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EXHIBIT 5
Law Offices
JOEL BERNSTEIN, ESQ., P.A.
11900 Biscayne Blvd., Suite 604 Telephone: 305.892.1122
Miami, Florida 33181 Facsimile: 305.892.0822
November 22, 2000
America's Senior Financial Services, Inc.
9501 N.E. 2nd Avenue, Suite 3
Miami Shores, FL 33138
Gentlemen:
I have acted as special counsel to America's Senior Financial Services, Inc., a
Florida corporation (the "Corporation"), in connection with the offering of
280,000 shares of Common Stock to be issued pursuant to engagement agreements.
The offering of the shares is to be made pursuant to Registration Statement on
Form S-8 to be filed with the Securities and Exchange Commission (the
"Registration Statement").
I have acted as special counsel to the Corporation in connection with the
shares.
Please be advised that I am of the opinion that the Corporation's Common Stock
to be offered pursuant to the Registration Statement has been duly authorized by
the Corporation. Outstanding Common Stock and the Common Stock to be issued in
accordance with the terms the engagement agreements will be validly issued by
the Corporation and fully paid and non-assessable.
We consent to the use of our name in the Registration Statement in the section
of the Prospectus entitled "Legal Matters" and the filing of this letter as an
exhibit to the Registration Statement.
Yours very truly,
/s/ JOEL BERNSTEIN, ESQ., P.A.
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JB:jm Joel Bernstein, Esq., P.A.