SOUTHBANC SHARES INC
S-4/A, EX-23.5, 2000-06-13
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                                                    EXHIBIT 23.5

INDEPENDENT AUDITORS' CONSENT

We consent to the use in this Amendment No. 1 to Registration Statement No.
333-35638 of SouthBanc Shares, Inc. of our report dated November 5, 1999,
appearing in the joint Proxy Statement-Prospectus, which is part of such
Registration Statement.  We also consent to the reference to us under the
heading "Experts" in such joint Proxy Statement-Prospectus.

DELOITTE & TOUCHE LLP

/s/ DELOITTE & TOUCHE LLP

Greenville, South Carolina
June 13, 2000



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