THIS IS A SUPPLEMENT DATED NOVEMBER 10, 1999 TO THE
LINCOLN LIFE AND ANNUITY FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT M PROSPECTUS
DATED MAY 13, 1999.
CHANGE TO DIRECTORS AND OFFICERS OF LLANY
The section entitled "Directors and Officers of LLANY" on page 31 of the
Prospectus dated May 13, 1999 entitled "1999 VUL-I Product and Funds
Prospectuses" is amended as follows:
The following information is added:
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JOANNE B. COLLINS President and Treasurer, Lincoln Life and Annuity Company of
President and Director New York [9/99 to present]. Formerly: Second Vice President,
Lincoln National Corporation [4/96-8/99] and Second Vice
President, Lincoln National Health & Casualty Company
[11/94-3/96].
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Information pertaining to Kathleen R. Gorman and Philip L. Holstein, who are no
longer with LLANY, is deleted in its entirety.
PLEASE REVIEW THIS SUPPLEMENT CAREFULLY AND KEEP IT WITH YOUR PROSPECTUS.