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SUPPLEMENT DATED AUGUST 12, 1999
TO PROSPECTUS
DATED MAY 1, 1999
SELECT TEN PLUS
A SYNDICATED VARIABLE ANNUITY
INTEGRITY LIFE INSURANCE COMPANY
The Death Benefits and Similar Benefit Distributions paragraph in Section 8 -
Terms of Your Variable Annuity, is deleted in its entirety and replaced by the
following:
We'll pay a death benefit to the Annuitant's surviving beneficiary (or
beneficiaries, in equal shares) if the last Annuitant dies before annuity
payments have started.
For contracts issued before the youngest Annuitant's 71st birthday, if the last
Annuitant dies before annuity payments have started, the death benefit is the
higher of:
a) Total contributions, minus subsequent withdrawals (after being adjusted for
associated charges and adjustments); and
b) Your current Account Value as of the date we receive due proof of death.
The reduction in the death benefit described in a) above for subsequent
withdrawals will be calculated on a pro rata basis with respect to Account Value
at the time of withdrawal. We'll also adjust the death benefit for any
applicable Market Value Adjustment and/or charges.
For contracts issued on or after the youngest Annuitant's 71st birthday, if the
last Annuitant dies before annuity payments have started, the death benefit is
the contract value on the Business Day on which we receive due proof of death.
Death benefits and benefit distributions required because of a separate Owner's
death can be paid in a lump sum or as an annuity. If a benefit option hasn't
been selected for the beneficiary at the Annuitant's death, the beneficiary can
select an option.
The Owner selects the beneficiary of the death benefit. An Owner may change
beneficiaries by submitting the appropriate form to the Administrative Office.
If an Annuitant's beneficiary doesn't survive the Annuitant, then the death
benefit is generally paid to the Annuitant's estate. A death benefit won't be
paid after the Annuitant's death if there is a contingent Annuitant. In that
case, the contingent Annuitant becomes the new Annuitant under the contract.
The maximum issue age for the Annuitant is 85 years old.
THIS SUPPLEMENT MODIFIES THE PROSPECTUS AND SHOULD BE READ AND RETAINED.
