<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated financial statements of Protective Life and Annuity Insurance
Company and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 393,454,828
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 0
<MORTGAGE> 3,453,222
<REAL-ESTATE> 0
<TOTAL-INVEST> 459,427,814
<CASH> 2,938,518
<RECOVER-REINSURE> 23,578,216
<DEFERRED-ACQUISITION> 132,907,007
<TOTAL-ASSETS> 637,750,073
<POLICY-LOSSES> 449,352,463
<UNEARNED-PREMIUMS> 8,160,255
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 5,732,387
<NOTES-PAYABLE> 0
2,000
0
<COMMON> 2,500,000
<OTHER-SE> 120,984,398
<TOTAL-LIABILITY-AND-EQUITY> 637,750,073
16,902,379
<INVESTMENT-INCOME> 15,464,192
<INVESTMENT-GAINS> 0
<OTHER-INCOME> 8,399
<BENEFITS> 17,066,128
<UNDERWRITING-AMORTIZATION> 3,548,372
<UNDERWRITING-OTHER> 5,955,295
<INCOME-PRETAX> 5,805,175
<INCOME-TAX> 2,002,785
<INCOME-CONTINUING> 3,802,390
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,802,390
<EPS-BASIC> 0<F1>
<EPS-DILUTED> 0<F1>
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
<FN>
<F1>Protective Life and Annuity Insurance Company is a wholly-owned subsidiary
of Protective Life Insurance Company, which is a wholly-owned subsidiary
of Corporation (NYSE:PL) and is not required to present EPS information.
</FN>
</TABLE>