HERITAGE COMMERCE CORP
10-Q, EX-27.1, 2000-08-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
HERITAGE COMMERCE CORP UNAUDITED FINANCIAL STATEMENTS AT JUNE 30, 2000
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                      30,680,000
<INT-BEARING-DEPOSITS>                     361,298,000
<FED-FUNDS-SOLD>                            85,600,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 12,812,000
<INVESTMENTS-CARRYING>                      12,812,000
<INVESTMENTS-MARKET>                        12,579,000
<LOANS>                                    371,373,000
<ALLOWANCE>                                  6,000,000
<TOTAL-ASSETS>                             580,967,000
<DEPOSITS>                                 518,475,000
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          8,449,000
<LONG-TERM>                                  7,000,000
                                0
                                          0
<COMMON>                                    41,570,000
<OTHER-SE>                                   5,473,000
<TOTAL-LIABILITIES-AND-EQUITY>             580,967,000
<INTEREST-LOAN>                             18,390,000
<INTEREST-INVEST>                            1,379,000
<INTEREST-OTHER>                             1,787,000
<INTEREST-TOTAL>                            21,556,000
<INTEREST-DEPOSIT>                           7,580,000
<INTEREST-EXPENSE>                           7,795,000
<INTEREST-INCOME-NET>                       12,777,000
<LOAN-LOSSES>                                  984,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                             10,765,000
<INCOME-PRETAX>                              2,887,000
<INCOME-PRE-EXTRAORDINARY>                   2,887,000
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 1,847,000
<EPS-BASIC>                                       0.26
<EPS-DILUTED>                                     0.24
<YIELD-ACTUAL>                                    6.04
<LOANS-NON>                                  1,092,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             5,003,000
<CHARGE-OFFS>                                        0
<RECOVERIES>                                    13,000
<ALLOWANCE-CLOSE>                            6,000,000
<ALLOWANCE-DOMESTIC>                         6,000,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                      1,138,000


</TABLE>


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