NORTHEAST PENNSYLVANIA FINANCIAL CORP
10-K405, EX-27, 2000-12-21
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Previous: NORTHEAST PENNSYLVANIA FINANCIAL CORP, 10-K405, EX-13, 2000-12-21
Next: AVIATION HOLDINGS GROUP INC/FL, 10QSB, 2000-12-21



<TABLE> <S> <C>


<ARTICLE>                                      9
<LEGEND>
This schedule contains summary financial  information  extracted from the Annual
Report  to  Shareholders  as  incorporated  by  reference  into  this 10K and is
qualified  in its  entirety by  reference  to the audited  financial  statements
contained herein.
</LEGEND>
<CIK>               0001050996
<NAME>              Northeast Pennsylvania Financial Corp.
<MULTIPLIER>        1,000
<CURRENCY>          U.S. Dollars

<S>                                     <C>
<PERIOD-TYPE>                               12-MOS
<FISCAL-YEAR-END>                           SEP-30-2000
<PERIOD-START>                              OCT-01-1999
<PERIOD-END>                                SEP-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                          (8,315)
<INT-BEARING-DEPOSITS>                          14,610
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    157,474
<INVESTMENTS-CARRYING>                          30,336
<INVESTMENTS-MARKET>                            28,129
<LOANS>                                        415,105
<ALLOWANCE>                                      4,162
<TOTAL-ASSETS>                                 637,342
<DEPOSITS>                                     419,671
<SHORT-TERM>                                    48,654
<LIABILITIES-OTHER>                              5,581
<LONG-TERM>                                     90,461
                                0
                                          0
<COMMON>                                            64
<OTHER-SE>                                      72,911
<TOTAL-LIABILITIES-AND-EQUITY>                 637,342
<INTEREST-LOAN>                                 31,221
<INTEREST-INVEST>                               10,232
<INTEREST-OTHER>                                 3,693
<INTEREST-TOTAL>                                45,146
<INTEREST-DEPOSIT>                              15,311
<INTEREST-EXPENSE>                              26,531
<INTEREST-INCOME-NET>                           18,615
<LOAN-LOSSES>                                    1,467
<SECURITIES-GAINS>                                  37
<EXPENSE-OTHER>                                 14,527
<INCOME-PRETAX>                                  4,517
<INCOME-PRE-EXTRAORDINARY>                       4,517
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,936
<EPS-BASIC>                                     0.84
<EPS-DILUTED>                                     0.81
<YIELD-ACTUAL>                                    7.53
<LOANS-NON>                                      3,499
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,924
<CHARGE-OFFS>                                     (247)
<RECOVERIES>                                        18
<ALLOWANCE-CLOSE>                                4,162  <F1>
<ALLOWANCE-DOMESTIC>                             3,735
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            427  <F2>

<FN>
1.  Allowance  for  loan  loss at end of  period  includes  an  increase  in the
    allowance  through the  provision  for loan losses.

2. All  unallocated  is for domestic loans.
</FN>




</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission