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[LETTERHEAD]
May 7, 1999
VIA EDGARLINK
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U.S. Securities and Exchange Commission
Office of Insurance Products
Division of Investment Management
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY
(FORMERLY AMERICAN FOUNDATION LIFE INSURANCE COMPANY)
VARIABLE ANNUITY ACCOUNT A OF PROTECTIVE LIFE
FILING PURSUANT TO RULE 497(j) FOR
FILE NO. 333-41577; 811-8537
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Commissioners:
On behalf of Protective Life Annuity Insurance Company (formerly
American Foundation Life Insurance Company) and Variable Annuity Account A of
Protective Life, we hereby certify, pursuant to Rule 497(j) under the
Securities Act of 1933, as amended, that the form of the Statement of
Additional Information ("SAI") being used in connection with the offering of
the Protective Variable Annuity contract and otherwise required to be filed
under Rule 497(c) does not differ from the SAI contained in Post-Effective
Amendment No. 1 for the Variable Annuity Account A of Protective Life as
filed with the Commission on April 30, 1999 via EDGARLINK.
Please do not hesitate to call the undersigned at (800) 627-0220 if you
have any questions.
Sincerely,
/s/ Steve M. Callaway
Steve M. Callaway
SMC/ji/34539v1
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