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MODIFIED GUARANTEED ANNUITY CONTRACTS Issued by Protective Life and Annuity Insurance Company (Formerly American Foundation Life Insurance Company) 2801 Highway 280 South Birmingham, Alabama 35223 (800) 456-6330 COMPANY NAME CHANGE American Foundation Life Insurance Company has changed its name to Protective Life and Annuity Insurance Company. Please keep this supplement with your May 1, 1998 prospectus for future reference. SUPPLEMENT dated March 1, 1999 to PROSPECTUS dated May 1, 1998
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