VIB CORP
10-Q, EX-27, 2000-08-10
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                      48,412,289
<INT-BEARING-DEPOSITS>                         818,016
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                187,724,000
<INVESTMENTS-CARRYING>                       2,676,860
<INVESTMENTS-MARKET>                         2,582,939
<LOANS>                                    764,902,159
<ALLOWANCE>                                  7,577,554
<TOTAL-ASSETS>                           1,074,550,549
<DEPOSITS>                                 867,034,013
<SHORT-TERM>                               100,800,000
<LIABILITIES-OTHER>                          6,441,666
<LONG-TERM>                                 38,442,135
                                0
                                          0
<COMMON>                                    59,722,360
<OTHER-SE>                                   2,110,375
<TOTAL-LIABILITIES-AND-EQUITY>           1,074,550,549
<INTEREST-LOAN>                             35,738,375
<INTEREST-INVEST>                            5,915,686
<INTEREST-OTHER>                                65,213
<INTEREST-TOTAL>                            41,719,274
<INTEREST-DEPOSIT>                          14,009,538
<INTEREST-EXPENSE>                           5,171,911
<INTEREST-INCOME-NET>                       22,537,825
<LOAN-LOSSES>                                1,550,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                             19,817,475
<INCOME-PRETAX>                              5,652,898
<INCOME-PRE-EXTRAORDINARY>                   5,652,898
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 3,818,648
<EPS-BASIC>                                       0.32
<EPS-DILUTED>                                     0.32
<YIELD-ACTUAL>                                    8.95
<LOANS-NON>                                  3,812,000
<LOANS-PAST>                                    13,000
<LOANS-TROUBLED>                             4,958,000
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             6,350,100
<CHARGE-OFFS>                                  398,154
<RECOVERIES>                                    75,608
<ALLOWANCE-CLOSE>                            7,577,554
<ALLOWANCE-DOMESTIC>                         7,577,554
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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