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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 35,413
<INT-BEARING-DEPOSITS> 988
<FED-FUNDS-SOLD> 3,521
<TRADING-ASSETS> 6,940
<INVESTMENTS-HELD-FOR-SALE> 5,038
<INVESTMENTS-CARRYING> 1,902
<INVESTMENTS-MARKET> 1,164
<LOANS> 326,824
<ALLOWANCE> 5,908
<TOTAL-ASSETS> 405,421
<DEPOSITS> 220,449
<SHORT-TERM> 0
<LIABILITIES-OTHER> 147,571
<LONG-TERM> 0
0
0
<COMMON> 33,757
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<INTEREST-INVEST> 272
<INTEREST-OTHER> 1,318
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<INTEREST-DEPOSIT> 19,141
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<INTEREST-INCOME-NET> 3,567
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<EPS-BASIC> .670
<EPS-DILUTED> .670
<YIELD-ACTUAL> 5.900
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<RECOVERIES> 164
<ALLOWANCE-CLOSE> 5,908
<ALLOWANCE-DOMESTIC> 5,908
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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