AMERICAN RESIDENTIAL EAGLE BOND TRUST 1999-2 COLLATERALIZED
8-K, 2000-11-14
ASSET-BACKED SECURITIES
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<PAGE>   1
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                               ------------------


                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the

                         Securities Exchange Act of 1934


                                October 25, 2000
                Date of Report (Date of Earliest Event Reported)


  American Residential Eagle, Inc. (as Depositor of American Residential Eagle
    Bond Trust 1999-2, Issuer of the Collateralized Home Equity Bonds, Series
   1999-2, under an Indenture dated July 1, 1999, between American Residential
    Eagle Bond Trust 1999-2, as Issuer, and Norwest Bank Minnesota, National
                       Association, as Indenture Trustee)


                        AMERICAN RESIDENTIAL EAGLE, INC.
                        --------------------------------
             (Exact Name of Registrant as Specified in Its Charter)



               Delaware                 333-70189-1             33-0787975
               --------                 -----------             ----------
    (State or Other Jurisdiction     (Commission File       (I.R.S. Employer
          of Incorporation)               Number)           Identification No.)

              445 Marine View Avenue, Suite 100, Del Mar, CA 92014
                    (Address of Principal Executive Offices)


                                 (619) 350-5001
                         (Registrant's Telephone Number,
                              Including Area Code)

                                 Not Applicable
          (Former Name or Former Address, if Changed Since Last Report)


<PAGE>   2

                    INFORMATION TO BE INCLUDED IN THE REPORT

Item 5.         OTHER EVENTS

                American Residential Eagle, Inc. has previously registered the
                offer and sale of Collateralized Home Equity Bonds, Series
                1999-2 (the "Bonds") issued by American Residential Eagle Bond
                Trust 1999-2.

                The following exhibit which relates specifically to the Bonds is
                included with this Current Report:

Item 7(c).      Exhibits

                10.1    Monthly Payment Date Statement relating to the
                        distribution to Bondholders, October 25, 2000.

<PAGE>   3

                                    SIGNATURE


        Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

Date:  November 13, 2000


                                   AMERICAN RESIDENTIAL EAGLE, INC.


                                    By:   /s/ Judith A. Berry
                                        ----------------------------------------
                                         Judith A. Berry
                                         Chief Financial Officer
                                         (Principal Financial Officer and
                                         and Principal Accounting Officer)

<PAGE>   4

                                  EXHIBIT INDEX


<TABLE>
<CAPTION>
Exhibit Number                                                                     Page Number
--------------                                                                     -----------
<S>                                                                                <C>
10.1    Monthly Payment Date Statement relating to the distribution to
        Bondholders, October 25, 2000.......................................            5
</TABLE>



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