HERITAGE COMMERCE CORP
10-Q, EX-27.1, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE HERITAGE
COMMERCE CORP UNAUDITED FINANCIAL STATEMENTS AT SEPTEMBER 30, 2000 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                      28,152,000
<INT-BEARING-DEPOSITS>                     377,183,000
<FED-FUNDS-SOLD>                            94,700,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 11,921,000
<INVESTMENTS-CARRYING>                      11,921,000
<INVESTMENTS-MARKET>                        11,890,000
<LOANS>                                    383,603,000
<ALLOWANCE>                                  6,500,000
<TOTAL-ASSETS>                             607,848,000
<DEPOSITS>                                 535,534,000
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          8,778,000
<LONG-TERM>                                 14,000,000
                                0
                                          0
<COMMON>                                    42,558,000
<OTHER-SE>                                   6,978,000
<TOTAL-LIABILITIES-AND-EQUITY>             607,848,000
<INTEREST-LOAN>                             29,606,000
<INTEREST-INVEST>                            2,099,000
<INTEREST-OTHER>                             3,351,000
<INTEREST-TOTAL>                            35,056,000
<INTEREST-DEPOSIT>                          12,870,000
<INTEREST-EXPENSE>                          13,321,000
<INTEREST-INCOME-NET>                       20,251,000
<LOAN-LOSSES>                                1,484,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                             16,586,000
<INCOME-PRETAX>                              5,083,000
<INCOME-PRE-EXTRAORDINARY>                   5,083,000
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 3,258,000
<EPS-BASIC>                                       0.46
<EPS-DILUTED>                                     0.44
<YIELD-ACTUAL>                                    5.90
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             5,003,000
<CHARGE-OFFS>                                        0
<RECOVERIES>                                    13,000
<ALLOWANCE-CLOSE>                            6,500,000
<ALLOWANCE-DOMESTIC>                         6,500,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                      1,337,000


</TABLE>


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