NORTHEAST PENNSYLVANIA FINANCIAL CORP
10-Q, EX-27, 2000-08-14
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
This schedule contains summary  information  extracted from the form 10-Q and is
qualified in its entirety by reference  to the  unaudited  financial  statements
contained therein.
</LEGEND>
<CIK>                                          0001050996
<NAME>                             Northeast Pennsylvania Financial Corp.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   9-mos
<FISCAL-YEAR-END>                              Sep-30-2000
<PERIOD-START>                                 Oct-01-1999
<PERIOD-END>                                   Jun-30-2000
<EXCHANGE-RATE>                                1
<CASH>                                        (1,457)
<INT-BEARING-DEPOSITS>                         9,634
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                  179,304
<INVESTMENTS-CARRYING>                        30,334
<INVESTMENTS-MARKET>                          27,795
<LOANS>                                      412,835
<ALLOWANCE>                                    3,437
<TOTAL-ASSETS>                               658,529
<DEPOSITS>                                   354,803
<SHORT-TERM>                                 121,252
<LIABILITIES-OTHER>                            5,904
<LONG-TERM>                                  105,465
                         0
                                   0
<COMMON>                                      64
<OTHER-SE>                                    71,041
<TOTAL-LIABILITIES-AND-EQUITY>               658,529
<INTEREST-LOAN>                               22,899
<INTEREST-INVEST>                              7,833
<INTEREST-OTHER>                               2,760
<INTEREST-TOTAL>                              33,492
<INTEREST-DEPOSIT>                            11,209
<INTEREST-EXPENSE>                            19,446
<INTEREST-INCOME-NET>                         14,046
<LOAN-LOSSES>                                    585
<SECURITIES-GAINS>                                 5
<EXPENSE-OTHER>                               10,808
<INCOME-PRETAX>                                3,960
<INCOME-PRE-EXTRAORDINARY>                     3,960
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   3,420
<EPS-BASIC>                                   0.70
<EPS-DILUTED>                                   0.68
<YIELD-ACTUAL>                                  7.48
<LOANS-NON>                                    1,501
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               2,924
<CHARGE-OFFS>                                   (88)
<RECOVERIES>                                     16
<ALLOWANCE-CLOSE>                              3,437   <F1>
<ALLOWANCE-DOMESTIC>                           2,670
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                          767   <F2>
<FN>
1.   Allowance for loan loss at end of period includes an increase in the
     allowance through the provision for loan losses.

2.   All unallocated is for domestic loans.
</FN>




</TABLE>


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