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Previous: UNITY HOLDINGS INC, 10QSB, 2000-11-13 |
Next: PINNACLE BUSINESS MANAGEMENT INC, 10SB12G/A, 2000-11-13 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,331,592
<INT-BEARING-DEPOSITS> 110,946
<FED-FUNDS-SOLD> 4,750,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 9,297,626
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 52,367,770
<ALLOWANCE> 787,335
<TOTAL-ASSETS> 74,194,952
<DEPOSITS> 65,695,862
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,011,753
<LONG-TERM> 0
0
0
<COMMON> 8,392
<OTHER-SE> 7,478,945
<TOTAL-LIABILITIES-AND-EQUITY> 74,194,952
<INTEREST-LOAN> 3,571,896
<INTEREST-INVEST> 405,571
<INTEREST-OTHER> 231,501
<INTEREST-TOTAL> 4,208,968
<INTEREST-DEPOSIT> 2,182,736
<INTEREST-EXPENSE> 2,182,736
<INTEREST-INCOME-NET> 2,026,232
<LOAN-LOSSES> 273,854
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,929,785
<INCOME-PRETAX> 287,863
<INCOME-PRE-EXTRAORDINARY> 287,863
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 287,863
<EPS-BASIC> 0.34
<EPS-DILUTED> 0.34
<YIELD-ACTUAL> 5.29
<LOANS-NON> 10,000
<LOANS-PAST> 167,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 520,000
<CHARGE-OFFS> 7,000
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 787,000
<ALLOWANCE-DOMESTIC> 787,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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