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SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (date of earliest event report) January 15, 1998
Money Store CMI Trust 1997-2
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(Exact name of registrant as specified in its charter)
New Jersey SEC TO PROVIDE Applied For
State or other (Commission (IRS Employer
jurisdiction of File Number) ID Number)
incorporation)
2840 Morris Avenue, Union, New Jersey 07083
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(Address of principal executive officer)
Registrant's Telephone Number,
including area code: 908-686-2000
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n/a
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(Former name or former address, if changed since last report)
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Item 5 Other Events
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Attached herein as Annex A is a copy of the Monthly Statement sent to Class
A Certificate holders with respect to the January 15, 1998 Remittance Date.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
THE MONEY STORE INC.
THE MONEY STORE INVESTMENT CORPORATION
THE MONEY STORE COMMERCIAL MORTGAGE INC.
THE MONEY STORE OF NEW YORK INC.
By: /s/ Harry Puglisi
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Name: Harry Puglisi
Title: Treasurer
Dated: January 31, 1998
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SERVICER'S CERTIFICATE
IN ACCORDANCE WITH SECTION 6.09 OF THE POOLING AND SERVICING AGREEMENT
DATED AS OF NOVEMBER 30, 1997, THE MONEY STORE COMMERCIAL MORTGAGE INC.
REPORTS THE FOLLOWING INFORMATION PERTAINING TO SERIES 1997-2 FOR THE
JANUARY 12, 1998 DETERMINATION DATE
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<S> <C> <C>
1. AVAILABLE FUNDS $1,998,995.33
2. (A) ORIGINAL CLASS A CERTIFICATE PRINCIPAL BALANCE 54,600,000.00
(B) ORIGINAL CLASS B CERTIFICATE PRINCIPAL BALANCE 5,400,000.00
(C) ORIGINAL POOL PRINCIPAL BALANCE 46,194,989.88
3. PRINCIPAL PREPAYMENTS RECEIVED DURING THE DUE PERIOD
(A) NUMBER OF ACCOUNTS 0
(B) DOLLARS 0.00
4. AMOUNT OF CURTAILMENTS RECEIVED DURING THE DUE PERIOD 0.00
5. AMOUNT OF ALL EXCESS PAYMENTS AND MONTHLY PAYMENTS IN
RESPECT OF PRINCIPAL RECEIVED DURING THE DUE PERIOD 57,405.73
6. AGGREGATE AMOUNT OF INTEREST RECEIVED 404,023.71
7. (A) AMOUNT OF MONTHLY ADVANCE 0.00
(B) AMOUNT OF COMPENSATING INTEREST 0.00
8. DELINQUENCY AND FORECLOSURE INFORMATION
(SEE EXHIBIT K)
9. (A) CLASS A INTEREST DISTRIBUTION AMOUNT:
(i) ACCRUED INTEREST 286,650.00
(ii) SHORTFALL, IF ANY, ON A PRECEDING
REMITTANCE DATE PLUS INTEREST 0.00
(iii) CLASS A INTEREST DISTRIBUTION AMOUNT ADJUSTMENT 17.32
ADJUSTED CLASS A INTEREST DISTRIBUTION AMOUNT 286,667.32
5.25031722
(B) CLASS B INTEREST DISTRIBUTION AMOUNT:
(i) ACCRUED INTEREST 30,375.00
(ii) SHORTFALL, IF ANY, ON A PRECEDING
REMITTANCE DATE PLUS INTEREST 0.00
(iii) CLASS B INTEREST DISTRIBUTION AMOUNT ADJUSTMENT 1.84
ADJUSTED CLASS B INTEREST DISTRIBUTION AMOUNT 30,376.84
5.62534074
(C) CLASS A PRINCIPAL DISTRIBUTION AMOUNT:
(i) ALL PAYMENTS AND OTHER RECOVERIES OF PRINCIPAL 52,239.21
(ii) PRINCIPAL PORTION PURCHASED FOR BREACH OF
WARRANTY AND RECEIVED BY THE TRUSTEE 0.00
(iii) SUBSTITUTION ADJUSTMENTS 0.00
(iv) PRINCIPAL BALANCE OF A LIQUIDATED BUSINESS LOAN 0.00
(v) AMOUNT RELEASED FROM THE PRE-FUNDING ACCOUNT 0.00
(vi) RECALCULATED PRINCIPAL ADJUSTMENT 0.00
TOTAL CLASS A PRINCIPAL DISTRIBUTION AMOUNT 52,239.21
0.95676209
(D) CLASS B PRINCIPAL DISTRIBUTION AMOUNT:
(i) ALL PAYMENTS AND OTHER RECOVERIES OF PRINCIPAL 5,166.52
(ii) PRINCIPAL PORTION PURCHASED FOR BREACH OF
WARRANTY AND RECEIVED BY THE TRUSTEE 0.00
(iii) SUBSTITUTION ADJUSTMENTS 0.00
(iv) PRINCIPAL BALANCE OF A LIQUIDATED BUSINESS LOAN 0.00
(v) AMOUNT RELEASED FROM THE PRE-FUNDING ACCOUNT 0.00
(vi) RECALCULATED PRINCIPAL ADJUSTMENT 0.00
TOTAL CLASS B PRINCIPAL DISTRIBUTION AMOUNT 5,166.52
0.95676296
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<S> <C>
10. (A) AMOUNT AVAILABLE IN THE SPREAD ACCOUNT IN CASH
AND FROM LIQUIDATION OF PERMITTED INSTRUMENTS 1,480,000.00
(B) AMOUNT TO BE TRANSFERRED FROM SPREAD ACCOUNT TO
CERTIFICATE ACCOUNT PURSUANT TO SECTION 6.02(b)(i) 0.00
11. (A) AGGREGATE CLASS A CERTIFICATE PRINCIPAL BALANCE AFTER
DISTRIBUTIONS TO BE MADE ON THE REMITTANCE DATE 54,547,760.79
999.04323791
(B) AGGREGATE CLASS B CERTIFICATE PRINCIPAL BALANCE AFTER
DISTRIBUTIONS TO BE MADE ON THE REMITTANCE DATE 5,394,833.48
999.04323704
(C) POOL PRINCIPAL BALANCE AFTER DISTRIBUTIONS
TO BE MADE ON THE REMITTANCE DATE 58,276,584.15
971.27638631
12. (A) EXTRA INTEREST FOR SUCH REMITTANCE DATE 142,781.10
(B) EXTRA INTEREST TO BE DISTRIBUTED TO CERTIFICATEHOLDERS 1,874,359.36
(C) SPREAD ACCOUNT EXCESS (payable to Spread Account Depositor) 0.00
(D) SPREAD ACCOUNT BALANCE 1,480,000.00
(E) SPECIFIED SPREAD ACCOUNT REQUIREMENT 3,496,595.05
13. (A) WEIGHTED AVERAGE MATURITY 329.168
(B) WEIGHTED AVERAGE BUSINESS LOAN INTEREST RATE 10.474%
14. (A) SERVICING FEES FOR THE RELATED DUE PERIOD 15,376.33
(B) DEFERRED SERVICING FEES PAID TO SERVICER THIS PERIOD 0.00
(C) AMOUNTS TO BE DEPOSITED TO THE EXPENSE ACCOUNT 2,309.75
15. AMOUNT OF REIMBURSEMENTS PURSUANT TO:
(A) SECTION 5.04 (b) 0.00
(B) SECTION 5.04 (c) 0.00
(C) SECTION 5.04 (d)(ii) 0.00
(D) SECTION 5.04 (e) 0.00
(E) SECTION 5.04 (f) 0.00
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<S> <C>
16. (A) CLASS A REMITTANCE RATE FOR SUCH REMITTANCE DATE 6.300%
(B) CLASS B REMITTANCE RATE FOR SUCH REMITTANCE DATE 6.750%
17. (A) AGGREGATE PRINCIPAL BALANCE OF THE SUBSEQUENT MORTGAGE
LOANS PURCHASED DURING THE PRIOR DUE PERIOD 12,139,000.00
(B) AMOUNT ON DEPOSIT IN THE PRE-FUNDING ACCOUNT AS OF THE END OF
SUCH DUE PERIOD 1,666,010.12
18. OTHER INFORMATION AS REQUESTED
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I, Harry Puglisi, Treasurer, represent that The Money Store Commercial Mortgage
Inc. complied with section 6.09 of the Pooling and Servicing Agreement dated
November 30, 1997 pertaining to Series 1997 - 2 in preparing the accompanying
Servicer's Certificate.
THE MONEY STORE COMMERCIAL MORTGAGE INC.
By: \s\ Harry Puglisi
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HARRY PUGLISI
TREASURER
