<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary information extracted from the form 10-Q and is
qualified in its entirety by reference to the unaudited financial statements
contained therein.
</LEGEND>
<CIK> 0001050996
<NAME> Northeast Pennsylvania Financial Corp.
<MULTIPLIER> 1,000
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> 9-mos
<FISCAL-YEAR-END> Sep-30-2000
<PERIOD-START> Oct-01-1999
<PERIOD-END> Jun-30-2000
<EXCHANGE-RATE> 1
<CASH> (1,457)
<INT-BEARING-DEPOSITS> 9,634
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 179,304
<INVESTMENTS-CARRYING> 30,334
<INVESTMENTS-MARKET> 27,795
<LOANS> 412,835
<ALLOWANCE> 3,437
<TOTAL-ASSETS> 658,529
<DEPOSITS> 354,803
<SHORT-TERM> 121,252
<LIABILITIES-OTHER> 5,904
<LONG-TERM> 105,465
0
0
<COMMON> 64
<OTHER-SE> 71,041
<TOTAL-LIABILITIES-AND-EQUITY> 658,529
<INTEREST-LOAN> 22,899
<INTEREST-INVEST> 7,833
<INTEREST-OTHER> 2,760
<INTEREST-TOTAL> 33,492
<INTEREST-DEPOSIT> 11,209
<INTEREST-EXPENSE> 19,446
<INTEREST-INCOME-NET> 14,046
<LOAN-LOSSES> 585
<SECURITIES-GAINS> 5
<EXPENSE-OTHER> 10,808
<INCOME-PRETAX> 3,960
<INCOME-PRE-EXTRAORDINARY> 3,960
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,420
<EPS-BASIC> 0.70
<EPS-DILUTED> 0.68
<YIELD-ACTUAL> 7.48
<LOANS-NON> 1,501
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,924
<CHARGE-OFFS> (88)
<RECOVERIES> 16
<ALLOWANCE-CLOSE> 3,437 <F1>
<ALLOWANCE-DOMESTIC> 2,670
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 767 <F2>
<FN>
1. Allowance for loan loss at end of period includes an increase in the
allowance through the provision for loan losses.
2. All unallocated is for domestic loans.
</FN>
</TABLE>