure to the benefit of and be binding upon the
parties hereto, the Certificateholders and their respective successors and
permitted assigns. Except as otherwise provided in this Agreement, no other
Person will have any right or obligation hereunder. The Trustee shall have the
right to exercise all rights of the Trust Fund under this Agreement.
115
<PAGE>
IN WITNESS WHEREOF, the Company, the Master Servicer, the Seller and
the Trustee have caused their names to be signed hereto by their respective
officers thereunto duly authorized and their respective seals, duly attested, to
be hereunto affixed, all as of the date and year first above written.
WMC SECURED ASSETS CORP.,
as Company
By: /s/ Todd R. Wallace
_____________________________________
Name: Todd R. Wallace
Title: Vice President and Treasurer
WMC MORTGAGE CORP.,
as Master Servicer and Seller
By: /s/ David B. Trzcinski
______________________________________
Name: David B. Trzcinski
Title: Senior Vice President
THE FIRST NATIONAL BANK OF CHICAGO,
as Trustee
By: /s/ Rick Tarnas
________________________________________
Name: Rick Tarnas
Title: Vice President
<PAGE>
STATE OF CALIFORNIA )
) ss.:
COUNTY OF LOS ANGELES )
On the 1st day of June, 1998 before me, a notary public in and for
said State, personally appeared Todd R. Wallace, known to me to be a Vice
President and Treasurer of WMC Secured Assets Corp., one of the corporations
that executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
--------------------------------------
Notary Public
[Notarial Seal]
<PAGE>
STATE OF CALIFORNIA )
) ss.:
COUNTY OF LOS ANGELES )
On the 1st day of June, 1998 before me, a notary public in and for
said State, personally appeared David B. Trzcinski, known to me to be a Senior
Vice President of WMC Mortgage Corp., one of the corporations that executed the
within instrument, and also known to me to be the person who executed it on
behalf of said corporation, and acknowledged to me that such corporation
executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
------------------------------
Notary Public
[Notarial Seal]
<PAGE>
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On the 5th day of June, 1998 before me, a notary public in and for
said State, personally appeared Rick Tarnas, known to me to be a Vice President
of The First National Bank of Chicago, a national banking association that
executed the within instrument, and also known to me to be the person who
executed it on behalf of said association, and acknowledged to me that such
national banking association executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
------------------------------
Notary Public
[Notarial Seal]
<PAGE>
EXHIBIT A-1
FORM OF CLASS A CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986.
Certificate No. ___ Variable Pass-Through Rate
Class A
Date of Pooling and Servicing
Agreement: Percentage Interest: ______%
June 1, 1998
Aggregate Initial Certificate
First Distribution Date: Principal Balance
July 20, 1998 of Class A Certificates
$_____________________
Master Servicer: Initial Certificate Principal
WMC Mortgage Corp. Balance of this Certificate
$_____________________
Assumed Final
Distribution Date: CUSIP:
ISIN:
Common Code:
WMC MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-A
evidencing a percentage interest in any distributions allocable to the
Class A Certificates with respect to the Trust Fund consisting
primarily of a pool of closed end, adjustable rate, one- to
four-family, first lien, sub-prime mortgage loans sold by WMC SECURED
ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in WMC Secured Assets Corp.,
the Master Servicer, the Trustee
<PAGE>
referred to below or any of their affiliates. Neither this Certificate nor the
underlying Mortgage Loans are guaranteed or insured by any governmental agency
or instrumentality or by WMC Secured Assets Corp., the Master Servicer, the
Trustee or any of their affiliates. None of the WMC Secured Assets Corp. or the
Master Servicer or any of their affiliates will have any obligation with respect
to any certificate or other obligation secured by or payable from payments on
the Certificates.
This certifies that ______________ is the registered owner of the
Percentage Interest evidenced by this Certificate (obtained by dividing the
Initial Certificate Principal Balance of this Certificate by the aggregate
initial Certificate Principal Balance of all Class A Certificates, both as
specified above) in certain distributions with respect to the Trust Fund
consisting primarily of an interest in a pool of closed end, adjustable rate,
one- to four-family, first lien, sub-prime mortgage loans (the "Mortgage
Loans"), formed and sold by WMC Secured Assets Corp. (hereinafter called the
"Company", which term includes any successor entity under the Agreement referred
to below). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as specified above (the "Agreement") among the Company, the
Master Servicer and The First National Bank of Chicago, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement,
to which Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on
the 20th day of each month or, if such 20th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Interest Distribution Amount and the Principal Distribution Amount in
an amount equal to the product of the Percentage Interest evidenced by this
Certificate and the amount of interest and principal required to be distributed
to Holders of Class A Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Master
Servicer acting on behalf of the Trustee or by a Paying Agent appointed by the
Trustee in immediately available funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master Servicer or such Paying Agent, or by check mailed to the address of the
Person entitled thereto, as such name and address shall appear on the
Certificate Register.
Notwithstanding the above, the final distribution on this Certificate
will be made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose in the City and State of New York. The initial
Certificate Principal Balance of this Certificate is set forth above.
<PAGE>
The Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal and any Realized Losses allocable hereto.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as WMC Mortgage Pass-Through Certificates
of the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement.
As provided in the Agreement, withdrawals from the Certificate Account
created for the benefit of Certificateholders may be made by the Master Servicer
from time to time for purposes other than distributions to Certificateholders,
such purposes including without limitation reimbursement to the Company and the
Master Servicer of certain expenses incurred by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Company, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Company, the Master
Servicer and the Trustee and the Holders of Certificates evidencing in the
aggregate not less than 66% of the Percentage Interests of each Class of
Certificates affected thereby. Any such consent by the Holder of this
Certificate shall be conclusive and binding on such Holder and upon all future
holders of this Certificate and of any Certificate issued upon the transfer
hereof or in exchange herefor or in lieu hereof whether or not notation of such
consent is made upon the Certificate. The Agreement also permits the amendment
thereof in certain circumstances without the consent of the Holders of any of
the Certificates and, in certain additional circumstances, without the consent
of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in Classes and in denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
<PAGE>
No service charge will be made for any such registration of transfer
or exchange, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer, the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Company, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance with
the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the Distribution Date on which the Aggregate Certificate Principal Balance
has been reduced to zero, (ii) the maturity or other liquidation of the last
Mortgage Loan subject thereto or the disposition of all property acquired upon
foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (iii) the
purchase by the Master Servicer or the Class C or Class R Certificateholders
from the Trust Fund of all remaining Mortgage Loans and all property acquired in
respect of such Mortgage Loans, thereby effecting early retirement of the
Certificates. The Agreement permits, but does not require, the Master Servicer
and the Class C and Class R Certificateholders to purchase at a price determined
as provided in the Agreement all remaining assets of the Trust Fund; provided,
that any such option may only be exercised on any Distribution Date when the
Pool Principal Balance is less than ten percent of the sum of the Pool Principal
Balance of the Initial Mortgage Loans as of the Cut-off Date and the Original
Pre-Funded Amount.
Reference is hereby made to the further provisions of this Certificate
set forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
Unless the certificate of authentication hereon has been executed by
the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: THE FIRST NATIONAL BANK OF
CHICAGO, as Trustee
By:
------------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class A Certificates referred to in the
within-mentioned Agreement.
THE FIRST NATIONAL BANK OF
CHICAGO, as Certificate Registrar
By:
-----------------------------------
Authorized Signatory
<PAGE>
ASSIGNMENT
----------
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto _________________________________ (Please print or typewrite
name and address including postal zip code of assignee) a Percentage Interest
evidenced by the within WMC Mortgage Pass-Through Certificate and hereby
authorizes the transfer of registration of such interest to assignee on the
Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:____________________________
______________________________________________________________________________
Dated:
--------------------------------------
Signature by or on behalf of assignor
--------------------------------------
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to _____________________________ for the account of
________________________ account number ________________, or, if mailed by
check, to _____________________________ Applicable statements should be mailed
to______________________________.
This information is provided by _____________________, the assignee
named above, or _______________________, as its agent.
<PAGE>
EXHIBIT A-2
FORM OF CLASS [M-1][M-2][B] CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES[,] [AND] [CLASS M-1 CERTIFICATES] [AND] [CLASS M-2 CERTIFICATES] AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 5.02(e) OF THE AGREEMENT OR
AN OPINION OF COUNSEL SATISFACTORY TO THE MASTER SERVICER, THE COMPANY AND THE
TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED, ("ERISA"), OR SECTION 4975 OF THE CODE
AND WILL NOT SUBJECT THE MASTER SERVICER, THE COMPANY OR THE TRUSTEE TO ANY
OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
<PAGE>
Certificate No. ___ Variable Pass-Through Rate
Class [M-1][M-2][B]
Subordinate
Date of Pooling and Servicing Aggregate Original Certificate Principal
Agreement: Balance of the Class [M-1][M-2][B]
June 1, 1998 Certificates:
$______________________
First Distribution Date: Initial Certificate Principal
July 20, 1998 Balance of this Certificate:
$______________________
Master Servicer: Percentage Interest: 100.00%
WMC Mortgage Corp.
Assumed Final Distribution Date: CUSIP:
ISIN:
Common Code:
WMC MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-A
evidencing a percentage interest in any distributions allocable to the
Class [M-1][M-2][B] Certificates with respect to the Trust Fund
consisting primarily of a pool of closed end, adjustable rate,
fully-amortizing, one- to four-family, first lien sub-prime mortgage
loans sold by WMC SECURED ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in WMC Secured Assets Corp.,
the Master Servicer, the Trustee referred to below or any of their affiliates.
Neither this Certificate nor the underlying Mortgage Loans are guaranteed or
insured by any governmental agency or instrumentality or by WMC Secured Assets
Corp., the Master Servicer or the Trustee or any of their affiliates. None of
the Company or the Master Servicer or any of their affiliates will have any
obligation with respect to any certificate or other obligation secured by or
payable from payments on the Certificates.
<PAGE>
This certifies that ____________________ is the registered owner of
the Percentage Interest evidenced by this Certificate (obtained by dividing the
initial Certificate Principal Balance of this Certificate by the aggregate
initial Certificate Principal Balance of all Class [M-1][M-2][B] Certificates,
both as specified above) in certain distributions with respect to the Trust Fund
consisting primarily of an interest in a pool of closed end, adjustable rate,
one- to four-family, first lien, sub-prime mortgage loans (the "Mortgage
Loans"), formed and sold by WMC Secured Assets Corp. (hereinafter called the
"Company", which term includes any successor entity under the Agreement referred
to below). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as specified above (the "Agreement") among the Company, the
Master Servicer and The First National Bank of Chicago, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement,
to which Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on
the 20th day of each month or, if such 20th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Principal Distribution Amount and the Interest Distribution Amount in
an amount equal to the product of the Percentage Interest evidenced by this
Certificate and the amount of interest and principal, if any, required to be
distributed to Holders of Class [M-1][M-2][B] Certificates on such Distribution
Date.
Distributions on this Certificate will be made either by the Master
Servicer acting on behalf of the Trustee or by a Paying Agent appointed by the
Trustee in immediately available funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master Servicer or such Paying Agent, or by check mailed to the address of the
Person entitled thereto, as such name and address shall appear on the
Certificate Register.
Notwithstanding the above, the final distribution on this Certificate
will be made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose in the City and State of New York. The initial
Certificate Principal Balance of this Certificate is set forth above. The
Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal and any Realized Losses allocable hereto.
No transfer of this Class [M-1][M-2][B] Certificate will be made
unless the Trustee has received either (i) an opinion of counsel acceptable to
and in form and substance satisfactory to the Trustee, the Company and the
Master Servicer with respect to the permissibility of such transfer under the
Employee Retirement Income Security Act of 1974, as amended ("ERISA") and
Section 4975 of the Internal Revenue Code (the "Code") and stating, among other
things, that the
<PAGE>
transferee's acquisition of a Class [M-1][M-2][B] Certificate will not
constitute or result in a non-exempt prohibited transaction under Section 406 of
ERISA or Section 4975 of the Code or (ii) a representation letter, in the form
as described by the Agreement, either stating that the transferee is not an
employee benefit or other plan subject to the prohibited transaction provisions
of ERISA or Section 4975 of the Code (a "Plan"), or any other person (including
an investment manager, a named fiduciary or a trustee of any Plan) acting,
directly or indirectly, on behalf of or purchasing any Certificate with "plan
assets" of any Plan, or stating that the transferee is an insurance company, the
source of funds to be used by it to purchase the Certificate is an "insurance
company general account" (within the meaning of Department of Labor Prohibited
Transaction Class Exemption ("PTCE") 95-60), and the purchase is being made in
reliance upon the availability of the exemptive relief afforded under Section
III of PTCE 95-60.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as WMC Mortgage Pass-Through Certificates
of the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement.
As provided in the Agreement, withdrawals from the Certificate Account
created for the benefit of Certificateholders may be made by the Master Servicer
from time to time for purposes other than distributions to Certificateholders,
such purposes including without limitation reimbursement to the Company and the
Master Servicer of certain expenses incurred by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Company, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Company, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing,
<PAGE>
and thereupon one or more new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest will be issued to
the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in Classes and in denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer, the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Company, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance with
the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the Distribution Date on which the Aggregate Certificate Principal Balance
has been reduced to zero, (ii) the maturity or other liquidation of the last
Mortgage Loan subject thereto or the disposition of all property acquired upon
foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (iii) the
purchase by the Master Servicer or the Class C or Class R Certificateholders
from the Trust Fund of all remaining Mortgage Loans and all property acquired in
respect of such Mortgage Loans, thereby effecting early retirement of the
Certificates. The Agreement permits, but does not require, the Master Servicer
and the Class C and Class R Certificateholders to purchase at a price determined
as provided in the Agreement all remaining assets of the Trust Fund; provided,
that any such option may only be exercised on any Distribution Date when the
Pool Principal Balance as of the Cut-off Date is less than ten percent of the
sum of the Pool Principal Balance of the Initial Mortgage Loans as of the
Cut-off Date and the Original Pre-Funded Amount.
Reference is hereby made to the further provisions of this Certificate
set forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
<PAGE>
Unless the certificate of authentication hereon has been executed by
the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: THE FIRST NATIONAL BANK OF CHICAGO,
as Trustee
By:
---------------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class [M-1][M-2][B] Certificates referred to in the
within-mentioned Agreement.
THE FIRST NATIONAL BANK OF CHICAGO,
as Certificate Registrar
By:
----------------------------------------
Authorized Signatory
<PAGE>
ASSIGNMENT
----------
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto ___________________________________ (Please print or typewrite
name and address including postal zip code of assignee) a Percentage Interest
evidenced by the within WMC Mortgage Pass-Through Certificate and hereby
authorizes the transfer of registration of such interest to assignee on the
Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
---------------------------
- -----------------------------------------------------------------------------
Dated:
------------------------------------------
Signature by or on behalf of assignor
------------------------------
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to ___________________ for the account of __________
account number ____________, or, if mailed by check, to __________________
________________ Applicable statements should be mailed to ___________________.
This information is provided by ___________________, the assignee
named above, or _______________ , as its agent.
<PAGE>
EXHIBIT A-3
FORM OF CLASS C CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, CLASS M CERTIFICATES AND CLASS B CERTIFICATES AS DESCRIBED IN THE
POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 5.02(e) OF THE AGREEMENT OR
AN OPINION OF COUNSEL SATISFACTORY TO THE MASTER SERVICER, THE COMPANY AND THE
TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED, ("ERISA"), OR SECTION 4975 OF THE CODE
AND WILL NOT SUBJECT THE MASTER SERVICER, THE COMPANY OR THE TRUSTEE TO ANY
OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
<PAGE>
Certificate No. Variable Pass-Through Rate
---
Class C
Subordinate
Date of Pooling and Servicing Aggregate Original Certificate Principal
Agreement: Balance of the Class C Certificates:
June 1, 1998 $
---------------------------
First Distribution Date: Initial Certificate Principal
July 20, 1998 Balance of this Certificate:
$
---------------------------
Master Servicer: Percentage Interest: 100.00%
WMC Mortgage Corp.
Assumed Final Distribution Date:
WMC MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-A
evidencing a percentage interest in any distributions allocable to the
Class C Certificates with respect to the Trust Fund consisting
primarily of a pool of closed end, adjustable rate, fully-amortizing,
one- to four-family, first lien, sub-prime mortgage loans sold by WMC
SECURED ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in WMC Secured Assets Corp.,
the Master Servicer, the Trustee referred to below or any of their affiliates.
Neither this Certificate nor the underlying Mortgage Loans are guaranteed or
insured by any governmental agency or instrumentality or by WMC Secured Assets
Corp., the Master Servicer or the Trustee or any of their affiliates. None of
the Company or the Master Servicer or any of their affiliates will have any
obligation with respect to any certificate or other obligation secured by or
payable from payments on the Certificates.
This certifies that ____________________ is the registered owner of
the Percentage Interest evidenced by this Certificate (obtained by dividing the
initial Certificate Principal Balance of this Certificate by the aggregate
initial Certificate Principal Balance of all Class C Certificates, both as
specified above) in certain distributions with respect to the Trust Fund
consisting primarily of an interest in a pool of closed end, adjustable rate,
one- to four-family, first lien, sub-prime mortgage loans (the "Mortgage
Loans"), formed and sold by WMC Secured Assets Corp.
<PAGE>
(hereinafter called the "Company", which term includes any successor entity
under the Agreement referred to below). The Trust Fund was created pursuant to a
Pooling and Servicing Agreement dated as specified above (the "Agreement") among
the Company, the Master Servicer and The First National Bank of Chicago, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereafter. To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Certificate
is issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on
the 20th day of each month or, if such 20th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Net Monthly Excess Cash Flow in an amount equal to the Class C Interest
Distribution Amount and Class C Principal Distribution Amount, if any, required
to be distributed to Holders of Class C Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Master
Servicer acting on behalf of the Trustee or by a Paying Agent appointed by the
Trustee in immediately available funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master Servicer or such Paying Agent, or by check mailed to the address of the
Person entitled thereto, as such name and address shall appear on the
Certificate Register.
Notwithstanding the above, the final distribution on this Certificate
will be made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose in the City and State of New York. The initial
Certificate Principal Balance of this Certificate is set forth above. The
Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal and any Realized Losses allocable hereto.
No transfer of this Class C Certificate will be made unless the
Trustee has received either (i) an opinion of counsel acceptable to and in form
and substance satisfactory to the Trustee, the Company and the Master Servicer
with respect to the permissibility of such transfer under the Employee
Retirement Income Security Act of 1974, as amended ("ERISA") and Section 4975 of
the Internal Revenue Code (the "Code") and stating, among other things, that the
transferee's acquisition of a Class C Certificate will not constitute or result
in a non-exempt prohibited transaction under Section 406 of ERISA or Section
4975 of the Code or (ii) a representation letter, in the form as described by
the Agreement, either stating that the transferee is not an employee benefit or
other plan subject to the prohibited transaction provisions of ERISA or Section
4975 of the Code (a "Plan"), or any other person (including an investment
manager, a named fiduciary or a trustee of any Plan) acting, directly or
indirectly, on behalf of or purchasing any Certificate with
<PAGE>
"plan assets" of any Plan, or stating that the transferee is an insurance
company, the source of funds to be used by it to purchase the Certificate is an
"insurance company general account" (within the meaning of Department of Labor
Prohibited Transaction Class Exemption ("PTCE") 95-60), and the purchase is
being made in reliance upon the availability of the exemptive relief afforded
under Section III of PTCE 95-60.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as WMC Mortgage Pass-Through Certificates
of the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement.
As provided in the Agreement, withdrawals from the Certificate Account
created for the benefit of Certificateholders may be made by the Master Servicer
from time to time for purposes other than distributions to Certificateholders,
such purposes including without limitation reimbursement to the Company and the
Master Servicer of certain expenses incurred by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Company, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Company, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in Classes and in denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates
<PAGE>
of authorized denominations evidencing the same Class and aggregate Percentage
Interest, as requested by the Holder surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer, the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Company, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance with
the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the Distribution Date on which the Aggregate Certificate Principal Balance
has been reduced to zero, (ii) the maturity or other liquidation of the last
Mortgage Loan subject thereto or the disposition of all property acquired upon
foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (iii) the
purchase by the Master Servicer or the Class C or Class R Certificateholders
from the Trust Fund of all remaining Mortgage Loans and all property acquired in
respect of such Mortgage Loans, thereby effecting early retirement of the
Certificates. The Agreement permits, but does not require, the Master Servicer
and the Class C and Class R Certificateholders to purchase at a price determined
as provided in the Agreement all remaining assets of the Trust Fund; provided,
that any such option may only be exercised on any Distribution Date when the
Pool Principal Balance as of the Cut-off Date is less than ten percent of the
sum of the Pool Principal Balance of the Initial Mortgage Loans as of the
Cut-off Date and the Original Pre-Funded Amount.
Reference is hereby made to the further provisions of this Certificate
set forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
Unless the certificate of authentication hereon has been executed by
the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: THE FIRST NATIONAL BANK OF CHICAGO,
as Trustee
By:
----------------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class C Certificates referred to in the within-
mentioned Agreement.
THE FIRST NATIONAL BANK OF CHICAGO,
as Certificate Registrar
By:
----------------------------------------
Authorized Signatory
<PAGE>
ASSIGNMENT
----------
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto _____________________________________________________________
(Please print or typewrite name and address including postal zip code of
assignee) a Percentage Interest evidenced by the within WMC Mortgage Pass-
Through Certificate and hereby authorizes the transfer of registration of such
interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Dated: --------------------------------------------
Signature by or on behalf of assignor
------------------------------------
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to ______________________________ for the account
of _________________ account number ____________, or, if mailed by check,
to _____________________ Applicable statements should be mailed to ____________
___________________________.
This information is provided by ____________________________, the
assignee named above, or ________________________, as its agent.
<PAGE>
EXHIBIT B
FORM OF CLASS [R-I][R-II] CERTIFICATE
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON
OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986 (THE "CODE").
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 5.02(e) OF THE AGREEMENT OR
AN OPINION OF COUNSEL SATISFACTORY TO THE MASTER SERVICER, THE COMPANY AND THE
TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE WILL NOT CONSTITUTE OR RESULT IN A
NONEXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION 4975 OF
THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE COMPANY OR THE TRUSTEE TO
ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY
IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER
AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE
OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL
ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (B) ANY
ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE)
WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH
ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (C) ANY
ORGANIZATION DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (ANY SUCH PERSON
DESCRIBED IN THE FOREGOING CLAUSES (A), (B) OR (C) BEING HEREIN REFERRED TO AS A
"DISQUALIFIED ORGANIZATION") OR (D) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2)
NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND
(3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE
FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION
IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS
CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED
ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR
EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A
<PAGE>
CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE
RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY
ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE
PROVISIONS OF THIS PARAGRAPH.
<PAGE>
Class [R-I][R-II] Certificate No. ___
Residual
Date of Pooling and Servicing Percentage Interest: ________%
Agreement and Cut-off Date:
June 1, 1998
First Distribution Date:
July 20, 1998
Master Servicer:
WMC Mortgage Corp.
Assumed Final Distribution Date:
WMC MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-A
evidencing a percentage interest in any distributions allocable to the
Class [R-I][R- II] Certificates with respect to the Trust Fund
consisting primarily of a pool of closed end, adjustable rate, one- to
four-family, first lien, sub-prime mortgage loans sold by WMC SECURED
ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund
and does not represent an obligation of or interest in WMC Secured Assets Corp.,
the Master Servicer, the Trustee referred to below or any of their affiliates.
Neither this Certificate nor the underlying Mortgage Loans are guaranteed or
insured by any governmental agency or instrumentality or by WMC Secured Assets
Corp., the Master Servicer, the Trustee or any of their affiliates. None of the
Company, the Master Servicer or any of their affiliates will have any obligation
with respect to any certificate or other obligation secured by or payable from
payments on the Certificates.
This certifies that WMC Secured Assets Corp. is the registered owner
of the Percentage Interest evidenced by this Certificate (as specified above) in
certain distributions with respect to the Trust Fund consisting primarily of a
pool of closed end, adjustable rate, one- to four-family, first lien, sub-prime
mortgage loans (the "Mortgage Loans") sold by WMC Secured Assets Corp.
(hereinafter called the "Company," which term includes any successor entity
under the Agreement referred to below). The Trust Fund was created pursuant to a
Pooling and Servicing Agreement dated as specified above (the "Agreement") among
the Company, the Master Servicer and The First National Bank of Chicago, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereafter. To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Certificate
is issued under and is subject to the terms, provisions and conditions of the
Agreement, to which
<PAGE>
Agreement the Holder of this Certificate by virtue of the acceptance hereof
assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on
the 20th day of each month or, if such 20th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Net Monthly Excess Cash Flow in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to Holders of Class [R-I]
[R-II] Certificates on such Distribution Date.
Each Holder of this Certificate will be deemed to have agreed to be
bound by the restrictions set forth in the Agreement to the effect that (i) each
person holding or acquiring any Ownership Interest in this Certificate must be a
United States Person and a Permitted Transferee, (ii) the transfer of any
Ownership Interest in this Certificate will be conditioned upon the delivery to
the Trustee of, among other things, an affidavit to the effect that it is a
United States Person and Permitted Transferee, (iii) any attempted or purported
transfer of any Ownership Interest in this Certificate in violation of such
restrictions will be absolutely null and void and will vest no rights in the
purported transferee, and (iv) if any person other than a United States Person
and a Permitted Transferee acquires any Ownership Interest in this Certificate
in violation of such restrictions, then the Company will have the right, in its
sole discretion and without notice to the Holder of this Certificate, to sell
this Certificate to a purchaser selected by the Company, which purchaser may be
the Company, or any affiliate of the Company, on such terms and conditions as
the Company may choose.
Notwithstanding the above, the final distribution on this Certificate
will be made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose in the City and State of New York. The Holder of
this Certificate may have additional obligations with respect to this
Certificate, including tax liabilities.
No transfer of this Class [R-I][R-II] Certificate will be made unless
the Trustee has received either (i) an opinion of counsel acceptable to and in
form and substance satisfactory to the Trustee, the Company and the Master
Servicer with respect to the permissibility of such transfer under the Employee
Retirement Income Security Act of 1974, as amended ("ERISA") and Section 4975 of
the Internal Revenue Code (the "Code") and stating, among other things, that the
transferee's acquisition of a Class [R-I][R-II] Certificate will not constitute
or result in a non-exempt prohibited transaction under Section 406 of ERISA or
Section 4975 of the Code or (ii) a representation letter, in the form as
described by the Agreement, stating that the transferee is not an employee
benefit or other plan subject to the prohibited transaction provisions of ERISA
or Section 4975 of the Code (a "Plan), or any other person (including an
investment manager, a
<PAGE>
named fiduciary or a trustee of any Plan) acting, directly or indirectly, on
behalf of or purchasing any Certificate with "plan assets" of any Plan.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as WMC Mortgage Pass-Through Certificates
of the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement.
As provided in the Agreement, withdrawals from the Certificate Account
created for the benefit of Certificateholders may be made by the Master Servicer
from time to time for purposes other than distributions to Certificateholders,
such purposes including without limitation reimbursement to the Company and the
Master Servicer of certain expenses incurred by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Company, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Company, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in Classes and in denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
<PAGE>
No service charge will be made for any such registration of transfer
or exchange, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer, the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Company, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance with
the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the Distribution Date on which the Aggregate Certificate Principal Balance
has been reduced to zero, (ii) the maturity or other liquidation of the last
Mortgage Loan subject thereto or the disposition of all property acquired upon
foreclosure or deed in lieu of foreclosure of any Mortgage Loan, and (iii) the
purchase by the Master Servicer or the Class C or Class R Certificateholders
from the Trust Fund of all remaining Mortgage Loans and all property acquired in
respect of such Mortgage Loans, thereby effecting early retirement of the
Certificates. The Agreement permits, but does not require, the Master Servicer
and the Class C and Class R Certificateholders to purchase, at a price
determined as provided in the Agreement, all remaining assets of the Trust Fund;
provided, that any such option may only be exercised on any Distribution Date
when the Pool Principal Balance as of the Cut-off Date is less than ten percent
of the sum of the Pool Principal Balance of the Initial Mortgage Loans as of the
Cut-off Date and the Original Pre-Funded Amount.
Reference is hereby made to the further provisions of this Certificate
set forth on the reverse hereof, which further provisions shall for all purpose
have the same effect as if set forth at this place.
Unless the certificate of authentication hereon has been executed by
the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated:
THE FIRST NATIONAL BANK OF CHICAGO, as
Trustee
By:
--------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class [R-I][R-II] Certificates referred to in the
within-mentioned Agreement.
THE FIRST NATIONAL BANK OF CHICAGO,
as Certificate Registrar
By:
---------------------------------------
Authorized Signatory
<PAGE>
ASSIGNMENT
----------
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto ____________________________________ (Please print or
typewrite name and address including postal zip code of assignee) ____________
______________________________ the beneficial interest evidenced by the within
WMC Mortgage Pass-Through Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
- --------------------------------------------------------------------------------
Dated:
---------------------------------
Signature by or on behalf of assignor
--------------------------
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to ____________________________________ for the
account of __________________________ account number ______________, or, if
mailed by check, to ______________________________ Applicable statements should
be mailed to _______________________________________.
This information is provided by __________________________, the
assignee named above, or _________________________, as its agent.
<PAGE>
EXHIBIT C
MORTGAGE LOAN SCHEDULE
<PAGE>
WMC 1998-A Mortgage Loan Schedule for Initial Mortgage Loans
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
340425 WILLIAMSON ROBERT P. 10217 144TH STREET EAST PUYALLUP WA 98374 7.50000 72.7%
542031 TORRES ANTHONY J. 9824 LA VID COURT LAS VEGAS NV 89117 6.75000 80.0%
555890 SMITH ROBERT C 655 EAST 5TH AVENUE SAINT DAVID AZ 85630 6.25000 70.0%
886993 SMITH ALTON 1004 CHICO AVENUE DECATUR TX 76234 6.99000 80.0%
10011846 BASDEO RAMNATH 39 CREEKSIDE DRIVE PORTSMOUTH VA 23703 6.50000 85.0%
10012088 FOXE ANGELA M 388 FRANCISCO WAY NEWPORT NEW VA 23601 6.50000 75.0%
10012106 SPILLERS ALEASIA C 3825 LAMPLIGHTER COURT PORTSMOUTH VA 23703 6.50000 85.0%
10012112 SHIVERS VICTOR 5046 JAMES WAY SMITHFIELD VA 23430 6.99000 85.0%
10012143 MILLER BETTY 2645 BALLENTINE BOULEVARD NORFOLK VA 23509 6.62500 75.0%
10012165 HOCKADAY JOHN 5717 BARBERRY LANE PORTSMOUTH VA 23703 6.99000 85.0%
10012167 ELEY MARGARET 32 MAPLE AVENUE NEWPORT NEW VA 23607 6.50000 75.0%
10012186 KOBUS JOHN 3300 OCEAN SHORE DRIVE 207 VIRGINIA BE VA 23451 6.87500 75.0%
10012209 GOODE-HURD PORTIA D 5 SHAUGHANASSEE COURT HAMPTON VA 23666 6.75000 75.0%
10013814 OATES BEUTONNA 4340 SOUTH LAKE PARK AVENUE CHICAGO IL 60653 6.50000 75.0%
10014762 CORRIGAN ROBERT R 708 NW. DEVONSHIRE PLACE BLUE SPRING MO 64015 7.00000 80.0%
10014788 BASCUE, JR. LARRY M. 4990 SUMMIT SHAWNEE KS 66216 6.75000 75.0%
10014807 CROOKS JAMES R. 4235 NE CHAUMIERE RD KANSAS CITY MO 64117 6.25000 80.0%
10014814 BROWN ANTHONY K 201 E. HALE SPRING HILL KS 66083 6.50000 79.6%
10015826 FROST KENNETH 726 HOPKINS STREET SAN MARCOS TX 78666 6.12500 75.0%
10018271 ELLIS CALVIN 2005 DODGE TR GRAND PRAIR TX 75059 6.75000 79.0%
10018926 GALLEGOS MARVIN A. 7012 CISCO ROAD N.W. ALBUQUERQUE NM 87120 7.25000 90.0%
10018983 DILTS JORDON S. 224 HYDE PARK ESTATES SANTA FE NM 87501 6.12500 75.0%
10019008 LEYBA, JR. RAYMOND F. 030 GRULLAS EN EL BOSQUE BERNALILLO NM 87004 7.25000 80.0%
10019046 HALEY RONALD L. 1115/1117 MITCHELL STREET CLOVIS NM 88101 7.50000 80.0%
10019055 KERANEN NORMA J. 12275A NORTH HIGHWAY 14 CEDAR CREST NM 87008 6.12500 75.0%
10019059 TAPIA BERNADETTE 1062 WILLOW WAY SANTA FE NM 87505 7.00000 75.0%
10019062 ROMERO MARIA B 432 PHOENIX AVENUE NW ALBUQUERQUE NM 87107 6.99000 85.0%
10019116 VELARDE MICHAEL J. #185 AO95 COUNTY ROAD (WALKER RD MORIARTY NM 87035 6.50000 85.0%
10019125 THELANDER ALBERT F. RURAL ROUTE 1 BOX 155 CLAYTON NM 88415 6.99000 85.0%
10019135 HAMM PETER M. 194 HILL RANCH ROAD EDGEWOOD NM 87015 6.99000 85.0%
10019138 NAPOLI JOHN 20620 HIGHWAY 84 ABIQUIU NM 87510 6.62500 75.0%
10019141 CORDOVA ROSS 5005 ISLETA BLVD. SW ALBUQUERQUE NM 87105 7.25000 88.1%
10019150 LAWRENCE STEVE 7633 VISTA DEL ARROYO ALBUQUERQUE NM 87109 7.25000 90.0%
10019153 FULTON RONALD G. 834 PABLINA STREET SANTA FE NM 87501 6.37500 70.0%
10019179 CHAVEZ JAMES A 2904 LOS TOMASES DRIVE NW ALBUQUERQUE NM 87107 7.25000 90.0%
10019210 ARMIJO JAMES 162 CALLE ARROYO SECO N.W. ALBUQUERQUE NM 87120 7.25000 90.0%
10019211 WOODY JACK R. 9920 ACADEMY KNOLLS DRIVE N.E. ALBUQUERQUE NM 87111 6.12500 75.0%
10019213 COGDILL SHELLEY L. 2141 GUN CLUB ROAD SW ALBUQUERQUE NM 87105 7.00000 80.0%
10019226 STEFFEN MARY L 413 STALLION ROAD S. E. RIO RANCHO NM 87124 7.25000 90.0%
10019235 BURTON ROBERT E 9213 HENDRIX ROAD NE ALBUQUERQUE NM 87111 7.25000 90.0%
10019238 WATERS STANLEY L. 2508 LOS COMPADRES STREET N.W. ALBUQUERQUE NM 87120 6.99000 85.0%
10019239 LEAMER JOANNE 02 JOSHUA COURT LOS LUNAS NM 87031 6.99000 85.0%
10019263 CHAVEZ OLIVIA TAPIA 802 EAST PALACE AVENUE SANTA FE NM 87501 7.00000 80.0%
10019285 AMADON KYLE G. 2704 SIERRA DRIVE N.E. ALBUQUERQUE NM 87110 6.25000 80.0%
10019309 PHILLIPS ROSS 3137 BARBOA ROAD SW ALBUQUERQUE NM 87105 6.25000 80.0%
10019319 SALAZAR DAVID C. 4408 HILLSPIRE COURT NW ALBUQUERQUE NM 87120 7.25000 90.0%
10019326 MARTINEZ DENNIS A. 1934 HIGH STREET S.E. ALBUQUERQUE NM 87102 7.25000 90.0%
10019348 GONZALES YVONNE M 8918 8TH STREET N.W. ALBUQUERQUE NM 87114 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
340425 9.87500 148,370.31 1,293.84 01 3 205,000.00 360 N
542031 9.25000 137,210.48 1,131.22 09 1 171,881.00 360 N
555890 9.99000 58,364.00 515.58 01 1 84,000.00 360 N
886993 9.99000 61,556.40 543.86 01 1 77,532.00 360 N
10011846 8.99000 94,640.00 760.82 04 1 111,345.00 360 N
10012088 8.75000 55,435.90 436.62 01 1 74,000.00 360 N
10012106 8.99000 73,868.74 594.49 10 1 87,000.00 360 N
10012112 10.12500 32,300.00 286.45 01 1 38,000.00 360 N
10012143 8.49000 56,590.62 435.00 01 1 75,500.00 360 N
10012165 9.37500 90,054.50 749.41 01 1 106,000.00 360 N
10012167 9.25000 48,724.72 401.06 01 1 65,000.00 360 N
10012186 8.74000 82,404.52 648.44 04 3 110,000.00 360 N
10012209 9.25000 105,750.00 869.98 01 1 141,000.00 360 N
10013814 8.75000 153,750.00 1,209.56 06 1 205,000.00 360 N
10014762 9.74000 59,144.41 508.19 01 1 74,000.00 360 N
10014788 9.25000 139,504.64 1,148.87 01 1 186,250.00 360 N
10014807 8.50000 55,126.58 424.14 01 1 68,950.00 360 N
10014814 8.99000 69,915.81 562.74 01 1 88,000.00 360 N
10015826 7.99000 164,551.76 1,209.57 01 1 220,000.00 360 N
10018271 10.00000 75,000.00 658.18 01 1 95,000.00 360 N
10018926 9.50000 76,796.79 647.04 01 1 85,500.00 360 N
10018983 7.99000 171,912.28 1,264.55 01 1 230,000.00 360 N
10019008 8.99000 199,775.83 1,607.81 01 1 250,000.00 360 N
10019046 9.74000 32,769.19 281.57 05 3 41,000.00 360 N
10019055 7.99000 157,394.10 1,154.59 01 1 210,000.00 360 N
10019059 9.25000 101,037.60 832.96 10 1 135,000.00 360 N
10019062 9.37500 119,148.00 991.02 01 1 140,175.00 360 N
10019116 8.99000 72,170.43 580.82 01 1 85,000.00 360 N
10019125 9.37500 42,478.53 353.50 01 1 50,000.00 360 N
10019135 9.62500 136,000.00 1,155.99 01 1 160,000.00 360 N
10019138 8.49000 164,798.97 1,267.54 01 1 220,000.00 360 N
10019141 9.50000 140,930.64 1,185.61 01 1 160,000.00 360 N
10019150 9.50000 162,819.87 1,369.76 01 1 181,000.00 360 N
10019153 8.25000 168,000.00 1,262.13 05 1 240,000.00 360 N
10019179 9.75000 117,450.00 1,009.08 01 1 130,500.00 360 N
10019210 9.50000 74,626.22 628.12 10 1 83,000.00 360 N
10019211 7.99000 116,018.24 851.65 01 1 154,900.00 360 N
10019213 9.25000 99,895.90 822.68 01 1 125,000.00 360 N
10019226 9.50000 85,907.72 722.72 01 1 95,500.00 360 N
10019235 9.50000 125,100.00 1,051.91 01 1 139,000.00 360 N
10019238 9.37500 74,800.00 622.15 01 1 88,000.00 360 N
10019239 9.37500 76,415.00 635.59 01 1 89,900.00 360 N
10019263 9.25000 200,000.00 1,645.36 01 3 250,000.00 360 N
10019285 8.75000 76,400.00 601.04 01 1 95,500.00 360 N
10019309 8.75000 96,000.00 755.24 01 1 120,000.00 360 N
10019319 9.75000 134,937.02 1,159.86 01 1 150,000.00 360 N
10019326 9.75000 76,500.00 657.26 01 1 85,000.00 360 N
10019348 8.75000 98,000.00 770.97 01 1 122,500.00 360 N
</TABLE>
Page 1
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10019647 ARTHUR GARY R. 23455 THOMES AVENUE GERBER CA 96035 6.62500 75.0%
10019922 ROBERTS LAYSHA 2194 CORONA AVENUE MEDFORD OR 97504 7.00000 80.0%
10019935 SAWDY WAYNE L. 2713 HEATHER LANE REDDING CA 96002 6.25000 80.0%
10020004 FEDERE CAROLYN 1963 TYMN WAY SAN JOSE CA 95122 6.75000 80.0%
10020031 THOMAS BERTRAM 1527 INGALLS STREET SAN FRANCIS CA 94124 7.00000 80.0%
10020035 CAMPBELL DUANE 1325 GROVE WAY CONCORD CA 94518 6.62500 53.0%
10021869 LINKE DANIEL M. 1408 ALDERSGATE COURT GARDNERVILL NV 89410 6.75000 75.0%
10021889 DAILEY DOLORES B 1850 DEER RUN ROAD CARSON CITY NV 89701 6.50000 70.0%
10021897 MATTHEWS MARIANNE 1287 CURRYCOMB CIRCLE MINDEN NV 89423 6.75000 80.0%
10021911 SUNDELL SHERRILL ANN 2500 HANSEN DRIVE CARSON CITY NV 89701 6.25000 80.0%
10021913 GLEASON DEAN E 1201 S. NEVADA ST CARSON CITY NV 89703 6.75000 75.0%
10021914 LARKIN ANTHONY 8525 IROQUOIS TRAIL SILVER SPRI NV 89429 6.75000 80.0%
10021944 SAUSEDO DOUGLAS L 2337 BAKER DRIVE CARSON CITY NV 89701 6.25000 80.0%
10021953 ROBERTS LESTER 638 LUCAS DRIVE CARSON CITY NV 89701 6.25000 80.0%
10022007 JOHNSON ROBIN R 15020 HUMITE LANE RENO NV 89506 6.25000 80.0%
10022036 MCNARY PATRICK M 10083 ZEOLITE DRIVE RENO NV 89506 6.25000 80.0%
10022075 ROST ERVIN F. 1314 SANDEN LANE MINDEN NV 89423 6.75000 75.0%
10023021 BARRETT BURTON C. 3431 BELLE TERRACE BAKERSFIELD CA 93309 6.99000 80.9%
10024767 FRIAS PERRY B. 2752 DESERT ZINNIA LANE LAS VEGAS NV 89135 7.25000 90.0%
10024820 SCATURRO LARRY 4923 DUNVEGAN COURT NORTH LAS V NV 89031 6.25000 80.0%
10025030 KNOPH MICHAEL LEE 1911 HASIB COURT LAS VEGAS NV 89115 7.25000 90.0%
10025034 PITTS VICKIE A. 4816 SAN RAFAEL AVENUE LAS VEGAS NV 89120 7.25000 90.0%
10025050 SCHOR BEVERLY ANN 1213 DEER HORN LANE NORTH LAS V NV 89031 6.50000 85.0%
10025057 BAKER DEBORAH A. 4332 MATINEE AVENUE NORTH LAS V NV 89031 6.25000 80.0%
10025063 FAGAN DENNIS 4701 WILD OAK WAY NORTH LAS V NV 89031 7.25000 90.0%
10025071 BRIGHT ALLEN D. 8172 TONE STREET LAS VEGAS NV 89123 6.25000 80.0%
10025085 BURKS GAIL A. 7440 TOPAZ STREET LAS VEGAS NV 89120 6.50000 75.0%
10025086 MARTIN LISA N. 5800 MAYNARD AVENUE LAS VEGAS NV 89108 6.25000 80.0%
10025117 CARPENTER DAVID B. 456 WRIGHT WAY HENDERSON NV 89014 6.75000 75.0%
10025127 BRANDON GREGORY D. 3719 MORNING CANYON STREET LAS VEGAS NV 89117 7.25000 90.0%
10025135 SCHWARTZ RANDY C. 3334 MARDON AVENUE LAS VEGAS NV 89139 6.25000 80.0%
10025136 KENDALL MIKE D. 518 TABONY AVENUE HENDERSON NV 89015 6.75000 75.0%
10025137 NORMAN EVELYN L. 8137 SPUR COURT LAS VEGAS NV 89128 6.99000 85.0%
10025140 MASSOUMI MICHAEL 8724 WINTRY GARDEN AVENUE LAS VEGAS NV 89134 6.25000 80.0%
10025148 WILSON GREGORY ALAN 2874 CORDILLERA DRIVE HENDERSON NV 89014 7.25000 90.0%
10025224 RADA DR. DELFIN A. 510 MELROSE HEIGHTS STREET HENDERSON NV 89012 6.25000 80.0%
10025226 ALDACO JUAN 2503 DUNROBIN COURT HENDERSON NV 89014 6.99000 80.0%
10025236 ROWE TINA 2218 HOLLOW OAK AVENUE NORTH LAS V NV 89031 6.25000 80.0%
10025238 TURPIN JEFF 147 CONSTITUTION AVENUE HENDERSON NV 89015 6.99000 85.0%
10025240 SLOAN CHARLENE 905 BELGRAVE AVENUE RENO NV 89509 6.62500 63.9%
10025243 COOK GARY 62 HEAVEN HILL WAY CARSON CITY NV 89706 6.25000 79.9%
10025253 CARLOVSKY GREGORY SCOTT 8920 EMERY LAKE STREET LAS VEGAS NV 89123 7.25000 90.0%
10025256 STEIN ROBERT J. 8516 COPPER MOUNTAIN AVENUE LAS VEGAS NV 89129 6.99000 85.0%
10025261 ZHU LI 1289 ELAINE DRIVE LAS VEGAS NV 89122 6.37500 65.0%
10025264 JOHNSON STEVEN 3112 KINGS WAY LAS VEGAS NV 89102 6.25000 80.0%
10025269 HENRY HILDA 6324 SESPE STREET LAS VEGAS NV 89108 6.25000 80.0%
10025284 FONTE WILLIAM G. 179 EAST ERIE AVENUE LAS VEGAS NV 89123 7.25000 90.0%
10025294 CAMPBELL JAMES F. 251 EAST ROBINDALE ROAD LAS VEGAS NV 89123 6.99000 85.0%
10025301 SWEAT PAMELA Y 6001 GRANADA AVENUE LAS VEGAS NV 89107 6.75000 75.0%
10025304 THOMAS CURTIS 3774 E. GOWAN ROAD LAS VEGAS NV 89115 6.50000 75.0%
10026000 JENKINS C. DAVID 1824 ELLERY CLOVIS CA 93611 7.00000 80.0%
10026009 PERRY EDDIE 912 MILNER STREET TULARE CA 93274 7.00000 78.1%
10026040 BISHOP RONALD 4962 PRINCETON WAY MARIPOSA CA 95338 6.75000 80.0%
10026048 MARTINEZ RAFAELA 2300 CYRUS HALL DRIVE MODESTO CA 95358 6.37500 57.9%
10026067 HAWKINS DONALD 15926 EDMISTON AVENUE IVANHOE CA 93235 7.25000 90.0%
10026081 SHAW SUSAN 2406 EAST PINE FRESNO CA 93703 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10019647 8.75000 71,084.20 560.53 01 1 95,000.00 360 N
10019922 9.25000 74,195.06 611.25 01 1 92,900.00 360 N
10019935 9.25000 63,865.71 526.52 01 3 80,000.00 360 N
10020004 8.99000 191,789.01 1,543.50 01 1 240,000.00 360 N
10020031 9.25000 115,939.86 954.31 01 3 145,000.00 360 N
10020035 8.00000 89,832.57 660.39 01 1 170,000.00 360 N
10021869 9.25000 115,257.67 950.20 01 1 154,000.00 360 N
10021889 9.49000 125,748.59 1,058.56 01 1 180,000.00 360 N
10021897 9.00000 123,064.90 991.30 09 1 154,000.00 360 N
10021911 8.50000 83,949.11 645.89 01 1 105,000.00 360 N
10021913 9.25000 38,149.27 314.68 10 1 51,000.00 360 N
10021914 8.99000 64,000.00 514.50 01 1 80,000.00 360 N
10021944 8.50000 87,147.17 670.50 01 1 109,000.00 360 N
10021953 8.50000 125,447.28 965.76 01 1 157,000.00 360 N
10022007 8.50000 83,846.25 645.89 01 1 105,000.00 360 N
10022036 8.50000 55,166.55 424.45 01 1 69,000.00 360 N
10022075 9.50000 91,829.80 772.54 01 1 122,500.00 360 N
10023021 9.37500 88,955.05 740.26 01 1 110,000.00 360 N
10024767 9.50000 142,759.86 1,201.59 09 1 158,779.00 360 N
10024820 8.50000 94,007.64 725.86 01 1 118,000.00 360 N
10025030 9.50000 115,985.32 976.24 01 1 129,000.00 360 N
10025034 9.50000 95,215.87 801.42 01 1 105,900.00 360 N
10025050 9.25000 111,519.64 919.87 09 1 131,546.00 360 N
10025057 8.50000 122,419.42 943.62 01 1 153,400.00 360 N
10025063 9.75000 95,219.76 819.64 01 1 106,000.00 360 N
10025071 8.50000 115,858.96 891.94 01 1 145,000.00 360 N
10025085 8.75000 194,470.93 1,533.48 01 1 259,900.00 360 N
10025086 8.50000 90,178.59 695.10 01 1 113,000.00 360 N
10025117 9.25000 96,699.84 795.94 01 1 129,000.00 360 N
10025127 9.50000 135,360.00 1,138.19 01 1 150,400.00 360 N
10025135 8.50000 207,490.59 1,599.34 01 1 260,000.00 360 N
10025136 9.25000 78,584.79 647.86 01 1 105,000.00 360 N
10025137 9.37500 111,970.65 933.23 01 1 132,000.00 360 N
10025140 8.75000 129,520.00 1,018.94 09 1 161,900.00 360 N
10025148 9.50000 141,958.75 1,195.70 09 1 158,000.00 360 N
10025224 8.50000 158,487.04 1,220.12 09 1 198,350.00 360 N
10025226 9.75000 93,511.72 804.17 09 1 117,000.00 360 N
10025236 8.50000 83,698.10 644.35 01 1 104,750.00 360 N
10025238 9.37500 72,175.73 600.94 01 1 84,999.00 360 N
10025240 8.00000 77,920.00 572.34 01 3 122,000.00 360 N
10025243 8.50000 175,693.50 1,351.75 01 1 220,000.00 360 N
10025253 9.50000 149,219.56 1,255.34 09 1 165,882.00 360 N
10025256 9.87500 155,550.00 1,350.72 09 1 183,000.00 360 N
10025261 8.50000 61,034.84 474.81 01 1 95,000.00 360 N
10025264 8.50000 87,813.10 676.03 01 1 109,900.00 360 N
10025269 8.50000 91,144.75 701.25 01 1 114,000.00 360 N
10025284 9.50000 147,414.43 1,241.11 01 1 164,000.00 360 N
10025294 9.37500 239,456.95 1,993.71 01 1 282,000.00 360 N
10025301 9.25000 84,706.06 697.22 01 1 113,000.00 360 N
10025304 8.75000 67,125.00 528.08 01 1 89,500.00 360 N
10026000 9.47000 92,566.63 778.29 01 1 116,000.00 360 N
10026009 9.25000 63,865.71 526.52 01 1 82,000.00 360 N
10026040 8.99000 49,545.49 398.74 01 1 62,000.00 360 N
10026048 7.75000 54,882.79 394.03 01 1 95,000.00 360 N
10026067 9.50000 70,130.67 590.28 01 1 78,000.00 360 N
10026081 9.25000 51,945.86 427.80 01 3 65,000.00 360 N
</TABLE>
Page 2
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10026124 CALDERWOOD KENNETH R 1324 EZIE AVENUE CLOVIS CA 93611 7.00000 80.0%
10026778 SHIPLEY MARK 1134 N. RAINIER AVENUE BREMERTON WA 98312 6.99000 82.2%
10026887 AL-SAUD DALAL 6213 57TH STREET COURT WEST UNIVERSITY WA 98467 6.37500 22.1%
10026896 FREELAND JAY L 13363 SHORELINE DRIVE SE OLALLA WA 98359 6.87500 80.0%
10026906 LINN GORDON K. 15412 128TH ST KPN GIG HARBOR WA 98329 6.99000 85.0%
10026955 KIMBALL RONALD W. 10849 HORIZON LANE EAST S.E. PORT ORCHAR WA 98366 6.37500 63.9%
10028246 GAGNEBIN RICHARD L. 1937 FIELDCREST DRIVE SPARKS NV 89434 6.25000 80.0%
10028465 LONGLEY DARWIN E. 11993 WHITEHORSE ROAD TRUCKEE CA 96161 5.87500 58.1%
10028467 AMES APRIL B. 4046 WEEPING WILLOW COURT RENO NV 89502 7.25000 90.0%
10028483 POTTER ALBERT 1541 DIAMOND COUNTRY DRIVE RENO NV 89511 7.25000 90.0%
10028521 BAXTER DEBBIE 9647 TRUCKEE MEADOWS PLACE RENO NV 89511 6.62500 64.3%
10028527 HAMER TY 7874 GUERRA COURT SPARKS NV 89436 7.25000 90.0%
10028597 TROUT KEITH S 227 SOUTH CENTER STREET YERINGTON NV 89447 6.50000 85.0%
10029872 DUADICO FELIX V 1119 ALBANY STREET 342 LOS ANGELES CA 90015 6.25000 80.0%
10029873 GUYETTE STEVE 1084 CAMINO VERA CRUZ CAMARILLO CA 93010 6.49000 70.0%
10029923 GALVAN GARRY 6212 MARQUIS COURT OAK PARK CA 91301 7.25000 90.0%
10030153 AFSHARIANI IRENE 24825 CALLE CEDRO CALABASAS CA 91302 5.87500 60.0%
10030234 BARTER THOMAS NEILL 1528 NANTUCKET LANE SAN PEDRO CA 90732 6.99000 85.7%
10030315 JACOBS CRISSTOPHER K 11018 ETIWANDA AVENUE NORTHRIDGE CA 91326 6.75000 80.0%
10031927 JESSEN RITA 2321 GALWAY DRIVE SOUTH SAN F CA 94080 6.99000 85.0%
10031975 GOTTESMAN LEWIS 2670 BERNARDO CIRCLE DUARTE CA 91010 6.99000 80.0%
10032000 BAIR DEBRA D. 4888 CHERRYTHORNE LANE SAN JOSE CA 95129 6.62500 75.0%
10032042 FAKAPALEA MILEMOTI 2358 MENALTO STREET EAST PALO A CA 94303 6.75000 80.0%
10032045 NOVO JOYCE 1442 WILLIAMS AVENUE SAN BRUNO CA 94066 6.62500 75.0%
10032078 SALLADE ROBERT 169 AUTREY STREET MILPITAS CA 95035 6.50000 85.0%
10032087 CASTANEDA SALVADOR 10170 TORRANCE AVENUE SAN JOSE CA 95127 5.99000 68.7%
10032119 SCHWALB JAMES 10203 S. TANTAU AVENUE CUPERTINO CA 94014 5.99000 65.6%
10032123 CHUN AMBROSE 1722 WOLFE DRIVE SAN MATEO CA 94402 7.50000 80.0%
10032156 KIRK RICHARD G 3465 SUSIE LANE GILROY CA 95020 5.87500 52.3%
10032184 MONTGOMERY RICHARD 15972 VIA PARO SAN LORENZO CA 94580 5.87500 21.9%
10032244 DIAZ MAURICE 2572 COMSTOCK CIRLCE BELMONT CA 94002 6.12500 71.4%
10032279 RODRIGUEZ RUBEN F. 1199 MAGNOLIA AVENUE SAN JOSE CA 95126 5.87500 60.9%
10032298 STALEY ROBERT W. 2384 TALLAHASSEE STREET HAYWARD CA 94545 6.25000 80.0%
10032384 ANDERSON DANIEL D. 932 GERARD WAY SAN JOSE CA 95127 6.75000 75.0%
10035255 REYNOLDS BONNIE 4510 WEST EVA STREET GLENDALE AZ 85302 7.00000 90.0%
10035302 BOYLAN JOHN P. 342 EAST HUBER STREET MESA AZ 85201 6.50000 80.0%
10035405 MATTSON CARL W. 4007 EAST PORTLAND STREET PHOENIX AZ 85008 6.38500 80.0%
10035409 MATTSON CARL 4121 EAST PORTLAND PHOENIX AZ 85008 6.38500 80.0%
10036200 HULBERT DAVID F. 11801 7TH STREET NORTHEAST LAKE STEVEN WA 98258 6.37500 69.9%
10036211 TUFAIL MOHAMMAD 40 BOIMARE AVENUE KENNER LA 70065 7.00000 75.0%
10036674 AURELIO MARY CATHERINE 220 STONY CREEK DRIVE ORLAND CA 95963 6.75000 75.0%
10036749 WELCH JEANNIE M. 33 CANYON HIGHLAND DRIVE OROVILLE CA 95966 7.25000 90.0%
10036798 SPARKS MARK WILLIAMS 1665 SYCAMORE STREET GRIDLEY CA 95948 6.75000 75.0%
10036835 MC GINNIS TERESA 335 S.E. SABBATH WAY CANYONVILLE OR 97417 6.62500 75.0%
10036848 PURPERO ANTHONY 3597 SOUTH VILLAGE DRIVE MEDFORD OR 97504 6.99000 75.0%
10036856 SUMMERS RONALD D 7055 RAILROAD AVENUE PALERMO CA 95968 6.75000 75.0%
10036977 SALSI PARRY 16351 TRAIL DRIVE REDDING CA 96001 6.50000 75.0%
10038971 JANNEY WILLARD 60 MILFORD SQUARE PIKE QUAKERTOWN PA 18951 6.99000 80.0%
10038996 HATCHER BRIAN 1814 HEARTHSIDE COURT CHESAPEAKE VA 23325 7.74000 85.0%
10039020 SOSA MARIO 2108 LEWOOD CIRCLE AUSTIN TX 78745 7.25000 90.0%
10039026 MAYES JEWEL 4842 EAST CALIFORNIA AVENUE LAS VEGAS NV 89104 6.37500 56.5%
10039053 VILLERO LETICIA 15804 CHATSWORTH STREET GRANADA HIL CA 91344 6.99000 88.3%
10039072 GORNEY PAUL 1416 HENDERSON STREET CHICAGO IL 60657 5.75000 60.0%
10039078 CRUTCHFIELD JAMES 1038 NORTH LIGHTNER DRIVE WICHITA KS 67208 5.87500 80.0%
10039099 JONES VIRGINIA E. 1613 SOUTH DIXIE HIGHWAY STUART FL 34994 7.00000 75.0%
10039112 CALISE JOHN 1558 WAKEFIELD AVENUE ANAHEIM CA 92802 6.25000 88.4%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10026124 9.25000 71,200.00 585.75 01 3 89,000.00 360 N
10026778 9.37500 68,930.03 573.91 01 1 84,000.00 360 N
10026887 7.75000 55,271.61 396.54 09 1 250,000.00 360 N
10026896 8.00000 123,833.04 909.87 01 3 155,000.00 360 N
10026906 9.37500 152,844.86 1,272.58 01 1 180,000.00 360 N
10026955 7.75000 86,000.00 616.12 01 1 134,500.00 360 N
10028246 8.50000 135,502.41 1,045.11 01 1 169,900.00 360 N
10028465 7.25000 394,691.86 2,694.60 09 1 680,000.00 360 N
10028467 9.50000 114,636.65 964.89 01 1 127,500.00 360 N
10028483 9.50000 218,939.25 1,841.87 09 1 243,386.00 360 N
10028521 8.00000 109,069.54 801.94 09 3 169,991.00 360 N
10028527 9.50000 158,515.99 1,333.55 09 1 176,216.00 360 N
10028597 8.99000 63,715.10 512.49 01 1 75,000.00 360 N
10029872 9.25000 42,687.31 352.11 04 1 53,500.00 360 N
10029873 9.00000 257,167.68 2,071.51 01 1 367,905.00 360 N
10029923 9.75000 411,492.95 3,539.72 09 1 457,795.00 360 N
10030153 7.25000 219,828.38 1,500.79 09 1 366,950.00 360 N
10030234 9.37500 201,212.34 1,674.43 04 1 234,990.00 360 N
10030315 8.99000 212,000.00 1,704.28 01 1 265,000.00 360 N
10031927 9.37500 178,042.16 1,484.68 04 1 210,000.00 360 N
10031975 9.75000 125,362.72 1,079.10 01 1 157,000.00 360 N
10032000 8.49000 162,350.57 1,250.26 10 1 217,000.00 360 N
10032042 8.99000 131,762.61 1,061.16 01 1 165,000.00 360 N
10032045 8.12500 253,982.06 1,893.37 01 1 340,000.00 360 N
10032078 9.25000 165,313.66 1,363.59 01 1 195,000.00 360 N
10032087 7.75000 119,159.33 856.12 01 1 174,000.00 360 N
10032119 7.75000 222,364.31 1,597.60 01 1 340,000.00 360 N
10032123 9.74000 251,882.18 2,163.22 01 1 315,000.00 360 N
10032156 7.99000 449,086.27 3,298.81 01 1 860,000.00 360 N
10032184 7.25000 29,976.59 204.66 01 1 137,000.00 360 N
10032244 8.75000 449,480.29 3,540.16 01 1 630,000.00 360 N
10032279 7.25000 184,855.68 1,262.03 01 1 304,000.00 360 N
10032298 8.50000 151,907.92 1,168.75 01 1 190,000.00 360 N
10032384 9.25000 161,250.00 1,326.57 01 1 215,000.00 360 N
10035255 11.50000 58,325.04 579.33 01 1 65,000.00 360 N
10035302 10.75000 198,752.35 1,866.97 01 1 250,000.00 360 N
10035405 10.50000 51,622.54 483.90 01 3 70,000.00 360 N
10035409 10.50000 50,990.34 483.90 01 3 70,000.00 360 N
10036200 8.99000 324,280.37 2,612.69 01 1 465,000.00 360 N
10036211 10.00000 104,906.69 921.46 01 1 140,000.00 360 N
10036674 9.50000 93,467.72 788.31 01 1 125,000.00 360 N
10036749 9.50000 73,653.02 620.56 01 1 82,000.00 360 N
10036798 9.25000 61,468.06 505.95 05 1 82,000.00 360 N
10036835 8.49000 92,886.68 714.44 01 1 124,000.00 360 N
10036848 10.50000 221,073.37 2,023.87 01 1 295,000.00 360 N
10036856 9.25000 29,984.44 246.81 01 1 40,000.00 360 N
10036977 8.75000 89,198.64 702.14 01 1 119,000.00 360 N
10038971 9.75000 97,554.46 838.54 01 1 122,000.00 360 N
10038996 10.12500 56,925.47 505.05 04 3 67,000.00 360 N
10039020 9.50000 112,287.72 945.59 01 1 124,950.00 360 N
10039026 8.49000 64,960.54 499.34 01 1 115,000.00 360 N
10039053 9.37500 167,770.00 1,395.43 01 1 190,000.00 360 N
10039072 9.25000 323,662.77 2,665.47 01 3 540,000.00 360 N
10039078 7.25000 62,351.32 425.68 01 3 78,000.00 360 N
10039099 9.25000 52,472.78 431.91 01 1 70,000.00 360 N
10039112 8.50000 233,620.35 1,801.95 01 1 265,000.00 360 N
</TABLE>
Page 3
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10039114 FERGUSON KEVIN ROUTE I BOX 462 (2370 FM ROAD 30 GRAHAM TX 76450 6.75000 80.0%
10039137 MCKINNEY TIMOTHY 2230 NORTH MONITOR CHICAGO IL 60639 7.50000 75.0%
10039139 PEISNER ROBERT 24201 PARK GRANADA CALABASAS CA 91302 5.87500 59.3%
10039149 SENGER RONALD 102 1ST AVENUE DEVIL'S LAK ND 58301 7.25000 80.0%
10039171 EUTHON ANDREW 512 HICKORY DUMAS TX 79029 6.75000 80.0%
10039213 LOCKE SANDRA 4159 WEST 177TH STREET COUNTRY CLU IL 60478 7.00000 70.0%
10039229 GOTTFRIED HEATHER 502 GALENA STREET SHELBY MT 59474 7.00000 90.0%
10039265 RODRIGUEZ FRANCISCO 221 LINCOLN STREET JOLIET IL 60433 6.49000 70.0%
10039271 OGLE ROBERT DOYLE 509 5TH STREET BALLINGER TX 76821 6.25000 80.0%
10039273 WHEELER SHANNON 2202 CATALINA AVENUE ODESSA TX 79763 7.25000 85.0%
10039277 MASSEY ANNIE 543 NORTH TERRACE AVENUE MOUNT VERNO NY 10552 7.25000 90.0%
10039299 VANBUSKIRK MARCUS 351 EAST THIRD STREET KUNA ID 83634 6.25000 79.9%
10039331 HEALY PATRICK 308 NORTH SCHOOL STREET CASCADE ID 83611 6.99000 85.0%
10039357 ISOM LEROY 14817 LINCOLN 1 HARVEY IL 60426 7.74000 80.0%
10039381 RESNIK ROBERT 4115 PATRICK HENRY PLACE AGOURA HILL CA 91301 7.25000 90.0%
10039423 RIDOUT MARTI 3180 NW TELSHIRE TERRACE BEAVERTON OR 97006 6.00000 87.0%
10039426 THOMAS RAYMOND 8248 SOUTH BUFFALO AVENUE CHICAGO IL 60617 8.00000 72.1%
10039427 MCCLEAN JAMES 129 SOUTH RAILROAD STREET BRACEVILLE IL 60407 6.50000 75.0%
10039444 PITFORD EVA 5340 BULLARD AVENUE NEW ORLEANS LA 70128 6.99000 85.0%
10039452 FLORES ISRAEL 403 EAST 48TH STREET ODESSA TX 79762 6.75000 80.0%
10039474 MCGEE THOMAS 9534 SHOUP AVENUE CHATSWORTH CA 91311 5.99000 90.0%
10039497 YOUNG JOHN 103 STAFFIRE DRIVE SCHAUMBURG IL 60643 7.50000 70.0%
10039498 CUNEO PAUL 6140 HIGHWAY 47 CARLTON OR 97111 6.62500 51.9%
10039502 HELMBOLDT HELEN 4 DESTEFANO ROAD ROSLINDALE MA 02131 6.99000 72.8%
10039533 YANOTTI HILDA 88 WEST 50TH STREET 3 CENTERVILLE UT 84014 6.75000 60.0%
10039562 CHOATE THOMAS 1900 HUNTINGTON AVENUE ODESSA TX 79763 7.25000 90.0%
10039572 LEWIS THOMAS 2237 WEST ALBANY AVENUE PEORIA IL 61604 7.25000 90.0%
10039936 VERDOORN PAT J. 305 CAPE CORAL COURT ROSEVILLE CA 95747 7.25000 90.0%
10040143 SPELL RONALD A. 4925 KNIGHTS WAY ROCKLIN CA 95765 6.49000 80.0%
10040280 BASSETT SANDRA 9921 VILLA GRANITO LANE GRANITE BAY CA 95746 6.25000 80.0%
10040557 ALLEN LISA C. 3200 MAPES COURT SACRAMENTO CA 95821 7.25000 90.0%
10040573 WEBER NEAL E. III 1748 BERKELEY WAY SACRAMENTO CA 95819 6.99000 85.0%
10040579 KOHLS BRUCE 6900 CORONATION COURT RIO LINDA CA 95673 6.75000 90.0%
10040593 OLWELL JEFFERY 2731 LAND PARK DRIVE SACRAMENTO CA 95818 5.75000 65.0%
10040599 CROSS MARY 966 PINE OAK LANE MEADOW VIST CA 95722 4.87500 61.4%
10041031 GOMES GARY M. 7164 CHABLIS LANE WINTON CA 95388 5.75000 80.0%
10042860 MCNAMAR, JR MAX L 4027 N MISSOURI PORTLAND OR 97227 7.00000 80.0%
10043056 LONG DALE 39713 MERTZ DR. SE STAYTON OR 97383 6.50000 75.0%
10043222 LE CLAIRE JARRETT S. 3207 WEIGEL AVENUE 1 VANCOUVER WA 98660 6.99000 85.0%
10043312 ROBERTSON TIMOTHY 803 SW 4TH STREET GRESHAM OR 97080 6.25000 80.0%
10043361 MARSDEN EDWARD 16825 ELLENDALE RD. 1 DALLAS OR 97338 5.75000 64.8%
10044163 MCGRUDER PAULA G. 6822 EAST "J" STREET TACOMA WA 98404 6.50000 85.0%
10044200 ESPY MITCHELL 102 N. UNION UNIONTOWN WA 99179 6.50000 85.0%
10044353 VRELL KAROLYN 18833 STONE AVENUE NORTH SEATTLE WA 98133 6.12500 74.9%
10044359 LESHER THOMAS R 9525 SOUTH 221ST PLACE KENT WA 98031 6.00000 80.0%
10044390 SCHROETER DAVID S 14310 283RD PLACE N.E. DUVALL WA 98019 6.99000 85.0%
10044398 DAVIS RONALD C. 6113 WALDON DR SE OLYMPIA WA 98513 6.99000 84.6%
10044450 MEADE CHARLES J. 3620 N. WASHINGTON ST TACOMA WA 98407 6.50000 85.0%
10044492 EDWARDS DENISE L. 1501 WEST ANDERSON ELMA WA 98541 7.25000 90.0%
10044496 CHADWICK MICHAEL E. 1101 MT. DEARY CREEK ROAD DEARY ID 83823 5.99000 70.0%
10044508 STOKER DENNIS L. 553 NORTH CENTRAL DRIVE MOSES LAKE WA 98837 6.50000 80.0%
10044512 BENNETT FREDERICK 6821 EAST ROOSEVELT AVENUE TACOMA WA 98404 6.99000 85.0%
10044847 BLAS STANLYN 16-1391 POHAKU CIRCLE KEAAU HI 96749 6.62500 62.1%
10044879 WALLER MARK LOT 37, PUAKEA BAY RANCH HAWI HI 96719 6.12500 53.6%
10044904 DASALLA MARCIE P. 15-2691 MANINI STREET PAHOA HI 96778 6.62500 62.5%
10044918 EBERT MARLIN J. 76-6127 ROAD A 1 KAILUA-KONA HI 96740 6.00000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10039114 9.25000 60,000.00 493.61 01 1 75,000.00 360 N
10039137 10.75000 108,626.04 1,015.17 01 1 145,000.00 360 N
10039139 7.25000 497,220.67 3,397.24 01 1 840,000.00 360 N
10039149 9.75000 18,942.23 162.90 01 1 23,700.00 360 N
10039171 9.99000 49,540.75 434.91 01 1 62,000.00 360 N
10039213 11.25000 128,000.00 1,243.22 01 1 183,000.00 360 N
10039229 11.62500 38,220.55 382.44 01 1 42,500.00 360 N
10039265 8.25000 61,521.15 462.79 01 1 88,000.00 360 N
10039271 8.50000 68,716.33 529.02 01 1 86,000.00 360 N
10039273 11.75000 38,653.69 390.39 01 1 45,500.00 360 N
10039277 9.50000 132,234.92 1,112.46 01 1 147,000.00 360 N
10039299 10.99000 71,074.59 676.57 01 1 89,000.00 360 N
10039331 10.37500 70,520.96 638.77 01 1 83,000.00 360 N
10039357 10.50000 54,378.18 497.62 01 1 68,000.00 360 N
10039381 8.15000 292,309.63 2,176.93 01 1 325,000.00 360 N
10039423 8.99000 180,860.94 1,454.75 01 1 208,000.00 360 N
10039426 10.74000 59,457.55 554.98 12 3 82,500.00 360 N
10039427 8.75000 48,721.95 383.52 01 1 65,000.00 360 N
10039444 9.37500 229,384.10 1,908.87 01 1 270,000.00 360 N
10039452 11.25000 29,200.00 283.61 01 1 36,500.00 360 N
10039474 7.99000 278,623.58 2,045.26 01 1 310,000.00 360 N
10039497 10.49000 166,533.64 1,522.72 01 1 238,000.00 360 N
10039498 8.25000 103,783.77 780.20 01 1 214,000.00 360 N
10039502 10.12500 91,000.00 807.01 01 1 125,000.00 360 N
10039533 10.75000 50,400.00 470.48 04 1 84,000.00 360 N
10039562 12.25000 58,500.00 613.02 01 1 65,000.00 360 N
10039572 9.50000 65,700.00 552.45 01 1 73,000.00 360 N
10039936 9.50000 205,883.44 1,732.90 01 1 228,986.00 360 N
10040143 9.25000 181,323.48 1,492.54 01 1 226,782.00 360 N
10040280 9.50000 185,900.00 1,567.63 01 1 233,039.00 360 N
10040557 8.50000 114,018.53 878.87 01 1 127,000.00 360 N
10040573 9.37500 130,621.00 1,086.99 01 1 153,750.00 360 N
10040579 9.00000 71,736.07 579.33 01 1 80,000.00 360 N
10040593 7.25000 136,718.12 935.61 01 1 211,000.00 360 N
10040599 6.25000 72,720.74 449.48 01 1 119,000.00 360 N
10041031 8.00000 60,000.00 440.26 01 1 75,000.00 360 N
10042860 9.50000 87,804.20 739.96 01 3 110,000.00 360 N
10043056 8.75000 161,100.63 1,268.56 01 1 215,000.00 360 N
10043222 9.37500 78,980.27 657.50 01 1 93,000.00 360 N
10043312 8.50000 195,881.25 1,507.08 01 1 245,000.00 360 N
10043361 7.46000 135,898.26 947.21 01 1 210,000.00 360 N
10044163 8.99000 104,103.85 842.90 01 1 123,400.00 360 N
10044200 8.99000 42,405.90 341.66 01 1 50,000.00 360 N
10044353 7.99000 126,567.32 931.00 01 1 169,500.00 360 N
10044359 8.50000 182,404.42 1,403.39 09 1 228,144.00 360 N
10044390 9.37500 258,720.12 2,156.32 01 1 305,000.00 360 N
10044398 9.37500 109,775.16 914.93 01 1 130,000.00 360 N
10044450 8.99000 398,296.71 3,211.60 01 1 470,000.00 360 N
10044492 9.50000 87,206.78 734.07 01 1 97,000.00 360 N
10044496 7.75000 139,727.46 1,002.98 01 1 200,000.00 360 N
10044508 8.75000 83,902.65 660.83 01 3 105,000.00 360 N
10044512 9.37500 97,750.00 813.04 01 1 115,000.00 360 N
10044847 8.75000 89,790.56 708.04 01 1 145,000.00 360 N
10044879 8.75000 748,254.98 5,900.26 01 1 1,400,000.00 360 N
10044904 8.00000 39,890.04 293.51 01 1 64,000.00 360 N
10044918 9.00000 118,537.46 955.90 04 1 132,000.00 360 N
</TABLE>
Page 4
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10044927 BELISO DIANNE 509 UNIVERSITY AVENUE 205 HONOLULU HI 96826 5.75000 80.0%
10044936 BOTELHO TRACI L.S. 5867 KOALI STREET KAPAA HI 96746 7.00000 70.0%
10044942 HERNANDEZ JOSEPH C. 5094 KAPIOLANI LOOP PRINCEVILLE HI 96722 6.12500 75.0%
10044963 BOLTON ALAN 559-A PIIHOLO ROAD MAKAWAO HI 96768 6.62500 35.8%
10045017 CASTILLO DELFIN 94-500 APII STREET WAIPAHU HI 96797 7.00000 80.0%
10045024 KUNEWA HERMAN 73-4714 KOHANA IKI HOMESTEAD ROA KAILUA KONA HI 96740 7.00000 75.0%
10045043 ROSS JOHN S. 16-384 MELEKULE STREET KEAAU HI 96749 6.75000 75.0%
10045065 ICHIMARU RUSSELL M. 2635 LIOHOLO PLACE KIHEI HI 96753 5.75000 79.2%
10045129 CHING-JOHNSON VALERIE 24 HAKU HALE PLACE LAHAINA HI 96761 6.37500 80.0%
10045197 DEAGUIAR COURTNEY B. 15-1254 RAILROAD AVENUE KEAAU HI 96749 6.12500 75.0%
10045202 NICOLA CHAUNCEY 132 BOYD LANE HONOLULU HI 96813 6.75000 75.0%
10045226 MABUTI ALEX 94-128 KAUPU PLACE WAIPAHU HI 96797 6.62500 75.0%
10045273 BATEMAN TRENT A. 73-1944 HAO STREET KAILUA-KONA HI 96740 6.62500 48.8%
10045292 SANTO BETH M. 44-2915 KALANIAI ROAD HONOKAA HI 96727 6.62500 75.0%
10045301 LAZARO DINAH 59-740 KANALANI PLACE HALEIWA HI 96712 7.00000 80.0%
10045316 CORCORAN MICHAEL K. 45-256 WENA STREET KANEOHE HI 96744 7.00000 80.0%
10045351 BARDENAS LAWRENCE 94-411 KAHUANANI STREET WAIPAHU HI 96797 6.25000 80.0%
10047217 MADIGAN MARK J 18150 GRAY MARE LANE PEYTON CO 80831 6.50000 75.0%
10047286 BOYER SAM 10594 ROXBOROUGH DR LITTLETON CO 80124 6.00000 80.0%
10047525 HODGE SHEILA M. 1343 HIGH STREET, UNIT 5 5 DENVER CO 80203 6.50000 85.0%
10047550 STORY ALBERT C 4917 DURASNO DRIVE COLORADO SP CO 80911 6.25000 80.0%
10047567 BOYER HEIDI 24798 FOOTHILLS DRIVE NORTH GOLDEN CO 80401 7.25000 89.3%
10053739 TANKSLEY DENNIS 1742 EAST SANSON AVENUE SPOKANE WA 99207 6.75000 78.9%
10053773 STAUFFACHER RICKEY RAY 2719 NORTH UPTON AVENUE MINNEAPOLIS MN 55411 6.75000 72.6%
10058819 WEEKES CARL J 711 HARMON WAY MIDDLETON ID 83644 7.00000 90.0%
10058982 PEREZ ANGELO 6471 GRAPE STREET COMMERCE CI CO 80022 7.25000 70.0%
10059179 ODEBIYI FATIMO D. 2208 PARKSIDE DRIVE MITCHELLVIL MD 20721 7.00000 70.0%
10059240 RICHARDSON ILVA M. 11608 SETTLERS CIRCLE GERMANTOWN MD 20876 6.12500 75.0%
10060161 AFU MONU 127 SOUTH 27TH STREET RICHMOND CA 94804 6.00000 80.0%
10060215 TOCCHET PAULINO 293 COUNTRY CLUB DRIVE CARMEL VALL CA 93924 6.50000 80.0%
10060296 RICHARDS GLINDA 1507 KITCHNER ROAD SACRAMENTO CA 95822 6.25000 85.0%
10060379 GUILLEN FRED 1381 SARATOGA DRIVE MILPITAS CA 95035 6.25000 90.0%
10060404 FIGUEROA ALBERTO 428 CODINGTON WAY MODESTO CA 95357 7.00000 85.0%
10060623 ARANTON RONILO 519 SOLANO STREET CORNING CA 96021 6.25000 80.0%
10060723 CONNEELY JOHN 3322 DARDANELLES AVENUE TAHOE CITY CA 96145 6.12500 61.2%
10060839 MONCADA GERMAN 1221-1223 POTRERO AVENUE SAN FRANCIS CA 94110 6.62500 75.0%
10060881 KILLIAN TOM 39056 HIGHWAY 70 QUINCY CA 95971 6.50000 89.9%
10060926 MAILANGI SANUALIO 9839 D STREET OAKLAND CA 94603 6.25000 80.0%
10060968 SMITHEE WILLIAM 18 BRAUN COURT MARIN CITY CA 94965 6.37500 64.1%
10060976 VOLPE FRANCIS 527 EAST MARIGOLD STREET (ALATADENA CA 91001 7.50000 80.0%
10061004 KUHN GILBERT 9201 GIBSON LANE POTTER VALL CA 95469 6.87500 80.9%
10061014 ESHOO GEORGE 175 STONE PINE LANE MENLO PARK CA 94025 7.00000 80.0%
10061027 SMITH JAMES 7536 LANGLEY CANYON ROAD SALINAS CA 93907 6.00000 80.2%
10061041 CULCASI MICHELE 21441 BERTRAM ROAD SAN JOSE CA 95120 6.25000 80.0%
10061076 CRUZ ELVIRA 134 NORTH AURORA STREET STOCKTON CA 95202 7.00000 80.0%
10061078 GRAY CORDEAN 432 SOUTH 28TH STREET RICHMOND CA 94804 6.25000 80.0%
10061090 LLAMAS ROBERTO 665 EDWARDS STREET CROCKETT CA 94525 6.50000 85.0%
10062404 SWARTZ JOHN 970 S.E. 9TH AVENUE POMPANO BEA FL 33060 7.00000 75.0%
10062954 DIXON LORI 11800 EAST ROSE DRIVE OKLAHOMA CI OK 73110 7.00000 75.0%
10063087 KLEVJORD CHRIS 5712 NORTH ELM STREET SPOKANE WA 99205 6.75000 80.0%
10064424 HRAGYIL CRAIG S. 3422 53RD STREET LUBBOCK TX 79413 7.00000 90.0%
10064538 GEESMAN-CHASE BARBARA J. 15429 3RD PLACE WEST LYNNWOOD WA 98037 7.25000 80.0%
10064745 GEORGE BENJAMIN D. 7 WELLINGTON PLACE ALISO VIEJO CA 92656 6.50000 85.0%
10065102 CROFT ELIZABETH F. 15240 NORTH CLUBGATE DRIVE 70 SCOTTSDALE AZ 85254 6.25000 85.0%
10065105 GLADDING ROBERT P. 4059 EAST PINNACLE VISTA DRIVE SCOTTSDALE AZ 85331 6.62500 75.0%
10065163 SANCHEZ JOSEPH S. 00 HIGHWAY 60 MAGDALENA NM 87825 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10044927 8.75000 67,801.49 534.96 04 1 85,000.00 360 N
10044936 9.75000 144,832.39 1,244.92 01 1 207,000.00 360 N
10044942 8.25000 160,834.44 1,211.42 10 1 215,000.00 360 N
10044963 8.24000 169,561.00 1,275.96 01 3 475,000.00 360 N
10045017 9.25000 423,558.67 3,488.15 01 1 530,000.00 360 N
10045024 10.00000 296,118.94 2,599.81 01 1 395,000.00 360 N
10045043 9.25000 110,884.46 913.17 01 1 148,000.00 360 N
10045065 8.50000 304,441.75 2,345.19 01 1 385,000.00 360 N
10045129 8.24000 179,884.98 1,351.02 10 1 225,000.00 360 N
10045197 8.62500 69,333.63 539.60 01 1 92,500.00 360 N
10045202 8.61500 262,500.00 2,039.84 05 1 350,000.00 360 N
10045226 8.75000 371,250.00 2,920.63 01 1 495,000.00 360 N
10045273 8.25000 256,200.00 1,924.75 01 1 525,000.00 360 N
10045292 8.25000 146,250.00 1,098.73 01 1 195,000.00 360 N
10045301 9.75000 308,000.00 2,646.20 01 1 385,000.00 360 N
10045316 8.75000 288,000.00 2,265.70 01 1 360,000.00 360 N
10045351 8.99000 220,000.00 1,768.59 01 1 275,000.00 360 N
10047217 9.25000 179,622.39 1,480.82 01 1 240,000.00 360 N
10047286 8.75000 195,310.90 1,541.94 10 3 245,000.00 360 N
10047525 8.99000 36,489.52 293.83 04 1 43,000.00 360 N
10047550 8.75000 103,940.16 818.17 01 1 130,000.00 360 N
10047567 9.50000 498,749.66 4,204.27 09 1 560,000.00 360 N
10053739 10.75000 55,594.80 522.75 01 1 71,000.00 360 N
10053773 11.00000 39,767.12 379.98 01 1 55,000.00 360 N
10058819 10.50000 62,766.60 576.29 01 1 70,000.00 360 N
10058982 12.74000 74,729.42 813.35 01 1 107,000.00 360 N
10059179 9.49000 236,433.40 1,987.32 09 1 337,990.00 360 N
10059240 7.99000 200,329.34 1,470.54 09 1 267,490.00 360 N
10060161 9.99000 105,971.45 932.95 01 1 133,000.00 360 N
10060215 9.75000 537,926.23 4,639.44 01 1 675,000.00 360 N
10060296 9.25000 105,738.63 874.10 01 1 125,000.00 360 N
10060379 11.75000 273,689.04 2,769.58 01 1 305,000.00 360 N
10060404 10.37500 119,000.00 1,077.44 01 1 140,000.00 360 N
10060623 10.25000 73,569.13 659.54 01 1 92,000.00 360 N
10060723 8.99000 409,549.46 3,296.01 01 2 670,000.00 360 N
10060839 8.75000 262,196.84 2,065.09 05 1 350,000.00 360 N
10060881 9.99000 93,289.25 819.84 01 1 104,000.00 360 N
10060926 9.75000 79,847.51 687.33 05 1 100,000.00 360 N
10060968 10.25000 133,073.50 1,194.51 09 1 208,000.00 360 N
10060976 8.75000 114,286.88 903.14 01 1 157,000.00 360 N
10061004 9.99000 192,328.59 1,687.91 01 1 238,000.00 360 N
10061014 10.99000 479,828.47 4,567.53 09 1 600,000.00 360 N
10061027 8.25000 135,390.89 1,021.13 01 1 169,500.00 360 N
10061041 9.50000 184,053.89 1,553.90 01 1 231,000.00 360 N
10061076 10.50000 36,725.55 336.63 01 1 46,000.00 360 N
10061078 8.99000 87,006.90 701.01 01 1 109,000.00 360 N
10061090 8.50000 212,241.61 1,633.95 01 1 250,000.00 360 N
10062404 12.00000 145,824.92 1,504.35 01 1 195,000.00 360 N
10062954 11.25000 34,066.25 331.45 01 3 45,500.00 360 N
10063087 10.00000 63,766.75 561.65 01 1 80,000.00 360 N
10064424 10.50000 50,195.80 461.03 01 1 56,000.00 360 N
10064538 10.99000 251,256.01 2,397.96 01 3 315,000.00 360 N
10064745 8.99000 189,746.07 1,526.22 04 1 223,353.00 360 N
10065102 9.50000 184,708.09 1,553.90 09 1 217,411.00 360 N
10065105 8.99000 597,648.74 4,823.42 01 1 800,000.00 360 N
10065163 9.99000 49,177.59 431.41 01 1 61,500.00 360 N
</TABLE>
Page 5
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10065280 VAUGHN JR. JOHN E. 39 AVENIDA VALENCIA LOS LUNAS NM 87031 6.50000 85.0%
10065680 HUMPHREYS WAYNE 809 SOUTH EATON STREET BALTIMORE MD 21224 6.50000 75.0%
10065729 MICHAELS JENNIFER 2027 GRIFFIS AVENUE BALTIMORE MD 21230 6.00000 75.0%
10065978 CLYBURN ROBERT 36 LONG STREET EAST ORANGE NJ 07017 6.87500 80.0%
10066083 WRIGHT JAMES 342 FARMERS ROAD KINGSTON TN 37763 5.87500 70.0%
10066130 REESE DOROTHY A 3617 PERRY AVENUE NORTH ROBBINSDALE MN 55422 6.12500 75.0%
10066210 WOODS MARIAN P 154 SOUTH JERSEY STREET DENVER CO 80224 6.37500 64.3%
10066314 HENDRICKSEN ERIC 626 BITTERROOT DRIVE FLORENCE MT 59833 6.75000 80.0%
10066397 CONNORS ROBERT W. 10531 176TH AVENUE SOUTHWEST ROCHESTER WA 98579 6.50000 36.9%
10066888 WHIGHAM DARRELL C. 6518 TULIP GARDEN DRIVE LAS VEGAS NV 89122 7.25000 90.0%
10066904 CLARK BRENDA 2211 MIDVALE TERRACE HENDERSON NV 89014 6.25000 90.0%
10067288 JOINER JAMES 18735 E. WILSON ROAD OLDTOWN MD 21555 7.60000 75.0%
10067478 GRUNZWEIG STEPHAN 3151 WHITEHAVEN ROAD GRAND ISLAN NY 14072 6.75000 68.4%
10067785 KING LAQUITA M 5229 BANDERA CREEK TRAIL AUSTIN TX 78735 5.75000 80.0%
10067995 ALMEIDA COLIN 34948, 34950, 34952 HIGHWAY 58 EUGENE OR 97405 7.00000 80.0%
10068719 WAISBROT KENNETH 944 MILLER AVENUE STREAMWOOD IL 60107 7.12500 75.0%
10069159 GINDIC SAMMI 9 AMBER GLEN SAN ANTONIO TX 78257 6.75000 62.9%
10069305 RUIZ LOUIE 302 WEST NORTH STREET ARLINGTON TX 76011 7.00000 70.0%
10069564 HARRELL LEE 3400 BRYANT AVENUE NORTH MINNEAPOLIS MN 55412 6.50000 75.0%
10069697 JOHNSON KEITH 13530 SOUTHEAST 257TH STREET KENT WA 98042 6.50000 75.0%
10070151 FROST MARK 1066 SANDBERG LANE COUPEVILLE WA 98239 6.75000 80.0%
10070390 COOK II PATRICK E. 2600 EAST HATCHER PASS STREET WASILLA AK 99654 6.75000 80.0%
10071366 TAYLOR MARGAREE 40 EAST STOKES ROAD WILLINGBORO NJ 08046 6.25000 90.0%
10071664 NEWBERRY KEVIN 206 SOUTH WEST ARMA KS 66712 6.50000 75.0%
10071699 DRAKE DEBBIE 1243 WEST SECOND STREET WEISER ID 83672 6.25000 80.0%
10071928 JOHNSON RAYMOND 251 CAMP STREET DOVER AR 72837 6.75000 80.0%
10071933 FLEMING ROBERT 285 WEST COTTAGE AVENUE ST PAUL MN 55117 6.62500 80.0%
10071939 STEBLETON DANIEL 7990 FOREST BOULEVARD WOODBURY MN 55125 6.75000 80.0%
10072051 FRILSETH MARK J 4865 PEARSON WAY NORTHEAST FRIDLEY MN 55432 6.25000 85.0%
10072086 MATTHEWS GLENN 931 CALLE NOGAL THOUSAND OA CA 91360 6.50000 75.0%
10072204 POWELL SHERYL 2601 NEWPORT STREET DENVER CO 80207 6.50000 85.0%
10072256 BIRKEY ANN M. 798 NEWPORT STREET DENVER CO 80220 5.12500 75.0%
10072262 STANNARD LAURIE J 1756 SOUTH OGDEN STREET DENVER CO 80210 6.49000 69.0%
10072279 SALAMAN DAVID D. 954 CLOVER CIRCLE LAFAYETTE CO 80026 6.99000 85.0%
10072283 ABEYTA CHARLES E. 1522 EAST 8TH STREET PUEBLO CO 81001 6.75000 75.0%
10072343 ELWOOD LARRY L. 8043 WEST 17TH AVENUE LAKEWOOD CO 80215 5.25000 80.0%
10072741 BRYAN STEVE H 105 AFTON DRIVE BRANDON MS 39042 6.62500 80.0%
10072872 AUGUSTUS RAYMOND 8829-8831 JEANNETTE NEW ORLEANS LA 70118 6.75000 65.0%
10072883 WILLIAMS LYNN D. 705 WOODLAND AVENUE DULUTH MN 55812 7.25000 69.6%
10073025 FLEMING ROBERT W 2023 GOODRICH AVENUE ST. PAUL MN 55105 6.62500 80.0%
10073141 BOONE JAMES 15-17 HILLSIDE AVENUE WATERBURY CT 06710 6.75000 63.0%
10073844 ALLEN MARK J. 22225 GUNSIGHT ROAD WEIMAR CA 95736 6.62500 75.0%
10073846 BURDEN EDDIE L. 7547 CREEKRIDGE LANE CITRUS HEIG CA 95610 6.49000 83.6%
10073901 MACASPAC CLARENCE E. 401 HANSEN CIRCLE FOLSOM CA 95630 7.25000 90.0%
10073909 KELLY SHANNON C. 904 BIDWELL STREET FOLSOM CA 95630 7.25000 70.0%
10073970 STIMPEL JAMES D. 5221 LOCH LEVEN DRIVE POLLOCK PIN CA 95726 6.62500 75.0%
10073985 PARKER MELVIN F. 11121 KERRIGAN DRIVE OAKLAND CA 94605 6.50000 80.0%
10074235 MOTTAHEDEH KAMRAN 569 EAST HILLSDALE STREET INGLEWOOD CA 90302 6.50000 80.0%
10074533 TALLAKSON MARY B. 8214 12TH AVENUE SOUTH BLOOMINGTON MN 55420 6.37500 70.0%
10074737 CRAMER MARC A. 1468 TANGERINE ROSE DRIVE LAS VEGAS NV 89122 6.25000 80.0%
10074766 SHIPMAN DAVID L. 1505 VERQUER LANE BLOOMFIELD NM 87413 7.00000 76.7%
10074846 LAMB LESTER E. CHUCK N DALE LANE SANTA ROSA NM 88435 6.50000 78.2%
10074901 CALVILLO SANTOS 1502 SOUTH CHRYSLER AVENUE TUCSON AZ 85713 6.99000 85.0%
10074982 SILVA RONALD 3630 KINGS CANYON ROAD CARSON CITY NV 89701 7.25000 70.0%
10074996 PARKER EMINE N. 5201 EAST 3RD STREET TUCSON AZ 85711 6.49000 70.0%
10075026 HOLDER JUDSON 3951 EAST SAN PEDRO AVENUE GILBERT AZ 85234 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10065280 10.50000 90,063.38 824.19 01 1 106,000.00 360 N
10065680 11.25000 42,646.04 415.22 01 1 57,000.00 360 N
10065729 9.50000 46,311.86 391.00 01 1 62,000.00 360 N
10065978 11.24000 43,472.07 422.93 01 1 54,500.00 360 N
10066083 10.25000 52,294.90 470.46 01 1 75,000.00 360 N
10066130 9.25000 68,855.23 567.65 01 1 92,000.00 360 N
10066210 9.25000 179,526.16 1,480.82 01 1 280,000.00 360 N
10066314 10.50000 124,750.40 1,141.60 01 1 156,000.00 360 N
10066397 8.50000 34,826.12 269.12 01 1 95,000.00 360 N
10066888 9.50000 147,171.38 1,239.97 01 1 163,850.00 360 N
10066904 8.50000 127,486.97 982.68 09 1 142,000.00 360 N
10067288 11.10000 45,243.48 435.55 01 1 60,500.00 360 N
10067478 9.99000 47,792.00 420.01 01 1 70,000.00 360 N
10067785 9.25000 125,842.81 1,038.02 09 1 157,719.00 360 N
10067995 9.99000 197,590.72 1,739.64 06 1 248,000.00 360 N
10068719 11.25000 62,067.73 604.31 10 1 83,000.00 360 N
10069159 9.99000 269,391.45 2,367.45 09 1 429,000.00 360 N
10069305 10.75000 21,649.84 202.57 01 3 31,000.00 360 N
10069564 11.50000 47,866.74 475.11 01 1 64,000.00 360 N
10069697 9.75000 116,895.41 1,005.22 01 1 156,000.00 360 N
10070151 9.99000 104,000.00 911.91 01 1 130,000.00 360 N
10070390 10.50000 88,364.87 808.63 01 1 110,500.00 360 N
10071366 11.75000 125,528.02 1,270.27 01 1 139,900.00 360 N
10071664 10.75000 26,424.25 247.14 01 1 35,300.00 360 N
10071699 9.50000 119,881.47 1,009.03 01 1 150,000.00 360 N
10071928 11.25000 26,400.00 256.42 01 1 33,000.00 360 N
10071933 10.74000 67,745.92 633.91 01 3 85,000.00 360 N
10071939 10.49000 104,976.00 959.48 09 1 131,220.00 360 N
10072051 11.75000 114,257.98 1,156.23 01 1 135,000.00 360 N
10072086 9.25000 151,019.87 1,246.36 01 1 202,000.00 360 N
10072204 8.99000 78,963.13 635.49 01 1 93,000.00 360 N
10072256 6.50000 116,039.25 734.78 01 1 155,000.00 360 N
10072262 8.25000 82,640.51 622.05 01 1 120,000.00 360 N
10072279 9.37500 122,275.88 1,018.07 01 1 144,000.00 360 N
10072283 9.25000 41,956.27 345.53 01 1 56,000.00 360 N
10072343 7.50000 78,190.90 547.91 01 1 97,950.00 360 N
10072741 10.74000 88,829.39 830.79 01 3 111,400.00 360 N
10072872 9.99000 27,750.08 243.76 05 1 42,800.00 360 N
10072883 11.75000 44,421.78 449.39 01 1 64,000.00 360 N
10073025 10.74000 107,647.83 1,006.79 01 3 135,000.00 360 N
10073141 10.99000 84,876.80 808.84 05 1 135,000.00 360 N
10073844 8.49000 213,620.24 1,642.04 01 1 285,000.00 360 N
10073846 8.87500 101,885.20 811.56 10 1 122,000.00 360 N
10073901 9.50000 172,706.00 1,452.93 09 1 191,990.00 360 N
10073909 9.25000 68,564.43 564.36 01 1 98,000.00 360 N
10073970 8.49000 146,161.22 1,123.50 01 1 195,000.00 360 N
10073985 8.75000 295,658.14 2,328.64 01 1 370,000.00 360 N
10074235 8.99000 67,925.26 546.66 01 3 85,000.00 360 N
10074533 10.25000 59,982.49 539.13 01 3 86,000.00 360 N
10074737 9.50000 128,493.65 1,082.60 01 1 160,990.00 360 N
10074766 10.74000 91,930.25 858.12 01 1 120,000.00 360 N
10074846 9.99000 115,948.57 1,017.13 01 1 148,420.00 360 N
10074901 9.37500 47,502.70 395.92 01 1 56,000.00 360 N
10074982 8.75000 314,267.09 2,478.11 01 1 450,000.00 360 N
10074996 8.49000 103,978.89 801.24 01 1 149,000.00 360 N
10075026 8.50000 92,010.98 708.35 09 1 115,154.00 360 N
</TABLE>
Page 6
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10075074 BRYANT BENNIE 2414 WEST ADAMS STREET PHOENIX AZ 85009 5.62500 65.0%
10075218 ZEITLIN LISA BETH 37748 HOLLYHEAD DRIVE FARMINGTON MI 48331 6.75000 48.3%
10075234 STOLL ROBERT A. 5605 LAMBETH LANE ROCKFORD IL 61107 7.00000 85.0%
10075297 MELENDEZ LUIS 220 EAST BARKER AVENUE MICHIGAN CI IN 46360 7.25000 70.0%
10075551 DARGAN NATHANIEL 10224 SOUTH HOXIE AVENUE CHICAGO IL 60617 6.75000 75.0%
10075658 VOGEL CHARLES 108 MARION AVENUE MAGNOLIA NJ 08049 7.00000 90.0%
10076271 CANTRELL BARBARA A. ROUTE 1 BOX 422-4 HAWKINS TX 75765 6.25000 70.0%
10076367 BURNS MERLE R. 3888 HIGHWAY 43 NORTH PICAYUNE MS 39466 6.37500 75.0%
10078106 BRANCATO JUDY 113 QUINCY STREET BUFFALO NY 14212 6.50000 75.0%
10078607 BARNES ANITA 3447 6TH STREET NORTH MINNEAPOLIS MN 55412 6.75000 75.0%
10078740 STEWART HENRY 2106 SOUTH EDWARDS AVENUE GONZALES LA 70737 6.75000 85.0%
10079969 LOWERY MARVIN 6913 JOE LOUIS DRIVE SAN ANTONIO TX 78220 7.50000 80.0%
10080035 THOMAS, JR. NORMAN Q. 102 TREY COVE MADISON MS 39110 6.12500 70.0%
10080298 BELLAMY ISAAC 2208 PULASKI STREET PORTSMOUTH VA 23704 6.50000 78.0%
10080519 GRECO COSTANZO 647 NEW HAVEN AVENUE MILFORD CT 06460 6.12500 75.0%
10080696 JANIK JOHNNY C. NHN COHOE KING LOOP KASILOF AK 99610 5.87500 55.6%
10080726 EATON JIMMY F 15909 SOUTHEAST 175TH STREET RENTON WA 98058 6.75000 75.0%
10080797 GROULX MAJANQUE C 8921 171ST AVENUE NORTHEAST REDMOND WA 98052 6.50000 75.0%
10080893 FARNHAM ROSE E. 703 EAST WELLESLEY AVENUE SPOKANE WA 99207 6.50000 75.0%
10080925 CASTRENCE RICKY B. 6307 SMITH AVENUE NEWARK CA 94560 7.00000 85.0%
10081038 LEWIS JAMES 345 EAST MENDOCINO STREET ALTADENA CA 91001 6.50000 90.0%
10081081 SMITH OCTAVIAN C. 3231 34TH AVENUE SOUTH SEATTLE WA 98144 6.50000 75.0%
10081153 GALARDI JACK E. 2211 EDGEWOOD AVENUE LAS VEGAS NV 89102 6.50000 80.0%
10081276 STOCKTON GLENN 2120 SPANISH TOWN AVENUE N.LAS VEGAS NV 89031 7.25000 90.0%
10081316 MARTIN JAMES R 301 SILVER GROVE STREET LAS VEGAS NV 89134 6.50000 85.0%
10081319 CHINCHILLA DAGOBERTO 8441 CLEAR AVENUE LAS VEGAS NV 89117 6.49000 70.0%
10081396 SHARP BRIAN E 253 MESQUITE RIDGE LANE HENDERSON NV 89012 6.37500 45.8%
10081617 CALHOUN, III NORMAN S. 21908 56TH AVENUE WEST D-3 MT. LAKE T WA 98043 6.50000 84.0%
10081734 STEELE STEVEN D. 1055 CANTERWOOD DRIVE MOSCOW ID 83843 5.87500 61.9%
10081772 HENDRICKSON DALE D 5634 SOUTH LAWRENCE TACOMA WA 98409 6.50000 70.0%
10081784 TOWN KIRK A 4916 NORTH 21ST STREET TACOMA WA 98406 6.50000 85.0%
10081838 HILLSBERG RICK 5705 95TH AVENUE COURT WEST TACOMA WA 98467 7.25000 90.0%
10081851 BRAZELTON KAREN P 1495 W. ARNOLD ROAD OAK HARBOR WA 98277 5.87500 60.0%
10081854 MORHOUS IMOGENE 1417 FONES ROAD SE OLYMPIA WA 98501 5.75000 63.0%
10081955 MOORE TERRY L 11508 8TH AVENUE COURT SOUTH TACOMA WA 98444 6.12500 73.5%
10082124 TERRELL DANIEL A. 3044 109TH LANE NORTHWEST COON RAPIDS MN 55433 6.87500 75.0%
10082139 SMITH RANDY 6816 NORTH MOORE AVENUE PORTLAND OR 97217 6.75000 80.0%
10082246 FORD DENISE 524 PARKCREST DRIVE GRAND PRAIR TX 75052 6.25000 80.0%
10082307 COWGER JAMES W. 211 HIGHWAY 120 WEST THERMOPOLIS WY 82443 6.50000 76.0%
10082479 CRUZ PAUL 183 MUSTANG MESA DRIVE BUDA TX 78610 7.00000 84.3%
10082744 SAWYER MELVIN 1617 NORTH LUNA CHICAGO IL 60639 6.75000 65.0%
10082810 WIMBERLY L.C. 2257/2261 GARLAND DETROIT MI 48214 6.37500 60.0%
10082846 GUTIERREZ ALFREDO 18 WEST HILLIARD STREET HARTFORD MI 49057 6.50000 80.0%
10082849 DELL BRADLY D. 504 NORTH 2ND STREET DUPO IL 62239 6.75000 80.0%
10082972 MILLER DAVID 11980 WISCONSIN STREET DETROIT MI 48204 6.75000 65.0%
10083981 BARKER DEBORAH 37 ST. THOMAS STREET PITTSBURGH PA 15211 6.75000 65.0%
10084064 FLOYD DERRICK 324 HIGHGATE AVENUE BUFFALO NY 14215 5.87500 75.0%
10084151 CORRINGTON WILLIAM 19 PORTAGE ROAD FLORISSANT MO 63034 6.25000 79.3%
10084276 BELL RODNEY, E. 12813 ABELL AVENUE CLEVELAND OH 44120 6.50000 85.0%
10084478 FORBES DOROTHY C 812 NORTH SHORE DRIVE DETROIT LAK MN 56501 6.75000 43.3%
10084630 PAYANDEHJOO FOROUD 2825 AVALON DRIVE SACRAMENTO CA 95821 6.62500 75.0%
10084655 MARTORANA GINO 2150 WINTER STREET KINGSBURG CA 93631 6.25000 80.0%
10084669 TUIONO DIANE 1606 85TH AVENUE OAKLAND CA 94621 6.75000 75.0%
10084691 ALBAR LEDA 320 G STREET REDWOOD CIT CA 94063 6.62500 75.0%
10084700 KOLKER RICHARD 148 BUCKTHORN WAY UNIT #5 MENLO PARK CA 94025 6.62500 74.4%
10084720 BURCH STEWART 3045 BIG RANCH ROAD NAPA CA 94558 6.50000 69.9%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10075074 10.74000 32,437.57 303.14 01 1 50,000.00 360 N
10075218 10.75000 115,912.27 1,082.84 01 1 240,000.00 360 N
10075234 11.12500 97,681.83 940.15 01 1 115,000.00 360 N
10075297 12.75000 47,553.18 517.27 01 1 68,000.00 360 N
10075551 10.99000 55,480.16 528.13 01 1 74,000.00 360 N
10075658 11.25000 78,137.60 760.50 01 1 87,000.00 360 N
10076271 10.75000 111,696.78 1,045.50 01 1 160,000.00 360 N
10076367 10.75000 44,853.57 419.84 01 1 60,000.00 360 N
10078106 10.50000 22,482.04 205.82 05 1 30,000.00 360 N
10078607 10.74000 84,718.02 790.49 01 1 113,000.00 360 N
10078740 12.30000 62,778.46 661.56 01 1 74,000.00 360 N
10079969 11.50000 22,563.15 223.81 01 1 28,250.00 360 N
10080035 8.25000 212,809.84 1,603.96 01 1 305,000.00 360 N
10080298 12.00000 26,461.28 272.59 01 1 34,000.00 360 N
10080519 9.99000 86,843.76 762.85 01 1 116,000.00 360 N
10080696 8.99000 54,847.19 442.15 01 1 99,000.00 360 N
10080726 10.50000 134,782.57 1,234.90 09 1 180,000.00 360 N
10080797 9.75000 119,772.39 1,030.99 01 1 160,000.00 360 N
10080893 9.99000 47,539.45 417.60 01 1 63,500.00 360 N
10080925 9.50000 190,866.42 1,608.14 01 1 225,000.00 360 N
10081038 8.99000 251,299.90 2,025.84 01 1 280,000.00 360 N
10081081 9.50000 187,126.66 1,576.61 01 1 250,000.00 360 N
10081153 8.75000 339,804.38 2,674.79 01 1 425,000.00 360 N
10081276 9.75000 124,963.46 1,075.67 09 1 139,125.00 360 N
10081316 8.99000 128,205.48 1,032.94 09 1 151,165.00 360 N
10081319 8.25000 74,558.14 561.95 09 1 106,900.00 360 N
10081396 8.50000 65,898.19 507.95 09 1 144,372.00 360 N
10081617 8.99000 100,610.15 810.34 04 1 120,000.00 360 N
10081734 7.25000 129,796.56 886.83 01 1 210,000.00 360 N
10081772 8.99000 67,825.37 545.86 01 1 97,000.00 360 N
10081784 8.99000 110,439.51 888.32 01 1 130,000.00 360 N
10081838 9.50000 166,418.10 1,400.03 01 1 185,000.00 360 N
10081851 7.25000 164,871.28 1,125.60 01 1 275,000.00 360 N
10081854 8.49000 76,753.37 589.99 01 1 122,000.00 360 N
10081955 7.99000 72,000.00 527.81 01 1 98,000.00 360 N
10082124 10.75000 95,741.13 895.45 01 1 127,900.00 360 N
10082139 9.99000 76,156.84 669.91 01 3 95,500.00 360 N
10082246 9.99000 158,229.82 1,388.03 01 1 197,900.00 360 N
10082307 10.50000 89,267.00 816.57 01 1 117,500.00 360 N
10082479 10.37500 101,150.00 915.82 01 1 120,000.00 360 N
10082744 9.75000 63,548.92 547.29 01 1 98,000.00 360 N
10082810 11.99000 20,975.53 215.85 05 3 35,000.00 360 N
10082846 11.37500 19,966.04 196.16 01 1 25,000.00 360 N
10082849 10.75000 24,000.00 224.04 01 1 30,000.00 360 N
10082972 10.75000 22,738.80 212.37 01 1 35,000.00 360 N
10083981 10.99000 33,725.85 321.63 01 1 52,000.00 360 N
10084064 9.25000 52,389.76 431.91 01 1 70,000.00 360 N
10084151 9.50000 594,707.33 5,003.09 01 1 750,000.00 360 N
10084276 11.25000 59,459.61 577.91 05 1 70,000.00 360 N
10084478 10.75000 22,465.63 210.04 01 1 52,000.00 360 N
10084630 8.99000 100,988.35 813.96 01 1 135,000.00 360 N
10084655 9.25000 107,715.70 888.49 01 1 135,000.00 360 N
10084669 10.25000 134,136.92 1,203.02 12 1 179,000.00 360 N
10084691 9.99000 224,799.66 1,972.88 01 2 300,000.00 360 N
10084700 8.99000 351,719.49 2,833.76 04 1 474,000.00 360 N
10084720 8.49000 438,920.17 3,380.11 01 1 630,000.00 360 N
</TABLE>
Page 7
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10084722 WILCOX GEORGANNE 24071 WILCOX LANE HAYWARD CA 94541 6.50000 68.5%
10084726 AISSA VICTOR 1116 ST. FRANCIS DRIVE CONCORD CA 94518 6.50000 85.0%
10084732 MANESS JOHNNY 4419 LITTLE JOHN ROAD COPPEROPOLI CA 95228 6.50000 75.0%
10084738 CALDERON HUMBERTO 649 SECOND AVENUE REDWOOD CIT CA 94063 6.25000 81.0%
10084740 SCHADE PETER 30249 HAWKSET STREET (CASTAIC AR CA 91384 6.50000 86.9%
10084747 BERUMEN MARTHA 8023 GRINZING WAY SACRAMENTO CA 95829 6.25000 80.0%
10084751 HOLMAN REGINA 1692 15TH STREET OAKLAND CA 94607 7.25000 90.0%
10084783 BOWEN SHARON 49400 RIVER PARK ROAD 1 OAKHURST CA 93644 6.12500 75.0%
10084792 TRUEBLOOD TIMOTHY 4491 PROSPECTOR ROAD LOOMIS CA 95650 7.25000 90.0%
10084793 DANKO MARK 14932 LEIGH AVENUE SAN JOSE CA 95124 6.00000 75.0%
10084815 CREWSE DUANE 5980 MESCALERO DRIVE SAN JOSE CA 95123 6.25000 80.0%
10084851 TABAL ANTONIO 5172 PIONEER WAY ANTIOCH CA 94509 7.25000 90.0%
10084861 FEDALIZO ROBERT 727 TIMBERPINE AVENUE SUNNYVALE CA 94086 7.00000 70.0%
10084940 TAYLOR BRUCE 211 WINFIELD STREET SAN FRANCIS CA 94110 7.25000 90.0%
10084947 GRIMES DAVID 4832 DANBURY CIRCLE EL DORADO H CA 95762 7.00000 80.0%
10084991 SILVA JOUBERT 1081 HAZEL LANE PINOLE CA 94564 6.12500 80.0%
10085012 CLIFF MARGARET 2880 GLEN CANYON ROAD SANTA CRUZ CA 95060 6.50000 68.2%
10085038 JOHNSON, JR. E. TYREE 1523 CHABOT WAY SAN JOSE CA 95122 6.25000 80.0%
10085041 ROMAN RAFAEL 798 SAN DIEGO AVENUE DALY CITY CA 94014 7.25000 90.0%
10085063 SCHERER MICHAEL 562 LANFAIR CIRCLE SAN JOSE CA 95136 7.25000 90.0%
10085076 BUTTERWORTH TIM 1305 BERRYDALE DRIVE PETALUMA CA 94954 7.25000 90.0%
10085079 NELSON LEWIS 2901 56TH AVENUE OAKLAND CA 94605 6.25000 80.0%
10085094 EMPSON PETER 4800 TROUT GULCH ROAD APTOS CA 95003 6.12500 75.0%
10085096 MCCOMB CLARENCE 2612 75TH AVENUE OAKLAND CA 94605 6.25000 65.0%
10085366 FUSSELL CLARA 4526 11TH AVENUE SOUTH ST. PETERSB FL 33711 7.50000 75.0%
10085417 ANDERSON JR. RICHARD A. 3809 KENTON LAND HARRISBURG PA 17110 6.62500 40.6%
10085616 CALAMARAS GEORGE T. 80 EAGLEVIEW CIRCLE WAYNESVILLE NC 28786 5.75000 55.6%
10085804 SMITH MARK 176 MUNSON DRIVE SLAUGHTER LA 70777 7.00000 85.0%
10085841 WHITMORE CLARENCE W. 3406 ARBOR AVENUE HOUSTON TX 77004 7.00000 80.0%
10087152 QUEZADA CARLOS ROUTE 1 BOX 200 SANTA FE NM 87501 6.62500 53.1%
10087362 HUDSON ELLEN 2443 EAST TRACY LANE 1 PHOENIX AZ 85032 6.50000 85.0%
10087417 PACHECO ELODIA 138 SOUTH ASHLAND MESA AZ 85204 6.12500 90.0%
10087471 ALEXANDER CORNELIA 12866 WEST ORANGE DRIVE LITCHFIELD AZ 85340 7.25000 90.0%
10087565 ROURICK DEBBIE Y. 11207 NORTH 79TH AVENUE PEORIA AZ 85345 7.25000 85.0%
10087567 GONZALES RACQUEL M. 13401 RACHEL ROAD SE ALBURQUERQU NM 87123 6.25000 80.0%
10087596 ALVAREZ ROBERT M. 20012 NORTH 65TH DRIVE GLENDALE AZ 85308 7.25000 90.0%
10087664 NORRING LARRY D 1298 TYLER STREET SOUTH SHAKOPEE MN 55379 6.62500 75.0%
10087753 MURPHY-BOWERS KATHLEEN K. 2933 NORTHEAST KNOTT STREET PORTLAND OR 97212 6.99000 70.0%
10087771 BLAKNEY DORICE D 3252 GIRARD AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 80.0%
10087776 ROSEN SANDRA 3731 NORTH FREMONT AVENUE MINNEAPOLIS MN 55412 7.00000 70.0%
10087789 SPAINHOWER ROBERT A. 1616 SUNNAHAE COURT CRAIG AK 99921 6.87500 69.6%
10087834 LYON BEVERLY JOAN 1443 SE 53RD AVE PORTLAND OR 97215 5.29000 85.0%
10088087 STENBERG MARK A. 507 WEST 7TH STREET PARK RAPIDS MN 56470 6.62500 75.0%
10088093 SWERTEL JOHN J 49 MAGNOLIA AVENUE WEST ST. PAUL MN 55117 6.25000 75.0%
10088528 MARTIN MANUEL 348 COTUIT ROAD MASHPEE MA 02649 6.75000 65.0%
10088559 RADICE JOSEPH 335 LAKESIDE BOULEVARD TRENTON NJ 08610 7.25000 75.0%
10088632 CAPSER LANCE 3510 RINGNECK DRIVE NAMPA ID 83686 6.75000 75.0%
10088679 NOTTO JAMES 140 3RD AVENUE SOUTH ST. PAUL MN 55075 7.25000 90.0%
10088680 ROGERS THERESA A. STREET ROUTE BOX 28B KANSAS OK 74347 6.75000 75.0%
10088681 WILLIAM MATHEW 1024 HIDER GREENVILLE MS 38701 7.00000 80.0%
10088843 GREGG ARTHUR E. 781 LINN AVENUE OREGON CITY OR 97045 6.60000 80.0%
10088866 MINDLIN GAIL 11703 NORWEGIAN WOOD AUSTIN TX 78758 7.25000 90.0%
10088948 JALLOH ABDUL A. 7292 72ND LANE NORTH #238 BROOKLYN PA MN 55428 6.87500 75.0%
10089069 QUINEHAN CHRISTOPHER 26969 BAYSHORE CIRCLE NORTHWEST ISANTI MN 55404 6.25000 85.0%
10089077 TOBEY MICHAEL A 728 SIMMON DRIVE OSCEOLA WI 54020 6.50000 75.0%
10089084 BHAK ALLEN 2137 HAMLIN DRIVE ANTIOCH CA 94509 7.37500 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10084722 9.50000 153,693.37 1,294.92 01 1 225,000.00 360 N
10084726 9.50000 322,257.94 2,715.54 01 1 380,000.00 360 N
10084732 9.50000 93,750.00 788.31 09 1 125,000.00 360 N
10084738 8.99000 214,025.02 1,724.38 01 1 265,000.00 360 N
10084740 9.25000 390,179.73 3,216.67 01 1 450,000.00 360 N
10084747 8.75000 129,298.45 1,019.57 01 1 162,000.00 360 N
10084751 9.25000 103,086.95 851.47 01 1 115,000.00 360 N
10084783 10.25000 47,149.20 423.41 04 3 63,000.00 360 N
10084792 9.75000 220,083.44 1,894.44 01 1 245,000.00 360 N
10084793 8.50000 184,048.12 1,418.65 01 1 246,000.00 360 N
10084815 8.99000 201,552.71 1,623.89 01 1 252,500.00 360 N
10084851 9.99000 151,826.85 1,333.67 01 1 169,000.00 360 N
10084861 9.50000 349,827.84 2,942.99 01 1 500,000.00 360 N
10084940 9.99000 269,880.30 2,367.45 05 1 300,000.00 360 N
10084947 9.99000 295,868.77 2,595.43 01 1 370,000.00 360 N
10084991 8.75000 151,025.37 1,189.50 01 1 189,000.00 360 N
10085012 8.25000 299,808.70 2,253.80 01 1 440,000.00 360 N
10085038 9.50000 163,838.00 1,379.01 01 3 205,000.00 360 N
10085041 10.99000 148,383.38 1,413.08 01 1 195,000.00 360 N
10085063 9.25000 220,270.50 1,814.00 01 1 245,000.00 360 N
10085076 10.75000 193,353.64 1,806.29 01 1 215,000.00 360 N
10085079 9.62500 147,857.61 1,257.99 01 1 185,000.00 360 N
10085094 8.75000 375,000.00 2,950.13 01 1 500,000.00 360 N
10085096 9.50000 55,195.42 464.58 01 3 85,000.00 360 N
10085366 11.74000 48,660.24 490.96 01 1 64,900.00 360 N
10085417 10.99000 64,905.80 618.52 01 1 160,000.00 360 N
10085616 6.75000 114,499.33 745.89 01 1 207,000.00 360 N
10085804 10.62500 51,726.93 479.15 01 1 61,000.00 360 N
10085841 10.74000 47,600.00 443.98 01 1 59,500.00 360 N
10087152 9.25000 160,662.25 1,324.51 01 1 303,000.00 360 N
10087362 10.25000 33,971.35 304.68 04 1 40,000.00 360 N
10087417 9.75000 68,270.76 587.67 01 1 76,000.00 360 N
10087471 10.25000 128,032.11 1,149.25 01 1 142,500.00 360 N
10087565 9.87500 111,993.55 974.29 01 1 132,000.00 360 N
10087567 9.25000 163,169.03 1,345.90 01 1 204,500.00 360 N
10087596 10.99000 121,000.00 1,151.40 09 1 134,463.00 360 N
10087664 9.99000 105,396.10 926.66 01 1 141,000.00 360 N
10087753 9.50000 111,720.14 941.76 01 1 160,000.00 360 N
10087771 11.00000 64,000.00 609.49 01 1 80,000.00 360 N
10087776 12.99000 66,438.01 735.11 01 1 95,000.00 360 N
10087789 9.00000 187,584.55 1,512.70 05 3 270,000.00 360 N
10087834 9.69000 127,023.60 1,088.91 01 1 150,000.00 360 N
10088087 10.00000 56,225.11 493.64 01 1 75,000.00 360 N
10088093 10.99000 47,233.11 449.62 01 1 63,000.00 360 N
10088528 9.75000 32,438.59 279.23 01 1 50,000.00 360 N
10088559 12.25000 106,352.92 1,116.01 01 1 142,000.00 360 N
10088632 10.75000 123,703.40 1,155.19 01 1 165,000.00 360 N
10088679 11.75000 71,888.25 725.87 01 1 79,900.00 360 N
10088680 9.99000 44,862.84 394.58 01 1 60,000.00 360 N
10088681 11.99000 21,574.83 222.02 01 1 27,000.00 360 N
10088843 8.99000 113,683.29 916.45 01 1 142,500.00 360 N
10088866 10.75000 65,666.31 614.98 09 1 73,200.00 360 N
10088948 10.25000 26,205.38 235.23 04 1 35,000.00 360 N
10089069 9.25000 132,246.91 1,090.87 01 1 156,000.00 360 N
10089077 10.25000 80,216.34 719.13 01 1 107,000.00 360 N
10089084 10.50000 93,560.43 857.57 01 3 125,000.00 360 N
</TABLE>
Page 8
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10089158 FORTUNE KERRY 3629 R STREET N.W. WASHINGTON DC 20007 6.12500 80.0%
10089248 GIRONE ELIZABETH 2656 PECONIC AVENUE SEAFORD NY 11783 6.75000 75.0%
10089633 RUCKER CHERIE 14537 SNOWDEN DETROIT MI 48227 5.75000 50.0%
10089716 DAVIS GWENDOLYN 5012 KENNEDY AVENUE EAST CHICAG IN 46312 6.87500 75.0%
10089827 BLAKE CECIL 8104 EASTWOOD LANE WOODRIDGE IL 60517 5.87500 47.9%
10089828 HARDING JR. ROBERT E. 13947 SOUTH OAKDALE CIRCLE PLAINFIELD IL 60544 6.50000 90.0%
10089926 HARRINGTON ALBERTA 16013-15 PROSPECT STREET HIGHLAND PA MI 48203 7.50000 60.0%
10089986 JACKSON STEVEN 7537 SOUTH CARPENTER STREET CHICAGO IL 60620 5.75000 56.5%
10090022 JONES BESSIE M. 18476 BILTMORE DETROIT MI 48235 7.00000 80.0%
10090060 ROSS TIMOTHY E 812 10TH AVENUE NW CANTON OH 44703 6.50000 70.0%
10090079 O'BRIEN JAIME 3905 WALTER AVENUE PARMA OH 44134 6.75000 78.8%
10090081 REEL DWIGHT H 2235 15TH STREET NE CANTON OH 44705 7.00000 67.2%
10090110 GUILLORY EARL 2190 WOOTEN ROAD BEAUMONT TX 77707 6.50000 75.0%
10090136 BRITTON ANTHONY 15213 SHEFFIELD TERRACE DRIVE CHANNELVIEW TX 77530 7.25000 90.0%
10090170 LYNCH JR. NEIL J. 1120 WEST GRANITE 3UTTE MT 59701 6.75000 60.0%
10090322 HALLBERG PAUL A. 13100 3RD AVENUE SOUTH ZIMMERMAN MN 55398 6.12500 75.0%
10090432 ESSLER TODD J. 663 LAFOND AVENUE ST. PAUL MN 55104 7.00000 75.0%
10090532 CROSS LISA L. 1010 122ND AVENUE NORTHWEST COON RAPIDS MN 55448 7.50000 80.0%
10090544 MCMORRAN TODD J 4700 234TH COURT ST. FRANCIS MN 55070 6.87500 70.0%
10090548 NINE BENJAMIN MICHAL 5801 SOUTHEAST STARK STREET PORTLAND OR 97215 7.00000 79.6%
10091209 TAN CHRISTOPHER 2309 - 52ND AVENUE WEST D224 MOUNTLAKE T WA 98043 6.25000 85.0%
10091242 RANEY TERRY 2822 NORTH DAKOTA STREET SPOKANE WA 99207 7.87500 80.0%
10091251 KRUEGER RAY 6941 WEST BUCKNER PLACE WASILLA AK 99654 7.00000 80.0%
10091299 WILLIAMS RICHARD 23222 MARINE VIEW DRIVE SOUTH DES MOINES WA 98198 6.75000 70.0%
10091329 PECK LARRY 26503 SHERWOOD DRIVE CAMBRIDGE S PA 16403 6.75000 75.0%
10091365 COLE ROBERT LEE 996 HIGHLAND DRIVE PORTERVILLE CA 93257 6.12500 80.0%
10091375 BITTON CHARLES L. 5619 MILWAUKEE AVENUE EAST EDGEWOOD WA 98372 6.75000 70.0%
10091390 CLARK COREY D. 1425 MATSON ROAD COLVILLE WA 99114 6.75000 65.0%
10091437 MARTINEZ MIGUEL 4032, 1/2 & 1/4 EAST 55TH STREET MAYWOOD CA 90270 6.50000 90.0%
10091461 GENTRY KENNETH W. 3540 SOUTH BENNETT STREET SEATTLE WA 98118 7.00000 84.3%
10091500 ROMERO HILARIO 735 BELDEN AVENUE LOS ANGELES CA 90022 6.50000 85.0%
10091502 SWANSON PHILLIP A. 48102 275TH STREET CANTON SD 57013 5.87500 66.4%
10091539 MCDONALD TIMOTHY D. 108 SOUTH GREEN STREET SPOKANE WA 99202 6.50000 75.0%
10091542 RICHARDSON REGINA L. 1910 WEST KNOX AVENUE SPOKANE WA 99205 6.62500 75.0%
10091557 MCCULLOUGH RANDY L. 949 SLUICE-BOX ROAD FAIRBANKS AK 99712 7.00000 80.0%
10091576 GARCIA FRANCISCO 2533 MOOSEDEER DRIVE ONTARIO CA 91762 7.25000 90.0%
10091590 MORTON TODD E. 14737 NORTHEAST 35TH STREET 42 BELLEVUE WA 98007 7.25000 75.0%
10091611 ANTLES CARL D. 650 OTOMITES STREET SOUTH LAKE CA 96150 6.12500 55.6%
10092147 NEDDLEMAN MARC 731 W. WYNNEWOOD ROAD 32 ARDMORE PA 19003 6.37500 70.0%
10092190 WALLACE ELLA 2720 RACE STREET MELBOURNE FL 32901 6.75000 65.0%
10092200 CONSTANTINE RUSSELL 3437 DOVE HOLLOW COURT PALM HARBOR FL 34683 6.25000 80.0%
10092658 SCHLIEP EDWARD J 417 LOWERY AVENUE NORTH MINNEAPOLIS MN 55411 7.50000 65.0%
10092690 HENDERSON MELVIN O 914 26TH AVENUE NORTH MINNEAPOLIS MN 55411 7.37500 65.0%
10092708 JOHNSTON SUSAN A. 219 BAY OAKS DRIVE BAY SAINT L MS 39520 7.00000 85.0%
10092853 DILANIAN SARKIS 7617 LURLINE AVENUE (CANOGA PAR CA 91306 7.25000 90.0%
10092887 BOND LONNELL 6019 SHULTE AVENUE ST. LOUIS MO 63136 7.37500 75.0%
10093017 PERRY DAVID D. 815 NORTH ROCK DRIVE HOUSTON TX 77073 2.25000 80.0%
10093094 WYSE CINDY LOU 4340 SNOWBERRY STREET NORTHEAST SALEM OR 97305 6.25000 80.0%
10093634 BARNETT BARBARA 1508 SUNSET AVENUE CALDWELL ID 83605 6.75000 75.0%
10093648 PALMER MARY A. 5918 BLAIRSTONE DRIVE CULVER CITY CA 90232 7.25000 90.0%
10093656 WHITNEY SHERRIE L. 14516 WILSHIRE CIRCLE GRANDVIEW MO 64030 6.75000 75.0%
10093662 ARNOLD GEORGE 219 MAVERICK COURT BUDA TX 78610 6.50000 85.0%
10093700 COHEN JR. JOE C. 755 WALTON ST. LOUIS MO 63108 7.62500 70.0%
10093785 HERNANDEZ FIDEL 1458-1460 WEST 25TH STREET LOS ANGELES CA 90007 6.75000 85.0%
10093851 STRAUGHAN JOSEPH H. 628-630 LOMBARD CIRCLE SPRINGFIELD MO 65807 7.37500 75.0%
10093899 LOGAN KASH B. 2407 ARCH STREET LITTLE ROCK AR 72206 6.75000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10089158 8.50000 215,470.97 1,660.86 01 1 270,000.00 360 N
10089248 10.99000 217,500.00 2,069.66 01 1 290,000.00 360 N
10089633 8.99000 19,000.00 152.75 01 1 38,000.00 360 N
10089716 10.99000 34,449.97 328.30 01 1 46,000.00 360 N
10089827 8.99000 66,963.32 538.62 01 1 140,000.00 360 N
10089828 9.99000 107,806.07 946.98 01 1 120,000.00 360 N
10089926 11.50000 21,593.09 213.91 05 3 36,000.00 360 N
10089986 8.25000 34,909.78 262.95 01 3 62,000.00 360 N
10090022 10.50000 51,200.00 468.35 01 1 64,000.00 360 N
10090060 10.75000 40,584.71 379.00 01 1 58,000.00 360 N
10090079 10.25000 51,889.05 465.98 01 1 66,000.00 360 N
10090081 12.00000 33,590.38 345.62 01 1 50,000.00 360 N
10090110 9.75000 137,053.89 1,179.19 01 1 183,000.00 360 N
10090136 9.99000 62,347.85 547.67 09 1 69,400.00 360 N
10090170 11.75000 22,172.75 224.09 01 3 37,000.00 360 N
10090322 9.75000 83,242.44 716.54 01 1 111,200.00 360 N
10090432 11.75000 51,668.02 522.37 01 1 69,000.00 360 N
10090532 12.00000 90,774.00 933.99 01 1 113,500.00 360 N
10090544 11.00000 115,396.00 1,098.95 01 1 164,852.00 360 N
10090548 10.00000 143,676.09 1,263.71 01 1 181,000.00 360 N
10091209 8.50000 71,619.14 552.05 04 1 84,465.00 360 N
10091242 11.12500 69,829.57 672.56 01 3 87,410.00 360 N
10091251 10.74000 76,741.78 716.34 09 1 96,000.00 360 N
10091299 8.99000 237,338.81 1,913.29 12 3 340,000.00 360 N
10091329 11.75000 35,206.72 355.82 01 1 47,000.00 360 N
10091365 8.75000 87,743.12 692.30 01 3 110,000.00 360 N
10091375 9.74000 25,850.92 222.34 01 3 37,000.00 360 N
10091390 10.74000 71,328.35 666.91 01 1 110,000.00 360 N
10091437 9.99000 203,616.33 1,790.24 06 1 227,000.00 360 N
10091461 10.87500 107,870.54 1,017.85 01 1 128,000.00 360 N
10091500 10.25000 118,746.14 1,066.37 01 1 140,000.00 360 N
10091502 8.75000 87,000.00 684.43 01 1 131,000.00 360 N
10091539 9.99000 46,266.74 406.42 01 1 61,800.00 360 N
10091542 9.75000 41,230.75 354.41 01 1 55,000.00 360 N
10091557 10.74000 102,361.36 955.12 01 2 128,000.00 360 N
10091576 11.25000 98,829.72 961.55 01 1 110,000.00 360 N
10091590 10.50000 101,086.91 926.18 04 3 135,000.00 360 N
10091611 7.75000 74,731.87 537.31 01 1 135,000.00 360 N
10092147 8.75000 101,263.81 798.51 04 1 145,000.00 360 N
10092190 9.74000 23,319.21 200.88 01 1 36,000.00 360 N
10092200 9.25000 98,140.94 809.52 01 1 123,000.00 360 N
10092658 11.24000 32,466.68 315.42 05 3 50,000.00 360 N
10092690 13.00000 32,469.76 359.52 01 1 50,000.00 360 N
10092708 10.62500 27,146.43 251.36 01 1 32,000.00 360 N
10092853 9.99000 161,259.90 1,416.53 01 1 179,500.00 360 N
10092887 10.62000 24,805.68 229.32 01 3 33,100.00 360 N
10093017 10.25000 59,871.99 537.67 09 1 75,000.00 360 N
10093094 9.25000 95,870.26 789.12 01 1 119,900.00 360 N
10093634 10.50000 62,974.96 576.29 01 1 84,000.00 360 N
10093648 10.99000 274,000.44 2,612.06 01 1 305,000.00 360 N
10093656 11.50000 86,109.49 854.13 01 1 115,000.00 360 N
10093662 10.50000 81,600.00 746.43 01 1 96,000.00 360 N
10093700 12.62500 45,454.00 490.02 05 3 65,000.00 360 N
10093785 9.75000 162,840.69 1,402.14 05 1 192,000.00 360 N
10093851 10.50000 56,159.37 514.55 05 3 75,000.00 360 N
10093899 10.75000 31,125.87 291.25 01 1 41,600.00 360 N
</TABLE>
Page 9
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10094026 NEAL LATOYA 1831 MORGAN AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 65.0%
10094031 DORRIS DALE P. 808 SOUTH WASHINGTON BUTTE MT 59701 6.12500 75.0%
10094105 HODGSON THOMAS 102 CARLISLE AVENUE PATTERSON NJ 07501 6.87500 80.0%
10094115 NEAL WILLIAM 20740 BARRENS ROAD SOUTH STEWARTSTOW PA 17363 7.00000 70.0%
10094131 STEWART COURTNEY 1050 EAST 218TH STREET BRONX NY 10469 7.00000 85.0%
10094166 MARTIN JOSEPH 1720 KILLINGTON ROAD 31 TOWSON MD 21204 6.62500 80.0%
10094291 JOHNSON HARVEY 660 GREENCASTLE ROAD RICHMOND VA 23236 6.75000 75.0%
10094339 KOEHLER HENRY 228 BLOOMING GROVE TURNPIKE NEW WINDSOR NY 12553 6.50000 70.0%
10094367 STEINBERG JEROME 90 HAMILTON STREET ABINGTON MA 02351 6.00000 65.0%
10094380 BENJAMIN LORRANINE R. 203 ORA WRIGHTER DRIVE BUFFALO NY 14204 5.87500 61.4%
10094398 SMITH DONALD 412 NORTH MAIN STREET GREENSBORO MD 21639 6.62500 65.0%
10094549 LUBERTO NICOLAS 24 RIVER ROAD 43 CLIFTON NJ 07014 6.12500 81.4%
10095116 WATTON DAVID J. 14186 WEST CHADFORD DRIVE BOISE ID 83713 7.25000 89.2%
10095161 KIMBERLIN DARRELL 10600 SOUTHEAST HAROLD STREET PORTLAND OR 97266 7.00000 70.0%
10095202 IMOSE, JR. GEORGE S. 99-745 NAHIOLEA STREET AIEA HI 96701 6.87500 80.0%
10095287 SIMMS BERNICE 7437 S. PARNELL AVE. CHICAGO IL 60621 7.49000 70.0%
10095343 KELLER ROLAND 163 EAST 23RD STREET RESERVE LA 70084 6.87500 65.0%
10095355 WILLIAMS KEISHA S. 3439 LOGAN AVENUE NORTH MINNEAPOLIS MN 55411 6.50000 75.0%
10095422 GOINS SANDRA M. 9409 VANDERBILT DRIVE LITTLE ROCK AR 72204 7.00000 80.0%
10095447 CHESSEN EUGENE 4765 MAPLE CHASE DEEPHAVEN MN 55331 7.25000 80.0%
10095454 BEEBE HEATHER 1077 "T" STREET SPRINGFIELD OR 97477 6.75000 85.0%
10095571 SMOTHERS JERRY 310 EAST MAIN STREET BRADFORDSVI KY 40009 6.75000 79.0%
10095633 RYCHECKY JAMES 309 NORTH 37TH STREET MILWAUKEE WI 53208 6.12500 80.0%
10095646 ARCHACKI RICHARD 1601 EAST 45TH STREET CLEVELAND OH 44103 6.75000 75.0%
10095678 GREER MARY V 7559 SOUTH INDIANA AVENUE CHICAGO IL 60619 6.75000 65.0%
10095691 ARNOLD RALPH F 510 MACHELLE DRIVE CARY IL 60013 6.37500 70.0%
10095713 GIBSON HERMAN O. 17258 SOUTH KIMBARK AVENUE SOUTH HOLLA IL 60473 7.00000 70.0%
10095826 ANIAPAM EDWARD 12042 BLOOM STREET DETROIT MI 48212 6.50000 80.0%
10095882 XIONG NAI 3803 NORTH 70TH STREET MILWAUKEE WI 53216 6.25000 85.0%
10095903 THOMAS ROSA MAE 5846 NORTH 41ST STREET MILWAUKEE WI 53209 6.50000 85.0%
10095904 CONNER JOHNNIE 9235 EMILY DRIVE DAVISON MI 48423 6.25000 80.0%
10095923 DUCAN RUSSELL 2642 KENNEDY DRIVE NORTH CHICA IL 60064 6.25000 75.0%
10095940 EASON EARLINE 13661 GLENWOOD STREET DETROIT MI 48205 7.50000 60.0%
10095952 CAUGHMAN RICHARD M. 18333 ST ROUTE 14 NORTH BENTO OH 44449 6.25000 75.0%
10095978 CRAIG LARECIA 9201 SOUTH MAY AVENUE CHICAGO IL 60620 6.75000 59.4%
10096000 GONZALES CHARLINE K 2933 EAST 223RD STREET SAUK VILLAG IL 60411 7.00000 80.0%
10096013 BROWN JAMES 873 WILSON AVENUE COLUMBUS OH 43206 6.75000 65.0%
10096083 WATSON CHARLES T. 7089 BELLE POINTE DRIVE 77 BELLEVILLE MI 48111 6.12500 75.0%
10096130 ROGERS-LAXSON PAMELA A 104 CAIN STREET BERRYVILLE AR 72616 7.00000 80.0%
10096157 KEENAN TODD 708 NUTMEG STANTON NE 68779 7.00000 80.0%
10096190 BUSTAMANTE JORGE E. 13605 SW 77TH LANE MIAMI FL 33183 5.49000 84.8%
10096197 RICART J. DAVID 52 3RD AVE. WOODBRIDGE NJ 07064 6.69000 78.2%
10096217 RICHERSON RICKEY L 68 FOXTAIL LANE ULM MT 59485 6.12500 75.0%
10096285 BURNS MELINDA 512 WICKSON AVE OAKLAND CA 94610 7.00000 80.0%
10096338 HOBBS, JR. GARY L. NORTH HIGHWAY 277, ROUTE 2 BOX 1 EAGLE PASS TX 78852 6.12500 72.0%
10096348 FRANCISCO LYNN A 3810 PINTO CIRCLE ELKHORN NE 68022 7.00000 79.0%
10096373 REED CARLA L 1723 GIRARD AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 85.0%
10096425 JAMES LEFFIE L. 133 RUBY TAYLOR ROAD MENDENHALL MS 39114 6.50000 75.0%
10096444 GARZA ROMEO J. 600 PEARL DRIVE PHARR TX 78577 7.00000 80.0%
10096464 ROMERO MANVELITA 1741 BUSH AVENUE ST. PAUL MN 55106 7.37500 65.0%
10096480 BALFANZ DANIEL JAMES 4808 140TH STREET WEST SAVAGE MN 55378 7.00000 85.0%
10096512 THOMSON BRUCE C. RURAL ROUTE #1,BOX 150 UNADILLA NE 68454 7.00000 80.0%
10096576 GROTH DONALD J 16903 GOODWIN AVENUE HASTINGS MN 55033 7.50000 85.0%
10096595 MILLARDE DENA 11610 HUSTON STREET NORTH HOLLY CA 91601 7.00000 75.0%
10097116 RUUTEL BENJAMIN 51 DORSET ROAD COLCHESTER CT 06415 7.25000 80.0%
10097318 CRAIG JACQUELINE 4211 E. CHELTENHAM AVENUE PHILADELPHI PA 19124 6.75000 65.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10094026 10.75000 51,898.52 485.42 01 1 80,000.00 360 N
10094031 9.99000 39,286.22 345.26 01 1 52,500.00 360 N
10094105 9.74000 95,955.11 824.09 01 3 120,000.00 360 N
10094115 12.25000 87,403.82 916.91 01 1 125,000.00 360 N
10094131 10.25000 126,650.00 1,134.92 01 1 149,000.00 360 N
10094166 9.49000 251,750.58 2,117.12 04 1 315,000.00 360 N
10094291 11.49000 72,703.16 719.89 01 1 97,000.00 360 N
10094339 9.49000 314,844.72 2,646.40 01 1 450,000.00 360 N
10094367 8.99000 64,856.06 522.54 01 1 100,000.00 360 N
10094380 8.25000 47,640.95 359.11 10 1 77,800.00 360 N
10094398 10.74000 57,738.87 539.59 01 1 89,000.00 360 N
10094549 8.75000 130,848.71 1,030.58 04 1 161,000.00 360 N
10095116 10.50000 127,035.00 1,162.04 01 1 142,500.00 360 N
10095161 11.75000 76,871.10 777.25 01 1 110,000.00 360 N
10095202 10.25000 223,289.63 2,006.06 01 1 280,000.00 360 N
10095287 10.49000 31,439.16 287.82 01 1 45,000.00 360 N
10095343 11.25000 19,466.44 189.40 01 1 30,000.00 360 N
10095355 10.25000 59,898.03 537.67 01 1 80,000.00 360 N
10095422 9.99000 53,503.72 469.99 01 1 67,000.00 360 N
10095447 9.99000 399,098.40 3,507.34 01 1 500,000.00 360 N
10095454 9.99000 76,431.88 670.78 01 1 90,000.00 360 N
10095571 11.50000 22,462.59 222.82 01 1 28,500.00 360 N
10095633 10.75000 34,102.25 319.08 01 1 42,750.00 360 N
10095646 11.49000 47,917.32 474.98 05 1 64,000.00 360 N
10095678 10.75000 58,387.88 546.09 01 1 90,000.00 360 N
10095691 8.00000 310,440.91 2,285.68 01 1 445,000.00 360 N
10095713 11.37500 174,766.76 1,716.34 01 1 250,000.00 360 N
10095826 11.87500 47,129.19 480.97 01 1 59,000.00 360 N
10095882 10.25000 69,579.89 624.59 01 1 82,000.00 360 N
10095903 11.50000 29,710.23 294.62 01 1 35,000.00 360 N
10095904 9.50000 113,887.40 958.58 04 1 142,512.00 360 N
10095923 10.75000 66,996.35 626.60 01 1 89,500.00 360 N
10095940 11.50000 22,140.74 219.85 01 3 37,000.00 360 N
10095952 10.50000 86,140.75 788.28 01 1 114,900.00 360 N
10095978 9.75000 55,116.67 474.69 01 1 93,000.00 360 N
10096000 11.75000 55,931.25 565.27 01 1 70,000.00 360 N
10096013 10.75000 40,238.46 376.20 01 1 62,000.00 360 N
10096083 9.99000 243,641.94 2,137.28 04 1 325,000.00 360 N
10096130 11.25000 38,387.03 372.97 01 1 48,000.00 360 N
10096157 11.25000 52,707.61 512.83 01 1 66,000.00 360 N
10096190 9.25000 109,096.64 899.40 01 1 129,000.00 360 N
10096197 10.15000 81,664.70 736.50 01 1 106,000.00 360 N
10096217 10.50000 200,593.55 1,838.63 01 1 268,000.00 360 N
10096285 10.00000 123,889.83 1,088.19 01 1 155,000.00 360 N
10096338 8.50000 257,658.01 2,020.71 01 1 365,000.00 360 N
10096348 11.74000 59,926.16 605.19 01 1 76,000.00 360 N
10096373 10.62500 57,909.00 535.98 01 1 68,235.00 360 N
10096425 11.25000 15,717.31 152.98 01 1 21,000.00 360 N
10096444 11.12400 64,000.00 615.50 01 1 80,000.00 360 N
10096464 13.25000 64,931.77 731.76 01 1 100,000.00 360 N
10096480 10.37500 126,440.48 1,146.70 01 1 149,000.00 360 N
10096512 11.99000 50,341.29 518.04 01 1 63,000.00 360 N
10096576 11.37500 195,083.01 1,917.40 01 1 230,000.00 360 N
10096595 11.75000 196,134.53 1,983.50 01 1 262,000.00 360 N
10097116 10.75000 87,067.20 813.07 01 1 108,900.00 360 N
10097318 10.75000 33,124.93 309.45 01 1 51,000.00 360 N
</TABLE>
Page 10
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10097398 HARTOFILIS IOANNIS 63 GROVE STREET GARDEN CITY NY 11530 6.75000 64.3%
10097481 PERELLI MARY 194-196 CEDAR STREET NEW HAVEN CT 06519 6.75000 70.0%
10097605 BARAJAS ROBERTO 6134 WEST PIERCE STREET PHOENIX AZ 85043 7.00000 85.0%
10097630 MAIN DONALD R. 22211 NORTH LOS CABALLOS DRIVE SCOTTSDALE AZ 85255 7.25000 90.0%
10097639 BENNETT RANDY 1904 NORTH 67TH DRIVE PHOENIX AZ 85035 6.37500 49.5%
10097665 BETANCOURT EFRAIN 1204 WEST COCHISE DRIVE PHOENIX AZ 85021 7.00000 80.0%
10097672 WANDERLINGH ERNEST 10301 COGSWELL AVENUE LAS VEGAS NV 89134 7.00000 79.8%
10097763 SILVA MAX 316 SIERRA PLACE NORTHEAST ALBUQUERQUE NM 87108 6.75000 75.0%
10097774 COLE DANIEL 4902 WEST WESCOTT DRIVE GLENDALE AZ 85308 7.00000 80.0%
10097840 RAGANIT-RISOLI ANGIE 1215 EAST LEMON STREET 101 TEMPE AZ 85281 6.62500 64.9%
10097848 BRUNTZ TIM 6134 WEST MARY JANE LANE GLENDALE AZ 85306 7.25000 90.0%
10097940 REISER MICHAEL 2320 EAST MISSOURI AVENUE PHOENIX AZ 85016 7.00000 80.0%
10097951 CLARK KIMBERLY V. 1954 WEST KIMBERLY WAY PHOENIX AZ 85027 7.25000 80.0%
10098012 BESSER ROBERT 9632 EAST 33RD STREET TUCSON AZ 85748 6.25000 80.0%
10098110 JONES TIM 230 SCOBIE STREET MONTAGUE CA 96064 7.25000 80.0%
10098193 TOOMB KELLY K. 128 3RD STREET SEASIDE OR 97138 7.00000 75.0%
10098226 FORBES ELISA 638 BELEVEDERE DRIVE JACKSON MS 39206 6.75000 80.0%
10098243 TOLI SIONE 9665 SOUTH CEDAR CREST DRIVE SANDY UT 84092 6.62500 60.8%
10098269 BETTIS RANDY S. 10121 THIMBLE BERRY DRIVE ANCHORAGE AK 99515 6.25000 80.0%
10098270 ROBERTS DALE 7514 SOUTH DALTON AVENUE LOS ANGELES CA 90047 7.25000 90.0%
10098294 CROWE TODD 1023 EAST LONGFELLOW AVENUE SPOKANE WA 99207 7.25000 90.0%
10098314 MEYER FREDERICH 809 EMPORIA STREET AURORA CO 80010 6.37500 65.0%
10098322 CUFF DOLORES 4312-4314 SOUTH VICTORIA AVENUE LOS ANGELES CA 90008 6.50000 69.7%
10098345 MOSQUERA CARLOS 8154 MILLIKEN AVENUE WHITTIER CA 90602 6.12500 80.0%
10098348 KRIZMAN MICKEY 2365 WEST BUD CIRCLE WEST JORDAN UT 84084 6.25000 80.0%
10098349 CORRAL JAVIER 1227 GARNET STREET CALEXICO CA 92231 6.75000 75.0%
10098373 STONE WILLIAM 2542 WEST ROBIN ROAD WEST VALLEY UT 84119 6.75000 70.0%
10098374 FUNCHES TIMOTHY 4028 REKA DRIVE I-2 ANCHORAGE AK 99508 6.50000 75.0%
10098396 GRAVLEY CYNTHIA L. 162 OCEAN PARK DRIVE ANCHORAGE AK 99515 6.50000 75.0%
10098398 SIVALINGAM SIVA 1079 SAN RAMON DRIVE CHICO CA 95973 6.25000 80.0%
10098399 FRITZ GREGORY A. NHN RIVER ROAD PALMER AK 99645 6.25000 80.0%
10098413 NICHOLS ROBERT G. 656 FAIRBANKS STREET FAIRBANKS AK 99709 6.12500 75.0%
10098420 BERGARDO ALMIRA 15449 CIRCLE RIDGE LANE HACIENDA HE CA 91745 7.00000 85.0%
10098426 PADILLA HERBERT 3719 EAST ANDY STREET LONG BEACH CA 90805 6.50000 74.8%
10098427 ORDWAY MIKE 538 EAST NEBRASKA AVENUE SPOKANE WA 99207 6.50000 75.0%
10098439 COLEMAN JIM 808 NORTH 43RD WAY PASCO WA 99301 7.00000 85.0%
10098441 PARK HO B. 18779 KENLAKE PLACE NORTHEAST SEATTLE WA 98155 6.37500 60.3%
10098447 KOLBERG DALE 7862 WEST WARREN WOODS ROAD THREE OAKS MI 49128 7.25000 88.9%
10098449 GRAY RUBY 7033 MINNIE AVENUE ST. LOUIS MO 63136 6.25000 80.0%
10098451 JACOBS JR. ROY 12821 EAST DESMET AVENUE SPOKANE WA 99216 7.25000 75.0%
10098460 FREEMAN CASSANDRA 7517 12TH AVENUE SOUTHWEST SEATTLE WA 98106 6.62500 75.0%
10098480 CHISHOLM WILLIAM H. 1161 DOLPHIN WAY FAIRBANKS AK 99709 6.87500 80.0%
10098493 HOPFAUF JOAN 7908 BELMONT LANE BISMARCK ND 58501 6.25000 80.0%
10098503 MCKINNEY CARL 1498 VIEJAS CREEK TRAIL ALPINE CA 91901 6.75000 75.0%
10098577 GONZALEZ DION 2707 VALMONT ROAD 311D BOULDER CO 80304 7.00000 80.0%
10098623 RAD MASOUD 3346 EAST CAMERON AVENUE COVINA CA 91791 6.95000 90.0%
10098679 COBB WADE 5500 37TH AVENUE SOUTH MINNEAPOLIS MN 55417 6.75000 75.0%
10098832 O'HARA LEO J. 4029 RAND COURT (SHERMAN OA CA 91423 6.62500 75.0%
10098964 SANCHEZ GILBERT 6049 TANNAHILL DRIVE DONA ANA NM 88032 7.25000 90.0%
10098982 THOMAS DANNY 1508 DEWEY AVENUE EVANSTON IL 60201 7.00000 85.0%
10099043 BAGBY DWIGHT 22658 VICTORY BOULEVARD WOODLAND HI CA 91367 6.75000 80.0%
10099057 LARSEN SCOTTY W11140 840TH AVENUE RIVER FALLS WI 54022 5.75000 80.0%
10099064 BENSON DOLORIA JEAN 2020 FAIR MEADOW DRIVE EDMOND OK 73003 7.00000 85.0%
10099075 PIZZOLA JOHN A. 41 LOST MEADOW TRAIL AUSTIN TX 78734 6.50000 90.0%
10099094 MICHAUD BRIDGIT Y 2007 PENN AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 75.0%
10099773 FORMOSA TONY 1631 ANTIOCH PIKE ANTIOCH TN 37013 6.75000 65.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10097398 10.75000 211,676.39 1,978.99 01 1 330,000.00 360 N
10097481 10.75000 88,065.34 823.34 06 1 126,000.00 360 N
10097605 10.87500 72,250.00 681.24 01 1 85,000.00 360 N
10097630 10.50000 178,957.03 1,638.30 09 1 199,000.00 360 N
10097639 9.25000 25,740.78 213.90 01 1 52,500.00 360 N
10097665 10.25000 54,354.18 487.48 05 3 68,000.00 360 N
10097672 9.99000 145,670.92 1,280.18 09 1 182,999.00 360 N
10097763 10.50000 137,720.24 1,260.29 01 1 183,700.00 360 N
10097774 9.99000 83,125.91 729.53 01 1 104,000.00 360 N
10097840 8.99000 43,428.03 349.70 04 3 67,000.00 360 N
10097848 10.99000 70,174.90 668.01 01 1 78,000.00 360 N
10097940 9.25000 341,023.11 2,806.97 01 1 426,500.00 360 N
10097951 9.74000 61,571.20 528.79 01 1 77,000.00 360 N
10098012 8.50000 65,200.00 501.34 01 1 81,500.00 360 N
10098110 11.37500 26,400.00 258.93 01 1 33,000.00 360 N
10098193 9.99000 78,608.57 690.51 01 1 105,000.00 360 N
10098226 9.99000 42,323.86 371.78 01 1 53,000.00 360 N
10098243 9.75000 103,803.51 893.53 01 3 171,000.00 360 N
10098269 9.99000 64,676.31 568.19 01 3 81,000.00 360 N
10098270 9.99000 102,600.00 899.64 01 1 114,000.00 360 N
10098294 9.99000 70,168.88 615.54 01 1 78,000.00 360 N
10098314 10.25000 57,751.70 518.40 01 1 89,000.00 360 N
10098322 9.25000 169,643.36 1,398.55 05 1 244,000.00 360 N
10098345 7.75000 159,428.02 1,146.26 01 1 200,000.00 360 N
10098348 9.25000 121,344.88 1,000.38 01 1 152,000.00 360 N
10098349 9.75000 106,311.75 914.68 01 1 141,950.00 360 N
10098373 9.99000 97,779.10 859.30 01 1 140,000.00 360 N
10098374 10.75000 37,410.91 349.36 04 1 49,900.00 360 N
10098396 10.25000 76,500.00 685.52 01 1 102,000.00 360 N
10098398 9.75000 119,733.36 1,030.65 01 1 149,950.00 360 N
10098399 9.99000 103,987.33 912.61 01 1 130,100.00 360 N
10098413 9.49000 37,406.09 315.05 04 3 50,000.00 360 N
10098420 10.87500 175,605.63 1,659.02 01 1 207,000.00 360 N
10098426 9.50000 115,769.01 975.40 01 1 155,000.00 360 N
10098427 10.25000 43,500.95 390.48 01 1 58,100.00 360 N
10098439 10.50000 97,592.55 894.16 01 1 115,000.00 360 N
10098441 9.99000 234,578.03 2,060.56 01 1 390,000.00 360 N
10098447 9.99000 119,729.54 1,052.20 01 1 135,000.00 360 N
10098449 10.99000 33,551.30 319.73 01 1 42,000.00 360 N
10098451 10.75000 75,721.47 707.12 01 1 101,000.00 360 N
10098460 10.00000 108,701.89 954.36 01 1 145,000.00 360 N
10098480 8.00000 167,706.07 1,232.73 01 1 210,000.00 360 N
10098493 9.50000 83,832.74 706.32 01 1 105,000.00 360 N
10098503 10.99000 131,058.71 1,248.94 01 1 175,000.00 360 N
10098577 9.50000 59,880.51 504.52 04 1 75,000.00 360 N
10098623 9.50000 255,908.93 2,157.22 01 1 285,000.00 360 N
10098679 10.75000 80,144.81 748.42 01 1 106,900.00 360 N
10098832 8.25000 362,812.55 2,732.74 01 1 485,000.00 360 N
10098964 10.75000 57,489.59 537.69 01 1 64,000.00 360 N
10098982 11.62500 129,885.87 1,300.30 01 1 153,000.00 360 N
10099043 10.00000 191,829.41 1,684.94 01 1 240,000.00 360 N
10099057 9.50000 139,712.78 1,177.20 01 1 175,000.00 360 N
10099064 10.12500 100,078.05 889.07 01 1 117,941.00 360 N
10099075 9.50000 201,019.73 1,694.75 01 1 223,990.00 360 N
10099094 11.25000 56,210.50 546.34 01 1 75,000.00 360 N
10099773 10.75000 59,680.79 558.23 01 1 92,000.00 360 N
</TABLE>
Page 11
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10099786 ARMATO JOHN P. 5 VAILS LANE SOMERS NY 10536 7.25000 80.0%
10099827 GRANT ERROL 4114 BRUNER AVENUE BRONX NY 10466 6.25000 85.0%
10099895 OELKER DANIEL 19601 STERLING DRIVE MIAMI FL 33157 6.75000 56.2%
10099901 MORALES JOVINO 376 RHODE ISLAND STREET BUFFALO NY 14213 6.62500 75.0%
10099930 WALKER HENRY 126 SOUTH EAST AVENUE BRIDGETON NJ 08302 7.00000 67.3%
10099943 SNYDER DIANE QUARRY ROAD PERKINSVILL VT 05151 6.25000 80.0%
10099988 MIHALYI ANTONIO 8333 N.W. 14TH STREET CORAL SPRIN FL 33071 6.50000 85.0%
10100014 NASH CHRISTOPHER 109 FOREST AVENUE KEANSBURG NJ 07734 7.25000 75.0%
10100029 HATCHER MARGARET 170 VIRGINIA AVENUE JERSEY CITY NJ 07305 7.62500 80.0%
10100031 CARMON SHEILA 103 PINE STREET NEW HAVEN CT 06513 6.75000 75.0%
10100128 SNYDER JEFFREY S 15110 PECOS RIVER DRIVE CORPUS CHRI TX 78410 7.25000 90.0%
10100138 CHILDS ANGELA 1010 EAST 25TH STREET MINNEAPOLIS MN 55404 6.75000 75.0%
10100142 THIGPEN, JR. GEORGE W. 15261 PEARSON OAK PARK MI 48237 6.12500 80.0%
10100153 BOHANA SHEILA 4109 DON IBARRA PLACE LOS ANGELES CA 90008 7.00000 70.0%
10100194 COHEN, JR. JOE C. 4037 CLEVELAND AVENUE ST. LOUIS MO 63118 7.25000 70.0%
10100245 JOHNSEN MICHAEL E. 5569 NORTH CLOQUET ROAD DULUTH MN 55810 6.87500 61.2%
10100264 WALKER FLORENCE V 13410 HORNER AVENUE CLEVELAND OH 44120 6.75000 70.0%
10100352 CONNELL DOMINIQUE 2530 JAMES AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10100381 HAYNIE DEMETRIS 2721 WILLIAMSBURG DRIVE LAPLACE LA 70068 6.50000 70.0%
10100385 SHIVE SHERRY S. 302 NORTH FOREST ADAIR OK 74330 6.75000 80.0%
10100478 JOHNSON GLORIA D 6104 NORTH MISSISSIPPI AVENUE PORTLAND OR 97217 7.25000 65.0%
10100548 THOMAS STAN A. 1525 CAL YOUNG ROAD EUGENE OR 97401 6.62500 75.0%
10100560 RAMIREZ JORGE 951 RALEIGH STREET DENVER CO 80204 7.00000 85.0%
10100572 SPER PAUL D. 177 ESTABAN DRIVE (CAMARILLO CA 93010 7.00000 70.0%
10100718 MENDEZ MANUEL 4778 THUNDERBOLT AVENUE LAS VEGAS NV 89115 6.99000 85.0%
10100838 JUNIEL JUANITA 5116 WAPITI POINT COURT LAS VEGAS NV 89130 7.25000 90.0%
10100851 OGLE WALLACE G. 6246 PORT TACK DRIVE LAS VEGAS NV 89110 6.25000 90.0%
10100872 SNOW VALERIE H. 3519 DRESCINA WAY NORTH LAS V NV 89031 6.25000 80.0%
10100931 MAZZARA MARIA 801 STILLWATER LANE HENDERSON NV 89014 7.00000 80.0%
10101104 SHIRLEY TERESA 801 FM 991 TEXARKANA TX 75501 6.75000 75.0%
10101134 MALAN KIRTIS M. 12028 WEST BLUEBERRY DRIVE BOISE ID 83709 7.25000 90.0%
10101291 JOYCE JAMES M 12414 228TH STREET NEW SCANDIA MN 55073 7.25000 85.0%
10101292 TANKOVICH WILLIAM M. 1037 NORTH 23RD STREET COEUR D'ALE ID 83814 7.00000 85.0%
10101343 YOUNGMARK PHILLIP A 1221 MAIN STREET NORTHEAST MINNEAPOLIS MN 55413 6.75000 80.0%
10101408 RAHIM ISHRAT 2727 GATEWAY #25 SPRINGFIELD OR 97477 7.37500 65.0%
10101442 MORRIS ELIZABETH G. ROUTE 1 BOX 1365 APACHE OK 73006 7.00000 85.0%
10101455 WHATLEY STACY R ROUTE 3 BOX 184 TAYLORSVILL MS 39168 6.50000 70.0%
10101503 COOK DIONE M. 413 BELLE ALLIANCE DRIVE LAPLACE LA 70068 6.50000 75.0%
10101526 BURING DONNA 1516 LAKESHORE DRIVE NEW ORLEANS LA 70122 6.12500 75.0%
10101528 WALCZAK THOMAS 5509 PARKWOOD LANE EDINA MN 55436 7.00000 85.0%
10101549 FRANZHEIM BARBARA 1227 POST OAK PARK HOUSTON TX 77027 6.50000 55.9%
10101591 BRISCOE TIMOTHY 1225 HARVEST HILL LANE LANCASTER TX 75146 6.25000 85.0%
10101601 DREHER CLYDE 6175 MISTOVER LANE CANAL WINCH OH 43110 7.25000 85.0%
10101647 EDMONSON WILLIE MAE 11347 SOUTH ELIZABETH STREET CHICAGO IL 60643 6.75000 65.0%
10101657 MORRIS KEVIN B 1784 COYOTE CIRCLE GOLDEN CO 80403 7.00000 80.0%
10101666 RILEY MARY M. 18950 PLAINVIEW AVENUE DETROIT MI 48219 7.12500 80.0%
10101718 MARES LINDA L 4315 SCOTT STREET OAK FOREST IL 60452 5.96800 65.0%
10101763 BIEHL AARON 8979 ROBERTS ROAD MANCELONA MI 49659 6.25000 80.0%
10101769 SARLUND DAVID 7317 BRIAR LANE BELLAIRE MI 49615 6.75000 60.0%
10101779 BARNES RONALD 574 NORTH TEMPLE AVENUE INDIANAPOLI IN 46201 7.62500 65.0%
10101781 GABRIEL GEORGE R. 47 PARK LANE GOLF IL 60029 6.87500 75.0%
10101801 GAINES ADIE 1354 WEST ROACHE STREET INDIANAPOLI IN 46208 6.75000 75.0%
10101813 HARMSEN MARK D 6648 BLYTHEFIELD AVENUE N.E. PLAINFIELD MI 49341 6.75000 60.7%
10101825 SMITH JACQUELINA 8541 HARTWELL STREET DETROIT MI 48228 6.25000 85.0%
10101846 ANGELL TAMERA 9620 HAMBURG COURT BRIGHTON MI 48116 6.12500 80.0%
10101847 DECKER DAN 3313 SOUTH RIVERDALE ROAD MCHENRY IL 60050 6.37500 61.1%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10099786 11.25000 379,611.48 3,690.80 01 1 475,000.00 360 N
10099827 9.50000 212,076.89 1,786.82 06 1 250,000.00 360 N
10099895 10.75000 69,947.05 653.44 01 1 124,500.00 360 N
10099901 9.75000 29,986.00 257.75 05 1 40,000.00 360 N
10099930 12.25000 34,980.94 366.77 01 1 52,000.00 360 N
10099943 11.50000 51,966.58 514.96 01 1 65,000.00 360 N
10099988 10.75000 135,047.78 1,261.60 01 1 159,000.00 360 N
10100014 11.49000 25,491.83 252.33 01 1 34,000.00 360 N
10100029 10.49000 115,907.18 1,060.24 05 1 145,000.00 360 N
10100031 11.75000 74,158.84 749.49 06 1 99,000.00 360 N
10100128 9.99000 153,731.82 1,348.57 09 1 170,900.00 360 N
10100138 10.99000 70,500.00 670.86 01 1 94,000.00 360 N
10100142 9.75000 85,438.29 735.44 01 1 107,000.00 360 N
10100153 10.25000 274,284.92 2,458.91 01 1 392,000.00 360 N
10100194 12.62500 50,908.44 548.83 12 3 72,800.00 360 N
10100245 10.74000 29,942.19 279.82 01 1 49,000.00 360 N
10100264 11.50000 42,295.06 419.39 05 1 60,500.00 360 N
10100352 9.99000 43,960.82 385.81 01 1 55,000.00 360 N
10100381 10.50000 38,088.49 348.98 01 1 54,500.00 360 N
10100385 9.75000 44,715.34 384.91 01 1 56,000.00 360 N
10100478 12.99000 89,616.42 991.56 01 1 138,000.00 360 N
10100548 10.25000 154,735.54 1,388.96 01 1 206,700.00 360 N
10100560 10.87500 76,324.44 721.32 01 1 90,000.00 360 N
10100572 9.99000 307,446.94 2,700.65 01 1 440,000.00 360 N
10100718 9.37500 131,616.42 1,095.83 12 1 155,000.00 360 N
10100838 9.50000 120,000.95 1,009.53 01 1 133,400.00 360 N
10100851 8.50000 166,399.12 1,280.25 01 1 185,000.00 360 N
10100872 8.50000 118,815.35 914.70 01 1 148,700.00 360 N
10100931 9.25000 195,795.98 1,612.45 09 1 245,000.00 360 N
10101104 10.75000 28,456.47 266.05 01 1 38,000.00 360 N
10101134 9.99000 137,889.28 1,214.42 09 1 153,900.00 360 N
10101291 9.75000 90,697.65 781.41 01 1 107,000.00 360 N
10101292 10.62500 76,440.54 706.94 01 1 90,000.00 360 N
10101343 9.99000 75,064.96 659.38 05 1 94,000.00 360 N
10101408 12.49000 46,284.27 494.27 04 1 71,300.00 360 N
10101442 11.00000 81,570.90 777.10 01 1 96,000.00 360 N
10101455 10.75000 52,419.87 490.08 01 1 75,000.00 360 N
10101503 10.50000 55,080.99 504.25 01 1 73,500.00 360 N
10101526 7.99000 302,888.88 2,226.70 01 1 405,000.00 360 N
10101528 10.50000 441,468.42 4,043.15 01 1 520,000.00 360 N
10101549 8.25000 75,205.67 566.46 04 1 135,000.00 360 N
10101591 9.99000 76,397.40 670.78 01 1 90,000.00 360 N
10101601 9.62500 173,487.85 1,477.50 01 1 204,500.00 360 N
10101647 10.75000 51,268.96 479.35 01 1 79,000.00 360 N
10101657 11.50000 123,960.33 1,227.97 01 1 155,000.00 360 N
10101666 11.25000 35,987.84 349.66 01 1 45,000.00 360 N
10101718 9.75000 77,852.62 670.15 01 1 120,000.00 360 N
10101763 10.25000 43,981.54 394.29 01 1 55,000.00 360 N
10101769 10.75000 131,798.51 1,232.20 01 1 220,000.00 360 N
10101779 10.00000 34,049.08 299.48 01 3 52,500.00 360 N
10101781 9.99000 396,786.26 3,485.41 01 1 530,000.00 360 N
10101801 11.25000 22,469.16 218.54 01 1 30,000.00 360 N
10101813 10.75000 240,632.18 2,249.69 01 1 397,000.00 360 N
10101825 11.25000 76,395.21 743.02 01 1 90,000.00 360 N
10101846 9.50000 131,135.46 1,103.21 01 1 164,000.00 360 N
10101847 8.25000 115,701.05 871.47 01 1 190,000.00 360 N
</TABLE>
Page 12
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10101874 TREADWELL MISCHELLE 1047 E SYCAMORE STREET COLUMBUS OH 43206 6.25000 80.0%
10101918 SWIFT MARTHA M 15135 PIEDMONT STREET DETROIT MI 48223 6.25000 85.0%
10101920 DITTEL MARK L. 140 CENTER AVENUE PHILLIPS WI 54555 6.75000 65.0%
10101922 HUMPHREYS TIMOTHY J. 30 TELFORD GROVE HOLLY MI 48442 6.25000 85.0%
10101948 NICHOLLS NEIL A. 7361 TULAGI TRAIL ROCKFORD IL 61108 5.75000 64.9%
10101974 HALSEY BARBARA B. 1236 SOUTH SAWYER CHICAGO IL 60623 6.87500 70.1%
10101975 CAFARO CHARLES 847 REDWING DRIVE 1 GENEVA IL 60134 6.75000 65.0%
10101994 SINGLETON LARRY 2401 NORTH 37TH STREET MILWAUKEE WI 53210 7.50000 75.0%
10101996 HAYES MARY 846 VALLEY AVENUE GLEN ELLYN IL 60137 6.12500 76.3%
10102002 WATTS GEORGE 101 WALNUT STREET PARK FOREST IL 60466 6.50000 85.0%
10102027 NELSON JOSEPH D. 410 NORTH HIGH STREET LACON IL 61540 6.25000 75.0%
10102037 DAVIS R.W. 2530 NORTH 38TH STREET MILWAUKEE WI 53210 7.50000 65.0%
10102053 JONES RUTH L 15610 SOUTH WESTERN AVENUE 1 HARVEY IL 60426 6.50000 85.0%
10102068 CRAWFORD MONICA 6 HEDGE DRIVE SPRINGFIELD IL 62702 6.12500 80.0%
10102076 DOYLE THOMAS 6221 SOUTH KNOX AVENUE K CHICAGO IL 60632 6.25000 80.0%
10102085 MOE PHILLIP A 3520 GILBERT AVENUE ROCKFORD IL 61101 6.75000 64.9%
10102089 EVERLY PATRICK 8926 SOUTH CENTRAL AVENUE OAKLAWN IL 60453 6.25000 80.0%
10102128 GARBER DENISE 30 SAGAMORE TERRACE WESTBROOK CT 06498 7.50000 65.0%
10102134 PIZARO JUAN C. 27 BROOKSIDE AVENUE JAMAICA PLA MA 02130 7.25000 85.0%
10102188 TURNER MENICA 502 SOUTH MAIN STREET JAMESTOWN TN 38556 6.87500 65.0%
10102213 WOLFE EILEEN 73 SARATOGA WAY HARLEYSVILL PA 19438 8.00000 80.0%
10102304 CONTE JOSEPH 18 KENMAR DRIVE 160 BILLERICA MA 01821 7.50000 60.0%
10102346 NASH JEFFREY L. 2713 DAFFODIL DRIVE CHARLOTTE NC 28216 6.12500 75.0%
10102361 IORDANIDIS IORDANI 224 GRIFFITH STREET JERSEY CITY NJ 07306 7.50000 59.6%
10102392 STRONG JAMES 18 STEGMAN STREET JERSEY CITY NJ 07305 6.25000 80.0%
10102411 REYNOLDS MICHAEL ROUTE 1 BOX 255 G MILTON DE 19968 6.75000 55.6%
10102444 OLIVERI SONYA H. 235 BOBCAT ROAD CARLISLE PA 17013 6.37500 65.0%
10102498 GRIMES, JR. THOMAS 60 SYCAMORE AVENUE FREEHOLD NJ 07728 6.25000 85.0%
10102514 SETTERS ANNA 7917 SEA BREEZE DRIVE BALTIMORE MD 21226 6.75000 65.0%
10102554 WHITE BOSHELL 1368 TAYLOR STREET NW WASHINGTON DC 20011 6.37500 44.6%
10102577 ARMSTRONG LEONARD 310 A EAST BELLEFONTE AVENUE ALEXANDRIA VA 22301 7.75000 70.0%
10102601 OQUIST AARON 26380 RUM RIVER DRIVE NORTHWEST ISANTI MN 55040 5.87500 85.0%
10102617 SZABO GABRIELLA 7456 MCCONNELL AVENUE LOS ANGELES CA 90045 5.87500 35.7%
10102619 SMALL UNDREA 2420 CHARLOTTE COURT WICHITA KS 67206 7.00000 80.0%
10102635 WARNACK MARCIA 1230 O'DANIELS LOOP SOUTH LAKELAND FL 33809 5.62500 56.9%
10102720 DRAPAL CARMEN 123 FISK AVE. SAN GABRIEL CA 91776 6.87500 75.0%
10102732 SMITH BRIAN F. 3722 CALLE JAZMIN CALABASAS CA 91302 7.25000 90.0%
10102736 SISCOE ROBERT 1804 OAKLAND CIRCLE PEARLAND TX 77581 5.87500 80.0%
10102746 HAYES BONNIE R. 3734 PENN AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 75.0%
10102756 DUDLEY DARWIN 3033 TANGLE AIRE LANE AMARILLO TX 79118 6.75000 80.0%
10102817 LITTLEBEAR DAVID 1700 NORTH 24TH STREET BROKEN ARRO OK 74014 7.00000 85.0%
10102832 FREEMAN GLORIA J. 4013 PARK AVENUE MINNEAPOLIS MN 55407 6.75000 75.0%
10102854 SMILEY DAWN M. 1275 COLORADO BOULEVARD #2 DENVER CO 80206 6.75000 80.0%
10102859 HAACK JOHN M. 842 WEST GABRIELINO (ALTADENA A CA 91001 7.00000 84.3%
10102878 NORTON RICHARD F ROUTE 1, BOX 220 FERGUS FALL MN 56537 6.75000 65.0%
10102916 ELDRIDGE ROBERT 2110 QUARRY AVENUE SOUTH LAKELAND MN 55043 6.25000 85.0%
10102917 BRADICK RUDOLPH A 16423 CASTILE ROAD GUYS MILLS PA 16327 6.75000 65.0%
10102927 HARRIS FRANK J. ROUTE 1 BOX 330 LISMAN AL 36912 7.00000 80.0%
10102932 SCHUBACH MICHAEL 700 SOUTH COLLEGE CALHOUN MO 65323 6.75000 71.6%
10102988 SLADEK GEORGE B 4202 LAWN AVENUE ST. LOUIS MO 63109 7.00000 80.0%
10102992 HANSEN MARILEE 229 PINEWOOD LANE, D14 KETCHUM ID 83340 6.75000 65.0%
10103011 EITELBACH MARGO 1306 SOUTH WESTWIND CIRCLE WESTLAKE VI CA 91361 6.62500 75.0%
10103012 HANDWORK JAMES R. 13211 STATE ROUTE 170 EAST LIVERP OH 43920 6.50000 75.0%
10103045 BOI WEN Y. 3578,3578 1/2 & 3580 N. FIGUEROA LOS ANGELES CA 90065 6.50000 75.0%
10103062 LACY SALLEY J 2701 13TH STREET MERIDIAN MS 39301 6.37500 70.0%
10103068 TEMPLE MICHAEL A. 12866 EAST BECKER LANE SCOTTSDALE AZ 85259 7.00000 85.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10101874 9.50000 38,323.46 322.89 01 1 48,000.00 360 N
10101918 9.99000 87,392.78 767.67 01 1 103,000.00 360 N
10101920 10.75000 42,201.84 394.40 01 1 65,000.00 360 N
10101922 9.25000 199,224.16 1,643.30 01 1 235,000.00 360 N
10101948 7.50000 97,705.54 685.24 01 1 151,000.00 360 N
10101974 10.74000 149,943.40 1,399.10 06 3 214,000.00 360 N
10101975 10.75000 133,046.60 1,243.87 01 1 205,000.00 360 N
10101994 13.00000 42,732.85 472.91 01 1 57,000.00 360 N
10101996 9.50000 158,303.45 1,334.44 01 1 208,000.00 360 N
10102002 9.62500 97,703.17 830.87 01 1 115,000.00 360 N
10102027 10.75000 27,820.51 266.05 01 1 38,000.00 360 N
10102037 12.25000 24,673.48 258.84 05 1 38,000.00 360 N
10102053 11.25000 42,485.65 412.79 01 1 50,000.00 360 N
10102068 8.75000 49,444.14 390.21 01 1 62,000.00 360 N
10102076 9.50000 111,640.33 941.09 10 1 139,900.00 360 N
10102085 10.75000 29,800.00 278.18 01 1 45,900.00 360 N
10102089 9.50000 85,557.67 719.78 01 1 107,000.00 360 N
10102128 8.99000 79,682.45 642.73 01 3 123,000.00 360 N
10102134 12.12500 127,355.87 1,323.77 06 1 150,000.00 360 N
10102188 11.86500 146,074.94 1,489.17 01 1 225,000.00 360 N
10102213 12.00000 129,487.61 1,333.09 09 1 162,000.00 360 N
10102304 11.50000 32,049.36 317.80 04 3 53,486.00 360 N
10102346 9.25000 78,584.79 647.86 01 1 105,000.00 360 N
10102361 11.50000 80,894.94 802.14 05 3 136,000.00 360 N
10102392 9.75000 108,000.00 927.89 05 1 135,000.00 360 N
10102411 10.75000 74,885.49 700.12 01 1 135,000.00 360 N
10102444 9.50000 61,595.69 519.23 01 1 95,000.00 360 N
10102498 8.00000 211,923.95 1,559.25 01 1 250,000.00 360 N
10102514 10.75000 48,713.11 455.08 01 1 75,000.00 360 N
10102554 10.25000 59,974.83 537.67 01 1 134,500.00 360 N
10102577 13.00000 112,000.00 1,238.95 01 1 160,000.00 360 N
10102601 9.25000 139,955.75 1,153.81 01 1 165,000.00 360 N
10102617 9.75000 124,649.03 1,073.95 01 1 350,000.00 360 N
10102619 10.50000 51,916.23 475.67 01 1 65,000.00 360 N
10102635 9.00000 114,681.15 925.32 09 1 202,000.00 360 N
10102720 9.25000 131,034.31 1,079.68 01 1 175,000.00 360 N
10102732 9.87500 286,568.78 2,493.03 09 1 319,000.00 360 N
10102736 8.75000 106,708.64 843.35 09 1 134,000.00 360 N
10102746 10.75000 62,226.56 581.10 01 1 83,000.00 360 N
10102756 9.75000 81,683.39 702.45 01 1 102,200.00 360 N
10102817 9.87500 87,465.00 759.51 01 1 102,900.00 360 N
10102832 9.99000 88,341.08 776.00 01 1 118,000.00 360 N
10102854 9.50000 34,366.00 289.26 04 1 43,000.00 360 N
10102859 9.75000 488,292.09 4,199.12 01 1 579,836.00 360 N
10102878 10.75000 53,846.57 503.62 01 1 83,000.00 360 N
10102916 9.99000 71,239.08 626.06 01 1 84,000.00 360 N
10102917 10.75000 161,553.02 1,510.38 01 1 249,000.00 360 N
10102927 11.25000 70,352.24 683.77 01 1 88,000.00 360 N
10102932 10.25000 62,973.58 564.55 01 1 88,000.00 360 N
10102988 10.25000 51,911.62 465.98 05 3 65,000.00 360 N
10102992 10.75000 94,718.11 885.88 04 1 146,000.00 360 N
10103011 10.50000 419,150.72 3,841.91 01 1 560,000.00 360 N
10103012 11.25000 59,250.00 575.48 01 1 79,000.00 360 N
10103045 8.75000 134,685.89 1,062.05 06 1 180,000.00 360 N
10103062 9.75000 41,877.08 360.85 01 1 60,000.00 360 N
10103068 11.32500 280,120.77 2,740.38 09 1 330,000.00 360 N
</TABLE>
Page 13
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10103082 BOHEM-WEBB SUSAN KAY 166 CARNEY STREET TWIN FALLS ID 83301 6.75000 80.0%
10103085 CHILDS MIKE 189 WEST MAIN STREET NORTH VALE OR 97918 5.87500 56.0%
10103115 BEXTERMUELLER MARK A. 7722 HAZELCREST HAZELWOOD MO 63042 6.75000 80.0%
10103118 BOISVERT ALLISON C. 3625 BAY DRIVE DANBURY WI 54830 6.12500 75.0%
10103176 NEWSOM SUSAN L. ROUTE 1 WARSAW MO 65355 6.25000 75.8%
10103196 CEASE PETER H. 11066 ZELZAH AVENUE GRANADA HI CA 91344 7.25000 90.0%
10103202 JACHIN JAVAN N 683 WELLS STREET ST. PAUL MN 55106 6.75000 70.0%
10103241 CAIN, JR. WILLIAM D. RURAL ROUTE 2 BOX 113F BACKUS MN 56474 6.62500 75.0%
10103264 FREEMAN WESLEY 89900 SPIRES LANE EUGENE OR 97402 5.87500 58.6%
10103303 PULLAR GLENN L. 1232 SPRINGWOOD DRIVE NORTHEAST ALBANY OR 97321 6.50000 70.0%
10103306 SLATON, III WILLIAM H. 125 ST. GERTRUDE STREET DES ALLEMAN LA 70030 6.75000 80.0%
10103315 MILLER DEAN H. 11 & 15 NORTH ADAMS STREET EUGENE OR 97402 7.00000 74.0%
10103413 SHUCK DELBERT 25130 EAST BROADWAY VENETA OR 97487 6.50000 85.0%
10103446 LAMBERT PAMELA 114 DUMMYLINE ROAD MADISONVILL LA 70447 6.75000 65.0%
10103492 WEST TREVOR 15507 AUTUMNBROOK DRIVE HOUSTON TX 77068 6.75000 65.0%
10103539 REED TERRY L. 503 NORTH MARLIN COURT TERRYTOWN LA 70056 7.25000 74.7%
10103559 BIERBRAUER GARY L. 1112 212TH AVENUE STAR PRAIRI WI 54026 6.25000 80.0%
10103568 MCCAVITT MARK E. 3147 NORTHEAST POST AVENUE BEND OR 97701 6.62500 80.0%
10103614 CHAPMAN JAMES 6537 LANDIS AVENUE CARMICHAEL CA 95608 6.75000 75.0%
10103618 WILLIAMS FRED 2100 CUTTING BOULEVARD RICHMOND CA 94804 7.50000 70.0%
10103630 TRUBOK RAIVO 7717 NORTH GRATTON ROAD DENAIR CA 95316 7.25000 90.0%
10103645 HUSSEIN SAYED 1104 SANCHEZ AVENUE BURLINGAME CA 94010 6.50000 80.0%
10103665 MATHIESEN MIKE 444 MEDER STREET SANTA CRUZ CA 95060 7.00000 83.0%
10103670 YATES CHARLES 2854 YREKA AVENUE SACRAMENTO CA 95822 6.75000 80.0%
10103675 WEEKS ADA 1498 LINCOLN AVENUE SAN JOSE CA 95125 6.62500 76.1%
10103676 CARNEY CELIA 5 TERRANOVA DRIVE ANTIOCH CA 94509 7.00000 85.0%
10103677 MONTANO RAYMOND 1747 46TH AVENUE SAN FRANCIS CA 94122 7.25000 90.0%
10103678 AULD DAN 317 EL PORTAL WAY SAN JOSE CA 95119 6.50000 90.0%
10103692 HELTON DAVID 316 VIRGIN STREET MONTEREY CA 93940 6.37500 32.0%
10103693 ROCHA AVXLIADORA 301 CONGDON STREET SAN FRANCIS CA 94112 7.00000 75.0%
10103696 TAYAG JUNE 698 SAN DIEGO AVENUE DALY CITY CA 94014 7.25000 90.0%
10103700 PILKENTON SEAN 7524 HICKORY AVENUE ORANGEVALE CA 95662 6.87500 37.3%
10103704 SERRANO JOSE 1303 WESTMINSTER AVENUE EAST PALO A CA 94303 6.50000 90.0%
10103705 HIGUCHI MICHAEL 1061 LONGFELLOW AVENUE CAMPBELL CA 95008 6.37500 70.0%
10103706 KOSICH JOSEPH 2505 17TH STREET SAN PABLO CA 94806 7.00000 66.7%
10103708 ANGELES IRENE 324 SUMMER RAIN DRIVE WINDSOR CA 95492 7.25000 90.0%
10103721 ROSAL LEISLA 1702 LA SALLE AVENUE SAN FRANCIS CA 94124 6.25000 80.0%
10103724 SAGIN RICHARD 1555 MIRA MAR AVENUE SEASIDE CA 93955 7.00000 80.0%
10103735 SULLIVAN KENNETH 34 WILMINGTON DRIVE PETALUMA CA 94952 7.25000 90.0%
10103742 CANADY BEVERLY 3315 DEERING STREET OAKLAND CA 94601 6.25500 80.0%
10103747 DAVIS CONNIE 9856 SPRINGFIELD STREET OAKLAND CA 94603 7.12500 70.0%
10103748 DOUGHTY VINCENT 2610 ALAMEDA DE LAS PULGAS SAN MATEO CA 94403 6.50000 90.0%
10103765 AHMANN JOHN E. 1400 BUCHLI STATION ROAD NAPA CA 94559 6.62500 46.7%
10103767 MOELLER RAND L. 446 KORTUM CANYON ROAD CALISTOGA CA 94515 6.62500 65.0%
10103774 SAUCEDO JORGE 1134 CLOVELLY LANE BURLINGAME CA 94010 6.50000 85.0%
10103775 MUKATASH GHOSON 2130 WHITFIELD WAY RENO NV 89502 6.50000 76.7%
10103778 SHARP RONNEY 919 SAN PASCUAL STREET SANTA BARBA CA 93101 6.37500 53.0%
10103781 LAGWAY RACHEL 2002 OLIVEGATE LANE SAN JOSE CA 95136 6.25000 80.0%
10103786 NELSON DEAN 19660 TUOLUMNE ROAD NORTH TUOLUMNE CA 95379 6.62500 50.0%
10103791 LOCSIN JOAN 17406 WALNUT GROVE DRIVE MORGAN HILL CA 95037 6.75000 70.0%
10103799 TAKAPU JOSEPH 333 NORTH CLAREMONT STREET SAN MATEO CA 94401 6.50000 75.0%
10103803 DI FEDE LETTERIA 347 RUTHERFORD AVENUE REDWOOD CIT CA 94063 7.25000 70.0%
10103810 COOMBES GARY 3062 RAMSGATE WAY RANCHO CORD CA 95670 6.25000 75.0%
10103820 MILLER RODNEY 18100 CANTWELL RANCH ROAD LOWER LAKE CA 95457 6.50000 85.0%
10103822 BRAMLETT DAVID 3311 MONTGOMERY STREET EUREKA CA 95503 6.37500 57.2%
10103830 ELLIOTT BRUCE 1384 KIMBERLY DRIVE SAN JOSE CA 95118 6.50000 85.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10103082 9.99000 30,359.22 266.56 01 1 38,000.00 360 N
10103085 8.99000 25,144.18 202.59 01 1 45,000.00 360 N
10103115 9.50000 35,085.31 295.31 04 1 43,900.00 360 N
10103118 10.25000 40,108.16 359.57 09 2 53,500.00 360 N
10103176 9.99000 74,966.75 657.63 01 1 99,000.00 360 N
10103196 9.99000 148,233.33 1,302.10 01 1 165,000.00 360 N
10103202 10.25000 25,506.57 228.96 01 3 36,500.00 360 N
10103241 10.25000 146,188.67 1,310.55 01 1 195,000.00 360 N
10103264 7.75000 98,682.61 709.25 01 1 169,000.00 360 N
10103303 9.50000 100,630.50 847.00 01 1 143,900.00 360 N
10103306 11.25000 63,178.66 613.84 01 1 79,000.00 360 N
10103315 9.25000 95,410.51 785.33 12 1 129,000.00 360 N
10103413 9.25000 117,902.11 972.00 01 1 139,000.00 360 N
10103446 10.75000 38,940.46 364.06 01 1 60,000.00 360 N
10103492 9.75000 81,057.33 698.07 09 1 125,000.00 360 N
10103539 11.25000 108,101.71 1,051.40 01 1 145,000.00 360 N
10103559 9.99000 87,949.00 771.17 01 1 109,937.00 360 N
10103568 8.99000 95,741.32 770.95 01 1 119,900.00 360 N
10103614 9.25000 130,289.24 1,072.98 01 1 173,900.00 360 N
10103618 8.99000 77,000.00 619.01 01 3 110,000.00 360 N
10103630 10.50000 179,856.29 1,646.54 01 1 200,000.00 360 N
10103645 8.75000 399,537.66 3,146.81 01 1 500,000.00 360 N
10103665 9.25000 294,343.30 2,424.02 01 1 355,000.00 360 N
10103670 10.99000 133,462.95 1,271.30 01 1 167,000.00 360 N
10103675 8.99000 364,598.92 2,934.25 01 1 480,000.00 360 N
10103676 9.99000 123,140.26 1,080.70 01 1 145,000.00 360 N
10103677 8.99000 314,827.58 2,532.30 01 1 350,000.00 360 N
10103678 8.99000 305,663.75 2,459.95 01 1 340,000.00 360 N
10103692 8.75000 60,299.28 475.80 01 1 189,000.00 360 N
10103693 9.75000 155,177.57 1,333.84 01 1 207,000.00 360 N
10103696 10.99000 166,319.84 1,584.37 01 1 185,000.00 360 N
10103700 9.50000 27,972.35 235.44 01 1 75,000.00 360 N
10103704 9.99000 161,928.18 1,420.47 01 1 180,000.00 360 N
10103705 9.50000 230,656.14 1,942.38 01 1 330,000.00 360 N
10103706 9.00000 70,461.27 569.03 01 3 106,000.00 360 N
10103708 9.99000 184,335.72 1,617.76 01 1 205,000.00 360 N
10103721 9.75000 96,000.00 824.79 01 1 120,000.00 360 N
10103724 9.74000 113,946.70 978.60 01 3 142,500.00 360 N
10103735 9.99000 154,731.37 1,357.34 01 1 172,000.00 360 N
10103742 8.99000 99,890.11 803.91 01 1 125,000.00 360 N
10103747 10.25000 83,614.92 749.59 01 1 119,500.00 360 N
10103748 9.62500 359,653.68 3,059.97 01 1 400,000.00 360 N
10103765 8.75000 350,000.00 2,753.46 01 1 750,000.00 360 N
10103767 8.25000 344,280.32 2,588.12 01 1 530,000.00 360 N
10103774 8.99000 407,551.67 3,279.93 01 1 480,000.00 360 N
10103775 9.99000 168,599.74 1,479.66 01 1 220,000.00 360 N
10103778 9.99000 89,960.10 789.15 01 1 185,000.00 360 N
10103781 8.99000 146,319.86 1,176.92 09 1 183,000.00 360 N
10103786 8.50000 49,939.20 384.46 01 1 100,000.00 360 N
10103791 9.12500 262,500.00 2,135.79 01 1 375,000.00 360 N
10103799 10.25000 187,342.07 1,680.19 05 1 250,000.00 360 N
10103803 8.25000 209,379.28 1,577.66 01 1 300,000.00 360 N
10103810 9.75000 62,155.78 534.83 01 1 83,000.00 360 N
10103820 8.75000 190,917.47 1,504.57 01 1 225,000.00 360 N
10103822 8.75000 59,965.47 472.03 01 1 105,000.00 360 N
10103830 8.75000 288,666.23 2,273.57 01 1 340,000.00 360 N
</TABLE>
Page 14
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10103831 JOHNSON SCOTT 38757 LOGAN DRIVE FREMONT CA 94536 7.00000 80.0%
10103842 MEDINA MIGUEL 331 ARGUELLO BOULEVARD SAN FRANCIS CA 94118 6.12500 73.7%
10103851 LUCIANO JOYCE 11420 EAST BLUE WASH ROAD CAREFREE AZ 85377 6.62500 71.4%
10103855 ROMERO RAUL 34322 FRANCE WAY FREMONT CA 94555 6.25000 80.0%
10103862 BRERETON MARY JO 2530 SAN ANTONIO AVENUE CARMEL CA 93921 6.75000 80.0%
10103863 LOCKETT ALBERTA 1108 HOLLYBURNE AVENUE MENLO PARK CA 94025 7.00000 70.0%
10103865 ZANE BRIAN 1546 MORNING STAR DRIVE MORGAN HILL CA 95037 6.50000 85.0%
10103868 BINGHAM MARLENE 1965 CATERINA WAY WATSONVILLE CA 95076 7.25000 90.0%
10103869 SIMPSON DENISE 501 CREEKSIDE LANE MORGAN HILL CA 95037 7.25000 90.0%
10103877 CARLTON WILLIAM 526 TUSCARORA DRIVE SAN JOSE CA 95123 7.00000 85.0%
10103884 SHARMA VIJAY 7621 PICKOI CIRCLE SACRAMENTO CA 95828 6.75000 26.0%
10103886 BOWIE JAMES 5733 HOLWAY COURT OAKLAND CA 94621 7.25000 90.0%
10103889 VILLAVICENCIO HUGO 3170-3172 25TH STREET SAN FRANCIS CA 94110 6.50000 90.0%
10103897 CAMBEROS FERMIN 624 5TH AVENUE REDWOOD CIT CA 94063 6.25000 80.0%
10103899 RAUCH ILANA 105 KELP LANE APTOS CA 95003 6.25000 80.0%
10103903 NEWMAN DAVID 11032 PEAKS PIKE ROAD SEBASTOPOL CA 95472 7.00000 75.0%
10103904 GARCIA MARIA 1403 VISTA DRIVE LODI CA 95242 7.00000 80.0%
10103905 CARTER CATHARINE 42600 LITTLE LAKE ROAD MENDOCINO CA 95460 6.37500 56.6%
10103907 KROPELNICKI NEIL 1721 BIG BEND DRIVE MILPITAS CA 95035 6.50000 85.0%
10103908 OCHOA GERARDO 1619 CHANSLOR AVENUE RICHMOND CA 94801 6.25000 80.0%
10103910 BETKOUCHAR MADLIN 1056 REDMOND AVENUE SAN JOSE CA 95120 7.00000 85.0%
10103911 GUZMAN CARLOS 3283 SAN PABLO WAY UNION CITY CA 94587 6.25000 80.0%
10103923 LUCAS DEBRA 6935 FIFTH STREET RIO LINDA CA 95673 6.25000 78.8%
10103928 HARTLEY TERRY 4060 PARTRIDGE DRIVE SAN JOSE CA 95121 7.25000 90.0%
10103931 KIERNAN WALTER 305 WESTERN DRIVE SANTA CRUZ CA 95060 6.50000 79.4%
10103935 VALENZUELA SHAWN 4926 SNELL AVENUE SAN JOSE CA 95136 6.50000 83.9%
10103944 BEBER MICHAEL 17411 HOLIDAY DRIVE MORGAN HILL CA 95037 7.25000 90.0%
10103958 SPIEGEL JEFF 132 FAITH STREET SAN FRANCIS CA 94110 7.25000 80.0%
10103970 JR. GULARTE EDWARD 22115 BERRY DRIVE SALINAS CA 93908 6.50000 75.0%
10103973 SHAFER IKE 1799 CHAUCER DRIVE SAN JOSE CA 95116 7.00000 85.0%
10103975 SHEWCHUK ROBERT 6097 INDIAN AVENUE SAN JOSE CA 95123 5.87500 65.0%
10103976 DAISE RENATA 45 TENNANT AVENUE SAN JOSE CA 95138 5.87500 57.3%
10103980 GUERRA ART 509 MAY AVENUE SANTA CRUZ CA 95060 6.25000 80.0%
10103981 CARVAJAL PAULA 23 ECHO AVENUE CORTE MADER CA 94925 5.50000 81.0%
10103986 MUNOZ SENOVIO 3939 QUIMBY ROAD SAN JOSE CA 95148 6.25000 74.9%
10103990 YORK TIMOTHY 1420 MABLE AVENUE MODESTO CA 95355 6.50000 85.0%
10103993 BUI PHUONG 2449 ROBINDALE AVENUE STOCKTON CA 95205 6.62500 73.7%
10103998 BREBRETON MARY JO 20742 WALKER WAY SONORA CA 95370 6.37500 48.8%
10104005 AMODEO VINCENT 616 CALERO AVENUE SAN JOSE CA 95123 7.00000 90.0%
10104011 COX GARY 146 MODESTO AVENUE MODESTO CA 95354 6.50000 80.0%
10104012 MEDINA GREGORIA 1769 ADRIAN WAY SAN JOSE CA 95122 6.75000 84.8%
10104016 LOMBARDI ROBERT 839 PARADISE BOULVARD HAYWARD CA 94541 6.50000 75.0%
10104020 VUNIWAI TANIELA 725 IVY DRIVE MENLO PARK CA 94025 7.25000 90.0%
10104021 MONROE DARLENE 1240 GRAHAM HILL ROAD SANTA CRUZ CA 95060 7.25000 90.0%
10104028 WHITE OLIVIA 1168 MADERA AVENUE MENLO PARK CA 94025 7.00000 70.0%
10104034 LEMUS HUMBERTO 6067 PREAKNESS DRIVE RIVERBANK CA 95367 6.75000 80.0%
10104035 SANTIAGO JOSE 375 MC CREERY AVENUE SAN JOSE CA 95116 6.25000 78.9%
10104036 RASKIN MIKE 559 SAPPHIRE STREET REDWOOD CIT CA 94061 7.00000 80.0%
10104047 LARSEN KENDALL 1107 VIA MALIBU APTOS CA 95003 5.87500 65.0%
10104051 LEDESMA RICHIE 450 NIANTIC AVENUE DALY CITY CA 94014 6.25000 80.0%
10104060 TAKAPU KAPELI 104 NORTH DELAWARE STREET SAN MATEO CA 94401 7.25000 89.7%
10104061 RUIZ IGNACIO 298-300 BRISTOL BOULEVARD SAN LEANDRO CA 94577 7.25000 90.0%
10104062 BERHANE GEBREAMLAK 2577-2579 POST STREET SAN FRANCIS CA 94115 6.87500 75.0%
10104066 HART TIMOTHY 3925 ARGONAUT AVENUE ROCKLIN CA 95677 6.50000 73.1%
10104068 RICHARDS SUSANNE 1608 FILLMORE STREET CALISTOGA CA 94515 7.25000 90.0%
10104070 VAN VLIET HUGO 3300 PARADISE ROAD MODESTO CA 95358 6.12500 84.4%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10103831 8.99000 211,767.03 1,704.28 01 1 265,000.00 360 N
10103842 7.99000 349,764.68 2,565.74 01 1 475,000.00 360 N
10103851 8.75000 374,566.92 2,950.13 09 1 525,000.00 360 N
10103855 8.62500 211,748.76 1,648.92 01 1 265,000.00 360 N
10103862 8.50000 397,670.78 3,063.36 01 2 498,000.00 360 N
10103863 10.25000 129,445.69 1,160.46 01 1 185,000.00 360 N
10103865 8.99000 361,052.25 2,904.11 09 1 425,000.00 360 N
10103868 9.50000 354,875.35 2,985.46 09 1 394,500.00 360 N
10103869 9.90000 159,155.42 1,386.22 10 1 177,000.00 360 N
10103877 8.99000 236,970.21 1,906.06 01 1 279,000.00 360 N
10103884 10.75000 19,977.20 186.70 01 1 77,000.00 360 N
10103886 10.49000 97,122.24 888.40 01 1 108,000.00 360 N
10103889 10.25000 206,013.57 1,846.87 05 1 229,000.00 360 N
10103897 9.99000 147,934.38 1,297.72 01 1 185,000.00 360 N
10103899 9.25000 228,481.93 1,881.63 01 1 285,900.00 360 N
10103903 9.75000 401,062.80 3,447.36 01 1 535,000.00 360 N
10103904 9.50000 103,948.84 874.49 01 1 130,000.00 360 N
10103905 8.99000 119,734.27 964.69 01 1 212,000.00 360 N
10103907 10.87500 250,658.12 2,364.30 01 1 295,000.00 360 N
10103908 9.50000 103,948.84 874.49 12 1 130,000.00 360 N
10103910 9.50000 263,500.00 2,215.66 01 1 310,000.00 360 N
10103911 8.75000 167,343.66 1,317.26 01 1 209,300.00 360 N
10103923 9.99000 66,970.30 587.48 01 1 85,000.00 360 N
10103928 8.99000 278,847.29 2,242.89 01 1 310,000.00 360 N
10103931 8.25000 499,681.16 3,756.34 01 1 630,000.00 360 N
10103935 7.99000 191,121.41 1,402.00 01 1 228,000.00 360 N
10103944 9.50000 328,338.42 2,762.21 01 1 365,000.00 360 N
10103958 9.95000 163,926.66 1,433.17 01 1 205,000.00 360 N
10103970 7.99000 176,131.49 1,292.04 01 1 235,000.00 360 N
10103973 10.50000 174,180.75 1,593.94 01 1 205,000.00 360 N
10103975 8.62500 158,794.61 1,238.64 01 1 245,000.00 360 N
10103976 6.99000 148,877.62 990.31 01 1 260,000.00 360 N
10103980 8.00000 147,900.69 1,085.98 01 1 185,000.00 360 N
10103981 7.75000 222,592.78 1,595.81 01 1 275,000.00 360 N
10103986 8.75000 379,281.66 2,985.53 01 1 506,600.00 360 N
10103990 9.99000 114,699.12 1,006.17 01 1 135,000.00 360 N
10103993 10.99000 27,989.99 266.44 01 1 38,000.00 360 N
10103998 8.25000 60,921.93 458.28 01 1 125,000.00 360 N
10104005 8.99000 291,600.00 2,344.19 05 1 324,000.00 360 N
10104011 10.50000 75,869.79 695.21 01 1 95,000.00 360 N
10104012 9.25000 177,907.08 1,464.37 01 1 210,000.00 360 N
10104016 9.99000 114,699.12 1,006.17 01 1 153,000.00 360 N
10104020 9.99000 179,920.20 1,578.30 01 1 200,000.00 360 N
10104021 9.99000 382,330.42 3,353.89 01 1 425,000.00 360 N
10104028 11.99000 154,000.00 1,582.88 01 1 220,000.00 360 N
10104034 10.99000 79,942.55 761.26 01 1 100,000.00 360 N
10104035 8.50000 161,000.00 1,237.96 01 1 204,000.00 360 N
10104036 9.25000 291,848.61 2,402.22 01 1 365,000.00 360 N
10104047 8.75000 454,474.53 3,579.49 09 1 700,000.00 360 N
10104051 9.99000 177,521.26 1,557.26 01 1 222,000.00 360 N
10104060 9.25000 252,668.94 2,079.73 01 1 282,000.00 360 N
10104061 9.50000 131,335.36 1,104.89 05 1 146,000.00 360 N
10104062 9.75000 494,769.06 4,252.82 06 3 660,000.00 360 N
10104066 9.25000 167,912.90 1,382.10 01 1 230,000.00 360 N
10104068 9.99000 170,824.19 1,499.39 01 1 190,000.00 360 N
10104070 8.75000 134,922.33 1,062.05 01 1 160,000.00 360 N
</TABLE>
Page 15
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10104071 CUEVAS ANTHONY 1833 KENNETH STREET MODESTO CA 95351 6.75000 80.0%
10104073 BLANKENSHIP KYLE 65 HOLBROOK AVENUE HULL MA 02045 7.00000 70.0%
10104077 ROCKSTAD RONALD 1600 FOXRIDGE ROAD GEYSERVILLE CA 95441 6.37500 61.8%
10104079 WEAVER CHESTER 7571 TEXAS CANYON ROAD KELSEY CA 95643 7.00000 71.2%
10104080 GICHANE ALFRED 2017 POPLAR AVENUE EAST PALO A CA 94303 6.25000 80.0%
10104083 NAGY MARY ANNE 40 OAK MOUNTAIN COURT SAN RAFAEL CA 94903 6.62500 75.0%
10104084 GRIGORYEV GENNADIX 491 CHINABERRY COURT SAN JOSE CA 95129 7.25000 90.0%
10104088 CARTER STANLEY 2710-2712 EAST 21ST STREET OAKLAND CA 94601 6.25000 80.0%
10104094 MUNOZ MIGUEL 1372 BRANHAM LANE 1 SAN JOSE CA 95118 5.87500 69.1%
10104100 MCCLELLAN MICHAEL 821 MEDITERRANEAN LANE REDWOOD CIT CA 94065 7.25000 88.1%
10104106 HEISS LOUIS 753 HOMEWARD WAY ALPINE CA 91901 7.25000 90.0%
10104111 SHAPOSHNIK ARKADY 5412 LINDLEY AVENUE 118 (ENCINO ARE CA 91316 6.87500 52.1%
10104130 HAWKINS GLENN W. 1410 SUNSET AVENUE SANTA MONIC CA 90405 6.50000 81.2%
10104154 HENDRICKS EDWARD B 6761 EAST HIGHWAY 50 SEDALIA MO 65301 6.12500 58.8%
10104185 RISNER GARY R. 4115 NORTH TEN MILE ROAD MERIDIAN ID 83642 7.25000 90.0%
10104186 SCHOTT GREGORY A. 5844 KALLAND AVENUE ALBERTVILLE MN 55301 6.75000 75.0%
10104197 BORJAS SAMUEL J. 3236 NORTH WARREN OKLAHOMA CI OK 73112 7.00000 70.0%
10104210 STUMPF LAVERNE M. 7622 PARKWOOD RD. BALTIMORE MD 21222 4.74000 70.0%
10104219 SPINKS BRIAN 366 EUCLID AVENUE #204 OAKLAND CA 94610 6.25000 80.0%
10104236 VANPRAAG JAMES 9839 COPPER HILL ROAD ST. LOUIS MO 63124 7.37500 70.0%
10104240 LOVEJOY ALLEN P 2157 KINGS TERRACE WOODBURY MN 55125 6.75000 75.0%
10104265 TRIPENY JOHN B. III 2819 ORANGE AVENUE LA CRESCENT CA 91214 6.75000 85.0%
10104267 KOTWITZ BRADLEY L. 22106 WOODROSE DRIVE HOUSTON TX 77450 6.87500 75.0%
10104314 SANCHEZ TWILA 755 EAST MAGNOLIA AVENUE ST. PAUL MN 55106 6.50000 75.0%
10104316 LAVALLEE RAOUL 310 CRESTWATER TRAIL HOUSTON TX 77082 6.25000 80.0%
10104326 TOOLEY JOAN T 1902 2325 ROAD CEDAREDGE CO 81413 6.25000 80.0%
10104328 COLLINS MARIE L. 3925 3RD AVENUE SOUTH MINNEAPOLIS MN 55409 7.75000 77.1%
10104391 ASHFORD JOHN H. 6623 NORTH HAIGHT AVENUE PORTLAND OR 97217 6.25000 80.0%
10104416 LANIER ELLIET 8124 BELLEVUE AVENUE CLEVELAND OH 44103 7.00000 85.0%
10104476 HYATT ANNA 1114 17TH AVENUE NORTH MINNEAPOLIS MN 55411 6.50000 75.0%
10104512 HEATH J W 1671-1673 WEST 36TH STREET LOS ANGELES CA 90018 7.37500 60.0%
10104521 JIMMERSON DIANE 6118 NELSON LOOP SOUTHWEST ALBANY OR 97321 7.00000 85.0%
10104528 CARTER ROCKY L. 4227 EAST ASHLER HILLS CAVE CREEK AZ 85331 6.50000 80.0%
10104531 HANSEN-STAVER LINDA M. 2139 DORNOCH STREET SPRINGFIELD OR 97477 7.37500 75.0%
10104551 ARWOOD WILLIAM B 5405 CAROUSEL CIRCLE BAYTOWN TX 77521 7.12500 65.0%
10104573 ALVARADO RUBEN 5154 QUITMAN STREET DENVER CO 80212 7.00000 80.0%
10104603 COCHRAN SAMUEL 13191 BRADLEY DRIVE KING GEORGE VA 22485 5.87500 69.6%
10104632 NASH ERNEST S. 10908 ANTELOPE TRAIL FREDERICKSB VA 22407 6.12500 80.0%
10104635 ANATANASIO FRANK 52 STRIMPLES MILL ROAD DELAWARE TO NJ 08559 6.25000 84.1%
10104653 MEAD DAVID 1112 GLENCOE AVENUE PITTSBURGH PA 15220 6.12500 64.3%
10104676 LACONTE CHRISTIE M. 298 EAST MIAMI AVENUE LOWER TOWNS NJ 08251 6.75000 65.0%
10104697 BROWN RYAN 1601 FOURTH STREET LAKE CITY AR 72437 7.00000 70.0%
10104698 HENRIQUEZ MARINO 2-4 EDGAR STREET A/K/A 101 BROAD HAVERSTRAW NY 10927 6.37500 51.8%
10104711 SHUMAKER HEATH 100 HICKORY GROVE ROAD CONCORD NC 28027 6.12500 80.0%
10104824 DOYLE TARA 2765 BAYSIDE DRIVE SOUTH ST.PETERSBU FL 33705 6.25000 75.0%
10104862 MUMMERT CHARLES 15867 LOCKWOOD ROAD WILLIAMSPOR MD 21795 7.00000 69.3%
10104890 THOMAS BARBARA 94 THOMAS STREET NEWARK NJ 07114 6.62500 45.5%
10104896 GUTIERREZ JESUS G. 1053 NW 30TH STREET MIAMI FL 33127 6.75000 58.2%
10104900 GRINDER HELEN 3595 PORT TOBACCO ROAD NANJEMOY MD 20662 6.75000 80.0%
10104907 GARDELLA ALETA 5 ROSLYN ROAD LAKE CARMEL NY 10512 6.50000 90.0%
10104981 RANGEL ANDRES 9461 SW 30 TERRACE MIAMI FL 33165 6.25000 37.7%
10105005 WILSON DAVID J. 4100 DEER RUN DRIVE KNOXVILLE TN 37912 6.75000 80.0%
10105091 BENDUCCI MICHAEL 11 CAMPBELL AVENUE WOODCLIFF L NJ 07675 6.25000 59.8%
10105094 ERRICKSON MICHAEL 158 E. KINGSTON PARK LANE BALTIMORE MD 21220 6.75000 65.0%
10105106 CARTER ANTHONY 2807 HERVEY STREET INDIANAPOLI IN 46203 6.75000 75.0%
10105116 BUTLER JUDITH ANN 1728 EAST NINTH AVENUE SPOKANE WA 99202 6.37500 61.8%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10104071 9.75000 43,979.47 378.03 01 1 55,000.00 360 N
10104073 11.99000 91,000.00 935.34 01 1 130,000.00 360 N
10104077 8.75000 336,806.10 2,651.19 01 1 545,000.00 360 N
10104079 9.50000 92,454.49 777.80 01 1 130,000.00 360 N
10104080 8.99000 121,532.99 977.55 01 1 152,000.00 360 N
10104083 8.50000 348,325.95 2,681.59 01 1 465,000.00 360 N
10104084 9.99000 196,025.31 1,720.35 09 1 218,000.00 360 N
10104088 10.50000 111,910.59 1,024.51 05 1 140,000.00 360 N
10104094 8.25000 87,943.56 664.88 04 1 128,000.00 360 N
10104100 10.25000 493,449.66 4,435.71 04 1 562,000.00 360 N
10104106 9.37500 404,172.24 3,368.59 01 1 450,000.00 360 N
10104111 9.75000 24,381.56 214.79 04 1 48,000.00 360 N
10104130 8.99000 421,065.57 3,392.48 01 1 520,000.00 360 N
10104154 9.99000 49,737.45 438.42 01 1 85,000.00 360 N
10104185 10.25000 143,539.62 1,289.49 01 1 159,900.00 360 N
10104186 10.25000 83,893.41 752.73 01 1 112,000.00 360 N
10104197 12.99000 31,470.64 348.21 01 1 45,000.00 360 N
10104210 8.40000 67,749.40 522.55 01 1 98,000.00 360 N
10104219 10.25000 107,909.03 967.79 01 1 135,000.00 360 N
10104236 12.12500 412,533.23 4,287.96 01 1 590,000.00 360 N
10104240 10.50000 104,883.29 959.80 01 1 139,900.00 360 N
10104265 8.50000 214,869.75 1,653.17 01 1 253,000.00 360 N
10104267 10.75000 71,113.43 665.11 09 1 95,000.00 360 N
10104314 10.25000 51,856.28 465.08 01 1 69,200.00 360 N
10104316 9.75000 162,648.15 1,400.05 09 1 203,696.00 360 N
10104326 9.99000 111,798.87 982.06 01 1 140,000.00 360 N
10104328 12.00000 67,052.41 690.11 01 1 87,000.00 360 N
10104391 9.25000 97,395.21 802.94 01 1 122,000.00 360 N
10104416 10.12500 56,002.10 497.51 05 1 66,000.00 360 N
10104476 10.25000 66,632.84 598.15 01 1 89,000.00 360 N
10104512 9.25000 134,716.76 1,110.62 06 3 225,000.00 360 N
10104521 10.37500 157,121.04 1,423.76 01 1 185,000.00 360 N
10104528 8.25000 244,169.10 1,839.11 01 1 306,000.00 360 N
10104531 9.49000 82,319.59 693.11 01 3 110,000.00 360 N
10104551 10.25000 31,085.03 279.59 01 3 48,000.00 360 N
10104573 11.99000 107,874.21 1,110.08 01 1 135,000.00 360 N
10104603 8.75000 79,813.83 629.37 01 1 115,000.00 360 N
10104632 9.50000 67,864.57 571.79 01 1 85,000.00 360 N
10104635 9.25000 402,687.14 3,321.56 01 1 480,000.00 360 N
10104653 9.50000 224,551.99 1,891.93 01 1 350,000.00 360 N
10104676 10.75000 36,344.43 339.79 01 1 56,000.00 360 N
10104697 12.50000 50,723.88 541.64 01 1 72,500.00 360 N
10104698 10.49000 87,964.95 804.32 12 1 170,000.00 360 N
10104711 8.75000 58,252.64 458.81 01 1 72,900.00 360 N
10104824 11.50000 44,926.65 445.64 01 1 60,000.00 360 N
10104862 12.00000 294,915.59 3,034.41 01 1 426,000.00 360 N
10104890 9.74000 24,977.92 214.61 05 3 55,000.00 360 N
10104896 10.75000 48,511.75 462.08 01 1 85,000.00 360 N
10104900 9.50000 94,762.59 800.50 01 1 119,000.00 360 N
10104907 9.75000 58,922.49 506.48 01 1 65,500.00 360 N
10104981 7.49000 59,819.84 419.12 01 1 159,000.00 360 N
10105005 10.25000 52,378.02 469.56 01 1 65,500.00 360 N
10105091 8.50000 234,278.01 1,806.95 01 1 393,000.00 360 N
10105094 10.75000 103,192.23 964.76 01 1 159,000.00 360 N
10105106 10.99000 43,362.07 413.22 01 1 57,900.00 360 N
10105116 8.25000 67,780.14 510.87 01 1 110,000.00 360 N
</TABLE>
Page 16
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10105118 GRESHAM MICHAEL 868 SOUTH NAVAJO STREET SALT LAKE C UT 84104 6.12500 55.0%
10105128 DYBEDAHL NAVIS J. 24729 470TH AVENUE DELL RAPIDS SD 57022 6.50000 85.0%
10105149 JONES JUANITA 3103 ASHTON STREET SHREVEPORT LA 71103 6.37500 55.6%
10105154 WILLIAMS DEBORAH 4127 EXPOSITION BOULEVARD LOS ANGELES CA 90016 6.00000 80.0%
10105178 NIELSEN JAN E. 6161 MOOSE MEADOW LANE ANCHORAGE AK 99516 6.50000 85.0%
10105179 ROSSILLO LOUIS 758 DAY AVENUE RIDGEFIELD NJ 07657 5.75000 51.0%
10105190 SALISBURY ELENA 711 OCEAN AVENUE 311 HUNTINGTON CA 92648 6.62500 75.0%
10105208 CRUM RUSSELL W. 3110 - 13TH STREET EVERETT WA 98201 6.75000 80.0%
10105218 WALKENHAUER DONALD O. 8101 PLATH AVENUE YAKIMA WA 98908 6.62500 75.0%
10105224 BENEDICT DONNA O. 1204 EAST WABASH AVENUE SPOKANE WA 99207 6.62500 77.0%
10105257 CONNELL MARC L. 13829 ARAPAHOE TUSTIN CA 92782 6.25000 80.0%
10105289 YOUNG JARED E. 3456 SELWAY DRIVE LEWISTON ID 83501 6.75000 80.0%
10105318 ASHKAR NASRALLAH 22415 NARANJA AVENUE MORENO VALL CA 92557 6.25000 80.0%
10105319 CARNAHAN BRIAN 1204 MADRONA DRIVE SNOHOMISH WA 98290 7.00000 85.0%
10105346 SOLIS RICHARD 23212 SESAME STREET E TORRANCE CA 90502 6.50000 85.0%
10105385 JONES DAMICO R. 11640 25TH AVENUE SOUTH SEATTLE WA 98168 7.25000 90.0%
10105422 NELSON JAMES 5939 WEST PARK DRIVE IONE CA 95640 6.12500 75.0%
10105434 ALSTON RODNEY 303 COACH HOVIS DRIVE YORKTOWN VA 23693 6.75000 80.0%
10105443 HARRINGTON JR. WILLIAM G. 13350 TAYLOR FLATS ROAD PASCO WA 99301 6.12500 75.0%
10105463 LAVOY RONALD L. 300 NORTH JOSEPH TEA SD 57064 6.50000 76.2%
10105475 REED SR. LARRY 915 PAVILLION 23-B SAINT LOUIS MO 63141 6.75000 80.0%
10105482 WERRE DAN L. 24151 EAGLE RIVER ROAD EAGLE RIVER AK 99577 6.87500 70.0%
10105499 THOMPSON RONALD 2603-2605 EAST 27TH AVENUE SPOKANE WA 99223 7.25000 90.0%
10105505 DACK JAMES R. 1447 BROOKDALE DRIVE SAN JOSE CA 95125 6.75000 90.0%
10105510 PETERMAN CHARLES 7982 NORTH SWEETWATER TRAIL NINEVEH IN 46164 7.00000 70.0%
10105525 WHITE DORITA 4715 ALTA CANYADA ROAD LA CANADA F CA 91011 5.87500 64.6%
10105575 KOZLOFF ILIODOR 3111 MARATHON CIRCLE ANCHORAGE AK 99515 7.25000 90.0%
10105576 JOHNSON JONATHAN 421 RHODORA HEIGHTS ROAD LAKE STEVEN WA 98258 5.87500 63.5%
10105594 ASANTI JOSEPH 22870 ITASCA ROAD APPLE VALLE CA 92308 6.50000 75.0%
10106612 MILLER JOHN B. 2333 SUNFLOWER DRIVE ARLINGTON TX 76014 6.75000 75.0%
10106693 AYALA THOMAS E. 6913 VALHALLA ROAD FORT WORTH TX 76116 6.50000 75.0%
10107636 ELLEFSON MARK E 5627 LOON DRIVE BIG LAKE MN 55309 6.25000 85.0%
10107647 GLAZIER JOHN 121 CHEDA LANE 3 NOVATO CA 94947 6.25000 80.0%
10107657 MONCADA JAIRO 2351 SUMMER STREET LAUDERDALE MN 55113 6.75000 75.0%
10107658 PALUCACOS EVANGELOS 1701 MAIN STREET COLLINS MO 64738 6.25000 77.8%
10107669 GARRETT DARRELL A. 15419 BALL WC 330 GOSHEN AR 72735 6.25000 76.2%
10107686 GOODEN CHARLIE 312 ROBERTS STREET LONOKE AR 72086 6.25000 80.0%
10107694 GARRETT GEORGE G 200 RIM ROAD WIMBERLEY TX 78676 6.25000 80.0%
10107738 GONZALEZ ROBERT 5707 GLOUCESTER LANE AUSTIN TX 78723 6.75000 75.0%
10107779 IZAGUIRRE BLANCA 9216-9220 LANGDON AVENUE (SEPULVEDA CA 91343 7.25000 87.0%
10107821 SCHMEIDLER DANIEL J. 1210 LORING HAYSVILLE KS 67060 6.12500 80.0%
10107854 CROSBY DOROTHY M. 149 COUNTY ROAD 4191 QUITMAN MS 39355 6.00000 70.0%
10107865 BROWN, JR. CHARLES H. 2726 SHERIDAN AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10107868 MILLER-JONES MICHELLE 3514 KNOX AVENUE NORTH MINNEAPOLIS MN 55412 6.87500 80.0%
10107883 AXT EUGENE H. 2845 SOUTHEAST 119TH AVENUE PORTLAND OR 97266 6.50000 90.0%
10107951 WILSON DONALD 14047 ARTESIAN DETROIT MI 48223 6.00000 70.0%
10107960 WASHINGTON ERMA MAE H. 2525 LAMBERT DRIVE PASADENA CA 91107 6.25000 58.6%
10107961 RICHTER HEIDY 14475 ROBERT I. WALKER BOULEVARD AUSTIN TX 78728 6.50000 75.0%
10107967 JOHNSON DENNIS W 4507 PLEASANT STREET PRIOR LAKE MN 55372 6.50000 75.0%
10107993 KRISTOVICH TIMOTHY J. 854 MIRZA WAY ENNIS MT 59729 7.00000 74.3%
10108010 ANDERSON LAURA J. 430 SEVENTH AVENUE NORTH WEST RONAN MT 59864 6.50000 75.0%
10108021 MILLER NORMA C. 3459 LYNDALE AVENUE NORTH MINNEAPOLIS MN 55412 6.87500 75.0%
10108039 MACKLIS DAVID E. 19318 EUREKA DETROIT MI 48234 7.87500 65.0%
10108057 CHRISTIANSON ROXANNE J 542 ASHLAND AVENUE ST. PAUL MN 55102 6.75000 61.7%
10108601 JACKSON JOSEPH K 5 MOHAWK COURT 1 SOUTH BARRI IL 60010 7.37500 71.1%
10108640 CICERO JAMES F 5540 WEST DRUMMOND PLACE CHICAGO IL 60639 6.75000 54.6%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10105118 8.99000 42,256.20 340.46 01 1 77,000.00 360 N
10105128 11.50000 123,049.12 1,220.54 01 1 145,000.00 360 N
10105149 8.75000 24,941.81 196.68 01 2 45,000.00 360 N
10105154 8.99000 239,468.59 1,929.37 12 1 300,000.00 360 N
10105178 10.00000 369,087.46 3,244.83 01 1 435,000.00 360 N
10105179 5.75000 129,727.89 758.65 05 1 255,000.00 360 N
10105190 10.00000 202,137.13 1,777.09 04 1 270,000.00 360 N
10105208 9.75000 118,894.95 1,023.43 01 1 148,900.00 360 N
10105218 8.99000 104,767.50 844.10 01 1 140,000.00 360 N
10105224 9.00000 58,061.26 467.69 01 1 75,500.00 360 N
10105257 7.99000 207,780.20 1,524.20 09 1 259,900.00 360 N
10105289 8.25000 119,206.82 900.92 01 1 149,900.00 360 N
10105318 8.50000 91,717.30 707.41 01 1 115,000.00 360 N
10105319 9.87500 138,857.82 1,208.05 01 1 163,680.00 360 N
10105346 9.50000 58,166.67 489.59 04 1 68,500.00 360 N
10105385 9.99000 130,442.14 1,144.27 01 1 145,000.00 360 N
10105422 10.25000 93,710.68 840.10 01 1 125,000.00 360 N
10105434 9.49000 187,014.71 1,572.72 09 1 234,000.00 360 N
10105443 8.99000 82,409.32 663.23 01 1 110,000.00 360 N
10105463 10.99000 63,977.12 609.01 01 1 84,000.00 360 N
10105475 11.25000 83,943.01 815.86 04 1 105,000.00 360 N
10105482 10.25000 118,848.98 1,066.37 01 1 170,000.00 360 N
10105499 9.99000 169,200.00 1,483.61 05 1 188,000.00 360 N
10105505 9.49000 444,835.99 3,742.76 01 1 495,000.00 360 N
10105510 10.99000 67,875.73 646.12 01 1 97,000.00 360 N
10105525 7.75000 418,802.71 3,008.94 01 1 650,000.00 360 N
10105575 10.99000 131,707.33 1,254.65 09 1 146,500.00 360 N
10105576 8.75000 86,899.53 684.43 01 1 137,000.00 360 N
10105594 8.99000 68,137.07 548.67 12 3 91,000.00 360 N
10106612 9.25000 43,558.42 359.10 01 1 58,200.00 360 N
10106693 8.75000 62,588.96 492.68 01 1 83,500.00 360 N
10107636 9.25000 110,075.00 905.56 01 1 129,500.00 360 N
10107647 9.99000 115,791.69 1,017.13 04 1 145,000.00 360 N
10107657 10.00000 90,000.00 789.82 01 1 120,000.00 360 N
10107658 8.99000 34,980.84 281.37 01 1 45,000.00 360 N
10107669 10.75000 79,969.88 746.79 01 1 105,000.00 360 N
10107686 9.25000 30,336.20 250.10 01 1 38,000.00 360 N
10107694 9.99000 211,522.16 1,858.89 01 1 265,000.00 360 N
10107738 10.75000 50,980.79 476.08 05 1 68,000.00 360 N
10107779 9.99000 225,793.83 1,983.40 05 1 260,000.00 360 N
10107821 8.75000 111,739.40 881.11 01 1 140,000.00 360 N
10107854 9.25000 36,323.61 299.46 01 1 52,000.00 360 N
10107865 10.50000 56,000.00 512.26 01 1 70,000.00 360 N
10107868 10.50000 63,974.56 585.44 01 1 80,000.00 360 N
10107883 9.99000 56,598.17 497.17 01 1 63,000.00 360 N
10107951 9.50000 84,531.33 712.21 01 1 121,000.00 360 N
10107960 7.49000 129,609.68 908.09 01 1 222,000.00 360 N
10107961 10.25000 79,157.24 711.73 01 1 105,900.00 360 N
10107967 11.25000 75,600.00 734.28 01 1 100,800.00 360 N
10107993 10.75000 71,196.10 665.11 01 1 95,950.00 360 N
10108010 9.50000 62,094.42 523.44 01 1 83,000.00 360 N
10108021 10.25000 63,696.29 571.27 01 1 85,000.00 360 N
10108039 11.00000 20,759.91 198.09 01 3 32,000.00 360 N
10108057 10.75000 144,778.69 1,353.55 01 1 235,000.00 360 N
10108601 9.99000 407,383.70 3,581.87 01 1 575,000.00 360 N
10108640 10.75000 94,854.99 886.81 05 1 174,000.00 360 N
</TABLE>
Page 17
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10108679 SCRIBNER PAULA J. 3612 GREENWOOD AVENUE ROCKFORD IL 61107 6.12500 75.0%
10108786 STEWART THADDEUS 336 NORTH 34TH STREET MILWAUKEE WI 53208 6.50000 75.0%
10108848 WILKS CAROL 1220 WILLIAMS STREET JACKSON MI 49203 7.00000 70.0%
10108852 WOODS SEAN D. 2145 NORTH KEYSTONE AVENUE INDIANAPOLI IN 46218 6.62500 70.0%
10108925 DEWERTH TAMMY C 25200 RANDOLPH ROAD BEDFORD HEI OH 44146 6.75000 64.0%
10108960 JOHNSON LYNNETTE S. 5836 REIDENBACH ROAD SOUTH BELOI IL 61080 7.00000 70.0%
10108999 BROWN JR THOMAS L 703 HIGH AVENUE SOUTHWEST CANTON OH 44707 6.87500 70.0%
10109008 STARCHER GEORGE W 698 S WAYNE AVENUE COLUMBUS OH 43204 6.50000 80.0%
10109051 MROZEK ROBERT 1209 SOUTH ASHLAND AVENUE CHICAGO HEI IL 60411 7.25000 65.0%
10109065 BROWN ANN 3815 DRUMMOND STREET EAST CHICAG IN 46312 6.62500 47.5%
10109078 BARTO JOHN L. 717 QUEEN COURT N.W. CANTON OH 44703 6.75000 70.0%
10109111 LEAKEY SCOTT A. 18300 HIDDEN VALLEY ROAD INDEPENDENC MO 64057 7.00000 80.0%
10109211 TALLAKSON MARY B 12765 ETHELTON WAY APPLE VALLE MN 55124 6.50000 85.0%
10109226 JENSEN GARY D. 4545 CAMELLIA STREET SPRINGFIELD OR 97478 7.00000 80.0%
10109242 BALLWEBER ARNOLD 19447 GRIM ROAD AURORA OR 97002 7.00000 75.0%
10109247 PEREZ ROCIO 7924 WOODMAN AVENUE 38 (VAN NUYS A CA 91403 6.75000 80.0%
10109263 TATE GILBERT H 5516 EMERSON AVENUE ST. LOUIS MO 63120 7.00000 70.0%
10109287 CLARK SHARON 14264 ADAMS WARREN MI 48093 6.25000 57.4%
10109295 CARTER WILLIAM T. 589 BROOKVIEW DRIVE VALDOSTA GA 31602 6.00000 70.0%
10109300 SMITH M. C. 3827 NEOSHO STREET ST. LOUIS MO 63116 6.50000 74.9%
10109341 O'DONNELL SHARON 2103 B CORONADO PARKWAY THORNTON CO 80229 6.50000 85.0%
10109350 DUFF TIMOTHY 6208 LOCH MOOR DRIVE EDINA MN 55439 6.12500 75.0%
10109390 WU CHENGHSIUNG 1660 SOUTH YNEZ AVENUE MONTEREY PA CA 91754 6.37500 70.0%
10109406 STILLMAN JAMES 431 WEST 7TH STREET DECATUR NE 68020 7.00000 75.0%
10109415 STUBBLEFIELD MILO 3531 NEWTON AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 80.0%
10109419 BOBIC ROBERT A 8605 SOUTHEAST ELLIS STREET PORTLAND OR 97266 7.00000 80.0%
10109436 SIMS SONIA 713 THOMAS AVENUE ST. PAUL MN 55104 6.75000 75.0%
10109462 HUFFMAN CAROLE 2547 32ND AVENUE NORTHEAST HICKORY NC 28601 5.87500 65.0%
10109465 OSBORNE FELICIA 2414 QUINCY STREET NORTHEAST 7 MINNEAPOLIS MN 55418 6.87500 75.0%
10109466 HOXWORTH ERIC P 1309 MULBERRY WAY CEDAR PARK TX 78613 6.12500 80.0%
10109487 JENNINGS GARY 149 BEAR CREEK ROAD CURTIN OR 97428 6.50000 75.0%
10109489 GARVIN MARJORIE 1519 HOLLYWOOD AVENUE DALLAS TX 75208 6.25000 80.0%
10109496 HUNT DALLAS 0024 EAST TAMARACK CIRCLE PARACHUTE CO 81635 5.87500 65.0%
10109498 MCMORRIS SHARON 2915 34TH AVENUE SOUTH MINNEAPOLIS MN 55406 7.00000 70.0%
10109502 BELL JAMES 4917 VALLEY VIEW DRIVE MESA CO 81643 6.12500 75.0%
10109503 ROCHA DAVID 6545 SOUTHEAST 97TH AVENUE PORTLAND OR 97266 6.25000 80.0%
10109515 ROBBINS NICK J. ROUTE 3 BOX 105 PURDY MO 65734 7.00000 70.0%
10109518 EHRBAR BARBARA 1250 LAGUNA LANE SAN LUIS OB CA 93405 7.00000 80.0%
10109537 MESHELL THOMAS 4255 EL PASO AVENUE BEAUMONT TX 77703 6.12500 80.0%
10109565 JOHNSON HERBERT 1716-18 SPAIN STREET NEW ORLEANS LA 70117 7.25000 70.0%
10109586 RUFFIN RAMONA Y. 386 BEACHWOOD RIVER ROUGE MI 48218 7.50000 65.0%
10109628 DIXON TIM 7726 FORBES STREET ZEPHYRHILLS FL 33540 6.25000 75.0%
10109636 LOPEZ NIEVE 111 CONCORD STREET WATERBURY CT 06704 6.75000 80.0%
10109704 FALLON JOE 2 BIRCH DRIVE STERLING MA 01564 7.37500 79.9%
10109730 RICHARD CAROL A. 273 LONGFORD COURT FREDERICK MD 21702 7.25000 80.0%
10109748 SCHMID-GROVER CATHERINE R 2855 ALMOND STREET PHILADELPHI PA 19134 6.75000 65.0%
10109750 MINOTT DOREEN 1403 SW 82ND AVENUE NORTH LAUDE FL 33068 6.75000 65.0%
10109902 PARTIN MICHELLE 3238 KEW GARDENS LANE ORLANDO FL 32812 5.87500 75.0%
10109924 SNOW ELIZABETH WINTER ROAD MADISON NH 03875 6.37500 33.1%
10109944 MCCARTHY KEVIN 1 CEL BRET DRIVE DANBURY CT 06810 8.00000 70.0%
10110078 SWIDERSKI RAYMOND 96 BRANFORD ROAD NORTH BRANF CT 06471 7.50000 60.0%
10110630 MAY HARRISON S. 2112 WEST 73RD STREET LOS ANGELES CA 90047 6.25000 85.0%
10110642 MARCUS STEVE A. 21708 MALDEN STREET (CANOGA PAR CA 91304 6.95000 75.0%
10110658 KELLER GEORGE 1863 E. PEGASUS DRIVE TEMPE AZ 85283 7.00000 85.0%
10110665 ALEMAN HUMBERTO 8000 ALGERITA EL PASO TX 79915 7.00000 70.0%
10110678 CLAY JIM R. 1420 DORIS DRIVE MESQUITE TX 75149 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10108679 8.99000 68,847.20 554.70 01 1 92,000.00 360 N
10108786 9.00000 36,654.96 295.10 01 1 48,900.00 360 N
10108848 12.25000 35,690.34 374.10 01 1 51,000.00 360 N
10108852 10.75000 21,000.00 196.04 01 1 30,000.00 360 N
10108925 10.75000 63,975.90 597.43 01 1 100,000.00 360 N
10108960 11.99000 62,204.00 639.36 01 1 88,863.00 360 N
10108999 11.25000 28,700.00 278.76 01 1 41,000.00 360 N
10109008 11.12500 51,963.74 500.13 01 1 65,000.00 360 N
10109051 11.00000 48,697.37 464.26 01 3 75,000.00 360 N
10109065 9.99000 27,987.58 245.52 01 1 59,000.00 360 N
10109078 9.50000 38,372.82 323.15 01 3 54,900.00 360 N
10109111 11.50000 47,984.66 475.34 01 1 60,000.00 360 N
10109211 9.99000 144,240.51 1,267.03 01 1 170,000.00 360 N
10109226 10.25000 64,745.09 580.68 01 1 81,000.00 360 N
10109242 11.25000 127,413.50 1,238.36 01 1 170,000.00 360 N
10109247 9.99000 47,913.80 420.88 04 1 60,000.00 360 N
10109263 11.75000 27,921.55 281.93 01 1 39,900.00 360 N
10109287 9.25000 69,815.69 575.88 01 1 122,000.00 360 N
10109295 8.99000 169,213.84 1,361.82 01 1 242,000.00 360 N
10109300 10.25000 29,849.18 267.94 01 1 39,900.00 360 N
10109341 9.25000 56,800.05 468.52 01 1 67,000.00 360 N
10109350 8.99000 273,449.18 2,200.69 01 1 365,000.00 360 N
10109390 8.99000 139,011.03 1,125.47 01 1 200,000.00 360 N
10109406 10.75000 18,368.08 171.53 01 1 24,500.00 360 N
10109415 10.50000 55,178.06 504.94 01 1 69,000.00 360 N
10109419 9.75000 139,735.51 1,202.82 01 1 175,000.00 360 N
10109436 11.50000 61,789.59 612.75 05 1 82,500.00 360 N
10109462 9.25000 46,701.78 385.02 01 1 72,000.00 360 N
10109465 10.75000 71,250.00 665.11 05 1 95,000.00 360 N
10109466 8.75000 66,085.84 521.12 01 1 82,800.00 360 N
10109487 9.75000 43,342.96 373.09 01 1 57,900.00 360 N
10109489 9.99000 41,504.08 364.77 01 1 52,000.00 360 N
10109496 8.75000 64,848.75 511.36 09 1 100,000.00 360 N
10109498 11.00000 67,151.78 639.97 05 1 96,000.00 360 N
10109502 9.50000 59,880.51 504.52 01 1 80,000.00 360 N
10109503 9.99000 93,516.65 820.72 01 1 117,000.00 360 N
10109515 11.50000 91,320.80 904.64 01 1 130,500.00 360 N
10109518 9.99000 123,777.32 1,087.28 01 1 155,000.00 360 N
10109537 9.50000 24,737.99 208.54 01 1 31,000.00 360 N
10109565 11.25000 64,334.14 625.50 06 3 92,000.00 360 N
10109586 10.24000 26,604.59 238.62 05 3 41,000.00 360 N
10109628 9.75000 43,371.82 373.74 01 1 58,000.00 360 N
10109636 10.25000 61,174.33 548.42 01 1 76,500.00 360 N
10109704 12.62500 214,892.44 2,315.48 01 1 269,000.00 360 N
10109730 11.25000 116,600.66 1,133.66 01 1 145,900.00 360 N
10109748 10.75000 19,973.37 188.10 01 1 31,000.00 360 N
10109750 10.75000 68,145.80 637.11 01 1 105,000.00 360 N
10109902 8.74000 85,997.69 677.92 01 1 115,000.00 360 N
10109924 9.75000 459,350.90 3,952.12 01 1 1,390,000.00 360 N
10109944 12.00000 115,500.00 1,188.05 01 1 165,000.00 360 N
10110078 10.50000 65,321.34 598.24 01 3 109,000.00 360 N
10110630 9.25000 127,231.14 1,048.92 05 1 150,000.00 360 N
10110642 9.99000 183,420.07 1,611.18 01 1 245,000.00 360 N
10110658 10.87500 76,443.67 721.32 01 1 90,000.00 360 N
10110665 10.49000 37,435.09 342.29 01 1 53,500.00 360 N
10110678 9.99000 75,820.68 666.33 01 1 94,990.00 360 N
</TABLE>
Page 18
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10110680 FORCIA KENNETH 22758 STAPLES STREET EAST BETHEL MN 55011 6.25000 80.0%
10110708 BLISS JASON DAVID 2153 BASSWOOD LANE MOUND MN 55364 7.00000 80.0%
10110743 NOON DARRELL A 18381 NORTH DIAMOND LAKE ROAD DAYTON MN 55374 6.62500 75.0%
10110766 EVANS LINDA 1022 SOUTHWEST MAPLECREST COURT PORTLAND OR 97219 7.00000 80.0%
10110767 CEDERGREN KAREN 3500 SOUTH NORFOLK WAY BOISE ID 83706 7.00000 85.0%
10110792 HICKS ALVAH M. 9788 RANDOM CANYON SANTA MARGA CA 93453 6.87500 70.0%
10110800 AYALA SERGIO 3419 LEBANON AVENUE EL PASO TX 79930 6.12500 75.0%
10110823 MORENO RAFAEL 542 RIVERVIEW CIR. EL PASO TX 79915 6.75000 75.0%
10110837 JACKSON JOANNE B. 7075 PATTERSON ROAD NEW ORLEANS LA 70131 6.75000 65.0%
10110841 DESHAW BRIAN 3512 FOX FARM ROAD GREAT FALLS MT 59404 6.75000 79.8%
10110854 MURPHY MARY J. 6719 NORTHWEST CANEY CREEK DRIVE KANSAS CITY MO 64151 7.00000 80.0%
10110893 WESTPHALEN LARRY 1476 110TH STREET SIOUX CITY IA 51108 6.38500 65.2%
10110899 ODLE-CAPUA ALLISON 931 WEST HIGHLAND DRIVE (CAMARILLO CA 93010 7.00000 80.0%
10110924 DULUC BRUNO 944-946 GENESEE AVENUE WEST HOLLYW CA 90046 7.25000 90.0%
10111006 GALVIN YOLANDA 4525 SOUTH GRAND BOULEVARD ST. LOUIS MO 63118 6.75000 75.0%
10111058 DOWDY SHANE A. ROUTE 1 BOX 252 D WARSAW MO 65355 7.00000 85.0%
10111097 WELLS SHELLEY 1269 SOUTH SABLE BOULEVARD AURORA CO 80012 7.00000 85.0%
10112149 SIENKIEWICZ FREDERICK W. 1877 OLIVER ST. RAHWAY NJ 07065 7.25000 70.0%
10112160 CARNEY MICHAEL S. 10339 OSO AVENUE CHATSWORTH CA 91311 7.25000 90.0%
10112216 AVINA JOSE 404 AVENUE F SOUTH HOUST TX 77587 5.75000 50.4%
10112235 ROBERTS RONALD 28105 ANGELICA PLACE (VALENCIA A CA 91354 7.25000 90.0%
10112260 YATES JOHN D. 53 QUADRANT DRIVE ROCK SPRING WY 82901 6.50000 85.0%
10112294 AVILA EDMUNDO 4619 HAYNES AVENUE LAREDO TX 78041 7.25000 90.0%
10112295 GRAHAM ROXANE 19518 NORTH 73RD AVENUE GLENDALE AZ 85308 7.00000 85.0%
10112308 WHITNEY RICK 123 KNAPP LANE EUGENE OR 97404 6.75000 75.0%
10112355 NEYMAN JOHN L. 2170 SPOUT SPRINGS ROAD MUSCLE SHOA AL 35661 6.25000 80.0%
10112379 GOODLY RACQUEL 10403 FORUM PARK HOUSTON TX 77036 6.50000 70.0%
10112400 STAHLNECKER DELLA 12602 EMILINE STREET OMAHA NE 68138 7.00000 80.0%
10112439 KOVCITIAN MKRITICH 1710 THORNCREST DRIVE GLENDALE CA 91207 6.12500 75.0%
10112451 WOODS JUSTIN 4800-4802 CALLIOPE STREET NEW ORLEANS LA 70125 7.50000 60.0%
10112475 PORTER DAVIN 2507 LOWELL KANSAS CITY KS 66102 6.12500 75.0%
10112493 JACKSON NADINE 1253 EAST 89TH STREET CLEVELAND OH 44108 6.50000 75.0%
10112539 ROBINSON DOUGLAS 1600 MADISON ST, SE ALBANY OR 97321 6.25000 80.0%
10112572 JARZOBSKI JOSEPH A 13010 ARLINGTON OMAHA NE 68164 6.25000 80.0%
10112580 BECKMAN RONALD 510 MARION STREET ISANTI MN 55040 7.25000 90.0%
10112611 URBANSKI ARTHUR N. 1372 RICHMOND ROAD WASHINGTON PA 18013 6.50000 80.0%
10112621 VALDERRAMA MARIA 16978 N.W. 19TH STREET PEMBROKE PI FL 33028 7.00000 85.0%
10112623 CARULLO ANNE T. 2 ELIZABETH LANE MAHWAH NJ 07430 6.87500 79.1%
10112672 DUMAS, JR. EVERETT 20 WOODVALE COURT 08 SPRINGVALE ME 04083 6.62500 75.0%
10112727 SPEELMAN MARK 1640 MUMMASBURG ROAD GETTYSBURG PA 17325 6.75000 75.0%
10112789 PRUNTY TINA H. 540 PINE RUN ROAD APOLLO PA 15613 6.75000 65.0%
10112848 THOMAS DERMOTH 50 WEST 127TH STREET NEW YORK NY 10027 6.75000 75.0%
10112861 VASQUEZ JOSE 408 EAST 140TH STREET BRONX NY 10454 6.25000 85.0%
10112866 ALLEN DONNELL 1108 FOURQUREAN LANE RICHMOND VA 23222 6.25000 75.0%
10112876 WALLACE GRAYSON B. 916-B NORTH 2ND STREET NASHVILLE TN 37207 7.00000 80.0%
10112904 BYERS JEFFREY 1216 SANDY BAR DRIVE FT. WASHING MD 20744 7.00000 70.0%
10112925 MARTIN MICHAEL G. ROUTE 3 BOX 177 C RIPLEY WV 25271 7.25000 90.0%
10112990 LADLEE BRIAN 221 ROBINSON AVENUE NEWBURGH NY 12550 6.50000 75.0%
10113014 DE FAMILIA LUCILIA 55 TAYLOR STREET NEWARK NJ 07104 6.25000 85.0%
10113020 MALONE CELESTE 31 GROVE TERRACE IRVINGTON NJ 07111 6.25000 80.0%
10113026 MORSE WILLIAM 156 T STREET, NE WASHINGTON DC 20002 7.25000 75.0%
10113029 GIORGIO ROBERT 54 GRACE LANE LEVITTOWN NY 11756 6.75000 80.0%
10113032 WILLIAMS THOMAS W. 23 PARKHILL STREET BRISTOL CT 06010 7.00000 65.0%
10113051 WIRCHANSKY PAMELA 232 TRUMAN AVENUE YONKERS NY 10703 6.50000 90.0%
10113074 HOPSON STACEY 380 HALSTEAD STREET EAST ORANGE NJ 07017 6.87500 75.0%
10113082 CRUM FRANCA A. 345 FOREST AVENUE MASSAPEQUA NY 11758 7.12500 23.2%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10110680 8.75000 158,978.48 1,251.41 01 1 198,837.00 360 N
10110708 10.74000 128,000.00 1,193.90 12 1 160,000.00 360 N
10110743 9.49000 486,773.39 4,095.61 01 1 650,000.00 360 N
10110766 9.75000 131,747.84 1,134.09 01 1 165,000.00 360 N
10110767 10.50000 75,528.12 692.01 01 1 89,000.00 360 N
10110792 9.99000 111,049.12 975.92 01 1 159,000.00 360 N
10110800 9.49000 58,990.56 497.78 01 1 79,000.00 360 N
10110823 10.75000 44,833.11 418.67 01 1 59,800.00 360 N
10110837 10.75000 46,061.52 430.81 01 1 71,000.00 360 N
10110841 9.99000 90,836.60 797.92 01 1 114,000.00 360 N
10110854 9.75000 92,800.00 797.30 01 3 116,000.00 360 N
10110893 10.00000 89,960.18 789.82 01 1 138,000.00 360 N
10110899 8.99000 243,459.72 1,961.53 01 1 305,000.00 360 N
10110924 9.87500 307,089.20 2,672.78 05 1 342,000.00 360 N
10111006 12.50000 44,878.28 479.47 01 1 59,900.00 360 N
10111058 10.87500 81,132.26 766.20 01 1 95,600.00 360 N
10111097 11.25000 64,661.29 628.90 09 1 76,200.00 360 N
10112149 9.49000 97,893.02 823.24 05 1 140,000.00 360 N
10112160 9.50000 311,678.21 2,625.99 01 1 347,000.00 360 N
10112216 7.50000 34,391.34 244.73 01 1 69,500.00 360 N
10112235 10.25000 273,735.16 2,453.98 09 1 304,269.00 360 N
10112260 9.99000 110,250.89 968.91 01 1 130,000.00 360 N
10112294 9.99000 52,153.52 457.71 01 1 58,000.00 360 N
10112295 10.75000 184,310.48 1,721.81 09 1 217,000.00 360 N
10112308 10.50000 63,750.00 583.15 01 1 85,000.00 360 N
10112355 8.25000 107,861.79 811.37 01 1 135,000.00 360 N
10112379 10.50000 15,735.56 144.08 04 1 22,500.00 360 N
10112400 11.50000 81,920.62 812.04 01 1 102,500.00 360 N
10112439 9.50000 416,918.26 3,512.67 01 1 557,000.00 360 N
10112451 12.50000 32,391.70 345.80 05 1 54,000.00 360 N
10112475 9.75000 28,486.56 244.86 01 1 38,000.00 360 N
10112493 10.99000 37,500.00 356.84 01 1 50,000.00 360 N
10112539 8.99000 91,634.02 738.31 01 1 114,800.00 360 N
10112572 8.99000 90,102.40 726.73 01 3 113,000.00 360 N
10112580 10.50000 98,960.65 905.60 01 1 110,000.00 360 N
10112611 11.12500 103,927.48 1,000.26 01 1 130,000.00 360 N
10112621 10.62500 158,165.79 1,462.18 09 1 186,150.00 360 N
10112623 9.74000 414,610.36 3,562.45 01 1 525,000.00 360 N
10112672 10.25000 28,476.00 255.39 04 1 38,000.00 360 N
10112727 11.25000 103,500.00 1,005.26 01 1 138,000.00 360 N
10112789 10.75000 55,878.95 521.82 01 1 86,000.00 360 N
10112848 8.25000 112,500.00 845.18 06 3 150,000.00 360 N
10112861 8.75000 127,426.64 1,003.05 05 1 150,000.00 360 N
10112866 10.75000 52,480.23 490.08 05 1 70,000.00 360 N
10112876 11.00000 38,386.30 365.70 01 1 48,000.00 360 N
10112904 11.25000 153,895.51 1,495.75 01 1 220,000.00 360 N
10112925 11.25000 78,273.56 760.50 01 1 87,000.00 360 N
10112990 10.50000 58,453.29 535.13 01 1 78,000.00 360 N
10113014 8.99000 132,454.29 1,065.98 06 1 156,000.00 360 N
10113020 10.25000 75,200.00 673.87 05 1 94,000.00 360 N
10113026 11.25000 67,477.20 655.61 01 1 90,000.00 360 N
10113029 10.75000 122,353.91 1,142.59 01 1 153,000.00 360 N
10113032 10.25000 40,915.49 366.96 01 1 63,000.00 360 N
10113051 10.25000 131,738.95 1,181.51 01 1 146,500.00 360 N
10113074 9.74000 99,608.94 856.28 05 3 133,000.00 360 N
10113082 10.49000 49,959.99 457.00 01 1 216,000.00 360 N
</TABLE>
Page 19
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10113089 DINGMAN TROY J. 8861 SISSON HIGHWAY TOWN OF EDE NY 14057 6.37500 29.6%
10113101 ALLEN BARBARA 6439 ALABAMA AVENUE ST. LOUIS MO 63111 7.00000 85.0%
10113102 SHANNON MARY JO 5024 49TH AVENUE SOUTH SEATTLE WA 98118 7.00000 85.0%
10113116 MORLAN CHRIS W. 2023 EAST HARTSON AVENUE SPOKANE WA 99202 6.75000 75.0%
10113120 HOLLEY JOHN 32 DAVIS AVENUE PISCATAWAY NJ 08854 7.25000 73.9%
10113133 MCGEORGE GARY 3161 WEST SAKAI STREET WASILLA AK 99654 6.75000 80.0%
10113135 BAKER KATHLEEN A. 1039 SALEM STREET CHICO CA 95928 6.75000 80.0%
10113157 KEITH PHILLIP D. 8835 ROAD BSW ROYAL CITY WA 99357 6.75000 75.0%
10113165 BUTLER MARK 9761 ROAD "H" NORTHWEST EPHRATA WA 98823 6.87500 70.0%
10113209 SHEA THOMAS 2426, 2428, & 2430 N ADDISON STR SPOKANE WA 99207 6.87500 75.0%
10113217 IRELAND JUANITA 1311 WEST AUGUSTA AVENUE SPOKANE WA 99205 6.75000 75.0%
10113225 GRIFFEY TOMMY 624 WEST SPOFFORD AVENUE SPOKANE WA 99205 6.75000 85.0%
10113227 CAPAUL LEWIS L. 3704 EAST 11TH AVENUE SPOKANE WA 99202 6.75000 75.0%
10113234 WOLK MYRON 3 FROST AVENUE EAST BRUNSW NJ 08816 6.62500 80.0%
10113247 TEIXEIRA RICHARD 25 OREGON CITY TRAIL OROVILLE CA 95965 6.75000 65.0%
10113249 WHITEMAN FRANK A. 2041 WEST SWATHMORE CIRCLE WASILLA AK 99654 6.50000 80.0%
10113260 THRELKELD PHILLIP C. 17404 94TH AVENUE SOUTHWEST VASHON WA 98070 7.25000 90.0%
10113283 SCHMITT FREDRICK M. 501 MOUNT OLIVE DRIVE RIVERSIDE WA 98849 6.50000 85.0%
10113291 WADE LINDA G. NHN TALKEETNA SPUR HIGHWAY TALKEETNA AK 99676 5.87500 50.0%
10113306 ASHBY AUBREY 4918 NORTH MAGNOLIA STREET SPOKANE WA 99207 6.75000 75.0%
10113308 BUSTAMANTE ANDREW 7573 MOONEY DRIVE ROSEMEAD CA 91770 6.50000 70.0%
10113327 SMITH STEVEN 19 HALCYON LANE ALISO VIEJO CA 92656 7.25000 90.0%
10113371 CLINE BRUCE 3010 SOUTH 144TH STREET SEATAC WA 98168 6.25000 62.9%
10113387 KOKOTAS JOANNE 27 MARION AVENUE CLIFFSIDE P NJ 07010 6.87500 80.0%
10113391 BECKHAM DOUG D. 1317 EAST LIBERTY AVENUE SPOKANE WA 99207 6.50000 75.0%
10113392 STOLZ WADE 2628 NORTH WALL STREET SPOKANE WA 99205 6.75000 75.0%
10113401 GALLOWAY RALPH 72 OCEANSIDE DRIVE DALY CITY CA 94015 6.50000 66.7%
10113416 ANAYA BILLY 319 & 321 PINO ROAD SANTA FE NM 87501 6.87500 60.0%
10113417 BARTLESON PATRICK C. 2729 SILVER CREST DRIVE BOTHELL WA 98012 6.87500 75.0%
10113448 MOTOKANE BEVERLY 1031 PARK CIRCLE DRIVE TORRANCE CA 90502 6.75000 75.0%
10113460 FREAND EUGENE 627 7TH STREET CLARKSTON WA 99403 6.50000 75.0%
10113462 IBANEZ REYNALDO 5542 34TH STREET LOOP NORTHEAST TACOMA WA 98422 6.50000 90.0%
10113464 AZZINNARO STEVEN V. 7506 & 7508 EAST SINTO AVENUE SPOKANE WA 99212 6.50000 85.0%
10113481 LAKE LINDA 4150 WEST 89TH COURT ANCHORAGE AK 99502 6.50000 90.0%
10113482 STAFFORD RICHARD 2400 AUTUMN DRIVE ANCHORAGE AK 99516 6.75000 80.0%
10113487 DAMASCENO LAURA LEE 720 SOUTH LINCOLN PLACE SPOKANE WA 99204 6.87500 75.0%
10113494 HAUX STEVEN 1322 10TH STREET SOUTHWEST JAMESTOWN ND 58401 7.00000 80.0%
10113496 JOHNSON WALTER 14416 VALLEY VISTA BOULEVARD SHERMAN OAK CA 91423 6.37500 67.2%
10113499 GUNDERSON DONALD 5300 SOUTHEAST FLAVEL DRIVE PORTLAND OR 97206 6.25000 85.0%
10113525 AMSDEN RONALD 624 WEST KNOX AVENUE SPOKANE WA 99205 6.75000 75.0%
10113533 LEVITT RICHARD 4480 334TH PLACE SOUTHEAST FALL CITY WA 98024 6.50000 80.0%
10113548 BROWN ARTHUR 3137 EAST 18TH CIRCLE ANCHORAGE AK 99508 7.00000 82.9%
10113562 CONTRERAS GREGORY L. 946 NORTH 79TH STREET SEATTLE WA 98103 6.75000 80.0%
10113564 MALMOE CHRISTINE 13115 EAST GUTHRIE DRIVE SPOKANE WA 99216 6.75000 75.0%
10113573 CANHAM GEORGE 10444 EAST BOISE STREET APACHE JUNC AZ 85220 7.00000 80.0%
10113579 BURTON HAROLD 3406 37TH AVENUE SOUTH SEATTLE WA 98144 7.00000 75.0%
10113587 HIRSCHFIELD ROBERT 7188 LOMITA ROAD JOSHUA TREE CA 92252 5.87500 70.0%
10113592 FAIRBANKS THOMAS 12040 AVONDALE PLACE NORTHEAST REDMOND WA 98052 7.87500 45.4%
10113614 SPINDLER JR JOHN R 7906 SOUTH WINDERMERE CIRCLE LITTLETON CO 80120 7.00000 85.0%
10113644 HUDOCK ROBERT P 16750 THOMPSON ROAD COLORADO SP CO 80921 6.25000 80.0%
10113647 GARCIA JOSEPH 2804 CHAMPA STREET DENVER CO 80205 6.62500 50.5%
10113655 HALBLEIB YANCEY 7295 SCOTT TERRACE EDEN PRAIRI MN 55346 6.50000 85.0%
10113669 WRIGHT BONNIE 488 CHARLES AVENUE ST. PAUL MN 55103 7.00000 70.0%
10113672 BRADACH TIM 4400 STINSON BOULEVARD NORTHEAST COLUMBIA HE MN 55421 7.00000 75.0%
10113753 WILSON ARTHUR 206 ST. CHARLES STREET HAZLEHURST MS 39083 6.87500 80.0%
10113826 RODGERS EZRA 914 PENN AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10113089 9.75000 40,000.00 343.67 01 1 135,000.00 360 N
10113101 11.62500 42,388.48 424.09 01 1 49,900.00 360 N
10113102 9.87500 182,750.00 1,586.91 01 1 215,000.00 360 N
10113116 10.25000 30,512.19 273.54 01 1 40,700.00 360 N
10113120 11.49000 121,921.47 1,207.23 01 1 165,000.00 360 N
10113133 10.50000 111,955.49 1,024.51 01 1 140,000.00 360 N
10113135 10.50000 73,570.75 673.25 01 1 92,000.00 360 N
10113157 10.25000 134,943.39 1,209.74 01 1 180,000.00 360 N
10113165 10.25000 97,917.45 878.18 01 1 140,000.00 360 N
10113209 9.50000 94,359.45 794.61 06 3 126,000.00 360 N
10113217 9.99000 54,776.18 480.73 01 1 73,100.00 360 N
10113225 9.99000 58,937.46 517.25 01 1 69,400.00 360 N
10113227 10.25000 58,300.85 522.88 01 1 77,800.00 360 N
10113234 6.88000 198,721.14 1,784.27 01 1 250,000.00 180 N
10113247 11.25000 40,936.17 397.74 01 1 63,000.00 360 N
10113249 10.25000 105,865.50 949.87 09 1 132,500.00 360 N
10113260 9.99000 112,399.83 986.44 01 1 125,000.00 360 N
10113283 9.99000 56,474.67 495.63 01 1 66,500.00 360 N
10113291 8.25000 31,709.36 238.53 01 1 63,500.00 360 N
10113306 10.25000 53,954.51 483.90 01 1 72,000.00 360 N
10113308 9.75000 83,221.95 715.68 01 1 119,000.00 360 N
10113327 10.50000 216,700.00 1,982.24 04 1 240,782.00 360 N
10113371 8.75000 88,000.00 692.30 01 1 140,000.00 360 N
10113387 8.25000 371,762.78 2,794.72 12 1 465,000.00 360 N
10113391 9.25000 49,774.17 409.70 01 1 66,400.00 360 N
10113392 9.99000 65,250.00 572.14 01 1 87,000.00 360 N
10113401 7.99000 159,892.42 1,172.91 01 1 240,000.00 360 N
10113416 9.74000 179,915.84 1,545.16 05 3 300,000.00 360 N
10113417 10.25000 111,703.13 1,001.40 01 1 149,000.00 360 N
10113448 9.25000 131,113.37 1,079.77 04 1 175,000.00 360 N
10113460 10.25000 46,236.01 414.68 01 1 61,700.00 360 N
10113462 9.99000 116,843.08 1,025.90 01 1 130,000.00 360 N
10113464 8.75000 107,825.32 849.25 05 1 127,000.00 360 N
10113481 9.75000 141,234.07 1,213.99 05 1 157,000.00 360 N
10113482 9.99000 174,244.72 1,529.20 01 1 218,000.00 360 N
10113487 9.74000 82,422.48 708.20 05 3 110,000.00 360 N
10113494 10.75000 51,960.65 485.42 01 1 65,000.00 360 N
10113496 9.25000 469,263.37 3,866.58 01 1 700,000.00 360 N
10113499 7.25000 93,279.85 637.84 01 1 110,000.00 360 N
10113525 10.75000 71,250.00 665.11 01 1 95,000.00 360 N
10113533 10.50000 123,901.01 1,134.28 01 1 155,000.00 360 N
10113548 10.37500 99,368.45 900.43 01 1 120,000.00 360 N
10113562 9.50000 219,782.72 1,849.88 01 1 275,000.00 360 N
10113564 10.25000 76,435.56 685.52 01 1 102,000.00 360 N
10113573 8.75000 64,725.15 509.79 01 1 81,000.00 360 N
10113579 9.49000 245,129.11 2,060.41 01 1 327,000.00 360 N
10113587 7.99000 63,570.64 466.97 01 1 91,000.00 360 N
10113592 9.75000 544,061.05 4,676.51 01 1 1,200,000.00 360 N
10113614 10.87500 108,638.34 1,025.87 01 1 128,000.00 360 N
10113644 8.49000 199,509.18 1,536.41 01 1 250,000.00 360 N
10113647 10.25000 54,930.20 492.86 01 1 109,000.00 360 N
10113655 10.50000 106,207.77 971.92 01 1 125,000.00 360 N
10113669 11.25000 77,000.00 747.88 01 1 110,000.00 360 N
10113672 11.25000 96,000.00 932.42 01 1 128,000.00 360 N
10113753 9.00000 21,600.00 173.80 01 3 27,000.00 360 N
10113826 10.50000 76,000.00 695.21 01 1 95,000.00 360 N
</TABLE>
Page 20
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10113841 DUKE EDWARD A 16021 ROSE WREATH LANE FLORISSANT MO 63033 6.50000 75.0%
10113845 GRAY, JR. VERNELL 14840 DAMASK AVENUE WEST ROSEMONT MN 55068 6.62500 75.0%
10113883 ROSEN DANNY P. 9011 BOILING SPRINGS LANE SHAKOPEE MN 55379 7.25000 90.0%
10113911 FULFORD SHIRLEY L 930 MARSHALL AVENUE ST. PAUL MN 55104 6.87500 70.0%
10113916 TOWNSEND VICTOR D. 8521 OCTAVIA ST. LOUIS MO 63136 6.75000 75.0%
10113974 MACDONALD ELAINE F 1338 WEST PUENTE AVENUE WEST COVINA CA 91790 6.37500 47.9%
10113993 ATKINS SR JAMES A 1444 LAUREL ST. LOUIS MO 63112 6.50000 90.0%
10114099 WEILAGE CLINTON S. 200 NORTH ASH STREET SAUK CENTRE MN 56378 7.00000 85.0%
10114116 SABA BAHRAM 3638-3640 9TH AVENUE LOS ANGELES CA 90018 7.25000 70.0%
10114128 HENDERSON SARAH J. 3005 KEARNEY DRIVE DENVER CO 80207 7.00000 80.0%
10114214 MASON ELTON 43662 AMBER COURT CANTON TOWN MI 48188 7.25000 90.0%
10114237 EADS GEORGE 440 FARM RD. 1110 SAN ELIZARI TX 79836 7.00000 80.0%
10114259 VAHLE LAURA 44550 15TH STREET #1 LANCASTER CA 93536 6.50000 70.0%
10114269 MINOR CHARLES E. 881 SOUTH 67TH STREET SPRINGFIELD OR 97478 6.50000 85.0%
10114305 SEPASI ROBERT 19916 TURNBERRY DRIVE (TARZANA AR CA 91356 6.75000 80.0%
10114329 LEHMAN MICHAEL L. 6213 SOUTH WEST MULTNOMAH PORTLAND OR 97219 6.50000 72.2%
10114330 MCTHOMAS MARICHAL 11502 S. EUCALYPTUS HAWTHORNE CA 90250 7.25000 90.0%
10114368 FARLEY BRADLEY 3304 NORTHWEST 26TH STREET FORT WORTH TX 76106 7.38000 75.0%
10114394 TURVEY JOHN 12129 SOUTH EAST RAYMOND PORTLAND OR 97266 7.00000 85.0%
10114479 LOUCKS MICHAEL A. 3995 NORTH CLAREY STREET EUGENE OR 97402 7.00000 80.0%
10114599 LINDSEY LATONYA R. 806 EAST 146TH STREET (COMPTON AR CA 90220 6.37500 66.4%
10114647 SCHUETT DANNY A. 508 PERSHING TAMA IA 52339 6.25000 85.0%
10114673 WHITE ROBERT L. 284 MAIN STREET PARSHALL CO 80468 6.75000 80.0%
10114680 DULAY IMMANUEL 23725 RONAN AVENUE CARSON CA 90745 6.50000 85.0%
10114695 DAVIS ROMONA 2118 67TH STREET HILLSDALE MO 63121 7.00000 80.0%
10114765 LARA YOLANDA P. 1945 WEST ASBURY AVENUE DENVER CO 80223 6.75000 80.0%
10114780 SOUKUP MICHAEL P. 1729 LAUREL AVENUE HUDSON WI 54016 7.25000 70.0%
10114791 BRENT ROZENIA S. 843 CHERRY RIDGE DRIVE CLINTON MS 39056 7.25000 90.0%
10114804 KELTNER DANIEL 1639 NORTH DELAWARE AVENUE TULSA OK 74110 7.00000 85.0%
10114827 MCINTYRE JODY 5228 EAST 129TH PLACE THORNTON CO 80241 7.25000 90.0%
10114849 THOMPSON ANGELA 471 ARBORHILLS DRIVE JACKSON MS 39046 6.75000 70.0%
10114858 JOHNSON LA TONYA 1134 BRANCH STREET JACKSON MS 39212 6.75000 75.0%
10114863 LILLEY SEDRICK 4851 SHERIDAN DRIVE JACKSON MS 39206 6.75000 80.0%
10114953 MORENO ALAN 25 CLEMNY LANE BELLA VISTA AR 72714 7.25000 90.0%
10114956 KUEHNL GARY 5259 WEST BLUEBONNET CIRCLE WEST JORDAN UT 84084 7.00000 85.0%
10114957 MOORE JAMES H 1924 34TH AVENUE MERIDIAN MS 39301 6.87500 75.0%
10114995 GJERSVIG BRENT 5416 EAST SUPERIOR STREET DULUTH MN 55804 6.50000 75.0%
10115010 BRANDT JOEY 1336 IRVING AVENUE NORTH MINNEAPOLIS MN 55411 7.37500 74.4%
10115015 CHIESTDER EVELYN 4115 COLFAX AVENUE NORTH MINNEAPOLIS MN 55412 6.25000 80.0%
10115037 JORDAN JR. JACKIE D. 3753 CHERRY ROAD JOPLIN MO 64804 7.25000 75.0%
10115044 MERRITT KEVIN J 580 43RD AVENUE NORTHEAST COLUMBIA HE MN 55421 6.50000 70.0%
10115053 ADAMS JASON J. 11931 EAST 37TH PLACE TULSA OK 74146 7.00000 85.0%
10115059 WITT CINDY 205 SOUTH DRENDA AVENUE REPUBLIC MO 65738 7.25000 90.0%
10115060 KENT SR. CHARLES L 1503 WINGFIELD DRIVE WEST JACKSON MS 39204 6.50000 75.0%
10115071 ELLIOTT TERESA L. 4230 NORTH IROQUOIS TULSA OK 74106 6.50000 75.0%
10115075 ROGERS FRED D 4910-12 PAGE BOULEVARD ST. LOUIS MO 63113 6.75000 70.0%
10115076 GRIFFITH PATRICK 135 HARRISON STREET COUNCIL BLU IA 51503 7.25000 70.0%
10115086 WOLFE RICHIE 1690 HICKORY LANE SEDALIA MO 65301 6.25000 90.0%
10115605 MONTGOMERY ROBERT L. 1347 SOUTH 44TH STREET DECATUR IL 62521 6.75000 79.0%
10115621 UMENTUM DONNA L. 1806 COUNTY ROAD C BRUSSELS WI 54204 7.37500 65.0%
10115635 RILEY DOLORES A. 2767-69 NORTH 36TH STREET MILWAUKEE WI 53210 6.75000 65.0%
10115641 SANDERS LORI D. 3940 EAST GRAND AVENUE DECATUR IL 62521 6.25000 80.0%
10115651 CAUFFMAN KELLY W. 1333-35 SOUTH LAYTON BOULEVARD MILWAUKEE WI 53215 6.87500 75.0%
10115658 BAKER PHATHIER 41 WEST 111TH PLACE CHICAGO IL 60628 6.62500 72.5%
10115668 ROELL KENNETH J. 6380 TIMBERHILL COURT CINCINNATI OH 45233 6.50000 90.0%
10115690 HUEFNER RUTH 1426 ENGLISH AVENUE INDIANAPOLI IN 46201 6.12500 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10113841 10.99000 99,375.00 945.63 04 1 132,500.00 360 N
10113845 10.00000 83,399.93 732.56 01 1 111,300.00 360 N
10113883 9.99000 195,487.49 1,716.40 01 1 217,500.00 360 N
10113911 10.25000 66,443.98 595.91 01 1 95,000.00 360 N
10113916 12.50000 43,950.00 469.06 01 1 58,600.00 360 N
10113974 10.00000 66,970.35 587.98 01 1 140,000.00 360 N
10113993 10.99000 48,582.62 462.47 12 1 54,000.00 360 N
10114099 11.62500 38,637.52 386.69 01 1 45,500.00 360 N
10114116 9.50000 51,722.93 435.57 05 3 74,000.00 360 N
10114128 10.50000 83,864.08 768.39 01 1 105,000.00 360 N
10114214 8.99000 200,479.45 1,613.44 01 1 223,000.00 360 N
10114237 10.50000 219,912.57 2,012.43 01 1 275,000.00 360 N
10114259 10.50000 45,461.68 416.21 04 1 65,000.00 360 N
10114269 9.99000 111,065.21 975.61 01 1 130,900.00 360 N
10114305 8.50000 430,941.99 3,321.71 01 1 540,000.00 360 N
10114329 9.75000 100,857.48 867.75 01 1 140,000.00 360 N
10114330 9.99000 214,374.91 1,880.55 12 1 238,300.00 360 N
10114368 10.75000 26,979.57 252.04 01 3 36,000.00 360 N
10114394 10.87500 146,146.43 1,378.51 01 1 172,000.00 360 N
10114479 10.25000 111,152.83 996.47 01 1 139,000.00 360 N
10114599 8.99000 90,899.99 731.56 01 1 137,000.00 360 N
10114647 8.75000 62,366.35 491.50 01 1 73,500.00 360 N
10114673 9.99000 123,145.38 1,080.26 12 1 154,000.00 360 N
10114680 9.99000 143,097.47 1,255.85 01 1 168,500.00 360 N
10114695 10.25000 28,760.67 258.08 01 3 36,000.00 360 N
10114765 10.50000 95,961.85 878.15 01 1 120,000.00 360 N
10114780 10.99000 100,028.13 952.52 01 1 143,000.00 360 N
10114791 9.74000 57,096.34 490.59 01 1 63,500.00 360 N
10114804 9.87500 30,572.07 265.72 01 1 36,000.00 360 N
10114827 10.99000 129,922.55 1,236.75 09 1 144,400.00 360 N
10114849 11.50000 29,030.70 287.68 01 1 41,500.00 360 N
10114858 11.50000 47,969.17 475.34 01 1 64,000.00 360 N
10114863 10.50000 55,075.99 504.21 01 1 68,900.00 360 N
10114953 10.99000 53,100.00 505.29 09 1 59,000.00 360 N
10114956 9.25000 100,567.13 828.64 01 1 118,500.00 360 N
10114957 9.74000 97,454.42 836.96 12 3 130,000.00 360 N
10114995 10.25000 67,500.00 604.87 01 1 90,000.00 360 N
10115010 10.75000 55,000.00 513.42 01 1 73,900.00 360 N
10115015 9.99000 79,164.88 694.46 01 1 99,000.00 360 N
10115037 11.74000 40,487.71 408.51 01 3 54,000.00 360 N
10115044 10.50000 55,977.74 512.26 01 1 80,000.00 360 N
10115053 9.87500 55,204.66 479.77 01 1 65,000.00 360 N
10115059 11.75000 59,345.58 599.59 01 1 66,000.00 360 N
10115060 10.99000 48,732.58 463.89 01 1 65,000.00 360 N
10115071 10.25000 26,216.68 235.23 01 1 35,000.00 360 N
10115075 10.74000 20,932.07 195.88 05 3 30,000.00 360 N
10115076 9.99000 44,060.72 386.69 01 3 63,000.00 360 N
10115086 10.50000 146,133.25 1,337.81 01 1 162,500.00 360 N
10115605 11.75000 55,182.39 558.21 01 1 70,000.00 360 N
10115621 12.49000 49,361.57 526.85 01 1 76,000.00 360 N
10115635 10.75000 35,086.78 327.66 05 1 54,000.00 360 N
10115641 10.50000 28,777.00 263.45 01 1 36,000.00 360 N
10115651 9.99000 80,964.09 710.24 12 1 108,000.00 360 N
10115658 8.75000 57,889.15 456.29 05 1 80,000.00 360 N
10115668 10.99000 256,408.33 2,440.78 01 1 285,000.00 360 N
10115690 10.99000 25,890.74 246.46 01 1 37,000.00 360 N
</TABLE>
Page 21
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10115704 MAYS CARL 14317 CORBETT DETROIT MI 48213 6.75000 65.0%
10115705 BUSH MARLON P. 702 NORTH 41ST STREET EAST ST. LO IL 62205 6.25000 75.0%
10115712 STURGILL ROBERT 4334 GRAYBILL ROAD GEORGETOWN OH 45121 6.75000 75.0%
10115723 MCCLOUD WILLIAM H. 4007 NORTH BOLTON AVENUE INDIANAPOLI IN 46226 7.25000 85.0%
10115726 ROGERS OLIVER 17161 LOUIS AVENUE SOUTH HOLLA IL 60473 6.50000 80.0%
10115835 SIMMS TERRY J. 2133 NORTH PROSPECT ROAD PEORIA IL 61605 6.25000 80.0%
10115859 OWENS DAVID 812 SOUTH PASFIELD STREET SPRINGFIELD IL 62704 6.87500 80.0%
10115873 LEE AL 923 NORTH ST. LOUIS AVENUE CHICAGO IL 60651 6.75000 65.0%
10115874 BONNELL EDWARD C. 1311 ASHLAND AVENUE SHEBOYGAN WI 53081 7.25000 85.0%
10115896 O'MALLEY MICHELLE 300 WARREN STREET CALUMET CIT IL 60409 6.87500 75.0%
10115899 FRAZER LISA 6448 HUNTER COURT WESTLAND MI 48185 7.25000 85.0%
10115913 HATHORNE ARZELL 5730 SOUTH WASHTENAW AVENUE CHICAGO IL 60629 6.50000 75.0%
10115926 BOYD WILLIE E. 2426 NORTH 54TH STREET MILWAUKEE WI 53210 6.37500 54.0%
10115929 WAMPLER RITA C 499 WEST CEDAR BLUFF ROAD BLOOMINGTON IN 47403 6.25000 80.0%
10115932 PECKENSCHNEIDER SCOTT 206 OSAGE STREET WASHINGTON IL 61571 5.75000 62.2%
10115945 SHEPHERD JOSEPH 1962 GREEN ROAD MADISON OH 44057 7.25000 85.0%
10115963 COUSINO DOUGLAS R. 126 EAST CAYUGA TRAIL SANDUSKY OH 44870 6.12500 80.0%
10115980 BENSON LEE A. 9530 MANOR STREET DETROIT MI 48204 7.25000 75.0%
10115987 WHITAKER EDITH 19708 BARLOW STREET DETROIT MI 48205 7.25000 70.0%
10115997 MITCHEM HAROLD 14511 FLANDERS STREET DETROIT MI 48205 6.75000 65.0%
10116006 DUMAS JIMMIE 4 JOHN F. KENNEDY PLACE HIGHLAND PA MI 48203 6.50000 80.0%
10116017 CORKRON BENJAMIN 1912 NORTH INDIANA AVENUE PEORIA IL 61603 6.12500 70.0%
10116018 JIRA JOHN M. 2259 GARY DRIVE TWINSBURG OH 44087 6.75000 38.5%
10116023 HUGHES CONNIE M. 211 EAST 2ND STREET GIRARD OH 44420 6.87500 75.0%
10116031 MELTON RONALD 408 EAST VERNON STREET FARMINGTON IL 61531 7.12500 80.0%
10116033 PAWLICKI MARIE 735 EAST SHORE DRIVE BATTLE CREE MI 49017 7.50000 60.0%
10116034 KING THERESA J. 1802 OHIO AVENUE CONNERSVILL IN 47331 7.50000 70.0%
10116040 LEMBACH TOM 3625 HOLTON AVENUE FORT WAYNE IN 46806 7.50000 60.0%
10116053 THURMAN TERRY 6610 KEYES ROAD BELLEVUE MI 49021 6.12500 75.0%
10116058 NICHOLS TAD L. 982 110TH AVENUE PLAINWELL MI 49080 7.00000 80.0%
10116060 BROWN STEVEN F 248 MCCONNELL STREET UHRICHSVILL OH 44683 7.00000 80.0%
10116086 GIBSON GARY A. 15371 WEST 175 NORTH DEPUTY IN 47230 6.75000 75.0%
10117104 ROLDAN HENRY D. 1951 EARLINGTON AVENUE DUARTE CA 91010 5.87500 62.0%
10117151 WILSON.II DONALD 845-47 BLAINE DETROIT MI 48202 6.75000 75.0%
10117167 ROSS MICHAEL 5009 BALLINGER DRIVE EL PASO TX 79924 7.25000 90.0%
10117198 BRATTOS JANE I. 3333 SOUTH PIONEER STREET SALT LAKE C UT 84109 7.00000 85.0%
10117207 JOHNSON HESTER DEROY 4059 LIBERTY CANYON ROAD #57 AGOURA HILL CA 91301 6.50000 75.0%
10117218 MATTHEW REGINA 10818 PAULWOOD DRIVE HOUSTON TX 77071 6.75000 75.0%
10117225 AUGUST MCKINLEY 5035 ALLEN DRIVE BEAUMONT TX 77708 7.25000 70.0%
10117226 STOUDEMIRE CAMILLE 2625 GLENDALE DETROIT MI 48238 6.75000 70.0%
10117228 DORSEY JAMES 753 BEECHWOOD DRIVE DESOTO TX 75115 6.25000 80.0%
10117250 SHIELDS JAMES E. 1291 STONE CREEK DRIVE EUGENE OR 97404 6.50000 85.0%
10117291 HACKER HEIDE 2354 DUNCAN ROAD PINOLE CA 94564 6.75000 72.7%
10117302 ALTLAND DIRK W. 1287 FORT JACKPINE ROAD GILCHRIST OR 97737 6.12500 85.0%
10117305 JOHNSON PHILLIP P 106 JANIS LANE WAXAHACHIE TX 75165 6.75000 79.8%
10117319 MARTINEZ RANDY 525 KATHY DRIVE DESOTO TX 75115 7.00000 80.0%
10117352 WALLACE DEBORAH 7711 FARM TO MARKET HWY #917 ALVARADO TX 76009 6.00000 75.0%
10117385 MARTIN WILLIAM 900 ANTELOPE RIDGE CEDAR PARK TX 78613 6.75000 80.0%
10117411 COGGINS SCOTT A. 2949 NORTH BURLEY WAY MERIDIAN ID 83642 6.75000 80.0%
10117422 ALCOCER ALBERTO 1321 CORRIDA DE AGUA SANTA FE NM 87505 7.37500 75.0%
10117467 HARVEY-JONES VELMA C. 7724 ELM AVENUE HIGHLAND CA 92410 6.75000 80.0%
10117554 BARRETT OWEN A. 3433 EDSON AVENUE BRONX NY 10469 7.00000 80.0%
10117567 BRIGGS DONNIE 5943 CROOKED POST RD SPRING TX 77373 7.00000 70.0%
10117579 STEVENS KEITH 2105 SYMONDS DRIVE FRAZIER PAR CA 93222 7.25000 75.0%
10117585 WILLIAMS ANJELA 2604 EAST 115TH STREET BURNSVILLE MN 55337 6.50000 85.0%
10117587 JAMES LIONEL 3864 OZARK BATON ROUGE LA 70805 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10115704 10.75000 24,690.70 230.57 01 1 38,000.00 360 N
10115705 10.75000 41,234.46 385.07 01 1 55,000.00 360 N
10115712 11.25000 89,886.97 874.14 01 1 120,000.00 360 N
10115723 12.12500 55,984.38 582.46 01 1 66,000.00 360 N
10115726 11.12500 101,449.22 976.40 01 1 126,900.00 360 N
10115835 10.25000 29,971.25 268.84 01 1 37,500.00 360 N
10115859 9.74000 42,339.96 363.98 01 1 53,000.00 360 N
10115873 10.75000 45,465.57 424.74 01 1 70,000.00 360 N
10115874 11.37500 65,420.41 641.92 01 1 77,000.00 360 N
10115896 10.75000 67,474.59 630.10 01 1 90,000.00 360 N
10115899 12.12500 80,727.52 838.39 01 1 95,000.00 360 N
10115913 9.99000 53,976.06 473.49 01 1 72,000.00 360 N
10115926 10.00000 33,969.78 298.38 01 1 63,000.00 360 N
10115929 10.25000 34,785.40 311.85 01 1 43,500.00 360 N
10115932 8.25000 41,946.24 315.54 01 1 67,500.00 360 N
10115945 11.37500 97,685.47 958.70 01 1 115,000.00 360 N
10115963 9.50000 50,400.00 423.80 01 1 63,000.00 360 N
10115980 11.37500 33,689.56 331.01 01 1 45,000.00 360 N
10115987 11.00000 38,486.27 366.65 01 3 55,000.00 360 N
10115997 10.75000 26,639.96 248.78 01 1 41,000.00 360 N
10116006 12.00000 118,965.66 1,234.34 01 1 150,000.00 360 N
10116017 10.25000 31,486.78 282.28 01 1 45,000.00 360 N
10116018 10.75000 49,881.17 466.75 01 1 130,000.00 360 N
10116023 8.99000 56,968.80 458.23 01 1 76,000.00 360 N
10116031 10.25000 20,000.00 179.23 01 1 25,000.00 360 N
10116033 10.50000 65,947.31 603.73 01 3 110,000.00 360 N
10116034 11.75000 38,500.00 388.63 01 1 55,000.00 360 N
10116040 11.50000 20,993.28 207.97 01 3 35,000.00 360 N
10116053 10.50000 74,912.12 686.06 01 1 100,000.00 360 N
10116058 11.74000 72,000.00 726.23 01 1 90,000.00 360 N
10116060 10.25000 43,181.88 387.12 01 3 54,000.00 360 N
10116086 11.75000 60,000.00 605.65 01 1 80,000.00 360 N
10117104 8.25000 92,672.18 698.68 01 1 150,000.00 360 N
10117151 9.50000 36,750.00 309.02 12 3 49,000.00 360 N
10117167 9.99000 79,050.98 694.06 01 1 87,950.00 360 N
10117198 10.25000 120,649.38 1,081.60 01 1 142,000.00 360 N
10117207 9.50000 101,052.34 851.37 04 1 135,000.00 360 N
10117218 9.75000 63,295.43 544.49 09 1 84,500.00 360 N
10117225 10.00000 26,795.14 235.28 01 1 38,300.00 360 N
10117226 10.25000 33,585.91 301.09 05 1 48,000.00 360 N
10117228 9.50000 146,407.94 1,231.69 01 1 183,000.00 360 N
10117250 9.99000 115,140.18 1,010.64 01 1 135,600.00 360 N
10117291 10.75000 99,757.82 933.49 01 1 137,500.00 360 N
10117302 8.99000 80,236.73 645.74 01 1 94,500.00 360 N
10117305 9.99000 62,943.90 552.41 01 1 79,000.00 360 N
10117319 10.74000 81,937.84 764.84 01 1 102,500.00 360 N
10117352 9.50000 95,155.91 800.92 01 1 127,000.00 360 N
10117385 10.50000 134,200.00 1,227.59 09 1 167,798.00 360 N
10117411 10.99000 111,028.31 1,056.89 09 1 138,835.00 360 N
10117422 9.99000 91,418.52 802.31 01 3 122,000.00 360 N
10117467 9.99000 63,943.00 561.18 01 1 80,000.00 360 N
10117554 11.25000 179,877.87 1,748.28 05 1 225,000.00 360 N
10117567 11.00000 42,560.54 406.65 09 1 61,000.00 360 N
10117579 9.75000 59,138.08 509.05 09 2 88,000.00 360 N
10117585 11.25000 118,874.85 1,154.98 01 1 139,900.00 360 N
10117587 9.99000 37,350.00 327.50 01 1 41,500.00 360 N
</TABLE>
Page 22
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10117594 DELK WILLIAM 11534 SOUTHEAST WASHINGTON STREE PORTLAND OR 97216 6.75000 80.0%
10117633 DEIS BENJAMIN 1620 NORTH WEBER STREET COLORADO SP CO 80907 6.25000 80.0%
10117707 OLGUIN NICOLAS 1402 SERVER DRIVE COLORADO SP CO 80910 6.99000 85.0%
10118127 WRIGHT WILLIAM 3154 LAWSON STREET RICHMOND VA 23224 6.87500 75.0%
10118185 SILUN JEANNINE 14 WHITE TERRACE AUBURN MA 01501 6.12500 76.7%
10118240 EDWARDS C. SCOTT 6 PHILLY RUN DRIVE WEAVERVILLE NC 28787 7.00000 85.0%
10118244 SIKES LARRY 2975 OLD MOULTRIE ROAD SAINT AUGUS FL 32086 6.50000 72.3%
10118248 MENA FRANSICO A. 206 NICHOLS AVENUE BROOKLYN NY 11208 6.50000 90.0%
10118257 HERBEIN FRANK 9 WEST HAMILTON AVENUE LINWOOD NJ 08221 7.00000 80.0%
10118261 ELLIS TERRACE 24 BEVERLY AVENUE ALBANY NY 12206 6.12500 80.0%
10118270 GOODALE FRANK 222 NATANIS RIDGE CIRCLE WELLS ME 04090 6.50000 90.0%
10118308 CAMISA TIMOTHY W. 178 SOUTH MAIN STREET ST. ALBANS VT 05478 6.50000 85.0%
10118311 HAND-GLASS KRISCHELLE 2740 BONNYBROOK DRIVE ATLANTA GA 30311 7.50000 38.5%
10118384 ZOGOPOULOS JAMES 156 MISSION AVENUE MANCHESTER NH 03104 7.25000 85.0%
10118391 DESLAURIER MARK A. 813 WATERTOWN AVENUE WATERBURY CT 06708 6.50000 80.0%
10118408 ARUANNO WILLIAM 242 MINNESINK AVENUE MIDDLETOWN NJ 07701 6.50000 85.0%
10118414 ROSE JERRY 997 WEBB ROAD ELLENBORO NC 28040 6.25000 80.0%
10118507 SCHLEY FRANCIS F. 33 EGLANTINE AVENUE PENNINGTON NJ 08534 6.75000 42.2%
10118547 BENITEZ GUILLERMO 11572 SOUTHWEST 5TH ST MIAMI FL 33174 6.75000 80.0%
10118561 WILENS NOEL 189 SUNSET AVENUE WESTHAMPTON NY 11978 6.25000 80.0%
10118571 SATTERLY LISA D. 620 EAST OAK STREET LOUISVILLE KY 40203 8.00000 45.9%
10118575 WADE DANIEL 928 BENTON AVENUE NASHVILLE TN 37204 6.75000 65.0%
10118645 ALMY LYNN 3389 14TH STREET WAYLAND MI 49348 6.12500 80.0%
10118668 GUTIERREZ GLORIA M. 1825 WEST RIVERVIEW STREET TUCSON AZ 85745 6.87500 65.0%
10118673 RUSKE ROBIN 1325 EAST TREASURE COVE DRIVE GILBERT AZ 85234 7.50000 75.0%
10118678 HERRIN CHARLIE W. 6014 NORTH 65TH AVENUE GLENDALE AZ 85301 6.50000 80.0%
10118683 BAILEY ALTON 7318 NORTH 54TH AVENUE GLENDALE AZ 85301 7.00000 85.0%
10118703 STOWELL LONNY 6722 WEST ROMA AVENUE PHOENIX AZ 85033 6.25000 80.0%
10118749 BEALS JOHN F. 4280 MERCER ROAD BULLHEAD CI AZ 86429 6.25000 81.6%
10118792 BLONDER BARRY 14401 EAST REDINGTON ROAD TUCSON AZ 85749 5.87500 65.7%
10118819 KAUFMAN ARTHUR G. 15402 NORTH 28TH STREET 108 PHOENIX AZ 85032 7.00000 70.0%
10118833 FRAZIER DAVID 4589 SOUTH BONITA VISTA STREET LAS VEGAS NV 89117 6.75000 80.0%
10118837 TETZLAFF GARTH 132 GOODELL STREET HOPKINS MI 49328 6.12500 74.7%
10118849 SAPHIERE CAROL ANN 9707 EAST DREYFUS AVENUE SCOTTSDALE AZ 85260 7.00000 82.0%
10118856 GARCIA GEORGE 2414 JESSIE LEE LANE LAS VEGAS NM 87701 7.00000 83.6%
10118878 LOPEZ DAVID 2041 NORTH DAYTON STREET PHOENIX AZ 85006 7.25000 90.0%
10118896 VOORHEIS PAUL R. 4511 NORTH 18TH AVENUE PHOENIX AZ 85015 6.37500 51.5%
10118913 SKINNER DELLA L. 20574 EAST PARK VIEW LANE MAYER AZ 86333 6.50000 85.0%
10118924 ELLIS JOANNA 614 CARVER STREET WINNSBORO LA 71295 7.25000 90.0%
10118932 COLLAY CORLISS 5445 WEST LEWIS AVENUE PHOENIX AZ 85035 6.50000 75.0%
10118947 JACKA JEFFERY 19810 NORTH 68TH DRIVE GLENDALE AZ 85308 6.12500 65.0%
10118957 TREVINO ALEX 802 CERRO DE ORTEGA DRIVE SOUTHE RIO RANCHO NM 87124 6.75000 77.7%
10118962 MARMION, JR. ROBERT D. 3012 WEST PLACITA MARIA TUCSON AZ 85746 6.50000 75.0%
10118969 SLATER JOSETTE M. 3402 WEST ORCHID LANE PHOENIX AZ 85051 6.25000 80.0%
10118979 GRAY TROY 4463 NORTH WARNER DRIVE APACHE JUNC AZ 85220 6.50000 85.0%
10118986 SUTTON GENE 8591 WEST OREGON AVENUE GLENDALE AZ 85305 7.00000 85.0%
10118990 MIGUEL MARIAN 2933 EL DORADO WAY ANTIOCH CA 94509 6.37500 67.2%
10118994 FERNANDEZ IRMA 828 ARMIJO ROAD SW ALBUQUERQUE NM 87105 6.62500 80.0%
10118997 GARDUNO UMBERTO 7144 WEST PALM LANE PHOENIX AZ 85035 7.25000 90.0%
10118998 DELLINGER MELINDA 3438 NORTH 49TH LANE PHOENIX AZ 85031 6.25000 85.7%
10119005 SEIDMAN LORIN 333 LAGUNA GLEN DRIVE HENDERSON NV 89014 6.75000 80.0%
10119006 METCALF GAIL 6025 WEST AVALON DRIVE PHOENIX AZ 85033 7.25000 77.2%
10119023 O'MALLEY MARTY 8757 EAST MONTEROSA AVENUE SCOTTSDALE AZ 85251 6.87500 70.0%
10119027 FEDERSON LARRY 1205 RIVERSIDE DRIVE LAS VEGAS NV 89106 7.00000 85.0%
10119037 MEDINA JOSE C. 1010 WEST VOGEL AVENUE PHOENIX AZ 85021 6.12500 75.0%
10119039 ESCOBAR ANTONIO 135 SOUTH KINGSTON STREET CHANDLER AZ 85225 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10117594 10.50000 95,901.52 878.15 01 1 120,000.00 360 N
10117633 8.50000 131,920.03 1,014.97 01 1 165,000.00 360 N
10117707 9.62500 89,207.24 758.62 01 1 105,000.00 360 N
10118127 10.50000 29,960.00 274.06 01 1 39,950.00 360 N
10118185 8.75000 91,893.74 723.77 01 1 120,000.00 360 N
10118240 10.62500 195,075.00 1,802.69 01 1 229,500.00 360 N
10118244 10.50000 33,573.16 307.36 01 1 46,500.00 360 N
10118248 9.25000 180,000.00 1,480.82 05 1 200,000.00 360 N
10118257 10.87500 102,324.62 965.52 01 1 128,000.00 360 N
10118261 8.75000 48,743.64 383.91 01 1 61,000.00 360 N
10118270 10.25000 143,986.00 1,290.27 01 1 159,985.00 360 N
10118308 10.75000 31,438.16 293.58 01 1 37,000.00 360 N
10118311 11.50000 25,000.00 247.58 01 3 65,000.00 360 N
10118384 11.37500 80,696.69 791.97 01 1 95,000.00 360 N
10118391 11.87500 42,307.54 431.25 01 1 52,900.00 360 N
10118408 10.50000 113,854.74 1,041.89 01 1 134,000.00 360 N
10118414 9.50000 45,831.72 385.96 01 1 57,375.00 360 N
10118507 10.75000 134,897.89 1,260.20 01 1 320,000.00 360 N
10118547 12.25000 95,974.01 1,005.99 01 1 120,000.00 360 N
10118561 9.25000 164,541.70 1,355.77 01 1 206,000.00 360 N
10118571 13.00000 41,254.56 456.47 01 1 90,000.00 360 N
10118575 10.75000 61,726.75 576.43 01 1 95,000.00 360 N
10118645 8.75000 79,108.53 623.07 01 1 99,000.00 360 N
10118668 9.87500 49,981.21 434.61 01 1 77,000.00 360 N
10118673 8.74000 273,592.17 2,151.64 01 1 365,000.00 360 N
10118678 11.25000 59,959.29 582.76 01 1 75,000.00 360 N
10118683 10.87500 24,231.06 239.64 01 1 29,900.00 360 N
10118703 9.99000 53,552.26 469.99 01 1 67,000.00 360 N
10118749 10.50000 154,876.26 1,417.85 01 2 190,000.00 360 N
10118792 7.75000 459,019.70 3,295.50 01 1 700,000.00 360 N
10118819 11.00000 37,686.55 359.03 04 1 53,900.00 360 N
10118833 9.62500 117,343.76 997.89 09 1 146,852.00 360 N
10118837 9.75000 57,400.76 494.02 01 1 77,000.00 360 N
10118849 8.99000 155,628.78 1,252.49 09 1 190,000.00 360 N
10118856 9.87500 51,850.00 450.24 01 1 62,000.00 360 N
10118878 11.75000 69,278.56 699.53 01 1 77,000.00 360 N
10118896 8.99000 33,481.66 269.31 01 1 65,000.00 360 N
10118913 9.99000 58,623.99 514.27 01 1 69,000.00 360 N
10118924 10.99000 35,460.00 337.43 01 1 39,400.00 360 N
10118932 10.25000 47,979.87 430.13 01 1 64,000.00 360 N
10118947 7.99000 155,789.52 1,143.59 09 1 240,000.00 360 N
10118957 9.50000 86,133.81 725.24 01 1 111,000.00 360 N
10118962 10.75000 64,475.71 602.10 01 1 86,000.00 360 N
10118969 10.75000 58,155.97 543.29 01 1 72,750.00 360 N
10118979 9.50000 84,932.19 714.73 01 1 100,000.00 360 N
10118986 10.50000 82,350.82 754.21 01 1 97,000.00 360 N
10118990 8.99000 83,906.25 675.28 01 1 125,000.00 360 N
10118994 9.99000 71,935.89 631.32 01 1 90,000.00 360 N
10118997 10.99000 49,329.54 469.75 01 1 54,850.00 360 N
10118998 9.99000 58,693.96 514.88 01 1 68,500.00 360 N
10119005 9.49700 124,710.12 1,049.92 09 1 156,120.00 360 N
10119006 10.75000 52,460.29 490.08 01 1 68,000.00 360 N
10119023 11.00000 244,678.46 2,333.20 04 1 350,000.00 360 N
10119027 9.99000 68,000.00 596.25 01 1 80,000.00 360 N
10119037 9.50000 50,200.37 422.53 01 1 67,000.00 360 N
10119039 10.99000 98,064.94 933.49 09 1 109,000.00 360 N
</TABLE>
Page 23
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10119045 BRADLEY DURL 622 ARTHUR AVENUE HENDERSON NV 89015 6.88000 80.0%
10119049 WRIGHT RICKY A. 3790 SOUTH BOBBY DRIVE TUCSON AZ 85730 6.50000 85.0%
10119063 WALZ RONALD J. 2415 EL RIO DRIVE MINOT ND 58701 7.00000 81.8%
10119069 HORNING WAYNE 6928 WEST MORROW DRIVE GLENDALE AZ 85308 7.25000 90.0%
10119075 GONZALES LEO P. 302 LA PLATA ROAD NORTHWEST ALBUQUERQUE NM 87107 7.00000 75.0%
10119088 BURRUEL MICHAEL A. 4141 EAST FIFTH STREET TUCSON AZ 85711 7.00000 80.0%
10119091 CASTANEDA MARTIN D. 10823 NORTH 88TH AVENUE PEORIA AZ 85345 7.00000 85.0%
10119124 GARCIA DAVID M. 8491 OPAL SPLENDOR AVENUE LAS VEGAS NV 89117 7.25000 90.0%
10119126 HALL TERRY E. 9563 MALVASIA COURT LAS VEGAS NV 89123 6.12500 75.0%
10119365 ANTHONY DOUGLAS A 7130 SOARING HAWK COURT LAS VEGAS NV 89113 7.25000 90.0%
10119422 WENDELL ROBERT 9663 CAMINO CAPISTRANO LANE LAS VEGAS NV 89117 6.99000 85.0%
10119547 PETTIT BETTY A. 350 PALO VERDE DRIVE HENDERSON NV 89015 7.00000 75.0%
10119618 BEJAR RAYMOND 1109 NORTH PATRICIO STREET PHOENIX AZ 85006 6.50000 85.0%
10119622 BASTEDO JOHN 8171 LISA CIRCLE PRESCOTT VA AZ 86314 7.00000 85.0%
10119630 OLCZAK WOJCIECH 19037 NORTH 73RD LANE GLENDALE AZ 85308 7.00000 85.0%
10119642 LORANGER RENE 824 27TH STREET SOUTHWEST RIO RANCHO NM 87124 6.25000 80.0%
10119650 GOLDHAMMER JOE 8521 CAPELLA RICO AVENUE LAS VEGAS NV 89117 6.62500 80.0%
10119657 GALT PENNY 18010 NORTH 50TH PLACE PHOENIX AZ 85254 6.87500 80.0%
10119664 HARRIS JAMES 3638 NORTH 88TH LANE PHOENIX AZ 85037 7.00000 85.0%
10119669 WINSTON THADDEUS 836 NORTH 21ST STREET LAS VEGAS NV 89101 7.25000 90.0%
10119671 MILLER THOMAS 724 EAST REDONDO DRIVE GILBERT AZ 85296 6.75000 80.0%
10119679 CHASE MICHELLE 1231 SUNNY RIDGE DRIVE LAKE HAVASU AZ 86406 6.87500 70.0%
10119686 WIDMER ANITA 2909 ARIES CIRCLE LAS VEGAS NV 89115 7.00000 75.0%
10119699 MOOK KEITH L. 237 NORTH 98TH STREET MESA AZ 85207 7.25000 90.0%
10119703 BOSTIC ROBERT 3336 FOSCA STREET CARLSBAD CA 92009 6.50000 90.0%
10119711 SCHAEFER HORST 380 EAST WINDSOR AVENUE PHOENIX AZ 85004 7.25000 90.0%
10119714 RIOS PERFECTO 6148 NORTH 27TH AVENUE PHOENIX AZ 85017 6.50000 75.0%
10119716 TRICKETT FOSTER 3608 BEESON COURT LAS VEGAS NV 89130 6.50000 75.0%
10119726 CURTIN TIMOTHY A. 1775 NORTH LAKE HAVASU AVENUE LAKE HAVASU AZ 86404 6.62500 75.0%
10119729 VINELLA ANTHONY 35 CAMINO DE LOS ARROYOS RANCHOS DE NM 87557 6.62500 19.2%
10119730 HAYES ANTHONY 9827 N 13TH PLACE PHOENIX AZ 85020 6.50000 75.0%
10119731 ROMERO WALTERIO 7066 NORTH VALENTINE ROAD DUDLEYVILLE AZ 85292 7.00000 80.0%
10119741 MYSLIWIEC RICHARD J. 4115 EAST BLUEFIELD AVENUE PHOENIX AZ 85032 7.00000 85.0%
10119743 TORGUSSON TRACY 5425 NORTH RAINBOW BOULEVARD LAS VEGAS NV 89130 7.00000 75.0%
10119745 WARD DEBRA L. 2235 EAST MONTE CRISTO AVENUE PHOENIX AZ 85022 7.25000 90.0%
10119749 PARK MARION 1732 SAWMILL ROAD COTTONWOOD AZ 86326 7.25000 90.0%
10119750 CHIVERS JAMES 5504 SINGING HILLS DRIVE LAS VEGAS NV 89130 7.25000 90.0%
10119753 NEAL PAUL 1138-1144 WEST DRUMMER AVENUE MESA AZ 85210 6.00000 75.0%
10119755 PERISSI COLLETTE 3234 OPERA DRIVE LAS VEGAS NV 89102 6.50000 85.0%
10119763 WISE DUANE 1685 EAST DEER SHADOW LANE ORO VALLEY AZ 85737 7.25000 90.0%
10119764 ROEMMICH KAREN 10820 NORTH 16TH AVENUE PHOENIX AZ 85029 6.25000 80.0%
10119769 THIEKE SR. DONALD 2060 SOUTH VAL VISTA ROAD APACHE JUNC AZ 85219 5.87500 50.1%
10119788 MUNOZ MICHELLE 2507 NORTH 47TH LANE PHOENIX AZ 85035 7.00000 75.0%
10119795 VALLEJOS LARRY 3916 CAMINO DEL VALLE SOUTHWEST ALBUQUERQUE NM 87105 7.25000 90.0%
10119800 LUCERO LINDA 1901 VERBENA DRIVE NORTHEAST RIO RANCHO NM 87124 6.25000 80.0%
10119804 ALLEN CHRISTOPHER 8135 EAST LONG PLACE ENGLEWOOD CO 80112 7.25000 90.0%
10119805 VALLE PAULINO 1440 SOUTH 28TH AVENUE PHOENIX AZ 85009 6.50000 75.0%
10119806 JOHNSON JR. CLARENCE 1817 SNUGHAVEN COURT LAS VEGAS NV 89108 7.25000 90.0%
10119808 BAKEMAN KATHLEEN 429 ENGEL AVENUE HENDERSON NV 89015 6.75000 80.0%
10119819 THORPE RICHARD 4632 CHARGER AVENUE NORTH LAS V NV 89031 7.00000 80.0%
10119820 GRAY GREGORY 5402 WINSTON DRIVE LAS VEGAS NV 89103 6.25000 80.0%
10119828 MARTINEZ MICHELE 1815 GORDON LANE ESPANOLA NM 87532 7.00000 85.0%
10119830 MOON MAHN 9428 FREEDOM WAY NORTHEAST ALBUQUERQUE NM 87109 6.50000 85.0%
10119833 MANLEY DON 1108 NORTH CHEROKEE AVENUE CLAREMORE OK 74017 6.50000 75.0%
10119836 MOON MAHN K. 224 CARLISLE BOULEVARD SOUTHEAST ALBUQUERQUE NM 87106 6.87500 75.0%
10119838 BODINE W. WARREN 509 WEST CLARK STREET MESA AZ 85201 6.12500 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10119045 7.99000 95,870.47 703.75 01 3 120,000.00 360 N
10119049 8.99000 60,250.14 485.16 01 1 71,000.00 360 N
10119063 10.87500 64,482.26 609.11 01 1 79,000.00 360 N
10119069 8.99000 238,369.45 1,917.31 09 1 265,000.00 360 N
10119075 10.75000 82,468.93 770.13 01 1 110,000.00 360 N
10119088 9.99000 104,706.67 918.93 01 1 131,000.00 360 N
10119091 10.25000 61,148.44 548.42 01 1 72,000.00 360 N
10119124 9.75000 127,560.45 1,096.46 10 1 141,800.00 360 N
10119126 7.99000 86,622.71 635.44 09 1 115,575.00 360 N
10119365 9.50000 135,788.17 1,142.35 01 1 150,950.00 360 N
10119422 9.62500 213,616.00 1,815.72 09 1 251,314.00 360 N
10119547 9.49000 97,451.93 819.13 01 1 130,000.00 360 N
10119618 9.50000 50,949.62 428.84 01 1 60,000.00 360 N
10119622 11.62500 72,118.98 721.54 01 1 84,900.00 360 N
10119630 10.87500 139,348.92 1,314.39 09 1 164,000.00 360 N
10119642 9.99000 184,000.00 1,613.38 01 1 230,000.00 360 N
10119650 7.49000 129,726.17 907.53 01 1 162,400.00 360 N
10119657 9.75000 158,667.80 1,365.13 09 2 198,616.00 360 N
10119664 11.62500 75,598.69 756.38 01 1 89,000.00 360 N
10119669 9.99000 85,462.09 749.70 01 1 95,000.00 360 N
10119671 10.50000 101,408.68 928.00 09 1 126,812.00 360 N
10119679 10.25000 47,559.89 426.55 01 1 68,000.00 360 N
10119686 10.99000 67,451.54 642.31 01 1 90,000.00 360 N
10119699 10.99000 66,576.19 633.75 01 1 74,000.00 360 N
10119703 10.50000 272,931.93 2,498.62 01 1 303,500.00 360 N
10119711 8.99000 80,910.98 651.17 06 1 90,000.00 360 N
10119714 10.25000 48,729.56 436.85 01 1 65,000.00 360 N
10119716 10.25000 131,194.95 1,176.14 01 1 175,000.00 360 N
10119726 10.00000 63,468.55 557.48 01 1 84,700.00 360 N
10119729 7.99000 44,939.26 329.89 01 1 235,000.00 360 N
10119730 10.25000 42,375.00 379.73 01 1 56,500.00 360 N
10119731 10.50000 83,932.93 768.39 01 1 105,000.00 360 N
10119741 10.75000 92,615.11 864.88 01 1 109,000.00 360 N
10119743 9.74000 363,408.48 3,122.51 01 1 485,000.00 360 N
10119745 11.75000 80,975.50 817.63 01 1 90,000.00 360 N
10119749 10.50000 165,984.01 1,518.93 01 1 184,500.00 360 N
10119750 10.50000 179,710.06 1,646.54 09 1 200,000.00 360 N
10119753 9.75000 105,700.66 908.56 12 3 141,000.00 360 N
10119755 9.99000 73,034.91 640.97 10 1 86,000.00 360 N
10119763 10.99000 134,903.06 1,284.62 09 1 150,000.00 360 N
10119764 9.99000 123,090.31 1,080.26 09 3 154,000.00 360 N
10119769 8.25000 39,948.80 300.51 01 1 79,900.00 360 N
10119788 10.99000 56,114.21 534.55 01 1 74,900.00 360 N
10119795 9.99000 100,664.81 883.85 01 1 112,000.00 360 N
10119800 8.55000 85,509.90 661.23 09 1 107,000.00 360 N
10119804 10.99000 224,919.59 2,141.03 01 1 250,000.00 360 N
10119805 11.36500 41,236.41 404.26 01 1 55,000.00 360 N
10119806 9.99000 101,621.65 891.74 01 1 113,000.00 360 N
10119808 8.99000 65,527.89 527.37 01 1 82,000.00 360 N
10119819 10.25000 112,752.69 1,010.81 09 1 141,000.00 360 N
10119820 9.99000 129,600.00 1,136.38 01 1 162,000.00 360 N
10119828 10.37500 129,147.04 1,169.79 01 1 152,000.00 360 N
10119830 8.99000 173,209.46 1,393.97 01 1 204,000.00 360 N
10119833 10.99000 54,355.56 517.42 01 1 72,500.00 360 N
10119836 9.24000 78,667.86 647.29 01 3 105,000.00 360 N
10119838 7.75000 59,557.93 426.99 01 1 74,500.00 360 N
</TABLE>
Page 24
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10119850 VANSCOY BENJAMIN 4014 FOXGROVE DRIVE LAS VEGAS NV 89117 6.12500 80.0%
10119851 GONZALEZ FRANCISCO 1110 WEST MORGAN LANE PAHRUMP NV 89048 6.50000 85.0%
10119856 WELLS SCOTT S. 813 VILLA VERDE DRIVE SOUTHEAST RIO RANCHO NM 87124 7.00000 80.0%
10119859 MCDONALD SHERYL A. 1613 WEST VERDE LANE PHOENIX AZ 85015 6.25000 80.0%
10119861 SOTELO SOTO JUAN 1609 PROSPECT AVENUE NORTH WEST ALBUQUERQUE NM 87104 7.25000 75.0%
10119867 KANTOR CAROLE 7515 CAMINO DEL RIO NORTHWEST ALBUQUERQUE NM 87114 6.62500 42.3%
10119870 POLAC THOMAS DUANE 1930 EAST SAGEBRUSH STREET GILBERT AZ 85296 6.50000 85.0%
10119871 HARRISON RONALD K. 2283 EAST BROADWAY AVENUE APACHE JUNC AZ 85219 7.00000 85.0%
10119875 BURKS ANDRE 7915 WEST DESERT COVE AVENUE PEORIA AZ 85345 6.75000 80.0%
10119880 SCHWENT SUZETTE 4950 NORTH MILLER ROAD 202 SCOTTSDALE AZ 85251 7.00000 80.0%
10119883 KUEHN HOLGER 6993 TROUBADOR DRIVE LAS VEGAS NV 89119 7.25000 90.0%
10119888 ECHALAS ALJON 1047 HOOMAU STREET WAILUKU HI 96793 6.00000 70.0%
10119894 BATES LAWRENCE 710 WEST NORTHWOODS DRIVE WOODLAND PA CO 80863 7.25000 90.0%
10119897 PERKINS KULLAYANEE 5763 ARBOR OAK CIRCLE LAS VEGAS NV 89122 5.87500 61.9%
10119901 ETHRIDGE LYNNDA S. 938 EAST MORNINGSTAR LANE TEMPE AZ 85283 7.25000 90.0%
10119905 HOPKINSON EADE 0019 DOE COURT EAGLE-VAIL CO 81620 7.00000 80.0%
10119906 SCHOENHERR JENNIFER 4542 KATIE CIRCLE WEST PRESCOTT VA AZ 86314 6.75000 60.7%
10119917 GALLANT KATHERINE 131 WEST UNIVERSITY DRIVE MESA AZ 85201 7.25000 90.0%
10119929 RAASCH CHRISTINA 2091 POLARIS DRIVE LAKE HAVASU AZ 86403 7.00000 85.0%
10119945 HALTER ROBERT 36645 NORTH 20TH STREET PHOENIX AZ 85027 6.25000 80.0%
10119954 MEJIA RENE 1050 WEST MOUNTAIN VIEW DRIVE MESA AZ 85201 7.25000 90.0%
10119956 MARTIN TIMOTHY O. 428 NORTH SHAYLEE LANE GILBERT AZ 85234 8.12500 90.0%
10119958 O'LEARY DENNIS M. 3275 MC CULLOCH BOULEVARD LAKE HAVASU AZ 86403 6.50000 70.0%
10119959 MARTINEZ MIKE 211 CAMPBELL AVENUE BELEN NM 87002 7.00000 85.0%
10119970 CARLILE JIM 161 CHACO TRAIL FLAGSTAFF AZ 86001 6.87500 74.3%
10119984 HAGIU ELENA 15049 NORTH 27TH DRIVE PHOENIX AZ 85023 7.00000 85.0%
10119993 VANCE RONNIE M. 1922 NORTH 67TH STREET MESA AZ 85205 7.25000 90.0%
10119994 VANDYNE BARBARA 7780 EAST MANLEY DRIVE PRESCOTT VA AZ 86314 6.00000 69.0%
10119996 JAMES CHARLES 8732 SCARLETT DRIVE PRESCOTT AZ 86301 6.62500 65.0%
10119998 GUZMAN MARIO 1502 EAST FILLMORE STREET PHOENIX AZ 85006 6.50000 85.0%
10120010 THOMAS GREGORY 1745 RUBY LANE LAKE HAVASU AZ 86403 6.12500 75.0%
10120016 WILLIAMS PAULA J. 2853 EAST EMELITA AVENUE MESA AZ 85204 7.00000 85.0%
10120022 BURK GARY 307 GLASGOW STREET HENDERSON NV 89015 7.00000 85.0%
10120026 GERVAIS DAVID G. 6643 WEST SUNNYSIDE DRIVE GLENDALE AZ 85304 6.25000 80.0%
10120029 BRYAN EDWARD 3732 WEST STATE AVENUE PHOENIX AZ 85051 7.25000 90.0%
10120030 OSBORN BILLY D. 1952 EAST TORREY PINES LANE CHANDLER AZ 85249 6.25000 80.0%
10120032 WINGO RONNIE D. 3614 WEST MONTEBELLO AVENUE PHOENIX AZ 85019 7.00000 80.0%
10120041 FULLER SARITA KAREN 3560 NORTHFIELD AVENUE KINGMAN AZ 86401 7.00000 75.0%
10120044 GIBBS KELLY D. 10140 PINNACLE VIEW PLACE LAS VEGAS NV 89134 6.25000 80.0%
10120050 WETZEL JEANNIE L. 7639 EAST DYNAMITE BOULEVARD SCOTTSDALE AZ 85255 6.25000 80.0%
10120051 LAPUSTE PETRU 18921 NORTH 71ST DRIVE GLENDALE AZ 85308 6.50000 90.0%
10120062 LOPEZ CEASAR 1821 SOUTH SANTA CRUZ LANE TUCSON AZ 85713 7.00000 75.0%
10120067 EMMONS KATHY 4204 EAST SPRING MEADOWS CIRCLE FLAGSTAFF AZ 86004 6.25000 80.0%
10120072 BARRETT SHAWN C. 3979 AVONWOOD AVENUE LAS VEGAS NV 89121 6.25000 80.0%
10120075 ZAFFRON JAMES 8213 SEDONA SUNSET DRIVE LAS VEGAS NV 89128 7.37500 70.0%
10120081 CULBERTSON L ALLEN 1533 PALM STREET HENDERSON NV 89015 6.25000 80.0%
10120082 ABID RAEES 3117 HEBARD DRIVE LAS VEGAS NV 89121 6.25000 80.0%
10120086 MORRIS DAVID D. 1937 KACHINA MOUNTAIN DRIVE HENDERSON NV 89012 7.25000 90.0%
10120097 HILLMAN SR. CHARLES L. 3305 TURQUOISE ROAD LAS VEGAS NV 89108 6.50000 85.0%
10120110 BRIEDEN OTIS G. 7256 ROUNDROCK RD. DALLAS TX 75248 6.25000 80.0%
10120113 WEGNER ALBERT C. 8114 NORTHRIDGE DRIVE OMAHA NE 68112 6.75000 78.2%
10120117 SLACK MARC 3509 TEXAS AVENUE SIMI VALLEY CA 93063 7.00000 90.0%
10120138 WELCH ANGELA 23 ROSE AVENUE ST. PAUL MN 55117 7.00000 75.0%
10120157 BROWN ANGELA 4907 6TH STREET NORTH MINNEAPOLIS MN 55430 7.25000 90.0%
10120184 LEVY KENNETH A. 8601 INTERNATIONAL AVENUE, #128 CANOGA PARK CA 91304 6.75000 80.0%
10120185 ALBRIGHT VICKI C. 309 2ND AVENUE ST. IGNATIU MT 59865 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10119850 9.50000 90,265.52 760.14 01 1 113,000.00 360 N
10119851 10.75000 53,934.17 503.85 01 1 63,500.00 360 N
10119856 10.87500 99,926.37 942.90 01 1 125,000.00 360 N
10119859 10.75000 79,939.28 746.79 01 1 100,000.00 360 N
10119861 11.25000 67,454.19 655.61 01 1 90,000.00 360 N
10119867 8.50000 207,000.00 1,591.66 01 1 490,000.00 360 N
10119870 9.99000 132,000.00 1,157.42 09 1 155,315.00 360 N
10119871 10.37500 72,220.50 654.16 01 1 85,000.00 360 N
10119875 11.25000 83,491.80 811.20 01 1 104,400.00 360 N
10119880 10.45000 57,177.02 521.10 04 1 71,500.00 360 N
10119883 10.99000 130,453.36 1,241.80 01 1 145,000.00 360 N
10119888 8.75000 164,310.01 1,294.13 10 1 235,000.00 360 N
10119894 10.99000 131,153.11 1,248.46 01 1 145,800.00 360 N
10119897 8.99000 64,964.42 522.54 01 1 105,000.00 360 N
10119901 10.24000 118,750.07 1,063.69 09 1 132,000.00 360 N
10119905 9.99000 323,856.36 2,840.94 09 1 405,000.00 360 N
10119906 9.75000 37,600.00 323.05 01 1 62,000.00 360 N
10119917 10.99000 107,961.10 1,027.70 01 1 120,000.00 360 N
10119929 10.87500 71,347.43 673.23 01 1 84,000.00 360 N
10119945 9.99000 122,690.65 1,076.76 01 1 153,500.00 360 N
10119954 9.99000 148,434.16 1,302.10 01 1 165,000.00 360 N
10119956 9.99000 95,357.71 836.50 09 1 106,000.00 360 N
10119958 10.50000 44,064.80 403.40 01 1 63,000.00 360 N
10119959 9.50000 76,500.00 643.26 01 1 90,000.00 360 N
10119970 10.25000 74,936.83 672.08 01 3 101,000.00 360 N
10119984 11.62500 59,481.50 594.91 01 1 70,000.00 360 N
10119993 9.50000 111,489.77 938.40 01 1 124,000.00 360 N
10119994 8.25000 99,872.02 751.27 01 1 145,000.00 360 N
10119996 8.99000 214,382.58 1,724.38 01 1 330,000.00 360 N
10119998 9.99000 45,009.87 395.02 01 1 53,000.00 360 N
10120010 9.50000 43,478.60 365.78 01 1 58,000.00 360 N
10120016 10.37500 96,891.00 877.26 01 1 113,990.00 360 N
10120022 10.37500 159,734.75 1,446.85 01 1 188,000.00 360 N
10120026 8.99000 79,956.20 643.13 01 1 100,000.00 360 N
10120029 10.99000 83,670.08 796.47 01 1 93,000.00 360 N
10120030 9.50000 63,168.91 531.42 09 1 79,000.00 360 N
10120032 10.75000 51,180.72 477.95 01 1 64,000.00 360 N
10120041 9.75000 25,488.10 219.09 01 1 34,000.00 360 N
10120044 8.99000 143,881.20 1,157.30 01 1 179,950.00 360 N
10120050 8.99000 187,897.09 1,511.34 01 1 235,000.00 360 N
10120051 9.50000 157,143.65 1,324.35 09 1 175,000.00 360 N
10120062 10.75000 40,500.00 378.06 01 1 54,000.00 360 N
10120067 9.99000 99,066.95 869.82 10 1 124,000.00 360 N
10120072 9.50000 99,850.86 840.02 01 1 124,900.00 360 N
10120075 8.70000 143,416.58 1,123.80 09 3 205,000.00 360 N
10120081 8.99000 59,167.59 475.92 01 1 74,000.00 360 N
10120082 9.99000 84,724.49 743.56 01 1 106,000.00 360 N
10120086 9.25000 153,820.21 1,266.10 09 1 171,000.00 360 N
10120097 10.25000 79,866.49 715.99 01 1 94,000.00 360 N
10120110 9.99000 152,000.00 1,332.79 01 1 190,000.00 360 N
10120113 11.25000 67,953.86 660.46 01 1 87,000.00 360 N
10120117 9.00000 168,208.07 1,354.18 01 1 187,000.00 360 N
10120138 10.75000 44,233.34 413.07 01 1 59,000.00 360 N
10120157 10.00000 87,641.86 770.07 01 1 97,500.00 360 N
10120184 9.99000 44,760.09 392.83 04 1 56,000.00 360 N
10120185 10.75000 74,638.10 697.32 01 1 83,000.00 360 N
</TABLE>
Page 25
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10120194 MORIMOTO KATHY K. 7919 GRINNELL COURT WEST LAKEVILLE MN 55044 6.75000 80.0%
10120200 CARROL MARY 908 WILD CHERRY ST. LOUIS MO 63130 7.25000 90.0%
10120207 WARD ANDERSON J. 1120 HEALY STREET NORTH LITTL AR 72117 7.87500 60.0%
10120224 COOPER MIKE 568 WEST COWLEY CHOUTEAU OK 74337 7.25000 90.0%
10120230 ZWERIN JEFF 468 CAPRI COURT MARCO ISLAN FL 34145 7.50000 80.0%
10120237 HULSE THOMAS A. 404 COBBLESTONE COURT PYROR OK 74361 7.00000 80.0%
10120241 O'BRIEN KATHERINE 28517 FOREST MEADOW PLACE (CASTAIC AR CA 91384 6.25000 80.0%
10120245 ANDREWS EDGAR L 2608 SHERIDAN AVENUE DES MOINES IA 50310 7.25000 75.0%
10120253 LANE TERRY D 30 DOUGLAS DRIVE CODY WY 82414 6.25700 56.3%
10120254 RICHARDSON SHANE P. 111 WEST 6TH STREET POWELL WY 82435 6.50000 90.0%
10120261 ELROD DERRICK 14913 MISSION ROAD LEAWOOD KS 66224 7.00000 80.0%
10120287 GAUCIN NORMA E 1180 SOUTH GLENCOE STREET DENVER CO 80246 6.12500 75.0%
10120288 KOUNTZ SHANE 320 MEAGHER AVENUE BOZEMAN MT 59718 7.25000 80.0%
10120298 LOYD LEE ANN MARY 2910 NEWTON AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 70.0%
10120305 MISSELL JEFF A. 205 GREENWOOD AVENUE BILLINGS MT 59101 7.00000 75.0%
10120330 WATERS GLORIA 2264 SOUTH JASPER WAY #A AURORA CO 80013 7.00000 85.0%
10120334 DENSON MICHAEL 2506 NORTH HOWARD AVENUE SPRINGFIELD MO 65803 7.25000 89.0%
10120347 RODRIGUEZ TODD B. 6044 WEST CANYON AVENUE LITTLETON CO 80128 7.25000 85.0%
10120378 NYHART ALAN L. 07 NORTH C STREET LIVINGSTON MT 59047 7.00000 80.0%
10120382 PRATT SABRINA N. 3805 27TH STREET MERIDIAN MS 39301 6.25000 77.3%
10120388 MORTON GREGG K. 7408 75TH WAY BROOKLYN PA MN 55378 6.50000 90.0%
10120403 LEBLANC JAMES 511 SOUTH 93RD AVENUE WEST DULUTH MN 55808 7.00000 85.0%
10120404 WOLLRAB WENDY 3250 O'NEAL CIRCLE #L-33 BOULDER CO 80301 7.00000 80.0%
10120406 CHERRY WILLIAM 241 NORTH DAVIS SEYMOUR MO 65746 6.75000 61.1%
10120415 DUKEK JAMES M. 14465 307TH AVENUE PRINCETON MN 55371 7.00000 75.0%
10120423 SMITH PETER G 11110 MARKS DRIVE CONIFER CO 80433 7.25000 90.0%
10120439 BROWN CONNIE S. RURAL ROUTE 2 BOX 2895 WHEATLAND MO 65779 7.25000 89.9%
10120441 PEDROZA INEZ 831 NORTH HOBART BOULEVARD LOS ANGELES CA 90029 5.87500 64.7%
10120444 GALLEGOS GARY A 11740 HARRISON STREET THORNTON CO 80233 7.25000 90.0%
10120448 KING MARLON A. 512 ALPINE VIEW ROAD DIVIDE CO 80814 6.75000 85.0%
10120450 FIALA DAVID A. 1061 ROLDAN AVENUE SIMI VALLEY CA 93065 7.25000 90.0%
10120471 ALLEN DELEARN 4401 ARCO ST. LOUIS MO 63110 7.25000 75.0%
10120481 VICK DIANA G. 8370 EMERALD LANE WOODBURY MN 55125 7.00000 80.0%
10120483 HOLVICK ROBERT RURAL ROUTE 2 BOX 145 AUSTIN MN 55912 6.87500 65.0%
10120487 MAYER DARYL 14813 MAYWOOD DRIVE BURNSVILLE MN 55306 7.00000 80.0%
10120488 CUMMINGS CARL ROUTE 2, BOX 464 SALINA OK 74365 6.75000 80.0%
10120493 MORRIS DEBORAH J 1950 NORTH 3466 WEST MALAD CITY ID 83252 6.25000 80.0%
10120503 MADDON HAROLD A. 13001 ENDICOTT OKLAHOMA CI OK 73165 6.50000 90.0%
10120504 SHELBY LEVARN 2400 THOMAS AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 85.0%
10120506 DAGGS LIONEL 1822 WACO STREET FORT SMITH AR 72901 7.00000 85.0%
10120507 FOSTER DESMOND 4328 SOUTH DATE AVENUE BROKEN ARRO OK 74011 7.00000 80.0%
10120529 ABEYESINHE ARTHUR G. 10636 WOODLEY AVENUE #10 (GRANADA HI CA 91344 6.50000 75.0%
10120530 JOFFE BRETT 1515 SOUTH BEVERLY DRIVE #102 LOS ANGELES CA 90035 6.25000 80.0%
10120531 COVINGTON DELBERT 2323 CYPRESS STREET LUTCHER LA 70071 6.75000 75.0%
10120550 OSBORNE LEWIS 604 LOUELLA DRIVE HURST TX 76054 7.50000 80.0%
10120563 WAUGH WILLIAM 31758 KENTFIELD COURT WESTLAKE VI CA 91361 7.25000 90.0%
10120575 JOHNSON TERRI L. 4207 SWAN HITCHCOCK TX 77563 6.50000 90.0%
10120576 PENA SR SIMON 418 WALKER STREET FABENS TX 79838 6.37500 44.5%
10120585 SOLIS NINFA OLGA 5601 POLLARD STREET EL PASO TX 79904 6.75000 65.0%
10120587 HERNANDEZ EVANGELINE 1108 & 1110 STUBBS STREET EDINBURG TX 78539 6.62500 74.9%
10120590 TAYLOR AMANDA H. 11114 SOUTH 108TH EAST PLACE BIXBY OK 74008 6.75000 75.0%
10120599 LAM XUAN 2261 ELM AVENUE #1,2,3 & 4 LONG BEACH CA 90806 7.00000 80.0%
10120607 CHRISTENSEN ROBERT G. 2394 MELVILLE DRIVE SAN MARINO CA 91108 6.25000 60.1%
10120624 SALINAS MARTIN 2012 FORDHAM AVENUE MCALLEN TX 78504 6.25000 90.0%
10120651 BARR JOHN JEFF 4712 DOGWOOD AVENUE FREMONT CA 94536 6.50000 70.0%
10120655 RODRIGUEZ LAZARO 1150 PLAZA STREET BRIDGE CITY LA 70094 6.75000 65.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10120194 9.99000 95,914.53 841.76 01 1 120,000.00 360 N
10120200 10.99000 88,167.76 839.29 01 1 98,000.00 360 N
10120207 10.24000 20,100.00 179.97 01 3 33,500.00 360 N
10120224 11.25000 35,987.84 349.66 01 1 40,000.00 360 N
10120230 9.75000 151,929.08 1,305.92 01 1 190,000.00 360 N
10120237 10.99000 67,975.70 647.07 01 1 85,000.00 360 N
10120241 8.25000 125,399.30 943.30 01 1 156,950.00 360 N
10120245 10.99000 66,702.06 635.18 01 1 89,000.00 360 N
10120253 9.99000 79,964.53 701.47 01 1 142,000.00 360 N
10120254 10.50000 38,219.46 349.89 01 1 42,500.00 360 N
10120261 10.99000 287,897.08 2,740.52 01 1 360,000.00 360 N
10120287 9.75000 97,425.00 837.04 01 1 129,900.00 360 N
10120288 9.25000 115,200.00 947.73 01 1 144,000.00 360 N
10120298 12.75000 46,177.52 502.06 01 1 66,000.00 360 N
10120305 10.50000 37,485.10 343.03 01 1 50,000.00 360 N
10120330 9.87500 66,269.87 575.72 09 1 78,000.00 360 N
10120334 11.75000 40,475.36 408.82 01 1 45,500.00 360 N
10120347 9.75000 135,511.75 1,164.80 01 3 159,500.00 360 N
10120378 10.74000 55,158.15 514.87 01 1 69,000.00 360 N
10120382 9.99000 33,969.71 298.13 01 1 44,000.00 360 N
10120388 9.75000 97,064.70 834.33 01 1 107,900.00 360 N
10120403 10.87500 59,478.20 561.02 05 1 70,000.00 360 N
10120404 10.74000 52,780.07 492.49 04 1 66,000.00 360 N
10120406 10.75000 37,865.32 353.74 01 1 62,000.00 360 N
10120415 10.75000 101,922.84 952.16 01 1 136,000.00 360 N
10120423 10.49000 184,352.40 1,686.32 01 1 205,000.00 360 N
10120439 10.50000 48,980.52 448.23 01 1 54,500.00 360 N
10120441 8.75000 109,872.94 865.38 01 1 170,000.00 360 N
10120444 9.99000 108,851.71 954.88 01 1 121,000.00 360 N
10120448 9.00000 98,916.41 796.78 01 1 116,500.00 360 N
10120450 9.99000 161,810.80 1,420.08 01 1 179,950.00 360 N
10120471 10.50000 33,723.05 308.73 05 3 45,000.00 360 N
10120481 10.74000 184,518.59 1,723.69 01 1 231,000.00 360 N
10120483 12.50000 39,759.53 424.56 01 1 61,200.00 360 N
10120487 11.25000 137,553.54 1,336.46 01 1 172,000.00 360 N
10120488 11.25000 60,000.00 582.76 01 1 75,000.00 360 N
10120493 8.50000 85,452.31 658.26 01 1 107,000.00 360 N
10120503 10.99000 90,564.92 862.41 01 1 100,700.00 360 N
10120504 10.87500 54,380.06 512.94 01 1 64,000.00 360 N
10120506 12.37500 33,982.00 359.58 01 1 40,000.00 360 N
10120507 9.74000 44,779.05 384.58 01 3 56,000.00 360 N
10120529 9.25000 48,724.72 401.06 04 1 65,000.00 360 N
10120530 8.50000 108,667.71 836.58 04 1 136,000.00 360 N
10120531 10.25000 46,705.40 418.71 01 1 62,300.00 360 N
10120550 8.75000 101,541.54 799.29 01 3 127,000.00 360 N
10120563 10.50000 359,712.61 3,293.07 09 1 400,000.00 360 N
10120575 10.25000 38,217.78 342.76 01 1 42,500.00 360 N
10120576 8.75000 40,000.00 314.69 01 1 90,000.00 360 N
10120585 10.75000 33,137.52 309.45 01 1 51,000.00 360 N
10120587 9.00000 56,200.00 452.20 05 1 75,000.00 360 N
10120590 11.50000 55,425.00 548.87 01 1 73,900.00 360 N
10120599 10.25000 144,038.58 1,291.82 12 1 180,200.00 360 N
10120607 7.37500 429,012.35 2,969.91 01 1 715,000.00 360 N
10120624 10.99000 79,110.00 752.79 01 1 87,900.00 360 N
10120651 9.25000 136,280.87 1,122.96 01 1 195,000.00 360 N
10120655 10.75000 37,399.39 351.93 01 1 58,000.00 360 N
</TABLE>
Page 26
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10120678 SMITH JOAN H. 1913 WESTWOOD DRIVE MARRERO LA 70072 7.25000 90.0%
10120681 GIBBS MARY V. 3718 GRIGGS RD. HOUSTON TX 77021 7.00000 70.0%
10120690 LINZEY DAVID G. 301 DEER TRACE COVE CEDAR PARK TX 78613 6.12500 80.0%
10120708 HOOD WILLIE 1509 STILLMEADOW DRIVE MESQUITE TX 75181 7.00000 75.0%
10120733 KOSMOS GEORGENE P. 14055 SKYLINE BOULEVARD OAKLAND CA 94619 6.50000 75.0%
10120738 DYER JOEL 1924 CHEROKEE BATON ROUGE LA 70806 7.25000 87.0%
10120757 CIRIZA JOSE 8109 COOLEY AVE EL PASO TX 79907 6.75000 65.0%
10120777 SHELVIN JOSEPH 7215 SAUNDERS ROAD HOUSTON TX 77016 6.75000 60.0%
10120808 HARRELL TERRY E. 2185 WEST 27TH AVENUE EUGENE OR 97405 7.00000 85.0%
10120813 GREEN JR. FRANK 1608 WILLIAMSBURG DR PLANO TX 75074 6.50000 75.0%
10120825 JEFFERSON SR. WALTER 5611 LAKEFIELD DRIVE HOUSTON TX 77033 6.75000 61.5%
10120828 MILLER CRAIG ANTHONY 8403 ENCHANTED FOREST DRIVE HOUSTON TX 77088 7.00000 80.0%
10120882 GUERRA MARCOS 21896 U.S. HIGHWAY 281 SAN ANTONIO TX 78264 6.00000 70.0%
10120902 SOLIS JAMES 1919 FAWN CIRCLE EDINBURG TX 78539 6.75000 80.0%
10120910 PALMER ELDRID L. 43502 ROBINSON ROAD HAMMOND LA 70401 7.00000 80.0%
10120948 CAMPBELL ANNE 3245 WHISPER LANE GRETNA LA 70056 7.00000 80.0%
10120951 MARTINEZ MICKEY 108 ADONIS WAY TERRYTOWN LA 70056 6.12500 66.7%
10120960 CASE DONALD P. 1800 WEST CANFIELD AVENUE COEUR D'ALE ID 83814 7.37500 75.0%
10120967 HAUGHT JAMES W. 213 ADLENA DRIVE FULLERTON CA 92633 4.99000 80.0%
10120974 MENDEZ VIOLETA 6629 GENTRY AVENUE NORTH HOLLY CA 91606 7.25000 90.0%
10120975 LACKEY WAYMON 2102 NIGHTVIEW DRIVE PFLUGERVILL TX 78660 6.50000 79.1%
10121013 STEPHENSON JR JAMES L 4305 VERSAILLES DALLAS TX 75205 6.87500 57.9%
10121080 RAMIREZ ROGELIO E. 2721 VILLAGE MILLS PEARLAND TX 77584 6.50000 75.0%
10121084 PETHO TIBERIU 1722 NORTH STANLEY AVENUE LOS ANGELES CA 90046 7.00000 70.0%
10121097 WILLIAMS ELLA G. 200 VERNON AVENUE AMITE LA 70422 6.75000 80.0%
10121098 KELLER JOHN W. 30242 BROWN STREET WALKER LA 70785 7.25000 90.0%
10121109 NEWTON OTIS 2500 WEST 66TH AVENUE ANCHORAGE AK 99502 6.75000 75.0%
10121123 CANGE LEONA 1021 BOTANICAL HEIGHTS CIRCLE ANCHORAGE AK 99515 6.50000 70.0%
10121132 TREYES EDGARDO 4524 BIRCHWOOD COURT UNION CITY CA 94587 7.00000 80.0%
10121133 MACOMBER DIANE 2612 NORTH MADELIA STREET SPOKANE WA 99207 6.50000 75.0%
10121139 OVERBEY STEFANIE 718 WEST KNOX AVENUE SPOKANE WA 99205 6.25000 80.0%
10121140 SCHENEMAN LE ROY 68145 HERMOSILLO ROAD CATHEDRAL C CA 92234 7.00000 80.0%
10121149 WILKINS ERIC HIGHWAY 41 OAKHURST CA 93644 6.25000 80.0%
10121154 PADILLA JAVIER 308 4TH STREET ARBUCKLE CA 95912 6.12500 75.0%
10121162 TORKELSON STEVEN 2328 SOUTHEAST SALMONBERRY ROAD PORT ORCHAR WA 98366 7.00000 70.0%
10121168 ROBERTS WALSTON WALLY 3914-3914 1/2 S. HARVARD BOULEVA LOS ANGELES CA 90002 6.50000 90.0%
10121177 GRACE TIM 5752 ELINORA LANE CYPRESS CA 90630 6.50000 85.0%
10121206 REYNA HECTOR 1014 MORSE STREET OCEANSIDE CA 92054 7.00000 74.9%
10121229 HOLSTEIN GARY 1595 SOUTHEAST 7TH STREET GRESHAM OR 97030 6.12500 80.0%
10121234 MANCERA CHRISTINA 1005 CANNES AVENUE MODESTO CA 95351 7.12500 70.0%
10121242 JOHNSON PATRICIA M. 431 SOUTH LAKE STEVENS ROAD LAKE STEVEN WA 98258 6.37500 40.5%
10121243 OLSEN GAYLAND SCOTT 10317 40TH PLACE SOUTHEAST EVERETT WA 98205 6.25000 64.9%
10121248 WOLFE JR. WILLIAM E. 1648 KIVALINA STREET FAIRBANKS AK 99709 7.25000 90.0%
10121252 HUTTON TERRY 1705 JAMES PLACE POMONA CA 91766 6.75000 65.0%
10121256 BEHNKEN RICHARD L. 1401 HELEN DRIVE ANCHORAGE AK 99515 7.00000 80.0%
10121266 BENNETT GORDON 11723 EAST EMPIRE AVENUE SPOKANE WA 99206 7.00000 84.9%
10121269 GOIN MAC 1011 BIG MEADOW ROAD TROY ID 83871 6.25000 80.0%
10121270 GRUDLE DIANE 420 NAVAJO AVENUE SIMLA CO 80835 6.75000 49.8%
10121271 HONEY ROBERT 2209 ROBBINS STREET LONGVIEW WA 98632 7.00000 85.0%
10121277 KING VERA 2351 29TH AVENUE SOUTH SEATTLE WA 98144 7.50000 80.0%
10121279 OAKLAND GALYN 31 NORTH PARK LANE CANTON SD 57013 6.37500 68.8%
10121282 BALDWIN CRAIG 900 & 850 BLANKET BOULEVARD NORTH POLE AK 99705 7.25000 90.0%
10121283 PAPILLION WILLIS 1578 REO PLACE NORTHWEST SILVERDALE WA 98383 7.25000 90.0%
10121285 AYERS GLENDA 3200 TAYSHEE CIRCLE ANCHORAGE AK 99508 6.25000 80.0%
10121292 ALLEN CYNTHIA 9009 NORTHEAST 138TH PLACE KIRKLAND WA 98034 6.75000 80.0%
10121293 BJORGUM NORMAN 500 NATIONAL AVENUE 40 BREMERTON WA 98312 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10120678 10.50000 76,438.49 699.78 01 1 85,000.00 360 N
10120681 10.49000 48,980.48 447.86 01 1 70,000.00 360 N
10120690 8.99000 102,581.08 826.42 01 1 128,500.00 360 N
10120708 10.75000 64,400.74 601.40 01 1 85,900.00 360 N
10120733 8.50000 460,405.75 3,546.62 01 1 615,000.00 360 N
10120738 9.87500 140,875.96 1,223.86 01 1 162,000.00 360 N
10120757 10.75000 35,750.00 333.72 01 1 55,000.00 360 N
10120777 10.50000 18,985.52 192.10 01 1 35,000.00 360 N
10120808 9.87500 131,690.14 1,144.05 01 1 155,000.00 360 N
10120813 9.75000 53,549.30 460.73 01 1 71,500.00 360 N
10120825 10.75000 30,127.18 281.45 01 1 49,000.00 360 N
10120828 11.25000 57,519.44 559.45 09 1 72,000.00 360 N
10120882 9.25000 24,461.59 201.56 01 1 35,000.00 360 N
10120902 9.99000 83,466.80 733.04 01 1 104,500.00 360 N
10120910 9.74000 48,029.11 415.48 01 1 60,500.00 360 N
10120948 11.25000 64,733.74 629.38 01 1 81,000.00 360 N
10120951 9.50000 56,000.00 470.88 01 1 84,000.00 360 N
10120960 10.75000 80,219.79 749.12 01 3 107,000.00 360 N
10120967 8.49000 111,922.01 860.32 01 1 140,000.00 360 N
10120974 9.99000 133,980.59 1,175.84 01 1 149,000.00 360 N
10120975 10.25000 59,156.37 531.62 01 1 75,000.00 360 N
10121013 10.00000 349,689.03 3,071.51 01 1 605,000.00 360 N
10121080 9.75000 74,965.01 644.37 01 1 100,000.00 360 N
10121084 10.50000 328,869.25 3,009.50 01 1 470,000.00 360 N
10121097 8.49000 60,688.49 467.07 01 1 76,000.00 360 N
10121098 10.75000 63,000.00 588.10 01 1 70,000.00 360 N
10121109 10.75000 116,205.41 1,085.18 01 1 155,000.00 360 N
10121123 9.75000 328,691.77 2,826.62 01 3 470,000.00 360 N
10121132 8.50000 226,923.73 1,746.98 01 3 284,000.00 360 N
10121133 9.99000 71,593.24 628.04 05 1 95,500.00 360 N
10121139 9.50000 74,720.00 628.29 01 1 93,400.00 360 N
10121140 10.25000 64,745.41 580.68 01 2 81,000.00 360 N
10121149 8.99000 75,874.26 610.97 01 1 95,000.00 360 N
10121154 9.50000 35,964.44 302.71 01 1 48,000.00 360 N
10121162 11.00000 76,944.83 733.29 01 1 110,000.00 360 N
10121168 9.99000 142,612.89 1,251.60 05 1 158,600.00 360 N
10121177 9.99000 161,271.59 1,416.09 01 1 190,000.00 360 N
10121206 9.75000 169,840.72 1,460.57 01 1 227,000.00 360 N
10121229 7.75000 131,014.19 939.94 01 1 164,000.00 360 N
10121234 10.50000 45,463.68 416.21 01 3 65,000.00 360 N
10121242 9.25000 84,955.93 699.28 01 1 210,000.00 360 N
10121243 9.25000 119,875.08 987.22 01 1 185,000.00 360 N
10121248 10.99000 134,903.06 1,284.62 01 1 150,000.00 360 N
10121252 10.75000 70,146.89 655.31 01 1 108,000.00 360 N
10121256 10.75000 123,858.68 1,157.52 01 1 155,000.00 360 N
10121266 9.87500 70,403.11 612.19 01 1 83,000.00 360 N
10121269 9.87500 70,299.50 611.32 01 1 88,000.00 360 N
10121270 9.75000 59,743.97 513.78 01 1 120,000.00 360 N
10121271 10.37500 91,723.61 831.17 01 1 108,000.00 360 N
10121277 10.75000 159,939.75 1,493.58 01 1 200,000.00 360 N
10121279 9.99000 65,941.24 578.71 01 1 96,000.00 360 N
10121282 9.99000 170,690.47 1,499.39 01 1 190,000.00 360 N
10121283 11.75000 151,108.09 1,526.23 01 1 168,000.00 360 N
10121285 9.99000 103,141.47 905.60 01 1 129,100.00 360 N
10121292 9.99000 171,923.74 1,508.16 01 1 215,000.00 360 N
10121293 9.99000 31,186.16 273.58 04 1 39,000.00 360 N
</TABLE>
Page 27
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10121302 SCHOW KENNETH 2633 WEST MEADOW RIDGE DRIVE WEST JORDAN UT 84088 6.75000 80.0%
10121342 PORTER CHRISTIAN 19 VIA SILLA RANCHO SANT CA 92688 6.50000 80.0%
10121345 DRISCOLL WILLIAM 393401 NORTH HIGHWAY 20 CUSICK WA 99119 6.37500 60.6%
10121349 SNYDER LEROY 151 NORTHEAST KINMAN ROAD POULSBO WA 98370 7.25000 90.0%
10121357 NARDELLA LEONARD 12624 SOUTHEAST 7TH PLACE BELLEVUE WA 98005 6.62500 75.0%
10121359 PERRY TYRONE S. 111 27TH AVENUE SOUTH SEATTLE WA 98144 6.37500 68.0%
10121365 VASSAR JEROME 4208 SOUTH WILLOW STREET SEATTLE WA 98118 7.62500 60.0%
10121369 WESTON OWEN 265 OKLAHOMA STREET B-2 ANCHORAGE AK 99504 7.00000 85.0%
10121373 BENSON KEVIN L. 10238 65TH AVENUE SOUTH SEATTLE WA 98178 7.00000 85.0%
10121383 WING THERON E 7910 BIRCH BAY DRIVE 13 BLAINE WA 98230 6.75000 70.0%
10121385 WING THERON E. 114 WEST HIGHLAND STREET MOUNT VERNO WA 98273 6.75000 70.0%
10121393 ROBERTS KENNETH R. 29021 BRUHN ROAD STERLING AK 99672 6.75000 75.0%
10121399 LARSEN DONALD 71 STAGELINE DRIVE SUPERIOR MT 59872 6.12500 75.0%
10121403 LUCERO LEROY 10103 GUADALUPE TRAIL NORTHWEST ALBUQUERQUE NM 87114 5.87500 51.7%
10121405 MATSON DAVID 10800 41ST DRIVE SOUTHEAST EVERETT WA 98208 7.25000 90.0%
10121407 MAGDALENO SOCCORO 932 WEST SPRUCE STREET COMPTON CA 90220 6.25000 80.0%
10121420 DAVEY RANDY 5800 WEST ELM STREET BLACK HAWK SD 57718 7.00000 85.0%
10121425 WOODS DARYL 7908 12TH AVENUE SOUTHWEST SEATTLE WA 98106 7.00000 80.0%
10121437 BLUMBERG RICHARD P. 2357 HOBART AVENUE SOUTHWEST SEATTLE WA 98116 6.50000 79.6%
10121447 COVARRUBIAS JUAN G. 814 SOUTH 10TH STREET YAKIMA WA 98901 7.25000 70.0%
10121453 DEVOS DONATO 17367 ASPENGLOW LANE YORBA LINDA CA 92686 6.37500 75.0%
10121454 JEFFUS CHARLES 2801 NORTH OXFORD DRIVE WASILLA AK 99654 7.00000 75.0%
10121468 DOBSON A. LEE 11709 122ND STREET NORTHEAST LAKE STEVEN WA 98258 6.50000 90.0%
10121471 LINDSEY CHAZ A. 7512 - 28TH AVENUE SOUTHWEST SEATTLE WA 98126 6.62500 75.0%
10121475 JONES JERRY 13943 56TH PLACE SOUTH TUKWILA WA 98168 6.62500 75.0%
10121478 SOTELO PHILLIP 718 A. KALOLINA PLACE KAILUA HI 96734 6.00000 70.0%
10121481 HAYES NORMAN 4404 NORTHEAST 399TH STREET LA CENTER WA 98629 6.25000 70.4%
10121491 BOGART JAMES A. 13701 ARNE ERICKSON DRIVE ANCHORAGE AK 99515 7.25000 90.0%
10121494 BUCKLEY DORRIS D. 1615 AURORA DRIVE RAPID CITY SD 57701 7.25000 89.7%
10121500 JACKSON BERNADINE 9050 NOBLE CIRCLE ANCHORAGE AK 99502 6.25000 80.0%
10121504 FISCHER R.KEVIN NHN FORESTWOOD DRIVE PALMER AK 99645 7.25000 90.0%
10121510 KAISER DARREL D. 1390 MULBERRY LANE NORCO CA 91760 6.50000 80.0%
10121520 ZINGLER DANIEL 304 MILL ROAD MULLAN ID 83846 7.00000 80.0%
10121524 PENNER CINDY 242 EAST YOLO STREET ORLAND CA 95963 6.12500 75.0%
10121535 FRAY GEORGE 874,876,890-890 1/2 EAST 9TH STR POMONA CA 91766 6.25000 80.0%
10121538 HARROLD JOHN 90 HOGBACK ROAD PITTSTOWN NJ 08867 6.50000 74.2%
10121541 LANGE GRACE 19216 NORTH 29TH STREET PHOENIX AZ 85024 6.25000 85.0%
10121547 HUEBSCHMAN PATRICIA C. 553 EAST FRANKLIN STREET WAUPUN WI 53963 6.75000 80.0%
10121551 KNIGHT-MALKUCH SHIRLEY 526 LIGNITE AVENUE FAIRBANKS AK 99701 6.87500 72.2%
10121557 TAUNTON DALE 8120 NORTH ORCHARD STREET FRESNO CA 93701 7.25000 90.0%
10121566 ALLEN RICKY 506 NORTH BAILEY STREET PALMER AK 99645 7.25000 90.0%
10121568 POWELL ROGER 34022 133RD AVENUE SOUTHEAST AUBURN WA 98092 5.87500 70.0%
10121573 FURSHONG MAUREEN L. 1316 WEST INDIANA AVENUE SPOKANE WA 99205 6.12500 75.0%
10121574 HOLDEN BILLY 1311 EAST 13TH AVENUE SPOKANE WA 99202 6.25000 80.0%
10121580 LUNA ESPERANZA 360 SITES WAY BIG BEAR CI CA 92314 7.12500 75.0%
10121581 AZURE LYNETTE 9523 11TH AVENUE SOUTHWEST CAVALIER ND 58220 7.25000 90.0%
10121583 TRIM JOSEPH 3705 22ND AVENUE SOUTHEAST OLYMPIA WA 98501 6.62500 75.0%
10121584 LAMMI THOMAS 421 NORTH EUCLID AVENUE SIOUX FALLS SD 57104 6.50000 85.0%
10121593 BATTAGLIA ANTHONY 1880 HARVEST LANDING LANE TRACY CA 95376 6.25000 79.8%
10121595 FINKEL CHARLOTTE 111 116TH STREET EAST TACOMA WA 98445 7.00000 85.0%
10121611 HOFFMAN SHARON 811 NORTH LAKE ADAIR BOULEVARD ORLANDO FL 32804 5.87500 54.1%
10121623 BURKE-CARVER REGAN 12 SURF STREET SACO ME 04072 6.75000 65.0%
10121659 HOLTS RAMONA 81 ANCHORAGE COURT ATLANTIC CI NJ 08401 5.87500 42.3%
10121663 ALLEN DAVID L. 443 JAMES P. BRAWLEY DRIVE ATLANTA GA 30318 7.25000 70.0%
10121664 WINE PENNY S. 11 RED SQUIRREL ROAD HARPERS FER WV 25425 7.25000 85.0%
10121670 DINAN JOHN 8 BOUTON ROAD LLOYD HARBO NY 11743 6.75000 31.1%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10121302 9.75000 105,519.22 907.27 01 1 132,000.00 360 N
10121342 7.99000 192,000.00 1,407.49 09 1 240,000.00 360 N
10121345 9.00000 399,339.57 3,218.50 01 1 660,000.00 360 N
10121349 9.99000 449,800.50 3,945.75 01 1 500,000.00 360 N
10121357 8.99000 171,465.83 1,380.71 01 1 229,000.00 360 N
10121359 9.50000 84,916.05 714.73 01 1 125,000.00 360 N
10121365 12.00000 60,000.00 617.17 01 3 100,000.00 360 N
10121369 10.87500 94,181.40 889.02 04 1 110,925.00 360 N
10121373 10.87500 203,849.82 1,923.50 01 1 240,000.00 360 N
10121383 9.49000 36,363.96 305.81 04 3 52,000.00 360 N
10121385 9.49000 51,748.72 435.19 01 3 74,000.00 360 N
10121393 10.25000 93,710.68 840.10 01 1 125,000.00 360 N
10121399 9.50000 78,325.47 659.02 01 1 104,500.00 360 N
10121403 8.25000 105,864.34 796.35 01 1 205,000.00 360 N
10121405 9.50000 229,273.32 1,929.77 01 1 255,000.00 360 N
10121407 8.99000 64,764.53 520.93 01 1 81,000.00 360 N
10121420 10.87500 77,151.71 727.73 01 1 90,850.00 360 N
10121425 10.74000 105,519.94 984.97 01 1 132,000.00 360 N
10121437 7.99000 497,986.78 3,658.01 01 1 627,000.00 360 N
10121447 9.50000 34,947.94 294.30 01 3 50,000.00 360 N
10121453 8.50000 292,322.79 2,249.08 01 1 390,000.00 360 N
10121454 10.75000 74,193.85 693.11 01 1 99,000.00 360 N
10121468 9.25000 177,520.03 1,461.94 01 1 197,450.00 360 N
10121471 9.99000 127,462.00 1,117.63 01 1 169,949.00 360 N
10121475 9.99000 142,892.71 1,254.06 01 1 190,694.00 360 N
10121478 8.99000 244,730.77 1,969.57 01 1 350,000.00 360 N
10121481 8.99000 193,387.26 1,556.36 01 1 275,000.00 360 N
10121491 10.99000 157,386.92 1,498.72 01 1 175,000.00 360 N
10121494 10.99000 65,476.59 623.28 01 1 73,000.00 360 N
10121500 9.99000 112,000.00 982.06 01 1 140,000.00 360 N
10121504 10.99000 176,209.14 1,678.57 01 1 196,000.00 360 N
10121510 9.25000 107,887.59 888.49 01 1 135,000.00 360 N
10121520 9.99000 71,968.08 631.32 01 1 90,000.00 360 N
10121524 8.99000 56,092.03 452.20 01 1 75,000.00 360 N
10121535 8.99000 167,815.39 1,350.56 12 3 210,000.00 360 N
10121538 6.74000 129,525.49 840.70 01 1 175,000.00 360 N
10121541 7.25000 74,682.94 510.27 01 1 88,000.00 360 N
10121547 10.50000 61,600.00 563.48 01 1 77,000.00 360 N
10121551 9.75000 69,901.22 601.41 01 1 97,000.00 360 N
10121557 8.99000 121,298.97 976.75 01 1 135,000.00 360 N
10121566 10.99000 80,071.37 762.21 01 1 89,000.00 360 N
10121568 5.99000 104,275.47 885.49 00 1 150,000.00 180 N
10121573 8.99000 55,139.33 443.76 01 1 73,600.00 360 N
10121574 9.99000 71,920.00 630.62 01 1 89,900.00 360 N
10121580 11.50000 66,628.67 661.02 01 1 89,000.00 360 N
10121581 10.50000 62,884.99 575.47 01 1 69,900.00 360 N
10121583 9.00000 138,597.85 1,116.42 01 1 185,000.00 360 N
10121584 9.99000 87,407.11 767.67 01 1 103,000.00 360 N
10121593 10.75000 169,478.37 1,583.19 01 1 212,500.00 360 N
10121595 9.87500 89,209.44 775.01 01 1 105,000.00 360 N
10121611 8.75000 499,399.42 3,933.51 01 1 925,000.00 360 N
10121623 10.75000 102,661.33 958.69 01 1 158,000.00 360 N
10121659 8.75000 42,225.68 332.39 04 1 100,000.00 360 N
10121663 11.00000 52,462.33 499.97 05 3 75,000.00 360 N
10121664 10.37500 111,350.00 1,008.18 01 1 131,000.00 360 N
10121670 10.75000 249,810.90 2,333.71 01 1 805,000.00 360 N
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10121696 BLAZON ROBERT E. 112 PEMBROKE STREET PEMBROKE NH 03275 6.75000 65.0%
10121699 MUNROE NORMAN 11712 SW 128 PLACE MIAMI FL 33186 6.62500 75.0%
10121722 MAGEROVICH ELAINA 313 WEST 13TH STREET DEER PARK NY 11729 7.25000 90.0%
10121735 MARADIANOS DEMETRIS 26 CENTER STREET WOBURN MA 01801 6.50000 85.0%
10121738 SHAUGHNESSY NOREEN 16 CAPTREE ISLAND ROAD BABYLON NY 11702 6.87500 80.0%
10121762 INGRAM TONY A. 270 DRIFT STREET NEW BRUNSWI NJ 08901 6.87500 80.0%
10121791 MILLER JAMES L. 4015 WASHINGTON STREET WEIRTON WV 26062 6.75000 59.5%
10121825 SIKES NICHOLAS 50435 BAYTOWN CHESTERFIEL MI 48047 6.25000 85.0%
10121837 WILLIAMS EDDIE 2329 ARDEN STREET CHARLOTTE NC 28206 7.50000 60.0%
10121853 CONWAY MICHAEL 15 BROOKDALE ROAD NORTH PROVI RI 02904 7.00000 83.8%
10121883 BEASLEY PAULINE 47 N. CULVER STREET BALTIMORE MD 21229 6.87500 80.0%
10121922 MCGRATH BARRY R. 1042 FLAT HILL ROAD LUNENBURG MA 01462 6.75000 33.0%
10121940 SANTANA MILAGROS 211 WEST PARK DRIVE 103 MIAMI FL 33172 6.75000 65.0%
10121943 UHL LINDA 325 N. HILLANDALE DRIVE EAST FLAT R NC 28726 7.25000 85.0%
10121966 JULIEN F. WILENA 34 ROSEDALE STREET DORCHESTER MA 02124 6.75000 56.0%
10121970 WHITE JAY A. ROUTE 4 BOX 318 FARMVILLE VA 23901 6.75000 80.0%
10121975 PITCHFORD MARY 755 GEORGIA AVENUE BROOKLYN NY 11207 6.25000 80.0%
10121984 SHACKLEY WILLIAM L. 144 ALLEN AVENUE PORTLAND ME 04103 6.87500 80.0%
10121988 DUKES CHARLES 255 SUNSET DRIVE CORNING NY 14830 7.00000 74.6%
10122020 JOHNSON ERNISTINE 9-11 CHESTNUT STREET NEWBURGH NY 12550 6.50000 85.0%
10122032 COLBURN GEORGE E. TOWN HIGHWAY 42 BURKE VT 05871 6.75000 62.2%
10122034 HARPER JOHN L. 252 PHILADELPHIA AVENUE YOUNGSTOWN OH 44511 6.75000 70.0%
10122050 PHELPS STEVE 6 COOPER AVENUE MONROE TOWN NJ 08884 6.12500 60.2%
10122063 DESMUKES JEFFREY 1402 18th PLACE S.E. WASHINGTON DC 20020 8.00000 75.0%
10122079 WESTON MARY C. 40 HAMILTON AVENUE NORWICH CT 06360 7.00000 80.0%
10122083 EYLER DAVID 664 JOHAHN DRIVE WESTMINSTER MD 21158 7.00000 70.0%
10123103 WOOD CHARLES F. 1226 MADISON AVENUE ANDERSON IN 46016 6.75000 65.0%
10123105 TODOR THOMAS 14518 HICKORY STREET SPRINGS LAK MI 49456 6.12500 80.0%
10123107 VLACHOMITROS ANGELO 9343 WEST HARRISON STREET DES PLAINES IL 60016 6.50000 75.0%
10123120 KARAMIAN KARNIC 9216 TRIPP AVENUE SKOKIE IL 60076 6.75000 75.0%
10123128 KAUFFMAN KURT 10238 SOUTH ROOSEVELT SILVER LAKE IN 46982 7.00000 85.0%
10123131 WOOD RONALD J. 15604 MARYLAND AVENUE DOLTON IL 60419 6.50000 80.0%
10123151 HARRELL DWAIN 323 EAST 8TH STREET BICKNELL IN 47512 6.75000 75.0%
10123162 WELLS STEPHEN 2110 SOUTH 10TH STREET SPRINGFIELD IL 62703 6.12500 80.0%
10123168 EGANS LORINE 7355 SOUTH SHORE DRIVE 510 CHICAGO IL 60649 6.25000 80.0%
10123182 VANTIMMERAN BRYAN E 1173-75 HOYT STREET SE GRAND RAPID MI 49507 7.00000 80.0%
10123183 REYNOLDS LATONYA 18616 ALCOY STREET DETROIT MI 48205 6.75000 75.0%
10123209 GOBLE LINDA M 33637 MARQUETTE STREET GARDEN CITY MI 48135 7.25000 85.0%
10123215 MARTINEZ REVERIANO R. 3049 SCOTT STREET FRANKLIN PA IL 60131 6.75000 63.3%
10123238 HASTINGS ROBERT P. 19346 ALMY ROAD HOWARD CITY MI 49329 6.25000 80.0%
10123243 NASH JUROME 4622-22A NORTH 32ND STREET MILWAUKEE WI 53209 6.50000 80.0%
10123253 WILKES III. WALLACE 9833-35 CHENLOT DETROIT MI 48204 6.75000 65.0%
10123256 WATKINS LESLIE 648 COOL ROAD KALKASKA MI 49646 6.12500 80.0%
10123260 YOUNG CHERYL L 14960 ELLSWORTH ROAD BERLIN CENT OH 44401 6.75000 65.0%
10123281 FLOYD SHELLY L 1225 SPRUCE STREET INDIANAPOLI IN 46203 6.75000 64.5%
10123283 WEBBER ERIN 2014-2016 NORTH 35TH STREET MILWAUKEE WI 53208 6.50000 80.0%
10123284 WALKER MAX E. RURAL ROUTE 1 BOX 303 B PERU IN 46970 6.87500 45.8%
10123289 GOPPERT PAMELA D 908 WESTWOOD DRIVE GOSHEN IN 46526 7.00000 85.0%
10123297 ADAMS THOMAS A. 1923 NORTH PARKER AVENUE INDIANAPOLI IN 46218 7.37500 65.0%
10123318 BANDY DARROYL L. 5127 NORTH 31ST STREET MILWAUKEE WI 53209 6.25000 80.0%
10123319 PEILET DAVID J. 5719 GENTRY COURT LONG GROVE IL 60047 6.50000 85.0%
10123327 MARTIN GROVER 6427 SOUTH LANGLEY AVENUE CHICAGO IL 60637 7.00000 70.0%
10123353 FOREMAN EMMA E. 16336 EMERALD AVENUE HARVEY IL 60426 6.87500 80.0%
10123354 WITT RANDALL 11320 347TH AVENUE TWIN LAKES WI 53181 6.37500 69.7%
10123357 THORNE KENNEDY 2400 SOUTH 9TH AVENUE BROADVIEW IL 60153 6.50000 85.0%
10123359 CHILLIS MARIA 4532 SOUTH LACROSSE AVENUE CHICAGO IL 60638 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10121696 9.75000 79,875.08 686.90 01 1 123,000.00 360 N
10121699 9.75000 157,352.44 1,353.17 01 1 210,000.00 360 N
10121722 11.50000 130,500.00 1,292.34 01 1 145,000.00 360 N
10121735 10.75000 62,003.06 579.23 01 1 73,000.00 360 N
10121738 9.50000 256,000.00 2,152.59 01 1 320,000.00 360 N
10121762 9.74000 87,916.79 755.41 01 1 110,000.00 360 N
10121791 10.75000 24,981.07 233.38 01 1 42,000.00 360 N
10121825 9.50000 121,405.25 1,021.35 01 1 142,900.00 360 N
10121837 11.50000 29,980.73 297.09 01 3 50,000.00 360 N
10121853 10.25000 154,923.96 1,388.96 01 1 185,000.00 360 N
10121883 9.87500 61,543.79 534.91 01 1 77,000.00 360 N
10121922 10.75000 59,954.62 560.09 01 1 182,000.00 360 N
10121940 10.75000 53,909.18 503.62 04 1 83,000.00 360 N
10121943 10.87500 90,883.04 857.56 01 1 107,000.00 360 N
10121966 9.75000 79,925.04 687.33 01 1 143,000.00 360 N
10121970 9.75000 55,174.24 474.26 01 1 69,000.00 360 N
10121975 10.25000 121,897.23 1,093.25 05 1 152,500.00 360 N
10121984 9.00000 90,300.87 727.38 01 1 113,000.00 360 N
10121988 11.00000 40,968.88 390.46 01 1 55,000.00 360 N
10122020 10.75000 65,825.16 614.94 01 1 77,500.00 360 N
10122032 10.75000 130,450.86 1,218.20 01 1 210,000.00 360 N
10122034 11.25000 19,561.70 190.37 01 3 28,000.00 360 N
10122050 9.25000 82,956.96 682.83 01 1 138,000.00 360 N
10122063 12.00000 68,980.24 709.75 01 3 92,000.00 360 N
10122079 10.00000 75,932.46 666.96 06 3 95,000.00 360 N
10122083 13.25000 65,771.40 740.76 10 1 94,000.00 360 N
10123103 10.75000 25,980.33 242.71 01 1 40,000.00 360 N
10123105 9.50000 95,905.19 807.22 01 1 120,000.00 360 N
10123107 9.00000 142,264.73 1,146.59 04 1 190,000.00 360 N
10123120 11.25000 183,487.96 1,784.70 01 1 245,000.00 360 N
10123128 11.75000 56,950.00 574.86 01 1 67,000.00 360 N
10123131 10.62500 82,368.12 761.46 01 1 103,000.00 360 N
10123151 10.99000 28,864.68 274.77 01 1 38,500.00 360 N
10123162 9.50000 43,978.33 369.98 01 1 55,000.00 360 N
10123168 9.50000 25,175.10 211.90 04 1 31,500.00 360 N
10123182 10.75000 76,800.00 716.92 05 3 96,000.00 360 N
10123183 11.25000 37,487.33 364.23 01 1 50,000.00 360 N
10123209 12.12500 86,675.87 900.16 01 1 102,000.00 360 N
10123215 9.75000 117,000.00 1,005.22 06 1 185,000.00 360 N
10123238 10.25000 74,800.00 670.29 01 1 93,500.00 360 N
10123243 11.12500 33,588.34 323.16 06 1 42,000.00 360 N
10123253 10.75000 31,174.76 291.25 05 1 48,000.00 360 N
10123256 8.75000 67,921.46 534.96 01 1 85,000.00 360 N
10123260 10.75000 43,858.48 409.57 01 1 67,500.00 360 N
10123281 10.75000 38,985.31 364.06 01 1 60,500.00 360 N
10123283 11.12500 31,988.90 307.77 05 1 40,000.00 360 N
10123284 10.75000 54,958.39 513.42 01 1 120,000.00 360 N
10123289 11.87500 50,900.02 518.83 01 1 59,900.00 360 N
10123297 13.25000 26,000.00 292.71 01 1 40,000.00 360 N
10123318 10.25000 39,983.22 358.45 01 1 50,000.00 360 N
10123319 10.50000 484,012.36 4,431.92 01 1 570,000.00 360 N
10123327 11.25000 83,971.64 815.86 05 1 120,000.00 360 N
10123353 10.25000 63,573.32 569.93 01 1 79,500.00 360 N
10123354 8.49000 194,723.19 1,498.00 01 1 280,000.00 360 N
10123357 10.12500 118,897.05 1,055.32 05 1 140,000.00 360 N
10123359 10.25000 89,562.42 802.91 01 1 112,000.00 360 N
</TABLE>
Page 29
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10123367 COLSON ALICE 1330 NORTH MONITOR AVENUE CHICAGO IL 60651 7.00000 75.0%
10123374 GRAHAM CARL 20165 NORWOOD STREET DETROIT MI 48234 7.25000 70.0%
10123382 MALLORY NYREE 770 KIMBALL PLACE COLUMBUS OH 43206 6.75000 80.0%
10123398 CARLSON RICKY J 614 HALL AVENUE CRIVITZ WI 54114 6.75000 75.0%
10123402 CALHOUN VERONICA D 396 PRICE AVENUE CALUMET CIT IL 60409 7.25000 70.0%
10123404 PICKENS FREDERICK 6525 SOUTH EVANS AVENUE CHICAGO IL 60637 7.50000 75.0%
10123420 GRIFFIN NORMAN 2492 EAST LAKE SHORE DRIVE CROWN POINT IN 46307 6.75000 65.0%
10123425 GRAJEK BRIAN L. 906 HARVEST TRAIL B YORKVILLE IL 60560 6.12500 75.0%
10123426 COOK MARILYN J. 17908 MILLSTONE ROAD HAZEL CREST IL 60429 6.25000 65.0%
10123452 FAVER SR. MICHAEL L. 424 NORTH MORELAND AVENUE INDIANAPOLI IN 46222 7.25000 65.0%
10123456 BRADY EVELYN 6214 MARSH LANE MATTESON IL 60443 7.00000 85.0%
10123459 GALLAGHER STEPHANIE 19750 INKSTER ROAD REDFORD MI 48240 7.25000 90.0%
10123460 FLOYD SHELLEY L. 1221 SPRUCE STREET INDIANAPOLI IN 46203 7.50000 60.0%
10123463 MCKAY MICAH 13991 PARKGROVE DETROIT MI 48205 6.75000 65.0%
10123470 BUTLER DOROTHY J. 14948 COYLE STREET DETROIT MI 48227 7.00000 85.0%
10123487 HILLYER PENNY 1974 KENILWORTH CIRCLE H HOFFMAN EST IL 60195 7.00000 80.0%
10123488 MASON ROBERTA 8428 SOUTH ABERDEEN STREET CHICAGO IL 60620 7.00000 75.0%
10123490 KOOIKER RICHARD 2102 WEST ONE MILE ROAD WHITE CLOUD MI 49349 6.75000 80.0%
10123495 COOPER LOIS 16542 LINDSAY STREET DETROIT MI 48235 6.25000 80.0%
10123497 DELEON ROBERT 224 190TH AVENUE MORLEY MI 49336 6.75000 80.0%
10123498 PETERSON BRIAN E. W2288 OLD PESHTIGO ROAD MARINETTE WI 54143 7.00000 80.0%
10123502 BEAVERS VALERIE A. 12812 HONORE STREET BLUE ISLAND IL 60406 6.50000 80.0%
10123503 MORIN AMY 1407 WEST TERRACE AVENUE MCHENRY IL 60050 6.75000 65.0%
10123510 RANDAZZO SHARON 3941 NORTH 51ST BOULEVARD MILWAUKEE WI 53216 6.25000 61.4%
10123513 GRADY JEROME 1835 EAST CLAY STREET DECATUR IL 62521 6.50000 75.0%
10123517 SANCHEZ SERGIO 10644 SOUTH AVENUE C CHICAGO IL 60617 6.50000 70.0%
10123519 JOHNSON KENNETH 16650 NORMANDY DETROIT MI 48221 7.00000 85.0%
10123522 DECKARD RICHARD 1120 NORTH LINCOLN STREET BLOOMINGTON IN 47408 7.00000 80.0%
10123523 WASHINGTON CHARLES 1927 SCHUSTER AVENUE JOLIET IL 60433 5.87500 69.6%
10123524 PENA GABINO 1338 NORTH LEAVITT AVENUE CHICAGO IL 60622 5.87500 65.0%
10123525 CONNOR SCOTT 32871 JUNIPER STREET BURLINGTON WI 53105 6.50000 75.0%
10123533 MURDOCK DAVID 16509 EASTBURN STREET DETROIT MI 48205 7.00000 80.0%
10123540 DAVIS DIANNA 15852 WOODINGHAM DETROIT MI 48238 6.50000 85.0%
10123543 DILLARD DANNY 6821 SOUTH CALUMET AVENUE CHICAGO IL 60636 6.50000 75.0%
10123545 COOLEY LARIA A. 419 DALLAS STREET GARY IN 46406 6.75000 80.0%
10123551 STEELE GWENDOLYN 18481 KENTFIELD DETROIT MI 48219 6.75000 65.0%
10123556 SMITH ANDREA M. 21651 BALL AVENUE EUCLID OH 44123 6.75000 80.0%
10123563 DAUGHERTY RONALD E. 1202 SOUTH JACKSON STREET SPRINGFIELD OH 45506 7.00000 70.0%
10123572 DORNACK RICHARD E. 1626 CLEVELAND AVENUE RACINE WI 53405 7.12500 77.2%
10123574 KEGEL JOHN F. 4023 SOUTH 52ND STREET MILWAUKEE WI 53220 6.50000 85.0%
10123577 BRYANT ROSALIE L D 640 GARNETTE ROAD AKRON OH 44313 6.50000 75.0%
10123584 WRIGHT CHRISTOPHER A 1421 YOUNG STREET HENDERSON KY 42420 7.00000 85.0%
10123588 SNYDER MARYANNE 96 EXCHANGE STREET CAMBRIDGE WI 53523 6.12500 78.8%
10123589 HENDERSON DANIEL 1970 LOUISIANA STREET GARY IN 46407 6.87500 65.0%
10123592 STATEN MICHAEL D. 15445 STEEL DETROIT MI 48227 6.25000 80.0%
10123593 MORR GEORGE D. 11685 NICHOLS BURT MI 48417 5.87500 70.0%
10123599 MILLER JR. JOSEPH L. 15354 7TH AVENUE PHOENIX IL 60426 7.00000 85.0%
10123600 ZAHN CYNTHIA 4014 MAPLE AVENUE FAIRMONT CI IL 62201 7.00000 85.0%
10123622 OBERG HERMAN 26801 ANDALUSIA CIRCLE MISSION VIE CA 92691 7.50000 85.0%
10123643 MC GINNIS WILLIAM L. 1807 BARWICK DRIVE LEXINGTON KY 40505 7.25000 90.0%
10123727 KENNEDY ELIZABETH 1025 SHELBY STREET 1 GARY IN 46403 6.75000 74.8%
10123736 PREWETT GEORGE D. 102 S.E. 7TH STREET MULDROW OK 74948 7.25000 90.0%
10123740 ELLIS IRA R. 560 BRECKENRIDGE PLACE SIMI VALLEY CA 93065 6.50000 90.0%
10123749 HOWELL MATTHEW 8408 SHADY LANE WONDER LAKE IL 60097 6.99000 85.0%
10123760 SIMMENS GARY 5075 TREMONT AVENUE EGG HARBOR NJ 08234 6.62500 75.0%
10123777 WALI AUTAR K. 3100 FLINTRIDGE DRIVE FULLERTON CA 92835 6.50000 60.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10123367 10.00000 86,211.84 756.91 01 1 115,000.00 360 N
10123374 11.50000 36,400.00 360.47 01 3 52,000.00 360 N
10123382 10.75000 50,320.00 469.73 01 1 62,900.00 360 N
10123398 10.99000 39,585.84 376.83 01 1 52,800.00 360 N
10123402 11.00000 42,684.77 406.65 01 1 61,000.00 360 N
10123404 11.74000 84,000.00 847.27 05 3 112,000.00 360 N
10123420 10.75000 107,209.62 1,001.16 01 1 165,000.00 360 N
10123425 9.25000 104,870.60 863.20 01 1 139,900.00 360 N
10123426 8.50000 95,550.00 734.70 01 1 147,000.00 360 N
10123452 11.25000 42,235.73 410.36 01 1 65,000.00 360 N
10123456 11.12500 125,756.35 1,209.92 01 1 148,000.00 360 N
10123459 11.25000 65,835.31 639.87 01 1 73,200.00 360 N
10123460 11.50000 29,680.91 294.12 01 3 49,500.00 360 N
10123463 10.75000 24,050.00 224.51 01 1 37,000.00 360 N
10123470 11.87500 31,015.87 316.15 01 1 36,500.00 360 N
10123487 10.87500 63,506.31 599.68 04 1 79,500.00 360 N
10123488 11.00000 67,475.93 642.82 01 1 90,000.00 360 N
10123490 11.50000 60,780.57 602.10 01 1 76,000.00 360 N
10123495 10.25000 59,949.45 537.67 01 1 75,000.00 360 N
10123497 11.50000 67,978.27 673.40 01 1 85,000.00 360 N
10123498 10.00000 56,774.86 498.47 01 1 71,000.00 360 N
10123502 10.25000 71,070.18 637.13 01 1 88,880.00 360 N
10123503 10.75000 71,473.08 667.44 01 1 110,000.00 360 N
10123510 9.00000 40,330.39 325.88 01 1 66,000.00 360 N
10123513 10.50000 27,364.12 250.41 01 1 36,500.00 360 N
10123517 10.25000 116,900.00 1,047.55 12 1 167,000.00 360 N
10123519 11.87500 67,972.92 692.93 01 1 80,000.00 360 N
10123522 11.00000 55,180.31 525.69 01 3 69,000.00 360 N
10123523 8.99000 90,400.54 727.54 01 1 130,000.00 360 N
10123524 9.50000 162,339.51 1,366.39 01 1 250,000.00 360 N
10123525 9.99000 55,475.39 486.65 01 1 74,000.00 360 N
10123533 11.00000 59,578.74 567.59 01 3 74,500.00 360 N
10123540 10.75000 61,200.00 571.30 01 1 72,000.00 360 N
10123543 10.00000 39,732.25 348.84 01 1 53,000.00 360 N
10123545 10.75000 29,600.00 276.32 01 1 37,000.00 360 N
10123551 10.75000 32,487.15 303.39 01 1 50,000.00 360 N
10123556 10.75000 60,000.00 560.09 01 1 75,000.00 360 N
10123563 12.25000 20,994.31 220.06 01 1 30,000.00 360 N
10123572 11.50000 58,681.23 581.31 01 1 76,000.00 360 N
10123574 11.50000 81,547.59 808.08 01 1 96,000.00 360 N
10123577 10.50000 119,952.31 1,097.69 01 1 160,000.00 360 N
10123584 10.62500 52,666.61 487.00 01 1 62,000.00 360 N
10123588 9.75000 94,411.44 811.91 01 1 120,000.00 360 N
10123589 11.99000 35,750.00 367.46 05 1 55,000.00 360 N
10123592 10.25000 55,153.50 494.65 01 1 69,000.00 360 N
10123593 8.25000 62,680.00 471.20 01 1 89,600.00 360 N
10123599 10.12500 98,429.76 873.66 01 1 115,900.00 360 N
10123600 11.12500 32,725.00 314.75 01 1 38,500.00 360 N
10123622 9.50000 203,899.65 1,715.35 01 1 240,000.00 360 N
10123643 10.00000 148,434.30 1,303.20 01 1 165,000.00 360 N
10123727 9.50000 105,398.12 886.69 09 1 141,000.00 360 N
10123736 9.50000 31,420.45 264.87 01 1 35,000.00 360 N
10123740 8.99000 377,584.63 3,038.76 01 1 420,000.00 360 N
10123749 10.37500 81,533.07 738.82 01 1 96,000.00 360 N
10123760 8.75000 99,750.00 784.74 01 1 133,000.00 360 N
10123777 10.99000 314,773.83 2,997.44 01 3 525,000.00 360 N
</TABLE>
Page 30
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- ---------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10123800 CLINTON JACKIE 1907 S.E. WINDSTONE DRIVE BARTLESVILL OK 74006 6.25000 80.0%
10123807 CLINE ROBERT 265 ELK LAKE ROAD ATTICA MI 48412 7.25000 90.0%
10123841 HEALY TIMOTHY P. BOX 271 HONEOYE STREET SHINGLEHOUS PA 16748 7.68800 75.0%
10123854 STOEPPELWERTH MATTHEW 1375 ORANGE LANE MENTONE CA 92359 7.00000 79.3%
10123856 RODRIGUEZ PEDRO 334 WEST 8TH STREET A-D LONG BEACH CA 90813 6.25000 80.0%
10123870 BUTLER LEWIS 1733 NORTH 32ND STREET PHILADELPHI PA 19121 7.50000 65.0%
10123878 AMIET-HODANISH CAROL 942 WEBER DRIVE YARDLEY PA 19067 6.50000 85.0%
10123997 HUFFMAN DAVID 25572 MACKENZIE STREET LAGUNA HILL CA 92653 6.25000 90.0%
10124056 GRAHAM PAUL 3609 TOWNHOUSE COURT WEST PALM B FL 33407 6.35000 75.0%
10124104 CHAPPELLE JAMES S. 603 P STREET, NW WASHINGTON DC 20001 6.75000 65.0%
10124107 SPICZAK PAMELA 6176 LITTLE RIDGE ROAD ACWORTH GA 30102 6.75000 65.0%
10124132 BLEAU DAVID 41-43 HIGH STREET AGAWAM MA 01001 6.25000 80.0%
10124135 HERNANDEZ MARILYN 1033 WOLCOTT AVENUE NORFOLK VA 23513 7.75000 70.0%
10124136 MEDWAR KATHLEEN 105 SEATUCKET ROAD EAST FALMOU MA 02536 7.00000 75.0%
10124139 DIXON MISTY G. 205 SPRINGHOUSE LANE BASSETT VA 24055 7.00000 70.0%
10124142 BELL WILLIE 34 TYLER STREET TRENTON NJ 08609 7.25000 85.0%
10124149 BERKERY LINDA 652 BETHLEHEM PIKE FLOURTOWN PA 19031 6.75000 65.0%
10124150 WASHINGTON NANCY 135 WOODLAND ROAD NEWARK DE 19702 6.75000 65.0%
10124151 BRAXTON CHERYL 1005 LANGHAM AVENUE CAMDEN NJ 08103 7.25000 75.0%
10124232 SISTO PAULA 1561 NORTHWEST 20TH AVENUE 101 DELRAY BEAC FL 33445 6.75000 65.0%
10124236 DEFILLIPI ALESSANDRE 55 SPINNAKER LANE POCASSET MA 02559 6.75000 65.0%
10124261 ABDUL-HAMID SALAHUDINN 402 SANFORD AVENUE NEWARK NJ 07106 7.12500 70.0%
10124266 DAVIS TERRY 403 JOHNSON STREET BOSTON GA 31626 7.00000 85.0%
10124268 YATES ROBERT L. 1912 MARQUETTE AVENUE PT. PLEASAN WV 25550 7.25000 90.0%
10124269 LONG DALE E. 484 HORSESHOE RIDGE ROAD DEEP GAP NC 28618 6.75000 33.3%
10124274 JONES REGINA 209 COLLEGE DRIVE LYNCHBURG VA 24501 7.25000 85.0%
10124275 SHEEHAN SHIRLEY 2615 PENNY ROYAL LANE RESTON VA 20191 7.00000 70.0%
10124283 BRYANT LINDA A. 200 COILEY ROAD OLD TOWN ME 04468 6.50000 85.0%
10124290 DIEZ SUSSIE 13912 BITTERSWEET WAY TAMPA FL 33625 6.37500 24.4%
10124292 SHINE SADIE 910 CLARK STREET WINGATE NC 28174 6.25000 85.0%
10124298 WILLIAMS YOLANDA 2340 35TH STREET, SOUTH ST. PETERSB FL 33705 6.25000 75.0%
10124304 SPANGLER SCOTT 8719 PARKLAND STREET MANASSAS VA 20111 6.62500 75.0%
10124311 ACEVEDO CARLOS 42 LOTT LANE STATEN ISLA NY 10314 6.75000 80.0%
10124330 DAUGHERTY RICHARD A. 1620 GRAY STREET PORT VUE PA 15133 7.00000 75.0%
10124358 BURTON HENRY 118 BAYARD STREET TRENTON NJ 08611 7.00000 85.0%
10124376 OWSIANY ROBERT 3678 DEEPWATER LANE BROOKHAVEN PA 19015 7.00000 76.8%
10124387 BURDETT JAMES 708 WEST TEVER STREET PLANT CITY FL 33566 7.00000 85.0%
10124388 PIESTER H. TIMOTHY 1720 VALLEY ROAD YORK PA 17403 7.00000 70.0%
10124391 CUADRA RAUL E. 691 N.W. 124TH PLACE MIAMI FL 33182 7.25000 90.0%
10124392 NETTLETON TIM 79-A HERITAGE VILLAGE 79A SOUTHBURY CT 06488 7.75000 50.0%
10124396 ROWLAND ALAN W. 207 NORTHMONT BOULEVARD DANVILLE VA 24540 6.50000 85.0%
10124408 REYES JOSE O. 235-237 SOUTH MAIN STREET NEW BRITIAN CT 06051 6.37500 70.0%
10124415 WRIGHT CHARLITA M. 2004 McKINNEY ROAD MONROEVILLE PA 15146 7.00000 85.0%
10124422 HARDY LEONARD A. 2518 CRESTLEIGH MANOR JACKSON MS 39204 7.25000 80.0%
10124428 MURPHY DANIEL 9 BIRCH DRIVE POLAND ME 04274 6.75000 65.0%
10124439 WESLEY JOHN E. 500 VILLA COURT NORCROSS GA 30093 7.25000 90.0%
10124442 WILLIAMS RODNEY 216 DOVER STREET NEW HAVEN CT 06513 6.75000 65.0%
10124444 TRANQUILLO NICK 148 WINSLOW DRIVE WEST HAVEN CT 06516 6.37500 65.0%
10124448 RODRIGUEZ SANDRA 84 WOOSLEY STREET NEW HAVEN CT 06513 7.00000 75.0%
10124477 WALLER EMILY 841 PRITCHETT LANE BLAIRS VA 24527 7.00000 70.0%
10124486 FOSTER PATRICIA 41 MAPLE COURT SEMORA NC 27343 6.75000 61.3%
10124488 WILLIAMS RITA 34 PENN FOREST PINES JIM THORPE PA 18229 6.75000 65.0%
10124519 RAVEE SAM 329 CEDAR AVE HIGHLAND PA NJ 08904 8.00000 75.0%
10124520 QUINN MARK A. 424 WILLIAMS STREET MARTINSBURG WV 25401 7.00000 70.0%
10124523 MIGLIACCIO DOMENICO 85 ALLEN DRIVE WAYNE NJ 07470 6.50000 90.0%
10124525 ARMSTRONG ERNEST 606 RAYWELL AVENUE UNION BRIDG MD 21791 6.75000 53.1%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10123800 8.50000 55,931.90 430.60 01 1 70,000.00 360 N
10123807 10.50000 184,426.68 1,687.70 01 1 205,000.00 360 N
10123841 12.75000 31,500.00 342.31 01 1 42,000.00 360 N
10123854 8.50000 92,000.00 707.41 01 1 116,000.00 360 N
10123856 10.00000 263,883.21 2,316.79 12 3 330,000.00 360 N
10123870 9.00000 25,985.79 209.21 12 3 40,000.00 360 N
10123878 9.75000 187,000.00 1,606.62 01 1 220,000.00 360 N
10123997 8.37500 188,882.52 1,436.54 01 1 210,000.00 360 N
10124056 8.50000 28,125.00 216.26 01 2 37,500.00 360 N
10124104 10.75000 83,786.57 782.73 01 1 129,000.00 360 N
10124107 10.75000 74,072.10 691.71 01 1 114,000.00 360 N
10124132 9.50000 75,924.94 639.05 05 1 95,000.00 360 N
10124135 12.00000 64,381.57 662.43 01 1 92,000.00 360 N
10124136 9.50000 102,648.52 863.98 01 1 137,000.00 360 N
10124139 12.25000 46,174.86 484.13 01 1 66,000.00 360 N
10124142 11.37500 61,584.31 604.40 01 1 72,500.00 360 N
10124149 10.00000 214,309.41 1,882.40 01 1 330,000.00 360 N
10124150 10.75000 121,504.24 1,134.65 01 1 187,000.00 360 N
10124151 10.74000 26,237.18 244.85 01 3 35,000.00 360 N
10124232 10.75000 32,123.37 303.39 04 1 50,000.00 360 N
10124236 10.75000 102,621.00 958.69 09 1 158,000.00 360 N
10124261 9.24000 73,500.00 604.14 01 3 105,000.00 360 N
10124266 11.87500 38,206.82 389.77 01 1 45,000.00 360 N
10124268 11.25000 61,158.47 594.42 01 1 68,000.00 360 N
10124269 10.75000 24,981.07 233.38 01 1 75,000.00 360 N
10124274 11.37500 48,842.73 479.35 01 1 57,500.00 360 N
10124275 11.25000 241,500.00 2,345.60 09 1 345,000.00 360 N
10124283 10.25000 101,787.10 914.03 01 1 120,000.00 360 N
10124290 10.49000 24,969.86 228.50 01 1 102,500.00 360 N
10124292 9.50000 45,430.08 382.38 01 1 53,500.00 360 N
10124298 11.50000 42,675.00 422.61 01 1 56,900.00 360 N
10124304 10.25000 123,645.76 1,108.93 01 1 165,000.00 360 N
10124311 10.75000 138,400.00 1,291.94 01 1 173,000.00 360 N
10124330 11.25000 35,987.84 349.66 01 1 48,000.00 360 N
10124358 11.12500 58,629.64 564.09 01 1 69,000.00 360 N
10124376 10.00000 95,909.62 842.47 01 1 125,000.00 360 N
10124387 10.12500 56,900.73 505.05 01 1 67,000.00 360 N
10124388 11.75000 123,156.33 1,243.60 01 1 176,000.00 360 N
10124391 11.25000 103,429.77 1,005.26 09 1 115,000.00 360 N
10124392 10.25000 49,957.86 448.06 04 3 100,000.00 360 N
10124396 9.75000 55,250.00 474.69 01 1 65,000.00 360 N
10124408 9.99000 91,000.00 797.92 05 1 130,000.00 360 N
10124415 10.12500 93,419.12 829.18 01 1 110,000.00 360 N
10124422 10.75000 78,770.33 735.59 01 1 98,500.00 360 N
10124428 10.75000 162,377.09 1,516.91 01 1 250,000.00 360 N
10124439 10.75000 124,153.23 1,159.39 01 1 138,000.00 360 N
10124442 10.75000 61,726.75 576.43 05 1 95,000.00 360 N
10124444 8.75000 81,156.16 639.20 01 1 125,000.00 360 N
10124448 11.00000 48,357.75 460.69 01 1 64,500.00 360 N
10124477 11.25000 46,884.16 455.53 01 1 67,000.00 360 N
10124486 9.75000 122,492.82 1,052.90 01 1 200,000.00 360 N
10124488 9.75000 61,692.14 530.53 01 1 95,000.00 360 N
10124519 9.87500 120,000.00 1,042.02 01 3 160,000.00 360 N
10124520 10.75000 49,000.00 457.41 01 1 70,000.00 360 N
10124523 10.50000 277,989.49 2,543.89 01 1 309,000.00 360 N
10124525 10.75000 84,714.73 793.46 01 1 160,000.00 360 N
</TABLE>
Page 31
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10124544 FRANKLIN DARRELL W. 474 AMES STREET ROCHESTER NY 14606 6.62500 65.0%
10124546 DYSON CONNIE 232 BRUNSWICK PLACE NEWPORT NEW VA 23601 7.00000 84.3%
10124562 JONES BERNICE 2506 N STREET, SE WASHINGTON DC 20019 6.50000 70.0%
10124563 CARTER GREGORY 2145 OLD PARIS-MURRAY ROAD PARIS TN 38242 7.50000 82.0%
10124565 WALKER ARTHUR 11 HIGHWAY TERRACE EDISON NJ 08817 6.87500 65.0%
10124570 BOOS WILLIAM N. 27 TRURAN LANE RICHMOND MA 01254 6.37500 51.4%
10125623 LANGHANS RICHARD S. 14749 EAST STANFORD STREET (MOORPARK A CA 93021 6.25000 80.0%
10125661 PITTMAN BARBARA ANN 10614 GREENCREEK HOUSTON TX 77070 6.62500 75.0%
10125665 GUIDRY DONALD 2939 SPAIN STREET NEW ORLEANS LA 70122 7.00000 75.0%
10125668 PHAN DANNY 3027 SENTER ROAD SAN JOSE CA 95111 7.00000 70.0%
10125672 WHITE SAM 6716 FLORENCE BOULEVARD OMAHA NE 68112 6.75000 75.0%
10125673 VALLEJO EDUARDO 11584 ALAMEDA CLINT TX 79836 6.75000 78.8%
10125695 COWAN DAVID 1301 COLLINS DRIVE BATON ROUGE LA 70815 7.25000 90.0%
10125705 SMALLS CUSTIS O. 3202 NAPPER ROAD ALEXANDRIA VA 22306 5.99000 80.0%
10125708 HERNADEZ JOSE L 1720 18TH STREET HEYBURN ID 83336 6.50000 75.0%
10125743 GATES STANLEY 14501 LAQUINTA DRIVE GRANDVIEW MO 64030 6.50000 90.0%
10125748 PALMER FLORENCE 801 11TH AVENUE NORTH TEXAS CITY TX 77590 6.87500 80.0%
10125772 JONES DAVID B. 1044 EAST 400 SOUTH #202-A SALT LAKE C UT 84102 7.25000 90.0%
10125776 BAREN ANDREW 35 BRUNDIGE DRIVE GOLDENS BRI NY 10526 6.37500 77.5%
10125788 JEFFERSON GLENN 310 HOWARD JACKSON ROAD SLAUGHTER LA 70770 7.00000 66.0%
10125789 MONK GERRY M. 4144 ERIE STREET HOUSTON TX 77087 6.75000 80.0%
10125790 BOSS RICHARD 8401 CARLTON WAY LOS ANGELES CA 90069 6.50000 68.6%
10125791 KRAMER ADALIADA J. 1800,1802,1804,1806 W. 92ND STRE LOS ANGELES CA 90047 6.87500 80.0%
10125793 PAREDES ROBERT R. 27786 HOMESTEAD ROAD LAGUNA NIGU CA 92677 7.25000 90.0%
10125800 SOLTANI HAMID 1572 FERRY STREET A,1,2 & 3 EUGENE OR 97403 7.25000 75.0%
10125831 KASACHEV PETER 47720 EAST ROAD HOMER AK 99603 6.37500 57.6%
10125839 HUTCHERSON JERRY W 1882 NORTH 37TH STREET KANSAS CITY KS 66102 7.50000 65.0%
10125848 SURBER MARK 1102 COYOTE SPRINGS DRIVE BAKERSFIELD CA 93312 6.75000 80.0%
10125853 MANOUCHEHRI MARKAR 7330 ETON AVENUE #105 (CANOGA PAR CA 91303 6.87500 75.0%
10125876 MCBRIDE CHARLES F 124 SPRING AVENUE MINGO JUNCT OH 43938 6.25000 80.0%
10125881 MARSHALL DONALD 1300 NEWTON RD FERRIS TX 75125 6.37500 19.6%
10125889 MANOUCHERI MARKAR 7330 ETON AVENUE #106 (CANOGA PAR CA 91303 6.87500 75.0%
10125892 GONZALEZ JOSE 4343 ALGRUTH DRIVE SAN ANTONIO TX 78220 7.25000 90.0%
10125906 PYLE BETTY L. 41140 KATHLEAN STREET FREMONT CA 94536 7.00000 80.0%
10125924 CONSAUL CHARLES W 13904 PETE LARUE CIRCLE EL PASO TX 79927 6.75000 52.0%
10125939 KRAMER JEROL A. 802 SOUTH PEARL STREET PAOLA KS 66071 7.25000 70.0%
10125942 MORAN WILLIAM C. 6632 BIRCHTON AVENUE (WEST HILLS CA 91307 7.25000 90.0%
10125951 ARBORGAS JOHN P. 4530 SOUTHEAST 84TH AVENUE PORTLAND OR 97266 7.25000 90.0%
10125956 FREDRICKS STEWART W JR 6435 SW 204TH BEAVERTON OR 97007 4.99000 80.0%
10125969 PERKINS RICHARD 2915 ETHEL AVENUE WACO TX 76707 6.75000 80.0%
10125980 DAVIS PATRICIA A. 3214 MORGAN AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 80.0%
10125982 ESSEX PAUL S. 5203 MARTIN AVENUE AUSTIN TX 78751 7.25000 75.0%
10125985 ARMITAGE DEBORAH 406 SOUTH 71ST STREET KANSAS CITY KS 66111 6.75000 75.0%
10126010 CHASE DEBRA 1750 NORTH FAIRFAX AVENUE LOS ANGELES CA 90046 6.75000 80.0%
10126012 GARNER STEVE R. 35441 PONTIAC DRIVE BROOKSHIRE TX 77423 6.12500 80.0%
10126016 JONES POPE LINDA 1454 HIGHWAY 173 SOUTH BANDERA TX 78003 7.25000 90.0%
10126039 OGBAZGI TESFALASSIE 3933 BOISE COURT IRVING TX 75062 5.87500 61.5%
10126045 CHISLEY, SR. GEORGE T. 4722 8TH ST. WASHINGTON DC 20011 6.25000 85.0%
10126047 CARRILLO JOSE G. 633 MOON RD. EL PASO TX 79929 6.25000 80.0%
10126049 MORRIS ALTON W. 412 LINCOLN AVE. TAKOMA PARK MD 20912 6.49000 75.0%
10126066 BORUCH ROBERT 8497 HIGHWAY 6 & 24 PARACHUTE CO 81635 6.25000 80.0%
10126074 KAUFMAN SONIA M. 4257 GATTIS SCHOOL ROAD ROUND ROCK TX 78664 6.50000 66.3%
10126085 WORMAN CLINTON L. 5060 CHURCHILL ROAD MANHATTAN MT 59741 7.00000 70.0%
10126097 MAES SALVADOR 511 NORTH VICKIE LANE CLEARFIELD UT 84015 6.75000 75.0%
10127102 MERRILL VAN A 1008 N 19TH STREET LAMESA TX 79331 6.25000 80.0%
10127127 SIMS JEFFERY PAUL 11416 MCBRIDE STREET BALCH SPRIN TX 75180 6.50000 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10124544 10.75000 40,919.01 382.27 06 3 63,000.00 360 N
10124546 11.12500 76,388.48 734.95 01 1 90,700.00 360 N
10124562 10.00000 89,520.39 786.31 12 1 128,000.00 360 N
10124563 11.50000 63,487.65 629.34 01 1 77,500.00 360 N
10124565 10.99000 118,539.83 1,128.80 05 1 182,500.00 360 N
10124570 10.25000 94,919.98 851.30 01 1 185,000.00 360 N
10125623 8.50000 113,062.36 870.41 01 1 141,500.00 360 N
10125661 9.49000 63,686.91 535.58 01 1 85,000.00 360 N
10125665 11.49000 46,470.05 460.14 01 1 62,000.00 360 N
10125668 11.99000 185,446.80 1,906.65 01 1 265,000.00 360 N
10125672 11.50000 50,966.79 505.05 01 1 68,000.00 360 N
10125673 9.99000 53,488.15 469.64 01 1 68,000.00 360 N
10125695 10.99000 86,279.16 821.30 01 1 95,900.00 360 N
10125705 8.49000 119,985.00 921.74 01 1 150,000.00 360 N
10125708 10.50000 58,453.29 535.13 01 1 78,000.00 360 N
10125743 10.25000 99,366.22 891.18 01 1 110,500.00 360 N
10125748 9.00000 31,168.92 257.48 01 1 40,000.00 360 N
10125772 9.99000 69,238.29 607.65 04 1 77,000.00 360 N
10125776 10.50000 579,413.88 5,316.93 01 1 750,000.00 360 N
10125788 10.75000 65,950.08 616.10 01 1 100,000.00 360 N
10125789 10.50000 69,600.00 636.66 01 1 87,000.00 360 N
10125790 8.99000 599,340.70 4,823.42 01 2 875,000.00 360 N
10125791 9.74000 187,024.23 1,606.97 12 3 234,000.00 360 N
10125793 9.75000 367,778.84 3,164.27 10 1 409,293.00 360 N
10125800 10.50000 251,150.15 2,298.29 12 1 335,000.00 360 N
10125831 9.75000 54,664.35 472.54 01 1 95,500.00 360 N
10125839 10.80000 25,980.53 243.69 01 3 40,000.00 360 N
10125848 8.99000 146,239.12 1,176.92 01 1 183,000.00 360 N
10125853 9.74000 59,915.13 515.06 04 3 80,000.00 360 N
10125876 9.50000 39,161.27 329.62 01 1 49,000.00 360 N
10125881 8.75000 49,942.23 393.36 01 1 255,000.00 360 N
10125889 9.74000 59,915.13 515.06 04 3 80,000.00 360 N
10125892 11.25000 48,070.47 467.67 01 1 53,500.00 360 N
10125906 9.00000 186,195.24 1,499.82 01 1 233,000.00 360 N
10125924 10.75000 51,979.40 485.42 01 1 100,000.00 360 N
10125939 11.75000 59,463.83 600.60 01 1 85,000.00 360 N
10125942 9.50000 188,813.32 1,589.22 01 1 210,000.00 360 N
10125951 9.99000 94,415.85 828.61 01 1 105,000.00 360 N
10125956 8.49000 119,912.15 921.74 01 3 150,000.00 360 N
10125969 10.50000 34,800.00 318.33 01 1 43,500.00 360 N
10125980 10.50000 50,379.97 461.03 01 1 63,000.00 360 N
10125982 11.00000 95,590.90 910.66 05 3 127,500.00 360 N
10125985 10.75000 33,719.52 315.05 01 1 45,000.00 360 N
10126010 10.50000 366,906.86 3,358.93 01 1 459,000.00 360 N
10126012 7.25000 169,467.69 1,156.98 01 1 212,000.00 360 N
10126016 10.99000 121,456.58 1,156.16 01 1 135,000.00 360 N
10126039 8.75000 47,944.56 377.62 01 1 78,000.00 360 N
10126045 8.25000 103,623.88 778.99 01 1 122,000.00 360 N
10126047 9.99000 79,778.45 701.47 01 1 100,000.00 360 N
10126049 8.99000 123,604.03 994.75 01 1 165,000.00 360 N
10126066 9.99000 103,860.52 911.91 01 1 130,000.00 360 N
10126074 9.75000 158,925.82 1,366.06 01 1 240,000.00 360 N
10126085 11.99000 136,071.53 1,399.41 01 1 194,500.00 360 N
10126097 11.50000 66,000.00 653.60 01 1 88,000.00 360 N
10127102 9.50000 59,940.73 504.52 01 1 75,000.00 360 N
10127127 10.50000 38,469.26 352.18 01 1 55,000.00 360 N
</TABLE>
Page 32
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10127131 MORTON STEVEN R. 1512 MEADOWBROOK DRIVE PONCA CITY OK 74604 7.00000 81.0%
10127145 CARLSON RICHARD L. 202 MICHIGAN GERONIMO OK 73543 7.00000 85.0%
10127158 TELAS BARBARA C. 501 WALKER FABENS TX 79838 7.00000 70.0%
10127163 TRELOAR EDDIE BOX 891 HIGHWAY 59 BOWIE TX 76230 6.75000 65.0%
10127164 BREHMS DOUGLAS 615 WHISPER VIEW CIRCLE GRANBURY TX 76049 7.25000 74.2%
10127167 ANAYA JULIAN 14712 HAGAR STREET (MISSION HI CA 91345 6.37500 66.3%
10127173 CANTEY JEFF 11 NORTH HICKORY LOCUST GROV OK 74352 6.75000 75.0%
10127190 HICKSTEIN ADELE M. 946 LOMA VISTA PLACE SANTA PAULA CA 93060 7.25000 90.0%
10127198 CLARK ANDREA Y 4127 MISTY PINE DRIVE SAN ANTONIO TX 78220 6.75000 55.6%
10127200 MCLEAN BRIAN Y. 723 PALISADES BEACH ROAD 213 SANTA MONIC CA 90402 7.00000 85.0%
10127212 MCGEE JAMES 4608 DODT AVENUE NEW ORLEANS LA 70126 7.25000 90.0%
10127221 BRAVO HERMAN 3848 BALDWIN PARK BOULEVARD BALDWIN PAR CA 91706 6.25000 85.0%
10127222 COLE NATHAN 3164 LYNWOOD ROAD LYNWOOD CA 90262 6.25000 80.0%
10127239 PATIN CHRISTOPHER K. 968 WEST GARFIELD STREET BATON ROUGE LA 70802 7.00000 77.4%
10127251 SUVA CLIFFORD 3534 SOUTH COCKRELL HILL ROAD DALLAS TX 75236 7.62500 75.0%
10127252 SHELLEY JOAN 2818 SAUSALITO CARROLLTON TX 75007 5.87500 64.6%
10127253 DIVITTORIO DAN 257 MASHON ROAD INDEPENDENC LA 70443 6.12500 75.0%
10127255 LAM WILLIAM 410 NORTH OAKHURST DRIVE #401 BEVERLY HIL CA 90210 7.50000 85.0%
10127259 MARANG RANDY 3634 NORTH LOUISIANA HIGHWAY #16 MOORINGSPOR LA 71060 6.50000 90.0%
10127302 BLAESKE DALE 106 SOUTH MAYES STREET PRYOR OK 74361 6.75000 80.0%
10127304 DRENNAN JOHN D. 132 RIVER TRAIL SEGUIN TX 78155 6.12500 71.7%
10127309 TIJERINA GUSTAVO F. 5861 WEST LAKE DR. SANDIA TX 78380 6.75000 65.0%
10127315 UZZEL MICHAEL 3733 EAST PINE PLACE TULSA OK 74115 7.00000 85.0%
10127325 URBINA JOSE A. 278 CARIBE CIRCLE EL PASO TX 79927 6.25000 79.7%
10127327 WILLIAMS WYLIE 16725 SUMAC DRIVE EDMOND OK 73003 7.25000 90.0%
10127344 BRIDGEWATER JEROME 6343 WRIGHT DRIVE BATON ROUGE LA 70812 6.75000 84.0%
10127347 LEE KAREN F. 419 EAST ROOSEVELT STREET GONZALES LA 70737 7.25000 90.0%
10127352 DORSEY JR. WENDELL 3809 COMANCHE TRAIL BEDFORD TX 76021 6.25000 80.0%
10127364 TURNER WALLY J. 5145 EVANGELINE BATON ROUGE LA 70805 6.12500 75.0%
10127376 GAINES DAVID L 9125 STATE HIGHWAY 97 EAST STOCKDALE TX 78121 6.75000 79.0%
10127380 LAPHAM FRED A. 12635 CHRISWOOD CYPRESS TX 77429 6.12500 44.7%
10127381 PORTER TODD ROUTE 3 BOX 625T COUNTY ROAD 275 DECATUR TX 76234 6.50000 71.6%
10127384 BLAKE CATHERINE 14524 LYLE STREET (SAN FERNAN CA 91342 7.00000 66.7%
10127386 GAMILLO LUIS A. 1656 BILLY CASPER DR. EL PASO TX 79936 7.25000 75.0%
10127388 PEARSON GARY 33 LIVE OAK LANE HICKORY CRE TX 76065 6.25000 80.0%
10127390 GARCIA OLGA 616 ENCINO DRIVE EL PASO TX 79905 7.00000 82.2%
10127392 ERNEST JOHN 707 STEEPLE VIEW ROAD NEWBURG WI 53095 7.00000 85.0%
10127401 BOBROWSKY DAVID 63 WEST 11TH STREET PITTSBURG CA 94565 7.00500 85.0%
10127406 ELDER JOHN R. 6500 RANDI AVENUE LOS ANGELES CA 91303 6.00000 70.0%
10127409 HOWARD HEATHER L. 1507 GLASSELL AVENUE SIMI VALLEY CA 93065 7.25000 90.0%
10127414 ROSE JOHN W. 4166 PLATEAU COURT RENO NV 89509 6.37500 56.8%
10127417 WHITLEY ALICIA SPEARS 12111 CARDIGAN AVENUE BATON ROUGE LA 70814 6.75000 80.0%
10127419 WESTMORE KANDACE 10167 PETIT AVENUE (NORTH HILL CA 91343 7.25000 90.0%
10127430 MAYER WOLFGANG 14958 TULIPLAND AVENUE CANYON COUN CA 91351 6.25000 80.0%
10127432 LOVELESS DONALD 309 EAST "C" STREET RUSSELLVILL AR 72801 7.00000 70.0%
10127436 HINTON KATHY 4607 TROWBRIDGE DR. ARLINGTON TX 76013 6.25000 80.0%
10127438 LANTHIER RICHARD G. 1307 CALLE BONITA CAMARILLO CA 93012 6.50000 90.0%
10127439 COOK BOBBY 4017 7TH STREET PORT ARTHUR TX 77642 6.87500 75.0%
10127448 GARCIA CONSUELO V. 6201 ESCONDIDO DRIVE #21C EL PASO TX 79912 6.50000 84.7%
10127456 SIMPTON DIANE R. 503 27TH STREET KENNER LA 70062 7.00000 85.0%
10127461 JOHNSON GARY D. ROUTE 4 BOX 1400 WAGONER OK 74467 6.50000 85.0%
10127462 MOHLER WILLIAM LOT 24 NIEDERWALD DRIVE KYLE TX 78640 6.75000 80.0%
10127473 SANDERS BERTHA 4222 FAIRGREEN LANE HOUSTON TX 77047 6.37500 42.9%
10127475 WALDEN JUANITA F. 405 EAST CANADIAN AVENUE VINITA OK 74301 6.25000 80.0%
10127478 COOK GEORGE 362 EAST SHERMAN DRIVE CARSON CA 90746 6.50000 84.9%
10127484 WILLIAMS MARCIA 5806 CHATSWORTH COURT ARLINGTON TX 76018 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10127131 10.75000 68,774.09 642.24 01 1 85,000.00 360 N
10127145 11.99000 44,177.16 454.31 01 1 52,000.00 360 N
10127158 11.50000 35,688.58 353.54 01 1 51,000.00 360 N
10127163 9.25000 54,900.00 451.65 01 1 84,500.00 360 N
10127164 11.25000 47,483.96 461.35 01 1 64,000.00 360 N
10127167 8.75000 62,890.44 495.63 01 1 95,000.00 360 N
10127173 9.75000 51,750.00 444.62 01 1 69,000.00 360 N
10127190 9.99000 269,880.30 2,367.45 01 1 300,000.00 360 N
10127198 10.75000 27,239.73 254.38 01 1 49,000.00 360 N
10127200 9.75000 424,601.82 3,651.41 04 1 500,000.00 360 N
10127212 10.99000 35,674.14 342.57 01 1 40,000.00 360 N
10127221 10.25000 93,421.24 837.86 01 1 110,000.00 360 N
10127222 8.99000 127,788.22 1,029.00 01 1 160,000.00 360 N
10127239 9.25000 23,987.55 197.45 01 3 31,000.00 360 N
10127251 11.00000 56,250.00 535.69 01 3 75,000.00 360 N
10127252 8.75000 112,934.98 888.98 01 1 175,000.00 360 N
10127253 9.50000 44,977.86 378.39 01 1 60,000.00 360 N
10127255 9.99000 339,697.27 2,981.24 04 1 400,000.00 360 N
10127259 8.99000 106,200.00 853.75 01 1 118,000.00 360 N
10127302 9.50000 44,000.00 369.98 01 1 55,000.00 360 N
10127304 9.50000 70,265.41 591.13 01 1 98,000.00 360 N
10127309 10.75000 129,901.66 1,213.53 01 1 200,000.00 360 N
10127315 11.50000 33,977.56 336.70 01 1 40,000.00 360 N
10127325 9.99000 53,288.65 468.23 01 1 67,000.00 360 N
10127327 10.99000 80,071.37 762.21 01 1 89,000.00 360 N
10127344 11.50000 56,213.87 557.04 01 1 67,000.00 360 N
10127347 10.99000 69,725.07 663.72 06 1 77,500.00 360 N
10127352 8.99000 175,806.60 1,414.87 01 1 220,000.00 360 N
10127364 10.25000 18,750.00 168.02 01 1 25,000.00 360 N
10127376 10.50000 59,226.45 541.99 01 1 75,000.00 360 N
10127380 8.99000 49,945.04 401.96 01 1 112,000.00 360 N
10127381 10.25000 26,488.88 237.47 01 1 37,000.00 360 N
10127384 7.75000 59,685.78 429.85 01 3 90,000.00 360 N
10127386 11.49000 281,068.98 2,783.05 01 1 375,000.00 360 N
10127388 9.99000 199,821.92 1,753.67 01 1 250,000.00 360 N
10127390 10.37500 36,969.65 335.01 01 1 45,000.00 360 N
10127392 10.87500 116,320.82 1,098.00 01 1 137,000.00 360 N
10127401 11.62500 84,973.57 849.87 12 1 100,000.00 360 N
10127406 8.75000 108,374.70 853.57 01 1 155,000.00 360 N
10127409 10.99000 181,285.19 1,725.67 01 1 201,500.00 360 N
10127414 8.00000 249,292.72 1,834.42 01 1 440,000.00 360 N
10127417 9.25000 76,000.00 625.24 01 1 95,000.00 360 N
10127419 11.00000 166,320.26 1,585.62 01 1 185,000.00 360 N
10127430 9.50000 119,801.55 1,008.36 01 1 149,900.00 360 N
10127432 12.75000 66,483.90 722.66 01 1 95,000.00 360 N
10127436 9.99000 119,893.16 1,052.20 01 1 150,000.00 360 N
10127438 9.75000 140,718.04 1,210.12 04 1 156,500.00 360 N
10127439 10.50000 19,500.00 178.38 01 3 26,000.00 360 N
10127448 10.50000 32,187.20 294.55 04 1 38,000.00 360 N
10127456 11.12500 55,675.00 535.48 01 1 65,500.00 360 N
10127461 10.99000 45,017.64 428.69 01 1 53,000.00 360 N
10127462 10.50000 63,948.90 585.44 01 1 80,000.00 360 N
10127473 9.50000 17,982.21 151.36 01 1 42,000.00 360 N
10127475 8.99000 43,975.91 353.72 01 1 55,000.00 360 N
10127478 9.25000 139,854.28 1,151.75 01 1 165,000.00 360 N
10127484 10.25000 135,885.45 1,218.70 01 1 170,000.00 360 N
</TABLE>
Page 33
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10127490 KRITZER EDWARD 1228 14TH STREET #202 SANTA MONIC CA 90404 7.00000 80.0%
10127496 WEBRE JOSEPH C. 9189 WEBRE LANE MARINGOUIN LA 70757 7.25000 74.3%
10127497 GUDERIAN GERARD L. 1418 MISSOURI AVENUE HOUSTON TX 77006 7.25000 90.0%
10127504 FIANDACA RONALD 6611 DAY STREET (TUJUNGA AR CA 91042 6.25000 80.0%
10127506 BEASLEY PATRINA ZENEL 1025-1025-1/2 N.MOUNT VERNON AVE SAN BERNARD CA 92411 7.00000 80.0%
10127508 FRAZIER CHARLES 303 CARLENE ORANGE TX 77630 6.12500 75.0%
10127509 CARRILLO JESSE E. 13319 PEORIA STREET HOUSTON TX 77015 6.50000 75.0%
10127518 JAUREGUI ELIZABETH N. 3117 POINT EAST DRIVE MESQUITE TX 75150 7.25000 90.0%
10127519 DORSEY JONATHAN 406 MARKET STREET BRILLIANT OH 43913 6.50000 85.0%
10127520 GUZMAN DIMAS L. 835 SOUTH PARKGLEN PLACE ANAHEIM CA 92808 6.15000 89.5%
10127523 MOREL RAQUEL ELOINA 2556 & 2558 BROADWAY STREET BEAUMONT TX 77702 7.50000 75.0%
10127524 ESCANDON ELIZABETH 6033 BEL MAR AVENUE EL PASO TX 79912 7.25000 90.0%
10127528 BRYMER ROBERT W. 10517 ANDASOL AVENUE (GRANADA HI CA 91344 7.00000 85.0%
10127534 COLLINS LEWIS F 2721 NORTHWEST 25TH STREET OKLAHOMA CI OK 73107 5.87500 65.0%
10127535 RODRIGUEZ ANITA 10760 LULL STREET (SUN VALLEY CA 91352 6.25000 75.0%
10127545 GALE RONALD J. 1115 ETTA DRIVE ST. GABRIEL LA 70776 7.25000 90.0%
10127551 HAYES JESSIE L. 1705 MADISON AVENUE BATON ROUGE LA 70802 7.00000 85.0%
10127556 MORRIS RALPH E 407 DWIRE DRIVE LA PORTE TX 77571 7.00000 85.0%
10127561 JONES LORETTA N. 5256 AUCKLAND AVENUE NORTH HOLLY CA 91601 6.75000 68.4%
10127566 WAGNER DENNIS C 785 FREDENSBORG CANYON ROAD SOLVANG CA 93463 6.38000 73.8%
10127572 GOODMAN RONALD D. 1904 FREMONT LAREDO TX 78040 6.37500 55.4%
10127577 ROHE MICHAEL G. 585 WAYSIDE DRIVE ELGIN TX 78621 6.75000 77.6%
10127586 MCDONALD PEDRO 513 N. 34TH MC ALLEN TX 78501 7.00000 74.1%
10127590 MARKLAND VANCE P. 15552 OAKDALE ROAD CHINO HILLS CA 91709 6.25000 85.0%
10127597 SOLORIO RUBEN 10758 DELCO AVENUE (CHATSWORTH CA 91311 6.12500 75.0%
10127605 UMANA WILLIAM 734 VINE STREET SAN JOSE CA 95110 7.00000 79.6%
10127612 INGLIS LLOYD 3281 VERANO COURT CAMERON PAR CA 95682 6.25000 80.0%
10127613 MARTIN CLYDE 4741 VALLEY END LANE SUISUN CITY CA 94585 6.87500 65.0%
10127617 GARCIA JESUS 3061 LANTZ AVENUE SAN JOSE CA 95124 6.50000 90.0%
10127621 JAA MCDONALD 5075 NORTH LAGUNA DRIVE SACRAMENTO CA 95823 6.25000 80.0%
10127622 AVALLI MARIO 899 SAN BENITO STREET HOLLISTER CA 95023 6.62500 78.9%
10127626 BROWN MAKIKO 587 9TH STREET RICHMOND CA 94801 7.00000 80.0%
10127627 FRANK JASON 1715 RAINIER AVENUE PETALUMA CA 94954 6.25000 80.0%
10127640 PATMORE CLARE ANN 3501 ALBEE STREET EUREKA CA 95503 7.00000 79.1%
10127643 CHACON WILLIAM 4227 BEAUMONT STREET FREMONT CA 94536 7.25000 90.0%
10127648 LE THANG 886 GILCHRIST DRIVE #4 SAN JOSE CA 95133 6.50000 75.0%
10127653 REED TIMOTHY 4804 GLENMOOR WAY DENAIR CA 95316 7.25000 89.9%
10127654 MALONE KARRIEM 1635-16TH STREET OAKLAND CA 94607 7.00000 70.5%
10127670 OCON ONGLEY 3310 FASMAN DRIVE SAN BRUNO CA 94066 6.50000 90.0%
10127684 ST. JOHN BARBARA 551 CASA DEL NOYO DRIVE FORT BRAGG CA 95437 7.00000 80.0%
10127685 GAMBOA RONALD 1091 ASPENWALD ROAD SOUTH LAKE CA 96150 6.25000 80.0%
10127687 PEREZ LUIS 125 LONGVIEW DRIVE DALY CITY CA 94015 6.50000 85.0%
10127690 EYRE GARY 1870 JUDSON LANE SANTA ROSA CA 95401 7.25000 90.0%
10127691 GRAHAM WILLIE 279 COLONIAL CIRCLE VACAVILLE CA 95687 7.00000 88.4%
10127692 BENSHOOF GILBERT 119 STANTON AVENUE VACAVILLE CA 95687 7.37500 84.7%
10127694 LOOMIS CYNTHIA 1408 DEL MONTE AVENUE MODESTO CA 95350 6.50000 75.0%
10127709 SOMERS RICHARD 4090 AMBLER WAY SAN JOSE CA 95111 7.37500 80.0%
10127711 AGUADO FRANCISCO 705 MURPHY DRIVE SAN MATEO CA 94402 6.87500 75.0%
10127716 RANDAZZO SABRINA 674 HALL ROAD WATSONVILLE CA 95076 6.37500 39.0%
10127717 SANTOYO JOSE 1178 SOUTH SIXTH STREET SAN JOSE CA 95112 7.25000 90.0%
10127719 EBADY SOUDABEH 2585 PARK BOULEVARD #Z214 PALO ALTO CA 94306 5.99000 75.0%
10127720 SHEFFIELD EDWARD 1196 QUESADA AVENUE SAN FRANCIS CA 94124 6.25000 80.0%
10127721 BIGELOW LAWRENCE 266 EAST FORHAN STREET LONG BEACH CA 90805 7.25000 66.8%
10127724 SAITMAN SCOTT 4601 SUMMER CREEK ROAD SHINGLE SPR CA 95682 7.00000 70.0%
10127737 TYMES ADRIAN 2375 ADELE AVENUE MOUNTAIN VI CA 94043 7.25000 90.0%
10127745 JACKSON JETTA 17581 RIVER RUN ROAD SALINAS CA 93908 7.00000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10127490 9.50000 139,131.53 1,170.47 04 1 174,000.00 360 N
10127496 10.25000 78,683.67 705.68 01 1 106,000.00 360 N
10127497 10.25000 221,800.00 1,987.56 01 1 246,488.00 360 N
10127504 9.50000 149,526.41 1,257.92 01 1 187,000.00 360 N
10127506 11.25000 76,000.00 738.16 12 1 95,000.00 360 N
10127508 8.99000 52,500.00 422.05 01 1 70,000.00 360 N
10127509 10.99000 32,976.30 314.02 01 3 44,000.00 360 N
10127518 10.99000 62,887.51 598.64 01 1 69,900.00 360 N
10127519 10.50000 25,489.87 233.26 01 1 30,000.00 360 N
10127520 9.25000 341,822.70 2,813.55 01 1 382,000.00 360 N
10127523 10.87500 32,126.33 303.14 05 1 42,900.00 360 N
10127524 9.99000 55,750.31 489.28 01 1 62,000.00 360 N
10127528 9.87500 119,740.65 1,040.72 01 1 141,000.00 360 N
10127534 8.99000 46,774.38 376.23 01 1 72,000.00 360 N
10127535 8.99000 112,438.41 904.40 01 2 150,000.00 360 N
10127545 11.25000 152,848.35 1,486.03 01 1 170,000.00 360 N
10127551 10.87500 38,235.98 360.66 01 1 45,000.00 360 N
10127556 10.87500 50,575.00 476.87 09 1 59,500.00 360 N
10127561 8.75000 129,849.85 1,022.72 01 1 190,000.00 360 N
10127566 8.25000 309,402.87 2,328.93 01 1 420,000.00 360 N
10127572 9.50000 40,000.00 336.35 01 1 72,200.00 360 N
10127577 10.50000 83,050.00 759.70 01 1 107,000.00 360 N
10127586 10.75000 40,000.00 373.40 01 1 54,000.00 360 N
10127590 7.99000 146,101.70 1,071.75 01 1 172,000.00 360 N
10127597 8.75000 213,750.00 1,681.58 01 1 285,000.00 360 N
10127605 8.50000 163,101.13 1,254.87 01 1 205,000.00 360 N
10127612 9.75000 111,947.00 962.26 01 1 140,000.00 360 N
10127613 10.75000 217,668.02 2,032.66 01 1 335,000.00 360 N
10127617 8.99000 314,527.58 2,532.30 01 1 350,000.00 360 N
10127621 9.75000 53,175.17 457.08 01 1 66,500.00 360 N
10127622 9.25000 204,786.62 1,686.49 01 1 260,000.00 360 N
10127626 10.74000 25,590.34 238.78 01 1 32,000.00 360 N
10127627 8.50000 159,903.06 1,230.27 01 1 200,000.00 360 N
10127640 10.50000 69,972.18 640.32 01 3 88,500.00 360 N
10127643 9.25000 245,977.41 2,024.65 01 1 273,450.00 360 N
10127648 9.75000 86,209.75 741.03 04 1 115,000.00 360 N
10127653 10.50000 70,543.25 645.81 01 1 78,500.00 360 N
10127654 10.50000 98,660.78 902.85 05 1 140,000.00 360 N
10127670 10.50000 274,390.92 2,510.96 01 1 305,000.00 360 N
10127684 9.25000 171,910.82 1,415.01 05 1 215,000.00 360 N
10127685 9.99000 124,000.00 1,087.28 01 1 155,000.00 360 N
10127687 9.50000 225,988.78 1,901.18 01 1 266,000.00 360 N
10127690 9.99000 316,800.00 2,777.81 01 1 352,000.00 360 N
10127691 10.37500 113,953.45 1,032.17 01 1 129,000.00 360 N
10127692 10.87500 104,961.52 990.04 01 1 124,000.00 360 N
10127694 10.25000 73,469.17 658.64 01 1 98,000.00 360 N
10127709 10.75000 128,000.00 1,194.86 01 1 160,000.00 360 N
10127711 8.99000 599,671.58 4,823.42 01 1 800,000.00 360 N
10127716 9.25000 60,000.00 493.61 01 1 154,000.00 360 N
10127717 9.99000 189,000.00 1,657.22 01 1 210,000.00 360 N
10127719 7.75000 277,500.00 1,988.05 04 1 370,000.00 360 N
10127720 9.99000 123,945.02 1,087.28 01 1 155,000.00 360 N
10127721 10.75000 87,467.05 816.80 01 1 131,000.00 360 N
10127724 11.99000 113,367.48 1,165.58 09 1 162,000.00 360 N
10127737 9.99000 261,000.00 2,288.54 01 1 290,000.00 360 N
10127745 9.95000 266,130.95 2,326.71 01 1 355,000.00 360 N
</TABLE>
Page 34
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10127752 DUENAS JOSE 1619 POWELL COURT SAN JOSE CA 95122 7.25000 90.0%
10127754 STIERWALT PAUL 1347 EL CURTOLA BOULEVARD LAFAYETTE CA 94549 6.12500 74.7%
10127757 SIEMIATKOWSKI RICHARD 1040 CONTINENTALS WAY #7 BELMONT CA 94002 6.75000 75.0%
10127759 WONG HELEN 111 CRENSHAW COURT PACIFICA CA 94044 7.25000 90.0%
10127760 JOHAL GURDEEP 40429 ROBIN STREET FREMONT CA 94538 7.25000 89.2%
10127772 MOORE PATRICIA 1435 PALOU STREET SAN FRANCIS CA 94124 7.25000 90.0%
10127781 NICKEL BRUCE 7083 MURIETA PARKWAY #3 RANCHO MURI CA 95683 7.00000 80.0%
10127809 RIETMAN JAMES 4901 SANDY LANE SAN JOSE CA 95124 6.00000 65.2%
10127812 DOUGLAS SARA 19934 BONNIE RIDGE WAY SARATOGA CA 95070 6.62500 68.4%
10127813 ANDRESEN TERRY 17640 JOHN TELFER DRIVE MORGAN HILL CA 95037 6.25000 79.7%
10127815 COOKE BRYAN 1121 ALDER CREEK WAY BRENTWOOD CA 94513 6.25000 80.0%
10127818 SPATE DANIEL 1668 GLENROCK COURT SAN JOSE CA 95124 6.25000 84.6%
10127824 VENNEVIK RANVEIG 161 ELDERBERRY COURT HERCULES CA 94547 6.25000 80.0%
10127826 FORD SYLVIA 828 NORTH EL CAMINO REAL #4 SAN MATEO CA 94401 6.50000 89.0%
10127832 DESMANGLES GREGORY 8337 RAFFIA COURT ANTELOPE CA 95843 6.25000 80.0%
10127837 FERNANDEZ RICARDO 1655 PINEWOOD WAY MILPITAS CA 95035 7.25000 90.0%
10127850 MASSEY BARNEY 8612 FAIRMONT WAY FAIR OAKS CA 95628 6.75000 64.8%
10127852 TODD ANTONYO 685 30TH STREET OAKLAND CA 94609 6.25000 80.0%
10127853 JOHNSTON DOUG 5088 POSTON DRIVE SAN JOSE CA 95136 7.25000 90.0%
10127856 MELLO MARK 281 KING ARTHUR COURT TRACY CA 95376 5.87500 58.7%
10127860 COHEA BILLY 3812 PERSAK COURT CERES CA 95307 7.00000 90.0%
10127865 THAU BRIAN 1500 ANDREW STREET TRACY CA 95376 6.50000 85.0%
10127867 PARKS JOHN P. 954 COTTON TAIL AVENUE SAN JOSE CA 95116 7.25000 90.0%
10127871 HOLLAND DAVID 5253 MERIDIAN AVENUE SAN JOSE CA 95118 6.25000 61.8%
10127873 JR. HANZAL GORDON 9600 HINTON AVENUE DELHI CA 95315 6.25000 80.0%
10127884 CURTO CHARLES 19997 VIA ARROYA SONORA CA 95370 7.00000 85.0%
10127889 ESPINOSA DORY 3180 LANDESS AVENUE #B SAN JOSE CA 95132 6.25000 80.0%
10127891 PAREDES BONIFACIO 1745 SIXTH STREET LIVERMORE CA 94550 6.25000 80.0%
10127895 AZEVEDO NORBERT 652 HALE AVENUE MORGAN HILL CA 95037 6.25000 80.0%
10127896 KWONG JOE 360 MARIN AVENUE MILL VALLEY CA 94941 6.12500 75.0%
10127897 ARECHIGA DAVID 1661 HILLMONT AVENUE SAN JOSE CA 95127 7.25000 90.0%
10127908 PIZZIRANI PATRIZIO 3308 VALLEY FORGE WAY SAN JOSE CA 95117 6.25000 80.0%
10127933 HOSPODKA JOSEPH 690 EAST "I" STREET BENICIA CA 94510 7.00000 85.0%
10127939 CARTER VALERIE J. 3028 BARRINGTON TERRACE FREMONT CA 94536 7.25000 90.0%
10127941 FICI GANO 2109 COYNE COURT SAN JOSE CA 95122 7.25000 80.0%
10127947 JESUS DANIEL 2706 ALEMANY BOULEVARD SAN FRANCIS CA 94112 7.25000 90.0%
10127957 LOGAN KATHY 2424 106TH AVENUE OAKLAND CA 94601 6.12500 75.0%
10127958 MOUSSA HANNY 25912 HAYWARD BLVD. #116 HAYWARD CA 94542 6.50000 85.0%
10127959 GODINEZ JOSE 2181 COOLEY AVENUE EAST PALO A CA 94303 7.25000 89.6%
10127962 GAGON KENNETH 9934 NE 144TH LANE 102 BOTHELL WA 98011 6.50000 85.0%
10127972 BETESFANDIAR APET 6753 MISTY WILLOW COURT SAN JOSE CA 95120 6.50000 75.0%
10127974 ROZPADNYUK SERGEY 642 NORTH WEST KLICKITAT STREET CAMAS WA 98607 6.75000 64.1%
10127981 SIGGINS DARELL 230 TRINITY STREET EUREKA CA 95501 7.00000 80.0%
10127984 HICKMAN CATHY 1916 NISPEROS STREET STOCKTON CA 95006 6.25000 80.0%
10127996 MORALES FELIPE 1676 GUADALUPE AVENUE SAN JOSE CA 95125 6.50000 70.0%
10128008 HAYES KELLIE 1068 MARIGOLD ROAD LIVERMORE CA 94550 6.25000 80.0%
10128013 SCHMEECKLE ROLAND 170 DUNBARTON ROAD WATSONVILLE CA 95076 5.87500 32.5%
10128026 SPELLER MARILYN 1343 PALOU AVENUE SAN FRANCIS CA 94124 6.25000 80.0%
10128030 FORD MARK 21604 CRYSTAL LAKE COURT SONORA CA 95370 6.62500 32.0%
10128032 HARDY JOHN 1303 CARRISON STREET BERKELEY CA 94702 7.25000 90.0%
10128033 SAHAR ASLAM 1265 WEST CAMPBELL AVENUE CAMPBELL CA 95008 6.50000 75.0%
10128036 YADAO BENNY 1424 SILVER AVENUE SAN FRANCIS CA 94134 6.25000 80.0%
10128040 MURPHY THOMAS 793 DELTA WAY WATSONVILLE CA 95076 6.25000 80.0%
10128051 WU CHIEN 89 CALYPSO SHORES NOVATO CA 94949 6.00000 69.3%
10128052 ROONEY RICHARD 1459 WILLOWMONT AVENUE SAN JOSE CA 95118 6.87500 75.0%
10128054 TU CON 2304 ASHGLEN WAY SAN JOSE CA 95133 7.50000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10127752 9.99000 202,319.70 1,775.59 01 1 225,000.00 360 N
10127754 8.50000 310,000.00 2,383.64 01 1 415,000.00 360 N
10127757 9.99000 300,000.00 2,630.50 04 1 400,000.00 360 N
10127759 9.99000 251,797.90 2,209.62 01 1 280,000.00 360 N
10127760 10.50000 197,841.12 1,811.19 01 1 222,000.00 360 N
10127772 9.99000 152,932.17 1,341.56 01 1 170,000.00 360 N
10127781 9.74000 72,332.02 621.50 10 1 90,500.00 360 N
10127809 8.25000 215,000.00 1,615.23 01 1 330,000.00 360 N
10127812 8.99000 520,000.00 4,180.30 01 1 760,000.00 360 N
10127813 8.99000 274,849.47 2,210.74 01 1 345,000.00 360 N
10127815 8.99000 173,289.35 1,394.62 01 1 216,852.00 360 N
10127818 8.62500 499,250.00 3,883.12 01 1 590,000.00 360 N
10127824 9.99000 172,000.00 1,508.16 01 1 215,000.00 360 N
10127826 9.50000 160,200.00 1,347.05 04 1 180,000.00 360 N
10127832 8.75000 137,520.83 1,082.50 01 1 172,000.00 360 N
10127837 9.00000 247,364.80 1,991.45 01 1 275,000.00 360 N
10127850 10.75000 80,969.50 756.12 01 1 125,000.00 360 N
10127852 9.50000 111,944.91 941.76 06 1 140,000.00 360 N
10127853 8.99000 229,500.00 1,844.96 01 1 255,000.00 360 N
10127856 7.50000 106,420.96 744.67 01 1 181,500.00 360 N
10127860 9.75000 119,700.00 1,028.41 01 1 133,000.00 360 N
10127865 8.99000 134,300.00 1,079.65 01 1 158,000.00 360 N
10127867 10.75000 193,427.15 1,806.29 01 1 215,000.00 360 N
10127871 9.50000 169,916.37 1,429.46 01 1 275,000.00 360 N
10127873 9.99000 67,969.85 596.25 01 1 85,000.00 360 N
10127884 9.87500 59,075.00 512.98 09 1 69,500.00 360 N
10127889 9.50000 114,400.00 961.94 09 1 143,000.00 360 N
10127891 8.50000 145,511.79 1,119.54 01 1 182,000.00 360 N
10127895 9.75000 252,000.00 2,165.07 01 3 315,000.00 360 N
10127896 7.99000 337,500.00 2,474.11 01 1 450,000.00 360 N
10127897 9.25000 247,371.68 2,036.13 01 1 275,000.00 360 N
10127908 8.50000 265,439.09 2,042.24 01 1 332,000.00 360 N
10127933 10.50000 288,885.15 2,643.60 01 1 340,000.00 360 N
10127939 11.25000 274,500.00 2,666.12 09 1 305,000.00 360 N
10127941 10.25000 177,600.00 1,591.48 01 1 222,000.00 360 N
10127947 9.99000 203,670.00 1,785.85 01 1 226,300.00 360 N
10127957 9.75000 116,250.00 998.77 01 1 155,000.00 360 N
10127958 9.99000 128,350.00 1,125.42 04 1 151,000.00 360 N
10127959 8.99000 217,800.00 1,750.91 01 1 243,000.00 360 N
10127962 9.99000 89,250.00 782.58 04 1 105,000.00 360 N
10127972 8.99000 375,000.00 3,014.64 01 1 500,000.00 360 N
10127974 11.25000 143,000.00 1,388.91 09 1 223,000.00 360 N
10127981 10.75000 72,000.00 672.11 01 1 90,000.00 360 N
10127984 8.99000 104,992.49 844.51 01 1 131,349.00 360 N
10127996 9.50000 166,066.15 1,397.93 01 1 237,500.00 360 N
10128008 9.99000 142,400.00 1,248.61 09 1 178,000.00 360 N
10128013 8.25000 109,929.85 826.40 01 1 339,000.00 360 N
10128026 8.99000 153,515.92 1,234.80 01 1 192,000.00 360 N
10128030 10.25000 42,000.00 376.37 09 1 131,250.00 360 N
10128032 10.25000 229,500.00 2,056.56 01 1 255,000.00 360 N
10128033 7.99000 313,289.22 2,298.17 12 1 418,000.00 360 N
10128036 9.99000 108,800.00 954.00 01 1 136,000.00 360 N
10128040 8.50000 100,800.00 775.07 09 1 126,000.00 360 N
10128051 8.50000 260,000.00 1,999.18 01 2 375,000.00 360 N
10128052 9.75000 337,342.54 2,899.65 01 1 450,000.00 360 N
10128054 10.99000 194,400.00 1,849.85 01 1 243,000.00 360 N
</TABLE>
Page 35
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- ---------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10128060 CACES ESMERALDA 2664 CAMINO DEL REY SAN JOSE CA 95132 7.00000 80.0%
10128061 ARTAP CHERYL 181 POPPY COURT HERCULES CA 94547 6.25000 80.0%
10128063 HART DEVIN 100 GAINSBOROUGH CIRCLE FOLSOM CA 95630 6.12500 77.5%
10128065 MABALATAN LOURDES 2077 LYONS DRIVE SAN JOSE CA 95116 6.12500 75.6%
10128076 DURHAM EDWARD 3900 RENNER WAY CARMICHAEL CA 95608 7.25000 90.0%
10128077 GUTIERREZ FELICIANA 1521 SECOND AVENUE SAN MATEO CA 94401 6.87500 80.0%
10128081 II GROVES DONALD 81 SYLVANIA HEIGHTS ROAD OCCIDENTAL CA 95465 6.25000 80.0%
10128095 GIANNI MICHAEL 2 ROLEN COURT CLAYTON CA 94517 6.25000 80.0%
10128099 GILL RICHARD 30612 OLD STRAWBERRY ROAD STRAWBERRY CA 95375 5.87500 62.4%
10128103 PARKER DAVID W. 414 NORTH CLARY ROAD JEFFERSON ME 04348 6.75000 65.0%
10128112 SHEHADI MARTHA 185 POND SCHOOL ROAD SUSSEX NJ 07461 6.75000 60.7%
10128116 DENTON SUSANNE 173 MAIN STREET CHESTER NY 10918 6.87500 70.0%
10128138 LOVE EUGENE 1810 ELLIOTT STREET LAKELAND FL 33805 7.00000 75.0%
10128143 WILSON JANICE 3906 E. LOUISIANA AVENUE TAMPA FL 33610 6.62500 75.0%
10128152 POLK LINDA J. 1422 CAMPBELL CIRCLE NASHVILLE TN 37206 7.50000 75.0%
10128170 COBURN CYNTHIA 2531 SW CALENDER STREET PORT ST. LU FL 34953 5.87500 60.0%
10128173 MAYO, SR. SOLOMON L. 666 DELANIE WAY STONE MOUNT GA 30083 7.00000 85.0%
10128177 BENDER ED 3640 HEATHROW DRIVE WINSTON-SAL NC 27125 6.75000 65.0%
10128186 JOHNSON EMMA MAE 3528 NEW HAMPSHIRE AVENUE NW WASHINGTON DC 20010 6.75000 65.0%
10128202 WALLS MARY 4202 32ND STREET MOUNT RAINI MD 20712 6.50000 75.0%
10128207 VENTERS, JR. RICHARD T. 790 NEW RIVER INLET 301A N. TOPSAIL NC 28460 6.50000 85.0%
10128210 VALDES ELIESER 5431 WEST 10TH LANE HIALEAH FL 33012 6.75000 75.0%
10128223 GESSNER IDA 2625 PARK AVENUE 2N BRIDGEPORT CT 06604 6.12500 75.0%
10128237 HOWERTON TERRY LEE 3809 OGLETHORPE STREET HYATTSVILLE MD 20782 6.75000 75.0%
10128243 RYAN JOHN S. 180 MAIN STREET, #4-202 BRIDGEWATER MA 02324 6.75000 65.0%
10128245 LOVEJOY WILLIE 3508 MENLO DRIVE BALTIMORE MD 21215 7.00000 85.0%
10128248 HALL GARY 711 BREEZY POINT ROAD MINERAL VA 23117 7.62500 63.3%
10128252 BATTISTINI MILDRED 146 WEST 13TH STREET DEER PARK NY 11729 7.12500 80.0%
10128254 RAYNER, JR. FREDERICK E. TODDY POND ROAD SURRY ME 04684 6.75000 31.5%
10128264 ALEXANDER ALAN T. 251 RAINTREE DRIVE CLARKSVILLE TN 37042 7.00000 85.0%
10128270 ALICEA RAYMOND 55 SHARON DRIVE SPRING VALL NY 10977 6.50000 85.0%
10128271 BUFFUM JANE 300 MARSHALL STREET KENNETT SQU PA 19348 6.75000 65.0%
10128284 SCOTT MICHAEL W. 7 EMERSON AVENUE METHUEN MA 01844 7.62500 75.0%
10128289 DICKERSON MELVIN 3606 LYNCHBURG STREET MEMPHIS TN 38135 7.00000 85.0%
10128312 RICHARDSON TRACY Y. 335 EAST PHILADELPHIA AVENUE YOUNGSTOWN OH 44507 7.50000 75.0%
10128317 SOWELL MAURISA 107 AIKEN STREET CENTRAL SC 29630 6.75000 80.0%
10128319 TARDIFF DEBORAH 1305 KENNEBEC ROAD HAMPDEN ME 04444 6.50000 66.9%
10128349 MARCH MONICA 11261 NW 12TH LANE OCALA FL 34482 7.12500 69.1%
10128358 ROESSLER DAVID 5972 LAKE AVENUE ORCHARD PAR NY 14127 6.50000 89.7%
10128362 JOHNSON DOREEN 391-395 MADISON AVENUE BRIDGEPORT CT 06608 7.25000 90.0%
10128373 BARAT ROBERT 63 REVERE COURT C108 MONTVILLE NJ 07045 6.37500 65.0%
10128385 SMITH CHARLES I. 41 INDEPENDENCE DRIVE EAST BRUNSW NJ 08816 7.25000 70.0%
10128397 TURNER SHAWN 507 GLENWOOD AVENUE EASTON MD 21601 6.50000 75.0%
10128404 HOSLEY DAVID 327 64TH STREET NEWPORT NEW VA 23607 7.00000 85.0%
10128425 AHLERS HENRY 19 S. HIGHLAND AVENUE APOPKA FL 32703 7.50000 60.0%
10128429 HAINES GEORGE M 507 AMBER STREET BEACH HAVEN NJ 08008 7.00000 85.0%
10128444 STEWART RANDAL L. 261 BUMPUS MILL ROAD OAK GROVE KY 42262 6.75000 80.0%
10128478 MILAVEC TADD 1740 BELLEAIR ROAD CLEARWATER FL 33756 6.62500 75.0%
10128485 O'MALLEY BARTLEY 131 D STREET 1 SOUTH BOSTO MA 02127 6.12500 80.0%
10128487 KUBICA FRANK 27 BAYVIEW TERRACE MIDDLETOWN NJ 07732 6.37500 70.0%
10128495 PIERCE BRIAN L. 31 ELMER STREET BRIDGETON NJ 08302 7.50000 60.0%
10128498 BREECE, JR. LLOYD G. 8600 DYSON ROAD BRANDYWINE MD 20613 7.00000 70.0%
10128509 KEGLEY MICHAEL 151 PINECREST DRIVE MIAMI SPRIN FL 33166 6.87500 75.0%
10128511 PHIFER JOHNNY M. 931 INTERURBAN AVENUE CHARLOTTE NC 28208 7.00000 70.0%
10128522 FLEETING WILLIE 20 BEECHNUT LANE SOUTH WINDS CT 06074 7.00000 85.0%
10128527 DIBIASE LORAINE 28 PARKWAY WEST BLOOMFIELD NJ 07003 6.88000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10128060 8.50000 239,200.00 1,839.25 01 1 299,000.00 360 N
10128061 8.50000 118,400.00 910.40 01 1 148,000.00 360 N
10128063 8.75000 201,500.00 1,585.21 01 1 260,000.00 360 N
10128065 8.99000 169,906.94 1,366.64 01 1 230,000.00 360 N
10128076 10.50000 151,200.00 1,383.09 01 1 168,000.00 360 N
10128077 9.50000 240,400.00 2,021.42 01 1 300,500.00 360 N
10128081 9.50000 84,000.00 706.32 01 1 105,000.00 360 N
10128095 8.99000 288,000.00 2,315.25 01 1 360,000.00 360 N
10128099 8.99000 99,750.00 801.90 01 2 160,000.00 360 N
10128103 9.75000 54,548.85 469.10 01 1 84,000.00 360 N
10128112 10.75000 163,938.26 1,530.91 01 1 270,000.00 360 N
10128116 10.75000 88,516.66 826.60 01 1 126,500.00 360 N
10128138 11.00000 74,196.79 707.11 01 1 99,000.00 360 N
10128143 10.25000 41,214.53 369.65 01 1 55,000.00 360 N
10128152 11.50000 43,486.09 430.78 01 1 58,000.00 360 N
10128170 8.24000 47,938.43 360.28 01 1 80,000.00 360 N
10128173 9.75000 107,899.63 927.46 01 1 127,000.00 360 N
10128177 10.75000 55,208.21 515.75 04 1 85,000.00 360 N
10128186 10.75000 53,379.89 498.48 01 1 82,171.00 360 N
10128202 10.50000 89,964.23 823.27 01 1 120,000.00 360 N
10128207 10.25000 101,489.44 910.22 04 1 119,500.00 360 N
10128210 10.50000 117,603.20 1,077.11 01 1 157,000.00 360 N
10128223 9.50000 37,447.95 315.33 04 3 50,000.00 360 N
10128237 10.99000 55,160.36 525.27 01 1 73,600.00 360 N
10128243 10.75000 22,667.82 211.77 04 1 34,900.00 360 N
10128245 11.12500 114,750.00 1,103.65 01 1 135,000.00 360 N
10128248 11.50000 72,753.23 720.94 01 1 115,000.00 360 N
10128252 10.75000 123,059.60 1,150.05 01 1 154,000.00 360 N
10128254 10.75000 19,984.87 186.70 01 1 63,500.00 360 N
10128264 11.12500 56,080.09 539.56 01 1 66,000.00 360 N
10128270 10.75000 97,713.20 912.48 04 1 115,000.00 360 N
10128271 10.75000 107,209.62 1,001.16 01 1 165,000.00 360 N
10128284 10.99000 86,188.07 820.73 01 1 115,000.00 360 N
10128289 11.12500 104,513.72 1,005.55 01 1 123,000.00 360 N
10128312 11.74000 33,739.77 340.42 01 1 45,000.00 360 N
10128317 9.75000 44,779.09 384.91 01 1 56,000.00 360 N
10128319 10.25000 56,177.63 503.84 01 1 84,000.00 360 N
10128349 10.74000 27,978.77 261.17 01 1 40,500.00 360 N
10128358 11.12500 80,750.00 776.64 01 1 90,000.00 360 N
10128362 11.25000 73,775.08 716.80 06 1 82,000.00 360 N
10128373 10.25000 36,731.03 329.43 04 1 56,558.00 360 N
10128385 10.25000 279,764.15 2,509.09 01 1 400,000.00 360 N
10128397 10.50000 57,750.00 528.27 01 1 77,000.00 360 N
10128404 10.12500 89,155.70 791.49 01 1 105,000.00 360 N
10128425 11.50000 37,763.38 374.34 01 3 63,000.00 360 N
10128429 11.12500 174,189.53 1,675.91 01 1 205,000.00 360 N
10128444 10.75000 40,000.00 373.40 01 1 50,000.00 360 N
10128478 10.25000 76,842.76 688.88 01 2 102,500.00 360 N
10128485 8.99000 79,068.95 636.70 04 1 99,000.00 360 N
10128487 8.60000 440,474.68 3,422.22 01 1 630,000.00 360 N
10128495 11.50000 26,383.04 261.44 01 3 44,000.00 360 N
10128498 11.25000 122,458.64 1,189.80 01 1 175,000.00 360 N
10128509 9.25000 101,144.61 832.96 01 3 135,000.00 360 N
10128511 12.25000 49,336.64 517.14 01 1 70,500.00 360 N
10128522 11.12500 129,954.21 1,250.32 01 1 153,000.00 360 N
10128527 10.00000 104,953.54 921.46 01 1 140,000.00 360 N
</TABLE>
Page 36
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10128534 KRUCENSKI EDWARD 259 HEMLOCK LOOP MAGGIE VALL NC 28751 6.37500 65.0%
10128547 HICKS WILLIAM 1806 EAST CALHOUN STREET PLANT CITY FL 33566 6.75000 72.8%
10128557 HERRERA CLAUDIA 2 RED OAK ROAD HILTON HEAD SC 29928 6.50000 66.8%
10128568 GORNICKI GARY 5315 MAYLE COURT NIAGARA NY 14305 7.00000 85.0%
10128569 KNOX DAVID 1611 GAHAGAN ROAD SIGNAL MOUN TN 37377 6.50000 85.0%
10128581 HILL MARK 3602 GREENLEAF ROAD BARTLETT TN 38135 7.00000 84.5%
10128589 VAUGHN RICHARD 15813 EAST CACTUS WREN STREET FOUNTAIN HI AZ 85268 6.25000 80.0%
10128592 WOLFGRAM THERESA R. 45 BOROUGH ROAD CONCORD NH 03303 6.75000 65.0%
10128595 MONTGOMERY TERRY W. 8904 HUNTER RIDGE DRIVE CHARLOTTE NC 28226 6.75000 80.0%
10129603 WOODSON CONNIE D. S. 15 CIRCLE DRIVE DECATUR IL 62521 6.75000 80.0%
10129604 TEMPLETON JOHNNY 5506 113TH AVENUE FENNVILLE MI 49408 5.87500 70.0%
10129605 PROVINES STANLEY K. 17119 EAST HANCOCK ROAD WESTPHALIA IN 47596 6.75000 60.0%
10129612 LOVE HELEN 4928 WEST GLADYS AVENUE CHICAGO IL 60644 6.75000 43.9%
10129613 DAY JAMES 210 NORTH LAFAYETTE STREET PERU IN 46970 6.75000 75.0%
10129650 BREWER KIMBERLY M 20246 BIRWOOD STREET DETROIT MI 48221 7.00000 80.0%
10129652 SMITH SHIRLENE B 619 ROCHELLE DRIVE MARION OH 43302 6.75000 50.0%
10129656 SCHROEDER THOMAS 1123 MELVIN AVENUE RACINE WI 53402 6.50000 85.0%
10129659 HAROUFF VIRBINIA 3489 ASH STREET RAVENNA OH 44266 5.87500 47.3%
10129660 VIVARDO PATRICIA 544 ALIDA DRIVE CARY IL 60013 6.25000 52.9%
10129666 HICKS TERRENCE L. 3524 WEST BROWN STREET MILWAUKEE WI 53208 6.50000 75.0%
10129668 JONES LISA D 438 MATTHEWS STREET AKRON OH 44306 7.50000 58.5%
10129670 DORIOCOURT SUE 1444 SOUTH 8TH STREET TERRE HAUTE IN 47802 6.75000 80.0%
10129675 NOONAN THOMAS 1687 TUSCANY LANE HOLT MI 48842 6.75000 65.0%
10129683 PECK ANNA K. 1223 SOUTHERN AVENUE NEW CASTLE IN 47362 6.75000 65.0%
10129686 SMITH CLEOLA M 8939 SOUTH LAFLIN AVENUE CHICAGO IL 60620 6.25000 80.0%
10129687 LEAPHART ROBERTA 1983 GENEVA STREET DETROIT MI 48203 6.00000 70.0%
10129690 TOBIAS DARLEO G. 7535 KENNETH AVENUE SKOKIE IL 60076 7.00000 85.0%
10129692 BROWN MICHAEL R 5127 SOUTH GREENWOOD #3N CHICAGO IL 60615 6.25000 80.0%
10129699 STOUT JON 265 SOUTH MULBERRY STREET MARTINVILLE IN 46151 7.50000 60.0%
10129701 COLEMAN WANDA M. 6 JANET AVENUE DARIEN IL 60561 6.50000 90.0%
10129702 NEVERS RONALD 324 NORTH DENNY STREET INDIANAPOLI IN 46203 6.75000 80.0%
10129705 FREDRICKS SR. THOMAS G. 231 ARROWHEAD TRAIL CAROLSTREAM IL 60188 6.75000 48.5%
10129706 COLE EDWARD 2316 N GALE STREET INDIANAPOLI IN 46218 6.75000 80.0%
10129708 WILLIAMSON LILLIAN 201 NORTH TREMONT STREET INDIANAPOLI IN 46222 6.75000 80.0%
10129711 DUNN JAMES 2134 GENT AVENUE INDIANAPOLI IN 46202 6.75000 80.0%
10129715 BOOKER JR NORMAN L 944 BATES STREET SE GRAND RAPID MI 49506 6.75000 38.3%
10129719 NASH MAYOLA 6759 SOUTH ADA STREET CHICAGO IL 60636 7.25000 90.0%
10129723 MISSOURI WALTER L. 5674 NORTH 66TH STREET MILWAUKEE WI 53218 7.00000 85.0%
10129728 MCGHEE WILLIE 5612 VICTORIA DRIVE INDIANAPOLI IN 46228 6.75000 65.0%
10129730 DICKASON CYNTHIA S 52153 HOLLYHOCK ROAD SOUTH BEND IN 46637 7.00000 80.0%
10129737 YAMEEN ABDUR-RAHEEM 7001-A SOUTH MORGAN CHICAGO IL 60621 6.75000 65.0%
10129744 BEHL DENNIS J. 580 SOUTH CALHOUN ROAD BROOKFIELD WI 53005 6.12500 75.0%
10129750 BRAGGS JACQUELYN 14940 HARTWELL STREET DETROIT MI 48227 6.25000 85.0%
10129751 HARDY LULA 8606 SOUTH ELIZABETH STREET CHICAGO IL 60620 7.00000 80.0%
10129752 STREETER JOYCE A 905 NORTH 13TH STREET SPRINGFIELD IL 62702 6.87500 80.0%
10129753 HARBOUR SHIRLEY J 2878-2880 N 29TH STREET MILWAUKEE WI 53210 6.50000 75.0%
10129756 WILLIAMS LISA N. 1930 SCARBORO STREET SPRINGFIELD OH 45506 7.00000 80.0%
10129757 RATES JOE ANN 508 WALKER STREET MICHIGAN CI IN 46360 6.87500 80.0%
10129761 ANDERSON JAMES R. 2368-2368A NORTH 1ST STREET MILWAUKEE WI 53212 6.37500 65.0%
10129770 WILLIAMS KEVIN A 1831 EAST RANGELINE ROAD GREENCASTLE IN 46135 6.75000 65.0%
10129773 YATES SR. JOHN R. 21701 84TH STREET SALEM WI 53168 7.12500 80.0%
10129776 LIMARDO JOEL 1743 NORTH RICHMOND STREET CHICAGO IL 60647 6.75000 57.2%
10129777 LASSE JOSEPH 27810 CHEVY CHASE ROAD MUNDELEIN IL 60060 6.75000 34.6%
10129778 HARRINGTON JEANETTE 12764 SOUTH LOOMIS STREET CALUMET PAR IL 60643 6.50000 85.0%
10129780 RICE CARLA R. 314 EAST ROSE STREET SPRINGFIELD OH 45505 6.75000 80.0%
10129781 PATRICK WANDA 13558 MONICA AVENUE DETROIT MI 48238 6.75000 65.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ---------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10128534 10.25000 48,059.47 431.03 01 1 74,000.00 360 N
10128547 9.99000 24,750.00 217.02 01 1 34,000.00 360 N
10128557 10.00000 433,614.40 3,808.67 09 1 650,000.00 360 N
10128568 10.62500 72,986.76 674.73 01 1 85,900.00 360 N
10128569 11.12500 93,467.55 899.27 01 1 110,000.00 360 N
10128581 10.12500 89,961.23 798.15 01 1 106,500.00 360 N
10128589 8.50000 146,629.11 1,128.14 01 1 183,397.00 360 N
10128592 10.75000 76,700.00 715.99 01 1 118,000.00 360 N
10128595 11.50000 55,945.78 554.57 04 1 70,000.00 360 N
10129603 10.75000 57,494.12 537.69 01 1 72,000.00 360 N
10129604 8.25000 62,959.83 473.30 01 1 90,000.00 360 N
10129605 10.75000 21,591.86 201.64 01 1 36,000.00 360 N
10129612 9.75000 25,000.00 214.79 01 1 57,000.00 360 N
10129613 10.50000 32,224.25 295.01 01 1 43,000.00 360 N
10129650 10.50000 26,400.00 241.50 01 1 33,000.00 360 N
10129652 10.75000 29,988.70 280.05 01 1 60,000.00 360 N
10129656 10.00000 84,075.23 738.48 01 1 99,000.00 360 N
10129659 8.50000 26,000.00 199.92 01 1 55,000.00 360 N
10129660 10.25000 73,937.66 663.12 01 1 140,000.00 360 N
10129666 10.50000 26,164.03 239.44 01 1 34,900.00 360 N
10129668 10.50000 23,990.46 219.54 01 3 41,000.00 360 N
10129670 11.50000 66,357.34 657.56 01 1 83,000.00 360 N
10129675 10.75000 53,929.68 503.62 01 1 83,000.00 360 N
10129683 10.75000 35,670.26 333.72 01 1 55,000.00 360 N
10129686 9.25000 65,531.71 539.68 01 1 82,000.00 360 N
10129687 8.50000 22,386.43 172.24 01 1 32,000.00 360 N
10129690 11.12500 254,911.51 2,452.55 05 1 300,000.00 360 N
10129692 10.25000 121,548.67 1,089.66 04 1 152,000.00 360 N
10129699 11.50000 50,983.70 505.05 01 3 85,000.00 360 N
10129701 10.12500 107,053.87 949.79 01 1 119,000.00 360 N
10129702 10.75000 56,000.00 522.75 01 1 70,000.00 360 N
10129705 10.75000 64,000.00 597.43 01 1 132,000.00 360 N
10129706 11.50000 51,200.00 507.03 01 1 64,000.00 360 N
10129708 10.75000 53,579.82 500.35 01 1 67,000.00 360 N
10129711 11.50000 42,400.00 419.89 01 1 53,000.00 360 N
10129715 10.75000 17,966.03 167.80 05 1 47,000.00 360 N
10129719 11.25000 49,483.28 480.78 01 1 55,000.00 360 N
10129723 11.12500 41,635.54 400.59 01 1 49,000.00 360 N
10129728 10.75000 71,473.08 667.44 01 1 110,000.00 360 N
10129730 10.50000 60,375.99 552.51 01 1 75,500.00 360 N
10129737 10.75000 33,137.52 309.45 01 1 51,000.00 360 N
10129744 9.75000 89,958.01 773.24 01 1 120,000.00 360 N
10129750 10.25000 52,677.90 472.25 01 1 62,000.00 360 N
10129751 11.00000 79,971.47 761.86 01 1 100,000.00 360 N
10129752 10.50000 34,758.15 318.33 01 3 43,500.00 360 N
10129753 10.50000 37,410.12 342.35 05 1 49,900.00 360 N
10129756 10.99000 51,981.41 494.82 01 1 65,000.00 360 N
10129757 9.74000 39,962.44 343.37 01 1 50,000.00 360 N
10129761 9.75000 27,258.39 234.55 05 1 42,000.00 360 N
10129770 10.75000 74,721.86 697.78 01 1 115,000.00 360 N
10129773 10.75000 167,872.93 1,568.25 01 1 210,000.00 360 N
10129776 10.75000 39,984.93 373.40 01 1 70,000.00 360 N
10129777 9.75000 179,831.36 1,546.48 01 1 520,000.00 360 N
10129778 10.75000 81,538.26 761.73 01 1 96,000.00 360 N
10129780 11.50000 31,190.02 308.98 01 1 39,000.00 360 N
10129781 10.75000 22,750.00 212.37 01 1 35,000.00 360 N
</TABLE>
Page 37
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10129782 GIBSON JACK 1038 JASPER STREET SPRINGFIELD OH 45503 6.75000 75.0%
10129788 KELLER RICHARD J 5778 COLLEEN AVENUE ROCKFORD IL 61109 6.50000 85.0%
10129790 PLUGER DIANE L 1031 DIVISION STREET GREEN BAY WI 54303 6.75000 75.0%
10129791 BARKSDALE JR. THOMAS J. 1233 WEST 71ST PLACE CHICAGO IL 60636 6.87500 80.0%
10129798 CERAMI JOHN J 1221 SOUTH POINT COURT SCHAUMBURG IL 60193 6.75000 78.3%
10129802 BOOTHE SHAWN D. 2147 NORTH 42ND STREET MILWAUKEE WI 53208 6.75000 75.0%
10129806 ROUSAR STEPHANIE K. 331 NORTH 71ST STREET WAUWATOSA WI 53213 6.50000 90.0%
10129816 BRANDT DANNY 3657 EAST GREENHILL ROAD DECATUR IL 62521 7.00000 85.0%
10129822 MAGNUSON STEVEN L. 38219 NORTH SHORE WAUKEGAN IL 60087 7.00000 75.9%
10129836 VURA JR JAMES R 1137 WEST WESTWOOD TRAIL ADDISON IL 60101 7.00000 75.0%
10129841 FARSEE GREGORY L. 7017 NORTH 43RD STREET MILWAUKEE WI 53209 7.25000 90.0%
10129844 THORNTON GARY 3104 KETTERING HEIGHTS FLINT MI 48507 7.00000 87.7%
10129846 BRYANT MARK 2520 CAYUGA TRAIL LAFAYETTE IN 47905 7.00000 79.4%
10129855 HALL WILBERT 11959-11961 OHIO STREET DETROIT MI 48204 6.75000 65.0%
10129859 MCCARTY CYNTHIA 2647 WEST ADAMS STREET CHICAGO IL 60612 6.87500 75.0%
10129864 THEYS JOE H 586 WEST ADAM DRIVE DE PERE WI 54115 7.00000 70.0%
10129867 ERICKSON DOUGLAS A 26431 WEST PROSPECT AVENUE ANTIOCH IL 60002 7.00000 85.0%
10129869 STONE DAVID J 9077 MOORS PLACE N DUBLIN OH 43017 6.87500 75.0%
10129872 FRANKLIN ROBERT C. 20 NORTH MENARD AVENUE CHICAGO IL 60644 6.25000 80.0%
10129877 OWENS JAMES D 3503 GUILFORD ROAD ROCKFORD IL 61107 6.50000 90.0%
10129878 MOSSBURG CHRISTOPHER M. 1011 CAMPBELL AVENUE COLUMBUS OH 43223 6.75000 80.0%
10129880 NEAL FLORA LEE 4945 WEST CRYSTAL STREET CHICAGO IL 60651 7.50000 77.1%
10129882 WRIGHT AMELIA F. 1146 EAST INDIANA AVENUE SOUTH BEND IN 46613 6.75000 75.0%
10129887 CHOU JADINE P. 241 WEST SCOTT STREET CHICAGO IL 60610 6.25000 85.0%
10129888 JOHNSON CRESSANDRA 5321 WEST POTOMAC AVENUE CHICAGO IL 60651 6.25000 80.0%
10129894 SHERWIN STEVEN L 7209 VISCAYA DRIVE SPRING GROV IL 60081 6.87500 80.0%
10129897 THOM JONNIE L 4483 HONONEGAH ROAD ROSCOE IL 61073 7.00000 80.0%
10129902 TESSLER BENJAMIN 926 NORTH BRAEBURN ROAD INVERNESS IL 60067 6.50000 85.0%
10129911 BROWN KARRIE 17441 MCDOUGALL DETROIT MI 48212 7.12500 65.0%
10129912 PERKIO MARK E 8259 HIGHWAY 53 ANGORA MN 55703 6.00000 70.0%
10129926 WILLIAMS PEARLEAN 432 WEST 16TH STREET CHICAGO HEI IL 60411 6.50000 88.6%
10129929 SPINNEY LYVONNE F 59 CUTLER STREET SW GRAND RAPID MI 49507 7.50000 60.0%
10129936 VINEY CHRISTOPHER 14950 FLANDERS STREET DETROIT MI 48205 7.50000 65.0%
10129938 SLAPPEY LAURA A. 8010 SOUTH WASHTENAW AVENUE CHICAGO IL 60652 6.87500 79.1%
10129944 WISNIEWSKI RICHARD 2222 LOGAN BERRY STREET JOLIET IL 60433 7.00000 70.0%
10129947 JONES MARION L. 4545 SOUTH OAKENWALD CHICAGO IL 60653 6.25000 85.0%
10129948 TUCKER BRYANT H 4017 SOUTH ARTESIAN AVENUE CHICAGO IL 60632 6.00000 75.0%
10129960 SMITH DANIEL R 315 ASPEN COURT DELAVAN WI 53115 6.50000 85.0%
10129966 RODGERS DESIRE 7107 WEST BECKETT AVENUE MILWAUKEE WI 53216 7.25000 90.0%
10129967 TAYLOR CHARLES W 802 SOUTH RIBBLE AVENUE MUNCIE IN 47302 7.00000 70.0%
10129968 RECKO ZBIGNIEW 7309 NORTH ASHLAND BOULEVARD 3A CHICAGO IL 60626 6.87500 70.0%
10129969 MONAHAN THOMAS V. 15646 DELAWARE AVENUE REDFORD MI 48239 6.75000 75.0%
10129970 CLIFTON PATRICIA 1219 NORTH PARKER AVENUE INDIANAPOLI IN 46201 6.50000 65.0%
10129973 MIERENDORFF RICHARD C. 1018 SOUTH ALLEN ROAD ST.CLAIR MI 48079 6.50000 74.3%
10129977 SHANNON DIANA S. 20300 MURRAY HILL DETROIT MI 48235 7.00000 85.0%
10129983 JONES MINNIE M 7111 WEST VILLARD AVENUE MILWAUKEE WI 53218 7.25000 90.0%
10129989 ZITELLA ANTHONY C 423 EAST FULLERTON AVENUE GLENDALE HE IL 60139 6.12500 75.0%
10129996 FIELDS ROBERT E 755 NORTH EAST STREET WABASH IN 46992 6.50000 85.0%
10129999 HEMPERLY JERRY D 6 N FORD ROAD MANSFIELD OH 44905 7.00000 85.0%
10130000 BRANTLEY BRUCE N 11333 RED BUD TRAIL BERRIEN SPR MI 49103 7.12500 70.0%
10130003 JOHNSON DURA M 1486 ARLINGTON AVENUE COLUMBUS OH 43212 6.75000 80.0%
10130005 GRASHEL DAVID L 734 NORTH FLORENCE STREET SPRINGFIELD OH 45503 6.25000 80.0%
10130012 JACKSON DOROTHY R 517 SOUTH NAPOLEON AVENUE COLUMBUS OH 43213 6.75000 75.0%
10130013 DOUGLAS TRISHA L 711 WEST TROY AVENUE INDIANAPOLI IN 46225 6.75000 80.0%
10130018 LITCHKE KEVIN R 305 HARTLEY AVENUE COLERAINE MN 55722 6.25000 80.0%
10130022 FIELDER MARGERY M. 1401 JUNEWAY TERRACE ROUND LAKE IL 60073 6.25000 85.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10129782 10.50000 41,217.07 377.33 01 1 55,000.00 360 N
10129788 10.75000 75,621.52 706.18 01 1 89,000.00 360 N
10129790 10.99000 45,733.64 435.35 01 1 61,000.00 360 N
10129791 10.50000 47,980.92 439.08 01 3 60,000.00 360 N
10129798 10.75000 222,916.04 2,081.67 01 1 285,000.00 360 N
10129802 10.99000 38,160.62 363.27 01 1 50,900.00 360 N
10129806 11.25000 87,856.15 856.66 01 1 98,000.00 360 N
10129816 11.12500 47,583.48 457.81 01 1 56,000.00 360 N
10129822 10.50000 102,459.27 937.61 01 3 135,000.00 360 N
10129836 11.00000 211,348.47 2,014.17 01 1 282,000.00 360 N
10129841 11.25000 35,071.09 340.92 01 1 39,000.00 360 N
10129844 10.75000 92,044.32 859.55 01 1 105,000.00 360 N
10129846 10.50000 63,449.31 580.86 01 1 80,000.00 360 N
10129855 10.75000 26,000.00 242.71 05 1 40,000.00 360 N
10129859 10.99000 55,480.16 528.13 05 1 74,000.00 360 N
10129864 11.25000 49,000.00 475.92 01 1 70,000.00 360 N
10129867 11.12500 46,750.00 449.64 01 1 55,000.00 360 N
10129869 10.25000 288,506.78 2,587.50 01 1 385,000.00 360 N
10129872 10.25000 102,400.00 917.61 05 1 128,000.00 360 N
10129877 11.25000 58,460.31 568.19 01 1 65,000.00 360 N
10129878 11.50000 28,790.79 285.21 01 1 36,000.00 360 N
10129880 10.50000 64,000.00 585.44 01 1 83,000.00 360 N
10129882 11.75000 34,489.56 348.25 01 1 46,000.00 360 N
10129887 8.99000 358,700.00 2,883.61 06 1 422,000.00 360 N
10129888 8.50000 115,929.73 891.94 01 1 145,000.00 360 N
10129894 9.74000 259,878.43 2,231.90 01 1 325,000.00 360 N
10129897 10.50000 83,932.93 768.39 01 1 105,000.00 360 N
10129902 9.75000 445,991.83 3,833.55 01 1 525,000.00 360 N
10129911 10.50000 21,961.27 200.97 01 3 33,800.00 360 N
10129912 8.99000 32,863.84 264.49 01 1 47,000.00 360 N
10129926 9.50000 108,971.36 916.75 05 1 123,000.00 360 N
10129929 11.50000 27,291.27 270.35 01 3 45,500.00 360 N
10129936 11.50000 36,388.36 360.47 01 3 56,000.00 360 N
10129938 9.25000 103,891.74 855.59 01 1 131,500.00 360 N
10129944 12.25000 66,500.00 696.86 01 1 95,000.00 360 N
10129947 9.50000 301,601.57 2,537.28 01 1 355,000.00 360 N
10129948 8.75000 89,948.17 708.04 01 1 120,000.00 360 N
10129960 10.75000 103,740.93 968.77 01 1 122,099.00 360 N
10129966 9.99000 64,742.30 568.19 01 1 72,000.00 360 N
10129967 12.25000 35,000.00 366.77 01 1 50,000.00 360 N
10129968 10.00000 94,388.22 828.70 04 1 134,900.00 360 N
10129969 11.75000 65,980.03 666.22 01 1 88,000.00 360 N
10129970 9.75000 32,484.83 279.23 01 1 50,000.00 360 N
10129973 11.62500 77,951.26 779.88 01 1 105,000.00 360 N
10129977 10.62500 72,189.71 667.67 01 1 85,000.00 360 N
10129983 9.99000 61,172.86 536.63 01 1 68,000.00 360 N
10129989 9.99000 99,661.17 874.65 01 1 133,000.00 360 N
10129996 9.75000 50,952.22 438.17 01 1 60,000.00 360 N
10129999 11.12500 86,669.91 833.87 01 1 102,000.00 360 N
10130000 8.50000 80,500.00 618.98 01 3 115,000.00 360 N
10130003 10.75000 55,978.92 522.75 01 1 70,000.00 360 N
10130005 10.25000 33,585.00 301.09 01 1 42,000.00 360 N
10130012 10.50000 53,972.50 493.96 01 1 72,000.00 360 N
10130013 11.50000 49,584.14 491.19 01 1 62,000.00 360 N
10130018 10.25000 49,179.36 440.89 01 1 61,500.00 360 N
10130022 9.50000 81,519.40 686.14 01 1 96,000.00 360 N
</TABLE>
Page 38
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10130024 FAHY DEBBORA L. 3748 WEST HILDA PLACE MILWAUKEE WI 53215 6.75000 75.0%
10130034 DEVRIES JASON A 9143 68TH STREET SOUTHEAST ALTO MI 49302 6.25000 80.0%
10130042 CLAYTON VIDAL 48 & 50 NORTH TEMPLE AVENUE INDIANAPOLI IN 46201 6.75000 80.0%
10130043 MINTON DANIEL G. 18826 WASHINGTON AVENUE UNION GROVE WI 53182 6.62500 74.5%
10130044 FRY DARLENE A 850 FAIRLANE STREET WESTLAND MI 48186 7.00000 75.0%
10130047 DAVIS JEFF 2845 WATKINS ROAD BATTLE CREE MI 49015 6.25000 80.0%
10130048 HIRTH JANICE A 4443 NAKOMA TRAIL GREEN BAY WI 54313 7.00000 70.0%
10130051 FRALING CINDY 1715 KENDALL STREET SOUTH BEND IN 46613 7.00000 85.0%
10130057 BLAKE LISA A 1056 BROADWAY STREET BENTON HARB MI 49022 7.25000 70.0%
10130060 PIERCE-GRABY SHIRLEY 4821 WEST MELROSE AVENUE INDIANAPOLI IN 46241 7.50000 60.0%
10130064 FUENTES LISA E 21251 EDISON LN PLAINFIELD IL 60544 7.00000 80.0%
10130067 STANELLE JOSHUA M 1725 N MARSHALL STREET MILWAUKEE WI 53202 5.75000 62.5%
10130068 CAGE BONNIE 232 WEST 104TH PLACE CHICAGO IL 60628 7.00000 85.0%
10130077 STEWART ANTHONY T 230 DEBRA LANE SPARTA IL 62286 7.00000 85.0%
10130079 YUNG EDWARD M 300 SOUTH ROBERTS ROAD INVERNESS IL 60067 6.75000 80.0%
10130085 PERRY-JOHNSON SHIRLEY 4764 VERMONT STREET GARY IN 46409 7.00000 80.0%
10130094 KING-BAILEY VALARIE 505 NORTH LAKE SHORE DRIVE #6803 CHICAGO IL 60611 6.87500 74.6%
10130106 PRITCHARD SHIRLEY 3342 PARK AVENUE SOUTH MINNEAPOLIS MN 55407 6.75000 75.0%
10130107 LOWERY SAM E. 2970 WELTON DRIVE COLORADO SP CO 80906 6.25000 65.0%
10130112 FALLIN RICHARD 905 CHATFIELD ROAD ASPEN CO 81611 6.25000 51.7%
10130114 RUSSELL CATHY 235 HARVEY AVENUE SOUTH FERGUSON MO 63135 6.75000 65.0%
10130115 CHEATHAM DONNA 4424 DON MIGUEL DRIVE LOS ANGELES CA 90008 7.00000 67.6%
10130121 BOUSE SUSAN J 58 PACIFIC AVE EAST ISLIP NY 11730 4.99000 69.9%
10130125 LANGBECKER MARK 53196 EAST SYLVAN DRIVE SANDY OR 97055 6.25000 80.0%
10130137 GROSSEN EARL L. 568 NORTH I STREET SALT LAKE C UT 84103 6.62500 67.6%
10130141 ROBERTS MICHAEL A. 10549 SOUTHWEST FEATHER DRIVE CULVER OR 97734 7.12500 65.0%
10130144 O'BRIEN RUSSELL ANITA 660 ACKER ST. NE. WASHINGTON DC 20002 5.99000 80.0%
10130147 CATHER DAVID 4290 FOREST ROAD WEST PALM B FL 33406 7.49000 83.1%
10130153 SKIDMORE CHARLES K. 1912 WEST ARROWHEAD STILLWATER OK 74074 6.00000 70.0%
10130156 BATSON JOSEPH R. 4756 WINDMILL ROAD CHEYENNE WY 82009 7.25000 90.0%
10130177 ALEXANDER KATINA 4008 CASTLEMAN AVENUE ST. LOUIS MO 63110 7.25000 70.0%
10130200 SNYDER CHET 2870 GALE ROAD WOODLAND MN 55391 7.00000 85.0%
10130206 DODGE BRIAN E. 681 30TH AVENUE, COUNTY ROAD F CLEAR LAKE WI 54005 6.75000 80.0%
10130208 JESSIE DEBRA 15314 RANCHO POLERMO ROAD PARAMOUNT CA 90723 7.25000 90.0%
10130220 SPRINGER L. CLINTON ROUTE 2 BOX 309F CRANE MO 65633 6.50000 75.0%
10130228 WADDEL WADE 6300 KUNA CAVE RD KUNA ID 83634 6.12500 75.0%
10130231 NICHOLS SHARON 2218 RIVERSIDE BOULEVARD SIOUX CITY IA 51103 6.50000 75.0%
10130233 JAMES TERESA 717 EAST MCNEIL MAGNOLIA AR 71753 7.00000 80.0%
10130234 MEISTER LUSTFORD 802 PROSPECT CARTHAGE MO 64836 6.75000 65.0%
10130238 ACOSTA NANCY 805 WEST WACO PLACE BROKEN ARRO OK 74011 6.75000 80.0%
10130241 LAURSEN MICHAEL 3025 NORTH HOOVER WICHITA KS 67205 6.75000 75.0%
10130244 GROSE TODD 2005 SPENCER STREET LONGMONT CO 80501 6.50000 85.0%
10130251 SHULTZ CAROLE E. 10535 WEST 45TH AVENUE WHEAT RIDGE CO 80033 6.75000 70.0%
10130253 RINQUEST RANDALL A. 6948 WEST 71ST AVENUE ARVADA CO 80003 7.25000 90.0%
10130254 DUPUIS RICHARD A. 659 SOUTH SAINT JOHN AVENUE PASADENA CA 91105 6.37500 33.6%
10130258 MINNIEWEATHER IRENE 133 NORTHEAST WYGANT PORTLAND OR 97211 6.25000 65.0%
10130264 COLLINS JAMES 13834 RANSOM ROAD MOORPARK CA 93021 7.00000 89.9%
10130277 GEARHART DANA A. 3694 PONTA DRIVE LAUDERDALE MS 39335 6.50000 70.0%
10130278 SCHLEICHER DONALD 2687 EAST 12TH AVENUE NORTH ST. P MN 55109 5.87500 65.0%
10130291 ALLEN ISAAC 2666 DOVER DRRIVE EUGENE OR 97404 5.87500 46.0%
10130292 LOMBARDI MICHAEL C. 209 IRVING STREET DENVER CO 80219 7.25000 67.6%
10130296 FOREST CASEY J 12 WEST FREMONT BUTTE MT 59701 7.25000 75.0%
10130303 COOPER BILLY G. 2 HIWANNA DRIVE PETAL MS 39465 6.75000 80.0%
10130311 KINDT WILLIAM R. 88928 BRIDGE STREET SPRINGFIELD OR 97478 6.12500 52.6%
10130322 TOWNER JAMES 5653 HIGH BANKS ROAD SPRINGFIELD OR 97478 7.25000 84.7%
10130324 ADEE JIMMY N. 38070 HIGHWAY 228 BROWNSVILLE OR 97327 6.75000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10130024 10.99000 48,709.39 463.89 01 1 65,000.00 360 N
10130034 10.99000 156,000.00 1,484.45 01 1 195,000.00 360 N
10130042 11.50000 36,800.00 364.43 05 1 46,000.00 360 N
10130043 9.99000 148,933.94 1,306.49 01 1 200,000.00 360 N
10130044 10.35000 82,425.00 744.75 01 1 109,900.00 360 N
10130047 9.75000 120,000.00 1,030.99 01 1 150,000.00 360 N
10130048 12.25000 126,000.00 1,320.35 01 1 180,000.00 360 N
10130051 11.12500 33,988.20 327.01 01 1 40,000.00 360 N
10130057 10.75000 22,400.00 209.10 01 3 32,000.00 360 N
10130060 11.50000 26,374.44 261.44 01 3 44,000.00 360 N
10130064 10.50000 86,392.00 790.27 01 1 107,990.00 360 N
10130067 8.99000 24,986.31 200.98 01 1 40,000.00 360 N
10130068 11.12500 46,733.77 449.64 01 1 55,000.00 360 N
10130077 11.12500 53,550.00 515.04 01 1 63,000.00 360 N
10130079 10.75000 223,915.67 2,091.00 01 1 280,000.00 360 N
10130085 10.50000 42,782.99 391.51 01 3 53,500.00 360 N
10130094 10.99000 349,824.94 3,330.02 04 1 469,000.00 360 N
10130106 10.25000 71,939.34 645.20 05 1 96,000.00 360 N
10130107 7.75000 51,926.35 372.54 01 1 80,000.00 360 N
10130112 7.99000 619,583.15 4,545.02 01 1 1,200,000.00 360 N
10130114 10.99000 39,960.71 380.39 01 1 61,500.00 360 N
10130115 11.49000 178,942.67 1,771.26 01 1 265,000.00 360 N
10130121 8.90000 94,238.37 752.34 01 1 135,000.00 360 N
10130125 8.99000 107,940.88 868.22 01 1 135,000.00 360 N
10130137 8.99000 472,479.70 3,802.47 01 1 700,000.00 360 N
10130141 9.62500 96,107.45 817.69 01 1 148,000.00 360 N
10130144 7.95000 99,922.22 730.21 01 1 125,000.00 360 N
10130147 9.99000 37,366.42 327.79 01 1 45,000.00 360 N
10130153 8.99000 37,059.23 298.25 01 1 53,000.00 360 N
10130156 11.36500 99,780.58 979.03 01 1 111,000.00 360 N
10130177 9.50000 69,930.86 588.60 01 3 100,000.00 360 N
10130200 11.62500 445,261.52 4,453.29 01 1 524,000.00 360 N
10130206 9.99000 70,368.78 617.30 01 1 88,000.00 360 N
10130208 11.75000 143,812.51 1,452.65 01 1 159,900.00 360 N
10130220 10.99000 104,175.16 992.01 01 1 139,000.00 360 N
10130228 9.75000 57,995.62 498.74 01 1 77,400.00 360 N
10130231 10.25000 29,212.88 262.11 01 1 39,000.00 360 N
10130233 11.25000 24,783.16 240.88 01 1 31,000.00 360 N
10130234 10.75000 47,414.10 442.94 01 1 73,000.00 360 N
10130238 10.99000 73,573.69 700.36 01 1 92,000.00 360 N
10130241 10.25000 62,173.89 557.83 01 1 83,000.00 360 N
10130244 9.50000 114,636.65 964.89 01 1 135,000.00 360 N
10130251 9.00000 80,411.71 647.73 01 3 115,000.00 360 N
10130253 10.49000 188,772.20 1,727.45 01 1 210,000.00 360 N
10130254 8.75000 251,561.85 1,982.49 01 1 750,000.00 360 N
10130258 9.25000 78,463.23 647.04 01 1 121,000.00 360 N
10130264 9.49000 278,524.06 2,342.27 01 1 310,000.00 360 N
10130277 10.50000 76,969.40 704.35 01 1 110,000.00 360 N
10130278 8.75000 72,371.23 572.72 01 1 112,000.00 360 N
10130291 8.50000 60,646.17 466.88 01 1 132,000.00 360 N
10130292 9.50000 49,000.00 412.02 01 3 72,500.00 360 N
10130296 10.50000 23,615.61 216.11 01 3 31,500.00 360 N
10130303 10.50000 59,952.09 548.85 01 1 75,000.00 360 N
10130311 8.99000 79,867.62 643.13 01 1 152,000.00 360 N
10130322 10.25000 71,939.34 645.20 01 3 85,000.00 360 N
10130324 10.25000 56,127.68 503.39 01 1 74,900.00 360 N
</TABLE>
Page 39
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10130329 LAMB WILLIS 2900 NE 80TH ST VANCOUVER WA 98665 6.25000 80.0%
10130342 DEVEY SR. ROBERT 1747 NW CRESCENT DRIVE GRANTS PASS OR 97526 6.75000 80.0%
10130350 WILLIAMS MARY L. 3438 EMERSON AVENUE NORTH MINNEAPOLIS MN 55412 6.50000 75.0%
10130354 TRASS TOM 805 NEWTON AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 70.0%
10130363 SNOW IVAN 121 WEST HAZEL STREET CALDWELL ID 83605 6.75000 75.0%
10130364 PAYNE ROSEBELLA 7535 DOUGLAS DRIVE BROOKLYN PA MN 55443 6.62500 75.0%
10130366 YOUNG MAURICE 942 HAGUE AVE. ST. PAUL MN 55104 6.62500 75.0%
10130367 STURGIS CHRISTINE 2975 CENTRAL AVE ROSEVILLE CA 95747 6.75000 50.0%
10130372 HANSON SUSAN P. 2102 9TH AVENUE EAST HIBBING MN 55746 6.62500 75.0%
10130374 ARMSTRONG GLORIA J. 3523 4TH ST. NORTH MINNEAPOLIS MN 55412 6.37500 70.0%
10130381 BROWN ANELLA 12445 16TH STREET YUCAIPA CA 92399 6.50000 85.0%
10130383 MAGILL JOHN F. 13006 SIERRA HIGHWAY (AGUA DULCE CA 91350 5.87500 65.0%
10130387 MARCEN MICHAEL 3932 SHEFFIELD LANE PUEBLO CO 81005 6.50000 85.0%
10130388 SMITH KIMBERLY 2131 PENN AVENUE NORTH MINNEAPOLIS MN 55411 7.25000 90.0%
10130393 DEEBLE PATRICIA 515 SOUTH IRENE STREET SIOUX CITY IA 51106 6.75000 80.0%
10130395 GONZALEZ JOE 5223 NEOSHO STREET ST. LOUIS MO 63109 6.75000 80.0%
10130404 BUSER LANCELOT 208 WEST 2ND STREET PEABODY KS 66866 6.75000 80.0%
10130412 MORRIS COURTNEY 237 WEST VIRGINIA PEORIA IL 61604 6.25000 80.0%
10130415 SEILER BARBARA J. 8551 SOUTH POND TRAIL #111 CHAMPLIN MN 55316 7.00000 70.0%
10130425 DERRICO GRADY 1525 CENTRAL AVENUE SUGUSTA GA 30904 6.37500 70.0%
10130426 WITT GARVIN 4407 SOUTH 1ST STREET NORFOLK NE 68701 6.50000 75.0%
10130428 GRANT MARSHALL 400 GREYDENE AVENUE CANON CITY CO 81212 7.25000 90.0%
10130436 ZELAYA JAVIER 1138 LAKEVIEW AVENUE ST. LOUIS MO 63138 7.00000 80.0%
10130442 ADAM JAMES M. 3826 CORINTH DRIVE GAINSVILLE GA 30506 7.12500 80.0%
10130446 WATSON, SR. MARCUS 501 EAST ROSELAWN WALDO AR 71770 7.00000 85.0%
10130451 HENSLEY TRACI L. 535 NORTH KNIGHTS BRIDGE ROAD CANBY OR 97013 6.25000 80.0%
10130456 ELLIS CARLA 2111 VINCENT AVENUE NORTH MINNEAPOLIS MN 55411 6.25000 80.0%
10130457 WHITE STEPHEN D. 4800 JUSTIN WAY OXNARD CA 93033 6.75000 80.0%
10130459 STEVENS JOSEPH 10000 WESTFIELD BOULEVARD INDIANAPOLI IN 46280 7.00000 70.0%
10130470 HOLT DANNY R. 3521 WEST HONDA AVENUE WEST VALLEY UT 84119 7.00000 70.0%
10130486 GROSS RONALD S. 6615 BUCKINGHAM DRIVE GLADSTONE OR 97027 6.50000 85.0%
10130493 MORROW CHERYL 6404 SOUTEAST QUEEN ROAD MILWAUKIE OR 97222 6.75000 65.0%
10130494 WEBB THOMAS J. 1169 OAK TREE CIRCLE EL DORADO H CA 95672 7.00000 83.8%
10130495 YORK LUKE D. ROUTE 1 BOX 1064 N. JUMP CREEK R HOMEDALE ID 83628 5.87500 59.6%
10130498 BAKANE JERRY PAUL 8254 COUNTY ROAD 35 BREMEN AL 35033 6.25000 54.5%
10130499 OLEK ROBERT T. 16811 MANKATO STREET N.E. HAM LAKE MN 55304 7.25000 72.5%
10130506 HEADEN WALTER 2101 GRESHAM LAKE ROAD RALEIGH NC 27615 7.25000 90.0%
10130510 JAYNE LORAN 303 JEFFERSON STREET ELLIS KS 67637 7.00000 70.0%
10130526 COLE ANGELA S. 8 BROOKHOLLOW PLACE BENTONVILLE AR 72712 6.75000 75.0%
10130529 HUMPHREY, JR. CURTIS 6161 HUMPHREY DRIVE OLIVE BRANC MS 38654 6.75000 78.3%
10130530 YANG GER 806 EDMUND AVENUE ST. PAUL MN 55104 7.00000 80.0%
10130533 MANENT PAUL 3320 VOLPE DRIVE CHALMETTE LA 70043 7.25000 80.0%
10130546 SWENSON ALLEN R. 3021 LEADVILLE AVENUE BOISE ID 83706 6.25000 80.0%
10130549 CHAVEZ JEANETTE 4820 INTEGRITY STREET NORTH LAS V NV 89031 7.00000 80.0%
10130554 KAHNG MIYA 960 SHERMAN STREET #1B DENVER CO 80203 6.50000 85.0%
10130555 STRAWN ANTHONY 7300 PONY ACRES HUTCHINSON KS 67501 7.25000 90.0%
10130558 BRUEHLING JOHN P 16201 GLADIOLA AVE W ROSEMOUNT MN 55068 5.99000 75.0%
10130561 TROTTER DARNELL B. 1509 44TH AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 75.0%
10130564 COBIAN RICHARD 3195 KINNEY LOOP EUGENE OR 97408 6.50000 75.0%
10130569 JULIANO FRANKIE J. 3448 HURRICANE ROAD BERMINGHAM AL 35226 5.75000 62.9%
10130571 JACKSON EDDIE J 3221 NW 212TH ST OPA LOCKA FL 33056 6.99000 80.0%
10130579 LANDRESS ROBERT L. 3605 EAST 104TH PLACE TULSA OK 74137 7.25000 90.0%
10130580 EATON RANDY W. 14231 WEST 84TH TERRACE LENEXA KS 66215 7.50000 75.0%
10130606 MCGUIRE KOLEEN M. 14626 116TH AVENUE CT E PUYALLUP WA 98374 6.75000 80.0%
10130626 MAIER HOLLY 228-230 WEST KEDLIN COURT SPOKANE WA 99218 7.25000 70.0%
10130635 STUMP MICHAEL R. 161 YAKIMA STREET PARKER WA 98939 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10130329 9.30000 87,110.17 720.54 01 1 109,000.00 360 N
10130342 10.75000 123,906.21 1,157.52 01 1 155,000.00 360 N
10130350 10.25000 55,933.00 503.39 01 1 74,900.00 360 N
10130354 11.00000 55,650.00 529.97 01 1 79,500.00 360 N
10130363 10.75000 59,202.39 553.09 01 1 79,000.00 360 N
10130364 10.00000 77,930.69 684.51 01 1 104,000.00 360 N
10130366 10.00000 79,429.37 697.67 01 1 106,000.00 360 N
10130367 10.99000 99,928.20 951.57 01 1 200,000.00 360 N
10130372 10.00000 99,242.00 872.09 01 1 132,500.00 360 N
10130374 10.50000 38,460.10 352.18 01 1 55,000.00 360 N
10130381 8.99000 102,793.70 826.82 01 1 121,000.00 360 N
10130383 7.62500 97,286.94 690.10 01 1 150,000.00 360 N
10130387 9.99000 68,819.48 603.70 01 1 81,000.00 360 N
10130388 9.99000 53,876.10 472.62 05 1 59,900.00 360 N
10130393 10.50000 47,980.92 439.08 01 1 60,000.00 360 N
10130395 11.25000 46,304.36 449.89 01 1 57,900.00 360 N
10130404 9.99000 43,980.49 385.81 01 1 55,000.00 360 N
10130412 10.36500 46,280.97 419.04 01 1 57,900.00 360 N
10130415 10.00000 56,649.61 497.59 04 1 81,000.00 360 N
10130425 9.75000 20,290.53 174.41 01 1 29,000.00 360 N
10130426 9.75000 86,209.75 741.03 09 1 115,000.00 360 N
10130428 9.99000 85,500.00 749.70 01 1 95,000.00 360 N
10130436 11.50000 45,570.70 451.58 01 3 57,000.00 360 N
10130442 10.75000 101,161.89 944.69 01 1 126,500.00 360 N
10130446 11.62500 24,642.33 246.47 01 1 29,000.00 360 N
10130451 8.99000 104,684.83 842.50 01 1 131,000.00 360 N
10130456 9.00000 67,919.70 547.15 01 1 85,000.00 360 N
10130457 9.50000 131,935.07 1,109.93 01 1 165,000.00 360 N
10130459 11.25000 170,042.57 1,652.12 01 1 243,000.00 360 N
10130470 10.50000 75,150.12 687.71 01 1 107,400.00 360 N
10130486 8.25000 146,861.81 1,104.74 01 1 173,000.00 360 N
10130493 10.99000 118,215.05 1,125.71 01 1 182,000.00 360 N
10130494 9.62500 200,417.29 1,708.48 01 1 240,000.00 360 N
10130495 8.75000 64,962.60 511.36 01 1 109,000.00 360 N
10130498 8.00000 48,934.02 359.55 01 1 90,000.00 360 N
10130499 13.00000 99,944.02 1,106.09 01 1 138,000.00 360 N
10130506 9.25000 193,196.72 1,591.88 01 1 215,000.00 360 N
10130510 11.00000 21,544.53 205.33 01 1 30,800.00 360 N
10130526 11.50000 49,859.06 493.91 01 1 66,500.00 360 N
10130529 9.99000 144,000.00 1,262.64 01 1 184,000.00 360 N
10130530 11.50000 95,969.32 950.68 05 1 120,000.00 360 N
10130533 11.00000 76,772.61 731.39 01 1 96,000.00 360 N
10130546 9.99000 49,201.54 434.91 01 1 62,000.00 360 N
10130549 9.50000 81,928.61 689.51 09 1 102,500.00 360 N
10130554 9.50000 63,687.03 536.05 04 1 75,000.00 360 N
10130555 10.99000 60,956.20 580.46 01 1 67,800.00 360 N
10130558 8.99000 104,831.53 844.01 01 1 140,000.00 360 N
10130561 11.25000 65,094.47 633.02 01 1 86,900.00 360 N
10130564 9.25000 75,000.00 617.01 01 1 100,000.00 360 N
10130569 7.50000 87,802.84 615.31 01 1 140,000.00 360 N
10130571 9.99000 72,725.19 638.25 01 1 91,000.00 360 N
10130579 10.50000 169,466.01 1,551.86 01 1 188,500.00 360 N
10130580 13.25000 194,957.87 2,195.26 09 1 260,000.00 360 N
10130606 9.25000 111,901.95 921.07 01 1 139,950.00 360 N
10130626 9.50000 107,047.32 900.56 05 3 153,000.00 360 N
10130635 8.99000 55,740.60 450.19 01 1 70,000.00 360 N
</TABLE>
Page 40
<PAGE>
SCHED
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10130644 MORAN MARIO H. 4451 & 4451 1/2 CENTINELA AVENUE LOS ANGELES CA 90066 7.00000 83.0%
10130645 CINDRICH ROBERT 12061 ELLEN STREET GARDEN GROV CA 92840 6.12500 75.0%
10130656 HENTHORN BARRY 1031 SOUTH 204TH STREET SEATTLE WA 98198 6.50000 75.0%
10130662 DIX WILLIAM 747 & 749 EAST 27TH STREET PATERSON NJ 07504 6.25000 85.0%
10130664 MCCONAHA WILLIAM EDWIN 24370 LA HOMA YORBA LINDA CA 92887 6.75000 85.0%
10130665 PISTONE PETER 23418 MOBILE STREET (WEST HILLS CA 91307 6.87500 80.0%
10130673 COLEMAN DEBORAH 2008 SOUTH NYE PLACE SEATTLE WA 98144 6.75000 80.0%
10130674 DONATO JOYCE 1122 WEST 76TH STREET LOS ANGELES CA 90044 6.50000 84.5%
10130688 HOWARD LISA 1009 10TH AVENUE BELLE FOURC SD 57717 7.25000 90.0%
10130690 HUNT DANIEL 2813 CAMBRIA AVENUE BAKERSFIELD CA 93304 6.25000 80.0%
10130699 WORKS-MENELL ELIZABETH 18623 LAWTON BOULEVARD PERRIS CA 92572 5.87500 69.3%
10130700 RHOADS PAUL 22626 NORTHEAST 20TH PLACE REDMOND WA 98053 6.50000 84.5%
10130702 HARTMAN JOSEPH 5006 WESTMINSTER TERRACE SAN DIEGO CA 92116 6.25000 80.0%
10130704 CLURE CORY 1007 EAST ILLINOIS AVENUE SPOKANE WA 99207 6.75000 75.0%
10130705 DAIGLE TED 7002 238TH AVENUE NORTHEAST REDMOND WA 98053 6.75000 80.0%
10130709 ZIMMER DAN 317 4TH STREET LYONS SD 57041 6.75000 75.0%
10130716 JULIANO KEVIN 4404 NORTH HOWARD STREET SPOKANE WA 99205 6.50000 75.0%
10130723 DAVIS GERALD 1021 11TH STREET WEST WILLISTON ND 58801 6.75000 85.0%
10130731 COVINGTON NINO 2010 EAST 75TH AVENUE ANCHORAGE AK 99507 7.00000 80.0%
10130737 ALM RICHARD 108 WEST NEBRASKA AVENUE SPOKANE WA 99205 6.75000 80.0%
10130739 TRACY JEFFERY E. 223 SOUTH SARGENT ROAD SPOKANE WA 99212 6.75000 75.0%
10130740 HAZZARD RICHARD 300 SOUTH JEFFERSON STREET HUMBOLDT SD 57035 6.50000 85.0%
10130749 DUTOIT PETER E. 26 COLONIAL DRIVE OCEANPORT NJ 07757 6.12500 80.0%
10130751 BURKE THOMAS 1625 EDGEWOOD DRIVE NORTHWEST GIG HARBOR WA 98332 6.25000 80.0%
10130754 ASHLEY JOHN 831 SILVER STREET RAPID CITY SD 57701 7.37500 70.0%
10130766 GROSS CHERYL 5304 230TH STREET SOUTHWEST MOUNTLAKE T WA 98043 6.12500 75.0%
10130768 POSPISILIK MICHAEL 31143 ALLVIEW DRIVE RUNNING SPR CA 92382 5.75000 67.4%
10130772 DIRENZO JOSEPH 42 GREENCOURT STREET WORCESTER MA 01604 6.12500 73.5%
10130775 BECKSTRAND BENJAMIN 4680 LOWER WYANDOTTE ROAD OROVILLE CA 95966 7.12500 80.0%
10130777 SCOTT JOHN 3109 SOUTH DAKOTA STREET SEATTLE WA 98108 6.75000 80.0%
10130778 WIDMER DAVID 1240 CEDAR STREET PORT TOWNSE WA 98368 7.00000 85.0%
10130781 TRAYNUM ELISE K. 3008 ASTORIA CIRCLE CORONA CA 91719 7.00000 90.0%
10130785 KRUEGER THOMAS M. 39895 SWANSON RIVER ROAD STERLING AK 99672 6.62500 75.0%
10130798 PREPOTENTE ROBERTO 14205 SOUTHEAST 183RD STREET RENTON WA 98058 7.25000 90.0%
10130801 FISHER ADAM 4605 NORTHEAST MASON STREET PORTLAND OR 97218 6.25000 53.9%
10130804 ALLEN MARK 7917 EAST MISSION AVENUE SPOKANE WA 99212 6.25000 80.0%
10130813 STOGNER CARL 1601 ELCADORE DRIVE 2 ANCHORAGE AK 99507 6.62500 72.1%
10130820 ELMER TIMOTHY 321 WEST 2540 NORTH LEHI UT 84043 6.50000 85.0%
10130830 LANDA TOMMY 4745 WEST MCNEIL DRIVE LAVEEN AZ 85339 6.12500 77.6%
10130836 CHOUINARD KEVIN S. 1010 SOUTH 10TH AVENUE YAKIMA WA 98902 7.00000 85.0%
10130838 BOWMAN MICHAEL 1492 WILLIWAW WAY WASILLA AK 99654 7.00000 80.0%
10130841 HARTIN RUSSELL ROUTE 2 BOX 145-B VERONA MO 65769 6.50000 85.0%
10130857 LYONS RONALD 2085 BREEZY WAY POST FALLS ID 83854 7.00000 85.0%
10130861 DUNCAN MICHAEL 8433 EAST 1000 NORTH MONTICELLO IN 47960 6.75000 65.0%
10130863 BALES SHAWN 9905 NORTH EDNA STREET SPOKANE WA 99208 7.25000 75.0%
10130864 MOLINA NESTOR 15621 158TH AVENUE SOUTHEAST RENTON WA 98058 7.00000 75.0%
10130865 BROOKS WANDA 11333 SOUTHEAST FULLER ROAD MILWAUKIE OR 97222 6.12500 80.0%
10130871 FROSS DEL 6528 NORTH ASSEMBLY ROAD SPOKANE WA 99224 7.25000 90.0%
10130873 WRIGHT AUTUMN R. 210 EAST 77TH STREET LOS ANGELES CA 90003 6.75000 58.4%
10130878 LEPOIDEVIN TRACY 218004 EAST GAME FARM ROAD KENNEWICK WA 99337 6.75000 80.0%
10130891 RUTHERFORD JAMES L. 350 WEST LOCUST STREET STAYTON OR 97383 6.50000 90.0%
10130894 KARPINSKI MICHELLE 5202 SOUTH CHARITON AVENUE LOS ANGELES CA 90056 6.50000 70.0%
10130899 RICHARDSON MERRILL 2033 NORTHEAST ALAMEDA DRIVE PORTLAND OR 97212 5.87500 63.6%
10130901 KROGH KENNETH 15 GLEN LAKE ROAD SPARTA NJ 07871 5.75000 65.0%
10130902 MONTREY ALICE 10232 OCCIDENTAL AVENUE SOUTH SEATTLE WA 98168 6.37500 70.0%
10130904 SHERROD GREGORY 15719 MEAD MCCUMBER ROAD EAST SUMNER WA 98390 6.75000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10130644 9.75000 117,390.20 1,009.04 05 1 141,500.00 360 N
10130645 9.50000 132,552.54 1,116.24 01 1 177,000.00 360 N
10130656 9.75000 197,065.19 1,694.69 01 1 263,000.00 360 N
10130662 7.50000 152,657.22 1,069.80 05 1 180,000.00 360 N
10130664 8.50000 518,185.89 3,986.82 01 1 610,000.00 360 N
10130665 7.50000 137,291.72 962.12 01 1 172,000.00 360 N
10130673 9.75000 148,730.57 1,278.43 01 1 186,000.00 360 N
10130674 9.50000 119,881.47 1,009.03 01 1 142,000.00 360 N
10130688 10.50000 56,654.74 518.66 01 1 63,000.00 360 N
10130690 9.50000 55,944.69 470.88 01 1 70,000.00 360 N
10130699 7.75000 103,852.72 745.07 01 1 150,000.00 360 N
10130700 9.49000 239,881.70 2,016.30 01 1 284,000.00 360 N
10130702 8.75000 193,675.22 1,526.20 01 1 242,500.00 360 N
10130704 9.99000 59,170.53 519.53 01 1 79,000.00 360 N
10130705 9.99000 239,893.60 2,104.40 01 1 300,000.00 360 N
10130709 11.50000 31,864.81 315.66 01 1 42,500.00 360 N
10130716 10.25000 40,483.01 362.93 01 1 54,000.00 360 N
10130723 11.12500 31,025.00 298.40 01 1 36,500.00 360 N
10130731 10.74000 175,866.59 1,641.61 05 3 220,000.00 360 N
10130737 9.50000 103,948.84 874.49 01 1 130,000.00 360 N
10130739 9.99000 67,439.89 591.87 01 1 90,000.00 360 N
10130740 10.00000 51,000.00 447.57 01 1 60,000.00 360 N
10130749 6.75000 191,668.45 1,245.31 01 1 240,000.00 360 N
10130751 8.99000 110,616.67 890.73 01 1 138,500.00 360 N
10130754 10.50000 75,878.76 694.75 12 3 108,500.00 360 N
10130766 9.25000 125,185.05 1,030.41 01 1 167,000.00 360 N
10130768 6.24000 88,915.39 547.41 01 1 132,000.00 360 N
10130772 7.99000 106,356.31 780.72 01 1 145,000.00 360 N
10130775 10.37400 56,376.97 510.61 01 1 70,500.00 360 N
10130777 10.50000 149,540.55 1,368.45 01 1 187,000.00 360 N
10130778 9.37500 89,113.72 742.34 01 1 105,000.00 360 N
10130781 9.99000 179,920.20 1,578.30 01 1 200,000.00 360 N
10130785 10.00000 86,211.84 756.91 01 1 115,000.00 360 N
10130798 9.75000 211,500.00 1,817.12 09 1 235,000.00 360 N
10130801 7.25000 83,934.47 573.03 01 1 156,000.00 360 N
10130804 8.99000 64,329.22 517.72 01 1 80,500.00 360 N
10130813 10.00000 79,928.92 702.06 04 1 111,000.00 360 N
10130820 10.50000 139,288.72 1,275.15 01 1 164,000.00 360 N
10130830 7.00000 103,804.00 691.92 01 1 134,000.00 360 N
10130836 10.87500 72,196.82 681.24 01 1 85,000.00 360 N
10130838 10.74000 85,567.70 798.42 01 1 107,000.00 360 N
10130841 9.50000 63,750.00 536.05 01 1 75,000.00 360 N
10130857 9.37500 123,187.75 1,025.14 01 1 145,000.00 360 N
10130861 10.75000 68,224.30 637.11 01 1 105,000.00 360 N
10130863 10.25000 86,177.35 772.89 01 1 115,000.00 360 N
10130864 10.99000 149,846.75 1,427.36 09 1 200,000.00 360 N
10130865 7.50000 118,312.13 827.87 01 1 148,000.00 360 N
10130871 9.50000 115,593.11 972.45 01 1 128,500.00 360 N
10130873 8.75000 72,475.20 574.30 01 1 125,000.00 360 N
10130878 9.75000 59,972.00 515.50 01 1 75,000.00 360 N
10130891 8.50000 85,448.19 657.43 01 1 95,000.00 360 N
10130894 8.25000 377,271.89 2,839.79 09 1 540,000.00 360 N
10130899 7.50000 177,867.89 1,244.61 01 1 280,000.00 360 N
10130901 7.75000 162,385.31 1,164.17 01 1 250,000.00 360 N
10130902 9.99000 97,912.74 859.30 01 1 140,000.00 360 N
10130904 9.25000 102,643.05 845.30 01 1 137,000.00 360 N
</TABLE>
Page 41
<PAGE>
SCHED
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10130911 CLARK CHARLES 4203 EAST NANCY AVENUE MEAD WA 99021 6.50000 85.0%
10130916 HERBERT ROBERT 1124-135TH AVENUE SOUTHEAST SNOHOMISH WA 98290 6.62500 72.0%
10130920 RUSSELL JUNE 149 EAST CAMBRIDGE STREET LONG BEACH CA 90805 6.75000 64.8%
10130921 EBRAHIMI ALI 8419 PEESKILL DRIVE STOCKTON CA 95210 6.75000 68.4%
10130924 OLAGUE ROBERT 3348 DEL RIO ROAD SOUTHWEST ALBUQUERQUE NM 87105 6.37500 70.0%
10130933 KOON DWAYNE 713 DON FILOGONIO ESPANOLA NM 87532 6.12500 75.0%
10130945 TAYLOR ROBERT 13618 212TH DRIVE NORTHEAST WOODINVILLE WA 98072 6.87500 80.0%
10130946 MALTAIS MICHAEL 1104 ALKI AVENUE SOUTHWEST SEATTLE WA 98116 6.25000 76.2%
10130948 BLESSING SHARON J. 2414 NORTH STANDARD STREET SPOKANE WA 99207 7.25000 75.0%
10130954 RIVERA JOEL 31372 SANTA MARIA DRIVE UNION CITY CA 94587 6.75000 80.0%
10130959 JONES THOMAS D. 4107 NORTHEAST 134TH AVENUE PORTLAND OR 97230 7.00000 85.0%
10130962 WICKSTROM NICK 33900 NORTHEAST STOSSEL CREEK WA DUVALL WA 98019 6.25000 60.8%
10130965 EISLER AARON 159 FIRST STREET PRIEST RIVE ID 83856 6.75000 80.0%
10130972 JOHNSON CONNIE 432 KAKE ROAD KAKE AK 99830 6.87500 60.0%
10130975 JOHNSON MARVIN 212 HARDER ROAD WASHOUGAL WA 98671 5.75000 80.0%
10130976 CLAIR TERRI 4417 1ST AVENUE SOUTH MINNEAPOLIS MN 55409 6.75000 75.0%
10130980 VALENCIA MARTIN 10 LAS COLINAS ALGODONES NM 87001 6.87500 43.9%
10130988 TRUJILLO CLAUDE 11513 ANGELINA PLACE NORTHEAST ALBUQUERQUE NM 87123 6.75000 80.0%
10130998 FISCHER FRANK 8207 36TH AVENUE NORTHEAST MARYSVILLE WA 98270 6.25000 65.0%
10131010 COLLINS JACQUELINE 14909 134TH AVENUE SOUTHEAST RENTON WA 98058 6.75000 80.0%
10131015 IJAMES CAROLYN 7705 ALANDALE CIRCLE TOBACCOVILL NC 27050 7.00000 85.0%
10131022 BRAATEN JOHN 22375 DEER PARK DRIVE CHUGIAK AK 99567 6.75000 80.0%
10131024 ANDERSEN DAVID 7282 RAMPART LANE LA PALMA CA 90623 6.25000 80.0%
10131036 GORZ THOMAS 757 BURR STREET SAINT PAUL MN 55101 7.00000 80.0%
10131038 BENTLEY EDDIE 1601 WEST CUBBON STREET SANTA ANA CA 92703 7.25000 90.0%
10131040 SCHROYER MICHAEL 50A GRAND VIEW LANE SOUTHEAST BELLINGHAM WA 98226 6.25000 80.0%
10131041 MCELVANEY ANDREW 6409 NORTH MARKET STREET SPOKANE WA 99207 6.25000 80.0%
10131046 BICHLER TERRY 4818 NORTH ISENHART SPOKANE WA 99216 6.37500 69.6%
10131049 PETERS JACK 14102 120TH AVENUE COURT EAST PUYALLUP WA 98374 6.00000 90.0%
10131052 REYS GLENN 1932 KAIHAMU PLACE WAILUKU HI 96793 7.25000 90.0%
10131065 KAMPHAKE JAMES ROUTE 2 BOX 28 PARKERS PRA MN 56361 7.00000 75.0%
10131067 RUPP DANIEL 6205 WEST 75TH PLACE ARVADA CO 80003 7.00000 85.0%
10131069 SCHMIDT LORRAINE 407 NORTH 5TH STREET MARSHALL MN 56258 7.25000 90.0%
10131073 CARSON TIM 305 WEST CARLISLE AVENUE SPOKANE WA 99205 6.50000 75.0%
10131080 COLEMAN ARICE 36 NORTHEAST COOK STREET PORTLAND OR 97212 7.25000 90.0%
10131090 LAUKER EDMUND 147 116TH STREET NORTHEAST SEATTLE WA 98125 7.00000 77.1%
10131096 MANULAT AMABEL 1425 SOUTH PUGET DRIVE 115 RENTON WA 98056 6.25000 80.0%
10131099 BENNETT DAVID 274 JANES AVENUE BOLINGBROOK IL 60440 6.75000 75.0%
10131100 DUGAN JOHN J. 2 VIA ZAPADOR RANCHO SANT CA 92688 6.25000 80.0%
10131657 BRICENO GARY 450 APACHE LOOP SOUTH WEST RIO RANCHO NM 87124 6.75000 75.0%
10131676 HOOKS GEORGE 2759 NORTH HIGHWAY 16 WHITESBURG GA 30185 6.75000 61.8%
10131688 PUCCIO DAVID 619 MISSOURI STREET SAN FRANCIS CA 94107 6.62500 75.0%
10131717 HAROLD MAURICE 1205 82ND AVENUE OAKLAND CA 94621 7.25000 80.0%
10131799 MCREE JON D. 23075 MOUNTAINAIRE DRIVE YARNELL AZ 85362 6.99000 85.0%
10131905 BRONCHICK WILLIAM 4459 GROVE STREET DENVER CO 80211 6.25000 75.0%
10131908 HARRIS GERALD E. 110 LAZERCHEFF DRIVE CAHOKIA IL 62206 6.99000 85.0%
10131931 ORTEGA HECTOR 847 5TH STREET, NO. 306 SANTA MONIC CA 90403 5.75000 90.0%
10131988 CAMPOS JORGE 8532 COLUMBUS AVENUE NO. 24 (SEPULVEDA CA 91343 5.75000 90.0%
10132006 PHAN PHI 9970 NORTH 94TH LANE PEORIA AZ 85345 6.00000 85.0%
10132020 SAMPSON DELMER 4105 WEST 75TH AVENUE WESTMINSTER CO 80030 5.50000 77.5%
10132021 MOORE DENNIS H. 3718 HOLY RIDGE ROAD TRASKWOOD AR 72167 5.00000 80.0%
10132054 LONDONO JON 660 NORTH VIA COLINAS WESTLAKE VI CA 91362 5.75000 90.0%
10132101 WRIGHT BRANDON 94 NORTH 16TH STREET EAST ORANGE NJ 07017 7.50000 70.0%
10132103 CORSO PAUL 309 N. LINCOLN AVENUE TAMPA FL 33609 6.75000 50.6%
10132118 HENRICH JOSEPH L. 6 ROBERT F. TONER BOULEVARD N. ATTLEBOR MA 02760 7.25000 70.0%
10132130 COQUET ROBERT LOT 1 SEC 12 WILD ACRES DINGMANS FE PA 18328 6.75000 65.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10130911 11.25000 69,675.86 676.97 01 1 82,000.00 360 N
10130916 8.50000 89,945.47 692.03 01 1 125,000.00 360 N
10130920 10.25000 93,960.58 842.34 01 1 145,000.00 360 N
10130921 9.25000 59,438.06 489.50 01 3 87,000.00 360 N
10130924 9.75000 83,921.30 721.69 01 1 120,000.00 360 N
10130933 9.50000 52,474.18 441.45 01 1 70,000.00 360 N
10130945 7.99000 305,986.61 2,246.12 01 1 383,000.00 360 N
10130946 9.49000 319,683.29 2,688.40 01 1 420,000.00 360 N
10130948 11.50000 48,734.42 482.77 01 1 65,000.00 360 N
10130954 8.99000 200,000.00 1,607.81 01 1 250,000.00 360 N
10130959 9.50000 120,640.54 1,014.92 01 1 142,000.00 360 N
10130962 8.25000 92,890.72 698.31 01 1 153,000.00 360 N
10130965 9.50000 83,917.03 706.32 01 1 105,000.00 360 N
10130972 9.74000 46,178.40 396.59 01 3 77,000.00 360 N
10130975 8.99000 167,908.04 1,350.56 01 1 210,000.00 360 N
10130976 11.99000 71,979.35 740.05 01 1 96,000.00 360 N
10130980 10.49000 88,928.79 813.46 01 1 203,000.00 360 N
10130988 10.50000 79,136.76 724.48 01 1 99,000.00 360 N
10130998 9.99000 94,900.00 832.12 01 1 146,000.00 360 N
10131010 8.99000 116,136.39 934.14 01 1 145,250.00 360 N
10131015 9.50000 64,568.22 543.20 01 1 76,000.00 360 N
10131022 9.99000 167,125.87 1,466.07 01 1 209,000.00 360 N
10131024 9.99000 199,900.00 1,752.79 01 1 249,900.00 360 N
10131036 11.50000 67,978.27 673.40 06 1 85,000.00 360 N
10131038 9.99000 136,800.00 1,199.51 01 1 152,000.00 360 N
10131040 9.99000 76,765.95 673.41 09 1 96,000.00 360 N
10131041 8.99000 77,514.73 623.83 01 1 97,000.00 360 N
10131046 8.25000 63,959.18 480.82 01 1 92,000.00 360 N
10131049 10.49000 125,899.20 1,151.63 01 1 140,000.00 360 N
10131052 9.99000 196,200.00 1,720.35 01 1 218,000.00 360 N
10131065 9.99000 69,221.69 608.31 01 1 92,500.00 360 N
10131067 9.87500 107,051.33 930.01 01 1 126,000.00 360 N
10131069 10.49000 124,690.32 1,140.12 01 1 138,600.00 360 N
10131073 9.75000 56,223.75 483.28 01 1 75,000.00 360 N
10131080 10.75000 143,945.00 1,344.22 01 1 160,000.00 360 N
10131090 10.75000 174,934.11 1,633.60 05 1 227,000.00 360 N
10131096 8.99000 46,348.99 373.02 04 1 58,000.00 360 N
10131099 9.25000 90,702.95 746.58 01 1 121,000.00 360 N
10131100 8.99000 156,714.16 1,260.53 09 1 196,000.00 360 N
10131657 9.50000 56,250.00 472.99 01 1 75,000.00 360 N
10131676 10.75000 52,530.00 490.36 01 1 85,000.00 360 N
10131688 8.75000 254,853.29 2,006.09 01 1 340,000.00 360 N
10131717 10.25000 59,974.83 537.67 01 1 75,000.00 360 N
10131799 9.75000 63,750.00 547.72 01 3 75,000.00 360 N
10131905 8.75000 71,250.00 560.53 01 3 95,000.00 360 N
10131908 10.05000 36,125.00 318.36 01 3 42,500.00 360 N
10131931 8.99000 195,750.00 1,573.65 04 1 217,500.00 360 N
10131988 9.99000 58,450.00 512.51 04 1 64,950.00 360 N
10132006 10.25000 96,280.00 862.77 09 1 113,271.00 360 N
10132020 7.99000 93,000.00 681.76 01 1 120,000.00 360 N
10132021 7.99000 101,520.00 744.22 01 1 126,900.00 360 N
10132054 8.50000 169,200.00 1,301.01 04 1 188,000.00 360 N
10132101 10.50000 69,944.12 640.32 01 3 100,000.00 360 N
10132103 10.75000 32,872.23 307.12 05 1 65,000.00 360 N
10132118 10.25000 96,209.64 862.50 01 1 137,500.00 360 N
10132130 10.75000 46,764.60 436.87 09 1 72,000.00 360 N
</TABLE>
Page 42
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10132138 SIGNORIELLO MARY 24 METTERS STREET NORTH ATTLE MA 02760 6.50000 75.0%
10132142 STEVIC MARY 4283 NW 3RD AVENUE BOCA RATON FL 33431 6.37500 55.6%
10132157 GORDON EWAN 148 22ND AVENUE PATERSON NJ 07513 7.25000 83.2%
10132169 CARTER WILLIAM 169 SCOTTFIELD DRIVE NEWARK DE 19713 7.25000 90.0%
10132178 MILIO SALVATORE 26 GARFIELD STREET YONKERS NY 10701 7.75000 83.0%
10132180 YOUNG JEFFERY 616 GETZ ROAD PEN ARGYL PA 18072 7.50000 69.3%
10132189 LYNCH CHERYL 3 BRITTANY LANE JACKSON NJ 08527 6.12500 78.4%
10132201 BROCK JOHN H. 114 KAREN WAY WEIRTON WV 26062 6.75000 80.0%
10132226 MARCOU JR. FRANK D. 71 INTERVALE AVENUE BURLINGTON VT 05401 7.25000 90.0%
10132228 BOTTI JOSEPH P. 99 CENTRAL AVE. PORT JEFFER NY 11776 6.75000 75.0%
10132229 RISCHNER JOYCE K. 1371 BERKSHIRE SCHOOL ROAD SHEFFIELD MA 01257 7.00000 75.0%
10132234 MILLS EDWARD LOTS 9 & 10, BLOCK L EFFORT PA 18330 6.75000 65.0%
10132235 HODGES TITUS 26840 SW 144TH COURT MIAMI FL 33032 7.00000 75.0%
10132244 JACKSON EDWARD 1150 OLD FREEHOLD ROAD DOVER TOWNS NJ 08753 7.62500 80.0%
10132246 MARTIN KEVIN 6874 OLD ROUTE 22 BETHEL PA 19507 6.75000 75.0%
10132248 ROBINSON JOHN 27-29 WILLIAM STREET EAST ORANGE NJ 07017 7.25000 90.0%
10132249 LOPORTO ROBERT 5 MUSCONETCONG AVENUE HOPATCONG NJ 07843 6.50000 85.0%
10132275 CANNON GREGORY 311 PENNSVIEW COURT 102 PITTSBURGH PA 15205 6.25000 85.0%
10132277 CASALI DAVID B. 255 STABLE ROAD MILFORD NH 03055 6.75000 80.0%
10132284 ARCHER THOMAS R. 18 DZIOK DRIVE EAST HAMPTO CT 06424 7.00000 85.0%
10132286 ZWOLINSKI JOHN 1102 HAZELWOOD AVENUE MIDDLESEX NJ 08846 7.25000 90.0%
10132288 HUMPHREY AMMIE 3606 BATAVIA STREET NASHVILLE TN 37209 7.25000 90.0%
10132292 BROWN EDNA 827 48TH STREET NE WASHINGTON DC 20019 7.00000 70.0%
10132304 SINGH RAM 1329 TAYLOR AVENUE NEW YORK NY 10472 7.00000 85.0%
10132347 SHARON KOBI MIAMI FL 33179 7.50000 81.7%
10132360 MORAN SHAUN 330 PARK AVENUE OCEAN NJ 07755 7.25000 90.0%
10132369 IKOMONI ALEXANDER 1014 E. 225TH STREET NEW YORK NY 10466 7.00000 80.0%
10132372 SULLIVAN HELENA 177 SOUTH MAIN STREET STOWE VT 05672 6.87500 80.0%
10132388 CLARK TIMOTHY RYDER ROAD FARMINGDALE ME 04344 6.75000 65.0%
10132397 DEANS GAIL L. 2104 SANDY CREEK DRIVE WILSON NC 27893 7.25000 90.0%
10132411 HUGHES RONALD 1121 MYRTLE AVENUE PLAINFIELD NJ 07063 7.62500 80.0%
10132415 ELLSWORTH LISA K. 1038 DEER LANE EXTENSION NEW BRIGHTO PA 15066 6.25000 80.0%
10132416 WODARCZAK GLORIA M. 33 SMITH STREET CHEEKTOWAGA NY 14225 7.00000 80.0%
10132420 COOMBS GARY J. 46495 MIDWAY DRIVE LEXINGTON P MD 20653 6.75000 75.0%
10132421 BABSON DEBORAH 24 STANDISH ROAD DUXBURY MA 02332 6.25000 82.7%
10132463 WHITSETT JON M. 300 SOUTH TAYLOR STREET WEST LIBERT OH 43357 6.37500 70.0%
10132466 PARKER KENNETH 95 MITRIS BOULEVARD WOONSOCKET RI 02895 6.50000 85.0%
10132473 SOTO WILLIAM 2604 12TH STREET TAMPA FL 33605 6.75000 75.0%
10132494 ROMAIN LESLIE 2876 SW 180 AVENUE MIRAMAR FL 33029 6.25000 76.8%
10132499 FRANCISCO MA. C. 203 HOLMES STREET BELLEVILLE NJ 07109 6.50000 90.0%
10132512 SIMONETTI JANICE 1218 MARION LAKE ROAD MARION AR 72364 6.50000 85.0%
10132523 ZYCH JOSEPH 6014 WINDSOR DRIVE FREDERICKSB VA 22407 7.25000 90.0%
10132527 MUIR GAIL 407 WESTAGE AT THE HARBOR 407 ROCHESTER NY 14617 6.75000 75.0%
10132536 YOUMANS WILLIAM G. 15 SUSQUEHANNA AVENUE YORK HAVEN PA 17370 7.25000 80.0%
10132558 GALVIN DONALD J. ROUTE 5, MEMORIAL DRIVE LYNDON VT 05849 6.75000 65.0%
10132572 LEVI MANASSEH 225 HENLEY ROAD WOODMERE NY 11598 7.25000 59.0%
10132573 DOUGLAS PHYLLIS 733 CRESENT ROAD MEMPHIS TN 38116 7.25000 90.0%
10132574 QUESENBERRY NATALIE 1622 GRANDVIEW ROAD BEAVER WV 25813 7.00000 85.0%
10132577 LUBIN CARRINE 381 WEST CLARKSTOWN ROAD NEW CITY NY 10956 6.50000 85.0%
10132578 SKAGGS DAVID 16505 S. US HIGHWAY 441 MICANOPY FL 32667 6.75000 80.0%
10132588 SCOTT PAM 4330 GREENHILL AVENUE BALTIMORE MD 21206 6.75000 75.0%
10132589 DEBERNARDO THOMAS 719 EAST BROADWAY MILFORD CT 06460 7.50000 80.0%
10132592 BLAIR GORDON L. 12 OLD DOCK ROAD HIGHGATE SP VT 05460 7.00000 65.0%
10132593 HOLLAND JOHN 805 FREEMAN STREET TENNESSEE TN 38122 8.00000 90.0%
10132603 SMITH RAYMOND 1070 AVALON AVENUE LAKE HAVASU AZ 86403 6.50000 84.0%
10132608 TORRES RONALD 3638 NORTH TARPON DRIVE LAKE HAVASU AZ 86406 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10132138 9.99000 250,913.03 2,203.05 01 1 335,000.00 360 N
10132142 9.25000 88,907.35 732.19 01 1 160,000.00 360 N
10132157 11.50000 128,958.77 1,277.48 01 1 155,000.00 360 N
10132169 11.25000 112,410.00 1,091.80 01 1 124,900.00 360 N
10132178 11.00000 155,144.06 1,478.01 06 3 187,000.00 360 N
10132180 10.50000 51,937.45 475.67 01 3 75,000.00 360 N
10132189 8.99000 197,782.43 1,591.73 01 1 252,527.00 360 N
10132201 9.50000 54,343.69 457.43 01 1 68,000.00 360 N
10132226 11.25000 51,732.53 502.63 05 1 57,500.00 360 N
10132228 9.50000 104,948.35 882.90 05 3 140,000.00 360 N
10132229 11.00000 95,931.21 914.24 01 1 128,000.00 360 N
10132234 9.75000 55,197.60 474.69 09 1 85,000.00 360 N
10132235 10.00000 65,970.00 579.20 01 1 88,000.00 360 N
10132244 10.49000 180,000.00 1,645.19 01 1 225,000.00 360 N
10132246 10.99000 183,684.33 1,748.51 01 1 245,000.00 360 N
10132248 11.25000 78,246.37 760.50 05 1 87,000.00 360 N
10132249 9.25000 119,000.00 978.99 01 1 140,000.00 360 N
10132275 8.99000 52,671.15 423.66 04 1 62,000.00 360 N
10132277 10.75000 126,704.09 1,183.66 01 1 158,500.00 360 N
10132284 10.62500 114,660.82 1,060.41 01 1 135,000.00 360 N
10132286 10.25000 211,500.00 1,895.26 01 1 235,000.00 360 N
10132288 10.25000 90,861.88 814.56 01 1 101,000.00 360 N
10132292 11.25000 54,560.58 530.31 01 1 78,000.00 360 N
10132304 11.12500 195,500.00 1,880.29 05 1 230,000.00 360 N
10132347 11.50000 19,587.40 194.10 04 1 24,000.00 360 N
10132360 9.99000 143,221.34 1,258.70 01 1 159,500.00 360 N
10132369 11.00000 158,400.00 1,508.49 05 1 198,000.00 360 N
10132372 9.74000 232,000.00 1,991.54 01 1 290,000.00 360 N
10132388 10.75000 63,026.26 588.56 01 1 97,000.00 360 N
10132397 11.25000 58,479.44 568.19 01 1 65,000.00 360 N
10132411 10.49000 131,947.43 1,206.47 05 1 165,000.00 360 N
10132415 9.75000 71,166.78 611.72 01 1 89,000.00 360 N
10132416 11.50000 57,962.75 574.37 01 1 72,500.00 360 N
10132420 9.90000 86,250.00 750.54 01 1 115,000.00 360 N
10132421 9.75000 224,895.03 1,933.10 01 1 272,000.00 360 N
10132463 8.99000 72,020.76 579.62 01 1 103,000.00 360 N
10132466 10.75000 97,713.20 912.48 01 1 115,000.00 360 N
10132473 10.75000 38,221.07 357.06 01 1 51,000.00 360 N
10132494 8.99000 142,000.00 1,141.55 09 1 185,000.00 360 N
10132499 9.75000 139,434.91 1,198.53 01 1 155,000.00 360 N
10132512 10.25000 101,870.56 914.03 01 1 120,000.00 360 N
10132523 11.25000 113,361.71 1,101.42 01 1 126,000.00 360 N
10132527 10.99000 44,983.91 428.21 04 1 60,000.00 360 N
10132536 10.25000 68,051.45 610.07 12 1 85,100.00 360 N
10132558 9.75000 42,900.00 368.58 01 1 66,000.00 360 N
10132572 12.25000 173,952.91 1,823.34 01 1 295,000.00 360 N
10132573 10.25000 62,497.30 560.52 01 1 69,500.00 360 N
10132574 11.12500 106,985.33 1,030.07 01 1 126,000.00 360 N
10132577 10.75000 157,190.80 1,467.90 01 1 185,000.00 360 N
10132578 10.25000 39,966.29 358.45 01 1 50,000.00 360 N
10132588 9.99000 65,939.65 578.71 01 1 88,000.00 360 N
10132589 10.50000 123,901.01 1,134.28 01 1 155,000.00 360 N
10132592 9.00000 25,985.79 209.21 01 2 40,000.00 360 N
10132593 12.00000 45,886.86 472.14 01 1 51,000.00 360 N
10132603 9.50000 88,912.08 748.37 01 1 106,000.00 360 N
10132608 9.50000 64,000.00 538.15 01 1 80,000.00 360 N
</TABLE>
Page 43
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10132611 BUBLICH JOE 6743 EAST LATHAM STREET SCOTTSDALE AZ 85257 6.75000 81.0%
10132618 ASCANIO ANTHONY J. 1652 EAST WAGONER ROAD PHOENIX AZ 85022 6.62500 75.0%
10132630 POTTS JOHN M. 7714 WEST JENAN DRIVE PEORIA AZ 85345 6.75000 80.0%
10132633 SHAUL DAN 2814 EAST DARTMOUTH STREET MESA AZ 85213 7.00000 85.0%
10132639 HAMPTON ELAINE 499 WAGON TRAIN DRIVE SOUTHEAST RIO RANCHO NM 87124 7.00000 85.0%
10132643 MITCHELL WILLIAM C. 40 ALGODONES ROAD LOS LUNAS NM 87031 6.62500 75.0%
10132644 AINUU VAEA 1211 LIME POINT STREET . LAS VEGAS NV 89110 7.25000 90.0%
10132646 HOLLEY EMORY L. 413 EAST LOYOLA DRIVE TEMPE AZ 85282 7.00000 75.0%
10132652 MONTANO SHARI 247 COOPERGROVE DRIVE HENDERSON NV 89014 7.25000 90.0%
10132654 WALDIE WILLIAM 1710 WEST MONTEREY STREET CHANDLER AZ 85224 6.25000 80.0%
10132657 AMAYA DONNA 4139 EAST DOWNING STREET MESA AZ 85205 7.00000 85.0%
10132665 HIGGINS MICHAEL L. 5425 EAST PERSHING AVENUE SCOTTSDALE AZ 85254 7.25000 90.0%
10132673 BLACK ERIC JAY 1724 NORTH SPANISH MOSS AVENUE TUCSON AZ 85715 6.25000 80.0%
10132678 REICH MICHAEL W. 1351 EAST DEERSKIN STREET PAHRUMP NV 89048 7.00000 80.0%
10132685 RIENZO BRUCE 8129 MONTEREY EAST AVENUE NORTHE ALBUQUERQUE NM 87109 6.12500 75.0%
10132686 LARSEN JUDITH A. 1588 GLENBAR DRIVE COTTONWOOD AZ 86326 7.00000 72.7%
10132698 GONZALES ANGELITO A. 2380 EAST 9TH STREET RENO NV 89512 7.00000 85.0%
10132712 OLSON ARTHUR 474 WHETSTINE AVENUE PRESCOTT AZ 86301 7.00000 85.0%
10132713 SQUIRES SCOTT 9514 EAST PRESIDIO ROAD SCOTTSDALE AZ 85260 7.25000 90.0%
10132717 GOODOLF FRED 813 EAST PRINCETON AVENUE GILBERT AZ 85234 6.50000 84.5%
10132725 HUMPHREY JOSEPH 5236 WEST ALAMEDA ROAD PHOENIX AZ 85310 6.12500 80.0%
10132735 BONICK LEE S. 8141 WEST LAUREL LANE PEORIA AZ 85381 6.50000 85.0%
10132736 OSTREM KRISTINE 7021 WEST WOLF STREET PHOENIX AZ 85033 7.00000 85.0%
10132740 BARNETT BILL J. 3443 WEST MAUNA LOA LANE PHOENIX AZ 85023 7.25000 90.0%
10132741 WILLIAMS CAGE 1920 WISEMAN LANE GARDNERVILL NV 89410 6.75000 80.0%
10132748 JOHNSTON DOUGLAS CHARLES 21500 AALCO LANE CHINO VALLE AZ 86323 6.37500 70.0%
10132749 REAMER JEFFREY 3238 SOUTH PALMDALE STREET LAS VEGAS NV 89121 7.25000 90.0%
10132750 CONELY PATRICK 2360 JOY LANE FORT MOHAVE AZ 86426 6.62500 75.0%
10132761 LESLIE CORINA 9745 RAVINE AVENUE LAS VEGAS NV 89117 7.00000 85.0%
10132764 ULLOA BETTY 3746 WEST CHEERY LYNN ROAD PHOENIX AZ 85019 7.00000 85.0%
10132766 GRAY MICHAEL E. 8269 WEST PUMA DRIVE SAFFORD AZ 85546 7.00000 80.0%
10132774 BENNETT RONALD 4000 POWDERHORN DRIVE LAKE HAVASU AZ 86404 6.50000 82.6%
10132784 SALTZGIVER JIMMY A. 2601 EAST MICHELLE DRIVE PHOENIX AZ 85032 6.50000 85.0%
10132792 JENSON DENNIS 4228 WEST VILLA RITA DRIVE GLENDALE AZ 85308 7.25000 90.0%
10132794 BARRETT SCOTT 6060 NORTH CAMINO ARIZPE TUCSON AZ 85718 7.25000 90.0%
10132797 PROPST ELVIN 211-213 WEST ADAMS STREET TUCSON AZ 85705 7.37500 75.0%
10132808 TORRES ARTURO 4442 BUNKER CIRCLE LAS VEGAS NV 89121 7.00000 80.0%
10132810 BITTER MATTHEW R. 8602 EAST WINDSOR AVENUE SCOTTSDALE AZ 85257 7.00000 80.0%
10132815 SANDATE NANCY 5925 WEST PASADENA AVENUE GLENDALE AZ 85301 7.00000 85.0%
10132819 INGE ROBERT A. 4825 MESA BONITA COURT NORTHWEST ALBUQUERQUE NM 87120 7.25000 90.0%
10132829 MERCER JAMES 1618 PREWITT STREET MILAN NM 87021 6.12500 75.0%
10132840 MIRABEL RAY 215 GOLD AVENUE GRANTS NM 87020 7.00000 85.0%
10132855 NOEL PAUL 1011 GOLDEN RIDGE COURT HENDERSON NV 89012 7.25000 89.5%
10132868 BLACKWOOD DAVID 1436 HOMETOWN AVENUE HENDERSON NV 89014 7.00000 80.0%
10132874 YOUNG MICHAEL 5756 NORTH 42ND LANE PHOENIX AZ 85019 7.00000 85.0%
10132879 PERUSSE STEVEN 264 GRAND TETON DRIVE HENDERSON NV 89014 6.25000 80.0%
10132880 POINDEXTER MARK 2774 HASKELL COURT WATKINS CO 80137 7.00000 80.0%
10132907 MCCLURE RONDA 2017 NORTH 83RD PLACE SCOTTSDALE AZ 85257 6.75000 72.7%
10132920 CROLEY ROBERT 5241 NORTH 42ND DRIVE PHOENIX AZ 85019 6.75000 80.0%
10132925 SHEVAT ARIEL 6521 EAST GARY ROAD SCOTTSDALE AZ 85254 7.25000 90.0%
10132930 ELIAS IGNACIO 3939 TUDUR LANE LAS VEGAS NV 89119 7.00000 85.0%
10132941 CULLUM III FOSTER J. 609 HUNTINGTON STREET LAS VEGAS NV 89107 7.25000 90.0%
10132944 ORTIZ LUIS 4742 WEST LAUREL LANE GLENDALE AZ 85304 7.25000 90.0%
10132948 HOLBROOK JUANA 4308 EAST PALM LANE PHOENIX AZ 85008 7.00000 75.0%
10132954 SCRIVANO PETER 200 EAST LAUREL AVENUE GILBERT AZ 85234 6.75000 75.0%
10132959 NG AYLEEN 7226 WEST WINDSOR AVENUE PHOENIX AZ 85035 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10132611 8.99000 81,000.00 651.17 01 1 100,000.00 360 N
10132618 8.49000 86,915.53 668.34 09 1 116,000.00 360 N
10132630 10.49000 86,365.59 789.69 01 1 108,000.00 360 N
10132633 11.12500 108,724.15 1,046.42 01 1 128,000.00 360 N
10132639 10.37500 93,461.83 846.56 01 1 110,000.00 360 N
10132643 9.99000 104,878.48 920.02 01 2 139,900.00 360 N
10132644 10.74000 203,425.67 1,898.86 01 1 226,200.00 360 N
10132646 10.75000 101,211.88 945.15 01 1 135,000.00 360 N
10132652 9.99000 168,599.74 1,479.66 09 1 187,500.00 360 N
10132654 9.99000 163,927.29 1,438.01 09 1 205,000.00 360 N
10132657 10.87500 99,411.27 937.71 01 1 117,000.00 360 N
10132665 9.99000 220,303.67 1,933.42 05 1 245,000.00 360 N
10132673 9.50000 140,230.99 1,179.72 09 1 175,387.00 360 N
10132678 10.25000 91,961.41 824.42 01 1 115,000.00 360 N
10132685 9.50000 92,158.88 775.69 01 1 123,000.00 360 N
10132686 10.62500 87,166.26 805.82 01 1 120,000.00 360 N
10132698 9.99000 100,300.00 879.47 01 1 118,000.00 360 N
10132712 10.87500 81,600.00 769.40 01 1 96,000.00 360 N
10132713 10.99000 235,181.01 2,239.52 01 1 261,500.00 360 N
10132717 10.50000 135,042.09 1,236.28 09 1 160,000.00 360 N
10132725 8.25000 159,897.97 1,202.03 01 1 200,000.00 360 N
10132735 11.25000 116,746.88 1,134.31 01 1 137,397.00 360 N
10132736 10.25000 50,128.96 449.40 01 1 59,000.00 360 N
10132740 10.99000 70,174.90 668.01 01 1 78,000.00 360 N
10132741 9.99000 147,494.58 1,293.86 01 1 184,450.00 360 N
10132748 9.75000 73,465.71 631.48 01 1 105,000.00 360 N
10132749 10.99000 76,445.07 727.95 01 1 85,000.00 360 N
10132750 10.50000 74,940.12 686.06 01 1 100,000.00 360 N
10132761 10.87500 125,397.61 1,183.24 09 1 147,639.00 360 N
10132764 10.87500 49,281.93 464.85 01 1 58,000.00 360 N
10132766 10.87500 78,400.00 739.23 01 1 98,000.00 360 N
10132774 9.50000 474,766.36 3,994.06 01 1 575,000.00 360 N
10132784 10.50000 86,700.00 793.08 01 1 102,000.00 360 N
10132792 11.75000 98,939.82 999.32 01 1 110,000.00 360 N
10132794 10.12500 193,500.00 1,716.01 10 1 215,000.00 360 N
10132797 10.24000 81,000.00 725.24 05 3 108,000.00 360 N
10132808 10.24000 102,000.00 913.27 01 1 127,500.00 360 N
10132810 9.62500 99,152.48 843.19 01 1 124,000.00 360 N
10132815 9.87500 72,132.21 626.65 01 1 84,900.00 360 N
10132819 10.99000 132,300.00 1,258.93 01 1 147,000.00 360 N
10132829 9.50000 78,000.00 655.87 01 1 104,000.00 360 N
10132840 10.87500 32,585.05 307.36 01 1 38,350.00 360 N
10132855 9.99000 138,476.58 1,215.30 09 1 154,914.00 360 N
10132868 10.74000 80,729.52 753.28 09 3 100,950.00 360 N
10132874 10.87500 72,223.53 681.24 01 1 85,000.00 360 N
10132879 9.50000 114,400.00 961.94 09 1 143,000.00 360 N
10132880 11.25000 199,932.47 1,942.53 01 1 250,000.00 360 N
10132907 10.49000 119,897.55 1,096.79 01 1 165,000.00 360 N
10132920 9.99000 24,800.00 217.46 04 1 31,000.00 360 N
10132925 11.25000 166,442.94 1,617.16 01 1 185,000.00 360 N
10132930 11.62500 118,538.14 1,185.56 01 1 139,500.00 360 N
10132941 9.99000 88,160.90 773.37 01 1 98,000.00 360 N
10132944 10.99000 89,877.87 855.56 01 1 99,900.00 360 N
10132948 11.49000 59,980.78 593.72 01 1 80,000.00 360 N
10132954 10.75000 64,100.45 598.60 01 1 85,500.00 360 N
10132959 10.99000 67,500.00 642.31 01 1 75,000.00 360 N
</TABLE>
Page 44
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10132960 CROSSNO KENNETH 7821 WEST BERYL AVENUE PEORIA AZ 85345 7.00000 85.0%
10132963 MANOUKIAN JACUELINE M. 1025 UNIVERSITY TERRACE RENO NV 89503 6.75000 65.0%
10132967 CENTORE JOHN 10290 EAST DESERT COVE AVENUE SCOTTSDALE AZ 85260 7.00000 80.0%
10132969 MANGANO JOSEPH 16051 EAST TREVINO DRIVE FOUNTAIN HI AZ 85268 6.75000 80.0%
10132970 MURPHEY DEVON 1606 CORNELL DRIVE NORTHEAST ALBUQUERQUE NM 87106 6.87500 66.7%
10132972 DIAZ TONY 960 EAST 10TH DRIVE MESA AZ 85204 7.25000 89.4%
10132974 VILLARREAL MATED 5202 SOUTH 19TH AVENUE PHOENIX AZ 85041 7.50000 75.0%
10132980 BORGES KENNETH 1559 ARCADIA BOULEVARD BULLHEAD CI AZ 86442 6.50000 85.0%
10132981 MCCORD SYNTHIA L. 502 NORTH YUMA DRIVE CHINO VALLE AZ 86323 6.50000 85.0%
10132986 PISANA DOMINGO 1000 PURDUE DRIVE ROSWELL NM 88201 6.25000 80.0%
10132997 ROBISON CHUCK 325 EAST HARMONY AVENUE MESA AZ 85210 6.75000 80.0%
10132999 JACKSON JOSHUA J. 4535 FELDSPAR ROAD PRESCOTT AZ 86303 7.50000 80.0%
10133001 PEREZ STEPHANIE 3316 ROADRUNNER DRIVE LAKE HAVASU AZ 86406 7.00000 75.0%
10133002 OGAN ROBERT 160 WEST MULBERRY DRIVE HENDERSON NV 89015 7.00000 78.5%
10133003 MIRELES RANDOLPH 3625 WEST SIERRA VISTA DRIVE PHOENIX AZ 85019 7.25000 90.0%
10133008 CANDELARIA RICHARD 1453 CALUMET AVENUE LOS ANGELES CA 90026 6.25000 80.0%
10133010 TSOUPRAKOS KYRIAKOULI 14807 NORTH 36TH PLACE PHOENIX AZ 85032 7.00000 85.0%
10133018 HAMILTON DENISE L. 10710 NOBLE STREET CHERRY VALL CA 92223 7.12500 14.7%
10133024 WARREN JAY FRANK 2359 WEST GAIL ROAD QUEEN CREEK AZ 85242 6.00000 70.0%
10133026 PETERSON MARK 3680 NORTH ELLIOTT ROAD AJO AZ 85321 7.25000 69.3%
10133027 KELLY PETER P 395 BELL ROCK BOULEVARD SEDONA AZ 86351 6.50000 80.0%
10133035 BEACH GEORGE E. 3646 TEMPE STREET LAS VEGAS NV 89103 7.00000 75.0%
10133036 WOLFRAM RODGER 7244 BOYD LANE LAS VEGAS NV 89131 7.00000 80.0%
10133037 SISK CARLYNN 209 SOUTH MISSOURI AVENUE ROSWELL NM 88201 6.62500 55.0%
10133040 MYERS SANDRA 2209 WEST ROESER ROAD PHOENIX AZ 85041 6.50000 75.0%
10133044 KOOIMAN DONALD 8428 EAST MANLEY DRIVE PRESCOTT VA AZ 86314 6.75000 75.0%
10133050 PLANTE MICHAEL 17830 NORTH 57TH DRIVE GLENDALE AZ 85308 7.00000 80.0%
10133063 ANDERSON JOHN K. 17510 NORTH 84TH LANE PEORIA AZ 85382 6.50000 84.6%
10133066 ROBERTSON EARL 7928 CHERRY RIVER DRIVE LAS VEGAS NV 89128 7.25000 90.0%
10133067 TOSTA CARL 2137 SIERRA HEIGHTS DRIVE LAS VEGAS NV 89134 7.00000 70.0%
10133068 CRANDALL LARRY 10426 WEST CALLE DE EDENS PHOENIX AZ 85037 7.00000 85.0%
10133071 ROSELLO MARY A. 1940 WEST ROAD 2 SOUTH CHINO VALLE AZ 86323 6.75000 80.0%
10133073 WEGLARZ JOHN 3309 SHIPMATE DRIVE LAS VEGAS NV 89117 7.00000 80.0%
10133082 PESHLAKAI SHANNON R. 800 TRUMAN AVENUE GRANTS NM 87020 5.75000 65.0%
10133093 CONGRESS FREDRICK 3652 NORTH KIOWA BOULEVARD LAKE HAVASU AZ 86404 7.25000 90.0%
10133094 HUGHES ROBERT T. 6669 FREDONIA DRIVE LAS VEGAS NV 89108 7.25000 90.0%
10133107 ROMERO ARMANDO J. 14744 CARNELL STREET WHITTIER CA 90603 6.25000 80.0%
10133114 MCCLOUD RONALD P RURAL ROUTE 1, BOX 68A BROADVIEW MT 59015 6.37500 56.5%
10133122 ROBINSON JR. ALBERT 1376 NORTH RIDGE PARKWAY OLATHE KS 66061 7.00000 85.0%
10133126 TOWNLEY ALCENYA 1407 DUPONT AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10133128 KROGSTAD RANDALL 16901 ZIRCONIUM STREET NORTHWEST RAMSEY MN 55303 6.12500 75.0%
10133131 EVANS SHIRLEY J. 3520 MARTIN LUTHER KING LOS ANGELES CA 90008 5.87500 55.2%
10133140 ADKINS KYLE 426 52ND AVENUE WEST DULUTH MN 55807 6.50000 75.0%
10133148 WINMILL ROBERT 515 PULLMAN AVENUE ST. PAUL PA MN 55071 6.87500 70.0%
10133150 NORTHCUTT PHILLIP 116 EAST EATON STREET BRUSH CO 80723 7.00000 85.0%
10133155 ERNSTER ANTHONY 2535 WEST MEDICINE LAKE DRIVE PLYMOUTH MN 55441 7.00000 80.0%
10133159 WRIGHT GREGORY A. 1377 WALNUT STREET INDIANOLA IA 50125 6.87500 70.0%
10133161 COPEN GWYNNE E. 2200 MARSTON DRIVE WATERFORD MI 48327 7.00000 70.0%
10133170 WEBSTER LOLA H. WOODVINE ROAD LORMAN MS 39096 7.12500 65.0%
10133182 MELVILL LESLIE 30933 PETERSON ROAD PHILOMATH OR 97370 7.00000 75.0%
10133183 ELLIS BARBARA 2148 FRONTIER STREET LONGMONT CO 80501 7.25000 90.0%
10133184 CRYSTAL BRIAN 17713 EAST 143RD NORTH RIRIE ID 83443 7.00000 76.8%
10133191 SMOLNIKAR ANNE 9237 VINLAND STREET DULUTH MN 55810 6.50000 75.0%
10133193 LOMBARDI LEE T. 833 LIBERTY ROAD PETALUMA CA 94952 5.99000 79.7%
10133198 MCEVOY VINCENT 902 LAWRENCE LANE WICHITA KS 67206 6.87500 80.0%
10133199 MOORE GEORGE W. 208 EAST 2ND NEWTON KS 67114 6.87500 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10132960 10.37500 89,250.00 808.08 01 1 105,000.00 360 N
10132963 10.75000 84,468.18 788.80 01 1 130,000.00 360 N
10132967 9.25000 359,813.36 2,961.64 01 1 450,000.00 360 N
10132969 10.50000 367,853.75 3,366.25 01 1 460,000.00 360 N
10132970 10.25000 208,000.00 1,863.90 01 1 312,000.00 360 N
10132972 10.99000 70,174.90 668.01 01 1 78,500.00 360 N
10132974 11.99000 38,988.82 400.86 01 1 52,000.00 360 N
10132980 11.25000 61,944.07 601.85 01 1 72,900.00 360 N
10132981 9.50000 102,000.00 857.68 01 1 120,000.00 360 N
10132986 9.99000 59,973.40 526.10 01 1 75,000.00 360 N
10132997 9.99000 75,920.00 665.70 01 1 94,900.00 360 N
10132999 10.74000 99,924.20 932.73 01 1 125,000.00 360 N
10133001 10.25000 89,962.25 806.50 01 1 120,000.00 360 N
10133002 8.25000 162,500.00 1,220.81 01 1 207,000.00 360 N
10133003 10.99000 75,572.98 719.39 01 1 84,000.00 360 N
10133008 8.99000 119,934.31 964.69 01 1 150,000.00 360 N
10133010 10.37500 73,889.36 669.55 01 1 87,000.00 360 N
10133018 9.50000 27,986.23 235.44 01 3 191,000.00 360 N
10133024 8.75000 104,939.59 826.04 01 1 150,000.00 360 N
10133026 10.49000 52,000.00 475.28 01 1 75,000.00 360 N
10133027 8.62500 160,000.00 1,244.47 09 1 200,000.00 360 N
10133035 10.25000 89,925.00 805.82 01 1 119,900.00 360 N
10133036 10.25000 264,000.00 2,365.71 01 1 330,000.00 360 N
10133037 9.25000 32,482.88 271.49 01 1 60,000.00 360 N
10133040 9.75000 56,250.00 483.28 01 1 75,000.00 360 N
10133044 9.75000 61,471.31 528.38 01 1 82,000.00 360 N
10133050 10.25000 79,966.44 716.89 01 1 100,000.00 360 N
10133063 9.75000 120,943.55 1,039.58 01 1 143,000.00 360 N
10133066 9.99000 121,500.00 1,065.36 01 1 135,000.00 360 N
10133067 10.50000 213,000.00 1,948.40 09 1 304,479.00 360 N
10133068 11.62500 82,365.00 823.52 01 1 96,900.00 360 N
10133071 9.99000 82,800.00 726.02 01 1 103,500.00 360 N
10133073 9.50000 103,200.00 867.77 09 3 129,000.00 360 N
10133082 7.50000 43,842.43 306.79 01 1 67,500.00 360 N
10133093 9.49000 73,350.00 616.24 01 1 81,500.00 360 N
10133094 9.99000 98,955.11 868.06 01 1 109,999.00 360 N
10133107 8.99000 135,200.00 1,086.88 01 1 169,000.00 360 N
10133114 8.99000 34,942.08 281.37 01 1 62,000.00 360 N
10133122 10.87500 90,703.74 855.56 09 1 106,750.00 360 N
10133126 9.50000 57,571.00 484.34 01 1 72,000.00 360 N
10133128 9.50000 101,848.26 857.68 01 1 136,000.00 360 N
10133131 8.99000 84,829.32 693.26 01 1 154,000.00 336 N
10133140 10.99000 32,988.20 314.02 01 1 44,000.00 360 N
10133148 11.00000 47,985.59 457.31 01 1 68,600.00 360 N
10133150 10.87500 72,223.53 681.24 01 1 85,000.00 360 N
10133155 9.74000 134,673.43 1,157.16 01 1 168,500.00 360 N
10133159 11.12500 53,200.00 511.67 01 1 76,000.00 360 N
10133161 12.75000 62,281.94 677.01 01 1 89,000.00 360 N
10133170 10.74000 20,781.66 194.01 01 3 32,000.00 360 N
10133182 10.75000 185,859.31 1,736.28 01 1 248,000.00 360 N
10133183 9.50000 150,226.07 1,263.81 01 1 167,000.00 360 N
10133184 10.25000 61,399.23 550.44 01 1 80,000.00 360 N
10133191 10.75000 56,207.45 525.09 01 1 75,000.00 360 N
10133193 8.49000 278,647.74 2,143.10 01 1 350,000.00 360 N
10133198 9.50000 108,692.54 914.85 01 1 136,000.00 360 N
10133199 9.99000 37,091.94 325.53 01 1 49,500.00 360 N
</TABLE>
Page 45
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10133203 BRITTEN, JR. WILLIE J. 2701 12TH AVE. SOUTH MINNEAPOLIS MN 55407 5.25000 70.0%
10133207 ZELLMER ALLEN H 165 WINONA STREET WEST WEST ST. PA MN 55118 7.00000 73.5%
10133212 HODNETTE JOHN C. 1589 JANE GREENVILLE MS 38701 6.25000 80.0%
10133213 JONES, JR. LEO F. 618 LAUNCELOT ROAD JACKSON MS 39206 6.75000 75.0%
10133223 JACKSON SAMMIE 7316 SUNFLOWER LITTLE ROCK AR 72209 7.00000 70.0%
10133225 BABCOCK WILLIAM 598 BRUSH CREEK ROAD SPRINGDALE AR 72762 7.00000 80.0%
10133228 BARR RAMONA J. 3828 NORTH 52ND STREET OMAHA NE 68104 6.75000 80.0%
10133234 FLANARY THOMAS JAMES 324 NORTH GREEN AVENUE NEW RICHMON WI 54017 6.50000 85.0%
10133236 MCDOWELL SANDRA N. 3848 JAYNES STREET OMAHA NE 68111 7.00000 80.0%
10133237 MCANINCH GARY 326 NORTH OLIVE MARSHFIELD MO 65706 7.00000 69.5%
10133238 SMITH CHRISTOPHER 12300 CRYSTAL AVENUE GRANDVIEW MO 64030 7.00000 85.0%
10133239 LEWIS VENETIA D. 11271 HILL THOMPSON ROAD COLLINSVILL MS 39325 6.25000 75.6%
10133246 BUEHLER LESTER 1035 TAVISTOCK CIRCLE ST. LOUIS MO 63129 7.00000 85.0%
10133248 ARNOLDUS MIKE 5025 WEST HOOPES STREET SALT LAKE C UT 84118 7.00000 85.0%
10133249 HAMBY JEFFREY 2724 SMILEY ROAD BRIDGETON MO 63044 7.25000 90.0%
10133252 GOBLE JOHN F. 2201 EAST 3715 SOUTH SALT LAKE C UT 84109 5.87500 47.8%
10133253 TOLEDO MARY 10215 EAST UNDERWOOD ACAMPO CA 95220 6.37500 50.2%
10133255 HANSON DARILYN W. 6765 WEST 192ND AVENUE EDEN PRAIRI MN 55346 6.12500 54.3%
10133259 CALHOUNE MARCUS 3622 HUMBOLDT AVENUE NORTH MINNEAPOLIS MN 55412 6.87500 70.0%
10133268 ROTHWELL JUDITH A. 131 ARROWOOD LANE SAN MATEO CA 94403 6.00000 70.0%
10133273 CARSI LAWRENCE J. 7719 119TH LANE NORTH CHAMPLIN MN 55316 7.25000 90.0%
10133284 MCCARTHY ROBERT P. 107 PORTALES REAL BAKERSFIELD CA 93309 6.50000 80.0%
10133286 SAUCEDO CAESAR 709 PORRAS DRIVE EL PASO TX 79912 6.25000 80.0%
10133287 NELSON BARBARA 106 SOUTH RIDGEVIEW OLATHE KS 66061 7.00000 85.0%
10133294 SMITH RUSSELL V 3519 RUSSELL AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 70.0%
10133296 SEEFELD CRAIG 19371 WINSTON DETROIT MI 48219 4.70000 87.4%
10133302 LEWIS SHAY L. 1614 BELLA VISTA DRIVE JACKSON MO 63755 6.75000 75.0%
10133304 BANKS JOYLYN 3107 QUEEN AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10133307 BENSON GAYLYN F. 412 MAIN STREET WEST WACONIA MN 55387 7.00000 80.0%
10133314 NEWELL HAROLD JOE 4342-A HIGHWAY 6 NETTLETON MS 38858 7.00000 85.0%
10133319 GRISSOM RICHARD C. 509 SOUTHEAST 3RD NEWTON KS 67114 6.75000 75.0%
10133320 SCHLETER MICHAEL 8033 RUSSELL AVENUE NORTH BROOKLYN PA MN 55444 6.25000 80.0%
10133324 WERTISH JAMES 3124 BUNKER LAKE BOULEVARD ANDOVER MN 55304 6.25000 80.0%
10133327 SANTILLAN RICHARD 11117 VANALDEN AVENUE (NORTHRIDGE CA 91326 6.85000 90.0%
10133329 TRUJILLO CHRISTINE 3725 ELIOT STREET DENVER CO 80211 6.00000 70.0%
10133331 WEAVER MICHAEL 1754 OLD DAM ROAD GRAYLING MI 49738 6.75000 64.1%
10133332 TAYLOR KEITH T. 5019 W. ADAMS ST. CHICAGO IL 60644 5.99000 64.5%
10133334 BAGBY ELNORA 3955 BLAINE AVENUE ST. LOUIS MO 63110 7.00000 75.0%
10133337 MARTINEZ ANTHONY 3420 FEDERAL BOULEVARD DENVER CO 80211 6.37500 53.1%
10133338 SKINNER TOBY L. 1606 EDMUND AVE ST PAUL MN 55104 6.12500 75.0%
10133346 PAYNE SHEILA J. 2728 SOUTH 16TH STREET OMAHA NE 68108 6.75000 85.0%
10133348 ROBERTS PERRY 229 EAST BEAVER AVENUE FORT MORGAN CO 80701 6.25000 80.0%
10133352 CAMPBELL DOUG 724 DENNIS AVENUE SIMI VALLEY CA 93065 6.25000 80.0%
10133356 CABRERA HECTOR 4501 WELBORN LANE KANSAS CITY KS 66104 7.50000 55.7%
10133359 PACE DEBRA 2901 CONEFLOWER COURT SUPERIOR CO 80027 6.25000 80.0%
10133360 GARCIA MELITO A. 5203 DURHAM COURT DENVER CO 80239 7.25000 90.0%
10133372 CHATMON DONNIE 3721 CLEVELAND KANSAS CITY MO 64128 6.50000 75.0%
10133376 COLLINS JAMES L. 856 MEMPHIS STREET AURORA CO 80011 7.25000 90.0%
10133378 GREGORY JAMES NEIL 15268 FERNVIEW ST WHITTIER CA 90604 5.79000 85.0%
10133379 GRINSTEAD MICHAEL ROUTE 1, BOX 252E WARSAW MO 65355 6.25000 80.0%
10133381 GUTTER GUIDO P. 7 BESS COURT DURHAM NC 27707 6.25000 80.0%
10133386 FYTEN STEPHEN R. 16060 KANGAROO ST. RAMSEY MN 55303 5.49000 75.0%
10133387 RIPPY MICHAEL V. 2549 SALT CREEK ROAD EAGLE CO 81631 7.00000 85.0%
10133398 JESSICK KATHY 3108 EAST RAILROAD STREET NAMPA ID 83687 6.25000 80.0%
10133400 JOHNSON WOODS 402 MCGINNIS STREET MCCALL ID 83638 6.25000 80.0%
10133404 MENKEL RALPH H. 723 WAHSINGTON STREET SOUTEAST MCMINNVILLE OR 97128 6.50000 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10133203 13.75000 83,967.41 978.70 05 1 120,000.00 360 N
10133207 12.37400 61,733.74 653.01 01 1 84,000.00 360 N
10133212 9.50000 67,932.82 571.79 01 1 85,000.00 360 N
10133213 11.87500 37,092.38 378.31 01 1 49,500.00 360 N
10133223 11.00000 35,127.47 334.65 01 1 50,200.00 360 N
10133225 10.25000 95,959.74 860.26 01 1 120,000.00 360 N
10133228 9.50000 55,172.00 464.16 01 1 69,000.00 360 N
10133234 10.50000 70,918.33 649.24 01 1 83,500.00 360 N
10133236 11.50000 35,965.14 356.51 01 3 45,000.00 360 N
10133237 12.75000 27,770.27 301.86 01 1 40,000.00 360 N
10133238 10.87500 127,406.14 1,202.19 01 1 150,000.00 360 N
10133239 9.99000 54,331.48 477.00 01 1 72,000.00 360 N
10133246 9.87500 66,664.11 579.41 04 1 78,500.00 360 N
10133248 10.37500 91,724.71 831.17 01 1 108,000.00 360 N
10133249 10.50000 127,697.98 1,169.04 01 1 142,000.00 360 N
10133252 8.75000 106,377.00 837.84 01 1 223,000.00 360 N
10133253 9.00000 109,879.37 885.09 01 1 219,000.00 360 N
10133255 8.99000 56,967.03 458.23 01 1 105,000.00 360 N
10133259 10.75000 46,532.47 434.54 01 1 66,500.00 360 N
10133268 8.50000 244,851.58 1,883.84 01 1 350,000.00 360 N
10133273 10.99000 133,152.40 1,267.49 01 1 148,000.00 360 N
10133284 10.25000 237,492.38 2,132.72 01 1 297,500.00 360 N
10133286 9.75000 59,943.77 515.50 01 1 75,000.00 360 N
10133287 10.87500 69,605.73 656.79 01 1 81,950.00 360 N
10133294 11.00000 54,211.12 516.64 01 1 77,500.00 360 N
10133296 8.70000 61,056.12 479.28 01 1 70,000.00 360 N
10133302 11.50000 112,389.07 1,113.34 01 1 150,000.00 360 N
10133304 10.75000 61,476.84 574.10 01 1 82,000.00 360 N
10133307 10.74000 143,945.66 1,343.14 01 1 180,000.00 360 N
10133314 10.87500 106,132.12 1,001.83 01 1 125,000.00 360 N
10133319 10.50000 24,000.00 219.54 01 1 32,000.00 360 N
10133320 8.50000 86,161.99 663.73 01 1 107,900.00 360 N
10133324 9.99000 84,376.00 739.84 01 1 105,470.00 360 N
10133327 9.54000 239,165.53 2,020.00 01 1 266,000.00 360 N
10133329 9.99000 108,403.38 951.37 01 1 155,000.00 360 N
10133331 10.75000 74,914.50 700.12 01 1 117,000.00 360 N
10133332 9.50000 70,823.11 596.15 05 3 110,000.00 360 N
10133334 11.49000 29,990.39 296.86 05 1 40,000.00 360 N
10133337 10.25000 68,971.07 618.31 01 1 129,900.00 360 N
10133338 10.25000 63,668.37 571.26 01 1 85,000.00 360 N
10133346 11.25000 32,266.97 313.72 01 1 38,000.00 360 N
10133348 9.25000 64,732.54 533.10 01 1 81,000.00 360 N
10133352 9.50000 115,885.41 975.40 01 1 145,000.00 360 N
10133356 10.50000 23,390.70 214.05 01 3 42,000.00 360 N
10133359 8.25000 147,660.79 1,110.75 09 1 184,845.00 360 N
10133360 10.50000 134,347.00 1,228.93 01 1 149,275.00 360 N
10133372 11.49000 25,483.58 252.33 01 1 34,000.00 360 N
10133376 10.99000 106,162.04 1,010.57 01 1 118,000.00 360 N
10133378 7.99000 129,864.54 953.29 01 1 153,000.00 360 N
10133379 9.50000 35,982.29 302.71 01 1 45,000.00 360 N
10133381 8.99000 215,642.61 1,736.44 01 1 270,000.00 360 N
10133386 10.99000 98,917.92 941.95 01 1 132,000.00 360 N
10133387 10.37500 318,488.61 2,885.99 01 1 375,000.00 360 N
10133398 9.99000 62,108.46 547.15 01 1 78,000.00 360 N
10133400 9.50000 91,109.92 766.86 01 1 114,000.00 360 N
10133404 8.75000 92,992.47 732.42 01 1 133,000.00 360 N
</TABLE>
Page 46
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10133406 RUSH JAMES 3315 PEPPERWOOD DRIVE BOISE ID 83704 6.75000 86.1%
10133417 HAYNES PATRICIA A. 1604 NORTH HANLEY ROAD ST. LOUIS MO 63130 6.75000 75.0%
10133419 SMITH JERRY 808 LYNN CIRCLE GREENVILLE MS 38701 6.75000 75.0%
10133423 FLANAKIN JANE A. 810 ARROWHEAD DRIVE GARLAND TX 75043 6.00000 67.1%
10133424 POTTER MICHAEL A. 5640 SOUTHEAST RANCHO STREET HILLSBORO OR 97123 6.00000 75.0%
10133426 VANDYKE JOHN D 268 SOUTH WILLOWBROOK ROAD COLDWATER MI 49036 6.25000 80.0%
10133429 HUNTER BETH 5211 ENRIGHT AVENUE ST. LOUIS MO 63108 7.00000 70.0%
10133433 PULLIAM CAROL 1017 101ST AVENUE OAKLAND CA 94603 7.75000 90.0%
10133435 COX DEXTER L 2037 WEST 1760 NORTH ST. GEORGE UT 84770 5.87500 56.2%
10133436 HOWE JOSEPHINE B. 790 LA SALLE WAY NAPA CA 94559 7.25000 70.0%
10133438 DERANEK PATRICIA 8057 NESS ROAD OSKALOOSA KS 66066 6.87500 75.0%
10133442 RUFFIN RAMONA 546 FRAZIER RIVER ROUGE MI 48218 6.62500 75.0%
10133451 BLOUNT YVONNE 20555 AVON DETROIT MI 48219 7.25000 70.0%
10133458 GATHRIGHT CZELL 1515, 1515 1/2 WEST 105TH STREET LOS ANGELES CA 90047 6.12500 75.0%
10133461 SLEDGE JAMES JR. 2709-2711 CEDAR AVENUE SOUTH MINNEAPOLIS MN 55407 7.25000 80.0%
10133468 HARRIS LENA M. 7414 GREENPORT JENNINGS MO 63136 7.25000 85.3%
10133470 CHRISTENSEN ROLAND 7630 EAST 54TH PLACE TULSA OK 74145 6.87500 65.0%
10133473 YARNES REBECCA 4379 WILSHIRE BOULEVARD C-205 MOUND MN 55364 7.00000 80.0%
10133474 GODOY RAMON 127-08 88 AVE RICHMOND HI NY 11418 5.99000 65.0%
10133475 BARNES BLANCHE 7311 EUNICE AVENUE JENNINGS MO 63136 7.00000 85.0%
10133478 BROWN SHAWN PHILLIP 2741 CENTERVILLE ROAD LITTLE CANA MN 55117 6.25000 80.0%
10133481 WALKER DARLA L. 332 THOMAS AVENUE ST. PAUL MN 55103 6.50000 75.0%
10133485 MC CUSKER WILLIAM BASIL 1024 16TH AVENUE SOUTHEAST MINNEAPOLIS MN 55414 6.25000 64.1%
10133487 ARCHER BLANCHE ROUTE 2 BOX 7005 OKMULGEE OK 74447 7.25000 90.0%
10133493 BARTLETT EDWIN 5 SOUTHLAND DRIVE HAVEN KS 67543 5.87500 63.5%
10133500 FOSTER JOSEPH DALE 199 NORTH 2270 EAST CIRCLE ST. GEORGE UT 84790 7.00000 85.0%
10133503 ALLEN JAN D. 8107 HEMLOCK OVERLAND PA KS 66204 6.75000 65.0%
10133506 TALLEY STEVEN M. 8205 NORTHWEST DELTA KANSAS CITY MO 64151 7.25000 90.0%
10133507 BOURLAND CHARLES R. 622 WEST 1ST STREET LOVELAND CO 80537 6.50000 75.0%
10133512 HARRINGTON COREY 5600 LUCAS & HUNT ROAD ST. LOUIS MO 63136 6.25000 80.0%
10133517 ANTICH FELIX 6720 SOUTHEAST 76TH AVENUE PORTLAND OR 97206 6.75000 65.0%
10133519 THIEDE MARTIN L. 946 3RD STREET CLARKSTON WA 99403 6.37500 65.0%
10133521 FAHIE JAMES 1104 WYNBROOK ROAD GLEN BURNIE MD 21060 5.99000 75.0%
10133527 ENCE KERRY 513 SOUTH 320 EAST IVINS UT 84738 6.12500 75.0%
10133529 KENNEDY DOUGLAS 1700 WEST ARNOLD LAKE ROAD HARRISON MI 48625 6.50000 66.6%
10133533 MEDINA DAVID 28177 RODGERS DRIVE SAUGUS AREA CA 91350 6.25000 80.0%
10133542 PUTNEY JOHN W. SR. 230 & 230 1/2 DYER STREET ORCUTT CA 93455 7.00000 77.8%
10133549 BRYCE JOHN D. ROUTE 2 BOX 119 CONWAY MO 65632 7.00000 85.0%
10133550 WITT RON 5907 SOUTH SESAME STREET TAYLORSVILL UT 84118 6.25000 80.0%
10133553 REELING JAY 11542 TREEVIEW COURT MOORPARK CA 93021 7.25000 90.0%
10133558 JOHNSON GARY P. 822 NORTH 42ND STREET OMAHA NE 68131 7.25000 90.0%
10133559 TABRON JAMES 4340 MC REE ST. LOUIS MO 63110 6.75000 75.0%
10133562 TABRON LOWELL 4309 MCREE STREET ST. LOUIS MO 63110 6.75000 80.0%
10133564 LEVY GREGORY 5823 EAST 13TH STREET KANSAS CITY MO 64126 7.00000 85.0%
10133569 HENRIKSEN ANGELA 519 OTIS AVENUE NORTH ST. PAUL MN 55104 5.87500 62.2%
10133571 VANDENBUSSCHE DON GEORGE 1850 NE THOMAS ST. HILLSBORO OR 97124 5.99000 85.0%
10133574 JAMES DARRELL 5400 DERBY CHASE COURT ALPHARETTA GA 30005 6.50000 86.9%
10133579 SHERRER STEVEN W. 108 MELODY LANE BELTON MO 64012 7.00000 85.0%
10133582 LEAF TODD N. 11163 COUNTY ROAD 16 SOUTHEAST WATERTOWN MN 55388 7.25000 90.0%
10133584 KARFONTA MICHAEL 1954-1956 SOUTH 70TH STREET 2 MILWAUKEE WI 53219 7.25000 70.0%
10133589 EVANS MARK T. 1387 LAKE BLAINE ROAD KALISPELL MT 59901 6.62500 75.0%
10133590 MORGAN JUDITH 755-57 BELLAIRE STREET DENVER CO 80220 7.25000 90.0%
10133592 TIPTON TREVER 1775 SOUTH 700 EAST SALT LAKE C UT 84105 7.00000 70.0%
10133595 MAFFIN LYDIA 521 ELM VAN METER IA 50261 6.25000 80.0%
10134602 AVERY GARY 4938 DENSMORE AVENUE (ENCINO ARE CA 91436 7.00000 80.0%
10134603 JENKINS RICHARD A. RTE 7 BOX 1115 CLEVELAND TX 77327 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10133406 10.75000 98,815.44 924.15 01 1 115,000.00 360 N
10133417 11.87500 44,911.78 457.79 01 1 59,900.00 360 N
10133419 10.75000 22,482.97 210.04 01 1 30,000.00 360 N
10133423 9.25000 54,971.48 452.48 01 1 82,000.00 360 N
10133424 8.50000 104,059.17 801.60 01 1 139,000.00 360 N
10133426 10.75000 74,400.00 694.52 01 1 93,000.00 360 N
10133429 11.75000 38,476.59 388.63 01 1 55,000.00 360 N
10133433 10.50000 103,417.38 946.76 01 1 115,000.00 360 N
10133435 8.50000 49,969.71 384.46 01 3 89,000.00 360 N
10133436 9.00000 211,168.17 1,700.98 01 3 302,000.00 360 N
10133438 10.75000 71,972.89 672.11 01 1 96,000.00 360 N
10133442 10.25000 37,484.27 336.04 01 1 50,000.00 360 N
10133451 10.75000 66,474.96 620.77 01 1 95,000.00 360 N
10133458 8.99000 134,851.66 1,085.27 05 3 180,000.00 360 N
10133461 10.75000 73,544.31 687.05 05 3 92,000.00 360 N
10133468 11.75000 42,274.27 426.99 01 1 49,600.00 360 N
10133470 10.49000 63,349.75 579.25 01 1 97,500.00 360 N
10133473 9.99000 59,946.58 526.10 04 3 75,000.00 360 N
10133474 10.49000 112,350.03 1,027.70 05 3 173,000.00 360 N
10133475 11.62500 42,486.78 424.94 01 1 50,000.00 360 N
10133478 9.99000 83,163.11 729.53 01 1 104,000.00 360 N
10133481 10.25000 44,962.09 403.25 01 1 60,000.00 360 N
10133485 9.99000 45,478.79 398.96 01 1 71,000.00 360 N
10133487 10.50000 78,268.88 716.25 01 1 87,000.00 360 N
10133493 8.99000 39,933.80 321.57 01 1 63,000.00 360 N
10133500 10.37500 153,757.19 1,392.97 01 1 181,000.00 360 N
10133503 10.75000 48,731.64 455.08 01 1 75,000.00 360 N
10133506 10.50000 123,601.17 1,131.99 09 1 137,500.00 360 N
10133507 10.00000 67,432.32 592.37 01 1 90,000.00 360 N
10133512 9.99000 33,984.92 298.13 01 1 42,500.00 360 N
10133517 7.99000 58,421.06 428.85 01 1 90,000.00 360 N
10133519 10.75000 44,183.36 412.60 01 1 68,000.00 360 N
10133521 9.55000 92,195.10 778.98 01 3 123,000.00 360 N
10133527 9.50000 87,612.94 737.85 01 1 117,000.00 360 N
10133529 9.75000 54,249.67 466.31 01 1 81,500.00 360 N
10133533 9.50000 183,859.49 1,547.18 01 1 230,000.00 360 N
10133542 8.50000 83,949.11 645.89 05 3 108,000.00 360 N
10133549 11.49000 75,601.31 748.58 01 1 89,000.00 360 N
10133550 9.99000 95,114.98 834.75 01 1 119,000.00 360 N
10133553 9.50000 170,825.93 1,437.11 04 1 189,900.00 360 N
10133558 11.75000 85,118.71 863.05 01 1 95,000.00 360 N
10133559 12.00000 48,735.50 501.45 12 1 65,000.00 360 N
10133562 11.75000 61,581.37 621.80 01 1 77,000.00 360 N
10133564 12.00000 17,504.99 180.11 01 1 20,600.00 360 N
10133569 7.75000 152,892.00 1,096.12 01 1 246,000.00 360 N
10133571 8.99000 121,446.51 977.04 01 1 143,000.00 360 N
10133574 9.99000 151,864.66 1,332.79 01 1 175,000.00 360 N
10133579 10.37500 84,930.30 769.60 01 1 100,000.00 360 N
10133582 8.99000 161,911.32 1,302.33 01 1 180,000.00 360 N
10133584 10.75000 64,273.77 600.51 05 3 91,900.00 360 N
10133589 10.00000 133,321.34 1,171.56 01 1 178,000.00 360 N
10133590 10.99000 279,000.00 2,654.88 12 1 310,000.00 360 N
10133592 11.75000 71,356.60 720.72 01 1 102,000.00 360 N
10133595 9.50000 62,400.00 524.69 01 1 78,000.00 360 N
10134602 10.74000 323,877.75 3,022.05 01 3 405,000.00 360 N
10134603 10.25000 55,952.82 501.82 01 1 70,000.00 360 N
</TABLE>
Page 47
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10134615 TANGUMA RAYMOND 10837 TIMBERGROVE LANE CORPUS CHRI TX 78410 6.75000 79.2%
10134617 FLORIO EMMA 1324 DUBLIN ST GRAPEVINE TX 76051 6.25000 80.0%
10134622 BORGAS STEVE R. ROUTE II BOX 291-3 HUGHES ROAD HARLINGEN TX 78552 6.87500 75.0%
10134624 PENNINGTON LINDA K. 30910 EAST HIGHWAY 160 BAYFIELD CO 81122 6.37500 51.4%
10134625 ROSAS ROBERT 8719 PUERTO AMARANTE LAREDO TX 78045 6.25000 80.0%
10134626 BEAR CURTIS R. 1319 EAST 143 STREET GLENPOOL OK 74033 7.25000 75.0%
10134632 CADENA MARIA DE JESUS 154 CC CAMP RD. FABENS TX 79838 6.25000 80.0%
10134638 DILLON EDWARD L 1013 ROCKMOOR DRIVE FORT WORTH TX 76134 7.00000 75.0%
10134640 MARCELENO SAUNDRA G. 2710 ARCADY DR. GARLAND TX 75041 6.75000 65.0%
10134641 RAMIREZ ROBERTO 1313 BLODGETT AVENUE FORT WORTH TX 76115 7.50000 64.3%
10134645 SAREGENT PATRICK W 807 VAN HORN STREET IOWA PARK TX 76367 7.00000 85.0%
10134648 KERL CHRISTINE 5205 COCKRELL AVENUE FORT WORTH TX 76133 7.00000 85.0%
10134649 SORIA JESUS 624 S YARBROUGH EL PASO TX 79915 6.00000 70.0%
10134653 GARLAND ARTHUR 18801 LEMAY STREET (RESEDA ARE CA 91335 6.50000 75.0%
10134659 BROWN SUSAN C. 6928 DESAERT CANYON EL PASO TX 79912 7.00000 80.0%
10134674 CHENG KUO H. 5905 STONEVIEW DRIVE CULVER CITY CA 90232 7.25000 89.9%
10134676 MARTZ HAROLD A. 900-141 SANDPIPER WAY REPUBLIC WA 99166 6.75000 80.0%
10134677 ARMSTRONG CONNIE 4843 STONE FORD DR. DALLAS TX 75287 7.50000 70.0%
10134685 RAMIREZ RAUL 2825 AVENUE I FORT WORTH TX 76105 7.37500 60.0%
10134686 PERRY ROBERT 9113 FAIRMONT CIRCLE ROWLETT TX 75088 6.25000 80.0%
10134693 SWAINSTON BRENT ROBERT 5228 CORNELL AVE EL PASO TX 79924 7.00000 75.0%
10134695 BARTON RITA MIHALICH 14669 WAYSIDE COURT ADDISON TX 75001 6.50000 80.0%
10134700 YABNEZ DAVID 6700 ESCONDIDO DRIVE # C3 EL PASO TX 79912 6.50000 74.9%
10134701 GALLUCCI LARRY M 4375 SHIRLENE DRIVE GROVE CITY OH 43123 7.00000 85.0%
10134704 SOVDYN MANGAL 2702 COUNTRY ACRES DRIVE DODGE CITY KS 67801 6.87500 65.0%
10134705 MC CANN JR. CARL R. 1901 TANGLEWOOD LANE MUSKOGEE OK 74403 6.50000 75.0%
10134709 HALL JR. DONNIE R. 6738 EAST 32ND PLACE TULSA OK 74145 6.87500 80.0%
10134714 BROWN VELMA R. 942 EAST 89TH STREET LOS ANGELES CA 90002 6.25000 80.0%
10134719 RICHARDSON CATHERINE 5304 LOUISE STREET BAYTOWN TX 77521 7.25000 90.0%
10134741 RODRIGUEZ ALEJANDRO 6503 BROWNSVILLE HOUSTON TX 77020 6.50000 80.0%
10134745 O'BIER FRED ROUTE 3 BOX 1001 DARDANELLE AR 72834 6.75000 80.0%
10134753 HOLLEY DENNIS G. 318 MORNINGSIDE LEAGUE CITY TX 77573 6.75000 80.0%
10134756 JACKSON PAUL C. 1410 NORTH KERN AVENUE OKMULGEE OK 74447 7.25000 75.0%
10134757 BAXTER HOUSTON E. 4907 RICHMOND AVENUE AUSTIN TX 78745 6.37500 70.0%
10134760 RAFIEHA ABBY 17510 HAYNES STREET (VAN NUYS A CA 91406 7.00000 80.0%
10134765 DAVIS GERALD E 5758 OLD LEBANON ROAD CAMPBELLSVI KY 42718 6.50000 80.0%
10134767 RAMIREZ MARY Y. 1614 PARROT COURT VENTURA CA 93003 7.25000 90.0%
10134784 JACOBS NADIA 62 & 64 CRONIN DRIVE SANTA CLARA CA 95051 7.25000 90.0%
10134804 PAZUR STEVE Z. 13543 MOORPARK STREET #15 (SHERMAN OA CA 91423 5.37500 65.0%
10134817 MOYA EDGAR E. 839 NORTH ORANGE DRIVE LOS ANGELES CA 90038 6.62500 74.3%
10134818 MAFFIOLI REBECCA A. 410 ALLENWOOD ALLEN TX 75002 6.25000 80.0%
10134820 SANCHEZ MARTIN 6034 FAIRWAY AVE. DALLAS TX 75227 6.75000 75.0%
10134825 PARKER DENNIS 1175 MEDFORD AVENUE BROWNSVILLE TX 78521 6.75000 75.0%
10134838 MEYER PATRICK A. 209 GATH LANE TUTTLE OK 73089 6.12500 75.2%
10134842 RICHARDSON WAYNE V. 406 MESQUITE AMARILLO TX 79108 5.87500 56.5%
10134855 WARNER DAVID 13714 JENNIFER STREET LINDALE TX 75771 6.62500 75.0%
10134858 KING JAMES 3226 MOUNT VERNON STREET FORT WORTH TX 76103 6.75000 80.0%
10134859 EDWARDS O.C. 249 EAST 122ND STREET (LOS ANGELE CA 90061 7.25000 90.0%
10134860 BERNAL JOSE G. 8807 MT. CAPOTE EL PASO TX 79904 7.50000 80.0%
10134861 RICHARDSON MIKE 6421 SIMMONS N. RICHLAND TX 76180 6.87500 52.5%
10134863 STOKES THURMAN LEE 500 STONEY RIDGE AZLE TX 76020 6.75000 65.0%
10134864 PADILLA RAUL 601 SAN SIMON EL PASO TX 79907 6.25000 65.0%
10134873 SMITH ALLEN 9700 LEAWOOD #1505 HOUSTON TX 77036 6.87500 70.0%
10134875 BONDOC BENITO 1604 HIBISCUS CIRCLE LAREDO TX 78041 6.25000 80.0%
10134876 STEWART, JR. HENRY 3717-19 GENERAL PERSHING STREET NEW ORLEANS LA 70125 6.87500 75.0%
10134879 POWELL JERRY 2630 BROOKVIEW DRIVE PLANO TX 75074 6.12500 74.2%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10134615 10.50000 75,109.54 687.89 01 1 95,000.00 360 N
10134617 9.50000 102,298.86 861.04 01 1 128,000.00 360 N
10134622 9.99000 37,466.60 328.82 01 1 50,000.00 360 N
10134624 8.75000 179,896.43 1,416.07 01 1 350,000.00 360 N
10134625 9.99000 119,946.80 1,052.20 01 1 150,000.00 360 N
10134626 11.50000 48,734.42 482.77 01 1 65,000.00 360 N
10134632 9.99000 76,000.00 666.40 01 1 95,000.00 360 N
10134638 10.75000 97,500.00 910.15 01 1 130,000.00 360 N
10134640 10.75000 34,112.14 318.56 01 1 52,500.00 360 N
10134641 11.50000 17,994.24 178.26 01 3 28,000.00 360 N
10134645 10.87500 40,305.08 380.70 01 1 47,500.00 360 N
10134648 10.87500 65,396.04 617.13 01 1 77,000.00 360 N
10134649 8.75000 35,658.62 280.85 01 1 51,000.00 360 N
10134653 8.99000 133,052.13 1,070.20 01 1 177,500.00 360 N
10134659 10.50000 151,878.65 1,390.41 01 1 190,000.00 360 N
10134674 11.75000 249,848.04 2,523.53 01 1 278,000.00 360 N
10134676 11.25000 66,354.95 644.92 01 1 83,000.00 360 N
10134677 12.25000 286,486.67 3,007.47 01 1 410,000.00 360 N
10134685 10.24000 19,783.27 177.29 01 3 33,000.00 360 N
10134686 9.99000 65,541.58 575.21 01 1 82,000.00 360 N
10134693 10.75000 52,460.29 490.08 01 1 70,000.00 360 N
10134695 11.25000 152,000.00 1,476.32 01 1 190,000.00 360 N
10134700 10.25000 29,424.38 267.94 04 1 39,900.00 360 N
10134701 10.37500 97,710.09 885.04 01 1 115,000.00 360 N
10134704 10.49000 57,826.96 528.75 01 1 93,000.00 360 N
10134705 10.99000 37,486.60 356.84 01 1 50,000.00 360 N
10134709 10.25000 35,969.67 322.60 01 3 45,000.00 360 N
10134714 9.50000 115,885.41 975.40 01 1 145,000.00 360 N
10134719 9.99000 49,478.05 434.04 01 1 55,000.00 360 N
10134741 9.75000 35,142.01 302.43 01 1 44,000.00 360 N
10134745 11.62500 59,962.50 599.91 01 1 75,000.00 360 N
10134753 10.00000 65,171.15 572.18 01 1 81,500.00 360 N
10134756 11.74000 20,993.63 211.82 01 1 28,000.00 360 N
10134757 9.75000 55,899.43 480.53 01 1 79,900.00 360 N
10134760 9.50000 155,845.91 1,311.74 01 1 195,000.00 360 N
10134765 11.99000 55,967.70 575.60 01 1 70,000.00 360 N
10134767 10.65000 119,204.11 1,104.23 04 1 132,500.00 360 N
10134784 9.25000 391,092.50 3,220.78 05 1 435,000.00 360 N
10134804 7.75000 44,168.80 316.66 04 2 68,000.00 360 N
10134817 8.50000 196,589.39 1,514.76 01 1 265,000.00 360 N
10134818 9.99000 62,316.58 547.15 01 1 78,000.00 360 N
10134820 11.25000 44,734.55 444.36 01 1 61,000.00 360 N
10134825 10.75000 149,943.52 1,400.23 01 1 200,000.00 360 N
10134838 9.50000 46,953.56 395.21 01 1 62,500.00 360 N
10134842 8.25000 39,943.77 300.51 01 1 70,800.00 360 N
10134855 10.37500 42,903.90 389.10 01 1 57,300.00 360 N
10134858 9.50000 38,381.11 322.89 01 1 48,000.00 360 N
10134859 8.99000 116,935.96 940.57 01 1 130,000.00 360 N
10134860 10.74000 34,400.00 320.86 01 1 43,000.00 360 N
10134861 10.00000 42,481.20 372.97 01 1 81,000.00 360 N
10134863 10.75000 50,031.15 467.21 01 1 77,000.00 360 N
10134864 8.75000 34,335.72 270.51 01 1 52,900.00 360 N
10134873 10.25000 15,806.43 141.77 04 1 22,600.00 360 N
10134875 9.50000 85,557.89 719.78 01 1 107,000.00 360 N
10134876 11.25000 51,732.53 502.63 05 3 69,000.00 360 N
10134879 9.50000 67,433.33 567.58 01 1 91,000.00 360 N
</TABLE>
Page 48
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10134880 SMITH LIONEL S. 6130 MATTHEWS STREET BATON ROUGE LA 70812 7.00000 85.0%
10134881 GIGOUT DWIGHT L. FM 1409 FORD DAXTON TX 77535 6.75000 56.7%
10134882 THOMPSON WILLIAM S. 23 KNIPP ROAD HOUSTON TX 77024 6.25000 65.0%
10134887 WILLIAMS HARRY J. 248 DALE AVENUE GRETNA LA 70056 6.75000 80.0%
10134894 SULLIVAN JOHN G 330 ALICETON ROAD GRAVEL SWIT KY 40328 6.50000 80.0%
10134898 FLORES JULIO 1625 SANTA BARBARA AVENUE GLENDALE CA 91208 6.50000 85.0%
10134899 BRIGHT RICHARD 103 CRICKET HOLLOW ROAD BOAZ AL 35957 5.87500 70.0%
10134900 JENKINS DAVID 320 GERALD DRIVE LAFAYETTE LA 70503 7.00000 78.1%
10134904 CAUBARREAUX SHAUNTELLE L. 101 APRIL WATERS WEST MONTGOMERY TX 77356 6.50000 80.0%
10134905 TRAN STEVEN M. 3701 ERIE HOUSTON TX 77017 6.62500 80.0%
10134908 JEFFRIES PHILLIP H 104 HODGES STREET GREENSBURG KY 42743 7.25000 70.0%
10134909 BYNUM TERRY 1044 CASSION DRIVE LEWISVILLE TX 75067 6.25000 80.0%
10134911 PRINGLE JR. ELRIE M. 234 NORTH JENNIFER CATOOSA OK 74015 7.25000 90.0%
10134918 RICE ROBIN T. 5631 WHITE OAKS LANE NORTHWEST ROCHESTER MN 55901 7.00000 85.0%
10134930 LOVELL JOSEPH C. 117 BULL RUN PEARL RIVER LA 70452 6.37500 68.4%
10134933 FELDER OLIVIA 1031 IRVING ST. NE WASHINGTON DC 20017 7.99000 65.0%
10134938 CARRIGER JOHN R. 9633 JUNIPER AVENUE #7 (B3) FONTANA CA 92335 7.00000 80.0%
10134939 TRAFAS BRUCE W. 8860 LAWNDALE LANE MAPLE GROVE MN 55311 7.25000 90.0%
10134940 OR-EL ARIE 7206 SYCAMORE TRAIL LOS ANGELES CA 90068 6.50000 90.0%
10134945 LUNA JUAN ALFONSO 7252 THE MANSIONS DRIVE, UNIT F5 CORPUS CHRI TX 78414 6.50000 75.0%
10134946 JOHNSON CHARLES 571 WEST HAMMOND STREET PASADENA CA 91103 6.75000 77.6%
10134950 CRENSHAW DOROTHY 3419 REX BRECKENRIDG MO 63114 6.25000 80.0%
10134956 ANDERSON DANA C. 1107 EAST HILLCREST DRIVE WORLAND WY 82401 7.00000 85.0%
10134966 SMITH MELISA 983 EAST SPRING CREST COURT #20 MIDVALE UT 84047 6.50000 72.8%
10134969 KARNS BRETT 26101 MCBEAN PARKWAY #139 (VALENCIA A CA 91355 7.00000 85.0%
10134978 HOFFSTETTER CHRISTOPHER 4074 NE 7TH PORTLAND OR 97212 7.25000 70.0%
10134982 ADAMS TERESA C. 858 CLARK STREET EUGENE OR 97402 7.00000 84.1%
10134983 BENNETT ROOSEVELT J. 71 MAPLE AVE. IRVINGTON NJ 07111 5.99000 80.0%
10134984 AMBRUS ANGELA 1302 TYLER LANE GREENWOOD MO 64034 6.75000 40.6%
10134985 WHITE MEREDITH 1630 S. RIDGEWAY AVE. CHICAGO IL 60623 5.99000 85.0%
10134994 CURTIS DELLA 3219 4TH AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10134995 HARPER ELSIE J. 2518 GIRARD AVE. NORTH, MINNEAPOLIS MN 55411 6.37500 70.0%
10135009 RUEDEBUSCH STACY M. 3815 COLFAX AVENUE NORTH MINNEAPOLIS MN 55412 6.12500 75.0%
10135013 WELCH CLYDE B. 4834 EAST CENTRAL AVENUE ZACHARY LA 70791 7.00000 84.9%
10135018 MOULDER ANTHONY E 3262 NORTH SHORE DRIVE ORONO MN 55391 7.00000 75.0%
10135020 MCKINNEY JEOFFREY EARL 6753 GREENACRES DRIVE NORTH RICHL TX 76180 7.00000 80.0%
10135025 ITZAINA DARIN 261 HANNALEI DRIVE VISTA CA 92083 7.25000 90.0%
10135030 FAIZY BABAK 1748 OHLEN ROAD #54 AUSTIN TX 78757 6.62500 75.0%
10135035 THOMPSON LORI 418 HANSON PLACE STILLWATER MN 55082 6.12500 75.0%
10135036 PACKER JAMES A. 2700 FOREST DALE ROAD NEW BRIGHTO MN 55112 7.00000 85.0%
10135038 BRABENEC JEFF 5931 SOUTH SPOTSWOOD STREET LITTLETON CO 80120 7.25000 90.0%
10135039 CINNAMON JAME L. 709 EAST TULANE STREET LUBBOCK TX 79403 7.00000 85.0%
10135043 PIERRE TAMLA T. 9850 ANDOVER NEW ORLEANS LA 70128 7.50000 85.0%
10135046 GRANDERSON DENNIS 400 EAST 64TH STREET LOS ANGELES CA 90003 6.37500 65.0%
10135054 PAZUR STEVE 13543 MOORPARK STREET #2 (SHERMAN OA CA 91423 6.12500 35.7%
10135058 JONES LASHELL 9727 GREEN VALLEY DRIVE ST. LOUIS MO 63136 7.00000 85.0%
10135060 GARZA GABRIEL 1811 SHEPARD STREET CALDWELL ID 83605 7.00000 85.0%
10135061 MCLAUGHLIN REBECCA A. 137 LINCOLN STREET MILLINOCKET ME 04462 7.00000 85.0%
10135063 DENNEY GREGG 1218 WEST SCOTT STREET SPRINGFIELD MO 65802 6.50000 89.6%
10135064 DYESS, JR. LARRY 2212 NORTH SIBLEY STREET METAIRIE LA 70003 6.25000 80.0%
10135066 MCCUTCHEON JOHN W. 2957 WHIPPOORWILL LANE FAYETTEVILL AR 72701 6.75000 75.0%
10135067 COSCA RICHARD 16122 HAYNES STREET (VAN NUYS A CA 91406 7.25000 90.0%
10135068 HILL TERRY D. 913 GENEVA STREET AURORA CO 80010 7.00000 80.0%
10135071 CONNER JOSEPH M. 10922 LARSON DRIVE DENVER CO 80233 7.00000 85.0%
10135074 LAVOIE PAUL 44443 BENALD STREET LANCASTER CA 93535 7.25000 90.0%
10135076 JONES FRANCES I. 14609 SOUTH LONESS AVENUE (COMPTON AR CA 90220 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10134880 10.87500 33,562.69 316.58 01 1 39,500.00 360 N
10134881 10.75000 101,922.84 952.16 01 1 180,000.00 360 N
10134882 7.50000 486,774.13 3,408.68 09 1 750,000.00 360 N
10134887 10.50000 63,974.56 585.44 01 1 80,000.00 360 N
10134894 11.25000 21,992.57 213.68 01 1 27,500.00 360 N
10134898 10.37500 237,902.84 2,154.87 01 1 280,000.00 360 N
10134899 6.99000 80,500.00 535.03 01 1 115,000.00 360 N
10134900 11.25000 69,476.53 675.03 01 1 89,000.00 360 N
10134904 9.99000 98,161.96 862.81 09 1 123,000.00 360 N
10134905 8.75000 51,140.85 402.80 01 1 64,000.00 360 N
10134908 11.24000 19,243.48 186.83 01 3 27,500.00 360 N
10134909 8.99000 98,346.13 791.05 01 1 123,000.00 360 N
10134911 10.25000 74,637.07 669.39 01 1 83,000.00 360 N
10134918 10.87500 70,438.59 664.41 01 1 82,900.00 360 N
10134930 10.50000 61,975.36 567.14 01 1 90,600.00 360 N
10134933 10.99000 78,640.00 748.32 01 1 121,000.00 360 N
10134938 10.74000 40,000.00 373.10 04 3 50,000.00 360 N
10134939 10.36500 166,431.87 1,506.27 01 1 185,000.00 360 N
10134940 10.25000 161,932.06 1,451.69 01 1 180,000.00 360 N
10134945 10.25000 61,399.23 550.44 09 1 81,900.00 360 N
10134946 11.50000 147,500.00 1,460.68 01 1 190,000.00 360 N
10134950 10.75000 47,182.22 440.61 01 1 59,000.00 360 N
10134956 10.50000 112,200.00 1,026.34 01 1 132,000.00 360 N
10134966 9.75000 48,707.25 418.84 04 1 67,000.00 360 N
10134969 9.50000 87,443.10 736.17 04 1 103,000.00 360 N
10134978 9.99000 68,219.74 598.44 01 3 97,500.00 360 N
10134982 10.37500 57,947.43 525.14 01 1 69,000.00 360 N
10134983 8.99000 67,610.28 553.01 01 1 86,000.00 360 N
10134984 10.75000 53,729.32 501.94 01 1 132,500.00 360 N
10134985 8.29000 71,344.19 538.34 01 1 84,000.00 360 N
10134994 10.75000 52,480.23 490.08 05 1 70,000.00 360 N
10134995 10.50000 83,966.61 768.39 05 1 120,000.00 360 N
10135009 9.75000 29,986.00 257.75 01 1 40,000.00 360 N
10135013 11.87500 53,484.26 545.17 01 1 63,000.00 360 N
10135018 10.75000 174,000.00 1,624.26 01 1 232,000.00 360 N
10135020 10.25000 74,337.33 666.70 01 1 93,000.00 360 N
10135025 9.99000 143,936.16 1,262.64 01 1 160,000.00 360 N
10135030 10.00000 53,226.44 467.31 04 1 71,000.00 360 N
10135035 9.75000 86,134.79 740.38 01 1 114,900.00 360 N
10135036 9.87500 183,516.59 1,594.29 01 1 216,000.00 360 N
10135038 10.50000 94,424.57 864.43 01 1 105,000.00 360 N
10135039 10.87500 25,500.00 240.44 01 1 30,000.00 360 N
10135043 10.62500 92,614.16 856.18 01 1 109,000.00 360 N
10135046 8.25000 81,198.18 610.41 01 3 125,000.00 360 N
10135054 8.50000 24,984.85 192.23 04 3 70,000.00 360 N
10135058 10.87500 38,235.98 360.66 01 1 45,000.00 360 N
10135060 10.87500 58,628.51 553.01 01 1 69,000.00 360 N
10135061 10.87500 59,478.20 561.02 01 1 70,000.00 360 N
10135063 9.99000 50,127.76 439.74 01 1 56,000.00 360 N
10135064 8.75000 97,030.98 764.68 01 1 121,500.00 360 N
10135066 9.75000 119,944.01 1,030.99 01 1 160,000.00 360 N
10135067 10.25000 107,055.08 959.73 01 1 119,000.00 360 N
10135068 11.99000 83,600.00 859.28 01 1 104,500.00 360 N
10135071 9.62500 100,251.95 852.54 01 1 118,000.00 360 N
10135074 9.50000 76,372.41 642.50 01 1 84,900.00 360 N
10135076 9.75000 75,914.56 652.53 01 1 95,000.00 360 N
</TABLE>
Page 49
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10135087 ALEXANDER EVELYN 9343 EAST 100 STREET SOUTH TULSA OK 74133 6.87500 75.0%
10135090 COTTON ANDERSON 167 MONTEITH CIRCLE ST. LOUIS MO 63137 6.50000 75.0%
10135091 MASON SCOTT N. 1248 SOUTH DUNSMUIR AVENUE LOS ANGELES CA 90019 7.25000 90.0%
10135098 JOHNSON BILLY R. 8360 SPIETH ROAD LITCHFIELD OH 44253 5.99000 79.8%
10135100 ALLISON KERRY A. 3301 SOUTH SAGE COURT BEDFORD TX 76021 7.50000 80.0%
10135617 STEAD JOSEPH 4329 WEST SHAKESPEARE AVENUE CHICAGO IL 60639 7.74000 85.0%
10135647 JUPITER CANDICE 10234 SOUTH RHODES CHICAGO IL 60628 8.12500 75.0%
10135649 CHRISTENSEN BRUCE 300 MARK LANE 1 STREAMWOOD IL 60103 7.62500 75.0%
10135673 WOODWARD GARRY 322 ELM STREET DREXEL MO 64742 5.25000 80.0%
10136104 FORD JAMES M. 7400 N.W. 17TH AVENUE MIAMI FL 33147 6.75000 65.0%
10136118 ROMANO LUCY 8885 19TH AVENUE BROOKLYN NY 11214 6.12500 21.8%
10136124 MCGRADE MICHAEL 43 METHUEN STREET LOWELL MA 01850 7.00000 80.0%
10136125 SYKES STEVEN 626 OAKGROVE DRIVE GRAHAM NC 27253 6.50000 75.0%
10136126 HENDRY LOIS 10889 BONNELLY DRIVE JACKSONVILL FL 32218 6.75000 62.4%
10136129 CALABRESE LOUIS P. LOTS3&4ABC,BLK B42,S-6 BUTTERNUT DINGMAN'S F PA 18328 6.50000 75.0%
10136138 JONES JAMES 6160 ROCK SPRINGS ROAD LITHONIA GA 30038 7.00000 70.0%
10136139 CASE DANIEL J. 2250 ROUTE 18 ALIQUIPPA PA 15001 7.25000 90.0%
10136140 BRAND BRUCE A. 919 NE 13 STREET HOMESTEAD FL 33030 7.00000 70.0%
10136141 THOMAS FRANK 215 MORNING GLEN DRIVE SUWANEE GA 30374 6.25000 80.0%
10136142 FRANCIS LINDA 1012 PEE DEE AVENUE ALBEMARLE NC 28001 6.75000 65.0%
10136147 ERDHEIM LILLIE 732 CENTRAL AVENUE WOODMERE NY 11598 6.62500 75.0%
10136148 POLLARD ALONDA E. 3975 EBERT VILLAGE COURT WINSTON SAL NC 27127 6.37500 75.0%
10136151 BASSIOR JORDAN S. 220 WEST MAIN STREET TUCKERTON NJ 08087 6.75000 50.0%
10136153 HAYES NICOLE A. 51 HANCOCK STREET REVERE MA 02151 7.00000 75.0%
10136154 GUILIANI PETER 12 SANDRA CIRCLE MENDON MA 01756 6.25000 77.5%
10136165 CORLETO BRIAN D. 277 NAUTILUS DRIVE STAFFORD TO NJ 08050 6.00000 75.8%
10136167 BROWN PAMELA D. 109 MASON STREET JACKSON TN 38301 6.75000 65.0%
10136193 WILLIAMS DAWN 14634 DUNBARTON DRIVE UPPER MARLB MD 20774 7.25000 90.0%
10136197 MOHAMAD WALID 6811 WESTCOTT ROAD FALLS CHURC VA 22042 7.25000 85.0%
10136202 COLEMAN ALLAN F. 9688 ROYAL PALM BOULEVARD CORAL SPRIN FL 33065 6.12500 60.0%
10136203 RODRIGUEZ YIMNA 402 VAN HOUTEN STREET PATERSON NJ 07501 6.50000 74.4%
10136204 WHITEHEAD LAKIA 14213 MEDWICK ROAD UPPER MARLB MD 20774 6.50000 90.0%
10136205 HERNANDEZ MARIO 3801 EAST 1ST AVENUE HIALEAH FL 33013 6.62500 64.2%
10136217 WILLIAMS JOHN D. 115-11 146th STREET S. OZONE PA NY 11436 7.00000 80.0%
10136218 TEDESCHI ARTHUR 336 DUPONT AVENUE HOPATCONG NJ 07843 7.25000 46.7%
10136222 HATCHER LEEARN 3085 N.W. 52ND STREET MIAMI FL 33142 7.75000 85.0%
10136226 MAC DONALD MARK 873 SAVAGE STREET SOUTHINGTON CT 06489 7.00000 75.0%
10136231 SPENCER ROBERT B. 101 WEST GENESSEE STREET SHALER TOWN PA 15116 7.37500 60.0%
10136251 PATTERSON HARRY POUT TOWN ROAD STOCKTON SP ME 04981 7.12500 70.0%
10136253 RICHARDS ROGER H. RURAL ROUTE 1 BOX 6749 VASSALBORO ME 04989 7.00000 71.0%
10136256 HOOVER FLORENCE W. 16 HIGHLAND AVENUE GARDINER ME 04345 7.62500 75.0%
10136257 BARBEAU JEAN 150 CENTER CEMETARY ROAD WOODSTOCK CT 06281 7.25000 75.0%
10136260 HIGGINS DEANNA 3221 ELLIOT AVENUE PORTSMOUTH VA 23702 7.25000 90.0%
10136271 SAWYER BRENDA 16 TENNEY LANE SCARBOROUGH ME 04074 6.75000 80.0%
10136278 ROSENTHAL BARBARA 215 NOTTOWAY STREET SE LEESBURG VA 20175 7.00000 80.0%
10136280 MCKNIGHT KENNETH 5326 W. GIRARD AVENUE PHILADELPHI PA 19131 7.00000 75.0%
10136282 OWENS OSAZEE 22 NELSON DRIVE 3-E RANDOLPH MA 02368 6.87500 70.0%
10136283 EVASON ROD 377 SANDFORD STREET NEW BRUNSWI NJ 08901 7.25000 70.0%
10136295 SMITH JOSEPH 12 WOODBINE ROAD BILLERICA MA 01821 7.25000 90.0%
10136299 SPEROS JAMES 1111 GRAND HAMPTONS DRIVE HERNDON VA 20170 6.25000 80.0%
10136305 BUIS LUTHER O. 1503 12TH COURT, S.E. LARGO FL 33771 6.75000 65.0%
10136323 PIERCE MICHAEL 334 NORTH PENNSYLVANIA AVENUE GREENSBURG PA 15601 6.87500 75.0%
10136334 JENKINS KENNETH 4803 IROQUOIS STREET COLLEGE PAR MD 20740 6.62500 74.7%
10136341 HARVEY TIMOTHY G. BOX 1624 TWIN MOUNTAIN VIEW HEDGESVILLE WV 25427 7.00000 85.0%
10136350 CEASAR ROSEMARIE 344 EAST 37TH STREET PATERSON NJ 07504 7.00000 75.0%
10136354 BREWER MARILYN 4985 WOODBERRY COVE, SOUTH MEMPHIS TN 38141 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10135087 10.75000 49,383.44 554.87 01 1 66,000.00 180 N
10135090 10.99000 44,983.91 428.21 01 1 60,000.00 360 N
10135091 9.99000 107,903.84 946.98 01 1 120,000.00 360 N
10135098 7.99000 99,797.00 731.58 01 1 125,000.00 360 N
10135100 11.25000 91,968.93 893.57 01 1 115,000.00 360 N
10135617 12.12500 100,300.00 1,041.36 01 1 116,000.00 360 N
10135647 11.25000 90,000.00 874.14 01 1 120,000.00 360 N
10135649 10.25000 108,678.91 974.52 01 1 145,000.00 360 N
10135673 7.75000 54,361.60 389.73 01 1 68,000.00 360 N
10136104 10.75000 32,475.41 303.39 01 1 50,000.00 360 N
10136118 9.25000 44,576.87 366.92 05 1 205,000.00 360 N
10136124 11.00000 79,971.47 761.86 05 3 100,000.00 360 N
10136125 10.50000 48,711.07 445.94 01 1 65,000.00 360 N
10136126 10.75000 38,960.19 364.06 01 1 62,500.00 360 N
10136129 10.50000 74,970.19 686.06 09 1 100,000.00 360 N
10136138 9.99000 262,147.95 2,301.69 01 1 375,000.00 360 N
10136139 11.25000 206,930.11 2,010.52 01 1 230,000.00 360 N
10136140 11.25000 51,082.74 496.32 01 1 73,000.00 360 N
10136141 9.75000 109,757.07 943.87 01 1 137,325.00 360 N
10136142 10.75000 77,291.50 722.05 01 1 119,000.00 360 N
10136147 9.75000 318,601.28 2,738.56 01 1 425,000.00 360 N
10136148 9.99000 89,585.26 785.87 01 1 119,500.00 360 N
10136151 10.75000 39,950.00 372.93 01 1 79,900.00 360 N
10136153 11.00000 101,177.46 964.23 01 1 135,000.00 360 N
10136154 9.25000 162,000.00 1,332.74 01 1 209,000.00 360 N
10136165 9.75000 125,000.00 1,073.95 01 1 165,000.00 360 N
10136167 10.75000 31,188.25 291.25 01 1 48,000.00 360 N
10136193 10.25000 180,000.00 1,612.99 01 1 200,000.00 360 N
10136197 11.50000 148,606.02 1,473.06 01 1 175,000.00 360 N
10136202 8.75000 85,351.35 672.63 10 1 142,500.00 360 N
10136203 10.50000 122,751.20 1,123.30 06 1 165,000.00 360 N
10136204 9.50000 134,933.59 1,135.16 01 1 150,000.00 360 N
10136205 9.25000 93,701.40 771.26 01 1 146,000.00 360 N
10136217 11.25000 102,326.48 994.58 01 1 128,000.00 360 N
10136218 12.25000 70,000.00 733.53 01 1 150,000.00 360 N
10136222 11.87500 56,100.00 571.66 01 1 66,000.00 360 N
10136226 11.00000 104,924.78 999.94 01 1 140,000.00 360 N
10136231 10.50000 31,187.60 285.40 05 3 52,000.00 360 N
10136251 9.75000 55,300.00 475.12 01 1 79,000.00 360 N
10136253 11.00000 129,930.00 1,237.36 01 1 183,000.00 360 N
10136256 10.49000 42,623.71 390.74 06 3 57,000.00 360 N
10136257 11.25000 226,500.00 2,199.91 01 1 302,000.00 360 N
10136260 10.25000 70,590.49 633.10 01 1 78,500.00 360 N
10136271 10.75000 183,930.72 1,717.61 01 1 230,000.00 360 N
10136278 11.00000 77,572.32 739.01 10 3 97,000.00 360 N
10136280 11.00000 30,000.00 285.70 01 1 40,000.00 360 N
10136282 10.49000 34,220.53 316.70 04 1 49,500.00 360 N
10136283 10.75000 88,200.00 823.34 12 3 126,000.00 360 N
10136295 10.75000 141,246.80 1,319.01 01 1 157,000.00 360 N
10136299 8.99000 335,630.78 2,701.12 09 1 420,000.00 360 N
10136305 10.75000 32,487.76 303.39 04 1 50,000.00 360 N
10136323 10.00000 56,200.01 493.64 06 3 75,000.00 360 N
10136334 9.25000 105,889.66 872.04 01 1 142,000.00 360 N
10136341 10.12500 95,158.99 844.26 01 1 112,000.00 360 N
10136350 11.00000 74,946.25 714.25 01 1 100,000.00 360 N
10136354 11.50000 93,600.00 926.92 09 1 117,000.00 360 N
</TABLE>
Page 50
<PAGE>
<TABLE>
<CAPTION>
SCHED
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10136356 ENSTE DONALD J. 730 MOORING ROAD OCEAN CITY MD 21842 7.00000 80.0%
10136358 BOYLES GLENN I. ROUTE #2 BOX 518 ARARAT VA 24053 6.75000 80.0%
10136366 HOLT RICHARD 7R BOSTON AVENUE 2 HAMPTON NH 03842 6.75000 65.0%
10136372 RUCKER MARTHA 1240 OLD EPPS BRIDGE ROAD A/K/A ATHENS GA 30606 6.75000 65.0%
10136379 POPE GLENDA E. 5634 KANSAS AVENUE NORTHWEST WASHINGTON DC 20011 7.00000 70.0%
10136384 HAYNES FREDERICK 1005 WOODRUFF ROAD ROCKY MOUNT NC 27804 6.87500 67.8%
10136385 CONTI WILLIAM 13 CENTER STREET TORRINGTON CT 06790 7.12500 65.0%
10136389 SCHREIB NANCY L. 158 BELT ROAD PHILLIPSBUR NJ 08865 7.50000 60.0%
10136390 VAUGHAN DENNIS 11004 PELICAN DRIVE UPPER MARLB MD 20772 7.00000 85.0%
10136395 KNOBLAUCH JR. REUBEN C. 1225 OLD POLK CITY ROAD LAKELAND FL 33809 6.75000 80.0%
10136400 THEISS RICKY M. 1167 BURNT RUN ROAD CROWN CITY OH 45623 5.87500 32.0%
10136406 SMITH TALFORD 57 EAST HORTTER STREET PHILADELPHI PA 19119 6.75000 80.0%
10136409 SHARP LOUIS 620 STANLEY STREET NEW BRITAIN CT 06051 7.75000 75.0%
10136413 ENNELS RONDA 26 AMHERST STREET EAST ORANGE NJ 07018 7.00000 75.0%
10136419 SHUMAN WAYNE 304 GRIGG STREET BANGOR PA 18013 7.12500 80.0%
10136422 FIDUCCIA JOHN 8 UPPER HIGH CREST ROAD WEST MILFOR NJ 07480 8.00000 70.0%
10136425 GAD RAMANDAN 13950 ANDORRA DRIVE WOODBRIDGE VA 22193 6.50000 90.0%
10136440 FURR TOLBERT 70 MELROSE AVENUE IRVINGTON NJ 07111 7.62500 75.0%
10136442 BLUE CARLTON 81 2nd STREET NEWARK NJ 07107 6.50000 85.0%
10136445 CADD WILLIAM C. 31 CALL LANE HARDY VA 24101 6.75000 65.0%
10136451 CASPER LINDA 78 HOLT STREET PITTSBURGH PA 15203 6.75000 75.0%
10136457 WORLEY WILLIAM 1608 PEANUT WORLEY ROAD CERRO GORDO NC 28430 6.75000 65.0%
10136468 BOCH LOUIS 1636 MURRAY STREET FORTY FORT PA 18704 6.75000 40.7%
10136480 PHILLIPS BETTY 404 OLD MEETING HOUSE ROAD FALMOUTH MA 02536 6.87500 80.0%
10136481 PARENT RALPH 71 SHERBROOKE AVENUE HARTFORD CT 06106 7.00000 85.0%
10136483 ROONEY MICHAEL P. 282 PEARL STREET BURLINGTON VT 05401 8.00000 75.0%
10136484 CHRISTOPHER MILDRED 5140 FOXBORO ROAD JACKSONVILL FL 32208 6.50000 80.0%
10136487 RICHERSON JAMES E. 124 GREENMEADOW DRIVE AMHERST VA 24521 6.75000 65.0%
10136496 ROBINSON TAMIKA S. 455 NORTH GROSS STREET PHILADELPHI PA 19151 7.00000 85.0%
10136515 JEWELL JANNEASE 9901 ANGEL STAR COURT UPPER MARLB MD 20772 6.50000 85.0%
10136520 HODGINS HOWARD 524 & 526 15TH AVENUE SOUTH ST. PETERSB FL 33701 7.00000 80.0%
10136523 HIGHT JOHNNIE 6546 JOHN BARTON PAYNE ROAD MARSHALL VA 20115 6.75000 75.0%
10136527 SHULTZ KEVIN J. 20 STAIRFALLS R0AD ROCHESTER NH 03867 7.00000 85.0%
10136535 FRENCH III WILLIAM T. 223 CHESTNUT STREET SEWICKLEY PA 15143 6.75000 65.0%
10136539 SCHOONOVER JOSEPH 45 MURPHY ROAD BUSHKILL PA 18324 6.75000 65.0%
10136546 CAIN BERNARD 2833 WESTGATE AVENUE WEST PALM B FL 33409 7.00000 75.0%
10136550 FULLARD ANTHONY 1629 N. 60TH STREET PHILADELPHI PA 19151 7.75000 70.0%
10136567 THORNTON WENDY 4142 COMMODORE DRIVE CHAMBLEE GA 30341 7.25000 90.0%
10136568 RIVERA MARY 316 N. 2ND STREET ALLENTOWN PA 18102 6.75000 65.0%
10136569 SALAZAR MARIA C. 29 BROOKFIELD ROAD UPPER MONTC NJ 07043 7.62500 80.0%
10136573 CABRERA YENIS 115 76TH STREET NORTH BERGE NJ 07047 7.25000 75.0%
10136574 HUMBLES MAURICE 1211 CHAPLIN STREET, SE WASHINGTON DC 20019 6.75000 75.0%
10136578 ARAGON MILLAGROS 7909 PACKWOOD AVENUE TAMPA FL 33604 7.50000 80.0%
10136584 HENRY EDDIE L. 2405 WHITES CREEK PIKE NASHVILLE TN 37207 7.50000 60.0%
10136587 MANGEL RONALD 110 SOUTH CLERMONT AVENUE MARGATE NJ 08402 8.00000 70.0%
10136594 AHERN JAMES 218 CANTERBURY DRIVE WEST PALM BEACH FL 33418 6.12500 75.0%
10136602 SCHNELL CHRIS 4212 NORTH 94TH STREET WAUWATOSA WI 53222 6.75000 80.0%
10136604 SIMMONS CATISHA A. 3246 COLFAX AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 75.0%
10136607 KAWAI SHOJI 6721 HAWAII KAI DRIVE HONOLULU HI 96825 6.50000 75.0%
10136610 ZALOPANY ALMA B. 2289 A/B,2291,2291B NALO ROAD KOLOA HI 96756 7.00000 68.6%
10136613 MORRIS MALCOLM D. 3703 BALES KANSAS CITY MO 64107 6.50000 75.0%
10136615 ZORN CINDY 552 HARROP STREET OGDEN UT 84404 6.87500 70.0%
10136618 MORRIS BRAD 849 CORBETT ROAD CLAYTON NC 27520 7.00000 80.0%
10136621 BEETON BRUCE 212 EAST WALNUT STREET HERINGTON KS 67449 6.75000 80.0%
10136623 NORMAN GERALD G. 684 SOUTH CYPRESS AVENUE SAN JOSE CA 95117 7.00000 84.8%
10136624 MCLARREN SHANNON 5218 HELEN AVENUE JENNINGS MO 63136 7.00000 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10136356 11.00000 196,000.00 1,866.56 01 1 245,000.00 360 N
10136358 10.75000 75,600.00 705.72 01 1 94,500.00 360 N
10136366 10.75000 61,750.00 576.43 04 1 95,000.00 360 N
10136372 10.75000 45,465.57 424.74 01 1 70,000.00 360 N
10136379 10.75000 95,164.15 888.68 01 1 136,000.00 360 N
10136384 10.00000 41,981.42 368.58 01 1 62,000.00 360 N
10136385 10.24000 75,043.45 672.19 06 3 115,500.00 360 N
10136389 10.50000 57,577.11 526.89 01 3 96,000.00 360 N
10136390 10.12500 242,250.00 2,148.33 01 1 285,000.00 360 N
10136395 10.75000 75,862.58 708.70 01 1 94,900.00 360 N
10136400 8.99000 31,947.05 257.25 01 1 100,000.00 360 N
10136406 10.75000 39,984.93 373.40 01 1 50,000.00 360 N
10136409 11.75000 68,958.05 696.50 06 1 92,000.00 360 N
10136413 11.00000 84,719.78 807.10 05 1 113,000.00 360 N
10136419 10.75000 85,600.00 799.06 01 1 107,000.00 360 N
10136422 11.00000 150,500.00 1,433.25 01 1 215,000.00 360 N
10136425 9.99000 202,228.42 1,775.59 09 1 225,000.00 360 N
10136440 10.99000 71,224.53 678.00 01 1 95,000.00 360 N
10136442 10.75000 93,464.79 872.81 06 1 110,000.00 360 N
10136445 10.75000 99,412.56 928.35 01 1 153,000.00 360 N
10136451 10.99000 31,863.60 303.32 01 1 42,500.00 360 N
10136457 9.75000 35,713.65 307.15 01 1 55,000.00 360 N
10136468 10.75000 24,971.48 233.38 01 1 61,500.00 360 N
10136480 9.74000 110,508.31 949.07 01 1 138,200.00 360 N
10136481 11.12500 82,392.51 792.99 01 1 97,000.00 360 N
10136483 10.75000 89,931.92 840.14 06 1 120,000.00 360 N
10136484 10.25000 45,580.87 408.63 01 1 57,000.00 360 N
10136487 10.75000 36,326.08 339.79 01 1 56,000.00 360 N
10136496 11.12500 43,659.52 420.21 01 1 51,400.00 360 N
10136515 9.75000 242,250.00 2,081.31 01 1 285,000.00 360 N
10136520 11.00000 30,389.16 289.51 05 1 38,000.00 360 N
10136523 10.99000 117,000.00 1,113.34 01 1 156,000.00 360 N
10136527 11.12500 81,430.00 783.18 09 1 95,800.00 360 N
10136535 10.75000 62,352.79 582.50 01 1 96,000.00 360 N
10136539 9.49000 85,108.02 715.37 09 1 131,000.00 360 N
10136546 10.00000 38,982.74 342.26 01 1 52,000.00 360 N
10136550 12.00000 30,082.67 309.62 01 3 43,000.00 360 N
10136567 11.25000 130,809.92 1,271.87 01 1 145,500.00 360 N
10136568 10.75000 35,736.54 333.72 01 1 55,000.00 360 N
10136569 10.49000 179,200.00 1,637.88 01 1 224,000.00 360 N
10136573 11.25000 116,210.74 1,129.10 05 1 155,000.00 360 N
10136574 11.74000 83,078.09 839.70 01 1 111,000.00 360 N
10136578 11.50000 45,570.70 451.58 01 1 57,000.00 360 N
10136584 11.50000 50,367.63 499.11 01 3 84,000.00 360 N
10136587 11.99000 297,328.51 3,057.84 01 1 425,000.00 360 N
10136594 9.75000 138,620.00 1,192.08 09 1 185,000.00 360 N
10136602 10.25000 87,042.09 781.41 01 1 109,000.00 360 N
10136604 11.49000 37,500.00 371.08 01 1 50,000.00 360 N
10136607 10.88500 449,332.89 4,246.40 01 1 600,000.00 360 N
10136610 10.50000 349,720.60 3,201.59 12 1 510,000.00 360 N
10136613 10.25000 25,489.30 228.51 01 1 34,000.00 360 N
10136615 11.00000 38,136.39 363.32 01 1 54,500.00 360 N
10136618 9.75000 107,949.61 927.89 01 1 135,000.00 360 N
10136621 10.50000 55,697.85 509.70 01 1 69,650.00 360 N
10136623 8.25000 245,843.13 1,848.12 01 1 290,000.00 360 N
10136624 11.75000 27,291.74 275.57 01 1 39,000.00 360 N
</TABLE>
Page 51
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10136630 GURLEY, JR. JAMES H. 105 CANE CREEK PLACE BRANDON MS 39042 7.00000 76.9%
10136634 WAGLEY SHAWN 312 NORTH 20TH HERRIN IL 62948 7.00000 75.0%
10136636 STEWART, III JAMES N. 329 EAST CENTER STREET CANTON MS 39046 6.50000 75.0%
10136637 MEEKS HAROLD B. 3073 NORTH FOXRIDGE COURT ANN ARBOR MI 48105 7.25000 70.0%
10136638 GARRISON ANITA LOUISE 2901 82ND AVENUE 2 OAKLAND CA 94605 6.87500 80.0%
10136642 EARNEST JAMES 1025 ADA AVENUE IDAHO FALLS ID 83402 7.00000 85.0%
10136645 FRIKE RODNEY 4123 SOUTH KERRINGTON DRIVE INDEPENDENC MO 64055 6.75000 65.0%
10136647 BENSON JACK L 6868 29TH STREET CIRCLE OAKDALE MN 55128 6.50000 85.0%
10136648 WINDERS KIRK 3512 EAST 43RD COURT DES MOINES IA 50317 7.25000 90.0%
10136649 PIERCE ROBERT 462 WEST 920 NORTH OREM UT 84057 6.62500 75.0%
10136650 HERNANDEZ ALLAN 2060 WILDING LANE SAN LUIS OB CA 93401 7.00000 75.0%
10136651 GREEN STEVEN T. 2675 WINCHESTER DRIVE EAST HELENA MT 59635 7.00000 85.0%
10136652 TANNER SHERLYNN 35495 SOUTHEAST HWY 26 SANDY OR 97055 6.12500 58.6%
10136655 SHAW REGINALD M. 1556 W 103RD ST/10310 S DENKER A LOS ANGELES CA 90047 7.12500 80.0%
10136658 TIMMINS PATRICK 1620 SOUTH 33RD STREET OMAHA NE 68105 7.00000 85.0%
10136660 COLEMAN ARTHUR 10404 SOUTH GRAMERCY PLACE LOS ANGELES CA 90047 7.00000 85.0%
10136661 DERRY JOHN E. 4310 NORTH 56 STREET OMAHA NE 68104 6.75000 80.0%
10136664 YAMAMOTO DOUGLAS 13731 SOUTH HOMESTEAD LANE RIVERTON UT 84065 7.25000 90.0%
10136667 BILDSTEIN DAVID M. 7201 SHADOWLAWN AVE. BALTIMORE MD 21234 6.99000 79.2%
10136668 EDWARDS RODNEY 4609 NORTH 24 STREET OMAHA NE 68110 7.00000 80.0%
10136678 TAPIA NICHOLAS 3837 4TH AVENUE SOUTH MINNEAPOLIS MN 55409 6.50000 75.0%
10136679 ARRINGTON ODELL 244 COUNTY ROAD 232 HEIDELBERG MS 39439 6.75000 80.0%
10136682 BARLOW WILLIE B. COUNTY ROAD 1547 LOUIN MS 39338 6.75000 80.0%
10136691 SHELTON TAMMIE 2834 SIDNEY ST. LOUIS MO 63104 6.75000 75.0%
10136694 COLE DON 6624 EAST 27TH PLACE TULSA OK 74129 7.00000 85.0%
10136701 MCKINNEY KEVIN D. 8312 WALKERS DRIVE NORTH LITTL AR 72117 7.00000 85.0%
10136702 THOMAS LONNIE 109 3RD AVENUE MERIDIAN MS 39301 6.50000 70.0%
10136705 BAKER DORIS J. 106 KAREN COVE JACKSONVILL AR 72076 7.00000 85.0%
10136707 MESCHINO DEBBIE 1422 NORTH 31ST STREET KANSAS CITY KS 66102 7.00000 85.0%
10136709 HARRIS HARRIETTA 3304 BALES KANSAS CITY MO 64128 6.50000 70.0%
10136715 GONZALEZ LEONOR 3125 UPTON AVE. NORTH MINNEAPOLIS MN 55411 6.87500 65.0%
10136717 DANIEL MELVIN 3816 RINGNECK DRIVE NAMPA ID 83686 7.00000 80.0%
10136720 JONES CLINTON 1316 VINCENT AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10136721 MCCULLOUGH KIMBERLY 4329 PONCA AVENUE NORTH HOLLY CA 91602 6.37500 70.0%
10136725 GUCCIONE LAURA T. 294 SHAVANO B CRESTED BUT CO 81224 7.00000 80.0%
10136730 DYER ARTHUR 17867 VISTA LANE COUNCIL BLU IA 51503 7.00000 80.0%
10136737 BOATWRIGHT OLIVER ROUTE 2 BOX 91 WEST FORK AR 72774 6.75000 80.0%
10136741 HARMS HERBERT L. 106 EAST STREET ALDEN IA 50006 5.87500 60.4%
10136742 SWINDLER ROBERT E. 12300 HIGHWAY 17 SUCCESS MO 65570 6.12500 74.7%
10136743 MAYWEATHER JOYCE 5942 LILLIAN AVENUE ST. LOUIS MO 63136 6.50000 85.0%
10136745 LEIGHNER PAULA 1627 5TH AVENUE COUNCIL BLU IA 51501 7.25000 70.0%
10136746 CLEMONS ROBERT 5030 LOTUS ST. LOUIS MO 63113 7.00000 70.0%
10136753 MCCAULEY CARMAL 1393 SURREY LANE WOODBURY MN 55125 7.25000 78.2%
10136760 FALK LARRY 414 NORTHEAST 13TH STREET ABILENE KS 67410 7.00000 85.0%
10136764 GRAMMER GEORGE T. 7101 SOUTH 74TH AVENUE LAVISTA NE 68128 6.50000 85.0%
10136767 MOE MARTIN H. 1275 TROPICAL AVENUE PASADENA CA 91107 7.25000 90.0%
10136768 DAY KIMBERLY M. 791 BLAIR AVENUE ST. PAUL MN 55104 7.00000 70.0%
10136774 PRATER MICHEAL 6540 169TH LANE NORTHWEST RAMSEY MN 55303 6.50000 89.0%
10136775 GRAY RYAN A. 6216 SOUTH 135TH STREET OMAHA NE 68137 5.87500 70.0%
10136781 YANG KIA V 1571 SUBURBAN AVENUE ST. PAUL MN 55106 7.25000 90.0%
10136783 MINASSIAN RAFFI 5055 DANTES VIEW DRIVE (AGOURA HIL CA 91301 6.87500 65.0%
10136784 KING GREG 3842 MAGNOLIA STREET NORTH LITTL AR 72116 6.75000 75.0%
10136785 SHAW RUSSELL 161 SOUTH 400 WEST RICHMOND UT 84333 7.25000 90.0%
10136786 HUFF MARILYN 818 NORTH DOHENY DRIVE #704 WEST HOLLYW CA 90069 6.25000 79.8%
10136792 CHAVEZ ANDY 1412 FRONT STREET LOUISVILLE CO 80027 6.50000 85.0%
10136796 JOHNSON RAYMOND J. 14800 31ST AVE. N. PLYMOUTH MN 55447 6.49000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10136630 10.74000 49,981.13 466.37 01 1 65,000.00 360 N
10136634 12.49000 19,494.99 207.97 01 1 26,000.00 360 N
10136636 10.99000 85,438.60 813.60 01 1 114,000.00 360 N
10136637 9.99000 167,052.31 1,473.08 04 1 240,000.00 360 N
10136638 9.25000 131,862.59 1,085.94 05 1 165,000.00 360 N
10136642 10.50000 34,819.75 318.79 01 1 41,000.00 360 N
10136645 10.75000 114,248.52 1,067.30 01 1 175,900.00 360 N
10136647 10.50000 110,411.79 1,010.79 01 1 130,000.00 360 N
10136648 10.99000 125,505.13 1,194.70 01 1 139,500.00 360 N
10136649 9.25000 189,552.50 1,561.03 01 1 253,000.00 360 N
10136650 9.75000 374,648.67 3,221.83 01 1 500,000.00 360 N
10136651 10.37500 89,213.56 808.08 01 1 105,000.00 360 N
10136652 8.99000 110,758.90 892.34 01 1 189,500.00 360 N
10136655 9.49000 139,990.00 1,176.09 01 1 175,000.00 360 N
10136658 11.50000 84,972.83 841.75 01 1 100,000.00 360 N
10136660 10.37500 135,887.18 1,231.36 01 1 160,000.00 360 N
10136661 11.25000 42,371.23 411.82 01 1 53,000.00 360 N
10136664 10.99000 152,890.14 1,455.90 01 1 170,000.00 360 N
10136667 9.99000 78,425.00 687.66 01 1 99,000.00 360 N
10136668 11.25000 21,592.70 209.80 01 1 27,000.00 360 N
10136678 10.99000 65,226.67 620.90 01 1 87,000.00 360 N
10136679 10.50000 30,375.71 278.09 01 1 38,000.00 360 N
10136682 10.50000 30,387.91 278.09 01 1 38,000.00 360 N
10136691 10.99000 41,984.65 399.66 06 1 56,000.00 360 N
10136694 10.87500 59,478.20 561.02 01 1 70,000.00 360 N
10136701 10.37500 54,355.37 492.55 01 1 64,000.00 360 N
10136702 10.50000 40,583.86 371.39 01 1 58,000.00 360 N
10136705 9.99000 41,758.47 366.32 01 1 49,150.00 360 N
10136707 11.42500 30,050.23 296.01 01 1 35,370.00 360 N
10136709 12.99000 34,991.98 386.90 01 3 50,000.00 360 N
10136715 11.25000 58,480.25 568.19 01 1 90,000.00 360 N
10136717 10.99000 105,485.74 1,004.86 09 1 132,000.00 360 N
10136720 10.50000 63,174.88 578.12 01 1 79,000.00 360 N
10136721 8.50000 395,019.10 3,041.06 01 1 565,000.00 360 N
10136725 9.74000 99,906.10 858.43 04 1 125,000.00 360 N
10136730 9.74000 175,834.76 1,510.82 01 1 220,000.00 360 N
10136737 11.25000 41,985.82 407.93 01 1 52,500.00 360 N
10136741 8.75000 34,939.13 275.35 01 1 58,000.00 360 N
10136742 9.50000 29,485.48 248.06 01 1 39,500.00 360 N
10136743 12.00000 38,239.05 393.45 01 1 45,000.00 360 N
10136745 10.25000 41,982.38 376.37 05 3 60,000.00 360 N
10136746 13.75000 39,550.00 460.81 01 1 56,500.00 360 N
10136753 10.25000 214,909.84 1,926.62 01 1 275,000.00 360 N
10136760 10.87500 63,726.63 601.10 01 1 75,000.00 360 N
10136764 10.50000 73,889.86 676.45 01 1 87,000.00 360 N
10136767 10.00000 242,784.10 2,132.50 01 1 270,000.00 360 N
10136768 11.00000 46,106.85 439.98 01 1 66,000.00 360 N
10136774 10.99000 128,953.89 1,227.53 01 1 145,000.00 360 N
10136775 7.75000 59,996.86 430.78 01 1 85,900.00 360 N
10136781 11.75000 79,176.04 799.46 01 1 88,000.00 360 N
10136783 8.99000 144,385.71 1,162.65 01 1 222,500.00 360 N
10136784 11.50000 48,734.42 482.77 01 1 65,000.00 360 N
10136785 10.50000 108,900.00 996.16 01 1 121,000.00 360 N
10136786 9.50000 129,936.05 1,093.12 04 1 163,000.00 360 N
10136792 10.50000 112,957.98 1,034.12 01 1 133,000.00 360 N
10136796 9.29000 108,789.00 898.14 01 1 136,000.00 360 N
</TABLE>
Page 52
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10136798 WHITE, JR. EDWARD 30266 EAST 131ST AVENUE COMMERCE CI CO 80022 7.25000 90.0%
10136799 ROAT RUSSELL 3411 17TH AVENUE EVANS CO 80620 7.00000 85.0%
10136811 CAMERON MARY L. 1305 MISSOURI AVENUE DULUTH MN 55811 7.00000 75.0%
10136812 BEAHM CHARLES E. 2666 SOUTHWEST MAPHET ROAD PRINEVILLE OR 97754 6.50000 85.0%
10136818 THOMPSON DAVID C. 819 SHERIDAN AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10136821 JANSEN EILEEN 133 JENKS AVENUE ST. PAUL MN 55117 7.00000 75.0%
10136825 DEMMA THOMAS 2303 SACIA LANE HUDSON WI 54016 6.50000 90.0%
10136826 LEESE RANDY 740 LAURA STREET PRESCOTT WI 54021 7.25000 80.0%
10136827 BALLARD TIMOTHY J. 508 KNOLL DRIVE NORWALK IA 50211 7.00000 85.0%
10136828 ALLEN BARRY 1214 FOREST HOME DRIVE ST. LOUIS MO 63138 6.75000 80.0%
10136829 CUPP NORBERT C. 22318 ELLINWOOD DRIVE TORRANCE CA 90505 7.00000 75.0%
10136830 ERIKSEN CHRISTOPHER 441 4TH STREET CLEAR LAKE WI 54005 7.25000 70.0%
10136832 CARLISLE KENNETH L. 3020 QUEEN AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10136833 THOMPSON LARRY J. 119 SIMS STREET CARROLLTON GA 30117 6.37500 58.7%
10136834 BAIRD PAUL 308 EAST BROADWAY MALDEN WA 99149 6.37500 52.2%
10136835 WALLACE BETTY J. 5134 VINCENNES COURT BLOOMFIELD MI 48302 6.75000 80.0%
10136838 STONE RICHARD 2521 LAWRENCE AVENUE LAWRENCE KS 66047 6.75000 65.0%
10136853 COCKERL ELONTA 942 CANAAN AVENUE ST. LOUIS MO 63147 7.00000 85.0%
10136855 RHOADES JERALD 200 106TH AVENUE NORTHWEST COON RAPIDS MN 55448 7.25000 90.0%
10136858 NORFUL CAROLYN 3835 SHAW AVENUE ST. LOUIS MO 63110 7.25000 70.0%
10136859 POTTER DONALD L. 1271 NORTH 1108 ROAD LAWRENCE KS 66047 6.12500 80.0%
10136865 CARA ANTHONY 25941 PASOFINO LAGUNA NIGU CA 92677 7.25000 90.0%
10136869 MOORE TERESA B. 212 HARMONY COUNCIL BLU IA 51503 6.75000 65.0%
10136871 MCCORMICK MILES S. 2729 DEBBIE COURT SAN CARLOS CA 94070 6.12500 75.0%
10136872 HIGGINBOTHAM WILLIAM 3670 SOUTHWEST KIMSTIN CIRCLE BLUE SPRING MO 64015 6.25000 75.4%
10136873 HARMON GARY C. 19762 GREENVIEW COUNCIL BLU IA 51503 6.25000 80.0%
10136875 LANG DAVID J. 2515 SOUTH HARTFORD STREET SALT LAKE C UT 84106 6.75000 75.0%
10136877 GUTIERREZ STACEY 1151 EAST CHARLTON AVENUE SALT LAKE C UT 84106 6.75000 77.2%
10136879 TWEEDY TINA S. 3289 EAST COPLEY STREET SIMI VALLEY CA 93063 6.25000 80.0%
10136881 FLUET JAY F. 1943 SOUTH COLUMBINE STREET DENVER CO 80210 6.50000 75.0%
10136883 HILZER ROSS W. 5961 PINON DRIVE ELIZABETH CO 80107 6.75000 80.0%
10136884 SHAFER THEODORE G 3060 SOUTHWEST 28TH COURT REDMOND OR 97756 6.12500 80.0%
10136888 CROCKETT EDDIE M. 3422 1ST AVENUE SOUTH MINNEAPOLIS MN 55408 6.50000 75.0%
10136889 JOST DALENE 211 NORTH AVENUE LEHIGH KS 67073 6.75000 80.0%
10136890 DALEY DEAN 4636 WEST 8800 SOUTH PAYSON UT 84651 6.50000 85.0%
10136898 STOWE DIRK H. 303 NORTH WISCONSIN HUBBARD IA 50122 6.50000 70.0%
10136899 HINTON BECKY JO 501 EAST DUNHAM AVENUE DES MOINES IA 50315 7.00000 85.0%
10136901 HOLLAND RICHARD M. 112 BROOKWOOD LANE VICKSBURG MS 39180 7.00000 85.0%
10136904 MOHR WILLIAM 17150 DAVENPORT STREET NORTHEAST HAM LAKE MN 55304 6.12500 75.0%
10136908 COLEMAN STEVEN 88065 6TH STREET VENETA OR 97487 7.25000 89.1%
10136909 SCHMIDT SCOTT M. 5146 189TH AVENUE NORTHWEST NEW LONDON MN 56273 6.50000 70.0%
10136910 MCHENRY JEFFREY J. 6784 MAIN STREET SPRINGFIELD OR 97478 6.25000 80.0%
10136911 CORDOVA CORDELIA 2535 WEST 35TH AVENUE DENVER CO 80211 7.00000 69.1%
10136912 WOLF CASSANDRA 13922 FALKIRK GRANDVIEW MO 64030 6.25000 80.0%
10136914 ROGERS TESSA 920 TRAVELERS TRAIL EAST BURNSVILLE MN 55337 6.50000 85.0%
10136915 JOHNSTON KEITH D 623 NORTH 5TH STREET BRAINERD MN 56401 5.87500 64.9%
10136917 ROBINSON MELVIM 24952 182ND STREET SPIRIT LAKE IA 51360 6.00000 69.2%
10136928 KIRK CLAUDE D. 104 NORTH CRESTWAY WICHITA KS 67208 7.00000 85.0%
10136943 MCLENDON JOHN E. 8406 EAST 49TH STREET KANSAS CITY MO 64129 7.25000 90.0%
10136949 VELE JEROME 2914 FAR WEST AVENUE MEDFORD OR 97501 6.25000 80.0%
10136951 ROMENESKO KATHY J. 2435 WEST 33RD AVENUE DENVER CO 80211 6.87500 75.0%
10136954 LUNDGREN ANTHONY 2014 SOUTH ST. MARYS SIOUX CITY IA 51106 6.50000 80.0%
10136955 KRAUSE ROIRYNN 717 ERSKINE AVENUE ST. LOUIS MO 63125 6.50000 82.4%
10136959 LEWIS MARK JEROME 408 8TH STREET NORTHEAST BUFFALO MN 55313 6.50000 70.0%
10136968 MCGOWAN KENNETH E. 87538 BIGGS ROAD VENETA OR 97487 6.37500 65.0%
10136977 HOROSHAK PATRICIA A. 18105 23RD AVENUE NORTH PLYMOUTH MN 55447 6.87500 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10136798 10.99000 197,785.77 1,884.11 01 1 220,000.00 360 N
10136799 10.87500 115,514.88 1,089.99 01 1 136,000.00 360 N
10136811 9.75000 93,750.00 805.46 01 1 125,000.00 360 N
10136812 10.25000 80,716.13 723.61 01 1 95,000.00 360 N
10136818 11.00000 59,178.89 563.78 01 1 74,000.00 360 N
10136821 11.49000 54,322.24 538.06 01 1 72,500.00 360 N
10136825 10.00000 105,253.39 924.50 05 1 117,052.50 360 N
10136826 10.50000 73,570.75 673.25 01 1 92,000.00 360 N
10136827 10.87500 82,875.00 781.43 01 1 97,500.00 360 N
10136828 11.75000 55,903.08 564.47 01 1 69,900.00 360 N
10136829 10.50000 262,395.68 2,401.20 01 1 350,000.00 360 N
10136830 11.50000 46,045.28 456.13 01 1 65,800.00 360 N
10136832 10.75000 52,479.31 490.08 01 1 70,000.00 360 N
10136833 10.99000 43,968.41 418.69 01 1 75,000.00 360 N
10136834 9.75000 34,967.20 300.71 01 1 67,000.00 360 N
10136835 10.75000 231,832.69 2,164.93 01 1 289,900.00 360 N
10136838 10.75000 71,473.08 667.44 01 1 110,000.00 360 N
10136853 11.62500 38,226.10 382.44 01 1 45,000.00 360 N
10136855 10.25000 111,305.15 1,000.05 01 1 124,000.00 360 N
10136858 9.50000 64,336.37 541.52 01 3 92,000.00 360 N
10136859 9.50000 157,843.95 1,328.55 09 1 197,500.00 360 N
10136865 9.99000 222,201.45 1,949.20 09 1 247,000.00 360 N
10136869 10.75000 44,816.07 418.67 01 1 69,000.00 360 N
10136871 9.95000 631,592.47 5,521.83 01 1 842,500.00 360 N
10136872 9.25000 99,348.47 817.74 01 1 131,831.00 360 N
10136873 9.99000 100,710.25 883.85 01 1 126,000.00 360 N
10136875 10.25000 116,201.06 1,041.72 01 1 155,000.00 360 N
10136877 9.75000 107,949.61 927.89 01 1 140,000.00 360 N
10136879 8.50000 143,656.55 1,106.63 01 1 179,900.00 360 N
10136881 7.49000 112,282.16 785.85 05 1 150,000.00 360 N
10136883 9.99000 161,300.22 1,416.97 01 1 202,000.00 360 N
10136884 8.25000 67,956.63 510.87 01 1 85,000.00 360 N
10136888 9.25000 65,587.85 539.89 01 1 87,500.00 360 N
10136889 10.75000 25,978.07 242.71 01 1 32,500.00 360 N
10136890 9.90000 163,200.00 1,420.16 01 1 192,000.00 360 N
10136898 9.75000 15,377.89 132.31 01 1 22,000.00 360 N
10136899 10.87500 42,399.46 399.93 01 1 49,900.00 360 N
10136901 10.37500 118,951.41 1,077.44 01 1 140,000.00 360 N
10136904 9.50000 63,537.17 534.79 01 1 84,800.00 360 N
10136908 9.99000 97,955.85 859.30 01 1 110,000.00 360 N
10136909 8.99000 76,951.86 619.01 01 1 110,000.00 360 N
10136910 8.99000 65,092.12 524.15 01 1 81,500.00 360 N
10136911 12.25000 75,979.42 796.41 01 1 110,000.00 360 N
10136912 9.99000 43,530.68 381.87 04 1 54,450.00 360 N
10136914 10.50000 63,723.81 583.15 04 1 75,000.00 360 N
10136915 9.50000 45,432.32 382.59 01 1 70,100.00 360 N
10136917 8.50000 82,899.08 638.20 01 1 120,000.00 360 N
10136928 10.87500 130,050.00 1,226.23 01 1 153,000.00 360 N
10136943 10.99000 66,600.00 633.75 01 1 74,000.00 360 N
10136949 9.99000 95,957.44 841.76 01 1 120,000.00 360 N
10136951 8.75000 140,918.88 1,109.25 12 3 188,000.00 360 N
10136954 10.50000 54,978.14 503.11 01 1 68,750.00 360 N
10136955 12.00000 30,482.45 313.73 01 1 37,000.00 360 N
10136959 9.75000 85,360.16 733.72 01 1 122,000.00 360 N
10136968 9.25000 129,864.68 1,069.48 01 1 200,000.00 360 N
10136977 10.25000 164,150.00 1,470.96 01 1 234,500.00 360 N
</TABLE>
Page 53
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- ---------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10136978 DRISCOLL JOHN PATRICK 4270 MORLOCK DRIVE JORDAN MN 55352 6.75000 80.0%
10136980 SAINT MARK A. 1566 TORI DRIVE LOVELAND CO 80537 7.00000 85.0%
10136982 FRADL CYNTHIA 5034 NORTHEAST 22ND AVENUE PORTLAND OR 97211 7.00000 70.0%
10136987 TORRES DAMIAN 8538 NORTH PENNINSULAR AVENUE PORTLAND OR 97217 6.37500 70.0%
10136989 WALTON MAZOLA 4216 JOHNSON COURT JACKSON MS 39209 6.50000 75.0%
10136991 BOWERS MAURICE 528 LAUREL STREET PETALUMA CA 94952 7.00000 75.0%
10136998 BENNETT JAMES R. 144 GLEEN LANE SPRING CITY TN 37381 6.25000 80.0%
10137004 WALKER ALFRED W. 307 PEBBLE WAY DURHAM NC 27703 7.25000 90.0%
10137009 PHILLIPS KEVIN 6309 CLYDE ROAD AVOCA WI 53506 6.75000 80.0%
10137013 CARDOZA MICHAEL A. 106 SOUTH F STREET BRIDGER MT 59014 6.25000 80.0%
10137015 HARDGE TERESA 498 BEAUMONT STREET ST. PAUL MN 55101 6.50000 75.0%
10137016 KELLY JONATHON 8563 SOUTH UPHAM WAY #57 LITTLETON CO 80123 6.50000 90.0%
10137017 BURNS THOMAS R. 2674 BIGHORN CIRCLE LAFAYETTE CO 80026 6.25000 90.0%
10137019 BARBER JEFFREY VERNON 915 7TH STREET NORTHEAST LITTLE FALL MN 56345 7.00000 75.0%
10137035 HAGLE KATHRYN M. 379 TOWER WHITE LAKE MI 48386 6.75000 60.3%
10137045 BERRY CATHERINE 8337 NORTHEAST SCHYLER STREET PORTLAND OR 97220 6.50000 75.0%
10137048 BROWN STEVEN D. 1615 D STREET N.E. SALEM OR 97301 6.25000 80.0%
10137053 RAMIREZ GODFREY G. 621 NORTH 5TH GALLUP NM 87301 7.25000 70.0%
10137056 CLAFF MAURICE 799 FOXKIRK ROAD GLENDALE CA 91206 7.25000 90.0%
10137059 MCCLURE RUSSELL D. 808 WEST 90TH STREET BLOOMINGTON MN 55420 6.50000 71.5%
10137073 FRITZ BRIAN P. 8609 AMES AVENUE OMAHA NE 68134 6.90000 89.4%
10137074 MILAN DAVID J. 1930 NORTH MAIN STREET FREMONT NE 68025 6.12500 56.3%
10137083 BRUCE PATRICK J. 1445 GIBRALTER ROAD ANACORTES WA 98221 6.75000 65.0%
10137085 HEIMLICH DEAN H. 17307 GINGER FIELDS LANE TOMBALL TX 77066 7.00000 80.0%
10137086 PALEPALE VILIAMI 630 EAST CUTLER SPRINGVILLE UT 84663 6.75000 75.0%
10137093 WINSOR RONALD 35 GALLINA CANYON ROAD VALDEZ NM 87580 7.00000 80.0%
10137095 SMITH GREGORY 15003 N.E. 34TH STREET VANCOUVER WA 98682 7.25000 90.0%
10137098 SARUNI GARBIS 3409 HOLLY CIRCLE HIGHLAND CA 92346 6.25000 80.0%
10137100 AMICK RICHARD 4204 TOPSIDE STREET LAS VEGAS NV 89129 6.62500 75.0%
10137111 TURNER JACK 886 NORTH 100 WEST VALPARAISO IN 46383 6.75000 80.0%
10137114 HALL LONA 44 WEST 112TH PLACE CHICAGO IL 60628 6.75000 75.0%
10137121 KINGSLEY FRANCIS 4121 WEST 148TH STREET MIDLOTHIAN IL 60445 6.99000 85.0%
10137126 BURKE MARGARET 15035 HARDING AVENUE MIDLOTHIAN IL 60445 6.12500 80.0%
10137601 CRUMP GEORGE 8772 NORTH 68TH STREET BROWN DEER WI 53223 7.00000 80.0%
10137603 LUNDELL RONALD M 5752 N 82ND COURT MILWAUKEE WI 53218 7.00000 85.0%
10137608 OLSON NEIL K 1765 EAST FENCE LAKE ROAD MINOCQUA WI 54548 6.75000 65.0%
10137609 TAYLOR MARVIN D 1314 WILLIARD STREET GARY IN 46404 6.50000 90.0%
10137613 BOYDSTON JERRY E 1427 N ELM AVENUE ROUND LAKE IL 60073 6.37500 65.0%
10137614 LUCAS PAMELA 1712 WEST 104TH PLACE CHICAGO IL 60643 7.00000 70.0%
10137617 SMITH LAIRD A. 2323 JENNINGS STREET GARY IN 46404 6.62500 75.0%
10137621 HUNTER WAYNE B 3934 ROUTE 50 FAYETTEVILL OH 45118 6.75000 75.0%
10137622 BROOKS ALFRED 1813 CAROLINA STREET GARY IN 46404 6.12500 80.0%
10137624 SPRINGFIELD SANDRA 283 NORTH PINE AVENUE WHITE CLOUD MI 49349 6.50000 71.1%
10137631 GILLIS NANCY 2014 STILLWELL STREET INDIANAPOLI IN 47904 6.50000 70.0%
10137633 DAVIS CLIFFORD 1531 CENTER AVENUE CHICAGO HEI IL 60411 6.25000 78.0%
10137635 QUARLES JOE 3266 RALSTON AVENUE INDIANAPOLI IN 46218 6.50000 75.0%
10137638 MANNING DONALD R. 804 SOUTH SCOVILLE AVENUE OAK PARK IL 60304 6.62500 75.0%
10137639 GUTRICH JAMES 10625 SOUTH PARKSIDE 7 CHICAGO RID IL 60415 6.50000 90.0%
10137645 ARMSTRONG MICHAEL 16403 SOUTH EMERALD HARVEY IL 60426 6.25000 85.0%
10137646 SANZI ANGELO 947 KANE STREET AURORA IL 60505 6.87500 77.6%
10137650 HOFFMAN TRACY L 8580 ROCK SPRING CIRCLE NW CANAL FULTO OH 44614 6.12500 54.2%
10137653 DAKLAS HUSAM 9800 SOUTH SAYRE AVENUE 2C CHICAGO RID IL 60415 6.87500 75.0%
10137658 STRLEK FRANCEK 1266 OXFORD LANE HANOVER PAR IL 60103 6.50000 85.0%
10137664 RICHER JAMES K 819 BLUEBIRD STREET DEERFIELD IL 60015 6.50000 65.4%
10137667 HENDERLEITER MARK J 905 92ND STREET PLEASANT PR WI 53142 6.25000 85.0%
10137674 BEARD SHARON D 3642 RAYMONT BLVD UNIVERSITY OH 44118 7.00000 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10136978 10.50000 109,912.18 1,006.22 01 1 137,500.00 360 N
10136980 10.37500 140,192.74 1,269.84 01 1 165,000.00 360 N
10136982 11.00000 87,341.08 833.29 01 1 125,000.00 360 N
10136987 9.75000 55,973.87 481.13 01 1 80,000.00 360 N
10136989 11.24000 25,725.00 249.67 01 1 34,300.00 360 N
10136991 8.99000 355,918.91 2,863.91 01 1 475,000.00 360 N
10136998 10.12500 39,876.29 354.73 01 1 50,000.00 360 N
10137004 9.75000 104,310.00 896.19 09 1 115,900.00 360 N
10137009 10.75000 63,539.29 593.70 01 1 79,500.00 360 N
10137013 9.99000 50,355.11 441.93 01 1 63,000.00 360 N
10137015 10.25000 50,625.00 453.66 01 1 67,500.00 360 N
10137016 9.75000 120,427.23 1,036.15 04 1 134,000.00 360 N
10137017 9.75000 161,824.46 1,390.98 04 1 179,900.00 360 N
10137019 11.49000 62,209.91 615.99 01 1 83,000.00 360 N
10137035 10.25000 48,200.00 431.93 01 1 80,000.00 360 N
10137045 10.25000 88,425.46 793.05 01 1 118,000.00 360 N
10137048 9.99000 95,834.59 841.06 01 1 119,900.00 360 N
10137053 10.75000 52,460.29 490.08 01 3 75,000.00 360 N
10137056 10.50000 431,655.14 3,951.68 01 1 480,000.00 360 N
10137059 9.75000 76,428.31 657.26 01 1 107,000.00 360 N
10137073 9.75000 75,964.54 652.96 01 1 85,000.00 360 N
10137074 9.75000 39,981.33 343.67 01 1 71,000.00 360 N
10137083 10.99000 183,950.00 1,750.41 01 1 283,000.00 360 N
10137085 9.62500 149,056.46 1,268.19 01 1 186,508.00 360 N
10137086 10.75000 82,362.64 769.43 01 1 109,900.00 360 N
10137093 10.25000 162,331.90 1,455.27 01 1 203,000.00 360 N
10137095 9.50000 115,143.33 968.67 01 1 128,000.00 360 N
10137098 10.25000 263,889.29 2,365.71 01 1 330,000.00 360 N
10137100 10.25000 318,481.51 2,856.33 01 1 425,000.00 360 N
10137111 9.25000 79,920.00 657.49 01 1 99,900.00 360 N
10137114 9.50000 71,250.00 599.11 01 1 95,000.00 360 N
10137121 9.62500 125,800.00 1,069.29 01 1 148,000.00 360 N
10137126 7.50000 103,920.00 727.19 01 1 130,000.00 360 N
10137601 11.12500 129,555.03 1,246.47 01 1 162,000.00 360 N
10137603 11.12500 59,479.35 572.26 01 1 70,000.00 360 N
10137608 10.75000 147,169.57 1,374.32 01 1 226,500.00 360 N
10137609 11.25000 36,225.00 351.84 01 1 40,250.00 360 N
10137613 9.49000 81,192.55 682.61 01 1 125,000.00 360 N
10137614 12.25000 202,945.06 2,127.23 01 1 290,000.00 360 N
10137617 10.49000 52,479.09 479.85 01 1 70,000.00 360 N
10137621 10.50000 47,250.00 432.22 01 1 63,000.00 360 N
10137622 9.75000 32,769.26 281.81 01 1 41,000.00 360 N
10137624 10.50000 53,978.50 493.96 01 1 76,000.00 360 N
10137631 10.75000 59,500.00 555.43 01 1 85,000.00 360 N
10137633 10.25000 58,475.47 524.22 05 1 75,000.00 360 N
10137635 11.25000 36,000.00 349.66 01 1 48,000.00 360 N
10137638 8.87500 119,932.72 954.78 01 1 160,000.00 360 N
10137639 11.25000 61,179.33 594.42 04 1 68,000.00 360 N
10137645 9.50000 72,214.46 607.52 01 1 85,000.00 360 N
10137646 9.25000 32,583.09 268.20 01 3 42,000.00 360 N
10137650 9.25000 77,959.56 641.69 01 1 143,900.00 360 N
10137653 10.00000 63,596.18 685.07 01 1 85,000.00 180 N
10137658 10.25000 141,890.47 1,272.02 01 1 167,000.00 360 N
10137664 9.99000 111,800.36 981.18 04 1 171,000.00 360 N
10137667 9.50000 119,741.07 1,007.35 01 1 141,000.00 360 N
10137674 11.75000 90,944.67 918.57 01 1 130,000.00 360 N
</TABLE>
Page 54
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10137681 KULWICKI MARK A 52800 HASTINGS STREET SOUTH BEND IN 46637 5.87500 62.0%
10137684 RHODES KANDY A 606 WEST 29TH STREET INDIANAPOLI IN 46208 6.50000 70.0%
10137685 PERKINS ARLISSIA 9800 SOUTH PRINCETON AVENUE CHICAGO IL 60628 6.75000 65.0%
10137687 OSMUN BENNY J 2422 CHURCHILL FLINT MI 48506 6.75000 70.0%
10137688 MEIER III LOUIS B. 3417 ACACIA AVENUE SHEPHERDSVI KY 40165 7.00000 85.0%
10137696 BRIGHTWELL BRUCE 2328 STANDARD AVENUE LOUISVILLE KY 40210 7.00000 80.0%
10137697 HODGE ALICE 1837 HOLLOWAY AVENUE INDIANAPOLI IN 46218 7.25000 70.0%
10137709 HAAS JACK J 38588 NORTH DEEP LAKE ROAD LAKE VILLA IL 60046 6.75000 80.0%
10137710 KAPLUN TATIANA 6033 NORTH SHERIDAN ROAD 21F CHICAGO IL 60660 6.50000 70.0%
10137714 SANTANA RUBEN 1013 EAST BERRY ROAD RIVES JUNCT MI 49277 7.00000 70.0%
10137716 SUDBERRY MICHAEL JR. 520 NORTH DEERFIELD AVENUE LANSING MI 48917 6.75000 65.0%
10137720 PERRY PAULETTE 11354 ROXBURY DETROIT MI 48224 7.00000 85.0%
10137722 MACLIN LARRY 12350 BIRWOOD DETROIT MI 48204 6.75000 65.0%
10137725 ROBINSON LAURICE K 12062 LAUDER DETROIT MI 48227 7.00000 85.0%
10137732 INGOL LADELLA 342 STANLEY AVENUE BARBERTON OH 44203 6.50000 75.0%
10137735 SCHULTZ JOHN S. 1511 GRIGNON GREEN BAY WI 54301 6.75000 80.0%
10137736 MCDONALD HUBERT T. 209 NORTH GUILFORD AVENUE COLUMBUS OH 43222 7.25000 70.0%
10137749 BERRY JR. CHARLES 313 BLACKSTONE AVENUE GLENWOOD IL 60425 7.25000 80.0%
10137752 JACKSON THERESA 18478 STOUT STREET DETROIT MI 48219 6.75000 65.0%
10137754 STEFFEN ANGELA G. 3913 BANKS ROAD CINCINNATI OH 45245 6.87500 75.0%
10137755 MANSFIELD ERICA 3941 NORTH LAYMAN AVENUE INDIANAPOLI IN 46226 7.00000 85.0%
10137758 SPATES KAREN L. 190 WEST CHESTNUT STREET COMPTON IL 61318 6.50000 90.0%
10137761 SCHLACKS ROBERT J 28345 SHOREWOOD CIRCLE COVERT MI 49043 5.87500 63.8%
10137762 COLLINS ELMORE V 16134 ROSELAWN DETROIT MI 48221 7.50000 49.0%
10137764 SMITH GEORGINA 6833 SOUTH WOLCOTT AVENUE CHICAGO IL 60636 6.75000 65.0%
10137765 DRIES GEORGE W 814 WEST COLUMBIA AVENUE CHAMPAIGN IL 61820 7.00000 85.0%
10137769 SCHROEDER ROBERT 4747 NORTH 80TH STREET MILWAUKEE WI 53218 6.50000 85.0%
10137774 JACKSON NICOLE 3518 NORTH LAYMAN AVENUE INDIANAPOLI IN 46218 6.75000 65.0%
10137775 EADS JONNIE R. 8332 WOODBINE AVENUE CINCINNATI OH 45216 7.00000 79.0%
10137777 DOTSON CHARLOTTE 1318 GRACE STREET SOUTH BEND IN 46619 6.50000 75.0%
10137778 BLACKBURN LAURA T 1658 ARLINGTON AVENUE COLUMBUS OH 43212 6.75000 80.0%
10137782 MANSOUR ZUHAIR 154 WEST ROBINWOOD STREET DETROIT MI 48203 6.75000 65.0%
10137791 MONTGOMERY DONALD L 108 FIELD GROVE COURT EAST PEORIA IL 61611 6.62500 62.7%
10137805 GOTTMAN JOHN W. 720 SOUTH WILLOW OTTAWA KS 66067 6.50000 90.0%
10137806 UKACHUKWU CHRISTIAN 517 BARRINGTON COURT UNIVERSITY IL 60466 6.50000 90.0%
10137807 STEWART ANTHONY L 756 REDWOOD DRIVE AURORA IL 60506 6.75000 80.0%
10137808 GONZALEZ JR ANASTACIO 530 NORTH RANDALL ROAD AURORA IL 60506 6.87500 75.0%
10137809 GOLA JOZEF 590 SOMERSET LANE #8 CRYSTAL LAK IL 60014 7.00000 85.0%
10137817 VERGESON JEREMY J 303 STOWELL STREET NW COMSTOCK PA MI 49321 6.75000 65.0%
10137820 HARRIS FELEIPE D. 4427-27A N. HOPKINS STREET MILWAUKEE WI 53209 6.62500 75.0%
10137822 RAGETH DENNIS J 3309 EAST DENTON AVENUE ST FRANCIS WI 53235 7.00000 85.0%
10137823 WADE FRANCES S. 567 WEST FORD AVENUE BARBERTON OH 44203 6.75000 80.0%
10137824 FIKES SABRINA B. 779 ORLANDO AVENUE AKRON OH 44320 6.75000 65.0%
10137826 DRIGGERS DAVID D 409 SOUTH HARRIS STREET TREMONT IL 61568 7.00000 74.0%
10137828 COOK COLLIE 9194 BOLEYN DETROIT MI 48224 7.00000 85.0%
10137831 SHEPLEY NICOLE S. 115 ALICE BLOOMFIELD MI 48302 6.12500 75.0%
10137835 TAYLOR MICHELLE A 5319 NORTH 55TH STREET MILWAUKEE WI 53218 6.75000 75.0%
10137840 BRADEMAS STEPHAN D 626 LELAND AVENUE SOUTH BEND IN 46616 6.75000 65.0%
10137842 ROBLES ELIAZAR 5015 WEST 24TH STREET CICERO IL 60804 6.75000 57.4%
10137844 DIKTAS YASEMIN 8889 NORTH 91ST STREET H MILWAUKEE WI 53224 7.25000 80.0%
10137850 KIRBY ELEANOR B 2508 HAWK LANE ROLLING MEA IL 60008 6.87500 80.0%
10137854 LONGACRE JOHN S 905 EAST MAIN STREET ROCKTON IL 61072 7.00000 80.0%
10137856 WASHINGTON J GENEVA 9752 SOUTH OAKLEY AVENUE CHICAGO IL 60643 6.75000 65.0%
10137863 RUDZ CORINNE J 2222 WEST AUGUSTA BLVD. CHICAGO IL 60622 6.75000 65.0%
10137864 WASHINGTON MATTIE J 3415 NORTH 11TH STREET MILWAUKEE WI 53206 6.50000 75.0%
10137865 BRADFORD BRANDIE N 2806 MARCELLA DRIVE DECATUR IL 62521 7.12500 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10137681 8.99000 56,937.36 458.23 01 1 92,000.00 360 N
10137684 10.75000 31,500.00 294.05 01 1 45,000.00 360 N
10137685 10.75000 58,455.75 546.09 01 1 90,000.00 360 N
10137687 10.50000 35,685.81 326.57 01 1 51,000.00 360 N
10137688 11.12500 82,392.51 792.99 01 1 97,000.00 360 N
10137696 11.00000 20,385.37 194.28 01 1 25,500.00 360 N
10137697 10.75000 31,476.17 294.05 01 3 45,000.00 360 N
10137709 10.25000 65,544.73 587.85 01 1 82,000.00 360 N
10137710 8.49000 72,970.46 561.95 04 1 104,500.00 360 N
10137714 11.75000 87,500.00 883.24 01 1 125,000.00 360 N
10137716 10.75000 44,508.23 415.64 01 1 68,500.00 360 N
10137720 11.87500 55,183.74 563.00 01 1 65,000.00 360 N
10137722 10.75000 25,990.21 242.71 01 1 40,000.00 360 N
10137725 11.87500 34,000.00 346.47 01 1 40,000.00 360 N
10137732 9.99000 49,478.05 434.04 01 1 66,000.00 360 N
10137735 10.75000 66,000.00 616.10 01 1 82,500.00 360 N
10137736 10.75000 40,600.00 379.00 01 3 58,000.00 360 N
10137749 11.25000 123,958.13 1,204.37 01 1 155,000.00 360 N
10137752 10.75000 29,250.00 273.05 01 1 45,000.00 360 N
10137754 10.50000 27,738.96 253.85 01 1 37,000.00 360 N
10137755 11.87500 43,337.24 441.74 01 1 51,000.00 360 N
10137758 10.50000 43,082.87 394.26 01 1 47,900.00 360 N
10137761 9.75000 119,944.01 1,030.99 01 1 188,000.00 360 N
10137762 11.50000 30,840.14 305.51 01 3 63,000.00 360 N
10137764 10.75000 41,600.00 388.33 01 1 64,000.00 360 N
10137765 11.12500 56,100.00 539.56 01 1 66,000.00 360 N
10137769 10.75000 52,595.18 491.16 01 1 61,900.00 360 N
10137774 10.75000 26,650.00 248.78 01 1 41,000.00 360 N
10137775 11.00000 60,000.00 571.40 05 3 76,000.00 360 N
10137777 11.25000 31,500.00 305.95 01 1 42,000.00 360 N
10137778 10.75000 41,600.00 388.33 01 1 52,000.00 360 N
10137782 10.75000 19,489.69 182.03 01 1 30,000.00 360 N
10137791 7.99000 47,000.00 344.55 01 1 75,000.00 360 N
10137805 10.50000 44,882.16 410.72 01 1 49,900.00 360 N
10137806 9.99000 49,500.00 434.04 01 1 55,000.00 360 N
10137807 9.00000 106,082.57 856.12 01 1 133,000.00 360 N
10137808 10.99000 95,965.20 913.51 01 1 128,000.00 360 N
10137809 10.62500 57,755.08 534.13 04 1 68,000.00 360 N
10137817 9.75000 38,980.88 335.08 01 1 60,000.00 360 N
10137820 10.49000 32,237.15 294.77 05 1 43,000.00 360 N
10137822 11.12500 67,072.54 645.84 01 1 79,000.00 360 N
10137823 11.50000 47,919.62 475.34 01 1 60,000.00 360 N
10137824 10.75000 33,787.27 315.52 01 1 52,000.00 360 N
10137826 10.49000 53,978.49 493.56 01 1 73,000.00 360 N
10137828 11.87500 47,571.84 485.05 01 1 56,000.00 360 N
10137831 8.75000 63,713.31 501.53 01 1 85,000.00 360 N
10137835 10.99000 53,980.70 513.85 01 1 72,000.00 360 N
10137840 10.75000 27,950.00 260.91 01 1 43,000.00 360 N
10137842 10.75000 84,868.00 793.46 05 1 148,000.00 360 N
10137844 11.25000 22,400.00 217.57 04 1 28,000.00 360 N
10137850 10.50000 108,000.00 987.92 01 1 135,000.00 360 N
10137854 11.50000 75,951.17 752.63 01 1 95,000.00 360 N
10137856 9.00000 117,000.00 941.41 01 1 180,000.00 360 N
10137863 10.75000 206,000.00 1,922.98 06 1 317,000.00 360 N
10137864 10.50000 28,411.70 260.02 01 1 37,900.00 360 N
10137865 10.74000 50,361.79 470.10 01 1 72,000.00 360 N
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10137869 ZOLLICOFFER JEFFERY 2936 NORTH 19TH STREET MILWAUKEE WI 53206 6.87500 70.0%
10137880 BERRIOCHA CHERYL L 1413 EAST DIVISION STREET DECATUR IL 62526 6.50000 75.0%
10137883 BRADFORD JR DALE E 2149 NORTH CHURCH STREET DECATUR IL 62526 6.12500 75.0%
10137886 PITTENGER JOHN P 1621 EAST MAIN CLINTON IL 61727 6.50000 90.0%
10137888 WAECHTER JEFFREY C 2625 RAVINA LANE WOODRIDGE IL 60517 7.00000 85.0%
10137901 GARCIA FLOR 7116 SOUTH WASHTENAW AVENUE CHICAGO IL 60629 6.87500 75.0%
10137902 JONES TERRY 2126 VINE STREET NEW CASTLE IN 47362 6.75000 65.0%
10137906 MEADE HENRY J 1004 CAROLINE STREET WAUKESHA WI 53186 7.25000 70.0%
10137908 JARRETT DARRELL 352 NORTH AVERS AVENUE CHICAGO IL 60624 6.75000 68.6%
10137909 WELLER MATTHEW J 3653 NORTH MARSEILLE ROAD INDIANAPOLI IN 46226 7.00000 85.0%
10137910 TRICE TYRONE L 1320-1322 NORTH 13TH STREET MILWAUKEE WI 53205 7.25000 70.0%
10137911 PARECE ANTHONY A 23 COLONY COURT YORKVILLE IL 60560 7.00000 80.0%
10137918 LINKE ROBERT M 36938 NATHAN HALE DRIVE LAKE VILLA IL 60046 6.50000 68.4%
10137920 JORDAN SAM 1817 KOEHLING ROAD NORTHBROOK IL 60062 6.50000 90.0%
10137921 BRADLEY CLODY M 3918 WEST 135TH STREET ROBBINS IL 60472 6.12500 80.0%
10137925 JOHNSON SR CALVIN 16217 BRYCE AVENUE CLEVELAND OH 44128 7.00000 85.0%
10137934 WILKEY JR WALTER 3137 VOGEL ROAD ARNOLD MO 63010 7.25000 90.0%
10137936 CLEMONS STEPHEN 557 COVENTRY COURT CRYSTAL LAK IL 60014 7.12500 78.9%
10137938 JOHNSON PATRICIA A 6972 NORTH 41ST STREET MILWAUKEE WI 53209 6.50000 90.0%
10137942 BUFORD CAROLYN 2081 NORTH MAIN STREET DECATUR IL 62526 7.00000 75.0%
10137943 SCHWARTZ GREGORY J 208 LAKE STREET MOUNT HOREB WI 53572 6.37500 66.6%
10137947 KURTZ FRANKLIN J 1731 CLINTON STREET ROCKFORD IL 61103 6.50000 90.0%
10137949 BRANTLEY BRIAN 51 WEST 107TH STREET CHICAGO IL 60628 6.12500 80.0%
10137953 JOHNSON DAVID G 6420 SOUTH OAKLEY AVENUE CHICAGO IL 60636 7.00000 75.0%
10137954 WARD JAMES W 12289 PORTAGE STREET SOUTH CHIPPEWA TW OH 44270 6.75000 65.0%
10137956 DODGSON GREGORY 5651 BUTTRICK AVENUE SE GRAND RAPID MI 49506 6.12500 80.0%
10137958 MCKINNEY DONALD 10229 SOUTH RACINE CHICAGO IL 60643 6.75000 65.0%
10137959 KNOX VICKI L. 621 WEST LAWRENCE SPRINGFIELD IL 62703 7.25000 75.0%
10137961 RAISOR JOSEPH E 814 CATHERINE PLACE NEW ALBANY IN 47150 6.75000 65.0%
10137967 CHAMI HUSSEIN H 6040 MIDDLESEX DEARBORN MI 48126 6.75000 65.0%
10137971 MARTIN GERTRUDE 14635 GREENWOOD ROAD 207 DOLTON IL 60419 6.75000 70.0%
10137973 LEVINE MARC 3710 DAUPHINE AVENUE NORTHBROOK IL 60062 6.50000 85.0%
10137975 WALKER JOSEPH A 2127 NORTH 34TH STREET MILWAUKEE WI 53208 7.50000 60.0%
10137984 SWANK JAMES 11347 ALSPACH ROAD CANAL WINCH OH 43110 6.50000 90.0%
10137986 BURKS JONATHON 525 NORTH BELMONT AVENUE SPRINGFIELD OH 45503 6.50000 70.0%
10137990 WOOD BRIAN L 504 STRATMILL ROAD BINGHAMTON NY 13904 6.87500 90.0%
10137991 HURTHLE JEFFREY W. 327 DAWES LIBERTYVILL IL 60048 6.25000 80.0%
10137996 LEALIOU WILLIAM C 1803 TENTH AVENUE GREEN BAY WI 54304 6.75000 80.0%
10137998 STAMP JAMES E. 1803 MINNESOTA AVENUE COLUMBUS OH 43211 6.50000 70.0%
10138000 BELLOW JR EDWIN W 238 RIVER STREET OCONZO FALL WI 54154 7.00000 85.0%
10138003 ROBERTS PATRICK 826 STATE STREET LOGANSPORT IN 46947 6.12500 80.0%
10138005 MARSAW MARGARET D 275 MUSKEGON AVENUE CALUMET CIT IL 60409 6.50000 89.9%
10138011 DAVIS BYRON K. 511 EAST RAVINE AVENUE PEORIA IL 61603 6.50000 70.0%
10138019 INGRAM STEPHEN D 1111 OLD HIGHWAY 70 ST GERMAIN WI 54558 6.12500 80.0%
10138022 THOMAS MICHAEL D 18076 BLACKMOOR DETROIT MI 48234 6.50000 85.0%
10138023 TYRA ROBERT L 7145 DUDLEY TAYLOR MI 48180 6.75000 55.0%
10138024 OSMON MARGARET M 406 SOUTH BUFFALO GROVE ROAD BUFFALO GRO IL 60089 6.62500 75.0%
10138025 RICHARDSON MARGUERITE 55760 SEEKLE ROAD THREE RIVER MI 49093 6.12500 75.0%
10138028 FALCON ALOIS B 15754 SOUTH WHIPPLE AVENUE MARKHAM IL 60426 7.25000 70.0%
10138035 DRAKE ROBERT C 16758 EAST ON AVENUE CLIMAX MI 49034 6.12500 74.6%
10138038 BAUM JEFFREY R 729 CRESCENT STREET NE GRAND RAPID MI 49503 6.87500 80.0%
10138042 MANIACI JOHN M 1859 LITTLE STONE ROAD GROSSE POIN MI 48236 6.25000 78.3%
10138052 BETTIS CARLA 1016 WHITE AVENUE BELOIT WI 53511 7.00000 85.0%
10138058 TICHENOR THOMAS S 2558 BROOKWAY STREET INDIANAPOLI IN 46218 6.75000 65.0%
10138059 KITCHEN ELAINE 19373 MARX DETROIT MI 48203 6.75000 65.0%
10138069 GARCIA NESTOR 3144 SOUTH EUCLID AVENUE BERWYN IL 60402 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10137869 10.49000 22,391.07 204.74 01 1 32,000.00 360 N
10137880 10.50000 30,000.00 274.43 01 1 40,000.00 360 N
10137883 9.99000 43,480.71 381.43 01 1 58,000.00 360 N
10137886 9.99000 58,500.00 512.95 01 1 65,000.00 360 N
10137888 11.12500 114,710.18 1,103.65 01 1 135,000.00 360 N
10137901 10.99000 48,732.58 463.89 01 1 65,000.00 360 N
10137902 10.75000 35,073.44 327.66 01 1 54,000.00 360 N
10137906 10.75000 48,962.93 457.41 01 3 70,000.00 360 N
10137908 11.75000 54,900.00 554.17 05 1 80,000.00 360 N
10137909 10.12500 57,350.10 508.82 01 1 67,500.00 360 N
10137910 11.00000 32,550.00 309.99 05 1 46,500.00 360 N
10137911 10.99000 253,906.22 2,416.99 01 1 317,500.00 360 N
10137918 9.00000 129,928.99 1,046.01 01 1 190,000.00 360 N
10137920 9.99000 218,603.04 1,917.64 01 1 243,000.00 360 N
10137921 8.99000 35,180.73 282.98 01 1 44,000.00 360 N
10137925 11.12500 59,500.00 572.26 01 1 70,000.00 360 N
10137934 11.25000 87,260.52 847.92 01 1 97,000.00 360 N
10137936 10.75000 118,300.00 1,104.31 01 1 150,000.00 360 N
10137938 11.25000 48,583.59 472.04 01 1 54,000.00 360 N
10137942 11.00000 25,500.00 242.85 01 1 34,000.00 360 N
10137943 9.37500 92,453.29 769.37 01 1 139,000.00 360 N
10137947 10.50000 107,867.11 987.10 01 1 119,900.00 360 N
10137949 9.75000 57,600.00 494.88 05 1 72,000.00 360 N
10137953 11.00000 69,000.00 657.11 05 1 92,000.00 360 N
10137954 10.75000 68,250.00 637.11 01 1 105,000.00 360 N
10137956 8.99000 286,679.77 2,315.25 01 1 360,000.00 360 N
10137958 10.75000 84,500.00 788.80 05 1 130,000.00 360 N
10137959 10.75000 65,225.43 609.10 12 3 87,000.00 360 N
10137961 9.75000 42,190.36 363.00 01 1 65,000.00 360 N
10137967 10.75000 74,721.86 697.78 01 1 115,000.00 360 N
10137971 9.74000 39,880.86 342.51 04 3 57,000.00 360 N
10137973 10.25000 467,500.00 4,189.28 01 1 550,000.00 360 N
10137975 11.50000 23,992.33 237.67 01 3 40,000.00 360 N
10137984 9.99000 116,100.00 1,018.01 01 1 129,000.00 360 N
10137986 9.99000 38,482.92 337.59 01 1 55,000.00 360 N
10137990 9.87500 70,617.90 613.49 01 1 78,500.00 360 N
10137991 9.50000 126,337.83 1,062.84 01 1 158,000.00 360 N
10137996 10.75000 65,960.00 615.73 01 1 82,450.00 360 N
10137998 10.25000 44,779.74 401.46 01 1 64,000.00 360 N
10138000 11.12500 41,550.57 399.77 01 1 48,900.00 360 N
10138003 9.25000 51,945.86 427.80 01 1 65,000.00 360 N
10138005 11.25000 120,459.32 1,170.37 01 1 134,000.00 360 N
10138011 10.75000 28,000.00 261.38 01 1 40,000.00 360 N
10138019 9.75000 110,348.49 948.51 01 1 138,000.00 360 N
10138022 10.75000 52,255.32 487.98 01 1 61,500.00 360 N
10138023 10.75000 46,732.39 436.41 01 1 85,000.00 360 N
10138024 10.49000 115,453.99 1,055.67 01 1 154,000.00 360 N
10138025 9.99000 75,000.00 657.63 01 1 100,000.00 360 N
10138028 11.75000 50,400.00 508.75 01 1 72,000.00 360 N
10138035 10.50000 81,967.41 750.09 01 1 110,000.00 360 N
10138038 10.50000 59,976.15 548.85 01 3 75,000.00 360 N
10138042 9.99000 187,916.65 1,648.45 01 1 240,000.00 360 N
10138052 10.62500 41,225.00 380.96 01 1 48,500.00 360 N
10138058 10.75000 25,990.21 242.71 01 1 40,000.00 360 N
10138059 9.75000 26,000.00 223.39 01 1 40,000.00 360 N
10138069 9.50000 102,349.63 861.04 01 1 128,000.00 360 N
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10138071 ANGERMEIER THOMAS M 1049 BAYARD PARK DRIVE EVANSVILLE IN 47714 6.87500 70.0%
10138076 PARR LORI 409 NORTHERN AVENUE LIMA OH 45801 6.75000 80.0%
10138086 DILLON JOHANNA 1112 WEST HADLEY STREET MILWAUKEE WI 53206 7.50000 60.0%
10138096 CAMPBELL JR JERRY L 9636 SOUTH YATES BLVD CHICAGO IL 60617 6.75000 65.0%
10139122 MOUTON WILLIS 453 BAYVIEW BOULEVARD NEWPORT WA 99156 6.12500 75.0%
10139123 KIRTLAND WINFIELD 1041 NORTH 3RD STREET COEUR D'ALE ID 83814 6.87500 75.0%
10139125 GALE KATE 17050 MIDWOOD DRIVE GRANADA HIL CA 91344 6.25000 80.0%
10139133 MULL MITCHELLE A. 4233 NORTH MAPLE CIRCLE CEDAR CITY UT 84720 6.25000 85.0%
10139134 CARDONA JOHN 4387 WENATCHEE DRIVE NORTHEAST MOSES LAKE WA 98837 6.75000 77.5%
10139139 NAIR MAHENDRAN 7525 SUNSET STREET BLAINE WA 98230 6.25000 80.0%
10139142 BRINKMAN JACOB 1712 1/2 WEST 10TH STREET SIOUX FALLS SD 57104 7.25000 90.0%
10139143 JENKINS JAMES 13111 CASIMIR AVENUE GARDENA CA 90249 6.50000 85.0%
10139151 JOHNSTON ROBBIE 4899 MERRITT DRIVE CLAYTON WA 99110 6.62500 75.0%
10139152 POPE JR. URAL 14841 EAST PENSACOLA STREET DENVER CO 80239 7.00000 85.0%
10139154 BARKER JAMES 9280 WEST 82ND AVENUE ARVADA CO 80005 6.50000 69.2%
10139160 GALLARDO VITALINA 1219 GARFIELD AVENUE YAKIMA WA 98902 7.00000 80.0%
10139171 ROYSDON DEBRA 2998 SE 27TH COURT GRESHAM OR 97080 7.50000 68.0%
10139172 MCCAULEY WILLIAM 898 FRUITDALE ROAD SEDRO-WOOLL WA 98284 7.00000 85.0%
10139174 CARROLL JR. WILLIE R. 26850 HILLVIEW STREET #A, B, C, HIGHLAND CA 92346 6.87500 75.0%
10139178 SHIRLEY LYNN 115 NORTH STREET WAVELAND MS 39576 7.25000 69.1%
10139179 SANCHEZ GEORGE 6579 BLANCHE DELL DRIVE SACRAMENTO CA 95824 6.25000 80.0%
10139180 SAVULICH STEPHEN 716 ORANGE AVENUE CRANFORD NJ 07016 6.87500 80.0%
10139183 CHUN YON 16216 NORTHEAST 44TH COURT REDMOND WA 98052 7.25000 88.9%
10139185 HOLMES SCOTT 606 MCCOLLUM DRIVE KENAI AK 99611 6.62500 58.6%
10139186 WEBER RONALD A. 2201 NORTH ARABIAN LANE PALMER AK 99645 6.25000 80.0%
10139196 RUIZ RAMON 2290 DELMAR ROAD NORCO CA 91760 7.25000 90.0%
10139201 CHURCHILL CLAYTON 115 FIRST STREET PRIEST RIVE ID 83856 7.00000 85.0%
10139207 DUBACK HEATHER 650 WASHINGTON AVENUE BREMERTON WA 98337 6.25000 80.0%
10139209 ANDERSON MARK 910 PIERCE STREET STEILACOOM WA 98388 7.25000 90.0%
10139211 BROWN SCNORA 7221 NORTH VANCOUVER AVENUE PORTLAND OR 97217 6.00000 72.2%
10139212 VARGAS MICHAEL 1030 EAST NORTH AVENUE SPOKANE WA 99207 6.12500 75.0%
10139216 SIERS BRYAN 1311 EAST LONGFELLOW AVENUE SPOKANE WA 99207 6.75000 75.0%
10139220 BERCIER DONNA 2227 EAST EMPIRE AVENUE SPOKANE WA 99207 6.75000 75.0%
10139223 GILBERT ANNE 403 NORTH ANDERSON STREET ELLENSBURG WA 98926 7.00000 85.0%
10139230 EIDE III EUGENE 39301 292 AVENUE NORTHEAST ARENA ND 58412 6.62500 75.0%
10139236 EDWARDS NORMAN K. 127 WEST "I" STREET ONTARIO CA 91762 7.00000 70.0%
10139240 BARNES VAUGHN 21321 BIRDHOLLOW DRIVE TRABUCO CAN CA 92679 7.00000 85.0%
10139242 GRONSKEI KELLY 12011 XEON STREET NORTHWEST COON RAPIDS MN 55448 7.00000 85.0%
10139244 STRINGHAM WILLIAM 1221 FRIENDLY LANE ANCHORAGE AK 99504 6.62500 75.0%
10139246 VALENTINE KEVIN 624 LILLIE ROAD ELMA WA 98541 6.75000 80.0%
10139249 GREEN JUSTIN 2901 VALLEYWOOD DRIVE ANCHORAGE AK 99517 7.00000 80.0%
10139250 CAMPBELL LEWIS 11827 SOUTHEAST 165TH STREET RENTON WA 98058 7.00000 75.0%
10139251 KRUMPOLS RUSSELL 611 CASCADE AVENUE SHELTON WA 98584 6.12500 71.1%
10139258 MUELLER EDWARD 15920 EAST BROAD AVENUE SPOKANE WA 99216 7.25000 90.0%
10139260 HIATT SHELLEY A. 1017 WEST GRACE AVENUE SPOKANE WA 99205 6.50000 75.0%
10139276 RANDS RICHARD 22309 DOLOROSA STREET WOODLAND HI CA 91367 5.87500 62.8%
10139282 SHEPHERD JR. PASCHAL 1305 EAST BANKERS DRIVE CARSON CA 90746 7.00000 85.0%
10139296 FOSTER GARY 2501 9TH AVENUE COURT GREELEY CO 80631 7.50000 65.0%
10139299 NIX CATHERINE A. 801 NORTH QUINN STREET GUYMON OK 73942 7.25000 90.0%
10139300 REIS VITAL 2823 WICKERSHAM AVENUE LINDEN NJ 07036 6.50000 75.0%
10139301 GATZKE GERALD N7932 US HIGHWAY 63 SPRING VALL WI 54767 6.50000 85.0%
10139309 RAICH ALFREDO 115 NORTH FICKETT STREET LOS ANGELES CA 90033 6.62500 75.0%
10139322 MATTEUCCI ANTHONY B. 6459 COUNTY ROAD 24 ORLAND CA 95963 6.62500 75.0%
10139324 WYLIE DOUGLAS L. 9090 75TH STREET COTTAGE GRO MN 55016 7.00000 85.0%
10139328 HILL JEFFREY L. 2118 BLACK LAKE BOULEVARD SOUTHW OLYMPIA WA 98512 6.25000 78.0%
10139331 BASS JOHN 103 WEST CARLISLE AVENUE SPOKANE WA 99205 6.50000 85.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10138071 9.49000 48,930.00 411.08 01 1 69,900.00 360 N
10138076 11.50000 50,317.39 499.11 01 1 63,000.00 360 N
10138086 11.50000 23,992.33 237.67 01 3 40,000.00 360 N
10138096 10.75000 36,386.29 339.79 01 1 56,000.00 360 N
10139122 8.50000 119,854.09 922.70 01 1 160,000.00 360 N
10139123 9.25000 68,663.87 567.65 01 3 92,000.00 360 N
10139125 8.50000 169,497.25 1,304.08 01 1 212,000.00 360 N
10139133 9.50000 73,950.00 621.82 01 1 87,000.00 360 N
10139134 10.75000 71,250.00 665.11 01 1 92,000.00 360 N
10139139 8.99000 77,514.73 623.83 01 1 97,000.00 360 N
10139142 10.99000 35,987.13 342.57 01 1 40,000.00 360 N
10139143 9.25000 144,425.08 1,188.77 01 1 170,000.00 360 N
10139151 9.00000 87,750.00 706.06 01 1 117,000.00 360 N
10139152 9.87500 76,465.24 664.29 01 1 90,000.00 360 N
10139154 11.25000 115,461.00 1,121.81 01 1 167,000.00 360 N
10139160 8.50000 59,845.27 461.35 01 1 75,000.00 360 N
10139171 11.15000 119,875.40 1,156.02 01 1 176,500.00 360 N
10139172 9.87500 114,697.87 996.43 01 1 135,000.00 360 N
10139174 9.74000 101,250.00 869.16 12 3 135,000.00 360 N
10139178 9.25000 26,586.20 218.84 01 3 38,500.00 360 N
10139179 8.50000 57,200.00 439.82 01 1 71,500.00 360 N
10139180 7.75000 135,904.00 974.33 01 1 170,000.00 360 N
10139183 8.99000 399,781.05 3,215.62 01 1 450,000.00 360 N
10139185 9.49000 40,974.24 344.46 01 1 70,000.00 360 N
10139186 9.99000 121,546.09 1,066.23 01 1 152,000.00 360 N
10139196 9.99000 152,932.17 1,341.56 01 1 170,000.00 360 N
10139201 10.37500 55,227.44 500.24 01 1 65,000.00 360 N
10139207 9.99000 199,911.00 1,753.67 12 1 250,000.00 360 N
10139209 10.99000 152,945.32 1,455.90 01 1 170,000.00 360 N
10139211 6.24000 97,407.30 599.70 01 1 135,000.00 360 N
10139212 9.50000 46,102.31 387.85 01 1 61,500.00 360 N
10139216 10.50000 53,448.14 490.53 01 1 71,500.00 360 N
10139220 10.25000 49,875.00 446.94 01 1 66,500.00 360 N
10139223 10.37500 93,500.00 846.56 01 1 110,000.00 360 N
10139230 10.00000 67,440.01 592.37 01 1 90,000.00 360 N
10139236 11.99000 101,470.88 1,043.27 01 1 145,000.00 360 N
10139240 10.87500 263,500.00 2,484.52 09 1 310,000.00 360 N
10139242 9.37500 80,665.12 671.64 01 1 95,000.00 360 N
10139244 10.00000 131,250.00 1,151.82 06 1 175,000.00 360 N
10139246 9.50000 95,952.78 807.22 01 1 120,000.00 360 N
10139249 9.62500 160,000.00 1,359.99 01 1 200,000.00 360 N
10139250 10.25000 115,402.71 1,035.00 01 1 154,000.00 360 N
10139251 8.50000 64,000.00 492.11 01 1 90,000.00 360 N
10139258 9.99000 93,463.47 819.93 01 1 103,900.00 360 N
10139260 9.75000 49,125.00 422.06 01 1 65,500.00 360 N
10139276 8.50000 244,851.58 1,883.84 01 1 390,000.00 360 N
10139282 9.37500 143,577.46 1,194.81 01 1 169,000.00 360 N
10139296 9.50000 68,187.73 573.89 01 3 105,000.00 360 N
10139299 11.25000 50,382.98 489.52 01 1 56,000.00 360 N
10139300 8.25000 149,808.04 1,126.90 01 1 200,000.00 360 N
10139301 10.50000 80,750.00 738.66 01 1 95,000.00 360 N
10139309 8.99000 111,623.91 898.37 01 1 149,000.00 360 N
10139322 9.49000 95,203.05 800.22 01 1 127,000.00 360 N
10139324 9.87500 111,350.00 966.91 01 1 131,000.00 360 N
10139328 8.99000 194,785.72 1,567.62 01 1 250,000.00 360 N
10139331 8.99000 67,925.26 546.66 01 1 80,000.00 360 N
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10139345 MOORE THOMAS E. 1705 HEATHERIDGE ROAD M-104 FORT COLLIN CO 80526 7.37500 65.0%
10139359 MWENDER STANLEY 23117 75TH PLACE WEST EDMONDS WA 98026 7.25000 90.0%
10139362 HEIECK WAYNE RICHARD 1313 SOUTH SUNKIST AVENUE WEST COVINA CA 91790 7.25000 90.0%
10139374 FERGUSON BECKY NHN SHELLY WAY WILLOW AK 99688 6.62500 75.0%
10139383 BUSKOHL JOEL 400 MARY STREET WORTHING SD 57077 6.25000 80.0%
10139391 DAVIS RONALD 16325 RAILWAY ROAD SOUTHEAST YELM WA 98597 6.50000 74.9%
10139393 ARMAS WILLIAM 2941 VIA SAN JACINTO SAN CLEMENT CA 92672 6.75000 75.0%
10139395 TINGLEY GLENN ALEX 1827 ATWOOD STREET LONGMONT CO 80501 7.00000 85.0%
10139396 REY DONALD 1308 EAST 19TH AVENUE SPOKANE WA 99203 6.37500 70.0%
10139400 ROLLINS TIMOTHY D. 725 NORTHWEST 87TH TERRACE PORTLAND OR 97229 6.75000 75.0%
10139403 KEMP JEFFREY 2792 LAKE STREET SALT LAKE C UT 84106 6.12500 80.0%
10139404 HENDERSON CHERYL 2525 EAST MISSION AVENUE SPOKANE WA 99202 6.25000 80.0%
10139405 HESS HILTON YONG 11623 NORTHEAST 90TH STREET KIRKLAND WA 98033 7.00000 80.0%
10139406 MALLARD GROVER 3320 10TH STREET LEWISTON ID 83501 7.25000 90.0%
10139413 LELAKE WILLIAM 41845 SPENCER DRIVE HOMER AK 99603 6.50000 85.0%
10139424 WALKER DEBORAH L. MILE 72.5 GLENN HIGHWAY SUTTON AK 99674 6.62500 75.0%
10139432 BARNHARDT LIBBY 2050 DECAMP CIRCLE WASILLA AK 99654 6.75000 64.3%
10139433 YORK KARL 23621 - 55TH PLACE SOUTH 12-1 KENT WA 98032 6.50000 85.0%
10139440 DAWSON JR. KEVIN 1525 219TH PLACE SOUTHWEST LYNNWOOD WA 98036 7.25000 90.0%
10139441 SYHARATH SENGTHONG 3510 SOUTH TYLER STREET TACOMA WA 98409 6.12500 75.0%
10139442 FISCHER WOLFGANG H. 120 SOUTH AMES STREET SILVERTON OR 97381 5.75000 50.2%
10139446 STOUT SHARON E. 15 ROMINE WAY VALLEJO CA 94591 6.37500 69.1%
10139460 HARRELL JEANNIE 1429 WEST SAN BERNARDINO ROAD F COVINA CA 91722 6.75000 80.0%
10139461 DAVIS RICHARD 580 NORTH COLORADO STREET CHANDLER AZ 85225 6.75000 80.0%
10139466 JOHNSON WALLY D. 332 NORTH SUNSET DRIVE CAMANO ISLA WA 98292 6.25000 80.0%
10139467 MCCUNE HAROLD 743 SOUTH SHERMAN STREET SPOKANE WA 99202 6.62500 75.0%
10139468 HEINRICH RALPH 2708 NORTH LEE STREET SPOKANE WA 99207 6.75000 80.0%
10139472 TWILLEGAR KEVIN 506 EAST KEDLIN AVENUE SPOKANE WA 99218 6.62500 75.0%
10139476 CHACKO GEOGY 829 NORTHWEST 205TH STREET SHORELINE WA 98177 6.62500 75.0%
10139498 MORGAN GENE 26901 15TH AVENUE NORTHEAST ARLINGTON WA 98223 6.50000 85.0%
10139499 GRACE KEVIN 492 WEST 1700 NORTH LEHI UT 84043 6.00000 75.0%
10139500 KILLINS III DAVID 520 TURTLEBACK ROAD D MESQUITE NV 89027 6.75000 80.0%
10139501 GOLDSTEIN BERNICE 13879 OLIVEWOOD AVENUE CHINO CA 91710 7.25000 90.0%
10139507 BOWDEN DONALD HC 1, BOX 9A EDDYVILLE NE 68834 6.50000 75.0%
10139513 WILSON WARREN 16409 14TH AVENUE COURT EAST SPANAWAY WA 98387 7.25000 90.0%
10139515 LAND MARY 3401 202ND STREET, SOUTHWEST 3 LYNNWOOD WA 98036 7.25000 90.0%
10139527 CHEESMAN THOMAS 4501 33RD AVENUE SOUTH SEATTLE WA 98108 6.75000 80.0%
10139531 GARTON ROBERT 11203 SOUTHEAST 327TH STREET AUBURN WA 98092 7.25000 90.0%
10139533 NEALE KEVIN L. 68490 PELADORA ROAD CATHEDRAL C CA 92234 6.50000 85.0%
10139539 ANDERSON LUCILLE 1430 WEST 12TH AVENUE ANCHORAGE AK 99501 5.75000 64.5%
10139542 FISHER RONALD G. 26390 SOUTH 615 ROAD GROVE OK 74344 7.25000 90.0%
10139545 HAWKINS RONALD L. 801 C NORTHWEST STREET ARDMORE OK 73401 7.00000 85.0%
10139547 MOSER NEIL W. 4247 WOLFE CIRCLE PARK CITY UT 84098 6.12500 77.2%
10139559 PEDERSON STEVEN 2209 118TH AVENUE EAST PUYALLUP WA 98372 7.25000 90.0%
10139565 LLOYD CRAIG 1005 EAST TOMAR ROAD SIOUX FALLS SD 57105 6.62500 75.0%
10139571 GONZALEZ JESUS O. 10014 SOUTH NACHES ROAD NACHES WA 98937 6.25000 80.0%
10139574 DAOUD ISMAIL 202 WEST 92ND STREET LOS ANGELES CA 90003 7.12500 70.0%
10139578 THON PATRICIA 1100 SILVERLEAF COURT EAST PORT ORCHAR WA 98366 7.00000 75.6%
10139584 MCDERMOTT PATRICK 16621 NORTH CINCINNATI COURT SPOKANE WA 99208 6.50000 85.0%
10139585 KATZ NANCY 6520 FERN STREET SUQUAMISH WA 98392 6.25000 80.0%
10139598 AGUILAR GABRIEL 19521 EAST CRESTWOOD LANE OTIS ORCHAR WA 99027 6.25000 80.0%
10140601 TOTAH ELIAS 10022 RESMAR COURT LA MESA CA 91941 6.50000 70.0%
10140606 GALANIUS MARGARITA C. 120 LICHEN COURT LICHEN COUR CA 94538 7.25000 75.0%
10140611 HOBERT DOROTHY K. 17906 EAST MISSION GREENACRES WA 99016 6.87500 50.4%
10140612 DEMARTINO AGUSTINE 410 10TH STREET KEY COLONY FL 33051 6.50000 75.0%
10140624 ROSENKRANTZ GLORIA R. 5353 INSTITUTE HOUSTON TX 77005 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10139345 11.50000 37,038.15 366.91 04 1 57,000.00 360 N
10139359 10.50000 188,924.89 1,728.86 01 1 210,000.00 360 N
10139362 8.99000 173,604.92 1,396.38 01 1 193,000.00 360 N
10139374 10.00000 59,700.00 523.92 01 1 79,600.00 360 N
10139383 9.99000 55,175.52 484.02 01 1 69,000.00 360 N
10139391 9.50000 97,203.88 818.16 01 1 130,000.00 360 N
10139393 10.75000 195,000.00 1,820.29 09 1 260,000.00 360 N
10139395 10.87500 114,707.95 1,081.97 01 1 135,000.00 360 N
10139396 9.50000 55,158.72 464.41 01 1 78,900.00 360 N
10139400 8.50000 202,334.37 1,557.05 01 1 270,000.00 360 N
10139403 7.50000 95,928.00 671.25 01 1 120,000.00 360 N
10139404 9.99000 63,092.01 553.46 01 1 78,900.00 360 N
10139405 9.99000 144,000.00 1,262.64 04 1 180,000.00 360 N
10139406 10.50000 77,369.24 708.01 01 1 86,000.00 360 N
10139413 10.50000 109,650.00 1,003.02 01 1 129,000.00 360 N
10139424 10.00000 85,462.17 750.33 01 1 114,000.00 360 N
10139432 9.75000 94,500.00 811.91 01 1 147,000.00 360 N
10139433 10.50000 136,000.00 1,244.05 04 1 160,000.00 360 N
10139440 9.75000 175,500.00 1,507.82 01 1 195,000.00 360 N
10139441 9.75000 78,713.25 676.59 01 1 105,000.00 360 N
10139442 6.75000 63,200.00 409.92 01 1 126,000.00 360 N
10139446 6.24000 66,774.29 574.11 01 1 97,000.00 180 N
10139460 11.25000 87,940.30 854.71 04 1 110,000.00 360 N
10139461 9.99000 55,175.52 484.02 01 1 69,000.00 360 N
10139466 9.24000 108,743.47 894.29 09 1 136,000.00 360 N
10139467 9.74000 78,000.00 669.57 01 1 104,000.00 360 N
10139468 10.50000 65,573.93 600.07 01 1 82,000.00 360 N
10139472 10.00000 92,250.00 809.56 01 1 123,000.00 360 N
10139476 10.00000 393,575.81 3,455.44 01 1 525,000.00 360 N
10139498 8.37500 161,327.14 1,227.52 01 1 190,000.00 360 N
10139499 7.24000 86,182.57 587.80 01 1 115,000.00 360 N
10139500 8.99000 73,479.76 591.03 04 1 91,900.00 360 N
10139501 10.99000 204,226.99 1,944.06 01 1 227,000.00 360 N
10139507 9.62500 36,982.27 314.50 01 1 49,350.00 360 N
10139513 10.99000 127,034.58 1,209.26 01 1 141,200.00 360 N
10139515 9.49000 167,317.48 1,406.37 01 1 186,000.00 360 N
10139527 10.50000 75,969.79 695.21 01 1 95,000.00 360 N
10139531 10.50000 287,885.55 2,634.45 01 1 320,000.00 360 N
10139533 9.99000 118,947.24 1,043.44 01 1 140,000.00 360 N
10139539 8.00000 199,865.80 1,467.53 01 1 310,000.00 360 N
10139542 11.75000 81,000.00 817.63 01 1 90,000.00 360 N
10139545 10.87500 34,000.00 320.59 01 1 40,000.00 360 N
10139547 7.00000 209,827.86 1,397.14 01 1 272,000.00 360 N
10139559 10.49000 116,904.78 1,069.38 01 1 130,000.00 360 N
10139565 9.50000 187,407.77 1,576.61 01 1 250,000.00 360 N
10139571 8.99000 57,568.29 463.05 01 1 72,000.00 360 N
10139574 9.00000 98,000.00 788.54 01 3 140,000.00 360 N
10139578 11.25000 67,977.04 660.46 01 1 90,000.00 360 N
10139584 9.50000 186,908.02 1,572.40 01 1 220,000.00 360 N
10139585 8.62500 79,153.24 616.01 01 1 99,000.00 360 N
10139598 8.62500 163,200.00 1,269.36 01 1 204,000.00 360 N
10140601 9.99000 446,600.00 3,915.94 01 1 638,000.00 360 N
10140606 11.50000 161,198.46 1,596.85 01 1 215,000.00 360 N
10140611 10.50000 55,154.89 506.77 01 1 110,000.00 360 N
10140612 9.50000 119,940.97 1,009.03 01 1 160,000.00 360 N
10140624 10.50000 46,381.56 424.44 04 1 58,000.00 360 N
</TABLE>
Page 58
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10140631 DAHLBERG BRUCE C. 2222 NORTHEAST 203RD AVENUE FAIRVIEW OR 97024 6.12500 75.0%
10140634 GARCIA ROUQE 1316 HICKORY TREE ROAD MESQUITE TX 75149 6.75000 55.5%
10140638 PREVOST ANNANO B. 5426 NORTHEAST 38TH AVENUE PORTLAND OR 97211 6.62500 64.9%
10140639 CARTER DAVID B. 122 EAST 28TH STREET RESERVE LA 70084 6.12500 75.0%
10140642 WILLIAMS JOHNNIE 1611 RIDGEBRIAR DRIVE HOUSTON TX 77014 6.50000 90.0%
10140649 GARCIA CYNTHIA 1118 WEST MASLINE STREET COVINA CA 91722 7.25000 90.0%
10140652 GARCIA BENITO 3307 CHERRYWOOD AVENUE DALLAS TX 75235 6.75000 59.5%
10140662 URALEVICH URIAL 12740 ALBERS STREET LOS ANGELES CA 91607 6.12500 57.2%
10140663 ARCHER FRANCES 20413 APPOLINE DETROIT MI 48235 6.12500 73.8%
10140674 BRAUN JAMES E. 42712 NORTH 32ND STREET LANCASTER CA 93536 7.37500 57.1%
10140675 MARINOFF GREGORY L. 37 DEARBORN PLACE #84 GOLETA CA 93117 6.95000 63.1%
10140682 IZENBERG JERRY 4928 FOREST OAKS DRIVE LAS VEGAS NV 89129 6.50000 90.0%
10140686 LATINO LEON V. 17561 ALACK DRIVE HAMMOND LA 70403 6.25000 80.0%
10140692 KING ROBERT W. 768 NORTHWEST THOMAS COURT MCMINNVILLE OR 97128 6.37500 31.6%
10140702 MCPHERSON RONNIE D 1806 SANDERS LANE COLLEYVILLE TX 76034 7.00000 75.0%
10140703 LIMAS ROLAND 1700 BAIRD FARMS ARLINGTON TX 76006 6.12500 80.0%
10140704 FEBUARY RICHARD 2008 WHITE STREET ALEXANDRIA LA 71301 7.25000 90.0%
10140707 POOL JAKE R. 1905 SOUTHEAST 7TH NEWCASTLE OK 73065 6.25000 80.0%
10140709 JOHNSON EDMOND P.O. BOX 265 COLMESNEIL TX 75938 6.25000 80.0%
10140713 HATCHUAL JONATHAN 12627 ASHFORD MEADOW DRIVE E & F HOUSTON TX 77082 6.87500 75.0%
10140716 GARCIA BRIAN 11208 CHIMINEAS AVENUE (NORTHRIDGE CA 91326 6.50000 74.3%
10140726 MILLER RICHARD 239 EAST LIME AVENUE MONROVIA CA 91016 6.50000 82.3%
10140736 DEAN MARK M. 15383 RYAN STREET PRAIRIEVILL LA 70769 7.00000 82.0%
10140740 MORAN MARK 2247 ROSCOMARE ROAD LOS ANGELES CA 90077 6.25000 80.0%
10140744 GASS CHARLES 13418 REDWOOD STREET OMAHA NE 68138 6.12500 75.0%
10140746 MITCHELL RALPH 14135 EVERGREEN DETROIT MI 48223 7.00000 80.0%
10140751 LEDET ROBERT P. 306 CYPRESS STREET MONTEGUT LA 70377 6.50000 85.0%
10140756 RODRIGUEZ GUSTAVO 532-534 SOUTH 39TH STREET SAN DIEGO CA 92113 6.50000 85.0%
10140780 CARTWRIGHT MICHAEL 5225 VEAL STATION RD WEATHERFORD TX 76086 7.25000 72.9%
10140781 OCCHIATO ANTHONY N. 2534 & 2534 1/2 3RD STREET LA VERNE CA 91750 8.25000 70.0%
10140796 ZANONI PETER 4146 BARRINGTON SAN ANTONIO TX 78217 7.00000 85.0%
10140798 TARACENA FERNANDO 4809 "B" EXCALIBUR DRIVE EL PASO TX 79902 7.00000 75.0%
10140801 SMITH STEPHEN 13033 & 13035 MITCHELL STREET BALCH SPRIN TX 75180 6.75000 80.0%
10140803 JOHNSON DARIUS 2415 HAZYKNOLL HOUSTON TX 77067 6.25000 80.0%
10140808 CROSWELL MELVIN A. 12923 AZALEA CREEK TRAIL HOUSTON TX 77065 7.25000 90.0%
10140810 METZ DAVID 1070 SUNMEADOW DRIVE BEAUMONT TX 77706 6.75000 80.0%
10140812 MATE JOSEFINA L. 16306 FLINT RUNWAY SUGARLAND TX 77478 6.75000 80.0%
10140814 LOFRANCO JAIME K. 12415 MEADOW BRIAR DR. STAFFORD TX 77477 6.25000 80.0%
10140818 BYARS EZEKIEL 714 DOVER AVENUE DALLAS TX 75216 6.25000 85.0%
10140826 HU FEI SHAN 10302 HAMILTON STREET RANCHO CUCA CA 91701 7.00000 75.0%
10140827 ENCARNACION SUYEN M. 608 IDAHO AVENUE #3 SANTA MONIC CA 90403 6.25000 80.0%
10140829 BRIGGS CHARLES W. 3408 LAWNDALE AVENUE FORT WORTH TX 76133 7.25000 90.0%
10140839 LIU MARIA 2316 TERNBERRY COURT TUSTIN CA 92782 6.12500 80.0%
10140842 PIERCE TRINA 1016 TILTON AVENUE SAN MATEO CA 94401 6.25000 80.0%
10140848 MIDDLETON LISA J. 855 MOUNTAIN VIEW DRIVE DALY CITY CA 94014 6.25000 80.0%
10140849 JACKSON MICHAEL G. 2734 NORTH CARLMONT PLACE SIMI VALLEY CA 93065 7.75000 90.0%
10140850 KUROSKI KIP 5533 MOUNTAIN VIEW DRIVE SOUTH FLORENCE MT 59833 6.75000 65.0%
10140851 CLAUSELL CYNTHIA 24418 TORCH STREET WOODLAND HI CA 91367 7.25000 88.2%
10140856 CALDWELL GAYLE 705 LAKEWOOD DRIVE SALINA OK 74365 7.00000 80.0%
10140863 PREE ROBIN 2023 103RD AVENUE OAKLAND CA 94603 6.25000 80.0%
10140867 INGRAM ELSIE 3654 POTOSI AVENUE (STUDIO CIT CA 91604 6.50000 89.9%
10140869 CLEMONS ANTHONY R. 4905 ORCHARD PARKWAY MUSKOGEE OK 74403 7.00000 80.0%
10140870 STEWART OLIVIA P. 3129-31 MILAN STREET NEW ORLEANS LA 70125 7.00000 85.0%
10140871 JOHNSON MELVIN 4403 CRANFILL DRIVE DALLAS TX 75216 6.87500 70.0%
10140873 JAVERS MORRIS 1905-07 CLEVELAND AVENUE NEW ORLEANS LA 70112 6.75000 80.0%
10140880 BRYANT RANDY 6031 CULROSS CLOSE DRIVE HUMBLE TX 77346 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10140631 9.50000 117,692.08 990.11 01 1 157,000.00 360 N
10140634 11.50000 23,875.00 236.44 01 1 43,000.00 360 N
10140638 9.99000 112,450.12 986.44 01 1 173,500.00 360 N
10140639 9.50000 71,201.91 599.11 01 1 95,000.00 360 N
10140642 10.25000 74,636.46 669.39 09 1 83,000.00 360 N
10140649 9.25000 123,980.81 1,021.03 01 1 137,900.00 360 N
10140652 9.75000 49,953.15 429.58 01 1 84,000.00 360 N
10140662 8.99000 349,808.41 2,813.67 01 1 612,000.00 360 N
10140663 9.75000 44,978.63 386.62 01 1 61,000.00 360 N
10140674 11.25000 42,235.73 410.36 01 1 74,000.00 360 N
10140675 8.00000 64,956.38 476.95 04 1 103,000.00 360 N
10140682 10.25000 130,445.27 1,169.42 09 1 145,000.00 360 N
10140686 9.99000 67,969.85 596.25 01 1 85,000.00 360 N
10140692 9.25000 59,924.71 493.61 01 1 190,000.00 360 N
10140702 10.75000 73,847.19 689.61 01 1 98,500.00 360 N
10140703 9.99000 42,381.20 371.78 01 1 53,000.00 360 N
10140704 9.50000 85,457.94 718.94 01 1 95,000.00 360 N
10140707 9.99000 95,914.53 841.76 01 1 120,000.00 360 N
10140709 9.99000 83,925.21 736.54 01 1 105,000.00 360 N
10140713 9.25000 68,964.22 567.65 05 3 92,000.00 360 N
10140716 8.99000 125,931.03 1,012.92 01 1 169,500.00 360 N
10140726 9.99000 197,412.44 1,731.75 01 1 240,000.00 360 N
10140736 10.37500 182,600.13 1,654.64 01 1 223,000.00 360 N
10140740 8.99000 439,516.50 3,537.18 01 1 550,000.00 360 N
10140744 9.25000 68,214.61 561.48 01 1 91,000.00 360 N
10140746 11.00000 40,000.00 380.93 01 1 50,000.00 360 N
10140751 9.25000 66,265.62 545.44 01 1 78,000.00 360 N
10140756 8.25000 107,811.84 811.00 05 1 127,000.00 360 N
10140780 10.75000 42,250.00 394.40 01 1 58,000.00 360 N
10140781 11.25000 147,000.00 1,427.76 05 3 210,000.00 360 N
10140796 10.37500 63,248.08 573.13 01 1 74,500.00 360 N
10140798 9.25000 103,446.34 851.47 01 1 138,000.00 360 N
10140801 10.50000 51,979.33 475.67 05 1 65,000.00 360 N
10140803 9.99000 42,362.24 371.78 09 1 53,000.00 360 N
10140808 10.25000 140,381.64 1,259.03 01 1 156,165.00 360 N
10140810 10.75000 50,361.87 470.48 04 1 63,000.00 360 N
10140812 9.99000 85,162.22 747.07 01 1 106,500.00 360 N
10140814 9.50000 67,566.75 568.42 01 1 84,500.00 360 N
10140818 9.99000 34,000.00 298.13 01 1 40,000.00 360 N
10140826 9.75000 198,657.27 1,707.57 01 1 265,000.00 360 N
10140827 8.99000 191,095.34 1,537.07 04 1 239,000.00 360 N
10140829 10.99000 109,721.15 1,044.83 01 1 122,000.00 360 N
10140839 7.99000 181,877.63 1,334.19 04 1 227,500.00 360 N
10140842 7.50000 247,630.73 1,734.06 01 1 310,000.00 360 N
10140848 9.95000 167,924.88 1,468.12 04 1 210,000.00 360 N
10140849 8.50000 202,163.89 1,556.36 01 1 224,900.00 360 N
10140850 10.99000 93,792.59 893.15 01 1 144,400.00 360 N
10140851 9.25000 305,841.36 2,517.39 01 1 347,000.00 360 N
10140856 11.50000 60,800.00 602.10 01 1 76,000.00 360 N
10140863 9.99000 131,941.48 1,157.42 01 1 165,000.00 360 N
10140867 9.75000 446,000.00 3,831.83 01 1 496,000.00 360 N
10140869 12.50000 53,586.27 572.06 01 1 67,000.00 360 N
10140870 11.87500 31,875.00 324.81 05 1 37,500.00 360 N
10140871 10.25000 31,473.45 282.28 01 1 45,000.00 360 N
10140873 10.50000 21,591.41 197.59 05 1 27,000.00 360 N
10140880 10.50000 110,311.86 1,009.88 09 1 138,000.00 360 N
</TABLE>
Page 59
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- ----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10140883 BENJAMIN RICHARD 24471 SHADELAND DRIVE (NEWHALL AR CA 91321 7.00000 75.0%
10140887 JOSEPH DONNIE R. 1817 LEONIDAS STREET NEW ORLEANS LA 70118 7.25000 72.9%
10140893 STERN JASON 1008 9TH STREET #D SANTA MONIC CA 90403 6.25000 85.0%
10140896 MC CONNELL LINDA 934 PRUITT DRIVE OKLAHOMA CI OK 73170 6.75000 75.0%
10140903 DODGEN DAVID 335 WEST 23RD AVENUE HOUSTON TX 77008 6.37500 53.9%
10140905 STAFFORD JR. WADE 5250 MADDEN LN HOUSTON TX 77048 6.87500 65.0%
10140909 CORTES FRANCISCO 6634 CHANTALLE DRIVE KATY TX 77449 7.00000 85.0%
10140911 PLANK ROBERT F. 5416 BASSWOOD MIDLAND TX 79707 6.25000 80.0%
10140914 HARRIS ROBERT EARL 6408 MOSSWOOD DRIVE . MONROE LA 71203 7.00000 85.0%
10140919 KRUGER MICHELE 3480 RED BUD STREET ZACHARY LA 70791 7.00000 80.0%
10140924 FRAGA SAUL R. 205 MAIN STREET FILLMORE CA 93015 6.25000 80.0%
10140927 KORANTENG KWABENA A. 936 SUMMITRIDGE DRIVE DIAMOND BAR CA 91765 6.12500 79.4%
10140932 PARRA SR. JOSE U. 3414 E. FIESTA LOOP LAREDO TX 78043 7.00000 80.0%
10140934 KOCH WARREN 233 GRANADA CALLE GRANBURY TX 76049 5.99000 80.0%
10140939 CARTER MARTY 9438 VISTA CIRCLE IRVING TX 75063 7.25000 90.0%
10140949 JACKS LINN 207 SOUTH PLUM STREET DYERSBURG TN 38024 7.00000 85.0%
10140951 BARRON KEVIN 1208 WARRINGTON DRIVE AUSTIN TX 78753 6.75000 80.0%
10140952 JENNINGS DON 4645 BELZ RD. SANGER TX 76266 6.12500 75.0%
10140958 KINCADE BARBARA 3915 ROBERTS AVENUE DALLAS TX 75215 6.37500 70.0%
10140969 BALENTINE CHARLES E. 7001 MINERAL RIDGE DRIVE EL PASO TX 79912 7.25000 90.0%
10140975 AMROYAN ARDASHES 19800 FALCON CREST WAY (NORTHRIDGE CA 91326 6.50000 85.0%
10140979 BREEN REBECCA 999 DEARBORN AVENUE NE KEIZER OR 97303 7.25000 90.0%
10140983 ARELLANO CARLOS 7038 LANGDON LANE HOUSTON TX 77074 7.25000 90.0%
10140986 CORLEY LESTER E. 20345 RAE ROAD BEND OR 97701 6.25000 80.0%
10140990 MCMILLON RONALD 4609 SHORELINE DR. ABILINE TX 79602 6.75000 65.0%
10140995 DAVID LARRY 7533 BLOOMINGTON AVENUE (BURBANK AR CA 91504 6.50000 70.0%
10140997 CHU CHRESTAIN 2875 YOJOA PLACE (HACIENDA H CA 91745 6.75000 49.0%
10141015 BYAM BENJAMIN 202 SILVER LOOP SILVERTON OR 97381 7.00000 75.0%
10141020 THOMPSON BARBARA 456 NORTHEAST AVENUE HILLSBORO OR 97124 7.00000 80.0%
10141028 STARR BOBBY 4513 ST. MARY STREET METAIRIE LA 70006 6.00000 69.8%
10141030 GOODENOUGH CHARLES D. 2129 WEST 21ST STREET LOS ANGELES CA 90018 7.25000 90.0%
10141040 PRESLEY LONNIE 4411 CAMDEN STR DALLAS TX 75206 6.75000 65.0%
10141049 GARNER GAYLA 1406 DONALD STREET JACKSONVILL FL 32205 6.12500 75.0%
10141059 FARHADI RUDY 22800 AVENUE SAN LUIS WOODLAND HI CA 91364 7.25000 90.0%
10141063 EMATA GILBERT 1626 SUNDOWN LANE SAN JOSE CA 95127 5.87500 26.5%
10141068 MARTINEZ CLAUDIA 1833 SOUTH HIGHLAND AVE LOS ANGELES CA 90019 7.00000 85.0%
10141069 MOREHOUSE VALERIE B. 1939 LEROY STREET KLAMATH FAL OR 97601 7.12500 65.0%
10141078 TORRES GONZALO 11981 KINGS GUARD DRIVE EL PASO TX 79936 7.00000 85.0%
10141087 REED DAVID L. 95 SANDRA COURT NEWBURY PAR CA 91320 6.25000 80.0%
10141089 SANCHEZ JUAN D. 1352 PEARL GATE PLACE EL PASO TX 79936 7.75000 80.0%
10141100 JOHNSON JERRY 12200 MELLOWOOD DRIVE SARATOGA CA 95070 7.00000 85.0%
10141604 JONES JOHN A. 28142 DRIVER AVENUE #2 AGOURA HILL CA 91301 5.87500 60.4%
10141606 ESCOBEDO ARTURO 68375 TORTUGA ROAD CATHEDRAL C CA 92234 7.25000 90.0%
10141607 ROJAS BRIJIDO R. 3812 S. 16TH PLACE PHOENIX AZ 85040 6.50000 85.0%
10141609 COSSE ALLEN 40709 SAM SMITH ROAD FRANKLINTON LA 70438 6.50000 75.0%
10141611 FLORES SULEMA 2314 NORTH 35TH LANE MCALLEN TX 78501 6.25000 80.0%
10141614 NICHOLS SUSIE 1801 16TH AVENUE MERIDIAN MS 39301 6.37500 70.0%
10141616 CORDORA SALVADORE J. 4226 PARADIS LANE KENNER LA 70065 7.00000 85.0%
10141618 CUMMINGS MELISSA RURAL ROUTE 1 BOX 3 AA,NEWBERG R CAT SPRINGS TX 78933 7.00000 84.9%
10141621 CUMBERLAND CYNTHIA ROUTE 1 BOX 180-C ROSEHILL MS 39356 6.25000 80.0%
10141623 LINDQUIST TRACY 1768 320TH STREET GLENWOOD CI WI 54007 6.75000 70.0%
10141626 NACOL KENT M. 910 HACKERRY AVENUE LA PORTE TX 77571 6.50000 90.0%
10141629 BURNHAM TODD 1222 EAST MAIN AVENUE NAMPA ID 83651 6.75000 80.0%
10141632 MENDOZA GINA L. 514 & 516 EAST 73RD STREET LOS ANGELES CA 90003 6.50000 76.2%
10141633 BOBO BENJAMIN H. 2719 ALDRICH AVE. NO. MINNEAPOLIS MN 55411 6.37500 70.0%
10141635 TRACEWELL RONALD 2330 WILLONA PARK EUGENE OR 97408 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10140883 10.75000 198,750.00 1,855.30 01 1 265,000.00 360 N
10140887 11.25000 46,984.13 456.50 01 3 64,500.00 360 N
10140893 8.75000 293,081.28 2,307.00 04 1 345,000.00 360 N
10140896 10.75000 88,500.00 826.14 01 1 118,000.00 360 N
10140903 9.50000 69,965.57 588.60 01 1 130,000.00 360 N
10140905 11.25000 32,164.13 312.51 01 1 49,500.00 360 N
10140909 11.37500 59,267.19 581.47 01 1 69,750.00 360 N
10140911 9.00000 130,800.00 1,052.45 01 1 163,500.00 360 N
10140914 11.62500 66,300.00 662.90 01 1 78,000.00 360 N
10140919 10.50000 86,400.00 790.34 01 1 108,000.00 360 N
10140924 8.99000 89,550.95 720.30 01 1 112,000.00 360 N
10140927 8.50000 277,531.76 2,135.28 01 1 350,000.00 360 N
10140932 10.25000 65,883.07 590.71 01 1 82,400.00 360 N
10140934 9.50000 181,510.67 1,526.99 01 1 227,000.00 360 N
10140939 10.99000 181,517.77 1,728.53 09 1 201,880.00 360 N
10140949 10.87500 55,229.75 520.95 01 1 65,000.00 360 N
10140951 10.50000 69,720.90 638.31 01 1 87,225.00 360 N
10140952 8.50000 77,857.93 622.82 01 1 108,000.00 360 N
10140958 9.75000 20,289.94 174.41 01 1 29,000.00 360 N
10140969 9.99000 136,478.37 1,197.76 01 1 151,800.00 360 N
10140975 8.75000 437,325.00 3,440.44 01 1 514,500.00 360 N
10140979 10.99000 76,445.07 727.95 01 1 85,000.00 360 N
10140983 10.99000 65,226.60 620.90 01 1 72,500.00 360 N
10140986 8.99000 104,000.00 836.06 01 1 130,000.00 360 N
10140990 10.75000 98,113.04 916.22 01 1 151,000.00 360 N
10140995 10.50000 103,512.62 947.67 01 1 148,000.00 360 N
10140997 10.75000 119,954.82 1,120.18 01 1 245,000.00 360 N
10141015 10.75000 117,000.00 1,092.18 01 1 156,000.00 360 N
10141020 9.75000 117,802.35 1,013.81 01 1 147,500.00 360 N
10141028 9.25000 89,953.34 740.41 01 1 129,000.00 360 N
10141030 10.25000 247,396.20 2,217.86 01 1 275,000.00 360 N
10141040 10.75000 47,125.00 439.91 01 1 72,500.00 360 N
10141049 8.50000 53,967.28 415.22 01 1 72,000.00 360 N
10141059 9.75000 161,100.00 1,384.10 01 1 179,000.00 360 N
10141063 6.75000 56,089.48 369.71 01 1 215,000.00 360 N
10141068 9.87500 237,891.87 2,066.67 12 1 280,000.00 360 N
10141069 10.00000 47,948.77 420.98 01 3 73,800.00 360 N
10141078 9.87500 54,300.41 471.95 01 1 63,950.00 360 N
10141087 9.25000 191,800.15 1,579.54 01 1 240,000.00 360 N
10141089 10.99000 237,429.40 2,260.93 01 3 297,000.00 360 N
10141100 10.87500 424,643.91 4,007.29 01 1 500,000.00 360 N
10141604 8.75000 83,951.67 660.83 04 1 139,000.00 360 N
10141606 10.99000 118,714.69 1,130.47 01 1 132,000.00 360 N
10141607 9.75000 45,040.00 386.97 01 1 53,000.00 360 N
10141609 9.50000 42,000.00 353.16 01 1 56,000.00 360 N
10141611 9.99000 74,127.12 650.26 01 1 92,700.00 360 N
10141614 9.75000 40,581.06 348.82 01 1 58,000.00 360 N
10141616 9.87500 77,739.66 675.36 04 1 91,500.00 360 N
10141618 10.87500 32,675.92 308.33 01 1 38,500.00 360 N
10141621 9.99000 56,749.41 498.05 01 1 71,000.00 360 N
10141623 9.99000 58,100.00 509.44 01 1 83,000.00 360 N
10141626 9.75000 148,360.86 1,275.85 09 1 165,000.00 360 N
10141629 10.50000 71,960.38 658.52 01 1 89,987.00 360 N
10141632 9.00000 129,479.24 1,042.39 05 1 170,000.00 360 N
10141633 10.50000 87,462.63 800.40 05 1 125,000.00 360 N
10141635 8.99000 125,841.08 1,012.20 01 1 139,900.00 360 N
</TABLE>
Page 60
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10141639 BORER DANNETTE W. 41031 J.D. GAUTREAU ROAD GONZALES LA 70737 6.50000 85.0%
10141641 BIBEAU KELLY J. 14820 57TH ST. NORTH, APT. A1 STILLWATER MN 55082 6.75000 75.0%
10141646 KING MARK 2700 SAMPSON STREET DES MOINES IA 50313 7.25000 90.0%
10141650 HOWARD SHERRY A. 3224 NORTH CASHION PLACE OKLAHOMA CI OK 73112 6.75000 75.0%
10141652 VALENZUELA JOSEFINA 8400 DRAKE PL EL PASO TX 79907 7.00000 75.0%
10141662 EATON MARK 29602 WINDSONG LANE AGOURA HILL CA 91301 7.12500 75.0%
10141667 LARSEN RION 2220 EAST 10225 SOUTH SANDY UT 84092 6.25000 80.5%
10141669 WRIGHT CHALRES E 4506 COLFAX AVENUE NORTH MINNEAPOLIS MN 55412 6.50000 75.0%
10141671 DUDLEY DONALD 2601 SENECA STREET ST. JOSEPH MO 64507 6.75000 65.0%
10141675 WILKINSON LONNIE 1206 BAYBERRY AVENUE BATON ROUGE LA 70807 7.00000 80.0%
10141682 LOWRY JANICE M. 449 WINTERGREEN ROAD TIMBERLAKE NC 27583 6.50000 85.0%
10141684 BALLIN LOUIS M. 3240 3RD AVE. SOUTH MINNEAPOLIS MN 55408 6.50000 70.0%
10141687 MARCUS KENNETH 759 NORTH MANSFIELD AVENUE LOS ANGELES CA 90038 6.75000 62.5%
10141697 MCINTYRE LEANN 2700 220TH AVENUE DELHI IA 52223 7.00000 75.0%
10141698 LOWE ANNETTE 4051 ALDRICH AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 80.0%
10141702 MASCARENAZ ANJELO J. BIRCH STREET, P.O. BOX 226 BIG CABIN OK 74332 6.75000 80.0%
10141708 PUCKETT SHERRI D. 221 CRESTLINE COURT DULUTH MN 55810 6.50000 75.0%
10141712 PAANANEN RICHARD R. 3845 HALE AVENUE OAKDALE MN 55128 7.00000 85.0%
10141717 DAVIS LAURIE I. 207 NORTH CHURCH STREET MCKINNEY TX 75069 7.25000 90.0%
10141724 HARLEY JULIA M. 220 OVERLOOK AVENUE DURHAM NC 27712 7.25000 90.0%
10141731 CHAMPION DALE 801 NORTH 1475 EAST LAYTON UT 84040 7.25000 90.0%
10141734 CASE CRAIG E. 3884 CHRISWOOD LANE HARVEY LA 70058 6.25000 80.0%
10141738 ZAMORA ROSENDO 5005 NORTH 16TH STREET MCALLEN TX 78504 6.50000 75.0%
10141742 IVANOFF RACHELLE 5182 PRIORYBROOK ROAD BLACK JACK MO 63033 6.50000 85.0%
10141744 EASTERDAY SCOTT A. 1301 12TH STREET PRINCETON MN 55371 7.00000 75.0%
10141748 REM VETH 15136 CHASE STREET NORTH HILL CA 91343 7.00000 70.5%
10141749 BUTLER WILLIAM 5470 WREN AVENUE ST. LOUIS MO 63120 7.50000 65.0%
10141754 PYLE LARRY F. ROUTE 2 BOX 542 STOCKTON MO 65785 7.00000 75.0%
10141755 QUINDIAGAN JOCELYN 8206 ANDASOL AVENUE NORTHRIDGE CA 91325 6.50000 85.0%
10141756 VIERAS TORIBIO 126 NORTH BELLAIRE KANSAS CITY MO 64123 7.00000 80.0%
10141758 GUEL FERNANDO R. 4736 FIFTEETH STREET BAYCLIFF, TX 77518 7.00000 79.1%
10141759 JONES CARMAN M. 10352 DURNESS DRIVE ST. LOUIS MO 63137 7.00000 85.0%
10141761 DAVIS JOANN 3996 LEWIS DRIVE NEW MEADOWS ID 83654 7.00000 85.0%
10141764 GBOGAR DANIEL 7100 GIRARD AVENUE NORTH BROOKLYN CE MN 55430 7.00000 85.0%
10141766 SEVY ROBERT L 2221 OCEAN AVENUE #107 SANTA MONIC CA 90405 6.12500 80.0%
10141774 DANIELS ERNEST D 15136-G VARSITY STREET MOORPARK CA 93021 7.00000 85.0%
10141776 STASEK JAMES 2211 LOTUS LANE CENTRAL POI OR 97502 7.25000 89.2%
10141777 MARTIN AMBROSE 3675 GENTILLY BOULEVARD NEW ORLEANS LA 70122 6.75000 65.0%
10141778 RICHARDS DANIEL 2938 ORCHARD AVENUE GRAND JUNCT CO 81504 6.50000 83.6%
10141784 DAVIS TIMOTHY A. 2922 PENN AVENUE NORTH MINNEAPOLIS MN 55411 7.50000 80.0%
10141787 MCGEE KEITH A. 500 SOUTHEAST 8TH NEWTON KS 67114 7.00000 85.0%
10141795 SAWYER GLENDA C. 562 COUNTY ROAD 261 TUPELO MS 38801 6.75000 80.0%
10141796 MAES HENRY 2483 WEST HARVARD AVENUE DENVER CO 80219 6.12500 80.0%
10141799 FLOYD JONATHAN 4010 PENNSYLVANIA ST. LOUIS MO 63118 7.25000 85.0%
10141802 HUELLE ROBERT P. 216 BARCLAY ROAD CHAPEL HILL NC 27516 6.25000 75.0%
10141803 RUTHERFORD MICHAEL J. 9446 MIDDLEBORO WAY ELK GROVE CA 95758 6.25000 79.9%
10141806 PHILLIPS DENNIS E. 303 EAST BOSTON STREET PRAIRIE GRO AR 72753 6.12500 57.3%
10141820 BRACKETT ROBERT B. 8316 SPRAGUE STREET OMAHA NE 68134 7.25000 90.0%
10141823 DIAZ EVERARDO A. 13862 GORRION COURT EL CAJON CA 92021 7.25000 90.0%
10141830 SPELLS ALANA 7423 TETELA HOUSTON TX 77083 6.75000 65.0%
10141831 MARTIN LARRY H. 1202-1204 GOLD AVENUE SOUTHWEST ALBUQUERQUE NM 87106 7.00000 65.0%
10141833 ODU OBARO 8299 CAMBRIDGE STREET #604 HOUSTON TX 77054 6.50000 85.0%
10141836 DAVIS STEVEN D 7035 CRYSTAL DOWELS DRIVE PASADENA TX 77505 7.25000 90.0%
10141841 BURKE DAVID 144 ORMOND VILLAGE DRIVE DESTREHAN LA 70047 6.75000 80.0%
10141842 OSEN DANIEL B. 998 PALACE AVENUE ST. PAUL MN 55102 6.75000 65.0%
10141848 MANN KELLY 2809 SARATOGA AVENUE GRANITE CIT IL 62040 6.50000 85.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10141639 8.99000 199,530.47 1,605.80 01 1 235,000.00 360 N
10141641 11.50000 22,417.83 222.08 04 1 29,900.00 360 N
10141646 9.99000 59,248.18 519.98 01 1 65,890.00 360 N
10141650 10.99000 31,500.00 299.75 01 1 42,000.00 360 N
10141652 10.25000 48,845.34 438.53 01 1 65,250.00 360 N
10141662 10.99000 146,197.74 1,391.67 09 1 195,000.00 360 N
10141667 10.50000 152,939.19 1,399.56 01 1 190,000.00 360 N
10141669 10.74000 63,725.94 594.62 01 1 85,000.00 360 N
10141671 10.75000 32,487.76 303.39 01 1 50,000.00 360 N
10141675 11.50000 45,570.70 451.58 01 1 57,000.00 360 N
10141682 10.50000 70,521.96 645.35 01 1 83,000.00 360 N
10141684 11.25000 94,468.09 917.85 05 1 135,000.00 360 N
10141687 8.25000 199,744.04 1,502.54 01 1 320,000.00 360 N
10141697 10.75000 37,335.93 348.66 01 1 49,800.00 360 N
10141698 11.00000 63,874.19 608.73 01 1 79,900.00 360 N
10141702 9.50000 36,000.00 302.71 01 1 45,000.00 360 N
10141708 9.25000 41,228.61 339.36 05 1 55,000.00 360 N
10141712 10.62500 89,215.45 824.76 01 1 105,000.00 360 N
10141717 10.25000 242,897.63 2,177.53 01 1 270,000.00 360 N
10141724 10.99000 65,676.52 625.18 01 1 73,000.00 360 N
10141731 9.99000 124,133.97 1,089.03 01 1 138,000.00 360 N
10141734 9.99000 55,975.17 491.03 01 1 70,000.00 360 N
10141738 10.25000 62,261.00 557.93 01 1 83,015.00 360 N
10141742 11.25000 73,075.31 710.00 09 1 86,000.00 360 N
10141744 10.75000 73,472.33 686.11 01 1 98,000.00 360 N
10141748 11.25000 99,366.44 965.44 04 1 141,000.00 360 N
10141749 11.24000 19,818.28 192.41 01 3 30,500.00 360 N
10141754 10.75000 78,034.47 729.38 01 1 104,180.00 360 N
10141755 9.99000 135,075.12 1,185.04 01 1 159,000.00 360 N
10141756 11.50000 31,179.94 308.98 01 1 39,000.00 360 N
10141758 10.25000 35,984.90 322.60 01 1 45,500.00 360 N
10141759 12.12500 44,187.69 458.91 01 1 52,000.00 360 N
10141761 9.50000 118,941.46 1,000.62 01 1 140,000.00 360 N
10141764 10.50000 111,305.74 1,018.57 01 1 131,000.00 360 N
10141766 8.50000 78,420.45 603.36 04 3 98,086.00 360 N
10141774 9.99000 118,097.62 1,035.98 10 1 139,000.00 360 N
10141776 9.25000 57,969.08 477.16 01 1 65,000.00 360 N
10141777 10.49000 233,906.80 2,138.75 01 1 360,000.00 360 N
10141778 9.50000 91,954.74 773.59 01 1 110,000.00 360 N
10141784 11.25000 55,581.22 540.03 01 1 69,500.00 360 N
10141787 11.17500 21,250.00 205.19 01 1 25,000.00 360 N
10141795 11.25000 37,574.48 365.20 01 1 47,000.00 360 N
10141796 7.50000 95,692.72 671.25 01 1 120,000.00 360 N
10141799 11.25000 47,583.92 462.33 12 3 56,000.00 360 N
10141802 9.62500 73,429.28 624.75 01 1 98,000.00 360 N
10141803 8.99000 259,857.68 2,090.15 01 1 325,500.00 360 N
10141806 8.99000 31,465.39 253.23 01 1 55,000.00 360 N
10141820 10.62500 89,790.17 831.69 01 1 100,000.00 360 N
10141823 10.50000 152,877.85 1,399.56 01 1 170,000.00 360 N
10141830 10.75000 35,086.79 327.65 01 1 54,000.00 360 N
10141831 10.75000 98,762.75 922.28 05 1 152,000.00 360 N
10141833 9.99000 38,215.94 335.39 04 1 45,000.00 360 N
10141836 9.75000 132,642.08 1,140.14 09 1 147,449.00 360 N
10141841 10.25000 94,360.41 845.92 01 1 118,000.00 360 N
10141842 10.75000 57,503.34 536.99 01 1 88,500.00 360 N
10141848 10.50000 49,220.47 450.97 01 1 58,000.00 360 N
</TABLE>
Page 61
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10141850 FREY VIRGINIA 2040 DEWEY STREET EUGENE OR 97402 6.25000 80.0%
10141857 MYERS MARIE 38492 HIGHWAY 228 SWEET HOME OR 97386 6.50000 67.7%
10141858 MAYPOLE TIMOTHY J. 8721 ESSEX STREET DENVER CO 80229 6.50000 90.0%
10141864 TORRES JUAN DE DIOS 1102 WEST JACKSON LOVINGTON NM 88260 7.00000 80.0%
10141866 CARMODY EVERETT D. 31721 BROADBEACH ROAD MALIBU CA 90265 7.00000 80.0%
10141867 TORREY NORMAN 8164 EAST PHILLIPS CIRCLE ENGLEWOOD CO 80112 6.12500 73.2%
10141869 CROSBY TERENCE E. 5100 VIA DOLACE #108 MARINA DEL CA 90292 6.62500 75.0%
10141870 EK MATTHEW C. 856 EAST SHERMAN AVENUE SALT LAKE C UT 84105 6.50000 80.0%
10141888 BROOKS SAMUEL 1945 MEADOW STONE LANE KNOXVILLE TN 37938 7.00000 80.0%
10141890 BUNTON JACK 6452 HIGHVIEW TERRACE WATAUGA TX 76180 7.25000 90.0%
10141894 CARTER RONALD 620 EAST GERMAN LANE CONWAY AR 72032 7.00000 85.0%
10141902 MOWERY SHANNON S ROUTE 1 BOX 19 STRANG OK 74367 7.25000 90.0%
10141909 REYES BENJAMIN 8900 W.H. BURGES DRIVE EL PASO TX 79925 7.25000 90.0%
10141912 SCALZO DEAN 4450 SOUTHWEST 102ND AVENUE DAVIE FL 33328 6.25000 65.0%
10141913 COWGER KAY M. 2440 RESERVOIR ROAD CLARKSTON WA 99403 7.25000 90.0%
10141916 GRAY JOANNE 2115 WEST ROHMANN AVENUE WEST PEORIA IL 61604 7.25000 90.0%
10141921 ROBERTSON PATRICK 4729 SOUTH 48TH STREET OMAHA NE 68117 6.75000 75.0%
10141923 KUHLKEN PAUL D. 169 ROLLING HILL DRIVE DAPHNE AL 36526 6.50000 90.0%
10141925 MOORELAND DANIELLE 1531 BRADFORD AVENUE ST. LOUIS MO 63133 6.75000 75.0%
10141928 SMISHEK JAMES 2434 BROOCKCREST PL GARLAND TX 75042 6.25000 80.0%
10141931 MILLER NICOLE J. ROUTE 1 BOX 314 PILLAGER MN 56473 6.75000 80.0%
10141932 DUREN MARK A 26715 AUTUMN GLEN BOERNE TX 78006 6.25000 80.0%
10141936 BOUTWELL CAROL 10059 LAZY MEADOWS DRIVE HOUSTON TX 77064 7.25000 70.0%
10141938 FRANCE PHYLLIS 4326 IDAHO AVE. DALLAS TX 75216 6.75000 65.0%
10141946 HIRSCH DOUGLAS 1500 MERLE HAY ROAD DES MOINES IA 50311 7.25000 90.0%
10141947 ANDERSON RICHARD L 1726 SOUTH 900 EAST SALT LAKE C UT 84105 6.50000 85.0%
10141948 FORD LOU 5540 ATCHISON STREET DENVER CO 80239 6.25000 80.0%
10141957 HINTON MARK 15504 EAST WYOMING DRIVE UNIT D AURORA CO 80017 6.12500 75.0%
10141962 MCLYCHOK MICHAEL J. 327 & 331 WEST SOLA STREET SANTA BARBA CA 93101 6.25000 85.0%
10141978 VAN DOORNE ROGER 1339 STATEROAD 48 LUCK WI 54853 5.87500 65.0%
10141983 ROSENBLOOM NICOLE 761 LAFOND AVENUE ST. PAUL MN 55104 6.50000 80.0%
10141984 GRIMES FRED STEVE 4902 NORTH 63RD STREET OMAHA NE 68104 6.75000 75.0%
10141988 GOULD DARLENE 567 EAST 27TH STREET OGDEN UT 84403 6.75000 75.0%
10141993 STEVENS COY 11 FRA-MAR PLACE JACKSONVILL AR 72076 7.00000 85.0%
10141995 BRIGHT CHALRES C 319 EAST MONTANA STREET LIVINGSTON MT 59047 7.50000 85.0%
10141997 FOURNIER MARK 35 DEER PARK LYNN MA 01905 7.25000 80.0%
10141999 RICHARDSON FLORINE 3543 VINCENT AVENUE NORTH MINNEAPOLIS MN 55412 6.87500 75.0%
10142003 SCRITCHFIELD JEWELL 6032 OAKLAND KANSAS CITY KS 66102 6.50000 75.0%
10142011 EDWARDS GLENDA A. 9 ULLAPOOL LANE BELLA VISTA AR 72715 7.00000 80.0%
10142012 MCNEARY GWEN 24249 EVERGREEN SOUTHFIELD MI 48075 6.75000 80.0%
10142013 JACKSON KENNETH 3515 UTAH STREET ST. LOUIS MO 63118 6.12500 75.0%
10142014 BROWN DAVID 20000 GRANDVIEW STREET DETROIT MI 48219 7.25000 75.0%
10142016 FRANCIS BRADLEY L ROUTE 1 BOX 182 MAHNOMEN MN 56557 6.75000 80.0%
10142018 ST. ONGE STEVE 9256 WEST GEDDES PLACE LITTLETON CO 80128 6.25000 80.0%
10142019 MCCURLEY JAMES 2515 SOUTH HARDY INDEPENDENC MO 64055 6.75000 75.0%
10142024 CARROLL SHERMAN 3808 OAKLAND AVENUE SOUTH MINNEAPOLIS MN 55407 7.25000 80.0%
10142029 EDWARDS JAMES K JR 3324 NORTH 74TH CIRCLE BROOKLYN PA MN 55443 6.75000 75.0%
10142031 STAGGS MICHAEL 2561 HIGHWAY 19 SOUTH MAGNOLIA AR 71753 7.25000 90.0%
10142036 BANTA WILLIAM R. 238 NORTH 4TH WEST RIGBY ID 83442 6.75000 80.0%
10142041 HESS ALAN 27376 PENNY LANE WILDER ID 83676 6.25000 80.0%
10142045 EZOLA DON 3772 NORTH EISENHOWER STREET CEDAR VALLE UT 84013 7.25000 85.0%
10142046 WOOD PETER M. 3138 NORTH 47TH AVENUE OMAHA NE 68104 6.75000 75.0%
10142048 MARTIN KEVIN L. 2013 BLUEBIRD DRIVE WEBB CITY MO 64870 6.50000 85.0%
10142052 DIX CYNTHIA 5545 OTIS COURT ARVADA CO 80002 7.25000 90.0%
10142057 MCCALL BEATRICE P. 1529 QUEEN AVENUE NORTH MINNEAPOLIS MN 55411 6.00000 70.0%
10142059 RAYBORN DAVID W. 401 CAMELIA TRAIL BRANDON MS 39042 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10141850 8.99000 70,322.63 565.95 01 1 88,000.00 360 N
10141857 8.99000 78,457.03 631.07 01 1 116,000.00 360 N
10141858 9.75000 106,149.47 912.43 01 1 118,000.00 360 N
10141864 10.75000 21,600.00 201.64 01 3 27,000.00 360 N
10141866 9.99000 459,590.42 4,033.44 01 1 575,000.00 360 N
10141867 9.50000 115,543.14 972.03 09 1 158,000.00 360 N
10141869 9.99000 172,423.52 1,512.54 04 3 230,000.00 360 N
10141870 8.99000 135,925.56 1,093.31 01 3 170,000.00 360 N
10141888 10.00000 136,678.46 1,200.52 01 1 171,000.00 360 N
10141890 10.99000 42,969.12 409.18 01 1 47,785.00 360 N
10141894 10.37500 87,550.00 792.69 01 1 103,000.00 360 N
10141902 11.75000 79,387.00 801.35 01 1 88,208.00 360 N
10141909 9.99000 103,364.15 906.74 01 1 114,900.00 360 N
10141912 6.99000 222,575.38 1,490.44 01 1 345,000.00 360 N
10141913 10.99000 89,967.83 856.42 01 1 100,000.00 360 N
10141916 11.36500 45,704.95 448.06 01 1 50,800.00 360 N
10141921 10.75000 50,961.41 476.08 01 1 68,000.00 360 N
10141923 9.25000 148,333.05 1,220.94 01 1 164,900.00 360 N
10141925 11.50000 36,737.19 363.94 01 1 49,000.00 360 N
10141928 8.99000 83,907.70 675.28 01 1 105,000.00 360 N
10141931 11.50000 76,750.66 760.55 01 1 96,000.00 360 N
10141932 9.99000 121,146.26 1,062.73 01 1 151,500.00 360 N
10141936 10.75000 95,793.92 894.56 09 1 136,900.00 360 N
10141938 10.75000 33,137.52 309.45 01 1 51,000.00 360 N
10141946 10.99000 46,596.96 443.63 01 1 51,800.00 360 N
10141947 10.99000 90,067.80 857.37 01 1 106,000.00 360 N
10141948 8.25000 72,753.57 546.93 01 1 91,000.00 360 N
10141957 8.99000 83,904.05 674.88 09 1 111,950.00 360 N
10141962 9.25000 284,453.62 2,342.57 05 1 335,000.00 360 N
10141978 9.25000 26,390.00 217.11 01 1 40,600.00 360 N
10141983 10.50000 55,200.00 504.94 01 1 69,000.00 360 N
10141984 9.99000 46,803.25 411.02 01 1 62,500.00 360 N
10141988 11.75000 58,500.00 590.51 05 1 78,000.00 360 N
10141993 10.87500 39,525.00 372.68 01 1 46,500.00 360 N
10141995 11.00000 110,460.60 1,052.32 01 1 130,000.00 360 N
10141997 11.00000 59,978.60 571.40 01 1 75,000.00 360 N
10141999 10.75000 92,215.27 861.14 01 1 123,000.00 360 N
10142003 10.25000 31,875.00 285.64 01 1 42,500.00 360 N
10142011 10.74000 112,640.00 1,050.63 09 1 145,000.00 360 N
10142012 10.50000 67,972.97 622.03 04 1 85,000.00 360 N
10142013 10.25000 52,455.77 470.46 01 1 70,000.00 360 N
10142014 11.25000 60,719.53 590.05 01 1 81,000.00 360 N
10142016 10.50000 73,970.59 676.91 01 1 92,500.00 360 N
10142018 8.99000 149,355.69 1,202.00 09 1 186,900.00 360 N
10142019 11.50000 44,985.61 445.64 01 1 60,000.00 360 N
10142024 9.99000 69,569.14 610.28 01 1 87,000.00 360 N
10142029 9.50000 80,941.25 681.10 01 1 108,000.00 360 N
10142031 10.99000 51,731.50 492.44 01 1 57,500.00 360 N
10142036 9.99000 91,159.56 799.68 01 1 114,000.00 360 N
10142041 9.87500 95,790.00 833.62 01 1 120,000.00 360 N
10142045 11.25000 110,462.69 1,073.25 01 1 130,000.00 360 N
10142046 10.25000 44,981.13 403.25 01 1 60,000.00 360 N
10142048 9.99000 76,466.08 670.78 01 1 90,000.00 360 N
10142052 10.50000 92,663.16 847.97 01 1 103,000.00 360 N
10142057 9.99000 45,479.83 398.96 01 1 65,000.00 360 N
10142059 10.50000 100,759.94 922.06 01 1 112,000.00 360 N
</TABLE>
Page 62
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10142060 ELLINGSON DENNIS 2234 MASSACHUSETTS BUTTE MT 59701 6.75000 75.0%
10142062 ROBERTS SANDY B. 1840 AMES AVENUE ST. PAUL MN 55119 6.75000 80.0%
10142067 RICHARDS BOIMAH 3511 LYNDALE AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 80.0%
10142070 LEVERTY LORNA L 6565 CROSBY AVENUE EAST INVER GROVE MN 55076 6.25000 80.0%
10142071 SCHMIDT SCOTT 2201 LYNDALE AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 80.0%
10142077 RICHARDSON MICHAEL A. 19466 SOUTH LAZY CREEK LANE OREGON CITY OR 97045 6.25000 80.0%
10142080 MCCLURE JASON 5954 FERRIS AVENUE ST. LOUIS MO 63120 7.00000 80.0%
10142082 HELSTERN JOHN 3202 HIGHWAY 70 HERTEL WI 54845 6.37500 65.0%
10142083 SANDERS GLADYS 4002 CLEVELAND AVENUE ST. LOUIS MO 63110 7.00000 85.0%
10142091 WHITEHEAD KRISTEN 945 OAKDALE AVENUE WEST ST. PA MN 55118 7.25000 75.0%
10142093 JONES YVETTE 5186 RAYMOND ST. LOUIS MO 63113 6.75000 80.0%
10142098 CAMPBELL RONALD 601 EAST JOHNSTON AVENUE OLATHE KS 66061 6.62500 75.0%
10142099 GRUBBS STEPHANIE 2315 LOCUST STREET BUTTE MT 59701 6.87500 80.0%
10142100 WRIGHT TERRY 2314 NICHOL AVENUE ANDERSON IN 46016 7.00000 80.0%
10142104 HOSTON WILLIE 2511 SOUTH GRAND STREET SEATTLE WA 98144 6.75000 78.1%
10142121 FAULKNER DENNIS 18446 IVAN STREET SOUTHWEST ROCHESTER WA 98579 4.99000 70.0%
10142154 LOWMAN DAVID P 2423 DAY ISLAND BOULEVARD WEST TACOMA WA 98466 7.25000 79.5%
10142174 CLEMENTS CRAIG 10702 SOUTHEAST 318TH PLACE AUBURN WA 98092 6.99000 85.0%
10142240 CHRISTOFFER JEROLD F 444 RIVERBEND LANE SOUTHEAST OLYMPIA WA 98513 5.99000 70.0%
10143602 RAHIMI MOHAMMAD 43 WARREN STREET PEABODY MA 01960 7.75000 75.0%
10143603 NICHOLS VALERIE 24115 BRIGGS WAY WINDSOR VA 23487 6.75000 80.0%
10143605 MASON ANGELO D. 308 EULALA COURT NASHVILLE TN 37211 7.00000 85.0%
10143615 DIGNAZIO JOHN 391 MCMULL DRIVE STRAFFORD PA 19087 5.87500 22.9%
10143622 SCHIFFER BRIAN J. ROUTE 739 BLOOMING GR PA 18428 7.25000 90.0%
10143624 HARRIS TERRY 10122 GARDEN VALLEY COURT CHELTENHAM MD 20623 7.25000 90.0%
10143625 OLSON JOAN 157 RESERVOIR ROAD STRASBURG PA 17579 6.75000 55.2%
10143627 ANGE, SR. MARK F. 160 OAK DRIVE PASADENA MD 21122 6.75000 61.7%
10143637 LANEY PAT 4020 26TH STREET NORTH ST. PETERSB FL 33714 7.25000 75.0%
10143640 VAN TASSELL WILLIAM 38 CHESAPEAKE ROAD MANALAPAN NJ 07726 6.00000 70.0%
10143653 KRAUSER RON 35351 HILLOCK LANE ROUND HILL VA 20141 7.00000 70.0%
10143657 PEDRAZA ALIRIA 8603 S.W. 68TH STREET MIAMI FL 33143 6.37500 70.0%
10143659 SCHAFER GERARD 4856 BERRYWOOD ROAD VIRGINIA BE VA 23464 7.25000 90.0%
10143665 ERDO MARILYN 396 ASBURY-BLOOMSBURY ROAD FRANKLIN TO NJ 08804 7.00000 80.0%
10143673 BALDWIN LEVERNE 2895 TOM SESSOMS ROAD WHITEVILLE NC 28472 7.50000 60.0%
10143676 ROSEN MARVIN 6 CHASSO COURT DIX HILLS NY 11746 6.50000 90.0%
10143678 BRUCE LOUISE T. 2661 JENNIFER HOPE BOULEVARD LONGWOOD FL 32779 7.00000 85.0%
10143679 NGUYEN ROXANE 6137 LEESBURG PIKE 204 FALLS CHURC VA 22041 6.00000 67.3%
10143683 BRYAN BEVERLY 3427 CLOVER HILL RIDGE ROAD MARYVILLE TN 37801 7.25000 90.0%
10143684 HOLT FRANCINE 2081 MILBURN AVENUE BALDWIN NY 11510 7.00000 85.0%
10143685 AMELING JEFF 2409 BARRACKS ROAD CHARLOTTSVI VA 22901 7.25000 85.0%
10143686 MATTEO RONALD 906 PENN AVENUE DREXEL HILL PA 19026 6.75000 64.3%
10143687 FLYNN SUSAN 132 MAYVILLE AVENUE KENMORE NY 14217 7.00000 85.0%
10143699 RYNER DANIEL 555 EAST SHORE TRAIL SPARTA NJ 07871 6.75000 65.0%
10143706 GOSIEWSKI FRANK P. 111 SHEFFIELD ROAD JACKSONVILL NC 28546 7.00000 85.0%
10143708 WALKER ANTIONETTE 781 OCEAN AVENUE NEW LONDON CT 06320 7.75000 85.0%
10143718 CASSIDY DONNA 518 MELROSE AVENUE AMBRIDGE PA 15003 7.00000 70.0%
10143732 CLEMENTS HOWARD 5202 GRENOCK DRIVE LOTHIAN MD 20711 7.00000 70.0%
10143740 BOTTE JOHN J. 130 CANNON STREET HAMDEN CT 06518 6.75000 30.4%
10143748 JONES MARILYN 9017 TAYLOR STREET LANDOVER MD 20774 6.75000 65.0%
10143752 VERA MARIA 10164 N.W. 4th STREET PLANTATION FL 33324 7.00000 85.0%
10143766 LA FRANCIS AARON J. RR 2 BOX 2234-5 DEPOT ROAD PITTSFORD VT 05763 6.50000 85.0%
10143767 SIMS SANDRA 59 ELLERTON STREET REVERE MA 02151 6.37500 65.0%
10143776 BRODOWSKI ELIZABETH C. 4 PORTER STREET RUTLAND VT 05701 6.75000 65.0%
10143780 DALEY LISA M. 171 NORTH MAIN STREET RUTLAND VT 05701 7.12500 80.0%
10143781 OSBORNE BOBBY 2118 JONES CIRCLE NASHVILLE TN 37207 7.00000 85.0%
10143783 PRESLEY TARYN A. 697 STELLE AVENUE PLAINFIELD NJ 07060 6.75000 79.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10142060 10.50000 47,980.92 439.08 01 1 64,000.00 360 N
10142062 9.99000 62,772.15 550.66 01 1 78,500.00 360 N
10142067 10.50000 62,375.20 570.80 01 1 78,000.00 360 N
10142070 9.99000 87,921.64 771.62 01 1 110,000.00 360 N
10142071 10.74000 39,185.21 365.63 05 3 49,000.00 360 N
10142077 8.50000 111,863.80 861.19 01 1 140,000.00 360 N
10142080 11.50000 40,771.87 404.04 01 1 51,000.00 360 N
10142082 8.50000 66,909.44 514.79 01 1 103,000.00 360 N
10142083 11.62500 50,883.19 509.07 01 1 59,900.00 360 N
10142091 11.25000 59,979.74 582.76 01 1 80,000.00 360 N
10142093 11.25000 50,382.98 489.52 01 1 63,000.00 360 N
10142098 10.25000 68,221.38 611.59 01 1 91,000.00 360 N
10142099 9.50000 46,776.98 393.52 01 1 58,500.00 360 N
10142100 11.99000 63,200.00 649.60 01 1 79,000.00 360 N
10142104 8.00000 125,000.00 917.21 01 1 160,000.00 360 N
10142121 6.75000 103,600.00 671.95 01 1 148,000.00 360 N
10142154 9.50000 341,831.77 2,875.73 01 1 430,000.00 360 N
10142174 9.62500 205,700.00 1,748.43 01 1 242,000.00 360 N
10142240 8.49000 108,434.13 833.51 01 3 155,000.00 360 N
10143602 11.75000 103,811.85 1,048.53 01 1 138,500.00 360 N
10143603 10.75000 108,000.00 1,008.16 01 1 135,000.00 360 N
10143605 11.12500 89,187.67 858.39 01 1 105,000.00 360 N
10143615 8.99000 39,978.10 321.57 01 1 175,000.00 360 N
10143622 10.75000 49,481.36 462.08 01 1 55,000.00 360 N
10143624 10.25000 182,537.12 1,637.10 01 1 202,990.00 360 N
10143625 10.75000 58,477.97 546.09 01 1 106,000.00 360 N
10143627 10.75000 98,962.72 924.15 01 1 160,500.00 360 N
10143637 11.25000 44,925.00 436.34 01 1 59,900.00 360 N
10143640 9.50000 132,868.64 1,118.34 01 1 190,000.00 360 N
10143653 10.75000 286,891.94 2,679.10 01 1 410,000.00 360 N
10143657 9.75000 140,000.00 1,202.82 01 1 200,000.00 360 N
10143659 10.25000 203,314.71 1,822.67 01 1 226,000.00 360 N
10143665 11.50000 195,874.10 1,940.98 01 1 245,000.00 360 N
10143673 11.50000 34,788.87 344.63 01 3 58,000.00 360 N
10143676 9.99000 328,354.36 2,880.40 01 1 365,000.00 360 N
10143678 11.12500 141,001.61 1,357.08 09 1 166,000.00 360 N
10143679 9.50000 34,965.43 294.30 04 1 52,000.00 360 N
10143683 10.75000 92,665.10 865.34 01 1 103,000.00 360 N
10143684 11.12500 203,929.21 1,962.04 01 1 240,000.00 360 N
10143685 11.50000 131,707.89 1,304.71 01 1 155,000.00 360 N
10143686 10.75000 89,966.11 840.14 01 1 140,000.00 360 N
10143687 10.12500 67,970.71 603.04 01 1 80,000.00 360 N
10143699 10.75000 152,750.00 1,425.90 01 1 235,000.00 360 N
10143706 10.62500 59,476.82 549.84 01 1 70,000.00 360 N
10143708 11.87500 35,254.13 359.46 01 1 41,500.00 360 N
10143718 12.25000 37,079.82 388.77 01 1 53,000.00 360 N
10143732 11.75000 159,600.00 1,611.02 01 1 228,000.00 360 N
10143740 10.75000 34,986.82 326.72 01 1 115,000.00 360 N
10143748 10.75000 68,198.37 637.11 01 1 105,000.00 360 N
10143752 10.49000 146,882.40 1,343.57 09 1 173,000.00 360 N
10143766 9.75000 191,160.77 1,643.14 01 1 225,000.00 360 N
10143767 8.49000 43,496.93 334.56 01 1 67,000.00 360 N
10143776 10.75000 41,893.28 391.37 01 1 64,500.00 360 N
10143780 10.75000 79,170.18 739.32 05 1 99,000.00 360 N
10143781 11.12500 47,991.51 461.90 01 1 56,500.00 360 N
10143783 10.75000 71,835.62 671.08 01 1 91,000.00 360 N
</TABLE>
Page 63
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10143784 LOWE PETER 30 YARMOUTH ROAD GRAY ME 04039 6.75000 65.0%
10143788 RIZZO LOUISE 848 STEVENSON ROAD SEVERN MD 21144 7.25000 80.0%
10143790 MILLER EILEEN 77 CENTER ROAD VERNON CT 06066 7.00000 85.0%
10143794 KANUTH GAY 301 53RD STREET D WEST PALM B FL 33407 6.87500 80.0%
10143796 RYAN CINDY L. VERMONT ROUTE 25 WEST TOPSHA VT 05086 6.12500 75.0%
10143797 PETTEY ROBERT 7 BRYANT STREET FREETOWN MA 02702 6.75000 65.0%
10143804 TOBEY, JR. LAWRENCE 462 PURCHASE ST. NEW BEDFORD MA 02740 6.00000 69.2%
10143810 FORCIER KENNETH WOOD 420 OLD COLCHESTER ROAD SALEM CT 06420 6.75000 80.0%
10143816 LURSEN TERRY 12912 CADGWITH COVE DRIVE HUNTERSVILL NC 28078 6.12500 80.0%
10143825 KONYNDYK MICHAEL 6114 JEFFERSON STREET NEW PORT RI FL 34652 6.75000 57.2%
10143831 REED CLARA 1 JAMES STREET GREENSBURG PA 15601 7.50000 60.0%
10143833 GREGORY SHERRY 7349 HIGHWAY 49 EAST SPRINGFIELD TN 37172 6.50000 66.4%
10143835 SANTORE JOHN A. 250 WILLARD AVENUE STATEN ISLA NY 10314 7.50000 70.0%
10143836 POSTON PERRY 717 NORTH LAKE CIRCLE BRENTWOOD TN 37027 6.37500 65.0%
10143844 KELLAR, SR. CHARLES H. 25 ADMIRAL AVENUE BERLIN MD 21811 7.50000 80.0%
10143856 GILLESPIE PEGGY 118 JOHNSON STREET WESTMINSTER SC 29693 7.00000 85.0%
10143860 MARRONE JOSEPH A. 49 ROSEDALE AVENUE HAVERHILL MA 01831 6.75000 61.8%
10143865 SPERANZA ROBERT 6 HERITAGE PATH MILLIS MA 02054 7.00000 70.0%
10143867 LACERTE JOYCE 73 CORTIS ROAD DUDLEY MA 01571 6.87500 80.0%
10143869 ROOT III ERNEST R. 1507 CASPER HILL DRIVE BUFORD GA 30519 7.25000 90.0%
10143875 BELL JONATHAN 18 WILLARD STREET WETHERSFIEL CT 06109 7.25000 90.0%
10143882 CAMPBELL ELLA M. 95 YACHT STREET BRIDGEPORT CT 06605 6.75000 65.0%
10143890 TAYLOR JACQUILYN N. 52 HUNTERS RUN COURT RED LION PA 17356 6.75000 65.0%
10143895 RIGGS PATRICIA 6891 GOWANDA STATE ROAD HAMBURG NY 14075 6.75000 65.0%
10143902 WILLS RANDALL L. 4910 CHIMNEY DRIVE CHARLESTON WV 25302 6.50000 85.0%
10143913 ROSS ALICIA 1214 DEAN STREET BROOKLYN NY 11216 6.87500 80.0%
10143917 DUNN TARYN LOT 32, SEC.2, BON SHER DRIVE TANNERSVILL PA 18372 6.75000 59.5%
10143926 HESS CRAIG A. 16 HUNTERS RUN COURT 16 RED LION PA 17356 6.75000 65.0%
10143927 BAYYAN CHRISTINA 227 NORTH DAY STREET ORANGE NJ 07050 6.75000 65.0%
10143933 COTTON MELISSA 362 ALAMEDA AVENUE YOUNGSTOWN OH 44504 6.50000 75.0%
10143938 RAMIREZ EMILIO 341 FAIRMONT AVENUE JERSEY CITY NJ 07307 6.00000 75.0%
10143942 ROBINSON JAMES 3809 SIX MILE ROAD MARYVILLE TN 37803 6.75000 79.8%
10143949 DONNELLY WILLIAM P. 1 CREEK ROAD BUSHKILL PA 18324 6.75000 65.0%
10143953 ANTOINE GEORGE 1028 N.E. 4TH STREET CAPE CORAL FL 33909 6.75000 80.0%
10143960 ROBINSON HORACE L. 416 SOUTH MAIN WOODLAND NC 27897 6.87500 70.0%
10143961 CURRY JR. CHAPLIN J. 1850 BEN SPECK ROAD HEDGESVILLE WV 25427 6.62500 75.0%
10143965 FORCHETTI STEVEN 2408 S. GARNET STREET PHILADELPHI PA 19145 7.00000 85.0%
10143967 ATWELL SHERRY A. 361 BOWDOIN STREET DORCHESTER MA 02122 7.00000 80.0%
10143976 BURKE JR. JOHNNY 767 CENTER HILL AVENUE ATLANTA GA 30318 6.75000 65.0%
10143980 ROSENBAUM PETER 766 HOWARD AVENUE BROOKLYN NY 11212 6.87500 80.0%
10143990 WORD JAMES 383 NEWPORT STREET NW ATLANTA GA 30314 6.75000 65.0%
10143997 MAYS TIMOTHY 82 VIRGINIA STREET JERSEY CITY NJ 07304 6.25000 80.0%
10144016 DANFORTH KEVIN PRATT HILL ROAD PROCTORSVIL VT 05153 6.75000 65.0%
10144026 CHOI OK HEE 7309 MILLER AVENUE UPPER DARBY PA 19082 7.00000 75.0%
10144036 CALDWELL ANGELA 2505 NINE MILE ROAD RICHMOND VA 23223 6.75000 80.0%
10144038 SHERK JOHN 84 LARKWOOD ROAD WEST SENECA NY 14224 6.75000 52.2%
10144043 MONROY PAUL G. 9226 BOCA GARDENS PARKWAY D BOCA RATON FL 33496 6.25000 65.0%
10144049 HALLEY ERWIN D. 233 5TH STREET NEWARK NJ 07107 7.25000 70.0%
10144056 SHEPERD CATHY 156 HICKORY DRIVE SOUTH MARTINEZ GA 30907 6.87500 54.5%
10144064 KUBISIAK MARK 223 SOUTH RIVER CLUBHOUSE ROAD HARWOOD MD 20776 6.50000 80.0%
10144065 MUHAMMAD BILAAL F. 3219 MOUNT VERNON STREET PHILADELPHI PA 19104 6.50000 75.0%
10144070 ROBERTS CHARLES 55 WEXFORD DRIVE NORTH WALES PA 19454 6.25000 80.0%
10144080 RODRIGUEZ DELVIS 563 VALLEY STREET ORANGE NJ 07050 6.87500 75.0%
10144089 RIPALDA ARTURO 1100 MAPLE AVENUE, N.E. VIENNA VA 22180 7.00000 80.0%
10144090 RISK TIMOTHY 116 RIDGEWOOD CIRCLE DOWNINGTOWN PA 19335 6.75000 38.0%
10144110 ROONEY, III CHARLES 196-198 OCEAN AVENUE SEA BRIGHT NJ 07760 6.62500 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10143784 10.75000 44,850.00 418.67 01 1 69,000.00 360 N
10143788 10.00000 199,822.30 1,755.15 01 1 250,000.00 360 N
10143790 11.12500 114,750.00 1,103.65 01 1 135,000.00 360 N
10143794 8.74000 117,463.91 924.32 10 1 147,000.00 360 N
10143796 8.75000 45,000.00 354.02 01 1 60,000.00 360 N
10143797 10.75000 138,397.87 1,292.41 01 1 213,000.00 360 N
10143804 8.50000 71,956.38 553.62 06 1 104,000.00 360 N
10143810 9.75000 131,338.70 1,128.93 01 1 164,250.00 360 N
10143816 8.99000 211,084.39 1,697.85 09 1 264,000.00 360 N
10143825 10.75000 28,597.22 267.06 01 1 50,000.00 360 N
10143831 11.50000 32,389.64 320.86 01 3 54,000.00 360 N
10143833 10.75000 82,968.75 774.79 01 1 125,000.00 360 N
10143835 10.50000 185,500.00 1,696.85 05 3 265,000.00 360 N
10143836 8.24000 191,477.47 1,439.21 01 1 295,000.00 360 N
10143844 11.25000 92,800.00 901.34 09 1 116,000.00 360 N
10143856 11.12500 53,550.00 515.04 01 1 63,000.00 360 N
10143860 10.75000 114,956.70 1,073.51 01 1 186,000.00 360 N
10143865 12.25000 111,269.88 1,166.31 01 1 159,000.00 360 N
10143867 8.75000 67,200.00 528.67 01 1 84,000.00 360 N
10143869 10.25000 125,947.16 1,129.09 01 1 140,000.00 360 N
10143875 11.25000 70,176.30 681.83 01 1 78,000.00 360 N
10143882 10.75000 44,833.11 418.67 01 1 69,000.00 360 N
10143890 10.75000 58,413.00 545.48 04 1 89,900.00 360 N
10143895 10.75000 57,200.00 533.96 01 1 88,000.00 360 N
10143902 10.75000 54,358.84 507.82 01 1 64,000.00 360 N
10143913 9.74000 179,915.84 1,545.16 05 1 225,000.00 360 N
10143917 10.75000 99,924.35 933.49 01 1 168,000.00 360 N
10143926 10.75000 58,390.80 545.48 04 1 89,900.00 360 N
10143927 10.75000 87,750.00 819.13 06 1 135,000.00 360 N
10143933 10.50000 28,500.00 260.71 01 1 38,000.00 360 N
10143938 8.75000 75,000.00 590.03 01 1 100,000.00 360 N
10143942 10.50000 75,000.00 686.06 01 1 94,000.00 360 N
10143949 10.75000 40,625.00 379.23 01 1 62,500.00 360 N
10143953 10.25000 51,920.00 465.26 01 1 64,900.00 360 N
10143960 10.49000 35,000.00 319.90 01 1 50,000.00 360 N
10143961 10.25000 70,470.43 631.76 01 1 94,000.00 360 N
10143965 11.12500 80,721.98 776.64 01 1 95,000.00 360 N
10143967 11.00000 120,000.00 1,142.79 06 1 150,000.00 360 N
10143976 10.75000 68,250.00 637.11 01 1 105,000.00 360 N
10143980 9.75000 188,000.00 1,615.22 12 3 235,000.00 360 N
10143990 10.75000 33,150.00 309.45 01 1 51,000.00 360 N
10143997 9.50000 66,367.34 558.33 01 1 83,000.00 360 N
10144016 10.75000 39,000.00 364.06 01 1 60,000.00 360 N
10144026 11.00000 47,965.60 457.12 01 1 64,000.00 360 N
10144036 10.75000 27,989.45 261.38 05 1 35,000.00 360 N
10144038 10.75000 47,000.00 438.74 01 1 90,000.00 360 N
10144043 7.99000 68,157.92 500.32 10 1 105,000.00 360 N
10144049 11.25000 56,000.00 543.91 01 1 80,000.00 360 N
10144056 10.75000 36,234.74 338.39 01 1 66,500.00 360 N
10144064 8.50000 337,600.00 2,595.86 01 1 422,000.00 360 N
10144065 10.50000 63,000.00 576.29 01 1 84,000.00 360 N
10144070 10.25000 52,955.35 474.94 04 1 66,250.00 360 N
10144080 10.50000 94,462.45 864.43 05 3 126,000.00 360 N
10144089 10.99000 217,522.23 2,070.62 01 1 272,000.00 360 N
10144090 10.75000 94,964.23 886.81 01 1 250,000.00 360 N
10144110 9.50000 390,000.00 3,279.34 12 1 520,000.00 360 N
</TABLE>
Page 64
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10144111 ANDERSEN ANTHONY J. 1503 EAST 172ND STREET BRONX NY 10472 7.62500 80.0%
10144113 CARRILLO-JORGE NEFFER ENR 607 CASCADE FALLS DRIVE WESTON FL 33327 7.00000 85.0%
10144114 ASTOR MAX 12623 CUMBERLAND CREST DRIVE HUNTERSVILL NC 28078 7.25000 90.0%
10144124 EMPROTO LOUIS 143-19 LABURNUM AVENUE FLUSHING NY 11355 6.87500 67.3%
10144127 BRYANT DAVID 404 SOUTH MAIN STREET OLD TOWN ME 04468 7.00000 80.0%
10144132 BROWN ANDREW 28 CHAMPLAIN AVENUE WEST HEMPST NY 11552 7.62500 80.0%
10144133 PARKER PHILIP K. 7 RUSSELL FARM ROAD KENNEBUNK ME 04043 6.62500 57.2%
10144143 LIVINGSTON GENE RAY 24 REYNOLDS DRIVE TRENTON SC 29847 7.00000 80.0%
10144153 SERVIES MIKE 7830 FORBES ROAD ZEPHYRHILLS FL 33540 6.75000 65.0%
10144156 HOLLAND CHRISTINE 1812 HOFFNAGLE STREET PHILADELPHI PA 19152 6.75000 65.0%
10144161 GILMORE KORY 5005 BUTNER ROAD COLLEGE PAR GA 30349 6.12500 80.0%
10144162 WARD THOMAS 5841 WILBANKS DRIVE NORCROSS GA 30092 7.00000 85.0%
10144166 MORRIS JAMES D. ROUTE 2, BOX 2235 MILLER FORK WAYNE WV 25570 7.25000 80.0%
10144201 BUSKIRK ALAN 707 EAST 5TH STREET BETHLEHEM PA 18018 6.75000 65.0%
10144211 MOHAMED IRENE 222 NOTCH HILL ROAD NORTH BRANF CT 06471 7.00000 75.0%
10144216 BISSONNETTE SUSAN H. 127 SYLVAN STREET SPRINGFIELD MA 01108 7.75000 70.0%
10144221 RICKERT LORETTA 618 NORTH LAW STREET ALLENTOWN PA 18102 6.50000 65.0%
10144222 MADISON DAVID G. 415 W. VANDALIA ROAD GREENSBORO NC 27408 7.50000 60.0%
10144227 OWENS ROBERT J. 909 HOLT STREET LEXINGTON NC 27292 7.00000 70.0%
10144236 DAHLIN ROBERT G. 2816 MARKSMAN TRAIL AUSTELL GA 30106 6.75000 54.4%
10144237 MCDONALD MARVETTA 4815 YARMOUTH AVENUE SOUTH ST. PETERSB FL 33711 7.75000 85.0%
10144243 HOLMES KENNETH 1800 N. ANDREWS AVENUE 11-I FT. LAUDERD FL 33311 6.75000 65.0%
10144250 HODGES DAVID 2101 NORTH 27TH STREET TAMPA FL 33605 6.87500 70.0%
10144252 SMITH BENJAMIN 449 64TH AVENUE SOUTH ST. PETERSB FL 33705 6.75000 80.0%
10144253 JOHNSON REGINALD 2201 E IDA STREET TAMPA FL 33603 6.50000 75.0%
10144269 WAHLGREN JR. LEONARD 58 BIRCHWOOD ROAD METHUEN MA 01844 6.12500 80.0%
10144271 BONGIORNO ARTHUR 79 HOLCOMB AVENUE STATEN ISLA NY 10312 6.75000 65.0%
10144274 MOLER RALPH B. 202 POKE STREET HARPERS FER WV 25425 6.87500 80.0%
10144284 HUNT ANGELA R. 2407 ADVENTURA LANE WILSON NC 27893 6.75000 59.6%
10144286 ADKINS DAVID 722 GARVIN AVENUE CHARLESTON WV 25302 6.50000 90.0%
10144287 NATALE MARIA 210 ANGELL ROAD LINCOLN RI 02865 6.87500 38.7%
10144290 JONES SHARON Y. 314 SCOTLAND ROAD SOUTH ORANG NJ 07079 6.25000 85.0%
10144294 ELBASSAL BARBARA M. 1 BETHPAGE DRIVE BETHEL CT 06801 6.75000 80.0%
10144295 LEE KEVIN 12-14 OLDS PLACE HARTFORD CT 06114 7.00000 70.0%
10144297 RHODES AARON 2504 PINENEEDLES ROAD WAYNESBORO GA 30830 7.25000 75.0%
10144299 KAWALER MICHAEL L. 4663 PINECREST TERRACE BOSTON NY 14057 7.00000 75.0%
10144305 MILLER PETER 2491 RIVER RIDGE DRIVE ORLANDO FL 32825 7.00000 85.0%
10144308 KLINGLER EDWARD 6 BAYBERRY LANE 6 SOUTH BURLI VT 05403 7.00000 85.0%
10144312 JEAN-BAPTISTE VIKKI 149 CAPTAINS QUARTERS ROAD OCEAN CITY MD 21842 6.75000 80.0%
10144313 GROBARCIK CHU YO 5501 SEMINARY ROAD #1301S FALLS CHURC VA 22041 6.75000 65.0%
10144318 GREEN ROBERT 709 NORTH AVENUE SYRACUSE NY 13206 6.75000 65.0%
10144319 BLANTON CONNIE K. 150 FOWLER ROAD FOUNTAIN IN SC 29644 6.75000 60.0%
10144327 CROWDER, JR. CHARLES E. 81 TINGLE ROAD LAGRANGE GA 30240 6.75000 65.0%
10144333 GRIFFIN MONIKA R. 532 HUNTER AVENUE SCOTCH PLAI NJ 07076 7.37500 75.0%
10144338 BERTELSON KATHERINE HOPE 105 CLAY POINT ROAD COLCHESTER VT 05446 6.50000 75.0%
10144341 KLINGER JR. EDWARD A. H-8 GRAND VIEW DRIVE SOUTH BURLI VT 05403 7.50000 75.0%
10144342 KANE DOUGLAS M. 33 RIVERVIEW DRIVE BRIDGEPORT CT 06606 7.50000 80.0%
10144346 MARTIN, JR. SIDNEY L. 1263 E. 8TH AVENUE MT. DORA FL 32757 7.00000 85.0%
10144347 FULLER CECILE 1661 HIGHFIELD LANE BRENTWOOD TN 37027 7.25000 70.0%
10144350 BREWER DANNY 115 OAK MEADOW CIRCLE BROOKLAND AR 72417 6.50000 85.0%
10144353 GRIMM JONATHAN P. 1278 GRANNY SMITH ROAD LINDEN VA 22642 6.75000 50.0%
10144356 CLAIBORNE MAEBELL 3600 HERITAGE ROAD HOPEWELL VA 23860 6.75000 65.0%
10144359 FITZGERALD PAUL 10 SWALLOW HILL ROAD CARNEGIE BO PA 15106 6.62500 75.0%
10144360 LILLY WILLIAM 2020 KEYSTONE DRIVE HATFIELD PA 19440 6.75000 65.0%
10144361 MADIGAN JOHN W. 40 OENOKE PLACE 22 STAMFORD CT 06907 6.87500 70.0%
10144362 HENSON DELROY 706 CHAPELGATE DRIVE ODENTON MD 21113 8.00000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10144111 10.49000 195,921.94 1,791.43 06 3 245,000.00 360 N
10144113 11.12500 161,500.00 1,553.28 09 1 190,000.00 360 N
10144114 11.25000 94,345.94 916.97 01 1 104,900.00 360 N
10144124 10.00000 175,000.00 1,535.76 05 1 260,000.00 360 N
10144127 9.75000 52,000.00 446.77 05 1 65,000.00 360 N
10144132 10.49000 112,000.00 1,023.68 01 1 140,000.00 360 N
10144133 9.75000 199,906.69 1,718.31 01 1 350,000.00 360 N
10144143 10.50000 82,334.21 753.75 01 1 103,000.00 360 N
10144153 10.75000 33,137.52 309.45 01 1 51,000.00 360 N
10144156 10.75000 54,254.56 506.65 01 1 83,500.00 360 N
10144161 8.99000 88,000.00 707.44 01 1 110,000.00 360 N
10144162 10.12500 253,190.89 2,246.33 01 1 298,000.00 360 N
10144166 10.75000 76,800.00 716.92 01 1 96,000.00 360 N
10144201 10.75000 33,774.43 315.52 01 1 52,000.00 360 N
10144211 11.00000 65,226.13 621.40 01 1 87,000.00 360 N
10144216 13.00000 62,300.00 689.17 01 1 89,000.00 360 N
10144221 10.75000 28,578.36 266.98 01 1 44,000.00 360 N
10144222 11.50000 29,990.41 297.09 01 3 50,000.00 360 N
10144227 11.25000 28,630.00 278.08 01 1 40,900.00 360 N
10144236 10.75000 49,981.17 466.75 01 1 92,000.00 360 N
10144237 11.87500 38,227.38 389.77 01 1 45,000.00 360 N
10144243 10.75000 22,425.00 209.34 04 1 34,500.00 360 N
10144250 10.49000 33,600.00 307.11 01 1 48,000.00 360 N
10144252 10.75000 71,892.92 671.36 01 1 89,900.00 360 N
10144253 10.50000 38,984.50 356.75 01 1 52,000.00 360 N
10144269 8.99000 87,104.17 701.01 01 1 109,000.00 360 N
10144271 10.75000 191,750.00 1,789.96 01 1 295,000.00 360 N
10144274 9.74000 95,939.20 824.09 01 1 120,000.00 360 N
10144284 10.75000 43,483.62 406.07 01 1 73,000.00 360 N
10144286 10.50000 64,767.00 592.76 01 1 72,000.00 360 N
10144287 10.00000 59,950.00 526.55 01 1 155,000.00 360 N
10144290 8.50000 297,319.77 2,287.52 01 1 350,000.00 360 N
10144294 9.75000 117,600.00 1,010.37 01 1 147,000.00 360 N
10144295 11.25000 56,000.00 543.91 12 1 80,000.00 360 N
10144297 11.25000 65,976.75 641.04 01 1 88,000.00 360 N
10144299 11.00000 136,402.19 1,299.93 01 1 182,000.00 360 N
10144305 11.12500 110,801.54 1,066.04 09 1 130,427.00 360 N
10144308 10.25000 56,926.12 510.33 04 1 67,000.00 360 N
10144312 10.25000 59,974.83 537.67 04 2 75,000.00 360 N
10144313 10.75000 42,201.84 394.40 04 1 65,000.00 360 N
10144318 10.75000 32,311.60 303.39 01 1 50,000.00 360 N
10144319 9.75000 186,000.00 1,598.03 01 1 310,000.00 360 N
10144327 10.75000 40,625.00 379.23 01 1 62,500.00 360 N
10144333 10.50000 104,958.27 960.48 01 1 140,000.00 360 N
10144338 9.25000 262,500.00 2,159.53 01 1 350,000.00 360 N
10144341 10.25000 40,258.11 360.91 04 3 53,700.00 360 N
10144342 11.50000 57,581.59 570.41 04 1 72,000.00 360 N
10144346 11.12500 50,132.59 482.34 01 1 59,000.00 360 N
10144347 10.50000 260,296.51 2,381.99 01 1 372,000.00 360 N
10144350 10.75000 42,500.00 396.73 01 1 50,000.00 360 N
10144353 10.75000 65,000.00 606.77 09 1 130,000.00 360 N
10144356 10.75000 65,000.00 606.77 01 1 100,000.00 360 N
10144359 9.25000 150,000.00 1,234.02 01 1 200,000.00 360 N
10144360 10.75000 100,712.06 940.49 01 1 155,000.00 360 N
10144361 10.49000 217,000.00 1,983.37 04 1 310,000.00 360 N
10144362 8.99000 94,448.27 759.69 01 1 105,000.00 360 N
</TABLE>
Page 65
<PAGE>
<TABLE>
<CAPTION>
SCHED
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10144364 TRIPP LINDA 121 GROVE AVENUE WILMINGTON MA 01887 7.12500 60.3%
10144365 STEPHEN DRUSILLA O. 705-A MOORE DRIVE LEXINGTON NC 27292 7.00000 94.7%
10144377 LEAS, SR. ROBERT L. 465 WEST MARKET STREET YORK PA 17404 6.50000 70.0%
10144380 BISPHAM SMITH SHIRLEY 103 ST. JAMES PLACE BROOKLYN NY 11238 6.75000 65.0%
10144390 BOWMAN ROBERT 12604 KINGSGATE COURT MITCHELLVIL MD 20716 7.87500 80.0%
10144391 THOMPSON PHYLLIS C. 323 ALASTAIR STREET UPPER MARLB MD 20772 6.50000 90.0%
10144392 SIMONS THOMAS 4321 5TH AVENUE NORTH ST. PETERSB FL 33713 7.00000 75.0%
10144395 ELLIS ANTIONETTE 323 N. GRANTLEY STREET BALTIMORE MD 21229 6.62500 53.5%
10144396 LOCKHART GERALDINE B. 126 SOUTH DRIVE FOX CHAPEL PA 15238 6.25000 45.4%
10144400 WILLIAMS WILLIE 3108 SOUTH DAKOTA AVENUE NE WASHINGTON DC 20018 7.00000 80.0%
10144411 BLADEN DAPHNE LOWER DEDHAM ROAD DEDHAM ME 04429 6.75000 62.5%
10144416 ARCHIE ROBERT 375 BADGER AVENUE NEWARK NJ 07112 6.50000 63.2%
10144435 SMITH CRAIG 60 E. MAIN STREET WINDSOR PA 17366 6.75000 75.0%
10144436 BURMEISTER CHRISTINA M. 4006 PEREGRINE RIDGE COURT WOODBRIDGE VA 22192 6.25000 85.0%
10144441 ETAKISSE RENEE 7019 IDLEWILD BROOKE LANE CHARLOTTE NC 28212 6.50000 75.0%
10144448 KRUSE ROBERT 125 UNION HILL ROAD MANALAPAN NJ 07726 6.25000 84.0%
10144450 HARTSO JOHANNAH RT 8 BOX 112, BLOWING ROCK BLVD. LENOIR NC 28645 6.50000 85.0%
10144452 PARKS ELDRIDGE V. 236 56th PLACE N.E. WASHINGTON DC 20019 7.12500 65.0%
10144453 STEWART DANNY M. 56 WESTWINDS DRIVE HICKORY NC 28601 6.75000 77.3%
10144458 RIVERA GLADYS 17 MEADE STREET WEST ORANGE NJ 07052 6.50000 75.0%
10144461 SATTLER LOUIS S. 2441 MILLS CREEK ROAD CHULUOTA FL 32766 6.25000 65.0%
10144468 TATE REBECCA 2154 NIGHT SHADE DRIVE GERMANTOWN TN 38139 6.75000 75.0%
10144469 HATZIEFTHIMIOU NICK 60 ELDORA DRIVE ROCHESTER NY 14624 7.00000 75.0%
10144470 MINSKY JAY 520 HILDA STREET EAST MEADOW NY 11554 6.37500 70.0%
10144476 KEHAYOGLOU JR. JOHN T. 136 DENNISON AVENUE FRAMINGHAM MA 01702 7.12500 70.0%
10144482 DEVINE TIMOTHY A. 2 CHRISTOPHER DRIVE GORHAM ME 04038 6.25000 80.0%
10144486 SKIBA HENRY A. 165 BLAINE STREET FAIRFIELD CT 06430 6.00000 70.0%
10144494 SANTOS FRANCISCO 179 SOUTH NINTH STREET NEWARK NJ 07107 6.50000 75.0%
10144500 CID MIGUEL 99 CLIFTON AVENUE NEWARK NJ 07104 6.75000 80.0%
10144501 WOMACK TAMMY 303 E. MARTIN LUTHER KING BOULEV TAMPA FL 33603 6.50000 75.0%
10144505 WYBLE PETER 109 CAYA AVENUE WEST HARTFO CT 06110 6.75000 65.0%
10144519 RINALDI MARY L. 4077 WHITES CREEK ROAD PRICHARD WV 25555 6.75000 65.0%
10144525 HENRY MARTIN T. 629 WAYNE AVENUE SPRINGFIELD PA 19064 6.25000 80.0%
10144530 CURRY BRUCE 440 CATAWISSA AVENUE SUNBURY PA 17801 6.75000 65.0%
10144531 LEE THOMAS 147-149 HENRY AVENUE STRATFORD CT 06497 6.75000 80.0%
10144541 HAMILTON THEODORE 254 WEST ADAMS STREET PAULSBORO NJ 08066 7.00000 70.0%
10144543 CLENDENEN JAMES R. 6616 SCANDIA LAKE PLACE SANDSTON VA 23150 7.00000 75.0%
10144551 MYRICK TAMARA 7485 APPLE YARD LANE MEMPHIS TN 38018 7.25000 90.0%
10144572 CRUTCHFIELD JOHN 4 BOXELDER COURT HAMPTON VA 23666 7.25000 90.0%
10144576 SWEETINGS SHANNON D. 2454 NORTH GOODLET AVENUE INDIANAPOLI IN 46222 6.50000 78.3%
10144579 FRENCH JOHN 1721 52ND STREET SOUTH GULFPORT FL 33707 6.75000 80.0%
10144582 FOSTER DOLLY 8405 N. 17TH STREET TAMPA FL 33604 6.75000 75.0%
10145102 JONES KATHY 3695 CANNON CIRCLE LAS VEGAS NV 89121 7.25000 90.0%
10145104 DAVIS OWEN 4123 ANNIE OAKLEY DRIVE LAS VEGAS NV 89121 6.50000 75.0%
10145107 HARNER CHRISTOPHER P. 4950 WELTER AVENUE LAS VEGAS NV 89104 6.75000 75.0%
10145109 CONNELLY EDDIE 209 NULL LANE LAS VEGAS NV 89128 7.25000 90.0%
10145117 SEDWAY RONA E. 2674 TOPAZ SQUARE LAS VEGAS NV 89121 6.12500 42.9%
10145119 WHITE BRENDA F. 2415 ATTRIBUTES COURT NORTH LAS V NV 89031 6.25000 80.0%
10145128 ALVARADO MARIA 229 ZION DRIVE LAS VEGAS NV 89107 6.00000 80.0%
10145129 NEWMAN MICHAEL L. 5116 SUGARFOOT AVENUE LAS VEGAS NV 89107 6.25000 80.0%
10145130 LUNA DAVID 3616 RUTH DRIVE LAS VEGAS NV 89121 6.99000 85.0%
10145131 IDELL DESSIE V. 4815 ARIZONA AVENUE LAS VEGAS NV 89104 6.50000 85.0%
10145136 MADRIS KIMBERLY A. 558 TABONY AVENUE HENDERSON NV 89015 6.99000 85.0%
10145137 TACTACAN NELSON 10494 CLARION RIVER DRIVE LAS VEGAS NV 89135 6.25000 80.0%
10145141 BATSON TERRELL W. 8105 SPUR COURT LAS VEGAS NV 89128 6.50000 80.0%
10145142 FELIX ROBERTA J. 4628 BENNETT DRIVE LAS VEGAS NV 89121 6.50000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10144364 10.24000 97,000.00 868.50 01 1 161,000.00 360 N
10144365 11.12500 53,956.26 519.13 01 1 63,500.00 360 N
10144377 11.50000 55,912.13 553.87 01 1 79,900.00 360 N
10144380 9.75000 185,076.43 1,591.59 05 1 285,000.00 360 N
10144390 11.50000 143,907.52 1,426.02 01 1 180,000.00 360 N
10144391 10.00000 153,000.00 1,342.69 09 1 170,000.00 360 N
10144392 11.00000 44,218.29 421.41 01 1 59,000.00 360 N
10144395 9.75000 30,485.31 262.05 01 1 57,000.00 360 N
10144396 8.25000 294,811.89 2,216.24 01 1 650,000.00 360 N
10144400 10.50000 111,955.00 1,024.51 01 1 140,000.00 360 N
10144411 10.75000 34,973.52 326.72 01 1 56,000.00 360 N
10144416 8.50000 59,963.65 461.35 06 3 95,000.00 360 N
10144435 10.99000 47,175.00 448.91 01 1 62,900.00 360 N
10144436 8.99000 218,530.31 1,757.74 09 1 257,236.00 360 N
10144441 10.50000 90,000.00 823.27 01 1 120,000.00 360 N
10144448 8.99000 266,254.18 2,141.60 01 1 317,000.00 360 N
10144450 10.25000 100,300.00 898.79 01 1 118,000.00 360 N
10144452 9.24000 48,724.67 400.71 01 3 75,000.00 360 N
10144453 10.25000 128,941.88 1,155.98 01 1 167,000.00 360 N
10144458 10.50000 119,952.31 1,097.69 05 1 160,000.00 360 N
10144461 9.50000 116,877.48 983.26 09 2 179,900.00 360 N
10144468 10.50000 127,449.33 1,166.30 01 1 170,000.00 360 N
10144469 10.49000 71,193.00 651.22 01 1 95,000.00 360 N
10144470 8.99000 128,308.84 1,032.62 01 1 183,500.00 360 N
10144476 9.50000 143,500.00 1,206.63 06 3 205,000.00 360 N
10144482 9.75000 111,947.74 962.26 01 1 140,000.00 360 N
10144486 11.25000 192,435.01 1,869.68 01 1 275,000.00 360 N
10144494 10.50000 55,477.94 507.69 05 1 74,000.00 360 N
10144500 10.75000 139,894.10 1,306.88 06 1 175,000.00 360 N
10144501 10.50000 41,233.61 377.33 01 1 55,000.00 360 N
10144505 10.75000 50,012.14 467.21 01 1 77,000.00 360 N
10144519 10.75000 47,255.00 441.12 01 1 72,700.00 360 N
10144525 8.99000 108,740.44 874.65 01 1 136,000.00 360 N
10144530 10.75000 49,706.27 464.18 01 1 76,500.00 360 N
10144531 10.75000 110,800.00 1,034.30 05 1 138,500.00 360 N
10144541 11.25000 42,000.00 407.93 01 1 60,000.00 360 N
10144543 11.00000 123,712.00 1,178.14 01 1 164,950.00 360 N
10144551 10.25000 143,859.40 1,290.39 09 1 160,000.00 360 N
10144572 10.75000 155,551.41 1,452.60 01 1 172,900.00 360 N
10144576 10.50000 35,235.99 322.45 01 1 47,000.00 360 N
10144579 10.75000 51,200.00 477.95 01 1 64,000.00 360 N
10144582 10.99000 40,485.52 385.39 01 1 54,000.00 360 N
10145102 9.50000 115,323.25 970.18 09 1 128,200.00 360 N
10145104 8.75000 102,133.91 804.42 01 1 136,336.00 360 N
10145107 9.25000 84,631.09 696.61 01 1 112,900.00 360 N
10145109 9.50000 118,740.50 998.94 01 1 132,000.00 360 N
10145117 7.50000 74,888.31 524.42 01 1 175,000.00 360 N
10145119 8.50000 93,000.00 715.09 09 1 116,250.00 360 N
10145128 8.00000 80,745.78 592.89 01 1 101,000.00 360 N
10145129 8.75000 94,400.00 742.65 01 1 118,000.00 360 N
10145130 9.37500 102,798.06 855.46 01 1 121,000.00 360 N
10145131 8.99000 96,846.95 778.99 01 1 114,000.00 360 N
10145136 9.37500 89,250.00 742.34 01 1 105,000.00 360 N
10145137 8.50000 98,332.39 756.55 09 1 122,990.00 360 N
10145141 9.00000 99,865.42 803.98 01 1 124,900.00 360 N
10145142 8.75000 81,675.00 642.54 01 1 108,900.00 360 N
</TABLE>
Page 66
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10145145 PULSIFER RICHARD 1358 CASHMAN DRIVE LAS VEGAS NV 89102 7.25000 90.0%
10145149 ARIENO GARY 5745 CAMPBELL ROAD LAS VEGAS NV 89129 6.12500 70.7%
10145151 LUCIANI ROBERTO F. 3587 DAY DAWN STREET LAS VEGAS NV 89117 6.75000 75.0%
10145152 HEINEMAN YVETTE T. 1324 HILL SPRING COURT NORTH LAS V NV 89031 7.25000 90.0%
10145154 HALL JAMES 4512 WISCONSIN AVENUE LAS VEGAS NV 89104 6.25000 80.0%
10145155 HEAD MICHAEL WAYNE 327 TEMPLETON DRIVE HENDERSON NV 89014 6.25000 80.0%
10145158 ZOZAYA MIGUEL A. 16 VIA DE PESCARA HENDERSON NV 89014 6.12500 80.0%
10145176 GALTIERI FRANK 821 SECO VERDE AVENUE HENDERSON NV 89015 7.25000 90.0%
10145189 MONTEOLIVIO MARLENE 8128 WINSLOW AVENUE LAS VEGAS NV 89129 6.12500 75.0%
10145603 PRUITT JERRY W 7696 JUVE ROAD ST GERMAIN WI 54558 6.87500 65.0%
10145604 TRACY JEFFREY W 1436 LAWTON AVENUE INDIANAPOLI IN 46203 7.37500 75.0%
10145605 LAWSON NICOLE G 7217 SOUTH WOOD CHICAGO IL 60637 7.50000 60.0%
10145606 CRANE ERIC K 1570 NORTH PURNELL STREET WHEATON IL 60187 6.50000 90.0%
10145612 CLAYTON GUY V. 24409 LAURA LANE CRETE IL 60417 6.50000 89.9%
10145615 WATTS KIM A 4813 WEST LUSCHER AVENUE MILWAUKEE WI 53218 6.50000 75.0%
10145617 HAWKINS SAMUEL P 1904 NOBLE STREET ANDERSON IN 46016 7.00000 85.0%
10145618 HAUSER HEDDY A 8303 EAST 41ST PLACE INDIANAPOLI IN 46226 7.25000 75.0%
10145621 SEXTON TAMARA 1736 EAST JEFFERSON BLVD SOUTH BEND IN 46617 7.00000 80.0%
10145624 ANDERER THERESE M 2741-43 NORTH 17TH STREET MILWAUKEE WI 53206 7.25000 60.0%
10145627 GILMORE CORY D 210 EAST CHAMBERS STREET MILWAUKEE WI 53206 6.75000 75.0%
10145628 NEVAREZ DAVID L 851 NORTH LEROY FENTON MI 48430 7.00000 75.0%
10145634 HASKETT RICHARD 3952 NORTH SHERMAN DRIVE INDIANAPOLI IN 46240 6.12500 75.0%
10145635 GREGORY GUY C 2470 NORTH 7TH STREET MILWAUKEE WI 53212 7.50000 60.0%
10145650 HARROLD JACK D. 1173 NORTH 4TH STREET SPRINGFIELD IL 62703 6.82500 75.0%
10145657 WHITE ANNIE B 4122 18TH STREET ECORSE MI 48229 6.50000 68.2%
10145658 JONES OLLIE M 4154 12TH STREET ECORSE MI 48229 6.12500 80.0%
10145663 PRICE CHARLES 330 BERNARD AVENUE INDIANAPOLI IN 46208 6.75000 63.6%
10145669 CERER JIM 1344 EAST LAKESHORE DRIVE TWIN LAKES WI 53181 6.50000 85.0%
10145676 SIMS ERMA J 1125 WEST 101ST STREET CHICAGO IL 60643 6.50000 90.0%
10145680 MORGAN ROBERT 5506 NORTH 26TH STREET GLENDALE WI 53209 6.75000 80.0%
10145682 NELSON LARRY 803 WEST DECATUR DECATUR IL 62522 7.50000 70.0%
10145684 HARDY ROBERT 1636 WOODLAWN AVENUE LOGANSPORT IN 46947 6.50000 75.0%
10145698 SHANNON STEPHANIE 10812 COLUMBIA AVENUE CLEVELAND OH 44108 6.75000 70.6%
10145702 JOINER MONICA 5536 WREN AVENUE ST LOUIS MO 63120 7.00000 70.0%
10145708 JONES ANTHONY 25 W 054 LAWRENCE ROSELLE IL 60172 6.50000 90.0%
10145711 TRAVIS JAMES V 8330 ORIS ROAD INDIANAPOLI IN 46259 6.50000 90.0%
10145714 DOUGHERTY LEE S 1941 CENTER STREET RACINE WI 53405 6.75000 75.0%
10145716 BRIGANTE ANDREW J 420 DANBURY COURT SCHAUMBURG IL 60193 7.25000 75.0%
10145720 WINTERS KENNETH 14209 SOUTH SEELEY DIXMOOR IL 60426 7.00000 84.7%
10145721 VILLASENOR JOSE 1229 NORTH ARTESIAN CHICAGO IL 60622 6.50000 90.0%
10145722 KADO ALAN L 22064/22066CR45&60366/60370 FENM GOSHEN IN 46528 7.37500 75.0%
10145723 SHUBERT LAURA 1035 NORTH DEE ROAD PARK RIDGE IL 60068 6.87500 80.0%
10145729 HERMAN GREGORY J 8808 FOREST LANE MINOCQUA WI 54548 6.75000 47.6%
10145736 GAJEWSKI RYSZARD 7309-7311 NORTH ASHLAND BOULEVAR CHICAGO IL 60626 6.87500 80.0%
10145746 POP MIRCERA N. 1124 CATALINA COURT G HANOVER PAR IL 60103 6.50000 85.0%
10145749 MURRAY JACK 215 BROADWAY STREET SMITHS GROV KY 42171 6.75000 80.0%
10145751 NOWAK CRISTINA M. 536 EMERSON CIRCLE BOLINGBROOK IL 60440 6.50000 75.0%
10145752 GIBSON DAVID 1631 MYRTLE AVENUE COLUMBUS OH 43211 7.50000 60.0%
10145754 MACK QUEEN 999 LOCKBOURNE ROAD COLUMBUS OH 43206 6.75000 65.0%
10145764 ROSSI STEVE 209 ASHLEYWAY BLOOMINGDAL IL 60108 6.87500 80.0%
10145770 ESPINOZA ERNESTO 931 WEST 35TH PLACE CHICAGO IL 60609 7.00000 85.0%
10145772 MARTIN JR WOODROW L 792 BALDWIN STREET SW JENISON MI 49428 7.00000 85.0%
10145783 FISHER JAMES E 112 NORTH DENNY INDIANAPOLI IN 46201 7.00000 70.0%
10145787 WALKER PERCY L 5543 NORTH 74TH STREET MILWAUKEE WI 53218 6.75000 75.0%
10145792 DIXON ERNEST R 1722 LONGFELLOW DETROIT MI 48206 6.50000 70.0%
10145795 CONCEPCION ARTURO 538 NORTH HAMILTON AVENUE INDIANAPOLI IN 46201 6.87500 64.3%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10145145 9.50000 107,955.00 907.75 01 1 119,950.00 360 N
10145149 7.99000 290,000.00 2,125.90 01 1 410,000.00 360 N
10145151 9.50000 96,702.41 813.53 10 1 129,000.00 360 N
10145152 9.50000 130,435.81 1,097.32 09 1 145,000.00 360 N
10145154 8.75000 85,600.00 673.42 01 1 107,000.00 360 N
10145155 8.75000 109,200.00 859.08 09 1 136,500.00 360 N
10145158 7.25000 107,840.00 735.66 09 1 134,800.00 360 N
10145176 9.75000 119,700.00 1,028.41 01 1 133,000.00 360 N
10145189 8.25000 117,000.00 878.99 09 1 156,000.00 360 N
10145603 10.75000 221,000.00 2,063.00 01 1 340,000.00 360 N
10145604 10.00000 44,890.00 394.91 01 3 60,000.00 360 N
10145605 11.50000 34,800.00 344.63 01 3 58,000.00 360 N
10145606 10.50000 133,147.06 1,218.44 01 1 148,000.00 360 N
10145612 10.50000 217,000.00 1,984.99 01 1 241,500.00 360 N
10145615 10.99000 47,141.11 448.91 01 1 62,900.00 360 N
10145617 11.12500 28,040.27 269.78 01 1 33,000.00 360 N
10145618 11.49000 48,750.00 482.40 01 1 65,000.00 360 N
10145621 11.74000 151,907.41 1,533.14 01 1 190,000.00 360 N
10145624 11.50000 23,992.33 237.67 05 3 40,000.00 360 N
10145627 10.99000 20,175.00 191.98 01 1 26,900.00 360 N
10145628 10.00000 72,716.25 638.44 01 1 97,000.00 360 N
10145634 9.25000 72,000.00 592.33 01 1 96,000.00 360 N
10145635 11.50000 23,984.59 237.67 05 3 40,000.00 360 N
10145650 10.74000 40,125.00 374.26 01 3 53,500.00 360 N
10145657 10.25000 30,000.00 268.84 01 1 44,000.00 360 N
10145658 9.75000 57,573.12 494.88 01 1 72,000.00 360 N
10145663 10.75000 29,250.00 273.05 01 1 46,000.00 360 N
10145669 10.75000 85,000.00 793.46 01 1 100,000.00 360 N
10145676 10.50000 94,424.57 864.43 01 1 105,000.00 360 N
10145680 10.75000 62,400.00 582.50 01 1 78,000.00 360 N
10145682 11.25000 42,000.00 407.93 06 3 60,000.00 360 N
10145684 11.25000 45,000.00 437.07 01 1 60,000.00 360 N
10145698 11.75000 44,500.00 449.19 01 1 63,000.00 360 N
10145702 12.25000 28,342.33 297.08 01 1 40,500.00 360 N
10145708 10.50000 207,000.00 1,893.52 01 1 230,000.00 360 N
10145711 9.50000 111,510.00 937.64 01 1 123,900.00 360 N
10145714 10.99000 50,981.77 485.30 01 1 68,000.00 360 N
10145716 11.49000 126,000.00 1,246.81 01 1 168,000.00 360 N
10145720 10.62500 109,182.75 1,009.35 01 1 128,900.00 360 N
10145721 10.50000 124,150.64 1,136.11 05 1 138,000.00 360 N
10145722 10.99000 125,953.95 1,198.98 12 3 168,000.00 360 N
10145723 10.50000 171,931.64 1,573.36 01 1 215,000.00 360 N
10145729 10.75000 59,977.41 560.09 01 1 126,000.00 360 N
10145736 9.74000 107,869.54 926.41 04 1 134,900.00 360 N
10145746 11.50000 74,776.09 740.74 10 1 88,000.00 360 N
10145749 12.25000 31,991.34 335.33 01 1 40,000.00 360 N
10145751 10.75000 88,091.81 822.64 01 1 117,500.00 360 N
10145752 11.50000 36,546.27 362.45 01 3 61,000.00 360 N
10145754 10.75000 36,386.29 339.79 01 1 56,000.00 360 N
10145764 10.50000 242,303.67 2,217.33 09 1 303,000.00 360 N
10145770 10.99000 114,708.99 1,091.93 06 1 135,000.00 360 N
10145772 11.87500 89,250.00 909.46 01 1 105,000.00 360 N
10145783 12.25000 31,500.00 330.09 01 1 45,000.00 360 N
10145787 10.99000 59,925.00 570.23 01 1 79,900.00 360 N
10145792 10.75000 70,000.00 653.44 01 1 100,000.00 360 N
10145795 12.75000 36,000.00 391.21 01 1 56,000.00 360 N
</TABLE>
Page 67
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10145799 DAVIS RAYMOND E 3016 SCHOOL STREET ROCKFORD IL 61101 6.00000 75.0%
10145805 LEWIS SONNY G. 408 HALLER AVENUE ROMEOVILLE IL 60446 6.75000 80.0%
10145806 DAVIS ERETT 7815 SOUTH RHODES CHICAGO IL 60619 6.50000 85.0%
10145809 MILLER CHARLES 114 HARTFORD AVENUE S.E. CANTON OH 44707 7.00000 70.0%
10145819 FAUMUINA ISAIA 9703 LILAC RIVERVIEW MO 63137 6.75000 75.0%
10145822 BRANDENSTEIN TANIA L. 3724 NORTH 60TH STREET MILWAUKEE WI 53216 6.75000 80.0%
10145823 ARGYILAN WENDI L 26052 ELM TREE ANTIOCH IL 60002 7.00000 70.0%
10145826 MEURK MICHAEL E 749 DEBRA DRIVE DES PLAINES IL 60016 7.00000 85.0%
10145829 RODRIGUEZ DEBORAH 66 FORBES ROAD RIVERSIDE IL 60546 6.50000 85.0%
10145830 ENGELMANN FRANK 1915-17 NORTH 58TH STREET MILWAUKEE WI 53208 6.50000 87.6%
10145831 BAIRD MICHAEL R 2423 BROOKSIDE AVENUE INDIANAPOLI IN 46201 6.75000 65.0%
10145833 JOHNSON JACQUELINE 4135 WEST 22ND PLAZA GARY IN 46404 6.50000 85.0%
10145836 SANCHEZ ENRIQUE L 420 SEMINOLE LANE BOLINGBROOK IL 60440 7.25000 90.0%
10145837 BENNETT ALFONZO V. 7418 SOUTH MARYLAND CHICAGO IL 60619 6.87500 75.0%
10145838 GRIEBAHN JIM V 230 FLAGSTAFF LANE HOFFMAN EST IL 60194 7.00000 74.7%
10145839 SPAN LEATHA 2753 NORTH 22ND STREET MILWAUKEE WI 53206 6.75000 75.0%
10145840 CARTER CLAUDE 989 EAST BOURBONNAIS KANKAKEE IL 60901 7.50000 60.0%
10145848 PRINCE SHARON 403 NOAH AVENUE AKRON OH 44320 6.25000 80.0%
10145852 KOTECKI JAMES M 5103 WEST 30TH PLACE CICERO IL 60804 6.12500 75.0%
10145855 NEWGORD RICHARD K 6922 WEST MITCHELL STREET WEST ALLIS WI 53214 6.37500 41.0%
10145856 DIXON JR RICHARD 2302 STANDARD AVENUE LOUISVILLE KY 40210 7.00000 85.0%
10145857 DALEY RONALD E 742 WEST THIRD STREET MANSFIELD OH 44906 7.00000 85.0%
10145869 GRIFFIN STEPHANIE A 677 PARKWOOD DRIVE CLEVELAND OH 44108 6.00000 70.0%
10145873 DELL KELLY J 1834 HORSESHOE COVE ALLEGAN MI 49010 6.50000 73.4%
10145876 EMERY RICK L 231 WEST LINDEN AVENUE LOGANSPORT IN 46947 6.50000 75.0%
10145879 PETERS JR RICHARD D 107 7TH STREET LOGANSPORT IN 46947 7.00000 75.0%
10145883 THACKER JOAN K 912 WEST DIVISION STREET NORMAL IL 61761 7.00000 85.0%
10145886 SCHMECKPEPER JOY R 2354 SOUTH 31ST STREET MILWAUKEE WI 53215 6.25000 64.7%
10145892 RITTER RICHARD C 417 BUENA VISTA DRIVE SPRING LAKE MI 49456 6.75000 29.4%
10145897 BENDEL JAMES 25W057 MAYFLOWER AVENUE NAPERVILLE IL 60540 7.00000 85.0%
10145901 SCHOLZ RICHARD C 9920 WEST BRADLEY ROAD MILWAUKEE WI 53224 6.50000 90.0%
10145904 MCOWAN PATRICK 2405 ALBY STREET ALTON IL 62002 6.50000 85.0%
10145913 GONDA DANIEL P 16060 WEBER ROAD LOCKPORT IL 60441 6.25000 82.2%
10145916 BURTON CLARICE L 11803 LANSDOWNE DETROIT MI 48224 6.87500 80.0%
10145918 FORD ROSALYN A 136 PERCY JULIAN SQUARE OAK PARK IL 60302 6.12500 75.0%
10145925 WEIBLE DON 407 LIBERTY STREET BICKNELL IN 47512 7.00000 70.0%
10145957 COGLIANESE TAMMY M 7729 BRUNSWICK ROAD DARIEN IL 60561 6.62500 75.0%
10145960 KIMPEL JEROME 1156 MERCHANT KANKAKEE IL 60901 7.50000 60.0%
10145962 JEFFREY BERNARD 9102 FULLER AVENUE CLEVELAND OH 44104 6.75000 75.0%
10145963 BALDWIN ICYPHINE 1445 KARLOV CHICAGO IL 60623 6.62500 65.0%
10145965 CLARK LARRY R 702 WEST ASSOCIATION STREET ELLETTSVILL IN 47429 7.00000 70.0%
10145967 HASKELL DAVID F 206 WEST GROVE LOMBARD IL 60148 6.25000 80.0%
10145974 TANK RICHARD C 2044 NORTH 34TH STREET MILWAUKEE WI 53208 6.75000 70.0%
10145977 WILLIAMS ORVAL 806 SPRINGDALE DRIVE AKRON OH 44310 6.75000 80.0%
10145980 KNUCKLES BLANCHE 108 GLEN COVE MICHIGAN CI IN 46360 7.00000 85.0%
10145981 MARTINEZ JOSE 501 SOUTH WARREN STREET SOUTH BEND IN 46619 7.00000 85.0%
10145987 ALLEN SHERRY M 3801 MILBOURNE FLINT MI 48504 6.50000 75.0%
10145993 WARD BEVERLY 380 COUNTRY OAK LANE INVERNESS IL 60067 6.12500 80.0%
10145995 NITSCHMAN DENISE M 15141 HARRISON STREET LIVONIA MI 48154 6.75000 65.0%
10145996 BALLARD CHARLES K 19178 CHAREST DETROIT MI 48234 7.00000 80.0%
10146004 QUIGLEY CINDY K 5982 SHERMAN STREET SOUTH BRANC MI 48761 7.00000 70.0%
10146008 GILBERT MABLE A 1714 SOUTH 2ND SPRINGFIELD IL 62703 6.12500 75.0%
10146019 PONCE JUAN E 1019 HARVEY STREET GREEN BAY WI 54302 7.00000 80.0%
10146020 WATKINS IRA LEE 2518-20 NORTH 2ND STREET MILWAUKEE WI 53212 6.75000 65.0%
10146022 ROMACK KATHLEEN E 714 CRANDALL STREET MILTON WI 53563 7.00000 85.0%
10146023 HERNANDEZ CAROLINA 3537 HOME AVENUE BERWYN IL 60402 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10145799 9.50000 31,484.38 264.87 01 1 42,000.00 360 N
10145805 10.75000 90,400.00 843.87 01 1 113,000.00 360 N
10145806 11.00000 78,200.00 744.72 01 1 92,000.00 360 N
10145809 12.25000 37,800.00 396.11 01 1 54,000.00 360 N
10145819 10.99000 38,250.00 363.98 01 1 51,000.00 360 N
10145822 10.75000 52,000.00 485.42 01 1 65,000.00 360 N
10145823 11.25000 84,671.40 822.66 01 1 121,000.00 360 N
10145826 11.00000 153,000.00 1,457.06 01 1 180,000.00 360 N
10145829 9.75000 124,950.00 1,073.52 01 1 147,000.00 360 N
10145830 10.75000 85,827.67 801.49 05 1 98,000.00 360 N
10145831 10.75000 74,750.00 697.78 01 1 115,000.00 360 N
10145833 10.75000 28,900.00 269.78 01 1 34,000.00 360 N
10145836 10.75000 98,962.72 924.15 01 1 110,000.00 360 N
10145837 10.25000 66,750.00 598.15 01 1 89,000.00 360 N
10145838 11.00000 119,457.39 1,138.03 01 1 160,000.00 360 N
10145839 10.99000 34,425.00 327.58 01 1 45,900.00 360 N
10145840 11.50000 43,785.75 433.75 01 3 73,000.00 360 N
10145848 10.99000 40,000.00 380.63 01 1 50,000.00 360 N
10145852 9.99000 87,711.09 769.43 01 1 117,000.00 360 N
10145855 9.49000 24,987.67 210.04 01 1 61,000.00 360 N
10145856 11.12500 49,282.89 474.16 01 1 58,000.00 360 N
10145857 11.87500 42,500.00 433.08 01 1 50,000.00 360 N
10145869 8.99000 35,700.00 287.00 01 1 51,000.00 360 N
10145873 10.50000 68,953.75 631.18 01 1 94,000.00 360 N
10145876 11.25000 39,750.00 386.08 01 1 53,000.00 360 N
10145879 11.00000 33,750.00 321.41 01 1 45,000.00 360 N
10145883 11.87500 51,000.00 519.70 01 1 60,000.00 360 N
10145886 8.99000 48,500.00 389.90 01 1 75,000.00 360 N
10145892 10.75000 99,962.34 933.49 01 1 340,000.00 360 N
10145897 10.99000 214,123.45 2,038.26 01 1 252,000.00 360 N
10145901 11.25000 88,170.22 856.66 01 1 98,000.00 360 N
10145904 11.50000 50,983.70 505.05 01 1 60,000.00 360 N
10145913 8.50000 114,854.58 884.26 01 1 140,000.00 360 N
10145916 9.74000 59,600.00 511.62 01 1 74,500.00 360 N
10145918 9.75000 127,440.51 1,095.43 01 1 170,000.00 360 N
10145925 12.25000 35,000.00 366.77 01 1 50,000.00 360 N
10145957 10.49000 104,958.18 959.70 01 1 140,000.00 360 N
10145960 11.50000 39,000.00 386.22 01 3 65,000.00 360 N
10145962 10.99000 48,750.00 463.89 01 1 65,000.00 360 N
10145963 9.74000 28,245.86 256.67 05 3 46,000.00 360 N
10145965 11.25000 55,262.48 537.11 01 1 79,000.00 360 N
10145967 9.25000 188,600.00 1,551.57 01 1 235,750.00 360 N
10145974 10.25000 24,489.72 219.55 01 3 35,000.00 360 N
10145977 9.50000 43,978.35 369.98 01 1 55,000.00 360 N
10145980 11.12500 65,427.29 629.49 01 1 77,000.00 360 N
10145981 11.12500 34,837.90 335.19 01 1 41,000.00 360 N
10145987 11.25000 20,917.93 203.24 01 1 27,900.00 360 N
10145993 8.50000 499,950.00 3,844.19 01 1 625,000.00 360 N
10145995 9.75000 61,750.00 530.53 01 1 95,000.00 360 N
10145996 11.50000 40,800.00 404.04 01 1 51,000.00 360 N
10146004 11.25000 32,480.00 315.47 01 1 46,400.00 360 N
10146008 9.99000 39,357.54 345.26 01 1 52,500.00 360 N
10146019 11.00000 52,781.17 502.83 05 3 66,000.00 360 N
10146020 9.75000 41,600.00 357.41 05 1 64,000.00 360 N
10146022 11.12500 39,950.00 384.24 01 1 47,000.00 360 N
10146023 11.00000 151,146.08 1,439.92 01 1 189,000.00 360 N
</TABLE>
Page 68
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10146027 ANDERSON JEREMY D 520 WEST LAWNDALE PEORIA IL 61604 6.25000 80.0%
10146029 WARGO CRAIG D 80 SPRINGDALE ROAD MONTGOMERY IL 60538 6.75000 66.7%
10146030 FRANKLIN JR DALE P 371 HOXIE AVENUE CALUMET CIT IL 60409 6.25000 65.0%
10146032 HEADLEY II BERNARD D 1541 FOWLER AVENUE EVANSTON IL 60201 6.75000 80.0%
10146033 GERALD ROBERT 4503 OAK SPRINGS CIRCLE DEFOREST WI 53532 6.50000 85.0%
10146044 KLIMA DAVE 1150 NORTH JOHNSON SOUTH BEND IN 46628 7.00000 80.0%
10146048 ESSING MICHELLE R. 584 CHURCH STREET TOLEDO OH 43605 6.50000 75.0%
10146051 TRACY JEFF W 1638-1640 ASBURY STREET INDIANAPOLI IN 46203 7.37500 75.0%
10146053 SPEARS WILLIE 6320 SOUTH RHODES CHICAGO IL 60637 7.00000 80.0%
10146061 BURKEL SR JAMES E 2027 ELMWOOD COURT GREEN BAY WI 54303 6.75000 38.5%
10146068 JONES ELIJAH 3276 NORTH 29TH STREET MILWAUKEE WI 53216 6.75000 80.0%
10146070 SWEAT DARRELL 3051 ELLIOT LANE HOMEWOOD IL 60430 7.00000 70.8%
10146076 CHESNEY DANIEL E. 166 SHUBERT GLENDALE HE IL 60139 6.50000 75.0%
10146078 HOUSTON TROY 1135 RALSTON STREET GARY IN 46406 6.12500 75.0%
10146086 FISHER DANIEL M 8967 FORESTWOOD LANE WOODRUFF WI 54568 7.00000 69.6%
10146088 GOODMAN PENNY 2234-A NORTH 42ND STREET MILWAUKEE WI 53208 7.00000 70.0%
10146089 MFINANGA AYUB 22255 HESSEL DETROIT MI 48219 7.00000 70.0%
10146092 HARRIS JERRY L 5946 NORTH 75TH STREET MILWAUKEE WI 53218 6.50000 85.0%
10146099 HILL THEODORE 820 CLAIR STREET INKSTER MI 48141 6.75000 80.0%
10146107 LAROU MICHAEL V. 9707 SOUTH MUMFORD DRIVE SANDY UT 84094 6.50000 85.0%
10146109 MCMAHON DEBBIE 4454 SOUTH ZANG STREET MORRISON CO 80465 7.00000 85.0%
10146110 JOHNSON BINTA R 3442 KNOX AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 75.0%
10146113 PARKER RUTHIE M. 619 N. LOREL AVE. CHICAGO IL 60644 4.99000 75.0%
10146116 LONG DAVID E. 2291 CHESTNUT COURT PEMBROKE PI FL 33026 5.49000 85.0%
10146121 BANKS SHERROD 5105 CAROLWOOD LANE DURHAM NC 27713 6.25000 85.4%
10146122 WALLACE ROSE MAY 210 NORTH JACKSON AVENUE KANSAS CITY MO 64123 6.75000 80.0%
10146123 SVENDSEN RONALD P 600 DIXON AVE ELGIN IL 60120 5.99000 79.9%
10146124 TUNSTILL ALVIN 1737 WELLINGTON ROAD LOS ANGELES CA 90019 7.25000 90.0%
10146127 GHERING RODGER 10075 WEST 8TH PLACE LAKEWOOD CO 80215 6.00000 70.0%
10146137 WEISNER RICHARD A 1845 LACROSSE AVENUE ST PAUL MN 55119 7.00000 75.0%
10146140 NOVAK ALBERT J. 1734 HUMPHREY COURT NORTHFIELD MN 55057 7.00000 85.0%
10146142 KROHNKE JASON P. 655 SOUTH 61ST STREET WEST DES MO IA 50265 6.75000 75.0%
10146150 O'DELL RICHARD 887 JENKS AVENUE ST. PAUL MN 55106 6.25000 80.0%
10146152 TAFOYA HELEN J 1929 REYNOLDS STREET BUTTE MT 59701 6.50000 90.0%
10146155 ECKEL ANTHONY 1425 OAKBORO LANE RALEIGH NC 27614 6.25000 80.0%
10146160 TURNER FRANK M. 1276 ROWAN OAK TUPELO MS 38801 7.25000 90.0%
10146168 JACKSON VANESSA P. 3933 HUMPHREY STREET ST. LOUIS MO 63116 7.00000 75.0%
10146175 BRAUN PHILLIP E 7758 CAROLE DRIVE LINO LAKES MN 55014 6.25000 80.0%
10146176 DEHN VICTORIA 7625 82ND AVENUE NORTH BROOKLYN PA MN 55445 6.75000 79.9%
10146177 MCCAIN KENNETH 4721 UNIVERSITY AVENUE NORTHEAST COLUMBIA HE MN 55421 7.50000 80.0%
10146178 KITCHEN PATTY 1133 EAST WALNUT AVENUE ORANGE CA 92868 6.50000 85.0%
10146179 O'REILLY JOHN 12742 SOUTH 2360 WEST RIVERTON UT 84065 7.25000 75.0%
10146181 AGNEW GERALD 1840 DOHERTY ROAD COLORADO SP CO 80916 7.25000 90.0%
10146183 O'NEILL, JR. WILLIAM L. 16575 MULLAN ROAD FRENCHTOWN MT 59834 6.87500 80.0%
10146185 HATCHER CHARLES 3962 RUSSELL BOULEVARD ST. LOUIS MO 63110 6.75000 65.0%
10146189 RIX RICAHRD J. 10044 COUNTY ROAD 6 WIGGINS CO 80654 7.00000 80.0%
10146190 MOORE BRETT 859 SOUTH GREEN STREET SALT LAKE C UT 84102 7.00000 85.0%
10146194 LORENZ KANDI 526 SOUTH LIBERTY INDEPENDENC MO 64050 7.25000 90.0%
10146196 LLOYD WILLIAM 4109 CALLE JUNO SAN CLEMENT CA 92673 6.50000 90.0%
10146197 EDDY COLLEEN J. 1897 QUEENS DRIVE WOODBURY MN 55125 6.50000 75.0%
10146198 KONSTANTINIDIS LOUKAS 27707 MATTERHORN DRIVE LAKE ARROWH CA 92352 7.25000 90.0%
10146201 PETERSON CHRISTOPHER G. 2602 NORTH 45TH STREET OMAHA NE 68104 6.75000 65.0%
10146211 RIGEL MELODY J. 543 SOUTH 49TH PLACE SPRINGFIELD OR 97478 7.25000 90.0%
10146212 BAKER MINNA 431 PENN VALLEY ROAD NARBERTH PA 19072 7.50000 75.0%
10146216 GUINN ROBERT 6781 IRVING STREET DENVER CO 80221 6.75000 80.0%
10146219 PALMGREN RICHARD F 3429 BENJAMIN STREET NORTHEAST MINNEAPOLIS MN 55418 6.12500 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10146027 9.50000 74,763.21 628.96 01 1 93,500.00 360 N
10146029 9.49000 74,700.00 627.58 01 1 112,000.00 360 N
10146030 10.25000 74,718.65 669.84 01 1 115,000.00 360 N
10146032 9.75000 163,923.48 1,409.02 01 1 205,000.00 360 N
10146033 11.50000 162,350.00 1,607.74 01 1 191,000.00 360 N
10146044 10.50000 24,000.00 219.54 01 3 30,000.00 360 N
10146048 10.50000 37,485.10 343.03 01 1 50,000.00 360 N
10146051 10.00000 39,750.00 348.84 05 3 53,000.00 360 N
10146053 10.50000 80,000.00 731.80 05 1 100,000.00 360 N
10146061 9.75000 49,976.67 429.58 01 1 130,000.00 360 N
10146068 9.75000 29,600.00 254.31 01 1 37,000.00 360 N
10146070 11.00000 193,930.82 1,847.51 01 1 274,000.00 360 N
10146076 10.50000 108,750.00 994.78 01 1 145,000.00 360 N
10146078 9.99000 26,250.00 230.17 01 1 35,000.00 360 N
10146086 12.25000 56,000.00 586.83 01 1 80,500.00 360 N
10146088 11.25000 39,867.06 387.54 05 1 57,000.00 360 N
10146089 12.25000 50,400.00 528.14 01 1 72,000.00 360 N
10146092 11.50000 58,650.00 580.81 01 1 69,000.00 360 N
10146099 10.25000 48,800.00 437.30 01 1 61,000.00 360 N
10146107 10.25000 106,205.44 952.11 01 1 125,000.00 360 N
10146109 9.87500 117,300.00 1,018.58 01 1 138,000.00 360 N
10146110 11.25000 63,750.00 619.18 01 1 85,000.00 360 N
10146113 7.29000 71,878.22 493.06 05 1 96,000.00 360 N
10146116 8.95000 72,656.59 585.48 01 1 86,000.00 360 N
10146121 8.99000 127,200.00 1,022.57 09 1 149,000.00 360 N
10146122 11.05000 28,779.59 275.36 01 1 36,000.00 360 N
10146123 8.65000 92,671.53 722.87 01 1 116,000.00 360 N
10146124 11.75000 314,904.38 3,179.65 01 1 350,000.00 360 N
10146127 8.99000 107,041.37 860.99 01 1 153,000.00 360 N
10146137 11.49000 86,222.37 853.47 01 1 115,000.00 360 N
10146140 10.99000 59,925.00 570.23 04 1 70,500.00 360 N
10146142 10.75000 96,375.00 899.65 01 1 128,500.00 360 N
10146150 9.50000 64,336.37 541.52 01 1 80,500.00 360 N
10146152 10.99000 28,800.00 274.06 01 1 32,000.00 360 N
10146155 8.75000 172,000.00 1,353.13 09 1 215,000.00 360 N
10146160 10.99000 188,932.45 1,798.47 01 1 210,000.00 360 N
10146168 11.99000 40,188.47 413.20 01 1 53,600.00 360 N
10146175 9.50000 119,141.37 1,002.30 01 1 149,000.00 360 N
10146176 9.75000 88,278.79 758.81 01 1 110,500.00 360 N
10146177 11.25000 99,966.23 971.27 01 1 125,000.00 360 N
10146178 9.50000 361,072.31 3,037.59 01 1 425,000.00 360 N
10146179 10.25000 146,788.41 1,315.93 01 1 195,800.00 360 N
10146181 10.99000 92,666.87 882.11 01 1 103,000.00 360 N
10146183 9.50000 84,000.00 706.32 01 3 105,000.00 360 N
10146185 10.75000 60,404.28 564.29 01 1 93,000.00 360 N
10146189 10.50000 119,952.31 1,097.69 01 1 150,000.00 360 N
10146190 10.37500 116,827.28 1,058.20 12 1 137,500.00 360 N
10146194 11.75000 57,582.58 581.42 01 1 64,000.00 360 N
10146196 10.99000 368,868.13 3,511.29 01 1 410,000.00 360 N
10146197 9.75000 186,375.00 1,601.25 01 1 248,500.00 360 N
10146198 9.50000 147,527.39 1,241.11 01 1 164,000.00 360 N
10146201 10.75000 32,387.76 303.39 01 1 50,000.00 360 N
10146211 9.99000 94,415.85 828.61 01 1 105,000.00 360 N
10146212 12.00000 393,523.53 4,050.17 01 1 525,000.00 360 N
10146216 9.99000 60,718.43 533.12 01 1 76,000.00 360 N
10146219 9.50000 76,522.34 643.76 01 1 95,700.00 360 N
</TABLE>
Page 69
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10146221 GORDON GREGORY S. 927 NORTH 32ND STREET BILLINGS MT 59101 6.12500 39.8%
10146223 MASCARENAS ELSIE 5117 DECATUR STREET DENVER CO 80211 5.87500 72.7%
10146230 STURDIVAN-HICKS LORENDA 2775 SOUTH CHELTON ROAD COLORADO SP CO 80916 7.00000 70.0%
10146232 THORTON RHONDA 1719 GIRARD AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10146237 KEMP GLADYS 12992 EAST 47TH AVENUE DENVER CO 80239 7.50000 64.0%
10146244 MOORE LAWANDA 1610 UPTON AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 75.0%
10146245 KOSHENINA BARBARA J. 1623 DIETER STREET ST. PAUL MN 55106 6.75000 75.0%
10146247 HOFFMAN GLENN H 13639 TANGLEWOOD ROAD NORTHWEST BRANDON MN 56315 6.82500 75.0%
10146248 KEENA LISA M. 3124 SOUTHWEST 2ND STREET DES MOINES IA 50315 7.00000 70.0%
10146253 DICKARD LONNIE E. 3494 SOUTH 56TH STREET SPRINGDALE AR 72762 6.25000 80.0%
10146257 YOST RODNEY L. 2122 LONGVIEW LOOP COUNCIL BLU IA 51503 6.12500 75.0%
10146258 DUTTON BRIAN 550 WEST 550 SOUTH ESCALANTE UT 84726 6.25000 80.0%
10146262 NELSON BRADLEY A. 2914 PORTLAND AVENUE SOUTH MINNEAPOLIS MN 55407 6.87500 75.0%
10146269 KIDD KEVIN M. 1642 XERXES AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10146272 CLARK DEANNA 606 HALL LANE MINNEAPOLIS MN 55411 5.65000 84.3%
10146273 MCMILLA JOHN 3131 MCGEE STREET KANSAS CITY MO 64111 6.75000 80.0%
10146275 FRAULY MICHAEL 661 36 1/2 AVE NE COLUMBIA HE MN 55434 5.25000 75.0%
10146277 NOEL TINA 2951 KNOX AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10146280 HARRIS ANIKA 9301 EAST 65TH TERRACE RAYTOWN MO 64133 7.25000 75.0%
10146285 SMITH ROBERT 5247 SOUTH 2030 WEST TAYLORSVILL UT 84118 6.12500 74.7%
10146289 TETER DENNIS W. 1206 EAST 25TH STREET HUTCHINSON KS 67502 7.25000 90.0%
10146290 WOIWER CHRISTINE 21235 RENDOVA STREET EAST BETHEL MN 55011 6.12500 75.0%
10146291 FREEMAN KEVIN T 4327 LOGAN AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 75.0%
10146294 EDWARDS MARGO 1425 SOUTHEAST PINE STREET ROSEBURG OR 97470 7.50000 69.9%
10146305 GIBSON MARJORIE 310 SOUTH 58TH AVENUE WEST DULUTH MN 55807 5.87500 46.5%
10146309 HEINKE KURT R. 4450 TRAFFIC WAY ATASCADERO CA 93422 7.00000 85.0%
10146311 WRINKLE, JR. JAMES F. 2420N.E. 6TH AVE. POMPANO BEA FL 33064 6.49000 80.0%
10146313 DESHAZER DONALD 527 WEST HOLLEY ROAD SWEET HOME OR 97386 6.37500 60.0%
10146314 DOVE DAVID E. 302 EAST ASH STREET HUBBARD IA 50122 6.75000 80.0%
10146315 MUMM RONALD J. 65 TANGLEWOOD DRIVE LAKE OSWEGO OR 97035 6.25000 80.0%
10146320 PULLIAM CATHY 7240 GOLDFIELD DRIVE COLORADO SP CO 80911 7.00000 85.0%
10146321 GRUND JEFFREY S 13288 LILY STREET COON RAPIDS MN 55448 7.00000 85.0%
10146323 MAEDJE RICK 33 BREWSTER CREEK ROAD CLINTON MT 59825 6.25000 80.0%
10146324 BLANCHARD MICHAEL C 1047 WILSON AVENUE ST. PAUL MN 55106 6.00000 70.0%
10146326 HELLER JOSEPH A. 983 GRANVIEW AVE. UNION NJ 07083 7.12500 80.0%
10146331 FIELDS DONTRELL 2410 THOMAS AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10146332 NOEL ARLENE 1823 HANKINS DRIVE MISSOULA MT 59802 6.37500 58.0%
10146335 GILLESPIE VICKIE 2284 LASATER BOULEVARD EUGENE OR 97405 7.25000 90.0%
10146347 BARRELL RICHARD 11139 WEST CARTRIDGE STREET BOISE ID 83713 6.25000 80.0%
10146352 EVANGER STEVEN 5188 BREWSTER AVENUE SAN JOSE CA 95124 7.00000 80.0%
10146354 AGUILAR CHRISTIN 95-97 EAST SIMPSON STREET VENTURA CA 93001 7.25000 75.0%
10146356 TRAN TAI 99 MEADOW CIRCLE BURNSVILLE MN 55337 7.00000 85.0%
10146358 MOMANYI JOSIAH O 4004 41ST AVENUE SOUTH MINNEAPOLIS MN 55406 7.00000 80.0%
10146359 MCKINNEY MARTHA E. 430 BLUFF DRIVE ST. LOUIS MO 63137 7.00000 85.0%
10146360 MORTON KEVIN 316 BRIGETTE WAY CREEDMORE NC 27522 6.50000 85.0%
10146361 HANF SUSAN 945 CHERRY STREET HARRISBURG OR 97446 7.25000 90.0%
10146365 BINKOWSKI MARY 3556 SOUTH 8150 WEST MAGNA UT 84044 6.87500 70.0%
10146366 LAUTNER MARK 3709 BLUE RAVINE ROAD WAKE FOREST NC 27587 6.50000 85.0%
10146369 ELLIS TERESA 3478 & 3480 SOUTHWEST 91ST AVENU PORTLAND OR 97225 6.75000 75.0%
10146372 CHANNON MICHAEL R. 107 SOUTHWEST BELL AVENUE DES MOINES IA 50315 7.00000 80.0%
10146373 GREEN MICHAEL 626 TEMPLETON STREET BROWNSVILLE OR 97327 7.25000 90.0%
10146374 MUTCHLER SHAD 2729 EAST 2ND STREET SIOUX CITY IA 51105 7.25000 90.0%
10146376 BOUCHET TRACY 489 HORN LANE EUGENE OR 97404 7.25000 90.0%
10146380 MILLER FELICIA 115 PINE OAK LAND ROAD WAYNESBORO MS 39367 6.50000 75.0%
10146384 LACHAPELLE RICHARD D. 410 3RD STREET LYLE MN 55953 6.50000 70.0%
10146392 EASLEY MICHAEL H. 1002 BOGART CIRCLE BEL AIR MD 21014 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10146221 9.75000 49,953.15 429.58 01 1 125,650.00 360 N
10146223 6.99000 79,934.29 531.71 01 1 110,000.00 360 N
10146230 11.00000 69,974.67 666.63 01 1 100,000.00 360 N
10146232 10.75000 44,925.00 419.37 01 1 59,900.00 360 N
10146237 11.24000 72,975.30 708.47 01 3 114,000.00 360 N
10146244 11.25000 48,733.03 473.49 01 1 65,000.00 360 N
10146245 11.50000 74,951.83 742.72 01 1 100,000.00 360 N
10146247 8.99000 138,674.05 1,115.42 01 1 185,000.00 360 N
10146248 11.00000 45,483.77 433.31 01 1 65,000.00 360 N
10146253 8.99000 95,894.51 771.75 01 1 120,000.00 360 N
10146257 8.75000 101,191.74 796.54 01 1 135,000.00 360 N
10146258 10.75000 95,963.85 896.15 01 1 120,000.00 360 N
10146262 10.50000 37,500.00 343.03 05 3 50,000.00 360 N
10146269 10.99000 56,209.61 535.26 01 1 75,000.00 360 N
10146272 10.56000 94,360.72 867.76 01 1 112,000.00 360 N
10146273 10.50000 38,353.82 351.26 01 1 48,000.00 360 N
10146275 9.65000 65,873.17 562.21 01 1 88,000.00 360 N
10146277 10.75000 63,750.00 595.10 01 1 85,000.00 360 N
10146280 11.05000 62,977.77 602.35 01 1 84,000.00 360 N
10146285 8.50000 111,932.14 861.19 01 1 150,000.00 360 N
10146289 10.74000 64,350.00 600.22 01 1 71,500.00 360 N
10146290 9.50000 102,798.37 865.24 01 1 137,200.00 360 N
10146291 11.24000 67,050.00 650.73 01 1 89,400.00 360 N
10146294 10.75000 81,746.21 763.38 01 3 117,000.00 360 N
10146305 9.50000 19,980.23 168.18 01 1 43,000.00 360 N
10146309 9.50000 100,250.66 843.38 01 1 118,000.00 360 N
10146311 9.95000 67,992.00 594.17 05 1 85,000.00 360 N
10146313 9.75000 59,972.00 515.50 01 1 100,000.00 360 N
10146314 10.87500 25,190.77 237.61 01 1 31,500.00 360 N
10146315 8.99000 195,892.71 1,575.66 09 1 245,000.00 360 N
10146320 10.37500 90,912.87 823.47 01 1 107,000.00 360 N
10146321 9.87500 165,750.00 1,439.29 01 1 195,000.00 360 N
10146323 9.50000 107,893.32 908.13 01 1 135,000.00 360 N
10146324 9.50000 62,826.19 529.74 01 1 90,000.00 360 N
10146326 9.99000 112,740.00 988.98 01 1 141,000.00 360 N
10146331 10.50000 61,015.74 558.36 01 1 76,300.00 360 N
10146332 9.25000 75,960.59 625.24 09 1 131,000.00 360 N
10146335 9.50000 269,867.19 2,270.31 01 1 300,000.00 360 N
10146347 8.25000 88,743.37 667.13 01 1 111,000.00 360 N
10146352 9.99000 279,076.22 2,448.12 01 1 349,000.00 360 N
10146354 13.25000 101,227.97 1,139.85 05 1 135,000.00 360 N
10146356 11.12500 109,225.00 1,050.51 01 1 128,500.00 360 N
10146358 11.99000 64,000.00 657.82 01 1 80,000.00 360 N
10146359 11.62500 43,251.13 432.59 01 1 50,900.00 360 N
10146360 8.75000 86,310.31 679.40 01 1 101,600.00 360 N
10146361 9.99000 120,510.00 1,056.68 01 1 133,900.00 360 N
10146365 11.00000 62,977.53 599.97 01 1 90,000.00 360 N
10146366 9.99000 186,150.00 1,632.23 09 1 219,000.00 360 N
10146369 9.99000 120,000.00 1,052.20 05 1 160,000.00 360 N
10146372 9.74000 57,493.10 493.77 01 3 71,900.00 360 N
10146373 9.50000 108,000.00 908.13 01 1 120,000.00 360 N
10146374 10.99000 46,738.29 444.91 01 1 51,950.00 360 N
10146376 9.99000 119,142.34 1,045.19 01 1 132,475.00 360 N
10146380 10.25000 33,735.84 302.44 01 1 45,000.00 360 N
10146384 11.25000 26,880.00 261.08 01 1 38,400.00 360 N
10146392 9.75000 255,580.00 2,199.44 01 1 320,000.00 360 N
</TABLE>
Page 70
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10146394 PIRTLE KAREN R. 5628 YECKER AVENUE KANSAS CITY KS 66104 7.00000 80.0%
10146395 FALWAY STACEY M 19217 181ST AVENUE BIG LAKE MN 55309 6.62500 75.0%
10146397 STOVALL TERRY M. 2522 DRURY AVENUE KANSAS CITY MO 64127 6.75000 75.0%
10146399 ACREE RICHARD M. 1214 CEDAR AVENUE LEWISTON ID 83501 6.25000 80.0%
10146406 KINCAID CAMERON C. 1627 WEST CUCHARRAS STREET COLORADO SP CO 80904 7.00000 80.0%
10146407 MCCLURE DONALD K. 2503 LEE STREET SPRINGDALE AR 72762 6.75000 75.0%
10146408 HOLLMAN LUCY 2605 ALDRICH AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10146410 STANG GARY 16138 FOLIAGE AVE. ROSEMOUNT MN 55068 7.50000 75.0%
10146412 DANGELO HICKS 2415 COLLEGE KANSAS CITY MO 64127 6.75000 80.0%
10146414 DOSS YOLANDA 3607 6TH ST. NORTH MINNEAPOLIS MN 55412 6.50000 70.0%
10146417 WIGGINS TERRY D. 2027 OAKLEY KANSAS CITY MO 64127 7.62500 60.0%
10146418 VOSSLER JENNIFER A. 2903 LYNWOOD DRIVE BILLINGS MT 59102 7.25000 73.3%
10146420 HARGREAVES GLENN 1091 WEST RIVER CREST CIRCLE SOUTH JORDA UT 84095 6.25000 80.0%
10146422 SKOBBA MICHAEL J. 280 MAPLE STREET ST. PAUL MN 55106 6.12500 80.0%
10146424 BALLIN PAMELA S. 71 WYOMING STREET EAST ST. PAUL MN 55107 6.75000 80.0%
10146425 WELCH CHARMINE C. 5025 SOUTHEAST BROOKSIDE DRIVE MILWAUKIE OR 97222 7.25000 80.0%
10146426 COOLEY CLAUDE 4029 EDGEMONT ROAD WENDELL NC 27591 7.12500 65.0%
10146427 FRAME BOYD D. 35757 HIGHWAY 93 ST. IGNATIU MT 59865 6.50000 74.7%
10146428 BOHN WILLIAM 16501 JERSEY STREET (GRANADA HI CA 91344 7.00000 90.0%
10146429 VON FELDEN BARRY 3613 181ST AVENUE NORTHWEST OAK GROVE MN 55011 7.00000 85.0%
10146430 DALE KATHLEEN B. 1354 104TH NORTHWEST COON RAPIDS MN 55433 7.00000 80.0%
10146431 RILEY JAMES J. 12514 JACKSON AVENUE GRANDVIEW MO 64030 6.50000 90.0%
10146436 WOLL DONNA J. 7133 WAGONSELLER ROAD MANITO IL 61546 6.50000 72.5%
10146437 HODGEMAN THOMAS 4400 3RD STREET NORTHEAST COLUMBIA HE MN 55421 6.12500 75.0%
10146443 RUSHIN JOHN 3168 DISNEY DRIVE IDAHO FALLS ID 83404 7.00000 85.0%
10146444 MCKINNEY DOROTHY 1311 WEST 20TH STREET LITTLE ROCK AR 72206 6.75000 80.0%
10146445 STENSRUD BARRY E. 2701 BENT TREE WAY MINNETONKA MN 55305 6.37500 60.9%
10146449 MCCORD CHARLES H. 8939 SAGAMORE LEAWOOD KS 66206 6.87500 70.0%
10146451 SOHN JOSEPH R. 209 LERAY AVENUE EAGLE LAKE MN 56024 6.75000 75.0%
10146459 NIXON DWIGHT T. 77 LOGAN STREET LEAVENWORTH KS 66048 7.00000 85.0%
10146461 PINE CAROL L. 677 FAIRMOUNT AVENUE ST. PAUL MN 55105 6.62500 71.3%
10146462 MARTIN TODD 3892 WEST LANDEN CIRCLE WEST VALLEY UT 84120 7.00000 85.0%
10146463 BRUCKMAN RICHARD 507 TAYLOR AVENUE ALAMEDA CA 94501 6.25000 80.0%
10146472 FORD III JOHN P. 107 LANTANA STREET CAMARILLO A CA 93010 6.50000 90.0%
10146474 MCFARLAND MICHAEL 3225 PRESCOTT INDEPENDENC MO 64015 6.62500 76.6%
10146476 HANGER MARGERY 13511 NORTHEAST 3RD COURT VANCOUVER WA 98685 6.75000 80.0%
10146478 PARKER CHARLES E. 11 TIMBER LN. CABOT AR 72023 7.25000 90.0%
10146481 CLAPPER PAUL 9705 MEADOW WAY HAYDEN ID 83835 6.75000 75.0%
10146482 DAVIS OLLIE M. 55 EAST KING STREET ST. PAUL MN 55107 6.75000 75.0%
10146483 OSTVOLDEN BRETT 4337 33RD AVENUE SOUTH MINNEAPOLIS MN 55406 6.50000 70.0%
10146487 GRAFF ROSEMARY 1221 WEST RAMSHORN STREET DUBOIS WY 82513 5.87500 26.3%
10146490 CHAMBERS BRUCE 3072 CANYON LAND DRIVE GRAND JUNCT CO 81504 7.00000 85.0%
10146492 LINDLEY MICHELE M. 5655 DENLINGER ROAD DAYTON OH 45426 5.99000 64.3%
10146496 PEEBLES CURTIS 55 ST. ALBERT LANE FLORISSANT MO 63031 6.50000 85.0%
10146498 LOVE JERRY L. 511 SOUTHWEST JEFFERSON STREET LEE'S SUMMI MO 64063 6.50000 75.0%
10146509 HEREDIA JUAN LUIS 914 NEWTON STREET DENVER CO 80204 7.25000 89.1%
10146510 GILBERT KELLY 12153 MISSISSIPPI DRIVE CHAMPLIN MN 55316 6.75000 80.0%
10146511 BOFENKAMP MATT W 1012 WEST 28TH STREET MINNEAPOLIS MN 55408 6.87500 70.0%
10146512 ELIZALDE MICHELLE 6881 EAST 60TH PLACE COMMERCE CI CO 80022 6.25000 72.8%
10146514 SMOTHERMAN PHILLIP 17807 REDWOOD DRIVE INDEPENDENC MO 64056 6.50000 75.0%
10146515 MICKELSON ROBERT M 1710 SOUTHWEST VISTA AVENUE PORTLAND OR 97201 5.87500 51.4%
10146519 RICHESON STEVE 906 SOUTHEAST HIGHWAY BB DEEPWATER MO 64735 6.50000 85.0%
10146523 KAISER JR. ROY W. 1958 MANOR LANE HASTINGS MN 55033 7.00000 75.0%
10146524 WILSON LAVERNE 11611 INDIANA DETROIT MI 48204 6.87500 75.0%
10146525 BRUENN MARK 12321 MCGURK STREET KANSAS CITY KS 66109 7.00000 80.0%
10146528 LOVVORN VICTORIA LEE 11730 SE SALMON ST. ST. PORTLAN OR 97216 5.99000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10146394 11.50000 45,570.70 451.58 01 1 57,000.00 360 N
10146395 9.49000 101,149.78 850.63 01 1 135,000.00 360 N
10146397 11.50000 22,492.80 222.82 01 1 30,000.00 360 N
10146399 9.99000 51,953.69 455.96 01 1 65,000.00 360 N
10146406 8.99000 80,631.29 648.92 01 1 100,900.00 360 N
10146407 11.50000 66,728.67 661.02 01 1 89,000.00 360 N
10146408 9.99000 64,000.00 561.18 01 1 80,000.00 360 N
10146410 12.00000 74,978.54 771.46 01 1 100,000.00 360 N
10146412 11.25000 39,986.49 388.51 09 1 50,000.00 360 N
10146414 11.25000 48,983.46 475.92 01 1 70,000.00 360 N
10146417 12.00000 26,400.00 271.56 01 3 44,000.00 360 N
10146418 10.25000 63,000.00 564.55 01 1 86,000.00 360 N
10146420 11.00000 232,000.00 2,209.40 01 1 290,000.00 360 N
10146422 9.50000 48,800.00 410.34 01 1 61,000.00 360 N
10146424 11.25000 85,600.00 831.40 01 1 107,000.00 360 N
10146425 8.99000 131,918.90 1,061.16 01 1 165,000.00 360 N
10146426 11.50000 51,641.80 511.74 01 3 79,500.00 360 N
10146427 10.99000 129,952.43 1,237.04 01 1 174,000.00 360 N
10146428 9.25000 140,253.86 1,155.04 01 1 156,000.00 360 N
10146429 11.25000 91,344.15 887.49 01 1 107,500.00 360 N
10146430 9.74000 84,720.36 727.95 01 1 106,000.00 360 N
10146431 9.99000 78,679.87 690.51 01 1 87,500.00 360 N
10146436 10.25000 57,955.68 519.74 01 1 80,000.00 360 N
10146437 9.75000 66,718.85 573.49 01 1 89,000.00 360 N
10146443 10.87500 110,500.00 1,041.90 01 1 130,000.00 360 N
10146444 10.50000 40,383.94 369.56 01 1 50,500.00 360 N
10146445 9.25000 289,000.00 2,377.54 01 1 475,000.00 360 N
10146449 10.25000 117,025.90 1,049.12 09 1 167,250.00 360 N
10146451 10.75000 59,977.41 560.09 01 1 80,000.00 360 N
10146459 10.87500 85,000.00 801.46 01 1 100,000.00 360 N
10146461 10.00000 302,730.78 2,659.05 05 1 425,000.00 360 N
10146462 10.37500 95,161.13 861.95 01 1 112,000.00 360 N
10146463 9.75000 184,713.78 1,587.72 01 1 231,000.00 360 N
10146472 10.25000 224,905.65 2,016.23 01 1 250,000.00 360 N
10146474 10.00000 144,935.85 1,272.48 01 1 189,400.00 360 N
10146476 9.49000 151,925.08 1,276.99 01 1 190,000.00 360 N
10146478 10.99000 72,847.64 693.70 01 1 81,000.00 360 N
10146481 10.75000 71,972.89 672.11 01 1 96,000.00 360 N
10146482 11.25000 42,750.00 415.22 01 1 57,000.00 360 N
10146483 11.25000 51,782.51 503.12 01 1 74,000.00 360 N
10146487 7.75000 49,945.08 358.21 01 1 190,000.00 360 N
10146490 9.75000 72,216.29 620.74 01 1 85,000.00 360 N
10146492 7.99000 107,621.64 791.64 01 1 168,000.00 360 N
10146496 11.25000 65,365.00 634.87 01 1 76,900.00 360 N
10146498 10.99000 51,731.50 492.44 01 1 69,000.00 360 N
10146509 10.50000 77,500.00 708.93 01 1 87,000.00 360 N
10146510 11.25000 148,000.00 1,437.47 01 1 185,000.00 360 N
10146511 9.75000 36,365.88 312.74 01 1 52,000.00 360 N
10146512 8.87500 64,100.00 510.01 01 1 88,000.00 360 N
10146514 10.99000 69,350.20 660.16 01 1 92,500.00 360 N
10146515 7.75000 172,000.00 1,232.23 01 1 335,000.00 360 N
10146519 11.25000 113,900.00 1,106.27 01 1 134,000.00 360 N
10146523 10.99000 85,094.57 810.03 01 1 113,500.00 360 N
10146524 10.99000 25,500.00 242.65 01 3 34,000.00 360 N
10146525 10.00000 142,400.00 1,249.67 01 1 178,000.00 360 N
10146528 8.99000 97,487.00 783.71 01 1 130,000.00 360 N
</TABLE>
Page 71
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10146535 BERG THOMAS J. 211 SHAWNEE TRAIL SHAKOPEE MN 55379 6.75000 65.0%
10146536 COUCH SEAN 3305 NORTH NATIONAL AVENUE SPRINGFIELD MO 65803 6.50000 75.0%
10146537 LOWRY JANICE 10 MOONLIGHT COURT DURHAM NC 27703 7.25000 90.0%
10146541 FROLING JOHN J. 2905 DELTA WATERS ROAD MEDFORD OR 97504 6.50000 85.0%
10146543 RIDGE WILLIAM J. 1605 SOUTHEAST GLENWOOD STREET PORTLAND OR 97202 7.00000 63.6%
10146545 CORBRIDGE SCOTT 250 SOUTH 100 WEST LEWISTON UT 84320 7.00000 85.0%
10146546 MACLIN JR. ROBERT L. 3639 BLAINE AVENUE ST. LOUIS MO 63110 6.50000 85.0%
10146551 YOUNG ANTHONY P. 17740 CHARTER PINES DRIVE MONUMENT CO 80132 7.00000 80.0%
10146555 MAYNARICH MICHELLE J. 6473 SOUTH ROSS ROAD MORRISON CO 80465 6.37500 69.0%
10146559 ALLEN SR. RICHARD 26753 COUNTY ROAD 89-93 RAMAH CO 80832 5.87500 32.7%
10146567 ABBAS STEVEN D. 534 HARRISON STREET RED WING MN 55066 6.25000 80.0%
10146570 SMITH MELODY 2614 MINNESOTA AVENUE ST. LOUIS MO 63118 6.75000 80.0%
10146573 BRUEGGEMEIR KARI J 4685 COUNTY ROAD 33 NEW GERMANY MN 55367 7.00000 75.0%
10146575 ROEBUCK RONALD B. 120 CANDACE STREET NEWTON MS 39345 7.00000 70.0%
10146576 DOWNS JONATHAN 207 SOUTHWEST 5TH STREET ALTOONA IA 50009 7.00000 85.0%
10146582 MARCOTTE DUANE V. 1975 CAL YOUNG ROAD EUGENE OR 97401 6.75000 80.0%
10146586 HAAS DONALD L 1446 TRIANGLE DRIVE HOULTON WI 54082 6.12500 75.0%
10146594 MCCLURE SHANTIELA 4150-52 DE TONTY STREET ST. LOUIS MO 63110 6.75000 80.0%
10146595 TROMBLEY GAIL R 1719 BANKS AVENUE SUPERIOR WI 54880 6.50000 70.0%
10146596 MERRITT RUSTY V. 4818 MAFFITT ST. LOUIS MO 63113 6.25000 80.0%
10146597 PFLEIGER JEFFREY C. 11752 GALAPAGO COURT NORTHGLENN CO 80234 7.25000 90.0%
10146600 TAYLOR AMANDA 942 ELIAS AVENUE ST. LOUIS MO 63147 7.25000 74.0%
10147145 BURGESS STEVE 513 ROUMFORT RD. PHILADELPHI PA 19119 5.87500 70.0%
10148605 OAKES ANNETTE 10414 EAST EMPIRE AVENUE SPOKANE WA 99206 6.75000 80.0%
10148608 JONES DENNIS R. 5 SANDERLING LANE ALISO VIEJO CA 92656 6.25000 80.0%
10148638 WEBB ROBERT 4017 NORTH ADAMS STREET SPOKANE WA 99205 7.00000 85.0%
10148665 DELONG JAMES 29317 152ND AVENUE SOUTHEAST KENT WA 98042 7.37500 75.0%
10148666 HAMILTON STEPHEN JOSEPH 235 WEST ELGIN SPEARFISH SD 57783 7.00000 80.0%
10148672 GREASLEY GEORGE 2620 WEST BURROUGHS ROAD DEER PARK WA 99006 7.00000 80.0%
10148677 HERMOSILLO MARIO 1234 GARNET STREET CALEXICO CA 92231 7.25000 90.0%
10148678 KAYSER NORMAN 8576 BENDER ROAD LYNDEN WA 98264 6.75000 80.0%
10148680 WONDERLING BRAD 7007 CHINOOK DRIVE YAKIMA WA 98908 6.50000 85.0%
10148682 JONES LESLIE 907 SOUTH BLAINE LENNOX SD 57039 6.25000 80.0%
10148692 LECORCHICK WILLIAM 44 EVELYN TERRACE SPOTSWOOD NJ 08884 6.25000 85.0%
10148702 PETERSON DONALD 17182 OAK LANE HUNTINGTON CA 92647 6.75000 79.2%
10148703 MCKISSICK SHANNON 12022 SLATER AVENUE NORTHEAST C- KIRKLAND WA 98034 7.00000 80.0%
10148705 TURAK KATHLEEN M. 5113 DUNCAN STREET PITTSBURGH PA 15201 6.62500 38.5%
10148712 HASENKAMP PHILIP 3625 45TH AVENUE WEST SEATTLE WA 98199 6.75000 75.0%
10148713 WARREN REGINALD 425 EAST 52ND STREET TACOMA WA 98404 6.50000 85.0%
10148720 TATE LARRY 1301 SOUTH 110TH STREET TACOMA WA 98444 6.00000 70.0%
10148721 MURPHY BETTY 1017 WEST PROVIDENCE AVENUE SPOKANE WA 99205 6.50000 75.0%
10148724 KARRAS BRIAN 8729 11TH STREET, NORTHEAST EVERETT WA 98205 6.50000 75.0%
10148732 FORTUNE DIANNE 11104 COURVILLE STREET DETROIT MI 48224 6.37500 65.0%
10148743 BUCHALSKI JOHN C. 13 NEWTON DRIVE WEST MILFOR NJ 07480 6.12500 80.0%
10148747 MORAWSKI PAULINE 25 DICKERSON DRIVE PISCATAWAY NJ 08854 6.12500 77.6%
10148749 HUSELTON RAYMOND B. 20143 EAST 2ND STREET SOUTH TULSA OK 74108 6.50000 79.3%
10148753 WHIMS EDWARD 17082 427TH AVENUE SOUTHEAST NORTH BEND WA 98045 6.50000 80.0%
10148755 RENEMAN RICHARD 250 NORTHEAST WATERHILL ROAD TAHUYA WA 98588 6.50000 82.0%
10148758 WERNER DIANA 303 NORTH BROOKWAY DRIVE ROSALIA WA 99170 6.12500 75.0%
10148769 TOWNSEND HAL E. 4806 MCLAUGHLIN ROAD NORTHEAST MOSES LAKE WA 98837 7.50000 75.0%
10148783 GEARY ROXANE 718 WEST 1ST STREET NEWPORT WA 99156 6.50000 75.0%
10148784 ONYEABOR JOHNNY 3812 WEST 134TH STREET HAWTHORNE CA 90250 7.25000 90.0%
10148803 JOHNSON BARRY 15231 STATE STREET SNOHOMISH WA 98296 6.50200 85.0%
10148806 GODFREY RICHARD 404 EAST WELLESLEY AVENUE SPOKANE WA 99207 6.50000 75.0%
10148807 BARNER GEORGE 4107 NORTH ADAMS STREET SPOKANE WA 99205 6.87500 70.0%
10148812 ROSENQUIST STIG 19 HUNTERDON BOULEVARD MURRAY HILL NJ 07974 6.12500 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10146535 10.75000 74,072.10 691.71 09 1 114,000.00 360 N
10146536 10.99000 37,486.60 356.84 01 1 50,000.00 360 N
10146537 9.75000 114,746.44 986.31 01 1 127,600.00 360 N
10146541 8.87500 220,876.10 1,758.38 01 1 260,000.00 360 N
10146543 9.50000 103,000.00 866.08 05 3 162,100.00 360 N
10146545 10.50000 74,321.42 680.34 01 1 87,500.00 360 N
10146546 11.25000 50,982.78 495.35 12 1 60,000.00 360 N
10146551 10.75000 379,856.94 3,547.23 09 1 475,000.00 360 N
10146555 8.99000 96,500.00 775.77 01 1 139,900.00 360 N
10146559 8.25000 71,907.84 540.92 01 3 220,000.00 360 N
10146567 10.75000 61,553.40 575.03 01 1 77,000.00 360 N
10146570 11.25000 25,162.28 244.76 01 1 31,500.00 360 N
10146573 11.49000 98,968.29 979.64 01 1 132,000.00 360 N
10146575 11.99000 76,955.62 791.44 01 1 110,000.00 360 N
10146576 10.87500 67,864.99 640.37 01 1 79,900.00 360 N
10146582 9.50000 117,542.15 988.85 01 1 147,000.00 360 N
10146586 9.50000 99,251.16 834.97 01 1 132,500.00 360 N
10146594 11.25000 43,970.14 427.36 05 1 55,000.00 360 N
10146595 11.00000 25,191.00 239.99 01 1 36,000.00 360 N
10146596 10.74000 31,975.73 298.48 01 3 40,000.00 360 N
10146597 9.99000 119,646.93 1,049.57 01 1 133,000.00 360 N
10146600 11.74000 29,591.03 298.56 01 3 40,000.00 360 N
10147145 8.00000 126,000.00 924.55 01 1 180,000.00 360 N
10148605 9.99000 67,600.00 592.74 01 1 84,500.00 360 N
10148608 8.99000 173,600.00 1,395.58 09 1 217,000.00 360 N
10148638 10.87500 90,033.66 849.55 01 1 106,000.00 360 N
10148665 10.75000 153,729.00 1,435.04 01 3 205,000.00 360 N
10148666 10.25000 36,000.00 322.60 01 3 45,000.00 360 N
10148672 9.50000 102,285.91 861.04 01 1 128,000.00 360 N
10148677 9.50000 121,395.26 1,021.26 01 1 134,950.00 360 N
10148678 10.50000 201,600.00 1,844.12 01 1 252,000.00 360 N
10148680 9.50000 118,840.01 1,000.26 01 1 139,950.00 360 N
10148682 10.75000 58,275.88 544.41 01 1 72,900.00 360 N
10148692 7.50000 123,158.52 861.79 01 1 145,000.00 360 N
10148702 9.24000 155,918.95 1,282.25 01 1 197,000.00 360 N
10148703 9.00000 78,400.00 630.83 04 1 98,000.00 360 N
10148705 8.74000 34,959.82 275.10 05 1 91,000.00 360 N
10148712 10.75000 337,372.94 3,150.50 01 1 450,000.00 360 N
10148713 10.50000 110,456.09 1,010.79 01 1 130,000.00 360 N
10148720 9.99000 62,972.07 552.41 01 1 90,000.00 360 N
10148721 10.25000 64,500.00 577.99 01 1 86,000.00 360 N
10148724 10.25000 51,000.00 457.02 01 1 68,000.00 360 N
10148732 9.49000 55,123.38 464.17 01 1 85,000.00 360 N
10148743 7.00000 95,821.30 638.70 01 1 120,000.00 360 N
10148747 8.00000 127,827.65 939.22 01 1 165,000.00 360 N
10148749 11.25000 35,687.94 346.75 01 1 45,000.00 360 N
10148753 9.00000 139,923.52 1,126.48 09 1 175,000.00 360 N
10148755 10.50000 89,400.00 817.78 01 1 109,000.00 360 N
10148758 9.50000 33,491.89 281.90 01 1 44,700.00 360 N
10148769 10.50000 81,684.74 747.80 01 3 109,000.00 360 N
10148783 9.75000 50,226.55 431.73 01 1 67,000.00 360 N
10148784 10.99000 107,961.40 1,027.70 01 1 120,000.00 360 N
10148803 10.50000 498,751.71 4,564.10 01 1 587,000.00 360 N
10148806 9.99000 62,597.23 549.12 01 1 83,500.00 360 N
10148807 9.99000 47,928.73 420.45 01 1 68,500.00 360 N
10148812 7.50000 356,000.00 2,489.21 01 1 445,000.00 360 N
</TABLE>
Page 72
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10148817 RAMIREZ PHILIP 5205 SOUTH BRIGHTON STREET SEATTLE WA 98118 7.00000 77.2%
10148835 CASTELLANO FRANK J. 23508 ESTRELLA PLACE VALENCIA CA 91355 7.00000 75.0%
10148836 RICHARDS DANNY 4304 NORTH MONROE STREET SPOKANE WA 99205 6.75000 75.0%
10148838 NEWMAN LEONARD 13 VIA DI NOLA LAGUNA NIGU CA 92677 6.62500 72.7%
10148857 BOUSLAUGH RONALD 1404 SOUTHWEST 160TH STREET SEATTLE WA 98166 6.25000 80.0%
10148858 JOHNSON ROBERT 38495 SOUTHWEST LAURELWOOD ROAD GASTON OR 97119 6.12500 80.0%
10148865 JEFFERSON JR GEORGE 5290 HIGHWAY 410 NACHES WA 98937 6.75000 80.0%
10148886 GIANGERELLI GEORGE 53 WILLIAMSON AVENUE BLOOMFIELD NJ 07003 6.87500 75.0%
10148897 JACKSON MICHAEL 2728 NORTH STONE STREET SPOKANE WA 99207 7.00000 85.0%
10148898 SABOTA DONNA 923 NORTH HOGAN STREET SPOKANE WA 99202 6.87500 70.0%
10148899 HOGAN ERIC 2517 MUKILTEO SPEEDWAY MUKILTEO WA 98275 6.00000 85.0%
10148902 HAN SPENCER W. 1102 CHANNEL WAY KENAI AK 99611 7.25000 90.0%
10148907 LAWSON W. PETER 4247 SUNSET BEACH ROAD WEST TACOMA WA 98466 7.25000 90.0%
10148909 DIAZ LUZ M. 2430 RHEEM AVENUE RICHMOND CA 94804 5.75000 63.0%
10148914 KAILILAAU GREGORY 106 WAILUA ROAD HANA HI 96713 6.50000 75.0%
10148920 BRANNAN LARRY G. 4309 WEST 27TH AVENUE SPOKANE WA 99224 6.62500 75.0%
10148924 HAIGHT ANNA 1703 EAST QUEEN AVENUE SPOKANE WA 99207 6.25000 75.0%
10148928 GLADE BEVERLY ANN 1812 RELATE COURT LAS VEGAS NV 89117 7.00000 80.0%
10148933 BUDDHASIRI THOMAS 2341 WEST 229TH PLACE TORRANCE CA 90501 7.00000 85.0%
10148934 KOMATSU THOMAS 12144 MARINE VIEW DRIVE SOUTHWES SEATTLE WA 98146 6.25000 80.0%
10148936 BOELHOWER NICHOLAS C. H5 QUINCY CIRCLE DAYTON NJ 08810 7.00000 65.0%
10148937 AVEY DONNA A. 521 N STREET ANCHORAGE AK 99501 7.37500 46.8%
10148941 PRINE HAROLD 92 HERB'S DRIVE NEWPORT WA 99156 6.50000 75.0%
10148953 ALSTON HATTIE 128 EASTERN WAY RUTHERFORD NJ 07070 5.75000 59.0%
10148957 MCCRUMB BILLIE 2380 DEKKER ROAD OUTLOOK WA 98938 6.25000 80.0%
10148961 ALEJAGA JOHN A. 6232 CARLETON AVENUE SOUTH SEATTLE WA 98108 6.75000 75.0%
10148970 BURNS CHERYL 6303 SOUTH FOUNTAIN STREET SEATTLE WA 98178 6.25000 80.0%
10148975 WEBB ANDREW T. 2774 CERES AVENUE CHICO CA 95973 6.62500 75.0%
10148977 THOMAS JEANETTE 2204 EAST 73RD STREET CLEVELAND OH 44103 6.75000 65.0%
10148987 CALTON JAMES K. 4501 YORKSHIRE DRIVE SOUTHEAST OLYMPIA WA 98513 7.00000 70.0%
10148989 MEGENNEY JAMES P. 63 TEMPE TRAIL PALM DESERT CA 92211 6.12500 80.0%
10149002 BANKS JOHN L. 504 23RD AVENUE EAST SEATTLE WA 98112 7.25000 90.0%
10149005 LIM KUN HO 16726 CORLISS PLACE NORTH SHORELINE WA 98133 6.75000 80.0%
10149008 RUSSO JOSEPH M. 1585 PRIMERA STREET LEMON GROVE CA 91945 6.25000 85.0%
10149010 STINER TODD 2505 WEST KIERNAN AVENUE SPOKANE WA 99205 6.12500 80.0%
10149011 WILLIAMS DALE 16462 NORTH SADDLEWOOD ROAD NINE MILE F WA 99026 6.25000 80.0%
10149014 ALLIE BRYON D. 33564 SHIFTING SANDS TRAIL CATHEDRAL C CA 92234 6.62500 50.0%
10149018 BULLINGER BONNIE JEAN 5409 40TH STREET EAST PUYALLUP WA 98371 7.25000 52.8%
10149024 CAHILL JANELLE 950 26TH AVENUE FAIRBANKS AK 99701 6.25000 80.0%
10149043 SAUCIER THOMAS 22943 WEST DURANGO STREET BUCKEYE AZ 85326 6.25000 85.0%
10149050 SANCHEZ MARTINA 402 GOLDENWEST STREET HUNTINGTON CA 92648 7.25000 90.0%
10149055 ROODZANT TIMOTHY 25605 70TH AVENUE NORTHEAST ARLINGTON WA 98223 6.87500 50.6%
10149056 SVAST GENO 2113 SOUTH GUNDERSON AVENUE BERWYN IL 60402 7.00000 80.0%
10149067 HILL TOYA 3939 3RD AVENUE LOS ANGELES CA 90008 6.75000 80.0%
10149070 ANDREW MITCHELL 5111 - 113TH AVENUE NORTHEAST LAKE STEVEN WA 98258 7.25000 90.0%
10149079 CHITWOOD DARRYL 2011 EAST 5TH AVENUE SPOKANE WA 99202 6.75000 75.0%
10149085 SHIFFERMILLER DENISE D. 1814 OSAGE STREET SIDNEY NE 69162 7.00000 85.0%
10149089 MONROW KAREN 1008 SOUTH 29TH AVENUE YAKIMA WA 98902 7.00000 70.0%
10149091 HUGHES ELLWYN 970 CERRITOS ROAD PALM SPRING CA 92262 6.00000 70.0%
10149102 JONES CHARLOTTE 1203 EAST OVERTON ROAD DALLAS TX 75216 6.75000 75.0%
10149104 CALLAHAN REGINALD 5928 VIA LOMA RIVERSIDE CA 92506 7.10000 80.0%
10149105 DUSSEAU COURTLAND R. 181 GRANDE VIEW PARKWAY ALABASTER AL 35114 6.87500 80.0%
10149113 VIZCAINO RAUL 800 BRAZIL PLACE EL PASO TX 79903 7.25000 90.0%
10149114 WALTON BARBARA 2016 WEST 27TH STREET NORTH TULSA OK 74127 5.87500 65.0%
10149129 BENSON MOLLY M. 4165 SOUTHEAST 42ND AVENUE PORTLAND OR 97206 6.75000 65.0%
10149138 HILLARY LINDA 1940 NORTH HIGHLAND AVENUE #3 (HOLLYWOOD CA 90068 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10148817 9.99000 108,000.00 946.98 01 3 140,000.00 360 N
10148835 9.25000 220,760.49 1,817.09 09 1 294,500.00 360 N
10148836 10.75000 75,046.73 700.82 01 1 100,100.00 360 N
10148838 8.99000 400,000.00 3,215.62 09 1 550,000.00 360 N
10148857 9.99000 110,351.05 968.03 01 1 138,000.00 360 N
10148858 7.50000 173,600.00 1,213.84 01 1 217,000.00 360 N
10148865 9.50000 279,862.27 2,354.40 01 1 350,000.00 360 N
10148886 8.25000 101,185.43 760.66 01 1 135,000.00 360 N
10148897 10.62500 70,520.20 651.96 01 1 83,000.00 360 N
10148898 11.00000 37,100.00 353.32 01 1 53,000.00 360 N
10148899 8.99000 454,750.00 3,655.75 01 1 535,000.00 360 N
10148902 10.50000 146,700.00 1,341.93 01 1 163,000.00 360 N
10148907 9.50000 207,000.00 1,740.57 01 1 230,000.00 360 N
10148909 6.74000 78,700.00 695.99 01 3 125,000.00 180 N
10148914 7.99000 183,750.00 1,347.02 01 1 245,000.00 360 N
10148920 9.00000 120,000.00 965.55 01 1 160,000.00 360 N
10148924 9.50000 44,950.00 377.97 01 1 59,950.00 360 N
10148928 9.75000 122,942.62 1,056.76 09 1 153,800.00 360 N
10148933 10.62500 238,000.00 2,199.36 01 1 280,000.00 360 N
10148934 10.25000 256,583.70 2,301.19 01 1 321,000.00 360 N
10148936 10.00000 66,270.67 581.83 04 1 102,000.00 360 N
10148937 10.24000 110,000.00 984.90 06 3 235,000.00 360 N
10148941 9.25000 93,750.00 771.26 01 1 125,000.00 360 N
10148953 5.75000 118,000.00 688.62 05 1 200,000.00 360 N
10148957 8.99000 120,000.00 964.69 01 1 150,000.00 360 N
10148961 11.50000 120,000.00 1,188.35 01 1 160,000.00 360 N
10148970 9.75000 120,000.00 1,030.99 01 1 150,000.00 360 N
10148975 8.99000 74,079.42 595.86 01 1 98,830.00 360 N
10148977 9.75000 37,700.00 323.91 05 1 58,000.00 360 N
10148987 9.49000 137,200.00 1,152.66 01 1 196,000.00 360 N
10148989 8.75000 141,438.58 1,113.34 09 1 176,900.00 360 N
10149002 10.50000 225,000.00 2,058.17 01 1 250,000.00 360 N
10149005 10.50000 156,000.00 1,427.00 01 1 195,000.00 360 N
10149008 7.25000 118,432.65 1,086.31 01 1 140,000.00 180 N
10149010 8.99000 95,947.45 771.75 01 1 120,000.00 360 N
10149011 9.75000 81,600.00 701.07 01 1 102,000.00 360 N
10149014 10.99000 37,986.42 361.60 01 1 76,000.00 360 N
10149018 12.75000 94,977.02 1,032.36 01 1 180,000.00 360 N
10149024 9.99000 92,000.00 806.69 05 1 115,000.00 360 N
10149043 7.50000 99,276.19 695.37 01 1 117,000.00 360 N
10149050 9.25000 319,500.00 2,628.45 01 1 355,000.00 360 N
10149055 9.99000 133,000.00 1,166.19 01 1 263,000.00 360 N
10149056 10.25000 166,330.21 1,491.12 05 1 208,000.00 360 N
10149067 9.50000 136,000.00 1,143.57 01 1 170,000.00 360 N
10149070 9.99000 202,500.00 1,775.59 01 1 225,000.00 360 N
10149079 10.75000 64,500.00 602.10 01 1 86,000.00 360 N
10149085 10.87500 49,300.00 464.85 01 1 58,000.00 360 N
10149089 11.99000 70,000.00 719.49 01 1 100,000.00 360 N
10149091 8.99000 91,700.00 737.18 01 1 131,000.00 360 N
10149102 10.75000 41,234.46 385.07 01 1 55,000.00 360 N
10149104 10.50000 377,477.92 3,461.38 01 1 473,000.00 360 N
10149105 9.50000 132,654.71 1,115.99 01 1 165,900.00 360 N
10149113 9.50000 69,300.00 582.72 01 1 77,000.00 360 N
10149114 8.50000 86,072.82 662.23 01 1 132,500.00 360 N
10149129 10.99000 94,216.31 896.86 01 1 145,000.00 360 N
10149138 9.99000 111,950.34 982.06 04 1 140,000.00 360 N
</TABLE>
Page 73
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10149155 LONG MARTIN S. 803 WEST FORDALL HENDERSON TX 75652 6.50000 70.0%
10149161 BROOKS JR. CLIFFORD 12023 BRIARFOREST HOUSTON TX 77077 6.25000 74.6%
10149162 HARTUNG ROGER RT 1 BOX 107B DE SOTO TX 75115 5.87500 65.0%
10149164 DUBOSE DARIUS 2209 SOUTH FRIENDSHIP DRIVE HARVEY LA 70058 7.00000 85.0%
10149175 HYDE MICHAEL 7414 BROKEN ARROW DRIVE BAYTOWN TX 77521 7.25000 90.0%
10149181 VALDEZ EDELMINO 15422 ROCKY BRIDGE LANE CYPRESS TX 77429 7.25000 90.0%
10149188 MELONE ALFRED 1824 CRESTMONT COURT GLENDALE CA 91208 7.25000 90.0%
10149191 TAYLOR ISSAC W. 404 SOUTH SEAWARD AVENUE VENTURA CA 93001 7.00000 85.0%
10149198 MOLINA HECTOR A. 7312 CALDUS AVENUE (VAN NUYS A CA 91406 6.25000 80.0%
10149202 BROWN WAYNE M. 5917 SOUTH WILTON PLACE LOS ANGELES CA 90047 7.00000 75.0%
10149206 KIMBALL JORGE L. 7348 JORDAN AVENUE CANOGA PARK CA 91303 5.87500 60.0%
10149210 STROUD JR. DONALD LEE 2063 WILLOW RIDGE STREET CONOVER NC 28613 6.25000 80.0%
10149220 FINNELL JR HARLEY A 401 CRESTRIDGE ROAD HEATH TX 75087 7.00000 85.0%
10149224 RIOS JESUS M. 9236 MCCABE EL PASO TX 79925 7.25000 65.0%
10149229 TUKUAFU FINAU 1634 SOUTH 1000 WEST SALT LAKE C UT 84116 6.87500 70.0%
10149232 PLUNKETT EDWARD 13818 VINEHILL DRIVE SUGARLAND TX 77478 6.50000 85.0%
10149234 BLACKARD JEFFORY D 3201 HUNTER LANE PLANO TX 75093 6.12500 60.0%
10149236 SCHUELKE CARL 3215 SCHROEDER AVENUE NEEDVILLE TX 77461 6.12500 80.0%
10149238 PEREZ JEANNETTE 2189 CANYON DRIVE COLTON CA 92324 6.75000 80.0%
10149243 SANCHEZ JUAN MIGUEL 3015 SOUTH M STREET OXNARD CA 93033 7.00000 85.0%
10149244 JOHNSON NETTIE 2518 WEST 112TH STREET INGLEWOOD CA 90303 6.25000 79.9%
10149246 GODFREY LIEN T. 211 NORTH BRIDGE STREET CADIZ WI 53522 6.75000 80.0%
10149254 DURAN ULISES 11830 TERRA BELLA STREET LOS ANGELES CA 91342 6.87500 80.0%
10149259 RECATUNE ALYCE M. 3403 IVANDELL AVENUE DALLAS TX 75211 7.25000 89.5%
10149261 CHAVEZ DAVID 1106 NORTHEAST 79TH AVENUE PORTLAND OR 97213 7.00000 80.0%
10149265 SAINT VINCENT TIM 929 LINCOLN STREET POCATELLO ID 83204 7.50000 60.0%
10149269 HAMILTON SCOTT 549 EAST CHESTER STREET OGDEN UT 84404 6.75000 75.0%
10149282 FONTANELLE TERRANCE 14303 DUNCANNON CT BOWLE MD 20721 7.25000 89.9%
10149287 RODRIGUEZ ANGELA 1213 DENT STREET GARLAND TX 75040 6.75000 65.0%
10149289 GLORIOSO JOSEPH D. 2160 DANIELS ROAD GRETNA LA 70056 7.00000 85.0%
10149295 SLOPECKI RONALD E. 3333 5TH AVENUE 6E MILWAUKEE WI 53172 6.25000 80.0%
10149296 KIRALY THOMAS A 4801 EXCALIBUR DR EL PASO TX 79902 6.00000 70.0%
10149300 JOHNSON JAMES W. 14230 PINE LANE WALKER LA 70785 7.00000 70.0%
10149302 NGO GIA 7818 COMANCHE AVENUE LOS ANGELES CA 91306 7.25000 85.9%
10149307 TERVEEN LINDA ROUTE 3 BOX 324 MCKINNEY TX 75070 5.87500 67.7%
10149309 BANNISTER RALPH J. 431 COUNTY ROAD 264 BERTRAM TX 78605 7.00000 85.0%
10149311 SPENCER FREDRIC D 3609 ALHAMBRA DRIVE FORT WORTH TX 76119 7.25000 90.0%
10149313 POTEET OLAN D. 21524 LONGHILL DR. LEANDER TX 78641 6.75000 65.0%
10149317 KHOKAR MALIK T. 1844 COLINA DRIVE GLENDALE CA 91208 7.25000 90.0%
10149318 DONE GARRETT D 121 JEFFERSON STREET KLAMATH FAL OR 97601 6.37500 65.0%
10149321 MCCLURE JOEL J. 100 MARIAH WEATHERFORD TX 76087 6.12500 73.1%
10149324 TSENG YAO YEH 524 EAST LAS FLORES AVENUE ARCADIA CA 91006 7.25000 90.0%
10149328 LOZIER DAVID W. 30 CASTLE CREEK COURT LAS VEGAS NV 89113 7.25000 90.0%
10149340 GASPAR HUGO 5412 ATASCOSA DRIVE AUSTIN TX 78744 6.50000 75.0%
10149343 DIAZ JOE G. 9502 ORIOLE DR. AUSTIN TX 78753 6.25000 80.0%
10149346 STAMPFLI JOYCE P. 37759 SUMAC AVENUE PALMDALE CA 93550 7.00000 85.0%
10149347 MURRAY RICHARD 2407 BIRCHWOOD LANE WILLMETTE IL 60091 6.37500 67.6%
10149364 TAVAREZ JR. TOMAS 9004 ACATLAN AVENUE EL PASO TX 79907 6.75000 80.0%
10149373 ROBERTSON GARY 8210 COUNTY ROAD NORTHWEST 1390 BLOOMING GR TX 76626 6.50000 85.0%
10149374 HORN FREDERIC A. 13512 VALLEY VISTA BOULEVARD (SHERMAN OA CA 91423 7.25000 90.0%
10149375 WICKER DENNIS 4235 VALEDON LANE HOUSTON TX 77014 6.50000 70.0%
10149381 RABINO MARIANO 1672 MOUNTCREST AVENUE LOS ANGELES CA 90069 6.50000 90.0%
10149384 CARR ENID 40235 165TH STREET EAST (PALMDALE A CA 93591 6.25000 80.0%
10149395 CHANDLER MARY JO 1606 HANSBORO DALLAS TX 75224 6.25000 65.0%
10149398 MARKLEY JAMES W. 5729 EAST 30TH PLACE TULSA OK 74114 7.00000 70.0%
10149403 BOLGER MADELINE 1405 STONE MEADOW DRIVE CAMARILLO CA 93010 6.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10149155 9.99000 44,450.00 389.76 01 1 63,500.00 360 N
10149161 9.50000 84,908.19 714.73 01 1 114,000.00 360 N
10149162 8.50000 68,250.00 524.79 01 1 105,000.00 360 N
10149164 12.25000 81,577.91 855.09 01 1 96,000.00 360 N
10149175 10.99000 61,650.00 586.65 09 1 68,500.00 360 N
10149181 10.99000 121,410.74 1,156.16 09 1 135,000.00 360 N
10149188 10.25000 290,128.28 2,600.94 01 1 322,500.00 360 N
10149191 9.87500 147,900.00 1,284.29 01 1 174,000.00 360 N
10149198 9.55000 95,953.27 810.73 01 1 120,000.00 360 N
10149202 10.50000 74,970.19 686.06 01 1 100,000.00 360 N
10149206 6.75000 63,000.00 408.62 01 1 105,000.00 360 N
10149210 10.25000 66,264.13 594.30 01 1 82,900.00 360 N
10149220 10.87500 152,943.93 1,442.63 01 1 180,000.00 360 N
10149224 12.49000 78,629.83 838.79 01 1 121,000.00 360 N
10149229 11.00000 62,907.56 599.30 01 1 89,900.00 360 N
10149232 10.50000 82,274.05 753.43 09 1 96,900.00 360 N
10149234 8.00000 719,030.56 5,283.11 09 1 1,200,000.00 360 N
10149236 8.75000 63,906.09 503.49 01 1 80,000.00 360 N
10149238 9.99000 135,939.70 1,192.50 01 1 170,000.00 360 N
10149243 10.37500 132,545.87 1,200.57 01 1 156,000.00 360 N
10149244 7.99000 155,000.00 1,136.26 01 1 194,000.00 360 N
10149246 10.25000 38,000.00 340.52 01 1 47,500.00 360 N
10149254 8.50000 84,000.00 645.89 01 3 105,000.00 360 N
10149259 10.75000 44,263.32 413.35 01 1 49,500.00 360 N
10149261 11.25000 84,000.00 815.86 01 1 105,000.00 360 N
10149265 11.75000 51,600.00 520.86 01 3 86,000.00 360 N
10149269 10.75000 67,474.59 630.10 01 1 90,000.00 360 N
10149282 10.25000 330,161.49 2,959.82 09 1 367,318.00 360 N
10149287 9.75000 25,326.24 217.80 01 1 39,000.00 360 N
10149289 11.87500 125,725.61 1,281.91 01 1 148,000.00 360 N
10149295 9.75000 49,600.00 426.15 04 1 62,000.00 360 N
10149296 9.25000 104,945.56 863.81 01 1 150,000.00 360 N
10149300 9.75000 35,000.00 300.71 01 1 50,000.00 360 N
10149302 9.50000 164,918.84 1,387.41 01 1 192,000.00 360 N
10149307 8.75000 108,224.87 852.39 01 1 160,000.00 360 N
10149309 10.87500 94,315.43 889.62 01 1 111,000.00 360 N
10149311 9.99000 49,050.00 430.09 01 1 54,500.00 360 N
10149313 10.75000 64,975.52 606.77 01 1 100,000.00 360 N
10149317 9.49000 427,289.27 3,591.54 01 1 475,000.00 360 N
10149318 9.25000 24,037.39 197.86 01 3 37,000.00 360 N
10149321 9.75000 419,612.50 3,608.45 01 1 575,000.00 360 N
10149324 10.50000 323,871.24 2,963.76 01 1 360,000.00 360 N
10149328 10.74000 160,000.00 1,492.37 09 1 177,832.00 360 N
10149340 10.25000 55,275.00 495.32 05 1 73,700.00 360 N
10149343 9.87500 63,600.00 552.27 01 1 79,500.00 360 N
10149346 10.87500 50,981.31 480.88 01 1 60,000.00 360 N
10149347 10.49000 339,864.17 3,107.58 01 1 503,000.00 360 N
10149364 10.50000 31,980.00 292.72 01 1 40,000.00 360 N
10149373 10.50000 74,800.00 684.23 01 1 88,000.00 360 N
10149374 10.50000 369,000.00 3,375.39 01 1 410,000.00 360 N
10149375 10.00000 65,006.08 571.30 09 1 93,000.00 360 N
10149381 10.25000 359,849.03 3,225.97 01 1 400,000.00 360 N
10149384 9.49000 30,784.82 258.76 01 3 38,501.00 360 N
10149395 9.25000 44,850.00 368.97 01 1 69,000.00 360 N
10149398 10.75000 37,086.02 346.33 01 1 53,000.00 360 N
10149403 11.25000 197,865.67 1,923.10 01 1 220,000.00 360 N
</TABLE>
Page 74
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10149411 STRIPLING JERRY RT 2 BOX 193 BIG SANDY TX 75755 6.37500 61.5%
10149413 PHINNEY JILL 5910 REAMER STREET HOUSTON TX 77074 6.75000 65.0%
10149414 PETERS CLAY 4257 PANNELL ROAD SOCIAL CIRC GA 30027 6.75000 65.0%
10149416 BRADLEY WILLIAM H 9406 VICKIJOHN HOUSTON TX 77031 7.00000 85.0%
10149417 PIRIM ARMAN 7018 APPERSON STREET LOS ANGELES CA 91042 5.87500 70.0%
10149418 CURREN DENISE P. 2092 BROOKGATE DRIVE GRAPEVINE TX 76051 5.87500 42.5%
10149423 GOMEZ GLORIA 1905 FAWN CIRCLE EDINBURG TX 78539 7.00000 85.0%
10149426 HUNTER ROBERT J. 4031 SOUTHWEST CHESAPEAK PORTLAND OR 97201 6.37500 65.0%
10149434 THOMAS ROBERT L. 1055 PUTNAM STREET MACON GA 31206 7.00000 85.0%
10149435 TIMA HAIK 10727 SAMOA AVENUE TUJUNGA ARE CA 91042 7.00000 85.0%
10149436 PLOUCHA KIRKLAN 12119 HARALDSON DRIVE HOUSTON TX 77044 6.50000 75.0%
10149437 GILMORE BETTY ANN RT.1 BOX 369 HAMLIN FLOYD ROAD JEFFERSONVI GA 31044 6.50000 75.0%
10149438 JOHANNES PHILIP C. 508 NIPPER LANE LEAVENWORTH KS 66048 7.00000 84.7%
10149441 PAWLAK BRIAN L. 6703 DALY CREEK ROAD GILLET WI 54124 6.12500 63.5%
10149444 PETTY JOHN 10301 SOUTHWEST 87TH AVENUE TIGARD OR 97223 6.50000 85.0%
10149447 BURGESS ANTHONY 17922 LORING LANE HOUSTON TX 77388 7.00000 85.0%
10149448 DUMAS JERMAINE A. 509 LYNMORE CIRCLE. MACON GA 31206 6.75000 75.0%
10149451 BONDAREVA SVETLANA 27 UNION JACK STREET NO. A MARINA DEL CA 90292 6.75000 80.0%
10149454 JACKSON CALVIN D. 746 FORT HILL STREET MACON GA 31217 6.87500 70.0%
10149463 PITRE MICHAEL J. 131 EVEREST DRIVE SLIDELL LA 70458 7.00000 85.0%
10149464 THOMAS IOAN T. 744 BEAU CHENE DRIVE MANDEVILLE LA 70471 6.25000 80.0%
10149469 RUNNELS DANNY 5418 MONTEITH DRIVE SPRING TX 77373 5.87500 58.8%
10149471 FLORES INEZ 4020 JERRY AVENUE BALDWIN PAR CA 91706 6.37500 70.0%
10149477 PAYTON MARY 516 MEADOW HEATH LANE DALLAS TX 75232 7.25000 70.0%
10149480 LEVITT PHILLIP R. 652 ROCKHURST DRIVE BERMINHAN AL 35209 6.50000 81.8%
10149484 RABINO MARIANO L. 1913-1913 1/2 NORTH HIGHLAND AVE LOS ANGELES CA 90068 6.75000 75.0%
10149490 URIAS MICHAEL J. 3005 JARVIS DRIVE EL PASO TX 79935 7.00000 85.0%
10149491 WAITS MONTA A. 16854 BLEND STONE STREET HOUSTON TX 77084 6.25000 85.0%
10149494 BRUCKNER JOSEPH C. 8325 CASS STREET OMAHA NE 68114 6.75000 78.9%
10149503 STESLOW DOUGLAS J. 31791 LAWRENCE STREET DENHAM SPRI LA 70726 7.00000 85.0%
10149512 BARKSDALE MAURICE 2400 TABLE ROCK COURT ARLINGTON TX 76006 6.75000 65.0%
10149520 DROGIN ERIC 7811 FAIRMEADOWS LANE LOUISVILLE KY 40222 7.25000 90.0%
10149523 EVANUIK RONALC P 6900 KNOX AVENUE SOUTH HICHFIELD MN 55423 7.25000 75.0%
10149533 WILLIAMS ELLA 1315 59TH STREET LUBBOCK TX 79412 6.12500 75.0%
10149534 HANNA SHAWN K. 26511 ROYAL VISTA COURT (SAUGUS ARE CA 91351 5.87500 55.4%
10149535 O'CONNER CARL 5912 AVENUE T SANTE FE TX 77510 6.12500 80.0%
10149536 HOWELL SHAWN D. 27605 BLACKFOOT COURT (SANTA CLAR CA 91384 7.25000 90.0%
10149548 RUKAVINA PAUL A. 1907 MECCA STREET DALLAS TX 75206 6.50000 75.0%
10149549 SAMUELS ALAN 17446 KINGSBURY STREET (GRANADA HI CA 91344 6.50000 90.0%
10149551 GOLTCHE ROYA 100 SOUTH DOHENY DRIVE #110 LOS ANGELES CA 90048 7.25000 70.0%
10149553 WHEBA MICHAEL S. 521 NORTH JEFFERSON RAYMORE MO 64083 6.25000 59.1%
10149558 CRAYTON DENISE 261 WEST 4TH STREET INDEPENDENC LA 70443 6.25000 80.0%
10149567 LUCAS WILLIAM L 12102 PADDOCK WAY HOUSTON TX 77065 7.25000 90.0%
10149580 OHLER PETER 2751 NORTH BELBROOK PLACE SIMI VALLEY CA 93065 7.00000 70.0%
10149585 DAVIS MARK 5940 PASEO CANYON DRIVE MALIBU CA 90265 7.25000 90.0%
10149587 CUMMINGS RUTH ANN 205 DEVONSHIRE DRIVE GRAND PRAIR TX 75052 7.25000 90.0%
10149592 VAUGHN PAULETTE 4786 PEERLESS DRIVE BATON ROUGE LA 70811 6.75000 80.0%
10151601 GALLOWAY PAUL 540 CONCHO DRIVE SEDONA AZ 86351 6.75000 78.4%
10151602 CHEEVER MARK H. 780 ANGELFISH LANE LAKE HAVASU AZ 86406 6.75000 80.0%
10151631 CHAPMAN MICHAEL 16046 NORTH 63RD STREET PHOENIX AZ 85254 7.25000 90.0%
10151634 CRISCIONE SALVATORE 4392 WEST WALTON WAY CHANDLER AZ 85226 6.12500 75.0%
10151635 HOLLIS CHARLES 6925 CHRISTY AVENUE NORTHEAST ALBUQUERQUE NM 87109 7.25000 90.0%
10151638 BLAIS ROBIN 1920 TOSCANINI WAY NORTH LAS V NV 89030 6.50000 85.0%
10151648 CARBIENER GREG 4673 ASHINGTON STREET LAS VEGAS NV 89117 7.00000 85.0%
10151665 BOYD KEVIN T. 25250 NORTH MITCHELL LANE PAULDEN AZ 86334 6.75000 80.0%
10151675 NEWELL JEAN 1558 NORTH FERN CIRCLE MESA AZ 85201 6.37500 45.2%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10149411 9.50000 60,000.00 504.52 01 1 97,500.00 360 N
10149413 10.99000 62,702.58 596.88 01 1 96,500.00 360 N
10149414 10.99000 29,900.00 284.52 01 1 46,000.00 360 N
10149416 10.87500 63,726.63 601.10 09 1 75,000.00 360 N
10149417 7.50000 76,584.72 538.40 01 1 110,000.00 360 N
10149418 8.75000 85,850.51 676.57 01 1 202,500.00 360 N
10149423 11.12500 84,970.50 817.52 01 1 100,000.00 360 N
10149426 8.50000 201,235.16 1,549.37 01 1 310,000.00 360 N
10149434 10.62500 41,633.78 384.89 01 1 49,000.00 360 N
10149435 10.87500 167,450.00 1,578.87 01 1 197,000.00 360 N
10149436 10.25000 40,932.82 366.96 01 1 54,625.00 360 N
10149437 10.25000 44,981.13 403.25 01 1 60,000.00 360 N
10149438 10.62500 102,000.00 942.58 01 1 120,500.00 360 N
10149441 8.75000 49,971.23 393.36 01 1 78,700.00 360 N
10149444 8.99000 115,600.00 929.32 04 1 136,000.00 360 N
10149447 10.87500 79,738.32 752.57 09 1 93,900.00 360 N
10149448 10.99000 46,500.00 442.48 01 1 62,000.00 360 N
10149451 9.99000 347,690.16 3,051.38 04 1 435,000.00 360 N
10149454 10.50000 20,991.65 192.10 01 1 30,000.00 360 N
10149463 10.87500 97,678.03 921.68 01 1 115,000.00 360 N
10149464 9.50000 176,000.00 1,479.91 09 1 220,000.00 360 N
10149469 8.75000 43,374.97 342.22 09 1 74,000.00 360 N
10149471 9.75000 104,951.01 902.12 01 1 150,000.00 360 N
10149477 11.25000 59,479.90 577.91 01 3 85,000.00 360 N
10149480 9.50000 117,000.00 983.80 01 1 143,000.00 360 N
10149484 10.00000 60,000.00 526.55 05 3 80,000.00 360 N
10149490 10.87500 53,550.00 504.92 01 1 63,000.00 360 N
10149491 9.25000 51,823.12 426.56 09 1 61,000.00 360 N
10149494 10.75000 57,200.00 533.96 01 1 72,500.00 360 N
10149503 8.99000 97,696.49 785.82 01 1 115,000.00 360 N
10149512 10.75000 215,393.88 2,011.42 09 1 331,500.00 360 N
10149520 10.80000 157,292.21 1,475.32 01 1 174,900.00 360 N
10149523 11.50000 76,475.54 757.58 01 1 102,000.00 360 N
10149533 9.50000 45,727.49 384.70 01 1 61,000.00 360 N
10149534 8.75000 121,300.00 954.27 01 1 218,990.00 360 N
10149535 8.75000 41,576.06 327.27 01 1 52,000.00 360 N
10149536 9.87500 158,255.47 1,375.47 01 1 176,000.00 360 N
10149548 10.99000 25,500.00 242.65 05 1 34,000.00 360 N
10149549 9.50000 180,000.00 1,513.54 01 1 200,000.00 360 N
10149551 8.50000 147,000.00 1,130.31 04 3 210,000.00 360 N
10149553 8.99000 57,900.00 465.46 01 1 98,000.00 360 N
10149558 9.50000 41,579.53 349.80 01 1 52,000.00 360 N
10149567 10.50000 97,161.37 889.13 09 1 108,000.00 360 N
10149580 10.75000 176,683.46 1,649.93 01 1 252,500.00 360 N
10149585 8.99000 467,743.83 3,762.27 09 1 520,000.00 360 N
10149587 9.00000 143,831.39 1,157.94 01 1 159,900.00 360 N
10149592 11.50000 36,000.00 356.51 01 1 45,000.00 360 N
10151601 9.49000 282,861.90 2,405.28 09 1 365,000.00 360 N
10151602 9.50000 70,400.00 591.97 01 1 88,000.00 360 N
10151631 9.50000 148,426.96 1,248.67 01 1 165,000.00 360 N
10151634 8.99000 198,750.00 1,597.76 09 1 265,000.00 360 N
10151635 10.50000 136,800.00 1,251.37 01 1 152,000.00 360 N
10151638 10.37500 75,650.00 684.95 09 1 89,000.00 360 N
10151648 9.99000 124,239.90 1,089.86 09 1 146,230.00 360 N
10151665 10.49000 71,300.00 651.68 01 1 89,126.00 360 N
10151675 8.99000 34,980.84 281.37 01 1 77,500.00 360 N
</TABLE>
Page 75
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10151681 CORDOVA ANDREW 966 WEST PARIA LANE TUCSON AZ 85704 6.50000 85.0%
10151682 HERRELL JOHNNY D. 40375 NORTH KENWORTHY ROAD QUEEN CREEK AZ 85242 6.50000 54.3%
10151686 VENNEMAN BRUCE 2897 TIMBERLINE DRIVE EUGENE OR 97405 7.00000 76.1%
10151688 PENA JUAN 5911 SOUTH COLUMBUS BOULEVARD TUCSON AZ 85706 6.50000 85.0%
10151690 PETERSON CAROL F. 7938 WEST TUCKEY LANE GLENDALE AZ 85303 7.25000 90.0%
10151698 TELLEZ FRANK R. 8360 WEST GRANADA ROAD PHOENIX AZ 85037 7.00000 85.0%
10151699 JOHNSON DARYL R. 31 MACK AVE NORTHEAST GRAND RAPID MI 49503 6.37500 70.0%
10151704 LAMMERS ROSA ELENA 7260 EAST GAMBEL CIRCLE TUCSON AZ 85750 6.75000 80.0%
10151717 SNYDER JIMMY 10426 EAST ADOBE ROAD APACHE JUNC AZ 85220 7.00000 85.0%
10151728 OWENS STEVEN R. 5647 WEST MONTEROSA STREET PHOENIX AZ 85031 7.00000 85.0%
10151735 WILLS ROBERT G. 809 COEUR D'ALENE LANE PAYSON AZ 85541 6.50000 66.0%
10151737 MOTTNER ROY A. 5817 AUBORN AVENUE LAS VEGAS NV 89108 6.50000 73.7%
10151738 GONZALES ROBERT 3008 SOUTH 12TH AVENUE SAFFORD AZ 85546 6.75000 80.0%
10151751 RUNYON HAROLD LEROY 2675 HOLIDAY DRIVE LAKE HAVASU AZ 86403 6.37500 70.0%
10151752 VALICHNAC ROY T. 978 WOODLAND ROAD LAKESIDE AZ 85929 7.00000 70.0%
10151755 PROFIT JAMES 2724 WEST HIGHLAND AVENUE PHOENIX AZ 85017 7.25000 90.0%
10151756 WILLIAMS APRIL A. 2163 WEST ROESER ROAD PHOENIX AZ 85040 6.50000 75.0%
10151779 FORD CORLISS 3920 WEST GELDING DRIVE PHOENIX AZ 85023 6.50000 85.0%
10151793 BABCOCK CHRIS 7221 KNIGHTHOOD LANE WILLIAMS AZ 86046 6.25000 80.0%
10151796 BOWER SHERRIE 9242 NORTH 74TH DRIVE PEORIA AZ 85345 6.75000 80.0%
10151800 GORMAN MICHAEL 19103 NORTH 71ST DRIVE GLENDALE AZ 85308 6.75000 80.0%
10151808 WILSON JERRY 7168 NORTH 53RD AVENUE GLENDALE AZ 85301 7.37500 75.0%
10151810 ROSS PETE OWEN 3376 RIDGELINE PLACE BULLHEAD CI AZ 86429 7.25000 65.0%
10151818 CHANCE WILLIAM 9336 WEST MOUNTAIN VIEW ROAD PEORIA AZ 85345 7.25000 90.0%
10151829 GONZALES LOURDES V. 5140 LAUKONA STREET LIHUE HI 96766 6.87500 52.6%
10151842 POOLE SR. KEVIN A. 2151 WEST ROESER ROAD 0PHOENIX AZ 85041 6.50000 75.0%
10151862 WENTWORTH JAMES E. 474 HIGHWAY 339 YERINGTON NV 89447 6.50000 70.0%
10151863 PITCOCK DANNY S. 4254 NORTH IRVING STREET KINGMAN AZ 86401 6.50000 85.0%
10151872 OSBORNE STEWART L. 572 WEST 17TH AVENUE APACHE JUNC AZ 85220 7.25000 90.0%
10151877 JACOBS MICHAEL 867 WEST RAY ROAD CHANDLER AZ 85224 7.25000 90.0%
10151878 HODGE JR. BOBBY 6546 WEST SURREY AVENUE GLENDALE AZ 85304 6.75000 80.0%
10151900 MARTINEZ JOE 10828 NORTH LITTLE OAK DRIVE CASA GRANDE AZ 85222 6.75000 80.0%
10151911 SMALLEN JAY A. 1899 SORREL LANE GARDNERVILL NV 89410 5.87500 46.2%
10151921 CARMICKLE LARRY W. 3801 EAST ACOMA DRIVE PHOENIX AZ 85032 7.00000 80.0%
10151922 GILMORE BONNIE 208 EAST WOODMAN DRIVE TEMPE AZ 85283 7.00000 75.0%
10151944 COOPER JERRY 2804 CAMELBACK LANE HENDERSON NV 89014 7.00000 85.0%
10151948 COOLEY WENDI 3670 SOUTH HOLLYHOCK PLACE CHANDLER AZ 85248 7.25000 90.0%
10151950 SOTO VERONICA 6106 WEST TOWNLEY AVENUE GLENDALE AZ 85302 6.75000 80.0%
10151951 FLETCHER ROBERT J. 265 WEST SAN ANGELO STREET GILBERT AZ 85233 7.25000 90.0%
10151986 HALDEMAN WILLIAM 7463 SUNRISE PLACE EAST PRESCOTT VA AZ 86314 6.75000 80.0%
10151989 RAPPOLD RONALD J. 2111 WEST MAPLE DRIVE PHOENIX AZ 85027 6.25000 65.0%
10151990 ARMITAGE LARRY 15652 NORTH 38TH PLACE PHOENIX AZ 85032 6.50000 85.0%
10151995 EVANS CHRISTOPHER W. 313 NORTH MILLER ROAD BUCKEYE AZ 85326 7.00000 85.0%
10151997 SERRANO MARTHA 3511 NORTH 110TH AVENUE AVONDALE AZ 85323 5.87500 70.0%
10152000 GRIFFITTS JAMES W. 2136 EAST LA VIEVE LANE TEMPE AZ 85284 6.12500 62.3%
10152002 BAUER FREDDA HELEN 4474 EAST CAMPO BELLO DRIVE PHOENIX AZ 85032 7.25000 90.0%
10152013 SCOTT ERIC 2234 SOUTH HOSICK MESA AZ 85210 6.25000 80.0%
10152022 GILL RONALD M. 234 TRENIER DRIVE HENDERSON NV 89015 7.25000 90.0%
10152025 FLORES JESUS M. 5205 CHURCHILL AVENUE LAS VEGAS NV 89107 7.00000 85.0%
10152041 HANN ELYMAR 4573 SOUTH BONITA VISTA STREET LAS VEGAS NV 89117 6.75000 85.4%
10152050 HERNANDEZ THOMAS 9025 WEST VERNON AVENUE PHOENIX AZ 85037 6.50000 90.0%
10152056 KOSIER KEVIN J. 7415 WEST HEARN ROAD PEORIA AZ 85381 6.25000 80.0%
10152057 MERKET TOM 7956 WEST MITCHELL DRIVE PHOENIX AZ 85033 7.00000 80.0%
10152063 SWEET JOHN R. 2820 EAST MINTON STREET MESA AZ 85213 6.25000 80.0%
10152067 GRIFFITH JOHN 7470 EAST BENT TREE DRIVE 1 SCOTTSDALE AZ 85255 7.25000 80.0%
10152086 ROUSSEAU EDWARD 1531 WEST STRAFORD AVENUE GILBERT AZ 85233 7.50000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10151681 9.50000 76,500.00 643.26 10 1 90,000.00 360 N
10151682 8.75000 95,000.00 747.37 01 1 175,000.00 360 N
10151686 10.75000 135,000.00 1,260.20 01 1 177,500.00 360 N
10151688 9.99000 72,217.96 633.52 01 1 86,000.00 360 N
10151690 10.50000 85,500.00 782.11 01 1 95,000.00 360 N
10151698 11.62500 67,350.00 673.40 09 1 79,265.00 360 N
10151699 9.25000 45,500.00 374.32 01 1 65,000.00 360 N
10151704 8.99000 105,600.00 848.93 09 1 132,000.00 360 N
10151717 10.37500 124,000.00 1,122.71 01 1 145,900.00 360 N
10151728 10.87500 78,171.35 737.34 01 1 92,000.00 360 N
10151735 9.75000 115,500.00 992.33 09 1 175,000.00 360 N
10151737 9.25000 84,000.00 691.05 01 1 114,000.00 360 N
10151738 9.49000 49,547.72 422.08 01 1 62,800.00 360 N
10151751 9.87500 49,700.00 431.57 01 1 71,000.00 360 N
10151752 9.99000 57,610.00 505.15 01 1 82,300.00 360 N
10151755 11.75000 50,384.74 508.75 01 1 56,000.00 360 N
10151756 10.25000 56,250.00 504.06 01 1 75,000.00 360 N
10151779 9.50000 93,415.00 785.49 01 1 109,900.00 360 N
10151793 9.99000 81,563.82 715.50 01 1 102,000.00 360 N
10151796 10.50000 68,800.00 629.35 01 1 86,000.00 360 N
10151800 10.50000 131,960.00 1,207.09 09 1 164,950.00 360 N
10151808 10.75000 67,500.00 630.10 12 3 90,000.00 360 N
10151810 9.75000 179,966.00 1,546.91 01 1 277,000.00 360 N
10151818 10.99000 102,563.33 976.31 09 1 114,000.00 360 N
10151829 9.99000 100,000.00 876.84 01 1 190,000.00 360 N
10151842 10.25000 57,750.00 517.50 01 1 77,000.00 360 N
10151862 8.25000 148,305.37 1,114.88 01 1 212,000.00 360 N
10151863 8.50000 50,969.10 392.15 01 1 60,000.00 360 N
10151872 9.99000 70,978.52 622.64 01 1 78,900.00 360 N
10151877 9.50000 132,300.00 1,112.46 12 1 147,000.00 360 N
10151878 8.25000 212,000.00 1,592.69 01 1 265,000.00 360 N
10151900 9.99000 42,400.00 371.78 01 1 53,000.00 360 N
10151911 7.75000 104,000.00 745.07 01 1 225,000.00 360 N
10151921 9.60000 84,000.00 712.46 01 1 105,000.00 360 N
10151922 10.25000 90,375.00 809.86 01 1 120,500.00 360 N
10151944 9.99000 123,195.36 1,080.70 09 1 145,000.00 360 N
10151948 8.75000 125,927.50 991.25 10 1 140,000.00 360 N
10151950 9.75000 32,000.00 274.93 10 1 40,000.00 360 N
10151951 9.99000 90,000.00 789.15 01 1 100,000.00 360 N
10151986 9.99000 94,515.00 828.74 01 1 118,144.00 360 N
10151989 9.25000 65,000.00 534.74 01 1 100,000.00 360 N
10151990 8.75000 94,295.71 742.26 09 1 111,000.00 360 N
10151995 10.99000 71,374.48 679.42 01 1 84,000.00 360 N
10151997 6.99000 109,900.00 730.43 09 1 157,000.00 360 N
10152000 8.50000 379,769.79 2,921.88 09 1 610,000.00 360 N
10152002 10.50000 148,950.00 1,362.51 01 1 165,500.00 360 N
10152013 9.99000 87,960.98 771.62 01 1 110,000.00 360 N
10152022 9.49000 158,400.00 1,330.76 09 1 176,000.00 360 N
10152025 10.87500 93,449.00 881.13 01 1 109,999.00 360 N
10152041 10.50000 143,650.00 1,314.03 09 1 168,150.00 360 N
10152050 8.25000 87,480.00 657.21 01 1 97,200.00 360 N
10152056 9.99000 62,400.00 547.15 01 1 78,000.00 360 N
10152057 11.62500 57,558.00 575.91 01 1 72,000.00 360 N
10152063 8.99000 170,400.00 1,369.86 01 1 213,000.00 360 N
10152067 9.50000 268,000.00 2,253.49 09 1 335,000.00 360 N
10152086 9.99000 185,600.00 1,627.41 09 1 232,000.00 360 N
</TABLE>
Page 76
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10152089 RUPERT ROBERT 8070 RODEO DRIVE LAS VEGAS NV 89123 7.25000 90.0%
10152091 DUCHATEAU GEORGE 14410 NORTH 56TH PLACE SCOTTSDALE AZ 85254 6.50000 85.0%
10152100 CHAVEZ AMBROSE E. 6716 SEVILLE PLACE NORTHWEST ALBUQUERQUE NM 87120 5.75000 40.6%
10152604 FERGUSON BRENDA 1806 EAST IDLEWILD AVENUE TAMPA FL 33610 6.50000 75.0%
10152606 EVERETT LEONARD V. 9106 POST OAK COURT TAMPA FL 33615 7.25000 75.0%
10152612 PRESLEY MARCUS 16 PHELPS AVENUE ROCHESTER NY 14608 7.50000 59.0%
10152615 PORTER PATRICIA A. 284 COLONIAL DRIVE CANFIELD OH 44406 6.37500 65.0%
10152616 LOVETT METTER 1323 GALLATIN STREET, N.W. WASHINGTON DC 20011 7.25000 75.0%
10152618 DONOFRIO DEBRA 1810 QUINCY STREET SOUTH ST. PETERSB FL 33711 6.50000 75.0%
10152619 ORANGE CHARLES M. 1010 LAWRENCE AVENUE NASHVILLE TN 37204 6.50000 90.0%
10152624 RUGER DONALD J. 88 ROBERT STREET FREEPORT NY 11520 7.00000 69.3%
10152627 MINOTT TIMOTHY 11-13 JAMAICA AVENUE WYANDANCH NY 11798 7.00000 80.0%
10152628 PROVOST GARY 20 BALDWIN AVE SOUTH BURLI VT 05403 7.62500 80.0%
10152629 MILLER HARVEY L. 33 KINGSTON AVENUE BROOKLYN NY 11213 6.50000 85.0%
10152633 ROANE RANDOLPH 1221 WALKER AVENUE BALTIMORE MD 21239 7.00000 85.0%
10152638 MCCAUL IRENE 335 TOTOKET ROAD NORTH BRANF CT 06471 6.62500 75.0%
10152641 HARRIS PATRICIA G. 436 CONDON TERRACE, SE WASHINGTON DC 20019 7.25000 70.0%
10152652 RIEHL VERGIE M. 1155 CLEVELAND STREET BALTIMORE MD 21230 6.25000 80.0%
10152656 GENTRY CHARLES G. ROUTE 5 BOX 771 SCOTTSVILLE VA 24592 6.87500 70.0%
10152688 WALL JOHNNIE J. 41 LYDUN DRIVE ALBION NY 14411 6.25000 65.0%
10152701 SANFORD KIMBERLEY 2217 26TH STREET SOUTH ST. PETERSB FL 33712 6.75000 75.0%
10152705 APONTE CHARLES 15920 EAGLE RIVER WAY TAMPA FL 33624 6.75000 80.0%
10152709 TOMBASCO GARY RR1, BOX 127B, SANDY RUN ROAD WHITE HAVEN PA 18661 7.00000 70.0%
10152711 BRANTLEY DAVID 77 MELROSE AVENUE IRVINGTON NJ 07111 7.00000 85.0%
10152713 PECK CHRISTOPHER J. 36 HIGH STREET ST. ALBANS VT 05478 7.62500 80.0%
10152720 ADCOCK JOHN R. 983 LAKE HERITAGE DRIVE RUTHER GLEN VA 22546 7.00000 80.0%
10152722 WHIPKEY THOMAS 419 CAMPUS DRIVE AMHERST NY 14226 6.75000 56.5%
10152724 PIERSON JEANETTE 1913 WILLOW WOOD DRIVE MEMPHIS TN 38127 6.75000 80.0%
10152729 SPENCER JEFFERY 1155 MACON ROAD GRIFFIN GA 30224 8.00000 90.0%
10152736 MCGHIE DERRICK P. 8285 S.W. 178 TERRACE MIAMI FL 33157 6.50000 48.0%
10152753 MALDONADO CARLOS LOT 24B, BEAR PAW DRIVE LAKEVILLE PA 18438 7.00000 85.0%
10152755 RAMSEY HARRISON 658 SOUTH PARK STREET ELIZABETH NJ 07206 8.00000 60.0%
10152759 KELLEY JOHN 301 FOX CHAPEL DRIVE IRMO SC 29063 6.75000 80.0%
10152765 LEBRON JOHN 20-22 22ND STREET IRVINGTON NJ 07111 6.75000 75.0%
10152770 BAILEY DANIEL 1736 QUINTARA COURT SUNNY HILLS FL 32428 6.75000 80.0%
10152771 JACOBS BRENT E. 231 CHAMBERS STREET PHILLIPSBUR NJ 08865 6.75000 80.0%
10152776 BRIGHT DELORES 391 SHAWS MILLS ROAD LAWRENCE NJ 08345 7.50000 60.0%
10152781 ARMSTRONG TAEHYONG 11947 FOXGATE WAY LOVELAND OH 45140 6.50000 90.0%
10152791 RODRIQUEZ JOSE A. 773 BURKE AVENUE BRONX NY 10467 7.25000 70.0%
10152812 GREGG HARRY E. 5 FOURTH AVENUE SEA GIRT NJ 08750 6.50000 90.0%
10152814 STELLA JULIA 8701 S.W. 141 ST. H-8 MIAMI FL 33176 6.25000 80.0%
10152827 HUDLEY DONALD L. 5008 HANNA PLACE, SE WASHINGTON DC 20019 7.00000 80.0%
10152838 COPELAND NATHAN 50 BROAD WAY EAST LOVETTSVILL VA 20180 6.75000 80.0%
10152842 LUDGREN CHRISTIAN 36-41 32ND STREET ASTORIA NY 11106 7.12500 65.0%
10152845 CHYRKA JOHN 4312 MARINE PARKWAY NEW PORT RI FL 34652 5.87500 64.1%
10152848 SHERRELL PATRICE 3633 TIARA COURT INDIANAPOLI IN 46224 7.25000 90.0%
10152850 CROSS JAMES 7105 WEST AUTUMN STREET HOMOSASSA FL 34446 7.25000 90.0%
10152860 MARINO CHRISTIAN 34 WASHINGTON AVENUE TORRINGTON CT 06790 7.25000 90.0%
10152863 MEYER EDWARD BOX 622 RUNNING VALLEY ROAD STROUDSBURG PA 18352 6.75000 65.0%
10152872 DROBINSKI CAROL T. 2988 MIKE DRIVE MARIETTA GA 30064 7.00000 82.3%
10152873 GRAVES TANYA 1207 CARACAS STREET E. TAMPA FL 33604 7.25000 75.0%
10152883 BRAUN ROBERT L. 1 DOROTHY MEEKS LANE PASADENA MD 21122 7.00000 73.0%
10152884 SOUTHWELL ANN 12326 VILLAGER COURT TAMPA FL 33625 8.00000 90.0%
10152885 WHITE TERRI L. 6009 FIRST AVENUE DEALE MD 20751 7.25000 90.0%
10152888 COVINGTON TYRONE 4153 4TH AVENUE NORTH ST. PETERSB FL 33713 7.25000 75.0%
10152895 MILES GERA 315 ST. MARK STREET PETERSBURG VA 23803 6.75000 62.9%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10152089 8.99000 130,500.00 1,049.10 01 1 145,000.00 360 N
10152091 10.50000 138,266.05 1,356.79 01 1 174,500.00 360 N
10152100 7.99000 130,000.00 952.99 01 1 320,000.00 360 N
10152604 10.50000 27,375.00 250.41 01 1 36,500.00 360 N
10152606 11.25000 47,908.82 465.48 01 1 63,900.00 360 N
10152612 11.50000 36,000.00 356.51 06 3 61,000.00 360 N
10152615 9.25000 159,167.43 1,310.12 01 1 245,000.00 360 N
10152616 10.25000 119,149.54 1,068.61 01 3 159,000.00 360 N
10152618 10.50000 40,483.91 370.47 01 1 54,000.00 360 N
10152619 10.50000 97,032.46 888.31 01 1 107,900.00 360 N
10152624 11.25000 138,553.21 1,346.17 01 1 200,000.00 360 N
10152627 10.25000 88,000.00 788.57 01 1 110,000.00 360 N
10152628 10.49000 129,548.38 1,184.54 01 1 162,000.00 360 N
10152629 10.25000 161,363.96 1,447.21 06 1 190,000.00 360 N
10152633 10.62500 64,600.00 596.97 01 1 76,000.00 360 N
10152638 10.25000 118,450.31 1,061.88 01 2 158,000.00 360 N
10152641 10.75000 56,000.00 522.75 01 3 80,000.00 360 N
10152652 10.25000 40,000.00 358.45 01 1 50,000.00 360 N
10152656 10.49000 75,950.00 694.18 01 1 108,500.00 360 N
10152688 9.50000 38,350.00 322.47 01 1 59,000.00 360 N
10152701 11.25000 44,625.00 433.43 01 1 59,500.00 360 N
10152705 10.75000 64,000.00 597.43 01 1 80,000.00 360 N
10152709 12.25000 52,485.79 550.15 01 1 75,000.00 360 N
10152711 9.12500 106,193.45 864.49 01 1 125,000.00 360 N
10152713 10.49000 47,980.88 438.72 01 3 60,000.00 360 N
10152720 11.00000 61,955.56 590.45 09 1 77,500.00 360 N
10152722 10.75000 34,973.52 326.72 01 1 62,000.00 360 N
10152724 10.75000 42,384.03 395.80 01 1 53,000.00 360 N
10152729 12.00000 89,974.24 925.76 01 1 100,000.00 360 N
10152736 8.25000 119,923.48 901.52 01 1 250,000.00 360 N
10152753 9.99000 98,300.00 861.93 09 1 115,650.00 360 N
10152755 9.00000 59,967.22 482.78 01 3 100,000.00 360 N
10152759 10.75000 108,680.00 1,014.51 09 1 135,850.00 360 N
10152765 10.99000 88,875.00 845.71 06 1 118,500.00 360 N
10152770 10.75000 47,200.00 440.61 01 1 59,000.00 360 N
10152771 10.75000 54,400.00 507.82 01 1 68,000.00 360 N
10152776 11.50000 45,600.00 451.58 01 3 76,000.00 360 N
10152781 9.99000 179,920.20 1,578.30 01 1 200,000.00 360 N
10152791 10.24000 147,000.00 1,316.18 05 3 210,000.00 360 N
10152812 10.50000 413,835.47 3,787.03 01 1 460,000.00 360 N
10152814 9.50000 37,581.50 316.17 04 1 47,000.00 360 N
10152827 10.00000 79,964.61 702.06 01 3 100,000.00 360 N
10152838 9.75000 100,000.00 859.16 01 1 125,000.00 360 N
10152842 9.75000 172,088.61 1,479.90 05 1 265,000.00 360 N
10152845 8.12500 162,093.89 1,204.34 01 1 253,000.00 360 N
10152848 10.75000 78,300.00 730.92 01 1 87,000.00 360 N
10152850 11.25000 56,590.88 549.84 01 1 62,900.00 360 N
10152860 10.25000 75,118.48 673.43 05 1 83,500.00 360 N
10152863 10.75000 47,450.00 442.94 01 1 73,000.00 360 N
10152872 10.62500 76,470.40 706.94 01 1 93,000.00 360 N
10152873 11.25000 44,969.47 437.07 01 1 60,000.00 360 N
10152883 9.50000 248,000.00 2,085.32 01 1 340,000.00 360 N
10152884 12.00000 46,336.73 476.77 01 1 51,500.00 360 N
10152885 11.25000 167,736.11 1,630.27 01 1 186,500.00 360 N
10152888 11.25000 52,407.29 509.19 01 1 69,900.00 360 N
10152895 10.75000 44,000.00 410.74 01 1 70,000.00 360 N
</TABLE>
Page 77
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10152898 TROXEL PATRICIA D. 624 PARK STREET ALLENTOWN PA 18102 6.75000 65.0%
10152906 ZUCKER STUART 26 ROSEANNE DRIVE WOODBURY NY 11797 6.25000 87.0%
10152913 POTTER DUWAYNE K. 3109 CLIFFORD SAMPLE DRIVE TAMPA FL 33619 6.75000 80.0%
10152918 VACCARELLA BARBARA 6503 SUSAN BARKLEY COURT ALEXANDRIA VA 22315 6.75000 80.0%
10152921 INGRAM LEE 2505 TRIANGLE LAKE ROAD HIGH POINT NC 27260 6.75000 61.4%
10152925 BRANNON CORINE 2901 NW 163RD STREET OPA LOCKA FL 33054 6.75000 65.0%
10152926 MCQUEEN THOMAS 5569 SALEM SQUARE DRIVE, SOUTH PALM HARBOR FL 34685 7.00000 70.0%
10152927 MARTINEZ ALICIA 540 BRICKELL KEY DRIVE 802 MIAMI FL 33131 7.00000 65.0%
10152935 GOLDIN BARRY 13567 SW 112TH LANE MIAMI FL 33186 6.50000 75.0%
10152942 VOCCIA LOUIS J. 83 RAYNOR ROAD RIDGE NY 11961 7.00000 75.0%
10152945 BURKE CLAIRE 106-8 PARKVIEW AVENUE WEEHAWKEN NJ 07087 7.62500 80.0%
10152949 TATRO ANITA L. 6205 59TH AVENUE RIVERDALE MD 20737 7.00000 70.0%
10152950 KENNEY GEORGE 2130 SANDY HOOK ROAD GOOCHLAND VA 23063 6.75000 55.0%
10152956 PRICE EDWIN 124 GRIFFIN ROAD WEST SUFFIE CT 06093 7.00000 75.0%
10152967 LAMPRECHT GEORGE 112 FORBES STREET EAST HARTFO CT 06108 6.75000 65.0%
10152968 BANACH TIMOTHY P. 312 N. RAVENNA STREET NOKOMIS FL 34275 6.37500 65.0%
10152969 MATOS ALICIA 1001 DOGWOOD ROAD WEST PALM B FL 33409 6.37500 65.0%
10152970 CIMAROLLI THOMAS L. 2763 LOCUST DRIVE PETERS TOWN PA 15241 7.25000 80.0%
10152973 ELLIS JOSEPH E. 150 JOHNSON AVENUE NEWARK NJ 07108 6.37500 70.0%
10152975 AUSTIN PHYLLIS D. 407 WADSWORTH STREET LYNCHBURG VA 24501 6.75000 80.0%
10152982 CANGAS ADA 392 14TH AVENUE IRVINGTON NJ 07111 6.50000 75.0%
10152990 PAYEUR MICHAEL F. BREEZY POINT ROAD NAPLES ME 04055 6.00000 70.0%
10153004 FORBES SANDRA 12210 N.W. 17TH COURT MIAMI FL 33167 7.75000 85.0%
10153007 BERKEY SANDRA 426 GRANDVIEW BLVD. BETHLEHEM PA 18018 6.75000 65.0%
10153028 HERNANDEZ LUIS 2 MACKENZIE ROAD EATONTOWN NJ 07724 6.50000 90.0%
10153030 BERUBE DANIEL A. 29 PARK STREET LISBON ME 04250 6.75000 80.0%
10153032 NOFERI JULIA R. 19 RYE STREET PROVIDENCE RI 02909 6.87500 75.0%
10153036 FANDETTI CHERYL 8 ANDERSON ROAD JOHNSTON RI 02919 6.75000 65.0%
10153042 COHEN ANTHONY 925 EAST SECOND STREET 2 SOUTH BOSTO MA 02127 6.25000 80.0%
10153044 NIMMONS BRYAN D. 409 EAST SPRINGWOOD DRIVE SENECA SC 29672 6.75000 51.7%
10153047 DEGRAFFINRIED MARK 400 REEDY CREEK DRIVE ROEBUCK SC 29376 6.75000 65.0%
10153051 COSTA ARTHUR 46 BELMONT STREET MALDEN MA 02148 6.50000 80.0%
10153061 MILLER MARTHA A. 462 LIME ROCK ROAD LAKEVILLE CT 06039 6.62500 35.6%
10153073 FRONTERA PAMELA J. 155 JOHNSTON STREET NEWBURGH NY 12550 7.25000 70.0%
10153074 WALLBAUM MARK R. 1002 MAIN STREET LATROBE PA 15650 6.75000 80.0%
10153076 CANALES GERARDO F. 3045 FIELDSTONE DRIVE ANTIOCH TN 37013 7.00000 84.2%
10153077 ADAIR PAUL 1027 FOURTH STREET LOGAN OH 43138 6.75000 65.0%
10153101 SWISHER ROCKY L. 410 SOMMER LANE BILLINGS MO 65610 7.00000 85.0%
10153103 CLARK RICHARD 1416 WEST VIA ROSA SANTA MARIA CA 93458 6.00000 75.0%
10153106 NARISI JUDITH M. 820 WORTHINGTON DRIVE WARMINSTER PA 18974 5.87500 56.7%
10153110 STEWART FRANCES 3575 KRAMERIA STREET DENVER CO 80207 6.87500 71.4%
10153113 SAX DUANE E. 6333 MELROSE LANE SHAWNEE KS 66203 6.25000 85.0%
10153119 WILDER JAMES 1211 WALKER AVENUE ST. LOUIS MO 63138 6.75000 80.0%
10153120 PRICE HEATHER 812 WEST 4TH SEDALIA MO 65301 7.00000 85.0%
10153122 FOGG BRITT 1441 OVERO CIRCLE SPRINGDALE AR 72762 6.75000 75.0%
10153123 BLANTON JOHN S. 2110 TIMBERLAKE DRIVE RALEIGH NC 27604 6.25000 57.8%
10153125 FERRERI GREGORY J. 8532 STREAM STREET NORTHEAST ALBUQUERQUE NM 87113 6.25000 85.0%
10153129 LOVSHIN GARY H. 1834 THORNTON AVENUE BUTTE MT 59701 7.00000 78.4%
10153130 IZQUIERDO CATALINA 2536 FRUIT AVENUE FRESNO CA 93705 6.25000 80.0%
10153131 JING ZHU 4025 CLINTON AVENUE DES MOINES IA 50310 6.62500 75.0%
10153135 PETERSON DOUGLAS G 8890 NORTH SHORE TRAIL FOREST LAKE MN 55025 6.62500 75.0%
10153138 FRENZEL MICHAL 2008 2ND AVENUE SOUTH MINNEAPOLIS MN 55404 7.25000 70.0%
10153139 WOLPH DOUGLAS W. 500 CASCADE DRIVE SPRINGFIELD OR 97478 6.25000 80.0%
10153150 SUTTON MARY FRANES 3418 NEWTON AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 80.0%
10153151 TYSON DELEON 2408 DENVER AVENUE KANSAS CITY MO 64127 7.25000 75.0%
10153153 RIENDEAU SUE 513 SOUTH 2ND AVENUE LAKE WORTH FL 33460 6.87500 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10152898 10.75000 55,878.95 521.82 06 1 86,000.00 360 N
10152906 9.50000 391,307.43 3,291.95 01 1 450,000.00 360 N
10152913 10.75000 42,367.92 395.80 01 1 53,000.00 360 N
10152918 10.75000 236,000.00 2,203.02 09 1 295,000.00 360 N
10152921 10.75000 42,669.00 401.40 01 1 70,000.00 360 N
10152925 10.75000 45,500.00 424.74 01 1 70,000.00 360 N
10152926 11.75000 95,130.00 960.26 09 1 135,900.00 360 N
10152927 8.50000 81,250.00 624.75 04 3 125,000.00 360 N
10152935 9.25000 89,250.00 734.24 09 1 119,000.00 360 N
10152942 11.00000 112,459.88 1,071.37 01 1 150,000.00 360 N
10152945 10.49000 339,864.59 3,107.58 01 1 425,000.00 360 N
10152949 11.25000 105,664.31 1,026.63 01 1 151,000.00 360 N
10152950 10.75000 59,950.00 559.63 01 1 109,000.00 360 N
10152956 11.00000 92,966.83 885.67 01 1 124,000.00 360 N
10152967 10.75000 59,150.00 552.16 01 1 91,000.00 360 N
10152968 9.00000 48,723.37 392.26 01 1 75,000.00 360 N
10152969 8.75000 39,539.27 311.42 01 1 60,900.00 360 N
10152970 11.25000 82,344.10 800.32 01 1 103,000.00 360 N
10152973 9.99000 69,968.96 613.79 06 1 100,000.00 360 N
10152975 9.75000 43,600.00 374.60 01 1 54,500.00 360 N
10152982 10.50000 59,976.15 548.85 01 1 80,000.00 360 N
10152990 9.25000 164,414.71 1,353.31 01 1 235,000.00 360 N
10153004 11.87500 55,233.74 563.00 01 1 65,000.00 360 N
10153007 10.75000 34,450.00 321.59 01 1 53,000.00 360 N
10153028 9.99000 251,775.63 2,209.62 01 1 280,000.00 360 N
10153030 10.75000 47,901.95 447.33 01 1 59,900.00 360 N
10153032 10.24000 59,974.78 537.22 05 1 80,000.00 360 N
10153036 10.75000 82,518.92 770.59 01 1 127,000.00 360 N
10153042 8.99000 127,929.93 1,029.00 04 1 160,000.00 360 N
10153044 10.75000 44,931.30 420.07 01 1 87,000.00 360 N
10153047 10.75000 55,184.95 515.75 01 1 85,000.00 360 N
10153051 10.50000 152,000.00 1,390.41 05 3 190,000.00 360 N
10153061 9.75000 146,000.00 1,254.37 01 1 410,000.00 360 N
10153073 10.75000 35,000.00 326.72 05 3 50,000.00 360 N
10153074 10.75000 55,978.92 522.75 06 1 70,000.00 360 N
10153076 11.12500 80,750.00 776.64 01 1 95,900.00 360 N
10153077 10.75000 50,700.00 473.28 01 1 78,000.00 360 N
10153101 11.62500 86,639.91 866.87 01 1 102,000.00 360 N
10153103 7.25000 109,787.90 750.13 01 1 146,615.00 360 N
10153106 8.00000 84,766.67 623.70 01 1 150,000.00 360 N
10153110 8.49000 59,963.57 460.93 01 1 84,000.00 360 N
10153113 10.25000 66,022.30 591.88 01 1 77,750.00 360 N
10153119 12.00000 44,000.00 452.59 01 1 55,000.00 360 N
10153120 11.62500 63,750.00 637.40 01 1 75,000.00 360 N
10153122 11.50000 71,250.00 705.59 01 1 95,000.00 360 N
10153123 9.25000 51,900.83 427.80 01 1 90,000.00 360 N
10153125 8.25000 62,513.64 478.94 09 1 75,000.00 360 N
10153129 9.99000 90,200.00 790.91 01 1 115,000.00 360 N
10153130 8.99000 64,000.00 514.50 01 2 80,000.00 360 N
10153131 8.75000 71,925.00 565.84 01 1 95,900.00 360 N
10153135 10.00000 83,962.83 737.17 01 1 112,000.00 360 N
10153138 10.50000 112,000.00 1,024.51 12 3 160,000.00 360 N
10153139 8.99000 137,848.35 1,109.39 01 1 172,500.00 360 N
10153150 10.50000 53,978.54 493.96 01 1 67,500.00 360 N
10153151 10.50000 29,976.04 274.43 01 3 40,000.00 360 N
10153153 7.99000 52,764.50 387.06 01 3 66,000.00 360 N
</TABLE>
Page 78
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10153156 BRENN JOHN M. RURAL ROUTE #3, BOX 172 WINFIELD KS 67156 7.00000 85.0%
10153157 GREEN RICKY A 302 OAK STREET DENT MN 56528 6.75000 80.0%
10153162 JOHNSON MARK E. 2317 PENNSYLVANIA AVENUE JOPLIN MO 64804 6.50000 75.0%
10153164 BONER JOSEPH W 4653 BRYANT AVENUE NORTH MINNEAPOLIS MN 55412 6.62500 75.0%
10153167 TASSELL FRED VAN 13019 ARCTURUS AVENUE GARDENA CA 90249 6.25000 79.4%
10153170 HARVEY LADONNA 3425 PILLSBURY AVENUE SOUTH MINNEAPOLIS MN 55408 6.37500 80.0%
10153171 OVERSTREET MARTHA 902 HAZELWOOD STREET ST. PAUL MN 55106 6.50000 85.0%
10153172 CUEZZE PATRICK 6305 NORTH COLORADO AVENUE KANSAS CITY MO 64119 7.00000 80.0%
10153178 ALLEN LESLIE D. 1403 NORTH EYRIE DRIVE ODGEN UT 84404 6.50000 80.0%
10153184 MCCARGER CHRISTOPHER D. 10371 AVOCET STREET NORTHWEST COON RAPIDS MN 55433 6.75000 75.0%
10153194 BASKET WILLIE FAY 4024 COTE BRILLIANTE ST. LOUIS MO 63113 6.75000 80.0%
10153197 JOHNSON ANGELA R 658 GENTRY AVENUE OAKDALE MN 55128 6.12500 75.0%
10153198 SHIPP MICHAEL 419 ELIJAH DRIVE NAMPA ID 83651 6.75000 75.0%
10153199 PATTON LISA L. 3804 14TH STREET MERIDIAN MS 39301 6.37500 70.0%
10153200 BREWER KEESHEA 4222 IRVING AVENUE NORTH MINNEAPOLIS MN 55412 6.87500 70.0%
10153203 GREGORY MICHELLE 1452 SOUTH LANSING STREET AURORA CO 80012 6.25000 85.0%
10153206 HOWARD ELLUS R. 667 COUNTY ROAD 161 QUITMAN MS 39355 6.50000 70.0%
10153207 LYON SHERYNE S. 4425 NEVADA AVENUE NORTH NEW HOPE MN 55428 6.12000 75.0%
10153208 HOLT JOANN 1824 30TH AVENUE MERIDIAN MS 39301 6.12500 75.0%
10153210 KIAZOLU VARNEY 3329 PENN AVENUE NORTH MINNEAPOLIS MN 55412 6.25000 80.0%
10153214 WILDER ROBERT A. 3903 36TH AVENUE MERIDIAN MS 39305 6.75000 80.0%
10153218 BLOCKER NATOSHA L. 410 PINE MUSCATINE IA 52761 7.00000 85.0%
10153219 SOBANDE OLAYIWOLA 3715 SHERIDAN AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 80.0%
10153222 WHITE JR. MICHEAL 1125 BUSH AVENUE ST. PAUL MN 55106 6.75000 80.0%
10153226 OLSON DANIEL R. 329 RICE LAKE ROAD SOMERSET WI 54025 6.75000 75.0%
10153227 MCKAY SCOTT 1013 SOUTHEAST WOODBURY LANE LEE'S SUMMI MO 64086 6.75000 75.0%
10153232 LA SALLE RANDY W. 6809 SOUTH GEORGIA DRIVE WEST JORDAN UT 84084 6.00000 70.0%
10153233 MOBLEY RODERICK C. 15323 EAST NASSAU DRIVE AURORA CO 80013 7.00000 85.0%
10153234 WRIGHT DAVID 3229 R STREET LINCOLN NE 68503 6.25000 80.0%
10153238 STROBLE SR. TROY 1610 ROSEDALE DRIVE KANSAS CITY KS 66103 6.50000 75.0%
10153243 ROBERSON THOMAS R. 203 6TH AVENUE HATTIESBURG MS 39401 7.00000 80.0%
10153244 NEIMAN KRISTIN K. 570 CHADWICK CIRCLE LITTLETON CO 80126 7.25000 90.0%
10153251 KING JASON A. 5724 SOUTH 2550 WEST ROY UT 84067 7.00000 90.0%
10153252 MURPHREE MARTIN A. 159 TEMPLE CIRCLE SHANN0N MS 38868 6.25000 80.0%
10153254 MACULAY EDNA 2932 BRYANT AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 80.0%
10153256 LOOS DEBBEY 2660 CHERYL STREET EUGENE OR 97408 6.25000 80.0%
10153261 SMITH SUE 3218 WAKONDA COURT DES MOINES IA 50321 5.87500 35.0%
10153262 PAMA EMILIANO 5551 PARAGUAY DRIVE BUENA PARK CA 90620 6.25000 80.0%
10153263 HOLLIDAY PETER J. 101 EAST 25TH STREET MINNEAPOLIS MN 55404 7.25000 70.0%
10153266 PIEPER JASON 740 STOCKDALE ROAD VADNAIS HEI MN 55127 7.00000 85.0%
10153268 TERRANOVA JOSEPH D. 10130 NEWBOLD DRIVE BELLEFONTAI MO 63137 6.75000 75.0%
10153271 POWELL ANGELA 126 FERMO AVENUE SAINT LOUIS MO 63135 6.25000 80.0%
10153272 PRIVIA RICHARD 600 SOUTHWEST LALLY DES MOINES IA 50315 7.25000 75.0%
10153280 SINCLAIR MARK 1510 LINWOOD HUTCHINSON KS 67502 6.50000 85.0%
10153282 WATKINS ROBERT A. W5819 STATE HIGHWAY 16 RIO WI 53960 6.75000 54.5%
10153286 TITUS JACKIE 1605 SOUTHEAST LEXINGTON STREET PORTLAND OR 97202 7.00000 80.0%
10153291 JOHNSTON MARILYN 417 COTTAGE CLARE MI 48617 6.12500 79.8%
10153295 BOOKER NATASHA 4230 EDGEWOOD BOULEVARD ST. LOUIS MO 63121 6.75000 75.0%
10153296 POLLARD JOANNE 353 EAST 124TH STREET LOS ANGELES CA 90061 6.75000 50.0%
10153297 SMITH ALICE 1817 HOWELL STREET MISSOULA MT 59802 7.00000 80.0%
10153301 HUERTA SAMUEL 1813 SOUTH 11TH STREET COUNCIL BLU IA 51501 6.75000 80.0%
10153303 SMITH ERIC 1556 W. 36TH ST. RIVIERA BEA FL 33404 7.50000 65.0%
10153309 IVES ALAN P. 10510 W. 106TH PLACE WESTMINSTER CO 80021 7.25000 70.0%
10153311 MANGONE GEORGE A. 7214 EAST PARKER HILLS COURT PARKER CO 80134 6.75000 80.0%
10153312 LONG MICHAEL J. 3215 LOCUST AVE. LONG BEACH CA 90807 7.12500 80.0%
10153314 ANDERSON NANCY 4515 LA CRESTA DRIVE COLORADO SP CO 80918 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10153156 10.62500 77,350.00 714.79 01 1 91,000.00 360 N
10153157 11.25000 32,000.00 310.81 01 1 40,000.00 360 N
10153162 10.25000 35,625.00 319.24 01 1 47,500.00 360 N
10153164 10.25000 41,175.00 368.97 01 1 54,900.00 360 N
10153167 8.99000 131,000.00 1,053.12 01 1 165,000.00 360 N
10153170 10.50000 73,600.00 673.25 01 1 92,000.00 360 N
10153171 11.25000 67,892.06 659.64 01 1 79,900.00 360 N
10153172 9.25000 87,074.83 716.72 01 1 108,900.00 360 N
10153178 10.75000 72,372.73 675.85 01 1 90,500.00 360 N
10153184 10.75000 95,588.99 892.65 01 1 127,500.00 360 N
10153194 11.25000 28,800.00 279.73 01 1 36,000.00 360 N
10153197 8.99000 48,375.00 388.89 01 1 64,500.00 360 N
10153198 10.75000 62,151.58 580.40 01 1 82,900.00 360 N
10153199 9.75000 51,216.09 440.24 01 1 73,200.00 360 N
10153200 10.25000 52,500.00 470.46 01 1 75,000.00 360 N
10153203 8.25000 155,450.81 1,168.60 01 1 183,000.00 360 N
10153206 10.50000 61,600.00 563.48 01 1 88,000.00 360 N
10153207 8.50000 96,675.00 743.35 01 1 128,900.00 360 N
10153208 9.50000 29,985.24 252.26 01 1 40,000.00 360 N
10153210 9.99000 65,200.00 571.70 05 1 81,500.00 360 N
10153214 10.50000 58,353.38 534.21 01 1 73,000.00 360 N
10153218 10.75000 36,550.00 341.19 01 1 43,000.00 360 N
10153219 10.50000 71,171.00 651.30 01 1 89,000.00 360 N
10153222 10.75000 62,400.00 582.50 01 1 78,000.00 360 N
10153226 10.25000 103,500.00 927.47 01 1 138,000.00 360 N
10153227 10.75000 101,661.70 949.36 09 1 135,650.00 360 N
10153232 9.25000 72,762.26 598.91 01 1 104,000.00 360 N
10153233 9.87500 113,050.00 981.67 01 1 133,000.00 360 N
10153234 10.25000 60,400.00 541.25 01 1 75,500.00 360 N
10153238 10.25000 35,197.23 315.54 01 1 46,950.00 360 N
10153243 9.74000 45,600.00 391.44 01 3 57,000.00 360 N
10153244 9.49000 178,471.98 1,500.13 09 1 198,400.00 360 N
10153251 10.25000 87,713.20 786.33 01 1 97,500.00 360 N
10153252 10.75000 57,600.00 537.69 01 1 72,000.00 360 N
10153254 10.74000 90,400.00 843.19 05 1 113,000.00 360 N
10153256 9.50000 102,349.63 861.04 01 1 128,000.00 360 N
10153261 7.62500 76,944.26 545.01 01 1 220,000.00 360 N
10153262 9.50000 131,935.07 1,109.93 01 1 165,000.00 360 N
10153263 10.75000 78,265.33 731.85 05 3 112,000.00 360 N
10153266 10.74000 95,164.08 887.96 01 3 112,000.00 360 N
10153268 11.50000 48,634.44 482.03 01 1 64,900.00 360 N
10153271 9.99000 35,967.95 315.66 01 1 45,000.00 360 N
10153272 11.00000 35,250.00 335.70 01 3 47,000.00 360 N
10153280 10.50000 70,521.96 645.35 01 1 83,000.00 360 N
10153282 11.25000 59,909.31 582.28 01 1 110,000.00 360 N
10153286 9.25000 110,712.06 911.53 01 1 138,500.00 360 N
10153291 8.75000 84,901.83 668.70 01 1 106,500.00 360 N
10153295 12.50000 24,362.45 260.15 01 1 32,500.00 360 N
10153296 10.75000 49,962.17 466.75 01 1 100,000.00 360 N
10153297 10.25000 146,400.00 1,311.90 12 3 183,000.00 360 N
10153301 10.50000 61,575.52 563.48 01 1 77,000.00 360 N
10153303 10.99000 51,990.00 494.73 01 1 80,000.00 360 N
10153309 8.85000 78,390.00 622.31 01 1 112,000.00 360 N
10153311 8.75000 220,672.96 1,737.04 01 1 276,000.00 360 N
10153312 9.10000 159,925.00 1,298.32 01 1 200,000.00 360 N
10153314 9.99000 119,544.97 1,048.68 01 1 132,887.00 360 N
</TABLE>
Page 79
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10153318 VALDEZ ERNEST J. 672 S. 4TH AVE. BRIGHTON CO 80601 7.49000 70.0%
10153322 WHITNEY VELVALINE R. 8901 HUISKAMP ST. LOUIS MO 63136 6.75000 75.0%
10153323 CARROLL LISA 5412 DEWEY AVENUE ST. LOUIS MO 63116 6.50000 75.0%
10153324 THOMPSON TROY S. 588 LOKHORST STREET BALDWIN WI 54002 6.12500 75.0%
10153325 OLIN STEPHEN J. 359-361 LEXINGTON STREET SAN FRANCIS CA 94110 7.25000 90.0%
10153331 HENDERSON MARK 322 HILLCREST DRIVE JOHN DAY OR 97845 7.25000 90.0%
10153332 HAINES JOHN E. 59 GOLF TERRACE AVENUE BIGFORK MT 59911 6.50000 75.0%
10153333 ZECKSER JR. DONALD D. 401 BLUE RIVER STREET JUNIATA NE 68955 7.00000 80.0%
10153340 HONEY DANA 3410 EMINENCE BOULEVARD ST. JOHN MO 63114 7.00000 85.0%
10153342 BLOCKER JESSE 6655 EAST 123RD DRIVE BRIGHTON CO 80601 7.00000 85.0%
10153343 OLDFATHER GENE A. 1391 REDBIRD ROAD BLAND MO 65014 7.00000 70.0%
10153344 RODRIGUEZ ANTHONY 3315 STUART STREET DENVER CO 80212 6.12500 75.0%
10153355 CONLEY BARBARA 3000 JAMES AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10153360 BELLESS PETER J. 13749 NORTH LADD'S ROAD LEWISTOWN IL 61542 6.50000 75.0%
10153363 PLUM III FRANK 465 EL PASEO DRIVE CHAPARRAL NM 88021 6.75000 57.9%
10153364 BREHMER LORIE A. 321 5TH STREET NORTH BRAINERD MN 56401 6.00000 75.0%
10153365 KELLY MELODEE C. 3663 SOUTH SHERIDAN BOULEVARD. C DENVER CO 80235 5.87500 65.0%
10153368 CASEY CHAD R. 204 11TH STREET HUDSON WI 54016 6.87500 75.0%
10153370 NIGHTENGALE RICK 5102 WALTON ROAD DENAIR CA 95316 7.00000 85.0%
10153372 BEVERIDGE CLEO R. 3505 52ND STREET DES MOINES IA 50310 6.75000 65.0%
10153373 CARTER MICHAEL 13207 LONGWORTH AVENUE NORWALK CA 90650 6.25000 78.6%
10153374 KEEFE PATRICK L. 15030 240TH STREET NORTH FRANCONIA T MN 55073 7.25000 90.0%
10153380 RIZZI JAMES A. 302 BEECH ST. WILLOW SPRI IL 60480 6.87500 76.8%
10153386 CAMACHO RUTH N. 1021 PACIFIC COURT FORT LUPTON CO 80621 7.00000 85.0%
10153391 PAULSEN DENNIS 2884 MARTIN AVENUE OMAHA NE 68112 6.75000 65.0%
10153392 COLEMAN JOHN 140 VIEHL AVENUE ST. LOUIS MO 63125 7.00000 85.0%
10153394 MYRICK GENE M. 5404 ROBBINS DRIVE RALEIGH NC 27610 6.37500 62.6%
10153398 CLIFTON MARILYN J. 205 EAST 11TH STREET CLAREMORE OK 74017 6.25000 80.0%
10153399 LARSON VIRGINIA M 130 BERMUDA ROAD MARCO ISLAN FL 34145 7.00000 70.0%
10153400 BANITT JAMES E. 315 NORTH 2ND STREET CANNON FALL MN 55009 7.00000 70.0%
10153403 NESS, SR. DAVID A. 232 NORTH 4TH STREET BAYPORT MN 55003 6.25000 80.0%
10153410 WESTERLING THOMAS 8504 NORTHEAST RUSSELL STREET PORTLAND OR 97220 6.25000 84.9%
10153412 HALLEMAN MICHAEL 86492 TERRITORIAL ROAD VENETA OR 97487 6.75000 78.7%
10153413 LOCKETT JR. ELLIS 2501 27TH AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10153418 MCARTHUR CHRISTINE 480 RYAN FLORISSANT MO 63031 5.87500 65.0%
10153422 RANALLO FRANK A. 10300 FOX RUN BAY WOODBURY MN 55125 6.75000 80.0%
10153425 HELTON MARY E. 1550 ST. STEPHENS ROAD PRENTISS MS 39474 6.50000 85.0%
10153426 WELTER JEANINE 784 EAST ELGIN AVENUE SALT LAKE C UT 84106 7.25000 90.0%
10153427 GEOLLA OFER 5031 ALHAMA DRIVE (WOODLAND H CA 91364 7.00000 85.0%
10153429 STEIN KEVIN J. 275 ERIE STREET ST. PAUL MN 55102 6.50000 70.0%
10153430 MOKLEBUST KRISTIN 136 NE FAILING PORTLAND OR 97212 7.25000 90.0%
10153431 SALLEE DONALD 4104 BEAUTY LANE ST. LOUIS MO 63134 6.75000 75.0%
10153432 MOORE JOHN C 2404 SHERIDAN AVENUE SOUTH MINNEAPOLIS MN 55405 6.75000 75.0%
10153442 LANE MARIAH Y. 1575 SOUTH NORRELL ROAD BOLTON MS 39041 6.25000 80.0%
10153445 BROWNLEE ROBERT C. 3470 56TH STREET NORTHEAST BUFFALO MN 55313 7.25000 90.0%
10153446 INMAN JAMES W. 208 EAST FULTON MARISSA IL 62257 7.25000 90.0%
10153454 SENES ODYSSEY B. 7651 BITTERSWEET DRIVE EDEN PRAIRI MN 55344 6.50000 75.0%
10153459 CROCKETT WILLIAM M. 1035 MINNEHAHA AVENUE EAST ST. PAUL MN 55104 6.75000 80.0%
10153465 MAY SANDRA 2526 ISLAND VIEW DRIVE ST. CLOUD MN 56301 7.00000 80.0%
10153475 JANSON RICHARD 517 CAROLA STREET CREVE COEUR IL 61610 7.00000 85.0%
10153476 WHITNEY CHRISTOPHER 16235 37TH AVENUE NORTH PLYMOUTH MN 55446 7.00000 85.0%
10153483 BOWERS TERRY 16086 HIGHWAY 59 SOUTH LINCOLN AR 72744 6.25000 79.8%
10153486 HAYES BARBARA T. 5645 DEKALB LN. NORCROSS GA 30093 7.12500 80.0%
10153487 IRVING TODD 216 SOUTH ALLIE AVENUE KUNA ID 83634 7.25000 89.2%
10153490 LEUSSENKAMP DANIEL 741 LAFAYETTE AVENUE NORTHEAST GRAND RAPID MI 49503 6.87500 70.0%
10153492 HUNDLEY PATRICK 1748 8TH AVENUE BYRON CENTE MI 49315 6.50000 67.9%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10153318 9.59000 58,790.00 498.21 01 1 84,000.00 360 N
10153322 11.50000 34,488.96 341.66 01 1 46,000.00 360 N
10153323 10.99000 44,908.94 427.50 01 1 59,900.00 360 N
10153324 9.75000 78,563.33 675.30 01 1 104,800.00 360 N
10153325 9.99000 260,566.78 2,288.54 06 1 290,000.00 360 N
10153331 10.49000 85,465.94 781.47 01 1 95,000.00 360 N
10153332 10.75000 131,250.00 1,225.20 09 1 175,000.00 360 N
10153333 9.74000 70,054.15 601.93 01 1 87,650.00 360 N
10153340 11.62500 38,225.54 382.44 01 1 45,000.00 360 N
10153342 10.37500 112,200.00 1,015.87 01 1 132,000.00 360 N
10153343 12.75000 31,500.00 342.31 01 1 45,000.00 360 N
10153344 8.99000 107,082.14 862.19 01 1 143,000.00 360 N
10153355 9.50000 63,967.67 538.15 01 1 80,000.00 360 N
10153360 10.99000 34,500.00 328.30 01 1 46,000.00 360 N
10153363 8.75000 144,856.57 1,140.72 01 1 250,600.00 360 N
10153364 8.50000 57,715.01 444.05 01 1 77,000.00 360 N
10153365 9.25000 37,375.00 307.48 04 1 57,500.00 360 N
10153368 10.25000 82,125.00 735.93 01 1 109,500.00 360 N
10153370 9.87500 161,352.64 1,402.39 01 1 190,000.00 360 N
10153372 10.75000 63,676.02 594.63 01 1 98,000.00 360 N
10153373 9.99000 113,949.46 999.59 01 1 145,000.00 360 N
10153374 10.99000 116,058.50 1,104.78 01 1 129,000.00 360 N
10153380 8.99000 131,240.00 1,055.05 01 1 171,000.00 360 N
10153386 11.62500 81,574.63 815.87 01 1 96,000.00 360 N
10153391 10.75000 33,137.52 309.45 01 1 51,000.00 360 N
10153392 10.87500 47,600.00 448.82 01 1 56,000.00 360 N
10153394 8.99000 84,500.00 679.30 01 1 135,000.00 360 N
10153398 9.50000 55,600.00 467.52 01 1 69,500.00 360 N
10153399 11.00000 94,466.30 899.95 01 1 135,000.00 360 N
10153400 11.75000 103,600.00 1,045.75 01 1 148,000.00 360 N
10153403 10.75000 95,200.00 888.68 01 1 119,000.00 360 N
10153410 10.99000 103,925.32 989.64 01 1 122,500.00 360 N
10153412 8.99000 284,844.00 2,291.13 01 1 362,000.00 360 N
10153413 10.75000 55,479.10 518.09 01 1 74,000.00 360 N
10153418 9.50000 42,878.90 360.73 01 1 66,000.00 360 N
10153422 8.99000 151,117.23 1,215.51 01 1 189,000.00 360 N
10153425 9.50000 33,150.00 278.75 01 1 39,000.00 360 N
10153426 9.75000 126,000.00 1,082.54 01 1 140,000.00 360 N
10153427 9.00000 180,426.94 1,453.35 01 1 212,500.00 360 N
10153429 11.25000 28,000.00 271.96 05 1 40,000.00 360 N
10153430 10.50000 67,023.35 613.34 01 1 74,500.00 360 N
10153431 11.50000 31,500.00 311.95 01 1 42,000.00 360 N
10153432 10.75000 164,937.87 1,540.25 01 1 220,000.00 360 N
10153442 9.99000 92,000.00 806.69 01 1 115,000.00 360 N
10153445 10.50000 220,500.00 2,017.01 01 1 245,000.00 360 N
10153446 10.99000 30,600.00 291.18 01 1 34,000.00 360 N
10153454 9.75000 82,461.50 708.81 01 1 110,000.00 360 N
10153459 11.25000 71,975.00 699.31 01 1 90,000.00 360 N
10153465 10.25000 147,937.94 1,326.23 01 1 185,000.00 360 N
10153475 10.25000 44,200.00 396.08 01 1 52,000.00 360 N
10153476 10.50000 361,106.44 3,304.50 01 1 425,000.00 360 N
10153483 10.75000 39,500.00 368.73 01 2 49,500.00 360 N
10153486 9.99000 107,990.00 946.90 01 1 135,000.00 360 N
10153487 10.50000 75,746.88 693.17 01 1 85,000.00 360 N
10153490 11.00000 44,450.00 423.31 01 1 63,500.00 360 N
10153492 8.25000 309,000.00 2,321.42 01 1 455,000.00 360 N
</TABLE>
Page 80
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10153497 MILLER EDWARD C. 41651 NORTH 50TH STREET WEST (QUARTZ HIL CA 93536 6.75000 80.0%
10153498 KRANE CHERYL 1515 SO. CHERRY LN. LAKE OSWEGO OR 97034 6.50000 68.8%
10153500 THOMPSON JERRY 1145 EAST HARRISON AVENUE COTTAGE GRO OR 97424 6.87500 65.0%
10153501 CRAIG CARLA 3251 LYNDALE AVENUE NORTH MINNEAPOLIS MN 55412 7.25000 75.0%
10153505 RALSTON MARK 15121 SUNDANCE WICHITA KS 67230 6.75000 80.0%
10153509 BROWN JAMES D. 8169 NORTH DIAMOND VALLEY DRIVE ST. GEORGE UT 84770 6.87500 62.5%
10153510 GOLLA DALE 7862 STILLWATER BOULEVARD NORTH OAKDALE MN 55128 6.62500 75.0%
10153511 ALEXANDER COURTLAND 3420 ARSENAL STREET ST. LOUIS MO 63118 6.75000 70.0%
10153512 HIGHT LEE R. 127 NORTHSHORE DRIVE MCCOOK LAKE SD 57049 6.75000 75.0%
10153514 CUSKELLY GREG L 3080 WINDMILL DRIVE SANTA CLARA UT 84765 7.25000 90.0%
10153515 MENDEZ ALBERT 4971 GROVE STREET DENVER CO 80221 7.00000 80.0%
10153516 VANGUILDER GREGG J. 3800 HOFFMAN ROAD WHITE BEAR MN 55110 6.25000 80.0%
10153521 LEE ZION C. 4874 WOODMONT DRIVE JACKSON MS 39206 6.50000 75.0%
10153522 BURROWS RICHARD 109 FISHER STREET EAST PEORIA IL 61611 7.25000 90.0%
10153526 TULLIUS ROSE 2013 RED OAK DRIVE BRANDON MS 39042 7.25000 90.0%
10153527 SANCHEZ CARMEN 12939 KELOWNA STREET LOS ANGELES CA 91331 6.75000 65.0%
10153528 ESMAEILI JAMSHID 3836 CODY ROAD SHERMAN OAK CA 91413 6.25000 76.2%
10153530 BOROHOV ROTSHEL 1577 SOUTH VAUGHN CIRCLE AURORA CO 80012 6.25000 80.0%
10153531 CAPLES RONALD E. 2603 PIERCE OMAHA NE 68105 6.75000 30.8%
10153532 JOHNSON CYNTHIA 4816 CARTER AVENUE ST. LOUIS MO 63115 6.75000 75.0%
10153534 MEIRICK DAVID P. 147 FARM ROAD 1100 MONETT MO 65708 7.00000 80.0%
10153538 BAKER DANIEL F. 6917 JANELL AVENUE NORTH BROOKLYN PA MN 55428 7.00000 85.0%
10153543 HOUTS PAUL F. 1284 APPIAN WAY CORVALLIS MT 59828 7.00000 80.0%
10153545 MORRIS RONNIE C. 94 CHICORA RIVER ROAD WAYNESBORO MS 39367 7.00000 80.0%
10153546 THOMAS LEON 402 LYNDA STREET QUITMAN MS 39355 6.12500 75.0%
10153548 DUNCAN RITA M. 1433 COUNTY ROAD 260 SHUBUTA MS 39360 6.75000 75.0%
10153549 TAYLOR TERESA L. 16963 EAST BETHANY PLACE AURORA CO 80013 6.62500 74.9%
10153551 MCGRALE LINDA L 2802 8TH AVENUE LEWISTON ID 83501 7.25000 90.0%
10153552 MORENO MARGUERITE 1841 RUTH DRIVE THORNTON CO 80229 6.50000 75.0%
10153554 THOMPSON RODNEY 4520 148TH AVENUE NORTHWEST ANOKA MN 55304 7.25000 90.0%
10153556 BARBIER WILLIAM 9320 HIGHLAND PLACE ARVADA CO 80002 6.50000 90.0%
10153561 RICHARDSON EARL 909 5TH AVENUE NORTH FORT DODGE IA 50501 6.50000 75.0%
10153562 ARANCIBIA ROGER 18155 OLD MONTE RIO ROAD GUERNEVILLE CA 95446 7.00000 75.0%
10153563 BASIL, JR. ALEXANDER 140 W. 4TH ST. DEER PARK NY 11729 6.75000 69.8%
10153564 LEWIS TAMARA 3023-3025 REID AVENUE CULVER CITY CA 90232 6.12500 80.0%
10153566 SMITH JESSE R. 6708 EAST 123RD STREET GRANDVIEW MO 64030 6.50000 75.0%
10153568 RAINES JOSEPH T 6502 7TH STREET OAKDALE MN 55128 6.50000 75.0%
10153570 DRISCOLL DANIEL 606 FERNWOOD TERRACE LINDEN NJ 07036 6.49000 85.0%
10153571 MAYHEW WILLIE 8223 FAY DRIVE ST. LOUIS MO 63134 6.00000 69.8%
10153573 FLAGG GEORGE JR. 812 WHITE MEADOWS DRIVE FUQUAY-VARI NC 27526 7.00000 80.0%
10153574 STONE TERRY 2042 GASCONY PARC LAKE ST. LO MO 63367 6.75000 75.0%
10153575 OBRIEN PATRICK EDWARD 124 WEST GEORGE STREET ST. PAUL MN 55107 7.00000 80.0%
10153579 MAINS JEREMY D 2602 JOHN AVENUE SUPERIOR WI 54880 6.50000 85.0%
10153584 EPPS LOUBERTHA 8201 HALIFAX COURT NORTH BROOKLYN PA MN 55443 6.50000 85.0%
10153586 ROBERTS LYNN MARIE 3852 COLUMBUS AVENUE SOUTH MINNEAPOLIS MN 55407 7.00000 80.0%
10153590 FRAKES VERONICA 2708 MORTON LANE SOUTHWEST ALBUQUERQUE NM 87105 6.50000 68.6%
10153593 BROWN BRENDA L 516 EAST REPUBLIC STREET PEORIA IL 61603 7.00000 85.0%
10153595 RUESTER JOSEPH L. 1009 NORTH PARK MARISSA IL 62257 7.12500 70.0%
10153598 WELCH THOMAS STANDING 3260 LOWER 147TH ST. W. ROSEMOUNT MN 55068 6.99000 80.0%
10153599 HODGES CARL D. 1016 COUNTY ROAD 141 BLUE MOUNTA MS 38610 6.25000 80.0%
10153600 BOWLING MOLAY I. 2469 SOUTH BROADWAY STREET DENVER CO 80210 6.62500 65.0%
10154607 CARTER LOIS 1008 SAINT BIMINI CIRCLE PALM SPRING CA 92264 7.00000 85.0%
10154608 DALE BRIAN R. 7547 IRVINE AVENUE NORTH HOLLY CA 91605 6.25000 80.0%
10154621 GOSS JOHN 706 MAGNOLIA DRIVE KENNEDALE TX 76060 7.25000 90.0%
10154632 DE SANTIS RICHARD A. 4001 NORTH TOPANGA CANYON BOULEV WOODLAND HI CA 91364 6.12500 75.0%
10154636 MALVIN DARREN 3627 SUMMERSHORE LANE WESTLAKE VI CA 91361 6.50000 85.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10153497 8.75000 33,600.00 264.34 01 2 42,000.00 360 N
10153498 8.62500 495,000.00 3,850.06 01 1 720,000.00 360 N
10153500 11.75000 65,580.15 662.18 01 1 101,000.00 360 N
10153501 9.75000 63,720.25 547.72 01 1 85,000.00 360 N
10153505 9.50000 264,000.00 2,219.86 09 1 330,000.00 360 N
10153509 10.00000 135,000.00 1,184.73 01 1 216,000.00 360 N
10153510 9.50000 121,815.04 1,024.80 01 1 162,500.00 360 N
10153511 9.00000 69,611.96 560.42 01 3 99,500.00 360 N
10153512 10.75000 65,225.43 609.10 01 1 87,000.00 360 N
10153514 8.99000 170,000.00 1,366.64 01 1 189,000.00 360 N
10153515 11.49000 92,000.00 910.37 01 1 115,000.00 360 N
10153516 10.50000 88,764.71 812.29 01 1 111,000.00 360 N
10153521 9.50000 41,250.00 346.86 01 1 55,000.00 360 N
10153522 11.36500 28,331.23 277.84 01 1 31,500.00 360 N
10153526 10.99000 63,819.02 608.06 01 1 71,000.00 360 N
10153527 10.75000 78,520.38 734.19 01 1 121,000.00 360 N
10153528 8.50000 494,700.12 3,806.13 01 1 650,000.00 360 N
10153530 9.50000 126,337.83 1,062.84 01 1 158,000.00 360 N
10153531 10.75000 19,984.87 186.70 01 1 65,000.00 360 N
10153532 11.50000 31,489.92 311.95 01 1 42,000.00 360 N
10153534 10.25000 195,917.81 1,756.36 01 1 245,000.00 360 N
10153538 10.87500 70,524.15 665.21 01 1 83,000.00 360 N
10153543 9.00000 121,533.57 978.43 01 1 152,000.00 360 N
10153545 10.49000 63,974.51 584.96 01 1 80,000.00 360 N
10153546 9.24000 41,228.57 339.06 01 1 55,000.00 360 N
10153548 10.75000 41,775.00 389.97 01 1 55,700.00 360 N
10153549 9.49000 106,347.55 893.90 01 1 142,000.00 360 N
10153551 9.99000 64,771.27 568.19 01 1 72,000.00 360 N
10153552 9.75000 91,400.00 785.27 01 1 121,900.00 360 N
10153554 9.99000 162,000.00 1,420.47 01 1 180,000.00 360 N
10153556 9.75000 109,697.12 943.36 01 1 122,000.00 360 N
10153561 10.75000 21,000.00 196.04 01 1 28,000.00 360 N
10153562 8.75000 114,683.98 902.74 01 1 153,000.00 360 N
10153563 9.50000 94,282.00 792.78 01 1 135,000.00 360 N
10153564 8.25000 239,846.96 1,803.04 05 1 300,000.00 360 N
10153566 10.99000 102,300.00 973.46 01 1 136,400.00 360 N
10153568 10.25000 80,250.00 719.13 01 1 107,000.00 360 N
10153570 9.70000 110,490.00 945.23 01 1 130,000.00 360 N
10153571 9.50000 29,970.36 252.26 01 1 43,000.00 360 N
10153573 9.74000 161,700.00 1,388.07 01 1 202,125.00 360 N
10153574 11.50000 27,375.00 271.10 04 1 36,500.00 360 N
10153575 11.99000 77,577.74 797.61 01 1 97,000.00 360 N
10153579 9.99000 49,278.14 432.28 01 1 58,000.00 360 N
10153584 9.99000 62,050.00 544.08 01 1 73,000.00 360 N
10153586 10.74000 72,000.00 671.57 01 1 90,000.00 360 N
10153590 10.50000 48,541.61 445.48 01 1 71,000.00 360 N
10153593 10.87500 36,451.63 343.83 01 1 42,900.00 360 N
10153595 10.75000 39,884.98 372.46 01 3 57,000.00 360 N
10153598 8.90000 99,989.00 797.35 01 1 125,000.00 360 N
10153599 10.75000 27,989.45 261.38 01 1 35,000.00 360 N
10153600 8.99000 72,800.00 585.25 01 1 112,000.00 360 N
10154607 9.87500 97,705.58 848.82 04 1 115,000.00 360 N
10154608 9.99000 132,000.00 1,157.42 01 1 165,000.00 360 N
10154621 10.99000 38,146.36 363.12 01 1 42,400.00 360 N
10154632 7.99000 322,283.16 2,364.15 01 1 430,000.00 360 N
10154636 10.50000 135,945.95 1,244.05 04 1 160,000.00 360 N
</TABLE>
Page 81
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10154637 FIORE RICK 3694 SPANISH GATE NEWBERRY PA CA 91320 6.12500 75.0%
10154649 SCOBLE HAN YONG 22530 HARTLAND STREET (WEST HILLS CA 91307 6.25000 80.0%
10154650 BATES LORENA G. 226 G STREET NORTHEAST MIAMI OK 74354 6.75000 80.0%
10154659 GARRETT CHRIS 309 NORTH OKLAHOMA PRYOR OK 74361 6.75000 80.0%
10154667 GRADNEY LULA 2114 SOUTH EDWARDS AVENUE GONZALES LA 70737 7.00000 73.9%
10154676 JONES ELMA 3683 & 3685 5TH AVENUE LOS ANGELES CA 90018 6.37500 50.0%
10154677 JACKSO CHARLES 4375 PARK FORTUNA CALABASAS CA 91302 7.00000 85.0%
10154681 JOHNSON JIM 5201 89TH STREET LUBBOCK TX 79424 7.25000 80.0%
10154702 MANUEL AMERY 1038 STATE HIGHWAY 73 WINNIE TX 77665 7.75000 75.0%
10154709 POZEGA JOHN 5000 AMBERDALE FORT WORTH TX 76137 6.75000 80.0%
10154710 MILLER SYLVESTER B. 14 NORTHEAST AVENUE PORTLAND OR 97213 6.75000 65.0%
10154727 RESTIVO CARLO 14338 NUCCIO ROAD TICKFAW LA 70466 7.00000 78.5%
10154728 LINZNER ERWIN 313 & 315 BENJAMINS ROAD SANTA ROSA CA 95409 6.12500 80.0%
10154733 ROSENBLATT ELLIS R. 5917 LOCH LOMOND DRIVE PLANO TX 75093 7.25000 90.0%
10154736 LERMA FERNANDO 14740 ANITA WAY EL PASO TX 79938 6.75000 70.8%
10154742 MCKAING ROBERT 44805 KINGTREE AVENUE LANCASTER CA 93534 7.25000 90.0%
10154751 ALEXANDER BYRON C. 5831 ST. KATHERINE AVENUE BATON ROUGE LA 70805 6.62500 75.0%
10154757 STEWARD EDWARD S. 5520 SAN JUAN STREET HOUSTON TX 77020 7.00000 80.0%
10154762 THOMPSON CANDACE J. 636 DEER VALLEY DR WEATHERFORD TX 76086 7.00000 80.0%
10154764 KRALL LOUIS 1313 MADEWOOD DRIVE LA PLACE LA 70068 6.50000 75.0%
10154777 WILLIAMS KELVIN 14239 EXPLORERS AVENUE NEW ORLEANS LA 70129 7.00000 80.0%
10154781 QUINN DAUNELLE J. 1541 STEEPLE CHASE LANE NEW ORLEANS LA 70131 7.00000 75.0%
10154785 WEBB M. EARLE 2309 WINDMILL LANE AMARILLO TX 79124 6.75000 80.0%
10154786 WHITE FRANK 2444 MONACO DRIVE ONXARD CA 93035 7.50000 90.0%
10154792 GARDNER TRAVIS 1605 SOUTH ADA STREET NAMPA ID 83686 5.68800 75.0%
10154809 TYRA WILLIE 2346 HANDLIN STREET DALLAS TX 75253 6.75000 75.0%
10154814 AMICK MARILYN E. 4416 COURTSIDE DRIVE MCKINNEY TX 75070 6.75000 65.0%
10154815 KASSIANOVA ALLA 520 NORTH FULLER AVENUE LOS ANGELES CA 90036 6.50000 85.0%
10154816 TORRES JESUS 12322 HAROLDSON FOREST DRIVE HOUSTON TX 77044 7.00000 70.0%
10154821 JACKSON ANDREA DARLEAN 11813 ANTWERP STREET LOS ANGELES CA 90059 6.50000 70.0%
10154828 BOWER TERRY W. 201 SOUTH SWAN DRIVE CLEVELAND OK 74020 6.75000 74.5%
10154832 KAPLAN JEROLD 3346 SHERBOURNE DRIVE CULVER CITY CA 90232 6.75000 78.5%
10154847 RUIZ LOUIS 940 EAST HATTIE STREET FORT WORTH TX 76017 7.25000 70.0%
10154849 NGUYEN NGUYEN VAN 11 FESTIVO IRVINE CA 92606 7.00000 75.0%
10154850 PALMIERI JUDY C. 1007 REDOAK DRIVE HARRISON CI PA 15636 7.00000 85.0%
10154854 YORK DAVID 22227 GROVE PIONTE SAINT CLAIR MI 48081 7.25000 90.0%
10154857 SANDERS RAYMOND 11307 DORRANCE STAFFORD TX 77477 6.25000 80.0%
10154863 BRASSFIELD ARTHUR J. ROUTE 1 BOX 96 BIG CABIN OK 74332 7.25000 90.0%
10154867 ROBERTS FRANK E. 12920 NORTH 91ST EAST AVENUE COLLINSVILL OK 74021 6.50000 85.9%
10154878 CASTRO OVIDIO R. 12452 RUSSELL CIRCLE GARDEN GROV CA 92843 6.75000 77.2%
10154880 DODD RANDY 107 NORTH ORPHAN STREET PRYOR OK 74361 7.00000 80.0%
10154888 MCDADE WILLIAM 34306 CONROE HUFF SMITH MAGNOLIA TX 77354 6.75000 65.0%
10154890 NICHELSON DANIEL S. 475 FULTON STREET AURORA CO 80010 7.25000 90.0%
10154897 GRAY DAVID L 3402 RAIN FOREST DRIVE AUSTIN TX 78746 7.25000 90.0%
10154898 BAUTISTA BENNY B. 3871 CAZADOR STREET LOS ANGELES CA 90065 7.50000 80.0%
10154903 SHERRY ORIEN D. 17311 GLENMORRIS DR HOUSTON TX 77084 6.25000 80.0%
10154909 BEAR JOHNNY R. 5221 BERKLEY DRIVE NEW ORLEANS LA 70131 6.99000 65.0%
10154910 MURPHY GERALD 214 EAST FIRST STREET WEATHERFORD TX 76086 7.00000 80.0%
10154912 ESPINA JULIAS A. 4252 LEVITT LANE (SHERMAN OA CA 91403 6.50000 65.4%
10154913 ZERIHUN SOLOMON 8400 DENISE LANE (WEST HILLS CA 91304 6.12500 80.0%
10154920 MARTIN FRANCISCO J. 5656 WILKINSON AVENUE NORTH HOLLY CA 91607 6.50000 90.0%
10154922 CONSTANZA SOLOMON 4737 ANGELES VISTA BOULEVARD LOS ANGELES CA 90043 6.62500 80.0%
10154925 YARBROUGH MARY 17315 CAGNEY STREET (GRANADA HI CA 91344 7.25000 90.0%
10154942 MENDOZA DEBRA 609 COLCHESTER DRIVE EL PASO TX 79912 7.25000 90.0%
10154943 GALLEGO MARIA R 2905 ESCARPA DRIVE EL PASO TX 79935 6.75000 80.0%
10154951 BEAVERS DOROTHY 6511 BEEKMAN STREET HOUSTON TX 77021 6.75000 55.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10154637 9.74000 123,750.00 1,062.30 01 3 165,000.00 360 N
10154649 8.50000 147,820.03 1,138.00 01 1 185,000.00 360 N
10154650 9.50000 22,000.00 184.99 01 1 27,500.00 360 N
10154659 9.50000 53,600.00 450.70 01 1 67,000.00 360 N
10154667 9.49000 59,120.84 496.94 01 1 80,000.00 360 N
10154676 7.99000 69,951.08 513.15 05 1 140,000.00 360 N
10154677 9.12500 451,716.87 3,679.25 09 1 532,000.00 360 N
10154681 11.00000 68,775.47 655.20 01 1 86,000.00 360 N
10154702 11.50000 35,250.00 349.08 01 1 47,000.00 360 N
10154709 9.99000 134,340.41 1,178.47 01 1 168,000.00 360 N
10154710 10.99000 110,500.00 1,051.49 01 1 170,000.00 360 N
10154727 11.25000 89,469.78 869.28 01 1 114,000.00 360 N
10154728 8.25000 133,514.80 1,003.70 05 1 167,000.00 360 N
10154733 9.99000 283,024.46 2,482.76 09 1 314,625.00 360 N
10154736 10.75000 37,500.00 350.06 01 1 53,000.00 360 N
10154742 9.99000 137,700.00 1,207.40 01 1 153,000.00 360 N
10154751 9.75000 33,750.00 289.97 01 1 45,000.00 360 N
10154757 10.87500 23,080.00 217.62 01 1 28,850.00 360 N
10154762 10.25000 89,562.42 802.91 01 1 112,000.00 360 N
10154764 10.99000 71,250.00 678.00 01 1 95,000.00 360 N
10154777 11.99000 63,200.00 649.60 01 1 79,000.00 360 N
10154781 10.25000 104,581.12 937.55 01 1 139,500.00 360 N
10154785 10.25000 396,000.00 3,548.57 01 1 495,000.00 360 N
10154786 9.25000 440,771.37 3,628.00 01 1 490,000.00 360 N
10154792 10.20000 73,875.00 659.26 01 1 98,500.00 360 N
10154809 10.75000 33,737.29 315.05 01 1 45,000.00 360 N
10154814 10.75000 62,026.63 579.23 01 1 95,531.00 360 N
10154815 10.50000 279,538.87 2,558.07 01 1 329,000.00 360 N
10154816 10.75000 40,950.00 382.27 09 1 58,500.00 360 N
10154821 9.50000 94,500.00 794.61 01 1 135,000.00 360 N
10154828 11.50000 35,000.00 346.61 01 1 47,000.00 360 N
10154832 8.50000 203,876.41 1,568.59 01 1 260,000.00 360 N
10154847 10.50000 38,500.00 352.18 12 3 55,000.00 360 N
10154849 9.75000 232,500.00 1,997.54 09 1 310,000.00 360 N
10154850 9.99000 160,650.00 1,408.64 01 1 189,000.00 360 N
10154854 9.75000 101,526.31 873.76 01 1 113,000.00 360 N
10154857 9.50000 91,954.74 773.59 01 1 115,000.00 360 N
10154863 10.50000 126,000.00 1,152.58 01 1 140,000.00 360 N
10154867 9.50000 40,375.00 339.50 01 1 47,000.00 360 N
10154878 9.99000 152,000.00 1,332.79 01 1 197,000.00 360 N
10154880 10.25000 48,000.00 430.13 01 1 60,000.00 360 N
10154888 10.75000 66,275.04 618.90 01 1 102,000.00 360 N
10154890 11.25000 115,955.74 1,126.77 01 1 128,900.00 360 N
10154897 10.75000 139,500.00 1,302.21 01 1 155,000.00 360 N
10154898 9.75000 232,000.00 1,993.24 01 1 290,000.00 360 N
10154903 9.50000 51,974.42 437.25 01 1 65,000.00 360 N
10154909 9.99000 165,750.00 1,453.36 01 1 255,000.00 360 N
10154910 10.74000 25,600.00 238.78 01 1 32,000.00 360 N
10154912 8.75000 500,000.00 3,933.51 01 1 765,000.00 360 N
10154913 9.50000 136,000.00 1,143.57 09 1 170,000.00 360 N
10154920 9.75000 209,602.16 1,801.65 01 1 233,000.00 360 N
10154922 7.70000 313,600.00 2,235.85 01 1 392,000.00 360 N
10154925 9.99000 236,250.00 2,071.52 01 1 262,500.00 360 N
10154942 10.50000 76,050.00 695.66 01 1 84,500.00 360 N
10154943 9.49000 76,000.00 638.50 01 1 95,000.00 360 N
10154951 10.75000 22,000.00 205.37 01 1 40,000.00 360 N
</TABLE>
Page 82
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10154953 CANTU JR ARTURO 7115 FAUNA AVENUE HOUSTON TX 77061 6.75000 65.0%
10154954 EPPS GWENDOLYN 817-819 BEHRMAN AVENUE NEW ORLEANS LA 70114 6.75000 75.0%
10154961 PINTO JACOB I. 1205-1207 SOUTH SHERBOURNE DRIVE LOS ANGELES CA 90035 7.00000 75.0%
10154962 HENRY LEUNA 12403 VINKINS COURT HOUSTON TX 77071 6.75000 58.7%
10154963 BROWN STEPHEN R. 150 VIRGINIA STREET AUBURN CA 95603 7.00000 85.0%
10154964 BENESH ARNETA 2249 FM 879 PALMER TX 75152 6.25000 79.5%
10154966 ISOLDA REIS 10874 LORO VERDE LOMA LINDA CA 92354 6.75000 80.2%
10154968 RICHARDSON NOLAND 1351 CAMELLIA STREET OXNARD CA 93030 6.12500 72.7%
10154974 ROBERSON DENNIS 2630 IVANHOE AVENUE OXNARD CA 93030 6.50000 85.0%
10154977 MOYA EDDIE R. 9410 CLIFF WAY DRIVE SAN ANTONIO TX 78250 6.75000 75.0%
10154978 LUNDY JOHN E. 5762 WILHELMINA AVENUE WOODLAND HI CA 91367 6.25000 80.0%
10154982 KISTLER KATHERINE A. 120 UNIVERSITY AVENUE VENTURA CA 93003 7.25000 90.0%
10154990 HUNT DONALD J. 8433 TOPANGA CANYON BOULEVARD LOS ANGELES CA 91304 6.95000 80.0%
10154992 EVANS ANDRIA 9106 LUGARY DRIVE HOUSTON TX 77074 7.00000 85.0%
10155000 MENA MARY 13514 JUDD STREET (PACOIMA AR CA 91331 6.25000 80.0%
10155007 PENRY ANDREW 127 KINGSWOOD DRIVE DAPHNE AL 36526 7.12500 80.0%
10155008 WILSON ARTHUR T. 5285 GREENWOOD TERRACE MACON GA 31206 7.25000 90.0%
10155014 GARZA EVA C. 21079 SOUTHERN COLONY KATY TX 77449 6.75000 80.0%
10155022 CARO OLIVIA 1826 RON CERRUDO STREET EL PASO TX 79936 7.25000 88.4%
10155024 BEAROR DEBORAH 21633 PACIFIC COAST HIGHWAY MALIBU CA 90265 6.25000 83.6%
10155027 IBARRA RICARDO 1959 NORTH CROYDON AVENUE CAMARILLO CA 93010 6.37500 58.3%
10155036 BRINK ROBERT R. 4170 CRIMSO DRIVE HOFFMAN EST IL 60195 6.75000 75.0%
10155038 BOMBELLA MELISA C 6803 COUNTRY LAWN SAN ANTONIO TX 78240 7.00000 70.0%
10155041 NOBLE DANNY 31975 HILL CREEK LANE LEBANON OR 97355 6.62500 75.0%
10155043 JOHNSON JR. MARTIN W. 1650 SOUTHWEST 23RD STREET REDMOND OR 97756 6.12500 70.0%
10155046 LEYVA ROBERT 4422 GRANTILLY ROAD SAN ANTONIO TX 78217 7.00000 70.0%
10155050 MITCHELL LYNN KAY 245 WEST 400 NORTH SANTAQUIN UT 84655 6.37500 67.0%
10155052 LOPEZ DEBBIE 4721 HIGHLAND AVENUE OXNARD CA 93033 7.00000 85.0%
10155053 JACKSON ELAINE M. 605 NORTH ASH BRISTOW OK 74010 7.25000 68.2%
10155055 CAUDILLO JOSEPH 1133 VALLECITO ROAD CARPINTERIA CA 93013 7.25000 80.0%
10155057 SMITH JESSE W. 3855 SPRING LEAF COURT STONE MAUNT GA 30083 6.25000 85.0%
10155061 WATERS ELDRED K 7830 WOLFIELD LANE HOUSTON TX 77071 6.50000 90.0%
10155066 DAVENPORT ALLANNA C. 8978 EAST 14TH STREET TULSA OK 74112 6.75000 65.0%
10155067 DOBBINS REGINA 6 GREENLEAF PLACE POMONA CA 91766 7.00000 80.0%
10155077 ZUPPARDO JOSEPH 4001 TARTAN DRIVE METAIRIE LA 70003 7.00000 75.0%
10155078 SCHOONOVER RICK 14808 HUSTON STREET LOS ANGELES CA 91403 6.50000 68.4%
10155080 CHIBBERTON HARRY J. 1326 LAKE FRANCES DRIVE GRETNA LA 70056 7.00000 85.0%
10155082 BUSHNELL JESSICA 13427 SOUTH THORNTREE DRIVE HOUSTON TX 77015 6.87500 75.0%
10155087 ARTEAGA ANTONIO 2539 ILLINOIS AVENUE SOUTH GATE CA 90280 6.75000 48.6%
10155091 QUARLES MICHAEL 1436 SPANISH OAKS DRIVE HARVEY LA 70058 6.75000 80.0%
10155092 TYLER PATRICIA A. 6011 MATT ROAD HUMBLE TX 77346 7.00000 80.0%
10155093 MARROQUIN RUBEN 2420 ALA BLANCA AVENUE MISSION TX 78572 7.00000 85.0%
10155106 AQUINO DIVINA 3231 BLUE MOUNTAIN DRIVE SAN JOSE CA 95127 6.25000 80.0%
10155108 RIVERA ROSA 3626 EAST HILLS DRIVE SAN JOSE CA 95127 6.25000 80.8%
10155110 NAPOLES RUBEN 4545 NORTH HUGHES AVENUE FRESNO CA 93705 6.50000 90.0%
10155111 PALI THOM 2975 FRANKLIN BOULEVARD SACRAMENTO CA 95818 6.50000 85.0%
10155119 RUSSELL WARREN 977 MASSON AVENUE SAN BRUNO CA 94066 6.25000 83.9%
10155136 WEBB LINDA 1756 EAST 2050 NORTH LAYTON UT 84040 7.00000 75.0%
10155144 CONSTABLE AL 11 MIDDLEFIELD DRIVE SAN FRANCIS CA 94132 7.25000 89.7%
10155150 MORROW ELIZABETH 2828 WIX LANE CERES CA 95307 5.87500 58.5%
10155151 TAN DANILO 1970 POWELL STREET SAN PABLO CA 94806 6.50000 85.0%
10155152 PIZANO IGNACIO 5344 JEPPSON DRIVE SALIDA CA 95368 6.75000 80.0%
10155154 WOHLER JOHN 1300 REGENCY WAY 98 KINGS BEACH CA 96143 6.37500 70.0%
10155163 NEVAREZ RAMON 3409 EAST CARPENTER ROAD STOCKTON CA 95215 6.50000 75.0%
10155172 CALVERT JOHN 31342 SANTA ELENA WAY UNION CITY CA 94587 6.25000 80.0%
10155189 MORGAN TOBERTHA 8323 LANCRAFT DRIVE 1 SACRAMENTO CA 95823 6.50000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10154953 10.75000 61,671.55 576.43 09 1 95,000.00 360 N
10154954 11.50000 46,875.00 464.20 05 1 62,500.00 360 N
10154961 9.50000 326,089.52 2,743.29 05 1 435,000.00 360 N
10154962 10.75000 42,234.09 394.40 01 1 72,000.00 360 N
10154963 9.87500 143,584.73 1,247.39 01 1 169,000.00 360 N
10154964 9.99000 61,972.51 543.64 01 1 78,000.00 360 N
10154966 10.25000 52,103.13 467.10 01 1 65,000.00 360 N
10154968 8.99000 116,250.00 934.54 01 1 160,000.00 360 N
10154974 9.75000 174,168.70 1,497.08 01 1 205,000.00 360 N
10154977 10.75000 44,608.20 416.57 09 1 59,500.00 360 N
10154978 8.99000 271,200.00 2,180.19 01 1 339,000.00 360 N
10154982 10.65000 184,429.02 1,708.42 01 1 205,000.00 360 N
10154990 8.75000 152,000.00 1,195.79 01 3 190,000.00 360 N
10154992 10.87500 61,200.00 577.05 01 1 72,000.00 360 N
10155000 9.75000 98,400.00 845.41 01 1 123,000.00 360 N
10155007 9.50000 74,358.40 625.60 09 1 93,000.00 360 N
10155008 10.75000 62,886.31 587.26 01 1 69,900.00 360 N
10155014 9.99000 69,200.00 606.77 01 1 86,500.00 360 N
10155022 10.99000 59,200.00 563.33 01 1 67,000.00 360 N
10155024 8.50000 510,000.00 3,921.46 01 1 610,000.00 360 N
10155027 8.50000 105,000.00 807.36 01 1 180,000.00 360 N
10155036 8.99000 150,000.00 1,205.86 01 1 200,000.00 360 N
10155038 11.50000 60,180.76 596.16 01 1 86,000.00 360 N
10155041 9.99000 65,595.90 575.43 01 1 87,500.00 360 N
10155043 7.87500 140,000.00 1,015.10 01 1 200,000.00 360 N
10155046 12.75000 59,500.00 646.59 01 1 85,000.00 360 N
10155050 9.75000 79,000.00 678.74 01 1 118,000.00 360 N
10155052 11.62500 144,500.00 1,444.77 01 1 170,000.00 360 N
10155053 10.50000 30,000.00 274.43 01 3 44,000.00 360 N
10155055 11.00000 204,000.00 1,942.74 01 1 255,000.00 360 N
10155057 9.25000 76,460.34 629.35 01 1 90,000.00 360 N
10155061 10.25000 123,012.39 1,102.78 09 1 136,739.00 360 N
10155066 10.75000 37,700.00 351.93 01 1 58,000.00 360 N
10155067 8.99000 104,000.00 836.06 04 1 130,000.00 360 N
10155077 11.75000 102,750.00 1,037.17 01 1 137,000.00 360 N
10155078 9.25000 129,932.60 1,069.48 01 1 190,000.00 360 N
10155080 9.99000 175,871.99 1,542.79 01 1 207,000.00 360 N
10155082 10.87500 53,250.00 502.09 01 1 71,000.00 360 N
10155087 10.75000 69,972.08 653.44 01 1 144,000.00 360 N
10155091 11.25000 87,970.29 854.71 01 1 110,000.00 360 N
10155092 10.75000 106,400.00 993.23 09 1 133,000.00 360 N
10155093 10.87500 51,000.00 480.88 01 1 60,000.00 360 N
10155106 9.49000 201,600.00 1,693.70 01 1 252,000.00 360 N
10155108 8.99000 164,000.00 1,318.41 01 1 203,000.00 360 N
10155110 9.99000 68,400.00 599.76 01 1 76,000.00 360 N
10155111 10.50000 72,250.00 660.90 01 1 85,000.00 360 N
10155119 9.37500 172,000.00 1,430.61 01 1 205,000.00 360 N
10155136 8.99000 149,250.00 1,199.83 01 1 199,000.00 360 N
10155144 8.99000 390,000.00 3,135.23 01 1 435,000.00 360 N
10155150 8.75000 58,466.34 460.22 01 1 100,000.00 360 N
10155151 9.50000 195,500.00 1,643.87 12 1 230,000.00 360 N
10155152 9.50000 93,560.00 786.71 01 1 116,950.00 360 N
10155154 10.50000 30,450.00 278.54 04 2 43,500.00 360 N
10155163 9.75000 50,250.00 431.73 01 1 67,000.00 360 N
10155172 9.50000 153,160.00 1,287.86 01 1 191,450.00 360 N
10155189 10.99000 75,000.00 713.68 01 1 100,000.00 360 N
</TABLE>
Page 83
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10155192 DURANT MARY 255 HOWTH STREET SAN FRANCIS CA 94112 6.37500 70.8%
10155200 DELGADO ROBERT 3082 DEER MEADOW DRIVE DANVILLE CA 94506 7.25000 88.3%
10155215 SOTO DAVID 9500 E. STREET OAKLAND CA 94603 6.50000 75.0%
10155220 JOHNSON GREGORY 2701 CHAPPARAL PLACE MODESTO CA 95358 7.25000 90.0%
10155223 SILVERIA MATTHEW 901 7TH AVENUE CROCKETT CA 94525 7.25000 90.0%
10155225 SCHULZE KENNETH 277 SPREADING OAKS DRIVE SCOTTS VALL CA 95066 7.00000 80.0%
10155233 MORFIN PAMELA 6064 OSTENBERG DRIVE SAN JOSE CA 95120 6.25000 73.1%
10155234 FORIDEVAUS LEE 419 MAT AVENUE SAN JOSE CA 95123 6.50000 82.5%
10155238 PLAUCHE JEFFREY 20536 CACHAGUA ROAD CARMEL VALL CA 93924 6.37500 60.5%
10155253 ANDOLSEK GERALINDE 129 WINHAM STREET SALINAS CA 93901 6.62500 75.0%
10155269 JACKSON WAYNE 1687 UTE COURT FREMONT CA 95035 6.25000 80.0%
10155294 GILL HORACE 5918 HOLWAY STREET OAKLAND CA 94402 7.00000 80.0%
10155306 WILKINSON MICHAEL Y0545 VINELAND ROAD BEN LOMOND CA 95005 6.25000 80.0%
10155317 ATKINS DANIEL 113 FOXRIDGE DRIVE FOLSOM CA 95630 6.25000 80.0%
10155340 STUART IRVING 3469 SANDPIPER COURT HAYWARD CA 94542 7.25000 89.9%
10155342 KUBUROVICH GOYKO 1663 CLOVIS AVENUE SAN JOSE CA 95124 7.00000 80.0%
10155345 BARRAGAN ANGEL 62 CLEVELAND AVENUE SAN JOSE CA 95128 7.75000 80.0%
10155350 JOHNSON FRANK 36266 TUDOR PLACE NEWARK CA 94560 6.25000 80.0%
10155365 REPOSAR RICHARD 119 CALADO AVENUE CAMPBELL CA 95008 6.75000 75.0%
10155388 ORNELLAS ADAM 1243 EDGEWOOD WAY SOUTH SAN F CA 94080 6.12500 74.2%
10155397 ZIMMERMAN JOHN 2350 LEPTIS CIRCLE MORGAN HILL CA 95037 7.25000 90.0%
10155404 KISH STEPHEN 1683 WASHINGTON STREET SAN MATEO CA 94403 7.25000 90.0%
10155413 STEIN VICKI 436 NORTH 14TH STREET SAN JOSE CA 95112 7.12500 65.0%
10155422 MORALES VICTOR 67 BROOKWOOD ROAD #18 ORINDA CA 94523 7.00000 85.0%
10155437 WILKSON PURIFICACION 4289 HOUNDSBROOK WAY SAN JOSE CA 95111 6.25000 80.0%
10155453 MONTARBO DAVID 7205 WELLS AVENUE LOOMIS CA 95650 6.50000 90.0%
10155458 PLYLER STEVEN 1963 BERNICE WAY SAN JOSE CA 95124 6.37500 51.7%
10155601 BENGSTEN DEBBY R 18W211 LATHROP LANE VILLA PARK IL 60181 6.25000 65.0%
10155602 THOMPSON PATRICIA J 7520 SOUTH STEWART AVENUE CHICAGO IL 60620 6.62500 75.0%
10155604 ROBERTS-POORMAN DEBORAH A 2508 SOUTH 14TH STREET SPRINGFIELD IL 62703 7.50000 70.0%
10155605 DRAPER DELISA 5955 COTE BRILLIANTE AVENUE ST. LOUIS MO 63112 6.25000 80.0%
10155607 MORTIMER MARK E. 9725 STATE RT. 19 GALION OH 44833 6.75000 60.0%
10155609 RIOS CARMELO 1448 NORTH ARTESIAN AVENUE CHICAGO IL 60622 6.62500 50.6%
10155610 STEMPER PAUL E. 1251 NATCHEZ TRACE NAPERVILLE IL 60540 6.37500 59.5%
10155626 MYERS KENNETH J 1914 STILLWELL LAFAYETTE IN 47904 6.75000 76.9%
10155637 CRUZ JOSE 309 VICTORIA DRIVE NORTHLAKE IL 60164 6.50000 85.0%
10155639 SCHINDLER MICHAEL J 251 RIVER LANE LOVES PARK IL 61111 6.50000 75.0%
10155642 WINKELMAN DAVID A 2708 BROOKDALE LANE 2708 BROOKLYN PA MN 55444 6.50000 85.0%
10155648 GILBERT ROY LEE 150 MISHAWAKA ROAD GRAND RAPID MN 55744 7.25000 70.0%
10155649 BUFORD HOWARD 6499 LONDON DETROIT MI 48221 7.00000 80.0%
10155652 WATKINS TERESA 84 MEEK AVENUE COLUMBUS OH 43222 6.75000 65.0%
10155659 AGNEW EZELL 1133+ TECUMSEH STREET INDIANAPOLI IN 46201 7.25000 75.0%
10155661 HETHERINGTON CYNTHIA M. 300 SOUTH 2ND AVENUE MAYWOOD IL 60153 7.00000 85.0%
10155675 BANGE PATRICIA 1226 JEFFERSON QUINCY IL 62301 6.12500 30.8%
10155682 LUCAS LEON 17319 WEST PATTON DETROIT MI 48219 6.75000 75.0%
10155686 MCKNIGHT TAMARA K 884 SOUTH WEYANT AVENUE COLUMBUS OH 43227 7.00000 85.0%
10155687 MADISON JR. ROBERT E 1692 ABERDEEN AVENUE COLUMBUS OH 43211 6.50000 75.0%
10155691 SHELTON ANDREA L 8849 TERRY DETROIT MI 48227 7.00000 85.0%
10155698 CONWAY II EDWARD A. 2818 NORTH CHESTER INDIANAPOLI IN 46218 6.75000 65.0%
10155699 ARTHUR III JAMES K. 4257 NORROSE DRIVE INDIANAPOLI IN 46226 6.75000 65.0%
10155700 BLANKENBURG SUE A. 19 WEST MONTEREY AVENUE SCHAUMBURG IL 60193 6.25000 85.0%
10155704 SIMPSON CHERLYN 5230 MAFFITT AVENUE ST. LOUIS MO 63113 6.50000 75.0%
10155709 BUCHANAN SAMUEL 302 SHERMAN STREET JOLIET IL 60433 7.00000 85.0%
10155711 JUDD RICHARD J 589 JEFFERSON VALLEY COATSVILLE IN 46121 6.12500 75.0%
10155712 PATTERSON RANDY 13849 SOUTH COUNTY LINE ROAD SYRACUSE IN 46567 6.50000 75.0%
10155717 ANDERSON PAUL W. 9 HOLIDAY DRIVE COLLINSVILL IL 62234 6.75000 63.7%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10155192 8.50000 165,000.00 1,268.71 01 1 233,000.00 360 N
10155200 8.99000 441,500.00 3,549.24 09 1 500,000.00 360 N
10155215 9.75000 63,750.00 547.72 01 1 85,000.00 360 N
10155220 9.99000 116,550.00 1,021.95 01 1 129,500.00 360 N
10155223 9.99000 151,200.00 1,325.78 01 1 168,000.00 360 N
10155225 10.25000 292,000.00 2,616.62 09 3 365,000.00 360 N
10155233 8.37500 351,000.00 2,667.86 09 1 480,000.00 360 N
10155234 8.12500 231,000.00 1,715.17 01 1 280,000.00 360 N
10155238 8.25000 127,000.00 954.11 01 1 210,000.00 360 N
10155253 8.87500 138,750.00 1,103.96 01 1 185,000.00 360 N
10155269 8.50000 444,000.00 3,413.98 01 1 555,000.00 360 N
10155294 10.50000 106,400.00 973.29 01 3 133,000.00 360 N
10155306 8.99000 140,000.00 1,125.47 01 1 175,000.00 360 N
10155317 9.99000 217,600.00 1,907.99 01 1 272,000.00 360 N
10155340 9.25000 301,000.00 2,476.26 01 1 335,000.00 360 N
10155342 9.99000 236,000.00 2,069.33 01 3 295,000.00 360 N
10155345 9.74000 274,400.00 2,355.51 06 1 343,000.00 360 N
10155350 9.50000 237,600.00 1,997.87 01 1 297,000.00 360 N
10155365 10.37500 291,000.00 2,634.74 01 1 388,000.00 360 N
10155388 8.50000 204,000.00 1,568.59 01 1 275,000.00 360 N
10155397 9.50000 242,500.00 2,039.08 09 1 269,500.00 360 N
10155404 9.25000 260,955.00 2,146.82 01 1 289,950.00 360 N
10155413 8.50000 152,750.00 1,174.52 01 3 235,000.00 360 N
10155422 10.87500 109,650.00 1,033.88 04 1 129,000.00 360 N
10155437 9.25000 179,960.00 1,480.49 01 1 224,950.00 360 N
10155453 10.50000 184,500.00 1,687.70 01 1 205,000.00 360 N
10155458 9.50000 155,000.00 1,303.33 01 1 300,000.00 360 N
10155601 9.25000 67,564.95 556.13 10 1 104,000.00 360 N
10155602 10.00000 59,925.00 525.89 05 1 79,900.00 360 N
10155604 12.25000 44,100.00 462.13 05 1 63,000.00 360 N
10155605 10.25000 40,000.00 358.45 01 1 50,000.00 360 N
10155607 10.75000 41,984.18 392.07 01 1 70,000.00 360 N
10155609 9.75000 84,960.34 730.29 01 1 168,000.00 360 N
10155610 9.37500 106,945.96 889.98 10 1 180,000.00 360 N
10155626 10.75000 59,896.60 560.09 01 1 78,000.00 360 N
10155637 10.25000 102,000.00 914.03 01 1 120,000.00 360 N
10155639 9.25000 61,468.11 505.95 01 1 82,000.00 360 N
10155642 10.75000 50,065.00 467.35 04 1 58,900.00 360 N
10155648 11.75000 72,800.00 734.86 01 1 104,000.00 360 N
10155649 12.25000 57,584.41 603.59 01 1 72,000.00 360 N
10155652 10.75000 22,750.00 212.37 01 1 35,000.00 360 N
10155659 12.00000 41,238.19 424.31 12 3 55,000.00 360 N
10155661 10.99000 93,500.00 889.72 01 1 110,000.00 360 N
10155675 9.25000 20,000.00 164.54 01 1 65,000.00 360 N
10155682 11.75000 56,250.00 567.80 01 1 75,000.00 360 N
10155686 11.12500 67,891.43 653.20 01 1 79,900.00 360 N
10155687 11.25000 48,750.00 473.49 01 1 65,000.00 360 N
10155691 11.12500 36,550.00 351.54 01 1 43,000.00 360 N
10155698 10.75000 25,990.21 242.71 01 1 40,000.00 360 N
10155699 10.75000 42,234.09 394.40 01 1 65,000.00 360 N
10155700 9.50000 161,420.56 1,357.98 01 1 190,000.00 360 N
10155704 10.50000 41,250.00 377.33 01 1 55,000.00 360 N
10155709 10.62500 29,750.00 274.92 01 1 35,000.00 360 N
10155711 9.25000 57,750.00 475.10 01 1 77,000.00 360 N
10155712 11.25000 92,250.00 895.99 01 1 123,000.00 360 N
10155717 10.75000 42,900.00 400.47 01 1 67,400.00 360 N
</TABLE>
Page 84
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10155718 ELKINS LARRY 3920 MACINTOSH DRIVE COLUMBUS OH 43230 6.25000 80.0%
10155719 ROMANO DANIEL V. 827 NORTH LOOMIS STREET NAPERVILLE IL 60563 6.62500 75.0%
10155721 SALAMONSKI DEBRA 1255 APACHE AVENUE GREEN BAY WI 54313 6.62500 75.0%
10155725 WHITSON DORIS 2012 WINFIELD AVENUE INDIANAPOLI IN 46222 6.75000 80.0%
10155741 HUGHES GARY H 103 MARION STREET HOT SPRINGS AR 71913 6.50000 85.0%
10155743 BISHOP ROBERT J. 1710 ANTOINETTE STREET PEORIA IL 61605 6.50000 75.0%
10155753 CAUDILL ESTILL 8536 FORRISTER ROAD ADRIAN MI 49221 6.75000 65.0%
10155759 MOXLEY CHARLTON 634 ERNROE DRIVE DAYTON OH 45408 7.00000 70.0%
10155766 HILSTON WILLIAM A. 1824 10TH STREET CUYAHOGA FA OH 44221 6.75000 65.0%
10155771 JOHNSON CASSANDRA 1372 ANSEL ROAD CLEVELAND OH 44106 6.75000 65.0%
10155776 COLEMAN STANLEY M. 1600 SUGAR CREEK DRIVE JOLIET IL 60432 6.50000 85.0%
10155781 MALESHAFSKE TERRENCE T 3230 SOUTH 31ST STREET MILWAUKEE WI 53215 6.12500 80.0%
10155786 O'NEAL ANTONIO 1836 NORTH NORMANDY AVENUE CHICAGO IL 60707 6.37500 67.5%
10155799 HUNTER MICHEAL 1805 EAST SPEAR STREET LOGANSPORT IN 46947 7.00000 70.0%
10155802 STRAZECKI TOMASZ 4N368 MAPLE STREET BENSENVILLE IL 60106 7.25000 75.0%
10155805 ALLEN ROBERT 3912 NORTH 14TH STREET MILWAUKEE WI 53206 5.87500 70.0%
10155807 VELOZ EDUARDO H. 1419-21 NORTH 37TH STREET MILWAUKEE WI 53208 7.25000 70.0%
10155808 REID LONNIE JEAN 2211 NORTH 53RD STREET MILWAUKEE WI 53208 6.37500 62.2%
10155809 FERRARO DAVID L. 1410 WISCONSIN AVENUE RACINE WI 53403 7.25000 90.0%
10155834 RIVERA HOLVIN 1813 SOUTH 8TH STREET SPRINGFIELD IL 62703 6.87500 75.0%
10155843 TEASDALE EDNA N1370 SHORE DRIVE MARINETTE WI 54143 6.75000 46.7%
10155848 BATES LEON 3023-A NORTH 24TH PLACE MILWAUKEE WI 53206 7.50000 65.0%
10155851 TRAVIS WENONAH 2109 FAIRVIEW AVENUE LOCKPORT IL 60441 6.87500 80.0%
10155865 FRANKLIN DENISE R 8500 SOUTH DORCHESTER AVENUE CHICAGO IL 60619 7.00000 60.0%
10155877 STEPHENS GROVER 2251 KAMMERER ROAD KENDALLVILL IN 46755 7.00000 75.0%
10155883 IRBY JESSE 2925-27 TRACEWAY DRIVE MADISON WI 53713 7.25000 70.0%
10155896 CHILDRESS MARVIN 4804 WEST HILLCREST AVENUE DAYTON OH 45406 6.25000 80.0%
10155901 MOORE JEWERL 1715 WEST LINCOLN AVENUE PEORIA IL 61605 6.50000 75.0%
10155904 TRENT DELBERT 3004 WEST TREWYN AVENUE PEORIA IL 61605 6.50000 75.0%
10155910 SNYDER DEAN K. 7663 WEST SUNSET DRIVE ELMWOOD PAR IL 60707 7.25000 90.0%
10155911 JOWERS JESSIE J. 709 EAST BEHRENDS AVENUE PEORIA IL 61603 6.75000 75.0%
10155912 DUNAGAN CHRISTOPHER 4848 WEST RICE STREET CHICAGO IL 60651 6.51000 70.0%
10155913 PERDUE DONALD L. 1833 HAMILTON HOLT MI 48842 6.62500 75.0%
10155916 ASHFORD FALUSIC 15293 LIPPIN DETROIT MI 48205 6.62500 75.0%
10155917 ELKINS WARD T. 770 WALL STREET LIVINGSTON IL 62058 7.37500 65.0%
10155923 SHAFFER JUANITA 12752 SOUTH MORGAN STREET CHICAGO IL 60643 6.12500 90.0%
10155928 WALKER VICTORIA 1636 COBURG ROAD COLUMBUS OH 43227 7.75000 90.0%
10155930 SMILEY GARY 8400 ILLINOIS ROUTE 15 BELLEVILLE IL 62223 6.12500 60.9%
10155931 BROWN STANLEY 5417 WEST DIVERSEY AVENUE CHICAGO IL 60639 6.50000 74.5%
10155932 FULLER SAMMIE 203 TALLMAN AVENUE ROMEOVILLE IL 60446 7.00000 85.0%
10155933 SATTERFIELD DAMIA L. 11842 SOUTH SANGAMON STREET CHICAGO IL 60628 7.50000 70.0%
10155934 JOHNSON VERNADINA 5101 SOUTH INGLESIDE 3 CHICAGO IL 60615 6.50000 85.0%
10155939 RUBY JAN C. 1928 EAST JACKSON STREET SPRINGFIELD IL 62703 6.87500 75.0%
10155944 FERGUSON LEOLA 20232 KEYSTONE AVENUE MATTESON IL 60443 6.25000 80.0%
10155948 WING DUWAYNE B 10229 WEST KIEHNAU AVENUE MILWAUKEE WI 53224 6.12500 78.3%
10155956 NOWAK DAVID A 3052 NORTH 27TH STREET MILWAUKEE WI 53210 7.25000 70.0%
10155965 THOMAS ALBERT 9646 REDING CIRCLE DES PLAINES IL 60016 6.25000 63.7%
10155977 SCHLIEPER BRIAN 611 WEST JEFFERSON MORTON IL 61550 7.25000 70.0%
10155978 HALDEMAN JOHN P 3570 HOOVER ROAD BETHEL OH 45106 7.25000 90.0%
10155987 BRASHER THOMAS W. 219 EAST ELMHURST AVENUE PEORIA IL 61603 6.75000 80.0%
10155998 CASON NATHANIEL 4819 SOUTH ST LAWRENCE AVENUE CHICAGO IL 60615 6.75000 38.5%
10156001 MCMURTRY YVONNE 301 EAST CALUMET BOULEVARD HARVEY IL 60426 6.62500 80.0%
10156006 ERB LISA M. NORTH 2346 HWY EE NEOSHO WI 53059 6.50000 85.0%
10156009 MILLS CALVIN 1909 EAST CEDAR STREET SPRINGFIELD IL 62703 6.87500 75.0%
10156010 MCCAULEY JERRY C 602 ONEIDA STREET JOLIET IL 60435 6.87500 70.0%
10156014 CHAGOYA RODOLFO 1 RENAISSANCE PLACE 1212 PALATINE IL 60067 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10155718 9.75000 223,895.49 1,924.51 01 1 280,000.00 360 N
10155719 9.75000 101,202.76 869.90 01 1 135,000.00 360 N
10155721 10.49000 86,250.00 788.32 01 1 115,000.00 360 N
10155725 11.50000 44,800.00 443.66 01 1 56,000.00 360 N
10155741 10.75000 67,549.56 630.80 01 1 79,500.00 360 N
10155743 10.50000 28,125.00 257.28 01 1 37,500.00 360 N
10155753 10.75000 82,550.00 770.59 01 1 127,000.00 360 N
10155759 12.99000 32,900.00 363.69 01 3 47,000.00 360 N
10155766 10.75000 49,056.52 458.11 01 1 75,500.00 360 N
10155771 10.75000 42,900.00 400.47 05 1 66,000.00 360 N
10155776 10.75000 135,575.00 1,265.57 01 1 159,500.00 360 N
10155781 8.99000 70,000.00 562.74 01 1 87,500.00 360 N
10155786 8.50000 104,000.00 799.67 01 1 154,000.00 360 N
10155799 11.25000 40,600.00 394.34 01 1 58,000.00 360 N
10155802 10.75000 74,971.75 700.12 01 3 100,000.00 360 N
10155805 8.99000 32,900.00 264.49 01 1 47,000.00 360 N
10155807 10.75000 32,900.00 307.12 05 3 47,000.00 360 N
10155808 9.75000 112,000.00 962.26 01 1 180,000.00 360 N
10155809 11.99000 101,250.00 1,040.70 05 1 112,500.00 360 N
10155834 10.74000 37,500.00 349.78 01 3 50,000.00 360 N
10155843 10.75000 69,973.64 653.44 01 1 150,000.00 360 N
10155848 10.75000 22,750.00 212.37 05 3 35,000.00 360 N
10155851 10.50000 68,800.00 629.35 01 1 86,000.00 360 N
10155865 11.00000 57,579.46 548.54 01 3 96,000.00 360 N
10155877 11.00000 81,750.00 778.53 01 1 109,000.00 360 N
10155883 10.75000 126,000.00 1,176.19 05 1 180,000.00 360 N
10155896 8.99000 52,800.00 424.47 01 1 66,000.00 360 N
10155901 10.50000 30,000.00 274.43 01 1 40,000.00 360 N
10155904 10.50000 18,742.54 171.52 01 1 25,000.00 360 N
10155910 11.25000 131,400.00 1,276.24 01 1 146,000.00 360 N
10155911 10.99000 37,500.00 356.84 01 1 50,000.00 360 N
10155912 10.24000 76,967.64 689.43 05 3 110,000.00 360 N
10155913 9.75000 93,750.00 805.46 01 1 125,000.00 360 N
10155916 10.49000 47,250.00 431.87 01 1 63,000.00 360 N
10155917 13.25000 21,450.00 241.48 01 1 33,000.00 360 N
10155923 10.12500 71,968.98 638.52 01 1 80,000.00 360 N
10155928 11.75000 71,528.35 722.24 01 1 79,500.00 360 N
10155930 9.25000 60,000.00 493.61 01 1 98,500.00 360 N
10155931 10.50000 175,000.00 1,600.80 05 1 235,000.00 360 N
10155932 11.12500 96,900.00 931.97 01 1 114,000.00 360 N
10155933 10.50000 46,200.00 422.61 05 3 66,000.00 360 N
10155934 10.75000 44,821.11 418.56 04 1 52,750.00 360 N
10155939 10.50000 25,500.00 233.26 01 3 34,000.00 360 N
10155944 9.75000 120,000.00 1,030.99 01 1 150,000.00 360 N
10155948 9.75000 99,450.00 854.43 05 1 127,000.00 360 N
10155956 10.75000 27,289.71 254.85 01 3 39,000.00 360 N
10155965 8.25000 394,748.12 2,967.51 01 1 620,000.00 360 N
10155977 11.25000 60,900.00 591.50 01 1 87,000.00 360 N
10155978 11.25000 115,020.00 1,117.15 01 1 127,800.00 360 N
10155987 10.75000 52,000.00 485.42 01 1 65,000.00 360 N
10155998 10.75000 19,979.17 186.70 01 1 52,000.00 360 N
10156001 9.49000 35,600.00 299.09 01 1 44,500.00 360 N
10156006 10.25000 175,026.57 1,569.08 01 1 206,000.00 360 N
10156009 10.74000 25,490.23 237.85 01 3 34,000.00 360 N
10156010 10.49000 71,400.00 652.60 05 3 102,000.00 360 N
10156014 11.12500 51,981.95 500.13 04 1 65,000.00 360 N
</TABLE>
Page 85
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10156016 DEAN MICHAEL R. 3607 WILKE ROAD ROLLING MEA IL 60008 6.50000 90.0%
10156037 HOOD WALTER P. 707 7TH STREET N.E. CANTON OH 44704 6.37500 70.0%
10156046 WEBB SHELIA A. 106 SOUTH IJAMS STREET GARRETT IN 46738 7.00000 85.0%
10156053 ANGELACOS KATHLEEN 440 WASHINGTON HOFFMAN EST IL 60194 6.50000 85.0%
10156054 DOSS MARJEAN 3706 NORTH 13TH STREET MILWAUKEE WI 53206 6.25000 80.0%
10156062 NIEVES MONSERRATTE 3316 WEST WABANSIA AVENUE CHICAGO IL 60647 7.50000 58.9%
10156082 DAVIS JEAN D. 14317 DOLPHIN DETROIT MI 48223 6.75000 75.0%
10156083 HUGHES PAMELA Y 2412 & 2414 NORTH 44TH STREET MILWAUKEE WI 53210 6.75000 75.0%
10156085 WASHINGTON PATRICIA 5028 NORTH 48TH STREET MILWAUKEE WI 53218 7.00000 85.0%
10156087 FICKEL JR. ROBERT G. 435 EAST CRAIN AVENUE KENT OH 44240 6.75000 75.0%
10156089 ATKINSON TERESA A. 31 NORTH OAKLEY AVENUE COLUMBUS OH 43204 6.75000 75.0%
10156090 WARD JA'REE E. 1050 CAMBRIDGE AVENUE MARION OH 43302 7.00000 80.0%
10156096 MELESKI PATRICIA 2827 SOUTH 9TH PLACE MILWAUKEE WI 53215 6.87500 75.0%
10156097 BURCKHARDT JOHN H N1851 BULLEN ROAD ARLINGTON WI 53911 7.25000 70.0%
10156098 DAVIS III RAYMOND 3570 WEST DICKENS CHICAGO IL 60647 6.25000 80.0%
10156109 FRANCOIS EMMETT W. 90 MANY SPRINGS DRIVE MIDDLETOWN VT 05757 6.62500 38.7%
10156126 WOODS ERNEST 8880 NE JACKSONVILLE ROAD ANTHONY FL 32617 7.75000 80.0%
10156128 COLVIN JAMES 595 VINCELLETTE STREET 595 BRIDGEPORT CT 06606 7.00000 75.0%
10156132 MCCABE MICHAEL 10449 PECK HILL ROAD PERRYSBURG NY 14129 6.75000 50.0%
10156138 GAULTIERI ARLENE 2 RAY LANE MALVERNE NY 11565 5.87500 65.0%
10156144 PILETTO JAMES M. 134 DEVOE AVENUE YONKERS NY 10705 6.50000 90.0%
10156149 FURRY SHAWN 148 W. SUSQUEHANNA STREET ALLENTOWN PA 18103 6.87500 75.0%
10156153 SMITH HAROLD 207 WOODROW ROAD WINCHESTER VA 22602 6.37500 65.0%
10156162 BLOOM VICTOR 300 WINSTON DRIVE 611 CLIFFSIDE P NJ 07010 6.37500 67.3%
10156167 DICK BOYD E. 696 VON LUNEN ROAD JOHNSTOWN PA 15902 6.25000 80.0%
10156170 JACKSON VINCENT G. 229 HILL STREET OAKBORO NC 28129 7.00000 81.5%
10156173 WATTS MARY 23 WYMAN STREET, NE ATLANTA GA 30317 7.00000 85.0%
10156176 ROUSCHER TRACY 2222 PENN STREET HARRISBURG PA 17110 6.75000 65.0%
10156177 FERGUSON III CARL W. 105 VIBURNUM DRIVE WAYNESBORO VA 22980 7.00000 85.0%
10156178 DAVIS MARY 400 WHITEVILLE HIGHWAY BLADENBORO NC 28320 6.75000 65.0%
10156181 KESSINGER JOSEPH ROUTE 6 BOX 107 1/2 CHARLESTON WV 25311 6.12500 75.0%
10156184 FISCUS MICHAEL 7324 POTOMAC DRIVE PORT RICHEY FL 34668 7.25000 75.0%
10156186 CARRERAS DOLORES 192 FIRST STREET NEWARK NJ 07107 6.75000 80.0%
10156187 ACIERNO DANIEL ROUTE 94 BLAIRSTOWN NJ 07825 7.62500 80.0%
10156188 PIAZZA JAMES J. 293 FILMORE STREET PHILLIPSBUR NJ 08865 6.75000 50.8%
10156189 NADEAU JOYCE M. 6 THOMAS STREET BUCKSPORT ME 04416 6.75000 65.0%
10156191 SANTANA CELESTE 6545 S.W. 19th STREET HOLLYWOOD FL 33023 6.12500 75.0%
10156193 HANGEL CHRISTINE 108 LINDY MURFF COURT ANTIOCH TN 37013 7.25000 90.0%
10156194 VACCARO HENRY 300 BRIDLEMERE AVENUE INTERLAKEN NJ 07711 6.12500 60.7%
10156195 GURGANUS CECIL 3212 BRIARFIELD ROAD ROCKY MOUNT NC 28804 6.75000 55.6%
10156197 GRACIA DAVID 1404 WEST 3RD STREET WILMINGTON DE 19805 6.87500 70.0%
10156199 METAYER STEVEN 1401 NE 183rd STREET E397 MIAMI FL 33179 6.75000 65.0%
10156210 STOWE GLORIA 74 PLEASANT DRIVE FEEDING HIL MA 01030 6.50000 30.3%
10156213 GARNEAU LISA M. 11 TALLMADGE PLACE MECHANICVIL NY 12118 6.25000 87.0%
10156218 HAAS RICHARD 11 JORDAN STREET ADAMS MA 01220 6.12500 80.0%
10156219 AUDET VIRGINIA 8 CAPEN HILL ROAD GOSHEN VT 05733 6.50000 85.0%
10156226 MCNEIL RANDOLPH D. 9 VERNDALE STREET MATTAPAN MA 02126 7.25000 70.0%
10156229 ANDERSON JACK 8949 S. CONSTANCE CHICAGO IL 60617 6.75000 65.0%
10156239 SINGER DONALD 521 PENNSYLVANIA AVENUE YORK PA 17404 6.75000 65.0%
10156241 SADLER JAMES 3110 10TH AVENUE, N. ST. PETERSB FL 33713 7.50000 75.0%
10156253 MCKEAN TODD R. HCR BOX 530-4, MT VIEW ESTATES GREELEY PA 18425 6.75000 63.0%
10156254 LEVIEGE GAYLE 844 PALMYRA ROAD WARREN OH 44485 6.75000 65.0%
10156256 GREEN JUDITH 117 RIVERS EDGE DRIVE BURLINGTON VT 05401 6.25000 79.4%
10156257 BETTY DAVID J. 10 WHITE PLAINS DRIVE NASHUA NH 03060 6.50000 90.0%
10156259 ENEIM ANTHONY 681 NORTHEAST 70TH STREET MIAMI FL 33138 7.25000 80.0%
10156267 JENKINS RICHARD 5819 MARTIN LUTHER KING, JR. HWY CAPITOL HEI MD 20743 7.00000 65.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10156016 10.25000 139,441.49 1,250.07 01 1 155,000.00 360 N
10156037 10.25000 41,300.00 370.09 01 1 59,000.00 360 N
10156046 11.12500 60,350.00 580.44 01 1 71,000.00 360 N
10156053 11.75000 136,000.00 1,372.80 01 1 160,000.00 360 N
10156054 10.25000 39,183.55 351.28 01 1 49,000.00 360 N
10156062 11.50000 63,000.00 623.89 06 3 107,000.00 360 N
10156082 10.99000 30,000.00 285.48 01 1 40,000.00 360 N
10156083 10.99000 51,656.53 491.73 05 1 68,900.00 360 N
10156085 11.12500 30,175.00 290.22 01 1 35,500.00 360 N
10156087 10.99000 119,925.00 1,141.17 01 1 159,900.00 360 N
10156089 10.99000 48,750.00 463.89 01 1 65,000.00 360 N
10156090 10.00000 140,000.00 1,228.61 01 1 175,000.00 360 N
10156096 9.75000 57,750.00 496.17 01 1 77,000.00 360 N
10156097 10.75000 88,866.53 829.87 01 3 127,000.00 360 N
10156098 10.25000 104,800.00 939.12 05 1 131,000.00 360 N
10156109 9.49000 60,000.00 504.08 01 1 155,000.00 360 N
10156126 12.25000 136,000.00 1,425.14 01 1 170,000.00 360 N
10156128 10.00000 26,250.00 230.37 04 1 35,000.00 360 N
10156132 10.75000 36,250.00 338.39 01 1 72,500.00 360 N
10156138 7.99000 130,000.00 952.99 01 1 200,000.00 360 N
10156144 9.99000 146,634.96 1,286.32 01 1 163,000.00 360 N
10156149 10.24000 68,971.00 617.80 01 1 92,000.00 360 N
10156153 10.25000 79,103.30 709.45 01 1 121,800.00 360 N
10156162 9.49000 175,000.00 1,470.22 04 1 260,000.00 360 N
10156167 10.25000 30,400.00 272.42 01 1 38,000.00 360 N
10156170 10.50000 74,165.00 678.42 01 1 91,000.00 360 N
10156173 10.62500 52,700.00 487.00 01 1 62,000.00 360 N
10156176 10.75000 45,482.86 424.74 01 1 70,000.00 360 N
10156177 10.12500 81,564.85 723.65 01 1 96,000.00 360 N
10156178 10.75000 35,750.00 333.72 01 1 55,000.00 360 N
10156181 9.25000 33,732.50 277.66 01 1 45,000.00 360 N
10156184 11.25000 36,737.59 356.94 01 1 49,000.00 360 N
10156186 10.75000 110,358.43 1,030.57 05 1 138,000.00 360 N
10156187 10.49000 121,551.57 1,111.42 01 1 152,000.00 360 N
10156188 10.75000 64,975.52 606.77 01 1 128,000.00 360 N
10156189 10.75000 51,965.83 485.42 01 1 80,000.00 360 N
10156191 8.50000 39,000.00 299.88 01 1 52,001.00 360 N
10156193 11.25000 67,500.00 655.61 01 1 75,000.00 360 N
10156194 8.99000 424,767.37 3,416.59 01 1 700,000.00 360 N
10156195 11.25000 41,985.82 407.93 01 1 75,500.00 360 N
10156197 10.49000 42,000.00 383.88 01 1 60,000.00 360 N
10156199 10.75000 22,091.68 206.30 04 1 34,000.00 360 N
10156210 8.99000 35,610.81 286.60 01 1 117,500.00 360 N
10156213 8.50000 80,000.00 615.14 01 1 92,000.00 360 N
10156218 8.99000 40,000.00 321.57 01 1 50,000.00 360 N
10156219 10.75000 104,125.00 971.99 01 1 122,500.00 360 N
10156226 10.24000 87,500.00 783.44 01 1 125,000.00 360 N
10156229 10.75000 77,970.63 728.12 01 1 120,000.00 360 N
10156239 10.75000 44,135.00 412.00 05 1 67,900.00 360 N
10156241 11.74000 37,425.00 377.49 01 1 49,900.00 360 N
10156253 10.75000 84,968.00 793.46 01 1 135,000.00 360 N
10156254 10.75000 22,750.00 212.37 01 1 35,000.00 360 N
10156256 10.25000 67,500.00 604.87 04 1 85,000.00 360 N
10156257 9.99000 103,407.84 907.53 01 1 115,000.00 360 N
10156259 10.75000 101,561.75 948.42 01 1 127,000.00 360 N
10156267 10.25000 42,250.00 378.61 01 3 65,000.00 360 N
</TABLE>
Page 86
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10156270 LUDWIG APRIL E. 15 WOODWIND WAY GREER SC 29651 6.50000 90.0%
10156271 KELLY DOUGLAS 232 SCHOCK AVENUE NEPTUNE NJ 07754 6.25000 80.0%
10156272 CULBERTH LILLIAN 3061 RAWLS STREET MEIGS GA 31765 6.75000 65.0%
10156278 BOOKER GENE R. 1115 CREEKLOCKS ROAD BLOOMINGTON NY 12411 6.25000 80.0%
10156283 PERRY EDDIE W. 1709 CARNEY WINTERS ROAD ASHLAND CIT TN 37015 6.75000 65.0%
10156284 KNIGHT JAMES 3445 BUCHANAN ROAD, SE CLEVELAND TN 37323 6.12500 75.0%
10156286 SHAW DONNA J. HCR 75 BOX 560-1, ROUTE 11 EAST SEBAGO ME 04029 6.75000 80.0%
10156289 HARRISON SCOTT A. 68 WOODLAND DRIVE YARMOUTH ME 04096 6.50000 90.0%
10156292 LECLAIR GERALD 86-88 NORTH WINOOSKI AVENUE BURLINGTON VT 05401 6.12500 75.0%
10156300 GONZALEZ JUAN CARLOS 19231 N.W. 89TH COURT MIAMI FL 33015 6.75000 75.0%
10156303 RAMOS GONZALO 51 BEACON STREET NEWBURGH NY 12550 6.50000 85.0%
10156321 GRAYSON INEZ 713 STANLEY STREET SCHENECTADY NY 12307 8.00000 70.0%
10156322 SMITH CARL 877 IRON ORE ROAD SPARTANBURG SC 29303 6.75000 65.0%
10156331 PRESCOTT MARY 1466 SURF COURT MARIETTA GA 30066 6.75000 80.0%
10156333 LI ZHONG XING 10031 EAST HAWKINS COURT INDIANAPOLI IN 46229 7.25000 75.0%
10156347 O'CONELL ROBERT 129 BASTIAN ROAD ROCHESTER NY 14623 6.75000 65.0%
10156351 KING ROSADA E. 3586 N.W. 188th STREET MIAMI FL 33054 6.75000 80.0%
10156353 MATEJKA CHRISTOPHER A. 3785-C ROUTE 151 ALIQUIPPA PA 15001 7.00000 75.0%
10156358 MITCHELL DEDRA 3917 WEST WOODSCAPE DRIVE 6K MIRAMAR FL 33023 6.25000 85.0%
10156362 BARNHILL JAMES N. 100 LANCASTER DRIVE GREENVILLE NC 27834 6.12500 64.0%
10156364 BENITEZ PANFILO 41 BERGEN DRIVE BRENTWOOD NY 11717 7.00000 80.0%
10156365 HODANISH III GEORGE 529 BRADLEY BOULEVARD TOMS RIVER NJ 08753 7.00000 85.0%
10156367 MIKULA TIMOTHY 41310 HARVARD STERLING HE MI 48313 7.25000 86.1%
10156371 JOHNSTON MARY E. 320 BRANCH DRIVE HIXSON TN 37343 5.87500 53.4%
10156374 MITCHELL MARVIN 13 SANDHURST COURT DURHAM NC 27702 6.50000 85.0%
10156376 WILLIAMS JO ANN 433 SOUTH CLINTON STREET EAST ORANGE NJ 07019 6.75000 80.0%
10156379 LEAR CRAIG 170 OYSTER RIVER ROAD WARREN ME 04864 6.25000 80.0%
10156382 FAIR CECIL 13 STEVENS AVENUE JERSEY CITY NJ 07305 7.00000 85.0%
10156384 KUSBIT CARL 503 PILLOW AVENUE CHESWICK PA 15024 7.00000 85.0%
10156387 DOOLIN DENISE 2834 LOUISIANA AVENUE DORMONT PA 15216 6.75000 80.0%
10156392 LECLAIR GERALD P. 70-76 EAST ALLEN STREET WINOOSKI VT 05404 6.25000 80.0%
10156396 HARDY MARIE L. 2425 TWAIN AVENUE MEMPHIS TN 38114 6.75000 65.0%
10156399 GILMORE EDWARD 4401 GREGORY AVENUE RICHMOND VA 23234 7.00000 80.0%
10156410 GLEESON ANN P. 1 WEBSTER PLACE HOPKINS MN 55305 7.25000 75.0%
10156414 FOUCHA KIM J. 181 QUEENSWAY ROAD ELMA NY 14059 6.87500 70.0%
10156415 GILCHRIST JULIA C. 207 EAST FILBERT STREET EAST ROCHES NY 14445 6.75000 65.0%
10156426 SARASTI DIEGO 5420 N.W. 11TH STREET 208 PLANTATION FL 33313 6.75000 80.0%
10156431 WALKER DONNA 6401 WOELLNERS WAY GIBSONVILLE NC 27249 6.75000 65.0%
10156432 DONALDSON DAVID G. 537 ROCKY FACE ROAD SYLVA NC 28779 6.75000 51.9%
10156433 CARTER ROBERT 113 E. CORNWALLIS ROAD DURHAM NC 27707 6.75000 75.0%
10156435 PEREIRA RONALD G. 36-38 AMSTERDAM STREET PROVIDENCE RI 02909 7.50000 80.0%
10156440 ANDERSON DONALD 1429 BETH HAVEN CHURCH ROAD DENVER NC 28037 6.75000 80.0%
10156441 TALIAFERRO MYRA 620 NORTH WASHINGTON HIGHWAY ASHLAND VA 23005 8.25000 70.0%
10156444 RILEY OLIVER 716 RASLEYTOWN ROAD PEN ARGYL PA 18072 6.75000 65.0%
10156446 LOPEZ GLORIA 2129 QUAIL RIDGE DRIVE NASHVILLE TN 37207 7.00000 85.0%
10156451 BLAYLOCK DARLENE 129 HICKORY TRAIL CANTON GA 30115 7.12500 80.0%
10156456 FICKLIN KENT 9739 SMALLS DRIVE MYRTLE BEAC SC 29575 6.75000 75.0%
10156460 KENTAL JOSEPH 4841 JOHN BERRY ROAD MORGANTON NC 28655 7.00000 80.0%
10156461 MORRIS GLENDA 7930-F TIMBERCREEK LANE 1306 N. CHARLEST SC 29418 5.75000 40.8%
10156475 PRUSS MICHAEL 11244 NARRAGANSETT BAY COURT WELLINGTON FL 33414 6.75000 80.0%
10156482 BROWN NORMAN W. ROUTE 139, BOX 384 BENTON ME 04927 6.75000 65.0%
10156494 BAKER LAURA 1035 MANOR ROAD COATESVILLE PA 19320 6.75000 80.0%
10156501 VELIZ JORGE 92 BEACON STREET NEWBURGH NY 12550 7.00000 85.0%
10156505 WINTERS CAROLYN 6014 COLONY DRIVE RALEIGH NC 27603 6.75000 65.0%
10156508 BLACKENSHIP JERRY 921 DUTCH HOLLOW ROAD DUNBAR WV 25064 6.75000 75.0%
10156510 ADAMS WILLIAM 7 WEST EUCLID AVENUE NEW CASTLE PA 16105 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10156270 10.50000 128,160.00 1,172.33 01 1 142,400.00 360 N
10156271 8.99000 96,800.00 778.18 01 1 121,000.00 360 N
10156272 10.75000 45,175.00 421.71 01 1 69,500.00 360 N
10156278 9.50000 56,000.00 470.88 01 1 70,000.00 360 N
10156283 10.75000 38,335.55 358.00 01 1 59,000.00 360 N
10156284 9.25000 48,750.00 401.06 01 1 65,000.00 360 N
10156286 10.75000 71,200.00 664.64 01 1 89,000.00 360 N
10156289 10.50000 198,900.00 1,819.42 01 1 221,000.00 360 N
10156292 9.75000 110,250.00 947.22 05 3 147,000.00 360 N
10156300 10.99000 117,750.00 1,120.48 09 1 157,000.00 360 N
10156303 10.75000 76,046.36 710.15 01 1 89,500.00 360 N
10156321 12.00000 29,400.00 302.42 01 1 42,000.00 360 N
10156322 10.75000 38,350.00 358.00 01 1 59,000.00 360 N
10156331 10.25000 80,665.00 723.45 01 1 100,917.00 360 N
10156333 11.25000 23,542.04 228.74 01 1 31,400.00 360 N
10156347 10.75000 59,800.00 558.23 01 1 92,000.00 360 N
10156351 11.50000 71,976.99 713.01 01 1 90,000.00 360 N
10156353 11.00000 55,480.21 528.54 01 1 74,000.00 360 N
10156358 9.50000 63,750.00 536.05 04 1 75,000.00 360 N
10156362 9.25000 64,000.00 526.52 01 1 100,000.00 360 N
10156364 10.25000 127,946.32 1,147.01 01 1 160,000.00 360 N
10156365 10.25000 63,723.26 571.27 01 1 75,000.00 360 N
10156367 11.37500 150,745.00 1,478.46 01 1 175,000.00 360 N
10156371 8.99000 36,850.00 296.24 01 1 69,000.00 360 N
10156374 9.75000 110,363.48 948.64 01 1 129,900.00 360 N
10156376 10.75000 104,000.00 970.83 05 1 130,000.00 360 N
10156379 9.50000 59,168.67 497.79 01 1 74,000.00 360 N
10156382 10.25000 42,500.00 380.85 05 1 50,000.00 360 N
10156384 9.50000 83,209.02 700.44 01 1 98,000.00 360 N
10156387 10.75000 47,963.68 448.08 01 1 60,000.00 360 N
10156392 10.25000 92,400.00 828.00 12 1 115,540.00 360 N
10156396 10.75000 28,589.23 266.98 01 1 44,000.00 360 N
10156399 10.50000 88,000.00 804.98 01 1 110,000.00 360 N
10156410 10.49000 311,250.00 2,844.80 01 1 415,000.00 360 N
10156414 10.49000 58,100.00 531.03 01 1 83,000.00 360 N
10156415 10.75000 51,730.46 485.42 01 1 80,000.00 360 N
10156426 10.50000 27,577.96 252.47 04 1 34,500.00 360 N
10156431 10.75000 107,900.00 1,007.23 01 1 166,000.00 360 N
10156432 10.75000 55,000.00 513.42 01 1 105,900.00 360 N
10156433 10.50000 58,476.75 535.13 01 1 78,000.00 360 N
10156435 11.50000 72,000.00 713.01 06 1 90,000.00 360 N
10156440 9.75000 59,946.50 515.50 01 1 75,000.00 360 N
10156441 11.25000 52,150.00 506.52 01 3 74,500.00 360 N
10156444 10.75000 60,377.25 563.83 01 1 93,000.00 360 N
10156446 11.12500 127,455.75 1,226.28 01 1 150,000.00 360 N
10156451 10.25000 88,000.00 788.57 01 1 110,000.00 360 N
10156456 9.99000 71,433.31 626.72 01 1 95,300.00 360 N
10156460 10.50000 35,186.01 321.99 01 1 44,000.00 360 N
10156461 7.25000 19,970.83 136.44 04 1 49,000.00 360 N
10156475 9.75000 159,596.50 1,371.83 09 1 199,589.00 360 N
10156482 10.75000 49,381.40 461.14 01 1 76,000.00 360 N
10156494 9.75000 43,200.00 371.16 01 1 54,000.00 360 N
10156501 10.62500 73,950.00 683.38 01 1 87,000.00 360 N
10156505 10.75000 70,200.00 655.31 01 1 108,000.00 360 N
10156508 10.99000 44,250.00 421.07 01 1 59,000.00 360 N
10156510 10.99000 44,400.00 422.50 01 1 55,500.00 360 N
</TABLE>
Page 87
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10156511 DIAZ ROBERTO M. 8600 NORTH SHERMAN CIRCLE #308 4 MIRAMAR FL 33025 7.25000 75.0%
10156516 BERRIOS CARLOS J. 605 NORTH 31ST AVENUE HOLLYWOOD FL 33021 6.75000 80.0%
10156524 CLARK, JR. JOHN 365 CLAREMONT AVENUE JERSEY CITY NJ 07305 7.00000 70.0%
10156525 VONBLON JEFFREY 618 BROAD STREET PORTSMOUTH VA 23707 7.00000 80.0%
10156528 MERCHAN GERARDO 46 ROBINWOOD DRIVE MASTIC BEAC NY 11951 6.87500 80.0%
10156562 LUTHER CHRISTOPHER 131-A SUMMER STREET STONEHAM MA 02180 7.00000 74.9%
10156568 LUNA NORBERTO A. 665 STATE STREET PERTH AMBOY NJ 08861 7.87500 65.0%
10156569 PENNETTI BILLY W. 132 STEAMBOAT COURT ORLANDO FL 32828 7.25000 80.0%
10156570 GARMON SUZANNE 3516 BOXDALE #4 42 MEMPHIS TN 38118 7.25000 70.0%
10156572 WALLER STEVEN 2128 NORTHWEST 116TH TERRACE CORAL SPRIN FL 33071 7.00000 80.0%
10156579 WALDEN JERRY 562 FOXTAIL DRIVE LONGS SC 29568 6.25000 80.0%
10156582 STRADFORD TERRANCE D. 2 FOUNTAYNE LANE MANALAPAN NJ 07726 7.00000 83.3%
10156584 FRITZ RICHARD 405 CENTER STREET FREDERICK MD 21701 7.00000 75.0%
10156589 FERRER EDUARDO 785 CRANDON BOULEVARD 406 KEY BISCAYN FL 33149 7.12500 60.0%
10156590 LIPKER JR. DONALD A. 1063-65 PARKWOOD BOULEVARD SCHENECTADY NY 12308 7.00000 80.0%
10156596 DAVIS LINWOOD FIRELANE #73 RATTLESNAKE ROAD BROWNFIELD ME 04010 6.75000 53.9%
10156599 PERO PAUL 26 MEISNER ROAD SALEM NH 03079 6.50000 90.0%
10156603 WHIPPLE ANDREA M. 214 1ST STREET NORTH BRAINERD MN 56401 6.50000 75.0%
10156605 WARREN ROBERT H. 1601-03 MORGAN AVE. NORTH MINNEAPOLIS MN 55411 7.25000 70.0%
10156607 WARREN ROBERT N. 1317 RUSSELL AVE. N. MINNEAPOLIS MN 55411 7.25000 70.0%
10156611 HIGGINS CHANTELL M 750 AURORA AVENUE ST. PAUL MN 55104 6.75000 80.0%
10156614 MILLER RHONDA 3020 HIAWATHA STREET KANSAS CITY KS 66104 6.75000 80.0%
10156617 ERICKSON MARJORIE 1615 BANKS AVENUE SUPERIOR WI 54880 7.00000 75.0%
10156620 ST. JOHN SEAN 4758 TREVI DRIVE JACKSONVILL FL 32257 6.25000 80.0%
10156626 MCCRANEY BOBBY J 3807 DUPONT AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 85.0%
10156629 DAVIS STEPHANIE 4206 EMERSON AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 75.0%
10156631 PIEPER BRENDA 4165 KERR LOCATION HIBBING MN 55746 7.00000 75.0%
10156632 HOLDGATE PETER F. 268 BALD EAGLE DRIVE MARCO ISLAN FL 34145 7.25000 89.0%
10156638 MORRIS NEIL 3905 NORTHEAST WOODRIDGE LEE'S SUMMI MO 64064 7.00000 70.0%
10156639 FIELDER RONALD E. 404 FALL DRIVE NAMPA ID 83686 6.75000 85.0%
10156641 PAYTON IRA L. 1203 FERN STREET FOREST MS 39074 6.75000 80.0%
10156642 WILLIAMS NATHANIEL K. 1133 BUSH AVENUE ST. PAUL MN 55106 6.12500 80.0%
10156644 LANKSTER ANNETTE 156 ARCHER AVENUE JACKSON MS 39212 6.25000 80.0%
10156645 HEFLIN TALAUNA 22870 OAK STREET JEROME MO 65529 7.25000 90.0%
10156646 GINES PERRY 11043 SPRING VALLEY ROAD KANSAS CITY MO 64134 7.00000 85.0%
10156649 PEERY RANDY 608 & 810 DEPEW STREET LAKEWOOD CO 80214 7.25000 90.0%
10156650 BUXTON ANNIE P. 1704 COUNTY ROAD 610 SHUBUTA MS 39360 6.50000 75.0%
10156653 HARRISON WILLIE C. 305 MARTIN LUTHER KING DRIVE UNION MS 39365 6.75000 80.0%
10156655 ZEILKE RUTH 23711 BASKE TAYLOR MI 48180 7.00000 70.0%
10156656 ORR GREGORY 4685 WEBSTER STREET WHEATRIDGE CO 80033 7.25000 90.0%
10156658 BRYAN MICHELE L. 17220 HIGHWAY 8 ST. JAMES MO 65559 7.25000 90.0%
10156661 DEFERIO MICHAEL 2604 FOX CHASE COURT BRIDGEVILLE PA 15017 7.25000 88.9%
10156663 WADE MICHAEL 1515 KNOX AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10156665 WILSON GRAHAM 4710-4720 EAST LOUISIANA AVENUE DENVER CO 80246 6.25000 80.0%
10156668 KRUG PHYLLIS 5548 BETTY LANE MILFORD OH 45150 7.99000 70.0%
10156677 MCGOWAN LEROY 3111 NEWTON AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10156682 LITZAU JOHN ALAN 7218 EMERSON AVENUE NORTH BROOKLYN CE MN 55430 7.00000 75.0%
10156688 PITTMAN AMY 101 EGRET BOULEVARD COON RAPIDS MN 55448 6.75000 75.0%
10156689 SPILLANE ARLISS J. 1560 SOUTH CEDAR STREET CASPER WY 82601 6.50000 90.0%
10156692 EINERSON STEVEN 1929 EAST CANYON ROAD LAKE POINT UT 84074 6.37500 70.0%
10156694 ANDERSON ARLETHA 1215 ORIOLE VENICE IL 62066 6.75000 75.0%
10156699 HARTZOG PAUL B. 2085 EAST 4500 SOUTH SALT LAKE C UT 84117 5.87500 60.0%
10156703 LINNERE ANN S 4318 PENN AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 75.0%
10156712 MORIN MARGARITA 2141 18TH STREET HEYBURN ID 83336 7.25000 85.0%
10156713 ANDERSON JOHN R. 2053 7TH STREET NORTH NORTH ST. P MN 55109 7.00000 85.0%
10156718 LUNDIN JERALD A. ROUTE 2 BOX 92A HANLEY FALL MN 56245 7.00000 85.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10156511 11.25000 32,988.86 320.52 04 1 44,000.00 360 N
10156516 10.75000 114,400.00 1,067.91 01 1 143,000.00 360 N
10156524 12.25000 52,485.79 550.15 05 1 75,000.00 360 N
10156525 10.50000 56,000.00 512.26 05 3 70,000.00 360 N
10156528 9.25000 100,000.00 822.68 01 3 125,000.00 360 N
10156562 11.00000 124,955.42 1,190.41 01 1 167,000.00 360 N
10156568 10.50000 53,300.00 487.56 01 3 82,000.00 360 N
10156569 10.75000 63,576.05 593.70 01 1 79,500.00 360 N
10156570 11.50000 32,550.00 322.34 04 1 46,500.00 360 N
10156572 11.00000 137,600.00 1,310.40 01 1 172,000.00 360 N
10156579 10.25000 136,000.00 1,218.70 09 1 170,000.00 360 N
10156582 10.62500 499,950.00 4,620.03 01 1 600,000.00 360 N
10156584 10.99000 63,727.21 606.63 01 1 85,000.00 360 N
10156589 9.99000 396,000.00 3,472.26 04 1 660,000.00 360 N
10156590 10.00000 84,000.00 737.17 05 1 105,000.00 360 N
10156596 10.75000 35,000.00 326.72 01 2 65,000.00 360 N
10156599 9.99000 124,539.00 1,092.98 01 1 138,500.00 360 N
10156603 10.99000 32,601.57 310.45 01 1 43,500.00 360 N
10156605 11.24000 115,500.00 1,120.93 05 3 165,000.00 360 N
10156607 11.24000 109,200.00 1,059.79 05 3 156,000.00 360 N
10156611 10.50000 62,400.00 570.80 01 1 78,000.00 360 N
10156614 10.50000 19,200.00 175.63 01 1 24,000.00 360 N
10156617 10.75000 26,240.12 245.04 01 1 35,000.00 360 N
10156620 10.25000 104,000.00 931.95 01 2 130,000.00 360 N
10156626 9.87500 60,350.00 524.05 01 1 71,000.00 360 N
10156629 10.75000 60,000.00 560.09 01 1 80,000.00 360 N
10156631 10.75000 58,500.00 546.09 01 1 78,000.00 360 N
10156632 9.99000 226,899.36 1,990.42 01 2 255,000.00 360 N
10156638 11.99000 116,866.48 1,201.55 09 1 167,000.00 360 N
10156639 9.50000 106,197.74 893.41 01 1 125,000.00 360 N
10156641 10.50000 54,378.38 497.62 01 1 68,000.00 360 N
10156642 9.50000 68,966.06 580.19 05 1 86,250.00 360 N
10156644 10.99000 33,680.00 320.49 01 1 42,100.00 360 N
10156645 10.99000 60,998.19 580.65 01 1 67,800.00 360 N
10156646 10.87500 64,600.00 609.11 01 1 76,000.00 360 N
10156649 9.99000 180,000.00 1,578.30 05 1 200,000.00 360 N
10156650 10.25000 41,250.00 369.65 01 1 55,000.00 360 N
10156653 10.50000 63,974.56 585.44 01 1 80,000.00 360 N
10156655 12.75000 52,500.00 570.52 01 1 75,000.00 360 N
10156656 9.25000 127,733.74 1,051.38 01 1 142,000.00 360 N
10156658 11.75000 28,791.29 290.71 01 1 32,000.00 360 N
10156661 9.99000 103,953.89 911.91 01 1 117,000.00 360 N
10156663 10.50000 40,797.35 373.58 01 1 51,051.00 360 N
10156665 9.50000 195,803.64 1,647.24 05 1 245,000.00 360 N
10156668 8.49000 64,040.00 491.96 01 3 91,500.00 360 N
10156677 10.75000 65,250.00 609.10 01 1 87,000.00 360 N
10156682 10.75000 71,148.20 664.41 01 1 94,900.00 360 N
10156688 10.75000 87,000.00 812.13 01 1 116,000.00 360 N
10156689 11.99000 38,239.03 393.15 01 1 42,500.00 360 N
10156692 9.75000 62,241.62 535.26 01 1 89,000.00 360 N
10156694 11.50000 24,000.00 237.67 01 1 32,000.00 360 N
10156699 8.50000 75,000.00 576.69 04 3 125,000.00 360 N
10156703 11.50000 62,250.00 616.46 01 1 83,000.00 360 N
10156712 10.74000 44,583.17 416.00 01 1 52,500.00 360 N
10156713 10.87500 97,714.18 921.68 01 1 115,000.00 360 N
10156718 10.37500 46,730.91 423.28 01 1 55,000.00 360 N
</TABLE>
Page 88
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10156719 GEE KELLY 1869 SOUTH EDISON STREET SALT LAKE C UT 84115 6.50000 75.0%
10156733 MOCKBEE RICHARD K. 935 NORTH 150 WEST AMERICAN FO UT 84003 7.25000 90.0%
10156734 WILLIAMS DONNELL 3102 MORGAN AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 70.0%
10156739 QUINTANA RITA 3501 WEST 8TH AVENUE DENVER CO 80204 7.25000 90.0%
10156742 KNUTSON DENNIS 906 MILO CIRCLE UNIT B LAFAYETTE CO 80026 6.50000 85.0%
10156748 RICKS DEE 1438 EAST 260 NORTH LOGAN UT 84321 7.00000 80.0%
10156749 WARREN WILLIE A. 2922 30TH AVENUE SOUTH MINNEAPOLIS MN 55406 7.00000 75.0%
10156750 SIMMONS JAMES D. 17528 HIGHWAY 67 (RAMONA ARE CA 92065 7.00000 80.0%
10156751 BLACKWELL LAURA 506 CROW ST. DRAIN OR 97435 6.25000 80.0%
10156753 GARCIA LAURA L. 604 EAST LINN STREET MARSHALLTOW IA 50158 7.00000 85.0%
10156754 FORD SAVITTA 3018 4TH STREET NORTH MINNEAPOLIS MN 55411 7.25000 90.0%
10156759 NOBLE JAMES T. 2201 15TH AVENUE MERIDIAN MS 39301 6.37500 70.0%
10156764 HARTWIG HEIDI 1011 HUBBARD AVENUE ST. PAUL MN 55104 7.25000 70.0%
10156765 COX MELISSA D. 604-606 ADAMS STREET NORTHEAST MINNEAPOLIS MN 55413 7.00000 80.0%
10156766 ALFIERI CHRIS 2525 BENT SPUR DRIVE (ACTON AREA CA 93510 6.25000 80.0%
10156767 HOLMAN KEVIN 5022 UNION BOULEVARD ST. LOUIS MO 63115 7.50000 65.0%
10156772 TECHAV SARAH 3305 BLOOMINGTON AVENUE SOUTH MINNEAPOLIS MN 55407 6.87500 70.0%
10156774 WILLIAMS DENISE P. 5250 DUKE DRIVE FAIRVIEW HE IL 62208 6.12500 80.0%
10156775 MARTIN TERRY C. 3809 COLONEL PICKERING COURT FLORISSANT MO 63034 7.00000 85.0%
10156776 LIPINSKA KATARZYNA 987 BAYLESS ST. PAUL MN 55114 7.00000 70.0%
10156778 SWENSON TERESA 1242 WEST PARK PALISADE DRIVE SOUTH JORDA UT 84095 6.37500 70.0%
10156779 LONG RODNEY M. 2327 ADELE JOPLIN MO 64804 6.75000 65.0%
10156791 WILLIAMS DOROTHY M. 1193 SOUTH SABLE BOULEVARD #A AURORA CO 80012 6.50000 85.0%
10156792 KIDD DAVID 44 SOUTH 300 WEST LOGAN UT 84321 6.25000 80.0%
10156798 MCCALL KENT R. 3127 FARNUM BILLINGS MT 59102 7.00000 77.0%
10156800 WINTERS DIANE 125 PIERCE STREET ERIE CO 80516 7.00000 72.7%
10156801 TRAMPOSH MARY BETH 2216 NORTH 38TH STREET KANSAS CITY KS 66104 6.75000 80.0%
10156804 ALUKO ROTIMI W. 5101 FREMONT AVENUE NORTH MINNEAPOLIS MN 55430 7.25000 90.0%
10156812 TURNER CAROLYN E. 4021 PASEO BOULEVARD KANSAS CITY MO 64110 6.75000 75.0%
10156813 HOLCOMB MILLICENT L. 5019 WEST PINCHOT AVENUE PHOENIX AZ 85031 7.25000 90.0%
10156815 BUSCH PETER 18612 SOUTH REDLAND ROAD OREGON CITY OR 97045 6.00000 70.0%
10156819 ROY CAROLYN E. 1886 SHAWNEE ROAD OTTAWA KS 66067 6.62500 31.5%
10156820 MARKS ROBIN K. 18300 PRAIRIE DETROIT MI 48221 6.00000 68.7%
10156823 COOPER BRENT 1000 HICKORY FREDERICKTO MO 63645 6.25000 80.0%
10156824 SULLIVAN MICHAEL J. 1345 JACKSON STREET DENVER CO 80206 7.00000 74.3%
10156825 SKILNYK STEPHEN 132 STEPHANIE DRIVE KERRVILLE TX 78028 5.75000 60.0%
10156828 CLARK JOSEPHINE 11136 MAMMOTH DRIVE ST. LOUIS MO 63136 7.00000 85.0%
10156831 HALL ROBERT 16191 EAST GUNNISON PLACE AURORA CO 80017 6.50000 85.0%
10156833 HILL REGINA A. 1746 SUMMERLAKE CHESTERFIEL MO 63017 6.37500 70.0%
10156835 WILKINS MICHAEL L. 9472 INCA COURT THORNTON CO 80221 6.50000 75.0%
10156839 THEROS JAMES D. 8240 HANSEN ROAD NORTHEAST BAINBRIDGE WA 98110 7.00000 79.2%
10156842 SCOTT BILLY 3026 CHERRY STREET DENVER CO 80207 6.25000 85.0%
10156843 TAYLOR MARCIA 3730 WISCONSIN AVENUE ST. LOUIS MO 63118 7.00000 80.0%
10156845 APHAM NNAJI 12954 EAGLE BLUFF DRIVE BURNSVILLE MN 55337 6.25000 80.0%
10156848 MCCAIN ROGER 6845 DEFOE AVENUE SECURITY CO 80911 7.00000 85.0%
10156850 FETT DAVID 605 SOUTH MINERVA ROYAL OAK MI 48067 6.12500 60.7%
10156852 MANNING TERRANCE W. 1719 6TH AVENUE CLARKSTON WA 99403 6.75000 75.0%
10156854 BAUMANN LAURIE 755 5TH STREET EAST ST. PAUL MN 55106 6.12500 75.0%
10156856 MARTIN CLARENCE 102 ROYAL OAKS DRIVE O'FALLON MO 63366 6.50000 85.0%
10156861 RYAN MARGARET D. 730 CHEROKEE AVENUE ST. PAUL MN 55107 6.75000 73.5%
10156862 MENNE ROBERT F. 120-122 3RD STREET NORTHWEST FOREST LAKE MN 55025 6.50000 85.0%
10156867 JACKSON ROBERT 2522 16TH AVENUE SOUTH MINNEAPOLIS MN 55407 6.12500 73.1%
10156871 LOVAN DICK 3109 BOWDOIN STREET DES MOINES IA 50313 7.00000 85.0%
10156876 MASON CHARLES K. 130 PANOLA AVENUE BATESVILLE MS 38606 7.00000 85.0%
10156879 ADAMS ROSELYND 513 NORTH 10TH AVENUE EAST DULUTH MN 55805 7.00000 70.0%
10156884 RAING JOHN H. 8317 COUNTY ROAD 670 QUITMAN MS 39355 6.12500 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10156719 8.75000 97,500.00 767.04 01 1 130,000.00 360 N
10156733 10.50000 146,700.00 1,341.93 01 1 163,000.00 360 N
10156734 11.50000 38,500.00 381.27 01 1 55,000.00 360 N
10156739 10.99000 98,964.61 942.06 01 1 110,000.00 360 N
10156742 9.50000 89,206.09 750.47 10 1 105,000.00 360 N
10156748 9.99000 284,000.00 2,490.21 01 1 355,000.00 360 N
10156749 10.75000 67,401.69 630.10 01 1 90,000.00 360 N
10156750 9.25000 143,925.34 1,184.66 01 1 180,000.00 360 N
10156751 9.50000 101,600.00 854.31 01 1 127,000.00 360 N
10156753 10.87500 20,145.00 189.95 01 1 23,700.00 360 N
10156754 10.99000 53,440.89 508.71 01 1 59,400.00 360 N
10156759 9.75000 20,990.20 180.43 01 1 30,000.00 360 N
10156764 10.50000 43,750.00 400.20 01 3 62,500.00 360 N
10156765 9.37500 71,963.64 598.86 05 1 90,000.00 360 N
10156766 8.25000 155,800.52 1,171.98 01 1 195,000.00 360 N
10156767 11.24000 22,742.30 220.79 01 3 35,000.00 360 N
10156772 11.00000 50,400.00 479.98 01 1 72,000.00 360 N
10156774 8.75000 131,306.40 1,033.59 01 1 164,228.00 360 N
10156775 11.62500 153,236.34 1,532.60 09 1 180,335.00 360 N
10156776 10.25000 73,150.00 655.50 01 1 104,500.00 360 N
10156778 9.75000 482,624.38 4,149.72 01 1 690,000.00 360 N
10156779 10.75000 20,605.00 192.35 01 1 31,700.00 360 N
10156791 9.15000 78,958.18 644.20 09 1 93,000.00 360 N
10156792 10.75000 89,600.00 836.40 01 1 112,000.00 360 N
10156798 10.25000 97,000.00 869.22 01 1 126,000.00 360 N
10156800 10.99000 97,775.05 930.73 01 1 134,500.00 360 N
10156801 10.80000 39,600.00 371.15 01 1 49,500.00 360 N
10156804 10.99000 32,400.00 308.31 01 1 36,000.00 360 N
10156812 11.50000 30,000.00 297.09 01 1 40,000.00 360 N
10156813 10.50000 66,500.00 608.31 01 1 73,900.00 360 N
10156815 7.75000 129,408.59 927.76 01 1 185,000.00 360 N
10156819 9.75000 40,980.87 352.26 01 1 130,000.00 360 N
10156820 9.50000 67,000.00 563.38 01 1 97,500.00 360 N
10156823 9.99000 40,000.00 350.74 01 1 50,000.00 360 N
10156824 8.75000 93,945.92 739.50 01 1 126,500.00 360 N
10156825 7.50000 48,000.00 335.63 01 1 80,000.00 360 N
10156828 11.62500 71,825.00 718.14 01 1 84,500.00 360 N
10156831 9.50000 80,710.28 678.99 01 1 95,000.00 360 N
10156833 10.50000 122,500.00 1,120.56 01 1 175,000.00 360 N
10156835 10.25000 74,968.55 672.08 01 1 100,000.00 360 N
10156839 9.99000 155,930.84 1,367.86 01 3 197,000.00 360 N
10156842 6.75000 122,953.09 799.40 01 1 145,000.00 360 N
10156843 11.50000 50,400.00 499.11 12 3 63,000.00 360 N
10156845 8.00000 105,457.81 774.86 01 1 132,000.00 360 N
10156848 10.99000 104,550.00 994.87 01 1 123,000.00 360 N
10156850 7.99000 85,000.00 623.11 01 1 140,000.00 360 N
10156852 11.50000 66,000.00 653.60 01 1 88,000.00 360 N
10156854 9.75000 39,700.97 341.52 01 1 53,000.00 360 N
10156856 9.50000 131,685.19 1,107.83 09 1 155,000.00 360 N
10156861 10.50000 100,000.00 914.74 01 1 136,000.00 360 N
10156862 11.25000 116,835.53 1,135.17 05 1 137,500.00 360 N
10156867 8.75000 58,500.00 460.22 05 1 80,000.00 360 N
10156871 10.87500 62,050.00 585.07 01 1 73,000.00 360 N
10156876 11.62500 54,383.08 543.92 01 1 64,000.00 360 N
10156879 10.75000 52,470.31 490.08 01 1 75,000.00 360 N
10156884 9.50000 56,222.32 472.99 01 1 75,000.00 360 N
</TABLE>
Page 89
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10156890 BROWN RANDLE J. 1823 GARFIELD STREET BUTTE MT 59701 6.12500 80.0%
10156896 REICH KATHRYN A. 1301 SUNSET LANE RIVER FALLS WI 54022 6.12500 75.0%
10156899 SCOTT JILL C. 323 SOUTHEAST 5TH STREET CAPE CORAL FL 33990 6.25000 80.0%
10156902 ADAMS SHARON 637 RIVER STREET TAYLOR FALL MN 55084 7.00000 75.0%
10156906 FITZGERALD MARY 8019 NOEL COURT ST. LOUIS MO 63130 6.25000 80.0%
10156909 CUNNINGHAM DICK L. 2757 INDIANAPOLIS AVENUE DES MOINES IA 50317 6.25000 80.0%
10156910 BARNETT PETER 2906 SHENANDOAH AVENUE ST. LOUIS MO 63104 7.12500 65.0%
10156911 NELSON DOUG 544 COOK STREET DENVER CO 80206 6.25000 48.9%
10156917 LEWIS JR. JAMES E. 3507 DIX AVENUE ST. LOUIS MO 63114 7.25000 90.0%
10156924 MCCOMMON RODNEY L. 622 DELWOOD STREET WESTWOOD CA 96137 6.50000 69.8%
10156925 CREEKMORE CYNTHIA T. 2863 NESTER ROAD MERIDIAN MS 39301 6.75000 80.0%
10156928 HAMILTON ANDREW K. 2255 EAST 10225 SOUTH SANDY UT 84092 6.25000 85.0%
10156930 KIEHL LEE 1720 EASTGATE VAN BUREN AR 72956 7.00000 80.0%
10156933 ZACZKIEWICZ SUSAN M. 422 CLIPPER ST. SAN FRANCIS CA 94114 5.99000 75.0%
10156935 KEISER WILILAM 4125 PALM FOREST DR SOUTH DELRAY BEAC FL 33445 6.99000 69.9%
10156938 KELLEY JAMES 6940 ROARING SPRING FOUNTAIN CO 80817 7.00000 88.0%
10156941 CASWELL, JR. ROOSEVELT 8125 ST. CHARLES LANE ST. LOUIS MO 63114 6.75000 80.0%
10156947 ROBINSON EARNEST 3571 MINERAL POND WEST ANOKA MN 55303 7.00000 70.0%
10156952 ALAKIJA JOSEPH A. 6425 XYLON AVENUE NORTH BROOKLYN PA MN 55428 6.25000 90.0%
10156958 PAULY JR. EARL 24106 WEST 111TH STREET SOUTH VIOLA KS 67149 6.50000 75.0%
10156966 CULLEY DONNA 12235 MAGNOLIA STREET COON RAPIDS MN 55448 6.75000 85.0%
10156968 BELO SOLOMON 4403 ALCOTT STREET DENVER CO 80211 6.50000 85.0%
10156973 CONNER BETTY 1322 36TH AVENUE MERIDIAN MS 39301 7.00000 75.0%
10156975 FIENE RICHARD L 1505 - 37TH AVENUE NORTHEAST COLUMBIA HE MN 55421 7.00000 80.0%
10156977 SATCHER GLADY'S D. 8 CR 68 VOSSBURG MS 39366 6.75000 80.0%
10156980 ORGAN PHILLIP 24601 HELIUM STREET NORTHWEST ST. FRANCIS MN 55070 7.00000 80.0%
10156981 ABDUSSAYED ABDALLA S 13227 FREMONT AVENUE SOUTH BURNSVILLE MN 55337 7.00000 75.0%
10156983 MAYS CHARLES 5250 BEACON AVENUE ST. LOUIS MO 63123 7.25000 75.0%
10156986 MINERD JAMES W. ROUTE 4 BOX 275B DEKALB MS 39328 6.75000 80.0%
10156987 WINDHURST PAMELA 10209 WREN STREET NORTHWEST COON RAPIDS MN 55433 6.12500 75.0%
10156988 QUINTANA CHARLES 239 EAST LELAND AVENUE DES MOINES IA 50315 7.00000 80.0%
10156989 WATSON RAYMOND 3230 EDGEWOOD AVENUE NORTH CRYSTAL MN 55427 6.50000 85.0%
10156993 BUSSEY THOMAS W. 57008 225TH STREET GLENWOOD IA 51534 6.50000 85.0%
10156997 CENTER YVONNE 8258 TROY AVENUE EL PASO TX 79907 7.25000 90.0%
10156998 SKAGGS EUGENE 7223 DRIVERS ROAD ZEBULON NC 27597 6.50000 81.8%
10156999 GAINES MARY L. 2219 CLEVELAND STREET NORTHEAST MINNEAPOLIS MN 55418 6.62500 75.0%
10157007 COLE TELA M. 8851 LOWELL STREET ST. LOUIS MO 63147 6.75000 75.0%
10157011 COOKS LUCKIE 3149 OREGON AVENUE ST. LOUIS MO 63118 7.00000 85.0%
10157013 GALWAY CHARLES R. 185 EAST SUNSET AVENUE SALT LAKE C UT 84115 7.25000 87.3%
10157022 SAMPSON CAROLE 9710 MEDFORD DRIVE ST. LOUIS MO 63136 6.25000 80.0%
10157023 DUKE MARCEL 3108-3110 12TH AVENUE SOUTH MINNEAPOLIS MN 55407 6.87500 75.0%
10157026 MONETTE BARBARA L. 5605 PRESSLEY ROAD SANTA ROSA CA 95404 5.87500 67.2%
10157028 JOHNSON NORMAN 2628 SOUTH CORNELIA STREET SIOUX CITY IA 51106 6.50000 85.0%
10157031 BRADFORD SHERRIE J. 10004 LEMONCREST LANE LITTLE ROCK AR 72209 6.25000 80.0%
10157033 PHILLIPS ALBERT BOX 595 BRUNEAU HIGHWAY MARSING ID 83639 6.50000 70.0%
10157038 ST. JACQUE MICHAEL J. 10258 HANSON BOULEVARD COON RAPIDS MN 55433 7.00000 70.0%
10157039 HILL CEDRIC A. 1423 EAST 75TH STREET KANSAS CITY MO 64131 6.50000 85.0%
10157043 HANLEY TIMOTHY 1591 73 1/2 AVENUE NORTHEAST FRIDLEY MN 55432 6.75000 75.0%
10157046 RANDALL ANTHONY 6520 CREST AVENUE UNIVERSITY MO 63130 6.87500 70.0%
10157051 MARZANO BERNARD 136 STONERIDGE DRIVE BRANSON MO 65616 7.00000 80.0%
10157052 SMITH DEBRA 2511 23RD AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10157055 DAVIS LEROY 3840 FAIRVIEW AVENUE ST. LOUIS MO 63116 6.75000 75.0%
10157058 CRAWFORD RAYMUND E. 2349 TENNESSEE AVENUE ST. LOUIS MO 63104 6.50000 75.0%
10157060 MCLEMORE CHERYL 8824 WIEDLE JENNINGS MO 63136 6.75000 75.0%
10157063 CALLOWAY LEWIS 1018 SOUTH 15TH STREET SPRINGFIELD IL 62703 7.25000 74.8%
10157064 HANKA JOHN W. 4005 42ND AVENUE SOUTH MINNEAPOLIS MN 55406 6.87500 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10156890 9.50000 23,988.19 201.81 01 1 30,000.00 360 N
10156896 9.75000 95,880.24 824.15 01 1 127,900.00 360 N
10156899 9.50000 50,775.01 427.16 01 1 63,500.00 360 N
10156902 10.75000 109,500.00 1,022.17 01 1 146,000.00 360 N
10156906 9.99000 45,600.00 399.84 01 1 57,000.00 360 N
10156909 9.25000 29,600.00 243.52 01 1 37,000.00 360 N
10156910 10.75000 68,874.06 643.17 01 3 106,000.00 360 N
10156911 7.99000 127,000.00 931.00 01 1 260,000.00 360 N
10156917 11.75000 37,800.00 381.56 01 1 42,000.00 360 N
10156924 11.25000 36,974.90 359.37 01 1 53,000.00 360 N
10156925 10.50000 54,378.00 497.62 01 1 68,000.00 360 N
10156928 8.75000 150,200.00 1,181.63 01 1 176,750.00 360 N
10156930 11.75000 56,782.82 573.35 01 1 71,000.00 360 N
10156933 8.71000 318,740.00 2,498.43 01 1 425,000.00 360 N
10156935 10.35000 52,386.00 473.34 01 1 75,000.00 360 N
10156938 11.25000 101,200.00 982.92 01 1 115,000.00 360 N
10156941 11.25000 43,600.00 423.47 01 1 54,500.00 360 N
10156947 11.75000 90,930.00 917.86 01 1 129,900.00 360 N
10156952 8.75000 85,609.72 673.88 01 1 95,177.00 360 N
10156958 10.25000 78,750.00 705.68 01 1 105,000.00 360 N
10156966 9.99000 118,150.00 1,035.98 01 1 139,000.00 360 N
10156968 8.50000 123,250.00 947.69 01 1 145,000.00 360 N
10156973 10.75000 24,750.00 231.04 01 1 33,000.00 360 N
10156975 10.75000 53,559.46 500.35 01 1 67,000.00 360 N
10156977 10.50000 21,200.00 193.93 01 1 26,500.00 360 N
10156980 9.50000 151,925.23 1,278.10 01 1 190,000.00 360 N
10156981 11.99000 96,000.00 986.73 01 1 128,000.00 360 N
10156983 12.74000 23,625.00 256.55 01 3 31,500.00 360 N
10156986 10.50000 54,400.00 497.62 01 1 68,000.00 360 N
10156987 8.99000 79,956.20 643.13 01 1 106,700.00 360 N
10156988 9.74000 60,000.00 515.06 01 1 75,000.00 360 N
10156989 10.50000 125,750.00 1,150.75 01 1 148,000.00 360 N
10156993 10.50000 119,000.00 1,088.54 01 1 140,000.00 360 N
10156997 10.50000 75,600.00 691.55 01 1 84,000.00 360 N
10156998 9.99000 65,450.00 573.89 01 1 80,000.00 360 N
10156999 10.00000 87,750.00 770.07 01 1 117,000.00 360 N
10157007 12.50000 18,750.00 200.12 01 1 25,000.00 360 N
10157011 11.62500 39,950.00 399.44 01 1 47,000.00 360 N
10157013 10.50000 73,200.00 669.59 01 1 83,895.00 360 N
10157022 11.75000 36,788.86 371.47 01 1 46,000.00 360 N
10157023 8.75000 109,500.00 861.44 12 3 146,000.00 360 N
10157026 7.75000 470,000.00 3,367.14 01 1 700,000.00 360 N
10157028 10.50000 50,554.90 462.63 01 1 59,500.00 360 N
10157031 8.50000 92,571.88 712.26 01 1 115,790.00 360 N
10157033 9.75000 81,900.00 703.65 01 1 117,000.00 360 N
10157038 11.99000 38,484.68 395.72 04 1 55,000.00 360 N
10157039 9.99000 44,180.41 387.56 01 1 52,000.00 360 N
10157043 10.75000 93,339.84 871.64 01 1 124,500.00 360 N
10157046 11.00000 50,750.00 483.31 01 1 72,500.00 360 N
10157051 10.74000 122,400.00 1,141.67 01 1 153,000.00 360 N
10157052 10.75000 63,000.00 588.10 01 1 84,000.00 360 N
10157055 11.50000 37,425.00 370.62 01 1 49,900.00 360 N
10157058 10.99000 52,500.00 499.58 01 1 70,000.00 360 N
10157060 11.50000 39,362.34 389.93 01 1 52,500.00 360 N
10157063 10.25000 31,790.00 284.88 05 3 42,500.00 360 N
10157064 9.50000 64,000.00 538.15 01 3 80,000.00 360 N
</TABLE>
Page 90
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10157067 JOHNSON TIMOTHY 440 NORTH 35TH STREET SPRINGFIELD OR 97478 7.25000 70.0%
10157071 WASHINGTON STACEY 4249 LAFAYETTE AVENUE ST. LOUIS MO 63110 6.50000 70.0%
10157073 MCCORVEY SHELLY 4452 5TH AVENUE SOUTH MINNEAPOLIS MN 55409 7.00000 70.0%
10157074 EKIN TIMOTHY 205 YALE STREET NAMPA ID 83651 6.75000 80.0%
10157076 LYNCH KEITH 3506 GIRARD AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 80.0%
10157077 THACKER DONALD L. 1632 3RD AVENUE COUNCIL BLU IA 51501 6.50000 65.0%
10157081 CONNER GLADYS C. 13 GARDEN STREET NATCHEZ MS 39120 7.00000 85.0%
10157082 OSBOURNE TARUMI 624 W. PARK AVE. CHANDLER AZ 85224 6.99000 79.1%
10157083 OLSON HOLLY 7725 SE HOLGATE PORTLAND OR 97206 7.25000 90.0%
10157096 BUCKHALTON KEVIN J. 775 MINNEHAHA AVENUE WEST ST. PAUL MN 55104 7.00000 80.0%
10157097 CIRIACO ANTHONY JR. 3674 EAST 134TH WAY THORNTON CO 80241 7.00000 85.0%
10157156 ROBERTSON CHERI 23575 E GUMJUWAC ROAD WELCHES OR 97067 5.75000 57.9%
10157165 KELLER JOSEPH 5404 NE 24TH AVE PORTLAND OR 97211 6.75000 65.0%
10157176 LINDSTERN MICHAEL 34235 SE COLORADO ROAD SANDY OR 97055 7.37500 80.0%
10157189 BACON DENNIS 3536 SE 60TH AVENUE PORTLAND OR 97206 6.75000 79.9%
10157221 MORRISON CLINTON 582 NIEMI ROAD WOODLAND WA 98674 5.87500 63.4%
10158105 LOVE CHRIS A. 1550 NORTHEAST 48TH STREET POMPANO BEA FL 33064 6.87500 75.0%
10158109 ANDERSON SALLY 710 WILLSIE AVENUE RAPID CITY SD 57701 7.25000 70.0%
10158112 MEISNER STEVEN 2430 EAST LONGFELLOW AVENUE SPOKANE WA 99207 6.75000 75.0%
10158114 FINCK TERESA A. 1124 NORTHEAST DRIVE RAPID CITY SD 57701 6.50000 75.0%
10158118 SHERMAN DOLORES 7330 - 45TH AVENUE SOUTH SEATTLE WA 98118 6.25000 80.0%
10158119 JACKSON II WILLIAM 608 WEST ROANOKE STREET CENTRALIA WA 98531 7.25000 90.0%
10158120 WIMMER JAY S. 752 CORONA DRIVE OCEANSIDE CA 92057 6.12500 80.0%
10158126 OLSON PHILLIP 1227 WEST MAXWELL AVENUE SPOKANE WA 99201 7.25000 85.0%
10158129 RIGG BRIAN A. 3225 WESTMINSTER DRIVE PORT ORCHAR WA 98366 7.25000 90.0%
10158133 REED STEVEN L. 15843 198TH PLACE NORTHEAST WOODINVILLE WA 98072 7.00000 70.0%
10158141 SCHOLLE CHRISTOPHER 225 B AVENUE EAST JEROME ID 83338 6.75000 70.0%
10158147 KUNZ HAL D. 6120 SOUTH COUNTRY HILLS DRIVE TAYLORSVILL UT 84118 6.12500 80.0%
10158156 RODRIGUEZ MARTHA 8426 ORANGE STREET DOWNEY CA 90242 7.00000 80.0%
10158160 CREDIT BRENDA 7450 SOUTH 116TH PLACE SEATTLE WA 98178 7.00000 85.0%
10158162 EASTMAN WILLIAM 1536 LA JOLLA AVENUE LAS VEGAS NV 89109 6.75000 80.0%
10158167 ERICKSON COURTNEY 3561 SOLOKAR ROAD LOON LAKE WA 99148 6.12500 75.0%
10158171 WILSON FRANCENE 18004 42ND AVENUE SOUTH SEATTLE WA 98188 6.12500 80.0%
10158175 DAVIS MICHELLE 10914 SOUTHEAST 186TH STREET RENTON WA 98055 6.25000 65.0%
10158179 GARROW KAREN 1808 SOUTH 104TH STREET SEATTLE WA 98168 6.87500 60.0%
10158181 EASTMAN STEVE 720 SOUTH UNION AVENUE NEWPORT WA 99156 6.75000 75.0%
10158184 STRIKE WENDELL L. 1201 8TH STREET MANHATTAN B CA 90266 6.37500 70.0%
10158191 LEWIS JAMES F. 2672 GLENNEYRE STREET LAGUNA BEAC CA 92651 6.87500 80.0%
10158196 AQUINO ANDREW 38 EAST BROAD STREET BERGENFIELD NJ 07621 5.75000 34.9%
10158199 TODD BARRIE 1170 SHELBURN LANE VENTURA CA 93001 6.62500 47.2%
10158203 MACMILLAN GLENN 2611 GLENWILDE PLACE EAST SEATTLE WA 98112 6.75000 65.0%
10158208 HOLDEN LARRY E. 32236 159TH AVENUE SOUTHEAST AUBURN WA 98092 7.25000 90.0%
10158210 KANE FLORA 61 SPOON LANE COTO DE CAZ CA 92679 6.37500 52.0%
10158211 TRUETT LYNDA S. 3001 NORTH BALD EAGLE DRIVE WASILLA AK 99654 7.00000 80.0%
10158213 MARTIN THEODORE 7457 SOUTH 116TH PLACE SEATTLE WA 98178 6.50000 85.0%
10158223 ESTRADA BRAULIO 2011 SANTA ANA BOULEVARD LOS ANGELES CA 90059 6.12500 72.2%
10158227 WILSON DEBRAH 2109 WEST SHARP AVENUE SPOKANE WA 99207 6.50000 70.0%
10158234 EINHAUS JAMES D. 938 PLEASANT AVENUE BREMERTON WA 98337 7.37500 75.0%
10158236 JENKINS LARRY 424 2ND STREET NACHES WA 98936 6.37500 65.0%
10158248 GOMEZ EUNICE 466 GWINN STREET PLANADA CA 95365 6.37500 69.9%
10158249 GRECO DOMINIC 7 CRYSTALGLEN ALISO VIEJO CA 92656 7.25000 90.0%
10158262 MILLER STERLING 5310 171ST AVENUE, SOUTHEAST SNOHOMISH WA 98290 6.12500 75.0%
10158263 PUZIO PATRICIA 1620 LOMBARD AVE EVERETT WA 98201 6.75000 72.9%
10158278 MACKOWIAK GAYNOR 9439 CANTON LOOP #182 ANCHORAGE AK 99515 6.87500 75.0%
10158280 CRISP JEFFREY S. 629 WEST 26TH AVENUE SPOKANE WA 99203 7.00000 78.4%
10158293 TILA ALEXANDER 6132 NORTHLAND TERRACE FREMONT CA 94555 6.12500 79.9%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10157067 9.50000 60,900.00 512.09 01 3 87,000.00 360 N
10157071 10.50000 38,500.00 352.18 01 1 55,000.00 360 N
10157073 12.75000 55,300.00 600.95 01 1 79,000.00 360 N
10157074 9.87500 64,000.00 555.75 01 1 80,000.00 360 N
10157076 10.25000 72,000.00 645.20 01 1 90,000.00 360 N
10157077 10.75000 34,450.00 321.59 01 1 53,000.00 360 N
10157081 9.87500 42,712.00 370.89 01 1 50,250.00 360 N
10157082 8.49000 85,463.00 656.54 01 1 108,000.00 360 N
10157083 9.99000 76,410.00 669.99 01 1 84,900.00 360 N
10157096 9.00000 64,800.00 521.40 01 1 81,000.00 360 N
10157097 10.37500 140,250.00 1,269.84 01 1 165,000.00 360 N
10157156 9.75000 42,230.28 363.00 01 1 73,000.00 360 N
10157165 10.75000 65,000.00 606.77 01 1 100,000.00 360 N
10157176 8.75000 156,000.00 1,227.26 01 3 195,000.00 360 N
10157189 9.25000 118,938.30 978.99 01 1 149,000.00 360 N
10157221 8.00000 164,189.75 1,205.58 01 1 259,000.00 360 N
10158105 7.99000 58,421.06 428.85 01 1 78,000.00 360 N
10158109 10.00000 34,300.00 301.01 05 3 49,000.00 360 N
10158112 9.99000 51,675.00 453.11 01 1 68,900.00 360 N
10158114 9.75000 43,500.00 373.74 01 1 58,000.00 360 N
10158118 9.25000 104,000.00 855.59 01 1 130,000.00 360 N
10158119 10.50000 117,000.00 1,070.25 01 1 130,000.00 360 N
10158120 7.50000 191,777.56 1,341.94 01 1 239,900.00 360 N
10158126 9.99000 78,200.00 685.69 01 1 92,000.00 360 N
10158129 10.25000 120,549.43 1,080.70 01 1 134,000.00 360 N
10158133 11.99000 113,367.48 1,165.58 01 1 162,000.00 360 N
10158141 9.99000 47,600.00 417.38 01 3 68,000.00 360 N
10158147 7.25000 91,715.99 839.84 01 1 115,000.00 180 N
10158156 9.74000 320,000.00 2,746.95 01 1 400,000.00 360 N
10158160 9.99000 123,195.36 1,080.70 01 1 145,000.00 360 N
10158162 9.99000 91,959.21 806.69 01 1 115,000.00 360 N
10158167 9.50000 40,125.00 337.40 01 1 53,500.00 360 N
10158171 8.00000 120,800.00 886.39 01 1 151,000.00 360 N
10158175 9.99000 104,650.00 917.61 01 1 161,000.00 360 N
10158179 12.25000 86,976.45 911.67 01 1 145,000.00 360 N
10158181 9.50000 44,625.00 375.24 01 1 59,500.00 360 N
10158184 8.99000 486,500.00 3,910.99 01 1 695,000.00 360 N
10158191 8.50000 344,000.00 2,645.07 01 1 430,000.00 360 N
10158196 5.99000 67,765.97 573.46 01 1 195,000.00 180 N
10158199 9.50000 164,918.84 1,387.41 01 3 350,000.00 360 N
10158203 10.99000 201,500.00 1,917.41 01 1 310,000.00 360 N
10158208 9.99000 137,700.00 1,207.40 01 1 153,000.00 360 N
10158210 9.25000 141,926.38 1,168.20 04 1 273,000.00 360 N
10158211 10.74000 108,758.95 1,014.81 01 1 136,000.00 360 N
10158213 9.50000 114,750.00 964.89 01 1 135,000.00 360 N
10158223 9.25000 65,000.00 534.74 01 1 90,000.00 360 N
10158227 10.50000 48,755.00 445.99 01 1 69,650.00 360 N
10158234 11.50000 61,500.00 609.03 01 3 82,000.00 360 N
10158236 9.99000 50,700.00 444.56 01 1 78,000.00 360 N
10158248 8.99000 50,972.08 410.00 01 1 73,000.00 360 N
10158249 10.50000 323,871.24 2,963.76 09 1 360,000.00 360 N
10158262 9.99000 122,175.00 1,071.28 01 1 162,900.00 360 N
10158263 9.99000 90,000.00 789.15 01 1 123,500.00 360 N
10158278 10.25000 67,400.56 604.87 04 3 90,000.00 360 N
10158280 10.75000 86,200.00 804.67 01 1 110,000.00 360 N
10158293 7.00000 233,158.72 1,552.49 09 1 292,000.00 360 N
</TABLE>
Page 91
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10158301 KIM CHAV 1629 CHERRY AVENUE 306 LONG BEACH CA 90813 6.50000 85.0%
10158308 BILYEU JR. JOHN 15001 MOSSBERRY PLACE ANCHORAGE AK 99516 7.25000 90.0%
10158309 ROWE CONNIE L. 318 WEST 6TH STREET OGALLALA NE 69153 6.75000 75.0%
10158312 COCHRAN MARK 4400 CRANE ROAD WASILLA AK 99654 7.00000 80.0%
10158316 ANDERSON BRUCE J. 616 SOUTH 4TH AVENUE YAKIMA WA 98902 7.25000 90.0%
10158317 NELSON JR. GLENN 5558 SOUTH AVON STREET SEATTLE WA 98178 6.75000 80.0%
10158322 SERNA PEDRO 1711 NORTH 7TH AVENUE PASCO WA 99301 6.50000 75.0%
10158333 SEXTON LORI 50 NEW STREET EAST ORANGE NJ 07017 7.00000 70.0%
10158340 ROBERSON BRIAN L. 604 SOUTH 6TH AVENUE YAKIMA WA 98902 6.75000 75.0%
10158341 OXFORD JOHN 3623 EAST 18TH AVENUE ANCHORAGE AK 99508 6.87500 80.0%
10158350 BOUNYAVONG KHAMPHAO 5203 30TH AVENUE SOUTH SEATTLE WA 98108 6.00000 68.1%
10158352 MOONEY JAMES R. 32612 KENTUCKY STREET YUCAIPA CA 92399 7.00000 85.0%
10158353 LOFSTROM RANDALL H. 695 LOVELL AVENUE NORTHEAST BAINBRIDGE WA 98110 6.50000 90.0%
10158356 KAIVER BRADLEY C. 8621 EAST GRACE AVENUE SPOKANE WA 99212 6.75000 75.0%
10158366 DUGAS DANIEL W. 812 TENNANT LANE YAKIMA WA 98901 7.00000 80.0%
10158370 BURDETT KALEY 1303 EAST 32ND AVENUE SPOKANE WA 99203 6.75000 75.0%
10158372 WAGEMAN FRED 12321 NORTH HELENA COURT SPOKANE WA 99218 7.25000 88.6%
10158397 KHAMPHATHOUMA SOUVANNY 23925 113TH PLACE SOUTHEAST KENT WA 98031 6.75000 75.0%
10158400 CAMACHO DAVID 9412 11TH AVENUE SOUTHWEST SEATTLE WA 98106 6.37500 25.7%
10158404 BRITT J.V. 203 29TH AVENUE SEATTLE WA 98122 6.25000 65.0%
10158405 HILL CARYN M. 802 EAST GATEWAY AVENUE FORT MORGAN CO 80701 6.25000 80.0%
10158407 CRAWFORD ROBERT A. 107 WEST AVENUE SOUTH EUREKA MT 59917 6.50000 79.6%
10158416 JACKSON TIMOTHY 1631 NORTH OLEANDER STREET TEMPE AZ 85281 6.50000 90.0%
10158419 JAMES MARCEL 14008 9TH AVENUE COURT EAST TACOMA WA 98445 6.75000 80.0%
10158424 OROZCO ROBERT 7327 VIA RIO NIDO DOWNEY CA 90241 6.50000 90.0%
10158429 PULLAR STEPHEN 3623 EAST PACIFIC AVENUE SPOKANE WA 99202 6.25000 80.0%
10158430 LA BONTE JOSEPH M. 81 LA PLATA LANE DURANGO CO 81301 5.87500 39.5%
10158432 BECERRA RUDY P. 1486 WILLCREST DRIVE CONCORD CA 94521 6.00000 73.2%
10158433 WITHEY ROBERT C. 9464 53RD AVENUE WEST MUKILTEO WA 98275 6.75000 75.0%
10158437 TORTORETE ANTHONY 3004 HARBORSIDE DRIVE LAS VEGAS NV 89117 7.00000 80.0%
10158439 ARROWSMITH MICHELE L. 8101 22ND AVENUE SOUTHWEST SEATTLE WA 98106 6.25000 80.0%
10158446 GREEN BART 2900 ASPEN DRIVE ANCHORAGE AK 99517 7.37500 74.7%
10158451 ELLERBEE JAMES 3123 35TH AVENUE SOUTH SEATTLE WA 98144 7.00000 80.0%
10158458 RODRIGUEZ MIGUEL 12257 NORTHEAST 133RD PLACE KIRKLAND WA 98034 6.50000 75.0%
10158461 OLSON STERLING 135 WEST 1360 NORTH PLEASANT GR UT 84062 6.12500 75.0%
10158462 ALVARADO DAVID 519 ADELAIDE AVENUE MADERA CA 93638 6.62500 75.0%
10158470 HORN LARRY 1696 MAYWOOD AVENUE UPLAND CA 91784 7.00000 80.0%
10158473 SPENCER JAMES 957 NORTH 4TH AVENUE OKANOGAN WA 98840 7.25000 90.0%
10158481 MCREYNOLDS JIM 5013 NORTH HOWARD STREET SPOKANE WA 99205 6.12500 57.5%
10158483 MILLARD SHANNON 7102 NORTH CEDAR ROAD SPOKANE WA 99208 7.25000 90.0%
10158492 CARMONA MARIA 333-337 EAST 7TH STREET POMONA CA 91766 6.75000 65.0%
10158500 GROB STEVE A. 7806 EAST KIERNAN AVENUE SPOKANE WA 99212 6.50000 75.0%
10158504 LEVINE STEPHEN 11620 NORTHWEST 31ST STREET SUNRISE FL 33323 6.25000 80.0%
10158516 WRIGHT RONALD K. 68455 ESTIO ROAD CATHEDRAL C CA 92234 7.25000 90.0%
10158534 RODERICK KATHLEEN 2201 WEST 48TH AVENUE ANCHORAGE AK 99517 7.00000 80.0%
10158542 PORTER CARL W. 426 235TH AVENUE NORTHEAST REDMOND WA 98053 5.87500 57.2%
10158545 BARRIGA RUDOLPH 28251 POSEY AVENUE MADERA CA 93638 6.75000 75.0%
10158546 LACHICA JR. MAURO O. 775 FAIRWOOD WAY BREMERTON WA 98311 7.00000 90.0%
10158548 DEVINE DOUGLAS J. 7450 VALLEY VILLAS DRIVE PARMA OH 44130 7.00000 80.0%
10158552 JACKSON CAROLYN E. 16533 SOUTHEAST 30TH STREET BELLEVUE WA 98008 6.75000 48.8%
10158553 PHELPS WALTER 41136 SOUTHEAST 81ST STREET SNOQUALMIE WA 98065 5.87500 65.0%
10158558 EINHAUS JAMES DAVID 937 PLEASANT AVENUE BREMERTON WA 98337 7.37500 75.0%
10158564 BELOTTI MAREK 6228 108TH STREET NORTHEAST MARYSVILLE WA 98271 6.25000 80.0%
10158567 MURPHY JOHN 14221 SOUTHEAST 10TH PLACE BELLEVUE WA 98007 7.25000 90.0%
10158573 VANZANDT ROBERT L. 19436 SE AUBURN-BLACK DIAMOND RO AUBURN WA 98092 6.37500 56.5%
10158582 LAYTHE MAUREEN M. 4107 - 117TH AVENUE NORTHEAST KIRKLAND WA 98033 6.25000 76.9%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10158301 8.99000 29,733.71 239.17 04 1 35,000.00 360 N
10158308 10.99000 327,482.93 3,117.34 09 1 364,000.00 360 N
10158309 11.50000 27,000.00 267.38 01 1 36,000.00 360 N
10158312 11.25000 55,200.00 536.14 01 1 69,000.00 360 N
10158316 9.50000 90,495.47 761.31 01 1 100,600.00 360 N
10158317 9.99000 172,000.00 1,508.16 01 1 215,000.00 360 N
10158322 10.99000 58,125.00 553.10 01 1 77,500.00 360 N
10158333 10.24000 98,000.00 877.46 06 1 140,000.00 360 N
10158340 10.25000 101,250.00 907.31 01 1 135,000.00 360 N
10158341 9.50000 92,800.00 780.32 01 1 116,000.00 360 N
10158350 8.50000 97,940.63 753.54 01 1 144,000.00 360 N
10158352 9.87500 86,700.00 752.86 01 1 102,000.00 360 N
10158353 9.50000 270,000.00 2,270.31 01 1 300,000.00 360 N
10158356 10.25000 72,375.00 648.56 01 1 96,500.00 360 N
10158366 9.50000 113,600.00 955.22 05 3 142,000.00 360 N
10158370 10.25000 69,375.00 621.68 01 1 92,500.00 360 N
10158372 9.50000 198,411.78 1,669.44 01 1 224,000.00 360 N
10158397 10.75000 134,949.17 1,260.20 01 1 180,000.00 360 N
10158400 9.75000 39,981.33 343.67 01 1 156,000.00 360 N
10158404 8.87500 155,912.54 1,241.21 01 1 240,000.00 360 N
10158405 9.99000 64,000.00 561.18 01 1 80,000.00 360 N
10158407 9.50000 105,000.00 882.90 01 1 132,000.00 360 N
10158416 8.50000 82,749.83 636.67 01 1 92,000.00 360 N
10158419 10.50000 101,600.00 929.38 01 1 127,000.00 360 N
10158424 9.50000 199,701.72 1,680.03 01 1 222,000.00 360 N
10158429 9.99000 63,600.00 557.67 01 1 79,500.00 360 N
10158430 7.99000 85,000.00 623.11 01 1 215,000.00 360 N
10158432 6.99000 139,000.00 1,248.60 01 1 190,000.00 180 N
10158433 10.75000 292,500.00 2,730.44 01 1 390,000.00 360 N
10158437 8.75000 144,000.00 1,132.85 09 3 180,000.00 360 N
10158439 10.75000 130,400.00 1,217.26 01 1 163,000.00 360 N
10158446 10.75000 85,875.00 801.63 01 3 115,000.00 360 N
10158451 10.25000 200,000.00 1,792.21 01 1 250,000.00 360 N
10158458 8.99000 176,250.00 1,416.88 01 1 235,000.00 360 N
10158461 9.50000 117,000.00 983.80 01 1 156,000.00 360 N
10158462 10.75000 42,000.00 392.07 01 1 56,000.00 360 N
10158470 11.50000 129,600.00 1,283.42 01 1 162,000.00 360 N
10158473 9.50000 84,150.00 707.58 01 1 93,500.00 360 N
10158481 8.50000 50,000.00 384.46 01 1 87,000.00 360 N
10158483 9.99000 162,000.00 1,420.47 01 1 180,000.00 360 N
10158492 9.75000 99,450.00 854.43 06 1 153,000.00 360 N
10158500 9.75000 56,250.00 483.28 01 1 75,000.00 360 N
10158504 8.25000 79,773.88 776.12 01 1 100,000.00 180 N
10158516 9.50000 144,000.00 1,210.83 01 1 160,000.00 360 N
10158534 10.25000 340,000.00 3,046.75 05 1 425,000.00 360 N
10158542 7.25000 199,843.97 1,364.36 01 1 350,000.00 360 N
10158545 11.50000 52,462.00 519.53 01 1 69,950.00 360 N
10158546 11.00000 136,751.22 1,302.78 01 1 152,000.00 360 N
10158548 10.25000 133,600.00 1,197.20 01 1 167,000.00 360 N
10158552 12.25000 102,500.00 1,074.10 01 1 210,000.00 360 N
10158553 9.50000 61,750.00 519.23 01 1 95,000.00 360 N
10158558 11.50000 45,000.00 445.64 01 3 60,000.00 360 N
10158564 9.99000 97,600.00 855.79 01 1 122,000.00 360 N
10158567 9.99000 202,500.00 1,775.59 01 1 225,000.00 360 N
10158573 9.25000 105,000.00 863.81 01 1 186,000.00 360 N
10158582 7.99000 499,950.00 3,664.98 01 1 650,000.00 360 N
</TABLE>
Page 92
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10158583 SWINNERTON JON 1950 ESCARPA DRIVE LOS ANGELES CA 90041 6.12500 75.0%
10158602 HAWLEY JAMES H. 3114 KIPLING ROAD BOISE ID 83706 6.50000 79.3%
10158608 MACMILLAN MARSHA I. 1540 NORTH 12TH EAST MOUNTAIN HO ID 83647 6.75000 82.8%
10158614 COVINGTON JAMES M. 10635 OGDEN AVENUE BOISE ID 83709 6.25000 77.4%
10158622 BROWNING LOUISE 3903 & 3905 LEMHI STREET BOISE ID 83705 6.99000 85.0%
10158631 LONG SCOTT D. 280 RAILROAD AVENUE HANSEN ID 83334 6.99000 70.0%
10158678 LONG EUGENE A. 3283 US HIGHWAY 12 EAST HELENA MT 59601 6.74000 70.0%
10160108 ARCADIA ALEXANDER J. 251 TOWNSHIP LINE ROAD DOUGLASSVIL PA 19518 6.75000 65.0%
10160114 HISTEN, III WILLIAM J. 7 SUNSET ROAD SCARBOROUGH ME 04074 7.00000 85.0%
10160122 DECARO SAMUEL F. 29 JENIFORD ROAD FAIRFIELD CT 06430 6.75000 61.1%
10160124 GARCIA JORGE 1803 BRUST AVENUE TAMPA FL 33612 6.75000 80.0%
10160125 SCOTT MARK 447 30TH STREET MCKEESPORT PA 15132 6.75000 65.0%
10160126 FORNARO LUIGI 25 LODGE PLACE NORTH BABYL NY 11703 6.87500 80.0%
10160128 SMITH KENNETH W. 1501 N. MAIN STREET MONROE TOWN NJ 06094 6.75000 65.0%
10160135 HARE ANTHONY 4624 LOMBARD STREET HAMILTON TO NJ 08330 6.50000 75.0%
10160137 NOVELLA DANIEL 304 DOYLE LANE ST AUGUSTIN FL 32086 7.25000 90.0%
10160138 ELEFRITZ MARY L. 808 ADAMS AVENUE RAVENSWOOD WV 26164 6.75000 50.1%
10160139 LUDWIG FREDERICK J. 233 N.E. THIRD STREET SATELLITE B FL 32937 6.62500 50.0%
10160141 MIMS MAXINE 1819 WEST CHAMPLOST AVENUE PHILADELPHI PA 19141 7.00000 75.0%
10160145 TOY TYRONE 7724 GARRISON ROAD HYATTSVILLE MD 20784 6.50000 85.0%
10160147 KISE STEVEN J. 1378 RICHMOND ROAD BANGOR PA 18013 6.50000 75.0%
10160148 INDRUNAS ELEANOR 589 TURNER DRIVE MIDDLETOWN NJ 07718 7.25000 87.6%
10160151 ESPINOZA EDUARDO 2122 HUGHES AVENUE BRONX NY 10457 7.25000 90.0%
10160152 GRAMBY DARYL ANN 2827 BAKER STREET BALTIMORE MD 21216 7.00000 85.0%
10160158 CRAWFORD ISAAC W. 101 EVITTS DRIVE RANSON WV 25438 7.25000 75.0%
10160160 PLUCK EDWARD 1416 BRICK ROW COATESVILLE PA 19320 6.37500 75.0%
10160161 HELCK HELMUT H. 159 BRIDGE ROAD HAUPPAUGE NY 11788 7.25000 90.0%
10160163 BREAUX PAUL R. 7 TREBOR ROAD EAST MASSAP NY 11758 6.75000 79.0%
10160166 HENDERSON THOMAS 4000 GRIMES ROAD LOUDON TN 37774 6.25000 78.5%
10160173 GIGUERE ALAN F. 72 MORRILL DRIVE BURLINGTON VT 05401 7.25000 90.0%
10160174 ALABI SEGUN 1226 STANLEY STREET BROOKLYN NY 11208 7.12500 65.4%
10160181 BLANCO GUALBERTO R. 14415 TRACY SCHAR LANE CENTREVILLE VA 20121 7.00000 85.0%
10160193 PERRY JR. MOSES L. 12917 BROADMORE ROAD SILVER SPRI MD 20904 6.50000 85.0%
10160195 ENSLE JANE 4471 ROUTE 202 DOYLESTOWN PA 18901 6.62500 48.6%
10160201 ATTIANESE ROGER 280 NUTMEG ROAD BRIDGEPORT CT 06610 7.00000 70.0%
10160205 VINCETT WILLIAM K. 965 ELIZABETH STREET PITTSBURGH PA 15221 6.50000 70.0%
10160215 WILLIAMS DAVID A. S.R. BOX 1-B INDIAN HEAD PA 15446 6.62500 75.0%
10160220 DUTCHER MICHELLE 37 WEST VAN VECHTEN STREET ALBANY NY 12209 6.50000 85.0%
10160221 GALLUP DIANE 64 EAST ALLEN STREET WINOOSKI VT 05404 7.62500 80.0%
10160224 FIELDS DWAYNE 17 VAN BUREN AVENUE SPRINGFIELD MA 01104 6.75000 80.0%
10160228 RIVERA WILLMER 645 COURT STREET ELIZABETH NJ 07206 6.75000 60.0%
10150232 FRAZIER ROSEMARY 1218 7TH AVENUE NORTH NASHVILLE TN 37208 6.75000 80.0%
10160234 JOHNS TODD M. 1348 FOURTH AVENUE ARNOLD PA 15068 6.75000 80.0%
10160241 GILBERT KEITH 11800 SW 8TH STREET OCALA FL 34481 6.75000 80.0%
10160250 GRANT JOHN 99 NORTH MAIN STREET MARLBORO NJ 07746 7.37500 51.3%
10160255 GALARZA JUAN 148 EXCHANGE STREET NEW HAVEN CT 06513 6.87500 60.0%
10160263 LEAL BERTHA 7226 13TH STREET NORTH ST. PETERSB FL 33702 7.50000 80.0%
10160264 WEISS MARK 32 BRIDGE LANE ENFIELD CT 06082 6.75000 65.0%
10160275 WARD EDWARD J. 1414 WEST STATE COLLEGE ROAD DOVER DE 19904 6.75000 52.7%
10160276 BLAIR JULIA R. 703 TURNBULL STREET LAWRENCEVIL VA 23868 7.25000 70.0%
10160277 GREENWELL MARK M. 623 KNIGHT COURT LEXINGTON P MD 20653 7.25000 90.0%
10160284 O'HORA KEVIN 29 COLLING AVENUE ROCHELLE PA NJ 07662 7.62500 80.0%
10160289 BURSEE CHERYL 180 MEADOWBROOK PARKWAY CHEEKTOWAGA NY 14227 6.87500 68.0%
10160290 BROWN LINDA 1003 MULLER AVENUE COLUMBIA SC 29203 6.75000 65.0%
10160292 ARNDT DAVID C. 4643 US HIGHWAY 601 DOBSON NC 27017 6.75000 80.0%
10160295 ROOK JR. ROBERT G. 2463 QUARRY ROAD MT. JULIET TN 37122 6.50000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10158583 7.99000 183,750.00 1,347.02 01 1 245,000.00 360 N
10158602 8.75000 97,443.90 767.04 01 1 123,000.00 360 N
10158608 8.99000 48,000.00 385.88 01 1 58,000.00 360 N
10158614 8.25000 71,954.08 540.92 01 1 93,000.00 360 N
10158622 10.50000 93,500.00 855.29 05 1 110,000.00 360 N
10158631 9.99000 39,900.00 349.86 01 1 57,000.00 360 N
10158678 8.99000 122,500.00 984.79 01 3 175,000.00 360 N
10160108 10.75000 131,300.00 1,225.67 01 1 202,000.00 360 N
10160114 11.12500 92,650.00 891.09 01 1 109,000.00 360 N
10160122 10.00000 124,000.00 1,088.19 01 1 203,000.00 360 N
10160124 10.75000 49,581.32 463.01 01 1 62,000.00 360 N
10160125 10.75000 27,950.00 260.91 01 1 43,000.00 360 N
10160126 9.74000 132,000.00 1,133.12 01 1 165,000.00 360 N
10160128 10.75000 76,700.00 715.99 01 1 118,000.00 360 N
10160135 10.50000 82,500.00 754.66 01 1 110,000.00 360 N
10160137 10.75000 111,557.98 1,041.77 01 1 124,000.00 360 N
10160138 10.75000 28,050.00 261.85 01 1 56,000.00 360 N
10160139 9.50000 33,500.00 281.69 01 1 67,000.00 360 N
10160141 11.00000 34,500.00 328.56 01 1 46,000.00 360 N
10160145 9.75000 80,750.00 693.77 01 1 95,000.00 360 N
10160147 10.50000 78,718.70 720.36 01 1 105,000.00 360 N
10160148 9.75000 117,720.05 1,011.87 01 1 134,500.00 360 N
10160151 11.25000 159,300.00 1,547.22 05 1 177,000.00 360 N
10160152 10.62500 57,777.64 534.13 01 1 68,000.00 360 N
10160158 10.00000 57,750.00 506.80 01 1 77,000.00 360 N
10160160 9.99000 86,250.00 756.27 01 1 115,000.00 360 N
10160161 10.75000 184,500.00 1,722.28 01 1 205,000.00 360 N
10160163 10.75000 102,750.00 959.16 01 1 130,000.00 360 N
10160166 9.50000 51,000.00 428.84 01 1 65,000.00 360 N
10160173 11.25000 172,800.00 1,678.34 01 1 192,000.00 360 N
10160174 9.75000 101,352.69 871.19 01 1 155,000.00 360 N
10160181 10.87500 221,000.00 2,083.79 01 1 260,000.00 360 N
10160193 9.75000 161,500.00 1,387.54 01 1 190,000.00 360 N
10160195 9.75000 69,334.09 601.41 01 1 144,000.00 360 N
10160201 12.25000 69,300.00 726.20 01 1 99,000.00 360 N
10160205 9.49000 59,920.00 503.41 01 2 85,600.00 360 N
10160215 9.25000 45,000.00 370.21 01 1 60,000.00 360 N
10160220 10.50000 61,175.67 559.83 01 1 72,000.00 360 N
10160221 10.49000 83,966.54 767.76 05 1 105,000.00 360 N
10160224 10.75000 56,000.00 522.75 05 1 70,000.00 360 N
10160228 11.75000 76,776.77 775.23 05 1 128,000.00 360 N
10160232 10.75000 117,555.72 1,097.78 01 1 147,000.00 360 N
10160234 10.25000 40,000.00 358.45 01 1 50,000.00 360 N
10160241 10.75000 38,400.00 358.46 01 1 48,000.00 360 N
10160250 9.99000 99,932.50 876.84 01 1 195,000.00 360 N
10160255 10.25000 40,200.00 360.24 05 1 67,000.00 360 N
10160263 11.50000 39,987.21 396.12 01 1 50,000.00 360 N
10160264 10.75000 74,750.00 697.78 01 1 115,000.00 360 N
10160275 10.75000 28,989.08 270.71 01 1 55,000.00 360 N
10160276 10.75000 82,918.76 774.33 01 1 118,500.00 360 N
10160277 11.25000 41,835.86 406.48 01 1 46,500.00 360 N
10160284 10.49000 156,000.00 1,425.83 01 3 195,000.00 360 N
10160289 10.49000 50,979.69 466.14 01 1 75,000.00 360 N
10160290 10.75000 37,500.00 350.06 01 1 57,719.00 360 N
10160292 10.75000 58,000.00 541.42 01 1 72,500.00 360 N
10160295 9.99000 146,167.53 1,282.37 01 1 195,000.00 360 N
</TABLE>
Page 93
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10160296 WESLING THEODORE 545 LARIMER AVENUE TURTLE CREE PA 15145 6.75000 80.0%
10160298 BURNS JOHN 1732 WEBSTER STREET BALTIMORE MD 21230 6.75000 58.5%
10160299 MORRIS KATHERINE A. 1313 KELLY ROAD GARNER NC 27529 6.75000 65.0%
10160305 ENGLISH JOSEPHINE 1275 PRESIDENT STREET BROOKLYN NY 11213 6.75000 65.0%
10160307 RICHARDSON ANTOINETTE 1284 GITTINGS AVENUE BALTIMORE MD 21239 6.75000 65.0%
10160311 LAPAIX HERMAN 7733 N.W. 9TH AVENUE MIAMI FL 33150 8.00000 75.0%
10160313 COOPER SYLVIA P. RT. 6 BOX 335 TARBORO NC 27886 6.75000 80.0%
10160317 AMBROSIO MICHAEL 5083 LAKE ROAD TOBYHANNA PA 18466 7.00000 70.0%
10160321 MAZZA MICHELE 17-19 LEROY PLACE 2B RED BANK NJ 07701 6.25000 80.0%
10160325 BONES KEVIN P. 410 HILLCREST ROAD YORK PA 17403 6.75000 80.0%
10160327 ATHERTON EDWARD 12 BALL STREET HOOSICK FAL NY 12090 7.00000 80.0%
10160331 MYLES CONRADE 709 EVA STREET DURHAM NC 27701 7.50000 60.0%
10160333 DOYLE KEN 13586 OLD ANNAPOLIS COURT MOUNT AIRY MD 21771 7.12500 80.0%
10160336 GARRISON KEVIN R. 6534 AMI ANN COURT LAKELAND FL 33813 7.25000 90.0%
10160348 RENDA PHILIP 400 SOUTHEAST 45TH TERRACE OCALA FL 34471 7.50000 80.0%
10160351 BROWN JR. DENNIS N. 477 OLYMPIC AVENUE BUFFALO NY 14215 6.75000 80.0%
10160364 ROSE RICHARD 11 C 80 ROUTE 21/41 KENNA WV 25248 6.87500 68.2%
10160365 GORING ALBERT 2 FLANDERS ROAD STONINGTON CT 06378 7.00000 75.0%
10160377 POLANCO CARIDAD 7660 N.W. 5TH STREET MIAMI FL 33126 7.50000 80.0%
10160379 BANKS RAYMOND 37 FIRST AVENUE EAST ISLIP NY 11730 7.25000 89.9%
10160382 O'NEIL DONNA 336 MERROW ROAD AUBURN ME 04210 6.75000 48.2%
10160385 LAURENCIO PERDO 4426 N.W. 200 STREET MIAMI FL 33055 6.37500 67.0%
10160389 DEFILIPPO VINCENT 20 MILK STREET WILLIMANTIC CT 06226 8.25000 65.0%
10160392 KING RONALD R.D. #6, BOX 2350 MOUNT PLEAS PA 15666 6.87500 70.0%
10160395 SIMPSON BOYLSTON 744 LEXINGTON AVENUE BROOKLYN NY 11221 7.00000 80.0%
10160397 ABU GANIYU 2957 WALLACE AVENUE BRONX NY 10467 6.87500 80.0%
10160399 PACHECO MAIRA 250 HALSTED STREET EAST ORANGE NJ 07018 6.75000 80.0%
10160404 HAWKINS RODNEY 7812 BERRY PLACE FORESTVILLE MD 20747 7.00000 85.0%
10160406 PAPA GARY J. 34 SMITHBRIDGE ROAD CHESTER HEI PA 19342 6.75000 75.0%
10160417 WASHINGTON KIMBERLY 135 PHOENIX TERRACE SPRINGFIELD MA 01104 7.00000 80.0%
10160418 CLEMENT ROBERT 1410 BRICK ROW COATESVILLE PA 19320 6.75000 75.0%
10160423 THOMPSON PATRICIA 180 TREMONT STREET BRAINTREE MA 02184 6.62500 75.0%
10160432 CARPANETO FERNANDO 5650 ALTON ROAD MIAMI BEACH FL 33140 6.75000 70.1%
10160438 GARCIA MIRIAM 15810 SEA OATS PLACE TAMPA FL 33624 7.00000 85.0%
10160462 FLANNERY JOSEPH 170 TROTTERS LEA LANE CHADDS FORD PA 19317 7.00000 85.0%
10160468 RACE STEPHEN A. 1002 PRITCHARD PLACE NEWTOWN SQU PA 19073 7.00000 80.0%
10160469 CANALETICH ALFIO 1 WOOD LANE EAST STROUD PA 18301 6.25000 90.0%
10160470 DAVIS WILLETTE 10500 MEADOWLAKE TERRACE MITCHELLVIL MD 20721 6.75000 54.4%
10160472 LARRABEE SETH 32 SW 5TH AVENUE DELRAY BEAC FL 33444 6.50000 75.0%
10160473 CENTEIO GEORGE G. 80-82 KNOWLES STREET PAWTUCKET RI 02860 8.00000 90.0%
10160474 GONZALEZ RUBEN 7360 W 14 COURT HIALEAH FL 33014 6.75000 55.0%
10160478 SANDLER DIANAH E. 870 MOUNTAIN ROAD BOYERTOWN PA 19512 6.75000 64.9%
10160492 RABER FRANK S. 143 SUNSET VIEW ROAD COLCHESTER VT 05446 7.62500 80.0%
10160515 ADDISON SAMUEL L. 2208 ASHTON STREET BALTIMORE MD 21223 6.87500 70.0%
10160535 JUMP JAMES J. RT. 1 BOX 330, CAINE RIDGE ROAD LEON WV 25123 6.75000 80.0%
10160537 ROSADO EVELYN 407 SMILEY ROAD HAMPTON VA 23663 7.00000 75.0%
10160540 BACKENSTOSE THOMAS C. 7005 VALLEY VIEW ROAD EDINA MN 55439 6.50000 75.0%
10160544 BILLINGSLEA YOLANDA 192A LEXINGTON AVENUE BROOKLYN NY 11216 7.25000 85.0%
10160545 PELAEZ IVONNE 10 CAMPBELL STREET NORTH AMITY NY 11701 7.00000 85.0%
10160546 PEDALINE JOSEPH 583 EARLY ROAD YOUNGSTOWN OH 44505 7.50000 60.0%
10160547 PEDALINE JOSEPH C. 585 EARLY ROAD YOUNGSTOWN OH 44505 6.75000 63.8%
10160555 KAAA BECKY 8010 N. ALASKA STREET TAMPA FL 33604 6.75000 80.0%
10160560 BANNER SONIA 2119 ALBEMARLE TERRACE BROOKLYN NY 11226 7.62500 80.0%
10160567 HOUSTON WALTER 2403 CENTENNIAL BOULEVARD LEESBURG FL 34748 7.00000 85.0%
10160580 JACQUES LESLIE JEAN 9722 SW 131ST STREET MIAMI FL 33176 6.87500 72.4%
10160581 DIAZ MERCEDES 6401 47TH STREET TAMPA FL 33610 7.25000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10160296 10.75000 28,800.00 268.85 01 1 36,000.00 360 N
10160298 10.75000 44,983.05 420.07 01 1 77,000.00 360 N
10160299 10.75000 57,850.00 540.02 01 1 89,000.00 360 N
10160305 10.75000 224,250.00 2,093.34 01 1 345,000.00 360 N
10160307 10.75000 51,350.00 479.35 01 1 79,000.00 360 N
10160311 12.00000 50,235.62 516.88 01 3 67,000.00 360 N
10160313 10.25000 43,200.00 387.12 01 1 54,000.00 360 N
10160317 11.99000 66,480.93 683.52 09 1 95,000.00 360 N
10160321 9.25000 52,000.00 427.80 04 1 65,000.00 360 N
10160325 9.75000 73,565.66 632.34 01 1 92,000.00 360 N
10160327 11.00000 52,781.17 502.83 01 1 66,000.00 360 N
10160331 11.50000 43,800.00 433.75 01 3 73,000.00 360 N
10160333 10.50000 201,519.88 1,844.12 01 1 252,000.00 360 N
10160336 11.25000 74,574.81 724.57 01 1 82,900.00 360 N
10160348 11.50000 116,000.00 1,148.74 01 1 145,000.00 360 N
10160351 10.75000 54,400.00 507.82 01 1 68,000.00 360 N
10160364 9.99000 75,000.00 657.63 01 1 110,000.00 360 N
10160365 10.75000 157,198.13 1,470.24 01 1 210,000.00 360 N
10160377 11.50000 109,600.00 1,085.36 01 1 137,000.00 360 N
10160379 11.25000 160,000.00 1,554.02 05 1 178,000.00 360 N
10160382 11.75000 40,000.00 403.77 01 1 83,000.00 360 N
10160385 9.75000 56,280.00 483.54 01 1 84,000.00 360 N
10160389 11.50000 45,500.00 450.59 06 3 70,000.00 360 N
10160392 10.49000 134,400.00 1,228.41 01 1 192,000.00 360 N
10160395 10.25000 139,941.28 1,254.55 05 1 175,000.00 360 N
10160397 9.74000 176,000.00 1,510.82 05 1 220,000.00 360 N
10160399 10.75000 111,200.00 1,038.04 05 1 139,000.00 360 N
10160404 10.62500 119,000.00 1,099.68 01 1 140,000.00 360 N
10160406 9.99000 225,000.00 1,972.88 01 1 300,000.00 360 N
10160417 11.75000 55,600.00 561.24 01 1 69,500.00 360 N
10160418 10.50000 46,500.00 425.36 01 1 62,000.00 360 N
10160423 10.50000 141,750.00 1,296.65 01 1 189,000.00 360 N
10160432 9.50000 284,200.00 2,389.71 01 1 405,600.00 360 N
10160438 10.62500 89,250.00 824.76 01 1 105,000.00 360 N
10160462 10.62500 95,200.00 879.75 01 1 112,000.00 360 N
10160468 10.00000 88,000.00 772.27 04 1 110,000.00 360 N
10160469 9.25000 120,537.47 992.15 01 1 134,000.00 360 N
10160470 10.75000 124,952.93 1,166.86 09 1 230,000.00 360 N
10160472 9.25000 56,220.83 462.76 01 1 75,000.00 360 N
10160473 12.00000 98,100.00 1,009.07 05 1 109,000.00 360 N
10160474 10.75000 88,000.00 821.47 01 1 160,000.00 360 N
10160478 10.75000 87,600.00 817.73 01 1 134,900.00 360 N
10160492 10.49000 77,600.00 709.26 09 1 97,000.00 360 N
10160515 10.49000 31,500.00 287.91 01 1 45,000.00 360 N
10160535 10.75000 54,800.00 511.55 01 1 68,500.00 360 N
10160537 11.37500 40,500.00 397.21 01 1 54,000.00 360 N
10160540 8.50000 456,000.00 3,506.25 01 1 608,000.00 360 N
10160544 11.50000 182,750.00 1,809.76 05 1 215,000.00 360 N
10160545 10.25000 102,000.00 914.03 01 1 120,000.00 360 N
10160546 11.50000 22,800.00 225.79 01 3 38,000.00 360 N
10160547 10.75000 33,800.00 315.52 01 1 53,000.00 360 N
10160555 10.75000 40,000.00 373.40 01 1 50,000.00 360 N
10160560 10.49000 173,600.00 1,586.69 01 1 217,000.00 360 N
10160567 11.12500 52,700.00 506.86 01 1 62,000.00 360 N
10160580 9.25000 257,000.00 2,114.28 01 1 355,000.00 360 N
10160581 11.25000 38,250.00 371.51 01 1 51,000.00 360 N
</TABLE>
Page 94
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10160583 LAYNE PATSY R. 69 BUCKEYE DRIVE WAVERLY HAL GA 31831 6.75000 42.6%
10160584 MILBURN JOHN WESLEY 110 EAST 7TH AVENUE RANSOM WV 25438 6.75000 80.0%
10160590 MCKAY ERNEST 154 DAVIDSON STREET WYANDANCH NY 11798 7.00000 80.0%
10160598 SINTON JAMES M. 615 MIDDLE ROAD WOOLWICH ME 04579 6.75000 59.0%
10160600 GRANT STEPHEN 5700 WESTERN HILLS DRIVE NORCROSS GA 30071 7.00000 75.0%
10160605 CARTER JAMES JR. 143 BAKER STREET WEST ST. PAUL MN 55107 6.00000 70.0%
10160606 VILLA DAVID FLOYD 458 WILDER STREET NORTH ST. PAUL MN 55104 6.75000 75.0%
10160614 KRUEGER KURT N2855C EDNA LAKE ROAD NISSWA MN 56468 6.62500 70.0%
10160618 SHIRVANI JAVAD 2218 GLENWOOD AVE. NORTH MINNEAPOLIS MN 55411 7.12500 65.0%
10160619 JACKSON WALTER M. 3649 PARK AVE. SOUTH MINNEAPOLIS MN 55408 6.50000 70.0%
10160621 WEST SIO 6139 WEST PINYON CIRCLE WEST VALLEY UT 84120 7.25000 90.0%
10160624 HALL JOHN 1775 HICKORY RIDGE CIRCLE NIXA MO 65714 7.25000 90.0%
10160625 EASTMAN TIMOTHY 4846 HAYVENHURST AVENUE (ENCINO ARE CA 91436 6.12500 80.0%
10160628 HAYES JIMMY 5602 JAMES AVENUE NORTH BROOKLYN CE MN 55430 7.00000 80.0%
10160629 RUSSIAN WALTER 4925 SOUTH UNION STREET DES MOINES IA 50315 7.25000 90.0%
10160631 DARLING RICHARD 555 27TH STREET OGDEN UT 84403 6.75000 70.0%
10160634 DUVALL CHRIS 13086 BIRCH DRIVE THORNTON CO 80241 7.00000 85.0%
10160637 HONE CURT 715 EAST 800 NORTH SPANISH FOR UT 84660 7.00000 70.0%
10160640 WOERPEL CHRISTOPHER 7618 UMATILLA STREET WESTMINSTER CO 80030 7.00000 90.0%
10160649 JOHNSTON JOLENE R 3462 GREENWOOD COURT SOUTH EAGAN MN 55122 6.50000 75.0%
10160653 HELLMAN GAROLD 935 NORTH DELLROSE STREET WICHITA KS 67208 7.37500 75.0%
10160654 POTTAGE JACQUELIN 3217 RIDGEVIEW DRIVE EL DORADO H CA 95762 6.25000 85.0%
10160655 WATKINS GREGORY 3701 COLFAX AVENUE NORTH MINNEAPOLIS MN 55412 7.25000 80.0%
10160663 WAYMAN MICHAEL R 1456 CLEVELAND STREET ANOKA MN 55303 6.50000 75.0%
10160667 BUSHINGER DONALD R. 107 UNION STREET GRASSTON MN 55030 6.75000 80.0%
10160669 GUY ALBERT 5707 FREMONT AVENUE NORTH BROOKLYN CE MN 55430 7.00000 70.0%
10160671 ISREAL RONDI FAYE 1116 MARY STREET BILLINGS MT 59105 7.00000 69.2%
10160676 BALASSA STEVE 2739 EAST PEAKVIEW AVENUE LITTLETON CO 80121 6.12500 46.9%
10160678 PERRYMAN DARLENE M. ROUTE 1 BOX 252B WARSAW MO 65355 6.75000 80.0%
10160679 SANDERS TERRY D. 4135 ALDRICH AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 80.0%
10160682 ROCHON JOHN 1816 JOHN AVENUE SUPERIOR WI 54880 7.25000 90.0%
10160691 GARRISON DORLAYNE 2525 SOUTH DAYTON WAY, #1307 DENVER CO 80231 6.37500 30.1%
10160694 PENELTON JR. FLOYD 5047 LOUISIANA AVENUE ST. LOUIS MO 63111 6.87500 75.0%
10160695 SLAUGHTER BRETT 7369 JORGENSEN AVENUE SOUTH COTTAGE GRO MN 55016 6.25000 80.0%
10160697 MYLES JOHN 3016 33RD AVENUE SOUTH MINNEAPOLIS MN 55406 7.00000 75.0%
10160704 HUNTLEY SHERON 3116 MICHIGAN AVENUE ST. LOUIS MO 63118 6.75000 65.0%
10160711 MOCK JR. JOSEPH A. 18881 EAST OREGAN DRIVE AURORA CO 80017 7.25000 90.0%
10160716 O'DELL JR. RONALD A. 9753 MARGO ANN LANE WOODSON TER MO 63134 7.25000 90.0%
10160723 ATWATER MONICA 9720 GREEN VALLEY DRIVE ST. LOUIS MO 63136 7.25000 90.0%
10160726 HORNE STEVE E. 1636 KINGHORN ROAD POCATELLO ID 83201 7.25000 90.0%
10160734 TERRY LARRY J. 2208 SWEET BRIER JACKSON MS 39204 6.25000 80.0%
10160736 BAARSTAD GREGG 2395 MARGERY STREET WEST LINN OR 97068 7.00000 85.0%
10160742 KEY ROY S. 11800 BELLEFONTAINE ROAD ST. LOUIS MO 63138 7.00000 80.0%
10160749 OLSON REED 4818 BRYANT AVENUE NORTH MINNEAPOLIS MN 55430 6.75000 80.0%
10160751 LOPER JANET T. 16359 CHANEY LANE STILWELL KS 66085 6.75000 64.6%
10160763 KUDRON KIMBERLY C. 615 NORTH INDEPENDENCE PLEASANT HI MO 64080 6.25000 80.0%
10160764 LECUYER STEVEN J 10373 CROCUS STREET NORTHWEST COON RAPIDS MN 55433 6.25000 85.0%
10160767 BRICKMAN MARK E. 2540 NORTH 48TH AVENUE OMAHA NE 68104 7.00000 85.0%
10160774 ROEBUCK TERESA M. 3410 NEWTON AVENUE NORTH MINNEAPOLIS MN 55412 6.50000 75.0%
10160779 HOPKINS NANCY SUE 3214 KEOKUK STREET ST. LOUIS MO 63118 7.25000 70.0%
10160780 TURNER DARRYL M. 2014 RUSSELL AVENUE NORTH MINNEAPOLIS MN 55411 6.50000 75.0%
10160785 SHEA JOSHEPH 3220 POPPLETON AVENUE OMAHA NE 68131 6.87500 75.0%
10160790 COURTER PATRICK D. 3161 MAPU PLACE KIHEI HI 96753 6.50000 85.0%
10160791 OSBORNE KAREN 9 STONE MILL LANE ST. PETERS MO 63376 6.75000 63.9%
10160796 WASHINGTON MAURICE 7558 AHERN UNIVERSITY MO 63130 6.25000 80.0%
10160802 HUNTSMAN JEFFREY 857 SOUTH GREEN STREET SALT LAKE C UT 84102 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10160583 10.75000 19,979.17 186.70 09 1 47,000.00 360 N
10160584 9.75000 82,000.00 704.51 01 1 102,500.00 360 N
10160590 10.25000 94,800.00 849.51 01 1 118,500.00 360 N
10160598 10.75000 117,955.57 1,101.51 01 1 200,000.00 360 N
10160600 11.00000 77,850.00 741.39 01 1 103,800.00 360 N
10160605 8.75000 66,500.00 523.16 01 1 95,000.00 360 N
10160606 8.74000 65,250.00 512.86 05 3 87,000.00 360 N
10160614 8.74000 40,950.00 321.87 01 3 58,500.00 360 N
10160618 10.75000 81,250.00 758.46 05 3 125,000.00 360 N
10160619 11.25000 105,000.00 1,019.83 01 1 150,000.00 360 N
10160621 10.50000 97,161.37 889.13 01 1 108,000.00 360 N
10160624 10.99000 245,612.19 2,338.01 01 1 273,000.00 360 N
10160625 7.75000 240,000.00 1,719.39 01 1 300,000.00 360 N
10160628 11.62500 69,578.36 695.89 01 1 87,000.00 360 N
10160629 10.75000 38,685.43 361.26 01 1 43,000.00 360 N
10160631 10.00000 56,000.00 491.44 01 3 80,000.00 360 N
10160634 9.87500 143,225.00 1,243.70 01 1 168,500.00 360 N
10160637 11.75000 73,500.00 741.92 01 1 105,000.00 360 N
10160640 10.50000 116,053.86 1,062.02 01 1 129,000.00 360 N
10160649 9.75000 62,895.64 540.63 10 1 83,900.00 360 N
10160653 11.25000 34,425.00 334.36 01 1 45,900.00 360 N
10160654 7.75000 260,000.00 1,862.68 01 1 306,000.00 360 N
10160655 11.25000 80,800.00 784.78 01 1 101,000.00 360 N
10160663 9.75000 74,965.01 644.37 09 1 100,000.00 360 N
10160667 10.75000 49,600.00 463.01 01 1 62,000.00 360 N
10160669 11.99000 67,180.72 690.72 01 1 96,000.00 360 N
10160671 11.50000 59,080.00 585.07 01 1 85,420.00 360 N
10160676 8.99000 67,962.77 546.66 01 1 145,000.00 360 N
10160678 10.50000 34,386.32 314.68 01 1 43,000.00 360 N
10160679 11.99000 72,000.00 740.05 01 1 90,000.00 360 N
10160682 10.99000 47,700.00 453.90 01 1 53,000.00 360 N
10160691 10.00000 25,000.00 219.40 04 1 83,000.00 360 N
10160694 11.00000 36,000.00 342.84 05 3 48,000.00 360 N
10160695 9.99000 106,828.61 937.13 01 1 133,595.00 360 N
10160697 10.75000 87,000.00 812.13 01 1 116,000.00 360 N
10160704 11.49000 26,000.00 257.28 01 1 40,000.00 360 N
10160711 9.99000 108,000.00 946.98 01 1 120,000.00 360 N
10160716 11.75000 53,083.94 536.00 01 1 59,000.00 360 N
10160723 11.75000 36,000.00 363.39 01 1 40,000.00 360 N
10160726 9.99000 77,085.76 677.10 01 1 85,800.00 360 N
10160734 9.99000 36,640.00 321.28 01 1 45,800.00 360 N
10160736 9.87500 132,175.00 1,147.74 01 1 155,500.00 360 N
10160742 10.75000 58,880.00 549.64 01 1 73,600.00 360 N
10160749 10.50000 43,300.00 396.09 01 1 54,100.00 360 N
10160751 9.75000 174,918.35 1,503.53 01 1 271,000.00 360 N
10160763 9.99000 48,778.36 427.90 01 1 61,000.00 360 N
10160764 9.99000 105,400.00 924.19 01 1 124,000.00 360 N
10160767 9.87500 55,224.89 479.77 01 1 65,000.00 360 N
10160774 10.99000 82,500.00 785.05 05 1 110,000.00 360 N
10160779 11.24000 51,500.00 499.81 05 3 73,600.00 360 N
10160780 10.99000 60,000.00 570.95 01 1 80,000.00 360 N
10160785 11.00000 59,992.00 571.32 12 3 79,990.00 360 N
10160790 9.50000 322,841.12 2,715.96 06 1 380,000.00 360 N
10160791 10.75000 60,855.92 572.29 01 1 96,000.00 360 N
10160796 10.75000 58,378.01 545.16 01 1 73,000.00 360 N
10160802 10.75000 138,400.00 1,291.94 01 1 173,000.00 360 N
</TABLE>
Page 95
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10160803 PADEN ALICE 3079 IVY STREET DENVER CO 80207 7.25000 90.0%
10160804 KELLY KAREN E. 3580 BROOKDALE DRIVE NORTH BROOKLYN PA MN 55443 6.50000 75.0%
10160806 LANE BRIAN J. 6520 WEST 111TH PLACE WESTMINSTER CO 80020 6.12500 75.0%
10160808 CRANDALL GREG 210 HUDSON AVENUE NAMPA ID 83651 7.25000 90.0%
10160817 STRANGE MARK 1650 ELM STREET DENVER CO 80220 6.25000 72.8%
10160818 LARA RUBEN D. 914 E. COCOPAH ST. PHOENIX AZ 85034 5.99000 80.0%
10160820 WSZOLEK PATRICIA 17764 EAST DORADO AVENUE AURORA CO 80015 6.25000 80.0%
10160826 SCHURR HEATHER 18812 EAST LINVALE CIRCLE AURORA CO 80013 6.12500 75.0%
10160828 WRIGHT NORMAN F. 12183 ARNETT RANCH ROAD LITTLETON CO 80127 7.00000 84.1%
10160830 BROWN MICHAEL G. 7822 UNDERHILL DRIVE HANLEY HILL MO 63133 6.50000 75.0%
10160839 NIXON-CAMPBELL FRANCIS L. 2815 8TH AVENUE NORTH MINNEAPOLIS MN 55411 7.00000 75.0%
10160841 RAWLINS ERNEST 813 SOUTH 44TH STREET SPRINGFIELD OR 97478 6.50000 85.0%
10160845 CASCO CARLOS A. 1546 T STREET SPRINGFIELD OR 97477 7.25000 90.0%
10160851 BURNS KENNETH 29510 SIMMONS ROAD EUGENE OR 97405 6.50000 80.0%
10160854 ERVIN LATICE D. 4300 WOOD AVENUE KANSAS CITY KS 66102 7.25000 90.0%
10160856 JOHANSEN STEIN 2392 20TH STREET FLORENCE OR 97439 7.25000 80.0%
10160858 PULSE BARBARA J. 344 SOUTH ELM ELM SPRINGS AR 72728 7.25000 90.0%
10160859 ORIAKU SUNDAY 5661 BALES AVENUE KANSAS CITY MO 64130 7.00000 85.0%
10160862 SHELBY JERRY 2332 GLENDALE AVENUE CASPER WY 82601 6.12500 65.4%
10160863 TENITA NICK 13012 NORTHEAST TILLAMOOK STREET PORTLAND OR 97230 6.50000 85.0%
10160864 ORTIZ JOSEPH 3376 COVEY COURT NAPA CA 94558 7.00000 85.0%
10160869 GIBSON CURTIS 4727 SOUTHEAST LOGUS ROAD MILWAUKIE OR 97222 7.37500 75.0%
10160870 DAVIS YVETTE C. 3310 WELSBERG ST. LOUIS MO 63121 6.50000 75.0%
10160873 LAWRENCE DAVID 765 HATTON AVENUE EUGENE OR 97404 6.87500 44.8%
10160877 SMITH MICHAEL 1266 MIRAMAR DRIVE FULLERTON CA 92831 7.25000 90.0%
10160879 BOSTICK BILLY 626 EAST LUNA DRIVE HOBBS NM 88240 7.00000 80.0%
10160880 FINLEY ALONZO 2429 37TH AVENUE MERIDIAN MS 39301 6.75000 80.0%
10160881 PHILLIPS BOBBIE 304 MARION CAHOKIA IL 62206 7.00000 85.0%
10160884 SEALS BETTY J. 2512 17TH AVENUE MERIDIAN MS 39301 6.50000 75.0%
10160887 JOHNSON ROY 115 SOUTH OAKLEY KANSAS CITY MO 64123 6.50000 75.0%
10160888 LAND GREGORY 1564 VAN BUREN AVENUE ST. PAUL MN 55104 6.25000 80.0%
10160893 RIESLAND DAN L. 2700 AVENUE G COUNCIL BLU IA 51501 6.12500 74.4%
10160903 DEVORE JEFFREY S. 4298 SOUTH RICHARD CREST SALT LAKE C UT 84119 6.50000 89.4%
10160904 STROUD WARD 69550 HOLMES ROAD SISTERS OR 97759 6.37500 67.0%
10160907 CHLARSON DENNIS 362 WEST 800 SOUTH OREM UT 84058 6.50000 80.0%
10160913 ANDREWS ROBERT 205 SUGAR MAPLE FARMINGTON MO 63640 6.25000 81.0%
10160916 ELLIS PEGGY 2327 TENNESSEE AVENUE ST. LOUIS MO 63104 7.25000 70.0%
10160918 MUELLER MAX N3922 LIBERTY LANE KAUKAUNA WI 54130 6.25000 80.0%
10160920 SLAUGHTER LEONA R. 618 TIFFIN AVENUE FERGUSON MO 63135 7.00000 70.0%
10160922 HARRIS DORTHY 10404 EARL DRIVE ST. LOUIS MO 63136 7.00000 85.0%
10160929 WHITE LEONARD 908 WHITE BEAR AVENUE ST. PAUL MN 55106 6.50000 75.0%
10160930 BORDERS ROSE 2912 22ND STREET MERIDIAN MS 39301 7.25000 90.0%
10160932 MCGOWAN TWANA 3720 DARBY ST. LOUIS MO 63120 6.50000 75.0%
10160933 SMITH JAMES L. 113 POLK 27 HATFIELD AR 71945 7.00000 70.0%
10160934 HOLCOMB JOE 4134 NORTHEAST 102ND AVENUE PORTLAND OR 97220 7.25000 90.0%
10160938 WALKER ROBERT E. 3029/31 T. STREET LINCOLN NE 68503 6.75000 80.0%
10160942 LOMAN JOHN S. 5 REDBUD LANE HAMILTON OH 45013 5.99000 85.0%
10160946 THOMPSON VIRGIE 1859 WEST 81ST STREET LOS ANGELES CA 90047 6.62500 75.0%
10160948 PECK TROY 850 MAIN STREET NUCLA CO 81424 6.25000 85.0%
10160949 POUNDS TERESA L. 304 SOUTH MAIN SPRINGDALE AR 72764 6.00000 65.9%
10160953 AMERSON CHRISTOPHER 4738 NORTHLAND ST. LOUIS MO 63113 7.75000 75.0%
10160956 GARDNER, JR. HAROLD D. 803 WINTER STREET WAYNESBORO MS 39367 6.75000 80.0%
10160958 ROSS GREGORY L 8747 WEST 86TH AVE ARVADA CO 80005 7.45000 80.0%
10160959 STRIBLING PATRICK 408 JOHNSON TOWN ROAD LAKE MS 39092 6.75000 80.0%
10160960 JACKSON J.C. 2222 41ST AVENUE MERIDIAN MS 39301 6.75000 80.0%
10160963 JAMES JIMMIE CHARLES 511 S. HIGLEY RD MESA AZ 85206 5.99000 84.8%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10160803 9.99000 76,466.08 670.78 01 1 85,000.00 360 N
10160804 9.75000 43,500.00 373.74 09 1 57,999.99 360 N
10160806 8.99000 106,537.00 856.46 01 1 142,050.00 360 N
10160808 11.75000 49,500.00 499.66 01 1 55,000.00 360 N
10160817 7.50000 116,413.54 814.59 01 1 160,000.00 360 N
10160818 9.90000 43,190.00 375.84 01 3 54,000.00 360 N
10160820 9.50000 178,012.39 1,497.57 09 1 222,679.00 360 N
10160826 8.99000 107,250.00 862.19 09 1 143,000.00 360 N
10160828 8.50000 327,578.42 2,520.33 01 1 390,000.00 360 N
10160830 10.99000 34,487.66 328.30 01 1 46,000.00 360 N
10160839 10.75000 67,500.00 630.10 01 1 90,000.00 360 N
10160841 9.50000 130,900.00 1,100.68 01 3 154,000.00 360 N
10160845 9.99000 120,504.00 1,057.47 01 1 134,000.00 360 N
10160851 9.90000 107,951.19 939.81 01 1 135,000.00 360 N
10160854 10.99000 43,139.58 410.65 01 1 47,950.00 360 N
10160856 9.99000 132,000.00 1,157.42 01 1 165,000.00 360 N
10160858 10.99000 67,500.00 642.31 01 1 75,000.00 360 N
10160859 10.62500 51,850.00 479.15 01 1 61,000.00 360 N
10160862 9.75000 51,000.00 438.17 01 3 78,000.00 360 N
10160863 8.75000 157,159.52 1,237.09 01 1 185,000.00 360 N
10160864 9.99000 213,063.86 1,870.73 01 1 251,000.00 360 N
10160869 9.25000 97,500.00 802.11 01 3 130,000.00 360 N
10160870 10.99000 41,250.00 392.53 01 1 55,000.00 360 N
10160873 9.49000 64,935.65 546.09 01 1 145,000.00 360 N
10160877 8.99000 382,290.63 3,074.93 01 1 425,000.00 360 N
10160879 11.25000 78,400.00 761.47 01 1 98,000.00 360 N
10160880 10.50000 67,972.97 622.03 01 1 85,000.00 360 N
10160881 11.62500 38,238.11 382.44 01 1 45,000.00 360 N
10160884 10.25000 24,000.00 215.07 01 1 32,000.00 360 N
10160887 11.37500 41,250.00 404.57 01 1 55,000.00 360 N
10160888 9.99000 41,600.00 364.77 01 1 52,000.00 360 N
10160893 9.50000 38,700.00 325.42 01 1 52,000.00 360 N
10160903 9.50000 123,300.00 1,036.78 01 1 138,000.00 360 N
10160904 8.50000 162,475.00 1,249.30 01 1 242,500.00 360 N
10160907 10.75000 125,600.00 1,172.46 01 1 157,000.00 360 N
10160913 8.99000 167,670.00 1,347.91 01 1 207,000.00 360 N
10160916 11.24000 50,800.00 493.02 12 3 72,572.00 360 N
10160918 8.75000 89,148.68 701.74 01 1 111,500.00 360 N
10160920 12.75000 36,400.00 395.56 01 1 52,000.00 360 N
10160922 12.12500 37,400.00 388.31 01 1 44,000.00 360 N
10160929 11.25000 34,875.00 338.73 01 1 46,500.00 360 N
10160930 10.99000 32,388.42 308.31 01 1 36,000.00 360 N
10160932 10.99000 37,500.00 356.84 01 1 50,000.00 360 N
10160933 11.99000 25,402.71 261.18 01 1 36,300.00 360 N
10160934 9.75000 110,648.35 951.09 01 1 123,000.00 360 N
10160938 10.50000 88,000.00 804.98 05 1 110,000.00 360 N
10160942 8.85000 62,704.55 499.26 01 1 74,000.00 360 N
10160946 10.00000 120,000.00 1,053.09 01 1 160,000.00 360 N
10160948 9.99000 110,451.00 968.91 01 1 130,000.00 360 N
10160949 9.25000 44,776.77 368.56 01 1 68,000.00 360 N
10160953 12.50000 46,500.00 496.28 01 1 62,000.00 360 N
10160956 10.50000 66,400.00 607.39 01 1 83,000.00 360 N
10160958 8.99000 96,790.00 778.10 01 1 121,000.00 360 N
10160959 10.50000 50,400.00 461.03 01 1 63,000.00 360 N
10160960 10.50000 26,400.00 241.50 01 1 33,000.00 360 N
10160963 8.99000 105,013.47 845.14 01 1 124,000.00 360 N
</TABLE>
Page 95
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10160969 JIMISON CLOIST 6929 RUSSELL TOPTON ROAD TOOMSUBA MS 39364 6.50000 75.0%
10160971 RICE LUTHER R. 1091 DAVIS COVE JACKSON MS 39209 7.25000 90.0%
10160976 PINUELAS REGINALD 75 GRANDVIEW DRIVE DRIGGS ID 83422 6.75000 75.0%
10160978 OLSON STEVEN 2232 OVERLOOK DR BLOOMINGTON MN 55343 6.50000 90.0%
10160981 SHELTON ROBERT 2685 EAST POLELINE ROAD POST FALLS ID 83854 7.00000 80.0%
10160982 MONTIJO SANDRA J 6909 110TH AVENUE NORTH CHAMPLIN MN 55316 6.12500 75.6%
10160984 ALLISON JEAN 997 FRONT AVENUE ST. PAUL MN 55103 6.75000 80.1%
10160988 CARTER KATHLEN 1947 OLIVER AVENUE NORTH MINNEAPOLIS MN 55411 6.50000 75.0%
10160989 LEPROWSE WALTER R. 1830 HOWARD BUTTE MT 59701 6.87500 75.0%
10160998 FEHLING LAWRENCE 6105 CHASE STREET ARVADA CO 80003 6.00000 75.0%
10161007 GALLEGOS ABEL 35 CIRCLE DRIVE FT. COLLINS CO 80524 7.37500 60.0%
10161014 ZEOGAR STEPHEN 7324 COLORADO AVENUE NORTH BROOKLYN PA MN 55443 6.50000 75.0%
10161015 WESSON ANTHONY 3859 ALDRICH AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 75.0%
10161017 FLEMING WILLIAM 2143 NORTH MEDINA AVENUE SIMI VALLEY CA 93063 6.75000 80.0%
10161018 WIELAND RONNIE ROUTE 1, BOX 238A NEW PRAGUE MN 56071 6.12500 66.7%
10161019 JOHANSEN CANDACE S. #9 HARBURY CIRCLE BELLA VISTA AR 72714 6.12500 80.0%
10161025 MUNCHER JOHN 3115 LOVELY WAY COLORADO SP CO 80917 6.25000 80.0%
10161029 TUPAZ DON AGUINALDO V 11-15 LINDEN CT JERSEY CITY NJ 07305 6.49000 80.0%
10161031 ROSS JAMES E. 5325 SABRA AVE. HUBER HEIGH OH 45424 5.99000 80.0%
10161034 DOUGHTY MARY L. 10 ELDORADO BLVD. PLAINVIEW NY 11803 6.49000 74.6%
10161041 HOFF RAYMOND H. 12708 ALSWELL LANE SUNSET HILL MO 63128 6.50000 69.3%
10161042 SCHMIDT DONALD 1808 NORTH 100TH STREET OMAHA NE 68114 7.62500 80.0%
10161050 HART MARTY 342 SMITH CARR ROAD CANTON MS 39046 6.75000 79.6%
10161051 SINISCALCHI JAMES 3129 NORWICH DRIVE WEST JORDAN UT 84088 7.25000 80.0%
10161053 STEFFEN DAVID 19076 S.D. HIGHWAY 1804 PIERRE SD 57501 6.37500 62.4%
10161062 STROUD CAROLYN I 5129 WEST 55TH STREET ROELAND PAR KS 66205 7.00000 62.5%
10161063 WOODIN CRAIG 18409 SOUTH JUNIPER CIRCLE GARDNER KS 66030 7.00000 89.2%
10161064 CARLSON DONALD S 1307 BIDWELL STREET WEST ST. PA MN 55118 6.50000 75.0%
10161076 DAVIS RICKY R. 1244 ADMIRAL DRIVE BELLEFONTAI MO 63137 6.75000 80.0%
10161081 HOSE RODNEY 4435 BLISSFUL CIRCLE SOUTH COLORADO SP CO 80917 6.75000 80.0%
10161086 STALLONES STEVEN 4665 INGRAM COURT BOULDER CO 80303 7.00000 80.0%
10161087 BISTON WILLIAM C. 643 WEST WASHINGTON MARSHFIELD MO 65706 7.00000 70.0%
10161090 FROST JOSEPH D. 2 MIDDLEBURY CHESTERFIEL MO 63017 6.75000 80.0%
10161096 LONG JR. WILLIAM P. 24411 SHERMAN OAK PARK MI 48237 6.50000 85.0%
10161101 ROELL RICHARD L. 13030 COUNTY ROAD 477 ANNA TX 75409 6.25000 80.0%
10161103 GARCIA BELINDA A. 9140 TIMBER PATH #3906 SAN ANTONIO TX 78250 6.75000 80.0%
10161109 RAIFORD DENNIS 12000 ENGLESWOOD BATON ROUGE LA 70811 6.50000 75.0%
10161110 PORTER MAXINE J. 1055 LATHROP STREET FAIRBANKS AK 99701 7.00000 85.0%
10161111 BARR EVELYNE 3280 SOUTHWEST 170TH AVE APT 150 BEAVERTON OR 97006 6.25000 80.0%
10161125 FRILOT RODNEY J. 7904 BABIN ROAD JEANERETTE LA 70544 6.75000 80.0%
10161143 RAHDAR FRED 2672 WATERFORD WAY CARROLLTON TX 75006 6.00000 69.2%
10161144 FRANK BETTY 9993 AGENA EL PASO TX 79924 6.25000 64.3%
10161145 WILLIAMS GLORIA E 244 COLUMBIA AVE EL PASO TX 79907 6.75000 80.0%
10161149 CARTER SHAWN V. 403 VIERO DRIVE MANDEVILLE LA 70448 7.00000 75.0%
10161153 MOORE DIANNE 5333 BURGUNDY STREET NEW ORLEANS LA 70117 7.00000 85.0%
10161156 PATRICK KAREN 20196 ANGLIN STREET DETROIT MI 48234 7.00000 80.0%
10161157 BROWN PHILIP 14555 MUSSEY GRADE ROAD RAMONA CA 92065 6.62500 75.0%
10161164 ALSBURY JR. GARY E. 117 CARDINAL LANE COMMERCE OK 74339 6.12500 72.7%
10161180 SMITH MELVIN 23788 SONATA DRIVE MURRIETA CA 92562 7.25000 87.3%
10161183 ROWLAND MARK S. 7512 NORTHWEST 103RD STREET OKLAHOMA CI OK 73162 6.50000 90.0%
10161190 MONICO DAVID L. 1803 COTTONWOOD COURT SUGARLAND TX 77478 6.12500 75.0%
10161192 ROSS CATHERINE M 1733 CHURCHILL WAY THE VILLAGE OK 73120 6.25000 80.0%
10161207 MAYORGA JOSE 1365 EAST 94TH STREET LOS ANGELES CA 90002 7.00000 80.0%
10161212 FIELDS DARRELL W. 1986 KNIGHTSBRIDGE ROAD MACON GA 31211 6.12500 70.0%
10161222 WEAVER AARON 5848 LOUIS PRIMA DRIVE EAST NEW ORLEANS LA 70128 6.75000 80.0%
10161231 ADES ROGER A 812 NORTH VENDOME STREET, UNITS LOS ANGELES CA 90026 6.25000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10160969 10.25000 101,207.53 907.31 01 1 135,000.00 360 N
10160971 9.99000 32,850.00 288.04 01 1 36,500.00 360 N
10160976 9.50000 78,750.00 662.18 01 1 105,000.00 360 N
10160978 10.25000 127,296.59 1,141.19 01 1 141,500.00 360 N
10160981 10.25000 106,355.37 953.46 01 1 133,000.00 360 N
10160982 9.75000 89,925.00 772.60 01 1 119,000.00 360 N
10160984 10.50000 55,177.00 504.73 01 1 68,900.00 360 N
10160988 10.99000 57,750.00 549.54 01 1 77,000.00 360 N
10160989 10.75000 51,000.00 476.08 01 1 68,000.00 360 N
10160998 7.99000 88,500.00 648.77 01 1 118,000.00 360 N
10161007 9.74000 69,600.00 597.47 01 3 116,000.00 360 N
10161014 10.25000 90,000.00 806.50 01 1 120,000.00 360 N
10161015 11.50000 75,000.00 742.72 01 1 100,000.00 360 N
10161017 9.50000 149,600.00 1,257.92 01 1 187,000.00 360 N
10161018 8.99000 99,945.26 803.91 01 1 150,000.00 360 N
10161019 8.75000 124,000.00 975.51 09 1 155,000.00 360 N
10161025 10.75000 136,000.00 1,269.54 01 1 170,000.00 360 N
10161029 9.99000 67,990.00 596.16 01 1 85,000.00 360 N
10161031 8.49000 64,789.00 497.72 01 1 81,000.00 360 N
10161034 9.99000 108,199.00 948.73 01 1 145,000.00 360 N
10161041 9.75000 484,866.68 4,167.70 09 1 700,000.00 360 N
10161042 11.00000 208,000.00 1,980.84 01 1 260,000.00 360 N
10161050 9.99000 69,968.96 613.79 01 1 88,000.00 360 N
10161051 10.49000 104,800.00 957.87 01 1 131,000.00 360 N
10161053 9.25000 58,000.00 477.16 01 1 93,000.00 360 N
10161062 10.25000 49,979.02 448.06 01 1 80,000.00 360 N
10161063 10.87500 135,950.16 1,282.34 01 1 152,500.00 360 N
10161064 9.00000 52,096.53 419.41 01 1 69,500.00 360 N
10161076 11.25000 50,382.98 489.52 01 1 63,000.00 360 N
10161081 8.99000 86,400.00 694.58 01 1 108,000.00 360 N
10161086 9.70000 153,600.00 1,314.03 01 1 192,000.00 360 N
10161087 11.99000 38,500.00 395.72 01 1 55,000.00 360 N
10161090 10.50000 267,893.49 2,451.51 01 1 335,000.00 360 N
10161096 8.50000 61,200.00 470.58 01 1 72,000.00 360 N
10161101 9.99000 63,971.62 561.18 01 1 80,000.00 360 N
10161103 9.50000 28,880.00 242.84 04 1 36,100.00 360 N
10161109 11.25000 37,487.33 364.23 01 1 50,000.00 360 N
10161110 10.87500 140,198.61 1,322.41 01 1 165,000.00 360 N
10161111 9.99000 74,080.00 649.56 01 1 92,600.00 360 N
10161125 10.00000 25,600.00 224.66 01 1 32,000.00 360 N
10161143 8.75000 138,360.00 1,088.48 01 1 200,000.00 360 N
10161144 9.99000 36,000.00 315.66 01 1 56,000.00 360 N
10161145 10.50000 70,400.00 643.98 01 1 88,000.00 360 N
10161149 11.00000 153,695.18 1,464.20 01 1 205,000.00 360 N
10161153 11.87500 46,750.00 476.39 01 1 55,000.00 360 N
10161156 11.00000 34,400.00 327.60 01 1 43,000.00 360 N
10161157 9.49000 180,000.00 1,512.23 01 1 240,000.00 360 N
10161164 10.30000 44,000.00 395.93 01 1 60,500.00 360 N
10161180 9.50000 292,500.00 2,459.50 01 1 335,000.00 360 N
10161183 10.99000 87,300.00 830.72 01 1 97,000.00 360 N
10161190 8.99000 74,958.95 602.93 09 1 100,000.00 360 N
10161192 8.99000 36,800.00 295.84 01 1 46,000.00 360 N
10161207 10.74000 104,000.00 970.04 01 1 130,000.00 360 N
10161212 9.99000 33,950.00 297.69 01 1 48,500.00 360 N
10161222 11.50000 80,000.00 792.24 01 1 100,000.00 360 N
10161231 8.99000 136,000.00 1,093.31 12 1 170,000.00 360 N
</TABLE>
Page 97
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10161241 VALERIAN MATTIE 913 WATER LOCUST DRIVE BRYAN TX 77803 6.50000 85.0%
10161245 DRESSER CURTIS 7668 PENFIELD AVENUE (CANOGA PAR CA 91306 7.25000 90.0%
10161258 BERRY KEVINE E 1120 NORTH DETROIT AVENUE RUSSELLVILL AR 72801 6.75000 75.0%
10161262 HEEB ROWLAND 7000 SEMRAD ROAD (WEST HILLS CA 91307 6.25000 80.0%
10161264 VERMADO TOM 12794 & 12796 ROSS STREET MORENO VALL CA 92553 7.25000 90.0%
10161267 BAILEY DANNY 109 HERITAGE CT JONESBOROUG TN 37690 7.00000 80.1%
10161270 SAUNDERS BRETT L. 444 BAJA COURT CAMARILLO CA 93010 7.00000 85.0%
10161271 STAUB DALE L. 1101 LOOP 165 DRIPPING SP TX 78620 5.87500 67.6%
10161274 CRAWFORD AARON D. 202 WEST OAK HOMINY OK 74035 6.75000 80.0%
10161277 YGODA YOCHAI 14998 VALLEY VISTA BOULEVARD (SHERMAN OA CA 91403 7.00000 90.0%
10161286 CORN IRVIN 3377 PRIVATE RD. BAIRD TX 79504 6.99000 80.0%
10161293 WILLIAMS JEFFERY S. 19 LUNDY'S LANE \ RICHARDSON TX 75080 6.25000 80.0%
10161299 KARKOTSYAN KIRAKOS 4468 LIBBIT AVENUE LOS ANGELES CA 91436 6.50000 72.6%
10161301 CAUDILLO JOSEPH P. 974 JADE DRIVE VENTURA CA 93003 7.25000 70.0%
10161305 ASSILIAN ARA 1784 EAST MOUNTAIN STREET PASADENA CA 91104 6.12500 73.7%
10161310 SUMMERLIN ALISSA L. 3430 ZEPHYR DRIVE MOBILE AL 36695 6.50000 90.0%
10161321 LAWRENCE GARY 806 VICTORIA LANE SOUTHLAKE TX 76092 6.25000 80.0%
10161325 RICHTER KENNETH 11501 29TH STREET SANTA FE TX 77510 6.75000 90.0%
10161331 NEWMAN ROBERT S 159 GRASSY CREEK DRIVE STATE ROAD NC 28676 7.00000 85.0%
10161339 MARTIN ANGELA Y. 1530 42ND STREET WEST BIRMINGHAM AL 35208 7.12500 80.0%
10161341 ZAIDI SYED F R 14618 MISSION HILLS DRIVE HOUSTON TX 77083 7.25000 90.0%
10161348 SOMKOPULUS MARGARET 7659 FRANKLIN BOULEVARD SACRAMENTO CA 95823 7.25000 90.0%
10161356 TUGAS NENITA 11524 MOORPARK STREET #8 (TOLUCA LAK CA 91602 6.00000 75.0%
10161362 GASPER JOHN 1720 E BLAKE PASADENA TX 77502 6.50000 64.9%
10161374 BRAGDON ROBERT 142 NE CORY STREET HILLSBORO OR 97124 6.25000 80.0%
10161383 PHILLIPS ANNA P. 10551 ETIWANDA AVENUE (NORTHRIDGE CA 91326 7.25000 90.0%
10161386 COLE PEARLINE S. 1635 WEST 50TH STREET LOS ANGELES CA 90062 7.00000 85.0%
10161397 CRUZ RUBEN 5210 WILDWOOD DRIVE BEAUMONT TX 77708 6.75000 65.0%
10161407 PEVEHOUSE KENNETH A. 332 MEADOW LAKE DRIVE SEGUIN TX 78155 6.12500 48.4%
10161420 SCHMITT LARRY E. 1508 WAR BIRD NORMAN OK 73071 7.00000 85.0%
10161430 SCHULER TRACY M. 1650 NORTHEAST 115 STREET 501 MIAMI FL 33181 6.75000 80.0%
10161432 SMITH KEITH 14415 WINDY WILLOW COURT MISSOURI CI TX 77489 6.75000 85.0%
10161437 BUSH ARTHUR 2921 WABASH AVENUE NEW ORLEANS LA 70114 6.37500 57.3%
10161441 CASTANEDA PETER 10625 HALEDON AVENUE DOWNEY CA 90241 7.25000 90.0%
10161444 WEBB STEVE 4621 36TH STREET LUBBOCK TX 79414 6.75000 79.7%
10161445 NASSAR ALI K. 10401 BAIRD AVENUE (NORTHRIDGE CA 91326 6.12500 80.0%
10161449 RISENHOOVER PAUL 6027 LA VISTA DRIVE DALLAS TX 75206 7.00000 70.0%
10161455 WITTER DEAN 24295 PARK PLACE DRIVE LAGUNA NIGU CA 92677 6.20000 67.8%
10161456 BRODEEN DENNIS K. 11842 WEST RIVER ROAD CHAMPLAIN MN 55316 7.00000 80.0%
10161458 NONAKA MICHIO 1525 WEST 158TH STREET #6 GARDENA CA 90247 6.87500 80.0%
10161463 HANCOCK IDA P. 2216 NORTH GRAPE AVENUE COMPTON CA 90222 6.25000 79.4%
10161468 PALOMINO REBECCA 201 LOCUST STREET EL PASO TX 79905 6.50000 69.6%
10161472 HURTADO JOSEPHINA 110 REGAL CT LAREDO TX 78041 6.50000 75.0%
10161477 BALLER WADE O. 135 SOUTH CENTER STREET SANTAQUIN UT 84655 7.00000 85.0%
10161479 VISLAR MARICUZ 118 NORTH CLARK ROAD EL PASO TX 79905 6.75000 80.0%
10161486 HOANG DIANE 12639 QUITO ROAD SARATOGA CA 95070 6.25000 80.0%
10161490 TRUJILLO MARIO 500 NORTHEAST 9TH STREET EL PASO TX 79838 6.50000 75.0%
10161492 HARTENBACH ROBERT J. ROUTE 2 BOX 570 NORMANGEE TX 77871 6.50000 76.0%
10161495 BARRIOS MARTIN 114 PECOS STREET GARLAND TX 75041 6.25000 80.0%
10161504 BELTRAN, JR. JESS E. 13912 HERRON STREET (SYLMAR ARE CA 91342 6.12500 80.0%
10161506 RUSSIN DAVID 17040 COMMUNITY STREET (NORTHRIDGE CA 91325 6.12500 80.0%
10161507 BANNISTER JR. ROBERT CLAY 1440 WEST SHERWIN AVENUE 104 CHICAGO IL 60626 6.25000 80.0%
10161511 PETRILL KIMBERLY S 166 SOUTH GREEN STREET LISBON OH 44432 6.50000 74.8%
10161515 MCELVEEN RONALD H. 661 EDGEMORE DRIVE HOMEWOOD AL 35209 6.12500 80.0%
10161518 BLANK HOWARD D. 3924 RIDGECREST DRIVE FLOWER MOUN TX 75028 6.75000 80.0%
10161519 LOPEZ BERNARDO 2701 DEERINGHILL DRIVE AUSTIN TX 78745 7.00000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10161241 10.75000 62,791.35 586.37 01 1 73,900.00 360 N
10161245 9.50000 186,658.14 1,570.30 01 1 207,500.00 360 N
10161258 10.75000 33,962.20 317.16 01 1 45,300.00 360 N
10161262 9.99000 203,909.56 1,788.74 01 1 255,000.00 360 N
10161264 11.75000 61,200.00 617.76 05 1 68,000.00 360 N
10161267 11.24000 135,953.98 1,319.89 01 1 169,900.00 360 N
10161270 10.99000 144,500.00 1,375.02 10 1 170,000.00 360 N
10161271 8.25000 150,000.00 1,126.90 01 1 222,000.00 360 N
10161274 11.25000 32,000.00 310.81 01 1 40,000.00 360 N
10161277 10.87500 271,800.00 2,562.78 01 1 302,000.00 360 N
10161286 9.75000 143,932.81 1,237.19 01 1 180,000.00 360 N
10161293 9.99000 127,200.00 1,115.34 01 1 159,000.00 360 N
10161299 8.50000 490,000.00 3,767.68 01 1 675,000.00 360 N
10161301 11.00000 171,500.00 1,633.24 01 3 245,000.00 360 N
10161305 8.50000 400,000.00 3,075.66 01 1 542,500.00 360 N
10161310 8.25000 90,000.00 676.14 01 1 100,000.00 360 N
10161321 10.25000 324,000.00 2,903.37 01 1 405,000.00 360 N
10161325 10.87500 75,888.00 715.55 01 1 84,320.00 360 N
10161331 10.87500 97,750.00 921.68 01 1 115,000.00 360 N
10161339 10.00000 43,200.00 379.12 01 1 54,000.00 360 N
10161341 9.99000 128,632.94 1,128.40 09 1 142,990.00 360 N
10161348 10.99000 76,500.00 727.95 01 1 85,000.00 360 N
10161356 8.50000 110,183.21 847.73 04 1 147,000.00 360 N
10161362 10.75000 53,378.85 499.42 01 1 82,500.00 360 N
10161374 9.99000 163,200.00 1,431.00 01 1 204,000.00 360 N
10161383 9.62500 238,385.74 2,027.23 01 1 265,000.00 360 N
10161386 9.25000 118,938.30 978.99 01 1 140,000.00 360 N
10161397 10.75000 49,400.00 461.14 01 1 76,000.00 360 N
10161407 8.50000 45,000.00 346.02 01 1 93,000.00 360 N
10161420 10.12500 73,950.00 655.81 09 1 87,000.00 360 N
10161430 10.25000 52,000.00 465.98 04 1 65,000.00 360 N
10161432 10.50000 75,225.00 688.12 09 1 88,500.00 360 N
10161437 8.22500 109,929.49 824.47 01 1 192,000.00 360 N
10161441 9.50000 252,000.00 2,118.96 01 1 280,000.00 360 N
10161444 10.87500 50,981.31 480.88 01 1 64,000.00 360 N
10161445 7.75000 113,919.54 816.71 01 1 142,500.00 360 N
10161449 10.75000 49,700.00 463.95 05 1 71,000.00 360 N
10161455 9.50000 140,000.00 1,177.20 01 1 206,500.00 360 N
10161456 11.50000 88,000.00 871.46 01 1 110,000.00 360 N
10161458 9.25000 117,526.50 967.47 04 1 147,000.00 360 N
10161463 8.99000 100,000.00 803.91 01 1 126,000.00 360 N
10161468 10.12500 45,225.00 401.07 01 1 65,000.00 360 N
10161472 10.25000 346,579.60 3,107.01 01 1 462,300.00 360 N
10161477 11.12500 125,800.00 1,209.92 01 1 148,000.00 360 N
10161479 10.50000 36,000.00 329.31 05 1 45,000.00 360 N
10161486 9.99000 336,000.00 2,946.16 01 1 420,000.00 360 N
10161490 9.75000 63,750.00 547.72 01 1 85,000.00 360 N
10161492 10.50000 112,455.29 1,029.09 01 1 148,000.00 360 N
10161495 9.99000 45,925.18 403.35 01 1 57,500.00 360 N
10161504 7.50000 127,105.59 889.41 01 1 159,000.00 360 N
10161506 8.37500 260,000.00 1,976.19 01 1 325,000.00 360 N
10161507 10.25000 68,000.00 609.35 04 1 85,000.00 360 N
10161511 10.25000 42,981.96 385.33 01 1 57,500.00 360 N
10161515 8.25000 87,144.39 655.11 01 1 109,000.00 360 N
10161518 9.75000 428,000.00 3,677.19 01 1 535,000.00 360 N
10161519 10.75000 72,000.00 672.11 01 1 96,000.00 360 N
</TABLE>
Page 98
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10161520 GOLASH KEN 18826 NORTH 89TH LANE PEORIA AZ 85382 6.25000 80.9%
10161525 LYERLY TRACI E. 4412 PIKE DRIVE METAIRIE LA 70003 7.25000 90.0%
10161532 LYON ROBERT E. 106 B. ROAD SILVERTHORN CO 80498 7.25000 90.0%
10161534 HERNANDEZ KEITH M. 475 SOUTH HAVENSIDE AVENUE THOUSAND OA CA 91320 6.25000 80.0%
10161535 KRAUSE JON A. 7412 ROOSEVELT ROAD KENOSHA WI 53142 6.25000 80.0%
10161536 MENDOZA JORGE C 9506 CHARLESTON STREET EL PASO TX 79924 7.00000 85.0%
10161540 TIDWELL KENNETH 6628 ELLIS ROAD FORT WORTH TX 76112 6.50000 70.0%
10161551 MOBLEY ROBERT T. RT3 BOX 97 CANTON TX 75103 6.25000 64.8%
10161556 LEININGER JODI 17519 MARTHA STREET (ENCINO ARE CA 91316 6.50000 66.7%
10161587 BUCHANAN GERALD 2535 SOUTH DUNSMUIR AVENUE LOS ANGELES CA 90016 6.95000 65.0%
10161593 MARION JOSEPH 6801 DORCHESTER STREET NEW ORLEANS LA 70126 7.25000 90.0%
10161597 SANFORD JOHN 1410 PAYNE AVE TRAVIS TX 78701 6.75000 80.0%
10161600 CLARK NEDRA 335 FRANKLIN STREET GRETNA LA 70053 7.25000 90.0%
10162101 GOGERT ROBERT 12321 228TH STREET NORTHEAST ARLINGTON WA 98223 8.24000 80.0%
10162112 BORDERS LOYD 35204 MILITARY ROAD SOUTH AUBURN WA 98001 6.25000 84.3%
10162115 TONKIN WYATT 12710 23RD AVENUE NORTHEAST SEATTLE WA 98125 6.50000 84.6%
10162604 MCCRAY JOEL 5129 MINERVA ST. LOUIS MO 63113 7.00000 80.0%
10162616 PITTMAN EDDIE 747 NORTH LOTUS CHICAGO IL 60644 6.50000 85.0%
10162648 SZEWCZYK KRYSZTOF 1326 EASY STREET GLENDALE HE IL 60555 7.12500 70.0%
10162655 CRUME DONNA 5424 SOUTH JUSTINE CHICAGO IL 60609 7.00000 70.0%
10162657 FLOOD OPAL 912 WEST JEFFERSON STREET FRANKFORT IN 46041 7.25000 75.0%
10162663 CARLSON MARIE L 2004 EAST CAYUGA LANE MOUNT PROSP IL 60056 6.62500 66.7%
10162670 MILLARD DONNA M. 14710 LIBERAL DETROIT MI 48205 7.00000 56.0%
10162678 ABATANGELO PETER D 4950 W WINNEMAC AVENUE CHICAGO IL 60630 6.12500 80.0%
10162683 JASCH DANIEL B 7 N 225 MEDINAH ROAD MEDINAH IL 60157 6.75000 65.0%
10162689 GRAHAM TONDA L 2537 EAST 40TH STREET INDIANAPOLI IN 46205 6.75000 80.0%
10162701 WEBB TERRI D 2734-36 NORTH 41ST STREET MILWAUKEE WI 53210 6.75000 75.0%
10162702 WASHINGTON CARLOS 18124 VERSAILLES LANE HAZEL CREST IL 60429 7.00000 85.0%
10162707 SPEARS CLIFFORD 16716 STAHELIN DETROIT MI 48223 6.75000 65.0%
10162708 SRODON DANIEL 6301 NORTH CALDWELL AVENUE CHICAGO IL 60646 6.25000 50.0%
10162711 MURRY ROBERT 8443 SOUTH ELIZABETH AVENUE CHICAGO IL 60620 7.00000 85.0%
10162718 HOWARD LYNDEL 3803 BEULAH ROAD COLUMBUS OH 43224 6.25000 80.0%
10162724 SHEPHARD JR. JERRY T. 14116 REXWOOD AVENUE CLEVELAND OH 44105 7.50000 60.0%
10162730 BALE AMANDA 843 MARIE AVENUE MACHESNEY P IL 61115 6.50000 75.0%
10162731 NIMSGERN SCOTT D 2407 GILBOA AVENUE ZION IL 60099 6.12500 80.0%
10162736 SMITH ANTONIO L 2107-09 NORTH 41ST STREET MILWAUKEE WI 53208 6.50000 70.0%
10162738 BROOKS OSCAR J 10728 SIBLEY COURT ST LOUIS MO 63136 6.50000 85.0%
10162739 STOUT JOSEPH R 717 SOUTH GRANT STREET HINSDALE IL 60521 6.12500 75.0%
10162749 JOHNSON BRENDA L 405 CLARENDON AVENUE COLUMBUS OH 43223 6.50000 75.0%
10162752 WASHINGTON JR CHARLES B 19626 SEQUOIA AVENUE LYNWOOD IL 60411 6.75000 65.0%
10162763 MCKINNEY KEVIN C 340 NORTH MILAN STREET CANAL FULTO OH 44614 6.75000 75.0%
10162765 MCCREE SHARON 13668 SARATOGA STREET DETROIT MI 48205 6.12500 75.0%
10162767 TRACY JEFFREY W. 2029 HOYT AVENUE INDIANAPOLI IN 46203 7.00000 80.0%
10162770 ADAMS CHARLES E 105 MINTON STREET JOLIET IL 60436 7.00000 80.0%
10162775 WOODS GERTRUDE 8739 SOUTH HONORE STREET CHICAGO IL 60620 7.00000 84.5%
10162802 ASHLEY JEFFERY A. 1410 RIDGE AVENUE ROCKFORD IL 61103 6.75000 75.0%
10162809 BRECHT JAMES C. 6632 SOUTH 20TH STREET MILWAUKEE WI 53221 6.75000 80.0%
10162811 FISHER JR. CHARLES E. 2424 SOUTH 11TH STREET SPRINGFIELD IL 62703 6.50000 75.0%
10162813 CORDOVA JOSE A 2330 SOUTH 34TH STREET MILWAUKEE WI 53215 6.50000 90.0%
10162822 THOMAS NANCY 5757 NORTH 32ND STREET MILWAUKEE WI 53209 6.12500 75.0%
10162847 SIEJA DENISE 1513 FLORENCE AVENUE EVANSTON IL 60201 6.37500 60.6%
10162849 CAMPOFREDANO ANTHONY 5978 MAPLEWOOD ROAD MAYFIELD HE OH 44124 6.75000 80.0%
10162851 STEVENS DIANA 804 CARSON ROAD ST. LOUIS MO 63135 6.75000 80.0%
10162852 NORTHSWORTHY MARY N25 W26372 FOXCROFT DRIVE PEWAUKEE WI 53072 7.00000 75.0%
10162867 MORTON CHARLENE 1286 MANCHESTER ROAD AKRON OH 44307 6.75000 65.0%
10162880 BINETTI FRANK C 904 WEST GILBERT ROAD PALATINE IL 60067 6.75000 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10161520 8.50000 164,900.04 1,268.71 01 1 204,000.00 360 N
10161525 10.25000 175,426.40 1,572.66 01 1 195,000.00 360 N
10161532 10.99000 145,800.00 1,387.39 01 1 162,000.00 360 N
10161534 9.50000 159,921.30 1,345.37 01 1 200,000.00 360 N
10161535 9.75000 84,400.00 725.13 01 1 105,500.00 360 N
10161536 10.37500 33,901.15 307.07 01 1 39,900.00 360 N
10161540 9.50000 41,979.34 353.16 01 1 60,000.00 360 N
10161551 8.00000 102,930.89 755.78 01 1 159,000.00 360 N
10161556 9.25000 100,000.00 822.68 01 1 150,000.00 360 N
10161587 9.75000 89,700.00 770.67 01 1 138,000.00 360 N
10161593 11.25000 109,800.00 1,066.45 01 1 122,000.00 360 N
10161597 8.99000 100,800.00 810.34 01 1 126,000.00 360 N
10161600 9.99000 41,400.00 363.01 01 1 46,000.00 360 N
10162101 11.99000 317,235.20 3,260.68 01 1 396,544.00 360 N
10162112 9.75000 141,600.00 1,216.57 01 1 168,000.00 360 N
10162115 8.75000 148,000.00 1,164.32 01 1 175,000.00 360 N
10162604 11.00000 41,600.00 396.17 01 3 52,000.00 360 N
10162616 11.50000 97,750.00 968.01 05 1 115,000.00 360 N
10162648 10.24000 73,500.00 658.09 01 3 105,000.00 360 N
10162655 12.25000 50,400.00 528.14 05 1 72,000.00 360 N
10162657 12.25000 38,250.00 400.83 01 1 51,000.00 360 N
10162663 9.99000 129,942.36 1,139.89 01 1 195,000.00 360 N
10162670 11.50000 35,250.00 349.08 01 3 63,000.00 360 N
10162678 9.75000 69,600.00 597.98 01 1 87,000.00 360 N
10162683 10.75000 82,550.00 770.59 01 1 127,000.00 360 N
10162689 11.50000 40,800.00 404.04 01 1 51,000.00 360 N
10162701 10.99000 44,925.00 427.50 05 1 59,900.00 360 N
10162702 11.12500 79,900.00 768.47 01 1 94,000.00 360 N
10162707 9.75000 39,650.00 340.66 01 1 61,000.00 360 N
10162708 8.75000 104,939.59 826.04 01 1 210,000.00 360 N
10162711 10.62500 91,800.00 848.33 01 1 108,000.00 360 N
10162718 10.25000 64,400.00 577.09 01 1 80,500.00 360 N
10162724 11.74000 33,000.00 332.86 01 3 55,000.00 360 N
10162730 10.00000 50,250.00 440.98 01 1 67,000.00 360 N
10162731 9.25000 71,962.67 592.33 01 1 90,000.00 360 N
10162736 10.75000 27,300.00 254.85 05 1 39,000.00 360 N
10162738 11.50000 76,030.00 752.92 01 1 89,450.00 360 N
10162739 9.50000 300,000.00 2,522.57 01 1 400,000.00 360 N
10162749 10.50000 51,750.00 473.38 01 1 69,000.00 360 N
10162752 10.75000 101,725.00 949.59 01 1 156,500.00 360 N
10162763 9.99000 90,000.00 789.15 01 1 120,000.00 360 N
10162765 9.99000 33,750.00 295.94 01 1 45,000.00 360 N
10162767 10.50000 38,000.00 347.61 01 3 47,500.00 360 N
10162770 11.50000 89,600.00 887.31 01 1 112,000.00 360 N
10162775 10.75000 76,000.00 709.45 01 1 90,000.00 360 N
10162802 10.99000 40,425.00 384.68 01 1 53,900.00 360 N
10162809 10.75000 83,968.37 784.13 01 1 105,000.00 360 N
10162811 10.25000 41,250.00 369.65 01 1 55,000.00 360 N
10162813 10.50000 63,900.00 584.52 05 1 71,000.00 360 N
10162822 9.99000 27,750.00 243.33 01 1 37,000.00 360 N
10162847 8.99000 200,000.00 1,607.81 05 1 330,000.00 360 N
10162849 11.50000 108,000.00 1,069.52 01 1 135,000.00 360 N
10162851 10.75000 47,980.00 448.08 01 1 60,000.00 360 N
10162852 11.87500 208,500.00 2,124.62 01 1 278,000.00 360 N
10162867 10.75000 32,500.00 303.39 01 1 50,000.00 360 N
10162880 8.75000 167,903.34 1,321.66 01 1 240,000.00 360 N
</TABLE>
Page 99
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10162881 TURNER ELLA 7205 UNION AVENUE CLEVELAND OH 44105 7.25000 75.0%
10162883 ROBB CYNTHIA 873 NORTH MARKET STREET EAST PALEST OH 44413 6.50000 75.0%
10162897 VELAZQUEZ HIGINIO 1807 12TH AVENUE ROCKFORD IL 61104 6.87500 80.0%
10162898 MUNDY KIMBERLY 1424 15TH AVENUE ROCKFORD IL 61104 6.87500 75.0%
10162908 DAVIS FAYE A. 421 NORTH 33RD STREET MILWAUKEE WI 53208 7.00000 70.0%
10162916 THOMAS DAVID B. 6774 NORTH 60TH STREET MILWAUKEE WI 53223 6.87500 75.0%
10162920 HEMBREE EVE E. 1722 WELDON AVENUE COLUMBUS OH 43224 6.75000 75.0%
10162923 MILLER GREGORY L. 4443 NORTH IRWIN AVENUE INDIANAPOLI IN 46226 6.75000 65.0%
10162933 HORNSBY CONSTANCE 7747 SOUTH BENNETT AVENUE CHICAGO IL 60649 6.25000 42.0%
10162934 WOHLAND PETR 2527 WEST CHARLSTON STREET CHICAGO IL 60647 6.62500 75.0%
10162937 MITCHELL MELISSA E. 186 CHITTENDEN STREET AKRON OH 44306 6.12500 75.0%
10162946 SMALL III JOSEPH J 4539 CLOVERDALE DRIVE MOUNT PLEAS WI 53403 6.50000 90.0%
10162947 ORTIZ FERNANDO 294 MEADOWLARK ROAD BLOOMINGDAL IL 60108 6.62500 80.0%
10162948 PERDUE GARY 3017 MYRTLE AVENUE GRANITE CIT IL 62040 6.75000 65.0%
10162949 JOHNSON COURTNEY 5935 ELECTRIC AVENUE BERKELEY IL 60163 6.50000 85.0%
10162954 SUNTKEN MICHAEL D. 1407 WILLOW DRIVE AUBURN IN 46706 7.00000 80.0%
10162959 PONTON LARRY 502 43RD STREET KENOSHA WI 53140 7.00000 85.0%
10162961 WALTERS ALDRED 5366 NORTH 66TH STREET MILWAUKEE WI 53218 6.12500 75.0%
10162963 GREGA ROBERT J. 3554 BREEZEWOOD DRIVE KENTWOOD MI 49512 7.00000 70.0%
10162967 YUGO ROBERT 3308 DELAWARE STREET GARY IN 46409 7.37500 65.0%
10162975 SCHULTZ RAYMOND F. 3201 BILDAHL STREET ROCKFORD IL 61109 6.50000 75.0%
10162983 HARRIS STEVEN 701 ALLYN STREET AKRON OH 44311 6.12500 75.0%
10162985 SPRINGFIELD DEBORAH E. 1707 GALLAGHER STREET LOUISVILLE KY 40210 7.50000 60.0%
10162988 OTIS ANNIE 1214 NORTH 14TH STREET EAST ST LOU IL 62205 6.87500 75.0%
10162991 ANDERSON JEAN T 1921 BATES PLACE DOWNERS GRO IL 60516 6.12500 74.3%
10162999 MAC CARTHY VICTORIA 1848 WEST WARNER AVENUE CHICAGO IL 60613 6.87500 80.0%
10163004 REHBOCK CHARLES J. 243 NORTH MIDLOTHIAN ROAD MUNDELEIN IL 60060 5.87500 70.0%
10163006 LONG JOSEPH D. 6413 MADISON STREET TAYLOR MI 48180 7.00000 70.0%
10163010 GRIFFIN JAMES P. 18471 TEPPERT STREET DETROIT MI 48234 6.75000 65.0%
10163013 BATEMAN JR. DOUG 3359 NORTH ARTHUR DRIVE ALBION IN 46701 7.00000 85.0%
10163017 MOREY JO ANN 380 SOUTH BOSSETT ROAD RAVENNA MI 49451 6.50000 75.0%
10163018 CUNNUTT ROBERT M 659 WOOD RIVER AVENUE COTTAGE HIL IL 62018 6.62500 72.2%
10163021 MCDANIELS WILLIE L 538 NORTH CENTRAL PARK CHICAGO IL 60624 6.75000 46.7%
10163022 MARQUARDT SCOTT D 111 SOUTH 6TH AVENUE WAUSAU WI 54401 6.75000 65.0%
10163027 MOORE JUNE Y. 2327 NORTH 53RD STREET MILWAUKEE WI 53210 7.25000 90.0%
10163030 MAXWELL JR. CHARLES 3701 WEST 82ND STREET CHICAGO IL 60652 6.50000 90.0%
10163049 BARRETT DWIGHT 459 NORTH OHIO AVENUE COLUMBUS OH 43203 7.50000 60.0%
10163052 PERKINS JOSEPH 240-242 ELM STREET FOND DU LAC WI 54935 6.50000 90.0%
10163056 POWELL NIEVES 1172 LINCOLN PARK DRIVE DECATUR IL 62522 6.50000 75.0%
10163061 WICKS STEVEN 4714 24TH AVENUE KENOSHA WI 53140 5.87500 70.0%
10163063 LITZ DEBBRA A. 4614 25TH AVENUE KENOSHA WI 53140 6.00000 75.0%
10163073 SVEC STEVEN 107 WEST STATE ROAD NORTH PRAIR WI 53153 6.50000 80.0%
10163076 NELSON ROCENIA D. 1738 DARROW AVENUE EVANSTON IL 60201 6.75000 59.2%
10163080 EQUERE DIANABASI 1019 SELLS AVENUE ST. LOUIS MO 63147 6.87500 70.0%
10163091 ABREGO DAVID W. J. 2117 OREGON STREET RACINE WI 53405 5.75000 55.6%
10163097 VOGEN ALLAN 21407 WEST LINDEN DRIVE KILDEER IL 60047 6.75000 52.0%
10163098 DOGGETTE CECIL J. 885 SOUTH 22ND STREET COLUMBUS OH 43206 7.25000 70.0%
10163099 MORELAND CRAIG M 711 EAST HENRY CLAY STREET WHITEFISH B WI 53217 6.50000 85.0%
10164127 LARSON DIANE MAY 28 BLUE HORIZON LAGUNA NIGU CA 92677 7.00000 74.1%
10165106 JANINI KAREN 2209 WHITE AVENUE LA VERNE CA 91750 7.00000 75.0%
10165115 ERICKSON JACQUELINE 10 CONDESA ROAD SANTA FE NM 87505 6.75000 85.0%
10165116 MONEY IVAN PAT 1445 WEST SUMMIT PLACE CHANDLER AZ 85224 7.25000 90.0%
10165117 OVERLY ROBERT 4027 EAST HIDE TRAIL PHOENIX AZ 85024 7.25000 90.0%
10165129 SCHEFFLIN ROBERTA 2661 GOLDEN SANDS DRIVE LAS VEGAS NV 89128 6.25000 63.2%
10165164 MILLER JERRREY F. 16562 PINE STREET OMAHA NE 68130 6.12500 75.0%
10165167 SINGER LINDA M. 3700 MEADOWLARK DRIVE PRESCOTT VA AZ 86314 6.50000 67.9%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10162881 12.00000 45,000.00 462.88 05 3 60,000.00 360 N
10162883 10.50000 48,750.00 445.94 01 1 65,000.00 360 N
10162897 9.74000 24,000.00 206.03 05 3 30,000.00 360 N
10162898 10.49000 42,000.00 383.88 01 1 56,000.00 360 N
10162908 11.25000 37,087.47 360.34 01 1 53,000.00 360 N
10162916 10.99000 47,250.00 449.62 01 1 63,000.00 360 N
10162920 10.99000 78,750.00 749.36 01 1 105,000.00 360 N
10162923 10.75000 52,000.00 485.42 01 1 80,000.00 360 N
10162933 8.25000 52,898.93 413.20 01 1 131,000.00 360 N
10162934 9.99000 217,500.00 1,907.12 01 1 290,000.00 360 N
10162937 9.75000 42,000.00 360.85 01 1 56,000.00 360 N
10162946 9.99000 189,000.00 1,657.22 01 1 210,000.00 360 N
10162947 9.25000 312,000.00 2,566.75 01 1 390,000.00 360 N
10162948 9.75000 26,650.00 228.97 01 1 41,000.00 360 N
10162949 11.50000 110,500.00 1,094.28 01 1 130,000.00 360 N
10162954 11.00000 94,400.00 899.00 01 1 118,000.00 360 N
10162959 11.12500 35,700.00 343.36 05 1 42,000.00 360 N
10162961 9.99000 41,250.00 361.70 01 1 55,000.00 360 N
10162963 12.00000 349,950.00 3,599.63 01 1 500,000.00 360 N
10162967 13.25000 18,150.00 204.33 01 1 27,925.00 360 N
10162975 10.00000 23,239.71 204.04 01 1 31,000.00 360 N
10162983 9.25000 32,250.00 265.32 01 1 43,000.00 360 N
10162985 11.50000 18,000.00 178.26 01 3 30,000.00 360 N
10162988 10.99000 32,250.00 306.89 01 1 43,000.00 360 N
10162991 9.99000 110,000.00 964.52 10 1 148,000.00 360 N
10162999 8.75000 156,000.00 1,227.26 01 1 195,000.00 360 N
10163004 8.99000 89,600.00 720.30 01 1 128,000.00 360 N
10163006 10.50000 63,000.00 576.29 01 3 90,000.00 360 N
10163010 10.75000 35,750.00 333.72 01 1 55,000.00 360 N
10163013 11.12500 93,500.00 899.27 01 1 110,000.00 360 N
10163017 10.50000 56,250.00 514.55 01 1 75,000.00 360 N
10163018 9.75000 58,500.00 502.61 01 1 81,000.00 360 N
10163021 10.75000 35,000.00 326.72 01 1 75,000.00 360 N
10163022 10.75000 27,300.00 254.85 01 1 42,000.00 360 N
10163027 11.25000 53,910.00 523.61 01 1 59,900.00 360 N
10163030 9.50000 105,750.00 889.21 01 1 117,500.00 360 N
10163049 11.50000 34,800.00 344.63 01 3 58,000.00 360 N
10163052 10.50000 64,710.00 591.93 05 1 71,900.00 360 N
10163056 10.75000 25,125.00 234.54 01 1 33,500.00 360 N
10163061 8.99000 37,100.00 298.25 01 1 53,000.00 360 N
10163063 8.50000 65,250.00 501.72 01 1 87,000.00 360 N
10163073 11.50000 112,000.00 1,109.13 01 1 140,000.00 360 N
10163076 10.75000 90,000.00 840.14 01 1 152,000.00 360 N
10163080 10.49000 31,500.00 287.91 01 1 45,000.00 360 N
10163091 8.99000 45,000.00 361.76 01 1 81,000.00 360 N
10163097 9.75000 200,000.00 1,718.31 01 1 385,000.00 360 N
10163098 10.25000 37,800.00 338.73 01 3 54,000.00 360 N
10163099 11.50000 87,465.00 866.16 01 1 102,900.00 360 N
10164127 10.50000 400,000.00 3,658.96 01 1 540,000.00 360 N
10165106 10.99000 142,500.00 1,355.99 01 1 190,000.00 360 N
10165115 9.25000 253,300.00 2,083.84 09 1 298,000.00 360 N
10165116 10.62500 110,657.18 1,022.98 01 1 123,000.00 360 N
10165117 9.99000 146,531.00 1,284.84 09 1 162,819.00 360 N
10165129 8.75000 79,000.00 621.50 10 1 125,000.00 360 N
10165164 9.50000 93,000.00 782.00 01 1 124,000.00 360 N
10165167 9.75000 91,000.00 781.84 01 1 134,000.00 360 N
</TABLE>
Page 100
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10165182 SEVERSON JAMES E. 2522 NORTH MITCHELL STREET PHOENIX AZ 85006 6.37500 70.0%
10165187 KADYLO MORRIS 337 REDCLIFF COURT GRAND JUNCT CO 81503 7.00000 85.0%
10165201 SUTTER MARK A. 6823 EAST BONITA DRIVE SCOTTSDALE AZ 85253 6.12500 71.8%
10165203 ROBBERSON ALLEN G. 4339 EL TORO DRIVE FORT MOHAVE AZ 86426 7.00000 75.0%
10165208 SANTANA EMILIO 1589 PASTURE LANE LAS VEGAS NV 89110 6.75000 80.0%
10165213 D'ANDREA NICOLA 36 WEST CANTERBURY LANE PHOENIX AZ 85023 7.25000 90.0%
10165218 MCGUIRE KATE S. 21220 NORTH 17TH WAY PHOENIX AZ 85024 6.25000 80.0%
10165241 BAXTER JOHN A. 5027 REITER AVENUE LAS VEGAS NV 89108 6.25000 80.0%
10165272 RUBIS SAMUEL 1457 EAST IRONWOOD DRIVE CHANDLER AZ 85225 7.25000 90.0%
10165273 GOMEZ NIYI 3724 LINDELL ROAD LAS VEGAS NV 89103 7.00000 75.0%
10165277 BATCHELOR RICHARD A. 6545 BANBRIDGE DRIVE LAS VEGAS NV 89103 6.75000 80.0%
10165279 DENK FRANK 11412 EAST BROADWAY AVENUE APACHE JUNC AZ 85220 7.25000 90.0%
10165282 PIZANO JOSE LUIS 11457 NORTH 114TH AVENUE YOUNGTOWN AZ 85363 7.00000 80.0%
10165285 FONTENOT LISA 4072 PARAMOUNT STREET LAS VEGAS NV 89115 7.00000 85.0%
10165308 READ RICHARD 519 WEST 5TH AVENUE APACHE JUNC AZ 85220 6.75000 80.0%
10165320 CRAWFORD CHEMENE L. 9668 MESA RIDGE COURT LAS VEGAS NV 89129 7.25000 90.0%
10165333 DEYKE JULIE 10020 WEST POTTER DRIVE PEORIA AZ 85382 7.00000 79.9%
10165346 KOBEY IVAN M. 14214 NORTH 58TH STREET SCOTTSDALE AZ 85254 6.50000 85.0%
10165348 GAVIN WILLIAM 8321 HUXLEY STREET LAS VEGAS NV 89123 7.25000 90.0%
10165370 GASCA MANNUEL 2360 EAST NINTH STREET RENO NV 89512 6.62500 75.0%
10165372 DELGADO RAUL 5127 EAST TUNDER DRIVE PHOENIX AZ 85044 7.25000 90.0%
10165382 SIFERS SANDRA 734 NORTH EMERSON STREET MESA AZ 85201 7.00000 85.0%
10165390 MCLAUGHLIN BRIAN 4170 QUINN DRIVE CARSON CITY NV 89701 6.50000 85.0%
10165401 GOTELLI ANDREW W. 2317 TIMBERLINE WAY LAS VEGAS NV 89117 6.50000 85.1%
10165409 FITZSIMMONS DONALD P. 7733 WEST JENAN DRIVE PEORIA AZ 85345 7.25000 90.0%
10165417 OLIVER MARK P. 1317 EAST PARK AVENUE GILBERT AZ 85234 7.25000 90.0%
10165429 MOE RICHARD F 2329 EAST HERMOSA DRIVE TEMPE AZ 85282 7.75000 90.0%
10165440 STOCK KEVIN 4137 EAST CAPTAIN DREYFUS AVENUE PHOENIX AZ 85032 6.25000 80.0%
10165463 KEELING PAUL 8508 WEST PICCADILLY ROAD PHOENIX AZ 85037 6.00000 70.0%
10165487 BOURNE TAMERA K. 4208 EAST SANDRA TERRACE PHOENIX AZ 85032 6.75000 80.0%
10166102 BURNS BEVERLY 8207 DREHEN LANE LITTLE ROCK AR 72209 7.00000 85.0%
10166110 KAKNES RICHARD 212 5TH STREET WINTER GARD FL 34787 7.00000 80.0%
10166113 LARSON DOUGLAS 2840 MAYFLOWER AVENUE MINNETONKA MN 55305 7.25000 90.0%
10166115 STRUDL SHELLY L. 3435 R STREET LINCOLN NE 68503 6.37500 71.4%
10166116 BRANCH SHARON 3739 PENN AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 75.0%
10166117 SHOVER RANDY L. 399 BAY ROAD SHELBURNE VT 05482 6.75000 66.5%
10166118 DE GENERES KENNETH 5707-5709 SOUTHEAST 128TH AVENUE PORTLAND OR 97266 6.25000 80.0%
10166120 COLEMAN MARTY R. 2933 NORTH 27TH STREET KANSAS CITY KS 66104 7.00000 80.0%
10166125 KANOUSE BRIAN K. 23457 BATTELLE HAZEL PARK MI 48030 6.37500 60.0%
10166126 LENOIR GEORGE F JR 602 COURTLAND LANE FAIRLESS HI PA 19030 6.99000 80.0%
10166128 JOHNSON JOHN 4450 MONCURE PITTSBORO ROAD MONCURE NC 27559 7.00000 80.0%
10166131 FORD JEFFERY C. 2004 MADDI KANSAS CITY MO 64132 7.50000 65.0%
10166133 LEON HUBERT G. 3623 PENN AVENUE NORTH MINNEAPOLIS MN 55412 6.75000 75.0%
10166136 ROBERTS JEFFREY E 5201 6TH STREET NORTH MINNEAPOLIS MN 55412 7.00000 75.0%
10166141 MANN ALEXIS M 3347 3RD ST NORTH MINNEAPOLIS MN 55411 7.00000 70.0%
10166143 BOULDIN HERMAN 250 ROWLAND AVENUE JACKSON MS 39206 7.00000 70.0%
10166146 CHANTER MICHAEL 709 NORTH 2200 EAST ST. GEORGE UT 84790 6.50000 85.0%
10166147 FERNHOLZ CHRISTOPHER 1815 FLANDRAU STREET MAPLEWOOD MN 55109 7.25000 72.0%
10166149 LAPSLEY SHEKINA R 3304 23RD AVE SOUTH MINNEAPOLIS MN 55407 6.50000 75.0%
10166150 MARTIN, II KENNETH E. 1497 NORTH 6400 WEST PETERSBORO UT 84325 7.00000 85.0%
10166155 HALUPTZOK JOY L. 7150 NORTH SHORE DRIVE FOREST LAKE MN 55025 6.87500 65.0%
10166164 BOEHNING KIRSTIN 6415 WEST 29TH AVENUE WHEAT RIDGE CO 80214 7.00000 85.0%
10166165 GLASCO CLARENCE 10041 LORD DRIVE ST. LOUIS MO 63136 7.25000 75.0%
10166168 BIRKENBUEL HARRY W 3517 15TH AVENUE SOUTH GREAT FALLS MT 59405 5.87500 60.5%
10166169 NANCE AMERIS 1520 SELLS AVENUE ST. LOUIS MO 63147 6.87500 70.0%
10166171 NASTEPNIAK JOSEPH 6550 WOODEDGE ROAD MINNETRISTA MN 55364 6.00000 67.4%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10165182 9.75000 49,000.00 420.99 01 1 70,000.00 360 N
10165187 10.12500 198,900.00 1,763.90 09 1 234,000.00 360 N
10165201 9.50000 304,849.97 2,564.61 01 1 425,000.00 360 N
10165203 10.75000 47,900.00 447.14 09 1 63,900.00 360 N
10165208 10.49000 112,000.00 1,023.68 09 1 140,000.00 360 N
10165213 8.75000 193,500.00 1,522.27 01 1 215,000.00 360 N
10165218 9.99000 199,750.00 1,751.48 09 1 249,720.00 360 N
10165241 9.99000 117,200.00 1,027.65 01 1 146,500.00 360 N
10165272 10.99000 85,860.00 817.02 09 1 95,400.00 360 N
10165273 10.75000 108,750.00 1,015.17 01 1 145,000.00 360 N
10165277 10.50000 123,920.00 1,133.55 01 1 154,900.00 360 N
10165279 11.75000 59,400.00 599.59 01 1 66,000.00 360 N
10165282 8.00000 56,000.00 410.91 01 1 70,000.00 360 N
10165285 9.87500 69,700.00 605.24 01 1 82,000.00 360 N
10165308 8.50000 67,200.00 516.71 09 1 84,000.00 360 N
10165320 9.99000 120,280.00 1,054.66 09 1 133,645.00 360 N
10165333 9.99000 95,250.00 835.19 09 1 119,196.00 360 N
10165346 10.50000 110,415.00 1,010.01 01 1 129,900.00 360 N
10165348 9.24000 124,200.00 1,020.87 09 1 138,000.00 360 N
10165370 9.49000 96,750.00 812.83 01 1 129,000.00 360 N
10165372 10.99000 116,100.00 1,104.78 01 1 129,000.00 360 N
10165382 10.75000 103,700.00 968.03 01 1 122,000.00 360 N
10165390 8.99000 128,350.00 1,031.81 01 1 151,000.00 360 N
10165401 9.75000 400,000.00 3,436.62 09 1 470,000.00 360 N
10165409 10.25000 95,850.00 858.92 01 1 106,500.00 360 N
10165417 10.50000 123,300.00 1,127.88 09 1 137,000.00 360 N
10165429 8.99000 87,300.00 701.81 01 1 97,000.00 360 N
10165440 9.99000 63,920.00 560.48 01 1 79,900.00 360 N
10165463 9.50000 60,900.00 512.09 01 1 87,000.00 360 N
10165487 9.75000 134,112.00 1,152.23 01 1 167,640.00 360 N
10166102 11.62500 62,900.00 628.90 01 1 74,000.00 360 N
10166110 10.25000 44,800.00 401.46 01 3 56,000.00 360 N
10166113 8.74000 145,800.00 1,145.97 01 1 162,000.00 360 N
10166115 10.50000 36,400.00 332.97 01 1 51,000.00 360 N
10166116 11.49000 56,250.00 556.61 01 1 75,000.00 360 N
10166117 8.25000 173,000.00 1,299.70 01 1 260,000.00 360 N
10166118 8.99000 188,000.00 1,511.34 05 1 235,000.00 360 N
10166120 10.74000 27,189.73 253.71 01 3 34,000.00 360 N
10166125 10.75000 41,984.18 392.07 01 1 70,000.00 360 N
10166126 9.99000 105,590.00 925.85 01 1 132,000.00 360 N
10166128 11.25000 196,000.00 1,903.68 01 1 245,000.00 360 N
10166131 12.25000 23,725.00 248.62 01 1 36,500.00 360 N
10166133 10.75000 63,750.00 595.10 01 1 85,000.00 360 N
10166136 11.24000 59,925.00 581.58 01 1 79,900.00 360 N
10166141 11.75000 106,400.00 1,074.02 05 1 152,000.00 360 N
10166143 12.25000 54,600.00 572.16 01 1 78,000.00 360 N
10166146 9.99000 128,350.00 1,125.42 01 1 151,000.00 360 N
10166147 12.25000 66,240.00 694.13 01 1 92,000.00 360 N
10166149 10.99000 146,250.00 1,391.67 01 1 195,000.00 360 N
10166150 10.37500 106,250.00 962.00 01 1 125,000.00 360 N
10166155 11.25000 55,231.34 536.63 01 1 85,000.00 360 N
10166164 9.99000 121,125.00 1,062.07 01 1 142,500.00 360 N
10166165 11.74000 26,250.00 264.77 01 3 35,000.00 360 N
10166168 7.99000 74,949.56 549.81 01 1 124,000.00 360 N
10166169 11.00000 42,000.00 399.98 01 1 60,000.00 360 N
10166171 7.99000 244,077.00 1,789.25 01 1 362,000.00 360 N
</TABLE>
Page 101
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10166173 MORRIS PATRICIA ANN 4873 CARTER AVENUE ST. LOUIS MO 63115 6.75000 80.0%
10166175 CHRISTIAN BOBBIE A. 1303 KENNEDY TUPELO MS 38801 7.25000 86.8%
10166176 THEUS JAMES 6075 CASTLEWOOD LANE COLORADO SP CO 80918 6.12500 75.0%
10166179 TANATA JAMES J 147 OLD MAIN STREET JULIAETTA ID 83535 7.25000 90.0%
10166181 TATE ROY L. 11990 BRAMPTON HUNT ROAD BLACK JACK MO 63033 7.00000 85.0%
10166184 MILLS ELWOOD 7780 DRIFTWOOD TERRACE GILROY CA 95020 7.00000 83.3%
10166185 JACKSON JERRY J. 365 RUTLEDGE STREET EUGENE OR 97402 7.00000 85.0%
10166186 HUSTON THOMAS 37255 COUNTY ROAD 29 SAUK CENTRE MN 56378 6.75000 80.2%
10166194 MARQUEZ ALBERT S. 440 HALSEY AVENUE SAN JOSE CA 95128 7.25000 88.8%
10166196 SHEA JOSEPH W. 3142/44 CHICAGO STREET OMAHA NE 68131 6.12500 75.0%
10166198 WANGEN ERIC O 430 MAIN STREET WILSON WI 54027 6.25000 80.0%
10166201 MOHS JULIE ANN 4325 42ND AVENUE SOUTH MINNEAPOLIS MN 55406 6.75000 80.0%
10166203 HENTGES THOMAS 11220 ARROWHEAD STREET NORTHWEST COON RAPIDS MN 55433 6.37500 64.6%
10166205 STILLMAN KEITH 122 NORTH 17TH STREET TEKAMAH NE 68061 7.00000 80.0%
10166207 TAYLOR ROYNELL 3230 6TH STREET NORTH MINNEAPOLIS MN 55412 6.87500 70.0%
10166209 MULBAH SUMO 4319 PENN AVENUE NORTH MINNEAPOLIS MN 55412 6.12500 75.0%
10166212 WALZ RICHARD A 116 2ND SREET SOUTH MAHNOMEN MN 56557 6.75000 80.0%
10166216 MCCARGER MATT 2930 HIGH STREET EUGENE OR 97405 6.12500 73.3%
10166217 DAVIS DENNIS 3445 MCANDREWS ROAD ROSEMOUNT MN 55068 7.25000 90.0%
10166218 SHERWOOD IZZY 3720 WEST 85TH AVENUE WESTMINSTER CO 80030 6.12500 75.0%
10166219 LEBEL FRANCIS 438 SANDERS FERRY ROAD HENDERSONVI TN 37075 7.00000 70.4%
10166225 HODNETT ROBERT 6334 ROWLAND AVENUE KANSAS CITY KS 66104 7.00000 85.0%
10166230 ROGERS MARCUS 873 CANAAN AVENUE ST. LOUIS MO 63147 6.50000 85.0%
10166231 LANCE DOUG 1061 EAST 5650 SOUTH SALT LAKE C UT 84121 5.87500 30.2%
10166234 FOLSOM ERNEST JR. 428 MONROE STREET TWIN FALLS ID 83301 6.75000 80.0%
10166236 CHALBERG GORDON T 14332 210TH STREET MILACA MN 56353 6.12500 75.4%
10166243 JOHN MONICA M. 1404 BOBBIE AUGUSTA KS 67010 7.00000 85.0%
10166247 WALKER PATRICIA 3113 CENTRAL AVENUE NORTHEAST MINNEAPOLIS MN 55418 6.75000 80.0%
10166256 JACKSON MELISSA S. 8770 WESTCOTT ST. LOUIS MO 63136 7.00000 85.0%
10166260 ADESIJI SAM 11919 WOODBINE STREET COON RAPIDS MN 55433 6.25000 80.0%
10166263 HOYT KAREN 9701 SOUTHEAST 77TH AVENUE MILWAUKIE OR 97222 7.25000 90.0%
10166266 ANTHONISEN CHARLOTTE 1123-1125 HUMBOLDT AVENUE NORTH MINNEAPOLIS MN 55411 7.25000 70.0%
10166267 WIGDAHL CHARLES C. 6154 WILLOW LANE BOULDER CO 80301 6.75000 65.0%
10166268 NEWBERRY SUSAN E. 20854 MCPHERSON COUNCIL BLU IA 51503 7.00000 75.0%
10166269 MARQUEZ ANA 4948 ADAMS STREET DENVER CO 80216 6.62500 75.0%
10166270 ROBE KIRK 8015 APPERSON STREET (SUNLAND AR CA 91040 6.25000 80.0%
10166276 MILLER WILDA 351 HOPE STREET ST. PAUL MN 55106 7.00000 70.0%
10166281 SCHAFFER TAMMY 3433 GILES AVENUE ST. LOUIS MO 63116 6.75000 80.0%
10166282 MCLEAN EILEEN 202 DAMON STREET LOWELL OR 97452 6.75000 76.9%
10166285 TOWNER JAMES JR. 92035 MARCOLA ROAD SPRINGFIELD OR 97478 6.50000 85.0%
10166291 SHORT SCOTT B. 802 SOUTH JEFFERSON STILLWATER OK 74074 7.25000 75.0%
10166293 OSMUS TIM 129 DONNA DRIVE MIDDLETON ID 83644 7.00000 85.0%
10166295 SMITH NICOLE 11321 BIRMINGHAM COURT ST. LOUIS MO 63138 7.00000 85.0%
10166297 GIBSON K. MICHAEL 412 SOUTH 27TH STREET LINCOLN NE 68510 6.25000 80.0%
10166298 DRAPER ELIZABETH 2233 HAMMON HILL ROAD SENATOBIA MS 38668 6.75000 75.0%
10166299 LITTLE BARRY 3519 RIDGECREST JACKSON MS 39212 6.75000 75.0%
10166303 FOREMAN ROBERT 7500 MORGAN AVENUE SOUTH RICHFIELD MN 55423 7.25000 90.0%
10166305 SINOE MARTHA T. 5817 91ST CRESCENT BROOKLYN PA MN 55443 6.50000 75.0%
10166308 ANDERSON JEROME D SR 2918 NEWTON AVENUE NORTH MINNEAPOLIS MN 55411 7.25000 70.0%
10166313 HUSTON ROB 1531 WEST CAPE ROCK DRIVE CAPE GIRARD MO 63701 6.25000 80.0%
10166317 SPRAGGINS, SR. TIM 4430-32 MINNEHAHA AVENUE MINNEAPOLIS MN 55406 6.62500 75.0%
10166319 ELDER VICTOR 795 WEST NASSAU WAY ENGLEWOOD CO 80110 7.00000 85.0%
10166323 SEELEY J. NORMAN 1151 SOUTH SALIDA WAY AURORA CO 80017 7.25000 90.0%
10166325 COLLINS RON 604 MULBERRY STREET VAIDEN MS 39176 6.75000 65.0%
10166334 DWELIS MARC 7286 STINSON DRIVE COLORADO SP CO 80920 7.25000 90.0%
10166335 HERBERT THOMAS ROUTE 1 BOX 59 ERWIN NC 28339 6.12500 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10166173 11.25000 36,800.00 357.43 01 1 46,000.00 360 N
10166175 10.50000 108,456.88 992.50 01 1 125,000.00 360 N
10166176 8.99000 149,917.89 1,205.86 09 1 200,000.00 360 N
10166179 10.99000 77,192.40 734.81 01 1 85,800.00 360 N
10166181 11.62500 66,300.00 662.90 01 1 78,000.00 360 N
10166184 9.87500 208,250.00 1,808.34 01 1 250,000.00 360 N
10166185 11.62500 106,250.00 1,062.33 01 1 125,000.00 360 N
10166186 11.25000 67,777.00 658.30 01 1 84,500.00 360 N
10166194 10.50000 230,980.00 2,112.87 01 1 260,000.00 360 N
10166196 10.25000 47,250.00 423.41 05 1 63,000.00 360 N
10166198 8.99000 41,097.49 330.57 01 1 51,400.00 360 N
10166201 10.50000 55,577.90 508.60 01 1 69,500.00 360 N
10166203 9.25000 69,777.00 574.04 01 1 108,000.00 360 N
10166205 9.74000 45,178.86 388.01 01 1 56,500.00 360 N
10166207 11.00000 64,400.00 613.30 01 1 92,000.00 360 N
10166209 9.50000 67,466.80 567.58 01 1 90,000.00 360 N
10166212 10.50000 52,000.00 475.67 01 1 65,000.00 360 N
10166216 9.25000 55,000.00 452.48 01 1 75,000.00 360 N
10166217 10.49000 240,300.00 2,196.33 01 1 267,000.00 360 N
10166218 8.99000 82,500.00 663.23 01 1 110,000.00 360 N
10166219 10.25000 68,250.00 611.59 01 1 97,000.00 360 N
10166225 10.87500 44,625.00 420.77 01 1 52,500.00 360 N
10166230 12.00000 36,964.42 380.33 01 1 43,500.00 360 N
10166231 8.75000 40,753.53 320.80 01 1 135,000.00 360 N
10166234 10.50000 48,000.00 439.08 01 1 60,000.00 360 N
10166236 9.50000 105,500.00 887.11 01 1 140,000.00 360 N
10166243 10.37500 53,103.31 481.00 01 1 62,500.00 360 N
10166247 10.50000 85,565.98 783.02 05 1 107,000.00 360 N
10166256 10.87500 37,386.29 352.65 01 1 44,000.00 360 N
10166260 9.99000 71,888.11 630.62 01 1 89,900.00 360 N
10166263 9.99000 117,000.00 1,025.90 01 1 130,000.00 360 N
10166266 9.75000 71,750.00 616.45 05 3 102,500.00 360 N
10166267 10.75000 100,750.00 940.49 04 1 155,000.00 360 N
10166268 10.75000 48,750.00 455.08 01 1 65,000.00 360 N
10166269 9.50000 69,000.00 580.19 01 1 92,000.00 360 N
10166270 8.99000 184,000.00 1,479.19 01 1 230,000.00 360 N
10166276 11.49000 64,750.00 640.72 06 1 92,500.00 360 N
10166281 11.25000 41,600.00 404.05 05 1 52,000.00 360 N
10166282 9.75000 60,000.00 515.50 01 1 78,000.00 360 N
10166285 9.50000 140,250.00 1,179.30 01 1 165,000.00 360 N
10166291 10.50000 41,250.00 377.33 01 3 55,000.00 360 N
10166293 10.87500 52,510.74 495.31 01 1 61,800.00 360 N
10166295 11.62500 63,645.20 636.55 01 1 74,900.00 360 N
10166297 9.74000 80,000.00 686.74 01 1 100,000.00 360 N
10166298 10.75000 45,000.00 420.07 01 1 60,000.00 360 N
10166299 11.50000 36,375.00 360.22 01 1 48,500.00 360 N
10166303 9.25000 103,410.00 850.73 01 1 114,900.00 360 N
10166305 10.25000 117,325.78 1,051.80 09 1 156,500.00 360 N
10166308 10.00000 38,500.00 337.87 01 3 55,000.00 360 N
10166313 8.99000 77,157.74 620.62 01 1 96,500.00 360 N
10166317 10.25000 93,000.00 833.38 05 1 124,000.00 360 N
10166319 10.87500 108,375.00 1,021.86 01 1 127,500.00 360 N
10166323 10.50000 121,451.72 1,111.41 01 1 135,000.00 360 N
10166325 10.75000 24,690.70 230.57 01 1 38,000.00 360 N
10166334 9.25000 180,000.00 1,480.82 01 1 200,000.00 360 N
10166335 8.99000 82,500.00 663.23 01 1 110,000.00 360 N
</TABLE>
Page 102
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10166336 BROOKS MARVIN 3715 MANOLA ST. LOUIS MO 63121 6.75000 75.0%
10166337 WELCH RONALD D. 402 LYNN AVENUE COLORADO SP CO 80906 7.25000 75.0%
10166338 WILCOX KIM A. 1704 WASHINGTON LANE AUGUSTA KS 67010 6.12500 75.0%
10166339 BASHOR ALEX E. 318 EAST SOUTH AVENUE INDEPENDENC MO 64050 6.50000 85.0%
10166347 BALLENGER TAMARA M. 3124 SOUTH 56TH STREET OMAHA NE 68106 6.75000 50.0%
10166349 GHEE ROGER 10935 243RD STREET CHISAGO MN 55073 7.00000 70.0%
10166350 ALONSO ISRAEL 248 SOUTH 1525 WEST FARMINGTON UT 84025 6.25000 80.0%
10166352 HOLLRAH VICKI L 3346 QUEEN AVENUE NORTH MINNEAPOLIS MN 55412 6.50000 75.0%
10166354 MOTEN JOHARI T. 3537 PORTLAND AVE. SOUTH MINNEAPOLIS MN 55407 6.12500 75.0%
10166355 ADAMS TINA A. 7140 SOUTHEAST 120TH STREET RUNNELLS IA 50237 6.25000 80.0%
10166366 BROWN THOMAS D. 12400 NORTHWEST 118TH AVENUE GRANGER IA 50109 6.50000 85.0%
10166370 JANUARY RICK O. 323 CLEVELAND STREET BRAINARD NE 68626 6.25000 78.0%
10166374 OAKLEY VALORY 2122 SOUTHEAST ELLIS STREET PORTLAND OR 97202 6.50000 68.2%
10166375 CARLSON STEVE 1275 SOUTHWEST AUTUMN WAY TROUTDALE OR 97060 7.00000 80.0%
10166377 BRANDEMIHL CHRISTIAN L. 4175 WELLAND BOULEVARD WEST BLOOMF MI 48323 6.50000 90.0%
10166378 JONES MARGUERITE 4552 ALICE ST. LOUIS MO 63115 6.25000 80.0%
10166382 DRANSELKA DANA C. 903 8TH STREET SOUTH BRAINERD MN 56401 6.50000 75.0%
10166383 ANDERSON AMOS 3809 20TH STREET MERIDIAN MS 39307 6.25000 80.0%
10166384 BOBO DAVID 4055 HARTFORD STREET ST. LOUIS MO 63116 7.25000 70.0%
10166386 KOLBERG DOUGLAS 14111 SE 120TH PL. CLACKAMUS OR 97015 6.87500 80.0%
10166387 GROSHONG SCOTT D. ROUTE 2 BOX 1000 PILLAGER MN 56473 6.50000 75.0%
10166388 KOLBERG DOUGLAS F. 14075 SE 120TH PLACE CLACKAMAS OR 97015 6.87500 80.0%
10166392 BOBO DAVID L. 3147 NEBRASKA AVENUE ST. LOUIS MO 63118 7.25000 70.0%
10166396 RENNER DALE A. 217 SOUTHWEST KLINE ANKENY IA 50021 6.62500 75.0%
10166397 FREEMAN JODY L 9813 MAGNOLIA STREET NORTHWEST COON RAPIDS MN 55433 6.12500 80.0%
10166400 GUMAWID MARIA W. 1017 EAST BEHRENDS AVENUE PEORIA IL 61603 6.25000 80.0%
10166401 CLAY DEBORAH 4855 YATES AVENUE NORTH CRYSTAL MN 55429 7.00000 81.3%
10166403 RUSH WALTERINE K. ROUTE 2 BOX 123 PRESTON MS 39354 6.50000 75.0%
10166404 PUCKETT KENNETH 5011-13 28TH AVENUE SOUTH MINNEAPOLIS MN 55417 7.00000 80.0%
10166410 SCHUMAN DON 815 EAST 31ST TERRACE KANSAS CITY MO 64109 7.00000 80.0%
10166411 ROBINSON CHARLOTTE 3480 COUNTY ROAD 680 SHUBUTA MS 39360 6.25000 65.0%
10166412 JENKINS DAVID L. 2204 4TH AVENUE COUNCIL BLU IA 51501 6.75000 70.0%
10166418 FOX RODNEY J. 2539 AVENUE N COUNCIL BLU IA 51501 6.75000 65.0%
10166419 JOHNSON RICHARD A 7224 WEST MAJESTIC WAY MAGNA UT 84044 6.99000 75.0%
10166428 SHCUTTA GREGORY L. 4314 SOUTH 22ND STREET OMAHA NE 68107 6.25000 80.0%
10166429 HOOKER ALICE M. 2342 UPTON AVE N MINNEAPOLIS MN 55411 6.50000 70.0%
10166430 MILLER MARGARET 8700 WESTWOOD DRIVE LITTLE ROCK AR 72204 6.25000 80.0%
10166435 ESTEP SARAH A. 912 HOPKINS DRIVE BELLEVUE NE 68005 6.25000 79.6%
10166437 PRATT MALCOLM 4254 LABADIE ST. LOUIS MO 63115 6.75000 75.0%
10166446 KINCAID INEZ 4553 LEXINGTON ST. LOUIS MO 63111 6.37500 70.0%
10166455 TAYLOR STANLEY 95 COLONIAL AVE FREEPORT NY 11520 7.49000 80.0%
10166456 RAMSEY ELLIS L. 5212 HODIAMOUNT JENNINGS MO 63136 7.50000 70.0%
10166461 CONNER CAROLINE R. 3371 SOUTHEAST ROCKWOOD STREET MILWAUKIE OR 97222 6.75000 62.1%
10166463 HILLIUS DARREN 4928 IRVING STREET DENVER CO 80221 6.00000 75.0%
10166471 IRVIN BOBBY J. 1225 NECTAR ST. LOUIS MO 63137 6.25000 80.0%
10166475 SHEPHERD ANTHONY M. 7707 WEST 66TH STREET OVERLAND PA KS 66202 7.00000 80.0%
10166476 TRAYLOR BEVERLY 14151 EAST ELK PLACE DENVER CO 80239 6.75000 90.0%
10166477 EDMONDS SHANIKA 8212 CHURCH EAST ST. LO IL 62203 6.50000 70.0%
10166480 DOYLE SHANE C. 9100 LA PAZ LANE ATASCADERO CA 93422 7.25000 90.0%
10166487 DEL VALLE JUAN 22186 EAST PRINCETON CIRCLE AURORA CO 80018 6.12500 75.0%
10166488 BEESON ROBERT 420 SOUTHEAST 2ND NEWTON KS 67114 6.12500 72.6%
10166491 DAGUE MONTE 13184 DENEB DRIVE LITTLETON CO 80124 6.62500 75.0%
10166492 JORDAN DOROTHY 3026 ROLLA PLACE ST. LOUIS MO 63115 6.50000 73.9%
10166497 VERDUSCO EDWARD P. 14089 CRESTLINE PLACE RANCHO CUCA CA 91739 6.25000 80.0%
10166501 SEMMENS KEVIN S. 25775 SLOTH STREET NORTHWEST ZIMMERMAN MN 55398 7.00000 85.0%
10166512 THIRKELL ROBERT 993 NORTH LANE STREET COTTAGE GRO OR 97424 6.75000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10166336 11.75000 33,375.00 336.90 04 1 44,500.00 360 N
10166337 11.00000 58,500.00 557.11 01 3 78,000.00 360 N
10166338 8.99000 64,500.00 518.52 01 1 86,000.00 360 N
10166339 9.99000 50,977.39 447.19 01 1 60,000.00 360 N
10166347 10.75000 40,000.00 373.40 01 1 80,000.00 360 N
10166349 11.99000 132,300.00 1,359.84 01 1 189,000.00 360 N
10166350 9.50000 144,000.00 1,210.83 01 1 180,000.00 360 N
10166352 10.25000 47,925.00 429.46 01 1 63,900.00 360 N
10166354 10.25000 132,750.00 1,189.58 05 1 177,000.00 360 N
10166355 9.99000 101,155.13 887.36 01 1 126,500.00 360 N
10166366 10.50000 84,150.00 769.76 01 1 99,000.00 360 N
10166370 10.75000 45,965.19 429.41 01 1 59,000.00 360 N
10166374 9.99000 84,462.53 740.93 01 1 124,000.00 360 N
10166375 7.99000 119,919.31 879.69 01 1 150,000.00 360 N
10166377 10.25000 116,950.94 1,048.44 09 1 130,000.00 360 N
10166378 10.75000 32,000.00 298.72 01 1 40,000.00 360 N
10166382 10.25000 42,650.00 382.19 01 1 56,900.00 360 N
10166383 9.99000 41,600.00 364.77 01 1 52,000.00 360 N
10166384 11.24000 52,500.00 509.52 01 3 75,000.00 360 N
10166386 8.99000 320,000.00 2,572.50 01 3 400,000.00 360 N
10166387 10.99000 55,500.00 528.13 01 1 74,000.00 360 N
10166388 8.99000 389,600.00 3,132.01 01 3 487,000.00 360 N
10166392 11.24000 34,300.00 332.89 01 3 49,000.00 360 N
10166396 10.00000 50,902.46 446.91 01 1 67,900.00 360 N
10166397 9.50000 99,891.67 840.86 01 1 125,000.00 360 N
10166400 10.36500 28,720.00 259.82 01 1 35,900.00 360 N
10166401 10.87500 65,000.00 612.88 01 1 80,000.00 360 N
10166403 10.25000 29,625.00 265.47 01 3 39,500.00 360 N
10166404 8.99000 101,177.00 813.37 05 1 126,500.00 360 N
10166410 9.87500 62,000.00 538.38 01 3 77,500.00 360 N
10166411 9.25000 35,750.00 294.11 01 1 55,000.00 360 N
10166412 10.50000 41,948.31 383.88 01 1 59,950.00 360 N
10166418 10.75000 49,400.00 461.14 01 1 76,000.00 360 N
10166419 8.99000 74,240.00 596.82 01 1 99,000.00 360 N
10166428 10.75000 60,000.00 560.09 01 1 75,000.00 360 N
10166429 11.25000 61,250.00 594.90 01 1 87,500.00 360 N
10166430 9.99000 50,420.00 442.10 01 1 63,026.00 360 N
10166435 10.75000 42,983.81 401.40 01 1 54,000.00 360 N
10166437 12.50000 33,750.00 360.20 05 1 45,000.00 360 N
10166446 10.50000 32,200.00 294.55 01 1 46,000.00 360 N
10166455 11.20000 119,985.00 1,160.82 01 1 150,000.00 360 N
10166456 12.25000 24,479.23 256.74 01 1 35,000.00 360 N
10166461 8.50000 86,916.25 668.96 01 3 140,000.00 360 N
10166463 7.99000 72,160.00 528.99 01 1 96,215.00 360 N
10166471 11.50000 37,044.15 366.97 01 1 46,320.00 360 N
10166475 9.25000 68,000.00 559.42 01 1 85,000.00 360 N
10166476 9.75000 93,600.00 804.17 01 1 104,000.00 360 N
10166477 11.50000 25,900.00 256.49 01 1 37,000.00 360 N
10166480 9.00000 266,704.24 2,147.14 01 1 296,500.00 360 N
10166487 8.50000 111,282.54 856.19 09 1 148,500.00 360 N
10166488 8.99000 61,000.00 490.39 01 1 84,000.00 360 N
10166491 9.49000 108,750.00 913.64 01 1 145,000.00 360 N
10166492 9.25000 34,000.00 279.71 01 1 46,000.00 360 N
10166497 9.99000 196,560.00 1,723.51 01 1 245,700.00 360 N
10166501 9.99000 114,750.00 1,006.17 01 1 135,000.00 360 N
10166512 9.99000 103,700.00 909.28 01 1 138,325.00 360 N
</TABLE>
Page 103
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10166517 HAVENS STEVEN 281 SOUTH 69TH PLACE SPRINGFIELD OR 97478 6.50000 90.0%
10166521 GINES CARMEN 1526 ENGELHOLM ST. LOUIS MO 63133 6.87500 70.0%
10166522 CLEMONS LINDA 22 WEST MILL STREET COLORADO SP CO 80903 7.50000 80.0%
10166531 KOHLBERG JOHN P 1315 HALL AVENUE WEST ST. PA MN 55118 6.75000 75.0%
10166533 BECKER NANCY 2225 WEST IRVING STREET WICHITA KS 67213 6.25000 80.0%
10166536 ERNST GARY 15851 SUMMIT DR. EDEN PRAIRI MN 55347 6.12500 75.0%
10166538 WHITE ROSE 9410 GLENARK DRIVE ST. LOUIS MO 63136 7.00000 80.2%
10166539 REID PETER J. 6517 BLOOMINGTON AVENUE SOUTH RICHFIELD MN 55423 6.75000 80.0%
10166541 REESE MIKE E. ROUTE 2 BOX 170 NOEL MO 64854 6.75000 75.0%
10166545 OLSON DEBORAH K. 9834 WEST BLUFF LAKE ROAD DANBURY WI 54830 6.87500 65.0%
10166548 REYNOLDS DIANNA 1723 ROBB STREET #27 LAKEWOOD CO 80215 7.37500 75.0%
10166549 JENKINS-JAMES CHRISTY 7 GREENFIELD DRIVE ST. PETERS MO 63376 6.50000 85.0%
10166550 BROOKS RUSHON 12 SLATE MILLS COURT BALTIMORE MD 21228 6.49000 73.0%
10166551 FRUCHTMAN BEVERLY 19002 LONE ROCK STREET CANYON COUN CA 91351 7.75000 80.0%
10166552 SHAUGHNESSY KEVIN 1216 NORTH HENRY STREET POST FALLS ID 83854 7.25000 90.0%
10166553 CONNETT WILLIAM R. 286 NORTH 1500 EAST LAYTON UT 84040 5.99000 71.0%
10166555 FISHER BRUCE C. 194 PARKVIEW AVE. WADSWORTH OH 44281 7.49000 62.7%
10166557 JOHNSON WALLACE 206 BOSWORTH STREET SAN FRANCIS CA 94112 6.99000 80.0%
10166562 ST. JOHN BLAKEY 11548 KAGEL CANYON STREET LAKE VIEW T CA 91342 6.50000 85.0%
10166566 HEI STACY L. 7853 GLENDA COURT APPLE VALLE MN 55124 6.87500 80.0%
10166572 REICHERT EDWIN 16495 CYPRESS LANE ROGERS AR 72756 7.25000 75.6%
10166573 THOMPSON KEITH 2714 STEVENS AVENUE SOUTH MINNEAPOLIS MN 55408 6.62500 75.0%
10166576 MORROW EDDIE 2015 NORTH AND SOUTH ROAD VINITA PARK MO 63114 7.00000 85.0%
10166577 EMMERT KATHERINE 3140 & 3142 WEST 18TH AVENUE EUGENE OR 97402 6.37500 60.0%
10166579 CAREY WILLIAM 409 EAST 12TH STREET WOOD RIVER NE 68883 6.25000 80.0%
10166582 BAKER GORDON 1070 RIVER LOOP 2 EUGENE OR 97404 6.87500 66.1%
10166583 LEWIS ROBERT E. 26906 WELD COUNTY ROAD #20 KEENESBURG CO 80643 6.50000 85.0%
10166590 DAVIS GARY L. 6407 PERRY AVENUE NORTH BROOKLYN CE MN 55429 6.62500 75.0%
10166592 D'AMOUR GLEN BOX 215 NORTH STAR ROUTE TWO HARBORS MN 55616 6.25000 80.0%
10166595 LEWIS JONATHAN S. 394 SOUTHWEST 8TH AVENUE ONTARIO OR 97914 7.00000 85.0%
10166602 THOMPSON VINCENT C. 7110 CABE LANE CHARLOTTE NC 28214 6.75000 80.0%
10166604 WELCH RICHARD V. 5930 PORT TABACCO ROAD INDIAN HEAD MD 20640 6.75000 65.0%
10166608 BUNKLEY JAMES 3105 CLIFFORD SAMPLE DRIVE TAMPA FL 33619 6.75000 65.0%
10166613 EAGLE EDDIE B. 510 WORTHINGTON AVENUE VERSAILLES PA 15132 7.00000 75.0%
10166628 TORRES ROSA 3159 NORTH MARSTON STREET PHILADELPHI PA 19132 6.37500 70.0%
10166632 WILEY WILLIAM 738 PROVIDENCE DRIVE PITTSBURGH PA 15239 6.25000 78.3%
10166634 BERRONG ROGER 920 OLD MAGNOLIA TRAIL CANTON GA 30115 6.75000 26.0%
10166635 CAMULAIRE ARNOLD 918 LINCOLN PLACE BROOKLYN NY 11213 6.87500 80.0%
10166641 RUFFIN JOAN 22 CENTER STREET SEA BRIGHT NJ 07760 6.75000 64.7%
10166645 SMITH JR. STANLEY 2757 MERWETHER LANE MT. PLEASAN SC 29464 6.50000 85.0%
10166646 LIVOLI BARBARA 53 BERKELEY STREET SOMERVILLE MA 02143 6.12500 75.0%
10166650 LINDSEY DENISE 5709 NORTH TALIAFERRO AVENUE TAMPA FL 33604 7.25000 75.0%
10166654 COUGHLAN ROBERT M. 6 MOUNTAIN DRIVE BRODHEADSVI PA 18322 6.75000 65.0%
10166657 SMITH, JR. PATRICK W. 3204 HOLLY AVENUE COLONIAL HE VA 23834 6.75000 75.0%
10166660 HASS STACEY 11400 WEST 1100 NORTH DEMOTTE IN 46310 7.00000 72.2%
10166662 ELAM ISAIAH 168 DABNEY WOODS LANE HENDERSON NC 27536 7.75000 75.0%
10166664 SANCHEZ VICIA 8509 N. 15TH STREET TAMPA FL 33604 7.12500 68.0%
10166672 BILLINGSLEA CORINTHIAN 41 CHESTNUT STREET WYANDANCH NY 11798 6.50000 80.0%
10166675 RICHARDSON JOYCE 4904 EMO STREET CAPITOL HEI MD 20743 7.50000 65.9%
10166677 BISHOP WILLIAM S. 1996 LONDONTOWN LANE TITUSVILLE FL 32796 7.00000 85.0%
10166684 KIMS SR. RONALD J. 229 IOLA AVENUE GLENSHAW PA 15116 6.25000 85.0%
10166686 LLOYD DANIEL 246 99TH STREET STONE HARBO NJ 08247 7.00000 85.0%
10166704 BROWN WANDA 91 BESAW ROAD RICHMOND VT 05477 6.37500 69.2%
10166710 PLUNKETT JEFFREY 311 JURACH ROAD COLCHESTER CT 06415 7.25000 90.0%
10166715 SALAI DANIEL ROUTE 1, BOX 261 FAIRVIEW WV 26570 6.75000 65.0%
10166718 HOSTER THEODORE 11 LOCKWOOD DRIVE OLD GREENWI CT 06870 6.50000 27.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10166517 9.99000 93,189.67 817.48 01 1 103,590.00 360 N
10166521 11.00000 31,500.00 299.99 01 1 45,000.00 360 N
10166522 8.50000 40,000.00 307.57 01 1 50,000.00 360 N
10166531 10.75000 97,425.00 909.45 01 1 129,900.00 360 N
10166533 9.99000 38,400.00 336.71 01 1 48,000.00 360 N
10166536 9.82500 168,672.51 1,459.13 01 1 225,000.00 360 N
10166538 11.50000 39,200.00 388.20 01 3 48,900.00 360 N
10166539 9.99000 67,600.00 592.74 01 1 84,500.00 360 N
10166541 10.75000 37,875.00 353.56 01 1 50,500.00 360 N
10166545 9.25000 86,450.00 711.21 01 2 133,000.00 360 N
10166548 9.75000 52,500.00 451.06 04 3 70,000.00 360 N
10166549 10.50000 102,850.00 940.81 01 1 121,000.00 360 N
10166550 9.99000 106,565.00 934.40 01 1 146,000.00 360 N
10166551 9.25000 105,545.25 868.75 01 1 132,000.00 360 N
10166552 9.99000 64,771.27 568.19 01 1 72,000.00 360 N
10166553 8.99000 97,974.40 788.06 01 1 138,000.00 360 N
10166555 11.99000 58,257.00 598.80 01 1 93,000.00 360 N
10166557 8.69000 235,910.00 1,845.81 01 1 295,000.00 360 N
10166562 8.75000 95,200.00 748.94 01 1 112,000.00 360 N
10166566 8.75000 89,600.00 704.89 01 1 112,000.00 360 N
10166572 9.00000 65,000.00 523.01 01 1 86,000.00 360 N
10166573 10.75000 87,750.00 819.13 06 1 117,000.00 360 N
10166576 10.87500 47,600.00 448.82 01 1 56,000.00 360 N
10166577 9.25000 90,000.00 740.41 05 1 150,000.00 360 N
10166579 10.49000 46,781.36 427.75 01 1 58,500.00 360 N
10166582 9.25000 76,000.00 625.24 01 1 115,000.00 360 N
10166583 9.50000 114,693.55 964.89 01 1 135,000.00 360 N
10166590 10.00000 71,218.48 625.27 01 1 95,000.00 360 N
10166592 9.50000 57,600.00 484.34 01 1 72,000.00 360 N
10166595 9.25000 62,475.50 513.98 01 1 73,500.00 360 N
10166602 10.25000 94,400.00 845.92 01 1 118,000.00 360 N
10166604 10.75000 107,250.00 1,001.16 01 1 165,000.00 360 N
10166608 10.75000 35,670.26 333.72 01 1 55,000.00 360 N
10166613 11.00000 28,500.00 271.42 01 1 38,000.00 360 N
10166628 9.99000 20,990.69 184.14 01 1 30,000.00 360 N
10166632 10.25000 93,960.58 842.34 01 1 120,000.00 360 N
10166634 10.75000 94,964.23 886.81 01 1 365,000.00 360 N
10166635 9.74000 176,000.00 1,510.82 05 1 220,000.00 360 N
10166641 10.75000 59,800.00 558.23 01 1 92,500.00 360 N
10166645 9.75000 161,500.00 1,387.54 09 1 190,000.00 360 N
10166646 7.99000 162,750.00 1,193.07 05 1 217,000.00 360 N
10166650 11.25000 41,250.00 400.65 01 1 55,000.00 360 N
10166654 10.75000 64,875.57 605.83 01 1 99,900.00 360 N
10166657 10.99000 60,728.29 578.08 01 1 81,000.00 360 N
10166660 9.49000 156,000.00 1,310.60 01 1 216,000.00 360 N
10166662 11.75000 116,775.00 1,178.74 01 1 155,700.11 360 N
10166664 10.99000 47,600.00 452.95 01 1 70,000.00 360 N
10166672 9.74000 88,000.00 755.41 01 1 110,000.00 360 N
10166675 12.75000 56,000.00 608.55 01 3 85,000.00 360 N
10166677 10.75000 153,000.00 1,428.23 01 1 180,000.00 360 N
10166684 9.75000 140,250.00 1,204.97 01 1 165,000.00 360 N
10166686 10.62500 272,000.00 2,513.55 12 1 320,000.00 360 N
10166704 8.75000 74,000.00 582.16 01 1 107,000.00 360 N
10166710 11.25000 126,000.00 1,223.79 01 1 140,000.00 360 N
10166715 10.75000 42,900.00 400.47 01 1 66,000.00 360 N
10166718 9.75000 190,000.00 1,632.40 01 1 705,000.00 360 N
</TABLE>
Page 104
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10166719 HOOVER BRIAN L. 424 SOUTH PERSHING AVENUE YORK PA 17403 6.75000 80.0%
10166720 STRONG DONALD 526 ENGLISHTOWN ROAD ENGLISHTOWN NJ 07726 6.75000 75.0%
10166727 DIAZ PABLO 1920 KEYSTONE BOULEVARD NORTH MIAMI FL 33181 6.75000 65.1%
10166729 WALLACE LINDA E. 907 HALE STREET BEVERLY FAR MA 01915 6.62500 62.8%
10166730 SCHAFER ELIZABETH 439 SOUTH SECOND STREET BANGOR PA 18013 6.37500 70.0%
10166731 HOLTSON JAMES A. 870 BARNESTOWN ROAD HOPE ME 04847 6.25000 65.0%
10166737 NUNEZ GENNY 253 22ND STREET IRVINGTON NJ 07111 7.00000 80.0%
10166745 HARLEY FREDERICK 7932 ELDERBERRY CIRCLE NORTH CHARL SC 29418 7.00000 85.0%
10166747 WHEELER STEVEN 4934 DEWEY ROSE COURT TAMPA FL 33624 6.50000 85.0%
10166749 PUCCIO ANTHONY 132 NW 117TH TERRACE CORAL SPRIN FL 33071 7.00000 85.0%
10166762 CUBERO SAMUEL 1524-1526 CENTRAL AVENUE BRIDGEPORT CT 06607 8.00000 75.0%
10166766 LUIBEL JR. JOHN E. 25 REBEL ROAD COLLIERVILL TN 38017 6.75000 80.0%
10166776 EGBERT MERAH 72 CHARITON DRIVE EAST STROUD PA 18301 6.37500 70.0%
10166782 MAHARAJ MIKEY 12 CHARITON DRIVE SMITHFIELD PA 18301 6.87500 70.0%
10166785 FLOOD LINDA 4723 6TH AVENUE NORTH ST. PETERSB FL 33713 7.25000 90.0%
10166786 ZELLARS LISA 609 CEDARLEAF AVENUE CAPITOL HEI MD 20743 7.00000 85.0%
10166818 HIBBS WILLIAM 101 INDIANA AVENUE . RENSSELAER NY 12144 7.37500 85.0%
10166829 HILL STEVEN 162 MUTTON HILL ROAD NEVERSINK NY 12765 7.00000 70.5%
10166834 BATEMAN RALPH 816 2ND AVENUE SOUTHEAST WATERTOWN SD 57201 7.37500 75.0%
10166846 HICKOK THOMAS 238 ROANOKE DRIVE SE LEESBURG VA 20175 7.00000 85.0%
10166857 DANESI LINDA M. 10156 PURCELL ROAD RICHMOND VA 23228 6.62500 75.0%
10166858 CORMICAN SUZETTE 1012 SOUTH FISKE BOULEVARD ROCKLEDGE FL 32955 6.75000 80.0%
10166862 KAMIONKA CHRISTOPHER 144 KETCHIE DRIVE MOORESVILLE NC 28115 6.37500 70.0%
10166863 ANDERSON JOHN 508 ALDERSON ROAD WASHINGTON NC 27889 7.25000 90.0%
10166864 WARD RICHARD 36 MCCABE STREET MANCHESTER CT 06040 7.37500 75.0%
10166865 BRODZINSKI PAULA 436 HUNTING RIDGE ROAD STAMFORD CT 06903 6.62500 56.7%
10166876 JACKSON AVIS 143 LILLIAN AVENUE FREEPORT NY 11520 7.62500 80.0%
10166878 PENA JORGE 1637 N. THOMPSON DRIVE BAY SHORE NY 11706 6.87500 80.0%
10166884 DREW BOYD 288 ISLAND POND ROAD DERRY NH 03038 6.50000 90.0%
10166893 FEANNY HEADLEY 8720 SHERMAN CIRCLE 402 MIRAMAR FL 33025 6.75000 65.0%
10166894 GLEAVES MARY 1200 35TH AVENUE NORTH ST. PETERSB FL 33704 6.75000 80.0%
10166895 WATKINS ANN 1232 NORTH 2ND STREET NASHVILLE TN 37207 6.12500 43.5%
10166908 WISE SR. RICHARD 4790 JANICE DRIVE COLLEGE PAR GA 30337 6.25000 80.0%
10166909 EASTERWOOD BRIAN 5731 BARTLETT WOODS DRIVE BARTLETT TN 38134 6.75000 65.0%
10166911 GLENN JULIE 108 ELDRIDGE COURT WYNNE AR 72396 6.37500 66.4%
10166913 YOUNG RICHARD C. LOT 25 OLD MOUNTAIN VILLAGE STONY POINT NC 28681 6.50000 75.0%
10166916 LUCAS CAROLYN 208 PROSPECT STREET ENGLEWOOD NJ 07631 6.87500 80.0%
10166920 LEWIS ROY ROUTE 96 EAST BOOTHB ME 04544 7.25000 90.0%
10166922 BALDWIN JAMES W. RR1 BOX 21 HOULTON ME 04730 6.75000 65.0%
10166926 COOPER VERNON L. 5902 QUINN ORCHARD ROAD FREDERICK MD 21704 6.12500 74.1%
10166927 GOLD ROBIN 229 NASSAU ROAD HUNTINGTON NY 11743 7.00000 80.0%
10166930 CRAIG JEAN E. 2803 PALM BOULEVARD ISLE OF PAL SC 29451 7.50000 60.0%
10166958 FERRY, JR. D. GERALD 350 PLEASANT STREET PEMBROKE MA 02359 6.62500 75.0%
10166963 MILLER DALE M. 853 RIDGE ROAD BRIDGEVILLE PA 15017 7.37500 75.0%
10166964 THOMAS CHRISTOPHER 102 RAINBOW PLACE LAVERGNE TN 37086 7.00000 75.0%
10166969 MCKNIGHT JOE 37 MCMILLAN ROAD MERCER PA 16137 6.50000 85.0%
10166979 MIXSON JEFFERY 32 LAWRENCE STREET NORTH CHARL SC 29405 6.50000 87.4%
10166983 KRUG JEFFREY 403 PINE STREET HANOVER PA 17331 6.25000 80.0%
10166994 CHANG ARLENE 11759 SW 103 AVENUE MIAMI FL 33186 7.00000 85.0%
10167000 FALES DAVID E. 138 VIRGINIA AVENUE DUMONT NJ 07628 7.25000 90.0%
10167001 VAIRD SONIA 677 POST ROAD DRIVE STONE MOUNT GA 30088 7.25000 90.0%
10167004 BAKER WILLIAM 751 GLENN AVENUE PITTSBURGH PA 15221 6.75000 65.0%
10167005 HUBRIGHT WILLIAM 5974 WILLIAMS STREET WOLCOTT NY 14590 6.75000 65.0%
10167013 POLLICINO LEE 1617 4TH STREET RENSSELAER NY 12144 6.75000 65.0%
10167021 WOOD MARSHALL 2828 BELVEDERE AVENUE CHARLOTTE NC 28205 6.50000 70.0%
10167029 BLACKWELL WILLIAM S. 1310 FARR ROAD READING PA 19611 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10166719 10.75000 23,920.00 223.29 01 1 29,900.00 360 N
10166720 8.99000 97,500.00 783.81 01 1 130,000.00 360 N
10166727 10.75000 68,274.28 637.57 01 1 105,000.00 360 N
10166729 9.74000 154,927.52 1,330.56 01 1 247,000.00 360 N
10166730 10.25000 35,000.00 313.64 01 1 50,000.00 360 N
10166731 8.99000 48,750.00 391.91 01 1 75,000.00 360 N
10166737 10.25000 84,000.00 752.73 06 1 105,000.00 360 N
10166745 11.12500 91,800.00 882.92 01 1 108,000.00 360 N
10166747 10.75000 119,000.00 1,110.85 01 1 140,000.00 360 N
10166749 10.12500 103,955.20 922.30 09 1 122,400.00 360 N
10166762 12.00000 105,000.00 1,080.05 06 3 140,000.00 360 N
10166766 10.75000 68,800.00 642.24 01 1 86,000.00 360 N
10166776 9.99000 95,200.00 834.75 01 1 136,000.00 360 N
10166782 10.75000 121,100.00 1,130.45 01 1 173,000.00 360 N
10166785 11.25000 81,900.00 795.47 01 1 91,000.00 360 N
10166786 10.62500 84,107.00 777.24 01 1 98,950.00 360 N
10166818 10.50000 85,000.00 777.53 01 1 100,000.00 360 N
10166829 11.25000 80,000.00 777.01 01 1 113,500.00 360 N
10166834 10.50000 74,970.19 686.06 01 1 100,000.00 360 N
10166846 11.12500 79,050.00 760.29 10 1 93,000.00 360 N
10166857 10.25000 46,105.65 413.33 09 1 61,500.00 360 N
10166858 10.75000 56,000.00 522.75 01 1 70,000.00 360 N
10166862 9.50000 108,500.00 912.33 01 1 155,000.00 360 N
10166863 11.25000 171,000.00 1,660.86 01 1 190,000.00 360 N
10166864 11.00000 96,750.00 921.38 01 1 129,000.00 360 N
10166865 9.75000 170,000.00 1,460.57 01 1 300,000.00 360 N
10166876 10.49000 92,000.00 840.88 01 1 115,000.00 360 N
10166878 9.74000 131,938.28 1,133.12 01 1 165,000.00 360 N
10166884 9.99000 91,800.00 804.94 01 1 102,000.00 360 N
10166893 10.75000 25,864.70 254.85 04 1 42,000.00 360 N
10166894 10.75000 60,800.00 567.56 01 1 76,000.00 360 N
10166895 9.25000 30,000.00 246.81 01 1 69,000.00 360 N
10166908 10.50000 67,920.00 621.30 01 1 84,900.00 360 N
10166909 10.75000 78,000.00 728.12 01 1 120,000.00 360 N
10166911 9.49000 82,959.08 697.31 01 1 125,000.00 360 N
10166913 9.99000 56,625.00 496.51 01 1 75,500.00 360 N
10166916 9.74000 149,530.05 1,284.20 01 1 187,000.00 360 N
10166920 10.25000 83,664.90 750.04 01 1 93,000.00 360 N
10166922 10.75000 28,925.00 270.01 01 1 44,500.00 360 N
10166926 8.75000 163,000.00 1,282.33 01 1 220,000.00 360 N
10166927 10.25000 163,131.56 1,462.44 01 1 204,000.00 360 N
10166930 10.50000 243,000.00 2,222.82 01 3 405,000.00 360 N
10166958 9.25000 195,000.00 1,604.22 01 1 260,000.00 360 N
10166963 11.00000 54,730.48 521.40 01 3 73,000.00 360 N
10166964 9.62500 121,050.00 1,028.92 01 1 161,400.00 360 N
10166969 10.75000 69,700.00 650.64 01 1 82,000.00 360 N
10166979 9.99000 30,600.00 268.32 01 1 35,000.00 360 N
10166983 10.25000 49,977.08 448.06 01 1 62,500.00 360 N
10166994 11.12500 93,500.00 899.27 10 1 110,000.00 360 N
10167000 11.25000 146,650.46 1,424.85 01 1 163,000.00 360 N
10167001 9.75000 112,500.00 966.55 01 1 125,000.00 360 N
10167004 10.75000 40,300.00 376.20 01 1 62,000.00 360 N
10167005 10.75000 32,435.00 302.78 01 1 49,900.00 360 N
10167013 10.75000 58,477.97 546.09 01 1 90,000.00 360 N
10167021 10.00000 420,000.00 3,685.81 01 1 600,000.00 360 N
10167029 10.75000 94,500.00 882.14 01 1 105,000.00 360 N
</TABLE>
Page 105
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10167034 HINDS, JR. GARY J. 1066 MERELINE AVENUE WOODBRIDGE NJ 07701 6.87500 70.0%
10167045 GUEVARA IGNACIO 5444 SW 148 PLACE MIAMI FL 33185 6.25000 61.8%
10167048 HILL BRANDON 19420 PYRITE LANE BROOKEVILLE MD 20833 6.25000 80.0%
10167062 SCHULMAN ELAINE 596 OLD TOLL ROAD ASHEVILLE NC 28804 7.12500 65.0%
10167074 TAYLOR RUDOLPH 1207 FAIRMONT STREET, N.W. WASHINGTON DC 20009 6.75000 65.0%
10167076 MAHONEY JR. JAMES J. RR 1 BOX 2802 FAIR HAVEN VT 05743 6.75000 75.0%
10167078 GOMES JADHIEL D. 6542 NORTHWEST 171 STREET MIAMI FL 33015 8.00000 90.0%
10167079 REES GARY R. 8 PRINCE STREET CUMBERLAND ME 04021 7.00000 80.0%
10167083 BULLEN DANA 6011 VILLAGE ON THE GREEN 32 CARRABASSET ME 04947 6.37500 70.0%
10167088 WILLIAMS FRANCINE D. 916 GILBERT STREET DURHAM NC 27701 7.50000 60.0%
10167096 PERRAS, JR. ARMAND R. 1031 WEST SWANZEY ROAD WEST SWANZE NH 03469 6.75000 56.9%
10167104 MARCANO MARCO A. 7120 CHESTER COURT ANCHORAGE AK 99504 6.62500 75.0%
10167106 TUDOR SR DILLARD 1021 MIDDLEHOFF LANE OROVILLE CA 95965 6.12500 75.0%
10167129 ALVIS ARTHUR 327-329 EAST 51ST STREET LONG BEACH CA 90805 7.00000 80.0%
10167130 MCBRIDE DALLIN D. 1772 NORTH 1220 WEST CLINTON UT 84015 6.12500 80.0%
10167138 WARD JEFFREY T. 23224 SHOOTING STAR LANE MURRIETA CA 92562 7.00000 85.0%
10167141 GARZA BENIGNO 1508 SOUTH MONROE STREET MOSES LAKE WA 98837 6.25000 80.0%
10167142 SCOZZAFAVE JULIE M. 7641 NORTHEAST 123RD STREET KIRKLAND WA 98034 7.25000 90.0%
10167146 HARREL LARRY E. 2708 SHELTON AVENUE YAKIMA WA 98902 6.25000 80.0%
10167147 REAL WILFREDO M. 9919 SOUTHWEST 211TH PLACE VASHON WA 98070 6.25000 80.0%
10167153 AMOAH KOFI 5030 SOUTH CHARITON AVENUE LOS ANGELES CA 90056 6.87500 70.0%
10167159 BLAKELY ARTHUR 4200 & 4202 4TH STREET LOS ANGELES CA 90008 7.00000 69.3%
10167163 DART JIM 2139 PAMO ROAD RAMONA CA 92065 6.25000 80.0%
10167167 SILVA DELANE F. 1175 SAN LUCAS ROAD PALM SPRING CA 92264 6.25000 80.0%
10167175 SPRY DESMOND 1833 SOUTH POGUE STREET AIRWAY HEIG WA 99001 6.37500 69.2%
10167178 SITA THOMAS R. 6 JESSICA WAY WAYNE NJ 07470 5.75000 29.0%
10167200 HOAGLAND KERRI A. 236 WEST CANADA SAN CLEMENT CA 92672 6.25000 80.0%
10167214 GERBERDING STEVEN H. 8512 WEAVER WAY JOSHUA TREE CA 92252 6.00000 70.0%
10167221 HON HAROLD H. 4356 SOUTH MARY CIRCLE LAKE PARK FL 33410 6.25000 85.0%
10167237 ELLERS ROBERT A. 20453 LUCAS AVENUE EAGLE RIVER AK 99577 7.25000 90.0%
10167249 IBARRA ADAM 1077 SIERRA VISTA WAY LAFAYETTE CA 94549 7.00000 70.0%
10167264 STEELE THOMAS ROY 6672-6674 VISTA DEL MAR PLAYA DEL R CA 90293 6.12500 61.8%
10167269 TANG ED 3721 EASTWIND DRIVE ANCHORAGE AK 99516 7.00000 80.0%
10167273 PUTTRE EILEEN M. 2624 BROOKSTONE LOOP ANCHORAGE AK 99515 6.75000 65.0%
10167278 RAMOS JR. TONY 5503 MT. AIX WAY YAKIMA WA 98901 6.25000 80.0%
10167286 ALAVEKIOS STEVEN 6718 137TH DRIVE NORTHEAST LAKE STEVEN WA 98258 7.00000 75.0%
10167293 MCELRAVY TIMOTHY 6628 WILLOW ROAD EVERETT WA 98203 6.12500 75.0%
10167294 GEORGE RICHARD 12741 SOUTHEAST 172ND STREET RENTON WA 98058 6.50000 90.0%
10167301 MAZUR DAVID 6315 ROYAL GROVE DRIVE HUNTINGTON CA 92648 6.12500 80.0%
10167308 ROCHAT NANCY 3608 WEST LAKESHORE DRIVE MOSES LAKE WA 98837 6.50000 85.0%
10167311 VON HOLTUM PATTY E. 760 JEFFERSON STREET PRESCOTT WI 54021 6.37500 48.3%
10167320 LOVATO CHARLES J. 64214 NORTHEAST 179TH STREET BARING WA 98224 7.64500 85.0%
10167355 JOHNSON CRAIG W. 951 4TH STREET MUKILTEO WA 98275 6.50000 85.0%
10167363 SINGH KULDIP 5718 SHERWOOD LAKE COURT BAKERSFIELD CA 93313 6.25000 80.0%
10167372 DELLA GIUSTINA LYNNE J. 750 HILLCREST DRIVE POMONA CA 91768 6.62500 75.0%
10167374 POULOS STEVEN 31561 VIA COYOTE COTO DE CAZ CA 92679 6.75000 75.0%
10167411 GLASGOW LILLIAN 915 94TH STREET SOUTHEAST EVERETT WA 98208 6.50000 85.0%
10167420 VAN NOCKEN VICTORIA J. 8332 NORTHEAST NEW HOLLAND COURT BAINBRIDGE WA 98110 6.25000 85.0%
10167435 JOSEPH CARSON RICHARD 1761 EAST 108TH STREET LOS ANGELES CA 90059 6.75000 62.3%
10167454 DEWOLFE VINCENT T. 4214 NORTH MARTIN STREET SPOKANE WA 99207 6.75000 80.0%
10167463 BARRAZA RAMONA 19502 BRANDING IRON ROAD WALNUT CA 91789 6.75000 65.0%
10167516 CHANG LINCOLN 46-169 LILIPUNA STREET KANEOHE HI 96744 5.62500 53.6%
10167525 LITTEKEN GLORIA 1050 GINGER CIRCLE CORONA CA 91719 6.50000 85.0%
10167536 WREN STEVEN 2408 NORTH PERRY STREET SPOKANE WA 99207 6.12500 75.0%
10167564 COLBERT HILARY 33 NORTHEAST COOK STREET PORTLAND OR 97212 6.37500 70.0%
10167566 SHAIKH IQBAL 7639 MELROSE STREET BUENA PARK CA 90621 6.12500 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10167034 10.49000 103,558.74 946.90 01 1 148,000.00 360 N
10167045 8.25000 105,000.00 788.83 09 1 170,000.00 360 N
10167048 9.49000 409,600.00 3,441.16 01 1 512,000.00 360 N
10167062 9.75000 313,803.52 2,697.32 01 1 483,000.00 360 N
10167074 10.75000 147,164.57 1,374.28 01 1 226,500.00 360 N
10167076 10.99000 93,750.00 892.10 01 1 125,000.00 360 N
10167078 11.50000 71,100.00 704.10 10 1 79,000.00 360 N
10167079 11.00000 82,400.00 784.72 01 1 103,000.00 360 N
10167083 9.50000 162,400.00 1,365.55 04 1 232,000.00 360 N
10167088 11.50000 28,790.79 285.21 01 3 48,000.00 360 N
10167096 10.75000 33,000.00 308.05 01 1 58,000.00 360 N
10167104 10.00000 102,375.00 898.42 01 1 136,500.00 360 N
10167106 9.75000 60,000.00 515.50 01 1 80,000.00 360 N
10167129 8.99000 132,000.00 1,061.16 05 1 165,000.00 360 N
10167130 8.00000 108,000.00 792.47 01 1 135,000.00 360 N
10167138 9.37500 127,500.00 1,060.49 01 1 150,000.00 360 N
10167141 9.25000 92,000.00 756.87 01 1 115,000.00 360 N
10167142 9.50000 166,500.00 1,400.03 01 1 185,000.00 360 N
10167146 9.50000 111,600.00 938.40 01 1 139,500.00 360 N
10167147 8.99000 138,324.24 1,112.61 01 1 173,000.00 360 N
10167153 9.75000 339,341.61 2,916.83 09 1 485,017.00 360 N
10167159 11.36500 140,000.00 1,372.01 05 1 202,000.00 360 N
10167163 8.49000 135,917.44 1,044.76 01 1 170,000.00 360 N
10167167 9.99000 80,364.35 704.98 01 1 100,500.00 360 N
10167175 9.95000 57,000.00 498.12 01 1 82,400.00 360 N
10167178 5.99000 109,500.00 923.44 01 1 378,000.00 180 N
10167200 8.49000 155,905.30 1,198.40 05 1 195,000.00 360 N
10167214 8.50000 65,800.00 505.95 01 1 94,000.00 360 N
10167221 7.75000 62,900.00 592.07 01 1 74,000.00 180 N
10167237 10.99000 207,000.00 1,969.75 01 1 230,000.00 360 N
10167249 11.50000 315,000.00 3,119.42 01 1 450,000.00 360 N
10167264 8.25000 340,000.00 2,554.31 12 1 550,000.00 360 N
10167269 10.25000 271,885.93 2,437.40 01 1 340,000.00 360 N
10167273 9.99000 121,700.00 1,067.11 09 1 187,280.00 360 N
10167278 9.99000 94,000.00 824.23 01 1 117,500.00 360 N
10167286 10.25000 281,250.00 2,520.29 01 1 375,000.00 360 N
10167293 9.25000 102,546.80 844.07 01 1 136,800.00 360 N
10167294 10.25000 137,700.00 1,233.94 01 1 153,000.00 360 N
10167301 8.25000 451,000.00 3,388.22 09 1 563,820.00 360 N
10167308 9.50000 229,500.00 1,929.77 01 1 270,000.00 360 N
10167311 9.99000 40,000.00 350.74 01 1 82,900.00 360 N
10167320 10.50000 92,950.00 850.26 01 1 109,400.00 360 N
10167355 9.99000 148,750.00 1,304.29 01 1 175,000.00 360 N
10167363 8.50000 88,625.00 681.45 01 1 110,781.00 360 N
10167372 8.74000 142,500.00 1,120.04 01 1 190,000.00 360 N
10167374 10.75000 266,250.00 2,485.40 09 1 355,000.00 360 N
10167411 9.99000 151,300.00 1,326.65 01 1 178,000.00 360 N
10167420 9.50000 250,750.00 2,108.45 09 1 295,000.00 360 N
10167435 10.75000 74,750.00 697.78 01 1 120,000.00 360 N
10167454 10.75000 60,000.00 560.09 01 1 75,000.00 360 N
10167463 10.75000 169,000.00 1,577.59 01 1 260,000.00 360 N
10167516 8.99000 299,835.79 2,411.71 01 1 560,000.00 360 N
10167525 10.87500 198,900.00 1,875.41 01 1 234,000.00 360 N
10167536 9.50000 48,750.00 409.92 01 1 65,000.00 360 N
10167564 9.75000 99,400.00 854.00 01 1 142,000.00 360 N
10167566 9.36500 135,000.00 1,121.88 01 1 180,000.00 360 N
</TABLE>
Page 106
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10167577 SMITH HERMAN 2655 ONEIDA STREET DENVER CO 80207 6.25000 75.0%
10167590 MARTINEZ ANTONIO C. 222 CUSTER AVENUE YAKIMA WA 98902 7.00000 85.0%
10167593 SANCHEZ AUDIEL A. 606 WEST VIOLA AVENUE YAKIMA WA 98902 6.50000 83.2%
10167599 FREER DALE 1304 CARMEN DRIVE GLENDALE CA 91207 6.50000 90.0%
10168120 COHEN YEHUDA 5147 GOODLAND AVENUE NORTH HOLLY CA 91607 6.12500 80.0%
10168123 GONZALES WILLIAM 914 LIVE OAK LANE SEABROOK TX 77586 7.00000 80.0%
10168124 JONES SHIRLEY 3110 EAST WEBBER DRIVE PEARLAND TX 77584 7.25000 90.0%
10168127 BURNS MICHAEL 10831 ROYCROFT STREET #38 (SUN VALLEY CA 91352 6.75000 75.0%
10168129 COLLINS NICHOLAS 13913 FELICITY DRIVE BAKER LA 70714 6.25000 80.0%
10168130 JUSTICE ROSEMARY 109 & 111 NORTH WAYNE AVENUE LUBBOCK TX 79416 6.50000 85.0%
10168133 SERRA MAGDALENA 10260 PLAINVIEW AVENUE #15 (TUJUNGA AR CA 91042 7.00000 85.0%
10168144 BORGUDAN BRANKO 970-76 WEST 23RD STREET SAN PEDRO CA 90721 6.50000 85.0%
10168149 BROWN TERRY 2622 OLIVER AVENUE NO MINIAPOLIS MN 55411 6.75000 75.0%
10168150 VU THO DANG 5941 LANGPORT CIRCLE HUNTINGTON CA 92649 6.50000 85.0%
10168164 KAY NEIL B. 5600 SOUTH 3570 WEST TAYLORSVILL UT 84118 5.75000 80.0%
10168177 FIENE LYNNE M. 3114 WEST 168TH STREET TORRANCE CA 90504 7.12500 70.0%
10168178 COOPER THOMAS C. 2133 CARDILLO AVE. PALM SPRING CA 92262 7.37500 75.0%
10168183 GUY GEORGE 6858 GREENWELL STREET BATON ROUGE LA 70812 7.25000 70.0%
10168184 AVEDISIAN SARKIS 9841 TUNNEY AVENUE LOS ANGELES CA 91324 6.62500 75.0%
10168189 SCHELD LYNN P. 2862 THERESA COURT CASTRO VALL CA 94546 7.00000 85.0%
10168196 PACKER JOEL M. 700 LAPOINT DRIVE S.E. STEWARTVILL MN 55976 7.25000 90.0%
10168200 GLASSCOCK DOUGLAS 6105 MOUNTAIN VILLA DRIVE AUSTIN TX 78731 5.87500 65.0%
10168208 BOONE DANIEL 1125 ELMWOOD DR. ABILENE TX 79605 6.75000 54.6%
10168212 TUCKER GEORGE 4452 BANNISTER DRIVE POWDER SPRI GA 30127 7.00000 80.0%
10168213 LARSELL DAVID D. 3941 ELMIRA ROAD EUGENE OR 97402 6.25000 78.6%
10168215 WILLIAMS JENNIFER N. 1218 WEDGECREST LANE GARLAND TX 75040 6.50000 85.0%
10168220 GAYLES RAY ALONZO 7842 LA SALLE AVENUE LOS ANGELES CA 90047 7.00000 70.0%
10168245 WEENING MARTIN A. 4908 RUPERT AVENUE (ENCINO ARE CA 91316 7.25000 90.0%
10168248 RAILEY LISA M. 131 WOODLAWN AVENUE LEBANON KY 40033 6.12500 75.0%
10168251 CROUCH JANICE R. 805 ROTTERDAM WAY EL PASO TX 79912 6.25000 80.0%
10168255 NIZZA CALOGERO 1602 ROCKIN DR. HOUSTON TX 77077 7.00000 80.0%
10168267 SARAGA MARYLIN R. 8401 NEVADA AVENUE WEST HILLS CA 91304 6.25000 80.0%
10168278 FLOWERS MICHAEL K 1024 DUXBERRY AVENUE COLUMBUS OH 43211 6.87500 75.0%
10168283 TANG THANH 744 #A,B,C & D SOUTH CHAPEL AVEN ALHAMBRA CA 91801 6.12500 80.0%
10168285 CHANG YI HWA 119 PEARTREE COURT WALNUT CA 91789 6.25000 80.0%
10168287 GARCIA FABIAN 11819 SOUTH EVELYN CIRCLE HOUSTON TX 77071 6.75000 80.0%
10168306 LAWSON MARY ROSE 7013 8TH COURT KEIZER OR 97303 7.00000 85.0%
10168307 MORALES MARY 902 CANADIAN HOUSTON TX 77009 6.12500 42.9%
10168311 STROHMANN HAROLD E 9202 ROY BEAN DRIVE HOUSTON TX 77041 6.37500 70.0%
10168313 ZAMORA ANTONIO F. 5493 FIRE RIDGE CIRCLE EL PASO TX 79932 7.25000 90.0%
10168328 LOFTIN REGINALD 1230 CHEYENNE ROAD DALLAS TX 75217 7.25000 90.0%
10168334 RAYOS CELIA 8609 CAMPANA EL PASO TX 79907 6.25000 80.0%
10168341 SIMMONS GREGORY L. 1009 SUNSET DRIVE HENRY IL 61537 6.25000 80.0%
10168351 GALLATIN CHRIS 19611 PLEASANTDALE STREET CANYON COUN CA 91351 7.25000 90.0%
10168353 LY ANNIE 44249 WESTRIDGE DRIVE LANCASTER CA 93536 6.25000 80.0%
10168356 DAVIS ISAAC 1051 PIKE STREET MACON GA 31204 6.50000 75.0%
10168363 TUCKER WILLIAM J. 712 SOUTH THIRD STREET HOMER LA 71040 7.25000 70.0%
10168372 CAMPBELL EMMANETTE 953 SWISS TRAILS ROAD DUARTE CA 91010 5.87500 46.2%
10168390 VENABLE BARBARA F. 4207 CLEAR LAKE DRIVE SAN ANTONIO TX 78217 7.00000 80.0%
10168400 FORTMAN ROBERT T. 3511 TOMLINSON COURT ARLINGTON TX 76017 6.62500 80.0%
10168413 CHILDS MACK 1000 EAST OHIO VAN TX 75790 6.62500 70.5%
10168422 LOERA JORGE 1728 LIBBEY DRIVE HOUSTON TX 77018 7.25000 87.1%
10168432 ALVAREZ MICHAEL 1591 S.E. 11TH STREET GRESHAM OR 97080 6.25000 80.0%
10168433 BRANDT SARAH E 512 FIRST STREET #3 CRESTED BUT CO 81224 6.25000 80.0%
10168451 LALLEY JAMES E 46536 CRESTVIEW ROAD NEW WATERFO OH 44445 6.75000 75.0%
10168461 BYNUM-ANDREWS TOMEKA 7325 ARBORCREST DRIVE DALLAS TX 75232 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10167577 9.99000 71,250.00 624.75 01 1 95,000.00 360 N
10167590 10.62500 65,450.00 604.83 01 1 77,000.00 360 N
10167593 10.50000 79,000.00 722.65 01 1 95,000.00 360 N
10167599 9.75000 261,000.00 2,242.40 01 1 290,000.00 360 N
10168120 8.75000 239,861.91 1,888.09 01 1 300,000.00 360 N
10168123 10.74000 208,000.00 1,940.08 09 1 260,000.00 360 N
10168124 9.99000 124,590.74 1,092.94 09 1 138,496.00 360 N
10168127 9.75000 84,750.00 728.14 04 1 113,000.00 360 N
10168129 10.75000 58,400.00 545.16 01 1 73,000.00 360 N
10168130 10.25000 166,530.13 1,492.91 05 1 196,000.00 360 N
10168133 11.87500 32,300.00 329.14 04 1 38,000.00 360 N
10168144 9.75000 140,184.56 1,204.97 12 1 165,000.00 360 N
10168149 10.99000 37,500.00 356.84 01 1 50,000.00 360 N
10168150 9.99000 276,250.00 2,422.26 01 1 325,000.00 360 N
10168164 10.50000 90,400.00 826.93 01 1 113,000.00 360 N
10168177 9.74000 123,142.39 1,057.58 01 3 176,000.00 360 N
10168178 10.00000 121,875.00 1,069.55 01 3 162,500.00 360 N
10168183 11.50000 32,900.00 325.81 01 3 47,000.00 360 N
10168184 8.99000 337,315.26 2,713.18 01 1 450,000.00 360 N
10168189 10.25000 161,500.00 1,447.21 09 1 190,000.00 360 N
10168196 11.25000 122,400.00 1,188.83 01 1 136,000.00 360 N
10168200 8.75000 195,000.00 1,534.07 01 1 300,000.00 360 N
10168208 10.75000 90,000.00 840.14 01 1 165,000.00 360 N
10168212 10.74000 60,000.00 559.64 01 3 75,000.00 360 N
10168213 9.50000 88,000.00 739.96 01 1 112,000.00 360 N
10168215 10.50000 128,298.99 1,174.07 01 1 151,000.00 360 N
10168220 10.99000 97,964.98 932.54 01 1 140,000.00 360 N
10168245 9.50000 411,300.00 3,458.44 01 1 457,000.00 360 N
10168248 10.25000 30,375.00 272.20 01 1 40,500.00 360 N
10168251 9.99000 88,000.00 771.62 01 1 110,000.00 360 N
10168255 10.00000 101,555.05 891.62 01 1 127,000.00 360 N
10168267 9.50000 127,137.43 1,069.57 01 1 159,000.00 360 N
10168278 11.00000 42,000.00 399.98 01 3 56,000.00 360 N
10168283 8.50000 335,796.45 2,583.55 12 1 420,000.00 360 N
10168285 9.99000 184,000.00 1,613.38 01 1 230,000.00 360 N
10168287 10.50000 47,181.24 431.76 09 1 59,000.00 360 N
10168306 10.87500 106,250.00 1,001.83 01 1 125,000.00 360 N
10168307 8.99000 30,000.00 241.18 01 1 70,000.00 360 N
10168311 8.49000 316,207.92 2,430.61 01 1 452,000.00 360 N
10168313 9.99000 57,079.68 500.72 01 1 63,450.00 360 N
10168328 9.99000 72,867.67 639.22 01 1 81,000.00 360 N
10168334 9.99000 45,600.00 399.84 01 1 57,000.00 360 N
10168341 9.50000 70,800.00 595.33 01 1 88,500.00 360 N
10168351 9.99000 161,478.37 1,416.53 01 1 179,500.00 360 N
10168353 8.99000 159,960.00 1,285.93 01 1 199,950.00 360 N
10168356 11.00000 36,000.00 342.84 01 1 48,000.00 360 N
10168363 10.25000 31,500.00 282.28 01 1 45,000.00 360 N
10168372 8.25000 60,000.00 450.76 10 1 130,000.00 360 N
10168390 9.50000 59,890.53 503.84 09 1 74,900.00 360 N
10168400 9.75000 98,354.09 845.41 01 1 123,000.00 360 N
10168413 8.99000 55,000.00 442.15 01 1 78,000.00 360 N
10168422 10.99000 56,625.00 538.83 01 1 65,000.00 360 N
10168432 9.50000 103,200.00 867.77 01 1 129,000.00 360 N
10168433 8.50000 87,946.67 676.65 04 1 110,000.00 360 N
10168451 11.50000 36,738.25 363.94 01 1 49,000.00 360 N
10168461 11.50000 44,000.00 435.73 01 1 55,000.00 360 N
</TABLE>
Page 107
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10168464 SMITH TERRY YVONNE 1246 ESSEX DRIVE DeSOTO TX 75115 7.00000 85.0%
10168492 BROWN HORTENSIA C. 2717 TEAK WOOD LN. PLANO TX 75075 6.25000 80.0%
10168493 DANNER KARSTON I 2610 20TH STREET LANE NORTHEAST HICKORY NC 28601 7.00000 80.0%
10168498 MAXEY KENNETH 2116 5TH PLACE NORTHEAST BIRMINGHAM AL 35215 6.25000 85.0%
10168503 MCCRAY GILBERT L. 109 MCCRAY LANE HAMMOND LA 70401 6.62500 74.6%
10168519 MEDRANO FRANK 615 CIRCLE DRIVE ROUND ROCK TX 78664 7.00000 75.0%
10168527 BECNEL LONNY JOHN 22684 HIGHRIDGE STREET VACHERIE LA 70090 6.87500 65.0%
10168535 ACREY CHERYL E. 6219 LE SAGE AVENUE WOODLAND HI CA 91367 7.25000 90.0%
10168544 QUINN VICTOR L. 1455-57 NORTH VILLERE STREET NEW ORLEANS LA 70116 7.25000 75.0%
10168545 HARROD JR TROY GLENN 1510 WEST WALTON ROAD LUMBERTON TX 76657 7.25000 90.0%
10168552 GOLDHILL JONATHON 14323 TIARA STREET (VAN NUYS A CA 91401 7.00000 85.0%
10168556 QUINN VICTOR 2114-16 SIMON BOLIVAR BOULEVARD NEW ORLEANS LA 70113 7.25000 75.0%
10168560 BABINO GAYLE 3676 3RD AVENUE LOS ANGELES CA 90018 6.12500 73.2%
10168568 PEET NANCY 8620 WINCHESTER BOULEVARD EL PASO TX 79907 7.25000 90.0%
10168572 RAY RONALD 2624 NEBRASKA AVENUE ST. LOUIS MO 63118 7.50000 60.0%
10168576 ROHR JANICE 8201 CANNA LANE OKLAHOMA CI OK 73132 6.75000 63.7%
10168580 TIPTON GREGORY 7026 SHOSHONE AVENUE (VAN NUYS A CA 91406 7.00000 85.0%
10168584 MURILLO GUSTAVO 3226 38TH STREET METAIRIE LA 70001 7.25000 90.0%
10168593 HUYNH CANH 2845 ESTES LANE PORT NECHES TX 77651 6.50000 85.0%
10168597 EDWARDS JOHN 3696 JAMESTOWN ROAD FREMONT CA 94538 6.12500 71.1%
10171608 MARTINEZ RENE 9116 CORDOVA NE ALBUQUERQUE NM 87112 6.25000 80.0%
10172607 SEM GLORIA M. 205 OAK STREET UNDERWOOD MN 56586 7.00000 85.0%
10172617 WINTER WAYNE 702 NORTH HAMILTON MARISSA IL 62257 7.25000 90.0%
10172624 DICKSON SALENA 1012 STONEBROOK LANE GRAIN VALLE MO 64029 6.75000 71.1%
10172632 QUIJADA EDWARD 4618 14TH AVENUE 1,2,3,4 SACRAMENTO CA 95820 7.62500 70.0%
10172636 SWAN SHARON 4247 2ND AVENUE SOUTH MINNEAPOLIS MN 55409 6.25000 80.0%
10172637 WILLETT GRANT 1753 PERKINS LANE MAPLE PLAIN MN 55359 6.62500 75.0%
10172641 HILLBECK DAVID 4304 QUINCY STREET NORTHEAST COLUMBIA HE MN 55421 6.12500 75.0%
10172643 KOELFGEN FRANK J 3 5TH STREET NORTHEAST BUFFALO MN 55313 6.75000 70.0%
10172649 ATWATER MARCELLA 434 CRAVEN STREET DURHAM NC 27704 7.25000 90.0%
10172650 HILL KRIS 13226 PEACOCK DRIVE LITTLETON CO 80124 6.75000 80.0%
10172656 STACKELHOUSE STEVEN 6244 EAST LIONS POINT LITTLETON CO 80124 6.12500 80.0%
10172657 EARLY KARL 47300 WEST SEVEN MILE ROAD NORTHVILLE MI 48167 6.25000 79.5%
10172659 KILCREASE TERESA 3001 SOUTH DAHLIA STREET DENVER CO 80222 6.12500 75.0%
10172674 HITE RHONDA L. 10400 BARON ST. LOUIS MO 63136 6.75000 80.0%
10172679 KELLEY WILLIAM G. 10328 HORTON STREET OVERLAND PA KS 66207 6.25000 80.0%
10172680 JULIAN JOHN A 140 EAST FAIRWAY DR HAMILTON OH 45013 6.49000 85.0%
10172682 LORANT FRANK L. 230 BREWER AVENUE WINTER PARK FL 32789 7.25000 90.0%
10172683 HARNETT ROBERT D 4 LAFAYETTE PLACE STATION NY 11776 6.99000 69.7%
10172684 COOKSEY LEW 3991 SQUAW CREEK ROAD CASPER WY 82604 7.25000 89.9%
10172688 PRUITT, JR. ROBERT J. 4343 HIGHWAY 18 WEST QUITMAN MS 39355 6.75000 80.0%
10172689 VREES PETER J .5 N LIBERTY ST MIDDELTON MA 01949 5.99000 75.0%
10172692 OBRIEN KENNETH 985 BELLOWS STREET WEST ST. PA MN 55118 6.00000 70.0%
10172693 NORBERG GRAHAM G 1770 GARLAND LANE PLYMOUTH MN 55447 6.87500 79.7%
10172700 HOLLE CHRISTOPHER 2309 SOUTH FRANKLIN STREET DENVER CO 80210 5.87500 57.6%
10172702 HEGRENES CRAIG A. 2325 5TH AVENUE WEST LINN OR 97068 6.00000 70.0%
10172706 FLAGG JR. GEORGE W. 2509 BEDFORD AVENUE RALEIGH NC 27607 7.50000 70.0%
10172717 SADLER C L ROUTE 4 BOX 1575 CUSHING OK 74023 6.25000 80.0%
10172719 TAYLOR MARK A. 1187 SORBONNE DRIVE STARKVILLE MS 39759 6.87500 75.0%
10172727 ENGELEN JOHN T 4236 LINDEN HILLS BOULEVARD MINNEAPOLIS MN 55410 7.00000 85.0%
10172732 WILSON TED W. 8549 MEREDITH AVENUE OMAHA NE 68134 7.25000 90.0%
10172735 STEWART THOMAS E 4832 WEST 8620 SOUTH WEST JORDAN UT 84088 7.25000 90.0%
10172739 SCHMIDT JAN L 330 HERBERT STREET STEWART MN 55385 6.75000 80.0%
10172744 ROSKOSKI CLEMENS 8633 NORTHWEST OLD ORCHARD DRIVE VANCOUVER WA 98665 7.25000 80.0%
10172746 ROSBERG LARRY 415 SUPERIOR AVENUE CROSBY MN 56441 7.25000 90.0%
10172748 OCH WANDA 10940 WEST LAKE ROAD RICE MN 56367 6.50000 68.4%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10168464 10.87500 78,200.00 737.34 01 1 92,000.00 360 N
10168492 9.99000 89,200.00 782.14 01 1 111,500.00 360 N
10168493 11.00000 57,600.00 548.54 01 1 72,000.00 360 N
10168498 8.25000 71,570.00 537.69 01 1 84,200.00 360 N
10168503 8.75000 123,678.79 973.55 01 1 166,000.00 360 N
10168519 10.75000 45,000.00 420.07 01 1 60,000.00 360 N
10168527 11.49000 53,932.71 533.86 01 1 83,000.00 360 N
10168535 9.99000 196,113.02 1,720.35 01 1 218,000.00 360 N
10168544 11.25000 51,000.00 495.35 05 3 68,000.00 360 N
10168545 10.49000 48,600.00 444.20 01 1 54,000.00 360 N
10168552 10.25000 95,160.08 853.09 01 1 112,000.00 360 N
10168556 10.25000 45,000.00 403.25 01 3 60,000.00 360 N
10168560 8.99000 150,000.00 1,205.86 01 1 205,000.00 360 N
10168568 10.50000 67,500.00 617.45 01 1 75,000.00 360 N
10168572 11.99000 24,000.00 246.69 05 3 40,000.00 360 N
10168576 10.75000 65,000.00 606.77 01 1 102,000.00 360 N
10168580 9.87500 131,750.00 1,144.05 01 1 155,000.00 360 N
10168584 9.99000 108,900.00 954.88 01 1 121,000.00 360 N
10168593 11.75000 103,615.00 1,045.90 01 1 121,900.00 360 N
10168597 9.50000 135,000.00 1,135.16 01 1 190,000.00 360 N
10171608 8.75000 88,800.00 698.59 01 1 111,000.00 360 N
10172607 10.87500 37,825.00 356.65 01 1 44,500.00 360 N
10172617 11.75000 46,530.00 469.68 01 1 51,700.00 360 N
10172624 9.99000 62,472.28 548.03 01 1 87,900.00 360 N
10172632 9.50000 92,400.00 776.95 12 3 132,000.00 360 N
10172636 10.75000 65,600.00 612.37 01 1 82,000.00 360 N
10172637 9.00000 108,000.00 869.00 01 1 144,000.00 360 N
10172641 9.75000 46,875.50 402.74 01 1 62,500.00 360 N
10172643 9.00000 54,600.00 439.33 01 3 78,000.00 360 N
10172649 10.99000 76,500.00 727.95 01 1 85,000.00 360 N
10172650 9.99000 137,538.99 1,206.53 01 1 172,000.00 360 N
10172656 8.25000 196,000.00 1,472.49 09 1 245,000.00 360 N
10172657 9.75000 380,000.00 3,264.79 01 1 478,000.00 360 N
10172659 8.99000 90,325.53 726.53 01 1 120,500.00 360 N
10172674 11.75000 45,200.00 456.26 01 1 56,500.00 360 N
10172679 10.50000 111,955.49 1,024.51 09 1 140,000.00 360 N
10172680 9.70000 116,440.00 996.13 01 1 137,000.00 360 N
10172682 10.99000 117,000.00 1,113.34 01 1 130,000.00 360 N
10172683 9.85000 72,473.00 627.99 01 1 104,000.00 360 N
10172684 9.50000 119,500.00 1,004.83 01 1 133,000.00 360 N
10172688 10.50000 67,200.00 614.71 01 1 84,000.00 360 N
10172689 9.99000 247,467.00 2,169.88 01 1 330,000.00 360 N
10172692 8.75000 76,885.74 605.21 01 1 109,900.00 360 N
10172693 7.25000 115,491.00 787.86 01 3 145,000.00 360 N
10172700 8.25000 94,939.42 713.71 01 1 165,000.00 360 N
10172702 7.75000 189,000.00 1,354.02 06 1 270,000.00 360 N
10172706 10.00000 120,400.00 1,056.60 01 3 172,000.00 360 N
10172717 9.99000 73,600.00 645.35 01 1 92,000.00 360 N
10172719 9.99000 103,500.00 907.53 01 1 138,000.00 360 N
10172727 9.87500 295,800.00 2,568.58 01 1 348,000.00 360 N
10172732 9.99000 95,341.41 836.50 01 1 106,000.00 360 N
10172735 10.99000 153,000.00 1,455.90 01 1 170,000.00 360 N
10172739 9.50000 29,350.00 246.80 01 1 36,687.00 360 N
10172744 8.99000 124,000.00 996.84 01 1 155,000.00 360 N
10172746 10.50000 60,300.00 551.59 05 1 67,000.00 360 N
10172748 10.49000 49,980.08 457.00 01 1 73,100.00 360 N
</TABLE>
Page 108
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10172754 TERRY RANDY E 110 SILVER STREET CLINTON MT 59825 6.12500 75.0%
10172762 WHITE TIMOTHY F. 973 WEST FREMONT AVENUE SALT LAKE C UT 84104 6.50000 70.0%
10172767 HAYES BRENDA 18659 GOULBURN DETROIT MI 48205 6.50000 71.7%
10172777 KONFRST GREG A. 413 PARK OAKLAND IA 51560 7.25000 90.0%
10172789 BARNES ANNA BELLE 1850 GLACIER LANE NORTH PLYMOUTH MN 55447 7.00000 69.4%
10172791 HARDY CALVIN I. 2843 CEDAR GROVE ROAD NEWTON MS 39345 6.50000 72.0%
10172794 DELEON MELVIN M. 1481 EAST 84TH AVENUE DENVER CO 80229 6.50000 85.0%
10172796 LUNZ DOUGLAS 390 SHADY RIDGE ROAD HUTCHINSON MN 55350 6.75000 75.0%
10172799 HANKA JOHN 507 SHERBURNE AVENUE ST. PAUL MN 55103 6.87500 80.0%
10172806 HIRSCHFELD HERBERT J. 8856 CARRIAGE SHAWNEE MIS KS 66215 7.25000 90.0%
10172811 GRANT MICHAEL 13249 CALDWELL DETROIT MI 48212 7.12500 70.0%
10172815 GRAY SHERRI 2680 HIGHWAY 238 JACKSONVILL OR 97530 6.87500 80.0%
10172819 FRIDAY RENEE K. 317 MAPLE STREET WEST STILLWATER MN 55082 7.00000 75.0%
10172821 CARLSON JEROME I. 2210 22 STREET COLUMBUS NE 68601 7.25000 90.0%
10172829 RAMAIYA JYOTSNA M. 1596 SUNNYVALE AVENUE #16 WALNUT CREE CA 94596 7.00000 69.6%
10172836 TAYLOR RHONDA 5373 BILLINGS STREET DENVER CO 80239 6.25000 80.0%
10172840 CAMPION WENDY SUE 7478 JACKSON STREET NORTHEAST FRIDLEY MN 55432 6.25000 80.0%
10172845 VINCENT CATHERINE G. 2006 71ST AVENUE NORTH BROOKLYN CE MN 55430 6.25000 80.0%
10172848 LAZNIARZ HENRY 2014 OAKLAND ROAD MINNETONKA MN 55305 7.00000 80.0%
10172851 SCHAFFER DAVID M. 11713 HOLIDAY AVENUE NORTHEAST ALBUQUERQUE NM 87111 6.87500 34.4%
10172852 MEDINA RAYMOND 3965 SOUTH FEDERAL BOULEVARD ENGLEWOOD CO 80110 7.00000 82.7%
10172853 GABRIEL LINDA 205 CEDAR LAKE ROAD NORTH MINNEAPOLIS MN 55405 6.50000 85.0%
10172863 SAMUELS HELEN 8356 STRATHMORE PLACE JENNINGS MO 63136 6.25000 80.0%
10172865 GARCIA DAVID 3901 WEST 7TH AVENUE DENVER CO 80204 6.75000 80.0%
10172866 OHAERI LEO C. 9611 PORTAL DRIVE EDEN PRAIRI MN 55347 6.75000 80.0%
10172873 ANDERSON STEPHEN 17321 GRESHAM STREET NORTHRIDGE CA 91325 6.50000 84.7%
10172876 HOIBY, JR. ALLAN W. 9042 TERRACE ROAD BLAINE MN 55434 6.25000 80.0%
10172877 JONES HAROLD 8027 S NATCHEZ BURBANK IL 60459 5.99000 79.9%
10172880 MCGEE MIKE 8520 RHOY STREET VICTORIA MN 55386 6.50000 71.4%
10172882 REGAN MICHAEL 7550 BERKSHIRE WAY MAPLE GROVE MN 55446 5.87500 65.0%
10172883 FRAZIER GRANT W. 2011 ANN MARIE CIRCLE PAPILLION NE 68046 6.25000 80.0%
10172888 TSCHIDA STEVEN 8149 144TH AVENUE NORTHWEST RAMSEY MN 55303 6.75000 80.1%
10172890 ANAYA JOSEPH E. 2411 EARL LANE SOUTH ST. P MN 55075 6.12500 70.3%
10172892 BAUM DALE G 157 WEST 700 NORTH SPANISH FOR UT 84660 6.62500 74.1%
10172895 NUSZ KENNETH M. 1887 EAST PINION CIRCLE EAGLE MOUNT UT 84043 7.25000 90.0%
10172901 HOPKINS, SR. DIRK L. 1616 13TH STREET KANSAS CITY KS 66103 6.75000 80.0%
10172903 POUROSTADKAR FARSHID 4530 38TH STREET WEST #203 ST. LOUIS P MN 55416 6.25000 80.0%
10172916 COBARRUBIAS MIKE 2655 CHUCKANUT STREET EUGENE OR 97408 6.50000 85.0%
10172918 ELY VICTORIA LAKE ROAD 54-63 OSAGE BEACH MO 65065 6.50000 75.0%
10172919 JONES LARRY 960 SOUTH DAHLIA STREET DENVER CO 80246 6.75000 80.0%
10172920 SNIDER DANIEL 7266 BLACKWELL DRIVE SOUTHWEST FARWELL MN 56327 7.00000 75.0%
10172922 CHILDRESS GARY R. 4222 EAST RAILROAD STREET NAMPA ID 83687 6.50000 66.7%
10172923 EVANS LARRY 5480 MONACO STREET COMMERCE CI CO 80022 6.62500 75.0%
10172926 OWENS EDDIE 5230 HODIAMONT ST. LOUIS MO 63136 7.25000 68.3%
10172927 RHODE LINDA 144 PALMER STREET DELTA CO 81416 7.25000 90.0%
10172928 FREDERICK DONALD W. 6579 EAST HUNTSVILLE ROAD FAYETTEVILL AR 72701 7.00000 85.0%
10172939 HARRIS MURRAY C. 1197 WEST WIMBLEDON RIDGE LANE WEST JORDAN UT 84084 7.00000 85.0%
10172940 LITE PATRICIA MOORE 1980 OPPIO STREET SPARKS NV 89431 7.25000 90.0%
10172941 GONZALES DION 4389 SOUTH SHERMAN STREET ENGLEWOOD CO 80110 6.12500 80.0%
10172942 MADSEN RICHARD R. 708 BEECHER AVENUE BRIGHAM CIT UT 84302 7.00000 84.5%
10172945 SCHULL STEVEN R 332 BASS STREET WILMINGTON IL 60481 5.99000 80.0%
10172946 HOWELL THOMAS JR. 3654 FLINT STREET KLAMATH FAL OR 97601 7.00000 85.0%
10172958 OESTREICHER CARLON 3402 MONTANA STREET ST. LOUIS MO 63118 6.62500 58.0%
10172963 BLACK KYLE 1215 LOOMIS AVENUE DES MOINES IA 50315 7.00000 85.0%
10172964 BRUNELL ANTHONY 38613 BAUGH STREET CAMBRIDGE MN 55008 6.87500 70.0%
10172965 BREWER JENNIFER 12315 BENTLEY GRANDVIEW MO 64030 6.87500 69.8%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10172754 10.25000 76,467.92 685.52 01 1 102,000.00 360 N
10172762 10.75000 54,600.00 509.69 01 1 78,000.00 360 N
10172767 9.75000 38,000.00 326.48 01 1 53,000.00 360 N
10172777 10.99000 62,977.48 599.49 01 1 70,000.00 360 N
10172789 12.75000 80,480.52 874.79 09 1 116,000.00 360 N
10172791 10.25000 50,400.00 451.64 01 1 70,000.00 360 N
10172794 10.50000 93,462.84 855.29 01 1 110,000.00 360 N
10172796 11.99000 55,050.00 565.83 01 1 73,400.00 360 N
10172799 9.50000 56,000.00 470.88 01 3 70,000.00 360 N
10172806 10.50000 72,000.00 658.62 09 1 80,000.00 360 N
10172811 10.24000 28,000.00 250.71 01 3 40,000.00 360 N
10172815 8.50000 109,533.60 842.73 01 1 137,000.00 360 N
10172819 10.75000 71,223.17 665.11 01 1 95,000.00 360 N
10172821 9.99000 58,500.00 512.95 01 1 65,000.00 360 N
10172829 8.37500 54,965.81 418.04 04 3 79,000.00 360 N
10172836 9.99000 94,400.00 827.73 01 1 118,000.00 360 N
10172840 9.99000 110,320.00 967.33 01 1 137,900.00 360 N
10172845 9.99000 78,765.06 690.95 01 1 98,500.00 360 N
10172848 9.50000 288,000.00 2,421.67 01 1 360,000.00 360 N
10172851 10.49000 55,000.00 502.70 01 1 160,000.00 360 N
10172852 9.74000 74,400.00 638.67 01 3 90,000.00 360 N
10172853 9.99000 71,400.00 626.06 01 1 84,000.00 360 N
10172863 11.75000 24,000.00 242.26 01 1 30,000.00 360 N
10172865 10.50000 94,400.00 863.52 01 1 118,000.00 360 N
10172866 10.50000 121,551.67 1,112.33 01 1 152,000.00 360 N
10172873 8.75000 499,950.00 3,933.11 01 1 590,000.00 360 N
10172876 9.99000 72,800.00 638.34 01 1 91,000.00 360 N
10172877 7.99000 93,090.00 682.42 01 1 116,500.00 360 N
10172880 8.75000 150,000.00 1,180.06 01 1 210,000.00 360 N
10172882 7.75000 88,337.61 633.31 01 1 136,000.00 360 N
10172883 9.99000 81,963.64 719.01 01 1 102,500.00 360 N
10172888 10.50000 148,077.00 1,354.52 01 1 185,000.00 360 N
10172890 8.50000 89,945.47 692.03 01 1 128,000.00 360 N
10172892 10.75000 123,750.00 1,155.19 01 1 167,000.00 360 N
10172895 9.99000 121,288.00 1,063.50 01 1 134,765.00 360 N
10172901 10.50000 16,000.00 146.36 01 1 20,000.00 360 N
10172903 9.25000 28,207.68 232.33 04 1 35,300.00 360 N
10172916 9.50000 134,300.00 1,129.27 01 1 158,000.00 360 N
10172918 10.99000 24,675.00 234.80 01 1 32,900.00 360 N
10172919 10.50000 60,777.00 555.96 04 1 76,000.00 360 N
10172920 11.49000 65,250.00 645.67 01 1 87,000.00 360 N
10172922 10.49000 59,974.50 548.40 01 1 90,000.00 360 N
10172923 9.99000 61,472.73 539.26 01 1 82,000.00 360 N
10172926 12.24000 28,700.00 300.53 01 3 42,000.00 360 N
10172927 10.99000 58,500.00 556.67 01 1 65,000.00 360 N
10172928 11.62500 106,216.97 1,062.33 01 1 125,000.00 360 N
10172939 9.87500 136,850.00 1,188.34 01 1 161,000.00 360 N
10172940 10.99000 110,660.44 1,053.39 01 1 123,000.00 360 N
10172941 8.25000 87,040.00 653.91 01 1 108,801.00 360 N
10172942 9.87500 149,600.00 1,299.05 01 1 177,000.00 360 N
10172945 8.99000 77,590.00 623.75 01 1 97,000.00 360 N
10172946 10.37500 40,375.00 365.56 01 1 47,500.00 360 N
10172958 11.00000 20,000.00 190.47 05 1 34,500.00 360 N
10172963 9.99000 76,500.00 670.78 01 1 90,000.00 360 N
10172964 10.25000 84,000.00 752.73 01 1 120,000.00 360 N
10172965 11.05000 81,690.00 781.05 09 1 117,000.00 360 N
</TABLE>
Page 109
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10172966 VAN NESS JUSTINE ELISE 2253 EAST 6TH STREET ST. PAUL MN 55119 6.50000 75.0%
10172967 THORNTON CRAIG E. 13600 NORTHWEST MADRID DRIVE POLK CITY IA 50226 6.75000 80.0%
10172969 CHAMBERS BRAD 13868 WEST BUNKERHILL COURT BOISE ID 83713 7.12500 75.0%
10172971 BATH EDWARD O 1076 JACKSON STREET ST. PAUL MN 55117 6.75000 80.0%
10172974 SARGENT SUSAN K. 6735 RILEY STREET OVERLAND PA KS 66204 6.75000 65.0%
10172976 KING BRIAN 9527 LAMBERT TERRACE ST. LOUIS MO 63134 6.50000 75.0%
10172979 FISHWICK DAVID W. 2802 MOUNT STERLING ROAD BLAND MO 65014 6.50000 70.0%
10172980 ESPINOZA LUIS A. 1307 MCDONALD STREET SIOUX CITY IA 51103 6.25000 80.0%
10172992 BAKE KIRK 405 EAST 9150 SOUTH SANDY UT 84070 7.25000 90.0%
10172993 ERKENBRACK CHRISTINE M. 785 BAYARD AVENUE ST. PAUL MN 55102 6.25000 80.0%
10172996 LAMONT BONNIE 135 ANN STREET CLARENDON H IL 60514 7.25000 90.0%
10172998 DICKERSON JOHNNY SR 387 SAINT ALBANS STREET NORTH ST PAUL MN 55104 7.00000 75.0%
10173000 KYDD-ABFALTER BARBARA J. 8747 JEFFERSON STREET NORTHEAST BLAINE MN 55434 6.25000 80.0%
10173008 WILLIAMS NORMA JEAN 2135 HIGH STREET DENVER CO 80205 5.87500 64.5%
10173011 MITCHELL JERRY 15135 MAXWELL PLACE DENVER CO 80239 6.25000 84.6%
10173013 LUNA JOSE 925 SOUTHEAST 43RD STREET TERRAC TOPEKA KS 66609 6.50000 90.0%
10173014 MASIEL RICHARD 8162 AMMONS WAY ARVADA CO 80005 6.25000 81.0%
10173016 SMITH PAUL E. 721 7TH AVENUE WEST SHAKOPEE MN 55379 7.00000 85.0%
10173017 LEWIS MICHAEL B 380 NORTH 770 EAST SODA SPRING ID 83276 6.75000 80.0%
10173023 JENKINS MIKE 15949 NANCY AVENUE FORT LUPTON CO 80621 6.75000 75.0%
10173025 THORNTON WILLIAM L 2700 58TH STREET EAST MINNEAPOLIS MN 55417 6.12500 75.0%
10173033 MURPHY EDWARD S. 12 GATESWOOD COURT ST. PETERS MO 63376 7.00000 85.0%
10173036 MERMER DAVID E. 12303 IVORY PLACE FORT SMITH AR 72916 6.75000 65.0%
10173043 STAMP JAMES C. 2212 EUGENE FIELD AVENUE ST. JOSEPH MO 64505 6.50000 75.0%
10173048 LOMBARDI JOSEPH 5450 WEST 26TH AVENUE EDGEWATER CO 80214 6.75000 60.0%
10173051 ESKRIDGE CARMEN 7929 BROOKLYN KANSAS CITY MO 64132 7.00000 84.0%
10173067 NYANGAI PHILIP G. 1626 NEWTON AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 80.0%
10173071 MILLER ROBERT 1501 4TH AVENUE SOUTHEAST GRAND RAPID MN 55744 6.75000 80.0%
10173075 WADE ROY 1615 WEST 14TH STREET LITTLE ROCK AR 72202 6.87500 72.6%
10173082 CURTIS ROBERT L. 2226 35TH AVENUE MERIDIAN MS 39301 7.00000 80.0%
10173085 DUNHAM JUDD A. 16534 INGUADONA BEACH CIRCLE PRIOR LAKE MN 55372 6.50000 75.0%
10173086 KAUFMAN CASSANDRA 2005 WESTLAND DRIVE BOISE ID 83705 6.12500 58.8%
10173090 GOLF, JR. DONALD 1401 EAST FAIRVIEW DRIVE WAYNESBORO MS 39367 6.50000 75.0%
10173092 DUCKWORTH ROBERT B. 5106 WEST LEMAR WAY WEST VALLEY UT 84120 6.25000 80.0%
10173095 TAYLOR BRYAN L. 7707 BOOT HILL DRIVE PARK CITY UT 84098 6.12500 80.0%
10173096 WILLIAMSON VIOLA 90 TAYLOR CIRCLE WAYNESBORO MS 39367 6.75000 80.0%
10173097 ADAMS JOHN L. 7020 EAST 75TH AVENUE COMMERCE CI CO 80022 7.50000 85.0%
10173103 ROBINSON MARTHA 126 SOUTH EUREKA AVENUE COLUMBUS OH 43204 6.25000 80.0%
10173105 SMITH ERIC V. 1109 NORTH ELLIS STREET PEORIA IL 61606 6.87500 75.0%
10173107 ROACH PATRICE R. 15227 EAST BURN DETROIT MI 48205 6.75000 64.6%
10173116 BADRAGAN DANIEL 3301 NORTH KOLMAR AVENUE CHICAGO IL 60641 7.25000 90.0%
10173128 RUSSELL DEIRDE 5707 WEST SUPERIOR STREET CHICAGO IL 60644 6.25000 85.0%
10173130 SZYMBORSKI AMY T 4017 SOUTH SHANNON AVENUE ST FRANCIS WI 53235 6.87500 80.0%
10173131 TROUTMAN GLORIA 8900 JAN WAY LOUISVILLE KY 40219 7.00000 75.0%
10173132 BARTELL RICHARD J 5143 N RUTHERFORD AVENUE CHICAGO IL 60656 7.12500 70.0%
10173135 PLUMMER VINCENT J 701 EAST WASHINGTON STREET COLEMAN MI 48618 6.50000 90.0%
10173148 DUPIE JASON W 13559 BIRRELL STREET SOUTHGATE MI 48195 6.75000 80.0%
10173153 MANNA METIA S 3055 RALSTON AVENUE INDIANAPOLI IN 46218 6.75000 80.0%
10173179 BAIN SARA A 1002 WISHART AVENUE DE PERE WI 54115 6.75000 65.0%
10173180 QUINN MAUREEN 2209 FOX AVENUE MADISON WI 53711 6.25000 65.0%
10173190 PAGE BILLY 2240 MARJORY DRIVE SW MASSILLON OH 44647 6.75000 80.0%
10173191 JONES MARIETTA 106 WALLACE STREET JOLIET IL 60610 6.62500 75.0%
10173208 ANDREWS DAVID M. 5651 HAUGHEY AVENUE SW WYOMING MI 49548 6.50000 85.0%
10173213 TIRK MICHAEL 9513 BIDDULPH RD BROOKLYN OH 44144 7.12500 80.0%
10173234 SPEARMAN JR. BILLY G. 229 WEST 6TH STREET PERU IN 46970 6.75000 65.0%
10173251 STANULA WALTER L 853 COMUS DRIVE DELAVAN WI 53115 6.12500 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10172966 10.25000 71,218.59 638.48 01 1 95,000.00 360 N
10172967 10.50000 68,800.00 629.35 01 1 86,000.00 360 N
10172969 10.99000 136,500.00 1,298.90 09 1 182,000.00 360 N
10172971 11.25000 80,000.00 777.01 01 1 100,000.00 360 N
10172974 10.75000 52,000.00 485.42 01 1 80,000.00 360 N
10172976 10.99000 33,750.00 321.16 01 1 45,000.00 360 N
10172979 11.25000 32,550.00 316.15 01 1 46,500.00 360 N
10172980 9.99000 34,800.00 305.14 01 1 43,500.00 360 N
10172992 9.99000 110,201.12 966.71 01 1 122,500.00 360 N
10172993 10.75000 80,769.57 754.26 01 1 101,000.00 360 N
10172996 10.99000 243,000.00 2,312.31 01 1 270,000.00 360 N
10172998 11.49000 87,750.00 868.32 01 1 117,000.00 360 N
10173000 9.99000 104,000.00 911.91 01 1 130,000.00 360 N
10173008 8.25000 99,936.23 751.27 01 1 155,000.00 360 N
10173011 8.50000 93,000.00 715.09 01 1 110,000.00 360 N
10173013 10.99000 112,000.00 1,065.76 01 1 124,500.00 360 N
10173014 10.25000 136,000.00 1,218.70 01 1 168,000.00 360 N
10173016 10.37500 102,000.00 923.52 01 1 120,000.00 360 N
10173017 9.99000 90,400.00 792.66 01 1 113,000.00 360 N
10173023 10.99000 75,000.00 713.68 01 1 100,000.00 360 N
10173025 8.99000 60,750.00 488.38 01 1 81,000.00 360 N
10173033 10.87500 92,616.05 873.59 09 1 109,000.00 360 N
10173036 10.75000 27,950.00 260.91 01 1 43,000.00 360 N
10173043 10.99000 93,750.00 892.10 01 1 125,000.00 360 N
10173048 9.75000 99,000.00 850.57 05 3 165,000.00 360 N
10173051 10.37500 36,125.00 327.08 01 1 43,000.00 360 N
10173067 10.50000 35,920.00 328.58 01 1 44,900.00 360 N
10173071 11.25000 62,400.00 606.07 01 1 78,000.00 360 N
10173075 10.25000 22,500.00 201.63 01 3 31,000.00 360 N
10173082 11.25000 60,000.00 582.76 01 1 75,000.00 360 N
10173085 10.25000 101,250.00 907.31 01 1 135,000.00 360 N
10173086 7.75000 50,000.00 358.21 01 1 85,000.00 360 N
10173090 10.25000 58,500.00 524.22 01 1 78,000.00 360 N
10173092 8.99000 117,627.58 946.13 01 1 147,115.00 360 N
10173095 9.50000 268,000.00 2,253.49 01 1 335,000.00 360 N
10173096 10.50000 82,400.00 753.75 01 1 103,000.00 360 N
10173097 8.62500 84,949.81 661.13 01 1 100,000.00 360 N
10173103 9.50000 56,800.00 477.61 01 1 71,000.00 360 N
10173105 10.74000 45,000.00 419.73 05 3 60,000.00 360 N
10173107 10.25000 41,946.69 376.37 01 1 65,000.00 360 N
10173116 10.75000 104,400.00 974.56 01 1 116,000.00 360 N
10173128 10.50000 105,400.00 964.14 01 1 124,000.00 360 N
10173130 10.50000 82,400.00 753.75 01 1 103,000.00 360 N
10173131 11.00000 43,500.00 414.27 01 1 58,000.00 360 N
10173132 10.24000 80,500.00 720.77 01 3 115,000.00 360 N
10173135 11.25000 53,100.00 515.74 01 1 59,000.00 360 N
10173148 10.25000 76,000.00 681.04 01 1 95,000.00 360 N
10173153 11.50000 37,600.00 372.35 01 1 47,000.00 360 N
10173179 10.75000 65,000.00 606.77 01 1 100,000.00 360 N
10173180 8.99000 120,250.00 966.70 01 1 185,000.00 360 N
10173190 10.75000 54,320.00 507.07 01 1 67,900.00 360 N
10173191 9.75000 41,250.00 354.41 01 1 55,000.00 360 N
10173208 11.50000 72,250.00 715.49 01 1 85,000.00 360 N
10173213 11.87500 90,320.00 920.37 01 1 112,900.00 360 N
10173234 9.75000 41,275.00 354.62 01 1 63,500.00 360 N
10173251 9.49000 82,400.00 692.27 01 1 109,900.00 360 N
</TABLE>
Page 110
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10173255 KOPKA JAMES L 1005 PARKER LANE BUFFALO GRO IL 60089 5.87500 80.0%
10173257 EGGL LEEANN 2171 NORTH 400 WEST ALBION IN 46701 7.25000 90.0%
10173267 DAVIS RAMONA 1745 HEMLOCK STREET BELOIT WI 53511 6.25000 80.0%
10173272 ZIVKOVICH JAMES A 6926 RINGS ROAD AMLIN OH 43002 6.50000 70.0%
10173280 WILLIAMS DIANNE E 11390 PIEDMONT DETROIT MI 48228 6.00000 70.0%
10173285 DAVIDSON BARRY 1790 EAST KEY II CIRCLE MADISON IN 47250 6.25000 78.2%
10173295 SMITH DWAYNE S. 4363 EVANSTON AVENUE INDIANAPOLI IN 46205 6.75000 75.0%
10173296 IANCU MIHAI 227 EAST 120TH PLACE CHICAGO IL 60628 6.25000 70.0%
10173301 MOSLEY JR CHARLEY E. 2123 WEST MILLMAN STREET PEORIA IL 61605 6.50000 75.0%
10173308 RAMPERSAUD YUGANAND 3034 WEST MEDILL CHICAGO IL 60647 6.50000 73.0%
10173327 ALLEN TOLEDA 504 UMATILLA STREET SE GRAND RAPID MI 49507 6.75000 65.0%
10173328 JACKSON CAROL E 7768 SOUTH COLES AVENUE CHICAGO IL 60649 6.87500 77.0%
10173329 MOLENDA THOMAS E 825 FOREST ROAD LAGRANGE PA IL 60526 5.87500 57.5%
10173342 GRAVELY VON L. 1598 GRANVILLE STREET COLUMBUS OH 43203 6.75000 65.0%
10173359 GREN DANIEL L 1722 WEST RANDOLPH ROAD VANDALIA IL 62471 6.75000 80.0%
10173372 STEVENSON JOHN W. 16761 WEST 147TH PLACE LOCKPORT IL 60441 7.00000 85.0%
10173387 SNYDER JAMES K 111 EAST GOLF JACKSON MI 49203 7.00000 80.0%
10173401 MOORE LAWRENCE E. 19778 WESTMORELAND ROAD DETROIT MI 48219 7.00000 80.0%
10173420 SQUIRES JR. THOMAS E. 2112 NORTH 9TH STREET SPRINGFIELD IL 62702 6.75000 80.0%
10173425 RODRIGUEZ LOUIS 4705 37TH AVENUE KENOSHA WI 53144 7.25000 75.0%
10173431 HARRIS DANNY 4845 WEST WASHINGTON BOULEVARD CHICAGO IL 60644 6.62500 75.0%
10173446 SMITH RICK E. 1850 RANDOLPH STREET SOUTH BEND IN 46613 6.75000 65.0%
10173449 RHODEN WILLIE 1119 NOME AVENUE AKRON OH 44320 7.25000 70.0%
10173454 BELANGER JANE A. 3452 SOUTH 18TH STREET MILWAUKEE WI 53215 6.75000 65.0%
10173473 ROBINSON II BURA L 1305 ALBY STREET ALTON IL 62002 7.50000 60.0%
10173477 SMITH DIANE 1650 JOHNSON AVENUE ROCKFORD IL 61109 6.75000 59.7%
10173500 WALKER JEFFREY C 3548 BIRCHWOOD AVENUE NORTHEAST WARREN OH 44483 6.50000 75.0%
10173595 STARK CHRIS 10812 PODUNK ROAD GREENVILLE MI 48838 6.12500 75.0%
10174119 JARAMILLO MARGARITA 511 SOUTH MAGNOLIA LANSING MI 48912 7.50000 75.0%
10174123 CARROLL GARY 13501 UNITED LANE BOWIE MD 20720 7.25000 90.0%
10174125 STEWART SHERRY 907 WOODMONT BOULEVARD NASHVILLE TN 37204 6.75000 75.0%
10174144 LAFFER REGINA 13220 MIDWAY AVENUE ROCKVILLE MD 20851 6.75000 64.9%
10174151 MORGAN HELEN 32 GRAND AVENUE FREEPORT NY 11520 7.00000 75.0%
10174152 JONES KIMBERLY 11101 HILLCREST ROAD WORTON MD 21678 6.75000 65.0%
10174161 ERVES CAROLYN 3604 OAKVALE FALLS COURT DECATUR GA 30034 6.75000 80.0%
10174165 VINES MONICA 27-29 COLUMBIA AVENUE NEWARK NJ 07106 7.00000 85.0%
10174167 GOMES JORGE 40-42 HANSEN AVENUE BRIDGEPORT CT 06605 6.87500 70.0%
10174174 WILDER DAVID 4483 FLOWES STORE ROAD MIDLAND NC 28107 6.62500 75.0%
10174179 GRAY EDGAR 101 LATHAM PLACE CHARLOTTE NC 28216 7.25000 70.0%
10174187 MURRAY LOU A. 6120 EMERALD HILLS LANE KNOXVILLE TN 37912 7.00000 85.0%
10174198 CRAWFORD MICHAEL 587 LOCK 5 ROAD LEBANON TN 37087 6.75000 65.0%
10174202 PINNOCK JOSEPH 108 ELDERT STREET BROOKLYN NY 11207 6.87500 80.0%
10174210 CRAIG ALAN 1501 S.E. 15TH STREET 2-2 FORT LAUDER FL 33316 7.87500 75.0%
10174218 WILLIS TEMORE 1405 10TH AVENUE NORTH NASHVILLE TN 37208 6.75000 60.0%
10174220 HAMBY BRENDA 6925 79TH AVENUE NORTH PINELLAS PA FL 33781 6.25000 80.0%
10174224 ESPINOSA ALTAGRACIA 134 BIDWELL AVENUE JERSEY CITY NJ 07305 6.50000 85.0%
10174225 BARNWELL JAMES M. 144 BRICK CITY ROAD WHITEVILLE NC 28472 6.75000 65.0%
10174226 FRIEDGEN JAMES 386 EMERALD BAY CIRCLE G-8 NAPLES FL 34110 6.50000 75.0%
10174228 PARKER LEE 306-B S. WALKER STREET CARY NC 27511 7.50000 65.0%
10174230 CHAMPION MARJORIE 3536 NORTH HIGHWAY 61 BLYTHEVILLE AR 72315 6.50000 85.0%
10174243 MIGDALL ALLAN M. 1515 S.E. 11th STREET FT. LAUDERD FL 33316 5.87500 29.1%
10174244 PINEIRO CARLOS 439 PELTON AVENUE STATEN ISLA NY 10310 7.25000 90.0%
10174245 HILLIARD TIMOTHY S. 428 MELLON AVENUE BADEN PA 15005 7.50000 80.0%
10174246 CARTER JR. CHARLES 4530 HOUNDS RUN DRIVE MATTHEWS NC 28105 6.25000 80.0%
10174250 COHEN DIANA 120 WINTON COURT SPARTANBURG SC 29306 6.75000 65.0%
10174258 VITALE JOHN 1446 WEST STATE STREET TRENTON NJ 08618 7.50000 60.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10173255 8.74000 155,200.00 1,219.86 01 1 194,000.00 360 N
10173257 10.75000 116,910.00 1,091.34 01 1 129,900.00 360 N
10173267 10.25000 41,600.00 372.78 01 1 52,000.00 360 N
10173272 11.50000 49,000.00 485.25 01 1 70,000.00 360 N
10173280 11.25000 39,900.00 387.54 01 1 57,000.00 360 N
10173285 9.75000 88,000.00 756.06 01 1 112,500.00 360 N
10173295 10.99000 34,500.00 328.30 01 1 46,000.00 360 N
10173296 10.25000 48,300.00 432.82 05 1 69,000.00 360 N
10173301 10.50000 29,250.00 267.57 01 1 39,000.00 360 N
10173308 10.50000 192,000.00 1,756.30 01 1 263,000.00 360 N
10173327 9.75000 27,690.00 237.90 01 1 42,600.00 360 N
10173328 10.00000 73,920.00 648.71 01 1 96,000.00 360 N
10173329 8.99000 95,500.00 767.73 01 1 166,000.00 360 N
10173342 10.75000 45,500.00 424.74 01 1 70,000.00 360 N
10173359 10.75000 46,400.00 433.14 01 1 58,000.00 360 N
10173372 10.99000 97,750.00 930.16 01 1 115,000.00 360 N
10173387 12.00000 56,000.00 576.03 01 1 70,000.00 360 N
10173401 12.25000 60,000.00 628.74 01 1 75,000.00 360 N
10173420 10.75000 48,000.00 448.08 01 1 60,000.00 360 N
10173425 12.00000 112,500.00 1,157.19 12 3 150,000.00 360 N
10173431 9.99000 97,500.00 854.92 05 1 130,000.00 360 N
10173446 10.75000 21,450.00 200.24 01 1 33,000.00 360 N
10173449 11.00000 30,450.00 289.99 01 3 43,500.00 360 N
10173454 10.75000 59,150.00 552.16 01 1 91,000.00 360 N
10173473 11.50000 22,800.00 225.79 01 3 38,000.00 360 N
10173477 10.75000 35,800.00 334.19 01 1 60,000.00 360 N
10173500 9.99000 23,250.00 203.87 01 1 31,000.00 360 N
10173595 10.50000 47,175.00 431.53 01 1 62,900.00 360 N
10174119 11.25000 42,735.56 415.22 01 1 57,000.00 360 N
10174123 10.75000 182,250.00 1,701.27 01 1 202,500.00 360 N
10174125 10.99000 97,425.00 927.07 01 1 129,900.00 360 N
10174144 10.75000 81,150.00 757.53 01 1 125,000.00 360 N
10174151 11.00000 131,250.00 1,249.93 01 1 175,000.00 360 N
10174152 10.75000 74,750.00 697.78 01 1 115,000.00 360 N
10174161 10.25000 118,400.00 1,060.99 01 1 148,000.00 360 N
10174165 11.12500 103,700.00 997.37 06 1 122,000.00 360 N
10174167 10.49000 92,400.00 844.53 06 1 132,000.00 360 N
10174174 9.75000 80,250.00 689.48 01 1 107,000.00 360 N
10174179 11.25000 25,900.00 251.56 01 1 37,000.00 360 N
10174187 10.12500 67,121.07 595.51 01 1 79,000.00 360 N
10174198 10.75000 107,250.00 1,001.16 01 1 165,000.00 360 N
10174202 9.74000 156,000.00 1,339.14 05 1 195,000.00 360 N
10174210 11.00000 75,000.00 714.25 04 3 100,000.00 360 N
10174218 11.50000 43,186.19 427.81 01 3 72,000.00 360 N
10174220 10.25000 48,800.00 437.30 01 1 61,000.00 360 N
10174224 9.75000 119,000.00 1,022.40 05 1 140,000.00 360 N
10174225 10.75000 38,985.31 364.06 01 1 60,000.00 360 N
10174226 9.25000 90,000.00 740.41 04 2 120,000.00 360 N
10174228 10.75000 86,125.00 803.97 04 3 132,500.00 360 N
10174230 10.75000 70,975.00 662.54 01 1 83,500.00 360 N
10174243 8.99000 215,000.00 1,728.40 01 1 740,000.00 360 N
10174244 10.25000 146,700.00 1,314.59 01 1 163,000.00 360 N
10174245 11.50000 55,982.10 554.57 01 1 70,000.00 360 N
10174246 10.25000 93,560.74 838.76 01 1 117,000.00 360 N
10174250 10.75000 58,500.00 546.09 01 1 90,000.00 360 N
10174258 11.50000 60,000.00 594.18 12 3 100,000.00 360 N
</TABLE>
Page 111
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10174264 FISH DONNA 250 BROOKFIELD ROAD ROEBUCK SC 29376 6.75000 65.0%
10174265 REDA WILLIAM RD #1, BOX 230 CARMICHAELS PA 15320 6.75000 80.0%
10174267 MARTIN STEVEN 111 PINE CREEK DRIVE VENETIA PA 15367 6.75000 75.0%
10174268 BUCHANAN CHARLES D. 1036 MANOR ROAD COATESVILLE PA 19320 6.75000 80.0%
10174276 SOLOMON NADIA J. 130 DONBRAY ROAD SPRINGFIELD MA 01119 6.75000 80.0%
10174280 MCGEE DAMON J. 2916 NEESE DRIVE MARIETTA GA 30060 7.00000 85.0%
10174302 MUNROE TANYA 2650 BRADDOCK STREET PHILADELPHI PA 19125 6.75000 75.0%
10174303 YIALOURIS LUCAS 740 PROVIDENCE DRIVE PITTSBURGH PA 15239 6.37500 65.0%
10174304 RICHIUSA MARIANNA 205 MILTON AVENUE CLIFFWOOD NJ 07721 7.62500 80.0%
10174305 LECORGNE GREGORY M. 14970 GRUBER LANE LOXAHATCHEE FL 33470 6.37500 41.2%
10174312 JAMISON ANNIE L. 4747 BASS DRIVE HOLLY HILL SC 29059 6.75000 64.9%
10174315 CURTIS GRETCHEN 14641 SW 52nd STREET MIAMI FL 33175 7.00000 79.9%
10174317 STIDHAM BUFORD E. 3658 UPPER RUSSELL CREEK ROAD ST. PAUL VA 24283 6.62500 46.2%
10174320 WALKER III CATO T. 1810 NETHERWOOD AVENUE MEMPHIS TN 38114 6.75000 65.0%
10174321 SILLS KEVIN M. 3070 ESTATES DRIVE POMPANO BEA FL 33069 6.87500 56.8%
10174322 MARNELL FRANCINE 321 OLD CLAIRTON ROAD PITTSBURGH PA 15236 6.75000 65.0%
10174326 DANNELS VIRGINIA 1626 DAVIS ROAD CHESTNUTHIL PA 18330 6.50000 70.0%
10174329 PIPPIN DAVID 2911 KNIGHTS AVENUE TAMPA FL 33606 6.87500 70.0%
10174330 CARDONNE HUGO 14751 SW 42ND WAY MIAMI FL 33185 7.00000 85.0%
10174331 CAMOT ANDRES V. 5450 WEST 6 LANE HIALEAH FL 33012 7.00000 83.6%
10174336 DUNN MAUREEN 52 CARNEGIE STREET NORTH DARTM MA 02747 6.75000 65.0%
10174338 BADILLO MISAEL 7217 NORTH AMOS AVENUE TAMPA FL 33614 7.00000 75.0%
10174343 BERGANTINI JOHN 132 JENKINS STREET PROVIDENCE RI 02904 7.50000 60.0%
10174348 YOUNG GEORGE 2515 BONNEVILE DRIVE ORLANDO FL 32826 7.25000 90.0%
10174349 BRAMANTI DENISE 61 EMILY ROAD TEWKSBURY MA 01876 6.12500 42.1%
10174358 COTE STEVEN J. 478 STAFFA STREET OCEAN TOWNS NJ 07711 7.25000 90.0%
10174363 COLEY JR. EDWARD L. 2709 FENDALL AVENUE RICHMOND VA 23222 7.00000 70.0%
10174364 HARVEY DAVID 43 RUSSELL MILLS ROAD PLYMOUTH MA 02360 8.00000 69.1%
10174373 REID RICHARD 1003 N. FERN CREEK AVENUE ORLANDO FL 32803 6.75000 65.0%
10174384 MATISE FRANK J. 2836 SOUTH RANDOLPH STREET PHILADELPHI PA 19148 6.75000 75.0%
10174398 MELLERSON TANYA T. 3240 NW 171ST STREET MIAMI FL 33056 7.00000 85.0%
10174402 REYES JULIO 2710 W. 66TH STREET, BUILDING 45 HIALEAH FL 33016 7.50000 80.0%
10174404 FRANCESE VINCINZA 16 OAKDALE PLACE CHARLESTON SC 29407 6.75000 75.0%
10174422 MAHON CHIQUITA 3141 BUENA VISTA TERRACE SE WASHINGTON DC 20020 7.00000 75.0%
10174433 STUCKEY APRIL 2745 AUTUMN LAKE LANE DECATUR GA 30034 6.75000 65.0%
10174442 WILLIAMS SHIRLEY 3530 NW 7 PLACE FT. LAUDERD FL 33311 6.75000 65.0%
10174445 LEACH BERNARD 128 DANBURY STREET, S.W. 128 WASHINGTON DC 20032 7.00000 85.0%
10174447 JONES VALARIE 1518 S. BOUVIER STREET PHILADELPHI PA 19146 6.75000 65.0%
10174451 VAIVADA MILDA 159 NE 45TH STREET MIAMI FL 33137 7.25000 90.0%
10174453 ANGLADE MARIO 861 MYRNA DRIVE WEST HEMPST NY 11552 7.00000 85.0%
10174480 GRESH SUSANNE A. 1215 ELM STREET READING PA 19604 6.75000 65.0%
10174483 GREEN JAMES 1012 FREDONIA COURT LANSDOWN MD 21227 6.75000 55.6%
10174485 WALTERS DOROTHY 3 SCHOOL LANE CHERRY HILL NJ 08002 6.75000 30.1%
10174489 EDMOND JAMES 817 MACFARLANE DRIVE PITTSBURGH PA 15235 6.75000 65.0%
10174509 CURTO VINCENT M. 281 DICKEY AVENUE WARREN OH 44485 6.87500 70.0%
10174510 BRUNORSKY KATHY 6 BECKETT STREET SALEM MA 01970 7.62500 80.0%
10174512 WAKEFIELD ALFRENETTE 721 E JANE STREET VALDOSTA GA 31601 6.75000 80.0%
10174514 KRAUTZ ALFONS 12670 MOUNT HERMON RD ASHLAND VA 23005 6.75000 65.0%
10174517 WAKELIN JOHN 520 TILTON HILL ROAD PITTSFIELD NH 03263 6.87500 80.0%
10174524 NATIVO CARMELA 1 BEAVER CREEK ROAD 4 VERNON NJ 07462 7.50000 41.0%
10174525 QUINT CAROL C. 16501 HORSESHOE LANE BEAVERDAM VA 23015 6.75000 65.0%
10174530 CHARRIEZ LUIS 910 1/2 NORTH SIXTH STREET ALLENTOWN PA 18102 6.75000 65.0%
10174538 WOOD SHARI K. 515 CULLUM ROAD GREENWOOD SC 29649 7.00000 80.0%
10174541 FEE RUTA L. 76 SEAVIEW AVENUE MONMOUTH BE NJ 07750 6.62500 67.6%
10174547 PRITCHETT DENNIS S. 3408 5TH AVENUE CHATTANOOGA TN 37407 6.75000 65.0%
10174551 KING JAMES B. 40 CHESTNUT STREET BRISTOL CT 06010 7.50000 75.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10174264 10.75000 70,200.00 655.31 01 1 108,000.00 360 N
10174265 10.75000 64,000.00 597.43 01 1 80,000.00 360 N
10174267 10.99000 134,925.00 1,283.91 01 1 179,900.00 360 N
10174268 10.12500 52,000.00 461.15 01 1 65,000.00 360 N
10174276 10.75000 51,360.00 479.44 01 1 64,200.00 360 N
10174280 10.62500 82,875.00 765.85 01 1 97,500.00 360 N
10174302 10.99000 30,000.00 285.48 01 1 40,000.00 360 N
10174303 7.75000 66,228.19 474.99 01 1 102,000.00 360 N
10174304 10.99000 93,520.00 889.91 01 1 116,900.00 360 N
10174305 9.49000 70,000.00 588.09 01 1 170,000.00 360 N
10174312 10.75000 28,300.00 264.18 01 1 43,600.00 360 N
10174315 9.99000 103,000.00 903.14 01 1 129,000.00 360 N
10174317 9.75000 24,000.00 206.20 01 1 52,000.00 360 N
10174320 10.75000 42,250.00 394.40 01 1 65,000.00 360 N
10174321 9.49000 193,000.00 1,621.45 01 2 340,000.00 360 N
10174322 10.75000 102,050.00 952.62 01 1 157,000.00 360 N
10174326 10.75000 62,976.27 588.10 09 1 90,000.00 360 N
10174329 10.49000 195,300.00 1,785.03 01 1 279,000.00 360 N
10174330 11.12500 136,000.00 1,308.03 09 1 160,000.00 360 N
10174331 10.25000 101,957.22 914.03 01 1 122,000.00 360 N
10174336 10.00000 78,000.00 684.51 01 1 120,000.00 360 N
10174338 11.00000 35,625.00 339.27 01 1 47,500.00 360 N
10174343 11.50000 79,800.00 790.26 05 3 133,000.00 360 N
10174348 10.75000 69,300.00 646.91 01 1 77,000.00 360 N
10174349 9.25000 80,000.00 658.15 01 1 190,000.00 360 N
10174358 11.25000 144,000.00 1,398.62 01 1 160,000.00 360 N
10174363 11.00000 43,050.00 409.98 01 1 61,500.00 360 N
10174364 11.50000 93,303.17 924.27 01 3 135,000.00 360 N
10174373 10.75000 77,970.63 728.12 01 1 120,000.00 360 N
10174384 9.75000 52,500.00 451.06 01 1 70,000.00 360 N
10174398 11.12500 76,500.00 735.77 01 1 90,000.00 360 N
10174402 11.50000 51,200.00 507.03 04 1 64,000.00 360 N
10174404 10.99000 121,500.00 1,156.16 01 1 162,000.00 360 N
10174422 11.00000 87,000.00 828.53 12 1 116,000.00 360 N
10174433 10.75000 118,300.00 1,104.31 01 1 182,000.00 360 N
10174442 10.75000 48,731.64 455.08 01 1 75,000.00 360 N
10174445 9.12500 93,500.00 760.75 04 1 110,000.00 360 N
10174447 10.75000 24,050.00 224.51 01 1 37,000.00 360 N
10174451 11.25000 146,250.00 1,420.47 01 1 162,500.00 360 N
10174453 10.75000 250,644.81 2,340.71 01 1 295,000.00 360 N
10174480 10.75000 35,100.00 327.66 01 1 54,000.00 360 N
10174483 10.75000 30,000.00 280.05 01 1 54,000.00 360 N
10174485 10.75000 25,000.00 233.38 01 1 83,000.00 360 N
10174489 10.75000 42,250.00 394.40 01 1 65,000.00 360 N
10174509 10.49000 23,660.00 216.26 01 1 33,800.00 360 N
10174510 9.74000 108,800.00 933.97 05 1 136,000.00 360 N
10174512 10.75000 35,985.50 336.06 01 1 45,000.00 360 N
10174514 10.75000 120,250.00 1,122.52 01 1 185,000.00 360 N
10174517 9.74000 103,200.00 885.89 01 1 129,000.00 360 N
10174524 11.50000 25,000.00 247.58 04 3 61,000.00 360 N
10174525 10.75000 74,750.00 697.78 01 1 115,000.00 360 N
10174530 10.75000 44,200.00 412.60 01 1 68,000.00 360 N
10174538 11.00000 296,000.00 2,818.88 01 1 370,000.00 360 N
10174541 8.50000 354,784.93 2,729.65 01 1 525,000.00 360 N
10174547 10.75000 25,350.00 236.64 01 1 39,000.00 360 N
10174551 11.50000 63,750.00 631.32 01 1 85,000.00 360 N
</TABLE>
Page 112
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10174553 GOTTS ROBERT 21 MAYFAIR COURT BRICK NJ 08723 8.00000 70.0%
10174558 AMATO ROSIE 28 FULLERTON AVENUE NEWBURGH NY 12550 6.75000 63.6%
10174570 MEANS SHAMAYNE C. 2741 E. CHASE STREET BALTIMORE MD 21213 7.00000 75.0%
10174596 STOJINSKI FRANCIS G. 610 FANNIE DORSEY ROAD SYKESVILLE MD 21784 6.87500 70.0%
10174597 DUNN WILFRED 50 BANK STREET RED BANK NJ 07701 7.00000 85.0%
10174598 WILLIAMS YVONNE D. 55 MADISON STREET BROOKLYN NY 11238 6.87500 80.0%
10174601 WALKER ALPHONSO 4973 CHANTILLY DRIVE NEW ORLEANS LA 70126 6.62500 51.7%
10174605 SORCI RONALD PAUL 607 ABERDEEN WAY SOUTHLAKE TX 76092 6.25000 80.0%
10174610 DAVIS ALPHA 6806 BRIERFIELD DRIVE DALLAS TX 75232 6.75000 80.0%
10174625 DINH LAURA J. 4355 OLIVER AVE. N. MINNEAPOLIS MN 55412 6.50000 75.0%
10174639 WADE JIM 4632 HARVARD STREET LUBBOCK TX 79416 7.00000 80.0%
10174640 SALAH INTISAR 40864 ABUELO WAY FREMONT CA 94539 6.12500 57.7%
10174646 GRAETZER RICHARD 511 LOAN OAKS LOOP SILVERTON OR 97381 6.12500 59.2%
10174647 PARTIN JAMES E. 25 JUNIPER CIR ABILENE TX 79605 6.25000 80.0%
10174650 JONES KENNETH 2051 SAUVAGE AVENUE MARRERO LA 70072 7.00000 85.0%
10174660 CARTER SHAWN L 2619 ALTURA AVENUE LA CRESCENT CA 91214 6.25000 80.0%
10174666 CUMMINGS WANDA L 1366 DUTCH STREET DANVILLE AR 72833 7.00000 80.0%
10174672 NGUYEN TUAN T. 12987 SANTOR COURT GARDEN GROV CA 92840 7.25000 89.2%
10174675 HERNANDEZ MARGARITO 911 AMARILLO PLAINVIEW TX 79072 7.25000 90.0%
10174678 BLOUNT KENNETH 2014 ESPINOSA DRIVE CARROLLTON TX 75010 7.00000 85.0%
10174682 HOWARD LORI 4239 ROBINSON CIRCLE MACON GA 31204 6.50000 85.0%
10174698 SHATZSALL JAMES 2625 WINTERLAKE DRIVE CARROLLTON TX 75006 6.50000 85.0%
10174703 DE SILVA DEMUNI SUMITH 23234 SESAME STREET #B (TORRANCE A CA 90502 6.50000 74.4%
10174710 BUCHHOLZ GRANT 7722 TYLER STREET NORTHEAST SPRING LAKE MN 55432 7.00000 70.1%
10174713 DOHERTY DAVID 2221 S MILAM ST AMARILLO TX 79109 6.25000 80.0%
10174714 BRUMFIELD ROBERT J. 6210 CASITAS AVENUE BELL CA 90201 6.00000 70.0%
10174715 WHALEN patrick 1010 WEST 29TH STREET CHEYENNE WY 82001 7.25000 90.0%
10174719 AZEVEDO RICHARD C. 5710 SHERWOOD LAKE COURT BAKERSFIELD CA 93313 6.25000 80.0%
10174723 ASHWORTH DONNA R. 6353 BENECIA AVE. NEWARK CA 94560 7.00000 85.0%
10174734 BURKE TIMOTHY J. 1304 NORTH MAPLE STREET BURBANK CA 91505 6.25000 80.0%
10174736 OVERTON ROBERT 3016 29TH STREET EAST SOUTH MINNE MN 55406 6.62500 75.0%
10174746 REIMER MIKE 3524 WESTMEYER NEW BRAUNFE TX 78130 7.00000 80.0%
10174747 VARNADO MARVIN T. 3933 ELM DRIVE BATON ROUGE LA 70805 6.50000 75.0%
10174753 MCKIDDY STEVEN D. 7119 LOGAN AVENUE NORTH BROOKLYN CE MN 55430 6.62500 75.0%
10174757 GATES MARK W. 6716 SOUTH 257TH EAST AVENUE BROKEN ARRO OK 74013 7.25000 90.0%
10174763 WRIGHT DONALD C. 3751 ENVIRON BLVD. #138 LAUDERHILL FL 33319 6.37500 70.0%
10174776 HEIDELBERG RON 6815 REMMET AVENUE #311 LOS ANGELES CA 91303 6.25000 80.0%
10174777 HASKINS LORI 1113 SPRINGWOOD DRIVE LEWISVILLE TX 75067 6.50000 80.0%
10174778 SWAYNE ARTTE T. 3824 AMBERWOOD LANE BAKERSFIELD CA 93309 6.75000 80.0%
10174779 WILDER RIETTA 8206 ESTES ROAD MACON GA 31220 6.75000 75.0%
10174792 ANDERIOUS HELEN 10539 DE SOTO AVENUE LOS ANGELES CA 91311 7.00000 80.0%
10174796 PHOENIX DAVID 754 NORTH LA JOLLA AVENUE LOS ANGELES CA 90046 7.25000 90.0%
10174800 HANTHORN ROBERT A. HCR 60 BOX 1077 SEASIDE OR 97138 5.90000 79.1%
10174808 PAGE KHARON L. 828 BITTER CREEK DALLAS TX 75217 6.75000 80.0%
10174809 WALLIN JERRY 670 MAGNOLIA WOODS DRIVE BATON ROUGE LA 70808 6.75000 80.0%
10174812 WAYNE NORMAN HCR 1 BOX 630 SANDIA TX 78383 7.00000 85.0%
10174820 MELCHER JAQUELINE 25535 TERRA GRANDE DRIVE CARMEL CA 93923 7.12500 67.3%
10174839 LEE JEROME 800 GRISWOLD ROAD FAIRFIELD AL 35064 7.00000 85.0%
10174841 BAXTER NICOLE 5214 WICKVIEW LANE HOUSTON TX 77053 7.12500 65.0%
10174847 KYLE JAMES F. 4455 LOS FELIZ BOULEVARD #604 LOS ANGELES CA 90027 6.25000 82.4%
10174848 LAMPKIN DAVID P 2410 CREST VIEW DRIVE LOS ANGELES CA 90046 6.50000 66.7%
10174859 INES JOSE 6508 EAST CARNEGIE AVENUE ANAHEIM CA 92807 6.62500 75.0%
10174861 ELLIS RONNIE C 517 REINOSA GARLAND TX 75043 7.00000 80.0%
10174863 MULVANEY JUNE 13534-13538 DON JULIAN ROAD (LA PUENTE CA 91746 6.50000 71.4%
10174865 PETERS JEFFERSON W. 4202 SE JOHNSON CREEK BLVD. MILWAUKIE OR 97222 6.25000 64.8%
10174876 DRENNON SALLY DIANE 1033 CAROL DRIVE #1 WEST HOLLYW CA 90069 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10174553 12.00000 119,000.00 1,224.05 01 1 170,000.00 360 N
10174558 10.75000 70,000.00 653.44 01 1 110,000.00 360 N
10174570 9.99000 31,267.00 274.16 01 1 41,690.00 360 N
10174596 9.49000 157,500.00 1,323.20 01 1 225,000.00 360 N
10174597 10.25000 76,500.00 685.52 01 1 90,000.00 360 N
10174598 9.74000 180,000.00 1,545.16 06 1 225,000.00 360 N
10174601 9.75000 60,000.00 515.50 01 1 116,000.00 360 N
10174605 9.50000 362,400.00 3,047.26 09 1 453,000.00 360 N
10174610 10.75000 44,000.00 410.74 01 1 55,000.00 360 N
10174625 10.50000 68,250.00 624.31 01 1 91,000.00 360 N
10174639 10.74000 43,943.41 410.03 01 2 54,950.00 360 N
10174640 8.50000 305,414.87 2,349.80 01 1 530,000.00 360 N
10174646 8.99000 85,000.00 683.32 01 1 143,500.00 360 N
10174647 9.50000 121,600.00 1,022.48 01 1 152,000.00 360 N
10174650 11.12500 58,650.00 564.09 01 1 69,000.00 360 N
10174660 8.87500 244,000.00 1,941.38 01 1 305,000.00 360 N
10174666 11.99000 48,800.00 501.59 01 1 61,000.00 360 N
10174672 9.99000 174,510.00 1,530.17 09 1 195,625.00 360 N
10174675 9.99000 62,910.00 551.62 01 1 69,900.00 360 N
10174678 10.12500 92,185.27 817.88 01 1 108,500.00 360 N
10174682 9.25000 55,250.00 454.53 01 1 65,000.00 360 N
10174698 10.50000 91,763.51 839.74 01 1 108,000.00 360 N
10174703 9.75000 46,875.00 402.73 04 1 63,000.00 360 N
10174710 11.99000 65,170.00 669.85 01 1 93,000.00 360 N
10174713 9.99000 119,200.00 1,045.19 01 1 149,000.00 360 N
10174714 8.25000 91,000.00 683.66 01 1 130,000.00 360 N
10174715 9.99000 58,950.00 516.90 01 1 65,500.00 360 N
10174719 9.99000 77,557.59 680.36 01 1 96,990.00 360 N
10174723 10.62500 203,921.09 1,885.16 01 1 240,000.00 360 N
10174734 8.50000 178,000.00 1,368.67 01 1 222,500.00 360 N
10174736 10.00000 75,000.00 658.18 01 1 100,000.00 360 N
10174746 10.25000 129,200.00 1,157.77 01 1 161,500.00 360 N
10174747 9.99000 33,750.00 295.94 01 1 45,000.00 360 N
10174753 10.00000 71,968.14 631.86 01 1 96,000.00 360 N
10174757 12.55000 79,200.00 848.35 01 1 88,000.00 360 N
10174763 9.50000 30,100.00 253.10 04 1 43,000.00 360 N
10174776 8.50000 34,400.00 264.51 04 1 43,000.00 360 N
10174777 8.99000 55,969.34 450.19 01 1 70,000.00 360 N
10174778 9.25000 82,400.00 677.89 01 1 103,000.00 360 N
10174779 10.50000 198,750.00 1,818.05 01 1 265,000.00 360 N
10174792 11.50000 200,000.00 1,980.59 01 1 250,000.00 360 N
10174796 9.75000 292,363.53 2,513.03 01 1 325,000.00 360 N
10174800 10.50000 125,000.00 1,143.43 01 1 158,000.00 360 N
10174808 9.99000 43,200.00 378.80 01 1 54,000.00 360 N
10174809 10.99000 116,000.00 1,103.82 01 1 145,000.00 360 N
10174812 10.87500 55,250.00 520.95 01 1 65,000.00 360 N
10174820 9.25000 389,756.77 3,208.44 01 3 580,000.00 360 N
10174839 10.87500 65,450.00 617.13 01 1 77,000.00 360 N
10174841 10.00000 32,500.00 349.25 09 3 50,000.00 180 N
10174847 9.99000 96,000.00 841.76 04 1 116,500.00 360 N
10174848 9.75000 400,000.00 3,436.62 01 1 600,000.00 360 N
10174859 7.99000 201,000.00 1,473.47 01 1 268,000.00 360 N
10174861 10.25000 70,400.00 630.86 01 1 88,000.00 360 N
10174863 9.75000 150,000.00 1,288.74 06 3 210,000.00 360 N
10174865 7.99000 94,217.00 690.68 01 1 145,500.00 360 N
10174876 9.74000 280,800.00 2,410.45 04 1 351,000.00 360 N
</TABLE>
Page 113
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10174879 COBURN ROBERT 629 WATER OAK DRIVE PLANO TX 75025 7.25000 90.0%
10174889 RONE RONALD 9811 SOUTHWICK DRIVE HUMBLE TX 77338 6.12500 80.0%
10174896 WAGNER RHONDA 3516 SOUTH COCHRAN AVENUE LOS ANGELES CA 90018 7.25000 90.0%
10174899 CHIRIBOGA SEGUNDO 1329 KENISTON STREET LOS ANGELES CA 90019 6.75000 80.0%
10174909 LAWRENCE CHARLES 4715 EASTERN STREET NEW ORLEANS LA 70122 7.00000 85.0%
10174912 MORRISON STANLEY C. 5515 W. 34TH AVE AMARILLO TX 79109 6.25000 77.7%
10174915 MADDY GENE L. 2034 NORTH EVERGREEN STREET BURBANK CA 91505 6.87500 71.0%
10174927 LUJAN MARY 2505 HICKORY RIDGE DRIVE PLANO TX 75093 7.00000 85.0%
10174929 MELENDEZ IGNACIO 2527 SHARON AVENUE DALLAS TX 75211 6.12500 80.0%
10174930 CANO GERARDO 8599 SAN MIGUEL DR EL PASO TX 79907 6.75000 80.0%
10174934 HERNANDEZ RAYMOND 2214 BAMBOO STREET MESQUITE TX 75150 6.25000 90.0%
10174944 YUKICH WILLIAM A. 746-748 SOUTH GENESEE AVENUE LOS ANGELES CA 90036 7.00000 80.0%
10174948 ARMIJO ELIZABETH 562 NEOMI AVENUE DALLAS TX 75217 6.75000 65.0%
10174951 GREEN SCOTT 11304 BROADVIEW DRIVE MOORPARK CA 93021 7.25000 80.0%
10174954 FITZGERALD BRIAN 1123 VINE STREET EAST LIVERP OH 43920 6.75000 80.0%
10174955 VIGO FEDERICO G. 19437 ROSCOE BOULEVARD LOS ANGELES CA 91324 7.00000 85.0%
10174960 ENLOE JOE 905 WILLOW CIRCLE SOUTH BURLESON TX 76028 6.25000 62.9%
10174961 LITTLE FREDA 5222 WICKVIEW LANE HOUSTON TX 77053 7.00000 80.0%
10174981 SPEARS ULF 3404 N. MISSOURI PORTLAND OR 97227 6.25000 80.0%
10174994 SCHIELE DORMA D. 5232 BUENA MESA COURT CAMARILLO CA 93012 6.12500 75.0%
10174995 RAMEY ARCHIE L 405 INDIAN OAKS DRIVE ANNISTON AL 36206 6.62500 65.0%
10175002 TAYLOR PEGGY 100 MOUNT ZION LANE SCIENCE HIL KY 42553 7.25000 90.0%
10175006 BROWN CRAIG S 872 COUNTY ROAD 64 WOODLAND AL 36280 6.75000 64.8%
10175008 BROWN RAY J. 19475 COUNTY HIGHWAY 96 UPPER SANDU OH 43351 6.25000 79.6%
10175017 SHELTON DANIEL 16816 ANDREWS AVENUE EAST LIVERP OH 43920 6.75000 80.0%
10175020 MOUNGER STEPHEN T. 629 GENEVA STREET MUSKOGEE OK 74403 6.75000 75.0%
10175029 PINON BEATRICE 13433 MOCCASIN STREET (LA PUENTE CA 91746 6.00000 69.5%
10175030 HERNANDEZ JOE A. 16833 HALSTED STREET (NORTHRIDGE CA 91343 7.25000 90.0%
10175040 HOLMES THOMAS, JR. 1601 DOUGLAS AVENUE NASHVILLE TN 37206 6.75000 65.0%
10175043 YOUNG JAMES L. 4844 MAMMOTH AVENUE (SHERMAN OA CA 91423 6.50000 90.0%
10175052 MARKHAM STEPHEN P.O. BOX 730 (107 & MCCAW ROAD) MCALLEN TX 78505 6.50000 66.7%
10175091 CROUCH RICHARD L. 2015 10TH STREET LANE NORTHWEST HICKORY NC 28601 7.25000 89.4%
10175097 ROGERS ROGER D. 43223 DARBY STREET LANCASTER CA 93535 7.00000 80.9%
10175612 CLAYTON ROBERT A. 10566 SOUTH 2200 WEST STREET SOUTH JORDA UT 84095 6.75000 80.0%
10175626 ERNST STEVE 5755 WICKERSHIRE LANE ST. LOUIS MO 63129 5.87500 65.0%
10175631 BEBUS THERESA M. 4830 DRAKE CIRCLE BIG LAKE MN 55309 6.50000 70.0%
10175638 HOGAN DEVIN M. 1204 RHEA ST. LOUIS MO 63138 6.75000 75.0%
10175639 BROWN TAMMY 25 ANISTASIA ST. LOUIS MO 63135 7.50000 85.0%
10175640 TODD, JR. FREDDIE 1110 SOUTH EMERY STREET INDEPENDENC MO 64050 6.50000 85.0%
10175642 HAASE ARLEN C. 105 2ND STREET UEHLING NE 68063 7.00000 85.0%
10175643 DAVIS GEORGE 8901 EAST 57TH STREET RAYTOWN MO 64133 6.25000 80.0%
10175652 SHELTON SHARON L. 4847 COLFAX AVENUE NORTH MINNEAPOLIS MN 55430 6.75000 80.0%
10175656 DOCKERY JESSICA 519 WEST 14TH STREET WELLINGTON KS 67152 7.25000 90.0%
10175662 RUTHERFORD ERIC E. 3208 GRAND AVENUE SOUTH MINNEAPOLIS MN 55408 7.00000 75.0%
10175663 TRAMS IGOR 1187 BRISCOE PLACE ST. LOUIS MO 63132 7.12500 69.4%
10175666 ISOM VALERIE 3438 NEWTON AVENUE NORTH MINNEAPOLIS MN 55412 7.00000 70.0%
10175669 DI MASSA JR. ERNANI 4362 WEST AVENUE OCEAN CITY NJ 08226 6.25000 80.0%
10175672 MITCHELL, JR. WILLIE 811 HALL ROAD MERIDIAN MS 39301 6.12500 75.0%
10175679 HAUG GORDON 322 LINCOLN STREET DENVER CO 80203 7.00000 70.0%
10175685 OLSON ARLEN S. 911 MILES AVENUE OROFINO ID 83544 6.12500 75.0%
10175686 SPIGHT LORI M. 12453 MANCHESTER GRANDVIEW MO 64030 7.25000 90.0%
10175693 PERNAL SHAKMIA D. 4026 NORTH 23RD STREET ST. LOUIS MO 63107 6.50000 75.0%
10175697 TRUJILLO MARTHA 3280 NORTH ARLINGTON PLACE PORTLAND OR 97217 7.25000 90.0%
10175706 TELFORD LINDA 2652 PENN AVENUE NORTH MINNEAPOLIS MN 55405 7.00000 75.0%
10175710 ROCHA JAVIER M. 709 E 2ND ST. SANTA ANA CA 92701 7.79000 85.0%
10175711 ARMIJO ROBERT 6935 YATES STREET WESTMINSTER CO 80030 6.50000 85.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10174879 9.75000 224,893.12 1,933.10 01 1 250,000.00 360 N
10174889 8.99000 98,400.00 791.05 09 3 123,000.00 360 N
10174896 9.90000 170,922.72 1,488.03 01 1 190,000.00 360 N
10174899 8.50000 151,200.00 1,162.60 01 1 189,000.00 360 N
10174909 11.12500 81,600.00 784.82 01 1 96,000.00 360 N
10174912 9.90000 54,400.00 473.39 01 1 70,000.00 360 N
10174915 9.25000 112,500.00 925.51 01 3 158,500.00 360 N
10174927 10.87500 208,250.00 1,963.57 01 1 245,000.00 360 N
10174929 8.75000 38,000.00 298.95 01 1 47,500.00 360 N
10174930 9.99000 36,000.00 315.66 01 1 45,000.00 360 N
10174934 10.50000 64,800.00 592.76 01 1 72,000.00 360 N
10174944 9.74000 453,200.00 3,890.36 05 1 566,500.00 360 N
10174948 9.75000 22,100.00 189.88 01 1 34,000.00 360 N
10174951 9.25000 392,000.00 3,224.89 01 1 490,000.00 360 N
10174954 10.50000 36,000.00 329.31 01 1 45,000.00 360 N
10174955 9.75000 127,500.00 1,095.43 01 1 150,000.00 360 N
10174960 8.75000 36,479.00 287.15 01 1 58,000.00 360 N
10174961 10.75000 44,000.00 410.74 01 1 55,000.00 360 N
10174981 7.50000 66,000.00 461.49 01 1 82,500.00 360 N
10174994 8.50000 171,995.73 1,323.31 09 1 229,500.00 360 N
10174995 8.49000 54,866.67 421.75 01 1 84,500.00 360 N
10175002 11.75000 66,579.86 672.27 01 1 74,000.00 360 N
10175006 9.25000 56,400.00 463.99 01 1 87,000.00 360 N
10175008 9.50000 59,700.00 501.99 01 1 75,000.00 360 N
10175017 10.50000 36,800.00 336.63 01 1 46,000.00 360 N
10175020 10.25000 28,125.00 252.03 01 1 37,500.00 360 N
10175029 8.62500 100,000.00 777.79 01 1 144,000.00 360 N
10175030 9.99000 222,300.00 1,949.20 01 1 247,000.00 360 N
10175040 10.00000 39,000.00 342.26 01 1 60,000.00 360 N
10175043 8.50000 351,000.00 2,698.89 01 1 390,000.00 360 N
10175052 8.99000 200,000.00 1,607.81 01 1 300,000.00 360 N
10175091 10.75000 118,000.00 1,101.51 01 1 132,000.00 360 N
10175097 9.87500 84,961.38 738.10 01 1 105,100.00 360 N
10175612 10.50000 130,400.00 1,192.82 01 1 163,000.00 360 N
10175626 9.50000 135,200.00 1,136.84 01 1 208,000.00 360 N
10175631 10.49000 72,771.00 665.39 01 1 104,000.00 360 N
10175638 11.50000 41,250.00 408.50 01 1 55,000.00 360 N
10175639 12.62500 37,315.00 401.87 01 1 43,900.00 360 N
10175640 11.25000 62,050.00 602.67 01 1 73,000.00 360 N
10175642 11.62500 55,250.00 552.42 01 1 65,000.00 360 N
10175643 9.99000 56,000.00 491.03 01 1 70,000.00 360 N
10175652 11.25000 80,720.00 784.01 01 1 100,900.00 360 N
10175656 10.50000 37,710.00 344.95 01 1 41,900.00 360 N
10175662 11.49000 81,000.00 801.52 01 1 108,000.00 360 N
10175663 8.75000 111,000.00 873.24 12 3 160,000.00 360 N
10175666 12.75000 50,400.00 547.70 01 1 72,000.00 360 N
10175669 9.75000 80,000.00 687.33 01 1 100,000.00 360 N
10175672 9.50000 39,452.08 340.55 01 1 54,000.00 360 N
10175679 11.99000 112,000.00 1,151.19 01 1 160,000.00 360 N
10175685 9.50000 117,000.00 983.80 01 1 156,000.00 360 N
10175686 10.99000 141,300.00 1,344.57 01 1 157,000.00 360 N
10175693 10.75000 34,500.00 322.06 01 1 46,000.00 360 N
10175697 9.99000 74,700.00 655.00 01 1 83,000.00 360 N
10175706 11.49000 62,250.00 615.99 01 1 83,000.00 360 N
10175710 9.25000 96,890.00 797.10 01 1 114,000.00 360 N
10175711 10.50000 153,000.00 1,399.56 01 1 180,000.00 360 N
</TABLE>
Page 114
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10175717 ROSS JAMES 1656 HANOVER STREET AURORA CO 80010 5.87500 56.7%
10175718 MADIGEN FRANK W. 6 SHEEHAN DR. LAKE VILLA IL 60046 6.29000 80.0%
10175722 THOMAS KEVIN 1413 PARKMOR CAPE GIRARD MO 63701 7.25000 90.0%
10175723 BENAVIDEZ THERESA 540 UTICA STREET DENVER CO 80204 6.50000 75.0%
10175735 KIRK DARLA 280 SOUTH 37TH STREET SPRINGFIELD OR 97478 6.87500 80.0%
10175746 BRIDGEFORTH RHONDA 6233 EAST 10TH STREET KANSAS CITY MO 64126 6.75000 65.0%
10175748 TUNIS RICHARD J. 3511 WEST 130TH PLACE BROOMFIELD CO 80020 6.00000 75.0%
10175749 ZETO KEITH M 3556 131ST LANE NORTHWEST COON RAPIDS MN 55448 6.87500 70.0%
10175750 BROWN CHRISTY R. 6226 LORRAINE AVENUE ST. LOUIS MO 63120 6.75000 75.0%
10175751 LOPER CHARLES DONALD 5426 ST. LOUIS AVENUE ST. LOUIS MO 63112 7.25000 70.0%
10175754 ANGELLY JOAN L. 1746 GAYLORD BUTTE MT 59701 6.75000 65.0%
10175755 PETT KEVIN J 517 BEAVER DAM DRIVE EAST BETHEL MN 55005 6.12500 76.9%
10175761 SABITU NONI S. 3736 4TH AVENUE SOUTH MINNEAPOLIS MN 55409 6.87500 70.0%
10175766 FRITZ STACI 2408 WEST HIGHLAND AVENUE SIOUX CITY IA 51103 7.25000 90.0%
10175772 HUDSON THADDEUS 204 CEDAR LAKE ROAD NORTH MINNEAPOLIS MN 55405 6.25000 80.0%
10175773 JOHNSON ALICE M. 83 CELTIC STREET DEMOPOLIS AL 36732 6.75000 80.0%
10175774 BARGER WILLIAM J. 2911 BRECKENRIDGE DRIVE LITTLE ROCK AR 72227 7.25000 90.0%
10175777 NOLES LAMONE 14685 EAST WALSH DRIVE AURORA CO 80012 6.62500 75.0%
10175783 MEYER PATRICIA 209 WALNUT STREET SOUTH SAUK CENTER MN 56378 6.25000 80.0%
10175789 ELDER HELEN 4923 LILBURN ST. LOUIS MO 63115 7.00000 80.0%
10175790 HARTZELL WAYNE 1747 SOUTH 100 EAST OREM UT 84058 7.25000 90.0%
10175794 FALLS MONICA R 2614 17TH AVENUE SOUTH MINNEAPOLIS MN 55407 6.50000 75.0%
10175801 NUNLEY MARY A 535 SHERBURNE AVENUE ST. PAUL MN 55103 6.75000 75.0%
10175805 MCDONALD ARTHUR 5825 CYPRESS TRAIL LANE JACKSON MS 39211 6.50000 75.0%
10175816 HUTCHINS ADAM L. 3216 7TH STREET DES MOINES IA 50313 7.25000 75.0%
10175818 OLSEN NANCY 2763 NORTHWEST ROLLING GREEN DRI CORVALLIS OR 97330 6.25000 85.8%
10175825 TURNBAUGH SCOTT D 7215 MAINE LANE COLORADO SP CO 80922 7.00000 75.0%
10175826 GROOM ROBERT D. 618 SKYLINE ROAD VENTURA CA 93003 6.62500 45.0%
10175828 JAUERNIGG MICHELLE A 125 EAST 13TH STREET LEADVILLE CO 80461 7.00000 70.0%
10175829 FREKING THOMAS J. 303 NORTH 27TH STREET COUNCIL BLU IA 51501 7.25000 90.0%
10175830 PIERCE KERRY 6823 NORTHVIEW DRIVE URBANDALE IA 50322 7.25000 90.0%
10175836 TULLY KATHLEEN 37141 FLAMINGO STREET NORTHWEST STANCHFIELD MN 55080 6.50000 70.0%
10175841 BLAKE LOREN LAMAR 4013 11TH AVENUE SOUTH MINNEAPOLIS MN 55407 7.00000 75.0%
10175844 BACHMAN BONNIE 321-323 INCA STREET DENVER CO 80223 7.25000 70.0%
10175853 JOHNSTON EDWARD M. 35 THOUSAND OAKS DRIVE CONWAY AR 72032 7.00000 80.0%
10175855 COLES TIM 12051 JERRIES ST. LOUIS MO 63033 7.00000 85.0%
10175862 CHANDLER CHRISTOPHER D. 464 ELM AVENUE CRAWFORD CO 81415 7.25000 90.0%
10175866 TOLLEFSON GARY L. 67660 RIDGE VIEW DRIVE MONTROSE CO 81401 6.00000 66.0%
10175867 BOWERS DEBBIE 8021 SOUTHWEST MAPLELEAF STREET TIGARD OR 97223 6.50000 83.0%
10175868 HAWKINS CAROLYN S. 13307 CRYSTAL GRANDVIEW GRANDVIEW MO 64030 6.75000 80.0%
10175869 HACKEN JR. ALVIN K 517 7TH AVENUE SOUTH SOUTH ST. P MN 55075 6.50000 75.0%
10175876 SCHNEIDER PAULA 3853 ROYAL WOODS DRIVE (SHERMAN OA CA 91403 6.25000 78.1%
10175884 BARKER JAMES J. 1033 9TH STREET ROCK SPRING WY 82901 7.25000 90.0%
10175886 OREILLY WILLIAM T. 1854 S LEYDEN STREET DENVER CO 80224 6.99000 80.0%
10175893 DEHLINGER ROBERT C. 366 SCHOONER WAY PITTSBURG CA 94565 6.87500 79.9%
10175899 MCQUEEN MARLIN B. 1427 EAST MART WAY CIRCLE #A OLATHE KS 66061 6.25000 80.0%
10175904 WALTHER MARK 3871 POINT OF THE ROCKS DRIVE COLORADO SP CO 80918 6.50000 88.0%
10175911 DUCKWORTH GINGER L. 4356 5TH STREET NORTHEAST COLUMMBIA H MN 55421 7.00000 75.0%
10175913 LEWIS TROY 1120 NORTH POPLAR STREET WELLINGTON KS 67152 7.25000 90.0%
10175920 ROBINSON RAYMOND E. 3649 QUAKER LANE NORTH PLYMOUTH MN 55441 6.25000 80.0%
10175925 HALLADAY ERIK 2388 EAST 170 NORTH ST. GEORGE UT 84790 7.25000 90.0%
10175931 SHIFFER BECKY S. 395 & 397 HOLBROOK LANE CRESWELL OR 97426 6.25000 80.0%
10175933 JAMERSON ROSE MARIE 1207 EAST 14TH SEDALIA MO 65301 7.00000 85.0%
10175938 JOHNSON CHRISTINE 3426 JOHNSON STREET NORTHEAST MINNEAPOLIS MN 55418 7.25000 90.0%
10175943 PRASAD SHANTI 7008 NORTHEAST 27TH AVENUE PORTLAND OR 97211 7.00000 80.0%
10175946 BROOKS STEPHANIE M. 10423 OLNEY DRIVE ST. LOUIS MO 63136 6.75000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10175717 8.75000 51,000.00 401.22 01 1 90,000.00 360 N
10175718 9.49000 127,990.00 1,075.28 01 1 160,000.00 360 N
10175722 9.99000 90,900.00 797.05 01 1 101,000.00 360 N
10175723 9.75000 79,462.91 683.03 01 1 106,000.00 360 N
10175735 9.50000 51,000.00 428.84 01 3 63,750.00 360 N
10175746 10.50000 23,075.00 211.08 01 1 35,500.00 360 N
10175748 7.99000 92,250.00 676.26 01 1 123,000.00 360 N
10175749 10.25000 54,091.00 484.72 04 1 77,274.00 360 N
10175750 11.50000 25,500.00 252.53 01 1 34,000.00 360 N
10175751 11.24000 35,350.00 343.08 01 3 50,500.00 360 N
10175754 10.75000 24,050.00 224.51 01 1 37,000.00 360 N
10175755 8.99000 89,950.73 723.52 01 1 117,000.00 360 N
10175761 9.25000 56,000.00 460.70 01 1 80,000.00 360 N
10175766 10.40000 60,075.00 545.05 01 1 66,750.00 360 N
10175772 9.99000 110,400.00 968.03 12 1 138,000.00 360 N
10175773 9.50000 35,982.29 302.71 01 1 45,000.00 360 N
10175774 9.99000 126,000.00 1,104.81 09 1 140,000.00 360 N
10175777 9.49000 103,125.00 866.38 01 1 137,500.00 360 N
10175783 9.99000 51,600.00 452.45 01 1 64,500.00 360 N
10175789 11.50000 22,000.00 217.87 01 1 27,500.00 360 N
10175790 10.99000 130,453.36 1,241.80 01 1 145,000.00 360 N
10175794 11.25000 39,000.00 378.80 01 3 52,000.00 360 N
10175801 11.50000 60,800.00 602.10 01 1 81,125.00 360 N
10175805 10.25000 69,000.00 618.31 01 1 92,000.00 360 N
10175816 11.00000 45,750.00 435.69 01 1 61,000.00 360 N
10175818 8.99000 188,700.00 1,516.97 01 2 220,000.00 360 N
10175825 9.75000 74,625.00 641.15 01 1 99,500.00 360 N
10175826 10.25000 121,400.00 1,087.87 01 1 270,000.00 360 N
10175828 11.99000 52,500.00 539.62 01 1 75,000.00 360 N
10175829 10.99000 68,195.62 649.16 01 1 75,800.00 360 N
10175830 10.99000 116,010.00 1,103.92 01 1 128,900.00 360 N
10175836 10.50000 91,000.00 832.42 01 1 130,000.00 360 N
10175841 10.75000 71,250.00 665.11 01 1 95,000.00 360 N
10175844 11.25000 69,626.48 676.49 05 3 99,500.00 360 N
10175853 11.99000 172,800.00 1,776.12 01 1 216,000.00 360 N
10175855 12.62500 68,000.00 732.34 01 1 80,000.00 360 N
10175862 10.12500 64,891.00 575.47 01 1 72,101.00 360 N
10175866 8.50000 154,906.10 1,191.82 01 1 235,000.00 360 N
10175867 8.99000 112,050.00 900.78 01 1 135,000.00 360 N
10175868 9.50000 124,000.00 1,042.66 01 1 155,000.00 360 N
10175869 9.00000 70,500.00 567.26 01 1 94,000.00 360 N
10175876 8.99000 457,000.00 3,673.84 01 1 585,000.00 360 N
10175884 10.50000 96,750.00 885.02 01 1 107,500.00 360 N
10175886 9.49000 103,990.00 873.65 01 1 130,000.00 360 N
10175893 9.50000 66,347.00 557.89 01 1 83,000.00 360 N
10175899 9.50000 54,400.00 457.43 10 1 68,000.00 360 N
10175904 10.25000 139,050.00 1,246.03 01 1 158,000.00 360 N
10175911 11.00000 55,875.00 532.12 01 1 74,500.00 360 N
10175913 10.99000 62,910.00 598.64 01 1 69,900.00 360 N
10175920 9.50000 139,920.00 1,176.53 01 1 174,900.00 360 N
10175925 10.99000 108,000.00 1,027.70 01 1 120,000.00 360 N
10175931 9.75000 100,000.00 859.16 05 1 125,000.00 360 N
10175933 9.87500 41,225.00 357.98 01 1 48,500.00 360 N
10175938 11.99000 75,600.00 777.05 01 1 84,000.00 360 N
10175943 10.74000 116,000.00 1,081.97 01 1 145,000.00 360 N
10175946 10.11000 41,200.00 364.92 01 1 51,500.00 360 N
</TABLE>
Page 115
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10175947 CHANCE KIMBERLY 3079 RANGEVIEW DRIVE JACKSON WY 83001 6.25000 80.0%
10175950 WINDERS JOYCE E. 5332 LINDEN STREET ROELAND PAR KS 66205 6.75000 80.0%
10175951 PUMPHREY ANDREW 11000 BAINBRIDGE LITTLE ROCK AR 72212 6.25000 76.3%
10175959 MAYHAN FELICIA 606 ST. THOMAS CAHOKIA IL 62206 6.75000 80.0%
10175978 LOCKWOOD JOHN 316 PANORAMA COURT BENICIA CA 94510 6.25000 80.0%
10175986 TIPPETT TRISHA 5917 PAGE ST. LOUIS MO 63112 6.50000 75.0%
10175989 SIMON GARY 3108 SWISS DRIVE SANTA CLARA UT 84765 6.62500 56.8%
10175990 STAFFORD MILDRED M. 17409 NORDHOFF STREET (NORTHRIDGE CA 91325 7.12500 65.0%
10175993 YANG THAI 8108 JUNE AVENUE NORTH BROOKLYN PA MN 55443 6.37500 67.5%
10176002 CANADY DAVID M. 2616 SPRUCE AVENUE KANSAS CITY MO 64127 6.50000 70.0%
10176003 EVANS DONALD L. 2260 MCELWAIN BOULEVARD THORNTON CO 80229 7.00000 85.0%
10176010 GIERKE ROGER A. 5280 250TH STREET NORTH FOREST LAKE MN 55025 7.00000 85.0%
10176016 SMITH STEPHEN E. 3832 PENNSYLVANIA AVENUE ST. LOUIS MO 63118 6.75000 65.0%
10176021 HAWKINS DAWN 3451 CHIPPEWA ST. LOUIS MO 63118 6.75000 65.0%
10176025 LAWRENCE HELEN D. 445 137TH LANE NORTHWEST ANDOVER MN 55304 7.00000 70.0%
10176026 BREVARD NICOLE 3651 ALDRICH AVENUE NORTH MINNEAPOLIS MN 55411 6.62500 75.0%
10176028 DAVIS ROCKY E. 4310 GREENWOOD DRIVE JOPLIN MO 64801 7.25000 90.0%
10176033 HOWELLS BETTY 1607 7TH AVENUE MERIDIAN MS 39301 7.25000 52.0%
10176037 REYNOLDS RICKY 643 SOUTH MARCILENE STREET WICHITA KS 67218 6.25000 80.0%
10176038 DURENE LARRY J 5767 TREE FARM ROAD DULUTH MN 55810 6.25000 80.0%
10176041 NEBO ELIJAH 7011 UPPER 36TH STREET NORTH OAKDALE MN 55128 6.25000 80.0%
10176045 MURPHY JAMES ROUTE 4 BOX 147 A W. SILOAM SPRI COLCORD OK 74338 7.00000 80.0%
10176050 JOHNSON OSSIE 3840 STEVENS AVENUE SOUTH MINNEAPOLIS MN 55408 6.37500 70.0%
10176051 DOBBE CHARLES H. 2910-12 WEST 45TH AVENUE KANSAS CITY KS 66103 6.87500 80.0%
10176057 BELL ANDREW 211 30TH AVENUE MERIDIAN MS 39301 6.75000 80.0%
10176058 KEYS ROSIE 8523 LOWELL STREET ST. LOUIS MO 63147 6.75000 75.0%
10176068 THOMAS KEVIN J. 2737 40TH STREET MERIDIAN MS 39304 6.50000 75.0%
10176075 BRAKER TODD N4311 MOHR ROAD DOYLESTOWN WI 53928 6.50000 75.0%
10176080 ISRAELSON ESTHER 1030 WEST LEARNED AVENUE SALT LAKE C UT 84116 6.75000 65.0%
10176082 WALKER DONNA G. 306 EAST 4TH STREET CLYDE PARK MT 59018 6.25000 64.0%
10176086 ALLISON MARJORIE 424 WEST EASTER AVENUE LITTLETON CO 80120 7.25000 90.0%
10176089 SCHWEITZER KEITH 1305 4TH STREET EAST ST. PAUL MN 55106 6.12500 75.0%
10176602 FRANKLIN TRACY 257 MANTH AVENUE COCOA FL 32927 6.75000 52.0%
10176606 BATITSAS STEVE 583 HILLSIDE STREET RIDGEFIELD NJ 07657 7.00000 85.0%
10176607 SMITH DAVID 16779 TELEGRAPH ROAD MURRAY NY 14470 7.00000 70.0%
10176608 THOMAS WAYNE 205 EAST 35TH STREET BROOKLYN NY 11203 7.00000 80.0%
10176609 PARISI REBECCA 38 CURTIS STREET ROCKPORT MA 01966 7.00000 80.0%
10176613 MILLER REGINA G. 52 CLIFF STREET NEWARK NJ 07106 6.25000 80.0%
10176625 ROEBUCK SUSAN 1025 HIGHSPIRE ROAD HARRISBURG PA 17111 7.00000 84.2%
10176630 TUCCERI ROBERT 32 MCELWAIN AVENUE COHOES NY 12047 7.25000 90.0%
10176645 DIAZ JOSE 336 LEGION AVENUE NEW HAVEN CT 06519 7.50000 60.0%
10176653 BENDANA JAVIER 606 NW 107 AVENUE 9 MIAMI FL 33172 6.75000 80.0%
10176679 GORDON DAVID 809 AVALON ROAD WINSTON-SAL NC 27104 7.37500 75.0%
10176682 FITZHUGH ELIDA 507 BURTS ROAD GRAFTON VA 23692 6.75000 64.9%
10176687 PEMBERTON PAUL 835 CANTERBERRY WAY BUSHKILL PA 18324 6.75000 65.0%
10176714 MENKES GARY 223 MANORHAVEN BOULEVARD PORT WASHIN NY 11050 6.12500 80.0%
10176716 SINGER ERIKA 5560 WOODLAND PASS BLOOMFIELD MI 48301 6.25000 85.0%
10176727 VAN METER CAROL 4 WALLING BLVD ONEONTA NY 13820 6.75000 65.0%
10176740 CAOLO, JR. MICHAEL 865 LEWIS LANE FAYETTEVILL AR 72701 7.00000 85.0%
10176744 HARPER ALVIN C. 112 BEECHDALE COURT ACCOKEEK MD 20607 6.12500 75.0%
10176754 RODRIGUEZ ROLANDO 3450 S.W. 142 PLACE MIAMI FL 33175 6.75000 46.0%
10176761 MOHAMMED FAYAZ 146-148 19TH AVENUE IRVINGTON NJ 07111 7.25000 75.0%
10176781 RIVERA WILLIAM 306-308 SUMMER AVENUE NEWARK NJ 07104 7.50000 75.0%
10176814 WOOLFORK ELLA 1210 DELEON AVENUE LEESBURG FL 34748 7.00000 75.0%
10176815 WALKER RICHARD 110-34 153rd STREET JAMAICA NY 11433 7.62500 75.0%
10176827 CAMARGO MANUEL 15731 PALMETTO CLUB DRIVE MIAMI FL 33157 6.37500 65.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10175947 8.99000 174,800.00 1,405.23 09 1 218,500.00 360 N
10175950 10.50000 64,174.48 587.27 01 1 80,250.00 360 N
10175951 8.99000 90,000.00 723.52 01 1 118,000.00 360 N
10175959 10.50000 33,200.00 303.70 01 1 41,500.00 360 N
10175978 8.99000 236,000.00 1,897.22 01 1 295,000.00 360 N
10175986 10.99000 42,750.00 406.80 01 1 57,000.00 360 N
10175989 10.00000 70,968.59 623.08 01 3 125,000.00 360 N
10175990 9.50000 162,500.00 1,366.39 01 3 250,000.00 360 N
10175993 10.50000 83,000.00 759.24 01 1 123,000.00 360 N
10176002 11.25000 24,500.00 237.96 01 1 35,000.00 360 N
10176003 9.87500 97,750.00 848.82 01 1 115,000.00 360 N
10176010 10.87500 127,500.00 1,202.19 01 1 150,000.00 360 N
10176016 10.75000 54,600.00 509.69 01 1 84,000.00 360 N
10176021 10.75000 64,350.00 600.70 01 1 99,000.00 360 N
10176025 11.49000 280,000.00 2,770.68 01 1 400,000.00 360 N
10176026 10.75000 67,500.00 630.10 01 1 90,000.00 360 N
10176028 10.99000 49,500.00 471.03 01 1 55,000.00 360 N
10176033 12.00000 21,840.00 224.65 01 1 42,000.00 360 N
10176037 9.99000 42,320.00 371.08 01 1 52,900.00 360 N
10176038 8.75000 79,200.00 623.07 01 1 99,000.00 360 N
10176041 8.99000 110,320.00 886.87 01 1 137,900.00 360 N
10176045 11.74000 80,000.00 806.92 01 1 100,000.00 360 N
10176050 11.37500 71,400.00 700.27 01 1 102,000.00 360 N
10176051 9.50000 47,200.00 396.89 05 3 59,000.00 360 N
10176057 10.50000 30,400.00 278.09 01 1 38,000.00 360 N
10176058 12.50000 25,500.00 272.16 01 1 34,000.00 360 N
10176068 10.25000 45,000.00 403.25 01 1 60,000.00 360 N
10176075 10.25000 97,500.00 873.70 01 1 130,000.00 360 N
10176080 10.75000 49,400.00 461.14 01 1 76,000.00 360 N
10176082 8.99000 64,000.00 514.50 01 1 100,000.00 360 N
10176086 9.99000 132,300.00 1,160.05 01 1 147,000.00 360 N
10176089 9.50000 74,925.00 630.01 01 1 99,900.00 360 N
10176602 10.75000 40,000.00 373.40 01 1 77,000.00 360 N
10176606 9.75000 259,250.00 2,227.36 01 1 305,000.00 360 N
10176607 11.75000 93,450.00 943.30 01 1 133,500.00 360 N
10176608 11.00000 144,000.00 1,371.35 05 1 180,000.00 360 N
10176609 10.99000 140,800.00 1,339.81 01 1 176,000.00 360 N
10176613 10.25000 96,000.00 860.26 01 1 120,000.00 360 N
10176625 11.12500 92,650.00 891.09 01 1 110,000.00 360 N
10176630 11.25000 69,300.00 673.09 05 1 77,000.00 360 N
10176645 11.50000 71,400.00 707.07 06 3 119,000.00 360 N
10176653 10.75000 57,600.00 537.69 04 1 72,000.00 360 N
10176679 11.37500 121,500.00 1,191.63 01 1 162,000.00 360 N
10176682 10.75000 137,000.00 1,278.87 01 1 211,000.00 360 N
10176687 10.75000 87,750.00 819.13 09 1 135,000.00 360 N
10176714 8.99000 179,901.47 1,447.03 05 1 225,000.00 360 N
10176716 9.50000 350,200.00 2,944.68 01 1 412,000.00 360 N
10176727 10.75000 61,750.00 576.43 01 1 95,000.00 360 N
10176740 11.12500 106,870.00 1,027.86 09 2 125,730.00 360 N
10176744 9.75000 495,000.00 4,252.82 01 1 660,000.00 360 N
10176754 10.75000 85,000.00 793.46 01 1 185,000.00 360 N
10176761 11.25000 114,750.00 1,114.53 06 3 153,000.00 360 N
10176781 10.25000 81,000.00 725.85 01 1 108,000.00 360 N
10176814 11.00000 52,425.00 499.26 01 1 69,900.00 360 N
10176815 10.75000 93,714.70 875.14 01 3 125,000.00 360 N
10176827 7.99000 136,500.00 1,000.64 01 1 210,000.00 360 N
</TABLE>
Page 116
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10176835 RIDGEWAY CARL 91 HENRY AVENUE PITTSGROVE NJ 08318 6.75000 65.0%
10176843 ADAMS DARCY 61 71ST STREET SW GRAND RAPID MI 49548 7.00000 75.0%
10176857 SHAWVER RICHARD 811 VICTORIA AVENUE WILLIAMSTOW WV 26187 6.62500 75.0%
10176863 WILSON DONNIE 1207 PLYMOUTH AVENUE NASHVILLE TN 37216 6.75000 75.0%
10176913 TAVENNER ROSEMARY 10 WEYMOUTH COURT YORK PA 17404 6.00000 69.8%
10176917 STODDARD TERRANCE ROUTE 11 PERU VT 05148 6.75000 63.1%
10176922 CLARK TAMMY F-29, 30 COUNTRY PLACE DRIVE TOBYHANNA PA 18466 6.50000 75.0%
10176932 GRIFFITHS JOHN NORTH GROVE STREET RUTLAND VT 05701 6.37500 57.9%
10176967 BRADLEY TERRI 6881 BAY DRIVE 22 MIAMI BEACH FL 33141 6.50000 74.4%
10176997 BUENO ROXANNE 279 CLIFTON PLACE BROOKLYN NY 11216 6.87500 80.0%
10176998 DUQUETTE PATRICIA 9R BOSTON AVENUE 2 HAMPTON NH 03842 6.75000 65.0%
10177005 GREEN DONNA M. 6173 S.W. 1ST STREET MARGATE FL 33063 7.75000 70.0%
10177036 ALMONTE LUIS 129 N. 19TH STREET EAST ORANGE NJ 07017 7.25000 70.0%
10177040 HARDY JAMAL 84-86 RICHELIEU TERRACE NEWARK NJ 07106 7.00000 85.0%
10177049 DUFFY ANDREW 1204 MONROE STREET HERNDON VA 22070 6.25000 80.0%
10177094 BUTLER FLOYD 2608 BETHEL CHURCH ROAD BETHEL PARK PA 15102 6.25000 80.0%
10178122 FENTER GAIL M. 721 122ND COURT NORTHEAST LAKE STEVEN WA 98258 5.75000 80.0%
10178123 VARGAS ART 3438 REMEY AVENUE BALDWIN PAR CA 91706 7.00000 85.0%
10178218 JOHNSON LEWIS R. 5604 EVENINGSIDE LANE RIVERSIDE CA 92509 7.25000 90.0%
10178607 O,NEAL EDITH M 51 NORTH COYOTE ROAD GLENROCK WY 82637 6.00000 69.2%
10178621 CORTEZ JOHN P. 4262 MEGHAN LN. EAGAN MN 55122 6.50000 74.5%
10178628 YATES THOMAS L. 3308 SE 129TH PORTLAND OR 97236 6.12500 75.0%
10178636 MUNOZ KATHLEEN ANN 907 APRICOT AVE. #B CAMBELL CA 95008 6.50000 85.0%
10178645 ACOSTA DIANA L 10705 MCALLEN PL EL PASO TX 79924 6.75000 78.7%
10178663 BYRD ROBERT 4802 ARNOLD ROAD PEARLAND TX 77584 7.25000 90.0%
10178666 SIEBERT PAUL Y. 11718-11720 EAST 209TH STREET LAKEWOOD CA 90715 7.12500 70.0%
10178683 WILKINS VICKIE J 8502 ROMNEY SAN ANTONIO TX 78250 6.75000 48.0%
10178694 PARENTEAU CHRISTOPHER 19420 FENWAY AVE.N. FOREST LAKE MN 55025 6.50000 75.0%
10178700 PRINGLE SR. JOHN 5713 DIANA DR GARLAND TX 75043 6.75000 80.0%
10178725 ALI SADRUDDIN 17727 MISTY GROVE DRIVE DALLAS TX 75287 7.25000 90.0%
10178727 AIYETIWA MARTINS O. 8 FRANCISCAN PLACE POMONA CA 91766 7.00000 85.0%
10178730 GONZALEZ OLGA J 5200 JERRY DR EL PASO TX 79924 6.75000 80.0%
10178743 CARRASCO EDUARDO 12096 CASTLE KEEP CIRCLE EL PASO TX 79936 6.62500 75.0%
10178744 STEVENSON ROBERT 5375 CLARK STREET BATON ROUGE LA 70811 7.25000 90.0%
10178751 FLORES REYNALDO 8516 BELMAR AVENUE (NORTHRIDGE CA 91324 7.25000 90.0%
10178755 MONTELANGO ADRIAN 3303 LIMERICK ROAD EL PASO TX 79925 6.25000 80.0%
10178756 BROWN HERBERT 2454 BRUSH HOLLOW ROAD HOUSTON TX 77067 6.50000 70.0%
10178764 VAZQUEZ LETICIA 1610 THORAIN BOULEVARD SAN ANTONIO TX 78201 6.62500 57.0%
10178797 BERNARD PAULA J. 26062 MULHOLLAND HIGHWAY (CALABASAS CA 91302 7.25000 69.6%
10178814 HAMI GLORIA 1467 SOUTH CREST DRIVE LOS ANGELES CA 90035 6.00000 65.0%
10178835 COHEN SIGAL 4533 GRIMES PLACE (ENCINO ARE CA 91316 6.25000 78.6%
10178870 VANCE RICHARD C. ROUTE 2, BOX 396W NOBLE OK 73068 7.25000 90.0%
10178907 NEWSOME WILLIAM 7622 TROULON DRIVE HOUSTON TX 77074 7.00000 85.0%
10178908 SAEGER TIMOTHY J. 8508 STANLEY BLOOMINGTON MN 55437 6.62500 75.0%
10178921 TILLEY TODD 6831 SPRING BRANCH DRIVE KRUM TX 76249 6.75000 80.0%
10178932 ZHOU YOU JUN 2161 WEST 235TH STREET TORRANCE CA 90501 7.00000 80.0%
10178938 MAHAN JIM D. 1113 TANGERINE STREET BAKERSFIELD CA 93306 6.75000 85.0%
10178940 MOORE DONALD T. 580 NORTH ARQUILLA ROAD PALM SPRING CA 92262 7.25000 90.0%
10178955 THOMAS STEPHEN D. 6210 JACKSON CROSSINGS TUSCALOOSA AL 35405 6.87500 80.0%
10178960 COLEMAN COURTNEY L. 1552-1554 1/2 6TH AVENUE LOS ANGELES CA 90056 6.87500 75.0%
10178975 VICTORIA RODEL 5048 MCCOY AVENUE SAN JOSE CA 95130 7.75000 90.0%
10179016 KIMBROUGH RICK R. 3651 GEKELER LN. # 96 BOISE ID 83706 5.87500 61.9%
10179020 STOKER JAMES A. 2819 RIMROCK DRIVE MISSOURI CI TX 77459 6.25000 80.0%
10179028 LUVISI SHARON A. 4403 REGENTS COURT WESTLAKE CA 91361 6.25000 79.3%
10179041 WARNER PAULETTE B. 2721 DOREEN LANE MARRERO LA 70072 6.37500 51.7%
10179045 BONE JERE H. 1228 FALL CREEK LOOP CEDAR PARK TX 78613 7.25000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10176835 10.75000 55,250.00 515.75 01 1 85,000.00 360 N
10176843 11.00000 60,000.00 571.40 01 1 80,000.00 360 N
10176857 9.25000 80,900.00 665.55 01 1 107,900.00 360 N
10176863 9.99000 86,250.00 756.27 01 1 115,000.00 360 N
10176913 9.50000 43,300.00 364.09 04 1 62,000.00 360 N
10176917 10.75000 145,000.00 1,353.55 01 1 230,000.00 360 N
10176922 10.50000 67,500.00 617.45 09 1 90,000.00 360 N
10176932 9.49000 180,500.00 1,516.43 01 1 312,000.00 360 N
10176967 9.99000 85,500.00 749.70 04 1 115,000.00 360 N
10176997 9.74000 152,000.00 1,304.80 05 1 190,000.00 360 N
10176998 10.75000 45,500.00 424.74 04 1 70,000.00 360 N
10177005 11.25000 58,800.00 571.11 01 1 84,000.00 360 N
10177036 10.24000 77,700.00 695.70 01 1 111,000.00 360 N
10177040 11.12500 118,150.00 1,136.35 05 1 139,000.00 360 N
10177049 9.75000 208,000.00 1,787.05 01 1 260,000.00 360 N
10177094 9.75000 91,920.00 789.74 01 1 114,900.00 360 N
10178122 10.25000 200,000.00 1,792.21 01 1 250,000.00 360 N
10178123 11.62500 106,250.00 1,062.33 01 1 125,000.00 360 N
10178218 10.50000 157,410.00 1,439.90 01 1 174,900.00 360 N
10178607 9.25000 45,000.00 370.21 01 1 65,000.00 360 N
10178621 10.75000 67,000.00 625.44 04 1 90,000.00 360 N
10178628 8.50000 72,705.92 559.39 01 1 97,000.00 360 N
10178636 8.99000 170,000.00 1,366.64 04 1 200,000.00 360 N
10178645 10.50000 48,000.00 439.08 01 1 61,000.00 360 N
10178663 10.99000 62,100.00 590.93 01 1 69,000.00 360 N
10178666 9.24000 80,900.00 664.96 05 3 115,600.00 360 N
10178683 11.50000 85,259.00 844.32 09 1 177,500.00 360 N
10178694 10.50000 77,250.00 706.64 01 1 103,000.00 360 N
10178700 10.50000 84,800.00 775.70 01 1 106,000.00 360 N
10178725 10.25000 207,000.00 1,854.93 01 1 230,000.00 360 N
10178727 9.87500 340,000.00 2,952.39 01 1 400,000.00 360 N
10178730 10.50000 49,600.00 453.72 01 1 62,000.00 360 N
10178743 8.50000 52,425.00 403.11 01 1 69,900.00 360 N
10178744 9.99000 55,800.00 489.28 01 1 62,000.00 360 N
10178751 9.50000 168,750.00 1,418.95 01 1 187,500.00 360 N
10178755 9.00000 51,120.00 411.33 01 1 63,900.00 360 N
10178756 10.50000 56,000.00 512.26 09 1 80,000.00 360 N
10178764 9.99000 17,100.00 149.94 01 1 30,000.00 360 N
10178797 9.62500 400,000.00 3,399.96 01 3 575,000.00 360 N
10178814 7.99000 214,500.00 1,572.43 01 1 330,000.00 360 N
10178835 8.75000 440,000.00 3,461.49 01 1 560,000.00 360 N
10178870 10.99000 76,500.00 727.95 01 1 85,000.00 360 N
10178907 9.87500 71,740.00 622.96 01 1 84,400.00 360 N
10178908 9.75000 108,750.00 934.34 01 1 145,000.00 360 N
10178921 9.50000 95,200.00 800.50 09 1 119,000.00 360 N
10178932 8.99000 328,000.00 2,636.81 01 1 410,000.00 360 N
10178938 9.50000 68,000.00 571.79 01 1 80,000.00 360 N
10178940 9.99000 189,000.00 1,657.22 01 1 210,000.00 360 N
10178955 8.50000 268,000.00 2,060.69 09 1 335,000.00 360 N
10178960 9.25000 247,500.00 2,036.13 12 3 330,000.00 360 N
10178975 10.25000 336,600.00 3,016.28 01 1 374,000.00 360 N
10179016 9.25000 68,000.00 559.42 04 1 117,000.00 360 N
10179020 9.50000 94,400.00 793.77 09 1 118,000.00 360 N
10179028 9.75000 325,000.00 2,792.26 09 1 410,000.00 360 N
10179041 10.99000 33,930.00 322.87 01 1 65,660.00 360 N
10179045 9.50000 151,800.00 1,276.42 09 1 168,700.00 360 N
</TABLE>
Page 117
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10179053 COLEMAN REGINALD 3725 WEST LYNWOOD BEAUMONT TX 77703 7.00000 80.0%
10179211 EVANS LATERAN 15744 NE 11 COURT NORTH MIAMI FL 33162 6.87500 80.0%
10179213 BARKAN MARGOT 9201 VINELAND COURT G BOCA RATON FL 33496 6.62500 31.4%
10179647 HANLON DEBRA 9617 BALTIMORE AVENUE BRECKENRIDG MO 63114 6.75000 80.0%
10179709 FLETCHER JAMES 511 WASHINGTON AVENUE HOLLAND MN 56139 6.12500 75.0%
10179797 MALONEY CATHERINE L. 4204 CLARK DRIVE RICHTON PAR IL 60471 6.25000 84.9%
10180102 COOLEY JEANNEENE 1570 CLAUDINE DRIVE ST. LOUIS MO 63138 6.75000 75.0%
10180115 COLLINS LOU 411 EAST STREET THURMAN IA 51654 6.75000 65.0%
10180120 GIBSON DAWN M. 14310 WEST 70TH DRIVE ARVADA CO 80004 6.62500 75.0%
10180133 TURNER SCOTT L 3926 SOUTH CHALMERS STREET BARTONVILLE IL 61607 7.00000 70.0%
10180135 HOWARD KENNETH 1418 MIDDLE CREEK NAMPA ID 83686 7.00000 70.0%
10180140 STRICKER ROBERT J 3420 ST. JOHNS AVENUE BILLINGS MT 59102 7.25000 85.0%
10180145 SINCLAIR MARRY ANN 190 IVA AVENUE SOUTH LECENTER MN 56057 6.50000 75.0%
10180149 BATCHELOR ROBERT 400 21ST STREET SPRINGFIELD OR 97477 6.75000 80.0%
10180150 HAWTHORNE DARIUS 3122 OAK FOREST DRIVE JACKSON MS 39212 6.50000 75.0%
10180160 AWAD MAHER 6784 SOUTH DEXTER STREET LITTLETON CO 80122 6.62500 75.0%
10180166 JAMES JANICE LEE 150 13TH AVENUE NORTH SOUTH ST. P MN 55075 6.50000 75.0%
10180176 FRAZIER BETTY J 4345 SULLIVAN AVE CINCINNATI OH 45217 5.99000 78.4%
10180185 MCDERMOTT JOHN F. 13751 VICTORIA OAK PARK MI 48237 6.75000 75.0%
10180204 KREFTMEYER DAVID L. 124 GARLAND STREET NAMPA ID 83686 6.75000 75.0%
10180208 AUBIN SHERRIE 101 ACKER STREET EAST ST. PAUL MN 55117 6.50000 74.5%
10180209 CHALFANT DAMON 4429 NORTH 91ST STREET OMAHA NE 68134 7.00000 85.0%
10180230 ROSS SHEILA A. 2520 MCFAUL STREET SIOUX CITY IA 51104 7.00000 75.0%
10180232 KING DAWN 1290 MORNINGVIEW DRIVE MOUND MN 55364 6.62500 74.5%
10180242 SQUILLACA DANIEL G. 859 SMITH AVENUE SOUTH ST. PAUL MN 55107 7.00000 85.0%
10180243 ADKINS BOBBY D. 23217 WEST 46TH STREET SHAWNEE KS 66226 7.25000 90.0%
10180246 HOGE WILLIAM E. 1650 EAST ORANGE GROVE BOULEVARD PASADENA CA 91104 7.00000 75.0%
10180247 KLIN CHHEURN 5127 QUEEN AVENUE NORTH MINNEAPOLIS MN 55430 7.00000 70.0%
10180251 BOOOKER KELVIN 3105 EAST 30TH AVENUE DENVER CO 80205 6.75000 75.0%
10180263 BARRUS DONNA A. 10352 WHISPERING SANDS DRIVE SOUTH JORDA UT 84095 6.62500 75.0%
10180286 HARRIS MICHEAL 3519 4TH STREET NORTH MINNEAPOLIS MN 55412 7.00000 75.0%
10180291 ROBINSON BETTY J. 1335 ARLINGTON AVENUE ST. LOUIS MO 63112 7.00000 75.0%
10180294 GARCIA HENRY 14929 NEW FOAL TRAIL FONTANA CA 92336 6.25000 80.0%
10180300 NGUYEN TAM THANH 3129-31 MICHIGAN AVENUE ST. LOUIS MO 63118 7.00000 72.2%
10180317 TEADT MICHAEL T. 257 LAFOND AVENUE ST. PAUL MN 55103 7.25000 70.0%
10180318 MILLER MIKE W. 3636 LOUISIANA AVENUE ST. LOUIS MO 63118 6.50000 75.0%
10180325 LINDHOLM TRACI 3225 NORTHEAST 43RD AVENUE PORTLAND OR 97213 6.12500 75.0%
10180326 NORTHCROSS TAWANIA M. 4208 SHAW BOULEVARD ST. LOUIS MO 63110 7.25000 90.0%
10180330 IRWIN JAMES 677 LAKEWOOD DRIVE LAKE ST. LO MO 63367 6.75000 75.0%
10180333 WOODS ANITA 4615 RUTH BELLEVILLE IL 62226 6.25000 85.0%
10180334 MCGEE MARLON 3955 2ND AVENUE SOUTH MINNEAPOLIS MN 55409 7.00000 85.0%
10180353 BOLGAR MICHEAL J. 806 FORT STREET PAPILLION NE 68046 6.75000 80.0%
10180370 ESPINOZA JUAN 715 WEST ASH STREET CALDWELL ID 83605 7.00000 80.0%
10180379 GREEN ADDIE W. 1789 COUNTY ROAD 150 QUITMAN MS 39355 7.00000 70.0%
10180383 CIECRO LEE B. 1401 BLISS LANE BLOOMINGTON MN 55431 6.25000 65.0%
10180387 ETTORRE ROBYN L 12130 HIGHWAY 116 GUERNEVILLE CA 95446 7.00000 80.0%
10180405 BERG CINDY L. 927 1OTH AVENUE NORTHEAST BRAINERD MN 56401 6.50000 75.0%
10180409 KUYKENDALL KYONG 710 TARPON AVENUE SARASOTA FL 34237 6.25000 80.0%
10180412 RODRIGUEZ RICHARD 4701 GAYLORD STREET DENVER CO 80216 5.87500 65.0%
10180413 RUIZ MINERVA 2565 SOUTH SHERIDIAN BOULEVARD # LAKEWOOD CO 80227 6.50000 68.9%
10180421 MONHOLLON DAVID 6667 NORTH 122 STREET OZAWKIE KS 66070 6.75000 65.0%
10180439 JORGENSON STEVE L. 1449 SOUTH 400 EAST SPRINGVILLE UT 84663 5.87500 33.0%
10180442 SPEER JOHN F 12 HAZEL DRIVE COLORADO SP CO 80906 6.50000 75.0%
10180449 CARLSON PATRICIA J. 1549 8TH STREET CLARKSTON WA 99403 7.00000 80.0%
10180452 BALTIMORE ADRIEL C. 3019 DECATUR STREET OMAHA NE 68111 7.25000 75.0%
10180468 ROBARDS DONALD R. 800 WELT STREET WESTON MO 64098 6.50000 90.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10179053 10.99000 37,600.00 357.79 01 1 47,000.00 360 N
10179211 9.50000 71,200.00 598.69 01 1 89,000.00 360 N
10179213 9.25000 34,500.00 283.83 10 1 110,000.00 360 N
10179647 10.99000 52,000.00 494.82 01 1 65,000.00 360 N
10179709 10.25000 24,000.00 215.07 01 1 32,000.00 360 N
10179797 9.00000 62,000.00 498.87 01 1 73,000.00 360 N
10180102 11.50000 55,125.00 545.90 01 1 73,500.00 360 N
10180115 10.75000 35,750.00 333.72 01 1 55,000.00 360 N
10180120 9.49000 134,900.00 1,133.33 01 1 179,900.00 360 N
10180133 12.00000 49,000.00 504.03 01 1 70,000.00 360 N
10180135 11.75000 90,900.00 917.56 09 1 129,900.00 360 N
10180140 9.99000 128,350.00 1,125.42 01 1 151,000.00 360 N
10180145 10.25000 41,250.00 369.65 01 1 55,000.00 360 N
10180149 9.50000 62,400.00 524.70 01 1 78,000.00 360 N
10180150 10.50000 35,250.00 322.45 01 1 47,000.00 360 N
10180160 9.50000 105,750.00 889.21 01 1 141,000.00 360 N
10180166 10.25000 92,250.00 826.66 01 1 123,000.00 360 N
10180176 8.70000 86,240.00 675.38 01 1 110,000.00 360 N
10180185 8.74000 79,500.00 624.86 01 3 106,000.00 360 N
10180204 11.12500 62,175.00 597.99 01 1 82,900.00 360 N
10180208 9.99000 60,750.00 532.68 01 1 81,500.00 360 N
10180209 11.62500 64,600.00 645.90 01 1 76,000.00 360 N
10180230 11.00000 36,750.00 349.98 01 1 49,000.00 360 N
10180232 9.49000 349,950.00 2,940.02 01 1 470,000.00 360 N
10180242 10.00000 78,200.00 686.27 01 1 92,000.00 360 N
10180243 9.99000 180,653.00 1,584.03 01 1 200,725.00 360 N
10180246 11.99000 199,500.00 2,050.55 01 1 266,000.00 360 N
10180247 10.75000 59,500.00 555.43 01 1 85,000.00 360 N
10180251 10.75000 112,500.00 1,050.17 01 1 150,000.00 360 N
10180263 11.00000 201,750.00 1,921.32 01 1 269,000.00 360 N
10180286 10.75000 71,250.00 665.11 05 1 95,000.00 360 N
10180291 11.75000 33,375.00 336.90 05 1 44,500.00 360 N
10180294 8.99000 164,720.00 1,324.19 01 1 205,900.00 360 N
10180300 10.75000 26,000.00 242.71 05 1 36,000.00 360 N
10180317 11.25000 18,900.00 183.57 01 3 27,000.00 360 N
10180318 12.25000 37,500.00 392.97 01 1 50,000.00 360 N
10180325 10.00000 142,500.00 1,250.54 01 1 190,000.00 360 N
10180326 11.99000 67,500.00 693.80 01 1 75,000.00 360 N
10180330 11.50000 78,750.00 779.86 09 1 105,000.00 360 N
10180333 10.50000 41,225.00 377.11 01 1 48,500.00 360 N
10180334 10.87500 72,250.00 681.24 01 1 85,000.00 360 N
10180353 11.75000 96,000.00 969.04 01 1 120,000.00 360 N
10180370 10.74000 55,200.00 514.87 01 1 69,000.00 360 N
10180379 11.99000 52,500.00 539.62 01 1 75,000.00 360 N
10180383 6.50000 130,000.00 821.69 01 1 200,000.00 360 N
10180387 8.50000 314,400.00 2,417.47 01 1 393,000.00 360 N
10180405 11.25000 42,000.00 407.93 01 1 56,000.00 360 N
10180409 9.99000 76,800.00 673.41 01 1 96,000.00 360 N
10180412 8.75000 55,835.00 439.26 01 1 85,900.00 360 N
10180413 8.75000 46,500.00 365.82 04 1 67,500.00 360 N
10180421 10.75000 116,350.00 1,086.11 01 1 179,000.00 360 N
10180439 8.75000 33,000.00 259.62 01 1 100,000.00 360 N
10180442 10.50000 359,925.00 3,292.38 01 1 479,900.00 360 N
10180449 10.75000 64,000.00 597.43 01 1 80,000.00 360 N
10180452 11.25000 29,250.00 284.10 01 3 39,000.00 360 N
10180468 10.99000 63,900.00 608.06 01 1 71,000.00 360 N
</TABLE>
Page 118
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10180469 SUTTLES MARK 3540/3542 FREEMONT AVENUE NORTH MINNEAPOLIS MN 55412 7.25000 90.0%
10180474 TERRELL, III. HOUSTON 201 DECATUR STREET SHUBUTA MS 39360 6.25000 65.0%
10180477 LUNDEMO THOMAS L. 718 SOUTH MAYFIELD ROAD HUTCHINSON KS 67501 6.50000 90.0%
10180478 PETY RONALD 6430 MCCANDLISH ROAD PEYTON CO 80831 7.25000 90.0%
10180492 ALTMAN WILLIE D. 701 NORTH THOMPSON AVENUE QUITMAN MS 39355 6.75000 75.0%
10180517 HARVEY DENISE A. 3701 17TH AVENUE SOUTH MINNEAPOLIS MN 55407 6.75000 80.0%
10180524 DUNLAP ERIC L. 3506 WYNNE STREET LITTLE ROCK AR 72204 7.00000 75.0%
10180527 HARDING NICOLE 2728 ELIZABETH STREET EUGENE OR 97402 7.00000 80.0%
10180534 EGENER PHILLIP M. 3660 79TH AVENUE MERRILLVILL IN 46410 7.00000 85.0%
10180542 THOMPKINS CARLOS WAYNE 300 BRUMBAUGH ROAD OCEAN SPRIN MS 39564 7.00000 90.0%
10180549 CLAY DONALD G. 407 LAFAYETTE FAYETTEVILL AR 72701 7.00000 85.0%
10180556 ALEXANDER DALE 937 4TH AVENUE EAST SHAKOPEE MN 55379 6.50000 75.0%
10180560 WORTH KENNETH 1818 SKYLINE CURVE MINNEAPOLIS MN 55411 7.00000 81.1%
10180561 MARSHALL DOROTHY F. 4115 NORTH 42 STREET OMAHA NE 68111 6.75000 75.0%
10180567 BODDY HEIDI 2620 NORTH SPRINGDALE AVENUE PEORIA IL 61603 6.50000 75.0%
10180587 ZUBROD KERRY J. 3810 SOUTH 23RD STREET OMAHA NE 68107 6.75000 75.0%
10180588 BURKE PATRICK G. 20629 221ST AVENUE BIG LAKE MN 55309 6.75000 80.0%
10181105 LAPKA KENNETH 1013 54th AVENUE NORTH ST. PETERSB FL 33703 6.75000 65.0%
10181122 DUDA GERARD J. 22 GLEN SPRING DRIVE TRUMBULL CT 06611 6.37500 62.1%
10181124 BOOTH, JR. THOMAS 733 MIDDLESEX ROAD BALTIMORE MD 21221 6.75000 65.0%
10181126 CLARK FRANK 2 FREEMONT STREET SANFORD ME 04073 7.00000 70.0%
10181142 KOZLOWSKI GALE 1125 WICOMICO STREET BALTIMORE MD 21230 6.75000 65.0%
10181143 MISURACA FRANK 13 DEVONSHIRE LANE MOUNT POCON PA 18344 6.75000 16.7%
10181144 CUPP BOBBI 1011 THIRD STREET WESTMORELAN PA 15692 7.25000 90.0%
10181178 AMICO ROBERT 77 COBBLE CREEK ROAD VICTOR NY 14564 6.12500 80.0%
10181182 KEENER CARL 4100 BRIGADE TRAIL KENNESAW GA 30152 7.00000 80.0%
10181197 BECKWITH VIRGIE 2109 OWENS LANE RALEIGH NC 27610 6.25000 65.0%
10181206 JOHNSON BARBARA 317 BROOKDALE DRIVE SALISBURY MD 21804 7.00000 75.0%
10181213 WILLIAMS ISAAC J. 173 CHARTER OAKS AVENUE BRENTWOOD NY 11717 7.00000 80.0%
10181214 HAGERTY ROBERTA 4742 BUCHANAN HIGHWAY TEMPLE GA 30179 6.50000 64.9%
10181226 KNIGHT CHARLES 4201 SW 24TH STREET FT. LAUDERD FL 33317 6.75000 65.0%
10181228 PRATT III JOHN 23 TITUS ROAD POUGHKEEPSI NY 12603 6.75000 56.2%
10181232 BROWN JEFF H. 378 BROUGHTON AVENUE BLOOMFIELD NJ 07003 6.87500 80.0%
10181241 MCFARLING H M 213 FIELDCREST ROAD EDEN NC 27288 6.75000 80.0%
10181249 CALLAWAY ANITA 63 MAPLE AVENUE IRVINGTON NJ 07111 7.62500 80.0%
10181256 SCATAMACCHIA ROBERT 38 FRANKLIN STREET HAVERHILL MA 01830 6.75000 65.0%
10181274 BRISCOE MARGO A. 1640 GLENEAGLE ROAD BALTIMORE MD 21239 7.00000 85.0%
10181281 LENNON WILLIS E. 3533 DIXON ROAD DURHAM NC 27707 7.00000 85.0%
10181283 TRABAZO GUILLERMO 1621 NW 110TH TERRACE PEMBROKE PI FL 33026 7.25000 90.0%
10181303 NICHOLS ALBERTA 1328 MAPLE AVENUE HADDON HEIG NJ 08035 7.00000 90.0%
10181309 MILLS JOANN M. 3530 VICKY CIRCLE KENNESAW GA 30144 6.75000 61.5%
10181310 VALLIMARESCU JOHN 3604 VAN NESS STREET, N.W. WASHINGTON DC 20008 6.50000 42.8%
10181313 SMITH ALICIA 329-331 PRIMROSE AVENUE SYRACUSE NY 13205 6.50000 75.0%
10181316 SHARIKAS NABIL K. 7033 WESTMORELAND DRIVE WARRENTON VA 20187 6.75000 64.3%
10181319 BLUNT DONALD R. 19 COOLIDGE AVENUE SACO ME 04072 6.50000 60.0%
10181327 TAYLOR RONALD 5704 CHARLES DRIVE TAMPA FL 33619 7.50000 80.0%
10181335 HUMPHREY SHIRLEY 2528 VAN DYKE AVENUE ROTTERDAM NY 12306 6.75000 56.0%
10181403 BERMAN LYNDA 646 HIGH MEADOW ROAD WINHALL VT 05340 6.25000 65.0%
10181406 MARTIN GAIL L. 4496 EASTLAWN AVENUE WOODBRIDGE VA 22193 7.00000 75.0%
10181408 PETERS JAMES C. 30 CHESTNUT STREET JAMESTOWN NY 14701 6.75000 65.0%
10181418 PETERS JAMES 1009 PRENDERGAST AVENUE JAMESTOWN NY 14701 7.50000 60.0%
10181447 RANSOM ROBERT 906 WASHINGTON STREET CAPE MAY NJ 08204 7.00000 80.0%
10181452 ROBBINS JAMES 4105 LOCH LOMOND DRIVE BALTIMORE MD 21236 6.12500 42.2%
10181453 BARNES EVELYN D. 320 EAST SCOTT AVENUE KNOXVILLE TN 37917 6.75000 65.0%
10181540 NEUMAN MARK 29 SAINT JOHNS STREET SAYVILLE NY 11782 6.75000 65.0%
10181543 BANGS BERTHA 49 OAKRIDGE DRIVE BAYSHORE NY 11706 6.87500 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10180469 10.50000 59,850.00 547.48 05 1 66,500.00 360 N
10180474 9.50000 37,700.00 317.01 01 1 58,000.00 360 N
10180477 9.99000 112,500.00 986.44 01 1 125,000.00 360 N
10180478 9.50000 117,000.00 983.80 01 1 130,000.00 360 N
10180492 10.99000 36,375.00 346.14 01 1 48,500.00 360 N
10180517 10.50000 72,000.00 658.62 01 1 90,000.00 360 N
10180524 12.00000 35,250.00 362.59 01 1 47,000.00 360 N
10180527 10.74000 95,920.00 894.68 01 1 119,900.00 360 N
10180534 9.87500 76,500.00 664.29 01 1 90,000.00 360 N
10180542 8.99000 99,000.00 795.87 01 1 110,000.00 360 N
10180549 11.87500 181,900.00 1,853.57 01 1 214,000.00 360 N
10180556 10.25000 75,375.00 675.44 01 1 100,500.00 360 N
10180560 11.25000 57,800.00 561.39 04 1 71,250.00 360 N
10180561 11.99000 37,500.00 385.45 01 1 50,000.00 360 N
10180567 10.62500 44,475.00 411.00 01 1 59,300.00 360 N
10180587 10.99000 38,625.00 367.55 01 1 51,500.00 360 N
10180588 9.99000 105,600.00 925.94 01 1 132,000.00 360 N
10181105 10.75000 38,350.00 358.00 01 1 59,000.00 360 N
10181122 9.49000 149,000.00 1,251.79 01 1 240,000.00 360 N
10181124 10.75000 57,200.00 533.96 01 1 88,000.00 360 N
10181126 12.50000 54,600.00 582.73 01 1 78,000.00 360 N
10181142 10.75000 26,260.00 245.14 01 1 40,400.00 360 N
10181143 10.75000 20,000.00 186.70 01 1 119,500.00 360 N
10181144 11.25000 52,200.00 507.00 01 1 58,000.00 360 N
10181178 8.75000 492,000.00 3,870.57 01 1 615,000.00 360 N
10181182 10.99000 332,800.00 3,166.82 01 1 416,000.00 360 N
10181197 8.50000 41,600.00 319.87 01 1 64,000.00 360 N
10181206 11.00000 95,250.00 907.09 01 1 127,000.00 360 N
10181213 10.25000 108,000.00 967.79 01 1 135,000.00 360 N
10181214 10.75000 44,800.00 418.20 01 1 69,000.00 360 N
10181226 10.75000 59,800.00 558.23 01 1 92,000.00 360 N
10181228 10.75000 73,000.00 681.45 01 1 130,000.00 360 N
10181232 9.74000 121,600.00 1,043.84 05 1 152,000.00 360 N
10181241 10.99000 34,400.00 327.34 01 1 43,000.00 360 N
10181249 10.75000 100,000.00 933.49 01 1 125,000.00 360 N
10181256 10.75000 52,000.00 485.42 05 1 80,000.00 360 N
10181274 10.62500 52,700.00 487.00 01 1 62,000.00 360 N
10181281 11.12500 104,550.00 1,005.55 01 1 123,000.00 360 N
10181283 10.00000 130,500.00 1,145.24 01 1 145,000.00 360 N
10181303 11.25000 117,000.00 1,136.38 01 1 130,000.00 360 N
10181309 10.75000 55,000.00 513.42 01 1 89,500.00 360 N
10181310 8.50000 122,000.00 938.08 01 1 285,000.00 360 N
10181313 10.50000 49,500.00 452.80 05 1 66,000.00 360 N
10181316 9.75000 106,000.00 910.71 09 1 165,000.00 360 N
10181319 9.00000 30,600.00 246.22 01 1 51,000.00 360 N
10181327 11.50000 55,600.00 550.61 01 1 69,500.00 360 N
10181335 10.75000 25,200.00 235.24 01 1 45,000.00 360 N
10181403 9.00000 331,500.00 2,667.33 01 2 510,000.00 360 N
10181406 11.00000 80,250.00 764.24 01 1 107,000.00 360 N
10181408 10.75000 35,750.00 333.72 01 1 55,000.00 360 N
10181418 11.50000 33,000.00 326.80 01 3 55,000.00 360 N
10181447 10.99000 168,800.00 1,606.25 05 1 211,000.00 360 N
10181452 9.25000 54,000.00 444.25 01 1 128,000.00 360 N
10181453 10.75000 42,250.00 394.40 01 1 65,000.00 360 N
10181540 9.75000 139,750.00 1,200.67 01 1 215,000.00 360 N
10181543 9.74000 132,000.00 1,133.12 01 1 165,000.00 360 N
</TABLE>
Page 119
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10181551 HAUN ROBERT 217 HENDERSON HOLLOW ROAD KNOXVILLE TN 37931 6.75000 80.0%
10181577 PINTO ROBERT 29896 CONNELLY MILL ROAD DELMAR MD 21875 6.75000 50.0%
10181591 DUTIL RONALD 20 MORGAN DRIVE SIDNEY ME 04330 6.75000 65.0%
10182153 FELT LEROY E. JR. 16892 FOX TRAIL LANE LOXAHATCHEE FL 33470 6.75000 75.0%
10182160 MULLINS RICHARD 10601 SOUTH DRIVE #295 HOUSTON TX 77099 6.12500 74.8%
10182167 SUIRE ROBERT A. 9390 LA HIGHWAY 339 ABBEVILLE LA 70510 7.00000 75.0%
10182181 LING ANN 2257 ESTRIBO DRIVE ROLLING HIL CA 90274 7.25000 90.0%
10182184 KELLY NANCY 14146 POYDRAS AVENUE BATON ROUGE LA 70810 7.00000 85.0%
10182235 COSGROVE A. ALINE 22634 KITTRIDGE STREET WEST HILLS CA 91307 6.75000 80.0%
10182236 DRORY GIL 6656 BLUCHER AVENUE AREA OF VA CA 91406 5.50000 90.0%
10182241 MARTINEZ NORMA I 1911-1915 FRUITVALE AVENUE OAKLAND CA 94601 7.00000 80.0%
10182254 PIAZZA MARGARET M. 52432 PIAZZA LANE INDEPENDENC LA 70443 7.25000 75.0%
10182278 TOBIN PHYLLIS 239 NORTH FREDERIC STREET BURBANK CA 91505 7.00000 80.0%
10182309 QUIJADA ISTHER 515 HILLWOOD DRIVE SAN ANTONIO TX 78213 7.00000 80.0%
10182353 CHUN YERIN 967 ARAPAHOE STREET LOS ANGELES CA 90006 7.75000 90.0%
10182384 WOOLBRIGHT CARL K 1005 SEACLIFF NORTH DAPHNE AL 36526 6.75000 65.0%
10182408 WILLIS DAVID R 5715 ASH OAK DRIVE HOUSTON TX 77025 7.00000 85.0%
10182437 HOLLOWAY REGINALD 1218 OAKLAND AVENUE BERMINHAM AL 35218 7.00000 80.0%
10182449 CASTRELLON JOSE O. 10544 EAST AVENUE S-8 (LITTLEROCK CA 93543 6.12500 75.0%
10182450 MORA ERIK 7302 RALSTON STREET VENTURA CA 93003 6.25000 80.0%
10182457 RODRIGUEZ DAVID G. 3502 WEST LOUISIANA AVENUE MIDLAND TX 79703 6.75000 75.0%
10182475 CHACON MICHAEL L. 1336 EAST MAPLEGROVE STREET WEST COVINA CA 91792 6.75000 80.0%
10182502 LOZANO JUAN 2917 ERNESTO SERNA PLACE EL PASO TX 79936 6.50000 90.0%
10182549 ROGERS, JR. BURLEY 1479 LONGDALE DRIVE NORFORK VA 23513 7.00000 80.0%
10182555 MCCURDY EDWARD W. 753 28TH STREET NEWPORT NEW VA 23607 7.50000 65.0%
10182557 BURKE ROGER 403 WEST 700 NORTH BUSHNELL UT 84302 7.00000 80.0%
10182559 BUCK, JR. EARL 1248 PALL MALL STREET NORFOLK VA 23513 6.87500 75.0%
10183104 POTTS LEA ANN 6355 PIERCE STREET NORTHEAST FRIDLEY MN 55432 6.75000 80.0%
10183106 JENKINS LETITIA 527 ST. JAMES CAHOKIA IL 62206 6.75000 80.0%
10183128 KNOLL EDWINA 6010 TUCKERMAN LANE COLORADO SP CO 80918 6.50000 75.0%
10183146 LEE JR. ROBERT 428 2ND STREET PLAINVIEW IL 62676 6.75000 80.0%
10183147 TYLER MARY L. 4115 FLORENCE BOULEVARD OMAHA NE 68152 6.50000 75.0%
10183149 FERENCE REBECCA 11866 RUNNEL CIRCLE EDEN PRAIRI MN 55347 7.00000 70.0%
10183150 WILLIAMS PAMELA L. 120 PARSONS AVENUE WEBSTER GRO MO 63119 7.50000 60.0%
10183162 BURKHARD DIANE 118 EAST 3RD STREET LOVELAND CO 80537 6.37500 53.0%
10183172 SILVESTRI JAMES J. 315 EUCLID ROCK HILL MO 63119 7.00000 70.0%
10183183 LEBRASSEUR JAMES R 21674 201ST STREET BIG LAKE MN 55309 6.87500 70.0%
10183185 RIGGINS SHASTA 8227 ZOE ST. LOUIS MO 63134 7.00000 75.0%
10183199 MOORE JR. ROBERT 113 OAK RIDGE DRIVE NEWTON MS 39345 7.00000 80.0%
10183212 VIOR ROSENDO L. 309 SOUTH VOLUNTARIO STREET SANTA BARBA CA 93103 5.87500 48.8%
10183229 SYMONDS OTIS 3015 LOGAN AVENUE NORTH MINNEAPOLIS MN 55411 6.75000 75.0%
10183275 HEIN RICHARD J. 6060 URSA LANE COLORADO SP CO 80919 6.75000 74.4%
10183289 SWANDER DAVID R. 2057 167TH AVENUE NORTHWEST ANDOVER MN 55304 6.50000 75.0%
10183313 ELLENBERGER RUSSELL C. 508 2ND AVENUE EAST DURAND WI 54736 6.75000 75.3%
10183342 KRUEGER CRAIG 11595 273RD AVENUE ZIMMERMAN MN 55398 6.87500 70.0%
10183356 CLEVELAND DAN 3425 WILHELMINIA DRIVE BELLEVUE NE 68123 6.12500 75.0%
10183359 HOPSON SYLVESTER 3804 37TH STREET MERIDIAN MS 39301 6.87500 70.0%
10183380 BUNTS EMERY 1693 COUNTRY ROAD B EAST MAPLEWOOD MN 55117 6.12500 80.0%
10183390 EVANS MARY LOU 5516 5TH STREET MERIDIAN MS 39301 6.50000 75.0%
10183393 DAY WILLIAM R. 1008 WINDMILL DRIVE MERIDIAN MS 39305 6.50000 80.0%
10183398 MEYER LANA M. 5325 MANNING AVENUE SOUTH AFTON MN 55001 6.75000 85.0%
10183400 DODD LISA 1137 EDMUND AVENUE ST. PAUL MN 55104 6.87500 70.0%
10183412 WHITELAW LOVIE MARIE 8 BISHOP PLACE JACKSON TN 38301 6.75000 80.0%
10183423 PORTER THEODORE 1227 WALTON AVENUE ALTOONA PA 16602 6.00000 70.0%
10183436 BURNETT PAULINE M. 17784 ORCHARD LANE FAIRHOPE AL 36532 6.75000 49.1%
10183467 ROBERTS BENJAMIN 905 DAYTON AVENUE ST. PAUL MN 55104 7.50000 70.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN NO Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10181551 10.75000 61,600.00 575.03 01 1 77,000.00 360 N
10181577 10.75000 32,000.00 298.72 01 1 64,000.00 360 N
10181591 10.75000 68,250.00 637.11 01 1 105,000.00 360 N
10182153 9.25000 318,750.00 2,622.28 09 1 425,000.00 360 N
10182160 10.25000 23,200.00 207.90 04 3 31,000.00 360 N
10182167 9.49000 46,500.00 390.66 01 1 62,000.00 360 N
10182181 10.25000 423,000.00 3,790.51 01 1 470,000.00 360 N
10182184 11.12500 61,200.00 588.61 09 1 72,000.00 360 N
10182235 9.75000 151,200.00 1,299.05 01 1 189,000.00 360 N
10182236 9.50000 117,900.00 991.37 01 1 131,000.00 360 N
10182241 9.95000 133,600.00 1,167.51 12 1 167,000.00 360 N
10182254 11.00000 50,625.00 482.12 01 1 67,500.00 360 N
10182278 8.99000 180,000.00 1,447.03 01 1 225,000.00 360 N
10182309 10.74000 40,800.00 380.56 01 1 51,000.00 360 N
10182353 10.25000 202,500.00 1,814.61 01 1 225,000.00 360 N
10182384 10.25000 33,800.00 302.89 04 1 52,000.00 360 N
10182408 10.87500 96,200.00 907.07 09 1 113,250.00 360 N
10182437 11.25000 46,000.00 446.79 01 1 57,500.00 360 N
10182449 9.50000 83,250.00 700.02 01 1 111,000.00 360 N
10182450 9.25000 154,400.00 1,270.22 01 1 193,000.00 360 N
10182457 10.25000 49,500.00 443.58 01 1 66,000.00 360 N
10182475 9.50000 144,000.00 1,210.83 01 1 180,000.00 360 N
10182502 9.75000 80,550.00 692.05 01 1 89,500.00 360 N
10182549 10.75000 41,600.00 388.33 01 3 52,000.00 360 N
10182555 11.24000 29,250.00 283.88 01 3 45,000.00 360 N
10182557 11.25000 62,400.00 606.07 01 1 78,000.00 360 N
10182559 10.25000 63,750.00 571.27 05 3 85,000.00 360 N
10183104 11.50000 102,000.00 1,010.10 05 1 127,500.00 360 N
10183106 10.75000 42,400.00 395.80 01 1 53,000.00 360 N
10183128 10.75000 94,500.00 882.14 01 1 126,000.00 360 N
10183146 10.75000 32,000.00 298.72 01 1 40,000.00 360 N
10183147 11.50000 25,500.00 252.53 01 1 34,000.00 360 N
10183149 10.75000 130,200.00 1,215.40 01 1 186,000.00 360 N
10183150 11.50000 77,400.00 766.49 01 3 129,000.00 360 N
10183162 9.99000 53,000.00 464.73 01 1 100,000.00 360 N
10183172 12.25000 42,000.00 440.12 01 1 60,000.00 360 N
10183183 10.25000 133,000.00 1,191.82 01 1 190,000.00 360 N
10183185 12.00000 32,250.00 331.73 01 1 43,000.00 360 N
10183199 10.25000 91,200.00 817.25 01 1 114,000.00 360 N
10183212 8.75000 100,000.00 786.71 01 1 205,000.00 360 N
10183229 11.99000 51,375.00 528.06 01 1 68,500.00 360 N
10183275 10.99000 97,464.00 927.44 01 1 131,000.00 360 N
10183289 10.50000 102,675.00 939.21 01 1 136,900.00 360 N
10183313 10.99000 31,250.00 297.37 01 1 41,500.00 360 N
10183342 11.49000 67,200.00 664.97 01 1 96,000.00 360 N
10183356 10.75000 77,488.00 723.34 01 1 103,318.00 360 N
10183359 10.75000 63,000.00 588.10 01 1 90,000.00 360 N
10183380 9.99000 87,200.00 764.60 01 1 109,000.00 360 N
10183390 10.75000 43,537.00 406.41 01 1 58,050.00 360 N
10183393 9.99000 189,200.00 1,658.97 01 1 236,500.00 360 N
10183398 7.99000 280,500.00 2,056.26 01 1 330,000.00 360 N
10183400 11.49000 87,500.00 865.84 01 1 125,000.00 360 N
10183412 11.50000 35,600.00 352.55 01 1 44,500.00 360 N
10183423 9.50000 59,500.00 500.31 01 1 85,000.00 360 N
10183436 11.50000 135,000.00 1,336.90 01 1 275,000.00 360 N
10183467 11.50000 66,500.00 658.55 05 3 95,000.00 360 N
</TABLE>
Page 120
<PAGE>
<TABLE>
<CAPTION>
LOAN NO NAME Property Address City State Zip Margin Loan to Value
- -----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
10183508 STONE ROBIN G. 14362 SE PRINCETON VILLAGE WAY CLACKAMAS OR 97015 6.50000 70.0%
10183531 RANGER RANDOLPH 105 CARRIE'S COVE BRANDON MS 39042 7.00000 85.0%
10183542 ARCHER RICHARD E 4242 GIRARD AVENUE NORTH MINNEAPOLIS MN 55412 6.50000 75.0%
10183566 LARSON MERRILL 2236 WOIDA ROAD BAXTER MN 56425 7.00000 80.0%
10183623 PAVLOVICH ADAM S. 982 ROUTE 168 WEST/GREENE TWP HOOKSTOWN PA 15050 6.75000 52.5%
10183641 WHITENER ROY 2689 PEAVINE ROAD ROCK SPRING GA 30739 7.00000 80.0%
10183645 MONTOUR LEONARD 100 HOLLY AVENUE MANCHESTER NH 03103 7.00000 85.0%
10183656 KEAN ROBERT 5324 BARWICK ROAD NORTH CHARL SC 29418 6.75000 52.9%
10183670 SAMUELS INGRID 106 SHANLEY AVENUE NEWARK NJ 07108 7.00000 80.0%
10183673 COCCO ANDREA 223 AUGUST ROAD NORTH BABYL NY 11703 6.12500 80.0%
10183702 O'NEIL SHANE 35 RIDGE BROOK DRIVE STAMFORD CT 06903 6.62500 74.8%
10183752 LEFF RACHEL 15 ANVIL COURT EAST HAMPTO NY 11937 7.25000 90.0%
10183811 PERONY DARLENE 317 ELDERT STREET BROOKLYN NY 11237 7.00000 80.0%
10183813 CARMODY THOMAS J. 5 OLDWICK COURT LEONARDO NJ 07737 6.87500 75.0%
10183815 VAN MYERS JOSEPH 8 WINTON ROAD EAST BRUNSW NJ 08816 8.00000 70.0%
10183818 UYCHICH PRISCILLA 104 JEWELL STREET GARFIELD NJ 07026 7.62500 80.0%
10183819 SURGEON BRENDA 1212 WEST 5TH STREET PLAINFIELD NJ 07063 7.62500 75.0%
10183917 SCHLEICH DOUGLAS 12344 GLEN HAVEN STREET SPRING HILL FL 34609 6.75000 59.8%
10183933 GRAHAM CALVIN 532 LAFAYETTE AVENUE BROOKLYN NY 11205 7.00000 80.0%
10183955 INGENITO JAMES 320 NIELSON STREET DIX HILLS NY 11746 6.12500 80.0%
10184048 JEUDI ANTOINE 871 HERKIMER STREET BROOKLYN NY 11233 7.00000 80.0%
10184058 REID HILDA 470 EAST 40TH STREET BROOKLYN NY 11230 6.87500 80.0%
10184221 CHRONISTER JANET G. 26506 ROYAL VISTA COURT (SAUGUS ARE CA 91351 7.25000 90.0%
10184249 ANDREWS MARSHA 12296 GRANADA WAY WOODBRIDGE VA 22191 7.00000 70.0%
10184260 ERIC SMITH 5300 7TH COURT SOUTH BIRMINGHAM AL 35212 6.75000 65.0%
10184606 ROJAS ROSA PAMELA 9816 HAMLET LANE COTTAGE GRO MN 55016 7.00000 85.0%
10184649 MARTINEZ CARLOS 412 HERMOSA WAY OXNARD CA 93030 6.50000 80.0%
10184694 TODD RICHARD 4570 TELLER STREET WHEAT RIDGE CO 80033 6.12500 80.0%
10184737 HUNTER LAURA L. 1701 WEST 35TH STREET NORTH LITTL AR 72118 6.50000 85.0%
10184769 SMITH EULLA M 166 SOUTH WESTDALE STREET DECATUR IL 62522 6.75000 80.0%
10184783 MORRIS JAMES M. HCR 30 BOX 50-B WARSAW MO 65355 7.00000 69.5%
10184883 COOPER ROBERT 3315 STEELE STREET DENVER CO 80205 6.12500 76.7%
10186175 BUTZ DAVID 703 ALBERTA AVENUE MECHANICSBU PA 17055 6.00000 70.0%
10186194 DURLING MARK 131 WINCH HILL ROAD WEST SWANZE NH 03469 6.87500 80.0%
10186368 LEWIS ELECTRATAVIS 573 NEW JERSEY AVENUE BROOKLYN NY 11207 7.00000 80.0%
<CAPTION>
Cut-Off Scheduled Property Occupancy Property Orig.
LOAN N0 Cut-Off Rate Balance P&I Type Status Value Term Modified
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
10183508 9.50000 105,500.00 887.11 10 1 150,800.00 360 N
10183531 10.87500 96,050.00 905.65 01 1 113,000.00 360 N
10183542 11.50000 71,175.00 704.84 01 1 94,900.00 360 N
10183566 9.99000 70,080.00 614.49 01 1 87,600.00 360 N
10183623 10.75000 105,000.00 980.16 01 1 200,000.00 360 N
10183641 11.25000 40,000.00 388.51 01 1 50,000.00 360 N
10183645 11.37500 68,850.00 675.26 01 1 81,000.00 360 N
10183656 10.75000 50,000.00 466.75 01 1 94,500.00 360 N
10183670 11.25000 88,800.00 862.49 06 1 111,000.00 360 N
10183673 9.25000 134,400.00 1,105.68 01 1 168,000.00 360 N
10183702 10.00000 406,000.00 3,562.95 01 1 542,500.00 360 N
10183752 10.75000 391,500.00 3,654.58 01 1 435,000.00 360 N
10183811 10.50000 184,000.00 1,683.13 12 1 230,000.00 360 N
10183813 9.75000 393,750.00 3,382.93 01 1 525,000.00 360 N
10183815 11.75000 168,000.00 1,695.81 01 1 240,000.00 360 N
10183818 10.25000 129,600.00 1,161.35 06 1 162,000.00 360 N
10183819 11.25000 93,750.00 910.56 01 1 125,000.00 360 N
10183917 10.75000 64,000.00 597.43 01 1 107,000.00 360 N
10183933 10.50000 172,000.00 1,573.36 06 1 215,000.00 360 N
10183955 9.25000 180,000.00 1,480.82 01 1 225,000.00 360 N
10184048 10.50000 136,800.00 1,251.37 05 1 171,000.00 360 N
10184058 10.00000 168,000.00 1,474.33 05 1 210,000.00 360 N
10184221 9.75000 211,300.00 1,815.40 01 1 234,815.00 360 N
10184249 11.25000 80,500.00 781.87 01 1 115,000.00 360 N
10184260 9.25000 100,750.00 828.85 01 1 155,000.00 360 N
10184606 11.87500 91,192.00 929.25 09 1 107,285.00 360 N
10184649 7.99000 164,000.00 1,202.24 01 1 205,000.00 360 N
10184694 8.50000 192,000.00 1,476.32 01 1 240,000.00 360 N
10184737 11.75000 46,750.00 471.90 01 1 55,000.00 360 N
10184769 9.75000 46,720.00 401.40 01 1 58,400.00 360 N
10184783 11.75000 91,000.00 918.57 01 1 131,000.00 360 N
10184883 7.49000 115,000.00 803.31 01 1 150,000.00 360 N
10186175 9.25000 97,930.00 805.65 01 1 139,900.00 360 N
10186194 10.00000 116,000.00 1,017.99 01 1 145,000.00 360 N
10186368 10.50000 140,000.00 1,280.64 05 1 175,000.00 360 N
</TABLE>
Page 121
<PAGE>
EXHIBIT D
FORM OF REQUEST FOR RELEASE
DATE:
TO:
RE: REQUEST FOR RELEASE OF DOCUMENTS
In connection with the administration of the pool of Mortgage Loans held by you
for the referenced pool, we request the release of the Mortgage File described
below.
Pooling and Servicing Agreement Dated:
Series#:
Account#:
Pool#:
Loan#:
Borrower Name(s):
Reason for Document Request: (circle one) Mortgage Loan Prepaid in Full
Mortgage Loan Repurchased
"We hereby certify that all amounts received or to be received in connection
with such payments which are required to be deposited have been or will be so
deposited as provided in the Pooling and Servicing Agreement."
WMC Mortgage Corp.
Authorized Signature
****************************************************************
TO CUSTODIAN/TRUSTEE: Please acknowledge this request, and check off documents
being enclosed with a copy of this form. You should retain this form for your
files in accordance with the terms of the Pooling and Servicing Agreement.
Enclosed Documents: [ ] Mortgage Note
[ ] Mortgage
[ ] Assignment(s) of Mortgage
[ ] Title Insurance Policy
[ ] Other:________________________
__________________________________
Name
__________________________________
Title
__________________________________
Date
<PAGE>
EXHIBIT E-1
FORM OF INITIAL CERTIFICATION
WHEREAS, the undersigned is _______________ of The First National Bank
of Chicago, a national banking corporation, acting in its capacity as trustee
(the "Trustee") of a certain pool of mortgage loans (the "Mortgage Loans")
heretofore conveyed in trust to the Trustee, pursuant to that certain Pooling
and Servicing Agreement dated as of June 1, 1998 (the "Pooling and Servicing
Agreement") among WMC Secured Assets Corp., as Company, WMC Mortgage Corp., as
Master Servicer, and The First National Bank of Chicago, as Trustee; and
WHEREAS, the Trustee is required, pursuant to Section 2.02 of the
Pooling and Servicing Agreement, to review the Files relating to the Mortgage
Loans within a specified period following the Closing Date and to notify the
Master Servicer, the Seller and the Company promptly of any defects with respect
to the Mortgage Loans, and the Seller is required to remedy such defects or take
certain other action, all as contemplated in Section 2.02 of the Pooling and
Servicing Agreement; and
WHEREAS, Section 2.02 of the Pooling and Servicing Agreement requires
the Trustee to deliver this Initial Certification upon the satisfaction of
certain conditions set forth therein.
NOW, THEREFORE, the Trustee hereby certifies that it has determined
that all required documents listed in Section 2.01(b) of the Pooling and
Servicing Agreement have been received, and that such documents relate to the
Mortgage Loans identified in the Initial Mortgage Loan Schedule.
THE FIRST NATIONAL BANK OF CHICAGO, as Trustee
By:__________________________
Name:
Title:_______________________
<PAGE>
EXHIBIT E-2
FORM OF INTERIM CERTIFICATION
________ __, 199_
WMC Secured Assets Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
WMC Mortgage Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
Re: Pooling and Servicing Agreement, dated as of June 1, 1998
among WMC Secured Assets Corp., as Company, WMC Mortgage
Corp., as Master Servicer, and The First National Bank of
Chicago, as Trustee, regarding WMC Mortgage Pass-Through
Certificates, Series 1998-A
---------------------------------------------------------
Ladies and Gentlemen:
In accordance with the provisions of the above-referenced Pooling and
Servicing Agreement, the undersigned, as Trustee, hereby certifies that as to
each Mortgage Loan Listed in the Mortgage Loan Schedule (other than any Mortgage
Loan paid in full or any Mortgage Loan listed on the exceptions report
attachment hereto), it has reviewed the documents delivered to it pursuant to
the Pooling and Servicing Agreement and has determined that (i) all documents
required to be delivered to it pursuant to the above referenced Pooling and
Servicing Agreement are in its possession and relate to the Mortgage Loan
identified in the Mortgage Loan Schedule and (ii) each such document has been
reviewed by it and appears regular on its face, appears to bear original
signatures, and has not been mutilated, damaged, torn or otherwise physically
altered and relates to such Mortgage Loan. The Trustee has made no independent
examination of such documents beyond the review specifically required in the
above-referenced Pooling and Servicing Agreement. The Trustee makes no
representations or warranties as to: (i) the validity, legality, enforceability
or genuineness of any such documents contained in each Mortgage File or any of
the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the
collectability, insurability, effectiveness or suitability of any such Mortgage
Loan.
Capitalized words and phrases used herein shall have the respective
meanings assigned to them in the above captioned Pooling and Servicing
Agreement.
THE FIRST NATIONAL BANK OF CHICAGO, as Trustee
By:___________________________
Name:
Title:
<PAGE>
EXHIBIT E-3
FORM OF FINAL CERTIFICATION
________ __, 199_
WMC Secured Assets Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
WMC Mortgage Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
Re: Pooling and Servicing Agreement, dated as of June 1, 1998
among WMC Secured Assets Corp., as Company, WMC Mortgage
Corp., as Master Servicer, and The First National Bank of
Chicago, as Trustee, regarding WMC Mortgage Pass-Through
Certificates, Series 1998-A
---------------------------------------------------------
Ladies and Gentlemen:
In accordance with the provisions of the above-referenced Pooling and
Servicing Agreement, the undersigned, as Trustee, hereby certifies that as to
each Mortgage Loan Listed in the Mortgage Loan Schedule (other than any Mortgage
Loan paid in full or any Mortgage Loan listed on the exceptions report
attachment hereto), it has reviewed the documents delivered to it pursuant to
the Pooling and Servicing Agreement and has determined that (i) all documents
required to be delivered to it pursuant to the above referenced Pooling and
Servicing Agreement are in its possession and relate to the Mortgage Loans
identified in the Mortgage Loan Schedule and (ii) each such document has been
reviewed by it and appears regular on its face, appears to bear original
signatures, and has not been mutilated, damaged, torn or otherwise physically
altered and relates to such Mortgage Loan. The Trustee has made no independent
examination of such documents beyond the review specifically required in the
above-referenced Pooling and Servicing Agreement. The Trustee makes no
representations or warranties as to: (i) the validity, legality, enforceability
or genuineness of any such documents contained in each Mortgage File or any of
the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the
collectability, insurability, effectiveness or suitability of any such Mortgage
Loan.
Capitalized words and phrases used herein shall have the respective
meanings assigned to them in the above captioned Pooling and Servicing
Agreement.
THE FIRST NATIONAL BANK OF CHICAGO, as Trustee
By:____________________________
Name:
Title:
<PAGE>
EXHIBIT F-1
FORM OF TRANSFER AFFIDAVIT AND AGREEMENT
STATE OF )
: ss.:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he/she is [Title of Officer] of [Name of Owner] (record or
beneficial owner of the WMC Mortgage Pass-Through Certificates, Series 1998-A
Class [R-I][R-II] (the "Owner")), a [savings institution] [corporation] duly
organized and existing under the laws of [the State of__________ ] [the United
States], on behalf of which he/she makes this affidavit and agreement.
2. That the Owner (i) is not and will not be a "disqualified
organization" as of [date of transfer] within the meaning of Section 860E(e)(5)
of the Internal Revenue Code of 1986, as amended (the "Code"), (ii) will
endeavor to remain other than a disqualified organization for so long as it
retains its ownership interest in the Class [R-I][R-II] Certificates, and (iii)
is acquiring the Class [R-I][R-II] Certificates for its own account or for the
account of another Owner from which it has received an affidavit and agreement
in substantially the same form as this affidavit and agreement. (For this
purpose, a "disqualified organization" means the United States, any state or
political subdivision thereof, any agency or instrumentality of any of the
foregoing (other than an instrumentality all of the activities of which are
subject to tax and, except for the Federal Home Loan Mortgage Corporation, a
majority of whose board of directors is not selected by any such governmental
entity) or any foreign government, international organization or any agency or
instrumentality of such foreign government or organization, any rural electric
or telephone cooperative, or any organization (other than certain farmers'
cooperatives) that is generally exempt from federal income tax unless such
organization is subject to the tax on unrelated business taxable income).
3. That the Owner is aware (i) of the tax that would be imposed on
transfers of Class [R-I][R-II] Certificates to disqualified organizations under
the Code, that applies to all transfers of Class [R-I][R-II] Certificates after
March 31, 1988; (ii) that such tax would be on the transferor, or, if such
transfer is through an agent (which person includes a broker, nominee or
middleman) for a disqualified organization, on the agent; (iii) that the person
otherwise liable for the tax shall be relieved of liability for the tax if the
transferee furnishes to such person an affidavit that the transferee is not a
disqualified organization and, at the time of transfer, such person does not
have actual knowledge that the affidavit is false; and (iv) that the Class
[R-I][R-II] Certificates may be "noneconomic residual interests" within the
meaning of Treasury regulations promulgated pursuant to the Code and that the
transferor of a noneconomic residual interest will remain liable for any taxes
due with respect to the income on such residual interest, unless no significant
purpose of the transfer was to impede the assessment or collection of tax.
<PAGE>
4. That the Owner is aware of the tax imposed on a "pass-through
entity" holding Class [R-I][R-II] Certificates if at any time during the taxable
year of the pass-through entity a disqualified organization is the record holder
of an interest in such entity. (For this purpose, a "pass through entity"
includes a regulated investment company, a real estate investment trust or
common trust fund, a partnership, trust or estate, and certain cooperatives.)
5. That the Owner is aware that the Trustee will not register the
transfer of any Class [R-I][R-II] Certificates unless the transferee, or the
transferee's agent, delivers to it an affidavit and agreement, among other
things, in substantially the same form as this affidavit and agreement. The
Owner expressly agrees that it will not consummate any such transfer if it knows
or believes that any of the representations contained in such affidavit and
agreement are false.
6. That the Owner has reviewed the restrictions set forth on the face
of the Class [R-I][R-II] Certificates and the provisions of Section 5.02(f) of
the Pooling and Servicing Agreement under which the Class R Certificates were
issued (in particular, clause (iii)(A) and (iii)(B) of Section 5.02(f) which
authorize the Trustee to deliver payments to a person other than the Owner and
negotiate a mandatory sale by the Trustee in the event the Owner holds such
Certificates in violation of Section 5.02(f)). The Owner expressly agrees to be
bound by and to comply with such restrictions and provisions.
7. That the Owner consents to any additional restrictions or
arrangements that shall be deemed necessary upon advice of counsel to constitute
a reasonable arrangement to ensure that the Class [R-I][R-II] Certificates will
only be owned, directly or indirectly, by an Owner that is not a disqualified
organization.
8. The Owner's Taxpayer Identification Number is_________ .
9. This affidavit and agreement relates only to the Class [R-I][R-II]
Certificates held by the Owner and not to any other holder of the Class
[R-I][R-II] Certificates. The Owner understands that the liabilities described
herein relate only to the Class [R-I][R-II] Certificates.
10. That no purpose of the Owner relating to the transfer of any of
the Class [R-I][R-II] Certificates by the Owner is or will be to impede the
assessment or collection of any tax.
11. That the Owner has no present knowledge or expectation that it
will be unable to pay any United States taxes owed by it so long as any of the
Certificates remain outstanding. In this regard, the Owner hereby represents to
and for the benefit of the person from whom it acquired the Class [R-I][R-II]
Certificate that the Owner intends to pay taxes associated with holding such
Class R Certificate as they become due, fully understanding that it may incur
tax liabilities in excess of any cash flows generated by the Class [R-I][R-II]
Certificate.
<PAGE>
12. That the Owner has no present knowledge or expectation that it
will become insolvent or subject to a bankruptcy proceeding for so long as any
of the Class [R-I][R-II] Certificates remain outstanding.
13. The Owner is a citizen or resident of the United States, a
corporation, partnership or other entity created or organized in, or under the
laws of, the United States or any political subdivision thereof (except, in the
case of a partnership, to the extent provided in regulations) or an estate whose
income is subject to United States federal income tax regardless of its source,
or a trust if a court within the United States is able to exercise primary
supervision over the administration of the trust and one or more such United
States Persons have the authority to control all substantial decisions of the
trust. To the extent prescribed in regulations by the Secretary of the Treasury,
which have not yet been issued, a trust which was in existence on August 20,
1996 (other than a trust treated as owned by the grantor under subpart E of part
I of subchapter J of chapter 1 of the Code), and which was treated as a United
States person on August 20, 1996 may elect to continue to be treated as a United
States person notwithstanding the previous sentence.
14. Either (a) or (b) is satisfied, as marked below:
a. Purchaser is not any employee benefit plan subject to the
Employee Retirement Income Security Act of 1974, as amended ("ERISA"),
or the Internal Revenue Code of 1986 (the "Code"), a Person acting,
directly or indirectly, on behalf of any such plan or any Person
acquiring such Certificates with "plan assets" of a Plan within the
meaning of the Department of Labor regulation promulgated at 29 C.F.R.
(S)2510.3-101; or
b. Purchaser will provide the Trustee, the Company and the
Master Servicer with either: (i) an opinion of counsel, satisfactory
to the Trustee, the Company and the Master Servicer, to the effect
that the purchase and holding of a Certificate by or on behalf of the
Purchaser is permissible under applicable law, will not constitute or
result in a prohibited transaction under Section 406 of ERISA or
Section 4975 of the Code (or comparable provisions of any subsequent
enactments) and will not subject the Trustee, the Company or the
Master Servicer to any obligation or liability (including liabilities
under ERISA or Section 4975 of the Code) in addition to those
undertaken in the Pooling and Servicing Agreement, which opinion of
counsel shall not be an expense of the Trustee, the Company or the
Master Servicer; or (ii) in lieu of such opinion of counsel, a
certification in the form of Exhibit G-2 to the Pooling and Servicing
Agreement.
<PAGE>
15. The Purchaser is not a non-United States person or an
electing large partnership within the meaning of section 775(a) of the
Code.
Very truly yours,
---------------------------------------
By:
Name:
Title:
<PAGE>
IN WITNESS WHEREOF, the Owner has caused this instrument to be
executed on its behalf, pursuant to the authority of its Board of Directors, by
its [Title of Officer] and its corporate seal to be hereunto attached, attested
by its [Assistant] Secretary, this ____ day of _______________, 199__.
[NAME OF OWNER]
By:_______________________________
[Name of Officer]
[Title of Officer]
[Corporate Seal]
ATTEST:
________________________________
[Assistant] Secretary
Personally appeared before me the above-named [Name of Officer], known
or proved to me to be the same person who executed the foregoing instrument and
to be the [Title of Officer] of the Owner, and acknowledged to me that he
executed the same as his free act and deed and the free act and deed of the
Owner.
Subscribed and sworn before me this ____ day of ________________,
199__.
----------------------------------
NOTARY PUBLIC
COUNTY OF_________________________
STATE OF__________________________
My Commission expires the
____ day of
_______________, 19__.
<PAGE>
EXHIBIT F-2
FORM OF TRANSFEROR CERTIFICATE
__________________, 19__
WMC Secured Assets Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
The First National Bank of Chicago
One First National Plaza
Chicago, Illinois 60670-0126
Re: WMC Mortgage Pass-Through Certificates,
Series 1998-A, Class [R-I][R-II]
-----------------------------------
Ladies and Gentlemen:
This letter is delivered to you in connection with the transfer by
________________________________ (the "Seller") to ____________________________
__________ (the "Purchaser") of ___% Percentage Interest of WMC Mortgage Pass-
Through Certificates, Series 1998-A, Class [R-I][R-II] (the "Certificates"),
pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling
and Servicing Agreement"), dated as of June 1, 1998, among WMC Secured Assets
Corp., as company (the "Company"), WMC Mortgage Corp., as master servicer, and
The First National Bank of Chicago, as trustee (the "Trustee"). All terms used
herein and not otherwise defined shall have the meanings set forth in the
Pooling and Servicing Agreement. The Seller hereby certifies, represents and
warrants to, and covenants with, the Company and the Trustee that:
1. No purpose of the Seller relating to the transfer of the
Certificate by the Seller to the Purchaser is or will be to impede the
assessment or collection of any tax.
2. The Seller understands that the Purchaser has delivered to the
Trustee and the Master Servicer a transfer affidavit and agreement in the form
attached to the Pooling and Servicing Agreement as Exhibit F-1. The Seller does
not know or believe that any representation contained therein is false.
3. The Seller, at the time of the transfer, has conducted a reasonable
investigation of the financial condition of the Purchaser as contemplated by
Treasury Regulations Section 1.860E-1(c)(4)(i) and, as a result of that
investigation, the Seller has determined that the Purchaser has historically
paid its debts as they become due and has found no significant evidence to
indicate that the Purchaser will not continue to pay its debts as they become
due in the future. The Seller
<PAGE>
understands that the transfer of a Class [R-I][R-II] Certificate may not be
respected for United States income tax purposes (and the Seller may continue to
be liable for United States income taxes associated therewith) unless the Seller
has conducted such an investigation.
4. The Seller has no actual knowledge that the proposed Transferee is
not both a United States Person and a Permitted Transferee.
Very truly yours,
------------------------------------------
(Seller)
By:
---------------------------------------
Name:
-------------------------------------
Title:
------------------------------------
<PAGE>
EXHIBIT G-1
FORM OF INVESTOR REPRESENTATION LETTER
______________, 19__
WMC Secured Assets Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
The First National Bank of Chicago
One First National Plaza, Suite 0126
Chicago, Illinois 60670-0126
RE: WMC Mortgage Pass-Through Certificates,
Series 1998-A, Class [R-I][R-II]
---------------------------------------
Ladies and Gentlemen:
_________________________ (the "Purchaser") intends to purchase from
___________________________ (the "Seller") ___% Percentage Interest of WMC
Mortgage Pass- Through Certificates, Series 1998-A, Class ___ (the
"Certificates"), issued pursuant to the Pooling and Servicing Agreement (the
"Pooling and Servicing Agreement"), dated as of June 1, 1998 among WMC Secured
Assets Corp., as company (the "Company"), WMC Mortgage Corp., as master
servicer, and The First National Bank of Chicago, as trustee (the "Trustee").
All terms used herein and not otherwise defined shall have the meanings set
forth in the Pooling and Servicing Agreement. The Purchaser hereby certifies,
represents and warrants to, and covenants with, the Company and the Trustee
that:
1. The Purchaser understands that (a) the Certificates have not been
and will not be registered or qualified under the Securities Act of 1933,
as amended (the "Act") or any state securities law, (b) the Company is not
required to so register or qualify the Certificates, (c) the Certificates
may be resold only if registered and qualified pursuant to the provisions
of the Act or any state securities law, or if an exemption from such
registration and qualification is available, (d) the Pooling and Servicing
Agreement contains restrictions regarding the transfer of the Certificates
and (e) the Certificates will bear a legend to the foregoing effect.
<PAGE>
2. The Purchaser is acquiring the Certificates for its own account
for investment only and not with a view to or for sale in connection with
any distribution thereof in any manner that would violate the Act or any
applicable state securities laws.
3. The Purchaser is (a) a substantial, sophisticated institutional
investor having such knowledge and experience in financial and business
matters, and, in particular, in such matters related to securities similar
to the Certificates, such that it is capable of evaluating the merits and
risks of investment in the Certificates, (b) able to bear the economic
risks of such an investment and (c) an "accredited investor" within the
meaning of Rule 501(a) promulgated pursuant to the Act.
4. The Purchaser has been furnished with, and has had an opportunity
to review (a) a copy of the Prospectus Supplement, dated
___________________, 19__, to the Prospectus, dated ___________, 19__
(collectively, the "Prospectus") relating to the Certificates (b) a copy of
the Pooling and Servicing Agreement and (c) such other information
concerning the Certificates, the Mortgage Loans and the Company as has been
requested by the Purchaser from the Company or the Seller and is relevant
to the Purchaser's decision to purchase the Certificates. The Purchaser has
had any questions arising from such review answered by the Company or the
Seller to the satisfaction of the Purchaser. [If the Purchaser did not
purchase the Certificates from the Seller in connection with the initial
distribution of the Certificates and was provided with a copy of the
Prospectus relating to the original sale (the "Original Sale") of the
Certificates by the Company, the Purchaser acknowledges that such
Prospectus was provided to it by the Seller, that the Prospectus was
prepared by the Company solely for use in connection with the Original Sale
and the Company did not participate in or facilitate in any way the
purchase of the Certificates by the Purchaser from the Seller, and the
Purchaser agrees that it will look solely to the Seller and not to the
Company with respect to any damage, liability, claim or expense arising out
of, resulting from or in connection with (a) error or omission, or alleged
error or omission, contained in the Prospectus, or (b) any information,
development or event arising after the date of the Prospectus.]
5. The Purchaser has not and will not nor has it authorized or will
it authorize any person to (a) offer, pledge, sell, dispose of or otherwise
transfer any Certificate, any interest in any Certificate or any other
similar security to any person in any manner, (b) solicit any offer to buy
or to accept a pledge, disposition of other transfer of any Certificate,
any interest in any Certificate or any other similar security from any
person in any manner, (c) otherwise approach or negotiate with respect to
any Certificate, any interest in any Certificate or any other similar
security with any person in any manner, (d) make any general solicitation
by means of general advertising or in any other manner or (e) take any
other action, that (as to any of (a) through (e) above) would constitute a
distribution of any Certificate under the Act, that would render the
disposition of any Certificate a violation of Section 5 of the Act or any
state securities law, or that would require registration or qualification
pursuant thereto. The Purchaser will not sell or
<PAGE>
otherwise transfer any of the Certificates, except in compliance with the
provisions of the Pooling and Servicing Agreement.
6. The Purchaser represents that either (a) or (b) is satisfied, as
marked below:
a. is not any employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended ("ERISA"), or the
Internal Revenue Code of 1986 (the "Code"), a Person acting, directly
or indirectly, on behalf of any such plan or any Person acquiring such
Certificates with "plan assets" of a Plan within the meaning of the
Department of Labor regulation promulgated at 29 C.F.R. (S)2510.3-101;
or
b. will provide the Trustee, the Company and the Master
Servicer with either: (i) an opinion of counsel, satisfactory to the
Trustee, the Company and the Master Servicer, to the effect that the
purchase and holding of a Certificate by or on behalf of the Purchaser
is permissible under applicable law, will not constitute or result in
a prohibited transaction under Section 406 of ERISA or Section 4975 of
the Code (or comparable provisions of any subsequent enactments) and
will not subject the Trustee, the Company or the Master Servicer to
any obligation or liability (including liabilities under ERISA or
Section 4975 of the Code) in addition to those undertaken in the
Pooling and Servicing Agreement, which opinion of counsel shall not be
an expense of the Trustee, the Company or the Master Servicer; or (ii)
in lieu of such opinion of counsel, a certification in the form of
Exhibit G-2 to the Pooling and Servicing Agreement.
7. The Purchaser is not a non-United States person or an electing
large partnership within the meaning of section 775(a) of the Code.
Very truly yours,
---------------------------------
By:
Name:
Title:
<PAGE>
EXHIBIT G-2
FORM OF ERISA REPRESENTATION LETTER
ERISA REPRESENTATION LETTER
---------------------
WMC Secured Assets Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
WMC Mortgage Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
The First National Bank of Chicago
One First National Plaza, Suite 0126
Chicago, IL 60670
Attention: WMC Mortgage Pass-Through Certificates, Series 1998-A, Class ___
----------------------------------------------------------------
Dear Sirs:
__________________________ (the "Purchaser") intends to purchase from
_________________________ (the "Seller") $_______________ initial Certificate
Principal Balance of WMC Mortgage Pass-Through Certificates, Series 1998-A,
Class _____________________________________ (the "Certificates"), issued
pursuant to the Pooling and Servicing Agreement (the"Pooling and Servicing
Agreement"), dated as of June 1, 1998, among WMC Secured Assets Corp., as
company (the "Company"), WMC Mortgage Corp., as master servicer (the "Master
Servicer") and The First National Bank of Chicago, as trustee (the "Trustee").
All terms used herein and not otherwise defined shall have the meanings set
forth in the Pooling and Servicing Agreement. The Purchaser hereby certifies,
represents and warrants to, and covenants with the Company, the Trustee and the
Master Servicer that the following statements in either (1) or (2) are accurate:
(1) The Certificates (i) are not being acquired by, and will not be
transferred to, any employee benefit plan within the meaning of section
3(3) of the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or other retirement arrangement, including individual retirement
accounts and annuities, Keogh plans and bank collective investment funds
and insurance company general or separate accounts in which
<PAGE>
such plans, accounts or arrangements are invested, that is subject to
Section 406 of ERISA or Section 4975 of the Internal Revenue Code of 1986
(the "Code") (any of the foregoing, a "Plan"), (ii) are not being acquired
with "plan assets" of a Plan within the meaning of the Department of Labor
("DOL") regulation, 29 C.F.R. (S) 2510.3-101, and (iii) will not be
transferred to any entity that is deemed to be investing in plan assets
within the meaning of the DOL regulation, 29 C.F.R. (S)2510.3-101; or
(2) The purchase of Certificates is permissible under applicable law,
will not constitute or result in any prohibited transaction under ERISA or
Section 4975 of the Code, will not subject the Company, the Trustee or the
Master Servicer to any obligation in addition to those undertaken in the
Pooling and Servicing Agreement and, with respect to each source of funds
("Source") being used by the Purchaser to acquire the Certificates, each of
the following statements are accurate: (a) the Purchaser is an insurance
company; (b) the Source is assets of the Purchaser's "general account;" (c)
the conditions set forth in Sections I and III of Prohibited Transaction
Class Exemption ("PTCE") 95-60 issued by the DOL have been satisfied and
the purchase, holding and transfer of Certificates by or on behalf of the
Purchaser are exempt under PTCE 95-60; and (d) the amount of reserves and
liabilities for such general account contracts held by or on behalf of any
Plan do not exceed 10% of the total reserves and liabilities of such
general account plus surplus as of the date hereof (for purposes of this
clause, all Plans maintained by the same employer (or affiliate thereof) or
employee organization are deemed to be a single Plan) in connection with
its purchase and holding of such Certificates.
Very truly yours,
[Purchaser]
-------------------------------
By:
----------------------------
Name:
Title:
<PAGE>
EXHIBIT H
FORM OF TRANSFEROR REPRESENTATION LETTER
______, 19__
WMC Secured Assets Corp.
6320 Canoga Avenue
Woodland Hills, CA 91367
The First National Bank of Chicago
One First National Plaza, Suite 0126
Chicago, Illinois 60670-0126
Re: WMC Mortgage Pass-Through Certificates,
Series 1998-A, Class [R-I][R-II]
------------------------------------------
Ladies and Gentlemen:
In connection with the sale by (the "Seller") to (the "Purchaser")
___% Percentage Interest of WMC Mortgage Pass-Through Certificates, Series
1998-A, Class (the "Certificates"), issued pursuant to the Pooling and Servicing
Agreement (the "Pooling and Servicing Agreement"), dated as of June 1, 1998
among WMC Secured Assets Corp., as company (the "Company"), WMC Mortgage Corp.,
as master servicer, and The First National Bank of Chicago, as trustee (the
"Trustee"). The Seller hereby certifies, represents and warrants to, and
covenants with, the Company and the Trustee that:
Neither the Seller nor anyone acting on its behalf has (a) offered,
pledged, sold, disposed of or otherwise transferred any Certificate, any
interest in any Certificate or any other similar security to any person in any
manner, (b) has solicited any offer to buy or to accept a pledge, disposition or
other transfer of any Certificate, any interest in any Certificate or any other
similar security from any person in any manner, (c) has otherwise approached or
negotiated with respect to any Certificate, any interest in any Certificate or
any other similar security with any person in any manner, (d) has made any
general solicitation by means of general advertising or in any other manner, or
(e) has taken any other action, that (as to any of (a) through (e) above) would
constitute a distribution of the Certificates under the Securities Act of 1933
(the "Act"), that would render the disposition of any Certificate a violation of
Section 5 of the Act or any state securities law, or that would require
registration or qualification pursuant thereto. The Seller will not act, in any
manner set forth in the foregoing sentence with respect to any Certificate. The
<PAGE>
Seller has not and will not sell or otherwise transfer any of the Certificates,
except in compliance with the provisions of the Pooling and Servicing Agreement.
Very truly yours,
------------------------------
(Seller)
By:
---------------------------
Name:
Title:
<PAGE>
EXHIBIT I
[FORM OF RULE 144A INVESTMENT REPRESENTATION]
Description of Rule 144A Securities, including numbers:
-------------------------------------------------------
-------------------------------------------------------
-------------------------------------------------------
-------------------------------------------------------
The undersigned seller, as registered holder (the "Seller"), intends
to transfer the Rule 144A Securities described above to the undersigned buyer
(the "Buyer").
1. In connection with such transfer and in accordance with the
agreements pursuant to which the Rule 144A Securities were issued, the Seller
hereby certifies the following facts: Neither the Seller nor anyone acting on
its behalf has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a transfer, pledge
or other disposition of the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security from, or otherwise approached or
negotiated with respect to the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or
made any general solicitation by means of general advertising or in any other
manner, or taken any other action, that would constitute a distribution of the
Rule 144A Securities under the Securities Act of 1933, as amended (the "1933
Act"), or that would render the disposition of the Rule 144A Securities a
violation of Section 5 of the 1933 Act or require registration pursuant thereto,
and that the Seller has not offered the Rule 144A Securities to any person other
than the Buyer or another "qualified institutional buyer" as defined in Rule
144A under the 1933 Act.
2. The Buyer warrants and represents to, and covenants with, the
Seller, the Trustee and the Master Servicer (as defined in the Pooling and
Servicing Agreement (the "Agreement")), dated as of June 1, 1998 among WMC
Mortgage Corp., as Master Servicer, WMC Secured Assets Corp. as company and The
First National Bank of Chicago as trustee, pursuant to Section 5.02 of the
Agreement, as follows:
a. The Buyer understands that the Rule 144A Securities have
not been registered under the 1933 Act or the securities laws of any
state.
b. The Buyer considers itself a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business matters that it is capable of evaluating the
merits and risks of investment in the Rule 144A Securities.
<PAGE>
c. The Buyer has been furnished with all information regarding the
Rule 144A Securities that it has requested from the Seller, the Trustee or
the Servicer.
d. Neither the Buyer nor anyone acting on its behalf has offered,
transferred, pledged, sold or otherwise disposed of the Rule 144A
Securities, any interest in the Rule 144A Securities or any other similar
security to, or solicited any offer to buy or accept a transfer, pledge or
other disposition of the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security from, or otherwise approached
or negotiated with respect to the Rule 144A Securities, any interest in the
Rule 144A Securities or any other similar security with, any person in any
manner, or made any general solicitation by means of general advertising or
in any other manner, or taken any other action, that would constitute a
distribution of the Rule 144A Securities under the 1933 Act or that would
render the disposition of the Rule 144A Securities a violation of Section 5
of the 1933 Act or require registration pursuant thereto, nor will it act,
nor has it authorized or will it authorize any person to act, in such
manner with respect to the Rule 144A Securities.
e. The Buyer is a "qualified institutional buyer" as that term is
defined in Rule 144A under the 1933 Act and has completed either of the
forms of certification to that effect attached hereto as Annex 1 or Annex
2. The Buyer is aware that the sale to it is being made in reliance on Rule
144A. The Buyer is acquiring the Rule 144A Securities for its own account
or the accounts of other qualified institutional buyers, understands that
such Rule 144A Securities may be resold, pledged or transferred only (i) to
a person reasonably believed to be a qualified institutional buyer that
purchases for its own account or for the account of a qualified
institutional buyer to whom notice is given that the resale, pledge or
transfer is being made in reliance on Rule 144A, or (ii) pursuant to
another exemption from registration under the 1933 Act.
3. The Buyer represents that either (a) or (b) is satisfied, as marked
below:
a. is not any employee benefit plan subject to the Employee
-----
Revenue Code of 1986 (the "Code"), a Person acting, directly or indirectly,
on behalf of any such plan or any Person acquiring such Certificates with
"plan assets" of a Plan within the meaning of the Department of Labor
regulation promulgated at 29 C.F.R. (S)2510.3-101; or
b. will provide the Trustee, the Company and the Master Servicer
-----
with either: (i) an opinion of counsel, satisfactory to the Trustee, the
Company and the Master Servicer, to the effect that the purchase and
holding of a Certificate by or on behalf of the Buyer is permissible under
applicable law, will not constitute or result in a prohibited transaction
under Section 406 of ERISA or Section 4975 of the Code (or comparable
provisions of any subsequent enactments) and will not subject the Trustee,
the Company or the Master Servicer to any obligation or liability
(including liabilities under ERISA or Section 4975 of the Code) in addition
to those undertaken in the Pooling and Servicing Agreement, which opinion
of counsel shall not be an expense of the Trustee, the Company
<PAGE>
or the Master Servicer; or (ii) in lieu of such opinion of counsel, a
certification in the form of Exhibit G-2 to the Pooling and Servicing
Agreement.
4. This document may be executed in one or more counterparts and by
the different parties hereto on separate counterparts, each of which, when so
executed, shall be deemed to be an original; such counterparts, together, shall
constitute one and the same document.
IN WITNESS WHEREOF, each of the parties has executed this document as
of the date set forth below.
- ------------------------- -------------------------------
Print Name of Seller Print Name of Buyer
By: By:
---------------------- ----------------------------
Name: Name:
Title: Title:
Taxpayer Identification: No. Taxpayer Identification: No.
--- ---
Date: Date:
-------------- --------------
<PAGE>
ANNEX 1 TO EXHIBIT I
--------------------
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
--------------------------------------------------------
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule
144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief
Financial Officer, Senior Vice President or other executive officer of the
Buyer.
2. In connection with purchases by the Buyer, the Buyer is a
"qualified institutional buyer" as that term is defined in Rule 144A under the
Securities Act of 1933 ("Rule 144A") because (i) the Buyer owned and/or invested
on a discretionary basis $______________________ in securities (except for the
excluded securities referred to below) as of the end of the Buyer's most recent
fiscal year (such amount being calculated in accordance with Rule 144A) and (ii)
the Buyer satisfies the criteria in the category marked below.
Corporation, etc. The Buyer is a corporation (other than a
--- ----------- ---
bank, savings and loan association or similar institution),
Massachusetts or similar business trust, partnership, or charitable
organization described in Section 501(c)(3) of the Internal Revenue
Code.
Bank. The Buyer (a) is a national bank or banking institution
--- ----
organized under the laws of any State, territory or the District of
Columbia, the business of which is substantially confined to banking
and is supervised by the State or territorial banking commission or
similar official or is a foreign bank or equivalent institution, and
(b) has an audited net worth of at least $25,000,000 as demonstrated
in its latest annual financial statements, a copy of which is attached
---------------------------
hereto.
------
<PAGE>
Savings and Loan. The Buyer (a) is a savings and loan association,
--- ----------------
building and loan association, cooperative bank, homestead association
or similar institution, which is supervised and examined by a State or
Federal authority having supervision over any such institutions or is
a foreign savings and loan association or equivalent institution and
(b) has an audited net worth of at least $25,000,000 as demonstrated
in its latest annual financial statements.
Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15
--- -------------
of the Securities Exchange Act of 1934.
State or Local Plan. The Buyer is a plan established and maintained by
--- -------------------
a State, its political subdivisions, or any agency or instrumentality
of the State or its political subdivisions, for the benefit of its
employees.
ERISA Plan. The Buyer is an employee benefit plan within the meaning
--- ----------
of Title I of the Employee Retirement Income Security Act of 1974.
Investment Adviser. The Buyer is an investment adviser registered
--- ------------------
under the Investment Advisers Act of 1940.
SBIC. The Buyer is a Small Business Investment Company licensed by the
--- ----
U.S. Small Business Administration under Section 301(c) or (d) of the
Small Business Investment Act of 1958.
Business Development Company. The Buyer is a business development
--- ----------------------------
company as defined in Section 202(a)(22) of the Investment Advisers
Act of 1940.
Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust
--- ----------
company and whose participants are exclusively (a) plans established
and maintained by a State, its political subdivisions, or any agency
or instrumentality of the State or its political subdivisions, for the
benefit of its employees, or (b) employee benefit plans within the
meaning of Title I of the Employee Retirement Income Security Act of
1974, but is not a trust fund that includes as participants individual
retirement accounts or H.R. 10 plans.
3. The term "securities" as used herein does not include (i)
---------- ----------------
securities of issuers that are affiliated with the Buyer, (ii) securities that
are part of an unsold allotment to or subscription by the Buyer, if the Buyer is
a dealer, (iii) bank deposit notes and certificates of deposit, (iv) loan
participations, (v) repurchase agreements, (vi) securities owned but subject to
a repurchase agreement and (vii) currency, interest rate and commodity swaps.
4. For purposes of determining the aggregate amount of securities
owned and/or invested on a discretionary basis by the Buyer, the Buyer used the
cost of such securities to the Buyer and did not include any of the securities
referred to in the preceding paragraph. Further, in determining such aggregate
amount, the Buyer may have included securities owned by subsidiaries of the
Buyer, but only if such subsidiaries are consolidated with the Buyer in its
<PAGE>
financial statements prepared in accordance with generally accepted accounting
principles and if the investments of such subsidiaries are managed under the
Buyer's direction. However, such securities were not included if the Buyer is a
majority-owned, consolidated subsidiary of another enterprise and the Buyer is
not itself a reporting company under the Securities Exchange Act of 1934.
5. The Buyer acknowledges that it is familiar with Rule 144A and
understands that the seller to it and other parties related to the Certificates
are relying and will continue to rely on the statements made herein because one
or more sales to the Buyer may be in reliance on Rule 144A.
--- --- Will the Buyer be purchasing the Rule 144A
Yes No Securities only for the Buyer's own account?
6. If the answer to the foregoing question is "no", the Buyer agrees
that, in connection with any purchase of securities sold to the Buyer for the
account of a third party (including any separate account) in reliance on Rule
144A, the Buyer will only purchase for the account of a third party that at the
time is a "qualified institutional buyer" within the meaning of Rule 144A. In
addition, the Buyer agrees that the Buyer will not purchase securities for a
third party unless the Buyer has obtained a current representation letter from
such third party or taken other appropriate steps contemplated by Rule 144A to
conclude that such third party independently meets the definition of "qualified
institutional buyer" set forth in Rule 144A.
7. The Buyer will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice is given, the Buyer's purchase of Rule 144A Securities will
constitute a reaffirmation of this certification as of the date of such
purchase.
---------------------------------------
Print Name of Buyer
By:
------------------------------------
Name:
Title:
Date:
----------------------------------
<PAGE>
ANNEX 2 TO EXHIBIT I
--------------------
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
--------------------------------------------------------
[For Buyers That Are Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the
Rule 144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief
Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a
"qualified institutional buyer" as that term is defined in Rule 144A under the
Securities Act of 1933 ("Rule 144A") because Buyer is part of a Family of
Investment Companies (as defined below), is such an officer of the Adviser.
2. In connection with purchases by Buyer, the Buyer is a "qualified
institutional buyer" as defined in SEC Rule 144A because (i) the Buyer is an
investment company registered under the Investment Company Act of 1940, and (ii)
as marked below, the Buyer alone, or the Buyer's Family of Investment Companies,
owned at least $100,000,000 in securities (other than the excluded securities
referred to below) as of the end of the Buyer's most recent fiscal year. For
purposes of determining the amount of securities owned by the Buyer or the
Buyer's Family of Investment Companies, the cost of such securities was used.
The Buyer owned $___________________ in securities (other than the
--- excluded securities referred to below) as of the end of the Buyer's
most recent fiscal year (such amount being calculated in accordance
with Rule 144A).
The Buyer is part of a Family of Investment Companies which
--- owned in the aggregate $______________ in securities (other than the
excluded securities referred to below) as of the end of the Buyer's
most recent fiscal year (such amount being calculated in accordance
with Rule 144A).
3. The term "Family of Investment Companies" as used herein means two
------------------------------
or more registered investment companies (or series thereof) that have the same
investment adviser or investment advisers that are affiliated (by virtue of
being majority owned subsidiaries of the same parent or because one investment
adviser is a majority owned subsidiary of the other).
4. The term "securities" as used herein does not include (i)
----------
securities of issuers that are affiliated with the Buyer or are part of the
Buyer's Family of Investment Companies, (ii) bank deposit notes and certificates
of deposit, (iii) loan participations, (iv) repurchase agreements, (v)
securities owned but subject to a repurchase agreement and (vi) currency,
interest rate and commodity swaps.
5. The Buyer is familiar with Rule 144A and understands that each of
the parties to which this certification is made are relying and will continue to
rely on the statements
<PAGE>
made herein because one or more sales to the Buyer will be in reliance on Rule
144A. In addition, the Buyer will only purchase for the Buyer's own account.
6. The undersigned will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice, the Buyer's purchase of Rule 144A Securities will constitute
a reaffirmation of this certification by the undersigned as of the date of such
purchase.
-------------------------------
Print Name of Buyer
By:
----------------------------
Name:
--------------------------
Title:
-------------------------
IF AN ADVISER:
-------------------------------
Print Name of Buyer
Date:
--------------------------
<PAGE>
EXHIBIT J
FORM OF SUBSEQUENT TRANSFER AGREEMENT
Pursuant to this Subsequent Transfer Agreement (the "Agreement"),
dated __________, 1998, between WMC Secured Assets Corp., as company (the
"Company") WMC Mortgage Corp., as Seller and Master Servicer (the "Seller"), and
The First National Bank of Chicago, as Trustee of the WMC Mortgage Pass-Through
Certificates, Series 1998-A, as purchaser (the "Trustee"), and pursuant to the
Pooling and Servicing Agreement, dated as of June 1, 1998, by and among the
Company, the Master Servicer, the Seller and the Trustee (the "Pooling and
Servicing Agreement"), the Company and the Trustee agree to the sale by Seller
and the purchase by the Company and the sale by the Company and the purchase by
the Trustee, on behalf of the Trust Fund, of the Mortgage Loans listed on the
attached Schedule of Mortgage Loans (the "Subsequent Mortgage Loans").
Capitalized terms used and not defined herein have their respective
meanings as set forth in the Pooling and Servicing Agreement.
Section 1. Conveyance of Subsequent Mortgage Loans.
---------------------------------------
(a) The Seller does hereby sell, transfer, assign, set over and convey
to the Company and the Company does hereby sell, transfer, assign, set over and
convey to the Trustee, on behalf of the Trust Fund, without recourse, all of its
right, title and interest in and to the Subsequent Mortgage Loans, including all
interest due and principal received with respect to the Subsequent Mortgage
Loans after the related Subsequent Cut-Off Date, and all items with respect to
the Subsequent Mortgage Loans to be delivered pursuant to Section 2.01 of the
Pooling and Servicing Agreement; provided, however that the Seller reserves and
retains all right, title and interest in and to interest due and principal
received (including Prepayments and Curtailments) due on the Subsequent Mortgage
Loans on or prior to the related Subsequent Cut-off Date. The Seller and the
Company, contemporaneously with the delivery of this Agreement, have delivered
or caused to be delivered to the Trustee each item set forth in Section 2.01 of
the Pooling and Servicing Agreement. The transfer to the Company by the Seller
and to the Trustee by the Company of the Subsequent Mortgage Loans identified on
the Mortgage Loan Schedule shall be absolute and is intended by the Company, the
Seller, the Master Servicer, the Trustee and the Certificateholders to
constitute and to be treated as a sale by the Seller to the Company and the
Company to the Trust Fund.
(b) The expenses and costs relating to the delivery of the Subsequent
Mortgage Loans, this Agreement and the Pooling and Servicing Agreement shall be
borne by the Seller.
(c) Additional terms of the sale are set forth on Attachment A hereto.
The Subsequent Cut-off Date for each of the Subsequent Mortgage Loans being
transferred pursuant to this Agreement is set forth on Attachment A hereto.
<PAGE>
Section 2. Representations and Warranties; Conditions Precedent.
----------------------------------------------------
(a) The Seller hereby reaffirms the representations and warranties set
forth in Section 3.1(b) of the Mortgage Loan Purchase Agreement that relate to
the Subsequent Mortgage Loans as of the related Subsequent Cut-off Date. The
Seller hereby confirms that each of the conditions set forth in Section 2.1(c)
of the Mortgage Loan Purchase Agreement are satisfied as of the date hereof.
(b) All terms and conditions of the Pooling and Servicing Agreement
and the Mortgage Loan Purchase Agreement are hereby ratified and confirmed;
provided, however, that in the event of any conflict the provisions of this
Agreement shall control over the conflicting provisions of the Pooling and
Servicing Agreement and the Mortgage Loan Purchase Agreement.
Section 3. Recordation of Instrument.
-------------------------
To the extent permitted by applicable law, this Agreement, or a
memorandum thereof if permitted under applicable law, is subject to recordation
in all appropriate public offices for real property records in all of the
counties or other comparable jurisdictions in which any or all of the properties
subject to the Mortgages are situated, and in any other appropriate public
recording office or elsewhere, such recordation to be effected by the Master
Servicer at the Certificateholders' expense on direction of the related Majority
Certificateholders, but only when accompanied by an Opinion of Counsel to the
effect that such recordation materially and beneficially affects the interests
of the Certificateholders or is necessary for the administration or servicing of
the Mortgage Loans.
Section 4. Governing Law.
-------------
This Agreement shall be construed in accordance with the laws of the
State of New York and the obligations, rights and remedies of the parties
hereunder shall be determined in accordance with such laws, without giving
effect to principles of conflicts of law.
Section 5. Counterparts.
------------
This Agreement may be executed in one or more counterparts and by the
different parties hereto on separate counterparts, each of which, when so
executed, shall be deemed to be an original; such counterparts, together, shall
constitute one and the same instrument.
<PAGE>
Section 6. Successors and Assigns.
----------------------
This Agreement shall inure to the benefit of and be binding upon the
Seller, the Company and the Trustee and their respective successors and assigns.
WMC SECURED ASSETS CORP.
as Company
By:
--------------------------
Name:
Title:
WMC MORTGAGE CORP.
as Seller
By:
--------------------------
Name:
Title:
THE FIRST NATIONAL BANK OF
CHICAGO
as Trustee
By:
--------------------------
Name:
Title:
Attachments
A. Additional terms of the sale.
B. Schedule of Subsequent Mortgage Loans.
C. Opinions of Company counsel (bankruptcy, corporate).
E. Trustee's Certificate.
F. Opinion of Trustee's Counsel.
G. Accountant's Comfort Letter.
<PAGE>
WMC MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 1998-A
ATTACHMENT A TO SUBSEQUENT TRANSFER AGREEMENT
Series 1998-A
__________, 1998
A.
1. Subsequent Cut-off Date: __________, 1998
2. Subsequent Transfer Date: __________, 1998
3. Aggregate Principal Balance of the Subsequent
Mortgage Loans as of the Subsequent Cut-off Date: $_______________
4. Purchase Price: 100.00%
B.
As to the final transfer of Subsequent Mortgage Loans:
1. Weighted average gross margin:
2. Weighted average LTV:
3. Highest LTV:
4. % of 2/28 Loans:
5. % of 3/27 Loans:
6. % of 5/25 Loans:
7. Non-owner occupied Mortgaged Properties:
8. % located in California:
<PAGE>
EXHIBIT K
ADDITION NOTICE
__________, 1998
The First National Bank of Chicago
One National Plaza, Suite 0126
Chicago, Illinois 60670
Re: Pooling and Servicing Agreement, dated as of June 1, 1998
(the "Pooling and Servicing Agreement"), by and among WMC
Secured Assets Corp., as Company, WMC Mortgage Corp., as
Master Servicer and Seller and The First National Bank of
Chicago, as Trustee, relating to WMC Mortgage Pass-Through
Certificates, Series 1998-A
----------------------------------------------------------
Ladies and Gentlemen:
Pursuant to Section 2.09 of the Pooling and Servicing Agreement, the
Company has designated Subsequent Mortgage Loans to be sold to the Trust Fund on
__________, 1998, with an aggregate principal balance of $__________.
Capitalized terms not otherwise defined herein have the meaning set forth in the
Pooling and Servicing Agreement.
Please acknowledge your receipt of this notice by countersigning the
enclosed copy in the space indicated below and returning it to the attention of
the undersigned.
Very truly yours,
WMC SECURED ASSETS CORP.,
Company
By:__________________________
Name:
Title:
WMC MORTGAGE CORP.,
Seller and Master Servicer
By:___________________________
Name:
Title:
<PAGE>
ACKNOWLEDGED AND AGREED:
THE FIRST NATIONAL BANK OF CHICAGO
By:____________________________
Name:
Title:
Date:
<PAGE>
EXHIBIT L
FORM OF LOST NOTE AFFIDAVIT
STATE OF________________________)
) ss.:
COUNTY OF_______________________)
_____________________, being duly sworn, deposes and says:
That s/he is a ______________ of ______________________________ (the
"Company");
That, after having conducted a diligent investigation in its records
and files, the Company has been unable to locate the following original note and
believes that said original note has either been lost, misfiled, misplaced or
destroyed:
A note in the original principal sum of $___________ made by
_________________________ to _________________________, and dated __________,
19__.
That the records of the Company do not show that such note was ever
released, paid off, satisfied, assigned, transferred, pledged, hypothecated or
otherwise disposed of and that such note has been either lost, mislaid, misfiled
or destroyed by the Company;
That the Company is aware that the Trustee, for the benefit of the
Certificateholders, is relying upon the statements made herein as to such note
having been lost, mislaid, misfiled or destroyed by the Company and never having
been released, paid off, satisfied, assigned, transferred, pledged, hypothecated
or otherwise disposed of;
In the event that the Company should ever locate said mortgage note,
the Company agrees to provide said note to the Trustee, for the benefit of the
Certificateholders; and
The Company hereby indemnifies and holds the Trustee and the Trust
Fund harmless from and against any and all losses, damages, penalties, fines,
forfeitures, reasonable and necessary legal fees and related costs, judgments,
and other costs and expenses resulting from any claim, demand, defense or
assertion based on or grounded upon, or resulting from the Company's breach of
any covenant, representation or warranty contained herein or based upon the
loss, misplacement or destruction of the lost note.
<PAGE>
Capitalized terms used herein and not otherwise defined shall have the
meanings set forth in the Pooling and Servicing Agreement dated as of June 1,
1998 among the Company, the Trustee and WMC Mortgage Corp.
IN WITNESS WHEREOF, the undersigned has executed this instrument on
behalf of the Company, this ____ day of ______________, 199__.
--------------------------
By:____________________
Name:__________________
Title:_________________
STATE OF _________ )
) SS.
COUNTY OF _________ )
On the ______ day of ________, 199__ before me, a Notary Public in and
for said State, personally appeared _______________ known to me to be
_____________________ of ______________, the company that executed the within
instrument and also known to me to be the person who executed it on behalf of
said company, and acknowledged to me that such company executed the within
instrument.
IN WITNESS WHEREOF, I have hereunto set my hand affixed my official
seal the day and year first above written.
-----------------------------
Notary Public
My Commission expires ________
