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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> SEP-30-1999
<PERIOD-END> JUN-30-2000
<CASH> 1,628
<INT-BEARING-DEPOSITS> 5,353
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 116,108
<INVESTMENTS-CARRYING> 9,459
<INVESTMENTS-MARKET> 9,008
<LOANS> 227,629
<ALLOWANCE> 1,576
<TOTAL-ASSETS> 385,212
<DEPOSITS> 230,192
<SHORT-TERM> 102,825
<LIABILITIES-OTHER> 6,415
<LONG-TERM> 0
0
0
<COMMON> 69
<OTHER-SE> 45,711
<TOTAL-LIABILITIES-AND-EQUITY> 385,212
<INTEREST-LOAN> 12,997
<INTEREST-INVEST> 9,893
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 22,890
<INTEREST-DEPOSIT> 7,566
<INTEREST-EXPENSE> 14,816
<INTEREST-INCOME-NET> 8,074
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 438
<EXPENSE-OTHER> 6,405
<INCOME-PRETAX> 4,009
<INCOME-PRE-EXTRAORDINARY> 4,009
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,595
<EPS-BASIC> .49
<EPS-DILUTED> .49
<YIELD-ACTUAL> 7.664
<LOANS-NON> 1,449
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,449
<ALLOWANCE-OPEN> 1,643
<CHARGE-OFFS> 72
<RECOVERIES> 5
<ALLOWANCE-CLOSE> 1,576
<ALLOWANCE-DOMESTIC> 1,576
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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