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Previous: GLB BANCORP INC, 10QSB, 2000-11-09 |
Next: OCTEL CORP, 10-Q, 2000-11-09 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 6,728,035
<INT-BEARING-DEPOSITS> 43,697
<FED-FUNDS-SOLD> 6,642,950
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 3,637,010
<INVESTMENTS-CARRYING> 1,990,317
<INVESTMENTS-MARKET> 1,984,438
<LOANS> 101,764,532
<ALLOWANCE> 787,599
<TOTAL-ASSETS> 126,392,116
<DEPOSITS> 88,760,814
<SHORT-TERM> 10,500,000
<LIABILITIES-OTHER> 731,008
<LONG-TERM> 0
0
0
<COMMON> 5,334,765
<OTHER-SE> 21,065,529
<TOTAL-LIABILITIES-AND-EQUITY> 126,392,116
<INTEREST-LOAN> 5,959,375
<INTEREST-INVEST> 229,946
<INTEREST-OTHER> 533,701
<INTEREST-TOTAL> 6,723,022
<INTEREST-DEPOSIT> 1,939,133
<INTEREST-EXPENSE> 2,450,263
<INTEREST-INCOME-NET> 4,272,759
<LOAN-LOSSES> 255,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,343,993
<INCOME-PRETAX> 1,307,789
<INCOME-PRE-EXTRAORDINARY> 1,307,789
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 848,462
<EPS-BASIC> .40
<EPS-DILUTED> .40
<YIELD-ACTUAL> 7.90
<LOANS-NON> 66,427
<LOANS-PAST> 186,075
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 9,514
<ALLOWANCE-OPEN> 696,068
<CHARGE-OFFS> 59,134
<RECOVERIES> 665
<ALLOWANCE-CLOSE> 787,599
<ALLOWANCE-DOMESTIC> 787,599
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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