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EXHIBIT 99.14
PROMISSORY NOTE
$18.000.00 ALBUQUERQUE, New Mexico
December 2nd, 19a9
On December 2nd 1999, for value received, the undersigned promises to
pay the order of Francisco Urrea Jr. at 3009 Charleston NE, Albuquerque, New
Mexico 87110 the sum of Eighteen THOUSAND DOLLARS ($18,000.00), TOGETHER WITH
INTEREST THEREON AT THE RATE OF 7.00%.
Every maker, endorser and guarantor hereof waives presentment, protest,
demand, notice of nonpayment, notice of dishonor, notice of protest, and all
other demands and notices with respect to this note and any guaranty of this
note in the event this note is not paid at maturity, and agrees that after
maturity of this obligation, any extension or postponement of the time of
payment or any other indulgence by the holder of this note, any substitution,
exchange, or release of any collateral for this note and/ or the addition or
release of any party primarily or secondarily liable hereunder may be made
without notice to or the consent of any holder of this note and without
releasing any maker, endorser, or guarantor hereof; and that no delay or
omission in the enforcement hereof, or of any guaranty hereof, or in the
exercise of any right hereunder or under any guaranty hereof, or in the exercise
of any right hereunder or under any guaranty hereof shall affect the liability
of any maker, endorser, or guarantor of this note.
The undersigned agrees to pay, in addition to all other sums due
hereunder, all costs and expenses of collection of this note and/ or enforcing
the s~me including a reasonable attorney's fee, which shall not be less than 10
percent of the total amount unpaid hereon at the time of collection and/ or
enforcement, should this note be placed in the hands of an attorney for
collection and/ or enforcement, or is collected or enforced through bankruptcy,
probate, or other judicial proceedings.
CYCO.NET, INC., a NEVADA
CORPORATION
By: /s/ RICHARD A. URREA
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Richard A. Urrea, President
