SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): July 7, 2000
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FIRST NIAGARA FINACIAL GROUP, INC.
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(Exact Name of Registrant as Specified in Charter)
Delaware 0-23975 16-1545669
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(State or Other Jurisdiction (Commission File No.) (I.R.S. Employer
of Incorporation) Identification No.)
6950 South Transit Road, P.O. Box 514, Lockport, New York 14095-0514
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (716) 625-7500
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Not Applicable
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(Former name or former address, if changed since last report)
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Item 2. Acquisition or Disposition of Assets.
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On July 7, 2000, First Niagara Financial Group, Inc. completed its
acquisition of CNY Financial Corporation ("CNY") and its wholly-owned
subsidiary, Cortland Savings Bank. As part of the acquisition, CNY's
stockholders received $18.75 per share for each share of CNY's common stock
issued and outstanding. The transaction was accounted for using the purchase
method.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
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The financial statements and pro forma information required to be filed
by this Item are not available at this time. Such information will be filed as
an amendment to this Current Report on Form 8-K when the information becomes
available; however, in no event will such information be filed any later than 60
days from the last date on which this Form 8-K was required to be filed.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
FIRST NIAGARA FINANCIAL GROUP, INC.
DATE: July 21, 2000 By: \s\ Paul J. Kolkmeyer
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Paul J. Kolkmeyer
Executive Vice President
and Chief Operating Officer
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EXHIBIT INDEX
The following Exhibits are filed as part of this report:
None
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