<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-Mos
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-END> Jun-30-2000
<CASH> 37,575
<INT-BEARING-DEPOSITS> 989
<FED-FUNDS-SOLD> 14,350
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 503,726
<INVESTMENTS-CARRYING> 552,128
<INVESTMENTS-MARKET> 532,626
<LOANS> 751,115
<ALLOWANCE> (7,937)
<TOTAL-ASSETS> 1,395,204
<DEPOSITS> 1,043,134
<SHORT-TERM> 27,035
<LIABILITIES-OTHER> 9,686
<LONG-TERM> 244,950
0
0
<COMMON> 114
<OTHER-SE> 70,285
<TOTAL-LIABILITIES-AND-EQUITY> 1,395,204
<INTEREST-LOAN> 32,632
<INTEREST-INVEST> 18,810
<INTEREST-OTHER> 348
<INTEREST-TOTAL> 51,790
<INTEREST-DEPOSIT> 21,678
<INTEREST-EXPENSE> 28,959
<INTEREST-INCOME-NET> 22,831
<LOAN-LOSSES> 890
<SECURITIES-GAINS> 424
<EXPENSE-OTHER> 14,417
<INCOME-PRETAX> 11,028
<INCOME-PRE-EXTRAORDINARY> 11,028
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,240
<EPS-BASIC> 0.66
<EPS-DILUTED> 0.65
<YIELD-ACTUAL> 3.78
<LOANS-NON> 1,319
<LOANS-PAST> 1,303
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,567
<CHARGE-OFFS> 571
<RECOVERIES> 51
<ALLOWANCE-CLOSE> 7,937
<ALLOWANCE-DOMESTIC> 7,937
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>