EQUITRUST LIFE INSURANCE CO
RW, 2000-03-16
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[EquiTrust Life letterhead]



March 16, 2000

VIA EDGAR

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549

RE:	Withdrawal of Erroneous Filing of a
	Registration Statement on Form S-6 for
	EquiTrust Life Insurance Company
	File No. 333-31438

Commissioners:

On March 1, 2000, EquiTrust Life Variable Account (CIK #1054819)
intended to file a Form S-6 Registration Statement with the
Securities and Exchange Commission.  Unfortunately, the filing
was made using the CIK number of EquiTrust Life Insurance
Company, CIK #1054501.

The staff of the Securities and Exchange Commission has advised
us to make a corrected filing for EquiTrust Life Variable Account
using the accurate CIK number, and to withdraw the erroneous
filing on behalf of EquiTrust Life Insurance Company.  Therefore,
on March 2, 2000, EquiTrust Life Variable Account made a filing
on Form S-6 using the correct CIK number, which was then assigned
File #333-31482.

EquiTrust Life Insurance Company did not intend to make any
filing and hereby submits this letter requesting that the
Securities and Exchange Commission withdraw the erroneous March 1
filing and cancel File #333-31438.

Thank you for your help in this matter.

Sincerely,

/s/ Kristi Rojohn

Kristi Rojohn

cc:	Lloyd F. Bernard, Esq.






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