UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
FORM 13F
August 11, 2000
Institutional Investment Manager Filing this Report:
Name: Albion Financial Group
Address: 812 East 2100 South
Salt Lake City, UT 84106
13F File Number: 28-6676
The institutional investment manager filing this report and the person by
whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and that is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report:
Name: John Q. Bird
Title: Executive Vice-President
Phone: 801-487-3700
Signature, Place, and Date of Signing:
John Q. Bird Salt Lake City, Utah August 11, 2000
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 403
Form 13F Information Table Value Total: $ 339,985,902
<PAGE>
<TABLE> <C> <C>
Name of Reporting Manager: Albion Financial Group
Voting Authority (sh
(b) ShareManag(a) (b) (c) None
Name of Issuer Title CUSIP Value Shares/ (a) SoAs De(c) See Intr. V
PRN AMT in InOther
3Com Corporation COM 885535104 28,813 500 X X
ADC Telecom, Inc. COM 000886101 8,917,590 106320 X X
AES Corp. COM 00130H105 3,442,406 75450 X X
AT&T Corp. COM 001957109 240,224 7596 X X
Abbott Laboratories COM 002824100 71,300 1600 X X
About.com, Inc. COM 003736105 6,647 211 X X
Active Software, Inc. COM 00504E100 38,844 500 X X
Advanced Micro Devices COM 007903107 7,725 100 X X
Advanced Precision Tech. COM 00754H209 6,100 10000 X X
Advanced Radio Telecom COM 00754U101 29,250 2000 X X
Affymetrix, Inc. COM 00826T108 16,513 100 X X
Agilent Technologies, Inc. COM 00846U101 231,605 3140 X X
Air Products and Chemicals COM 009158106 1,695 55 X X
Albertsons, Inc. COM 013104104 174,895 5260 X X
Alcoa Inc. COM 013817101 4,930 170 X X
Alexander & Baldwin COM 014482103 1,213 55 X X
Allaire Corporation COM 016714107 36,750 1000 X X
Allegheny Energy, Inc. COM 017411109 21,900 800 X X
Allergan Inc. COM 018490102 55,428 744 X X
Allos Therapeutics, Inc. COM 019777101 4,875 500 X X
America Online COM 02364J104 1,134,836 21539 X X
American Express COM 025816109 46,913 900 X X
American Home Prods. Corp. COM 026609107 225,248 3834 X X
American International Gp COM 026874107 54,873 467 X X
American Italian Pasta COM 027070101 4,138 200 X X
Amerisource Health Corp COM 03071P102 2,109,550 68050 X X
Amgen Corp. COM 031162100 98,350 1400 X X
Analog Devices, Inc. COM 032654105 15,200 200 X X
Apache Corporation COM 037411105 23,525 400 X X
Apple Computer, Inc. COM 037833100 62,850 1200 X X
Applied Materials Inc. Del COM 038222105 18,125 200 X X
Arch Chemicals Inc. COM 03937R102 3,281 150 X X
Ariba, Inc. COM 04033V104 196,094 2000 X X
Associated Estates Realty COM 045604105 7,000 1000 X X
At Home Corporation COM 045919107 4,150 200 X X
Audiovox Corporation COM 050757103 110,313 5000 X X
Auto Desk, Inc. COM 052769106 3,295 95 X X
Automatic Data Processing, COM 053015103 205,412 3835 X X
Aviron COM 053762100 30,875 1000 X X
Axent Technologies Inc. COM 05459C108 1,489 60 X X
BP Amoco COM 055622104 673,320 11904 X X
Ballard Power Systems Inc. COM 05858H104 8,981 100 X X
Bank One Corp. COM 059438101 106,250 4000 X X
Bank of America Corp. COM 06605F102 33,454 778 X X
Barrick Gold Corp. COM 067901108 18,188 1000 X X
Baxter International COM 071813109 14,063 200 X X
BellSouth Corp. COM 079860102 164,660 3863 X X
Bestfoods COM 08658U101 59,209 855 X X
Boeing COM 097023105 109,423 2617 X X
Bristol Myers Squibb Co. COM 110122108 123,490 2120 X X
Burlington Northern Santa COM 12189T104 13,763 600 X X
CEC Inds. Corp. New COM 125138206 84 2800 X X
CFI International Co. COM 125252106 0 500 X X
CMGI, Inc. COM 125750109 45,813 1000 X X
CNH Global N.V. COM N20935107 9,250 1000 X X
CP & L Energy Inc. COM 144141108 6,388 200 X X
Calico Commerce, Inc. COM 129897104 6,500 400 X X
Cardinal Health, Inc. COM 14149Y108 4,810 65 X X
Caremark Rx, Inc. COM 141705103 13,625 2000 X X
Catapult Communication COM 149016107 5,031 500 X X
Caterpillar Inc. COM 149123101 3,401 100 X X
Celgene Corporation COM 151020104 17,663 300 X X
Chalone Wine Group Ltd COM 157639105 4,000 500 X X
Charles Schwab Corporation COM 808513105 100,875 3000 X X
Chase Manhattan Corp. New COM 16161A108 2,471,345 53652 X X
Check Point Software Techn COM M22465104 21,175 100 X X
Chevron COM 166751107 297,522 3508 X X
China Continental Inc. COM 169372109 44 100 X X
Cisco Systems COM 17275R102 3,715,355 58452 X X
Citigroup, Inc. COM 173034109 231,963 3850 X X
Citrix Systems Inc. COM 177376100 954,450 50400 X X
Clarus Corporation COM 182707109 21,770 560 X X
Coca-Cola Co. COM 191216100 149,338 2600 X X
Colorado Casino COM 196334106 10 1000 X X
Compaq Computer COM 204493100 65,951 2580 X X
Comptronix Corp COM 20476C106 2 150 X X
Computer Sciences Corporat COM 205363104 1,691,672 22650 X X
Computerized Thermal Imagi COM 20557C108 50,969 7000 X X
Comverse Technology COM 205862402 18,600 200 X X
Costco Wholesale Corp. COM 22160K105 33,000 1000 X X
Courier Corp COM 222660102 17,025 600 X X
Covol Technologies Inc. COM 223575101 305 150 X X
Cox Communications Inc. Cl COM 224044107 5,468 120 X X
Curtiss Wright COM 231561101 260 7 X X
Cypress Semiconductor COM 232806109 4,225 100 X X
Cytogen COM 232824102 9,113 900 X X
Del Rio Resources Inc. COM 245370101 0 22500 X X
Dell Computer COM 247025109 143,006 2900 X X
Delphi Automotive Systems COM 247126105 3,757 258 X X
Diamonds Trust Ser 1 COM 252787106 5,428 52 X X
Diodes Incorporated COM 254543101 8,575 200 X X
Dominion Resources COM 257470104 94,754 2210 X X
Dover COM 260003108 56,788 1400 X X
Du Pont De Nemours COM 263534109 259,438 5930 X X
Duke Energy Corp. COM 264399106 63,704 1130 X X
Dun and Bradstreet COM 264830100 8,731 305 X X
E Toys COM 297862104 634 100 X X
EBay Inc. COM 278642103 32,588 600 X X
EMC Corp COM 268648102 544,718 7080 X X
Earl Owensby Studios COM 270100100 400 5000 X X
Eastman Kodak COM 277461109 298 5 X X
Echelon Corporation COM 27874N105 677,869 11700 X X
Echostar Communications COM 278762109 33,109 1000 X X
Edison International COM 281020107 73,800 3600 X X
Edwards Lifesciences Corp COM 28176E108 740 40 X X
El Paso Energy Partners COM 28368B102 7,313 300 X X
Elan Corp. COM 284131208 8,723,788 180104 X X
Electronic Data Systems COM 285661104 660 16 X X
Eli Lilly & Co. COM 532457108 966,291 9675 X X
Emerson Electric COM 291011104 42,263 700 X X
Emulex Corporation COM 292475209 13,138 200 X X
Energen Corp COM 29265N108 4,363 200 X X
Enron Corp. COM 293561106 80,625 1250 X X
Epimmune Inc. COM 29425Y101 759 119 X X
Evans & Sutherland COM 299096107 23,658 3711 X X
Excelsior Income Shares COM 300723103 6,000 400 X X
Exodus Communications, Inc COM 302088109 92,125 2000 X X
Exxon Mobile Corp. COM 30231G102 2,296,204 29251 X X
FMC Corp. COM 302491303 23,200 400 X X
Fairmile Gold Corp COM 304901101 44 2000 X X
Fannie Mae COM 313586109 261 5 X X
FelCor Lodging Trust Inc. COM 314305103 1,850 100 X X
First Data COM 319963104 15,682 316 X X
First Security Corp COM 336294103 257,676 18999 X X
First Union Corporation COM 337358105 4,069 164 X X
FleetBoston Financial Corp COM 339030108 14,892 438 X X
Flextronics COM Y2573F102 27,475 400 X X
Ford Motor Co. COM 345370100 86,000 2000 X X
Fortune Brands COM 349631101 89,944 3900 X X
Frontier Oil Corp. COM 930676101 8,125 1000 X X
Gallaher Group Plc ADS COM 363595109 83,606 3900 X X
GameWeaver.com COM 36466J109 13 22 X X
Gap Inc. COM 364760108 28,438 910 X X
General Electric COM 369604103 209,341,99 3949849 X X
General Mills COM 370334104 27,999 732 X X
General Motors Corp COM 370442105 65,146 1122 X X
General Motors Corp. CL H COM 370442501 1,229 14 X X
General Public Utilities COM 36225X100 81,188 3000 X X
Genetronics Biomedical Ltd COM 371916107 3,063 1000 X X
Glaxo Wellcome Plc Adr COM 37733W105 38,503 666 X X
Gliatech, Inc. COM 37929C103 4,050 200 X X
Global Crossing COM G3921A100 52,625 2000 X X
Granite State Bankshares COM 387472103 1,906 126 X X
Guidant Corp. COM 401698105 4,950 100 X X
HNC Software COM 40425P107 30,875 500 X X
Hain Food Group, Inc. COM 405219106 3,669 100 X X
Harley-Davidson Inc. COM 412822108 23,100 600 X X
Healthsouth Corporation COM 421924101 3,594 500 X X
Hewlett-Packard COM 428236103 1,029,475 8244 X X
Hispanic Broadcasting Comp COM 43357B104 16,563 500 X X
Home Depot COM 437076102 84,394 1690 X X
Honeywell International In COM 438506107 205,258 6093 X X
I2 Technologies Inc. COM 465754109 10,427 100 X X
IDX Systems Corporation COM 449491109 14,125 1000 X X
IIGroup COM 449629104 103 30 X X
Ikon Office Solutions COM 451713101 19,375 5000 X X
Imation Corp. COM 45245A107 5,875 200 X X
Inktomi Corporation COM 457277101 118,250 1000 X X
Intel Corp. COM 458140100 7,754,992 58008 X X
Interact Commerce Corporat COM 45839Y107 17,719 1500 X X
Intercapital Quality Muni COM 45844G109 8,897 650 X X
International Business Mac COM 459200101 59,602 544 X X
International Paper COM 460146103 33,241 1115 X X
International Rectifier Co COM 460254105 5,600 100 X X
Internet Capital Group, In COM 46059C106 3,702 100 X X
Itron, Inc. COM 465741106 8,250 1000 X X
J.P. Morgan COM 616880100 90,303 820 X X
JDS Uniphase Corp. COM 46612J101 13,186 110 X X
JLG Industries COM 466210101 148,438 12500 X X
Johnson & Johnson COM 478160104 5,331,323 52332 X X
Johnson Controls COM 478366107 15,650 305 X X
Juniper Networks, Inc. COM 48203R104 29,113 200 X X
Kansas City So. Ind COM 485170104 26,606 300 X X
Keebler Foods Company COM 487256109 1,009,800 27200 X X
Kimberly-Clark Corp. COM 494368103 3,156 55 X X
Labor Ready Incorporated COM 505401208 6,625 1000 X X
Laclede Gas Co. COM 505588103 5,775 300 X X
Liberty Media Group, Class COM 001957208 34,650 1400 X X
Loews Corp. COM 540424108 6,000 100 X X
Loral Space & Communicatio COM G56462107 627,809 90495 X X
Lucent Technologies COM 549463107 696,128 11749 X X
MFS Govt Markets Income COM 552939100 6,738 1100 X X
MSH Entertainment:Corporat COM 553574104 100 800 X X
McGraw-Hill Companies, Inc COM 580645109 75,600 1400 X X
McKesson HBOC, Inc COM 58155Q103 565 27 X X
McWhorter COM 582803102 639,105 32880 X X
MediaOne Group Inc. COM 912889201 13,791 207 X X
Medtronic, Inc. COM 585055106 11,955 240 X X
Megafoods Stores, Inc. COM 584951107 50 10000 X X
Merck & Co., Inc. COM 589331107 1,209,526 15785 X X
Meridian Gold, Inc. COM 589975101 30,625 5000 X X
Microsoft Corp. COM 594918104 3,082,960 38537 X X
Minnesota Mining and Manuf COM 604059105 354,503 4297 X X
Monaco Coach Corp. COM 60886R103 4,088 300 X X
Motorola, Inc. COM 620076109 76,202 2622 X X
NVIDIA Corporation COM 67066G104 25,425 400 X X
Nasdaq 100 Index COM 631100104 9,598 103 X X
Network Appliance, Inc. COM 64120L104 161,000 2000 X X
Newport Corporation COM 651824104 10,738 100 X X
Nextel Communications, Inc COM 65332V103 3,671 60 X X
Niku Corporation COM 654113109 20,250 600 X X
Nokia Corp. COM 654902204 5,354,548 107225 X X
Norfolk Southern COM 655844108 8,925 600 X X
Nortel Networks Corp. COM 656569100 4,336,605 63540 X X
Novell COM 670006105 9,250 1000 X X
OGE Energy Corp. COM 670837103 1,221 66 X X
Olin Corp COM 680665205 4,950 300 X X
Omnicom Group COM 681919106 3,384 38 X X
Opus360 Corporation COM 68400F109 3,688 1000 X X
Oracle Systems COM 68389X105 7,233,158 86045 X X
PLX Technology, Inc. COM 693417107 8,300 200 X X
PMC-Sierra Inc. COM 69344F106 17,769 100 X X
Paychex Inc. COM 704326107 42,504 1012 X X
PepsiCo, Inc. COM 713448108 51,548 1160 X X
Petroleum Geo-Services COM 716597109 17,063 1000 X X
Pfizer, Inc. COM 717081103 1,215,792 25329 X X
Philip Morris COM 718154107 4,781 180 X X
PictureTel Corporation COM 720035302 5,250 2000 X X
Pinnacle West COM 723484101 3,388 100 X X
Planetrx.Com, Inc. COM 727049108 750 500 X X
Power-One, Inc. COM 739308104 11,394 100 X X
Powertel COM 73936C109 7,094 100 X X
Procter & Gamble Co. COM 742718109 87,306 1525 X X
Procyte Corp. COM 742807100 9,500 8000 X X
Proxicom, Inc. COM 744282104 47,875 1000 X X
Puget Sound Energy Inc. COM 745332106 38,149 1790 X X
Qiagen N.V COM N72482107 34,800 200 X X
Qualcomm Inc. COM 747525103 7,895,940 131599 X X
Questar Corp. COM 748356102 8,138 420 X X
Qwest Communications COM 749121109 61,988 1248 X X
R.H. Donnelley Corporation COM 74955W307 1,163 60 X X
Rambus Inc. COM 750917106 41,200 400 X X
Raytheon Co. Class A COM 755111309 178 9 X X
Red Hat, Inc. COM 756577102 27,063 1000 X X
Renaissance GLF New COM 75966T308 75 300 X X
Royal Dutch Petroleum Co. COM 780257804 197,000 3200 X X
SBC Communications Inc. COM 78387G103 359,927 8322 X X
SDL, Inc. COM 784076101 28,519 100 X X
Sara Lee Corp. COM 803111103 9,656 500 X X
Schering Plough Corp COM 806605101 247,450 4900 X X
Schlumberger Ltd. COM 806857108 445,661 5972 X X
Scient Corp. COM 80864H109 44,125 1000 X X
ScottishPower COM 81013T705 23,777 711 X X
Sempra Energy COM 816851109 119 7 X X
Siebel Systems COM 826170102 32,713 200 X X
Silicon Storage Technology COM 827057100 5,696,156 64500 X X
SmarTire Systems, Inc. COM 831913108 1,438 1000 X X
Smithkline Beecham PLC COM 832378301 208,600 3200 X X
Softech, Inc. COM 834021107 531 500 X X
Solectron Corp. COM 834182107 4,280,044 102210 X X
Sonera Group COM 835433202 8,050 175 X X
Sony Corporation COM 835699307 14,147 150 X X
Sprint PCS Series 1 COM 852061506 59,500 1000 X X
Standard & Poors Depositor COM 78462F103 53,609 369 X X
Starbucks Corp. COM 855244109 7,638 200 X X
State Street Boston Corp. COM 857477103 31,819 300 X X
Sun Microsystems COM 866810104 422,132 4642 X X
Symbol Technologies, Inc. COM 871508107 8,046 149 X X
TRW Inc. COM 872649108 43,375 1000 X X
TXU Corp. COM 882848104 1,298 44 X X
Target Corporation COM 87612E106 11,600 200 X X
Telefonica, S.A. COM 879382208 3,587 56 X X
Tellabs, Inc. COM 879664100 16,425 240 X X
Teva Pharmaceutical Indust COM 881624209 3,182,113 57400 X X
Texaco, Inc. COM 881694103 252,618 4744 X X
Texas Instruments COM 882508104 20,606 300 X X
Thermo Fibertek COM 88355W105 209 44 X X
TiVo Inc. COM 888706108 17,500 500 X X
Time Warner Inc. COM 887315109 3,800 50 X X
Transocean Sedco Forex, In COM 893817106 3,099 58 X X
Treev Inc New COM 894692300 8,125 1250 X X
TriQuint Semiconductor Inc COM 89674K103 9,569 100 X X
Tularik Inc. COM 899165104 11,800 400 X X
Tyco International COM 902124106 395,439 8347 X X
Tyler Technologies, Inc. COM 902184100 1,768 690 X X
US Bancorp COM 902973106 19,250 1000 X X
US Worldlink, Inc. COM 91274A105 31 500 X X
USA Networks, Inc. COM 902984103 3,893 180 X X
Union Pacific Corp. COM 907818108 47,898 1288 X X
Union Pacific Resources Gr COM 907834105 5,346 243 X X
United Parcel Service COM 911312106 41,300 700 X X
United Stationers COM 913004107 907 28 X X
Unocal Corporation COM 915289102 9,938 300 X X
Usana Inc. COM 90328M107 3,063 1000 X X
Valspar Corp. COM 920355104 6,779,700 200880 X X
Van Kampen Amer Cap Select COM 92112M103 21,500 2000 X X
Varian Inc. COM 922206107 15,221 330 X X
Varian Medical Systems COM 92220P105 12,911 330 X X
Varian Semiconductor Equip COM 922207105 20,728 330 X X
VeriSign, Inc. COM 92343E102 17,650 100 X X
Veritas Software Corporati COM 923436109 33,905 300 X X
Verity, Inc. COM 92343C106 38,000 1000 X X
Verizon Communications COM 92343V104 699,007 13307 X X
Viewcast.com Inc. COM 926713108 3,625 1000 X X
Vignette Corporation COM 926734104 312,094 6000 X X
Vishay Intertechnology, In COM 928298108 3,794 100 X X
Visteon Corp. COM 92839U107 3,166 261 X X
Vodafone COM 92857T107 2,403 58 X X
VoiceStream Wireless Corpo COM 928615103 11,630 100 X X
Wal-Mart Stores COM 931142103 42,066 730 X X
Walt Disney Company COM 254687106 899,829 23184 X X
Waste Management Inc COM 94106L109 3,800 200 X X
Weingarten Realty Investor COM 948741103 80,750 2000 X X
Wellpoint Health Networks COM 94973H108 7,244 100 X X
Wells Fargo & Co. COM 949746101 60,063 1550 X X
Western Health Plans Inc. COM 958305104 0 600 X X
Williams Companies, Inc. COM 969457100 30,432 730 X X
Wm. Wrigley Jr. Co. COM 982526105 82,593 1030 X X
Workflow Management Inc. COM 98137N109 1,188 100 X X
World Wireless Communicati COM 98155B102 7,250 2000 X X
WorldCom, Inc. COM 55268B106 96,796 2110 X X
Wyndham International Inc. COM 983101106 35 14 X X
Yahoo, Inc. COM 984332106 136,263 1100 X X
ZDNet Group COM 989511209 10,800 1200 X X
inSilicon Corporation COM 45769H108 1,563 100 X X
Health Care Property INVS COM 421915109 5,450 200 X X
Iomed, Inc. 10/24/98 COM 462028101 27,248 5190 X X
Belco Oil & Gas Corp. COM 077410108 7,375 500 X X
Ford Motor Co. Dep SH COM 345370407 52,500 2000 X X
ML Capital Trust COM 59021g204 21,313 1000 X X
Merrill Lynch & Co. Inc De COM 590188819 42,750 1500 X X
Alabama Power TOP 7.375% D COM 010383206 21,500 1000 X X
Allstate Corp Quibs 7.12 COM 020002200 21,625 1000 X X
Appalachian Power 8.000% COM 037735818 22,625 1000 X X
BNKAM Cap IV 7.000 COM 066044207 20,875 1000 X X
Citigroup Cap I 8. COM 17305F201 109,200 4550 X X
Colum So PW 7.92% DEF Ser COM 199575796 21,688 1000 X X
Farmers Group 8.450% COM 309593200 23,938 1000 X X
HL&P Capital Trust 8.125% COM 404202202 22,125 1000 X X
Sears ACC Ser Quib 7.000% COM 812404200 20,750 1000 X X
Tennessee Valley Auth.6.75 COM 880591300 21,813 1000 X X
Transamerica Quibs 7.100% COM 893950204 21,250 1000 X X
Dollar Tree Stores, Inc. COM 256747106 -3,956 -100 X X
Elan 1996 Warrant WT 284131703 5,534,225 90725 X X
FocusWireless.com Wts WT 45815F114 0 1750 X X
Delaware Group Div and Inc COM 245915103 20,925 1800 X X
Dreyfus Strategic Governme COM 261938104 3,468 380 X X
Putnam Master Intern'l Inc COM 746909100 18,125 2900 X X
AIM Weingarten Fund COM 001413301 18,650 586.491 X X
American Century Ultra Fun COM 025083882 17,813 404.652 X X
Artisan Intl. FD COM 04314H204 3,401 112.777 X X
Dreyfus Appreciation Fund COM 261970107 213,298 4544.054 X X
Dreyfus Premier Technology COM 26200C882 10,837 179.506 X X
Evergreen Growth & Inc. Fu COM 30023W307 13,104 432.333 X X
Federated US Govt Security COM 31428M100 78,705 7648.69 X X
Fidelity - Equity Income F COM 316145101 5,417 209.315 X X
Fidelity Advisor Equity Gr COM 315805101 50,162 658.117 X X
Fidelity Contrafund COM 316071109 176,286 3053.108 X X
Fidelity Dividend Growth F COM 316389402 88,791 2839.493 X X
Fidelity Growth & Income COM 316389204 6,199 131.027 X X
Fidelity Low Price Stock A COM 316345305 32,306 1353.989 X X
Fidelity Magellan Fund COM 316184100 6,429 47.754 X X
Fidelity New Millennium Fu COM 316200302 30,120 619.616 X X
Franklin Dynatech Fund Cla COM 353496201 26,158 887.629 X X
Gabelli Global Telecommuni COM 36239X104 79,491 3128.347 X X
H&Q IPO Emerging Company F COM 406547307 16,032 1200.02 X X
Invesco Dynamics Fund COM 46127G204 3,159 109.349 X X
Invesco Endeavor Fund COM 46127G402 16,695 666.475 X X
Invesco INT European Fund COM 46127X108 5,968 241.412 X X
Invesco INT Pacific Basin COM 46127X207 1,596 169.413 X X
Invesco ISP Financial Serv COM 46127P600 15,987 599.429 X X
Invesco Technology FD COM 46127P501 4,647 49.809 X X
Invesco Telecommunications COM 46127T206 20,675 368.676 X X
Janus Fund Inc COM 471023101 371,206 8178.136 X X
Janus Growth and Income Fu COM 471023200 505,354 12063.836 X X
Janus High Yield Fund COM 471023762 7,782 762.237 X X
Janus Mercury Fund COM 471023853 493,867 11680.872 X X
Janus Strategic Value Fund COM 471023655 264,977 23616.508 X X
Janus Worldwide Fund COM 471023309 39,927 510.319 X X
MFS High Income Class A COM 552984106 34,957 7343.967 X X
MSDW American Opportunitie COM 616933206 42,913 1066.696 X X
MSDW Health Sciences COM 241923101 19,680 1000 X X
MSDW U.S. Government Secur COM 241906106 147,728 17078.361 X X
Montgomery Global Communic COM 613828508 24,409 714.34 X X
Municipal Income Opportuni COM 61745P452 17,081 2039.568 X X
Municipal Income Opportun COM 61745P445 8,906 1228.452 X X
New Perspective Fund Inc COM 648018109 96,399 3115.673 X X
Oakmark Fund COM 413838103 12,686 499.464 X X
Oppenheimer CA Tax Exempt COM 683912109 91,346 9134.627 X X
Oppenheimer Strategic Inco COM 68380K102 17,718 4178.77 X X
PaineWebber High Income Fu COM 695900308 5,721 1148.78 X X
PaineWebber Low Duration U COM 69563D303 7,780 3412.388 X X
Papp America-Abroad COM 698875101 66,365 1801.927 X X
Putman US Govt. Trust Cl B COM 746885201 8 0.678 X X
Putnam Health Sciences TR COM 746778109 224,275 2775.337 X X
Schwab 1000 Fund COM 808517106 204,387 5090.581 X X
Scudder Growth & Income Fu COM 460965882 18,558 695.061 X X
Spartan Market Index COM 315912204 28,474 284.402 X X
Strong Opportunity Fund COM 86335K100 2,863 60.911 X X
T Rowe Price Growth Stock COM 741479109 173,616 4825.361 X X
T. Rowe Price Equity Incom COM 779547108 24,760 1069.549 X X
T. Rowe Price High Yield COM 741481105 7,708 1018.21 X X
T. Rowe Price Science & Te COM 77957M102 47,461 765.623 X X
USAA Tax Exempt Int-term F COM 903289205 38,913 3093.243 X X
Vanguard Bond Index Fund T COM 921937108 9,994 1039.97 X X
Vanguard Fixed Income Sec COM 922031208 7,674 1080.829 X X
Vanguard Index Trust 500 P COM 922908108 635,149 4734.617 X X
Vanguard Morgan Growth Fun COM 921928107 39,907 1738.854 X X
Vanguard Muni Bond Ltd Trm COM 922907704 16,340 1547.324 X X
Vanguard Sp Health Care Po COM 921908307 38,054 318.254 X X
Washington Mutual Investor COM 939330106 69,699 2477.758 X X
Oracle LEAP January 2001 COM 68380E106 28,750 CALL X X
Waste Management COM 92929QAF4 4,231 5000 X X
339,985,902
</TABLE>
