PENSECO FINANCIAL SERVICES CORP
10-Q, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
Previous: PENSECO FINANCIAL SERVICES CORP, 10-Q, 2000-08-14
Next: HYDROMAID INTERNATIONAL INC, NT 10-Q, 2000-08-14



<TABLE> <S> <C>


<ARTICLE>                                            9
<CIK>                                       0001054508
<NAME>          PENSECO FINANCIAL SERVICES CORPORATION
<MULTIPLIER>                                     1,000
<CURRENCY>                                U.S. DOLLARS

<S>                                        <C>
<PERIOD-TYPE>                                    6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                          13,518
<INT-BEARING-DEPOSITS>                              53
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    105,698
<INVESTMENTS-CARRYING>                          20,239
<INVESTMENTS-MARKET>                            20,024
<LOANS>                                        291,211
<ALLOWANCE>                                      2,950
<TOTAL-ASSETS>                                 446,489
<DEPOSITS>                                     378,276
<SHORT-TERM>                                    18,252
<LIABILITIES-OTHER>                              2,898
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                            21
<OTHER-SE>                                      47,042
<TOTAL-LIABILITIES-AND-EQUITY>                 446,489
<INTEREST-LOAN>                                  5,770
<INTEREST-INVEST>                                1,542
<INTEREST-OTHER>                                   392
<INTEREST-TOTAL>                                 7,704
<INTEREST-DEPOSIT>                               3,192
<INTEREST-EXPENSE>                               3,381
<INTEREST-INCOME-NET>                            4,323
<LOAN-LOSSES>                                       32
<SECURITIES-GAINS>                                (333)
<EXPENSE-OTHER>                                  4,337
<INCOME-PRETAX>                                  1,134
<INCOME-PRE-EXTRAORDINARY>                       1,134
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       929
<EPS-BASIC>                                        .43
<EPS-DILUTED>                                      .43
<YIELD-ACTUAL>                                    7.12
<LOANS-NON>                                        524
<LOANS-PAST>                                       314
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,950
<CHARGE-OFFS>                                       99
<RECOVERIES>                                        27
<ALLOWANCE-CLOSE>                                2,950
<ALLOWANCE-DOMESTIC>                             2,950
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission